text
stringlengths 1
40.1k
| label
stringclasses 838
values | dataType
stringclasses 2
values | communityName
stringclasses 838
values | datetime
stringlengths 10
10
| username_encoded
stringlengths 136
160
| url_encoded
stringlengths 220
528
|
|---|---|---|---|---|---|---|
A fellow r/Monero member inquired about Monero in Japan, as I have inquired about buying some here, and I found myself replying with more questions myself, so posting my response here in the community in case anyone has any information that can be helpful to others:
Appreciate your inquiry. Sorry I won’t be much help though. I never did end up buying any, nor have I ever done so, Japan or anywhere else. While dabbling in the prospect I discovered that Tokyo used to have bitcoin atm machines, along with map overlays for locating one nearby. They were all taken offline around 2017 under the guise of security risk. Today it seems like the only way to get hold of any monero is in-person, which seemed somewhat feasible while localmonero still existed. Since then I have made no effort to persue it further, but my intentions remain. As for bitcoin kiosks, like everywhere else, crypto has become associated with investment trading, and even the larger entities involved within Japan seem to attract the type that would invest in the stock exchange, FX trading, etc. not utility.
Keeping in mind I am not a native Japanese speaker, I have noticed a massive barrier of entry in Japan when it comes to social groups relying heavily on information exchange: no English. If you cannot read Japanese, it is hard to know where to even start, especially considering how common it is for Japanese locals to shy away from speaking English or trusting someone who they cannot converse with adequately.
That said, I doubt there are no Japanese-language-based platforms that folks around here use for such intentions. Not easy for someone like me to find and tap into though.
If anyone knows more than I do, or can correct me if I’m wrong about any of this, that would be helpful! It all seems overly enigmatic! | r/monero | post | r/Monero | 2025-01-13 | Z0FBQUFBQm5teE5QRUxXWmV0S3NvOU8zLUtyQXk2V181Mi1JMTFiVWE5eDY2eGVjeFJvRFNtUWxQcm9HdklsZVJVYmZudFZlRnludThjQ2pXUkpWbG1XRW0tYnQwMHNnUFE9PQ== | Z0FBQUFBQm5teE5RendXWWtlT0xjR1lLWnQzenl3eHg2MGZkNW1pRURON2hwbllOdEQ3V3N4TllsS2xNZ3poakY0bl9UTlpmSF9pWFJlSzE4RHJCdy1UeXRDSE1FRE05Znl0UkdpSmQ1dERsZTg0XzNPQnJlNkFPY0V1bkNEdnZhbUFrNGRBR09DRGxhRkQzaENkVlo4LU9DaXNtajNkcUVvemVhazJfR193ZDFNVy1ya0JPWHZrPQ== |
I’ve let a quiet quit situation go on far too long, and while there is comfort in knowing on paper I’m FI, I’ve been holding off leaving bc my job is easy enough and gives me ample free time…which for the most part I’m not using for anything better. I also kinda expected I’d be let go by now, which would come with half a years severance.
I’ve made big decisions previously I thought would better my life, and been wrong as many times as right, so my hope is a sabbatical allows me to sample what life could be like without the job accountability looming over. Advice I’ve seen here is it will free me up in spirit as well as time, and even if my job is just wiggle the mouse (usually I have a bit more than that at minimum), it’s still occupying more of my energy than I realize until it’s gone.
Have others taken time off only to realize the routine and something to do makes the time away from the office valued. Or does the drastic change open you up to a whole new way of life.
I previously asked/told my manager I planned to do this and he said if it’s what I need they’ll make do, and my reminders to make the official request following another meh review have me wondering if they might just say to not come back, and would that be good or bad?
Single no kids, and live in a city where everyone is hustling hard. In summer I manage a rental that keeps me busy and socially engaged….but winter drags on and I find myself disengaged and second guessing a lot. Second or third midlife crises and I’m not even 40. | r/financialindependence | post | r/financialindependence | 2025-01-13 | Z0FBQUFBQm5teE5QRVZsLUFDMHd1bEpEN1hkUWUtYWxQRjM1cVc2T0NGXzhXek5HbjFrTnRkWmF3M09UWnZjdUt6VjVEUjBaSWt1d291RkxfT0xDQ2daQlRWUzRfVWlwS1E9PQ== | Z0FBQUFBQm5teE5RanFHOHMwUlIxRXRvd3hRSVFUY1JlWVNBUmd5WXBQMlVFRFozTXNZd09FVmpjUGFMX29aX0RYYUxYNGk4c3I3WFVnSFFPVHpoQk52c1NSQkpDeHRUWWQyVHRGb0lBRjlVdFRJOVJEbndfeF9paE50Rm8zZTB4akFxcnpBdVJnMVlFWUtjVmFaaWNRUEN0OXNNX1JxTXhXa1BPYTh1ZWlfTkpLMzBrYjVSdDlrck41Rmd4WWVXMjhuSmdvU1pvVldXWWtNZ2F4ckM2YXloa1hmZVRTWDZZQT09 |
Yes, I bought around that time for avg $137. Im holding since, IDK if I will able to recover my money. I was told so many times sell it at $40 point. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QMkZTbUFTaHhzZEZLN1lSTFJMWDlDLU1heWtJR2JpREVJSEpTNmVkNG5heG5vTEdlbG9PckJ3bm9xczl3TmJRNm12VGZfM3pENjJSeGU5RTVXcG1Ra0tteHkzVGI3c2ZOX3dINkJ5N1FtSUk9 | Z0FBQUFBQm5teE5RVzdyT2NqM3JVb0ZqQWx1RGQwbUVTUWlwZFliZTFaSTdaQWlPYTJ4VmpfNHY4SU4wVDFkVElTX3pEMGozdzgwam5YU0sta3EyaTBrYk1aQWRQMWQ4Tjh1LXBjaGM2a2dEVUNvSFJMNjhFYVlFMzd6RWZDdkFyZDAwM2REV1lSU0xZN05nb3VrWU1vS2c2SjZfc2U5eUFGVHpTcGhEZUY1REswaldVbEZ2SlV5RkFDeGpWMkhYSnhCdkdENnM1VGZHZ3NNOUFPUGxZelVra0RJSnZQOHJvbzBpbXJDTUNPZjN6UnlwTUxKY3NWcz0= |
My target is around $262 this season. I would just be patient and things will come around. This is going to be the most bearish time in January before things really kick off don't get shaken out. My first sell of 5% I have at around $130 so I am quite confident we will get there but no idea when as its impossible to predict what catalysts will have what impact. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QUlB2VTh3WkVvQVgyUk1HMDVWWVgtcjdwVWdhRFhLZlFNdVlIOS12a3lRWjRia0RER1lEUGVQQWFER2kxekRlckhMWWxvUW12aGVaeVhZUElIYzlnRnc9PQ== | Z0FBQUFBQm5teE5Rc0M2QmV2YnhUVU45SFVJdy04eEdtZTRseFpUNWtGSTdyNFJXTWd4TlV3Q18tald3WHBiWlBvbTNDSGtsUWE4UkRNc0FRZ2VicG5DSTVpc2hvVVEyYnhNd3pxdFR0ZjNmT1NOR2FvSGVRaWZiOGdad0s4RFUzZHlpR3NyQ0NmLWxyY1ZQWWZMNXd1bkFFaU1VdjFfanB4RWJ2QlIwdXJnRzNnOFB1QkYyN2xWUTVIWnZ2b1VEZHhQMDhWVkpVU2cxUW5meXBKMkxkWmNJelhtZzliaHBVVzE1U3lXTU1DbnpqMW95LWlrWklLTT0= |
Are you all still holding?!!! | r/bitcoincash | post | r/Bitcoincash | 2025-01-13 | Z0FBQUFBQm5teE5QNjd5cXQwWlU2elV4Q2E2MEstY0JVcnIzMmdNd2o0Yk9zV3JzdnE5LXhrOUl0cC14OUxqMHdPYmZrR19QZms4SThWZ2w5b25lUnBsMG80WngwZ3N3dUNjODRvZ05WM3RlTHBOT0tjNnBLeDA9 | Z0FBQUFBQm5teE5RbldNTWdJcW5Dd0pMWjU0OFdaN3RQQjBzcGVjR0J5eTdjNW5zN0dPaXQyZW0zTjdqMllIRV9YalZOTEhLcHpPZjk5amxsbnAwUDM2NEpZVC1EMDFCQjBRdm9vandGLVR6Vnp2N1VzdWRkNzJHZWt5RGp0b0F4Mm02cndGdzVNSDRIQ2NNeWxobHp4aUN5ZDE5X3hIelBRPT0= |
Spent the last 2 months testing every tracking app I could find. For context, I needed something that could handle:
* Multiple brokerages
* Crypto wallets
* Company equity/RSUs
* Bank accounts
Here's what I found (in no particular order):
Empower (Free & Premium)
* Pros: Decent interface, good budgeting tools
* Cons: Constant sales calls, frequent connection issues, no real-time updates
Roi (Free & Premium)
* Pros: Real-time updates, works with existing accounts, can invest directly through any connected broker
* Cons: iOS only
Copilot ($13/month)
* Pros: Clean design, strong budgeting focus
* Cons: Basic investment features, expensive, constant connection problems
Monarch ($15/month)
* Pros: Nice budgeting features, clean design
* Cons: Investment tracking feels like afterthought, accounts disconnect daily, manual reconnection needed
Kubera ($15/month)
* Pros: Good for alternative assets
* Cons: Limited crypto support, pricey, frequent account sync issues
Really depends what you're looking for though. Budget apps are great if you need spending control. Wealth management ones work if you want advisory services. Investment focused ones are best for active traders/investors. Each app fits different investing styles and goals.
What are you using to track everything?
| r/fire | post | r/Fire | 2025-01-13 | Z0FBQUFBQm5teE5QdTYwdE5oZWJWczROejhhY2J6VGhydlJBTTZkdWRoeGZiQmF5cTVzSkV2WFZVQ0t5ZVN2S01mZkRmNHV3U0xvLTNsMUh1b3BIQkxLR3c0MkVjQU5iNHphRF9NbWdOMDhDRklTN19oMVhZUWM9 | Z0FBQUFBQm5teE5RRmRwMzB4ZHpCQVppSi10MnI1bFBTYmdZblNaT0Q4TzM0OGc5VWhQa3kwZ2FPaXYwRXE4NmZKWldMdlZIZDVxMHJ2dDdXNWh1dVM2NVhFWl9Bd2plM3d1RVRybTdia3FqbjA2SUJvNVMxajZhMXZtYmJUdmlsTHp4R0N1dVRvREd6MGc1NU5TWVJGVVBNMlNkRER6NU5jVTd0QU8xYnpHU1JSV1VMV25IV0JiWG03MndwODc2MV96WWNpN1hlcm5xT29EWEd5dl9kczVyekdKdkZvUUwtZz09 |
I’m eligible for Mexican citizenship through decent. The only thing is that I’m also a citizen of Panama and the United States, so I’d have to pay taxes in the US and Mexico. I’m wondering if there’s any added benefits when it comes to purchasing property as a Mexican citizen versus as an expat. This will be my first property and it would be in the state of Puebla. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-13 | Z0FBQUFBQm5teE5QSDNUcmZocHN2b3cySUE2bzNpd3R1VElPaDVraW5qSXZQUHpiUlIzbF9FOXdmUUNrSEVjRVBaV29OcUxZbnVTZHFVS3BxSTU2b2lYc1U3N19jR09Sc2lvTm9JdldwX2pQQ1UwZmlxaDdXRHc9 | Z0FBQUFBQm5teE5RNVFNb1M4QnR3eXFDM0RzLXJlX2JCV2pYSWxhenoyOGkxZWIxczFJZUJGQjRoMEN0Y2xEek5GT3puOXI3OWE4S1NsMVlDS0o4SFNGUFRsNXJKcmFhNmIyQmRUNldQUDFhaC1hNGJkRWh4M0ZzQjdvSjNKRkZQUWUta3JwWVJ5Yi1YczRXRm5rT3N2Uk9BSzBWYXBHem82WGJtYk01ZlZJMUxZaGxicS1jczRsaHBrYlBFM2c1dXNfbFhraHhmSzYxcHNRWDRNNV9tYTVZYTlJVGEySXJDQT09 |
Hey all, I am an insurance broker based out of NY and licensed in property/casualty/life and disability(i dont touch health insurance i cant answer that). I have multiple letter combinations after my name which boils down to being a certified underwriting specialist and risk advisor. I wanted to go about quickly what we can do with the current world of insurance and the rising costs. I will answer questions on why specifically these increases are happening but i wont include in the main body more than the following.
insurance is based upon the law of large numbers. a large amount of people coming together to pay a little to avoid an individual losing everything they own in the of getting hit with the realities of life. it is meant to restore you to your financial status prior to an unforseen event. it is not designed to enrich you in anyway. how people have used insurance over the years has changed drastically. using it not for catastrophic losses or events(housefire/accidentally killingsome) but rather as a matenence plan. This actually has the effect of enriching the insureds rather than just restoring you to your previous state. An example, you have a 30 year roof that "looks fine" but in reality doesnt withstand the same hailstorm that a new roof would. You file a claim, pay the deductible and you get a brand new roof to replace the old one. Thats coming out financially ahead. Auto is different thats more about people as a whole are just driving more carelessly(phone, not looking, driving unsafely due to being in a rush). Basically the raw data is companies are in danger of failing or not being able to follow state laws and if something doesnt change then its going to be harder and harder to find insurance that you can reasonably afford. and then if something happens youll either need to pay out of pocket or your lifestyle has to change and your plan goes out the window.
genrally speaking if you dont or cant pay for an accident/crime commited to you/nature happening/making a mistake. then you should have insurance. The problem being the more claims you have the harder it is to get more insurance. i have seen it all fyi.
The best defense against raising rates are no claims, Claims on home is weighted way way more than claims on auto. If you have want specific property insured(rings,collectibles) ask about getting a separate inland marine policy to protect them. If you bundle that with your home coverage if you lose it break it or it gets stolen it wont count as a home claim. Driving safer, taking your time, if something breaks or wears out fixing it. Thinking about whats the worst thing that could happen and thinking about how to best avoid it.
Credit Score is not the end all be all of insurance UW. An example is Geicos ideal credit score is in the 600s (unverified but what ive seen). Each company is going to have very different criteria to what kind of business they want and the specifics are proprietary information. The most important thing is to have a reputable broker with access to multiple companies that if something changes in your life they can reshop it to get you the best price possible. Their is no way to guess how an individual will rate you just need to try as many as possible.
kids getting on the policy will generally kill your insurance but their are ways to lower that check with your broker the discounts related to youthful drivers(they may need to take a driving class but it will save you more than what the class costs) this veries state to state.
Cystomer retention is another big one. being with the same company for multiple years with possible different milestones for example in my state that if youre with them for five years they add on a 20% discount. So if youre on year four and they raise your rates a little bit it might be unwise to switch. 3-5-10 are usually the big milestones.
things on the home distance to firestation/source of water matter. Age of home(some companies like older some like newer). pools chimneys state of property all matter. Keeping your house updated is the key to not only preventing claims but also stopping from getting dropped altogether.
Newer technology matters. Water/temperature sensors that alert you of problems, security systems that notify emergency responders. having a mini fire extinguisher, having a generator etc. each company will offer different discounts and different rates. this goes for auto and home. always double check to see how to qualify for the most discounts.
Even if you arent looking but making renovations on the house. Let your insurance guy know. if you bought a home with a 30 year old roof and get it replaced. or a new water heater they can help get your premium down and is factored into the decision of whether a company is going to drop you.
this is a general overview of how to lower claims, lower chances of cancellations, and keep your premium down. Obviously you all want the best price possible, or why would you be on this subreddit. Shopping around is always okay and healthy and can be worthwhile but just remember companies can see how often you switch insurance carriers. The process to sign on a new client is expensive and is a lot of hidden work behind the scenes. Generally companies lose money on each person they sign on until around year 3. So if you do switch every year to save a couple bucks that is going to impact your options.
I hope this helps enlighten a little bit. again their is so much more i couldnt discuss. ive literally taken 400 hours of classes on this and i still learn new things every day. if you have more specific questions i can try and answer as many as I can. Stay safe guys and protect your self. The world is a dangerous place. | r/financialindependence | post | r/financialindependence | 2025-01-13 | Z0FBQUFBQm5teE5QamVEcjJIRjR6V2o0OF82cHE5d3Y4YVhxeHJEMWowNE9wWlk3THhCclNPaUJ5a1BBUlN5eElJUGNVc0ZkcDBNdVQ4UGF2NnVJa0toc3RZendjYVBrWmc9PQ== | Z0FBQUFBQm5teE5RZWZEcTNBQ2thdHlLUzNRalNiMDI3QkFfOUdQeXBHajBmYldsWFhUWWdsZWZ1REJQM29JLVp2V3Z6cHYtVkJER2ZNR3BLSEd6ay05YUI2aFRGa25wYkpkOXl0MWNtamdSTFJjRU5FT0V0TkY1NUg3Z0tzVWxuSllsLXY1S3RHSy1xVXgzRUFkRk5yc29YcFlfbFFacXNpYURiSnpjQzU4MWZJR1A4d0NPbTFGd3I2b1VWX0dIbW11cUlwNGE3LWhuOHlTMjVWbHhwQUUweE9lRGMzZEx1eC1SUUM4bTJZbUlKcDQ5cmNyV3pSVT0= |
Something has changed in crypto… and ANARCHY on SOL is at the forefront.
Like any compelling story, the cryptocurrency market has a rich, intricate history that lays the foundation for its current state. This analysis focuses on the present condition of the cryptocurrency market during this bull run, particularly the alt coin segment.
There’s been a noticeable shift in the mindset of many crypto investors. In this new age, where Bitcoin and Ethereum have proven their financial dominance, years of overhyped and underdelivered projects have left investors jaded. From eager newcomers to seasoned pros chasing the next big opportunity, the once easily attainable, high-yielding gains of crypto are now buried deeper in the abyss.
In previous runs, memes were part of the chaos, but they’ve now become a part of the main act. Every bull cycle has seen their popularity grow, and this time, they’ve taken a portion of the center stage. But what does that say about the space?
In the past, investors often bought into elaborate, long-winded vaporware projects, convinced they would provide real-world utility. Sure, many of these projects were outright trash, but that didn’t mean they weren’t profitable at least for the early movers. While the aim was always to generate wealth, there was often a hope, conscious or not, that these investments might also offer sustainability or longevity.
But as we’ve all seen or painfully experienced those gains often found their way back to the beast that created them. Alt season, after all, was never much more than a game of profit rotation. Hot or ridiculous, useful or useless, it didn’t matter. What mattered was what could convince the market, what held the most conviction, and what the hottest narrative was at the time.
This is where the mentality began to shift. The crypto game has always been risky that’s a given. But something has fundamentally changed. Investors are consciously or unconsciously beginning to realize that power in crypto was never about the project itself, Whether it boasted faster transactions or groundbreaking technology. The real power has always been in the community: the people who believe, support, and build momentum. This is why ‘meme coins’ have been revolutionary. They’ve proven that belief and collective energy can move markets, even without tangible utility.
But that belief, the very fabric of what made the crypto revolution special has been eroded. There only handful of true memes out there. The concept in itself has left many investors exposed to toxic actors, scams, rug pulls, and shadowy cabals. What was once about empowerment has become a dangerous minefield for the unwary.
And yet, amidst the darkness, there are glimmers of hope. At this point I’d like to remind you that Anarchy’s message is Fuck the rugs, fuck scams & fuck the cabals. Are you ready to be part of something bigger? Let's show the world what true anarchy looks like.
CA:
GYPxyPtu6g1NmnEPPkTcCdSZz7ZMs6A1S3wTjnLdpump
Website:
https://anarchyonsol.com
Reddit:
r/AnarchyOnSol
https://www.coingecko.com/en/coins/anarchy-2 | r/altcoin | post | r/altcoin | 2025-01-13 | Z0FBQUFBQm5teE5QWHpXaVU0TklZOVNoTTdCYzJfYWs0dXc1dGJJR0c4WTVUWm9EUXg4N0VTYTFjR3VJZEV6bEIwX21vTFJjNVhiZ3J2QjhnMW9jTUgySDFmQk95RDQyTEE9PQ== | Z0FBQUFBQm5teE5RTWhfeUZnZ0tHczlHcWJGNXZQNWRGYkVKVlRvRUo3MEhKUGZLOE1jQ0VLS09hMV9VcmFzRTU5VTZRSHJHYjhSZ0dDM3lCVktBWk50cFJDcTJ3MHU2aUxCbGw0X2R3MVB4U3hJOFZ0ZGlqUGFDV01RQmlnT21xeDFsTDBjUUpFNTNVcnM4OHR5NUdCMWlTd3l2OTN4RnZVZ3E5S3IxbnozbWgzbDRjV3dNZ05HVFJwMjlfXzdHRW41TUE0WEw4ZHc2 |
When I first joined this subreddit it seemed like a pretty good place to discuss business. While there are still some good posts, it seems over half the posts in here are spam. I downvote and report all the spam I can. They never go away though.
Are there still active moderators in this group? Can we appoint some new ones? Any Ideas? | r/smallbusiness | post | r/smallbusiness | 2025-01-13 | Z0FBQUFBQm5teE5QZklxcTRROW5qNGlNSjN0NENaQWwxNHVFd1BLaHIzajlkSHpTcDJNd00xakw2ZzBoZm5nUkhuU0F2NEJWQjJ2R3pLQVIwX19XSG1FWjJoTDdDaDY0anc9PQ== | Z0FBQUFBQm5teE5RM01BejEwRG5QZDhUMTVZWld3bGNmTzJSdDNLelFGWDlFTlJ5aGpHWGljMzdjLTdLZXVpOW4tUUdLUk8zeS1tbUlHN18tLWpkMW1FUUhHQjdObFZrcHNqbXFNRXFPUE9jc1haQzdhS3JxVWdvRWhRcThjZXZUZHJFc3BkVHZtQWNxS1RHdThlS3NIclBBRWFKZTA2aUpMR2dZYUxQQ24tODd2dm94MHIweFFURTNqdVhZSnJIRGdmYkxsQ3Nkdnd2OXpyYkprYjd0Wll0MTIwa1hGNE5KQT09 |
Surely its time for a reversal, bottomed timed.
