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I dont make much money 38k salary, but I've been investing in stocks for 12 years, very small amounts, basically DCA. Is it smarter to keep doing what I'm doing with stocks and ETFs or should i start putting money into Bitcoin? I only invest around 5k a year or less. Not sure if i should switch to Bitcoin now.
My goal is long term profit, trust, security, and confidence. I have reached those goals so far with stocks. Would Bitcoin meet these goals and if so would the rewards provide more than stocks would? | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QYVlXNlltd0NLTXJJXy1PeGFIQTQ5WWRqaGJWMDNKbkh4SUwybC1YZnFwdm1QWXpSWExYZmN1M0RhTS1QNzlqcmhFNU9KdHVoS05Vbmx5VVdIcVpYeHc9PQ== | Z0FBQUFBQm5teE5RejFhMVJTSDNydXF3djdrNHJoTFBpbGtSeUdjeVljNzNyUHM2Y0N6b3hkbHZWbFI1d1pGQTlNWk90alNmbHhsSk1FSWstRXBtcjdKTjE3TTBxWE5UUXhQektDcGN4elBFZW5MRVlTb2xtMEktQWNmMDFvU0xWM1NLVWVFeXBXaWMxemRBY0dxak9vNzBkZ0xyRjVuQ0ppYUdwS3lxREZGdzYwT2dZWlp6Nng0LTBEVUJlU05FWW1GU0xBTlFobnVMTDZhYi1fRVA1TVBrRnY2c1dkeEl6QT09 |
Why did one piece of bad news (mild to maybe moderate impact) cause NVDA to fall 20% instead of 2-3%? Because of concentration. Right now, algorithmic trading activity is completely overwhelming available buyers - this is a liquidity crunch.
Guys, you are trying to sell ice to eskimos here. Every single market participants already owns too much of this stock. Almost no one can take the risk of concentrating further by buying what you are trying to sell.
I understand that some here have massive margin balances against their NVDA holdings, and capital calls will begin to roll in. But if you sell into this frenzy here, it's going to be a bloodbath for you. Today will be one of those days where strategic thinkers win and dumb money gets eaten alive. | r/stockmarket | post | r/StockMarket | 2025-01-27 | Z0FBQUFBQm5teE5QZVhzR0pSWHdfWWo3ZHVnWHNrdVFXVE8yQTZKUkRnYXdJN2Y0M1ZLZHY3ZmpHLUZGNjVscEVHa3I3RTNCeTU1MjM3eG9JLVh5ZGRqMDM0VW5QSm8xSmc9PQ== | Z0FBQUFBQm5teE5RdkZXQ1NOdW9rUkE3X08tYmpKM2RsTEwyVHRTdUJPOW9vQWNoQmpNM3F4NzZ5b0E3dVcwQ3l4eGV0SnhXOUdxRUhkY2NwaEoyZklkbzZ1TWs3WHM0WFd3aEJvaGNTbGZNSGUtbGlFZ3VVdmJnN2xIbW5hbFJORUlpWFRna2JvT2xqVzl0dktyWExGcGVUcEozNWVqVUdLd3dMUlRIeFRoR0p4cnV1RHIyNjZTaFRTWlU2NzRMdEpEcWlJOHBOMVRq |
NASDAQ420 will be flipping the stock market. It’s the end game. If you don’t believe it. if you don’t buy it sorry i don’t have time to explain. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QbHpBcGI5OEpDczRaUFNXeHo1d0pjbTg5SkplTU9LOVBoN2F0MUFhSlo3a211U2pvYmkyZDg1bE05OXRzek5JdmtJeE9DUE1mZGluaDhvbTQzMnJOeTFLMG5OM293NzVrMlVSUjBfQjVmdEk9 | Z0FBQUFBQm5teE5ROVA4MmFORDhROFJnSjVDMWNoWjFUekFxZTdpMEV1OXVJTUl2QTdnNnZzd2x3dFdMNWhDcXlyNWRmSEFBdnBJQm1VM3RxdkpNc1F1N0FhTWlmMVlOWmhMVkotblY5RWtVbC1TYlZab2RfM1ZZLXJqbk1FZXk4akJ1UERQdWtuaEVRMnNPcmU1c0wyYzZKaEpuRXk5S1RudlJ0MHN5UDNlZTdPOVVia0FFRWQ4PQ== |
sure... I'm not saying it's not in data centers... I'm talking about initial costs. buying a server with CPUs, RAM, disks, and NICs, placing it in the data center, paying for an internet connection (rather redundant)... then paying someone to configure it - you will start paying long before you will see some results ... It can be OK if you have money and you know what you are doing... in the end, it can be cheaper and you will have your data 100% under your control. But filecoin gives you storage immediately without much effort and without the need to go with big tech evil companies. Sure this is not suitable for any workload (e.g. I cannot use Filecoin network as VM volume backend in a private cloud), but it can be handy in some situations and what's best about it is that the network is fair - storage and blockchain (a ledger) providers/operators get their money for their contribution to the Filecoin network. | r/filecoin | comment | r/filecoin | 2025-01-27 | Z0FBQUFBQm5teE5QOVcyNF8wUmZuVGJUWDdkSEVqQ3NOSVVZcHRrcENMZzNrQkdkWHlSd3ZkYTVmNDZabU1pdmNNZHU5dE5rSlQ5Vy1SS25PdlhDdTFNRm1oZ2FMS01Pd2c9PQ== | Z0FBQUFBQm5teE5RaEN5Wk5hMEQ5NjkxRlBSM01yakhzZEluTXc1d0xwWkRURUliVV9MM0pLbjVwM2xxQkZkSXJSZTdHYkFucW0xM2JOdkFXT1NzWVhuMFVpOHNYTDc3VmN2TEY3elQ4VnZPM1RmRnF5OUxGc0tCc2lKck9oNzNFREhNNmp2MDZpRENBNXg4T0pwdENUZTVkS2hkTnQ3MmxvSi1HYm8tM01KTHNaOWwzeWNQVFpVdlFDcndIcjhBa01FZElObWRzdHpWa2FFNmFua1VobGFnc1UwRUVRcUNRdz09 |
So unless you've been living under a rock, NVIDIA's stock just took a massive hit (-16%) after this Chinese company DeepSeek dropped what might be the biggest AI flex of 2025: They supposedly built a GPT-4 level model for just $6M. Not billion. Million. Using old NVIDIA hardware that China's not even supposed to have anymore.
I've been following the AI space for a while, and this is wild for a few reasons:
First off, this is basically like someone saying they built a Ferrari in their garage for the price of a used Civic. Everyone's freaking out because if these folks really pulled this off with older GPUs (H800s/A100s), what's even the point of dropping $30k+ on new H100s?
The Elon drama isn't helping either - my man's out here claiming DeepSeek's got 50k illegal H100s stashed under some boba shop in Shenzhen 💀
But here's where it gets interesting - there's this old economic concept called Jevons Paradox (bear with me). Basically, when something gets more efficient/cheaper, people end up using MORE of it, not less. Think about when coal got more efficient in the 1800s - instead of using less coal, suddenly everything and their mother was running on steam power.
So here's my spicy take: What if cheaper AI training is actually GOOD for NVIDIA? Follow me here:
* If building AI models gets stupid cheap, every CS dropout with a dream is gonna try launching an AI startup
* All those AIs need somewhere to actually run (inference)
* And guess who makes the best chips for running AI? Our boys in green
I mean, Zuck just committed $65B to AI infrastructure. My man's buying GPUs like they're Taylor Swift tickets lmao
That said, I'm the same idiot who bought AMD at the top, so maybe take this with a grain of salt 🤡
Curious what you all think:
* Are we witnessing the end of NVIDIA's AI dominance or is this a massive overreaction?
* If China's doing this much with old hardware, how screwed is Silicon Valley?
* Is your portfolio also on fire or did you actually listen to your financial advisor?
Edit:
Positions: $72,000 in NVDA shares
Sources:
[https://beyondspx.com/article/meta-platforms-inc-nasdaq-meta-navigating-the-ai-revolution-with-innovation-and-vision](https://beyondspx.com/article/meta-platforms-inc-nasdaq-meta-navigating-the-ai-revolution-with-innovation-and-vision)
[https://www.reuters.com/technology/chinas-deepseek-sets-off-ai-market-rout-2025-01-27/](https://www.reuters.com/technology/chinas-deepseek-sets-off-ai-market-rout-2025-01-27/)
[https://wccftech.com/chinese-ai-lab-deepseek-has-50000-nvidia-h100-ai-gpus-says-ai-ceo/](https://wccftech.com/chinese-ai-lab-deepseek-has-50000-nvidia-h100-ai-gpus-says-ai-ceo/) | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QbGwydU1odi12UHNTQjZXQ2RGNV92VGJqQUlRTHZPalFHZEF5ak1HNHNZSjZaLWZudGlLbldGSFZXRE9mcE03RFBIdlFfUjhPTDlkN2c4ZGRlV3U2WXc9PQ== | Z0FBQUFBQm5teE5RYkttSzlPNjRUUVRoWl9xWVdyUkNhUmtwTV85dHR5YmVkbEVwbHNfdHlsTm1iVmJsakoyQ0ZDcHpTU2Yzc19nck5qeWF1cEE1WnJqTG1xS2V4SWpFUHg2WDlVLVQwWHk5Y2Z1TlM0Q0tlODhzYkVqRFZnTG9fUE84bWNqSW9tNy1DdGl2bmYyZGp4eF9zYUdXa3d6T25ISXROeGVNVmRKd1RtX1FpVDUxb3FDdDBLZjNOaFQzcTJjNldJay05eEdT |
I don't think timing the market would be their main priority (obviously). Much more important tech is right. I think there'll still be some kind of run-up regardless based around project milestones. | r/polkadot | comment | r/Polkadot | 2025-01-27 | Z0FBQUFBQm5teE5QemlWaDYtT2lPSXFfYUdObTg1dTN2WkxTbkdGc2pORURzTWs4cXFRb25fV2s4VHhsT2Vab1VXWTU2RDVBVVNDVTRLQ0lDZkVqY0FaNFpZNjlYR2VaLXc9PQ== | Z0FBQUFBQm5teE5RdG1FS2k1R2FTUVVNTnJSTzB1VGNrQXI4dUsxcEMxdEFPSkdTcExvdVF6SzM4WjRQdGNUUU1FeGg1RTNTTTJ3ZGpYLUFjaDFMSV9rVUpyY1VOeHlERUltdmV1dUVJQS12TkVqMVU3SUhrbEhKVEN6SE9MUW1BSjdscjRUR1ItcWpZUU1ERzhvRnRVSUdkeFdMZ0ZPUHh2SHJ3YWpDcmM2bjNlMEpJWWFkUEJ4d0tJNmM4M1BHcklER3d2cHVNYV83SFN6a3NoMFc4Q2M2azJYcWdSZjRLUT09 |
I’m curious... why are there so many rugs on Pump.fun? How do they manage to make so many of them, and what’s the process behind it? It feels like there’s a whole story here honestly. Also, do you think they could be using bundles or liquidity farming bots to rug and make money? I’m wondering if that’s part of the strategy they’re using to pull this off. | r/solana | post | r/solana | 2025-01-27 | Z0FBQUFBQm5teE5QMEVLRFdDaVR5VkVfbVNWaGN5eU1mMm84MjdCbGhacUVrWXJVV2RnbkJxcHVZSWdGaXZWZDRlbndDSjNRWkxnYXhzVWNKZWZxMm9XRnVqMUpvcXhNMWc9PQ== | Z0FBQUFBQm5teE5RRy0tWkhDWXprc0tERE9KMmJqTTg4dmx5WlJGWnhpT0NmSkxsLTliU1FQNVJFMlprRUNNaWZEVW9ZdUN5ak4tVjNyVEpickxzYnFEaFZ3dm1QbXVnM3pZanpzdno4MDlCWkdhWmtxV1lIdk14Nk1HRlgzVVVEY3FEVTNLZFZZUDVQZG5WRW9STHppRk5LOGNYSnYwVkkzN3hnMnFuM3padU9sbldla2Nxa3JrbXVNS0FXbGFpRXlnZi1tX2ozb0wt |
I am 17. I am turning 18 in march. I want to buy 100 dollars worth of btc for a transaction i am trying to carry out and i cannot seem to get it. I tried using local coinswap. Apple cash is now asking for my ID after NEVER having needed it before, and now i just dont know what to do! | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QX1lLWndIMnJCVjM2Zk9DZmNtdDNXY2FwNVlGNkN4elpRbndXUlQySl9GNThEd2NNS0I2NmVIYnRqcFJXS1R1aG5yOV9haFFpWk5OZzExRDJMeFNKZHc9PQ== | Z0FBQUFBQm5teE5RQ2NBeDFuM1hiV2pWUlJmRDZJbnBMcFU2RlNrcXNOemdPUVhGcW1PVndtSFFRalpjdXhmYWJJcVRUU3pFZUFwYWJUY3NTRHpTdWVoMmQ5cWJ4Tm5OMEZrZWl2Zy1NVWlIajRxUDB6QjJ5X20za3RDZnJhOUxGOUJrX3M1Nm1VWUsyc0ZFc1pIRm54M29hOEZGcGNoTkc2ZFpXejdNVDRucjV5V1Z6X0hqS0JtWExnMXV3SlM5azNOYTFBREhlSHQ1R0xpOGZSQWhWalBVUVI2ZTlnbVBvZz09 |
This is a follow up to my other questions which people have been very helpful with.
If you were confident about future index movement down to the specific date, what would your strategy be? Would it be buying calls and puts much like you would on a stock? Maybe buy ATM for the expiration date at or just after your prediction date? | r/options | post | r/options | 2025-01-27 | Z0FBQUFBQm5teE5QUHIzV1d5V3Bha2p0MU5YVWJZa2VRS3hkSDFYRTBTVUMtcUlwUndwWGZLX19zaV9TYW5fNXlVcGJRT1dqbkk5WE5NQjBTa3BoTUJMTHQzSWhaNDI0Yl9UQjZpM1M0YjNzeUU3MlZJY2M0WWM9 | Z0FBQUFBQm5teE5ROW80QjVodmxJWVU0Q1JOQ1BHU19YemdibXdHNVdDV05JaEtaOGlzVzRBZGtnS1dEV3VYbFdkb05uV2wzdEk3aFpoeERITDdmNEtFVmM1VklybHdGX3hiYXkzbUtKbVh5dDk4ZUZkV0dLdUpYN3JidmNZbEM2M0MxX1VlR0xQVkdpa0t2NkJtWlBUd0hkQUxOMUFWSTJYYTA5ajdfVkJjN1ZtVEtCNXA0bThzPQ== |
This was published 3 days ago so not sure if it was coincidence or triggered by the Deepseek panic. But it's certainly timely:
>While training current advanced AI models requires immense computing resources, the shift towards real-time decision-making - known as inferencing - is poised to drive massive demand for additional computing power. According to McKinsey, 60-70% of AI workloads are expected to shift to real-time inference by 2030, creating an urgent need for low-latency connectivity, compute and security at the edge beyond current demand.
