text
stringlengths 1
40.1k
| label
stringclasses 838
values | dataType
stringclasses 2
values | communityName
stringclasses 838
values | datetime
stringlengths 10
10
| username_encoded
stringlengths 136
160
| url_encoded
stringlengths 220
528
|
|---|---|---|---|---|---|---|
Stop overthinking - act now, iterate, act again, iterate... and keep going. That’s it. That’s the whole game.
Everyone wants the cheat code for success, but here’s the truth: it doesn’t exist. You don’t win by planning the perfect start or waiting until everything’s just right. You win by starting, learning, adapting, and doing it all over again. You win by being a fucking animal.
As the once-great Conor McGregor said: "I am not talented, I am obsessed."
Joe Rogan didn’t start with a £200m Spotify deal - he started with a dodgy webcam, childlike curiosity, and a couple of mates talking nonsense. Fast forward 2,000 episodes, and he’s bigger than every TV host combined. Absolute animal.
Dyson? He didn’t wake up one morning and invent the perfect hoover (yeah, I know “hoover” is technically a brand - don’t come for me, I’m British). It took him over 5,000 tries, but he got there. Animal.
And MrBeast? Easy target for his school bully, no doubt. The guy spent years grinding on YouTube, uploading videos to an audience of fuck all. But he didn’t quit. Kept tweaking, testing, learning. Now? He’s cracked the code and turned into a full-blown beast. Or animal (sorry, had to do it).
Even the Colonel - yeah, the bearded bloke - didn’t start flogging chicken until he was 65. Rejected over a thousand times. A thousand. He might just be the biggest animal of them all.
Here’s the thing: everyone wants to win. Most people love to plan, maybe even start… but hardly anyone sticks around for the long game.
The grind? It’s ugly. It’s boring. It’s demoralising. Those tiny wins? They trick you into thinking you’ve cracked it - right before life delivers a swift kick in the nuts.
Persistence wins. Success isn’t about perfect plans; it’s about pushing through when others quit. And, of course, the researchers had to spell it out for us: a 2023 study by Boss et al. confirms what we all already know - entrepreneurs who persist through setbacks are more likely to succeed. Apparently, persistence isn’t just grit - it’s about iterating through failure and taking small steps, even when you feel stuck. Groundbreaking stuff.
Simple? Yep. Easy? Not at all. Nike didn’t start as a giant - they began pouring rubber into a waffle iron in a kitchen. What the hell’s a waffle iron, you ask? Lucky for you, I googled it. (Who am I kidding, I ChatGPT’d it - honestly, they need to come up with a better verb for that).
For the uninitiated (maybe just me), a waffle iron’s just a gadget for making waffles - crispy, grid-patterned squares you drown in syrup. Or Nutella if you’re feeling cheeky.
So, how’d Nike use one to make shoes? Simple. They were messing around in the kitchen, pouring rubber into the waffle iron to create shoe soles (as you do). Sounds like something you'd do after a few too many, but somehow it worked. And that’s how Nike iterated to a wildly successful product.
Facebook was a glorified phone book for uni students.
Top Gear ripped into Tesla’s first Roadster, calling it a dodgy go-kart with battery problems. That “go-kart” is now patient zero for the EV car virus (who’s triggered?). It wasn’t perfect, but it was the start of something massive.
Most podcasts don’t make it past three episodes. Most businesses don’t survive five years. But the ones who stick around, who persist, who adapt? They end up dominating because everyone else was too busy looking for shortcuts or chasing shiny objects.
So stop waiting for the stars to align. Forget perfect. Perfect is boring. Start messy, learn as you go, and keep showing up. That’s the difference between the people who dream about success and the ones who actually live it.
Now, stop reading this bollocks. The winners aren’t here - they’re out grafting. Quit procrastinating and get back to work. | r/smallbusiness | post | r/smallbusiness | 2025-01-12 | Z0FBQUFBQm5teE5QTTltc1A4TXVEWUhiUGxONW5JSXVGX1dZTVM5YVlrX2NGMG92NjNmNzEteUVFb1B3V1U1S19IeUpiQzM2UUZpWllXVEkxbkctaXpES1JJdmxmcjlPZ3c9PQ== | Z0FBQUFBQm5teE5ROU9Jd2FUMFA3UjBXczdRTkNrdk94UEJYUnZULTg5UUtLeXFtcnl1ZlVMNUdKNkl1bXV1QTZvUWJ2VGJHbGdwLW8xNUtveUhNSFVHQ0hQQWtuVzlHUFp2bEs4YVJGVmFMS2NLeV84UjJRWGVuWUt0bUFvckhEQmFRaTNHdFVTNmlBUVh1RWxZbEpmODZnM1RDV2wxamh3TkhDZjFZY241bGozVzFhbUlBRGk4NnJPTDhILWZhSlZkVkZvLW1JdkcyOGItTjNxM2FHNERLUTJSRGN0cHZzZz09 |
First of all i m not a billionaire. Just asking if say hypothetically I had invested in crypto and I became rich overnight whi h country is best to move in or take citizen ship to avoid tax in india or anywhere else so much that I don't have to pay for tax on my property or capital investment tax? | r/btc | post | r/btc | 2025-01-12 | Z0FBQUFBQm5teE5QeDN5dHNtc3hUdFEybFJGTjBPbGpaZW5tWWZQc3lqMEdzTktzcmRDaFBYdVdqWDNQeDN3OFJrNDJ0T3V0NHVhTmJpUHg0NGVsV0ZjNnY4MC1OZkhrZ0JkT2ZXN2x5eXNYSVZTSmtEekQzVnM9 | Z0FBQUFBQm5teE5RQWltRHJlX25YTUtEUG1KSlJZemh2Y1U1YTcxY1dQMkdyQllaNmVQNTh4S25BLUlPOUZ6cU9xYWJGZEU2cWs1UHJHa0xya0lKZS1wQmdFSVJoeDVZeFRoVFpCZDdDcjY4bVg0cmtyWVNYS19WNUt4TmVKd0E3Z0hKalRMTXlNc0ZrdEVPSFZuZWVjeENQX1NrWkdqZHlQYnNqLUNmLTI0N0diMmxYaUc2aVMtbXJrUGh4akRCTjdxUzRsdUxDWHVa |
Will someone ever program a debit card for bitcoin? Is it possible? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-12 | Z0FBQUFBQm5teE5QVTFsX0lfVlVxRjllVWJLRTRTVzJLRWxqVjJ6bGcxdlZXRUxpLVZLWTkwVDFEYUdPSFlWSVZUOFZwNnl6UEhKbFNqdFh3SU4zTkxYUEVFT3JhbE5McU5ndG1Pc3FhX2MzX2t2R1h6Rld5bm89 | Z0FBQUFBQm5teE5RdmxpTEUtS3dvNk4xbVo4WUI0cllxaXZ2X1BCc2x5ZVZpWHllaktiRGF0V2F2Sk9VbGd6SWZRSGtCb1NxQmxNS004enoxNGx4RS16SDBfU1A0Z0tseHh5Y0hydGNFOFhDZl9OR21HWFpUSHhiY2FaUFhkZVNnU1lOYi00a21EWV9kWWdzTzU2UnhHWGlPWjJLZVlPT0pmdE9XU3FYTGxHZnFMWFFPQ3Raa2RQSzlJMVNXd2hpZy0wVlVfc1A4cHl6aVV6ZzZ6eXQ0UGl1bmItWXVCS2diZz09 |
Hello guys, I tried recently to stake polkadot using ledger, i’ve bounded more than 250, i choose 16 validators and still after 24h it shows “there are no active nominations”. I’ve also noticed there is going to be some kind of migrations but I am not sure if that affects it or I am doing something wrong. Any advice? | r/polkadot | post | r/Polkadot | 2025-01-12 | Z0FBQUFBQm5teE5QOWtqRzhQWTRfOG5kc05nUWwwNG1sMHp6RnRfZ0FxRFZrQXA0dkJSM19KVDdpazU2bWRJNjFHbWo3cHBhZVZQbUE0ZzM3Z25qVmxRcVBOdU4tVXBETmR2ZXVPRzRyNXRRZmVfS3pRNlhHU1k9 | Z0FBQUFBQm5teE5RWnd5aTlCd0JINFFGMUxvQ3k3eEU0U1BMQmRySmdubUZiam43eGpJSzlDVGRQSmR0MXFYR2I0M0VpVGdUNGZ0eWg4QXI3SnQ2cXpVcUZMcktMcjJMeWtYNE9wdUY2Sk0zYlJIRUVmVDlMRWRPVVBKNEhzc3d5V3JNSUdwYTZLaE1QeGZMZTZ6ZDJRbDlkNEFEWGxkY2VlSnRHUzh0UWUxQ0UtT1dEN1ltbXhBPQ== |
Lets fucking go!! The openai rating report dropping tomorrow is hype is af!!
https://preview.redd.it/r97gy8x4wice1.jpeg?width=1080&format=pjpg&auto=webp&s=5dbab48c6ce4d82053af3fdd0909abeb1b8c33b3 | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-12 | Z0FBQUFBQm5teE5QMGU3d21NYWltQlNlQ3dla3o4ZzlJaWVZOW9jeXBPV2cyWExLRkJvTHN0dWpRYzJHVklZYkNLeldTZHpIRFU2QnhQeW1ZRG15SnFycGszUjR4UGtuWEE9PQ== | Z0FBQUFBQm5teE5RQW5lcWJzTGdaQm93ZEdZaC1IUE5TcnpQM3FpU1Y3MERaVG44THljQUFlZGpZcE9UQnFWNWQ2SS1LMGxEcEN4ZnJaaW1GQ08xRkdEXzhncm1yZUZkaVpzRW0xaE5lMEl1Vm1IOVR5RlBzQTZKSHNHbktjVHUtb0NSQVVKUGJJSHNRYUVWQzNiTVBrYjRTc0pMbXdXd1gwd2xLWUNXUzI3cFhTTW9pSFU0bFdTeFFCNXRvOUJGTEhsUERjako0cGctSHJYN2RBTF9UaG9VeHpJVk5TMUJRRnFOTXY0Sjc4MFF3a2N0dDc2QWtIMD0= |
"I've been searching online but mostly find generic results. Are there any algo traders here using the IBKR API for trading and colocation vitual host services near exchanges where ES futures or SPX options are traded? Any insights or experiences would be greatly appreciated!" | r/algotrading | post | r/algotrading | 2025-01-12 | Z0FBQUFBQm5teE5QMlRrSHpMUnR6QldaS0pIQk4yaENkNWhlX01iV2x0dGpCNUh5dm1FeFVGWUdQR3NmUENpb1NndVpEWmdva2RkUGlrX0VZSGl4QTh0X0pLOXZVdndXM3c9PQ== | Z0FBQUFBQm5teE5RdDJKWmpJcVpYRXNOYUgtSllrU1V5V012aUZDbmp0Umt6ZUJRc2hiTms3aWp6aEFEb1lfdDc0bmlTLXRZOHlpNG1waE5PUUhhazdKZUl3SmVsSlIyN2pudjRiRTJtVHdsYjJ4Wl9salNudlpxVWhMdUx0N2RESGFmbjNDLWluQWNYWjRLYUV0OGdlbFl5Qi16b0czRXRTcHNEQnljZ2ZOLUVqYjdtejYtdHZpMVNhWHVEQmhFd29EMGFqZUVSdTVJT1Z6a0hxaW9lSXBFTS1JMmhEbkFPdz09 |
High interest $0 fee savings account with UBank is 5.5% for the first $100k and 5% for any amount after. | r/investing101 | comment | r/Investing101 | 2025-01-12 | Z0FBQUFBQm5teE5QamdqLUpfRExoVFpIbVZaZ3RBbDl5NDNXWjVpcktSZ0JHMTBuZlVZU2NxNnJOZUFaSWtTV0xzSUVLckpDOVotUzVSeHY3ZVZtQnpud0FOblVka1AtbFE9PQ== | Z0FBQUFBQm5teE5RcUlSS0JrWXowZ0VoS2dpYnNRdEVkOVZFNmJFRmFtOE84dlpKNDZLTjFoWENrT1RMeXFnOUhZVndhN2laYmxFMm5sSzlRV2NEWXAtbWtLaG9EWVF0Rnl4dWtoZHY4OUxkOHk5akx2b0NOaDJOZlpwdktvZTJ1SXBGRFJZUWFvc2VHbEpYUkZIdmozclBOa3dQMXZNcDk1ajBDX1BGM2x2cXhDNEw4NEk0MnRkV1NQa2VBQzF4UHBLbG90OXBBMmtF |
Can't wait for them ai ballz | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-12 | Z0FBQUFBQm5teE5QUWp5dEdaNHdhV0FpcHdPOFladnhLUkMxTGppRUZLM2x6cHdBZ2htRXliV0hZa2JVeHpNeEMwM1MwcG8tUEFwck5GdmlXdkNrY1lYVHhuMEJ4NUdnREdkRS1HaHNDa3lBamtKRTdONHJiVVk9 | Z0FBQUFBQm5teE5Rc250SmowbkJJbkota1BZeWc3NjJLbmRaY01qTklVRGhuZ0k5U29zaXB3bFdrVlQ3UmUxOVpnaVd4WHFCbExXVXNsVlJldC1qaDdjeG5pZFp1TEE0YzhKeDBCSGJJR21jZ0Z1eGxoM0hjVVJlR1BYaDdncFplVmRJRWRCaE9LT2RKbW9reWtpWTdFY0VnTFlmTkZESlhZTlc5RmNLSWc2cjNtVmlNVkV4Vms1TmQ2ZFFHYXFUQWkxNkN5dGtfV21hbVotd0U2OTlkTjAtaVRCNUFoektsYUtXaHRNMU02aWtORy1hTmFlRUhhST0= |
I’m currently following the flow chart and would be in a position to purchase a house by the end of 2025. However, a friend asked me on a trip of a lifetime to Texas in October, doing 12 nights including the Austin Grand Prix, also visiting Dallas and Houston.
I said yes, and adjusted my budgeting accordingly. It’s probably going to add 6-12 months to my move out time, but that’s OK. I’m only 25 and doing something like this is a dream. But I did feel a bit panicky at one point about moving the goalposts.
But then, it’s a trip of a lifetime. If I can’t do something like this and enjoy myself whilst balancing the financial burden of life and my goals, then what’s the point?
Has anyone else shifted the goalposts recently, and was it worth it? I think this is 2000% worth it. I can’t wait. | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-12 | Z0FBQUFBQm5teE5QanVWdjFMa2pmeFB2LVYwUVBWWGp3ZGFESVZZenNILXUtcEFocUFXYTdsM0U3c3VnRHFxVG1scWs5YWtjeTB5ZVEtUjRrMjB2cW15akFzQV9VS241Z1E9PQ== | Z0FBQUFBQm5teE5RWmtwSmtfZGFYbFpmN09wOFdUV2ZmMXI1X2tPMFFkaVQtS2NfZEdfS3NvZWJkTVhHYzRvczdQRzdpWWU5MVFuRUluWF9ULUtGZ2JkSGVzNXQ1RU5aaEhvSzJoV2ZEOExVWTJieE9acUhQWjJlNjJpYTdmdTBld3d5ZUIzSlRmS2NUdEM5c2RLWWZLNzMyNXdGY0ZhMXRraklxVVFUUmRWbW9WYk5FMnk4TFNVTWFrTTBzaGx1OE5PU1BnYnZYMjJXSE44QmlySEs2Z2Q4Q1NINWpieDR2UT09 |
Thanks for the idea!
I have a very shallow understanding after reading the latest (google translated) annual and semi-annual report and some questions:
\- Fund allocation - from the '24 annual report, where they are referring to their "business plan 2030" they wrote:
"Of the 500 billion yen cash inflow, 450 billion yen will be allocated to growth investments and 50 billion yen to shareholder returns"
I assume this applies to the next 5 or 6 FY until 2030 and if so the 50bn shareholder return looks very thin compared to the last 2,5 years of nearly 60bn JPY .
Does it mean that management is going to decrease buybacks and dividends or are they just lowering expectations, maybe considering shareholder returns from other funds (i.e. sale of Inpex)
\- Recoverable accounts under production sharing - is there any practical way of thinking about these cashflow items? Just treat them as DA and capex?
\- Sakhalin project - is this affiliated company going to be impaired totally? It stands as a 22,6 bn JPY asset and the income from it went from 14 bn to 7 bn to 0.2 bn JPY in the last 2 years.
Maybe I am just overthinking, because it looks like a deep value, no-brainer. Anyway, I'm curious about your opinion. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-12 | Z0FBQUFBQm5teE5QSDNIRTVJeXp5ZzhtMXk0MjZ0T0ZVOG9YT3E0VHFlT0wyVWRxR056NzlITDZ6SWFVN2Y1Vl80dFpJeFVlejVjNGlYSFYtS2liT3dZTy0tLThWVmZxMWc9PQ== | Z0FBQUFBQm5teE5RUk5pX2EtWHk4ZTVqMF91V2VhYlZHemh2d1NFaXQ5NnhicnVYM0FJTnpnQnFzb1J4cHVqLUpBdVFqNFhTSk8wMXBhdS1KZjlFbWVnbGctV1ozNXdRU1A2ME0wdDV4cjFsN2NJVFZVUF9HWGZUQ08tc2xTb1Z6c3BZRmZLT3l1RGdtOVVPZDgyUV82SnZCVHBRNEJFbnpzQjZDaEhwV3FuVnBsejhGekpBUWlsMkVqdHIweXFKeUZaYXZSVTdIaWdoV0czOGZwWGJqYnZIMDhpRmY3ZktGUT09 |
most memecoin is scam, they launch then they rug.
a coin launch in pumpfun then graduate to Raydium and all sell all and dev rug and run.
even a KOL can not know which is a winning memecoin.
I know a KOL buy $4000 of a memecoin then sell all after 1 day, now after 60 days it value 1.5M dollar with MC 200M, and he rebuy at this price.
i track list of KOL on gmgn.ai and see them all buy and sell immediately after few minutes, to get 50-200% profit and can lost 99% investment in few minutes.
Know that to evaluate your risk, dont be get farmed by them.
it gamble game, no value at all. Who run last will lost all money.
I used bot copy trade and with large volatile even slippage 30% cant sell at that time , bot keep failing. And then I lost all money with that coin.
Yes there alway a wining memecoin there with potential x1000 even x10,000, but with 50.000 memecoin launching a day , ~ 2M coin a month to find a hidden memecoin like wining a lotery.
| r/solana | post | r/solana | 2025-01-12 | Z0FBQUFBQm5teE5QcVBLUWNsa21KVEY2NzRId3ZYYlJHV3RHT1NCOGhpcmNwQkQwRDNQY2gtbnBpS2FhQ2FYOTdycDJMbkF2QmxFc2V3Zk5YU2Q2NktBYm4yRE5RWkJTUEE9PQ== | Z0FBQUFBQm5teE5Rd3JkYXpsZG5WZ1N5a0hZYVpUTC1RSlRzbUZZSUFNYkxUQm4zQWZXU1RkMFR2RGlJc3FTU0Y3VWdRc3o3dVpsQ0F1WDdhRWtVTE5aTXUxb0N3MGpwdmdGQzA5S1N4ZTV5dHNOcDczaGk4Uk9fYjZuVG01RWJFSy02TzViZ2laS0FyNVh1YlV5MjY5NHAzRUQ3RHo0SlYtWHM2Vm9qMHBaMEd4T3l0RTdhWEo4ZVJhc2txTFJDZjh5ZnpXM05IVXFL |
Please stay on topic: this post is only for comments discussing the uncertainties, shortcomings, and concerns some may have about Monero.
**NOT the positive aspects of it.**
Discussion can relate to the technology itself or economics.
Talk about community and price is not wanted, but some discussion about it maybe allowed if it relates well.
Be as respectful and nice as possible. This discussion has potential to be more emotionally charged as it may bring up issues that are extremely upsetting: many people are not only financially but emotionally invested in the ideas and tools around Monero.
It's better to keep it calm then to stir the pot, so don't talk down to people, insult them for spelling/grammar, personal insults, etc. This should only be calm rational discussion about the technical and economic aspects of Monero.
"Do unto others 20% better than you'd expect them to do unto you to correct subjective error." - Linus Pauling
**How it works:**
Post your concerns about Monero in reply to this main post.
If you can address these concerns, or add further details to them - reply to that comment. This will make it easily sortable
Upvote the comments that are the most valid criticisms of it that have few or no real honest solutions/answers to them.
The comment that mentions the biggest problems of Monero should have the most karma.
As a community, as developers, we need to know about them. Even if they make us feel bad, we got to upvote them.
https://youtu.be/vKA4w2O61Xo
To learn more about the idea behind Monero Skepticism Sunday, check out the first post about it:
https://np.reddit.com/r/Monero/comments/75w7wt/can_we_make_skepticism_sunday_a_part_of_the/ | r/monero | post | r/Monero | 2025-01-12 | Z0FBQUFBQm5teE5QLTBNSXFqQS1uWXE4LTI0RTUxWVBzY2Y3eF9pWjVhU0hGS2dvLWE2TnRnd291aXppVjZQa0JTcVpUMTRYWGhzcGlLbjZLME5yWEZ4VFZSV2kzRWFSMWc9PQ== | Z0FBQUFBQm5teE5RZUhYT1lycFBBWEtzb0ZmM2prWktUQXZOSkF1eWpzV2R0TFFtbklFNUxidmQ0eVVEUi00RlpCRTc5MGdvbUZiYmN6a0pUSnlxRXhiTzNwVlBtUmF6eVZmT1pFZ010ZklCUW9ra1N2bmtwcmQ0SzZ4MFFwSVZjc0ppNVlUazBhNHJuaTFzTXVpZnJYY2lTZWtnVHU4cFBpc2RnNjVGNFpVSnlHbm9GWHMyQ29IRm1KeGZBV1JsLWI2Qk56OWJQNk4z |
I’m not here to tell you what to buy. Let’s start there.
But every once in a while, you stumble across something in crypto that just feels different. That’s what happened when I found ANARCHY - a project that’s fair, transparent, and built to last. It’s not just another meme coin.
ANARCHY is built on fairness, transparency, and a community that actually cares. Here’s why it stands out:
🔥 Fair from Day one: No team tokens, no insider wallets, the dev (previous project $300M ATH with Kendu) bought on the free market like everyone else, burned 55% of the supply and left it with a perfect foundation to the community.
🥀 Rug-proof Tokenomics: Over 5,000 holders, no whales, and one of the cleanest distributions you’ll find (seriously, check the bubblemaps).