Right?? | r/wallstreetbets | post | r/wallstreetbets | 2025-01-13 | Z0FBQUFBQm5teE5QSVJwYzc4WkN3NWY3Yi1abVlEdENSVW9LaDQyX3ZWYWhqSFdXUm9XRDF3WERfandidDQ3UDVmVDhpRXZxVkFzdElhdzJKb0NmQnlzSkdvMmxhS1pvSlE9PQ== | Z0FBQUFBQm5teE5RaE1xZVRENkgtWTNHaXNDaURRVk9ZQUxsaE9GeVAtUWltUzlnS1ZZY0JwRGo4Ym5uLWdrNjRMRm1YVU5TNVFITmU4WUlQdkdfZGw0ZS0ybnhsUWVxc1FHRG5EczNUR3pBX1EwTDE1Sjk2eERqTld2RTN5OXhYVnVhM2Q4eFhqWWh5d3dKM0s1akFBRTJkM2RYSEU2UVZQcFllZi1yRDJFaFdvaE02aHFMejlJPQ== |
The way I would upgrade from the Amex Blue Cash Everyday to the Preferred SO FAST if instead of 6% back on streaming they had 6% back on online shopping. I don't understand why the free card has a better category than the paid card.
Streaming is fine and all, but I don't spend enough in that category to justify giving up online shopping. | r/creditcards | post | r/CreditCards | 2025-01-13 | Z0FBQUFBQm5teE5QNFo5VlJueWRYTTNkNE55Qkl1TFRJSm9ScHppTjdrcjN6bndOcHRCMm55NFh5ZjJLdzE2UkRESXBtUUJNUjd4WFNtSGs3c3p4a0ljNWRJY2Z0eHVmTlE9PQ== | Z0FBQUFBQm5teE5RRklweURfNmFHNDdHRDlmTi1LUlk2QTJWamxIY0w3bkR4ZDZUenZneG5rV09VcGVCMnFwQmF0b1d1cUh3dm1CdkhPTW1BYnV4T25JREZqbDJSUE5EWURGTlhQT1JGYVg0Mnhpa3lGa09DWXR3R2JGMFgtMFNyRUY2aVBCdWh6d2dsb0xHVlBnTTJ5WkpHTEJXSUdSRU1SQS0yWU9hVmM0NTh4QWJIRmZFQnpMcWZXczVzQ3FQRHVfcy1KV0FHX3Q1SU0xelkxcTVJa1dnVjRiR1J1RFRGZz09 |
Wondering the same thing | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-13 | Z0FBQUFBQm5teE5QamRsVEhKbFRSRFdrY1FUU243dkZldXVra24wRDZtcXVZbEIzSUZRZFV4SmFkazd5cnNGRzdPU2RTV3NVckU1cHdsakZfUkJXeVFOanl6Q3pGMGtjWlE9PQ== | Z0FBQUFBQm5teE5RemxiU2RTbnRLRmE4aU5ReXozTm1jcDZTdU5lSkZ6cmRfdEVwTkhKdExZY2RrT3VnN1BUazYyRXQ5cDVQMEhMNXp5ak9heGN6Y3M2WklqSUducGszeFFrbTlVWGF6OUEtZFZ6RnN0R3VRQXFQQS1TS0ZXOW1iR0hrRFdTX0tBakFhQ0Ytb1Fwb0tlb1ZSLW50MzQtOXNvMERVRE9zTEo3YTI0X0V2R0xxVjdmRVNtQ2FoR3BsNTJPTHd6a0pxOWJ0 |
ETC is only considered garbage because all of the holier-than-thou "code is law" folks are massive hypocrites. The right chain *could* win in the end, and that would be ETC. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5QZ0d3aVJRQ2JXd1BiWVZObWFaWDZwMk1PVW5WQXl3V1RfbS1PbDFUc3lzYWl2RGoyVjl5UGd3U1V6YWFzWHpWTGVNOG55YnZuTU5odkdlTElHbWNNcG0wNHJiRFk2YzhIejlidGpsS2wwLUU9 | Z0FBQUFBQm5teE5RcTRxYlF6eXRuQUFZd01jV0Y1ZGVITFI5TUZ2LVRwQm5sa1doaWUwSXpuOTgxVVVCY3ZIQUtLNVZyak5VZWI4Y2Z4MldFYUl1dmJTNEFLaFlDNUgwazh0M1d1WXBtZ1YyVDlMYWRYR0VLV0pWSy1RaGlPTm41RVI5cG5rZWxXeTVleEpmTlNrUVZwRXNxLTNqd3NSdnJ3SXVXckNzeldfalRESkVoVDJIWDVQVGZrVWFBSjl1X0JEN3VNbVdaMFBwZGZTNjNfSnN3V0I1VC1ob2ZnVjlRM0xUdjlSeXBVcWZNT1FsZFpXZ1cxMD0= |
Well it's the real Ethereum, so that counts for something | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-13 | Z0FBQUFBQm5teE5Qc2Q3ZF8xbjQ4eURxSXVFTkV5OFpJbWNKakIzNWJYU3JLNmtQbkk4T2ZoWndUNVFBbnFGZ21sbXpOeDNkZENrWGo3WXNlZC1uTngyMUNTRzFjMGR4VENYa3hRTG01ZjhXaTk3ZWlBUE10d1E9 | Z0FBQUFBQm5teE5RU2VHMXJxNnhNV2ZyX2Q3bXFfd0JlTFhYcVhhbC1IT1BHRGN6ckdRdU0zd2VrQ0JSZ1Q3VTZkdmhrYmptM1NONUt1d1hVVE83eUFNVXlpMmNjQTNJdFRYazlDbXFQVkViR0lLOGIyeXpnSFBKS2F3ZXhKdGlpTl9Ib3gzYWFqdUFaV2tucTJBZ0NGSmU1TVZsUEl5QlNzMDc4QnlieFlRTlEzdnNpWU5yMUhXTkVxWUFKT05mYnNzcFdxOGV2OTBHcWczODVYbklsMUNlU2t4SHN5TTdIY0RHc1J3dXZGTXJJOWpfc1RVVEhTVT0= |
Just curious as to what others do and how I'd like to base my choice of others. Currently doing $5 CAD daily but thinking of increasing. | r/bitcoincash | post | r/Bitcoincash | 2025-01-13 | Z0FBQUFBQm5teE5QR01OR1lkNDB6TjF0SHZjX0dicWQ5LTBsTDhuUGF6aEVuTHRGNXl6cHVNeGdpakMwbEZmbjhTTVdfeFpfVW82ZnVENjZSTUxkbDN2Tkk3R3lwZ01CcUNRSlNnTzNUd1EwM252U01TbDRaT1k9 | Z0FBQUFBQm5teE5RUzVsYVRfUy1IbUdjZkladXFDMFUwNGcyVW4tOWk2cE5YNXJ4T254LTVTTWhSa1hvVmNzSGM2N3dYZzN2VC1RbEd6MTBLTTMwbHpMVEJlTmlMQ3JjcjQyMjNOdmVkS2hQVUdhM2tmSTh1MDdTeG9QaTBOM2N3ZmVneEprOHVNV1VFeVRVRUxEY1IyeW1fRGRIVHMtTjEtdUtSTjdnb2xGVzhZUEJNYmJnMkhNaXZoN3lQWkhOQkxvUWlGTVFuV1d0 |
33M/31F married, living in GTA. My first year tracking every dollar we earned and spent: https://imgur.com/a/qZyuW2u
Some highlights:
Mortgage: $59,400.00 - 4950/month Made multiple large lump sum payments to keep up because of the variable rate I signed in 2022 (lmao)
Groceries: $6,307.90 - 525/month This number shocked me, I honestly had no clue it was this much. Is this high? Or normal?
Eating Out: $2,627.46 - 218.96/month Felt like we already cut back a lot here, but I guess improvements to be made this year. Would love to hear what others are spending too.
Vacations: $21,578.18 - 1,798.18/month We talked about going on multiple trips this year before we try to start a family. Hurts to spend this much, but I feel it was worth it. Memories for a lifetime.
Anything else stand out to you? I’m open to any and all advice on how to better budget our lives. Thanks for reading | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-13 | Z0FBQUFBQm5teE5QM2lrRXN2VHM0clZPeFFDVjhOYXV6cmVGY1FqS05jcFp6c1lYdFNFcV85bGlMY00xUjNraGVEUUtiTFBINUZSM2Y2blVUR1BtQTIwT0U1VklRYm9Jbnc9PQ== | Z0FBQUFBQm5teE5RcUdxalBWTzRuM3lzWlJ2TGEyanNBMWVEeGJoZDJ4c1lNM1ViZ3pIcW0yaktmRGYwcjdSclFrS0ljTmJqM2l1ODBfdWRLRkVNSWsyWEVDSjVQNUZLS2Q1U0RtTXlwS3BYM0JpaHc0bjdEVEVTajVRTi16Z0VsN19FRzEyRUlaUHk5QkxPMTFTSHozRm43TThGY3BYT2hDS3JvdmZZbnNUcG1jVTJ5OWszVzdtWG02SFNfVW9iSmY3bnpGcmdXSkU1 |
Well..
Started with a $7k portfolio 3 weeks ago. Copped KULR, CTM, LODE ..
Week later, it was $14k. I felt like a king. I thought I was special.
That's a 100% gain. I held. I didn't take profit. I was greedy for more & more.
Today? Back to $7k. Phew. That was a hell of a ride.
Imagine making 100% in a week, and losing all of that in the next 2 weeks. Hell of a ride.
What now? Sell at breakeven? Hold? Suggestions? I'm shocked with what happened. I just cannot believe what happened here.
Can 20th January (Trump) act as a catalyst for any of the stocks I'm holding? I'm legit confused.
| r/pennystocks | post | r/pennystocks | 2025-01-13 | Z0FBQUFBQm5teE5Qb1pVSS1vSEZackxjV2EyU1lBV2djUl9BS0E1WF9samNNVWFhZEpEc0RyUnQ5N0tYSVZ1cWJIT2pFcnIzVU8tQUltOXpBMC16bGxHV3V2QlJranIxeGNZS01OYnRVWU9vOEpfa1ZWbExJY1U9 | Z0FBQUFBQm5teE5RcmdVUC1rZFc4TklQUjFZRE4wMUt3M1lCMUl5eHpsaWV3SWtJR0hHUW9RUlI5Q1ZhZmwtbzNvTzRtSFZxSzRydnh0eEJSTFkwQkdCTy1HU2JRWjJTSkRNaG9XeW5FdXloczdtQmM4d05qZmtrbHJfMVI0VVRhb3NpZGNpVG9CVDVOcER6NDRzajZwYkZSSjRLdm5BWTFRYXpLMGE5LVRKTmhhMnJRZWlESEdOT0tObkRmQTdWQUdsbWpqdW1OekJtWUxsSVZLZzdyNFcwSG12WDIxRWstdz09 |
https://coinmarketcap.com/community/post/349059453/ | r/litecoin | post | r/litecoin | 2025-01-13 | Z0FBQUFBQm5teE5QczFSMEJOUEhiWTUxLW94ZXdMVC1sSTdtNkZiaHRwREJyeVp5QUdqTmZ1dDdPel9ObHJjYVE1VHhqNmlhQmJFbnBNNzQ4U2lINHM0dUZzNVlkLTF1cUE9PQ== | Z0FBQUFBQm5teE5RMlM1cjN1aEhEMW9YWVE1V05xSS1jQThyLTlibE1yeXp4YTNGcEFTR1pWdWFra3VzVFB0ZjFwWnpFenNMOFlVUXNYZjJERk4yQ1dMaTRHNnBuWWp4UXNTaEhiZEJDNThURmJsRFA5WVd1WDlYdHBqdEQzaFZkTHctekp1TFlYQlhpWFZTUVlyN1EtNTQwZGlEUlNCcmt4blVJcnhHUTFSVUpuTVlFM3pWRlJ3dV9XYllsSXp0N2pvaHAwNENBVEJ2 |
Hey everyone I wanted to introduce you to my cryptocurrency on BASE called VIPERA.
VIPERA is all about fixing the cannabis payments problem here in the U.S.
Currently, due to federal scheduling, payments processing companies won’t work with cannabis retailers to provide payments solutions. Our partner even had trouble getting payment processors to process their cannabis seed sales.
That’s where VIPERA comes in.
Utilizing the BASE chain, VIPERA is currently partnered with and being used to process payments for these companies.
The payment process is very simple.
The customer simply searches for VIPERA in their BASE wallet, purchases it with their credit or debit card and then exchanges VIPERA for their product by sending payment to the retailer.
The retailer then can immediately exchange their VIPERA for USDC collecting on their sale.
When VIPERA is sold for USDC the retailer then must buy back 1-3% of each sale. It’s essentially the fee they pay for using VIPERA. They send these tokens back to VIPERA. 1% of these tokens are held in treasury and 2% are sent to liquidity. Retailers can also choose to stake their coins after they receive them by sending them to a time-locked wallet. They still have to pay 3% of every sale they make.
Now I know what you’re thinking. Why VIPERA? Why would the retailer not just use USDC? VIPERA provides incentives for your retailers to use our system. VIPERA targets these companies knowing that they have these issues and want a solution, and VIPERA is knowledgeable about the issues it aims to solve.
So join us today in r/VIPERAcrypto.
We have a great community just waiting for you and a great product already being rolled out.
Thank you for reading
CoinMarketCap Link:
https://coinmarketcap.com/dexscan/base/0x1ddc9b9c72a52602cab308afb5ba911d872f21d6/ | r/altcoin | post | r/altcoin | 2025-01-13 | Z0FBQUFBQm5teE5QWWlOdndJRkZ3R19QS2JmdGhjUXpCeUMyN1NVeTVqVEJGRXZzZ1E3Z0NhVTY3ZjF6SzhnRXNEUFFwanBkbDVpMlpnb2RUUWhkMXpRV01mOXFvRDBwMGc9PQ== | Z0FBQUFBQm5teE5RT0RLdWJXbWM0cW0xcEJHRnE3a0xJelp3S3Q5YjN3MDhFdDBZQS00WmpkUEdiSkozdER0aVlLd2o2bmRWSXBtNktJZVJIemt1WVFfR29vNzlnRlIxYmdkNUctWlBiY3JzZVJUY0VGRk52aDROQVNWMmoyelJXa1dHT2YwenllU0VCQnlaYld3RXFUSUU4SWo0WHVOaklhaFcxTXZzaDVCTUlPQi1PUWliRWozcEJmSFhVWENKM2IwdnpacW5wNXg0 |
Hello, I’m new on Robinhood. I was previously doing $25 biweekly but i wanted to do a $100 monthly for individual and ira. I wasn’t sure how do distribute to do well in the market. I wanted do $5 daily but it was too much for me. My questions are; Do you guys think my stocks are good? How would you recommend I distribute and just any advice. | r/robinhood | post | r/RobinHood | 2025-01-13 | Z0FBQUFBQm5teE5QU0k4T1RqMExHRkEwNkJNN25NWFBrV0JDZEpkeVRlbzl0VXpGZUY5ODhkbWhkU2ctRjRxVFNFSmk4VTZ0NmVCTzhkT1VfRW9zUWRieDhEbDlqckIwLW13ZVRPNldhek10VC16MXlOd2RtNVU9 | Z0FBQUFBQm5teE5RdDUyWVduUzZSbjEyUnlsVjFKUF9RTldZQURIa2dqLVl6UjFPUFNxMVRzRGZOZ0VkWDlyV2FHcUlKTkJKQWxTNG9kbXU0Um83a1lORGFZYUVmS2NaV0hJNXhnVGdpNXRlT09IODRIemhIMDZveF8yMXpndkFCa1EtQTZkLVp5UnItc2pKTGlZaVZKMEF6MUk4dTU2LThIRFVwWFVLUWhYelpRTXBzRGI1aHpFPQ== |
Which coin would you consider buying for the 2025 bull run? If possible, could you also share the reasons behind your choice? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-13 | Z0FBQUFBQm5teE5QSDVlV3lYbUtsNC10aEpNNk1uYURXeTA2MXF3Q0xDQ3gzTTN3SHZzajhPamE3MjNPcDVOSFFURjZPYXZoMG8zdVNfaTVGY2NIZ0JoOXplRWU1MTNwel92dVpJQUlNdV9ZZHppeC14Yy1VQ289 | Z0FBQUFBQm5teE5RWUkwcm1XeTB3cE5tYTRQS2ZJRWhVendBY0tZRmQ5UVY5YV94VlgyYkh2aVRUZHhOdWNWdW9CUmxodEltWFZveld5bmRtYzI3bGRmdWkzV0NfWS12TlI5NHhLSU03MlFzcUwzZ056YS1RLTBYb194b21Rclpjblo0empIM3k3RC1xMVI4azFEU0VfdC0tNS1rNU1kcHdmSFdUdVg3VWh6a09Fc1pKajJfM1VSVldvMHpjSVlIUmFnMUkzRnlONVpW |
My parents went to visit my brother in the US for a month. My mom (61F) had a medical emergency which required a visit to the ER. She spent 3 days there. The bill came to around $71,000 USD. They are Canadian and do not have insurance in the US. They did not get travel insurance either. They are not in a position to pay such a large amount. We are in the process of understanding what our options are.
The US hospital was able to apply a 35% discount and get the bill down to around 41K. They mentioned they have put the case up for charity for now. If charity doesn't work, then it will go to the uninsured billing department where they will try add further discounts. We are also in the process of talking with OHIP to see what they can do.
Can anyone share if they have had a similar experience and what the outcome was? Would really appreciate it. Thanks. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-13 | Z0FBQUFBQm5teE5QSjU3OTdfWlZta0lSRUZxWEoyeWdNVEtRbEhnaVV6MTJmYWw0NEdOOF9hakp2c3Z0WldsQ1ZuclVteXJHSEp5enEwSlRmd0o4V1J5Z2hjdHVVVVllekFBZjZQcmg0Umw4MllNckRsTGZ1dE09 | Z0FBQUFBQm5teE5RV3g3aVJzb1ZmdmdtQ2VMdmlZRkpNdVlBT1JpRkJzSDNuaHJkN3E4VlVrbFMwcG0zbnlMQ244ZjVqRG05N2VJMDlYUnA1ZmxaMGV0OXVXLVpFMzRBc2doenJ2MlE4NURRWmxLWWVGN2Z2R2lTS0wza0F0QktxS0Z0OFd1Q3VENEcxVW1OQ2syQjkxYnBhVWJEYk5GTllsVWhWNmdRMk8xM2FFVG5mdDdhaVRhVnY1SkljbHoySnMxR0V3MG1EUlZrQVIzVXVnQTM0cm9Vc1BxNGtfbERoWlhiRXBBNC16RTBPRjhpRWt0OFdyUT0= |
How much Tez to go back to 1985? | r/tezos | comment | r/tezos | 2025-01-13 | Z0FBQUFBQm5teE5QU05ZbGJGbEpwYXBad2puVWpMZThlelE5c202VDlBTE5VNWptVXhZR0JUWUlPeG1odHBPNF9NZDQ0eGx2eTBVRXBsVzZZLXlYaW1zUXo2UjlUcFZrS3c9PQ== | Z0FBQUFBQm5teE5RbWw0enpieUNiaVRBZC1uYjZBaFdiYk1nSFdFTDVfckNLLUNxaGpxaVloRHFKa200bW5kdXRoVTl5Ukc4a3RJYTA0eUFtajdXT0YyNnRJLTRIbGhXcm9nbDhkX2hNdVRlc2pYOHk4dmUxQ3pPM1dRd3lNb0Z5bXcyWVA4WmNOSWRZZHBDM2tUY1h2eGJ4Z0RMMXY2eG4tVjZfQlhjblhzVkdKMXE0V09uUzhGY3FnMUZnQkxxTDJaWHdlTkFPNGRfNXk2YzlNWlJVZ2VrdUtiQW9iOFpYZz09 |
Had a tough call with manager today where I was asked to take on an assignment held by a former contributor that left due to mental exhaustion.
Manager offered me a bonus to take on assignment but didn’t know how much. Manager also didn’t specify how long I’d be on that assignment.
I said I would not feel comfortable taking on that assignment since I don’t have clarity on how much bonus and how long I’d be needed.
Manager got pissed. We hung up call in bad terms. Glad I stood up
NW: 1.2M, only debt 173k mortgage @ 2.125%
Thoughts?
EDIT: so much support from this community just reinforces I made the right call.