Note that this is a [Verizon press release](https://www.verizon.com/about/news/verizon-unveils-ai-strategy-power-next-gen-ai-demands), so take it with a grain of salt. (I tried looking for the original McKinsey article but didn't find it).
Assuming this projection is true, what stocks will benefit?
* Telecom? AT&T went up big today?
* Apple and other mobile related stocks?
* Edge computing and cybersecurity?
I asked Perplexity and this was the result:
* NVIDIA Corporation (NVDA): NVIDIA is a leading player in edge computing and AI-optimized processors15. Its EGX Edge Computing Platform offers a comprehensive solution combining hardware and software for various edge computing applications1.
* Arista Networks (ANET): Arista has developed a growing business providing network equipment for small, on-site data centers and infrastructure software for managing local networks enabled by edge computing2.
* Nutanix (NTNX): Nutanix offers hardware for cloud and edge computing, with its hyper-converged technology ensuring high performance and agility for edge computing users2.
* Ambarella (AMBA): Ranked as a top edge AI stock for 2025, Ambarella focuses on developing specialized hardware for edge computing applications3.
* Cloudflare (NET): Strategically positioned at the intersection of AI, cybersecurity, and edge computing, Cloudflare is well-placed to benefit from these trends5.
* Accenture plc (ACN): Accenture's "Accenture One Edge Platform" provides a unified solution for managing Cloud-Edge-IoT computing, positioning it to benefit from the growing demand for edge computing services7. | r/stocks | post | r/stocks | 2025-01-27 | Z0FBQUFBQm5teE5QSXpQT2lUNHNMNExfNk1TdDEzSFBFVWFvX2NBa3owdndNYlVaOGd6S04xQ296bjFxamtsODRGcVlNMU9fRVIyUk0wVGdEeFBlVzZCdFF1ZTFoSmUtZGc9PQ== | Z0FBQUFBQm5teE5RVjhNc1VWQXRSTkRFMWlGOFFaS244MGdFcmNSSWUxWUZRdTRmbzlHbXpMeFZkanlHSm45NFRpMHp2bTJ4RzFmb19TSjRkRzBZMXlDaWdoTlg0S1VJT09aT2ZMV3U5V1F3ZTRLZkd3LTB4d29DY0F3ZG5wUmFPNXVDQm12UEQzdkhDbjg5c2VyZlU3dWFhRldwQXFhQ05BRkZQZnRhTWtNb2RNV3hzSHV3LXZhTWFMd2xBUVJCTWxrck5saEtiVTZF |
From BIP-327. I believe it's kind new, didn't heard too much about it.
I can't find any tutorials how to set up this "Taproot + Key Aggregation" environment, in there's a wallet like Electrum or Sparrow Wallets that accepts, if the most important if can I send BTC from mainnet on-chain to MuSig2.
How to sign a transaction, etc!
Please if someone knows, please help.
PS.: Some reddit's user said to use "Phantom" but I saw this wallet and seems to be a hot wallet, and I'm looking for a cold wallet, for long term HODL :)
.
\[EDIT1\]: More info about can be found at: ["Blog Blockstream | MuSig2 is Ready Pending Two New BIPs: Introducing a New Era of Multisig Privacy"](https://blog.blockstream.com/musig2-is-pending-two-new-bips-introducing-a-new-era-of-multisig-privacy/) | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QWEp5NWs5SXg5Qnl3RFM4UVJuUG1Mcmg4bDA1UzJac1REVkhJS3lrNjBQZG5FYkhabklVQ1NCSGNXLVdLTVZ5bjRYSVAyRFhZZXN3bTM5bkxJZUdfbjRHZmJjSV9IaGxQRDlkZmdZdDg5cm89 | Z0FBQUFBQm5teE5RWUdZTTBha0ZKQ0RNa21EZkRLWmlyUHg2WXBCMTB3ajNqWElremJDZ3k5UnZQQWpCTnNGb1RnRktjZFBfUmRkYktEMlA0VEpsejRBMGFTY0xQMnZGbFNkbEJSWVhRdXhydmpRb1g1WXlGcEMwbDRnZnJ2RFluT2x6eXFJbGxSV2ViYXVpVjhkNUNYYUY2Q1VHTzR5eWRnTnk2VENNUXlrMU42Q3NDTVFTdl9ibHZiZ2E4Vm9YQkE0WTFGNzhtVUd6empjeFpWbkIwYzVjclFuRlhVTE50dz09 |
Hello everyone. Is Bybit a safe place to storage all my cryptocurrency? If not, what other safe ways are there? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QR2dqOE8xcm1iVlBGRkoyajBYTkR4bkNKZEpYcXVkd2o2bl9SMzd0Q1VSNVMwdDd6WWRzNFZkdndZS3BJOFFfVGg3WGx2REV0QlhDVTlaTEdhd2dXcUFjempJSmx0UG9vNnQ1TmdJV24tMzQ9 | Z0FBQUFBQm5teE5RRldSRnRNR2RudW5nV0JJb3UwYnk3Z0VsSUVRMm5sSFl1cE1WZElLcWIySUh6MDFYWHhiZ3V2ODk0eEVQdjgxTmxHdlh6UWxnVkJIZzIySFpaN0lRQ3o2SG5ubmhpeGhXYmlVZ2tfU2FraTZqVkdETUUycnhfcEhVTnNGYUVzUGdwVWl5bHpJNDJXVGVreXpKampiMF9jTzZLZlBBQ0daMWhVdXFYempoelhrPQ== |
I think the fear of ASICs stems from people not doing enough research. From what it sounds like, ASICs won't entirely push GPUs off the network. If Ravencoin gains more exposure and its price increases, we could see an ecosystem that supports both GPUs and ASICs—similar to how ETH mining remained profitable for GPUs even after ASICs entered the network.
For me, the bigger issue is the split narrative around P2SH on Ravencoin. Some in the community say Tron blocked it, while Tron claims the community didn’t want to adopt it. From my understanding, the code was finished and audited, so it could still be ready to go. Adding P2SH to the network, combined with the hashrate floor supported by ASICs, could bring significant growth and attract new users to RVN.
I believe there needs to be a genuine community push for P2SH. Additionally, the subreddit mods should stop people from shilling EVR every time this topic comes up. If the founder of Mango Farms—who wholeheartedly believes in this project—calls the lack of P2SH "the Achilles' heel of Ravencoin," it’s time for the community to start advocating for its implementation on the chain. | r/ravencoin | comment | r/Ravencoin | 2025-01-27 | Z0FBQUFBQm5teE5QbE04MWdYd3RYLXFsRVBVbjZmTDZ6clY1RmZXNjVjcVJocjA1ZnNmenBwWTVvNlItT1ZLTEYtZS1DSk9zR2piVkpLRGtWOGZEMjRJZklxS2VOVmhUclE9PQ== | Z0FBQUFBQm5teE5RNTdjZWN6NGZaYVI5X1g2U290UFc5eGtnU0Vjai1oUWRQdmZOdWVHd3hZc2dZTENqOW9nNjRNb2I3aW56SHpOX3lFcVVaOWdaZk9hVGZhVDE2bDZBanVwVWhQVDZ5ZGFlUVRhczBNeDc2MHpidHpiREl0QjZYaDMtYWczTDBUYUhWUmEyNTlPS1A1bktUNjhvVVJGS0FTbGY0ZUUzNWxLXzVUSVJYRFlwLXhLa2t4MlFMMjlabmNZZUNPVWlxVUI4MUM5bVZZUk9XYUYtd3VNQWhHR1FVZz09 |
After the new CEO (Laurent Freixe) taking the helm - who knows Nespresso , Nescafe (especially coffee mate) business inside out, also targeting bringing growth back to Nestle - released recently a collaboration with Oatly : which is available to purchase in Canada as of today and US expected to be available by Wednesday.
As mentioned earlier in prior DD's, I find Oatly is the missing piece of Nestle portfolio with following rationale.
\- Both European companies, similar/same regulatory framework
\- Nestle tried peamilk with plant based, failed and delisted. They still look for alternatives. As the product add says, Oatmilk with earthy flavor complements coffee (especially high quality like Nespresso quire well).
\- Coffee mate business is bleeding, based on the latest financial reports for 2024, Coffee-Mate sales have faced some challenges, particularly in North America, where there has been a noted decline. Partially this is because of overall market situation , but more importantly plant based.
\- Many synergies possible : workforce, office consolidation, supply chain optimization and increase in distribution.
Repeating my numbers that I run before : Oatly as business can be absorbed quite quickly and easily with a big MNC having global footprint like Nestle (or others). A buyout will cut this corporate costs significantly based on synergies to be generated and Oatly articles will be just additional SKU’s in the assortment. In my opinion, this is also the reason why Oatly keeps reporting corporate (cost center) different than the three regions (P&L centers).
This corporate costs account for \~25M per quarter, almost 100M per year. This number can be up to a large extent saved by a smart merger. In addition, similar synergies will be achieved in the regions (sales force, production footprint, brand initiatives etc)… It would not be off to think 30-40% of SG&A can be saved by all the synergies can be achieved, which will be an EBITDA contributor of 100M to 130M.
Given the natural progress achieved by the management brought quarterly losses from 50M to 5M in 6 quarters (potentially zero or green in Q4), overall EBITDA on a hypothetical merger could be \~120M.
Given the growth potential that Nestle will bring in, a 20x multiplier will not be illogical. This will end up a 2.4B valuation. Which will give rougly a 6x multiple versus today's prices.
Success of this collaboration may be sparking such buyout scenario... Let's wait and see , if this will come true or stay as a wish of the shareholders of oatly being punished for long...
https://preview.redd.it/c0oia2gr7lfe1.jpg?width=1633&format=pjpg&auto=webp&s=e7640147103dd526e1a51a253feae2b5017e801b
https://preview.redd.it/crlm1hfs7lfe1.jpg?width=1750&format=pjpg&auto=webp&s=7335f8059eee87460dc1474e42c0f14f9b6646a5 | r/pennystocks | post | r/pennystocks | 2025-01-27 | Z0FBQUFBQm5teE5QSzM1b0VsaUFUWWR1TFl0dnhhU01Oak5wdWhTaE13YVpfSGtJbFhPdmkwdG1fU1ZvS1V3R0lvNjkwbmg0UHV0Wk9mNjBacG9pc2pLZ3JNczZWaHhOLUE9PQ== | Z0FBQUFBQm5teE5RYzBGQ2NRZnFfNFNpM09PY1I4S0Ixa05kSk9MZzV6TV9OVmpIWHpTUFRnOGVyRFpkeEkwdHFObFFHcmdHS0tvbi1JMWdWTHBQOWx1eGN3dW1LN1FlZXNJVEJDOW9tTDhSQ20xdmN5R1p6OWJ6aVN5U3NwZ1ZydzU4NjZmaVJrQjZOQzNyaVkxcEVvaDE0YkhwWjVPUkhPM2NVZXkxVUpQRTBlZzEzV2JObGlBWi1pem81MlV6MmMxT2stdzhNWnFGUVRremtvMlJad2NLN2NzQ3Jyc0tGUT09 |
So I am a first time homebuyer and recently submitted an offer on a house I like. I did my due diligence and had a home inspection completed this past weekend and let’s just say IMO what came back in the report was concerning.
First, there is an issue with two openings between the slab and siding where animals could just access. There is also a leaking pipe, a retainer wall that separates my house and the neighbors house that was listed as a major issue as it’s leaning. No one can confirm who owns the retainer wall but if it collapsed it will be on my property.
I ordered the top tier of inspections to cover my bases and spoke directly with the inspector. Now, my agent is trying to convince me this inspection is not that bad and she’s been doing this for 5 years blah, blah, blah. It’s starting to really piss me off because she’s just pressuring me to keep pursuing the sale. I already told her I’m not comfortable with spending this kind of money with these major repairs. Also, the listing says it had a new water heater and HVAC which I found out wasn’t true.
Now I’m pissed at my agent and I just want my earnest money back. I’m a type of person that follows their instincts and I can’t in good faith buy this house.
Has anyone else experienced this and if so, what is your advice? I’ve already let my lender know and they ordered an appraisal last week which now I’m being charged for, which I chalk that up to the process.
Edit: I don’t know who legally is responsible for the retainer wall as the lot next door is empty. The potential property I was buying sits lower and the wall is leaning. Also, I came in at almost full asking price. I want people to understand something, I may be a first time homebuyer but my parents are not. I’ve leaned on them for advice and both agree the fact there were lies in the listing along with this retainer wall expense, it’s not worth it. I did my due diligence by having an inspection done and I paid for extras.
Update: I trusted my instincts and walked away. Singed the termination letter yesterday. I want to thank everyone for all
the advice and responses. It was very helpful. If anyone knows a really good trustworthy agent in the Atlanta area, please feel free to direct message me with their contact details. I fired the other bozo. Hopefully I find my home soon! | r/realestate | post | r/RealEstate | 2025-01-27 | Z0FBQUFBQm5teE5QZUhSM1hUdGdndVZ3RUs2RjFuQ1lscDFZN0xFMTlZWS1MSTZmQ0JRSGgzbTZPaHhqUktndWV6MGh4RnN3Q2VNVVFKT3VvQUhPYnVzZUpfWDRaOFdPTEE9PQ== | Z0FBQUFBQm5teE5ROXN3b3F3LXNxRTg2MFdERURhV3JNRmRmTlMxblItMjYybW94VlkyWGNjc3RHRWgxTnlYa01CTjdlYmxDemIzYng1SjJYUEdkS3pReDRoNjczY3dGbUZ0cEluY0prUFVXZ3FzSVZrVnItUGZQdmVveVBGcVN4YXowVFJ1enV1LVhSc0loN1JtUmVxTTZ6dzRhRWtpbVBnbWpwWXBEU2lsSnpXZS1VdGIyaHFkWkd3eFJoWVJOZlFkajJIaXhKOEk5bmNDZ2NKcm5lZ3B5bkFocTJVeTlTQT09 |
Both Cardano and Ethereum allow Bitcoin to participate in DeFi ecosystems via Wrapped Bitcoin (wBTC).
A key difference is in transaction fees: on Cardano, you can pay network fees using wBTC (so called "babel fees"), whereas on Ethereum, fees must be paid in ETH. This flexibility on Cardano could be more user-friendly for those holding Bitcoin.
Aside from maybe lower transaction costs/scalability, which could make wBTC transactions more efficient and cost-effective on Cardano compared to Ethereum, are there any other advantages?