🔥 100% Community-driven from Day 1: No team pulling strings or influencers pumping it, just organic growth from real people who believe in the project.
🥀 Not another Animal or AI coin: ANARCHY is unique has a real message: fighting back against scams and rugs while proving meme coins can still be fun and fair.
At around a $1M market cap, this feels like one of those rare opportunities you don’t want to miss.
The community is active, the momentum is real, and it’s only getting started.
👉 Telegram: AnarchySafeZone
👉 CA: GYPxyPtu6g1NmnEPPkTcCdSZz7ZMs6A1S3wTjnLdpump
https://www.coingecko.com/en/coins/anarchy-2 | r/altcoin | post | r/altcoin | 2025-01-12 | Z0FBQUFBQm5teE5QTTdJTGZ6OTFzY2dtb1ZOckUzdlNWZDdSZU1ZdThHUXpXLW9yRjNTSHp5THVwczRHTHJoeVZEczZfXzB3SkZrbFFaQzRxdTZPNjhXM1ZlRGt4WXNJMWZZRFpWOXBYR1dUc3plVXRjSllnU0k9 | Z0FBQUFBQm5teE5RZHVSX0szdnVaa3BSTVV6d3REQk1SbmtwN05qdl8tTDdRTHVVUEdhY3NpbE5PR0NuTDNsMEV2Yk8yVlhVcnI3aWhpMDFrQ1lGMXMtTVFkQzdVbDZMWjNRa3FsUGprbEVPOHRzZXpuX3Uxd2hJQUZsb2tFXzJ5UkpUWVp1b0tST3BtTGFyTllWcjJHNW90cElmRmFGMUtwaW1Pc0lXX3VRNnJnNDVEMUloSzhzRmthTFdnbmlhbk1TRXRiSWVzb2pC |
Not sure why but I really enjoyed that YouTube video. Just had energy and real excitement... | r/tezos | comment | r/tezos | 2025-01-12 | Z0FBQUFBQm5teE5QM29TX3JmX2RGVEJHWk4wUVdBcGo0amdRVll0YkRNZjVHRGo1SmNWdUU0d3pUM0hrVWM3cmNNY3IwS3NhYmNwc21ndmYtOVdiLXJjWUo0QTRCMXowVTFIYVlpajJrbW45TkhmVl85WVU0SGc9 | Z0FBQUFBQm5teE5RUkxqbjBLdFJ1U3liNFQzdnBFa2hFQ3llMDM3WWhBZkNqaF9fNGJRaTVOZU5aM0kyNlBpejVWV1hCaTBxeDhaR1lBZkJiMmVDYmE4Q2hHVk4zS0ZISzQtWXAzbjh3WExERTFCa1Vtdzl5SGd5QmlkNVlmZU01SWI4NDFTZzVzdWREMVFsNTgzeVRWd0pOVFRWbEgxai0tUmFvQmFJVmlTa2dna2FIZlZQNDZETlo4aXN4ckg3RkYwTXF0N2pDRGhkMDE2NEQ3VTJlVEo0U01vV1FLamtvZz09 |
Have a nicely functioning python/excel bot for SPX options built by a freelancer, but now want to trade Gold/GC futures options and ZB/bond futures options. So to avoid assignment I'd want to immediately set a closing order right after succesfully opening the short credit spreads. Closing orders would trigger perhaps 10-20 minutes before expiration later in day, or next day on some.
BUT I will be opening these short trades at various times and strikes in day(s) before expiration, and since these are short spreads, in theory a later trade could close out a prior trade, or more likely one leg.
Example I short a put spread 2600 short/2550 long on Gold, and later that day do another trade that my bot, which looks for atm for the short, finds that 2550 is now the atm, so it trades perhaps 2550 short 2450 long.
So now the 2550 long from earlier trade has been offset (sold to close) by the new short 2550...but my closing order still exists for both the earlier 2550 long and the later short 2550, or rather the "close before expiration" order for their spreads will still exist.
In an automated bot, what do you recommend for handling this so I dont end up doing those two closing trades, if one leg has been neutralized like that. If I dont prevent these triggering I could self trade illegally
by both trading a long 2550 leg and short 2550 leg.
I thought maybe attach some ID number to each leg of all trades, and same ID to it's closing order, and constantly test to make sure it still exists prior to trigger time of close orders? I have a good freelancer, but would prefer to hear ideas on how we should do this before talking to her. Thanks.
EDIt Interactive Brokers. | r/algotrading | post | r/algotrading | 2025-01-12 | Z0FBQUFBQm5teE5QUDZQcUgyTWxTMDN5V3FmQzg2eHdpOGxHdDRDZnY2cmhMOW5KdGJaYVpfckpnVHE2Nlh3M05Cb2toZmcxUl9zMmRya0U4anRGc3VrQlVOMGs4QjgzV0prMWl3QnU4am14M2Jnd19ocUFFdE09 | Z0FBQUFBQm5teE5RYW4tNjNfV3Q2LXg3WUtyMVFCb3pnc2h2ckFMWXNBby1ETVJzUlpucXJHZXJ0bThCYXdEWEg1WW55Q3FLcFVIXzA4LUw1aG1jLWoyZlJJQ2MxalpOVDdxbW12RldkNW5VUUhPLU5xTGlVUDloV2hPOEZSMXphaTZEd3V2LUpDU1AtU2RxRTU0UXBfR1RaOTlubUNOWm1XQldiZWdWYkR2RDlZaVVxMHhhQUxHdVZjbkNBNFJ6SVlqWGVDdERWUVZVWEVRZUl1UHhaekpVNUlNNEt3R1hmQT09 |
Hello All,
I see that most people on Reddit are always worried about their contribution room. I understand benefits of RRSP
However, I don't think most people (in my estimation) can afford day to day, let alone maxing out contribution.
Are there any benefits that I don't know of?
| r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-12 | Z0FBQUFBQm5teE5QUW4zZE1kQUZyM0JmbUZqTDdwODZ0Q2xUa3YwWUk4dXZBR2tRUk5McjhqaGhmV1J4OXgwYVVNcWg1LVRtdTA4b1E5T05aeFdQYnp6aUNvMVZTQkFGS2c9PQ== | Z0FBQUFBQm5teE5RMk54ZmlPMktkQTB4SWliZWt4Y250RjFfaG9JZ3ZOT0VZSkZ5dGtUMFJEU3RyeDlMdS0zRDBjZk5HcUxvTGlBUEJRR196VnMyclNrM3luRm95OW9Eb2dMOFYxUTRjcUxESE9LMUxieDllY3haWkVaOWFSZnZrWG1IdTFIdkFnN1ppQnJmbTZjN3U2S2g4Z1BXd2NZYy1TZ0VnQlRIYS1lTUNPSkVfWmRreGpXVTlZVVVxRGhCNWZ5dUxUX1h4ZW1UM2RZYU1vTG40cFlfMF9qWDh3d2dPY0Z3MnBWQVJuMmIyeTJ1YUdLLWpkQT0= |
So, I MAY be wrong.. Please opinions and facts only? Fact checking your statements make you a Thoroughly kind of Redditor.
With that, Ripple had another SEC court date coming up? When,where and what time?
So, would if they LOSE? Do you think 🤔 it’s NOT going past $3.00 right now is because simply they’re NOT Gia is he’s defending against SEC?
Did XRP give Trump $ in Ripple for his Presidency elect?
So, I’m only assuming “Guessing” people have a good amount BUT are holding back.. Until the FINAL results of SEC or if they’re joining banks around World utilizing same ways debit cards & banks do, etc..
Is this on point possibly?If I was Rich, I would NOT invest in a company that’s facing the SEC very shortly.. Risking it all…
I’d buy at LAST moment. Or directly after. Maybe I’d banks STATE; they’re accepting RIPPLE Worldwide 🤯 | r/ripple | post | r/Ripple | 2025-01-12 | Z0FBQUFBQm5teE5QZHF2MTVIS0h3bFNTN2p4Vk5uVDF5VVB6cDd2WGlUQWZWd0hQRjdpX3JXdkRlNWRMVWEzTlZoOWRjQUNuNDVWckFxbkdockg3T3F2TkJwMjJ3ZGNaYkxZX0NtaU9aMmw1Qm40eVl4RDFQQmM9 | Z0FBQUFBQm5teE5RMlNPWWpmSnlkU0FRU1hWNzlrUWUxQ25raW91aEtrUDV4X2UwOHdjN0lNOTN5ZlhCZHh3bDdhTlIxSFEydHc2UHBVMFBaNGVtWGNRUzhTemh1dW5MdjNKQV9SZ1JnVDhNYjdwNzlodmQwNjBKR1pMU2o4d21CdUZ5V1NVS1JlWXBuUEl1ejBsZEhoOVB3Yy12NDAtYllBPT0= |
Thank you for your submission. However, your karma is too low to post in our Reddit sub.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/zilliqa) if you have any questions or concerns.* | r/zilliqa | comment | r/zilliqa | 2025-01-12 | Z0FBQUFBQm5teE5QME9OZE5sWS1CVkRSanQzcFc5UHVTZ3BaQmN0U0hnVzU2N0ZVeUdONFRvZ1J5bG5tbE1SdHN2TDltMTloMmRXSnlYcHJMNDlzQm5KbVVDQkpraDd3bUE9PQ== | Z0FBQUFBQm5teE5RYUNmblZRX2hqSTY0UHJDQktjSHdrUjRPcFM1aExmYXdMMXExczQ1SkdRUGZhN014OHluSENvQnVpeHBmUV9XMkhQbmlUOE5maGF5TGZzWjBHRVI3WnktVDI0NFBYMDVMcWtSem1vb1JhN2VtZW14RkJhUFQtenhCUzVTNWtoby1TaVpsdlJXUm0xdEd3aC0wbWdkblNEb1FsaXp6QWN6bEowc0UyZnRYdXQtX2pLdXRqQ21hdFZNUWEzYUZDT0NsOGViaUdBempjYVF6aFNha1J4M2NVQT09 |
Related links:
[https://www.reddit.com/r/Monero/comments/1hwbvfc/please\_monero\_general\_fund\_transparency\_report/](https://www.reddit.com/r/Monero/comments/1hwbvfc/please_monero_general_fund_transparency_report/)
[https://github.com/monero-project/meta/issues/998](https://github.com/monero-project/meta/issues/998)
The Monero General Fund is a crucial part of our ecosystem, supporting vital projects and development. However, the absence of a transparency report for 2 years, despite previous commitments to regular reporting, raises serious concerns. This significant delay warrants a thorough investigation.
Until a comprehensive accounting of the fund's activities and finances is provided, and the reasons for this prolonged delay are clearly explained, we believe it's prudent to pause donations to the General Fund. Donors deserve transparency and accountability. We urge the community to consider directing their support to individual projects within the Monero ecosystem until these concerns are addressed. This temporary measure is intended to encourage responsible stewardship of community funds and restore trust in the General Fund's management. | r/monero | post | r/Monero | 2025-01-12 | Z0FBQUFBQm5teE5QNThqUS1WVWRTajlyaHZFY2RPS1RqaTFYSXRUTEM3THJLRG5FNzExSjFnSVpDbUs5NExkRzlqejNRQXpUeVJPdDFGTjFrcGhKb3NYb0c0QzI1OHVmNWc9PQ== | Z0FBQUFBQm5teE5RcU44bkJzWjlRTXJtOFRGMEFOLXByLU1aMDdXeGwwejI3aUhwS1NKS2ZCNDIzRV9tY2M5amk5NGxnT2p1dTJhNmVObGlnWTM1MWx4TFVqLXkwYW9iUUFiUHRGaGY3Ql9RUFF6SDNBQXZfX0VNZ0R1SXMwWXFFaHhHUHotbjBjaXEwRVNlel9kRDQtSjRLVGVzOEVtb0dER29TTmt4YnNxZzlveTdaaGJxUkx4bUlQLXNjcmE5b0VaOEFiNVN2bC1f |
I was trying to help someone on here on how to learn the travel credit card rewards game...I spent hours of time going back and forth with them. Ultimately they told me why this all is worth it if you go in debt just to get travel rewards.
Honesty it took me back a bit...I was a little confused. When I asked how they currently pay off their credit cards they told me they do not lol. This person only pays the minimum payment on their cards.
If you cannot payoff the statement balance on every card you own every single month...you absolutely have no business even attempting the travel or cash back credit card game.
They got mad at me, and I ended up wasting 3 hours of my life. Lol
| r/creditcards | post | r/CreditCards | 2025-01-12 | Z0FBQUFBQm5teE5QZ28xVFFSSG5LY2UzTFJ2RkliRW1XVjJkMDR1VTFrdHhSOEtaYVZfbDdtWGhzUGx6YVRLSjc2c19xWjJYRzZ3MTRNZjF4WVhSWmdiME93SE5zaHVJaURKYWJBTGdFczA2dlpJeWF0OTZ4Tnc9 | Z0FBQUFBQm5teE5RMTBDcWY0VmxLdEZyMVZsSnhJczl6U2owbmpaT1RsMVhaMG9oakZDQ0NYNTljdVVkVHMxbE1RQTdCYnNqQTNOSjYteXZ3U01BaTJhcm9CdzFpT0xic0hwTHAzcHpiZWIyU29TNGFiLVFMbnpOSEYwMGt6cXBXd24za1dnMTkzanctLXRoRFU3TXphTW9zWmJrc1ozallKTjlrdjJtd2t2R01oenFoV2NsRm85aC0wNGFwcEpvOWZrS3hnakpuYjBBaFFEbnhsWXgwRE96QTFqajlXZWd3QT09 |
I am a Canadian/US dual citizen who has spent most of their adult working life in the US - I will have SS, a 401k, an IRA, etc.
For a variety of reasons, retiring to Canada is attractive. The primary financial one is the cheaper medical care, which makes savings planning much simpler as it removes a hugely ranging variable. We'll likely retire someplace in southern BC, as we live in the PNW now and like it.
I am wondering if anyone else has done something similar, and has any advice/insights or recommendations for financial advisors or online resources that could offer more information? My own searches have not turned up much that has been very useful so far. | r/retirement | post | r/retirement | 2025-01-12 | Z0FBQUFBQm5teE5QYTN5a2o0a0FSZlNQbi1GZkNkVXBUTEtTTWNxd183dmx3eUE5WmU0QVN0Sm5TMXU3dWFmWjNISTZXVW12T1pHNmhwNExKcG0tVzI4VFgyMy1oMXQ1aFE9PQ== | Z0FBQUFBQm5teE5RUUE4dXJGY1hjXzJtN1JmV1Bkc0NWTUFONkw0OEJxOC1BbjhPYk94S1BMU0czeWtaa1FCczZsRm5NeUFOU2dhQmVycXlwRXRaZmlScVg4YUJwNjhlMUNPUXVyMHYxQTdrVk5MTTFNV293dU1xZFR2WkpFNmFYcWVJWjRBdEJFcW5sTFNFNjBYaF9LaXpuck9zeEJZb0pvaGJCNThuNFpobG4yNEdtQW9FVjUxUnhQTUp5UFFQX1N5YmVhRXJreGtjYWdualU4OVZsMWZ3UEJ1djFwbG9oUT09 |
This website seems to support non-KYC exchanges between BTC or ETH and Monero. They list their "Wallet Reserves" as 193.186... XMR.
They also have an onion address listed that works. I don't see it listed on kycnot.me. Has anyone used it or does anyone know anything about it? | r/monero | post | r/Monero | 2025-01-12 | Z0FBQUFBQm5teE5QZ1ZOR3dCclkxMTVpc21KYXFpeWJuOUN3N1BVM2FvSGlDUF96c0FjWGdnYzl6V1VJRnpkUVItMDlFV09JbjdkT1JzbVp5T0dKRGRBaHZZQUdHeEJRdUE9PQ== | Z0FBQUFBQm5teE5RYnI2U0EzOEl2RGgxaFVreWxUYTZkOTNuX0NZWW5Zb3RxSFVQaVJid2NWU29hLWRNNUkxRGF1allhQU1CNlZpTHdZTVJNXzFWTVdVNkMzXzEydG1CR082X2c1eG1rRGZLRWZlSzNiS2l3RmlqQXhzWUdqbVRicmNWQklSVHFRM2RqRTlDZ0MwZkgtNWhaUm1idnVlbnFnPT0= |
Are moderators hidden Bitcoiners?
Do moderators believe in a strong community?
Do telegram's members are really aware about what we want to do? | r/bittensor_ | post | r/bittensor_ | 2025-01-12 | Z0FBQUFBQm5teE5QUDdsSFdocHI3YUI2aFQyY1F4RDZUMDlwSVR1eVJGZ1BWcndOTWt0dURIa3RpSFRNWFFBVVJjcUZReXVNU3l1dDRIeW1BZXZvNUhqMjBsSzhKM2VSRk5UeHllWGozQUwzY0J2X1ZxWWstek09 | Z0FBQUFBQm5teE5RMXBpVzVxYUlQSFR1OUpyVUs3NkJXWXJqV3NSTmtxMkR1U0dQSmkwY2NkaW1scW85WHh4UEhkekdJTWpzdWNFZ2xTOW83TGVnSVZRMmlETi1qMEcteEVRTHFkS2psbFNFTGRqZzZ3WDdWN2VLZnFCSlRfaHNicGF2NGEyd0xPNUx5bm1CS3JybDNIdVBKWXJneFN4bjY5WG1QcWh2aDlDQ0J3M0I3dERPcy1wVDJMdjZNNWhVSFZGQ2lKTktBLXJTcXVjREJyWHZUd1VCWXhkLWp0NGtCQT09 |
I currently have approximately 25.5% of my savings invested in cryptocurrency (BTC, HBAR and XRP). I am considering reducing this allocation to 15%... but not sure. Would appreciate any advice or insights you may have. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-12 | Z0FBQUFBQm5teE5QdmxpRDNSMHlVRWFub0hpYVFfbG50MTBDRnZUUVBZM2RHb09fb2pLLTlhVEsyXy1OcTRwcWVmLTNIcGNrcG9jV1hPRWlmc1BkVGdrNXg2VGd1NVZhcmc9PQ== | Z0FBQUFBQm5teE5RemtZQVpsV3d5a2xpUi02ZTV1UEV4YnJCdzZzczdsQVlqb2ludmxWbUtmZWRZVEdZYUI0R25xVGY0R1dlOGpDdU9ldEZ1UlV4WC1ibmFuaGxaaXhfeEU0aG9vYnFqQjFBSzBnR3llSk1SLXozOWlXcWM4R2g4b2lwQld5NjU4YzdscGtGTDdrNTk4TjVVUlhFNFp3NC1rekUzZkRQTTVfSjlZcW5VS2lqVlpXdllQZUk0cXlUdGlTLVZZX0JnbmNa |
Any ideas how we could make Elon and Trump read Bitcoin was hijacked...?
This could be a game changer for 2 things
1. Support BCH
2. Free Roger | r/bitcoincash | post | r/Bitcoincash | 2025-01-12 | Z0FBQUFBQm5teE5QU01Ib3VyUnVjSWJXSUxIVEJYa2NHM1lhZDh0MnpfU2gtLTk0MWFWUk1uNDlMaGlCTFJ3cTJ3RklxdjFXTVF3aWtfNU96Ykoxalo0cEpiY3ZmWjlnYmc9PQ== | Z0FBQUFBQm5teE5RdnRmblNJc1JrU0hJcTVEdXBLdkxBYkhUX084T2J5YU1XRmRnWXNyckVaenB0SkFVOGFRMmQwYXBaYWFFakVoQ3R3b2tHcUxVOEo2U1hvaU81d1RIa19EV3dMVEVweXZMbnJVOE50SHRaRmFoS2FCZTZuRDJ3b0oxdTE1UEZlM0hwWTBPWF9hVmhyblVMUHVicndpSG1JZHQxdXZKNDRJVGFlaVRfOWFWYWVZPQ== |
Hi guys I have a small amount of bitcoins that I whish to cash out ~6500 USD.
Im located in Danmark; what is the most easy way to go about it?
Thanks in advance. | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-12 | Z0FBQUFBQm5teE5QRmhlNjY1TUNyUWpicHRfZTZKb01sLWNsRWM1Q3RQTHNkcDBjVW5KV3Y0TjNJVE9BN2xmQmxBNGgxbE9iV0dONnFDajl5amU3QlZLbFFuclFMSlZqWkE9PQ== | Z0FBQUFBQm5teE5RelNHa1RJSGtXejZfQzAzaWh1eHpSY25EWV9ma01FVTNZamItcHU5cXdUYXpWSkRyc05kdXhKMk1Nem1yTG1TVGJMR0NFaDFBY3NOWXk2bmlHSXVIQkZsalJpYWlVLUxuSURWdEdaN1VXdHBzZHBqT0NhNU9EMlZEazA0RXFneS13TllFSTF0THRCNXA3ZjljX1lSR0tUMl9IQVZsZ2ZjalE5Y0RTLTQ1Mmp3PQ== |
Why do some landlords say section 8 pays them 100% of the rent. Everytime i work with them, section 8 says they pay 70% and the voucher holder will pay 30%. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-12 | Z0FBQUFBQm5teE5QOVNpZU1DajFEd1ZSMkZwRmJTVGRtallVd045RmpNajlHSFJ1OUhJNC04Rks1cGFFYUJrbXpxdWVvS1lHNW1rdmdETnZuUUswTXpkaVJpYVN3S2t3bUk2UHFOcmJ6Ym5vYnI1cGhuamZ5bE09 | Z0FBQUFBQm5teE5RbnAwTTM0QlJPcmV1c0ZsR0thQVdaeWV0QnJ1Qlk1RGpiUDBDYkNwUnVfLXEtazNQNWhvQnlwTWNRN1U4NUJhWFVsdWxwV2VPZzNGTUdlSkhrV3FtdFQxVzlPcW5IcEVBZ3RHa3otM2xfVGFpek9SaEJIakhZZWhlSVlEbmRGeDB3X1dUWkxPcnY3SzdieHlZUXdWT3JCZUl5ZXdsR3pZUnVjNnFZMG1CZXl2eHVyeE5UeHdOUW5mTWxNc29yem5S |
Hello r/Monero! I'm excited to share a project I've been working on - Kabus, an open source marketplace script built with PHP 8.3 and Laravel 11.
Kabus aims to contribute to the Monero ecosystem by providing a foundation for building privacy focused marketplaces. It is inspired by Eckmar's marketplace script, I wanted to create something more modern and flexible that could serve as a core structure for various (legitimate of course) Monero marketplaces.