To answer some questions:
Age: 44
Retirement age expected: 55
NW including 2 paid off condos abroad and 1 house with a 172k mortgage at 2.125% at 15 years: $1.5M. Yearly budget ~$72k (goal for 2025 to reduce that 10%)
EDIT 2: I was in sales in this company and moved divisions to a more chill job. And now my manager wants to add stress to my plate without the commission pay outs. Also, my company is clawing back about $500k from a couple sales last year customer didn’t pay. I’d gladly take on this assignment if my company wiped off this pay back. Thanks my price for a good 5 more years in this job. | r/fire | post | r/Fire | 2025-01-13 | Z0FBQUFBQm5teE5QRjZMNFVQajUzM2F6OXdDblg1bDFOTzdSTDhSUGFaQUd4XzFtWlNURkhsdXZ3R3ZtcUt3eU11LTlhRTZYX0ZvRHVERGx0YkZjUkZ4bnVhZENhNy1BNkE9PQ== | Z0FBQUFBQm5teE5RN3R4bS1vR2JjclJydHJ5ejZIUHJIbnhfYU1tSE5jbmRnUElwQUdFX0hsZGpHUkRibnk3OVpWemY3eVAtcmREbDU5U19uUk80Z0R5OWMxa1RTRlV3Y2RlMWg5SDJoZmlIbnJsZnVCc3VtMjJ3QjNfcGt6Tk1tc2tSeGVSMl8xQUFrcWZxSlBUS0JmQko1M0VxZWJ2MXVBeDZieGJlaE8yT1J0Y3dobnh5SDRoQ3FWZm5pb3VJejR0blpiRk9EVHFp |
Aw yeah gimme day odd lot | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-13 | Z0FBQUFBQm5teE5QYWwzTjlzOWR6NG9oSHhSZHBCRlhVSTlLUTI3WFhRdkU4bXByeHZ1OHQ0TU1HcTdCWGpFR0lQakJJTmdMb3JsbzYweFFVWkdzZXBTWUtVMGZyMVNiSGc9PQ== | Z0FBQUFBQm5teE5RdEpwWHpocF93N0lXTVM4bGZKblljLTdYU3NPUHJaT1BPelRNZl9IcnF5T3FEQnZkQ3RHTVYwZFFDSVJRWi1vVzFCSEwwWGNvY01tTk1PTTl3OFhtNzFEb1JNOVM1RzhyS21iMklzOTV4S2ZCN1F0Q3p2bFBiQ1NmLVlIb1k0RlVXNUhNbWRGZjNyOVJBbXhCOC1KRkRiOXhqcEhZU3ZzRFVjWFE1aGVfdFVFMUlyUHpLYWR6X1hWTDRFeE04LVhPZHNSSmhQZ2lFZTdId2ptUi13dzhHRkJvTWFLa2syb09MY1pmYnlyellyUT0= |
The title describes my situation and wonder if other people who fit that description could share their story? | r/leanfire | post | r/leanfire | 2025-01-13 | Z0FBQUFBQm5teE5QSkh2cF9FbUNGSkE0Wm1JS3AyT0NqSWhNamtuNGFiLU1HMEF2VFBwbXN6OTlnVG5xWWwyblFYVkppV3NObUpzb0VVQi1TaklNWFlyNnd6NEdjUjJMR0lXcHNXXzNQNjlvMzJkSGM4Sm5fTEE9 | Z0FBQUFBQm5teE5Rbmlsc0JjSWJxQzJHeHRqRU9uaXZoRmNOckNxc2RVNGRqOE03VUgzam0xYUliMVJmZnYyQ2NVck9fQlNKVzQ3TUFaSUJzN1NDM2hvVjVSQ00zY3BBenM1R3JhTjNzRUJVSUUzdkNWMkJ0RDZCU01tbzgtYkNjM2hfZ3lPS2lUbGxrSHd1bEoxYUgzT0dnRFZrc2hLVFd4OFJvLTg4WU4xeHVnMDlQc2hWYk1iNGk0Y3RRVUQxQlE3a19nTGs5Vk8zUlBOeUhSa083Yi1DTTlBYjlnLUs0dz09 |
Long story short, 2 years ago I send the money to my friend cant remember (0f.. to 0x..) maybe but the coin i never received.
So now binance supporting 0x and f0 address so my friend should now received my money or not?
Hes not receiving my calls that's why I'm asking to you all
Thanks | r/filecoin | post | r/filecoin | 2025-01-13 | Z0FBQUFBQm5teE5QQlU2akRKY2tObzBkaFpvUE44UFZiRjV3RmhIbXlqSEtfTXdjbjZYWnB1dGE4U2JIczZYTUpDVUdfNVY2TDM0VWwtcVJ3OFNXZlgtMU5lY2pYMDdubVE9PQ== | Z0FBQUFBQm5teE5RZ2E1VTNuYnZ4QmNwQTB1bmlORW1oX29TajBmYmFTVF9ELUlXWVRwRTZxYUVKOUtVdWhObTRLd1R2X0hJRGF3YXlPMWc3TklCa3NNOGJ2RXNTX2ZzeTI5Z21sTzlNdFp2UjRGMHNQYTJUUDNiY2V1RnB0Z0lNQXkyVTAxWGRCMmJzU2tCZl8xUHpCOWhpdnc3R1JkVDI5SzE3dEE2dTZac0hMa3BYR0dHa0ttRzkwN1locGZnTENPdHBaZ3NNdDQy |
A fucking slap on the wrist | r/wallstreetbets | post | r/wallstreetbets | 2025-01-13 | Z0FBQUFBQm5teE5QZkpobWVCM0tzdEFwYUtNZDhGMmN2WnViZU5wRk5TZjA0U3JDV2VneHRGMEgzd1gycnI1WS1YMDdpZl81N01QdnRZZFpPTmNnaUdLRUlQS2dGNjExOEE9PQ== | Z0FBQUFBQm5teE5RQmhuOFdpR212LXNrUThxMDgtSGYzU0RUY1RGMExpRjBYelA3ZHVmQzJuNFBXeGw5MzRrNC0yclhRLWNHNHBPQk5qVmpnNVFMUUMzREs5ZkVMYkh3anZnTk9DeW5Ea3JpbnQ3RkVWMG9fRmlhdGZFUU5PR1ZFMEJhRDBmblhaa0xQSG9lYUVyT1hHTnpwY3JUQ3JkNTI5a3JsTXpkcklZNVBNY01xOU9WVjAwZEt5czFIcEZ5enpGMTNHZEMxTW8wTFQ2MW5Ca2dwM2ZaTTFGTlpNTkJzZz09 |
*EDIT FOR THANKS: The post is now locked but I wanted to say thank you to everyone who took the time to share their experiences, great advice, or a kick in the pants. This outpouring was overwhelming and so very much appreciated. Thank you!*
Hey Folks, looking for some words of wisdom from folks in my situation.
I will turn 65 in June and I had planned to retire at that time. I was at a senior level in the organization one step down from executive leadership. I had not told my organization of my plans because it was super toxic and I did not trust them. Well, my instincts were right!
Two weeks before Christmas my position was eliminated due to financial hardship. Translation: the leadership has been indulging their egos with vanity projects and the organization is now in dire financial straits. As you can imagine, Christmas was not the holly jolly holiday I had expected it to be. Instead of wrapping presents and drinking eggnog I was frantically trying to find health insurance and figure out other stuff I thought I had 6 more months to address.
My partner retired in December after a successful 40+ year career. I had been planning a retirement party for him for months and it was so wonderful to see people come from states away to celebrate him. This past weekend we attended his annual corporate function where he was recognized and acknowledged for his many contributions to his field. I do not begrudge him one iota because he deserved it all. But....
I am so angry and hurt and sad that my career (which I dearly loved until the last 2 years under this leadership) was snuffed out like a candle. Instead of going out on my own terms, I was thrown away like a bag of garbage. Instead of a retirement acknowledgment, I got pitying looks or colleagues that avoided me because they did not know what to say. The past month since this occurred, I find myself weeping unexpectedly for no reason and feelng a sense of dread and free floating anxiety all the time.
I am normally the most positive person so I'm really struggling right now. So far the "every day is Saturday" happiness that I expected when I retired in June has eluded me. I had planned to spend the next six months getting emotionally ready to wrap us my career and transition into a happy retirement.
I don't even know what I am anymore. I am not ready to say I'm retired. So I'm telling people I've been RIF'ed. I know this too will pass and eventually I will wrap my head around this. Would love to hear from others that had a similar experience and how you found your new normal and got your mojo back. | r/retirement | post | r/retirement | 2025-01-13 | Z0FBQUFBQm5teE5QdVAzOFRxSkVOc0pjVGVSNnI0ZXptTjA4UTJTM1FtRUFHTWlZZm9QUjZIYS1qVFFSXzIteXZmd05Kb0h6UGZyd2lvb252bEdSeFJpRHdlN2NuNXB6THc9PQ== | Z0FBQUFBQm5teE5RMDNwbWNLelVqSXNaSS0xb2tIcVFxbXppai1Yak1zWTlYUl9EWGVwOFM2d1pwajhuNkVhRzd1YjRDYUJpMG5NVzFiLWd3ZlBSWXJOWUdabDhKZWIxVnJtR3BjT0Zuek5OYndvZVgzUHRUemlqcXhSWE9KWUdxaUI1S0FBY1lTZWl3b01TbUxwNG9jOEN1NUN2SG1TZENQUzJHTzhIUHBxc3FMRzVqdlgyNXo3TTh1NjdpLVNKMkk0czNZN3N3TWRpVmxGc19FOGMyV1FWZGlkMDRZaUNtZz09 |
https://discord.com/channels/799672011265015819/830075335084474390/1328420171215405137 | r/bittensor_ | post | r/bittensor_ | 2025-01-14 | Z0FBQUFBQm5teE5QeTRqU2xkVXo2SHlKTFg2TmNqaVdIWHdRR21uS2pBTUNNOXJXUFF5RDZIejhiaFBBeE5fRGxOckxZS3R1VmdfcGJBOFY5MWpXYlU2VXYyOWtwNGVqTHc9PQ== | Z0FBQUFBQm5teE5RSFlIa2JhX29DTXJ0V0YzUzBpampGcTlYUmozS1o1MmtsV3NLZVk0endlUjZ2NUhxT3EteXdiUkxZQ3RCb01PaUU1V1U5MDVyQkZicU96ZEVsVFhmREEtLVNkeTRWbFlMNzh6ZWtxT05RbXVCMTNWSmxkM2lYVVNBVm5hRWNUekpDR3d5WjJqMW8tMGduLXBrc1Z6Mlo1VFhHRVU0cDEwcHFFaUsxc0Y2T2JQQURzVHBjVnJKUFI0alRfeld0RGF3 |
January 14, 2025 | r/litecoin | post | r/litecoin | 2025-01-14 | Z0FBQUFBQm5teE5QQTFfNy1VV0dNUjA3RElQaXR6QmlfcXpnbW5OaXNuLW9hWU9lNm5ObThYN2YwWlNHTVp3czItOGg0VE1aRjZjenh6T2xrOG9za1lSNU0wR3JXQmt4NGxUc0h1aWJsUi1MVXNjRDkxWjhkSXc9 | Z0FBQUFBQm5teE5RRnI1b3dzbjBzR1VLS0tWWndGMTlkTUVPamQ1Z285RzFxSVlDQ1FsbHNOaFdOSFE0cjFaRm1Jb1dQN0k1djVVNDU3cmROektyS3ZMUDBBUnFkbll5LTRGX2JYeVJ6VkNxZUY5bS1tNWVBQ0tHSGlOOXZYMXJ3LXY4TlhUTlNLWkpSdXcya1lqdENUc1R5djY2MmhwSklrWW5Wdjh3NDFnV1hoeXR4R20ydFVURTlBNTJxbGhFRnVNNmhqMm5EUl9JbkVRZmE3dmV0NkxIYjVLSmItMjU2UT09 |
Once you get to be 60 you shouldn't have any bills, less the unavoidable ones. Unless you're paying five figures in property taxes, you should be able to live off social security. Yeah many people claim it won't be there in 20 or 30 years, but many hysterical claims never materialize. You want to "live it up" in retirement? That's what you should have been doing in the prime of your life; not waiting till you have one foot in the grave at age 65. | r/leanfire | post | r/leanfire | 2025-01-14 | Z0FBQUFBQm5teE5QV0xWdkpxeUZkR0FCWWFHRVhOb25CeU1GeUVmZEhfcGNrWFdfS3R3Um5qb2t0VVNOSFlTNXBLb2lObEtKRGUxUXFtNDNyTjNxcFpHemY3NnVEZHlDVEE9PQ== | Z0FBQUFBQm5teE5RVklKZk9CbFFTMTNjN3ZnTkhJUDBLVkwyZkFtOTFrc3haUHJORHNtaU1GQnFWVThfVlpmNk15LWVOSE4tNWVieE1ORVUwRlo3M0k0ZDJYd2RvNGh4bEtWVWVPb0RsWlYzSXE5UlF2TS1xWmVneU5heW54VkdwNnRjX0N5Y0ZKbWYyaVZhSWc3Q1IwZVhodGxwcG4zNTlyQUVhTEpKUU1QTGpVZk1lUVZ0czFIR2xNX0JoUXJLWlNQUmFBb2ZORDkybWo1VGtDNHI5R3Itdm5jbXg3TnM5Zz09 |
Thank you very much for the information, greatly appreciated 😃😃🙂😃😀 | r/tezos | comment | r/tezos | 2025-01-14 | Z0FBQUFBQm5teE5QcGdwTElGcXZHM3FUclBrUVNHZ2lJR0RCSEp3X0dsa2MwSnB3Q21wLWtwMTFBQzlwSTFBODNHMTE5QWxfR1pDdVh1Uk9Da0ZyVlZIcGxBaDUtblNyRDNPYW5zYThmZlRGT3c5d2l6VzMycjg9 | Z0FBQUFBQm5teE5RM0o0SmZxUmJrMlg3NjVYaFdBSmpYaWxFNHJhMUlsYWJQcHp0MVc0T3R0YVp2N2ZEWmhFTkFEX2Y5eWJNcGRMVVhoNWlXbU5QOF9kcUF2WWVsQXllNmNvbF95TEJIaXZ3VEdtb0x0UzFHV2VYZkpxZ3Y1bjRIclMxRTJBcUF5MURhNW83M3M3dzBsYVQ1UThramFsZ2hrMnZWV3JncDk5dVhVLWpUZHlhZ0pDSUJ5cUlTRVNYZ1JWOXRmd2luVXJGZnhBTjdiVEh1Zy1QTV96eDVJNUVEQT09 |
I'm just a day trader of a couple years who tests by hand, takes me a long time to collect data. I have about 4 months of data going right now (system averages 1.88 trades per day), 1/3rd is a back-testing foundation followed by 2/3rds forward-testing so that I know I can "see" the setups live (very systematic but in minor cases there could be a subjective call). I'm optimistic about the results but also skeptical, it's about 53% win-rate on /MES with my win size averaging 2X my losers, and I'm starting to even see strong possibility for improvements beyond that with early testing of volume filters (been getting a little help from AI).
I'd like the algo trader perspective on how often you find systematic trading strategies "stop working". Mine is not long or short only, it follows the trend in either direction on intraday time-frames (2m entry, with 4m & 8m factors involved) using daily and weekly levels for certain things. Long only above VWAP, short only below, but there are also other considerations like the way the moving averages are stacked, presence of a daily trendline beginning from premarket (drawn in a very systematic way), and having to break and "base" off (candle bodies can't close behind) systematically determined key levels for the day (high or low).
I'm really just looking for confidence TBH (in a world where our job is to sit with the uncertainty of risk lol...), I already know my system can lose around 10 trades in a row in the extremes. I technically have positive expectancy on both longs and shorts despite being in a daily chart bull run for my entire testing period, however the longs are almost 2X the expectancy of the shorts. I could obviously make tweaks and filter out one or the other until I make a larger time-frame determination (or use the 200 SMA or something), but if it's positive EV I'd rather just continue to take both trades for now and not have to guess when the market regime has shifted bearish.
I tried to build a system that didn't rely on any short-term dynamics in theory (not taking carry trades or anything else that relies on short-term fundamentals that I'm aware of), just zooming out and looking at the factors which are always present in strong or long-running trends to stack up some probabilities.
Interested in your thoughts, especially if you have tested large amounts of trend-following trades during major ranging periods in the past on indexes. | r/algotrading | post | r/algotrading | 2025-01-14 | Z0FBQUFBQm5teE5QaUZac1c5VHVKeVVWc3NYQlVTZFB4dklCVGtPaHlzM2hCZFFTT3dvdHZvcVl3aTV2WlhkV1dWVkd2Y0JJNGVrUGNTZ2dOYV92bnFEaFEyVjdWd3VTbGdfLXF1YV9EWGxVWW1yUHQ0UGdheXc9 | Z0FBQUFBQm5teE5RUGl6d21wQ2YxNVRaa21oUmdUZW5NUHczNmNwVC01a201Ry1KQ2Z0YkVWRzVmSG1jX0c1RTNKendfdnZrcUF3VXNqNTlxVHotQWotZXRzWm5TcDJ5T1h1SVNXdjI0Qk55dEt2TnR4ZnhuWm1PQWZmR1FXQ0hCN3pjRENwQ1dSZ2k4MUdfZjBlZTZMRmpRakVyNEVFQkZTWU9heWNrNnJFX2k2TnhfOE5jUlVOenR0YUtnTDFrc2VmMVg5TG53LU5aTzZRN1MtVjNyS1o1aE1hWC11Q2JuZz09 |
Hey everyone, for anyone interested, I'm kicking off the next season of Options Trading Basics which is a weekly stream on YouTube (completely free, no ads, no pitches, literally just to talk options) at 1700PT Fridays. I used to do this monthly via Zoom for the community but people wanted to be able to watch a recording so I'm switching to a stream instead - those that can't make it can watch the recording.
We wrapped up the first episode last week which was a Options 101 recap. For an overview of the series outline as it sits currently planned for 12 episodes, the last couple expanded to 15 or so. If there are areas of options trading you're struggling with, want to understand better, practice, etc. let me know - the syllabus is purposefully designed to be tailored to you. There are plenty of great free options trading courses out there with a set agenda (check out MIT OCW).
The purpose of this series is to offer a live opportunity for new traders to actively learn and test their understanding with immediate feedback vs self learning. This is something I genuinely wish I had access to as a new trader and think it can be really helpful.
||
||
|Options 101 Quiz|Exchanges, Brokers, Participants, Securities, Advantages & Disadvantages of Retail Traders, Compound Interest|
|Option Pricing|Pricing, Settlement Decisions (When, why and how we close options)|
|Option Volatility|Volatility impact on options, types, and trading|
|Trader Organization|Plan, Log, Syllabus. Building an efficient process.|
|Option Greeks|First and Second Order Greeks. Practically applying to trading.|
|TA & FA|Utilizing TA & FA, Tools, Timeframe Matching, Stacking Strength, Confluence, Tips and Tricks|
|Profit Mechanisms & Signals|PM Attribution, Types of PM, Signal Overlay|
|Outlier Strategy Process|Building a strategy based on identifiable PM, Signal|
|Portfolio Management|Building a holistic portfolio approach|
|Outlier Trading Process|Finding opportunities, assessing, building trades, management plans|
|Flex||
|Flex|| | r/options | post | r/options | 2025-01-14 | Z0FBQUFBQm5teE5QM3MwbkVQem5OVWFMRVNfSkViVkx1SlFNdGtMU2tzLU1WU25Jd0NWRzlYUE90N0JXNlItbERibTVtTVB4b2x3UUdrdjRaemdnQ2JBV0hSSzAtbTZTd1E9PQ== | Z0FBQUFBQm5teE5RUlFWRTVGUEVHeVBDVlctZ2dWVUszTzBXNzhkQnByRUw3UklDQndMZkI3TTNHdHQ0eUJIUGh4NWE2aGx6dVZCQzNZNWhHUEZMVVpsYnF4bkx0Z1VoeUJNY3IwQUJaNElVZG41YlV2N1N1bTA2cTBOYkFFN0VzMzBNNWFoT0pKaDFKX3NXQ1JTTm5CYlBUcFI1YU92NVdMdnFnaTVMNmo1RW5rWXl1RFQyXy0wPQ== |
Every five years you delay getting your shit together in your twenties costs you one million dollars down the line. For context, I'm 29, and I've been reflecting on the current life outcomes of my peers from college. Maybe this can serve as inspiration for those considering FIRE:
For a simply illustration. Let's consider three people: Jay, Brie, and Taylor. Let's assume each is content to limit his or her investments contributions to $30k/yr (about the present-day 401k + RothIRA contribution limit). Let's further assume they all get 6% annualized real returns over a 40-year time horizon. However, Jay starts grinding immediately after college. Brie goes to graduate school and has a year of 'finding herself.' Taylor ends up getting a second bachelors and doesn't start seriously earning until he's almost thirty. Here's how the numbers play out:
||Jay|Brie|Taylor|
|:-|:-|:-|:-|
|5 Years|$ 169,112.79|$ 0|$ 0|
|10 years|$ 395,423.85|$ 169,112.79|$ 0 |
|20 years|$ 1,103,567.74|$ 698,279.10|$ 395,423.85|
|40 years|$ 4,642,858.97|$ 3,343,043.40|$ 2,371,745.59|
At the end of the race, when they are in their sixties, they are all multimillionaires. That's amazing, since it indicates that it's never to late to start. And yes, each five years makes about a million-dollars' difference.
However, we must also consider how having financial flexibility at certain stages of life affects us.
A twenty-something with a six-figure brokerage account is in a commanding position to take calculated risks, to negotiate, and to explore deeper financial topics. Jay enjoys more stability and options and has been exposed to more financial concepts *simply because he has to deal with more complex finances.* Brie and Taylor, by comparison, are not thinking about diversification or interest rates in any capacity other than as intellectual exercises.
At ten years out, Brie comes online. All three are now at the age where children, family, and houses are salient topics. Jay is in a position to put down a major downpayment (25%+) on a very nice home. Jay is also now aware of the interplay between municipal regulations, zoning laws, interest rates, and broader macroeconomic variables. Brie is still building her nest egg and getting her financial footing. A house purchase at this point might leave her house poor. She has to weigh compound growth vs home ownership in a way Jay does not.. It finally daws on Taylor that she needs to get her shit together when she hears her friends discussing homes and checks her saving accounts to see a few hundred dollars...
Twenty years out. Jay is a millionaire. He's probably owns property, perhaps multiple properties. He has a sprawling mess of HSA's, 401k's, CD's, taxable brokerages, business accounts, and so forth. He's becoming adept at managing the complexity. Brie's been putting in work and is now able to consider alternatives like coastFIRE, a house, or a career change. Taylor has also been building momentum, but she is far behind her peers. She's still building her nest egg and can't afford to let off the gas in the way Jay already has and Brie is considering.
Imagine the psychological toll that having to grind into your 40's and 50's puts on you. Those are the years of admiring you empire, of enjoying the fruits of your labor. You don't want to have to be up for 9am status updates with your disaffected manager working a non-factor job. FIRE is not just about retiring as an old fart with millions in the bank: it's about facing the challenges of the world having finance as a source of inspiration and freedom rather than as a source of anxiety and constraint.
*And this matters so so much*.
I see it in the life outcomes of my friends. I know several Jays, many Bries, and a couple Taylors. I myself am a Brie so this isn't preaching from on high.