Short story short: What are main advantages of wBTC on Cardano, compared to Ethereum? Why would someone choose to wrap their BTC on Cardano instead of Ethereum? | r/ethereum | post | r/ethereum | 2025-01-27 | Z0FBQUFBQm5teE5QRWdyMXNUNUdOclhkZWtVRlU5VWJxZjd5V0dyeUx5YWFlbjJnR1NVTlpXYm1qMUJ4Z2lNek5pbW41bUhvdlRGQUkwZFFPNlpkRUdiTTV2VTl5TkRDcXc9PQ== | Z0FBQUFBQm5teE5RMVZvMTBlMHNIeGtpUEFfQmpIYjhxOFZBcFNoTEw1Y2dVMGk4QWdnUzNEUzNPbzRna05ucDE4ckN2aWxKcktDLXBNdERKb3puYkRqZnZYOGFkcV85eFdiR0F5N01tNHhBWHFuNFBSNEMzU1JGTldtYktadkI1cm9Fei12QWZweXhjNmpyaDhvWEJ0d2daQTJLYUF6RWtpUU1OSmxtUHlvamE4STEwUXcyOWFYTEwtMHVmeTRPUFJBcjEwMEg0UmlrajJNbWx4eldJTkxrWW91REJWOVhDZz09 |
There's no need for XRP to reach $10k/token to be successful. People need to stop spouting that crap.
Now, I would not mind being proven wrong, but \*realistically\*... It's a crap prediction. | r/ripple | comment | r/Ripple | 2025-01-27 | Z0FBQUFBQm5teE5QZFNTRUxqMWV3VGFQUHJYbTJueFp2UkRBYjJoa21UcTdMcXYtYzNnZFMtTFlJRjRWODFXZVU0SnVpNjhsVndMc0JFNnBTc01OTEJSd1ZTdjMzdDN2N3c9PQ== | Z0FBQUFBQm5teE5RbzZfRWl3YTNtWDJ5dmxCQ1RmVEN0OXc5elNGamI3UnBqckh0eVRubGtMM0p4Y3M0ZE50ZjdrVjhzWVkzc2MxU1RscWZSaTZld2N1YTdteldrcXdab0FycU4wY0xZZ28wR1lCWFpJRVdlalZPX2ZpMHVGTGNoenB4TWwwb0dOR21VRXVxUzJNWVMwQnZYeDZLZDhTY1VmaFBSejY4Sy1UdVljRnZLa2JkWFFHSVVuM1dyMlcwbWgwUnFuX3Y2QmVC |
[Telos](https://www.telos.net/) currently sits at a humble $0.1399 per $TLOS token. I think it's a hidden gem.
[We love short video introductions, don't we?](https://www.youtube.com/watch?v=IpSPn_JoqvA)
Telos is a high-performance, scalable blockchain platform designed for decentralized applications (dApps), smart contracts, and DeFi, with a focus on speed, low transaction costs, and environmental sustainability.
Telos is positioning itself as a "Layer Zero" for other blockchains, enhancing interoperability. Innovations in Zero Knowledge proofs and expansions in DeFi and gaming are on the horizon.
# Why is Telos going to moon?
Because they are about to launch [Telos X](https://telosx.net/), a revolutionary L1 exchange built in partnership with Binance. Currently on track to go live in Q1 2025... that's basically now.
This will greatly increase the overall liquidity and allow for other token trading pairs.
I also predict an upcoming listing on Binance... it sorta makes sense.
What else? Telos has [the fastest EVM in the world](https://www.telos.net/post/telos-breaking-evm-transaction-records), allowing Ethereum devs to port their dApps.
[Documentation](https://docs.telos.net/overview/what-is-telos/introduction/) has a lot more info on the project.
[Here's John Lilic talking about Telos](https://youtu.be/FvQgf2_5Rao?t=1336). He is the CEO, who had previous involvement with Polygon.
[It's faster than any other chain out there](https://preview.redd.it/yudhrjkkcsbe1.png?width=1280&format=png&auto=webp&s=6fc7a0dffb18836b56452138735fef0fdc6a19b8)
Here's a recently published video showcasing [the account creation process on Telos X](https://x.com/TelosX_official/status/1883799889945207275).
[Another fancy graphic :P](https://preview.redd.it/9o3wwxg25lfe1.png?width=1639&format=png&auto=webp&s=dbd5f921e8a085e92539b77449d82f644fff539b)
[https://coinmarketcap.com/currencies/telos/](https://coinmarketcap.com/currencies/telos/) | r/altcoin | post | r/altcoin | 2025-01-27 | Z0FBQUFBQm5teE5Qa3o1REdzYWhTbkVlb2UxRU5kbVlaeE1VTUpTbDV4d2NRNjJ6XzVxSF9uN2hUUDQtcTdiLXBYNnhjSHZmOHktU1NJdzI5MnFidTFIMVo5Q0tUX0w1WEE9PQ== | Z0FBQUFBQm5teE5RZVZaSi1XY3RGTFpCak9TY0RMSExXNWJkb3lrb2tHMVgxd1JXTktIekZ5QjFmRXgtRkNYQ0dRdWs4Wm1VMm5lMF9HRVlieXlDbjBRYTV0MWpzOV9OYTdZaTZoejV6QkNFXzRDUk4xTTQ1dGpnVEcwX0tXNjhIX2tEOUdzbElpUWY4bl9laGhoMk1ZT2VNenRGbUZCSW1PMzNOOE9hRFFuTlZVMnhibmc2ZDhoc28zNlVqUjVjTUhoZDNLM3cwTmNa |
I believe Trump banned CBDCs I think that potentially limits XRP by a lot. It’s still a good utility coin but don’t by the hype | r/ripple | comment | r/Ripple | 2025-01-27 | Z0FBQUFBQm5teE5QaGJKdzM3Y3lHN0lfcTlPNF9aa1pfR0oyWkJwN0tzSk9GVU5hZlhKanFqc0I5d21SdFctd2ZNZDBoNDRpYXRIV3E1Y3BFSkJmNmM5elhXZ2c3NkE4RHc9PQ== | Z0FBQUFBQm5teE5Rd3hkYVRHMXZ5NVRzVXZoVlpmZHFpd3JwcnFmdk5tUHNlLS15MlJHY1IwRWthTnBLQldNN2JLTE5BVnNJR2wtSnR1eVA2cGZaOW5oQnFuR2NhUHU1cFBmTndNZDJhYkFhenJmb0JLLW5mWGlxendFWnJ1TElVU01EeWZtUXVXOE5wLWtuNEdoYVY0TzUyODQ5dEFRejZQa0NOX0xIY2l2U1hnVWRzbHBocGVJYWVyWl9pd1FwOGJpWF9RQ2pkOHpvU3hlMGtEQm1vay05RmppMDZHSElzQT09 |
Everybody is talking about it today, nothing crazy or unusual for crypto but what a bloodbath. Do you think this is a local dip we should consider an opportunity, or is it a sign of trouble?
I mean, BTC is still around 100k but people seem bored or even scared. It feels like there's still room to growth,. Could this even be a bullish sign for the next months?
It's just one thought, newbies don't FOMO, it gets riskier everyday. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QbUdiUG5qRXFSWUROUXQ0Vm9YWHZzT052RmdNMFA0T0hnbTNFcnRsYjdOMnplRVdfZE9LZy0tWmUyaDZSX0VuaEM3c3hsZlY1aVJWRU0wbENXZzRyekE9PQ== | Z0FBQUFBQm5teE5RWnFyOXYyME1rcEdneU1tUThMc1ZzT19Ra0F0MGlwcXp5aUtXXzFZdTdPeFh4eGh2QUFwOU0tZ2hKejlhNmJPZ091Z25CcDBJWTdWSW5wTWU4ZGxwdlI5bEc5UU5PNkFDTzBfUDNwaTBfbTJ4RTdKa2Q0LUpqbS1HemxjczBTTnp5UWRsbVJraUZ4azdmMmdNZlNON3JraTJYajZBVl9abTBzNjZsWFhUVUVQX013NEN3a2V1aUpvOWJkNW5CTHB5 |
Just got on a piece of news relating about $FAFO (Fuck Around Find Out coin) that was the subject of a pump of over 10 000% and Mr President himself posted something FAFO related. Is it possible that he is an insider?
here is more data from the source: [https://altcoins.news/fafo-coin-pumped-by-donald-trump-truth-social-post/](https://altcoins.news/fafo-coin-pumped-by-donald-trump-truth-social-post/) | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QY3VxN2IweERrdlJyUGswVDVvSWIwbWJlZWxlTVV5NkNNVTVOdzdUeXBnbGJOMDExSnl1ejR1Xzc3NlgzMUhMeU1wY2dNUGhtV2NmTkZYVzdZb3F0RlE9PQ== | Z0FBQUFBQm5teE5RVGo3X19wbUlZVWQ5T0dYVi00ZEdQQ1pWNTVaQ0ZHY2lFNHJPUmpGd2FjTzRUR0VmYWN5NmtzMDBGRnRkZ0tLaTZYOUEwdHRGQTBPdUJiNFlDRjBoeTFYUmIxU0t3MEl1VmJEYkR1a3BrX0xoN0NLdlpVX1VIQS1ZMzBSTXRsQ0k4ZmVMVWhlQzdHVHROclk0ZTAzQkVTRE52MXlQcnNqbS1xWHFkNG5nRWpwUVpSSVBTb3JTVHVOcEpocVFnQ1lsRElBQVZFc085Mnd5Q1E0RThFVU9xQT09 |
Interested in trading Hyperliquid but struggling to find an easy way of purchasing. Not supported on Coinbase and as far as I’m aware, Kucoin not supported in the UK.
Anyone got any suggestions? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QSHk3UE1tNGRtYnRSYU1NMVpwLXI5bU40V1gtaDktc0NaZlpsZ1NscHRNaXQ0UTFJVnNCTVJCTHlLckhCY29MTU03b3NWN05OcE5GeVJiZ01VY00wTHc9PQ== | Z0FBQUFBQm5teE5Rc0tIWktVVFo5SGlxTXZRelJPSHItX3JOaE5yeUlfb0ZXc3NhX1plbEhpVFpxN0RUZ1kxVkduRy0yUGFJT0NWX1pLdnpNWDRjLXpRbHVDV3ZyVFBPOWs0b3FxZ2hncy1KSk9Hb3VabzJaN3o5ZTJUTFdCZUlGaFdlMEdQbGp4VFRJWDRGLVNKeUdpZGN1cGF2U1Q1cEQwZUQtV2VOcm9EWl9PanhTcEUtVnlSX1pGZF9fdXBSQTBOcjR0bnBhNnll |
ERROR: type should be string, got "https://www.reuters.com/technology/nvidia-says-deepseek-advances-prove-need-more-its-chips-2025-01-27/\n\nNvidia (NVDA.O), opens new tab on Monday said Chinese AI firm DeepSeek's advances show the usefulness of its chips for the Chinese market and more of its chips will be needed in the future to meet demand for DeepSeek's services.\n\"DeepSeek’s work illustrates how new models can be created using that technique, leveraging widely-available models and compute that is fully export control compliant,\" Nvidia said in a statement.\n\n\nNvidia shares had dropped 17% on Monday on investor concerns the Chinese firm had matched rivals such as OpenAI using far fewer Nvidia chips than U.S. firms. But DeepSeek was also struggling on Monday to accommodate an influx of new users.\n\"Inference requires significant numbers of Nvidia GPUs and high-performance networking,\" Nvidia said in a statement.\nThe Technology Roundup newsletter brings the latest news and trends straight to your inbox. Sign up here.\nReporting by Stephen Nellis in San Francisco; Editing by Chris Reese" | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QVHhRc1NkU19OWkFFNmZibG85RThrYm5HaWhUSkE4VjZFeTZGNHFFRU1nbzhrWUJ5dy1MQUw4S2NET0QybWpST0tDbmpHcmprRi1TWHViSXo2ejVwakE9PQ== | Z0FBQUFBQm5teE5ROHR1NTItc2czY0VPVHlSTDdJQXJKNjVjM0RlUmFoR3dUVWhmR1Rlajh4WHVFUDRWQ3JKMkkyVW16Q2R0aTdGdmN2czNQUnhNclozcl9PbURtRWJIak9OaU9yUnQyMWs3cFltWVdFLW15dXMtdldnUUhJc0xYRXJRQ2lYSGptNlBiMDJVdmp1SDNINktYdVk2UE4wT2xJb1ZWa1AxeV9RZHVMUHA2SEVIYjY1ZGdaQW56RTdRdnRTY1NSYnpId214 |
Seriously, anybody believing China just created an AI waaay better than anyone else and tanking every market on the planet??? Or is it just time for this bullruns China FUD just like every other one? | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QZUpxWDhOZGowSHY1c0VmTzhEcmNGRFFXeEhXc2J6YkJ3b2NhYUJueXhyTU1GNXJGVkhybzlRN0daWmo0VUgyRVhZOHUxVk1ySmFMcWVucjc2bnc2TUE9PQ== | Z0FBQUFBQm5teE5RbUZaWEhFS2dsQUVHU1RYbW9jcFBidVdiTVdmWHk1bE1JcFJWaG9FblltV283T3ZFeHdTaTdvbmx2TzZRRzc1cUlfbkxtY3N1RnNpcDZ4WnIwdlJaRlpxc0VNbDU2Mm9ZMEd0WWMtbER5cDZkajBQdW0xUV8wbmdOX3k4RVBDZGNtVFZUNUdScnZsWFU5YUlJYjNYNHR5VEVFM2MxdzBqNFpFY3pJX0RPOFFPYkFmbnBlVk5STVdGLUp2Tk9wR09DMHUwZzREME5URGJtVTlxQUUtR3FFZz09 |
Anyone that has been here for a while knows and understands that the crypto space can be very exciting but the issue is that it is usually very unpredictable, leaving users exposed to risks like exchange insolvencies or even market turbulence.
But of course you don't need me to tell you this, a lot of you already know how this works. I decided to write about this mostly because I was reading about my exchange and how they have a $617 million Protection Fund, which has grown significantly since its $300 million launch in 2022, and I personally think that more than anything, it offers users the reassurance in an environment as volatile as crypto.
If you think about it, this fund acts as a safety net, protecting user assets during market downturns or unforeseen incidents, and this means we can trade confidently knowing their funds are fully backed.