The current release (v0.7.2) includes common marketplace features and initial Monero integration for vendor registration.
**Some key features of Kabus Script:**
* No JavaScript required for browser
* Full PGP integration with 2FA support
* Custom DDoS protection with unique Rhombus Captcha
* Monero Wallet RPC integration for vendor registration (Escrow for transactions is on the way)
* Monero return address validation page for Escrow in future
* Well designed user, vendor, and admin panels
* Mnemonic recovery system for users
* \--Classic marketplace essentials including:
* Wishlist and product management (no editing for now)
* Public user/vendor profiles and dashboards
* Built-in messaging system
* Support ticket system
* Rules section
* Educational guides (currently featuring KeePassXC and Monero tutorials, with more to come - contributors welcome!)
Kabus Script is still under active development, with major updates planned through April 2025. I'm working on implementing a walletless escrow system, dispute resolution, and expanding the Monero integration.
**I'd love your feedback on:**
* Security considerations and potential vulnerabilities
* Feature suggestions for future releases
* General improvements for better user experience
My goal is to make Kabus as flexible and customizable as possible, allowing anyone to build their own Monero marketplace. You can find the project on GitHub \[[https://github.com/sukunetsiz/kabus](https://github.com/sukunetsiz/kabus)\]. PRs, issues, and discussions are all welcome!
Looking forward to your feedbacks! And if you find the project interesting, don't forget to drop a ⭐ on GitHub :) | r/monero | post | r/Monero | 2025-01-12 | Z0FBQUFBQm5teE5QMV9ocEZLcVFWOEl6MHhHeXhZOFh6RHpTNkNxampTN056NDdFTWxmalM4dzFyX3VzUjRlMHY4UXVtSmp0SE9tS1NTcUc2b00zTUFGWXFWOWJtZGI2MEE9PQ== | Z0FBQUFBQm5teE5RR0xhbElfUDRHSGw5aHFodU1xN2dzcnFpNGpCYzlud0NqWHpoSGJ6cXR0Z0xTbGZ2dUZnbWFncHktSVhTODdJRUJXbGh3cHNnSTN2OWxNYXBiRzI2Y2lyQUthd2s0eFRFZWEyRnktY241bGlnYThQaWZhYWRMWmo3ZnNsMUJFREhkSjlQVVlvaW1EYkZGbi1tT3JtMEtsZE5tZGpZbEY4Tm5NOW9xa3NXMk1kb01wTko5Z29NVUQta18xbDczZE1F |
**Why I Wrote This**
I was trying to figure out if mid-tier hotel credit cards are worth it, but couldn’t find a good guide. So, I decided to create my own comparison of **IHG vs. Hilton hotel cards**.
If you’re interested in this topic, I’d suggest you scroll down to the Summary section first, then decide whether to read the rest of this guide - it’s long.
**Why I Didn’t Include Other Hotel Brands**
1. **Marriott cards**: In terms of value return, they’re probably similar to Hilton cards, but be careful about Marriott card application sequence. A couple of examples to watch out for are rules like Amex vs. Chase crossover 24 months SUB restrictions and can't earn Amex Brilliant SUB while holding Chase Ritz-Carlton. There are more rules than those two.
2. **Hyatt cards**: Don’t sign up for Hyatt if the sole reason is its SUB. It’s better to get SUBs from Chase points, then transfer those points to Hyatt.
3. **Other hotel cards**: This guide already took me a while, so... I'm good for now.
**My Assumptions and Data Points I Didn't Include**
1. No hotel status: Everyone values status differently, so I ignored it.
2. Free nights based on longer stays: I skipped discounts like “stay 3 nights, get 4th free” for IHG and “stay 4 nights, get 5th free” for Hilton to consider the worst case scenario.
3. Not counting the hotel points you earn when you use your hotel card to pay for actual hotel stays.
4. SUBs: I assumed the standard bonus offers, not limited-time elevated ones, to consider the worst case scenario. Here’s what I used for SUBs:
1. **IHG**: 140k points for both the Premier and Premier Business cards.
2. **Hilton**
1. 80k for Hilton Honors
2. 130k for Hilton Surpass
3. 150k for Hilton Aspire
**How I Calculated Card Value**
**IHG Cards Premier & Premier Business**:
1. $50 United TravelBank credit (for United airfare or bag/snack fees).
2. Free Night Certificate (FNC) worth $200, based on 40,000 points per night.
3. I ignored the TSA PreCheck benefit since many cards offer it already.
**Hilton Cards**
1. **Hilton Honors**: No credits.
2. **Hilton Surpass**: $50 Hilton credit every quarter (4x per year = $200 total).
3. **Hilton Aspire**:
1. Free Night Certificate (FNC): I valued it at $300. Some people say it’s worth $700–$1,000, but not everyone can utilize $1,000 every year w/o going out of the way.
2. $50 flight credit every quarter = $200 total.
3. $400 resort credit (you get $200 every 6 months). I only valued this at $200 because not everyone will use the full amount. You can search how to use $400 resort credit in one trip, just make sure you do it according to terms and conditions.
4. Clear credit: $0. Many people prefer TSA PreCheck, and not all airports have Clear.
5. Total Aspire value = $300 + $200 + $200 = $700.
**Important Terms to Know**
1. Amex 5-card limit: You can only have 5 Amex credit cards at once. Charge cards like Green, Gold, and Platinum don’t count toward this limit.
2. Chase 5/24 rule: You can’t open a new Chase credit card if you’ve opened 5 personal cards in the last 24 months. Some business cards from other banks count toward this - check churning
3. FNC (Free Night Certificate):
1. IHG: Worth 40k points (you can add your own points if a hotel costs more).
2. Hilton: No point cap—use it anywhere, as long as it’s available.
4. SUB (Sign-Up Bonus): Extra points you get after spending a certain amount within a few months
5. United TravelBank - a placeholder where you can use the money later to pay for United airfare and snack/baggage fees
=========================================
**My IHG Cards Strategy**
=========================================
**Why I Skipped the IHG Traveler Card**
The **IHG Traveler card** isn’t worth it unless you wait for a higher bonus offer, like 120k points (valued at about $600). But even then, it takes up one of your limited spots for Chase cards (due to the 5/24 rule). That’s why I didn’t include it in my calculations.
**Step-by-Step Strategy**
1. **Year 1: Open Two IHG Cards**
1. Get both the **IHG Premier** and **IHG Premier Business** cards at around the same time.
2. Between the two cards, you’ll earn around **280k points** from their sign-up bonuses (SUB).
3. At 0.5 cents per point, those points are worth **$1,400**. That’s enough for around **7 nights at mid-tier hotels**.
2. **Year 2: Free Night Certificates (FNCs)**
1. After holding the cards for a year, you’ll get **2 Free Night Certificates (FNCs)** (1 from each card). Each FNC is worth up to 40k points, so 40k points x 2 cards x 0.5 cents/point = **$400** in value.
3. **Close both Cards** (After you pay the 2nd annual fee)
4. Wait for few months, then repeat the Process for **Year 3 and Year 4** \- see step 1 - 3 above
5. **Total Value Over 4 Years**
1. $1,400 in points (Year 1) + $400 from FNCs (Year 2)
2. $1,400 in points (Year 3) + $400 from FNCs (Year 4)
3. $50 credit of United Travel Bank per card per year = $400
4. Total: $4,000
\*\*\*\*\*\*\*\*\*\*\*\*\*
Here is the IHG strategy table:
[https://imgur.com/t64Ycss](https://imgur.com/t64Ycss)
\*\*\*\*\*\*\*\*\*\*\*\*\*
**IHG Summary:** totally worth it as you should get at least $4,000 value over 4 years, and it only takes 1 of your 5/24 spots once every 2 years. By paying $200 annual fee per year for 4 years and get $4,000 worth of hotel stays, it’s equivalent to gaining 73% annual return rate on your investment, per calculator from calculator.net. My calculator.net settings are: target investment = $4,000, starting amount = $200, After “4” years, and additional amount of “$200” deposit at the end of each year.
How many free nights are we getting over 4 years?
1. 4 FNCs (2 FNCs from Year 2 and 2 FNCs from Year 4) .
2. The free nights we earn from initial SUBs and subsequent SUBs are:
1. 280k points from SUBs from Year 1, worth 7 nights
2. 280k points from SUBs from Year 3, worth 7 nights
3. Total free nights from SUBs: **14 free nights**
4. Total free nights including SUBs and FNC: 14 + 4 = **18** **(this number will be used in the summary table)**
3. Spend $800 to get 18 free nights, $400 in travel credits, Platinum status, and other perks.
=========================================
**My Hilton Cards Strategy**
=========================================
**Why I Skipped the Amex Hilton Business Card**
The **Amex Hilton Business** card isn’t worth it because it requires another Amex open spot. If you want the Hilton Business credit card, you can always open it at around the same time as your Honors card, and then cancel the Business a year later to make the room for an Aspire card. Also, it makes below medium-complex calculation more complex.
**Step-by-Step Strategy**
\*\*\*\*\*\*\*\*\*\*\*\*\*
Here is the Hilton strategy table, assume we never received upgrade bonus offers:
[https://imgur.com/RVnxlNa](https://imgur.com/RVnxlNa)
\*\*\*\*\*\*\*\*\*\*\*\*\*
\*\*\*\*\*\*\*\*\*\*\*\*\*
Assuming if we do get upgrade offers, something like 100k points by upgrading Honors to Surpass in year 3, and Surpass in Aspire in year 4, then above table would look more like this:
[https://imgur.com/MAYviUL](https://imgur.com/MAYviUL)
\*\*\*\*\*\*\*\*\*\*\*\*\*
Hilton Summary: with upgrade offers assumption for year 3 and 4, we can see the total value is around $7,300 over 4 years. It takes 3 of your 5/24 spots in Year 1 only, and you won't have to apply for another Hilton personal card again. By paying $3,500 fees over 4 years to get $7,300 worth of hotel stays, it’s equivalent to gaining a 26% annual return rate on your investment. My[ calculator.net](http://calculator.net) settings are: target investment = $7,300, starting amount = $875, After “4” years, and additional amount of “$875” deposit at the end of each year. This calculation is not accurate because we’re not paying the same amount of annual fee per year, but this estimate is good enough for comparison against the IHG annual return rate.
What if you can fully utilize Hilton’s FNC’s value from my assumption of $300/night to $1,000/night every year? We would just add $700 every time we count the Aspire card, which would be $700 (year 1) + $700 (year 2) + $700 (year 3) + $1,400 (2 Aspire cards at year 4) = $3,500, so we need to add $3,500 to the previous total of $7,300, bring your total value to $10,800. Plug-in new numbers into[ calculator.net](http://calculator.net), it tells me that we’re getting 46% annual return rate, which is closer to IHG’s 73%, but still significantly less.
How many free nights are we getting over 4 years from SUBs, upgrade offer bonus, and credits count toward Hilton hotels?
1. Aspire's **5 FNCs** (final year has 2 FNCs) for any tier.
2. Aspire's $400 resort credit which I only gave $200 value. I'll value $200 as a free night at mid-tier hotel. I see 5 instances of Aspire in the above table, so that's **5 free nights**.
3. Surpass' 4 \* $50 quarterly = $200 yearly. I'll value $200 as a free night at a mid-tier hotel. Since we have 1 Surpass card per year, except for year 3 where we have two cards, so **5 nights free**.
4. The free nights we earn from initial SUBs and subsequent upgrade offers are:
1. 360k points from SUBs
2. 200k points from subsequent upgrade offers
3. 560k points can be valued at 0.5 cents/point, total value = $2,800. Assuming each night is $200, that would give us **14 free nights**.
4. Total free nights: 5 + 5 + 5 + 14 = **29 free nights - this number will be used in the summary table.**
5. We spend $3,500 to get 29 free nights, $1,000 travel credits (from Aspire $200 travel credits/card per year), Diamond status, and other perks.
=========================================
**Summary**
=========================================
\*\*\*\*\*\*\*\*\*\*\*\*\*
See this table for summary:
[https://imgur.com/pBTAlKc](https://imgur.com/pBTAlKc)
\*\*\*\*\*\*\*\*\*\*\*\*\*
Let’s assume a person or a family takes two vacations per year, 7 days/6 nights each trip. If they budget $200/night, then their annual budget for hotels would be 12 nights \* $200 = $2,400. Over 4 years, that total budget is $9,600, which covers 12 nights \* 4 = 48 nights. If they’re willing to stay at IHG properties and pay the $800 total annual fees over 4 years, then 18 out of 48 nights are already covered by SUP and FNC, effectively paying $45/night for IHG stays for those 18 nights that are worth $200/night.
With the same calculation approach as above, 29 out of 48 Hilton nights are “free” due to annual fees, SUBs, upgrade bonuses, and hotel credits, which result in an effective cost of $120/night for $200/night hotels.
**What if I want both?**
With combined free nights from IHG and Hilton, then you’d have 18 nights + 29 nights = 47 nights, one night shy away from our 4 years 48 hotel nights budget, (I promise I didn’t plan for numbers to add up like this :) ), that means by paying the annual fees as outline in this guide, $800 annual fees from IHG and $3,500 annual fees from Hilton = $4,300. $4,300 would cover our 4-year hotel budget of $9,600, essentially **reducing** the hotel night costs by **more than half**. It would be wise to consider Hyatt as a 3rd hotel option as you can transfer points from Chase to Hyatt.
I’m sure there are better Hilton strategies out there. This guide is just a starting point. I’ll correct calculation mistakes as necessary.
Now I just need to convince my wife to stay at a Holiday Inn for our next trip (j/k, not really… she had a bad experience from 10 years ago).
Edited: fixed formatting and typo | r/creditcards | post | r/CreditCards | 2025-01-12 | Z0FBQUFBQm5teE5QQ3Jnel9YMmROa19PX1N1d1pEOE5YdmcwUjRwbmhaaGd1T0Z6bG8tWi11eW1uTzRvX1BJdXJKMkdyeXMxRHh6WUFPSEpLWXR5WndkblhhckhPd1dDbEhTdFhibXQ5RXlEUk52aHBBVXNqbkE9 | Z0FBQUFBQm5teE5ROEJvYjU5cGw0eFJTY19ycGZNQ2RNR2J0Y2FTR2Z5SnZjd2NpeEJfaXU3clZMOWs4Y2x2YmZkelZBMzhLcEk3N2o0Z2lIclFISlpQWk4tdWExUDFSUzltWW1zc040WU5sQmdrYVFEakFJcVpacHRnTzhtMDNHU1NfMWgyd3RBTmMtX01rNUFtSTdpRDhBalJmSkJ3UXZiSWpVNGtOQTdYSU9yUWxaV1U4SU93VUl4cC1pbkxieDJDSkdkMkp3Y0t2 |
I’m new to the crypto and blockchain space and feeling a bit overwhelmed. After reading a few articles about blockchain’s evolution, I’m unsure where to start my learning journey. Should I begin with Web3 concepts first or dive directly into understanding blockchain technology? What resources or learning paths would you recommend for someone starting out in this field?
| r/cryptotechnology | post | r/CryptoTechnology | 2025-01-12 | Z0FBQUFBQm5teE5QX19DanJTWmpVZVFWNkhmMktIZjZnTjhYSFVleXVJQzViV2RGSmUwWHRKUUtIOXlGTTBEeGphUnFFaWR0aG91ZFN1Nkg4TXJnWnE0RFl6ZEJDNzRPSFE9PQ== | Z0FBQUFBQm5teE5Rb2FxalhNQXBOeEtCcWZNa3lyVUw0SmF1MDd0OVR2TzgxQklNWUR1amhoWFh6bjRCNUJNZVY0eVVGUEFOZWF0cEpLak9tQ2V1bEM0N0tXUnNLS3lvSmczcnROamNfQy11bkxEUzhyckNCcWIwRGxwcnV6MEl0VlBlMGhINXg5Z3Jnc0tfcU5Xd1Z4V1NyeVF6SEFreWRuQzl2SkJXd094UGNqaEpwRHpEbm5WX0JjcThxTXgtNTBQYldMRjQ5TkZl |
Is it even worth it to use it? If yes when? | r/solana | post | r/solana | 2025-01-12 | Z0FBQUFBQm5teE5Qbmx6ZjNoZ29BTWZpRnJDTFlnYkc4SnpmTGptaW9qNUd6Rjc5UG9RV1IwZVlhM0xPeDRoVVpZVFAwR08xZ3ZmSnVwWVJvRFZJNW9IVmlsU2dZSGFIenc9PQ== | Z0FBQUFBQm5teE5RVnFXRVZkVmR4QVlLUGF2WWoxdlVRSnlsX25rLXlLOExSa3d1cFQyV2otQkpiVGlaU3BKTGRVcVg3NDIwY3dFNFBVRkRTeXFqZGhLM3NqcXVyVEFjeXFFMmNucnJKNnV4aWdkZlozNE5XYzFIZ0lTOFZnZjQwWXNPZW1IalQ3TFZoVDhtWHhoeFc0MlA2NW1GOS1iQXdDbFhFX0JLaU9tdnhJYjJBSERzb01RPQ== |
Doing my own research to start generating income for running covered calls but figured I’d look here as well.
I’ve got a few grand to play with but curious if anyone here has any stocks on their radar that are around $10 per share that are generally stable/good fit for selling calls on. | r/options | post | r/options | 2025-01-12 | Z0FBQUFBQm5teE5QVmRBZUhfVURCZXV6UDY4Qkd0ckwyQmgwSkZyX3NOMTRBeDF6TFRhMnY2aG9WTkVaUlVjS0xzVGZTUEhWNVVYbkdlZ0FXdzllY0ZUaVRnYndMWi13RUE9PQ== | Z0FBQUFBQm5teE5RNlJBc29zNkN4amFTZHIzTXpYY1VYQUprN3JkT1l5dXlPcUZDb09BOG1rSEEya0J4OHh2ekhzVnBPREd3eU5YcWh1VmFBSE9ra1h1Y2xnVXVfZ1h0cDVkSWRUS1A2VWstMmRFLUVzRWdJdTNSRkllYW1WT2otQ0tpTEtGQS1ybG9HRTh5cTE5Z1UtVEYzdXVDTGFTZTFqVDZ3RVBWZHUyR2xnVFA2SmxBdk1JPQ== |
Last week we covered some basic tactics that scammers use to take advantage of people. This week we are going to expand on that topic a little further with a few more things to keep your eyes out for. These are fake giveaways that promise too much, QR codes that lead to malicious places, and fake customer support users.
Fake GiveawaysThese types of scams range from small projects that try to steal your wallet information whenever you connect to their website, all the way up to fake Polkadot giveaways that promise to double the amount of $DOT you send in. Be on the lookout for:
1. Promises to double your DOT: These scams request that you send DOT to an address with the promise that they will send you more back.
2. Fake teams impersonating projects: As discussed last week, scammers will go to great lengths to impersonate legitimate projects and take advantage of people. This is true for fake giveaways too.
3. Fake verification for airdrop: This type of scam asks users to “verify” their identity to cash in on the airdrop they’re eligible for. In other words, they ask you to send, for example, 0.1 DOT in order to receive 1 DOT.
QR Code ScamsAs QR codes get more and more widespread, so do malicious QR codes. These are especially tricky because, unlike a link, it’s very difficult to tell if it's malicious until you scan it. Here’s how you can stay safe:
1. Verify the sender: Double check that the sender is who they say they are. If it is out of character for them, they may have even been hacked. Stay vigilant!
2. Avoid scanning QR codes from unverified sources altogether: This way, you don't put yourself at any unnecessary risk.
3. Only scan codes from trusted sources: Another way you can stay safe is to only scan QR codes if it comes from a trust source. Such as platforms you already use and know are safe.
Fake Customer Support
The last type of scam we will be covering today is fake customer support. These individuals usually DM you after you ask a question on X (formerly twitter) or Discord. They pretend to be a moderator and offer you assistance. Or, they will randomly DM you and say that you must “act quickly” or risk losing your funds. In either case, here is how you can stay safe:
1. Ignore the DM: Almost 100% of the time, moderators / admins will not DM you. If they do, they typically let you know beforehand.
2. Verify the user: If you do believe this person may actually be a moderator / admin, try to verify their identity. Check over their profile or even cross reference the user IDs if you’re using Discord.
3. Report them: The best way to stay safe against this type of scam is to report the account. If everyone does their part, there will be less accounts participating in this scam.
In this cryptocurrency world, scammers are ever-evolving to try and take money in illegitimate ways. Whether its fake giveaways, malicious QR codes, or fake customer support, knowing what to look out for and how to stay protected will always make a difference.
| r/polkadot | post | r/Polkadot | 2025-01-12 | Z0FBQUFBQm5teE5QQVVzUUxMTmx2emdBNVRVZmVkZDBxaVVoYnMzQmQtemxwSDUyVnNjTDBfOXVGS1lNdXFvakRsRGlUMkptV2dsVV9mYmZTYkhidlAtSHk4UG8wZk5Dak93Tkh1RUZYUjZNdE00MS0taUttbGs9 | Z0FBQUFBQm5teE5RaTdkVEUtUzNEcTk5NU0yY3J1TmFFZ3FmRkZfaEgyMDMtcTZPX0hMTGpiOG44R1VDbDhUMkJuWTR4ZEFpSWJGU3hRdWJrNHRhS1JKREt4VE5jMkhnV1ZmZGNVS3B2N0kwUl9UQVp3MVQzZk5VR01HYjdBZUt0UjhFbG9teHpDTnUzck40RmE3dDZjM2RHWDJ5YzhaR1UwWFVVRXM0N3daN1hfUl95ZW9wc0gwPQ== |
I had 800k chase points and I cashed out 700k to max out my 2025 Roth IRA with fidelity that has a 4% sweep. I saved 100k points for Hyatt hotels.
Reason:
1) I don’t travel that much anymore.
2) Because I have over 20 cards, I have a lot of travel credits and anniversary free nights (5) to use up so when I do travel I use those.
3) I have a lot of Marriott, IHG, Delta, AA and etc points that I rather to use first due to devaluations.
4) Chase points are easy to earn, I have a business card to apply for this year plus my 4 year anniversary for Sapphire preferred coming up.
5) P2 just started the game so referral bonuses.
6) The points sitting there don’t earn interest
Everything adds up on why I had to do it. I saw an article that some of us keep points for years to maximise for a future trip that sometimes never align with our schedules or expectation of value. For some reason I feel bad about it. But I have a crap ton of Amex points and considering the Charles Schwab Platinum with no sign up bonus to do the same thing next year.