*Start. Early.*
Link to comparative compound calculator (not mine): [https://hughcalc.org/invcomp.cgi](https://hughcalc.org/invcomp.cgi)
EDIT: Just wanted to respond to some points. First, I'm very glad this post sparked such a passionate discussion. Some have accused me of being privileged. Guilty as charged - my post history will show that. But I come from a very low-income background and was making minimum wage just four years ago. Additionally, this is obviously a very simplified model. The intent is to compare three people with high income potential and FIRE mindsets, and the effects of delaying 'getting serious' about life. Of course life is more complex and nonlinear than this exercise suggests. For all that, I *wish* someone had sat me down at the age of 17 or 18 and presented something like this to me. It would have changed my priorities and beliefs about the world in a major way. And when you're coming from a background of government assistance and food insecurity, up to a certain point, *money absolutely buys happiness*. Thanks again and I enjoyed reading all your comments! :) | r/fire | post | r/Fire | 2025-01-14 | Z0FBQUFBQm5teE5QOThMcXlMaG5vdUc2dkZzVjUwb3lnSXpEaUJwOUlYZm9yNWVLZVVxWDgtZlJUaDVndjB0d3ZZUGpOVUlvaC1pNGlVdzBNM29TR3NqVHZwNWxzaFlDRnVPNGM1OVhWdUhzbDdYZXN2YXdVdFE9 | Z0FBQUFBQm5teE5RWnpuaUQ4eHQ3QlpTRDVSNlZUWUN4aVRNUmE1RDlQRjhxWUZzMVd4UXNncVZIVTJyeFA3Y2FEUHBCUlRjTU9TSXNVVlBVV1U4a012WmtuNVhMMWpJS2JFUXA5RWVScWZ2S29lUWhtNnVtMmJPWFRkb09UWWM2MUUtU3FNQVVHd0RzYy1wTDloZG1nSnJnc2d0UkU4MDFleWFoYjVPc2hOMDhhOENnTVBoRjF0eENmWUFFYTkyUDRsd3hGVDJGMzhQ |
The idea is that Monero could operate as a sidechain to BCH, with RandomX miners independently securing the sidechain, while BCH's SHA-256 miners remain focused on the main chain. This would allow assets like BCH to move seamlessly between the two chains through a trustless two-way peg. Meanwhile, BCH could benefit from expanded utility and interoperability without compromising its core mining infrastructure.
It feels like a solution that could respect the principles of both communities while expanding utility and collaboration. Just sharing some thoughts what do you all think? | r/btc | post | r/btc | 2025-01-14 | Z0FBQUFBQm5teE5Qc2tQVjFOTV9rX0xieUJKSVZtczJhZ09qUzB5eWxFSFh5RkRqOVAxWnllaHhMMDFJbWFWUVVQVVlaejZxYzNPRTFBMm5NU09qWFdPTm9qZFR4dEV1Q1E9PQ== | Z0FBQUFBQm5teE5RalBtTnZWQXNHRXdLc3NpUjdqNkNWMGFmZnBla2k0S0dha0ZWR2tYdHhTZmxJbFN5ZlAycXFZRkZ5TkVaRnl0R05UWVB0NVhlVFlrQWRKNXFtM2J2R2RDZF9VMHgzUE9KY1ljaEkxajdsOEZfSVB0YmxIUVR0bXNCMWZPSXUwbDVtTldua3NzTTZqc1ZZUm1jMzB6YUM0RXYzNUwwZEFSdlZhUjBNVGU0eVppWWp0cTNJZTBBUmVGQ2QySFdQbUpF |
I have no experience in real estate but I am eager to learn ways to get into this realm with low fiscal investment. I would love to hear your motivation for getting into wholesaling and how you got to where you are today. Regards | r/realestateinvesting | post | r/realestateinvesting | 2025-01-14 | Z0FBQUFBQm5teE5Qa0cxQVlKeVRDeTQ4V0dNWlZ2V3QyLW1IQnctbFlsSUtWeXNqeG15SGxKU29mc2V6cUdwSjFHSVlhb1ZDSEdVRFZMTzJwRzRuR1NrWmxKWmxYRGtJM3c9PQ== | Z0FBQUFBQm5teE5RSWZHY29MSVlhbS0zQldWdEIwMzNvZW1ROTNGNnJiWUlad2ZyVGdvdmRsZERUbzF5MFcxQ2l5QTlaWUwyZ080UEw2MjU1YmN2VkxOMkZwNmN4SnFHVWNLb29OeTlKMVdQcVhCellxcU1HYTRHME95NnM4a2IzTTJpV0Fwc2FMN1RYbDJ5Q25PcW1TbmtOMzBWWGwzejVleFpoTUdveDhIUE9mQWRzNG5wRmVnQk9hM1EtSEtTbUlmRVJ3SGt3YW00SUp4WTFHR3prdGlvXzUwRU8yQi1kSGpud21SS213RTZOYXVDMUEyOWN4dz0= |
He says, avoiding moving to one of the three nodes that he listed. | r/zilliqa | comment | r/zilliqa | 2025-01-14 | Z0FBQUFBQm5teE5QMUpQY2pkYktNMWJFS2dzR0g0Z1diWS1kRXo5bm1EZ0R0czVpQ3VtbDZBUjJlTWJnd0g3ajhVU1oycF9fR2ViY1VpOXpycmlFNUc1TEpSaklxU1VnLWc9PQ== | Z0FBQUFBQm5teE5Rdk9mczl4S05WSEpMTnRCdFpwbW42UnVOX1RqWE1UZWRXYTRYSGozUzBpSHlRcVMwQlVsSVJuem5ULWpOR0R0X09VdF9BREN1cVZNY1d4WWpDbS1EQVVrTm1nUUF0ejhuRW8zVHJMaVR0ak5VUGY2QzVSeVRUUWpVUHUxNnFrM3AxOENaMzljbERkQUdYT0dvZ1czMzJkN2RhQWVMT0QwYUdJaFktSGRyQ3Z2aGtMaEVoR1Jtb3NsY3hVYlFReUk3 |
This year my wife will retire from her job of 28 years. I will continue to work, likely until December 2025. To replace her income, we will start using dividends coming out of an IRA, probably in the 30 t0 36K range annually. We have received dividends from non IRA investments for the last four years, but have always accounted for that income at the end of the year, doing our normal taxes. Will the withdrawl of the larger amount, and from a IRA, require the payment of quarterly income taxes? | r/retirement | post | r/retirement | 2025-01-14 | Z0FBQUFBQm5teE5QcWlKSnRTUy1KWmFsN1JUM3dEZXZlSUdvNkhwcFZVNHlXVmFuMUliLUQ2ZjM3LXBqaFQzcEhXcFhfSkNEdnlTRl94bVo4SkV5cVVzUlFLa2NJZ1BPYlE9PQ== | Z0FBQUFBQm5teE5ReFZhM1lER3dCZjFlOGlHU3MwMUdVNzRCQnQ2aUlvOVMtbU5hZ3N6UVNuV0hFX1pMdkxNZTllOUs3WV9jSnh3ZGsxVlFsZW5kZ0NhTkl4X0p5UDdKak82c2dQbUg0SUI3YjJLbGtyblNRVGl3NkJsYWZhX3ZiWFdWMGJ1VGoxNUR4cDZOcjhVVTI1aGV6eEcyUXZsUTA3WlBkZFFjNk5Vc3ZpNzRUZ0FmUEJmYzgwUDhvWHpBdW5xaUtpU0N4SjRs |
[https://www.bnnbloomberg.ca/investing/personal-finance/2025/01/13/canadians-financial-stress-ramping-up-despite-interest-rate-cuts-mnp/](https://www.bnnbloomberg.ca/investing/personal-finance/2025/01/13/canadians-financial-stress-ramping-up-despite-interest-rate-cuts-mnp/)
MNP is at it again - I swear, the last 10 years, 50% of people have been $200 away from financial distress. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-14 | Z0FBQUFBQm5teE5QRGVUZC1nWW1LZF9Mclp2RF9JN3otREJPUFBvaFlibTJiSnJwNTFnMEdDRnU0b3FTcXh3ckRoT2ZaM3FuQ0s1eWVxZS1mb09VRzRoMEQtRnkwaDJOTU1pcnB2Y0otV3ZYR0RGTkUtMXY1TjA9 | Z0FBQUFBQm5teE5RSklIYzZLRFNNdGVlX0F4TmR0UXlMTEotdFlxeEZQOXQwVkxUN3ZTRGtKZzBMSmFtQ1VZaWloWFg5ZENFSzE2MWZFQkdrOVpWUjNkcFdkdUtEaW1rek4zMWh6TW1JT2FnOF9oNE83RXF5cW9rNXFLRWpnOGd0d2FaSzA5ZUFLYjM3OWg1eHExckktbUdwVFlTbWlYZDVvenJKd3Q4WGt6X05janlOUHR3ZGtZa2llSjVIa19UR0VwQ0Fvd2NXTHo2WF9mREl0bFYzWHFFTFYwbEtGOFpMOFB4MV8yYzhITlptZTZnOEVZRm5vQT0= |
What have you been working on this week? Please use this thread to discuss any progress, setbacks, quick questions or just plain old rants to the community. | r/leanfire | post | r/leanfire | 2025-01-14 | Z0FBQUFBQm5teE5QbnAybFBlSFZ1NnJyQndTS2ZyWDZqZENrVlNKNzRRVzBxRUpXazllUWJQZWw2M3hNNXhCalJtcVhzLTh3NDBtcGdQOHhkYmJmbVVtM0lncllwSmVZemc9PQ== | Z0FBQUFBQm5teE5RVmJrcEFFVTdHcHE1alFIQVRTWWJxRzREanNrSVVMcXN3QUhjQ1FpcFI1WEVOcG43elU2QlhiSmxSUFpWOW56Mkt4Rl91Vm1LMFpHVEtNTmVWcWlmVHp4cnY0eUJKTjFtNFFjOThIZlFsM0ZTTkU2NllEUnQzQmFhb2hZM2VXZGttR0R6dDBFSi05QnBNVEZQX1VtOU1Da2tVUXZrMkdvbDVDRzBZX1Z0X2k4PQ== |
Please don’t judge, but I fell for the first two prompts of the fake safeguard telegram hack. I clicked verify and then entered my phone code.
After TG sent a warning prompt I immediately revoked access for any devices, enabled 2FA login and logged back out & in to cancel any active sessions.
I don’t use any TG bots (only mobile phantom,) and so far nothing seems to have been drained.
The hacker sent a follow up message that I responded to, trying to see if he had any form of access.
Am I safe having immediately revoked access and followed these steps? I’m on iOS.
| r/solana | post | r/solana | 2025-01-14 | Z0FBQUFBQm5teE5Qdm5ia2ZNZ01DOGZoQzJXMUo5cmRFRkRaMnEzV1BoU0Q2Rzc2bnNUT2JPdnNXSDVMZTNzQ04wYkhYbC1HVXJNWUo2VGVEV0J3Smt3bE1IRWl1TUhTT1E9PQ== | Z0FBQUFBQm5teE5RNFhqSDJEOUZTd1lnX1liaGhzMnIwTXpDUkNZNHVvaGtUdXNEOVhmSU9OWXRPWDZmTGpmcDJ5NFZpaFlCOUVmZzJDT3BLenhPckJvMC1RUEJJazlhTWFZZXVaQzFNRkU0ZldzS3dLNmg4dkpxNm9aOG5zT21abzlTNXo4WjZpTFNrSWFIaUJsYnI0Z0lHdm1HWm1NQUN3U2lHRjNzSEUwRXd2OXpDbkF3M2prPQ== |
So recently I have been seeing a lot of people on here saying that they are losing money on KURL or other quantum / AI stocks. They got in with the hype, and never got out.
Not to say these stocks are good / bad, but people should realise what a happens in a bubble. And this graph is the perfect explanation for what has happened recently and happens all the time in situations like this.
Just look how similar the graphs all are and ask yourself, when did I get in and for what reasons?
Back in 2021 this happened too, with EV stocks, drone stocks and renewable energy. I still hold some of those stocks, -99% on most… This time I decided not to engage that much, but watch from the sidelines for educational purposes. And it’s so much easier to see what is really going on if your are not (emotionally) invested in these stocks. | r/pennystocks | post | r/pennystocks | 2025-01-14 | Z0FBQUFBQm5teE5QY29sc19JcC0ycWxvU2x1WFRqcVI2YmkxNFVHYzVmUHU2bVR4ZkdEZmxLQTZNamtVa2pfN0o3U0dIQ2R2Ui1MR3dab1FrX3ZreklmR0JoTjJpQkJjY2xiZnEtSTdlem51cE9NdGdmYzlVckE9 | Z0FBQUFBQm5teE5RMFdGQ3RhZDFfSF9jUzQzRXViNkRIQnB3d3owanNTVGNRVmUzVjg0TlRIQ2Q3elk0M25BcDM1WlJnN2JDZDl4cWVXS243OFBOZzFxWHBOVjVzX0dDaTctbWR1ek5zYmt1NnFTRHdIYy1iMnQ1ZU5xOHhBZzJTaFVLTlFwSEFMbnFkN3FudzVOT2VVbGhtRDh1UlBsNmF3T25vV3A4T3k0MXduLVplaDJ2UUdVPQ== |
I tried but despite them supporting 350 wallets - temple doesn't seem to be one of them | r/tezos | comment | r/tezos | 2025-01-14 | Z0FBQUFBQm5teE5QeVBCNHRKQlRxQ284bjlvTDd4TzFSLU5WT0o2clhWR2xBZlZuenFvV1VlVmlmM3ROSDJHQVJSY19pb09fS0d1QUtmRXRWSkEzeTVWOG5BZ3hzVnNuaVE9PQ== | Z0FBQUFBQm5teE5RR2xTVjJQcmw2VXg1R3pUaW1zUm5KN3ZrbjdwWm5BMk9lMFBZY3FENllObnlnRUVVUW9DY1lsdkhRcm56TUdzTWZ6eHU1WnBsNDdQQ0l2MUE5SzkzTUtfY25zcjRBcFRRN0h5cUIxUm9mRHZUQlhyZFQyNmc0bHhQTVJwekViUXMwSU9rbHlMMzRWbl9Cc0xCSzlyZ2RrLTE2WWkta0R1SU1iTGNlR0FOTndHLS1GZ1dUUTZKVmppMW5IRDBqV2ZERVVGYjBHNlhrX2VhSG5jRHlyOUV3Zz09 |
Hi everyone,
I want to start using multisig setups but I have some questions that I want to clear before proceeding.
Persons involved:
4 persons total: 1 father + 3 siblings, i am one of the siblings
Devices being currently used:
Each of the persons has a ledger hardware wallet (father and two siblings with nano x, one with nano s) with their own cryptos (mostly bitcoin). and the intention is to use this for long term storage and increase security.
First question: can a multisig wallet be created reusing these seeds? meaning can we create a multisig wallet that will require 3/4 seeds to be assessed and have individual wallets on each of those seeds? the intention would be for each of use to use the existing devices and seeds to create a multisig wallet but have the same device and seed to continue store our individual funds.
First set up (father funds): 4/3 multisig
As my father is not versed with technology, let alone Bitcoin, I am the one managing the funds in his wallet for him (monthly buys for DCA and moving the coins out of the exchange to the hardware wallet).
There are two copies of the seed, one at his house and one at mine, but there are issues with the current situation in terms of security. If one of the copies of the seed gets found by a malicious actor, it is bye bye funds. On top of that I can be accused by my siblings of being the one that stole the funds. Also, assuming my father passes in the future, I can steal the funds from my siblings in case I go rogue.
The goals with the multisig set up are:
Ensure that in case our father passes, the three siblings can get access to the funds together (meaning they need to be aligned on how to split the funds).
Increase security by not having the copies of the seeds in each other's houses or at least not having all seeds in the same place to minimize chances of someone stealing the funds by going into one house.
In case the father needs to get some money (unlikely) out of it he will need the agreement of at least two siblings but I think that can be done in a fairly easy way as we have good relationships.
Second set up (my funds) 3/2 multisig
I also have the seed for one of my siblings' funds at my house while he has a copy of mine. This suffers from the same issues as the set up I have with my father. My idea to circumvent this would be to set another multisig wallet, this time around 3/2 where I would have my sibling, and my father's wallet in order to get them out of the wallet. This way we eliminate the risk of having the funds stolen by someone finding one seed in one house alone.
One last question, to minimize issues on hardware wallet manufacturers' bad actors (firmware exploits on the ledger recovery feature), would it make sense to use this chance to buy new hardware wallets from different manufacturers (for example blockstream jade and coldcard) to have a third layer of security?
If you got this far, thanks for the time spent, if you can point out other issues on the multisig set up i am planning and out to work around them with other setups i would be very thankful.
| r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-14 | Z0FBQUFBQm5teE5QanIxSENMeFA0RkpJNXVkYW4tZnQtb0NDSEgtSkM0SGJoVVk4aHhaMTRuWmFZSmxfOWE5WFc3TnFlVmtTQ3NYLUVZTnZmZFNQdDhoS2tZMzFVall4cjZrX3hBeWRhd3huSXp3a21jUEZqLWM9 | Z0FBQUFBQm5teE5ReE9EMUJCa1lpYlJSLXVPNnhXNVYxdkZUU0RYTjJ1aGZLRk51M01WYnR4TFg2SnVORVRyNzRrN1M0VkJqOUItX3VnYk1pY2lyZkVqQUdoakFmQUFWZGRqcTVleUZTaFRuN05MRDYwNDlhYkZocHJURFFIRFkxWHJXOUZORHhvOF85Qmw1czlzM3g4V0RrVGhXSTBMSi1wYkZ0MHNRZ2FOMmNON28zQ3Ryd2hvPQ== |
Here is a neat little experiment to try for newer traders.
You can develop a profitable strategy which enters a position randomly, purely by managing the position. This only really works on higher timeframes because that is where trends (fat tails) occur. I don’t mean hedging or DCA. I don’t want to hold your hand so do some testing yourself.
The idea is relatively simple, you take a position randomly (long or short) and use a trailing stop with some custom logic. This works in multiple asset classes but works best in trending ones.
You can apply your findings to strategies with properly defined entries to improve them with little to no effort or start implementing simple filters to see how the performance changes.
Good luck! | r/algotrading | post | r/algotrading | 2025-01-14 | Z0FBQUFBQm5teE5QMG03NHhLZ214U0p3UmtWY1JEUThVOVpkcm80UkNBc1RrN2dDQVl5d3E3bmNVdW5CQ0xIaTFVOEVGLXZOa05wVWhRVi1mSTJlRi1ERjAxeXpveC1fa3c9PQ== | Z0FBQUFBQm5teE5RTW1pV1VoSmpMQVZrZUN4YkY2RGFkRnRaUkxVWUhVY1Rsblk1YUt3LVE0bW9Da3dMbml5MmRjaC1MSGhib1FFc0ZsS3puUWpPc08yQnRqNXJtODd1cmdJQ1JOMjdRd3NTMTlBTWRXNjRTbjVJQ0dsc1BiblZrUzNiQWJNLUZWNW1FT0Z6T1BmMlhnTEJDdWNkaUhNdEN3a3QyVGZ5RXBrMWRTa2xqeHlKUzM4PQ== |
Do you think it has gotten too expensive, or what is your opinion? | r/realestateinvesting | post | r/realestateinvesting | 2025-01-14 | Z0FBQUFBQm5teE5QSjlhUm5IS0d5dnk2NnV1eGZ1amFuWGVZYjhIYlk5ZVRUaUhVWVlOTWZNcnVZZEZKa2Utb2ZzekF6UUs0YTg1VmlteGpUemZjY09HMlFTcGFNSWdTY2M4ekRhN0JPRm9KenBXRERROFQ3dmM9 | Z0FBQUFBQm5teE5RVGdicDFpMmJtd1plM25TZVBBRjFqS0t3MnRCeUhRLUpKcWctbWlEeHo2Vm9xX3EtblVId2hDOTFPX2tBZEs3c0RpQUZOcHdFTE50UFMyMmk4UHBxcmVmLVI2V0xXNEpHb01tbjhHeTVIdllUeUpyZ1h0RDdqbllsSmhwYWhxcFE2eUZ0YU9FVm9GZUZDWENycWRXZUtMUTl4TmpzM3Q1UGlQZDE5SEJXTjRNSEN2QUlSQnM4VWZCQWtXb1pqTXVLTUtRZUhyOFpEUnp6aGloUUgwNlQ4Zz09 |
Can you confirm? Like honest? | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QTzZUTmM3b1kwN2NybkxYRURMdEE1dU53QWU5YzdtNW8zRWR5c1ktMFB2YWdFS09GdXAyWmhpQm50MklSSWFCTzF6VDRYS1RQMUdvQU9BanM0bHJYR2c9PQ== | Z0FBQUFBQm5teE5RY0U0SUxJekZvYkR1c2lDU28xVkplUndSQWJnT29vcDRpblNWeXVOaExZWjN2dDQ0aVFyYVhQenZ6dXJyZXNyRDFjbmlmeUNKSXJtV2szVGVPZ1d2WlFUaUZGYmNhNjlDYzJ2cUZpLUVxVHMwZU43ZjBHUldydllSUHFlb2xJMDFpc1A3dGxvWU1tWWN0QjAxbDFmT1dDQlpsMWRpOWdPa3o4ejdSVF9neWl4Z0tmVTlDb0ZoakpmWjRXQThDZzRTaDQ0QXNLS05qSlNybC0wVWJaOFlQUT09 |
More like 10 mate | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QUHVkejRYZWFIeE5mcjZoS3B2dHhPaWVoRzBObWRINm9hRXc0REQ5S2lvZzBFY3RhMkNobWJ3MGU1VUt4QlRkdldpU1l6aDQ2WXBxYUdHMjFjcllHcV93TmJGaHBvWGJENV9aRzQyd1g5OEk9 | Z0FBQUFBQm5teE5ReWZfMk93YUhVWTJiNTloYUdFNWRMa0NZMFFENWdmY29EVWYxbG1KZlFFZEE5WE56ZG1WbjdTdFlPNjRvSWE0dTAtSlZuUEpndTJJVFQyTC1HZ3J5X2tCRUlrRzBsU1FUVnA3UTZNdnlaSmdsQl9uV3diR2p3UVhlREhROWRUbTdNQ0VFbElhbGxKOWRzckU4cm9EUjVlSENrd3Z1OUcxMngtb2tzYnpxMHA2T1otcHBBRUwtMjQ4OGNOdGVMQ0U4aW1WR0NhMlRoeDdPOHYxc2s3WGRqQT09 |
Why so? | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QMnlHUk5qVEstV3lBTElKV19xNlZkbmhSRTlNQ3NFUnVITTVvZlJMSVNYQ0dqallJUjdhakI5Vk9NclhUN0EzcERtMUx6Q29vNG5IUDhqMTRuSG9fTEE9PQ== | Z0FBQUFBQm5teE5RZ0RoX3l3ZXBRTHNpOWNCU3VXWnEtSXp1aXVDRXdGUWZiYXBlYll5ZFl0VVJrYkZncTlic0NFenBsVnUxYVlhQV8tVnRCV3ZuQktUR2lLMTFRQVdHNWRKRzluNHVtUlBMV0FsTjBYb3NjMDBfeFpiRTBIeHRhMnRQUDhGU0ZuNlZRdzdfWFJrZUdUcUlZX3pHOUxIMGNXanA1MjRza2NuaEtrZmdORkl1SUhxLThtdWJlLWpMSDdQbnJWTjk0dGFMZllkUkN0dUx5NnlWQVRQUWswV0t3Zz09 |
Trumps doesn't support the deep state | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QcEViSFE2WnVGQkgyV0U3c1p3b0NzaDh2SDNzakFmZXlFbDhzZVF5N0pwZGVyZVNaWUE2MmIyeUZsY09PXzZobXdReG1GcV9FYVJERzFZRkJibU9DR1drM01EQmpjY3NVckxUYVlFT2NyeTg9 | Z0FBQUFBQm5teE5RRDZ1MlhwbVNfclh5VGZ1M1FzM1hlbHdab01IVENvT3VIRllVOG9ubEN4bDBxQVhWYVhSd2tlOEd4ZTJHTS1rUFBVTDRsMGZnRnN4Nk82c1M4Q1p4QWFzUFVheXZIeXZxeG9pNEhXOW00bXFkR1pCQlBHUlNRMjR4dm1fd1hiSDVPelp6NXIxaE1VeGV2V3V1WHhFSE9ENTdJOXd6TjhkN3ZKSHBxb29YYUtEX3lxSGY2NXlVRnZpN2xKd0RiYmtrUzVURzBlNU1UWmtZRFhCQWlza2pwQT09 |
Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!