I think this is a really important feature, and I can't say for a fact if every single exchange has this, and if the ones that do, have maintained a 1:1 ratio backing for user assets like Bitget, I can only hope they do, because this should not be something available to only people that use a particular exchange. | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-27 | Z0FBQUFBQm5teE5QQXZhTHVsX2VQV0F4MGhrRldpSnQ0ZC1jMWZSd0JrR25QbFA0bm8tOF9jQXBjdWh4ZmVIcDQ4SjFOazlsQ2xYSGhCVG9lSmNxYUlCd3dWdTRkWXRsSHc9PQ== | Z0FBQUFBQm5teE5RSWlfY1VHUmJRY2liaWQ1RkNNUk5rOWRWUVFEY0NqUDBRbkZzQ18xcjBEbWtobVZkbklUVVBBVDdhZmZvNEg0b1g1akE2ejlMbGpmVlZJU0JBTVRQdXB3MjFPWUh3UnFXN2RtUG01SjFnM2J0a0RqQjNLMkl1WUZPc2loUUY4QlhuS0dIMTlBV2NTMjFXQXNuMTZSVmMxQ0g4cnFuOERfN1V1RVBEYTZZN3VKRUh5WnNrSGtPeWYteDZRQ29mWHFwTjI0R291UTVYZlp2OFRSODBXZFZidz09 |
I am personally seeing more and more stores pass the credit card fee along to the consumer. Cutting out the middle man potentially helps both
Also depending on the type of transaction, financial privacy. | r/cryptotechnology | comment | r/CryptoTechnology | 2025-01-27 | Z0FBQUFBQm5teE5QUkowRVlzYXo4NjBMWFpnbjFfUlVXODh3Mm93aDY0TEVrZHVzdURuak92RHhsUjZ6OHpqWVJ6QnlQTTI0eGFVUmhFRUoyS2xfdS1oMzRIRVNwY2NqOFE9PQ== | Z0FBQUFBQm5teE5RcEV5OUlVR0VFdWJnSXVVM2YweVpCMnZnZnFUVXU4SHY3ckhlMHFwU0dSQWlYcDBMeXZCVjAxNFpXcVZZRnpQVVRUcS1mSHA2a3cwSXBpc3BncXBVZ2VNQjZLQVZIYll0QnoxSGhoQVNDckJCdXNHOVVWaDgya2N0ck9VSC1LdTBPU2p0NF8zaUVGVFNRcFFHUkN2T01pYnJPSVlQdmJxcTJuTXdZamZPcU5EZXdrX1I5dVkyVTJ0OXpJcXRibmhoMFFZQzBnNjRCNGFjUDh0Zjh0OHM2MzMwUnZBQXhaN1NGSWxOVkxldHNnND0= |
# [Purr-suit of Ethereum 🐾 #3](https://hackmd.io/@poojaranjan/PoE3)
In this edition, we bring key highlights from the Ethereum ecosystem, including updates on the upcoming Pectra (Prague + Electra) upgrade, insights from the latest All Core Devs Consensus Call, and details on recent implementers’ and breakout meetings. | r/ethereum | post | r/ethereum | 2025-01-27 | Z0FBQUFBQm5teE5QNGtNYms1Qm4zZVM3aXM0b1hRajFIOXVnblN6a2wtQlNnSU04a0MteF9feU44ck9SeXdseDRuTDNfYkdxZDV6SjZack9DR3MwbUM5a1FUeUh1Q21PVnc9PQ== | Z0FBQUFBQm5teE5Rc0Z1LTlnYk1WOWpZaHJDdjJ6VzJfVDhEYTFXZDRMUEQ1UHozQ1dlM21fT3pId0NSMEdKVnY3Ym1pdHNxZG1pUVNvbjItYjk5aEdWNHhYTmVHazZMZ3JHb2NtbHF6TmNWckNVNFhyTVlSTHpxalE4YVpGbGVsODluWV90ZThtdG80cUF4TW85cTJfQ3l5cDBWZjJlZUtvUHp5Q2Q3SWdjSk9NbXRfazRfWk1BPQ== |
Currently it's a mix of anonymous and publicly known people that work substantial hours on the Monero codebase.
I think people underestimate considerably how much effort it takes to stay fully anonymous for extended lengths of time while contributing code and discussing various things all the time, and sometimes only do social "chatting". One little slip, and you doxx yourself maybe for all time to come, very hard to go back.
It also may severly limit what you can do. For me, attending the MoneroKon in Prague 2023 was immensely valuable and motivating. Being cut from all such direct contact because staying fully anonymous can make things hard, and hurt productivity.
IMHO it is, as it's very often the case, about trade-offs. Harden the project against those 3-letter agencies is one thing, being able to work freely is another. | r/monero | comment | r/Monero | 2025-01-27 | Z0FBQUFBQm5teE5QRVFuM1RkLVV6U0Z0cWhpNnRBNHBfZUlyN1k4eG43ZVVFNTB0ajRZOUgtMzVKNHA4SWNvejZxRGEyMWNfZEljSXBsYXVWVWJqbUlPMmJ2c1NWZmZIX0E9PQ== | Z0FBQUFBQm5teE5RTkItT0VDYnNLVmhRQjctTWEyQTJDMWEwXzlEYXZEOVE0RFJwekFuY1hjd0k4dXVQZXRsZk10WUo3TnF4eXVmWFhOemxwZF9rWWlDNC1wXzlUbVBNbTRZNU1WQ1VhYXk3bVUwYmFyNnhrTzduVnFxV0w0ZjRLSGZqczNzemJFZ3ZveldfUjB3WVduWnB6OGt6YUhNdXdCb1JqS0RFaFRQWW5SQml4aUJGZUVqd1dlUDNKLXFRRFJIZ1BJRGdXbGRBWHNCWEFLQ3JyS3lwMnBPd3VEX2lidz09 |
Hi guys, I was trading the deepseek token with the highest market cap earlier when on my last trade phantom started saying “no swaps available due to unsupported pair, low liquidity, or low amount. There was no issue before that trade. I made about 15 different trades. It’s not a liquidity problem, there is 600k of liquidity. I tried to swap through Jupiter and it says error fetching route, so now my money is stuck in a token that is going down and I can’t swap out of it even though others still are. Please help me figure this out. | r/solana | post | r/solana | 2025-01-27 | Z0FBQUFBQm5teE5Qay1McUF1eFNCRlcweXJDZnIzNFBVX0kwLWt5cmh5cE5KSmJwTGIzeV9BeW5YV09QRzFtX3M2M3YzVVNqdXNXUW4tYmx5ZFNYdXdaQUdNRWtXQVZ4Mmc9PQ== | Z0FBQUFBQm5teE5RaFc5ZXVIZ2VVNS1mdkNYQ0dFM214ZEE3ZXg5d2dkQ1VYVTZUUTR3blZ6ZExzZ3kyczR5RkNqVHFHclZ4cVpOOVZDd2k0dlVHUUZPMk11N0UyY0ozYkYtWmN0N3RMYk5BcWZjeG4wQk5nb0pmTXlCdmxFcWxub0t2alNmdjhTblZLV2RQejc4dVQyR3VPTVpXYlRvcGdHSVlHNGtWWFlzc2RWQkxWR2FlTzRRPQ== |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-27 | Z0FBQUFBQm5teE5QUWd2aG9LQVJ2SEllRWpMOGVFZW5SaXlaWDd3R1NoaDBBYTJBcjJXWFlxOXJUMkF1bmI4d1F0WVNYOWhkU1FiSFdrZkt3b1ZPVTBiTlN5dm9weGhTaGc9PQ== | Z0FBQUFBQm5teE5RN1FuWEhLNHM1RnR5X21ZcS1OaG4xaTU2Q1dyT0pRVXFPazVHVkx0RHk5NVM0TzVBbmZSYk1PWWhvaTZSdlR5SjRfWTlYQWU1VE9wbWxDeWJTNElEbW1ib2ZLdUFLMklJTHpoNnh3MXF5Wm9NMGpNZ2pFUGJXWUprYWFPMXVabGZ3NnpTenpVVkVaVlcwOGFvNkVwNUFLdFpiTktjRWJIUEx4WHlzVVl5aGJOUFEwWTVmaHdabVczckQtM19RdnhW |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-27 | Z0FBQUFBQm5teE5QZ3V5a3lhS0txdDAyWjY3a0NlWFR4VHdXUDlicHNiMDJoVmhDT1l2Q2t0TC1LSHFWMDJKeGFmVUNmSWR4UmVjS2F6NFVVSGg4NFlZdktib1NlRUlOYlE9PQ== | Z0FBQUFBQm5teE5RY1ZpSzVoeDhvM0U1dEtIdzNQVF9wWm9QV0ZEMDJVNFZQVmxBdnlsWG0wV0drWGVkRTVIQ0Vxd1BMc1ZKUWx1cnBybkFSUlN2Qzh0SUE0N2VRLWE4c1ZGWm1DVlNRcDVvd0hjMy0wczZZZnIybkRUOHFYOGxQenF1OFkyYlNTVHdBbEg5cjRGQjk5Um91LWZhTVF0Z2M3WnpuQ2tBSDJGMjl6TTlGYWFKZWFKcjI0UFk5TGRUWjR3Ui1CY3lQaW9sNmgzbG93ZF9mSDlTNzBGYXhfQndwMl84OU1iUl9WaF9UM2VDa3RraFBlaz0= |
Some say Mix of Large, Mid, Small and Flexi Cap. Which brings it to 4. Some are also Adding Nifty 50, and Next 50. Then theres index funds, direct funds. “Some funds have shown better results than Index”. In addition to this there are too many different types of funds , FOF, psu, infrastructure, tax saving and blah whatnot. Genuinely need an advice from the OGs on here. Please do the needful and guide this lost soul😩😭😭😭😭
I want to take just moderate risk. Upto 5 lacs for now, can do SIPs separately as well. Goal is long term. I have emergency fund as FD kept aside.
And how much SIPs and when to invest lumpsum. I have spent hours going through different posts. But finally asking a question and would really appreciate to get different opinions or advice on this | r/mutualfunds | post | r/mutualfunds | 2025-01-27 | Z0FBQUFBQm5teE5QeDlPRUJWSVcyLVlmbGZjNVFaSno5N1haOXJBVm5BdjByVUJRS1lvb1Jpc1dFUXdIX2Y0STg0ejFBakgwZm9TZGpLaXRMRWtQcVg3VEJjbmh1RFRNLVE9PQ== | Z0FBQUFBQm5teE5RZlpHSDVHWlYyd19mRnZsaHUtSC1aU1RjX0VJRDIzTWw0VnA0NktKa3E3U3I1Y0Z4VTZIV3NmYUY0YXhpeHFlbTBlLXk3TDdEbGx6WndvLWVhVGJ2UHBlVnNUMy1KZ3VJYmZWYjJfejZWUTlvUGw1ZU1Id0FmUEVXYXgzV19aaGY0a0JLckd3UFhHX3gtdG1QLWpwTDJQWFZiY3YzalMxeW1nSXJKbFZlVHIxZlpGM0k0T0oycTdONERfWFVuLTdPaTh3b20wam9CZ0Z3amJRRzRySTQyZz09 |
Some pretty decent prices on Levi’s Premium Jeans and other stuff.
13% CB from TopCashBack
$35: Levi’s Premium 511 Jeans: https://www.levi.com/US/en_US/deals/men/511-slim-fit-mens-jeans/p/045115945
$40: grey 511: https://www.levi.com/US/en_US/deals/men/511-slim-fit-mens-jeans/p/045115548
I’m sure there’s more but these are what was in my size and preferred fit (511). | r/frugalmalefashion | post | r/frugalmalefashion | 2025-01-27 | Z0FBQUFBQm5teE5QNHd3ZnBwNG5oOXkzSWJjS25OLUZRVlhubS1BTURERzhCNFRmQWw5aThwekZFM0ZnUTU1NFduU2xqOGtwTEtHQlZqWm9fRHQtQ0Nnc01XelltdjRXbDFlSkdCNFQxZ09HdTJxZkVRRmJSdUU9 | Z0FBQUFBQm5teE5RQXROdFMzWnNYSE1nM0FJYWJzbEc1ODNOeTcwOWJnV0Q0WGpsTTRULVJSYjhzbUpkaTZMUjRYckVBYk9jQmdqR1VDelRfVTFuc2ZSSzU5NFllR1JaeWVRUmZQc2NBZ3d1cmVJTlRpX0JGNU5nLXJUeXRYRXhtbVNnLUNLQnFWUUkxNHpEa3pESThlTThjMUNNcC13cDdhemdOTU9fVzY0eHgtZXdmZzl2emo1bkJQdGxGVFRiSVZuTGZwUFY5V2NK |
Gotta HODL through earnings | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QUXo0bmlwLVRONjVKNFRhTklCMmxOU2dWRFJfWmk0ZTRaNVVlRS03UlVqcEtOQV85azlpYk1VOFZOVmhlS05WcVhQclVWc0k0SkRFZHpiaWZoS0d3WXc9PQ== | Z0FBQUFBQm5teE5RS2xjTnVnMzVvZU96TjdlVlpDTG1MSXFha21XaTBFNzNoSi1sUTJ4SXFaOGZzaDExV0FULWM4QldwWk9KOXkzVnBoTjdCcDFBRmpkN0swVEFzOUpJMHY5LTNfTjdxRkVMZmhCWlZpYlMwOHhaQzdOQkxjbGo1cF81aEw0VU42YlY0b0xOdVVPTFVTb2MxRzQ4YTF4el91VzFIX2dZZ3AxaUlKR2ZkR2RNREd4aXVzbHdLT1JQYmhyZHhoMFFiQmk2bHBfeTVpT3ZYdVJTRVBjRW1vbVU2Zz09 |
I constantly have empty salsa jars and hate to see them wasted. I've use them for pickles, tool Storage, some water-based plants.
Do you also save those jars? What did you do with them? What else would you use them for? Would love to see a photo if possible!
| r/frugal | post | r/Frugal | 2025-01-27 | Z0FBQUFBQm5teE5QZEV3d2xaWWpZekp0Z2pvN1U3MjRkN3hnRTVYZFJZcmtOcEp5Wmh2UDN1MTBHemZnVG5OWEp6OTNBNjFKWUtxQ2lwMGd4N1ZmMGlZZWc1b0VGX0FENlE9PQ== | Z0FBQUFBQm5teE5RVzU5ZGNsTWVDdVdzc0ltbzhrZnVyWEVPUnhxN2FqR05TaEdEZ3lCekRrcFM1LU5xR0dmQV8wY213MXVNdlQ5aUVuQ0pYQXVZd29qbWdDYV9OZ2dpbTVsanRaTmdGdVBQbzg5ZDNlcW92SE1mSmpoZ0ZkQk5VTTZpVVZFWUg1d3NYbUtNT1hiVl9SeHE3XzJTLS0yLXN4eDc1VFoxOUtQQTJTa010SDN0bk9Tay1FcXpJOS1kWlFMc2pqTG5tZzRC |
Please lead to legit Bitcoin site
| r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QaWpKOS0xSXhwWDViZUhSSmhvTks2bXdlV3pzYmJtbHl1VEJwNVlXRjYtb19sVlV0aUJVU190ejVkV0pvRlZKNlFoMllDb0NwLWJBbVRDanVWek1zNHc9PQ== | Z0FBQUFBQm5teE5RamJEUTNOZFhmRVBBUl9kdTV4SUxBX2g2LUZYTmI4VmdBSGczM3d3WFRzMHdNV1oyNzBLbXhvbW1MTW9nSEJKNWkzQkwwc0ZaUHZCMW80RGUzcXpIRjVJY3k5cVI1eUo1Z3FlbHllQWhPSWtSX3BOdXY1RnhXTl9EaWswY24tVk5SSzl1bi1YTFNvR2pqanVaUktoVVRGamxjcW9zYUw3YkNNU1k2OWtNa2UtcDJBVlp3LTZvVlNNVEFlbzE3TElR |
NVDA just went on a firesale today and dragged the market down with it. This makes zero sense but I’m picking up calls, not complaining.