Let me know your thoughts. | r/creditcards | post | r/CreditCards | 2025-01-12 | Z0FBQUFBQm5teE5QLTlTSWNtMFVVSm4xX2wzdVB1RElfLWg1SWo5MFhmdzRoZzVJN0xDS0dlR20zTEZHRkE1cnVaZXBRYVZMYXhrWmpJWDYwa1M2Ry10Uy1hWTBVZ1BmV1E9PQ== | Z0FBQUFBQm5teE5RMXdpZWN6RzN2NkctWjNKbHJkaUhxZHFSR2RoNUN3VkNLUHdRNjVvM2xneDRLdzdlV3IwazlLSllGR3QtZkp4M05HTXFBWVRBVzVLWlYxSWpKMS1IbEdvSlJwRWRBWENuRzZtZW1oa1VqeDZudmp0bkllNG5SY19IR0ItNkkwaV8xSWJZLXdPRlB3bVg0bnlyZjRmMzlQdFdqYXpsbDNQaWxJTTN4SzNzaXFMNkRURThSWVRBOUtUWGVjUnk2eFNp |
The fires happening in LA are devastating and I have been thinking of a few things that have come from it.
Insurance: No matter where you are, you should review your insurance policy and see if there’s sufficient coverage. Especially if you live in an area of high natural threats like hurricanes, floods, tornados, snow storms etc.
Principal Residence: Having your retirement plan tied up in your principal residence is a risk. Where I live, a lot of people have that idea that their home is an investment but it’s not. A natural disaster like in LA will wipe out a ton of wealth for many people relying on their home.
Lifestyle creep: As our incomes grow and our nest egg is slowly building, you get that lifestyle creep since you can afford more things. I’ve been thinking about getting a nice watch or even upgrading cars as an example. I saw a video of the aftermath of one of the neighbourhoods and saw Porsche after Porsche that’s burnt up on driveways. At the end of the day, it makes you think about what really matters. All this consumption is just “stuff” which can disappear in a day. Focus on what I have now and try to reach my fire goal faster instead of allowing lifestyle creep in.
Has this event prompted some thoughts for you about financial independence and your pathway towards it? | r/financialindependence | post | r/financialindependence | 2025-01-12 | Z0FBQUFBQm5teE5QQ3I2TzVHRW9zSmxVcW94QmxzSk5iSG5wQmxQRnpTWlgyZV9wZ3pNcUNleUlWMkhiemVzcms2WDh5aEtXXy1hRWREMnBDVncxd1VvSWxqdklhS1loTWc9PQ== | Z0FBQUFBQm5teE5RN21lS3dfZ1JRUUMtUHVCdmVKRnZGWlREb0JGYVpDeVJHMjVWbjFBdHBXRFpSLUF0UWF2LXJpRWpKZXZhNUF3XzVRYkVvQ3RuRGNreVozMnFGdnFWVWZlSWxmMG5mMDdjYjl4ZHZRYXc0WFI1QkMzM1R1cmhSVG9fcWZCN29XUWxwVFdrMmZtVWVzWndVampQRllxQURmRGRGeHdBM1ptXzNFak82Q056Vm1ybGNDb2pjem1UMHBGeGs3TGNiZ0E2Yy1QMDZuaDdlLW5kdnhWbnpVa1hkb1lHaUVQOFdfd0tvOVR1QklvcGppND0= |
I am a BTC believer, but I don’t have any income outside crypto…
I manage a decent amount of money, which is enough for me to live off of it, but I have some concerns about the future.
My main source of income is wBtc-usdc pairs and eth-(volatile pairs such as aave, link, crv etc.)
But I am constantly thinking about wbtc not being real Btc and it makes me scared a little…
I would love to use real Btc but I just can’t find a way to make money off of it in defi…
My question is maybe somebody knows or uses real Btc in defi?
| r/defi | post | r/defi | 2025-01-12 | Z0FBQUFBQm5teE5QNlNybW9JZXNsS2tIbXhvWWxoRXNHcUZiTkRZX1g2SnVyVlFIcGkxUFFyZl94cERaUVhEUUJCdWZLaVV0RGFRNk05MVpMTGo2SmhuMmVqSGthbmFZVjhSbmtZUXJJMEtRcEt6dXhjQjFaZU09 | Z0FBQUFBQm5teE5RSkFaUmVZYmpoSU13S0JReHZBRUdza3N6NlRWNFdJT3BLaGg0dXhuMl8yaWF6ZUtDYlZyQ2dCWlh6X1JzYWFIMThHb0ptUUxtNGhsYkM1b3hzNHliS2VJR0lVRms3cmhMVzRDWTQtdGNLbjdNOTE2V2J0UjNoc2IwZUNYTWFxaGxBVHlNUlg2TGktemxmZXlGcW8tdE1Fdl9FQ2VZUmRuWnZQLXNQSTBOUTc3V016RHh5N05MWFBkTWZLNnVRUFlr |
As the title implies I wanted to know what would be the best platform with the best APIs for doing algorithmic trading. I know there are some that are Ubuntu based but I only have Arch Linux at the moment | r/algotrading | post | r/algotrading | 2025-01-12 | Z0FBQUFBQm5teE5QdXFqMHJyd2ZsdUEzdnNlY05zejY2NE5XdHRvR2lwaS1jeDZ1RUV2T09zTlNtbVRWN1ZyeEMyRFl3dzlqRGZwMG9EUHVqck1MNmtaZExmaFpRM0FwRWc9PQ== | Z0FBQUFBQm5teE5RaFZHLU1ZdlMtSDEtclc5R2J2TXM5X0ZqNTFIVTRTZlFsU1RKYkszNm5rWE93OVR1VXBFOG9KWEx3UU82bWVhNUk1bWZMeVpSTzZpaFczMzE2RzNoX3JMSEgzeFp2eGgwR2pGdFhNV3BzSXJYZlV5SXFJMEJYRTFlaGFnMHhkZjV4NG5aUzFWbkNoVFZZcWZhS21pUXMwNGlKWkdBb2QwNUpDOFhLU1VKNmZDQVBQZEw5WHJaRXRnYU1sRUdkWmNQOHZmekMxYUhYOVRIVkJ0VG1LT0FWdz09 |
Would this work? If there are any are they a good way to make some profits? | r/solana | post | r/solana | 2025-01-12 | Z0FBQUFBQm5teE5QSVNRbzJ3WTVGM182eUtXUVpoczV3b1JZQnJVQk5VbDRxT3FxbWp0UFBValdpVGVWN3kzT2JzMzJMbEJtZ1owUTFhSHJ3X2I1S2Zocm9yRmRuM29RNmc9PQ== | Z0FBQUFBQm5teE5RTllNbTVUV2dqeUo5Zk9MQ25Ldkk3WHd4bkhJYnVDYmZUb1RlRktSNmZvQ0xCbldEVmtZSzFIYlBZYUVYN3EzQ2h6WVVOYTJGbnM4bEl6cWFUS1ZsTTBSZUFZVjg4Zko4REEzZGdfRlFoc1paUk0tVGM4d0drbjVOZm9BdV9nOE9QTmVaV3VwNnp1VllCdFVYUG1KVDJmSWRXU2tObFhCVnFQTU1VdE5FczFGN0I1QTlaeGp5MFFTOUJoOTlraUJG |
https://options.learntosolveit.com/
I built an Options Trading Guide to help you learn options trading concepts through interactive examples with real-world values. Use this tool to analyze stock symbols you're interested in and receive customized questions based on your selected scenarios. Answer questions, get feedback, and test your understanding of options trading concepts. The goal of this app is to help traders better understand options strategies before making actual trades. Look before you Leap. | r/options | post | r/options | 2025-01-12 | Z0FBQUFBQm5teE5QVVRKLWlaRndMZF8zRVpDTG1keXcyQmlSM283UDRyS3hYUU5UcVpiaGIxdkd6QTdodzlTT1VtdWpFVHFqWHRBbUEwaWd6c3BKdW9IMDRyU00yNWx1QUE9PQ== | Z0FBQUFBQm5teE5RRDY1c05LbmJtRzRYdWtvY1hLLVdUMy10Mk54NzlCaGFyUDluM1F4bUQwQ0MtLUpaaXNGd3hyd2dUVVh4NWtGcTh0RWJ6WlotY1doOGxyTzVpRjFEa2RfNjNEaFRQZFlaeXc1dWJJRUpZbTA2c1lmbGpETE5sRTJpeVBjdjRTdlhIWlJHVld4UzdQbXJVNjlUbUVwZHk4OHNLS3lFbkxHeEhDQ2hJM3FRNUQ4a2hoOHNkV09ydUhEY1V3MGVVbVl1 |
[repo](https://github.com/Morritse/SentimenTA)
*EDIT* MAJOR UPDATE as of 1/13/24. Adjusted position ranking, added active monitoring on a 5m loop to exit any positions which are reversing/crashing and entering new ones
Please feel free to suggest changes and I'll be happy to update
Currently averaging ~.5%/day
The bot follows a two-step process:
Manage Existing Positions:
Analyze each position with side-specific technical analysis
Check momentum direction against position side
Close positions that meet exit criteria:
Negative momentum for longs (< -2%)
Positive momentum for shorts (> +2%)
Technical signals move against position
Stop loss hit (-5%)
Position age > 5 days with minimal P&L
Over exposure with weak technicals
Find New Opportunities:
Screen for trending stocks from social sources
Calculate technical indicators and momentum
Rank stocks by combined social and technical scores
Filter candidates based on:
Long: Above 70th percentile + positive momentum
Short: Below 30th percentile + negative momentum
Stricter thresholds when exposure > 70%
Place orders that will execute when market opens | r/algotrading | post | r/algotrading | 2025-01-12 | Z0FBQUFBQm5teE5Qb0hWUFBBQVhRZlE1MVkwbEpBQzJMZ2UxM2pyR0RwbkFjSFdiV0ZnVTJiV0tWX0ozTnFpZ3hCdVRXbVpRWVluT3pGSW1FRDYxUi01eWtVWXVLMnhxUFE9PQ== | Z0FBQUFBQm5teE5RSzlZanN1aFhyQlBOU0FMTW5DT2gwUVNSRGJmMlljOUFqQ2xzZ3FCelRfcHJIazI2Q19CRkhVOTNIMzEtYWt2bXNCSFlOLXBjcDNVaUZzMlRfVVRfeVZka2QxZUxqZ3hfSHE4eHVOQm1HY2FoOVVWN3M0YllTRlZyYmZlOVJnT0NtQ0tqdWRqalVrUXFuSTIzRWJVTjVVdVAzUUNyT0V6R2s5bUZTYVFZQVpseENmRzBpLWxYMXpxQllWOTNZdXprQXRQZDAta0ViY2NEMXp2Z20tMlRrZz09 |
5000 xtz per bitcoin w a 1000 xtz bonus. | r/tezos | comment | r/tezos | 2025-01-12 | Z0FBQUFBQm5teE5QQ2VqRWZfZUI0VGxXdi16UlBYRU5uODhYM3c5RXJmanNGSXM2dTZxZnp6dWRBeE9sNzhlcVQ3VG11VjJoRnlqVUpMNkZjMS1KYnVuWkR0aTVGRFA0emc9PQ== | Z0FBQUFBQm5teE5RYmRlbzl2M3E1M1AxbVpGdGREamdicWs2QVNkdkZjRW9sVTFaQ1VpTDdrdUllTXp2YmhPLUlnX255ZHc4TEhvcVhDZFdlZlBHNXlMbjQzZjhZSDc2WGxxN3A0d2tUNDRTMHFELTBjcmR4NzVLUlJCWE9Eb2swM0pNdE9aLVVXbU9veTQzSzd4aHRlUk1HODVhTE9lc0NZMWIxbmpKbURTZXQ3eHB6TkQ4NXotOG5DMGp5cVk3bklSZ2J5TXVtQ3EtNENwWlE0YmtkUm1KNUxTM3NXV0Ywdz09 |
Cant wait for staking 2.0 platform.. | r/zilliqa | comment | r/zilliqa | 2025-01-12 | Z0FBQUFBQm5teE5Qd3NJUExTRlBFdjN2X3MxOXRtME9fY19yZUxtbDBIYTJ5TlI1ajhCc1lvWWJXX0FIc3Z2X3BNRzlDWHBnbVNuMUd1Y3VDMmFkRDIzQ1VMS2gxV0h4SlE9PQ== | Z0FBQUFBQm5teE5RdE03aDcxQVhHYWkxRWItWXN6TkpqUDEzaWJJNm1KQ2JXbVlaaWVTeFdDMHlORVZXaDZ6NlN3Z1R2Sy1Rc3EtSU1WelNlREpfdVJycGxCZDNuQXh2aDN6VURKd200SVRKNFJNOTVYQW5aSC16aW13eUFEa1ZYWDF2XzJUanpQaXo2LUtOMHU4NXJxakR1aExMMC1uM3ZXZHhIUklpNUl6M2NjUzJXVUJseTB4dFpIc1BUOWRwSkVaaVZJdzF3U0ht |
If you’re a couple in your late 50s and trying to maximize your nest egg…even if you had $1 million or more to afford a second home (let’s say near a beach or some other very desirable spot where property values tend to rise regularly), does it ever make more sense to do that than just keeping the money in a high yield account?
I keep thinking that even if the house appreciates in value AND throws off income from vacation rentals, that would just be offset by the cost of upkeep, taxes, etc.
Am I right? | r/retirement | post | r/retirement | 2025-01-12 | Z0FBQUFBQm5teE5QT1FKTE0tV0NZaFhhTjZ5RUctYnN5OWRMQ0JvVUljc1hLMWtfS3NQay1Jc1J4ZXZMUXBnRXdHNlpsOHhLUkZFcU9MRlhnbC1LLXpKbGdNbHVIemNKZEE9PQ== | Z0FBQUFBQm5teE5RNTlvdkxQbFA4dmtMaHZ0dGcyYmJmc001RjA2akFNQUoyRU5BSm1GQ3hlWlBuTXFla1FZTF9QQktfcWx3LTZlQ3VXNE90MHFmNmZQUExtUGV2S01IX1Z0ZjJaSjl1VDFPb0RmckJMcjZEN19FaGRrQjVrUmFVczRkRU5HNUhmOXFmaDN4RjZiNVBBaXJBaGs3NFYwQVk1d0NOdDZfN2VETUFXNTBXMm9Jc3g1VTVpQXg0MFJxd1Q2VUtnVTFWQS1SUXlvRENpdndIUzlBUUhQN3F0YnU0Zz09 |
r/VIPERAcrypto
For one, I love the daily updates in their subreddit. The team is super active, constantly sharing fun art and useful information to help us make better decisions. It’s refreshing to see a project so engaged with its community.
VIPERA is tackling a huge problem in the cannabis industry, payments. This is a multi-billion-dollar market, and even capturing just 1% of it could push their market cap into the hundreds of millions.
Right now, their market cap is only around $30,000. If they hit $1 million, that’s a 33x return on even a small investment. Opportunities like this don’t come around often, especially with a project that’s already showing signs of real-world use and adoption.
This feels like one of those early crypto moments you don’t want to miss.
VIPERA on CoinMarketCap: coinmarketcap.com/dexscan/base/0x1ddc9b9c72a52602cab308afb5ba911d872f21d6/ | r/altcoin | post | r/altcoin | 2025-01-12 | Z0FBQUFBQm5teE5QYU1KRTFQSVFIbWlaZzhyLUU3WkVGV1FZWHBFLW9NdGdQYUs4T3gwclA3aHBPYmJfNHA4Z2dHeEVwRzdIb2VIRUplbTRSUEduSkVzbXNDZks0RU9XSFE9PQ== | Z0FBQUFBQm5teE5RUmdkeElOTW04QTlDVzR6cFVSOTg0NkZXc200a2RpTHNLdnZJMGFoOWF0MGF4ZE9uMEdvZmVPQTgzOGVfcHE5c0JMM0ZKc09JR3NLR1llRGxocUx4UDNyT0dvRG5ld1V5eldhSE1WaTlHODQyMzZ5aXkzTXl0ZnJKc1dMb2NUd1JUcXUzU1VpTjJITkNCTHlqc0k5bXg1SUxhSk9qcUJCWHlWc3EzODBZQ3hzdlFYUldHTlFpWGNUZXZEYUFIQU1W |
Guy calls me at 7am on a Sunday to go check out a job. Tell him I’ll be there in an hour. Check out the job give him price, he asks me can I do it for $200 less. It’s January and slow so I’d rather do it than not. Tells me he has to do it today. I tell him I can’t but I can first thing in the morning tomorrow. He says he’s going to call around and see if anyone can do it today. That’s fine I understand. He calls me back 3 hours later saying he found someone to do it but at $400 less than my first estimate. This one’s real low and I have to think about it. Answer him 15 minutes later. He already hired the other people because he didn’t hear from me for too long 👍 all in a days work baby. | r/smallbusiness | post | r/smallbusiness | 2025-01-12 | Z0FBQUFBQm5teE5QT2diVE50dXRmOFFWb0FuTzF5NzN6QkRpOG1mVzZFWE9Zb3JtSDNYbE1MRXFTMW1YdUIyNGdzc0wycnM4NmVyc25EdkJuM1Y2dG5Bc1hYM1E0SkloMUE9PQ== | Z0FBQUFBQm5teE5RLUFwVURPMlNuY3g0MEwxclNDbEdNTmhxN0JKNTVDZE1RYVdCVW1MVlAxZWpxRGFDNHZWbjZOd0RhajN3SndhaDBYdTNEVkVGaVVsWW1URkdHM2FiMHB2ZkliNHp1SXpsaWdaMGJXR094dGxTTlNpS3V5aWVLVm9MeWl0cnlFLW5sNThTdW9MUUI0a2hZeHZJdTBhNGluU2dHUmNReExzS2U5OVJtZ1QwX0k4PQ== |
I’m not very savvy with money, I’ll be the first to admit that! I’ve been a stay at home mum for 14 years and never had any kind of financial responsibility. My mum died just over a year ago and I got about £1000 from selling her things. I spent half on small fun things and I want to do something sensible with the other half. I know it’s quite a small amount and I’m not expecting it to grow into millions or anything like that, I just don’t want to waste it or have it sitting around in a bank account gaining £10 interest a year!
Any ideas? | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-12 | Z0FBQUFBQm5teE5QUzYwTmUwV3Q3T29PeXdUZVd6R2JFRDJDYmtyZmFQaHBqNEZqOXIxTzBhTk1EV242dUVFbEJCMmxnY3dyRTRHLUdmUUVZQjVVU1V4cmlEcWZFbUxWc2ktYU5wWUFiSUxMR3NHNkZPeE95VHM9 | Z0FBQUFBQm5teE5RcjFnT0xlOElaZlFHY3p6UlVNYV8tUDlOOFl6dkNyTldCUEtFMEFuYVdMYV9vdWpYLURkcXBmTFp6TWtBNnR0SVpna1RLZTVvNk04bVdCTDBqNFBOblMzOTF0R2tFaTdVX1N6S3lJM1BOeklLYkFxNnRsZzdIdGtxVEhxVmZhUmh4OEVZcV9VMWQzcG5EX3o0NkwyZEl2V1hVYnd3SE52SFdWV0tmTDFHZDUxY2ZkT3dyZHg3RXdYTWFkN19SREhBdV9WcjNJVThtMzFuOS1XaVk2Z2pzQT09 |
Do you know what the ETH conversation was? | r/tezos | comment | r/tezos | 2025-01-12 | Z0FBQUFBQm5teE5QdWt5ZWFJSjM4U2NJR3cxbWhrUVpIMTFrdUZuZTd4NmVwRFdmRVc5ZmNIcERQSkFXS2QwNWh2Qk00a2kwd2NJZU1vNVl6WjVoaF9MOTRRcEJRaTFRQmZkejVEdmZUaVZqY0Z5ZWxNc2doWW89 | Z0FBQUFBQm5teE5RdHVtZmU2cW1PeWZlX3U5bW5RNDBsckUyRGhRMkZSRFNvQWRLNjFWRmVwSWtoSXI2bjdBUjdNUy1VN2pESUs3WEhxQkMwTjFhbWRDSkxXS1BMRDh2YXM2dlhqQ3hYOFYwZDdjMlduamJfdWZJbzdYZTJYMUhmTXlOQVhvaGkxNmZHdlhmSU1GbjVPVW9GeUhlSHpWdUE2ZWEtQTBCY2R5VHZsaUpHX3dZNm5kVmpBV2dPWGJFSG5wVUxvdG44TFZndXRmaEl5M1M0YlBSSjdHcTFSdEV5QT09 |
$100 soon | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-12 | Z0FBQUFBQm5teE5QYWtPWmJxQzZwM0ZQalZRdU9NRjNuS3R3aUwyUHUxVGMtMWpxRnYwcG9YcmNxS05sdmNFS2txd1VNWnF5a0phTmw2SXl5Ul9MdU1ib0haRDlBNTVqNHc9PQ== | Z0FBQUFBQm5teE5RUHk5QXJMeE5GM1pxNU9qekNDa2FDLTh6Y3g1cFdNU1BDcy1ESWJnR3k2RGpyOTZXNW5zS28yekpjTGhtSm9WaTNqLUZJN1JSRVV4VFRZYkhmTFd4eEY1el9BeFhxMTJ6VDZROW9zV21CenozX0NoeHVPSktRWm5ZV1FmMU1hTDdTd2pJbkVvRHFXRGtiTHZuZGJDemJSU3MzVmpUdkJZZTEwSk95T1o0SThZSXU5c0VLYVJhdVhsZHMyTEZEMllN |
Pretty much the title. Getting into mining, found a potential candidate that mines ETC at a good entry point for the miner, and profitably at that. Anyone have experience / outlook on ETC?