Have a look at the [FAQ](https://www.reddit.com/r/financialindependence/wiki/faq) for this subreddit before posting to see if your question is frequently asked.
Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. | r/financialindependence | post | r/financialindependence | 2025-01-14 | Z0FBQUFBQm5teE5QampzZXJQVURuZjhiYVAwWDBnWGZYRXNqRU8ySVhMSklmejdiSDZKRGExRzU4aThUc0tHWi1iT3N4WnJOUVJackxodHRRRnQtQTc1cERzZDN6anFfNGc9PQ== | Z0FBQUFBQm5teE5Rb3hFMkJDSjdNY0N0VkZ4VHQ1dlcweVlzR2J0czdNVW5UQ0ZRazJFZnBERHc1YmhQZlRCT19VZmxMUXlrMVpWdXdBVndJWTRZYmpXQXZBWjlWdkxGT2cwb282cS1FX0xZNkVrMmRsS3lxRXA2Ynd3RG1nakVHTmhaQi1mNkZFLURNd0ZWbkEydjFQci1ST012eEt5ckFiVk95Ml9UcnFXT2hqUDJiVnotejZNenYyQm1odHY5YUxtTEJmMGV5N1VWdnRWMk00dVZnd3pPWDk4bUkyREpBenZPb3VuS2s1N29TRnRtQVlMSFo4ST0= |
# Polkadot Digest 14 Jan 2025
# Polkadot News
Referendum 1339, proposing to set the code for the Parallel parachain, is passing with 99.3% in favor. [https://polkadot.polkassembly.io/referenda/1339](https://polkadot.polkassembly.io/referenda/1339)
For a good overview of the Polkadot Treasury, as well as other Polkadot metrics, you can check out Parity Data Lake’s page here: [https://data.parity.io/treasury](https://data.parity.io/treasury)
# Kusama News
Referendum 484, proposing to increase the number of parachain validators from 500 to 600, is now up for vote. [https://kusama.polkassembly.io/referenda/484](https://kusama.polkassembly.io/referenda/484)
Note that Ref 484 does not increase the number of validators in the active set (which stays at 1000), but the number of validators used for parachain validation. | r/polkadot | post | r/Polkadot | 2025-01-14 | Z0FBQUFBQm5teE5Qenp5TURTbmF5LUpsRW4tMTBuZXg5ZHpfeTJiQWRIRUtIUkZORGhVdWNRRmZIN0VkRldROVRmQ1FkdGJtUUJ5ekVlYjFfZ3E3aHAycUNORkdTWDFJQnc9PQ== | Z0FBQUFBQm5teE5RWFFPYlhUZ0l1LW15RGNQM0NpR2l5eWhZejdkbXR6UjRXSnJTZ19jM0tnNTdnS01qVzcyNV9rSmFSbzFpemVLYng4QkpmWGliMk5OZTdfYThrTXpPaGxqTW1VNzRJaTV2a2lrZGNzMzVSNjloYWtaRG5uYUJ0QU9nNGRhTlUyQjEzTXB3S05tdHZ1aWc4eFJJNmgyYmZIMnV1VXdiVkZsSlMyQ3Vhc283U2hzPQ== |
I was curious if anybody has a 4 5 year experience of hodling and if it is easy regarding the psychology you have seeing all those rallies and dumpings without reacting. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-14 | Z0FBQUFBQm5teE5QVW1hUWY4WmMySHFUWVJRY0pCMWttMVpjM0d3OGJBWHZYanA2cmFvUVJpLUN3ekJkM2xUSnM5WWJ2dEl5LWd2eG1qMkJpUFNwYkQtalZPTXQ3ZWVlZGc9PQ== | Z0FBQUFBQm5teE5RMEZiX2tRejlKWXhQUGU2LXBvT3RkX2FNUGFOaHpnODJwRndJeU5aOHBET2Vhb1ozWTI1Wm43WXphR3NpT0E0bElqRmNPZE9rYkY0Q0RrVEJ3MTlyNXNmTHVGUWdxU2wxWkF4NWplWEVhWXFfc0xpVEU2MWJzTklya2piWU9LaHY0ekU2ckttLWJLZGtGUGpfbnJrRzl6Y3o3ZUloNFlVRXUzYmZoZEc1X3pRRkNyaXg3QzU0N3Y3bjAtY01RR2RL |
Trump also says a lot of stupid crap lately. | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QeTJFWE10YW1lb25uOXc4MDVxTGZCM3pxcGhFdk5Bdk9MRFZqc3N5N193akxyY3FhTEF0am1BbFRlcGFYWWczZ2JpSGZ2WmhaM2JDTDgyZ0ZmNlhKbHc9PQ== | Z0FBQUFBQm5teE5RQ0t1LXR6VzZTQ0diWjdWTEthRENsR3lsSEdua3JldFdhTVdqdHlES2RLbWdEdzZhVkw0MHp3cW5wUlhyRHJwOVVhaV9qSVRKQU15RlY5VkJxeG5mTWFVSHpoYzFMZ1ZfREZ6VjZsaTJ0R3YxdlYzV0lTWDhacjZRYUFWWFlMWnpuN1V2VVBidG81R2h0QVYxbW82NDY3alRsMEZYeWlmN2dudHR2b3RLb29Oc1owaEJtSEQzMlRUYy1wbzl5bXFwaVZ5ZTkyUldHeE1lQ0tBRW9RREFiQT09 |
It's established that Monero is not seen favorably by state actors, who would love to either get rid of it or infiltrate it (irs bounty, chainalysis efforts, etc...).
Now what if men in black suits would give a visit to various Monero devs and incite/bribe/threaten them into coding backdoors into the new FCMP?
Is that a real life possibility, and how likely is it? I'm curious what everybody here thinks? | r/monero | post | r/Monero | 2025-01-14 | Z0FBQUFBQm5teE5QWVZVYnd5Zk9BVENFS3RCOExyZDVqVWVsN2g4RFpJV09mYjA1VnYtSm9uZ1c2TWI1RGltSkZxMWItTVMzWlQ4VExkOTM5V3pXckJlRXVBTmU3bWdCbDAwaG5QdmlMZm1qYTR5ZWlNejdyZFE9 | Z0FBQUFBQm5teE5RVkw2QTVjWExoUHlqSXFtSFg4NHZ5djk2QXZJVUFFX0VvWXRtYUVLclRLRE85djdzX3ZxTXBaUDMtZkxEMWhwdHdqa204d0JhVmZfZXhQbVkyY2c1OWN5bXVwQ3haWW5adENKaTRJYzhQRlRaSnpEQjVNOGVyOFFfNEh6Y3FnVW12YkRTVnlGcUVxX3ZKbnlQTEp0d2toOEtwY0tlYTNZUHBWRHh3cDcxWmx6Wnl5NG5nZFVqVHdKTU5OeE9aUWFJ |
I can’t understand why I keep pumping money into this. As one of the OG coins and earliest projects in this domain, it really is depressing seeing this coin fall in the rankings like this to irrelevance.
Can anyone explain why Charlie Lee doesn’t buy back in if he believes in this project? The PR and headlines from that action alone would probably lift this coin to its ATH.
Also why is this project headquartered in Singapore? Shouldn’t it be in the US to benefit from the tax incentives that are about to come in for US based cryptos? | r/litecoin | post | r/litecoin | 2025-01-14 | Z0FBQUFBQm5teE5QOGFaTUJGb2VCSTk0MXMyWXoxVXNVVk5qeExPU2Z1VHlzRDB5TUZyRzRsNGRWRlI0TE5WN1Z0ZDlyRVVBYk1qNHZiMzNDZzZXaDBHQWNRc1ZRQVlLaHc9PQ== | Z0FBQUFBQm5teE5ReG5Va2o4WHhIUWx3bEdEbTA2cXR5ckg2UTFuV3FQTVE2RzJFdG91YlZQd3Bkd2VhTjVxTk4zY21iZXc5VXh1VzhXRVJ4cmxQQUtCSUpzNkpOVmxlbF93eXZuc05JTm5ZQ0tQRDR3ZUZYcG9nNGpsZ1RIWWxCTmZtR1RpOG84bW1VN01NRGREMFdZemhWTTFpMllsZDhPVUZPMTNkYVBqV0oxZmRYR01jWGFxaXdHNWo3REVBRHRGY3Z5aV91RG03OFFlZlJEOUFvOVFzcnZZWURLSThzQT09 |
Gm, if you’re wondering what is the next big buy, it has to be Grok3.0. With its low MC right now, once Elon post about Grok 3.0 AI you will get more bang for your buck‼️DYOR and check them out.
t.me/Grok3_erc | r/satoshistreetbets | post | r/SatoshiStreetBets | 2025-01-14 | Z0FBQUFBQm5teE5QUjBoaDVMWEt4VEFrd1Y5blQ4RjFocWJOOVFGWUozOW5ucVU3S0FhMC1yLVg3c0NmVlJoMVM4TEpBbzNDYzhOY0J2STJRa2NvT2t5cFRIdEJGQjFGZXo2dlFaWjhlbUx6YW5nUmp4ZGdxZTQ9 | Z0FBQUFBQm5teE5RX2E2Ql8xdnVQRHRnMUpJNEFqYXFqd3pOdm5TcEExb2hBR1lGR0VTUVZMM2t5cjBPTlZrZm9BZDd1T2VaWGp1SGt0NnI0cjlEQ3h3M1BFVTR6TFhSeU9IelQ4bkgwYk9HNDVHZXZESS1IR2JqQTRRRnBhU2VSNlg1ZGNlaEw2MTVqc3RtY0cwTm92OUNZemRlOVRXcEZyUl9kSjlfYkM4Z2t4a3BwZk40Q3M4PQ== |
150 $ target 🚀🚀🚀 | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QRWxGaUtQTkZKMldwUVZmVzM0cUNlbldpY2E4UEc1NmtHVFdzbWZOd3lnSnpkWGNpNUVHVi00bFRxQTVMNVdLT1J3dDJvcGJNWkJzOW5uMXRXcFhPSkE9PQ== | Z0FBQUFBQm5teE5RMzVZSnFYbGNuZk9DenNqdUdRcVkxTGRZSktYVzU2bnVmUE03c3YxNUkwTVVQN19DVXNLX0N3RmdwLTBuREhJZ1lTT0NQek4wSEw2cHZfaU1wbE9ucEFUQmNlOThNTUZWa2JfVjdWS0ZwT21WY0JaQXUwUkNVdnhuVGFleW1zWFNOeFRkaTI3YjAtYXNTOXZjNWh6aEN5bWl2dGYtZWpVZkNDdjJlbWg5bWhYTGRCRXlXbGlIQlFZZkg2WDhka29iS1Rqa0dWM2xqMk5uQkFKN0JxcE14QT09 |
## Join Robinhood and get a free share!
Thinking of opening a Robinhood account? Use one of [our referral links](https://www.reddit.com/r/RobinHood/comments/1aguejm/) and you'll get a free share!
## Important Links
- /r/Robinhood Discord Server: https://discord.gg/Robinhood
- /r/RobinhoodUK: Robinhood's coming to the UK in 2024
- Google: https://google.com/
- Investopedia: https://investopedia.com/
- Learning material from the SEC: https://investor.gov/
- Robinhood support: https://robinhood.com/us/en/support/
- Contact Robinhood: https://robinhood.com/contact
--
^Standard ^disclaimer: ^The ^content ^in ^this ^thread ^is ^for ^information ^and ^illustrative ^purposes ^only ^and ^should ^not ^be ^regarded ^as ^investment ^advice ^or ^as ^a ^recommendation ^of ^any ^particular ^security ^or ^course ^of ^action. ^Opinions ^expressed ^herein ^are ^the ^opinions ^of ^the ^poster ^and ^are ^subject ^to ^change ^without ^notice. ^Reasonable ^people ^may ^disagree ^about ^the ^opinions ^expressed ^herein. ^In ^the ^event ^any ^of ^the ^assumptions ^used ^herein ^do ^not ^prove ^to ^be ^true, ^results ^are ^likely ^to ^vary ^substantially. ^All ^investments ^entail ^risks. ^There ^is ^no ^guarantee ^that ^investment ^strategies ^will ^achieve ^the ^desired ^results ^under ^all ^market ^conditions ^and ^each ^investor ^should ^evaluate ^their ^ability ^to ^invest ^for ^a ^long ^term ^especially ^during ^periods ^of ^a ^market ^downturn. ^Have ^a ^nice ^day.END | r/robinhood | post | r/RobinHood | 2025-01-14 | Z0FBQUFBQm5teE5QdEd0TlRyWWhJamN5cDBzUVBEdldzLWExaGtSd0p1WG0yWGVwa3BFYnhsVWUxNk9PejVzMk9aN21IdjAyYUwxc1J3S2FhNkk0SkVGb0tCeVJMWkRpUmNmWFhqLTF3eWxCTU1hZktNbDhVR0E9 | Z0FBQUFBQm5teE5RU3RzNXBUZ2otTXltcEZUQkJYMTFtMEU5SnplbDRSbWVjbnZwcFgxY2FQbThuMVVZMjE2Q2Jvd1lEQXEzdWYtMlNzZmZYNDZsV2JlZWZHM3R1RlV6VXB1X2tBdG51cXY0SDRRLU4yY1p1MjZxWDM5UTVJcTg0UjdRb2ppa0VNdTJHcEtTazBzZ2xfbFZ6d1FWS1JtcmZ5ZDBnc2QwMmxTT0h5QmhwTWQzUDdteGlINmZmbzUwQzhkVE00TTgteThH |
The subnet registration fee is gone, which is great as it lowers the barrier for starting a project with Bittensor. Plus every now and again OpenTensor expands the number of subnets that can be registered.
But at what point does the number get too high? Not every idea needs a subnet. If the ecosystem is filled with low-quality or poorly thought-out subnets, then won't it harm Bittensor's reputation?
Additionally, subnets need miners and validators to function on them, and the setup is unqiue for each subnet, which means that many people cannot easily begin mining and validating on another subnet with ease. The Bittensor ecosystem isn't huge, so more subnets might not align with how many active participants we currently have.
This is not to say that having any new subnets is a bad idea, but more so to just pose the question and see what people think?
More activity on Bittensor is definately good, and increased attenton from subnets is surely helpful. I'm more so just considering potential downsides.
| r/bittensor_ | post | r/bittensor_ | 2025-01-14 | Z0FBQUFBQm5teE5QcW5NUFhkZERQSjB3MndYZHZ2alFITTM4ek1MbURENFRlVEU4RF9nQVNrdkJhbWpKZWZVYlBabXdEMGlFOThBbERZZlZ4NG9MeVdmVlFrdHRZUjM0Y3pfSHJxMHlPRjBTbzhnd0lmc0szeDA9 | Z0FBQUFBQm5teE5RUlZVcDd4d2c3c0JhMzNrOVNYNE1aUXF3NU5SQVZldmxXY2E1eGIxTHJYdk9Yc2I3SVFjQ1oyR2hRdm9VZ1BtLXlWLVJpOG9jbEZBWTg5M1YzMHM0U0hmQ1JBbk1lUmJyN0ZWTW9LNXJQRUtYaUstM3Y1bElHWEFVeUpic1hYVG5pSkNkS1VPMzFDMXZxR0c5Zy1rYkU4dnAzUXk5QThsQ2JLVU05U0pzUjltUzNjNm9FTmpmVG12cjZyZXNsRG5j |
Long story short I am at the end of my tether and unsure how long I can stay afloat.
I have around £15k debt, always had the odd debt I needed to clear but nothing unfixable, had a baby with my ex partner and had to flee from domestic violence, happier within myself and my child no longer has to witness his behaviour, but now I’m left with all the debt, as it’s in my name, all the bills are down to me and I don’t have assistance with childcare nor help with things for my child.
I get around £800 a month from UC, £600 of which goes to rent. I get £100 a month child benefit and that is what goes towards my leftover UC for food and essentials. I don’t pay ANY of my bills or debts currently, as I just wouldn’t be able to survive if I did. The payment plans are minuscule in terms of clearing the debt and also even £2 is a lot of money on bad weeks.
I’ve never been lazy nor work shy, but met the wrong man and did the right thing by leaving, but now I’ve got everything on my shoulders and finding a job that’s within school hours (9:30-2:30) is near on impossible. I don’t drive and couldn’t imagine a world where I could even afford to.
Just feel so lost, i spend my days cleaning my flat just so I don’t feel like I’m doing nothing at all, and to make me feel less of a tramp in all honesty.
I keep trying to find ways around this and take some initiative to fix it and be able to live a normal and comfortable life, maybe even take my daughter on holiday once a year like I did growing up, but just making it to the end of the month with £5 is an absolute dream.
Edit: I only get £800 from UC due to endless sanctions for missed appointments, all of which occurred when I had no phone or WiFi, and couldn’t afford bus fare. It seems to spiral easily without even noticing. | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-14 | Z0FBQUFBQm5teE5QUUtuR1duNncwVkhsdTNBaEhpc2FkdWYxNGdXdHU1QXpwSngyV09lZ01iWHJ6UUxpQjFsTFRoSmFwYTFWZTc3bkZwZ29TdGsyM1YxMTltc1hkQlE1UEtaR3g3cFY5cHVxd0Rtb1NFbW5pTlE9 | Z0FBQUFBQm5teE5RT2thT3h1bnBpak41YUJXQ1BmVUpVT2tEal96enJLQVFqcmQxUGY1LXYzZF8wcXhfbFlUa3Y1YmxaVEltSlNKY1cxS2RDNzVwVW1INEt3OXFweF9HNC1xREZzNlpXakd4V213UW44cHNQNUxhalNRdmpLcjNtNlRaT2VaRTF0ajEyZXpoeDg4S0gzMGFQN2xGRXN0Z182a1g5U1VfTXJQR2hUMFZXcEU4X1I3NjhHMjdlQkkwSm9YQVhGSERVM1pE |
Hi,
First of all, I'm not very familiar with checksums and with Linix Fedora. I've downloaded Retoswap (1.0.17 rpm) from Github but when I open the command line and run "sha256sum filename", it comes up with a different string of numbers and letters than the ones on the hashes.txt file. What am I doing wrong?