Yes NVDAs price is completely detached from reality but it will stay that way. Earnings will destroy bears as usual.
And even IF NVDA truly is in trouble as a result of these new models being better and able to be run more cheaply, that’s GOOD for literally every single company out there.
Positions
NVDA call 03/07/25 $120
SPY call 02/21/25 $600 | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QbkxQRXFBbkltOGhZcnVneDZJWldobks2MWktSFhqNnNEcWpzVU5Ib0ZVMnBpVWxPdFNhY25WYjR4eUJZUkpaTFVxLTh5MFJzQ3h3Nmx2alJFUy1XYmc9PQ== | Z0FBQUFBQm5teE5RTWNrZFlvQkdyT2cxTzUyTlQtSU56MTd5eUE5YzhTSHZ5TjZjT0pNNjNiYVM5aE9zX3JxSW9rT1JiM25FQXk4V0t2ZlN3bWVnR0s1WXAwaVhRX2RNTVR1amQ1VnNtMlloZEM2cnJuaGw2ZkJxa3o1TFVnbHVuQjVTNVRoSjdRQUZJOFZBMGVIRndXZjdPaU1oYUJONFJWWmNfaktOMmJvNTcwMmEtdnQ2VWNINDhKSm4xRmc5dXRtNTRJWWVfUkZ5 |
Tezos doubles down on decentralization with Quebec and prepares for the next leap. | r/tezos | post | r/tezos | 2025-01-27 | Z0FBQUFBQm5teE5QeC15eEdkZnh4NXVWSE02ekp6T0FNaWNyc3FFU0R1ZjJUelc2cTREbV9HTmt5eHhKcnhwZXdjanRxUWpreER1ZDM2VnVmUkgzV1hHM0tNZHI4MkF4YlE9PQ== | Z0FBQUFBQm5teE5RNnFvWjQzd0dHMmFUS3ZMNnN5R1JqZ2s1UFpOSUhjQzdzeVEwWHJaLUlCWGQ2SHlHSGtva3pLZ0NKcUpNcVNQM0JOMVZsd3lWNzAxbGstakR0VW44eGdsUHZGWFhnWkNaRFkwZ194cFdRWXBWaS1neS0ybnhtZ1htNTRXSlJ6SGswbjlxb0ZwbnMtaXRycE11SFBUMThUa3RhRURkd0xnTktnbWpHRm9HRmtCRlByUVpmOXlxUUU3VnNFNlc5VXpQ |
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- Linktree: https://linktr.ee/chartup_io | r/cryptomoonshots | post | r/CryptoMoonShots | 2025-01-27 | Z0FBQUFBQm5teE5QYWV6Q2g4Szd6cEY4Mjd2RHpBeDR6UjRwb0NWMzc0eC1RNExiS2xMTkYyV3RJYnZVN1o2MjBxR0E0UEwtbl9HVVMwa1VkMWhibloteUszR0NTdmg3MkcxU09FUWxnU2dVb1FJdFFFVnB0UTg9 | Z0FBQUFBQm5teE5RWFRMNmRPMU9BdENqcnlWdmEwb3lHeHJnNXJWMDBSdGs5LUlDckw0VkNiZzhtYnZvYk9OWHJZb2drNk5JY2R0V3M3MXQybUJHcHBkN3JZcEhjcTBsWjNXMzIwdjVJY2dhNF9UX3pjZkJpbDNxSGdESlhfdFJTdndVWkE1c19PSTVselhyV0gxSW9Ma3EtMGpORkZId0dXamc0UWlVcG82OWhpQzFTOTJXWjM4OFJxbzZ1YWZxMnVibUJtYl9JWTRrVkhIVkdnRThMd2dhRlFGQXV3anFuQT09 |
Lots of you goof balls seem to think that some Jingping AI company wiped billions off American asset values today.
I believe that this is a direct result of the Carry Trade continually unwinding.
If you don't know what the Japanese Carry trade is, look it up there is a ton of information out there already on this topic and I don't want to take up space rehashing old news.
"The carry trade? Wasn't that resolved last August"?
Was it? Are you sure? There was somewhere between $2 and $20 trillion tied up in that trade; I don't see where that money went in / from any American or Japanese indexes... surely some of the trade unwound, but there HAS to be more money still locked in?
Lets take a look.
Here is the 1-year chart of USD to JPY; from August to late September, we can see a 9.5% swing in favor of the USD strengthening with the initial VIX spike and unwind, but from late September back to late November we can see it gets right back to where we started. Are you trying to tell me that the entire trade, all $2 trillion (conservative value) was unwound in that window?
https://preview.redd.it/4ldilrud9lfe1.png?width=1226&format=png&auto=webp&s=61804dea77c2d6a3d43236df6306664019a8ce5b
Possible? Yes.
But I don't think so.
Lets look at some numbers.
|Country|Date|Interest Rate (%)|Percent Difference (%)|
|:-|:-|:-|:-|
|USA|2024-01-01|5.25||
|Japan|2024-01-01|\-0.1|5.35|
|USA|2025-01-27|4.3||
|Japan|2025-01-27|0.5|3.8|
This table shows the interest rates of the USA and Japan on New years day 2024 vs today. As can be seen, last year, Japan had a negative interest rate and the US was pretty high at 5.25%. Today, with the US cuts and Japans raise last week, the rates are significantly closer. Any potential trades out there are at LEAST now 1.35% less profitable, and that's not accounting for leverage or margin.
Going forward this year, economists from Citi project additional BOJ rate hikes in June and December 2025, potentially bringing the rate to 1% by year-end.
On our side, obviously the FED's primary mandate is to keep inflation at 2%, but it has a sort-of secondary long term mandate of helping manage the deficit. For the decade plus after 2008, the government took out very-low interest loans (issuing bonds), which ballooned our deficit to $36 Trillion. Post-COVID, **$4.16 trillion** of U.S. government debt was likely issued when interest rates were above 4%, considering the debt increase from the end of 2021 to 2024 and the timeline during which rates exceeded 4%.
As of December 31, the United States' total national debt stood at approximately $36.22 trillion with an average interest rate of around 3.336%. We pay about $881 billion on net interest payments for the national debt. Every bond we sell at a higher rate than that 3.336% mark is only further increasing the amount we will have to pay back in the future (We are literally financing low-interest debt with high-interest debt with our country).
I believe this is why folks like 🥭 want to lower interest rates so badly; we have to get our net rate AT or BELOW that 3.336% to take on new debt to avoid a generational inflation ramp up.
Obviously, getting this under control takes clear precedence over making some traders happy. As the national rates continue to get closer and closer together, a larger and larger fraction of trades made with carry trade margin will become unprofitable. Unwinding that could create a rush for the exit, at risk of getting margin called and left holding the bags of negative-arbitrage trades.
That said, if we get rates to 3.5%, and Japan gets rates to 1% by the end of this year, and those moves are telegraphed well in advance... it could cause a bit of a rush for the exit. Hence today's red rocket out of speculative AI stocks and a red-hot Nasdaq.
Let me know what you all think! | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QWlRSNVQyS3g1RHQtV2hMUzFqalRkczU0dEZINnd3M2ZITVFJdVlxa2lLUDZyNG5Xb0Jodi1zSmZJay0yTVM2eGNGOXQ0NXJrZWRkLUI5XzVqWlZkb0p0OEViSlcyT05PcDllYWJBRlhBOWM9 | Z0FBQUFBQm5teE5RVWowWjl2QThSREhCSXZ4dVJGOFBKeWVKYlpqbXNWaFhjenhKYlhXUTJKV1oxaFFLQXJiU3NKNEtRM0g3OWFHSUlZZnpEMy1WcFo0cGxaVmtBR0JqX1NRZlZJSHdfT0lmU1dJRmVQWEdESzFGeVZzbkhQNkViVmNFSkZ4dms4LWdpd0ZCVi1DMEZjSUI2WjNSTFVhcFZodFZwVWVpYWVTWHFTQUlzOThxMGszeDBlNGwwc3RBQlhHZ1ZtOUxySTlq |
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*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-27 | Z0FBQUFBQm5teE5QT2w2OERzU2ZOQzZQS2xxb1d4Nk9MdE1Ec0FxcF9FWWhvQUNqQ1plUHFmbVFodjk0QTg3SVc1bmMzaVNHanVXWE1LZ3pjenU3RTZaNmQ2R3RIQ2tyRWc9PQ== | Z0FBQUFBQm5teE5RTUxPeW1tY1FOY01RN2hTY091MDhaZkZPb0R6NWlnSGhRaWtvV1RHT1FyU2x4WmNoYjJNRDl0cmJBeDJFNnpkV2JMRjBwbF9BUGM4d2hnNEVpdV9vOHBxbW8tZDA4N2ZBdi1jQW9hamxreF8tcHpFNG9JUGRybWp6ZlFGMHlnVXBIZThkNlZ2RWJic1BnZDZwMEJzSTQ3VFB4RWZ0ckpxS1Z3bnZJVzBaVmI5U3hpLTRtN1hsX0otOThMRGRTcjBkVlZQRG1MOG84eEFNNXVPZmhBVWlLamlOOFpubEI0Z05tVVZtOXhxSlZ3MD0= |
Has anyone been successful in algo trading memecoins?
I have monitored a couple of bots trading solana on pump fun and they seem extremely profitable. I just don't get their strategy. Mostly just buy and sell, crazy. | r/algotrading | post | r/algotrading | 2025-01-27 | Z0FBQUFBQm5teE5QYlhXTUVZanE3dklBRGZTdE9JRkdaaTBBdUk4YVVnaWJ4TmtEZEUwRDFQbFhpY3JSbVE3NFNyQy1xU3RVUnNJOHFSN09RTkh6dXVILWk0LTNYUlQyMmc9PQ== | Z0FBQUFBQm5teE5RSTFDYV9KLWtsMG9QOC0xLTVjbHpKQ1V1R1BQUXlTZWF1V0k4NGZrNzBtX2M4eDl2bndjMkRINlhZbEZKelJCSGx2dUNmWHZoOFlodVJtaGgzd3diQUxWSkM5LXpWRzdQUmdzOHAxcEx1Um5jWXBQdXZtM0F1ZV9uRHZZUWRBU3FhbXNxUzEtaVpkYjU2ZU9Lc1BTcGhld1VjZ25pQUIxd0xldWMtZWhMV09BPQ== |
Any conversation around bots or exchanges , i see bunch of comments talking about Sniperoo
Seems super sus or am i paranoid? | r/solana | post | r/solana | 2025-01-27 | Z0FBQUFBQm5teE5QMGpQNHhmN3hUbi1VQ3RmSWtMNG03bGFtbHNBYTlpcHVUNXRUZ2RidXBUa2xUd3d5QkJZZkZKODhWUXhGRy1iaTFhamZHWHJ1QmUwbTUybU5oVm1vVnc9PQ== | Z0FBQUFBQm5teE5RSmc4MHF5eVZxYm9qVjRhbVM2dDZKRFJwV0ZmTERFLTZId1lxZG81VFd3cWtxQVFYYnF6VmtPenFQeUxERTZ4TEZjX3U3S3RGRTlUbDlMZEtWaDZDQldhLTZ4cnFNY2VEVV9iZE5VMXRqZ29TRFhhQWZ1ZDVUa2V3RmFxU1Nuc0NRdHEwbTZVSmZVTXNjeWhzd2ZxdXFzblVyRG01MzZLMmRmVkwtZXNOeUJ6d01RdGhaUEtzd0FaSWJTSFB6aWxL |
**The story repeats itself, not in itself, but because the actors change, and these new actors have not had the chance to gain direct experience. They perceive the past as an end in itself and feel immune to making the same mistakes. However, the new situations that lead us to repeat past mistakes do not occur in the same ways or through the exact circumstances that caused previous errors. Instead, they change: the actors change, the dynamics change, and, above all, the circumstances change. Yet we humans do not change much. The technology around us evolves quickly, but the way we are built and our way of acting remain the same.**
I don't know if you've seen the movie *The Big Short*; if you haven't and you're interested in the world of cryptocurrencies, you should watch it. In my opinion, it's a film that explains to most people what the world of crypto truly is—a big nonsense. It's garbage disguised as innovation. It's a world that leverages our economic struggles and our desire for financial independence and freedom from the system as a whole.
Most of those who support cryptocurrencies are people without a university education or with a university education far removed from economics. Many of these crypto supporters, Bitcoin advocates first and foremost, have no idea how the current economic system works, yet they want to overturn it. It's like wanting to change the rules of soccer without even knowing the basics of the game.
The frustration of not being able to understand an economic system as intricate as ours leads people to think the solution is a simple and basic idea like Bitcoin. Many Bitcoin supporters, when asked what it is and what it's for, always answer with the same rhetoric: its value is mathematical, it's limited, it's decentralized... without even knowing what these terms mean.
These people hate banks without even knowing how they work. Banks are companies, and they don’t give away anything for free, just like any other company. At times, they may seem a bit sneaky, but that's probably because the subject matter is outside your expertise. Understanding economic dynamics comes from study, just like any other field, and it takes years and years of study to grasp these topics.
What’s being sold with Bitcoin and cryptocurrencies is the simplicity of understanding things. Everything is marketed as easy, fast, intuitive. That’s why the baker (sorry, I have nothing against practical professions) who knows nothing about micro, macro, and economics in general can claim that Bitcoin is the best thing ever.
And the exorbitant price growth continues to fuel these claims among all Bitcoin and crypto supporters. But if you had a basic understanding of economics, you’d realize on your own that this doesn’t make any sense: the price growth of cryptocurrencies is driven by self-fulfilling expectations (at least for now) and nothing else. There is no underlying activity to justify these prices.
Let me give you a simple example: take a generic company where any of you could work. Let’s say it has 20 employees, generates €1.5 million in annual revenue, and makes a profit of €100,000 a year. Based on these data and by evaluating some of these aspects, I can estimate that this company is worth €2 million (capitalization). This capitalization is likely justified because there’s an underlying business that sells and makes a profit.
In the crypto world, it’s not like that. A Bitcoin is worth 100k not because it has real economic justification but simply because our self-fulfilling expectations have driven it there.