Thanks everyone! | r/ethereumclassic | post | r/EthereumClassic | 2025-01-12 | Z0FBQUFBQm5teE5QVzFxMmQyanNvTVZQZC1sTW9RaENYdFNVcDlYU1hUX0I3N1BZTEFWa0lzc2d2Sno4VU1QWTFRM295VVBNT2xVcjZFNmZGal9ONE9KcmJ1R0FmT2lKNHc9PQ== | Z0FBQUFBQm5teE5RWVc0M2FfeVdKN3JtMm5kWUl1THd2TElGbFc5LU5aWldpcGFPR1VOcGU5NHNIRDFib2xPR1VIaHNmNWdVSE5oOTREdTJzR0d4a0FwSDVnNU1ya0FGY1lRT2NBYnJicDc2Yl80aGRvaHdqZTBjNW9tSWlKcGwzQTBubmNwWThIbklkN19WTERMUFVjU3dEZDhBZ0JYLXUwQlZOWU82cnl0QnY3Nk1wY3M2ekNwbUFjNHpacndVMVZJLXpoaVVodW1BYVJLcXZvN2IzTWY2NE1MVlk0UGpGQT09 |
mine away! been holding a long long time. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-12 | Z0FBQUFBQm5teE5Qbmk2OENsQl85Ny1lb3FEcUNsU2NpZnFsaG5BWnNxcTZYa3lGVEVtM2paSW9UOFpaUjZETVpFYV9uSFg5dVhkOEg2cTQ5STJKNDE0aGxtNWYxbjFPUEE9PQ== | Z0FBQUFBQm5teE5RQnZvdmdIcXgyWlBsTkhXMGpXV01xWFJLRFVmcVdraU40dURWaW9KNEZjeDNjWUFkM25pYVJBOVdEejNneHpHZ1JLR0wxcVEwTkVvd0wta19zS2NFNlR1MTVEMEVOQmFuUHJqdEM4MU1iT1pkTm4zMFY1QmpTdmYyaFVkLU4wb1NnbFNvUUZabEtRSjZId19sNHZSMUEzQmxpQ2dmbzJCOUJremNIOFp3bVh1Vno0dFZtcUFpUFBCNEl0aUk1X3h3RGNyVjNaUmJFeHh5YWplSTViWUlRNWw5a0hlbVR2TTdxRDlBdGVEMG5ycz0= |
Thanks! What’s the sentiments of the future of ETC? I’m new to the community | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-12 | Z0FBQUFBQm5teE5QYTlKbDdycFlLZm1MZXpYdnBINjN1REVIZldpdFJxUzhEM2hoWkRyTkZubWJrcThYdmJjZDdlRkpIYXc3YTFRRm5udjV1aEhVa3ZvNVV1YXRFVzJKNXc9PQ== | Z0FBQUFBQm5teE5RY05kbElDTnJDdVkxdmpadnBSazNrWkdUemJaOFpPdzdEZnM5WkRyQzE3WGFtTDRhTHJ6RGVJN0cySThQUVAwRklqaHhTSzEzNzg0Q3BsUUFtSnVUSTd0bUtSdmdrYWFSWXNxN0xSWlRhdWM4dGM5OTR0cUxlblJRLUs0Y0cxYlZpRmFCQnJKbl9TMTJvLWVrdHNqbGR2eUUyRWo2Xy1Mb1duQl9HOFVkXzZrZTQ2M3lqY3ROdGg3Yy0zU2NxWklWS2JTTHBLUHIzU1VNSTZhV05DdDR2SGxlczBrb0FEeDFzMm9lTkJUa2Uzaz0= |
Education in web3 is rather fragmented, lets make a great list of resources for people to learn how to use DeFI. Share the resources, how often you use it and why you find it valuable. | r/defi | post | r/defi | 2025-01-12 | Z0FBQUFBQm5teE5Qd3RGWWxzb3BTXzFHd2UzcWcxWXlQTTRVTmctSE5NUVBiTjdOQUxDd3ltNmFxRlIxT1VvakFicUw4VjV4MXZ5eUl4Ym54allOWUpRSTEtZTQ0Xy1PV1E9PQ== | Z0FBQUFBQm5teE5RVHo0VHJVTnVRZXQ5S1NkTVdSWFdWQm5OOFc4YU16OFB4V1pleWVWTWZPNzFybTltRDlQaktuSFg1MVB6NWViVGt2SzZ4WUpEVzByRFpJRDVTSE5PamtrN054RktpRXpnZTJuaXRmWkhJUEhBVURlSG9wQ1lBUjkzNlQyRVVsT3JxTzBLUzRoTFFQX3F2dzBMU2JHcU52Uld6OFFaRWFoSUp2X2ROa1Q4REdqV0hLNEZzVFZCbTdFN21oZlg3TVRS |
To keep the tradition as it should (and not add more than 60 days ??). The LTC snail posted for 38 consecutive days. Then, someone posted days 100, 101, and 102. So 38+3 = 41 days. This should be the day 42. I know snails are slow but I don’t see the point in adding days.
January 13, 2025 | r/litecoin | post | r/litecoin | 2025-01-12 | Z0FBQUFBQm5teE5QdnF3V0hYSVFkWnlMWW9GdnhFaTlabTFfbkRKNGNZSXlELXRWVDdnYnhlbDMtaEtadG9uWldPdEFKWWozakVSY3dDR2dCeXJfR1J5Snh0X1JzM3RWbW9pZzNFei1CNW5fVUwwOFhPWHk4ekE9 | Z0FBQUFBQm5teE5RXzJWUmhma2VkVHdZeGVINWZwRXdLS0Q3c3IxTHZITXY1Mi0zUkhGRU4zLUwyMFJxRV9hWUpwcHdqSUJYWlEtUk5aZFhQYWtaODVxVjQxT2xkbnVINXFSV0FJTVNteUE0dWRVUlRTOWV1TmVvNEtHN2Z0UWNzblVQU0tKeVlLWGtJaFF6UVRoaGExMHlLb0ZadkR2Rks4bG5WSk9VcDU2c0pIVHM0R2RZcnhYRXFGOVVSUXJFM09DaGFVVDZWZG5fQnVGUElVQzF6ck1EQVFFM3ZqRkJtdz09 |
I’ve recently opened an account with Robinhood and I am looking for advice on where to invest between $25 and $50 per week. Basically, every time I think about spending money on some dumb shit, I have instead begun to deposit the money into Robinhood. Instead of spending foolishly. I currently invest in my employer sponsored 401(k). I am just looking at the Robinhood account as something to further incentivize saving and perhaps learn a little bit about investing. I am 46 years old, so it is high time that I learn some basics.
I have a couple of questions. First, is using Robinhood a good choice for brokerage? Secondly, with the weekly deposits, what are some solid long-term investments to make? I am not looking to actively buy, sell, trade.. I just want to deposit the money and invest in something for the long-term with the idea that it will stay invested unless access were needed due to an emergency.
I have been scouring Reddit for weeks and have only managed to determine that there is an overwhelming amount of information of which I can only assume some is good and some is bad. Perhaps Reddit is not the best place to go for advice yet here I am.
Thanks in advance!
| r/robinhood | post | r/RobinHood | 2025-01-13 | Z0FBQUFBQm5teE5QN1l0Y0ZkS2tBWjB0YjBCazc4TElSWVBHeVMxajh3M1pRWnNBVEgzX2FkM1FiWlpGZ1BWeEVlUXZXVGtwU0xRVUIxMTY0OVV6aDE3SlROWkI3VDZ6SkhOSng4NzlLR0xsVENyRGZYRm1fMms9 | Z0FBQUFBQm5teE5RdmpIdzhzNW05dUJwNVRvSHBNOG1FMUtXMVR6bHlzUTBhc29UOTRBQUsxNEdzbzJqNFJuSklhSUxRdWhzVzVEZnZqYzJwWkJrZkNJQjZHUC15NVQyaFo2OWt1aVdHVUk4X01JOV82WklKTWN0NGVsMVpGaXN6dS04YjdrcWlSQmJxN0d4UEN1X01HTlRlaTU3M2RDTG1pUVhDV2x0VTJ4Q3NTeXVnd2Npb2txS3k1YUdHX2pNY2lteF82RWlxUEtqNTVXUlAyUkE2NzJfVlM3VXBSOFR5Zz09 |
Hey guys, ever wonder why Monero ($XMR) is still ranked in the top 50 market caps even though most centralized exchanges (CEXs) have delisted it? It's simple—real privacy matters. Unlike Bitcoin, which is fully traceable, Monero keeps your transactions private and fungible. That means no one can snoop on your wallet or blacklist your coins just because they were once used in a sketchy transaction. Monero uses Ring Signatures, Stealth Addresses, and Dandelion++ to make sure your transactions are private by default, unlike Bitcoin, where transparency is baked into the system.
Now, let’s talk about the tech behind it. Monero is built on the RandomX algorithm, which makes it ASIC-resistant, meaning mining is done on CPUs and GPUs, so it's not dominated by huge mining farms like Bitcoin, which are mostly located in China. This keeps the network more decentralized and accessible to regular people. The block size in Monero is adaptive to demand, so unlike Bitcoin's fixed 1MB block size, Monero adjusts its block size to keep fees super low—like $0.01 to $0.04 per transaction. That’s compared to Bitcoin, where during high traffic periods, you can end up paying $50+ just to send a transaction. With Monero, you’re getting privacy, security, and low fees, all wrapped up in one. It’s truly the privacy coin that Bitcoin noobs think they’re getting but don't. Monero is the digital gold that can’t be tracked or controlled, and it’s not going anywhere anytime soon.
| r/monero | post | r/Monero | 2025-01-13 | Z0FBQUFBQm5teE5QNm1sc0VYcTVzWUdrc1VYUVJDbUhXUXRFRDNFQlB5b2I5dE9GUjJnZ2Q1RVRVRC1RVWhaM1FNN2t5WV94V0JNVWpqRUN5bXR3LW1PTm5WbDFwOHU4bWc9PQ== | Z0FBQUFBQm5teE5RWXlEc0RyeHEwNlZMWTI2aS0wbUstYWR2X3VqNDZXREs3SzZ1dXYybmJUZS16eW40MXJRQnZEeHJta2RTSXdrRVVJVHRMTUE1STVTTWktZ3dZUzM1UE5uT194QTlOYm1lZG9pZUdrbHZnaEdpYlJtU2s5OENMNnhpREtBZlQxNy1paDFubERJZDBtY0YtQXgzdlZ4WElaVUJaTmsxcmFRaXFBX0ZVbC1BYlBBTk9xTlJuWGRiVXp1am9hVVpXTWV5 |
A 63 year old property owner with $1 million left on their mortgage complains about increase and wants to sell property and move to Mexico.
I don’t understand thinking behind this. At 58 they thought to take on such a high mortgage with no consideration on how they’d pay it off before their retirement?
https://www.cp24.com/local/toronto/2025/01/07/canada-could-see-a-wave-of-mortgage-renewals-in-2025-here-is-how-some-homeowners-plan-to-navigate-the-payment-shock/
| r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-13 | Z0FBQUFBQm5teE5QTUdZdU95djZILXBLdVZDcHlYRlFxQVcwSnBiQ0hMYzZGdW1xZl94ZU1YU1pkOHlyUDBuWjdXalBQaWtGY0xqVW1IdXczUGQ0eE1xdW1PME5DbTZmRnc9PQ== | Z0FBQUFBQm5teE5RbS1Genk3NWRETjd1T0NZYWZZaHBueDFOUlJKLXBoSHViQ2F1d0o0dFE4YXpCX3VaV1RiRmVmT3lzZ242Y0U2a0I5Unp2alRtd1B4N0k2eDU5dEdlSzkxQ3JNYXpfLTMyUEFHeC1Obk54VWpMWWJJT25BQVpsRmhPQ0xmY1ZCdXdBaGMzUFg1VXFxTnlXemFmQ3RBb2t4Wk96T2xxMFZEWnB1VTcyMGZxS0c4UjZRb0lPaGJJa2pCY1hHaGtmdm5OUGhUS0tCZ1ZiMEw0bkJHSDdLQTVDYVNHazdHa3JVRVVrcERzWDBfdDdaOD0= |
With every coin pumped this time around ETC barely moved, not looking good so far, maybe in future bull-run. Lots of people holding ETC because they bought it so high in last run. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QUFROa3A2c2JsSHVlVmF0Wk5fdi1DekVmWnE0SVZLTlBoUExtbXJQbG9faHZBRlRGQXB1aUVUMDJZRUVyLWViR2l1a0RjM3RKNUxJc2hVc1AtTWFJak1qeDFkbnBaZ3RIbzhxTzZ6RTVWbU09 | Z0FBQUFBQm5teE5RT2tqMWhKTlMwV0JtMVhWWkNJT1lZZnlYdDByeUl1U0JzMEU2VkxZVDN5Y1YxSDBVUnVRclJVcVRxZlFSM0lyeVhScGxrUHQ5R1B3R2Qwd2lRMkduN3JmazlVeWx5UjZWV3Vfc0E0Q1h6MU9GUXRFaUNDZUtTbk5ycmN3bF9GUU9PNTJVUnVWRG9NWUFPdmxMRjUySUlDRkN2aFF3RlZEU2xIS2VMcFdTSjVYeXVJWFFHSXV3Y1JHRXNEOVlEY3VBTkN2M2lxaUF2VkdmSnk4QUxkdTExSmJyMmh5dXZ1MFItMXZ1WlRYWEtOWT0= |
Wealthsimple, Questrade, etc. I'm sure there are lots of apps for investing yourself, and I'm curious as to how many people that start investing this way are actually succesful? The reason I'm curious is there are so many people asking how to start investing, and most of the answers are... Wealthsimple. Is it really wise for a total beginner to start that way? Who is advising them on what to invest in? | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-13 | Z0FBQUFBQm5teE5Qc3RrQ01xZjZ4Tm5uUXRQRnZGenAzbEtOVi1YSXhyMEV5cWhQU0hRT2VMQjlGZF9sV3J3ZzRHb1VfRHdTLUtqcFh1aklMQXBLTVFTbENDVWhhWEpSc3Q5OEl4MGJhbVA2T1JoZkxTNi1fU1k9 | Z0FBQUFBQm5teE5RTk0yekxKdG1yd180RXZ5SEFtTW1XUjVtOHlyYXRIT2U0b3AyQ0diQ01Xb080OEJNd2FNWmI5dTJ6bUhfOE5iRjQtSURjOWZGLWJfeUxXWTNGOE5aQVhidTlDX2RXcjh6ZGUzQm5HcDI1Q21tay10NXR6c1dXMDB0WDQ4OS1Lb3lzczBib1JaSW1CX1RMNFQySHRNM3dueVBXckhISkZQRmw4UTZuMlRwdXI1MmFtcUpTdHhLU1lhdEk1OXAtYVRlZVB1VHFwWnZBTnVTQVVGUm1LcXNPZz09 |
Hi everyone! I am fairly new to the Solana ecosystem. I have been tinkering with the phantom hardware wallet. I had one thing that happened that’s a little suspicious.
I swapped for this coin called vertical AI.
For some reason there are two accounts (I swapped from two places one was cheaper on fees when I started buying).
Also this “the token is unverified. Only interest with tokens you trust” on BOTH coins.
Should something like this even touch my hardware wallet? I haven’t seen this on a coin yet. Just trying to be smart and not get my cold wallet compromised or hacked somehow.
Thanks! | r/solana | post | r/solana | 2025-01-13 | Z0FBQUFBQm5teE5QMF9GUkYtQzR2ZFdNVFdKTFdoUUlXSU80WmNjX3o2MUdaeElrYkV3bThob2d6d0pQSDI5dVBqSGxBYkhLcXoyZWd0STdGeVRBaE83RmpiWDRnTklDU2c9PQ== | Z0FBQUFBQm5teE5RMGNNV3lKaG1lYzRURnozY3lZZEpzZ0VZMm43d0xBdmg1c2lUQzREeXp3LUdOWlVBejR2M3hpLUstMVp1anJRbjVsaW5UUHZFaFFMWWY2a1JDN01OWW1BZm90Ymwxb1E5UjBHZkIyUTdYaEFtWjdjR2RJcHhWdVoxOTVOMk5iZ1hyYUg0Mmp5R0lmeVFSaXNoMkVPenRtdE9TYWUyUEM5el9xQTFwS25hcXB0Mzh0bVBKOVkxUkFkWGRIcmNRY2VnZVc4SWdLNEFOVk5LZXpMdkdMRXI3dz09 |
Step in The Pit!
r/VIPERAcrypto
CoinMarketCap: https://coinmarketcap.com/dexscan/base/0x1ddc9b9c72a52602cab308afb5ba911d872f21d6/
VIPERA isn’t just another altcoin. It’s a project designed with real utility and vision, providing a payment solution for niche markets like cannabis and beyond. Built on the BASE chain for unmatched speed and security, VIPERA is more than a token—it’s a tool for growth and innovation.
The power of VIPERA lies in its real-world applications and the active, passionate community behind it. As we charge into 2025, VIPERA is positioned to lead with purpose and impact, proving that utility-driven projects are the future of crypto.
Stop searching for the next big thing. You’ve already found it. The race is on, and VIPERA is your ticket to the finish line. | r/altcoin | post | r/altcoin | 2025-01-13 | Z0FBQUFBQm5teE5QNEhaWTRlVmF1ZERtR3d6dm5zSFpweWJ0OXFiZTVMZDhRa2ZoNG9VcEpFRm8xWndzV1RBbHVCMzZQUHFpaWlXWWFOTU82cGhnbGJ5dnhOcUgybUZvdHc9PQ== | Z0FBQUFBQm5teE5RXzQ5QW5NVUhTZEFoc1V3SXgweEFvd0hrNGd0MUpYSFlxNVJMYmxkdThrZk1lazB3bGRPTkVqNDlSMkRkbHpwaVR0VC0xd2ZtSGFCUkNMcEFycmtTNFlOYVZMLWJtclRKUzAxTEs2NmZQSS15N0o5TmpEZjQ5R0dXOXVfVEVsYmdXWTFYN2czZ09vcHVDUGRfZ1ZOcDNOQWdaT1RIYzk3NWlMYlduenFnVmljcUo5dVQ1V1RFZHdCSXhFb3drbFhv |
Update: Given the high amount of DMs I’ve gotten in response, I’m putting together a more detailed breakdown of the post below. If you’re interested in it please DM and I’ll add you to the list. Thanks!
Hey FIRE fam, I want to share a little experiment I’ve been doing that might sound crazy at first, but hear me out—it’s been a game-changer. A few months ago, I decided to give up my overpriced apartment and start living full-time on a cruise ship. Yep, you read that right. And spoiler alert: it’s been cheaper than renting in a High Cost of Living (HCOL) city like Boston or NYC, and honestly, way more fun.
Let me walk you through how this all started, why I did it, and what the experience has been like.
The Setup
I live (or used to live) in Boston, where rent for a decent 1-bedroom apartment is around $3,500/month. Add in utilities, groceries, gym memberships, and entertainment, and I was easily spending $4,500+ per month. It was a lot, especially since I’m aggressively saving for FIRE.
One day, I came across an article about someone who lived on a cruise ship full-time, and it got me thinking. I crunched the numbers and realized a budget or mid-tier cruise could cost me $2,000–$4,000 per month, including housing, food, and entertainment. It sounded insane at first, but I decided to give it a shot.
How I Did It
I started with a month-long cruise in the Caribbean to test the waters (pun intended). I booked an interior cabin on a budget-friendly cruise line for around $2,000. That price included:
• A private cabin (way cozier than my apartment, TBH).
• Unlimited meals, from buffets to sit-down dinners.
• Entertainment every night—live music, Broadway-style shows, poolside movies, you name it.
• Utilities like electricity, heating, and even basic Wi-Fi.
By the end of the month, I was hooked. It wasn’t just a vacation—it felt like a lifestyle upgrade. I extended my stay and have been “living at sea” ever since.
Why It’s Better Than Renting
1. 💸 Cheaper Than My Apartment:
My all-in costs for a month on the cruise were $2,500 (including gratuities and a few drinks). Compare that to $4,500+ for city living, and I’m saving at least $2,000/month.
2. 🍔 No Grocery Bills:
Imagine eating every meal at a restaurant without ever worrying about the bill. That’s my reality now. From omelets in the morning to steak dinners at night, the food is amazing—and unlimited.
3. 🎭 Built-In Entertainment:
Forget Netflix. I get live shows, comedy acts, karaoke nights, and pool parties every day. There’s no such thing as boredom on a cruise.
4. 🌍 Travel Included:
My “home” docks in new destinations every few days. So far, I’ve been to Mexico, Jamaica, and the Bahamas, all without paying for flights or hotels.
5. 🛠 No Chores, Ever:
I don’t clean, cook, or even make my bed. The crew takes care of everything, giving me so much more free time to work on hobbies, read, or just relax.
The Numbers (How It Adds Up)
Here’s a quick breakdown of my monthly costs compared to my old apartment:
Expense Living on Land Living on a Cruise
Rent $3,500 $0
Utilities (Heat, etc.) $200 $0
Groceries $600 $0
Entertainment $200 $0
Cruise Fare $0 $2,500
Total $4,500 $2,500
I’m saving $24,000/year while living a life that feels like a permanent vacation.
Is It for Everyone?
Probably not. But if you’re flexible with work (I’m remote), enjoy traveling, and don’t mind cozying up in a small cabin, it’s worth trying. Some things to keep in mind:
• Wi-Fi: It’s not lightning-fast, but it works for emails and basic browsing.
• Seasickness: I’ve adjusted, but Dramamine is your best friend.
• Laundry: Some cruises have self-service laundry or full-service for a fee.
Ready to Try It? Start Here:
If you’re curious, here are a few sites I used to book cruises:
• CruiseSheet – Great deals, especially for longer voyages.
• Vacations To Go – Tons of discounts on budget and mid-tier cruises.
• Cruise Critic – Helpful reviews and tips.
TL;DR: I gave up my overpriced Boston apartment to live full-time on a cruise. It’s cheaper, more fun, and I’m hitting my FIRE goals faster than ever. Have any of you thought about doing this? Would you give it a try? Let me know—I’m happy to answer questions! 🚢🔥 | r/financialindependence | post | r/financialindependence | 2025-01-13 | Z0FBQUFBQm5teE5QRUV4S0VwdVF5TktlR0RfcEUwMFJuOEZHeXc1MXFuSWhRYXRBbXVVM0hKYTR0X1pGSFZ6aFBkRzUyeHBkLUdveG9rdGEwZjhuZTFpejVYZzNiS1lteEZfbHRTVWRPazRnMVVib0NDWUZJd2c9 | Z0FBQUFBQm5teE5RR1ExY0lPRDdFRW1ySi1KWEk3UlozQkNfQU5vNTlVbUNlSkRYVlRhdXBxclFDLVhuQWFYRDYwcVNLUlVMOTlHbHF4QjBoWTlkS0ZWYWxPMXN0bl9yRGxhaXhHNzFNaG9yQnpDZEFSZ2puaWlNNmNlWmdJMWxLdWZxd0lvbnczeVM3VjdvcWxuTkhTUzJjajJZYldPR2lXZE1SUHNBeWY2T2NLZWZ5NHR3anl0UXpkNEJ5c0Z2MjhyUnZHajVicFBjaDNrbDlqUHJ2eDdhVFpDSlRWU2lFYlBBTzVnZVFfY0RFVkxDXzVtVVl6MD0= |
This is a response to a question I got in my last post regarding my EMA strat, it wasn’t letting me type out everything so I’ll just type it as a new post:
“Could you elaborate more on the EMA you use and your entry/exit?”