Thanks for your help! | r/monero | post | r/Monero | 2025-01-14 | Z0FBQUFBQm5teE5QZFZqTU44SWZJdG9rdU1BZEttRUVCOHZ0V0hrNFliVmNxQ0VVQWhlZXJDSFlwWlAyWUpQaXBfZEE4RnBwaExOY29QYUJkTm02Tzl2U0VxSGg2M3o4clE9PQ== | Z0FBQUFBQm5teE5RYjFMS3cwcHBBbl9XSlpvV2dFTmRLLUNHSlhpY1VkQXBsZXdSYTRYcnRoZ1BjUUNjUTFSVUQwT0xXMGFfNlE0VC0tU1U1aWgzZ0lWZUxqaEdvTjR5bWJJbG5mY3FTWC1zYm15dmc1ekdta0psbzk1MmFZWl92Y0prWkxuckU5SG1oVG5RYVdKLTRZMlNUd2ZyYVo1aXJoWXVoWi10UFA1LS1pb045bEFqOWJSTmJ5NHFRenpzbElmSGZOUkpleGp3 |
Is anyone here profitable over couple of years consistently, using only price data or is that a myth? | r/algotrading | post | r/algotrading | 2025-01-14 | Z0FBQUFBQm5teE5QYkZVMVZzSlBJalM4dlN5bkpRMXUwUk5iZUFqcDNUblFDY1d0emVWSmhVV0lCX1pxdXFIRmhfUHdJdjJVVVFzTkZ3cktELXRoQjdMSmVETzRrOGFmY2c9PQ== | Z0FBQUFBQm5teE5ReXhQUEFyRmpXYzVDMkhZMl9TWTNaQmVyS1I5azBOTGFxbURMUHdZNWlVc1I0ak4tMUVRX05BZUdrcDZadlBFcVc0ZmltSmZWZEJYMTlUYjU2eUhHTjdIY05SalYxRW5VdERGVkttVF9jRWMzMEN4enFvTUFIRUFsZE43X2N3dUI1Q2FmMk1MSzNOTm5VN3NyZTFJQWg0SGEyekptNGg0MjA1TGFLME1faW9CelVkRlBPcGZJdjdtWUwyNE5QZDAw |
1. The US needs the jobs
2. It is difficult at times understanding some of these call center employees
3. Security Reasons | r/creditcards | post | r/CreditCards | 2025-01-14 | Z0FBQUFBQm5teE5QUWI5T3NPcld2ZHQyVzhCWXl2Q3FJVjZEdVk1RkR5bmYtSUdkUWFuN1ducF9vQTdubWFkaVFCbE9pNmhlVGt3N0I5ckxYZTNMSFhzSWE5cUhXcXNaZnc9PQ== | Z0FBQUFBQm5teE5RZmlLTmNRWmtSRjI2RHdCY1I0eU4zNW5LcmJvel9ITDJkVldrMk5xV0h2MFVsNVJKRG1mU3hXRGdmc1V2OVZxMTI3aC1UWXpUc09EN3BZd1pQMkxqdUF6NTZCdHhSc2VjY0dMd1Z6MWNSaW1QS29oazQ4NGllVmd6UU1NRkpoTmV2eXZkbkNQSURlcU5fSGxaakppeVhsa0xQdjRrM3hzbDRWQ3RRSWVaUzBTS2dBNWMyOXI4Ynk5WXljQkhmTHAwNTZJbWwyeXI0TE1VWTlVaTRSS2w2Zz09 |
Thot he’d recommend to move out | r/zilliqa | comment | r/zilliqa | 2025-01-14 | Z0FBQUFBQm5teE5QNnN2ejh3THVndzFNZ3dpdUVkVjZUdVFPN3JOb1FybmkyMnB6WWhfd09hZy11RVlOTTR5eElQcTFzZnB2ZmtFNmt1LUtqX0RJQ1ZwZG9uZTlKdjFxZnc9PQ== | Z0FBQUFBQm5teE5RdEZsbVgySm9RdG43cUFkM1Q4X1FQZTM4OUhfWjU2azNGUzZhZkpEcTBHYUYwZlBXTFUzYWxHNTlPQzl6U01HTjQ0WW1CeTJYa0FJZXZxejI0QmszaU5IbHdSLVhYQlNvM1pTeXRrQVlVXzBVb1MwX3NQVjcxLXNiUVQ4ODRpWjA1ZGxTcmhaNVZTTlFWZWxqZG9TSWQwdUpjYXBUcjlaYXhRQXhaR3JKOHBoOUxvWmpKSm5fTFlkbDRnMTdEMkEz |
if i was was staking at one of those 3 nodes mentioned, then yes personally i would move my stake. | r/zilliqa | comment | r/zilliqa | 2025-01-14 | Z0FBQUFBQm5teE5QUE5KYnpOZ2lGaGZYZE5lNGF6UnZwbVJaNFpkZllhc3Y3Yl9KdE9IU2RzOFBjT0Fjc3V5bjRmbFhBRnVHYjltbE1fUnlCbklfU2xpVEpRa3gzSXF2TXc9PQ== | Z0FBQUFBQm5teE5RNXVPSzdPMU54YXlvUU92d21VaVAzUDhXTFQwM01SZmQzRV9DNmZodEx4STl4QzZoVUZ4bEdYZG5RclFTYzdVajJHdlU1YjFKOWVnc2RyVWY3X3Y2bkhiVEpkSTF1c2ZJTUJwMG5NbDFwQ3F2d1JOWEhnenVrenJDZDdkZUNqbldsTElZYVJJNXU5QmhldHg5TUJXaVZBaGNHX0tCems1QnpGVVRyaUVmYlJza2FMcEJXYXZPTmVNRHNqVDVuaUJa |
Hello. While using Best Wallet, has anyone else experienced difficulty in swapping their Solana tokens for any other type of tokens (same and cross-chain)?
I’ve tried swapping to same-chain tokens and cross-chain tokens, but the process always fails while executing.
Unfortunately, I cannot withdraw the Solana to an external wallet because the “next” button does not appear after inputting the wallet address.
I’ve reached out to the in-App customer support chat, but haven’t gotten a response.
Just wondering if this is a known issue.
Thanks for your patience and time. | r/solana | post | r/solana | 2025-01-14 | Z0FBQUFBQm5teE5QUHlscmRybDAzRUhsakZ0QTR1TWdUM2ZrcXhCY0lMLS1qVElad3Q2WFVxUzNtNk9iVTBieE5uRGkwR21ZNVdwREIyUnRUOWFxRTk2Nlk0eWhJcG93XzFzUlVIaWx3bzdoMk11Z3VSYVk5SWc9 | Z0FBQUFBQm5teE5RYW9fc2ttQWFEbzNvOWNXcHRWb1h4SzhkOXBUcjFUaHQtelhGRkU3eExpYzI2RXpYYjhyT2s5LUFmS25fclZOMC1CdUQwaDh4QWZEUG1BZ1lNR1ltd3Rick5xb29XVGozZF94eWUyQXVxbzNtSGtvdTdFeEp0bDNhZjQ1N2tXNVhQdDlrcDJmck02X0pzTFc1VmxhNDk5eElLZHdiNUJWWndBcmNQYWNMdmxHMWxTMXRLNDZQWDR2R3NmMExCNGow |
The option for pool stakers to vote should come into effect in January. (Kusama, Polkadot soon)
My question: What specific impact does this have on the ongoing staking process?
As a pool staker, the rewards are claimed manually. Will the change have an impact on this? For example, will all rewards that have not been claimed up to that point be automatically claimed at the time of the change or will there be no such impact and everything will continue as before? | r/polkadot | post | r/Polkadot | 2025-01-14 | Z0FBQUFBQm5teE5QY1I4VnNadHJ0TWJySG5tZzJ4ZHl3b0drZm9COHd3RFNzd3BzMXk0OTZYWDVpZXkyb19ZajFTS1pKcG4tZTc3aEo5elNHX2xIS1p0em9qaHRsMnZSUkE9PQ== | Z0FBQUFBQm5teE5RNjdZUXpGZFJ1QUlSa1NXa3lCeVZpZEYtTU5RcHBvZm5NTGFCTjY5RzVMX0xraEpGTkp0VU1pdElpSU5NLWdETXRUY2hyUEVTVW1mQ1p0WVVZd2NsWUlJeExDRnk4Z0k0LVp2MjRpYmtEUzlXVXVGODJORDV1WW15RHIzNUdZYVZhVDd5M1lnaEoySVB3ZTBFaFdnbl9JbGk3TFNSNFB1RXA4UGk5T21rR2J3RTFZREhPUnlmYnBod29SRnBJT0NnMGRTRGVRUTNicllnSHljYlNTNzJiQT09 |
“Hi , we're going to give you a call in the next few days as we need to speak to you about your account ending XXXX. Your Barclays Team“
They also confirmed it was from them and not a scam message via live chat on the official app, that it was for a ‘routine review’.
Has anyone has anything similar before? | r/ukpersonalfinance | post | r/UKPersonalFinance | 2025-01-14 | Z0FBQUFBQm5teE5QT01zUEcyVlZCR1VIc0FMZG5sYnE4dWYtdnNWaEdVcFN6bXZFaGRtcDlZM3B5VkVCWnppblA4Z0laeE0xQnBEVVlSYS1DOVV2YXFncVZLVUFLY1NxUHc9PQ== | Z0FBQUFBQm5teE5RNHA0ZjJHMHJ4M3N2RWZMWDRaVHRDRzBINWdfNkxJQU45eEpCTnNRcDdueUMzemF6cmFFNUR1OGU4ek5KbzFFT2xWQW5xQ2FpLTVvb0t1aXZvQnVnc0g5WEtScnVPenZZZ2NCWXdCWVBoeVd2eXFMOGRhbXA5S0ljVjdFZkxHSmxLR19WYlR6bXRHREp0MldiMHFraXJoNHNuVVE3eVp0YV9hSkllWVZYWWkybV9SYkRidHlFU21qTkFOeVBHQ3pLUlpNUDZ5d2paM1RyUzM0ZWxxZmVkZz09 |
Title. Read it again.
Don’t let your psychology spiral just because you see someone flaunting a 45k day or whatever it is on YouTube. Even a friend hitting big trades. Comparison is a thief of joy my fellow traders. Success in trading comes from steady progress and humility. Focus on your journey, not someone else’s highlight reel. Stick to your plan, trust your process, and don’t let the size of your PnL dictate your worth or derail your confidence. The profits will come in due time, and when you’re truly ready, you’ll size up with purpose. Not pressure. Mastery isn’t measured in leaps but in the discipline to keep stepping forward.
“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”
Good luck traders. | r/daytrading | post | r/Daytrading | 2025-01-14 | Z0FBQUFBQm5teE5QV3QxeS1fV2JYX05lS19TczBtOU9FYmdvaC1FakR3ei03TlEzZG5kb0dUUUpUYkRsOU4xSWRCOS1SU1hvYW1jVEwzX3d5ckVCbnY4OVNKcDZXQUdWczNMYy13ZFA3cnhmRElrT2lGRTdfOU09 | Z0FBQUFBQm5teE5Ra3lvckpLUUdKcXhQMHEtbEtkTEJ1d1cxNUxXXzJrbE5Kd0RJbmp6eWhGOHBSbTBXTURkUmtFM1VIc196U3dhOFRzdUVOaUNHdmZHRUZaSndMTGV6NjZpVm56YkZlWHlnM2sxQi14M1E5N2dxdEJuc2NKWHdhRlYwcndHcXZaMlV0NGRrOG1tenBucXExbjh4MExST01IZmxnUWlISm5jajFVQzlIR3ZHRElSdW1DV3d0TWhLRkM3QlRJYTdXOTlZMFJncldEZGFmck1YeWpCY1hqXzN4dz09 |
https://www.cnn.com/2025/01/14/investing/capital-one-cfpb-ruling/index.html | r/creditcards | post | r/CreditCards | 2025-01-14 | Z0FBQUFBQm5teE5QcHRheWxVelVSRnVtMHdCZW8wejNmU0w0TzZIdzVjcUNYUEJaZzNxYnRQZHB0bXU3QnZpT3dvd3ZiOHd5Q2tzbTczcWJ0Ukp1cnJXSmhJQ1RsaXlPRG9wc1NoNVNFS3k4blFWUklDZUlpWG89 | Z0FBQUFBQm5teE5ROW9Fbjl3ZU4zVmF3Z1dhSWRoYkF4anFuaEpreThlZ0hfb29TV1VuX1NyM3pUcTBnWFNoVS0zRzdQN2gwdWViYmQtUlpVd0NpYjcwc1dtTDRQSlpuSzNSOUlxc1ZMazB3OEJPTEFjMkxRV0NuX2xfWGExWHp6VEtDZ1l0SHF1YmVXTEtFcW1iVVpvUFhtLVN2YmRZeEw3aklrSEFETFdkekNUSkZYMWFBM3REMVNJUUgxVDhOSjhaQUNKQzhzZHliYVpKaDFzMlB5bmQ4Y1BMUkpRWi1fQT09 |
BCE shares tanking today as a result of this news. Going from bad in 2024 to worse in 2025 it seems. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-14 | Z0FBQUFBQm5teE5QSzV5cTM3T09FOU04YVZVa0s0OFo0TXV1aHcwaG52bktoaVB6UlYzOFY5SGp2WXRvRERta0VIc3pVUm5zTTlLSVBmbF8xdlplU1BHSG1OaVItbnVXMEE9PQ== | Z0FBQUFBQm5teE5RM2Z1YzhaLUtKZnJEa2pwd0l5aGtJUzBDS1kzczNsMEFBUDd0eWZfV1NIbWJvTXJtX2RUT3BlQW9ZZi1TNUM3bVhIallQcTNBWEtMV0d4cE9xYlY3QWNWSHBldE1QU1BzenZsWkc2eWJwZHJSSGRHWEQ1MFdhYnA3Wmxzb0xTT0lPQktqbDZkZEtmcE41c1k5N2g0Y1RYRWo3LU5RQkttRS01LXlIVlNMQURzUUFveGVENFhzellpWWVpSHpfUVQ1dEF0aGFmYnY0dXp4WEhUcFRyNUVZdz09 |
I'm planning on Oklahoma, near Tulsa. I'll probably get an acre or two out in the countryside so I can have some space and have a little garden, maybe a fish pond. The cost of living is low there, property taxes are low, but there is a state income tax. They get you one way or another, I guess. The Ozarks are nearby. Also, driving to states like Illinois, Michigan, Colorado, and Texas can be done in a day. I have family in Texas, so it will be nice to be able to drive down to see them rather than fly.
I do love the PNW and the outdoor activities around there, but it stays cold for half of the year, the COL is high, and on the western side, it is pretty for about 3 months out of the year (June, July, August) and then it's gloomy the rest of the year. That sucks. I like the sunshine and more mild weather. I can just visit for a month or so in summertime when it's nice outside. | r/leanfire | post | r/leanfire | 2025-01-14 | Z0FBQUFBQm5teE5QUTZMV1B0RVRoMzJTN0JGdmNCVmtVeUtrZ25vMHlRRjlMSmZFWk9JWVQ2NkJRRlpDa1ZrWDM0NUkwRDg5bzlpTHJoc0hDTDM0Q0h3U3FKS1ZWRTR2S0E9PQ== | Z0FBQUFBQm5teE5RbENGS0h3amNUNGFkZ3BzZkV1NWN6NVk1TUpuWVA1SVlwbzRYVFRtYjNXMjlpOHJ5YUNTTFRvdzNEUjVrbVVvX3hhSHVCVHNHaHVhYlhGRTRBRWp4bWpRS2VGdnBISFhQSlJ4WlFrUjBPcWpYZ3c4NjJlS3doaUJYZGpSQU9PYnYzRjFraTFqQ203bEZKNlh6MUxyQWNtY2V3Sno3Y1BSS2hfOW81RFdGejBOV2lJdEVaQ3dvMHk0VjBwRXh2XzFB |
> TLDR: AO, an upcoming AI agent coordination platform, is less than a month from launching mainnet, marking a major milestone for Arweave and the AI x Crypto community. This post dives deep into Arweave’s permanent data storage design, unpacks AO’s hyper-parallel compute architecture, and explains how both networks seek to power the next wave of on-chain autonomous agents.
> We outline the challenges AR and AO will face, and current market dynamics around the AR token – Spoiler – since September, a whale has been offloading a meaningful chunk of the AR supply and they’re almost done. Finally, we detail how to get involved in the AR ecosystem and gain exposure to AO in the upcoming launch. | r/arweave | post | r/Arweave | 2025-01-14 | Z0FBQUFBQm5teE5QLWpmRkJ0WVJuNE41b2Q4ekd5Z0Z6VnVGY1FTSEJDbzg2a3lXWUdXN1ZVRks5dzRaRTNuNU11aFJjeWVLOHktdGNjUndSSmlXR29STC0wd0d2NnhkYlE9PQ== | Z0FBQUFBQm5teE5RY0FJdUJvMG40YnNveDlGVVpvSGMwRWNzTGdOWUJSX2dNckNzQ0w2UWpfYUdHTURsRmJFbUlFSEhvbVhHMTc4ODhVTk44dUp5NWRsT2xTNlJFQ21wTkJMUE9PVDFacWZWdTNGM1pyYVhOU21aRjR4Ukc1aWZlaWI0MjdoOWdmZGN2T0JOWGQ4S25SRDcyQUJMZGpUWkI0cldMamZseFpfdXU0S0ZCWXd0Z2JlRG9ycUxjTjI3UUdMbWJpMkhlcnluVHhDZktZV3hlYUZBX3FiZ3VZbUVmdz09 |
Just getting started on the world of Bitcoin and trying to figure out the best option.
Cold wallets seem scary - especially considering that I plan on HODL it for a while. Imagine 10-15 years from now, you plug the wallet and doesn’t work for whatever reason. What happens if you forget the seed? Every time you buy some some, having to plug in and out.
Is FBTC better option? Or Fidelity Crypto? I know that if it isn’t your coin, it isn’t yours but how well has cold wallets held up? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-14 | Z0FBQUFBQm5teE5QdEpwQUpMTmRXcXBJTXN4TzJjT2pwYmJiQU5GRlhBQnh4QjdJaHJld2dXOTNqUlBmWmRBdlp6RkJuY3RPOVB1M1lRLXB6YmN1Vms3dlNkWl9XVmQ5Z0JXSnQtOEFYdmFhUXpCTTVHeEZ5RU09 | Z0FBQUFBQm5teE5RR1JYWVcyYkhTNUI3b05hR1RIZ09JUDBfNnBuSjJtLU9saS1qMTBrczd0Zjlzb1VGelF1UHg1cXlVdFA4NF80d1VnRlk5dm92Smp5SEpqZmtwaU9xZ3R1amctTmMxcWs3X2N5aU5ESTQ0N2xYcjFScl90UHVQay1YenhBUU5yaG5aYlFCQjJlUEhLYW9nSG1RaXg2SUsxdzM1a25XOXJvTTVKQVFQak1BQnoxMWlORkVubVFRSnp3YUNyQ3UxN2lIeEhxV0lLWmljckhCejZQeTN1QVItdz09 |
So I have an account at Schwab and they just called me about adding an options overlay strategy to my portfolio. Is this a good idea?
I guess that means I'd sell some calls on the assets I have in my account? So I'd get the income if the market didn't hit the strike. But if it did, I'd lose the upside and also have to pay the capital gains on the assets, since I'd have to sell them?
Is that about the size of it?
UPDATE: So I called the guy who called me back (after verifying it was a legit call from Schwab) and asked about the "options overlay strategy."
Schwab uses a firm called "Gratis" (I think) and they write puts on a basket of stocks. Then they pay out the premiums from selling options. Since I have a taxable, margin account, I could do this, because if the stocks drop, they buy the stocks on margin or something, then sell them right away.
I asked about what I'd lose in a market crash and they said they haven't had a down year since 2016.
Anyway, I'm not interested, but thought I'd give everyone an update, since I did ask the question.
2ND UPDATE: I asked my account rep who talked to me about this for more info. He had someone else who works for a firm called "Gratus Capital" send me some info:
"I’m writing to introduce myself and Gratus Capital / The Colony Group (we’ve recently merged firms): [www.gratuscapital.com](http://www.gratuscapital.com)
We’ve been managing our income strategy for Schwab clients since 2016, generating a positive yield every year. A couple attributes to the strategy:
You continue to be a self-directed investor on your accounts
All your existing investments & positions stay as-is, nothing changes in your account
We manage a basket of options in your brokerage account to generate additional income on an annual basis
Five-year average yield is \~8.4%; 2024 yield \~9.4%; Since inception \~5.23%
I have attached our factsheet (through Q3, 2024) and a more detailed FAQ review of the strategy."
Anyway, I guess that's all the info I need, or anyone on reddit needs, so peace out. | r/options | post | r/options | 2025-01-14 | Z0FBQUFBQm5teE5QMG5MbUtUSl9IX3djV0plUmE1eXpBX19JSzZldG9SQ2ROb2swdnFrSUpSM2xuaF9RVnp4c1owTVVJaXJ3MXJTX3lvUDJoeHAtYUVvbk9KY0R1TnU1OXlYR1hkUzhRXzJ2S0UzQUZSS05BMW89 | Z0FBQUFBQm5teE5ROUtsSnpkcWxzbXNOSjZKQUQ0VzZhMzBCVW9McDFBczBOUU4wOVdrU3FseEtsTlBGM3czWGFIeTEwcjFrSzlJa045Y0o4dW9BV1RkYzUtTUtFYTBHbVllZUI0Ny14WVNFYm9RYnJOV1dRNmM1MEJ3aGFEclhMdC1pSVd1Z1pMTzAxZGduU2FlVTQ4LXM1c3pMazVoRmtoU25qbHlab3NBR3g2WVNkTHdfdmpTNWVFNnZmRm9GNTBiUGtzbmZWMVdUcUxUdnprdERwWTFZdTBwOGpiWm1fQT09 |
The Software company, Credissential Inc., has announced that they plan on buying and holding XRP and XLM on their balance sheet this month. This shows their interest in nit only our fundamentals and have evaluated the token as having a high enough value to attract their attention. | r/stellar | post | r/Stellar | 2025-01-14 | Z0FBQUFBQm5teE5QNmxHWm9haTBNbXFOM2VKdDMtN2JmWjgtZ3ZMYXJRSHppNGxVanhsNTZrN2RaRzZFc3VYY0hCNmVzUGxMc3NWb0JiazJxb1dKdXRqcWNkN1V4TGpFYzVPYmJFbnhJVGFZYlZhdEtUTFFrOTg9 | Z0FBQUFBQm5teE5RMlVqcjI2Vk5ESlNTR1h4ZW9uUGJNMXVaVzJkR19WdThxck5TRG5zcmNvWUE4V2RVR0NFNlI5TFl6SzczRkswMkQ3UzBpRERkY00yc28yV0JSTGJZdllZWktOYk0zUElEaDNFUUtYQmRueUxVSDgzcnA0cVd4M0gxTjRQaFhUbS0yVHd0WmdlOWlVZnlTVlhaME50eGh4cHBHVVBoamo5MHV1SVVYNmZFYmxrPQ== |
It's crypto anything can happen but there are no gaurentees. Invest what you can if you want. | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QcjdWYmlONExGeWU3clRVa3VVSUFaUWpmSEFUNXFuelZWX0phS3JncTlMUk0xUWNtZU5SQURlVnpfR2JHeWF5S29rRWZOTDF5VWhBYlZZX1NqUDFlV2c9PQ== | Z0FBQUFBQm5teE5RTjk4b1o2TkgxdnJ6M092WTBvTDFhNzF5TWw0T0N6Y3B4MkdPS3dEZ0VZUGFfVEt6eFB3ZGkzSUJqN19BU3ZHaHJuT2FsemFYODJnV2FFYldRcnEwcXdWaW53NEN1c1N1anp3SUw4akEwN0QyT0NiRUNpSXROQUx6SFQwVkNmbDdCMDZ1X212amd5cGtxZHdtTkZobE1qRHJxcXBPWnhUeHk3dHE0NWxJR0g2MnM1SzRhLVhDekxWWmMzUkVNN0F1N2ZFRlViZE5GaU8xTlMxZFNmUnlvZz09 |
Obviously the whole crypto community is wrought with bearish sentiments right now but let me tell you about the start that Stellar has had to the year. A few days ago Binance announced the XLM/JPY currency pair, further cementing Stellar's presence in Japan and allowing for increased adoption as a result.
Also, as per my last post a large software company is thinking about buying both xrp and xlm and adding them to their balance sheet, therefore validating Stellar's fundamentals with another institutional Bull.