Now you’ll ask, “But why do large funds and major institutions invest in it?” Some are smart and make strategic moves; others are simply human like all of us. Remember, we are always human beings, and our behavior in society is somewhat like that of sheep. Watch *The Big Short.* | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QcWdnTUd4M09PQWo3WjJBSlVpNmNZOXF4VlR4bmVEV1V1WXZCRjd2V09SUEtFMFpucmxua1dZdFRPLWdhQzlVQWJJdTZZc0F1a183REdVT0MzcTlINWMwYzJUbWpMenl5bFZ1dmFkQjlyUUE9 | Z0FBQUFBQm5teE5RcXY0Sk9UcWVCZGQzU0pMWGROU3B0bHpyZEFZcVZMZDFDSFlVSFVFeTN0QTd0VWd2V2NvRmd6Snc0RmhCTjBiZnQ4cS1PY045ZXF3Mml2c0I0bnFrRi1PSGhpZmRCdVRMYTZDNXZHT1FvSjFRNm54M1FtNFNyQXBCREIxV29VTkl1c19OUTBkNENSMXE0dlZZS2dBVHBIVXZ5emhyMVBWMVp4RkQ5NEhia2tJPQ== |
So based on the research I’ve done on my own, I already kinda gather that Amazon prime is probably gonna be the best deal if you’re consistently ordering stuff online. Anything else seems to be more expensive use to the eco-friendliness of the product, or due to shipping fees from resellers (like EBay).
I’m trying to order much less stuff online this year, so I am comfortable making a switch. But are there any sites or stores that are worth the switch even? I’m just tired of giving my money to Amazon, which I know is unavoidable with the state of the world. I just want to buy better and avoid Amazon as much as possible, if it even is.
So yeah, if there are any good storefronts or recommendations (think household goods and such) I would love to hear em. Thanks! | r/frugal | post | r/Frugal | 2025-01-27 | Z0FBQUFBQm5teE5QRWhnRGtlYkRuOEJPckhCSU04U2EtdmJLMEZGeFVGV2Z3MWRscTN3UUV3YldieVZ0SzFyN2FVeU5TRmRfTVJuZ2V3OGtjVlFuWlVsOUNvUndsY1g5bFE9PQ== | Z0FBQUFBQm5teE5ReldqcHBFMkwtY0FnVjhkQTZkQTVxUGNvRGlZMmhublhtdHJHUWU4a1RHSWtGcWZuU2x2ZG81VlpDRFhsbVZLb09iMUdCeUlWTFNHME5VYUF0N0NFTlRnNWl1a2xWdXAzQTFlckstekhfQXpvWkxUNzF1aXl4TTh3RXp6X3phZ0F2SDZ3WUY0bUxMRTQ4TC1SQlgxWkR0ZUlmaDFlTGJDc1hIOUM2a1NLektxb2FYeGlhUzg4M3A1VGt3TXVzbFBO |
Hello everybody, so I’ve been reading a lot about btc recently and I think I want to start investing something around 100€ per 2 week.
Concerning wallet I’ve thought about using electrum on my personal computer for starters and switch to cold wallet at some point but I don’t know when.
Concerning exchange platform I’ve seen that coinbase advanced is often cited because of the fee (although I dont really understand what is basic coinbase and why anybody would use it as it seem worse in every way). I’ve also seen the website Bitcoin-only.com referring other websites to buy btc like Azte.co but I don’t understand the difference between these website and classic exchange platforms
There’s a lot of information on internet so this post is really to ask if I’ve minsunderstood anything, or if there’s a weird choice I’ve made in this text. Thanks everybody in advance for any help.
Btw I’m in Europe if that matters | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-27 | Z0FBQUFBQm5teE5QXzVGTmJud2NYM3FtWmxlZ0FWaXJZOE41VmZOVmltdHhvMkdSTDdXbUdvMXI3TG5hdlU5UUExa3Nfc0NiNEdwaFNBNUhobzBlVDRXZWc0c2NjV1E4VEE9PQ== | Z0FBQUFBQm5teE5RWmlveE5GWTdEM1h0bGRSRXFsUGZQd0lwSkQ3aW9qamlxY2Vod1o1TnkxLWxPTzJ4T3dFRUdFSUNrYzJBSkZpOUtPRTVXZGZIWlhxZjgtZEQ1b1VXYnJmVkJ3bEZ4STNuMjFXLVBkWjI4T2Job1p4QU5lZ0p2bUVGZ3hhNzhuZHRybGY4bnJ2dUdKaDRKTFd4bmFNaXBPQkVVRkZDZUwwZFNrR1gzc0dORDVhcEgzcDNXQnZodWhFemp2cDU0RmR6 |
What I have:
BITCOIN - 36%
XRP - 30%
SOLANA - 22%
CHAINLINK - 12%
My target:
BITCOIN - 40%
XRP - 25%
SOLANA - 20%
CHAINLINK - 15%
What do you think of my portfolio since I started last month and that it's for the long run? I'm planning to add few AAVE. I want cryptos with a good project behind. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QRDktMmIzSjEzNy12OEpoeEtlUmtTcnlGRmxSN0hEaGk2VldxMkFSM0JmZDhsZ3BEdUI0Y2VybVkxM1ZIV0VaQVlLZ1BNeGhkeWYxclhXd25kWUtSZFZ1bGN6dzNBd2pSUDZWZ1pCZ2RvUDA9 | Z0FBQUFBQm5teE5RTG1RYWNqRE56MFA3SjdIRGVsTlBvenNsMXh5UV8xclZXdW1JNDlBeUxuSkNtRk4wYkNlTnEzQWZyejRxLXpYM0k2eEJjUjF3aDdWZEtmU2xBVGJDRTdaNFZrdFRULWJlUWFKZzRnWEVFdlI5QmNYSFg2VkpnbHA5V1p1MmZONHJ5QlRDX1lhM1hmVnByLXo0OHFSLUowc1I3eEtvaXFUaUFMdl9iTWZWSHdkMWFtYXYwY2pFRDJyRXl5RExPdFVo |
Hi fellow Canadian investors,
I’m seeking insights into the tax implications of holding U.S.-based dividend ETFs like MSTY. From my understanding, under the Canada-U.S. Tax Treaty:
* Non-registered accounts and TFSAs are subject to a 15% withholding tax on dividends.
* RRSPs, however, are exempt from this tax.
Is this understanding correct?
Since MSTY provides distributions rather than dividends, how would this impact the tax treatment in these accounts? Would it make more sense to hold MSTY in my TFSA or RRSP?
I'd rather use my TFSA if I need to withdraw the money down the road but would rather have it tax-free obviously.
\*cross-posted | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-27 | Z0FBQUFBQm5teE5QRncyeTQyWUJTM3o2S05LbUpjVFNvQkY0c2toNUc2Q1J4azZ0OVBVRGlLZWZzdzhEM3hWQ01yb21JRmZGOVBxM1VBSk9wbWFKUHlwOXpFUExoN3VKVEE9PQ== | Z0FBQUFBQm5teE5RZldiNnJzOWwyT1lPWUtMdmtyUXNxSTYyZzNtWDAtWU1lY2hrTHFFUDZDRmNoUTlCd0xSRFZMRGJKNXRacFphWDdLTGE4RkVGakNaODgteWFpaTJXQl8yOHpfZzlZbmV1QWtnVzg2dEROcnpHZjJmU2dhQnJFOHhtUmM3dmtrb0l6aHNseGkzVl9INHJzOG16eTIyc05WbzdRWllzNl9PbWd6Qk5KQWVzS0lhOVoyQ1lMQjJvaS1GTk1NTi1YNjV6ZllEbWU1cENTOUVPVXhLWF91Zmlydz09 |
I want To Be At The Position Where divends least bring in something every month where I can continue not working | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QU1hEUWE0MEUzbms3OE9sZUpKLTZieFBMc25qQXRIakZuZ2pqMGlUSG5EZkZ1QkE3MnFqdVREUkpzSmRYVDEwQzA5MU1EcDRMVXZ6OVhyMmQxdmR1X0FiSlJoR3pIS0Eyd0NRV2dXdGhKZE09 | Z0FBQUFBQm5teE5ROVYxVTg1SDc3d2FtX3ZkMldMUHkyeS02T0U5aFNNYWhEc29iTlJDVHhMYlJFNl8zLVNhek9jYUo4aGQ2ZlZDMlBzZ3JuMjZob3pIU3I5a2JEaVRkVkFkOVA4MTN1S2hKa0NoUmdXNVI1STJ5WGlOSGdDRGdnWms0dVpGMkVuQkNIWV83TFQ1VkZxUVNYMkNIUzZFVmFjZVVIQThMWFNNVjRib3h5MUxYZ3FOQ1ZncDJkbVBtWHhsS19nazhOTnBlSzM0VWVjTG9CNmZKRVdUR0ptZUwyUT09 |
I like MBB and think it’s a safe place money will go while we figure out this AI thing. | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QZVpJTWplaUNjWVYzQmVJNjdULTBGX21rYk1fWlV2NGVJWlFiRndkWUIyQTI1bzhJM01ldGxZQXhkckVMNGNSZlI3U0VpTExDVWx4cmxnbVB5SlJkbldCN0JoenBJUWpSMk9HeVRYTjV6cHM9 | Z0FBQUFBQm5teE5RVWc0QWtnX2VLT3A4QVFzN0k2bWoxcUFkT3N0OWIySjJqT0p2dkNrZ2VNcHFCT2plMVd6NmRILUI0Z0R1QjNxejZBWnF3VE9ycEZ1YTlLWnNDSkpuNTUxUXhSaTNHTkxTenBEbk9qWUZHRzBGc1lBVU9EVGp0dlYxQ09rOW9PZ0RSelItbUtoQUhMQmtrU01nLU01UlBJbU14QVVFU1NucHZRS043cmpjdDgzUmRWUmtRZUxwOFBBTDVRLTdrX0Q2 |
Anyone know of a free source for sentiment data? I only need to go back roughly a year or 2 for testing and then if the data looks good il pay for it. But struggling to find a source with that free tier first. | r/algotrading | post | r/algotrading | 2025-01-27 | Z0FBQUFBQm5teE5QQVlPekxiN1B5U19UeFJKNXQyNjVhT3lpOXliczdxUFN1M25HZERqQ0xEYlFRSFg0ZXNCcGJaSklGQ3Bmckh2YlFxN192OGRBUjQwT2xOYUQ1aS1BYmc9PQ== | Z0FBQUFBQm5teE5RbmNyaE1WenN5d2NERGQ2VU1EV2JkQ1NjaTA1YW9zYWt0VkdnWi1adUlUMnhka0JzTllOMHlrbGR0SWw4NGN6VFpXM216OHRoU1VhUHNnaDNmaHpqUl9Vb2Z3REJUVGtZbWwyYXUybjhzYVJ3UFowSnNKQWhNWUp1QTdUcTZURmYyTTB3MVo2V2haaU5waXJwVEZzOXFmbE5pdDJZMW5OemgwQ3FTcVZwUE1fS2thSnJUYVVVWlhTZjMwNUFDbXUz |
Give it a year or two. I hope you didn’t give your family member those prices on that unrealistic time frame. | r/ripple | comment | r/Ripple | 2025-01-27 | Z0FBQUFBQm5teE5QRUxZd2VrSDJhVFNZb0M2YjZveUZGb1dKVE1vLTR4c2ZtbnNGeHlycnB1bnp3Yk5TaG1oWjRRaGNrSUlNOWZkbHB4V241bDJULVliZlJISEJjVXVZYnc9PQ== | Z0FBQUFBQm5teE5RTmpteWNiQUk5Z0NqMjNuMTl3YlBGU2xKbWg0MEs2blpwRFk5MGxWUnVsaXB5V1FBQkExVGxkRzZKYVFiU0RiaUtiR3Fpa25XNXJsM182dmsyZkE3RW5UbEdFRmRIYXFNRUtoamdHREJxeUZxQVlFUU11U3lRTjFhdE9BREowTlhBdzZnVk5KLUdZM1QwSTZhSjNZcl9hWGg5cUZWN1N2NzFZdWJNTENyMWkxdmZ0dFNXd1RDeXRwN1VzeS1VdGs3dkpBckRobExQMEFqY1h0ZHNMRldlQT09 |
Like the title says, took a large chunk of money out during the pandemic and put it in a money market account. Obviously missed a good run up over the years and now I’m gun shy to put money back in.
Moved my money to Morgan Stanley (self managed) but I have spoken with advisors and they don’t provide a clearer picture than I already have. Clearly, no one knows what is going to happen but I would like to understand what they would do if I moved my money to a managed account and why they say that. I wouldn’t move all of it, only a portion.
What’s the most logical way to move the money back into the markets? I know you shouldn’t time the markets but right now it doesn’t feel right. (I’ve been saying that for 3 years now).
| r/stockmarket | post | r/StockMarket | 2025-01-27 | Z0FBQUFBQm5teE5QN1hwX2xneDNydEdad2FWdFZVemllVGpkQ2xmc2R5cU15X25vNUlJaE1ycUdNTVdJWmJNNm44TWRHSWtQQW5hWVRYdWZtanR3aFFkYjNsb0FwSGhnb0E9PQ== | Z0FBQUFBQm5teE5RWlJGYVBzcGwxZVBYVWw4T3Q3YVpWemRYbEtFVWc1azRsSXZ3M2Z6bE5pMmxvR2ZWdmI3OTEzWF9DQmdibEtKRTVBb1BnUk93WFEwbzk1X2ZIRkJhVG5mZkFVMWdva01SQTlva2JuTkNtX3dBWUtwOEtmTkVXSG4tRk1pUlRDdi1TblktVl9QdlA0eUo4SW0yRjI1eWwwSUVWTVZTLThNbDlQUzNWN0RwN0lFaUl4bnRnbW50T1BObWU2S2RoV2JCZHNZanlzYTVQVTBDU0d2VTFwSzlnUT09 |
According to the RVN discord, Ravencoin as a project is completed and only security updates will be implemented if necessary.
P2SH has been ready for around two years now, the community as a whole hasn't pushed for it. If you want P2SH, you can always fork ravencoin to allow it.
A good majority of RVN developers moved on to other projects as previous stated, Ravencoin is completed.
Also, if Ravencoin would kick ASICS out of the blockchain by changing the algo, that would mean that Bitmain - the company making the ASICS - would stop funding ravencoin marketing among other things.