Of course! Im going to create another post regarding my strategy a couple days from now as im working on it now, but let me explain it some more. Some things I do is:
- only trade NQ
- Don’t trade the first hour of NY market open (to see established market trend)
- back math behind every trade I do to ensure long term profitability
- Create detailed plans to back the expected value of my trades relative to prop form costs
- Only enter trades bouncing off the 8-day EMA
- With topstep I with a 3 risk to 1 reward ratio (and there’s a major reason for this that I would need more time and room to go over which is why I stated that im making another post regarding this, I promise you its worth it!). With other prop firms I trade with 1 risk 1 reward, and 1 risk 2 reward. At the end of the day its just strategies that I created to beat the prop firms
- 1 trade a day, nothing more
So let’s use today’s Sydney market for an entry example since we have some recent market movement. On NQ after 7pm, there was an established bearish trend in the market, once i notice it surpasses and rejects of the 8 day, I enter bearish. Let’s say this was a topstep trade, I would’ve entered 90 ticks risk and 30 ticks reward.
Another thing to go over is my trading journey with topstep as it relates to psychology. I had a couple instances where I had 5 150k accounts that were funded and blew through them all due to bad discipline. I’ve had a single 150k account with $20k in profit and blew through the whole account. It’s been a gruesome, ugly journey. and it wasn’t until (I hope this sentence makes sense) I started working with a detailed plan that was backed with math to prove it’s long term profitability that helped me start gaining my edge. I traded with no rules, I’ve traded with no plan as to how I enter my trades, I’ve traded with no discipline, none of that works. and it only led to blowing all of my accounts and making me end up down a hole. Having a plan and having purposefully intentions with your trades (i.e not entering random trades to recoup a loss, going on tilt, etc.), and combining that with a strong mindset you gain from experience, it makes all the difference. I recommend reading Best Loser Wins, it’s a really good book that shifted my mindset with prop firm trading and trading in general!
With the math that I calculated I found that, with a vast majority of prop firms, it’s statistically more profitable to stick with prop firms vs trading with your own money with a private futures account. The leverage that a prop firm (especially topstep) gives you relative to what you spend provides more positive expected value in comparison to a private futures account. Now i could talk for days about the math behind everything but I’ll just keep it brief and end that there, I love math + trading haha. However, you NEED a plan and you NEED rules for yourself, you can’t operate as a trader and just wing your trades and expect to be profitable, regardless if you’re trading with a prop firm or your own account!
In short, I trade borderline with naked charts. I only use an 8 day EMA and trade with the trend of the market. Throughout the time I’ve been trading I learned that the less noise you have in front of you (indicators, outside distractions, etc.) the more focused you’ll be and the better you’ll be at seeing a valuable entry | r/daytrading | post | r/Daytrading | 2025-01-13 | Z0FBQUFBQm5teE5Qejk3aURaV3hvTVlpRHBSNXU5bjQzOEdDZGpzRGRCc3lGQ0tSQVhiaXdSS0I2cWNTTkxNc1hVUjBhQmU2bGd5cGtyWWpUUVpEUWV6UVZWbjV5akJ1bmc9PQ== | Z0FBQUFBQm5teE5RMG1kSEZpODdydW45Vjduc2JXQUdheHVWMHI4VEdsWDNJYm9rbGM1VlBTU3lHZ0xrd3RaMlNHUjR3UGI5dElYdktlM3oxbEtDVzlLa1otQnhYZVIwMkNKNjI4dmdrVmczd2Y1TFVTN2w4YWdEbTRYVzFINTdMLWs3WkFUVTlJbzBtNXNpVlBseHU1ZTVwMGZzamVwbmlkM0I1SkYyUndPeVYyNTNGSEUwRUQ5eDRHenZBYjV1SWlFbVlCM3NZemFNTzF3QUktbFpQcXlzQy1GOWVMMlNkdz09 |
Hello. I am asking this for a friend… he is 15 years old and has some Bitcoin saved up (a couple thousand USD) but he cannot buy a cold wallet and get it delivered to his house because his parents don’t know he has any crypto assets. He also can’t ask anyone to buy it for him.
How should he protect his funds? He is a bit paranoid reading all these stories on reddit about people loosing all their funds and want to protect them better. He has all his BTC in a single hot wallet on his phone and is getting more and more anxious about loosing his funds each day. Do you guys have any suggestions on how he should protect his funds without a cold wallet? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-13 | Z0FBQUFBQm5teE5QbGZyekc4Q0F5dkQ5MDg2OEZNd3BkWnFoZnVyOTRLM2ZPRUFyTnI4UGtqdlNsUmM5MjBrLU9DekJnM2ZRdFhLTVdxZkZQaFV3azNvMnExT0pmcWZ6Q0NKZ0Q4QXpRblBhNHlVcGU3aFAxOTQ9 | Z0FBQUFBQm5teE5RemRuckMyb0dyZlRWYTVWM0V1cm5XaHFnUzM0M2lYMVlVeEdCd3RNaDNnMFhnOTRKbjNnNkFBZWJURFlKY20zcy1GV1hIUGhZcXF1czdhR2d2ZC1WanVZLVVOTTVybzJaVV8tSk9NWDJoeUNyamtCRW9XOERGX3FvVVB0cUxlNjNPdjlrWFhLaW1NVVB4Ym5oTDRGVTJFU3N0ZHJ6Z2JtNElKcnFndlNQS1NpSDRucTh1NWVoQUtmb0lhYW5QYnNaUzg5d2dBZVVIR0w3RnRPS2FTVjZLdz09 |
My tenant recently informed me that he is moving out. The lease ends at the end of the month. So far, our cooperation has been exemplary. No issues. Money on time.
However, the tenant seems to have decided that he will not pay for the last month and will thus collect the deposit (one months worth). I intend to verify today later today. At this time he is 2 days late.
The apartment is most likely in good condition, if nothing has changed since my visit 4 months ago. However, I prefer to settle the deposit on my terms (lease says deposit refund within 7 days). I usually settle it on the spot when I collect the keys. I think that maybe the tenant contributed to some damage and wants to save himself a few hundred $.
What do you suggest? I am open to ideas. An unannounced visit for coffee is definitely an option.
What has worked for you in cases like that?
Please note, the property has been paid off, and I do have reserves in place. This is an A- area in a major city. Where I invest getting a judgment is not an issue, and this is not a broke tenant I'm dealing with. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-13 | Z0FBQUFBQm5teE5QTWFyMm9vUFpZNGQ5T25QbXVxZ05nUTNDUm9ZcXVUaVpqYnFjSWhSWFgyRXRpUTg2Rm9XSkJHV1hQTlJlb09kcUpSNHA0a2NhUndzeWRDMHlfS3JHRWc9PQ== | Z0FBQUFBQm5teE5RTGNHa3VOX1ZsMF82ZFNXb1ozcF94dkpsSVlFanFteGpocjJYUzRYbm16RzNucGpncHVsM1FFOXBoUGNoZy1POGpQMXpmQ3Awd2FpNkhPMGNMQnVLelJJa25HRXBzWGdlN3ZKZXFQVTJGNnNRcWxjbXZMVzFWcU1OUTZLSG84SVRhWjk5ankyMy1tbzc4ME5qRnRmd09PUS1pYTk4aDhkTG1zR3BUVFZtYmdScFBkVGZJd1lsdE9JLWxINjRhWVBtQUFmUFY5T2NGX1BXYkhsVEctTENaZz09 |
In what city close to NYC can one live a decent life on $50k without roommates?
Single, no kids, no debt, 48 years old, unable to drive, expecting to downsize due to disability. Life must shrink and that is so hard to imagine right now.
Is it really so much to ask to live in a non-basement, safe apartment, in a safe area, without roommates and lose to a grocery store?
Edit: Thank you so much, everyone! This is going to be a huge change in my life, and I appreciate your help. I am not naturally frugal (though I do not spend too much) which would make the transition much harder. Your help is more appreciated than you can imagine. | r/frugal | post | r/Frugal | 2025-01-13 | Z0FBQUFBQm5teE5QRUcxNEduUnhfWkY4ODRYbXR5NDBfeVl4MG1vYVc0ajUwUTN5UEJZQzVUZGlBRE9rd0VkazFhNGJQWWxiaFdJblhYWGtQeVdhVzlkZE9US1pVRWx5U0NmTmlXaFpPUnZKVUkwVXlHc0JodGs9 | Z0FBQUFBQm5teE5RR2NLMzFXYnQ0VlNsZl92bk5vb25ZQl9yXzF2LTh4X2VBelJtMTU1ZWNxYjBJaG9ETnpRYWRXLW9MWGNGSkJldHZEVnVyVno1ZzZHQ3dvTm40UTFCWU9oUnhDekxKV3oxcGRqU2VycGVCcTcwQkttTU9vU3FvREpvQTNKOXFZcDF0aVZ5YTRrVThKcDVmREg2T3VZR0NKSUdwT0Y0eWxVVGQyS1FibEVBbkgxdEk4aER1dHdpbzdPLTVYQmNiRGJSSmR0SXRZWnpKSE5ZYWpXV3dqRFhpdz09 |
Praetorian Capital:
return: -14.76%, post ed 1/12/25, companies discussed: VAL, JOE
https://go.pracap.com/hubfs/Quarterly%20Letters/2024/2024%20Q4%20Investor%20Letter%20-%20Approved%20v2.pdf | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-13 | Z0FBQUFBQm5teE5QTXJyOXJDY2hmVlh0dUltV1hwb1FIN3J4bnNSZnZRakh3cnVFTndKdG9fdFhYb2JWMkt6VEloSFR5TVAxOUxwc250dDZLNVNrZjFwSjJHWWxIZU9taWZIOVlJczlyZkZlcnVQTGtTV0hLZ3c9 | Z0FBQUFBQm5teE5RdnhVVUdGdkdZUDh4OEc5Z0JFeG0wTHNBZUxEZXFMU3NnSnV3dnhwWGFMQjVaN3hJVjRfWnNaQnE5N2hxUGhKMnhnRGtTMGZjZmdEaXAzV3pXb3BTaGc5d3VtYTdPSHRORE8wcVRFREFkNEtBclVYbS1vOHJvcjhJVG5KaHVHZDM2SmhuRVNNR3VNZ3BzbkV5LWFpUEtQTE1kZGhOUjB1NUtYVGhuWGVPWV8xa2k0RS04VGgtMWpnVV9OMHV1Nkox |
This is your safe place for questions on financial careers, homework problems and finance in general. No question in the finance domain is unwelcome.
Replies are expected to be constructive and civil.
Any questions about your *personal* finances belong in r/PersonalFinance, and career-seekers are encouraged to also visit r/FinancialCareers. | r/finance | post | r/finance | 2025-01-13 | Z0FBQUFBQm5teE5Qc1FjeW5ET3llR1ZLYjNMQzBaU3ZHX0hYcWgzZ3hGZF9wTzlfamo5WVBRa25GcFMyWW1tR2RLejM1WThybmFTWlNZZmJuRHM0VEJxTlFEbnFfZFlrMVE9PQ== | Z0FBQUFBQm5teE5RX2FuX2NwTk5YM3AySjFxS0NhTDJ5ZjA4VF9GMzBTWHlVdk5UQnVOUzlkX3RsUjlqRk0xbnRwbWtfTmdCUmJrTVdNaThGWEhDejk2UnNzTWVSVmNfX0RFUi1DR0dKSTNiZGhrTlVBbFpDc1dmQ1JxcWhSSUhzN09lZGhnQkNaMDFYcDZxV2wzQ1djV1NnUm1XQXpFQi1FRmlnUC1YWTNYYlJMbFZ0bVdQWHBKblM1VWJDdVYtZXlGWmtGSXRFWnpH |
Not much to say, but was curious what you recommend what you might do to stay relevant. The actual owner doesn't like change and doesn't want to change any menu items or revamp anything. If you were faced with such a big competitor 100 feet away, what would you do?
Edit: I am so overwhelmed with all your responses!! I never expected to get so many ideas and support!! This started as a curiosity and now I'm really learning so much from everyone! Thank you from the bottom of my heart! | r/smallbusiness | post | r/smallbusiness | 2025-01-13 | Z0FBQUFBQm5teE5Qa0c2Mko2YlZDejlhcVlobUpvVWdjMjFsNUw1U09jdldYc3Bja3ZXOG8xTF96MlRJV2Q0WGhsVXQ2LTRHOWd0WWl5RnhlQ21uUXdpZXhGZEVCMmxGWkE9PQ== | Z0FBQUFBQm5teE5RV1hpNG1YVTRWeGpCQXk3QkV1VjdNV3ZVM0tPbVdKN3I4R25ZQVR0SU5zSVpqTlZXVHhWNTZRMUpqck01NkpqUHdNZHNfamtEemhvUXpiTlhsU2ExUlEtTW54UE4zc0ZpR1hsN3BIMmtUQmVYZWdjUTNEb1owQkxjYUVzWkJMZ3ZTa3JJc3JtREEtem9GaFItc2FuZVVfS1Y4cFZoZGVBOHZPNDZOdDdqb29TT2JJakJMZGlkd2hOdF9VdFNrRDZORVBGNl9qV2EwRmkxXzBIbmg1dTJJdz09 |
I | r/ethtrader | post | r/ethtrader | 2025-01-13 | Z0FBQUFBQm5teE5QN2R5WHk0dnBwNUZuTmxRMFhNWWlxbWRhRXJNbHRjS0JoS0QzNHlNaFdaRlJUVlZ1THFiN0Nrc0xDaF9JZ0tHa1FNa1VWZUFESGpLZHNNdHN1alF6cGt4d0tSVGpXVUwySWdNRVZOejVmNTQ9 | Z0FBQUFBQm5teE5RYmxyakxOY3VNd0NucUduY3JKVVowblVuZVRRSzVtcDVIOXVJcGU3UWd1ckVYc1o4OVBIRHBueGhha19ZTFpFN2l1NFF6Qk5KTVI4M25DOF9MWE01bnJnREstbDNiYUtib1Ytcm56Wi1scjVualR5MEVMNzFuazMtT1RHczdCY2VWWHA3Z0xTNFFlQ1BiNDlrVmk1TkNoNEItVzVrejhPZTBLNnV0OG9tSlp5R0huVnBzNnNCdnBMdzJfNG10bUNX |
**KENDU is now officially live on Solana!**
https://preview.redd.it/skupuh2uwpce1.png?width=480&format=png&auto=webp&s=19a7ddad8d5a2b2797079d95090861f08ae81ad6
We have completed the bridging via wormhole!
It is the same Kendu, just now with even more accessibility and a chance to grab it on Sol if thats what you prefer!
**How is this beneficial?**
This brings about much much more access to Kendu! So many people have been sidelined waiting for such an opportunity to invest in our amazing community, but have not done so due to Ethereums higher fees.
The benefits:
* No gas fees! Kendu can be grabbed at a much lower transactional cost now
* Increased volume - The solana chain has seen much more volume in the alt market compared to ethereum so far this cycle, meaning Kendu will see a nice portion of that!
* Sol maxi availability - Many people who dont like the Eth chain or didnt have exposure can now grab Kendu on their preferred chain
* Cross-chain Interoperability means you can have access to different chains now for your own desires
* Future ready - If Sol pumps - Kendu pumps, if Eth pumps - Kendu pumps! We are no longer relying on the performance of one chain but are instead always optimised to perform extremely well now
* This paves the way for future bridges such as to Base which will then accentuate these wonderful benefits
* Operating as a massive CEX listing
* Burnt LP - The best way to have LP.
This increased volume and access is not only bullish right now, but is so beneficial in the long run. Having more volume means a much easier ability to get higher tiered listings! It is an incredibly wonderful building block that will snowball in to a massive achievement for our community!
**How does it work?**
Buying Kendu on Sol or Eth is the same thing! it will be the same price through arbitrage from people and bots! So it is esentially just a massive cex listing, providing much more access.
\-----
It is time to join the movement, anon.
The Kendu community is one of a kind and this is a massive feather in the cap of Kendus mission to reaching 100B. This is but another achievement in the 10+ month lifespan of Kendu and our growth, and we would love for you to join the mission.
This is more then just a memecoin.
Sol CA: 2nnrviYJRLcf2bXAxpKTRXzccoDbwaP4vzuGUG75Jo45
Sol Pool address: B34Pu6w8eecYRXLEDxBCPy5JoFLy3iycLAPJpYiwbKMK
ETH CA: 0xaa95f26e30001251fb905d264Aa7b00eE9dF6C18
CG: [https://www.coingecko.com/en/coins/kendu-inu](https://www.coingecko.com/en/coins/kendu-inu)
CMC: [https://coinmarketcap.com/currencies/kendu-inu/](https://coinmarketcap.com/currencies/kendu-inu/) | r/altcoin | post | r/altcoin | 2025-01-13 | Z0FBQUFBQm5teE5QYl92dG1uNHg2MzBxckZjVGt1eHJUWTgyT2hVbXhpZjhnbThNVkp3bnYxTVptemdpbjBjX1pjMzhDU3FJQnA0RmozUWtVakdNNDVpRWRDN0FxbHZOeEE9PQ== | Z0FBQUFBQm5teE5RUl9BRDMyZ1lIbVgyZFVMSFRmbjFxNXpSREs5WTRlaXYzN3Q0YXpDVVdSbzk2ajg1Z0kyOE1Db0J6R0JUZWFZSXdtOHBtaEVDdDg0R19fcmxoWE1LekV4a2FQcFZQRERRaWlOaTEzc1hmbldualBWdF9YS0hZUVNpNjVzelFKUHBNcFR0STFFbXp0Ql93d19VNXY1QXhHTjRXTjNoVHg2Sl9DYmdpemdJMUd3PQ== |
$300+ by July | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QWDhMWndGN2doYjZJeldSUHJySEVLMXl2cG53blFlQVltYjlJdDFPQWhyb214eE5QNl9RYkNVWW1IVVhMeVFxak50TDEtUFNuX3NGU3hpazNQQm9EQ1E9PQ== | Z0FBQUFBQm5teE5RcnNJMnZRS2ZwVlpQMndldHJtNUZUQ3dWSkxSQmN0dEFyNkx3RDROblhpM2dkY1E2cFp4T3h0eG9UN01fRE5CS0NVbG5KN0J2R0lmSXNfeG9sYloybnhSRk8tQ3VUM3NqbHlwQ1htT3RHaHU1dTJmYy0zcHE2THJ2djJBMGFDdEhRZnhmeVdUdTJacWNKXzMzOE05clJ5aVZGWVR5MDF6RzQ4NDl0Uk91Wi1BcmtnbzFRUTNLOHJoVTRGUmNKWW9QN3BYY05qcEZpWHFxWlhscGZ4M1NHbDFKSzZtM1NqYWFRZGZxUTltZTFfYz0= |
You can now mine Monero at autoexchange mining pool [Zergpool.com](https://Zergpool.com) /r/zergpool at 0.5% fee.
Please use following configuration examples for different mining options
**Option** 1 Auto coin switch mining by profitability within algorithm with autoexchange to specified coin wallet(BTC in example below)
` -a rx/0 -o stratum+tcp://randomx.mine.zergpool.com:4453 -u <YOURBTCWALLET> -p c=BTC `
**Option 2** Direct coin mining with payout to coin wallet
` -a rx/0 -o stratum+tcp://randomx.mine.zergpool.com:4453 -u <YOURXMRWALLET> -p c=XMR,mc=XMR`
**Option 3** Direct coin mining with autoexchange to specified coin wallet(BTC in example below)
` -a rx/0 -o stratum+tcp://randomx.mine.zergpool.com:4453 -u <YOURBTCWALLET> -p c=BTC,mc=XMR`
Please note **mc** stands for mining coin symbol, **c** stand for payout coin symbol
**SOLO and PARTY mining**
Set m=solo, or m=party.YourPartyPassword to your password field to use this feature. No extra fees.
Autoexchange to BTC, LTC, DASH, DOGE, ETH, BCH, USDT or any other currency we mine
Happy mining, cheers pinpin | r/monero | post | r/Monero | 2025-01-13 | Z0FBQUFBQm5teE5QZURNQWJfSDNZemV2LVBsSlEycmRDLW1kWklPSmRtR0FhYm1RQl9LSmY3N0kzbTdGS0lDaWRmR3BCN2pYcmYyd3BsaDdEUW1tZHJWRnRkaUhhY0s5dWc9PQ== | Z0FBQUFBQm5teE5RaDdlMlN5N2s5Qy1xTWNxeEcyTHpjX0VPdGNndjhjVWtsek9Rbkh3dlVOZ3NBcm14Q3BKaW9IYkRlVWQxdEcyMWtiT0tGZ1hOT0IyWS1HRjhhOFl4eWdKTE9oNUFFX3Z4ZjBCN2FXaV9rNjgzN3Z2MWMzVGE0dUhCNnU1TUIyU3ZEaENqQzFuZEIyVGFONmotZWRGbnRtU0dqSkM4NC1Zck1XTl84dEZhM2swPQ== |
ERROR: type should be string, got "\nhttps://youtu.be/XXTjVANv0mg?si=2PuHi6ywF_4b9PmM" | r/btc | post | r/btc | 2025-01-13 | Z0FBQUFBQm5teE5QZ3hsSlBiUjJPc192d0t4cUxfRzBrZHVKUEZJUk53Nm1WempGdW13Q3BFazJXYl9Pa3E4YXBYY3pBTEkyRUdRay1uTzNiY0R1YnctSHdteExwdkFySmc9PQ== | Z0FBQUFBQm5teE5RcE9NMXhxb2FzNFdYQlF4TFlHc1UzanlpbWFqNXhuRjJTYms1a2pFblI2ZGE1NTNfeURtNkRmelpsLU8wQXFLd0Qwc3hDR1FrSUJsNlY2dGFSRURIRVA5MTFmQS1MN3RVQ2dLcTRfU1hubGlLeFpzMHFBTC1XZkVVY0xDa3Byc24ybUxsQUV2VG1lajU5UlZMWlJSMjlyWGRjNE1qaUVyajlrS2FMM3FqYmhJNTFERXFOMFBZaFZITm53b1Y1bWc1 |
Primarily focused on the goal of achieving FHE on AO. | r/arweave | post | r/Arweave | 2025-01-13 | Z0FBQUFBQm5teE5QcmFsb2hXVVdaZ3VzZlhpT1dNSmtyMDdPcGZaVmNURU9DSzB5VGZGUjVBSGhkYmdhTHpoRVI0ekJHb0gwbmZ0aUttbjJ1Wll3VFJwc3RFcXo0S2ZWSUE9PQ== | Z0FBQUFBQm5teE5Rc01CckFCM1ZBRW9BZTVsb05pVXNkVTJvOTA4ZDZwV0xGQlZZT0diV2xmdC16eUVwczhHOTJ6cDFUdldwWk40WTVwTW9hdnliTWtnRzF6aFlyQXFfTTV3Z3RUWmQ0MTRlc1l0ajlRY2l0NDZIN1U5ejFmYXRiT1JKeGJiYW1xYzRZVnFWMEVLMnNmdndjWVNRaWF6Z1dFRGxGWDdwQ1pwdkFESDZJenJDcG9SV1ZyMUhUX2lac0NtXzFxSnp3WWtmdVdfYUZMbTR5UXpKMHBOaEZlcl8wUT09 |
Given the success of the previous MAAMs ([see here](https://www.reddit.com/r/Monero/search?q=maam&sort=new&restrict_sr=on)), let's keep this rolling.