It seems a good start to the year, we're only in the 2nd week of rhe year and there's already fundamental news that we can digest | r/stellar | post | r/Stellar | 2025-01-14 | Z0FBQUFBQm5teE5QTXpySnZLRVAzRXp5RHpaX3F1UjJXWWczTnlNdnlqdS1Vb1NkQUtnZzVvYnJucWNsRWdKZjRtT2xDZ25ZTVB6QVBkelpCaW9lQldUMWo3RG9sWHhoVnM5cDZRYURTRW5TQ2g2T3ZOUnZoaEE9 | Z0FBQUFBQm5teE5RMWgyS1ZzZFhMVWVnY3NpYXNJOXpmLVBSQzN0a0tYVkVCc21IZnZySFhidlVYUVAyMWg2dVFoc3lpNkp4N0lHYmZZVXZkX1ZOQnM1Yy14VmNsMEN4XzlTTGtzazZYdmhTbHRQLUhobElMbk9WclJzOVZWeVU1eWZyWW9FYl9BcERKZ1J5eTNBTi1HSEZKa0hUdkNkQXdQVUR0ZTU5RjBwczJqdEZqRGFHYUJVPQ== |
Started off with Calls for MVST before it was even 50 cents. Made like $7-8k. Put all of that into OPTT Calls for 50 cents, then $1 and then $1.50 and I hopped out with about $30k. Could’ve been at $100k if I wasn’t a regard. Now the market will slowly bend me over the next month and spank me until I’m poor again. Also my bank account has $0 in it. 👨🏼🚀 I am one of you. Just a big regard. | r/pennystocks | post | r/pennystocks | 2025-01-14 | Z0FBQUFBQm5teE5QNmV1aUJzVzgzcGpzTFJWdDhIQnBwbkFzZUtiSzFhVjhQdUUwN3pweW0wMzB2cGEtSGZzZTh6NEtqQ3dpdFZ3S0pKY0Nsbmt6RUV2cGJqb2JKUmtrQmc9PQ== | Z0FBQUFBQm5teE5ReGh4TF9MUE5wS2dGOUhLWVBwMGw0MnMwZU9hQnBZMWl5TUE0Y3ctc0Q0UVRud185blZhU1p0bUNNeWxOaGp3d0ROel9QQU1nM2hYa1Q3WEZkRW1HQmRIZm90ZGlTMG1RX1VTMkpQeHRlY2hQYWlZamVYOHl3RTgwOHdZUU5mdU0xd0xWZk1tcmZRTUVHWkhpYktTMzZkN0RZY1NiX1NtSUdCR0dyS21QMV9yajFoaDFpWW9DY3BmYXhNRGE4RW9IY3pVaERVdl9HeXdXYVRaZWlqbzBXUT09 |
My wife and I bought our apartment years ago, and we love it here--friends, family, all that--so we're likely here for the long haul, and I put our retirement about ten years from now, when we're in our 50s. We're pretty frugal, and while it's not a "routine" leanfire location, we're making it work.
So, if you're a leanfire in NYC, I'm curious: what's your life like here? How do you make it work? What do you do for fun? What tips can you share?
Edit: a few people have requested my figures, so here goes. It's not nearly as lean as a lot of folks, but we live well under our means and should be able to fire about a decade from now: coop apartment 2br/1ba, bought in 2016 for $400k at 3.75% (after refi)--mortgage: $1,250 a month / maintenance, taxes, and parking: $1,100 a month; car paid off, $245 a month for car insurance, free Metrocards through my wife's work; health care through my wife's union; groceries--$200 week (we have two little kids and they eat like monsters; we go to Aldi's and freeze meats and veggies, and rarely eat out--go on a lot of picnics instead); laundry in the apartment (rare in NYC--a nice perk); internet is about $200 (I'm not sure how to get that down); we do a lot of free events around the city, and during the summer, we're only a few subways stops from a surprisingly nice beach (Jacob Riis beach) and spend most of our time down there. | r/leanfire | post | r/leanfire | 2025-01-14 | Z0FBQUFBQm5teE5QblE4VXBOWXlDeno5N2hzeDRVVkhZS1FRNUgwbm5ac3ZFUTdtN0xUTEtEZ1dyY3ZoNEIzYmNERXVCSlZnQnY0WjBpdUZSclNZa0dDTDFEQm0wQTExWVE9PQ== | Z0FBQUFBQm5teE5RR3lzQjVZenZQbnYxUTRXazdMUmlwQzFzU1NuRUxwdnFuLXdjeWdUcTdZTVRSYktoQzl3bnFQS2xmaWFDbjVBYklFOVpwX1k4bG0wa2dSaGE5WHdnM216Skg3LXFINWZRRlZmNGQ5Z2xMRHlpYzNpb0xUbFhWR0pqTk53S1JKSS0wcXZNS2hic0tBdEw3VTgtU1hhaU5Wbk1qWUZFZnVIbWQ0UUtucjg5a01EbWR4MGZ1UXBqZVJMTGVRZjZWQ0NB |
**Banks and Financial Institutions:**
- BBVA Switzerland
- Societe Generale – FORGE
- DBS
- DZ Bank
- DekaBank
- VP Bank
- Union Bank
- Royal Bank of Canada
- Standard Chartered
- Westpac Banking Corporation
- Banco Santander
- Bank of America
- Merrill Lynch
- Unicredit
- Bank of Indonesia
- Bank of Thailand
- Siam Commercial Bank
- Itau Unibanco
- IndusInd Bank
**Other Companies:**
- BCB Group
- Archax
- Togg
- Zodia Custody
- RuleMatch
- VDX
- GoFinTech
- Moneygram
- Cambridge Global Holdings
- SBI Holdings
- Zip Remit
- InstaRem
- Futureverse (Ottó Blockchain) | r/ripple | post | r/Ripple | 2025-01-14 | Z0FBQUFBQm5teE5QVGRoUEVRRkpSYm9tWXFiVENzQmJwZ1pRZk0wWWttTDQzZnlYUjhJakhTMmNTVkxQS0lPaXVlTURUdnVyd1ZkdU9MRmJ2ZWZSNmw3LUJVdFJrYW0xdWotYnExcXYtX0h3cTh3ZFRETm5mR2s9 | Z0FBQUFBQm5teE5Ra28zUWtmSHhISzhIemFhZzJ4cEtkSzY1ejJRaE15Q3U3T0t2ZUNCSVhHZzEtNnY1TjZfX29ySC0zOWpGcHpNNEsxRTBxQ2tNTFlBVU9fTlRKRGtiMWNfdmt5Q0hPbFZqMXJ3THYzVVJtYV9FbUpPTXpTUy1WaDZkN0E2Q2htNHhLODlqeDRZS243X0RxeVFmank4YXNrajIwOTFEVVJzS2hIR0c5S0FNcTA3bFFJR29ITkhFZmJQRGVESWhtaDRyZmRnc29aWHBXMFFISUxpMTNNMkJ4Zz09 |
Hey there I recently read about the MLM Index Strategy which is supposed to be a very good hedging and return strategy based on trend following. What caught my attention is that Mount Lucas Management (a multimillion dollar firm) employs this essentially very simplistic strategy. I built it in Python and combined it with only trading in times of high volatility (where trend following strategies work best). I would love for you to check it out on my Github and give it a star if you find it interesting: [https://github.com/amstrdm/mlm-trend-following](https://github.com/amstrdm/mlm-trend-following) (Where I also included an in detail documentation of the strategy and code). | r/algotrading | post | r/algotrading | 2025-01-14 | Z0FBQUFBQm5teE5QMHExa1l1WDlxZU9XRVVuZWxaMVR2X0g0RjdmSWlENnpBZlY0MDlKSHFqVkNJMk9mN19iRU5FbHlac3NtRXk3TmZHWXNWamlDNUdBTnlxeHN5RTVQOVE9PQ== | Z0FBQUFBQm5teE5RTHV1cUl1Rk54enJEVUk5VHJkMVNnNldCS0RfSV9IX1V3WGhhZi1CcWZGb0p3WThxaUYzRXNVOFFmbFJoZm1lamh0c2xfQnp2Yi1vRG03ZEN5ZFVkV2FSUlh5Z0RMOG9mdDQ0VFlaSnZ1RmlYSWVEUjdpanBGSlVhVE8wejRsR3lRN0pNTTNpWHI2VWJ2WUdqWnd3SEhQT013aDJSaElPVU9xSGRaeVlZcmtSOFBYRVNrQ1ZibEVWZWJmMnNvc0VS |
Over a decade ago, I made a bold promise: if Bitcoin ever hit $100,000, I’d get a Bitcoin symbol tattooed on my face. Well, here we are, and I’m ready to follow through! Recently, some Reddit detectives unearthed my old comment, and now it feels like the entire crypto community is watching, waiting. So why not make this a proper event?
My wife is going to be the one tattooing me, and we plan to livestream the whole thing.
What day/time would get the most people watching? (Thinking a weekend to maximize attendance.) Suggestions on platforms or fun elements to add? Should I make sure my mom is present on the live stream? | r/bitcoin | post | r/Bitcoin | 2025-01-14 | Z0FBQUFBQm5teE5QcXZ0RXBGbjVlTTRWb2kzTWdTdkpGM0hKdUhaNk1xWmlrNE5HV05QYUlhWHFlaXN2UkJGYXl4cE9adTZoenVhWTQyNXowTmg4b1loblN1VVdvS1B0SGc9PQ== | Z0FBQUFBQm5teE5RbnVBdi1TTldfZWc3VEpqY091R3BIOEJ5cGI5UHo3c0tXQ3NoV0JmckhWdFE0SkhqRmhKQnFhQTBJZk9TbWwzSzZlVHhVU2tBU0RDX1NrNkRlUjA1czhlLXVWNlVFNWVfeTlubXBxUlF3NzVmWGp5RldVSHozTXJ4U3NwaUg0RnpsYnNlbzRIbk1rZWliZGE2am42Q3dSV25Ed1lXUE5uLVJHZ2JFZVprV1RpVmp3OW03NTVYRkVUMmUtWmlsWFk3cHRxVEhXS0RIQU5aYmp3Rl9MVUpKQT09 |
Is Solana solfare a good place to stake I’m new to staking but not Solana | r/solana | post | r/solana | 2025-01-14 | Z0FBQUFBQm5teE5QbktlUnpMVE9oLWdJMzJQRmdGV2pCaDEyNVNuSzd5c1YwbmVLQmhqejBBOVFpNW4wV2ZJa25fVnJxcVNqY0tiYmFUNkxka05rYmRmLTNUU3VZaDhqZ3ZxWnFYTnFleW1OeDBxLUh4cllsSjA9 | Z0FBQUFBQm5teE5RTXhoeklqMDVtcWdCbVRNLVNwelVDeDZoWkZqNWFGT2NydVRrR1Vjb0ZaQkNkazN0OFVrLXdwaWdWd0JVajJyZThLS0ZlRGV6Vzh5ejFMZFFZQzBZdTBkYjFPVG5lV2FVRjRIdEtkRjJoTjdDMmkya2Q5MjMzUGVqWVdrU0JRSXc3UnR0UjVOYUptczJaQXBKS1F0ZnR2dWpnZVdqcDRjM1k3RUN1LXllOTVBN1YzMGtXRUpPWjJKelJSSldYRWpw |
41M and 39F, had been planning on RE at end of the year, but laid off on Friday. My wife already didn't work and I've decided to take the plunge. We have spent so much of our lives in saving mode and I'm trying to shift our mindset to actually enjoy what we've accumulated. How do you do it?
I've posted my numbers before and I feel confident in my decision. Not going to deep dive into it on this post because I have before, but total investments as of yesterday is 1.59M. This does not include a paid off house and paid off cars. Our house is new and construction was just completed in Dec 2023, so repairs unlikely in the near future.
Looking at ERN's data, a 3.25% WR has a 0% failure for 50 years- that's the number we're going with. I know that something catastrophic could happen but I 0% is as low as I can get.
Including healthcare at full cost this year (going to harvest as many LTCG as I can this year), our budget is 40K, and that already has some fun spending in it. I know it's a lean FIRE but we are comfortable with that. We are homebodies that enjoy doing a lot of things that cost little or no money.
3.25% of 1.59M is 51K. I had originally wanted to stick to our budget so our investments grow that much bigger, but I feel like that extra 11k is just going to waste since statistically the fail rate is 0% .
My wife and I are on the same page regarding spending. I was explaining all this to my wife and suggested we could spend 1k on a vacation. She said she can't even imagine spending that on a vacation. How do I shift from this mindset and allow us to enjoy what we've built? | r/leanfire | post | r/leanfire | 2025-01-14 | Z0FBQUFBQm5teE5QMzhCT1VPMTJKSGFPbFFaZm9SMnZwcU5BaGxUUVJRN24waWp0cHVNY3V4SzFWdWxMY2tOWjl0X1ZzS1NUaG4zenlTaXVWMzFQNDFuTnhVT0trOXk0LUE9PQ== | Z0FBQUFBQm5teE5RM2FJV2JrU1lOWW14SjV4NlRYaUlXbFl0blJ3dzVRYUlGVl9ZaTBCSWREc01lMXFhS0NsYjJlc3BldjFGNWVjOUZpczFYckNUR2NrWXZyel8tQjc2OU50U2xlYllOdk1rT3pnZUhpcjVUaURISHM4UG1HdXNock1MamNMWFBOcWV2d1Z0RVl4NlBzd1dIQkRHV2tPU01UOWJBeUJjbUhJMGpfci1nSFJjaUxJPQ== |
41M and 39F, had been planning on RE at end of the year, but laid off on Friday. My wife already didn't work and I've decided to take the plunge. We have spent so much of our lives in saving mode and I'm trying to shift our mindset to actually enjoy what we've accumulated. How do you do it?
I've posted my numbers before and I feel confident in my decision. Not going to deep dive into it on this post because I have before, but total investments as of yesterday is 1.59M. This does not include a paid off house and paid off cars. Our house is new and construction was just completed in Dec 2023, so repairs unlikely in the near future.
Looking at ERN's data, a 3.25% WR has a 0% failure for 50 years- that's the number we're going with. I know that something catastrophic could happen but I 0% is as low as I can get.
Including healthcare at full cost this year (going to harvest as many LTCG as I can this year), our budget is 40K, and that already has some fun spending in it. I know it's a lean FIRE but we are comfortable with that. We are homebodies that enjoy doing a lot of things that cost little or no money.
3.25% of 1.59M is 51K. I had originally wanted to stick to our budget so our investments grow that much bigger, but I feel like that extra 11k is just going to waste since statistically the fail rate is 0% .
My wife and I are on the same page regarding spending. I was explaining all this to my wife and suggested we could spend 1k on a vacation. She said she can't even imagine spending that on a vacation. How do I shift from this mindset and allow us to enjoy what we've built? | r/financialindependence | post | r/financialindependence | 2025-01-14 | Z0FBQUFBQm5teE5QZy1ZUzJ5ZWFmVk1ndGZQQjM2NHF4RTRlN2JFekhTbWV0ZEpBVWRhamNZTFZPSGJpcVVkTjBYc0p2SzQ2Q1ZoZWp0cjJROVdLUTdTQ3YyT0hVTG5XZHc9PQ== | Z0FBQUFBQm5teE5RM2RNbm1McUhxWFIxcVRIbWJsZVl0S1lmbjZHTm10blI0WFZJSDU2TUxKZWdzU3FEeG9UNGczSWU2RVk2aDdMbTAzVnNKNkxBZ1hlZklac01zbkFnLWVHclpJQWFDUlZxXzV3aWlhOXVOWlJJUmNhaVdXS1hIZnc3THZDMEJHNy01dmRBVkMtVFVCMXRxWlFHZ2VaX3ZaMk82M29aTk43SnNaNEFyTG96dmcxMHR2a0RrU1hoTzZYVk4yNTk4RVhJ |
I am 24 and have a remote job. I get paid an average salary but I want to save money as a priority so I don't need to overly focus on it when I'm older. How much money should I dump into index funds or retirement right now? I am tempted to drop everything into funds and just live off of the bare minimum and maybe just keep like a thousand in my account for food and emergencies every cycle. I also don't buy much and I just like to take occasional trips etc. I don't buy new clothes, anything expensive, and don't have many subscriptions either. Please and thank you for any advice <3 | r/leanfire | post | r/leanfire | 2025-01-14 | Z0FBQUFBQm5teE5QS1d2UmRrX282ZVBxYnloeUV4NWd2aHRNcjhkajZ2ZThaeHBudnZDdm1VN0dHOGlVYUxabnJPX2dqQzNLVlRmVkhlVTNUTGlYbDljM2tDZU12bURyR3c9PQ== | Z0FBQUFBQm5teE5Rb18yanRZN1FYeVdxY2ZoaHczVFJBelltcXNhRk9ZT1BlRTVWNkQxMUE4cW1RVkV1Wkp2MGhHcE1VREdxbmhKeFZLRFNQX1U0MllxUUJmajhlQXliQVY4dnZXaWxQR2VUcEhZVEhZeHFXOTJjZTZobGtqTlhELXRuQUMxVzJGSEtRUG1VclhuYU5OS2Exd21fSjBNT1luUVB3UDBvdGg3LURNYjl3TmZLN3pLV0lWMUpCUy1lS1BXUFRBS0U1R29QWG5ndGtqeTdaUzk1VEFoRldqazNfUT09 |
A year and a half ago I started working in my local hospitals dietary department. We serve medsurg patients and also make food to serve in the cafe for staff and other patients. Most of the time we have a decent amount of food left, so after lunch, we put some in containers for people that need food when we are closed (like overnight staff) and then all of us kitchen staff get to take whatever is left for free. This includes random things on the salad bar. Additionally, any food that expires (pre portioned meals/sandwiches, baked goods, ingredients) we get to take home for free. Also, all staff get to eat 2 meals a day for free.
Now I really only buy frozen veggies and sometimes sides because I can get all my protein from work. I’ve worked in various food service environments and this is the first one that hasn’t considered taking food that is going to go in the trash as stealing.
On top of all of this, they needed someone to work just the weekends and they were offering time and a half of our base as the salary. I started school so I switched to PRN, but with this position I was able to switch back to full-time and keep my health insurance. Anyway, just feeling super lucky and grateful for this opportunity | r/frugal | post | r/Frugal | 2025-01-14 | Z0FBQUFBQm5teE5QWXhuYXQwZUZkVE9hSkJ0bVUyVEVoTVB0TDkzWW5ZM1VkVklUN1luSGdwYWZDRVpLNjF1c1NERzVLNTVhUURVNV9NdEdqa29QQm5DTG5HaGNCX1VyZ0E9PQ== | Z0FBQUFBQm5teE5RLUFUWmpZYUt3bFlaZ2VtMEp4YXY3VmFtZFl3dnYtanBRUVZOUFRudDFGYnZDd1ZabnQxbjdDcUliVXlYU1J2YU9LcEk1a2ktamJJVmEwaTZoMUYyZ0ZWblFBRjNYQjA0d19UbVo3bVFTMkpzSzBCM3hKa2Uyc1VMeVVOdHNCRVg5bWNWN3BUdzZmSmVrdUVOTzczVllycE1GQXVUNzJCbnVkdEdBdDZJT1B2Zzhnb0pqYmxJOVduU2xDMzVnb251 |
First I'd like to start this second post of by thanking each and every one of you for the support and super kind messages I received after my last post. Here for reference: [previous post](https://www.reddit.com/r/pennystocks/comments/1hwaacn/decided_to_write_a_detailed_but_hopefully_simple/). My previous post received over 1.1M views, nearly 800 comments, and over 16K shares. I was completely blown away, and it was very clear there is a need for simple, free advice from someone such as myself with years of experience being in the trenches, and I am happy to help everyone. Just know if I am not responding to you, I am not ignoring you, I more or less just having to take some time to answer all the questions and read all the feedback, definitely did not expect the outcome from the last post, its been wild to say the least.
Anyway, so I wanted to take some time and address several common questions I received in DMs or in comments on my last post. Again, I apologize if I didn't respond to your question on the last post, hope I can address them all now. I will do my best to answer each question by helping you learn and showing you why I do the things I do in hopes you will better understand. So let's dive in!
Here are the most common questions I received and my answer for each:
"**When do you start trading, do you scan for positions all day using the scanner (referenced in the last post)?**"
Yes, I scan for positions throughout the day, every day. However, not every opportunity that pops up on the scanner is an automatic "yes" for a potential trade. I still perform thorough due diligence before entering any position. This includes:
* Checking the market cap size.
* Reviewing the price chart to identify supply and demand zones.
* Assessing volume.
* Evaluating how much the price has already moved during the day and whether there’s potential for further movement.
While this may sound like a lot to analyze for each result, it becomes second nature with experience. For instance, I can quickly assess volume, price, and the spark chart on platforms like Finviz to decide whether something is a "no," "yes," or "maybe."
I also avoid trading the market open on penny stocks unless I’m holding a position from the previous day. When I’m not already in a position, I usually wait about an hour after the market opens before pulling up my scanner. This gives the market time to settle, reveals the day’s direction, and helps me avoid getting caught in pump-and-dump scenarios.
This timing often aligns well with opportunities that have spiked in the morning, sold off, and are now consolidating for the next leg up. Since I typically enter on pullbacks, this approach works out great.
In summary, stay patient, don’t give in to FOMO, and let the right opportunities come to you. I’ll dive deeper into this topic in a future post.
"**How long do you hold these positions for?**"
I don’t have a fixed time frame for holding positions. When trading penny stocks, I generally hold for just a few hours and rarely for multiple days. Occasionally, I’ll hold overnight if after-hours trading conditions are favorable. That’s why I highly recommend using a broker that allows after-hours trading. Without it, you could end up stuck in a bad position overnight, which is not only stressful but can also cost you sleep and peace of mind.
The length of time I hold a position depends entirely on price and volume. I stay in as long as buying volume supports further upward movement. The moment I see volume slowing down or the price breaking below a key level on my chart, I exit. I never hold a position hoping for a turnaround—that’s not a strategy.
Successful trading comes down to patience and discipline. Remember, there’s always another opportunity around the corner. While it might take days, weeks, or even months for the next big mover to show up, the key is to avoid rushing and to be ready when the right moment comes.
"**How long do you hold a position before cutting your losses?**"
This is similar to the previous question, but it’s worth addressing separately. I don’t have a fixed time frame for cutting a position—it depends on the situation. Here are a few scenarios where I might decide to exit and take a loss:
* **Stop Loss Hit:** If the price falls below my stop loss or a level where the price action indicates bearish momentum, I’ll cut the position.
* **Volume and Price Slowdown:** If volume dries up and price movement slows significantly, I’ll move on, either finding a new opportunity or sitting in cash.