I am still mining rvn but I will buy an ASIC when it comes out. | r/ravencoin | comment | r/Ravencoin | 2025-01-27 | Z0FBQUFBQm5teE5QUFd6b0RFSU5WTEI4VkFiSDREQVI4M1BIWE5mWEgxQl9nY1VzMEJwZUFaczBNY1FIdVZ4dmh0RlRBRldWZnY4bUJ5V001T3FPNXRHcmNUeUltc25mQWJhVGNGUkE3V1JXajhsRHM1ZE1uODg9 | Z0FBQUFBQm5teE5ReFBHNlBCX0dNM3l0d1Fxc2lZelNTZER3cDZiY0pEMlpoczJTa0NjcUxaRTJUTDc2bUEtcTZ5OG9lSVU5U1duQkduNGVKbnExWWpoSU9BaTJ2bV9ZUzl4WHFVWm10eWMtS2lVRnBJQ1FwQWJEc2tsQ0tlSkVXYmxvNmtBZkpxQTRXNzMwamRSYnl0emxTNDd3Z0thdXBJbW9rQ1h6b3ZncmpfM0U1UW5NZmJ4QTlndkl6NG92NFIyOWUzbTBXMDlCM1hSZmFuLXQ0WHdjRmJvOFFJTFBBUT09 |
Hey everyone, long time lurker first time poster here. Pictured are two great jackets, that both seperately had some of their popper things caught in the hinge of a door they were hanging on and squished. This means that the poppers don't seal anymore. Is there any way to salvage these? The poppers seem totally in the fabric with no visible stitching around them. | r/frugal | post | r/Frugal | 2025-01-27 | Z0FBQUFBQm5teE5QeGtZNkQ0SmtGQTZoRVdRMHNVamwtNXFVeTVDOGRjWlhvZGlYejZaU1plX3ZGcWF2SGs2OUhNeV9kUm9mOFAzSjNzR3B4T0JFR1B4aDdaSnZHbGI2VXVpXzZHcWZFaDBjOGNqTmlXbUFsOU09 | Z0FBQUFBQm5teE5ROGh3Q0t2U2NqSTFSVDZRX1hhanNOMWVfMVJ4TmhiSDRQSk9rZTFuM19YbVRsc0F1TU9RcmpMNlhlM3puS19sRldUVG01YTNhN3NwTk1XcnAzSGhkOWpld0FQczRmaFVOSWVfSWQ1YU1Lb19hMXBjQVFfLW12M3ZPYjRVQmRwM25jeTNvTVBWR1otM001SF80ZVpHaGw3TTRSN0x1MzJJYmo0Y3lrd1ByWEVpdUxzNmhjX2RMcndQMVYxRUhWZG5O |
The fotogenic phloof. | r/shibainu | comment | r/ShibaInu | 2025-01-27 | Z0FBQUFBQm5teE5QWk04bGtHX1J3cmRYRHE3MWMydGtFQ2Z3M2VFdVA2THQyTHkwa01ZVHdCVWxxTk1sR3pQbHRGM2U5c2tRbXdoOVE3OXJMWjZMb1ZGV25rRF8xWU95OWc9PQ== | Z0FBQUFBQm5teE5Rdy0zRHJLVjJoc3ZwNFgtMFlxOFFfT1BvaVcxd1lyMW1TT2tET3FCeFNabDM4Nmgzd2Y2MTM3blk5aHYyRDk1WG9fb2lZa01FYzk0dG5WNXc1VUViZ0wxUmlFTUotcF9FMnFyd0xHbDFVaV81dEV2dlBXaHpkVEhVNkZiSEJKSjdQREhLaEo1TDVGMEM0d0E2X3pwUVdtRWpRdnRtemVjNE1mb1RRZ3BSaWQ4UC1tUnlWemdkX2tCNndxY2xlakdC |
Not on any US or UK exchanges. Only available on Uniswap, just not 100% sure that’s actually the official DeepSeek crypto coin. Any one can confirm that? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QMlNWZHRHS25KVWhyY1VjeEtEVExlVG9mZEZ4TEMtY01TWlNrUVppSUdWbDlNWHVNcVBJbTBXYXlibzdvYkdPcmR3X21KZXF0LUI1ZURYR0NvdTV4Rmc9PQ== | Z0FBQUFBQm5teE5RNlgwallQbjllcFFVX0tXMVVCeTA4dDV3d0o0RDNIZGpmYnNHc1d2Q0c1NmNVZm5ZTWJ0WXFyalBLY05uYWdtSjAzbXlDcGR4UDhaaEdUdnlQa3cwOVVxWmVUVl93YTd0QVRVazk2TkJURnFkSy04ckgwV2ZGQXJfd1FYWDFZQTFJVFZPUlc2YmFkSG9yUEFnRTkzZ2VvZHdDQm1aN0Y3ZjFQZlNYck12SzQwPQ== |
Core business is Nebius, but have 3 other businesses too.
1. Nebius: an AI-centric cloud platform built for intensive AI workloads. Nebius builds full-stack infrastructure for AI, including large-scale GPU clusters, cloud platforms and tools and services for developers.
2. Toloka: a data partner for all stages of generative AI development.
3. TripleTen: a leading edtech player re-skilling people for careers in tech
4. Avride: which develops autonomous driving technology for self-driving cars and delivery robots.
| r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QV1ZYQ1lXVTh0MF9BVXZzY0xkcGVUNENRZWlfV052THpTTnFaaUJ6T19yRWRPN1hOakRIUWY1Ny1pMVZqc0JxVVFQYy0wSlJQM0FCVWlmU2IyZEJJQlpsN1QwNVBlamF2Y3IyTngzRlhNbzQ9 | Z0FBQUFBQm5teE5RbGYzU05wU0Yyal9OZmlCVUE0cGFDUVZVdW9hOFJ6TjNsTWxfbXVUQjRIT01yb3FaUGNyV2pPZ2RfOXphMzF2aXh0UDZ5bjliMWpFV3pudXd6N01hbTFraW9ScEZvcXJIVXg0dldjMFJFN20xZG4yaUtzQTZjaDB5ajRNanhCbko1UVFfVmpQV1N1RER4SHFZZTk1WnJlRXRaYUtzeEpxVWdETmIyRFU3NElzPQ== |
Let’s gooo Tezos!!! 🥳 | r/tezos | comment | r/tezos | 2025-01-27 | Z0FBQUFBQm5teE5QQ3pVRkpMQndFWFltcjJ0S3NDM09ZNnlsbWU0MFMzaEEzYjI1SUJsdE1jQUp6am9NblZSVzVyM0xmSDhuWmpmY0NfRVl5QWxKc3YxcEFoV3ZDa0xEWHdvX3J5WkdsZExMSk1YMTNfNlZMWEE9 | Z0FBQUFBQm5teE5RclBNZXlyX3R5WmZXMDFSZk9qbWMzcE5GUlJhQl8tTG9mVUt5NUd2NWJ5OGQwSU8xRWp6NmphY09FeVRTSFUyUGdSWGNfVGU3MmRtY1NNLWRNWWpkOUhJeDR0anc1VjY2TU9zb0pLWlZJOU5YV1ZON0RDME1tVzNKNkpSbTE1WF8tWnU4R2xkMnRtSkhQcTJGcVRYbm5mUHN2U3JSLU5QSTJTX09pTkU4MDAzTXRQRk5jVk1ZdkFhRE5oNHNFQ01DZVhUakNRaDRTOGdyRnFwbnAzeDZsQT09 |
Ive been using a site called Bitbo to follow the price of Bitcoin but it always seems a little off Google and Binace, but I dont really understand Binance if Im being honest. What are some real time sites I can use to keep track of what Botcoin is worth? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-27 | Z0FBQUFBQm5teE5QMnh2VmV2R3NobGlPdGlqUnZVbzRhNzdQTC1aOFF3eDRSNTVoclBjYnNWYm90MmgxX2I3NHdQMWtGZDZLeUh5Y2lQa3RLTDFrZVRIalk5QlhaR29BWkE9PQ== | Z0FBQUFBQm5teE5RN1gzaXJqRWFkdloxQVZ1N0xLMTFuUlZCdUpKNnlGSXo1QmpyMHhXVmE2bHMtWXJVazhDMGU1OG5zbFUtMldTYmJXNGt1SnlBendpYzg1LWxmcHpVZ283VGFXckY2OThPTjlqY2tqajZfNzAxNXlFMjEySzJNQWtJUFVDWi0wT3hJVEtYMHp1a0dsMndybG9rVXdqb2t1UTk1NnRSNVVTZF92aWp4bzlMVy1jVHVpMWhpZXdrQjFxblphTTQ0WmNGM1FNZFowbUlEUDFtbFJ4WW9IRXpBdz09 |
I am scouting what Liquidity Provider I will choose for my token. I have found Raydium, Orca and Jupiter. What are your feedbacks on these systems?
Also Is it possible to create a pool of the same token on these 3 systems at the same time or we need to choose only one?0 | r/solana | post | r/solana | 2025-01-27 | Z0FBQUFBQm5teE5Qd1NPNl9sSkdESmY2QjFPVzk5emIwbkJ4TnF3OG9WYVVFOTV1R3JwNWtJdnNjV0tCMVFwTm9ITTRlN2ZrLTJIWk9MN1F1LVdTTFFQdmZiX2F0R1BrY3c9PQ== | Z0FBQUFBQm5teE5ReFB3SF94YjZ5RlN4VmhGWkFZc2o4WWNvZ3lGSmZseFEzelRzQTFROUlsNjYtVFJ0TnUxQ2pNNFE0SzdXSTdxTnlvT3ZFOEp2RjUyNi1zVEFxemNjU1BxeXR5RzNOalUta1MxbGZRYUV4U184YWdVWUxxN0xCZTRVaXF2OHFVdXY0dW45T1JIN3BZa0dXSGRMbHk1LTQ4ekdwYUlpdHZMWE1nSE9GMnFPZXV3PQ== |
Perfect time to drop in I believe | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5Qb1M1NFNLVlZEYWU2bzl5S09IZnpnZnNwZE9lYUw0R3lFNG91S2g2ODBIOFFYU3pQNVRmOGZ1NWhPa24wZklTakJTX3E3anFaNzRIWWNGOUE1a01BckE9PQ== | Z0FBQUFBQm5teE5RejczSFBZakNFLTd3amlwcGVBU1JfQWZnZGNaRXZhZkJEcEg5TWtlMnY0Ny1sNXlZWU4taWMtcjFqSmVLeWs5UzVSMThWdU1KeEQwR2J6ZmNJTFJJcjJsRTg0cVFHZExtaFRyVEhhRkFHck1fd09TWVFRdkpRZndLZFFQTV9lazNacXRhbUxfYjYzRVBtZ1BmYWhjb0QxeVB0dkJGbXVlNWRPQTJPRk1ZMjVnPQ== |
Someone close to me left my a ledger(?) wallet with I believe something like 2 bitcoin in it. I’m not really into crypto so bear with me here. Do I need to get my own wallet and transfer it? I’m not sure the worth of it and if it’s worth the hassle to just keep it or sell it. Any advice be greatly appreciated. | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QdXFhVHFPTVZYQ3d0bnVzZlRWb0lrLVhLeXhkRjRrR3V3NTlqWmlUVUZwOTVRLUhGbm1MTDBPazh6alNXZGRrVjd1NTI4RUFjM2JUNmR0Qm12TEJHZFoxN1haNzhlWVR3Z0pMSlJJQVg5V0U9 | Z0FBQUFBQm5teE5RWEwzY204Z2dlWE5uSlNidG9nMTNMNFRGY011NkhUeXRkaE9VM0kwYzdKXzBEZXN6ZjRQMTFGN2ZMdGxPLU5MaVZRMXRRRlVTd2FIQU1GZXpRYnRaelpTcVdqaW43N25SR2RLX2JsSVFnc2Jwd3JaNnpNSzNQYkJadzlwdHpQUzFaTzhLWlVGdzdHcERFcXZqaTVfQkpKeW1qcW9WQmNHeEJ2MXk1Mjc1UVQ4PQ== |
Why would anyone in monero even think about tornado? | r/monero | comment | r/Monero | 2025-01-27 | Z0FBQUFBQm5teE5QT0V4WHplN0g3M0xsWDl0SThGa1gyQ2JIU2R0RzJxY3Uya1ZUYzZvdVVjOVl3bWpvMURmOVRWcF9sZ0piTENpS3ktNXI3UnMxWjVZdHdJZ3hRZ19PQmc9PQ== | Z0FBQUFBQm5teE5RaVdnOWNNYVVMaEZJWHlrSkJzdVk2bUNIeThZeEhEcHpGVTFVOGVWeUVvUzE2SklXUW1KSnltUlhCSEhDZWlHSFNFbTlYZFJPS2ZoSnI4YVlIZnRYdDdGTTd4Vms3SER2NDZsamViNUg5Mk1uMmR5SkttM0pFSXJHaGJzaWhxVnF3WDRmS0t6Zy1NWXNDYmNPWlhDUFdOQko0YUdfdHRhSzBnT2FJQVdqOWlBPQ== |
So I started dipping my toe in trading crypto and the end of 2024 and did okay and make a few quid here and there.
Over the weekend I Ooga Booga'd on XCN and lost 2.5k GBP and since then I've been feeling nothing but anxiety and dread.
These past couple of months really took me back to the days of when I had somewhat of a gambling problem and couldn't stop trying to "win it back" but I've drawn a line in the sand and cashed it all out and deleted the Coin base app. I didn't realise similar it would feel to gambling, which I just cannot do.