The principle is simple: ask anything you'd like to know about Monero, especially the dumb questions that you've been keeping for you every other days, may the community clarify it all!
Finally, credits to binaryFate for starting the concept! | r/monero | post | r/Monero | 2025-01-13 | Z0FBQUFBQm5teE5QSjRWdXhudU1scjFyaG5OSW11TXVqWGxTQ1M1Nl9kVE1HRVlZaEFxRE9yU0VlbWgybURFWlZ4RXQyWnlhenlIUFNWMXBnWE85bmpUWm1TRWlmRHV5SVE9PQ== | Z0FBQUFBQm5teE5RZkU5V3owZVNuM1p5U29EZ3ZFc29HQ2ZFdVpUaEprUURhVTdMNUlRZ0NKQUhQaEgyRGRLcXZDMHpNdDlnb3ZFTlhxSHZKQXVLMWdNcmFxWWJJRUtYX2wwM1lTaVNjOGlOZGJXUm5pVmFGSjFxWDFEa0pod2twU3I3NDBYXzI4cF85YUk3anJxSmRIQVVkaTZIMzhZd2pBLUNtM2dpRThkU28tV2VKTWV3Ukhua3dRd2VKV0dmWVV0bmRsSzk4TFF3TjlhTmVqckFQQnpDNkFMaHFIajVMQT09 |
Hi all, I just finished reading this [Forbes piece](https://www.forbes.com/sites/digital-assets/2024/12/23/how-to-solve-data-collection-challenges-for-your-businesss-ai-needs/) written by Dr. Max Li regarding AI data collection issues. A few key points:
- **Data Quality**: Incomplete or biased data leads to flawed AI results.
- **Decentralized Approach (DeAI)**: Using blockchain and crypto to improve transparency and security.
- **Practical Steps**: Automate pipelines, ensure compliance, and consider decentralized platforms for collecting diverse data.
He argues that decentralizing data could reduce “black box” problems. Has anyone thought about this? Do you think DeAI is the future, or just another buzzword that companies are using to capture the AI Hype? Would love to know what you all think! | r/defi | post | r/defi | 2025-01-13 | Z0FBQUFBQm5teE5QMXluaXRrQnlaNTBXZUlGcEdhVGFUY1BQR0tDV0JQQTFrVTZHQXc3VUM3ei1xMjVWU1RBcDJyY0xiVjE5QnJWaWtuTGtKMXVfcnFMazIxc1hkMEJCeHY0Zk44Q0MzTTZ6UXJGX0V0WFkxc289 | Z0FBQUFBQm5teE5ReHQ2UldNYWF4RDhJQ3FtMzdOaW02d3hVclBGRFZaZkJoWFBibTFKWHQxcmhaVGRxa3Fwc0JYUnFaM1I3NFp2UzZhLTFrbXJrS3hXalhBeE0yUF9pdXFsT0E0YW1QVFJEaTZzczBTOXJkMEpUZWlTdng2LW0wUTRROV9jNU1sWVpYRlE3NUFyUV9fTU0wbk5FdU8xVWNyLUIzMXRqT2NaRkphZW9Ecy01Wl9Fd3dBTmRuTTU2dlQ5NmRZM0J0TjJf |
Sell and run away | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QZm1HdS1uZmZkQWIzMi1VRzQ4c1B0YVpjUlpDXzM1YlczNWJmOC1MMWF6cDVibU96M1NlSXlQWGczdDBSOUFkZWVZV3YwMm9QalZpaVlVaS1Ma3FlS1E9PQ== | Z0FBQUFBQm5teE5RaFQ0OXkzNU9hSThsX0ZoWTFzLWRCT0taZXo0b3VTbUxGQkJCY1VCUFY0akJvRTNiWUhqTHR1WjJRQ2NreWlTZm5jdGFwS1VYc0xrc0c3MFBYTi1PbnVOeGZycXdfcWczNVNMTHpSaG5vcTRJeHlucGhxQnJ4ZXF5ejlSZmplWFhhN3p3bWNIRzVicEpjdTBZOGVGcHFxc2E1cGpMdFdwQ2NPQ0RkUHNXX0doTzJUVmRfendvX0psOUJFZEg0SHdNLVB6SlktTEFGakoyNVdETk5uQjdYaHZTZ05uMFp1Q3hMRTJzS3FrdFc3UT0= |
I tried it. :) I was able to use the platform after my KYC was approved.. Easy-to-use platform: [https://news.tezoscommons.org/tezos-goes-nuclear-the-big-bang-of-uranium-trading-on-blockchain-0eaface735c8](https://news.tezoscommons.org/tezos-goes-nuclear-the-big-bang-of-uranium-trading-on-blockchain-0eaface735c8) | r/tezos | comment | r/tezos | 2025-01-13 | Z0FBQUFBQm5teE5QdTNsc3ljU3pvS1JiT0M0OVl0V21yaVdvZ2NsVW1HWmZpMTloN3dhb1B3bHZKaWM3Z2w3OUgzYjVnYUM0cWZfNnVjQmhpUHp1dkhUUG9EQ3EzbHdfbWc9PQ== | Z0FBQUFBQm5teE5RZDVhcTRHTzBDREVxcDJJcUtfcG5OdlRLSlJEUDZKNXZlLWRTZ1l5QjFjUks3bTNrdnN3Q1BTZU1zWXZLS00wWmpSdHdDcFNsNFVDaWllcE1WSkR2VC1wOFlrcU13VmxoWXJSWThXcEk2WTdSN3E4dHlKN0tNMHpTeEYwMEJIWUtzWXg0bzFack1EMUViUGVGMUdJTmRQMnhOd3lTNnNPU1ZJaHNvZG4xQno0eDZSNEx5WVl6YjdCaGF6bDRIY0RfSGdvb1pfdjhKYVYxTEFHcVRmOWFYZz09 |
I recently came across an interesting paper titled *“Multi‑level Deep Q‑Networks for Bitcoin Trading Strategies”* by Sattarov and Choi. It introduces something called an M-DQN approach, which basically uses two “preprocessing” DQN models and a “main” DQN to figure out whether to buy, hold, or sell Bitcoin. One of the preprocessing DQNs focuses on historical Bitcoin price movements (Trade-DQN), and the other factors in Twitter sentiment (Predictive-DQN). Finally, the main DQN (Main-DQN) combines those outputs to make the final trading decision.
The authors claim that by integrating Bitcoin price data and tweet sentiments, they saw a notable improvement in returns (ROI \~29.93%) and an impressive Sharpe Ratio (\~2.74). They argue this beats many existing trading models, especially from a risk-adjusted perspective.
A key part of their method is analyzing tweets for sentiment. They used the Twitter Streaming API to gather Bitcoin-related tweets (with keywords like “#Bitcoin,” “#BTC,” etc.) over several years. However, Twitter recently started restricting free access to their API, so I'm wondering if anyone has thoughts on alternative approaches to replicate or extend this study without incurring huge costs on Twitter data?
**Questions:**
1. What do you think of their multi-level DQN approach that separately handles trading signals vs. price prediction, and then merges them?
2. Has anyone tried something similar (maybe using other reinforcement learning algorithms like PPO, A2C, or TD3) to see if it outperforms M-DQN?
3. Since Twitter data is no longer free, does anyone know of an alternative sentiment dataset, or maybe another platform (like Reddit, Facebook, or even news headlines) that could serve a similar function?
4. Are there any challenges you foresee if we switch from Twitter to a different sentiment source or rely purely on historical data?
I’d love to hear any ideas, experiences, or critiques!
Paper Link :- [https://www.nature.com/articles/s41598-024-51408-w.pdf](https://www.nature.com/articles/s41598-024-51408-w.pdf) | r/algotrading | post | r/algotrading | 2025-01-13 | Z0FBQUFBQm5teE5QS25yR2RXdnRtMnQtZ2VaNU52b0dOdE1SZk5SZnBicFExWkF3TU9QNnppY0x4OWhCSmFjOHhJYzJMN1ptUWJBNDQ5eUU4ellrNmlUdzRBdGFoT3QzaGc9PQ== | Z0FBQUFBQm5teE5RYmZCc1ZtNGJpX1RsMEJZSEVaMUM1X0ZNNjFZWHEya2lSdFBETm91WHV4eFhuTF9wWnl4SEJYMFVPaUVFaVJkbjRWbnVxbTZzQ3ZjMUpITG90NGhXTEFTRGd5U1pYQkJoZ0JIaVVrazdHT3JQRWZSYlFiWmpCSWdaeUpDdWY0ZXhHZmlXQnN3S0ZQeEIzZmtUcENUSGZoRVpjRUdQOFdMQzFtMEVBUjE1V1lsQ0tWNGdnQVpwV0tHXzV3WEJIMmNkR0h2UkVvc1hGLUdiUmhVaHgyNWFJdz09 |
This is a fresh wallet and I have not signed up for any airdrop, never used this wallet for any hackathons, neither it is connected to any exchange.
I use this wallet for developement and when I switched back to Mainnet I saw some sol in it.
Can anyone help me figure out what's happening and if I should be cautious?
Tx signature: 45zKKojZAXgUmep375e8LJwGjuxjMMP2cheECFjF8a7EHri3zDiAHRwzMVLWhDkdNfQ3UxdmUDMzpT82VpS3NeA4
Received from :
HRS6JqXcFgWrWxaBPjhnThQiWmUMkE3GrYHWR86tbFqR | r/solana | post | r/solana | 2025-01-13 | Z0FBQUFBQm5teE5QME1QZVVoLUdfQ1NKanlXWGJWbUFBTU9DZXBNS2pNMDE3ak84aWRuN3R4MWhRWTZ4OUJqWXRXNnF6Um9RNWZnYjdYOG9VZnd2N1cyemlUM19fdmlGMVE9PQ== | Z0FBQUFBQm5teE5RUm5LR0dzTEJTRk9kR3VwOHozcXpILVBIZ00wLUt3RWhSbkpPREN1b3NOS0YxZ3hhNVdBQWRJOWhIQU02STY5akJtRDZTbGIyQ25TQ19jZmRiRGQ0TzV6OUNyS2p6VFZ6Sm0wMDZQNVVINW5vbzZpYzNPRVdadWx6RFV3VTVZcllIVHpqNzVDa1dOck9wR0lJZHZramQyb0kyUW94QTBGYl9wVGI0c3RnNEJRPQ== |
AI systems are becoming increasingly powerful, but how can we trust their outputs and ensure they’re processed securely? Oasis Protocol is addressing this by combining Trusted Execution Environments (TEEs) with blockchain technology to deliver verifiable AI.
Here’s how it works:
* **What Are TEEs?** TEEs are secure hardware environments that isolate sensitive data and computations, protecting them from unauthorized access or tampering. Think of them as a vault for processing data while keeping it private.
* **Blockchain Integration**: By coupling TEEs with Oasis’s blockchain, computations performed inside these secure enclaves can be verified using cryptographic proofs. This guarantees that the AI models and their outputs haven’t been altered.
* **Why It Matters**: This combination enables decentralized applications to maintain both transparency and privacy, solving a key issue for industries that rely on sensitive data, such as:
* **Healthcare**: Securely analyzing patient data without exposing it to breaches.
* **Finance**: Ensuring fraud detection algorithms operate as intended without bias or interference.
* **Government and Compliance**: Proving compliance with regulations while maintaining data confidentiality.
Oasis Protocol is paving the way for AI systems to gain trust in critical applications where verifiability is essential. By leveraging TEEs, they ensure computations are not only private but also provably correct—offering a balance of security and accountability. You can deep diver in their post [here](https://oasisprotocol.org/blog/verifiable-ai-with-tees). | r/cryptotechnology | post | r/CryptoTechnology | 2025-01-13 | Z0FBQUFBQm5teE5QNmtsWnBiY09lZkg5YS1VSEI5QWhLWVU0R0JjcUhMbXBRUDM2dDdiU2VNSWIxc2luTDFNV19tVklfZG1IX3NzZGg4bGlRdEhJTGZSWVFTMGc5TG11bHc9PQ== | Z0FBQUFBQm5teE5RM2FDb2xJazNwZ1prMWEwYndZbTAwN0RYMDBBRFJxZS1jaDdPLVQxODdOb2hsd21LS2FJcktLaU1TYms1SF9maWhRUEd4b3Y0Z01JejQ1REJReWZqbWdsTkJUdFhMWi12ZUkxanNJa2JvdUdfT2lESHZ0SmlZZlo2SkhoRG1NRGpVV2VxN0FVUWxCeVZiZ2VLZkFZT2w1WlB2WWRvQjJEYnB4NkZlQU12Mm83b1hZeW50WUJhVG9TY0k3dmJIOUZXQkVIcDRQRGJnOF9wVGdzQks0OFd0dz09 |
## Join Robinhood and get a free share!
Thinking of opening a Robinhood account? Use one of [our referral links](https://www.reddit.com/r/RobinHood/comments/1aguejm/) and you'll get a free share!
## Important Links
- /r/Robinhood Discord Server: https://discord.gg/Robinhood
- /r/RobinhoodUK: Robinhood's coming to the UK in 2024
- Google: https://google.com/
- Investopedia: https://investopedia.com/
- Learning material from the SEC: https://investor.gov/
- Robinhood support: https://robinhood.com/us/en/support/
- Contact Robinhood: https://robinhood.com/contact
--
^Standard ^disclaimer: ^The ^content ^in ^this ^thread ^is ^for ^information ^and ^illustrative ^purposes ^only ^and ^should ^not ^be ^regarded ^as ^investment ^advice ^or ^as ^a ^recommendation ^of ^any ^particular ^security ^or ^course ^of ^action. ^Opinions ^expressed ^herein ^are ^the ^opinions ^of ^the ^poster ^and ^are ^subject ^to ^change ^without ^notice. ^Reasonable ^people ^may ^disagree ^about ^the ^opinions ^expressed ^herein. ^In ^the ^event ^any ^of ^the ^assumptions ^used ^herein ^do ^not ^prove ^to ^be ^true, ^results ^are ^likely ^to ^vary ^substantially. ^All ^investments ^entail ^risks. ^There ^is ^no ^guarantee ^that ^investment ^strategies ^will ^achieve ^the ^desired ^results ^under ^all ^market ^conditions ^and ^each ^investor ^should ^evaluate ^their ^ability ^to ^invest ^for ^a ^long ^term ^especially ^during ^periods ^of ^a ^market ^downturn. ^Have ^a ^nice ^day.END | r/robinhood | post | r/RobinHood | 2025-01-13 | Z0FBQUFBQm5teE5QYWxPMndtWjF5ajRmZm9qWlFaTGpHOTYtUjFaSGFfUjNQbmlHdVlZTDNQTld2RU9ySFQ2dUJXOTIwSHBzRE0ydnY4REhySGxVMHFodk5kT19xTW9uTzA0bHJPQldfd09qMEFHQUl1bkRhaWc9 | Z0FBQUFBQm5teE5RcS1wNkJiQUdlTmZzQW9vOURNVUlGdEFtWEpsdzhqbm53cUt4VXAzeVNLX2xCMlNqNFlLdVBWaEFxczFHQnpnVVhsQlNuSkJReU96WFA4MXd5OWdxXzY4SmRDVlZaakxZdzlXWTVEUHk0ZE1yOVhyWk5TVUN2eU9rVUV4eHdFeHZkdTNac01sSUN1UXV5cXVVV0pYc2kwMzJPZnFueDU5X3p1VVRxSnVZRVR0NzUwT25CLTdHeGZOZ1R3UVQxck5W |
I’m in the market for a crypto card and would love to hear some recommendations. My main priority is that it works seamlessly with Google Pay, but I also want something reliable and not a hassle to use day-to-day.
So far people have been recommending crypto dot com and [UPay](https://www.google.com/amp/s/techbullion.com/upay-review/) but if you think there are better options out there let me know.
CG Listing - https://www.coingecko.com/en/coins/cronos | r/altcoin | post | r/altcoin | 2025-01-13 | Z0FBQUFBQm5teE5Qb0VIOVZjZGctU0pWUTBZUjYzZDRiYzMtWnlsUmxsZzd4MTZscGd4QnF4NVExOEtJc0JtcDZXRHlqMkZqSGkxR0E1UVVyT3FBVFo4NFNtOVFGTW9mQmc9PQ== | Z0FBQUFBQm5teE5RQW81dTk0b3pBQjF0QTJkbVFoUjFUVzhTQkNXZlFiWnBHbFJtWWpZWGpubFUyRnZ3Vl9oaF9TaUd0RlNUanZtMFF5bmFlZDNWbjFMbXRpZTE4RzEtc2lBS3NtRUprRmFlN0w5anE3X3dtaFo2bjQwT3hlZkZuSVN3OFV1MmRKRXRHVU4xTjlGLTk5TUo5dlBOVzFHYkI0b0RtNVo3Ul82QldzZ0VfMkg1MU42bURKamgwUWNYd3BPbjFMWWVGZGJs |
lol | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QdHY4ajhBMkUzTzdCR2g3RjZLaUdSNWxvdWhtSEZGdFJvYlhuUmstWDkza0dYYlZNNUVsZXdqWWpaQWNzdmhfbUVBQXctZEJzMHp5RHFNR2Q5ZFQ3VlE9PQ== | Z0FBQUFBQm5teE5RMEExNXBtLVV4UUhnZXp6RVdtY3RlYUhWY1BuQTJ2Y0t6WUMyQ1lIS2s2ZjFqSGVrX3Z5MzFlekpsNnhoVHhmZEpGQkloNTJhS25waVVwQy00MElUeF9lcHhBTVZxNnJKSXgyNVIzeVFXZ3dNR2tuNk1BRUUxSUYzY3BLek9peTh6Q1BLTlBwTGYtZzJiVWpCMGdBUkpYa1hoZGdsOFhhQjNpU29LVmItR1BIeUpDYU1zcjRKdm1RYTFFY1YyX3paXzJtcksyUWlCZTg5ejVoeTdwRHdTVFd6Ym5hN0J6aVVXUk9ET3dYcVllVT0= |
I'm considering converting my VEQT to VGRO, both to reduce some volatility but also because it seems like having some amount of bonds in a portfolio should be part of diversification?
Looking at VAB though, it looks like having money in a money market fund or even a HISA would have returned more...
Should I just keep VEQT + CBIL? Even with yield being lower on CBIL it still seems like it outperforms VAB. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-13 | Z0FBQUFBQm5teE5QTlpDZnM3d2lNaFdZai1MdTQtU19tM3FIcUtra2RVVC1vSHhfQS1sWnh6a1JmVklHVm41NWhSb3I3aHVyUmpSSDBLbURzcDlvdXBGbGw2RGM0ckdLMnc9PQ== | Z0FBQUFBQm5teE5RS1psaGZfTzlrOElsUUxmTGVkY1NwTWx1VmtHdjRKTDBFQkpDemFlQjVHQWdSSi1TTmtwSnBxWllqeFhnVWk0Y3F6OFBWbWlOQWFlVk5rTXlpR3Q3Z29XLWVDbVNXRlVWS2k3aExKbk5KRHNzWnVjS3EtcExsMk9aS1kwaVY3Q2dxNXBlTWl3TkhPcUQxZUxtcDNmNTR0VEFiaXdsQUJwY1ZXSWtocURYRDdEdXBLQkNXUGwwX0luM281Vzd5Vkdr |
I never could find daily charts for 0dte options so I decided to create my own. I also added the possibility of seeing how much money could be earned on a 0dte option in one day from one trade and it's interesting to say the least. Just the the last week Tuesday (2025-01-07) there was a possible gain of **2385 %** in one day. ofc it would be nearly impossible to actually predict it but it's wild to see.
https://preview.redd.it/jprn8596trce1.png?width=958&format=png&auto=webp&s=77397095547ae9b41068fd31f1a1ce83fdc42dd5
The website: [https://itradespy.com/](https://itradespy.com/)
You can also place "fake" orders just to see if you could manage to score some money on a 0DTE. I'm looking for testers so try it out yourselves, there is some crazy action some days. I'll keep on developing it and for anyone who's up for it, feel free to send me a DM if you want to help me test it. Maybe you have cool ideas of what could be added or if you just want a follow up on it! | r/options | post | r/options | 2025-01-13 | Z0FBQUFBQm5teE5QZ1pCa19YRmp3a3N3Q0ZoMmwtSnhiTU5IOS1aZEJjb3VyamlKLUJ3UGR6ckhjaUgxVTBhc1RLaDNlZjF5Y252UjFfY3Y2NWxhV2o4TlRZMXRjb3NmRkE9PQ== | Z0FBQUFBQm5teE5RWl9pc2hyZ3lqRkM4TUdCalpsQ1JLd2NqWVI5dlpoaGFNLTBsYVJVOEhJckhZd1ZKelg1TWxNQmNMWkYtTHE4bGVBX21DTllQWWh1MFNfckkxNi1vSUVTMzYxaHkzOW4xcTA0ZG9Gd0tzMFpVRHpBYmMya1VGUkowUmNtbmg2dkhsamJOLU5tbmprQ3Zubmd2V1Y5SmFaVGlVTmg2Q3JxQVQ4LU5McHhjMUgxcm9sSk5rZ3VpZ2tKX2M2RHB0TTQxT0ZuSmR5YkZDbGlpbXo0ZTV4Zkdxdz09 |
Trading uranium on Tezos sounds like a game-changer! The blockchain’s focus on security and low transaction costs makes it a perfect fit for something as valuable as uranium. Plus, having a globally accessible platform really opens the doors for more investors to participate. Would love to hear about others' experiences with this! | r/tezos | comment | r/tezos | 2025-01-13 | Z0FBQUFBQm5teE5QeEZtMHlCWi1oN0d5NmlVYXhjQlFBaVQ2WWdoZDg1ZFNHV3JKZ0RueGlrQjdHNFd0aWZjaHNtcGswdkpIaU5xbDF3ZURnb09IMHc3bnNyMTRSak9oWUE9PQ== | Z0FBQUFBQm5teE5RQ1hEbTdIalBzWjBuQ2MwVUdfOEl3THF5SXAtREdxLU1pcnFZN2lyQ0s4OWE0VDJHSHJiVjdncmtRYWxHU0MyMEhBRVhiNEdvS0xBLWRiM3ZOTFhTQlJGNlZRczE5eGc5OGhsc3BUYVpKZllDaFlKaHZVT25yVkpkdGpBNmtNRWJEdXd3cE1pTVJBbXdrSzVKMVJyTTNjajhoZGZ2djBNazdoRHc4S2Q5WnZ2YmtyNzlHZklXRDE4ZTVlWHhzSFkyWFVVY3pTc1hjRFg2UkFmcU9pa3VFUT09 |
Did anyone leave their high paying job during the boring middle? How’d it payoff financially and mentally for you?