* **Reallocating Funds:** Sometimes, I’ll exit a position to free up cash for a better opportunity that offers a stronger earning potential or a more favorable risk/reward ratio.
Ultimately, I stay flexible and let the market guide my decisions. Every trade is different, and it’s important to remain disciplined and ready to adapt.
"**Do you have a certain percentage you want to see a stock move before you buy in?**"
No, I don’t focus on percentage moves when deciding to buy in. Instead, I pay attention to supply and demand zones and evaluate where I believe the price could move. As long as the stock offers an acceptable risk/reward ratio, I’m willing to take the trade.
If a stock has gone straight up without any pullbacks, and the gap between the current price and my potential risk is too wide, I usually wait for a pullback and consolidation before entering. Jumping into a position that has already moved up significantly can leave you starting deep in the red, which can be stressful and put unnecessary pressure on your mental game.
As I’ve said before, if I enter a position and can’t walk away without worrying about it, it’s usually a sign of one of two things:
* **I’m in too deep, and my risk is too high.**
* **My entry was poorly timed, and I need to re-evaluate.**
Staying patient and disciplined helps avoid these situations and keeps the trade manageable.
"**What is short interest and how to find it?**"
Short selling is simply when traders think a stock's price will go down, they borrow shares and sell them, planning to buy them back later at a lower price to return to the lender, keeping the difference as profit. Short interest is the number of these borrowed-and-sold shares that are still "open" and haven’t been bought back. If a lot of shares are shorted, it can indicate bearish sentiment, however it can also create the potential for a short squeeze if the price starts rising and short sellers rush to buy shares to cover their positions, driving the price up even more. Short interest is usually represented as a percentage of the stocks total shares available. You can find it on Finviz (reference last post, if you don't know what this is) by clicking on a ticker in your scanner results and finding "Short Float" like shown below:
[Short Float for $CYN shown above.](https://preview.redd.it/ynqgi29vp0de1.png?width=440&format=png&auto=webp&s=3462845a1d0e42ded9dbf50e635be24041bb6369)
"**What timeframe do you trade on?**"
This was brought up several times in questions so I am happy to explain. The timeframe you choose to trade on depends on the timeframe that you plan on holding a position. If you plan on holding for months, or even a few years, you probably don't care to look at anything less than the daily, or even monthly chart. If you are taking quick day trades you probably only care about the 5min chart or even the 15 min chart. Most of the time when I am trading I usually approach each opportunity using what they call a "Top Down Analysis". This means researching a position from a higher time frame first so you can the general idea of where momentum is headed, such as a 4 hour chart. Then once you have a better understanding of a higher timeframe, you then can go lower until you get to the intraday timeframe that you plan on using to enter/and or exit a position.
I personally start from a weekly then go down to a 15 min chart for pennies. So for example I start with a weekly chart, note any obvious support/resistance zones. Then move down to the daily, then 4 hour, then hourly, and then finally down to the 15 min chart to determine whether I should enter a position, and if so, when and at what price would present the best risk/reward potential that I could get.
If you haven't studied candlestick charts I highly recommend learning how to read them. I recommended a book in my previous post that I think does a very good job explaining the ins and outs of reading candlestick charts and identifying patterns that have a high probability of success. I like to think of candlesticks like stacking dolls, Each doll represents a combination of smaller sized dolls inside of each candle. The more granular you get the less of the bigger picture you understand. So its best to visualize what price is doing from a top down approach, so you understand where price's overall sentiment is headed. If you are trying to buy a stock clearly headed downward on a higher timeframe you are fighting against the wind, and more likely to lose.
[Russian stacking dolls used to visualize the various timeframes.](https://preview.redd.it/jvy370iyr0de1.png?width=782&format=png&auto=webp&s=5423a8c385be02096729e6499ac149001851f6e4)
**"How do you determine when you should sell?"**
The number one problem every single trader or investor has is knowing when to sell. This is never an easy answer, probably because no one knows :D. Personally for me, I use a combination of technical analysis, price action, and my own intuition to help me determine when I should exit a position. Most of the time that is when price is starting to break down and volume is starting to die off. When I notice momentum start to give, im out. First line of defense is always your own intuition. Developing your own ability to decide when the time has come is always the most important to me. If you can't even trust your own intuition, why would you trust some other indicator to tell you when to sell? Once you do this for awhile and learn how price moves and what makes it move a certain direction your intuition will get stronger, and you won't second guess yourself as much. Will you miss out on opportunities because you panic sold? Absolutely. Will you be happy you sold early, when the market nukes afterwords, absolutely. Its just the nature of the game.
This can be further improved by setting in stone rules that you would follow, such as a max loss percentage like never lose more than 15% or 20% of a position. Always taking profit as X% no matter how the price chart looks and how much higher you think the position will move. I can't even begin to tell you the amount of times I have told my wife I am not selling because I think its going to X amount, and then the next day she asks "So how did that stock go that you mentioned?" Me: ".......". It happens all the time, and I am still learning how to handle certain situations. I wish I could tell you a golden rule of thumb to use that always works, but there just isn't anything. Its up to you to develop a system that best works for you and stick with it the best you can.
A helpful tidbit I have used is I keep two separate watchlists. I keep a general watchlist that I use which has everything I watch, and then I keep a watchlist for positions I am "playing". If I sell a position and take profit, I almost always delete it from my playing list and don't look at it for a few days. If you sit there and watch and it continues to move it will eat you up inside and you will more than likely FOMO back in and give up the money you worked hard to make. Come back a few days later, study the chart, see if you can recognize any patterns, make notes, try to apply it to your next position. There are always more opportunities, delete it, move on, smile.
**"How do you determine your risk?"**
Your risk is determined by when you enter a position and how big of a position you are entering with. If I enter a stock at .10 and I determine my stop loss will be at .05. Example explained below:
[risk calculation using $1000](https://preview.redd.it/n4xl76miw0de1.png?width=364&format=png&auto=webp&s=1c1fcaac665f4429f8efe1c0ac64909b73d73070)
Using this example, your max risk is $500 or 50% of the $1000 you used for your position. This is a simple example of how you calculate how much you are risking. Some people like to set defined percentage losses like 20% or a certain dollar amount, entirely up to what you are comfortable with.
**The general rule of thumb in trading is to never risk more than 1% of your account on a single trade**. While this can be challenging for smaller accounts, it’s a principle designed to protect your capital and ensure longevity.
# For Smaller Accounts:
I completely understand the struggle of growing a small account (e.g., under $1,000). When I was trading with a small account, I often risked $200–$300 per trade with a 50% stop loss, aiming to grow my account. While it’s possible to succeed with this approach, it requires hitting some big wins (home runs) or consistently contributing funds to grow your account size.
# For Larger Accounts:
Let’s say you’re trading with a $10,000 account. Using the 1% rule:
* **Max Risk Per Trade:** $10,000 × 1% = **$100**
Once you determine your max risk, the next step is to identify your **stop-loss distance**—the price movement you’re willing to risk per share before cutting the trade.
# Position Size Formula:
Use this formula to calculate your max position size while keeping your risk at 1%:
**Position Size = (Account Risk ÷ Stop-Loss Distance)**
**Example:**
* Max Risk: $100
* Stop-Loss Distance: $0.05
**Position Size = $100 ÷ $0.05 = 2,000 shares**
This means you could enter at $0.10 with 2,000 shares (a $200 position) and set a 50% stop loss ($100 at risk).
# Why This Works:
This formula lets you quickly assess whether a trade is worth taking based on its risk/reward potential. The hardest part is determining where to place your stop loss. You need to analyze the chart and decide the price level where the stock would start breaking down or where sellers might step in.
For example, take a look at the $LODE 4-hour chart below. You can see how identifying these levels can guide your decision-making process.
By following this structured approach, you can manage your risk effectively and make calculated decisions without letting emotions dictate your trades.
[$LODE 4 hr price chart](https://preview.redd.it/e384aezt11de1.png?width=740&format=png&auto=webp&s=0f20d6284ebc45fee20cef4a26d896c34f0b0249)
If I saw this setup on my scanner, I’d look for consolidation like the area marked on the chart. My entry would have been at **$0.45**, with a stop loss **$0.01 below the previous low at $0.38**. This gives a **stop-loss distance of $0.06**.
Using the formula from earlier:
**Position Size = $100 ÷ $0.06 ≈ 1,667 shares.**
Since I prefer even numbers (maybe that’s just me), I’d round it to **1,700 shares**.
* **Total Cost:** 1,700 × $0.45 = **$765**
* **Max Loss:** $0.06 × 1,700 = **$102**
The stock went on to reach **$1.07**, which would have been a max gain of roughly **$1,000**. That’s a **10:1 risk/reward ratio**, risking $100 to potentially make $1,000—a solid setup.
I hope this example clarifies some of the concepts discussed in my previous post and how I approach these situations. Of course, everyone has their own perspective and strategies, but this is how I think about the questions asked.
Thank you for taking the time to read this! I hope it helps you make more informed decisions moving forward.
P.S. Feel free to check out my X (linked in my profile) if you’d like to follow along as I share plays and insight from my perspective. | r/pennystocks | post | r/pennystocks | 2025-01-14 | Z0FBQUFBQm5teE5Qbl8zdDFCczRVYWRNZnp2X3p4MGczZEIwRmJmaVNqd245X2Q0bkkzWjZLakJhbkFZblRwb0pJUllOb1REUVpLNk82WUxfNG95ZFJBT243MUFzRnpYUFE9PQ== | Z0FBQUFBQm5teE5ReWRWRGFDVlpqYnhFbmowc0s4dnBNMkQ0RnJBMm9ob3V1eFd5ZTdYYWtGNHF0eWtMNE1DRWU4TWcyTFFjOWxSdU1kRHMtNnF6RU8ycHo4UF9uaWV2bG0tcElWQzlCWjFob2pjMHlCYmNwMi1rZkY3Z2t1TnllSWhYMVRURlI2dXQ4bU4tWGNfWkFIaWJKOUdEYjd4QXVFcUtDdThibm9YTDdCbmNjRkVlVW5hZzgwdlNFdW42aXF4TWJOaFJJNTdjZmtWU2p3LXNGVGw5V0t6OEZOMTI3dz09 |
*It was suggested I re-post this, as the extract got held up for a couple of days by an auto-moderator:*
Here's an extract from a longer article I wrote about paying for Mullvad VPN with Monero:
...I will also describe how **payment for a Mullvad subscription can be done with Monero** (XMR), which makes using Mullvad VPN entirely anonymous, as it does not require an email address, username or password.
\[...\]
On first purchase, I was surprised **not** to be asked for identifying information, such as an email address, a username and a password. Instead, Mullvad VPN works with an account number, which reminds me of the use of license keys in audio software.
\[...\]
I want to take a moment to pause and consider the simplicity of this anonymous transaction mechanism. It makes me wonder: Why don't more companies sell digital products in this way? It is clearly possible.
In a physical shop, anonymous cash transactions are (still) accepted. When I buy gum, or a newspaper, I don't need to give the shopkeeper my name and address in order to take the item home. But in online commerce this type of anonymous transaction is so rare, that when you see it in action, you're surprised it is even possible.
It takes is a willingness on the part of the seller to stop storing user identifying information just because they can. A given user can always reveal themselves at a later point, should they need support with the product, for example, and this is how it works for Mullvad subscribers.
Combine Mullvad's account number system with the anonymity that comes with physical or digital cash, and you end up with a unique experience: a legal and fully anonymous transaction for a product that you can use.
It is possible to go even further in terms of anonymity, and pay for your Mullvad VPN subscription in hard cash—you send them an envelope with your account number and the cash, and your subscription will be extended. But it is also possible (and easier, and more reliable) to pay for your VPN subscription with digital cash.
**Paying for Mullvad with Monero**
I've [written about Monero](https://theprivacydad.com/blog/?q=monero) before. While I don't really need cryptocurrencies in my life, I became interested in Monero through privacy podcasts and articles.
Monero, or 'XMR' as it is (or, was) called on exchanges, is a ledger-based digital currency. It is my understanding that currently only a handful of cryptocurrencies come close to providing the anonymity of a physical cash transaction, and Monero is one of those.
Monero is appealing because it has a vibrant community and a relatively long record of stable development. You can of course never tell, but, having spent a number of years following its development and participating in the communities, I feel confident Monero is not a cash-grab or a scam.
I learned how to use Monero, and created digital wallets for myself and family members, including the kids. During one of my restless tinkering spells, I set up a Monero mining rig on an unused computer, and it continues to run to this day, churning out symbolic fractions of XMR each week, if I am lucky.
The slow accumulation of mined XMR on that old computer is sometimes *just* enough to pay for another month's subscription with Mullvad.
You have to experience it to know, but it feels groundbreaking to be able to pay for a legal digital product without disclosing your identity, and with anonymous digital money that you've mined yourself. Very satisfying, but also important. It proves to me that **this type of payment model is viable**, and therefore presents the possibility of a much better form of capitalism than the total surveillance nightmare we are nosediving into today.
If the anonymous consumer transaction experience were more common, then I *would* have a practical use for Monero or any other private cryptocurrency. At the moment, however, it appears we are headed in the **opposite direction**. We'll be seeing the roll out of Central Bank Digital Currencies, probably in the near future, which is a form of digital cash that has customer and citizen tracing built in.
\[...\]
I want to keep experiencing the joy of fully anonymous transactions. I love that Mullvad VPN have forgone the possible benefits to them of [keeping track](https://mullvad.net/en/help/no-logging-data-policy) of their customers.
I hope more products and platforms will follow Mullvad's lead and stop requiring user information and data, just because they can. If this type of transaction were to become more mainstream, it could lead to a healthier Internet and society.
[https://theprivacydad.com/paying-for-mullvad-vpn-anonymously-with-monero/](https://theprivacydad.com/paying-for-mullvad-vpn-anonymously-with-monero/) | r/monero | post | r/Monero | 2025-01-14 | Z0FBQUFBQm5teE5QRHBRLWdmRGsxSjJXTkVaU2NXZTRCNmZ6dFlUQ1hRTWxCcUNXYS1Vc1ZIOG9RTjJVRXhObE9GSGc1ZHVKa0xIZkR5V1lmZjUwdzRxN2UxU1hIajBHX3c9PQ== | Z0FBQUFBQm5teE5RYldHNXNRRWN5dU9jZC1xMG90S3pYSklLTVRid0hqUzlzYnNuV3dRbjdmMThCMktyZ0FBTG1rMnVpR0V5cFRUNUwyalpNaWVyM0pmM3hFQkxpWHhaSVNPMXEwYlBmREpFVThFN0VtdG1iT2kwY3lqVkI1Sm5ZbWlvbWszZ3hLNmFnd2RtUGZzbHB2YlVlWklENGJkS196d3g2OEdJbFZITjlJSThDaXk2YWg0PQ== |
Haha wishful thinking. It'll drop to $3 or so. | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5Qb3Y3Mk1qbEFpWnV6UUE0cEZZR0VGRkFmcGZfLWV4bTBCbTB3MHZQY1hoNE1helZvc1BYSXk5WTlVT3I2bmI3LWR5U3MzM0NVcXFWTi1oUmMxTWJDOUE9PQ== | Z0FBQUFBQm5teE5Rc0FwLU1icmdfUldlYlVBd1RRUGNiWDdXXzBLSlRSaTRYSHhfenBsN1FkMnlFUFZ3NC0zZXgzVmlLUDU2MFpuNVVHei1Vdm1aRHc5Zk1DSXQ4ajhjbkNxdGtWS0R1ZXkxV1hEY1BweXc4WS11aFk1czk3b0RiRklYLWp5eW9XUjhkWGFDQUdUNlpJc0R4TW5hZ3k3SWptcnJDMW9qTnY0VjJXWmJYc1FOcUFjWnFTR3NzZEVfX1ljWXdhWDI1ZC0xdUpEZ0RHMVpTU05SUW51eDczc0hfQT09 |
lol no | r/filecoin | comment | r/filecoin | 2025-01-14 | Z0FBQUFBQm5teE5QcDJNTWpvUHV5dGhxaUR3SXc1RFdjYmRkRlNfM1pFdm1zUWY4M05ZU0pGT25FYWZocUcyZXdVdXl4VjhxdGpIUjZsQmhkaTVQZ0pFdXVNUzluTVYxY0E9PQ== | Z0FBQUFBQm5teE5RSDZHVWw1ekstRWVNS3cwX0dqQU03RG1zUnpzcjdzcnpPZGR5LXF5V25SNkl5Z2FDLURvdTdEVU9KVEFvTW13MUpZZ2dIbWxMUWczRnByYWtja1AxamRsUUk3TGlQOHl4R0hNVHNZME82S3V1VkczWk1pZDJpTVdTQlN3NU1FVEwtVlBoQ1pUZXJ3UG8zSHdSR3NpR0V6NkozaGFQRzNSWFpHYldnSjMwVjlCdG9CVmxIZzBJa3FmQjZXQktiNEdBTmQ0VEN0YmtWSEY3ajFIX0R0T2s4dz09 |
ETC has a compelling narrative. You just don't understand it.
It is a truly decentralised POW highly programmable blockchain. Right now this doesn't matter. But when more people start using DeFi protocols and the governments start shutting them down all those centralised programmable blockchains are going to be COMPLETELY USELESS, as in 100% completely useless..
That's when ETC will shine.
Most people don't care about freedom or decentralisation until they really need it. That's just a fact of life.
You may not understand it but ETC is important global infrastructure. There will be a time when ETC will shine, but unfortunately, the catalyst that will raise it to prominence will be the WEF/NWO crackdown and the rise of fascism.
When ETC is needed, things will be bad.
But it will be needed. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-14 | Z0FBQUFBQm5teE5QRWVjVDhCWmhhTm9iOW9uZjZxQW9JdmlOakNpS2l2YTcwd1ZYZnJqaHhjWl83R1Q4ZW9MYUM4RGdBUXA4RVVXS2F0OXJ2a0V3aDFQaGFjOWtNTmdFbkE9PQ== | Z0FBQUFBQm5teE5RdFJrSm96QmYwclp0c0dFaWladW9lemFiVDFRNUJ2b2JTalp2UUhDNGtyUHdIT1ZtSUdwMDNWTEpuUEhqTFRTdGc1MlFHRU5BR29LclVSeC1adm91OHVZV0RrZk8yRGJyTHdNbS1sLVdELTlHbnV0RWY1SUZzOHhXaE5UZENmVmh5MFhZV3U1ekpubklRY2dXSDNPU1dTREZLRzhHalFOVXpPdlV2LXBSbG5IVl9FelM1cXlBRXNkbEY1bnBnRVp1Q0RtekNSQ0RQWk5ydFZaUnlnS2hSdnotSndZTDBmYVBWUFRpeXZJRWthaz0= |
The reason to support ETC is to have a truly uncensorable programmable blockchain for when the real WEF/NWO crackdown comes.
Not for short term speculation.
People who don't understand this should sell and piss off. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-14 | Z0FBQUFBQm5teE5QMG1ORjlPZ3JhajVJY2VrOWZtblJDMnlOSHV2ZFI2angzMV84ZW5WVEtBQ2VzQV94aGFGc1ZCTDc2UnkxRjZsUDRiUEJ4eVFaV1QtaHpNZjhsZllEWEE9PQ== | Z0FBQUFBQm5teE5RUUh6RkRZdmRWd1NreFVuSUxBUV9CNzZYZzEwSmJTdUV6Q1hEWE1Hd2taTmZsZk5jU3RXdVg5V3JiNFZUNnZMT3VONS1oVkVvcFBnZnFPYUpmM1k3M3RKZ2tWRnRKM0ZnNHozOG9WQnN1eFVJUGJrWlZaU3VUVHBxajRCTVk2ZWxaa2d6clFyT0xuaDU3MXFNaWJFM0J6ZFYxU1FnSEJLMFA3SmstNTdZbXU3ZTFpMmJTU0pzaFZDRTdqclJYbHlF |
The immersive tap to pay (apple/google) mastercard integrated with algorands pera wallet is pretty sick. I thought solana offered something similar with visa? I was curious when that was coming? | r/solana | post | r/solana | 2025-01-14 | Z0FBQUFBQm5teE5QQV9CSDdYdUI4T0d1QlotbEtkVERXeWI2eExwODFxN0xjR1BMNGIzdHk0MEEyRUxBWVFZZm91bjlFNmtiMXBPWG1BdG9TSzREWXd6QlNSWWU0YS1QT21RaTU3ZWpfS3VJS0tfRFhuXzYzUjg9 | Z0FBQUFBQm5teE5RLW1udUJtUjYtRUE3YXFCMFpyc2hpd0dMMW8xVUluMGVDNUphQ0NZWlowakJkcDdFSkJfdk1zeEtwdUh0UVJONTh1TDFzUEVKbmxFbWFTeEt4OEZQc3p3ZV9NSEpLNEt6dTBTMEZkLTVxbjJETkFubFpBYThwbFRtX0F4dV9uZ3loMEt5SVlxNTBUd0pTX0t3SWF1UUlIcDROVXc3ZTF6T0c3Z2c5MDBWa29nPQ== |
Did you try making images with ai software, that’s how a majority of background images are made for crypto posts. | r/tezos | comment | r/tezos | 2025-01-14 | Z0FBQUFBQm5teE5QZjFqNmh4V0lrVGYwOWJjZS1pYTdWN0pPamFpb2VIcWRIRU92ZGxPU2ZoWFBQQzlsWGpkdC1IUkViUVdLOVFIOC1ZcW1MR2twNjlEVnFZNEtWcmpyZXFSQjRWZ3c3UnI3ODV3TWxPajFHR1k9 | Z0FBQUFBQm5teE5RaC15Rm9LekFnZFVjUEhVTEFOOHphaVFvZ3VMYlo1anBEUTE4dEdCV3lhelMxOU0teWt3OGpRUTE0ZE9vc2VsLTlBZExLdFhRc0VWZUhTc0E2OHNCaFEzbVFzQjJ6SlVWRnBrT1V4aEVQQXhYMkhVSUVROWwtMThIb0pjUFc3eXBZMHY1cFh5Vmk3UGRobVA1VEh4d05rQmtMZjg3NVgxVmRaTkdpYTJvUWxNPQ== |
Subsets and Splits
No saved queries yet
Save your SQL queries to embed, download, and access them later. Queries will appear here once saved.