I have about 3 years to coast fire and have a high stress sales role in tech. My entire week is me counting down the days and the years till I’m not doing this anymore. Thus, I’m considering abandoning the plan and shifting to a less stressful role now and just adding those years on. I’ve had one role in my whole career that left me with energy after work and I know I’d be taking a gamble that I could fine one like that again.
| r/fire | post | r/Fire | 2025-01-13 | Z0FBQUFBQm5teE5QZ1E0RlNwMFFEcFFSRjh0S2x1Z0R3Y0xzYkt5TWNTY3dKRklYQkFscFpOd2l1YlpwQTdKY1F4djU4eVBRTEN5LUVZbEZtN1R6RmdJcnJ6YmhEeFJxQWFUd09MMVc2Y0cxZE02Tm5vbmVLSzA9 | Z0FBQUFBQm5teE5RNF92cjZ4Ni10VDJFUGRkYUVOZ0xVY0pYZzl6S2tZZFNTZnZSMTlNZjNWbTFFRkNfMzRZaktQNkFBOHdmaWdzODBkU21xTDlQUm55NUVnNDlidmY4VDNpcnhlYVBEYXJjMDdPYkcyMjJuZERWSXdIX1lNZ2JiR0I3QmUzNWxyMTRKNDg1TXF1WmpZLV8wamlqam16QnRxSTByLWROSXgzUnZIX0YxbVBZQUNJNlBXYk00ekxxM2Nlbklja01JT3RBLU5jRGhGRFg3MjFYekpNaDBXQ1YtZz09 |
[Haveno-dex](https://github.com/haveno-dex/haveno), and so [RetoSwap ](https://retoswap.com/)(formerly Haveno-reto), have implemented a [feature ](https://github.com/haveno-dex/haveno/pull/1463)for buying XMR without the need of a [security deposit](https://docs.haveno.exchange/the-project/trade-protocol/), although it's needed by one of the parts of the exchange, in this case the seller. This is ideal for first time buyers and people who don't want to leave traces of involvement in the purchase of cryptocurrencies.
This [works ](https://github.com/haveno-dex/haveno/issues/1464)via selling offers with a passphrase that buyers have to obtain in order to proceed with the purchase. To obtain it, the sellers can (1) describe a method of contact (through some third party messaging service, email or whatever), (2) put the passwords publicly in the description of the offer for everyone to see (accepting the risk that their coins might get locked for a week) or (3) only do 0% offers with their contacts or people whom they already have a relationship and trust.
>For a Taker buying XMR who supplies a valid password, they can accept a sell offer which has an associated security deposit without supplying their own security deposit. They can NOT accept a sell offer which has no security deposit attached (exit XMR type of offer), unless they do provide their own security deposit.
This method of purchasing XMR has risks associated: I recommend reading the topics "[Is Haveno anymore secure than trading with a reputable exchange?](https://www.reddit.com/r/Monero/comments/1h4icot/is_haveno_anymore_secure_than_trading_with_a/)*"* and "[Is Haveno/Retoswap decentralized?](https://www.reddit.com/r/Monero/comments/1hxwjzg/comment/m6k9flk/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)".
Alternatives to obtain XMR anonymously, like mining or selling goods or services in markets like [XmrBazaar](http://XmrBazaar.com), are more tedious and not suited for everyone.
Swapping another crypto for XMR in no KYC swap [services ](https://kycnot.me/)entails for first time buyers or for people who don't want to show involvement with cryptocurrencies to, in the first place, buy another coin in a KYC exchange or to obtain it via other ways (like those described before). It's a paradoxical situation: "in order to obtain Monero you have to obtain Bitcoin, for example, and swap it for Monero. But for obtaining Bitcoin in a non KYC way, you have to swap this other crypto..." | r/monero | post | r/Monero | 2025-01-13 | Z0FBQUFBQm5teE5QNXpyTGRtbEpOS2NmVE9mZEV4TGd6eVdZNUlXelhvazFxWEd5Ykt1MVlBUUJ3UWtFb25wUHBFMjE4c1J4VXN4cFFIZnZCTkZET1FrMXBrbGREMmR5NXc9PQ== | Z0FBQUFBQm5teE5RWXJYdVh2dDJ3Y1lmYllYdXhpMzd3OUY3Vm1HTVhvd0c4NmpYbnFFV1o5T3l2cUN1UGZtMzVHdVliczU2dlBwbUhnc1c5VDN5SHBqb3dYZFBYS2V4M211UUxXYmpTSzlyUUZZbWdwWElEZm8zcV9ENzdlc0wybXhhZnF4ckc5bWFqZFZwZ3BsZUdoaGhOaHk3R2FuenZmXzlIV1RLUlJRVDFDM3JxQ2d0aV9xMGpySWdHRzNYcW5yTEh1RDBVOG93VHdUXzY1Rm9IdElaSk9FMXNWUlBSUT09 |
Hi everyone, I'm trying to find a news with sentiment score API but they all that I have seen require subscriptions and memberships. I have seen some reviews of [Polygon.io](http://Polygon.io) saying their news feed is outdated by months, I've seen [financialmodelingprep.com](http://financialmodelingprep.com) as well but their news feed on all their levels is 15minutes delayed. IBKR API (which is horrific to use) does not return sentiment scores according to their API docs (I simply can't get the API in c#.net working at all to fetch news in anyway).
So any platform you use that does return live news feed with sentiment scores, and you have used that API successfully? | r/algotrading | post | r/algotrading | 2025-01-13 | Z0FBQUFBQm5teE5QY1p6V1dhUlg3VF9xcl83dEFPQjRkYmttVERtaS1YZzhQdWc2bm90bjlFdTBwM3FLazVtS1JiRTJIRUVhLXVhb3JPYnBvU0xaMlkzbTVHdzdWV1A1TVE9PQ== | Z0FBQUFBQm5teE5RRWdfc3B5SkVKM3N0N2x3a3BsV2ZPT21pckxjQWtLcTZvdkhIQnk4MVJtb3hucDJ0djgxTzRnaFFnUkRFVC1BRFNKOXo3dUxISTZiTmlkaEZXWmR3dG94UmxieXYwZzVLTWMyZ1UyazJjUzdHQ1hZcGRqMkVSRkxrNW5sQnk1UElaYXRpZC1Mb28xRW5SdzlBdVFtREFhZm5KX1NuNGtaZ2dXUzlJOElEWk9MY2oxeDhfdjU5bjEwZXF4UUZKYXNQZTVXaHJpN0dFZWM1ZzJZWkJXNjZzdz09 |
Best I can do. If I don't stay positive it's a long way down the rabbit hole.
Please stay away from windows. I agree that they're shaking off... whatever. Nothing to do but cross our fingers, toes, Hail Mary's, and eat chocolate. | r/pennystocks | post | r/pennystocks | 2025-01-13 | Z0FBQUFBQm5teE5QdllWWURwMm9ULVlmclFYX1h0V2dHbmNUSW9KdnFfSG5vM2NYY0ZJMjdxd3pWZWRnNFROeTlJS0ZFMTlrVWtSQnh3NkM5VTVnbDk4dUI4eEN1SWZfa0dwRjdwZEdDVkVqenFQT210UU1EcTA9 | Z0FBQUFBQm5teE5RZFBxRVpWNWlMRDllNEtSUjdOSjRYZDRuR3Q0aDFGWlRna3NHTHZNOHBlWGJkcGRWbkJBeHNwWUhJM2FVTmUwS19ON2xjMnFHLTZzRTJ4LVFEWlZaLTBfd3BGWUc2Z1FFVHNIYmQwclJ1WVBJRVV4UjJ6QWRGbEFuUjFrSnExdVdCREcyV0dWOTIzNHl4bHZ6eFE1bk1sMjVrcWZ4TW1yQ2VrQ2Z5bzNWZnRBPQ== |
# Polkadot News
Referendum 1350, proposing Polkadot branding guidelines, has passed and executed. [https://polkadot.polkassembly.io/referenda/1350](https://polkadot.polkassembly.io/referenda/1350)
For details on coretime consumption, and purchasing coretime, check out the RegionX Coretime Hub. [https://app.regionx.tech/?network=polkadot](https://app.regionx.tech/?network=polkadot)
Web3 Foundation is looking for a Research Scientist Intern for researching decentralized governance mechanisms. [https://web3.bamboohr.com/careers/127](https://web3.bamboohr.com/careers/127?source=aWQ9NA%3D%3D)
# Kusama News
There are three candidates for joining Kappa Sigma Mu this era. [https://ksmsociety.io/explore/candidates](https://ksmsociety.io/explore/candidates) | r/polkadot | post | r/Polkadot | 2025-01-13 | Z0FBQUFBQm5teE5QeXhwbGVWb3FOZTEzTlc1U3l5OGdGZDNhMGZ0dWN2aXRFa2NYZmpFS0F0ajJjalJjWW9sLXlXaEgxcUl2WHQxbE12QTRPQzFYT3BKZ2gzbzBfb3ExaFE9PQ== | Z0FBQUFBQm5teE5RYUlWckxwWU5ucVVCVGZvWTVUNDF4azROYXVfOXhrWnJ3cGVheXJ2UUZIV0hfdlRwSmlaQlNCV3RwVE0zZ3hGelZHNExiMnhZalJPUVdzTmlTSTFRTmhHS0R4ZlA1N0E0bE5uY1lzVEh4YVJUanZ1MGlTZS1rSEtZWUxQVWFHSzFqX1dHSXdTZ3J1TWtTR0F3aVpqd2JIY2VmTGh5ckRQTnlwVERpbkpqVC1NPQ== |
Not sure what you mean it generally moves with ETH.
ETC was at the low of $15-$16 in 2024 and went to $41 dollars. How is that barely moving?
Mind you it hasn't had its rise like it did in 2021, but it is still too early for it to have done that. If you study 2021 you'll see all that happened in January to March timeframe.
ETC really started going up in 1st week of February 2021. ETC went hyperbolic in May 2021. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QVl9OM19DZk9pQjA2V04yZ0wwMWVjWDFtSUloYTdSUXZrU0FhUkdnNjh4YklScDZVQWJRZlBFbmR6cmlndXRnYVJzVlR6XzViRU1BZFpwRTlyc0tya2c9PQ== | Z0FBQUFBQm5teE5RaUdmU25iT2R2VVVpUUFUcTRzclJ6ajNsdURXS3dvTU5qSVFKbmlWSi1hc3ZtQnlVREZzUVBGN3p0XzFMX254U2hLQjJUOEhPTUFMMWlKVy15RlVZQzlaTlNSZkxidHdFMjk1S29taEhHOW41eUVIUGhvVDcybVNoX3ZEX3NnakxmZXZHMmxUZ2RXaWt2ZTRuSXQ0cEtVMzBMMlV3aE1SQjhkM0pERWVDZE41UE51LUthb0FVWTVhY2JxaXA5QmZHSjdlREU5S1d2QXdoc1ZLbW02eXJ4aFR0dFNvVVpJdDFLLWQ0VmQxQ3ZXUT0= |
I had a New York Times subscription that had gone up to $25/month. Turns out my library offers a code for free one-year basic digital access to NYT. So now I pay $6/month for the games (yes, I’ve decided that’s worth it to me) and save $19. I don’t need all the other extras that came with the $25 subscription. Another reminder to check your local library! Mine also offers free access to Consumer Reports, my local newspaper, and lots of other goodies. | r/frugal | post | r/Frugal | 2025-01-13 | Z0FBQUFBQm5teE5QZnJBR1NVc1dMZUZrYzVlX2pSQlA1TVFpTlZPZXhiUFZndlF4Vmx6OFJrR3BrMFZWdzVZZE1LenZzUmMtbkg0Z2paTlFxS3poNXIybjd1X3k4VWNiNVE9PQ== | Z0FBQUFBQm5teE5RMC00UUtTalg3RzV6TzVuUnFjM09sN283Y1VfNDd3UUk5SmVQakJzTV9FN1JKU0pJeVZLZVRvYW9YcnlDLVNPYTM1UDh5OGNzMFZzMThLN1llLUtsSkh3dlVDaDJxOTR0UWtia0ozR3F3cERlUEtpdU9NWDRpRWhmRDVDMDJmS2RpSmZwZ3g5QlU2OEt0ZU5WVHVIQzZXR1ZxZFVCeEExTHBsQjNGSmt4Vnl2YnNGSmtFNnE2cmd0RGVXM0EtVGF0 |
What were some of your unknown-unknowns that you wish you knew before hand. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-13 | Z0FBQUFBQm5teE5QYUp2ZExhc0R3NENpYkZXWTFkS1NCdkpoTzlTay1CMjlnaEk3ejhGTnhRakJpeXo4bnM3ZFFlU3U1QXFxdGloTlNWNDBSanBmWFozbDNBZVhpSjNPTHc9PQ== | Z0FBQUFBQm5teE5RaWo2a1F5U0VvV1haQ0JhMkhmNWJoM1k2V0JvYWRpeXVLakp3VnUxM2JGWUVyQWFKWEFaa3dDNFl2R2pSaFRkT2ZMY2N6MEM5RGNFdEdGMjY3Wl9ZcGo1ZmZxcDE2ZnNZRS1TT2pfVHlfYmZBMm8tSkFJUkI5ZFMybjBWYUJQanpuV0FUbXY3T3BNS3ptYnVhcjFodktveENmY3Z1N2k2VU11ZGRYdnNyZ2NZbFhjaWlzbGhuWXhaT3p3eFNURXI4NE9FQ2xWTVR5TzU1VzNic3NWUmJtQT09 |
UPDATE: Thanks all! 1) I am holding 2) investing more while it's down 3) will wait to move into storage 4) no mining for me.
I just started and bought $200 worth of bitcoin = 0.00197587 BTC shares. Now worth $180... Do I just let it set there? Do I "mine" for more....Oh I see these "wallets", do I need one or doesn't it just sit in the account? I use River.... thanks ahead of time. | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-13 | Z0FBQUFBQm5teE5QdVFsWnlfbVRYelBpQjFickpON0dnYkctMHdDWTJ4Nk9sLUpSSXlSUW9GUTRGdEJ2a0RvVEZxNmpBVzBSZTdPeHczZGtNckRuM1pZZlZ1OXZvUUJQYnc9PQ== | Z0FBQUFBQm5teE5Rc3V0VTFyeUN6MG1VNloxdS0tSTd1UEttY2IwMlNOeDZBZ0hLRjVRWm1tMFlJU1d5djd6SUZ0QlZDWERlazVhZ201dXRPYkRvNjltM3RoNVJyMTd5UnlZMFVhVDFsM2hhcmNJV0RIRTBZaDhRZ01TWGdIQnJmUUdOaG5jVGdpRXFORXNrUGZzZ0RiS1FtbWlnS2VmQzYxNk00bnFTQi15NnVFOHNqNU9wVXFHUE9YNFNVVlFnWDFxb2NwMTlYMXAw |
Included in the renewal package is a portion requesting updated employment info. I'm struggling to put strictly unemployed, but something like self-employed caretaker seems like a stretch. Is there anything I can list that doesn't give them the impression that I'll struggle to pay? | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-13 | Z0FBQUFBQm5teE5QV3BueDV5Q1IyN3NDanpwb3JtVEVmNDhBQ1ZoTFptd2ZDMHhwbXVyRWltRzlvRFduTW1TcjJHZUpQd2d4VFhtUUtLbUhndnRuMm94QzNfTzBKckJTeHc9PQ== | Z0FBQUFBQm5teE5ReTkzdWY0YXFDanMwS2ZaWWdzYjZ1YUQ0WHRJU1Fvdi12S09KWGJQLWR2MlhxWkk4dUJUYjhEUmJPYk4wSnZ1LWRpSkRpM3FPeVU1OVNibEJPV25lSTlBaGVYN1FmUVNwanAtelRYM3JHcThwZ2oyR0JLeVZmSU13WFBDd3Exa0Y0VENLbUQxcWhySFU2LXdGR1VfTEZ2SDNhNGZzUk5jdnZsQ1U5Z3ExaDdsdHZWSmxuT2VDcTVFamRkbU1ZdGQybHBEVTZCc3NFdzFWRkxGQXdyNWd2VWhZamxOb3phQU13dDJRSzQyZFFRND0= |
My wife (45F) and I (39M) have both had tremendous professional careers and have saved a significant amount of money in both qualified and nonqualified accounts. My wife is a healthcare consultant for a big advisory firm and although she has experience and a ton of qualifications she can be replaced by her firm and to her clients without a significant disruption.
I, however, am one of two owners of a small CPA firm. As part of my partnership agreement if I were to retire early I would receive 80% of my equity value paid over 5 years. Frankly, I am okay with that although I do have concerns that if I leave my business partner would struggle servicing all the clients without me while also having to pay my buyout. The biggest concern I have is that if I do leave it would cause a substantial drop in firm revenue and that would absolutely impact the dozen employees we have and will likely cause job loss. How substantial I don't know. We've tried hiring another employee at my level but it's been extremely hard and we've been unable to do this as of yet.
I've expressed to my business partner my intentions to retire early but haven't told him that I'm pretty much ready now.
The reason why I'm bringing this up now is as a result of just every January I look ahead to tax season and just have no desire to go through with this stress and headache anymore.
Any thoughts and advice would be appreciated | r/leanfire | post | r/leanfire | 2025-01-13 | Z0FBQUFBQm5teE5QaDVFSWNPY2xwU2pHSUxtY1otY3FTOGxZQ3I4UGVxeGt6NmowV1NCQS1nY0UwMm5SZG5McWJ2UG5uSENlOVZhQTVKSkZRbkFNTkVpZW9Ed0hLaFhYSHc9PQ== | Z0FBQUFBQm5teE5RX3Zkb3hhdFdTNGp5emljXzkxVm5BWmlKc2VPLWtHRV9FdFBFUHc0MkQteFM3VXBCRkxESEJmYmV1UUxPTlpJQWEzVkowY1F4T3ljcHVJY3Y2YUthbmZ3SFFRaVIzSWhmNHNYbG1JSDFxdG1OakVCQkIxaGRnLWhRNkVmczdEc3NkQkZrd1ZpanpWZzBmeXRIVFlWRlNzR09aV1RnSHlmdXRkMzQ3UGF5QkJFaUd1aGNWQnlBQW9zY2hQRjdOVFNpNzdReExGd2lHX3hLNjN6U2cwNFp5QT09 |
I have 100K in TFSA and I am 27, i don’t intend to touch this money and reinvest the dividends as well till I am 40 something and contribute 7-10k every year in the 100k.
Meanwhile I will just continue living my life with the job I have and not worry about saving that. I earn around 50k after tax.
Would VFV be the way to go to get this 100K to a million eventually in let’s say 15 years? | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-13 | Z0FBQUFBQm5teE5QTTJ5S2tMcjljV0xJOG52b3lKREJyM0dnbTBYaS1CdjVoYUM3UjgyQ05DMFI0by1xX1NtSHJLak9od3gwbGZCNm9HdWhzdmRJRGhxdDdoTFpqdDdpR1E9PQ== | Z0FBQUFBQm5teE5RY1kyMU9FNkFWalNCd2FjemItZVZ6aTRWRHNSZXNzSzlubF9Sdko4RUFJZjc3bG1CbVpXTkZFdEJzTG5IYWs4VnE2eE5xcUVsdWVteVFMRXBvSDRvMHR0Qm03bGFsaUk0eWhaTmgzLUlHUmlLbld5OFRmVmR5ZXEyYnM0MXJxRlZzUU10OVdmUVpDMjh4WXVHV1Y5Ql9Vcm93S0p2Q1p0WkxIYV91M0dCOG5wbmxGOHRuc1ptRUFDQ0x2cENfY0dC |
Guy Swan did pod cast following up on his "debate" with Steve Pederson on Hijacking Bitcoin. I found it to be a good listen and useful for individuals trying to understand the so called "blocksize wars".
https://open.spotify.com/episode/6ZV1NUHAPU1B8xrAICOZj5?si=nHDU7poPQjCHFxVjOHPcDg | r/btc | post | r/btc | 2025-01-13 | Z0FBQUFBQm5teE5QRzNwRWdRNE9ZTVduQmQwWkYwaDJzbnprSExfUGlPSTJoeFluUGU4RmRiWm9jQWRKaU45MzZaZVJBQmJXbzhDT3FvdDZYaHRpWEFGbzZnMklLbFBqOWc9PQ== | Z0FBQUFBQm5teE5RUkx1Y001cGE3RVdBQ1dvUGVQZTlSQVo1djRweWpUaTU0aENPcGlVaklPNGd2ZGJHdFVNdTYwNFpKTzNMcWFmMlR2NGwzT18wcTFLdXdTVXdNdG9yaDFHVjViY25IMVZpbWNxN2RWN0lkUnJEZHliNl9Ca3dDX3VORlVDMTlYZzQtNWxDWThDYnVTVHhEaU1DdkUwSlNXQ1NiZ01RNFBDZXd2Vk1VTXhXSmZEdGJucUs1ZHlpRkQ3UVFxdWwzeXlf |
Subsets and Splits
No saved queries yet
Save your SQL queries to embed, download, and access them later. Queries will appear here once saved.