Hats off to all you fellas who manage to hold for years and get a real return and make good money! I wish you all great fortune. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QSUZmWFQ4Z05IaEk1N2NybTFjZmVIUllCUmQ4NTZiem9fVk13TFlfTWZWSkF6bF9KbGxXYXk4bzdMdl9BQWdDUEE1NlZPVXVobXFoY2NZRTdmVWtoY3c9PQ== | Z0FBQUFBQm5teE5RcmNLM0VSUWZVU2o2UE5IVVA0Z3p5WWFKdkpCRTlNd3RQdjJVeVNWTU5zN2hiUVl2M1FrU29VZDVuTmRzSW9mczN1eU1leC1IZzhwSUNPRGtFQmlVQ1dsRk5tYzZnQ2NDVTQyR2JXbkpkZUlsLTljVDBHZXBORXNxNlBtVkNsMmxBTjliQzFnZEI4WHVvaDBETU5JbmdUQWthRXliRnNnSDRqRlZVMm0xWEQyaFR1c0NoU0NpOV9CVWYzZkZmM1FN |
This post contains content not supported on old Reddit. [Click here to view the full post](https://sh.reddit.com/r/wallstreetbets/comments/1ibjv0s) | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QVXVlYWZIbWhlS01FZnI4cjNKVnJjQkkwVGVrc3pNakVtVVRUMEhycnU1aVZvLVpLMW85THNJQU92VEN5di1McGRoZmZoZHJwNGhYWXF2bVhTXzlFX0E9PQ== | Z0FBQUFBQm5teE5RTUFwSkpSTHJlRlQyNTF3eEFEWUUwNks1SnNuX0dZaFBfOWV3aXlxajhJaFlZM25rY2tCTTNsNG9RUlNEaTV3dWhJMWpkYzk4eEJ2R3g5T1hnb0pONndxM2hGS2JVb3A1RUV5X0VJV3h0OE02Nkl1TGpEaHVFSlBpRUU4LV93SnBFeHJ2RUlWMW9kQkV2U1FNSDJ5ZENXMXlEX1V2UEtvZ19scWU1TUVTbkpDd2FfWThMUzJPV1FWVVd4eVItV1VQTzdxWW80RWdwN2xXN0tNWnlsM0NXUT09 |
Hope you put XOM on DRIP! | r/robinhood | comment | r/RobinHood | 2025-01-27 | Z0FBQUFBQm5teE5QTV84bzJIZ1RrNzFXT01vc2VpMlgtZjktRkllbm1uWGJpNVlvdzFDc3FERmpYNTBhWTNuNnVzTEd4ZzJyZmhQTG0wQnNUZGpmY1VtU1lzMTJlWENCakE9PQ== | Z0FBQUFBQm5teE5RSTluU0ZVZXIwbVpJZmlITFVRMDRZbV9URkREMmxHa29JVEpzT1EwTU9wNWc4UllnR0YzR3hfeGNsN0ZlSHlwN0RkVGlHbTdpUTRZYmMzN2hreWMxNEhGVGp4bnlQNk5lSkI1YURRb0hVbnY0RmdDUDV5RmxTYzdhV2V3SVE0eUZxanlWbGRlMEtYWU9pckhDSEg3WlB0dWJvX3dsWERYcWxzNHl2bjRMdlhtalZRWWpRNDgxSjFhdFEweUNRazliekRMNHowT2JHNmJTSjcyeF9ucGRGdz09 |
On skibbdi this gonna make bank. (I don’t have anything left if this goes south) | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QMk5XWFZzckhTNVA4VXRiNU9uLW10UV9fUVczdnFfS1FsWlV2b2lnV3ltQTJuZDBDeWV6QWtMUGVwdWQ5YjBJaW8tN3FHMjhOT21zM1o1ZmpwVEhqNGc9PQ== | Z0FBQUFBQm5teE5RSUlrOEhiVFJrTGNsa2VEMlhDRXhWLWZjaXBZVU95dlA5WmFmY2dPQUNFTjF2Wk4tT1dsRXo4b1RsdG1RbVo0MGY4U2huN21PQ2VuVGRaN204SU1kZk1VbGhPWjVuaVZyRVRVcWh0Q2xka1pUN0h3MnhtVEk2THlfaHFDUE9JQU80TlhJVDFjc00taXBlZ25ZUWxvNEUyQldvTF9YeHNyN2I0bG5UVFdTeEJNPQ== |
Always plotting mischief... classic Shiba 🤭 | r/shibainu | comment | r/ShibaInu | 2025-01-27 | Z0FBQUFBQm5teE5QX2lpMWtZX3Z4enRwOFpPWm52bzJGWWY2TS0wYzdZU09TMFhzN1p6cmRmQjJXUXZkQzBBbVhoWGp3YmNvYzktdGVoT1V5QXk5dlN2ZVNHRUJVV0cxSUE9PQ== | Z0FBQUFBQm5teE5RYzQ1UGtUVVozbTBhb1dPVVFxYVVqSzRxQ2ItUDdpZ2lBWFRqN0ZZbW5MaFhmLWNWa0dnd0lBWTJGVnBYbnpUZVE4WDZ4OTV6bmJySW5vZFlRdzctNzJWc1lBRXNhWDFqNXpJOEdvdE1icXMtZkJxYzVrRE9RY29tYUFRWUQ2a0FnYUdaVDFZRXpzNUFkeTFTdHRONG55OEYxb25acmNmdFZuZ3loQ3BiOU1pUktFSGlVTnNkenM5Y0V3ODRLeHVX |
I need help to setup a crypto address so I can receive payments via crypto and ideally transfer those payments to my bank account.
Looking for an exchange that can do it all (receive crypto, sell/convert crypto to cash, cash out to a bank account)
The things I'm wondering are:
1. Which crypto exchange should I be using?
2. Which crypto should I ask for when receiving payments?
3. Would I stay completely anonymous if all they got from me was the crypto address? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-27 | Z0FBQUFBQm5teE5QT3NDTDl2SEw5STR0QzhUcHFxUWVuMkRoV2FyRzUwNTRsN2lDMlBKcmxjcHY3RVM2azBXZUdlRlNWTW1HRDQzR0hXbTQ2dVB6R0NmYVNsY0kzeGlLTFE9PQ== | Z0FBQUFBQm5teE5RMFpIcHhBQ3YxWENPUmFZZjlCYTU3OXdJYVJCYVY4blNqM1BHUWsxYW9LS0hhUHBfSDJwNG1nLUdXbjVmU29scWVpYktKLU1SejMxQzREbHhyMEcwVnQwTzZEUU50Z3dTOGxEenBfcnFrRFg3N3RycHQtckpPNTAtaHhxSHU0NnUzZkhWRUU3aFFxMGlBQ1lZX3VIMVAwV3JvNlZMd1hSQ0Q4dVEza2Qyd0YtdlhTdTVWSTRCQm5VNmM1aXY3Wmk4UzBPQmVoVHV5MVNjamg5X3RZZHJmdz09 |
I see this trend where employees at companies want to get paid in stablecoins. What's the benefit of getting paid in USDC over fiat? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5Qa3JBZzc4UDVHVm1fODBSOUk4eGlWN2xVRjVEcWdOZ2tnR29HSjBSUGU0d0dJVjJHbFkxaHRhQmFCeENIZklDQ0gzNDN3dXAtOURCZTdlZ1JHNHJQSVJQcTJ1WjV1WF9LTXB3aUNKQ2JmX1E9 | Z0FBQUFBQm5teE5RYU9FSFlWb2I1SVo2REt0eWV2bC1VZk80SWstSUFKb1ZyUnFsSjl0czhXMnFGX0o4Nm5lTWtKNC0yRG9PczRGdTI2eFNIdFZvZWVaS0FqZllKZ1ZsQ3J2MGNYcEN2M2FLaHQzdzFSdExXNVZ5aDA2NEJTb3BHdnYwV0lhdFJsd1JnOEh1RDlCaExFZ3pzUmVKZ0UxYlFFYUU2MUVnSDhKU1dlSkp2bl9SajR3Y2VwRUdJQTdIM1JnWDNVYWJBelRNNzhDclJhUEt5OTAzRjBVaEVkdk5oZz09 |
Just as the title says. She's 10 with hot wallet on her phone.
Edit- lots of people msg.
She's a saver. She's 10 and has prob 500-600 cash In the house no one knows where or exactly how much. She hustles. She was selling Halloween candy at school and will charge interest.
She was excited about the BTC - not trying to keep her from having fun and make her save lol
| r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QcFhxVkw0T3VpXzZldDI5Q0RCZkJ5cDZuYWZGXzJJTWNoR1J1WHduR3pQNVc2amFiOHFLeXR6U1pKY3JNVU96T1FHM2s0YjdFMHIzcnRMNHMxS3NOMlpqeHVFVHJXbF9zekVoN2VHZm1GUW89 | Z0FBQUFBQm5teE5Rd29JVWZnZkdfVVlpaG1qenBOb1Y4MGhNcmF3eTJTVnM3QWhEczNEZ3RtVEZFdkt0dm5RaFMwMjV0Z09mbE5hNlZ0UFJuTnlKLTZXcnJsLTN0WHJmYm5aeEp3Y01xWWVEdFR2eE85TG1jZ0l2VjIwMTlMTG11NmhTYVdleXNIdzRWNm5UT1F1U01jZzVsMThqbThhcWxKUGZQdGNHY1dvVFBSS3RPWHIweENUckZ3Y2tIeFJ3NUdPMEtjTHQzamNKbXZHRlB6dUtXSDF6VExjcHMyd1c4Zz09 |
Just question, im in the market for few years, i dont care about dips and stuff like that. But I’m curious maybe someone can explain. I have a portfolio of circa 30 coins. Why is almost everything doing same thing today ? Most of the coins made move around 20:50. How is it possible that everything moves simultaneously? Trading bots are moving the market? Hope someone can explain | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-27 | Z0FBQUFBQm5teE5QZFZqdl9MaWRqNWlZOEVENnVCNU5rczBtcWxlNHpoNFVJWll1U0IxR2xFdnQ1dU9raUdIc25FRUk0emI5Qll3QmZKQUhvaWpaeFJiYjdDM01KY2hHSFE9PQ== | Z0FBQUFBQm5teE5RLTNuQWNWejVOZTdrZ3paTXRYX3J0UUlwU2h6SFZUa0lTU2U4Y3YxVUN4cFRtdEJDMTB4ei1XZ1lqWjNUV2ZPUkNPcnZUdUVYNHZiT1k3UnEwQ0FvSTZhUmVmM201VW1MMW13N0NSWUh6X3V6MG0xY2tfSzZYYnZQeUdCbGdqcEVOdWJrMlVIZTdzM3ZjUDlWWWxhVWRiN3U2WGFTYjAxd1dNZmlnLTJxQTdrPQ== |
Nvidia lost close to $600 billion in market cap on Monday, the biggest drop for any company on a single day in U.S. history.
The chipmaker’s stock price plummeted 17% to close at $118.58. It was Nvidia’s worst day on the market since March 16, 2020, which was early in the Covid pandemic. After surpassing Apple last week to become the most valuable publicly traded company, Nvidia’s drop on Monday led a 3.1% slide in the tech-heavy Nasdaq.
The selloff was sparked by concerns that Chinese artificial intelligence lab DeepSeek is presenting increased competition in the global AI battle. Late last month, DeepSeek unveiled a free, open-source large language model that it says took only two months and less than $6 million to build, using reduced-capability chips from Nvidia, called H800s.
Nvidia’s graphics processing units (GPUs) dominate the market for AI data center chips in the U.S., with tech giants like Alphabet, Meta, and Amazon spending billions of dollars on the processors to train and run their AI models. Analysts at Cantor wrote in a report on Monday that the release of DeepSeek’s latest technology has caused “great angst as to the impact for compute demand, and therefore, fears of peak spending on GPUs.”
The analysts, who recommend buying Nvidia shares, said they “think this view is farthest from the truth,” and that advancements in AI will most likely lead to “the AI industry wanting more compute, not less.”
But after Nvidia’s huge run-up — the stock soared 239% in 2023 and 171% last year — the market is on edge about any possible pullback in spending. Broadcom, the other big U.S. chipmaker to see giant valuation gains from AI, fell 17% on Monday, pulling its market cap down by $200 billion.
Data center companies reliant on Nvidia’s GPUs for their hardware sales saw big selloffs as well. Dell, Hewlett Packard Enterprise and Super Micro Computer dropped at least 5.8%. Oracle, a part of President Donald Trump’s latest AI initiative, fell 14%.
For Nvidia, the loss was more than double the $279 billion drop the company saw in September, which was the biggest one-day market value loss in history at the time, unseating Meta’s $232 billion loss in 2022. Before that, the steepest drop was $182 billion by Apple in 2020.
Nvidia’s decline is more than double the market cap of Coca-Cola and Chevron and exceeds the market value of both Oracle and Netflix.
CEO Jensen Huang’s net worth also took a massive hit, declining roughly $21 billion, according to Forbes’ real-time billionaires list. The move demoted Huang to 17th on the richest-person list.
The sudden excitement around DeepSeek over the weekend pushed its app past OpenAI’s ChatGPT as the most-downloaded free app in the U.S. on Apple’s App Store. The model’s development comes despite a slew of recent curbs on U.S. chip exports to China.
Venture capitalist David Sacks, who was tapped by Trump to be the White House’s AI and crypto czar, wrote on X that DeepSeek’s model “shows that the AI race will be very competitive” and that Trump was right to rescind President Joe Biden’s executive order last week on AI safety.
“I’m confident in the U.S. but we can’t be complacent,” Sacks wrote.
Nvidia is now the third most-valuable public company, behind Apple and Microsoft.
Source: https://www.cnbc.com/2025/01/27/nvidia-sheds-almost-600-billion-in-market-cap-biggest-drop-ever.html | r/stocks | post | r/stocks | 2025-01-27 | Z0FBQUFBQm5teE5QM2lIaU9jc05yODFVUXN5ak1vTGxLOEc0MDJHcFRSRThMak0tX0hOd2VqTEpTWS1HS0xXaUgyV1otUDlVb0FXOTZnNVZmdkxON2NvZWpDdGE4UGVyZmc9PQ== | Z0FBQUFBQm5teE5RdXRpTFhlMTh1QmJUWHBEdTFUR3h4eExSRUlaSWFkbFJXckJ1TFRuZ1d1dGpRbWFWcWpyUkhveDFHSzlvVU4zVUJzS0tvdEJHZ3Y1LWY0OVd2T2tQR1ZwTUpUOTFyRlF1bzNRLVdWbmlyVWlVQzE3eTVzV2ZTZWxuYzBQTTNBRWkxbEVzcnRINUFxX1hvcFdhRXV2UG1UYVc2dmhHNGdlZjNUOE9BQ0JBS3JpTVFCakgwMmtMZFo5SlVYTW40WUIx |
This is my whole account. Was up to ~320k last week or so :( | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QX3Vpcmd5dzNoTjQ4eWZwY2RtTWtnNm5hVFFyWDJsTlNuVVk3d1ktYVRIVUxZNV9Bc1hPSFh1LXZ0T2FGNlRRT2x3SmxTZVp1aTVaWWF4aldZYzhsX1E9PQ== | Z0FBQUFBQm5teE5RNVhEMXZyUzM2ZzdwcGFLcnVENkNNWUxLV0o4T1NfR2xCanU5SHpiSXE1M2lNVVhCcmV0dGhOcWpWMWNpQ3lTLUcwbUt6LWVPUVJPUXpVVzE2eG01N3J1UU9uVTVFbzNwTUcxTktQVlpnVU9NRkpKMjBmQXkzRHlLaUVyWm5lYlF5cFdzOGQyd05RbGowMmNiVWdmaV96SDhtU3RlV2s2MWNWWnJJNVRXaWY3ZlhOeGdYYllkc2ZXUC0tS1c0XzF0 |
Looking for a rebound day tomorrow | r/wallstreetbets | post | r/wallstreetbets | 2025-01-27 | Z0FBQUFBQm5teE5QQXkwQmk5N0lOdkN3U0ZiNlBUampLRS1IWDZLR3RsVW1XMl9ILWluQzN4amhKQ2dSU096aGR0dVpqeTJycWttR0lKbUFSWUpxZzBqU1JVZEpzRnl1V3c9PQ== | Z0FBQUFBQm5teE5RWTRuQklnMzQ0UllNSWsxeHhzNDVvaUNvbzczeUh4Ml9WalZSTHdNYXV0ZXRBTTNHSUUzeDJGWHY4QjBYMXVNZi0zSXhWcmVzV29jUm44dWJQWjlaLVhncEE5bk9SbzdURUxfb0hHOFRCX2l3YXhsMHVnUDF3OEVhX00xSzZCLU4tUTNBRGxnam1CTWduLXJwekM2VDNXQXpxc0p4T1ZNRUZFWFdVMFQyMkg0PQ== |
My town has a feeding America food bank that I went to today. We got a lot of great items that are so helpful. They gave us a load of bread that was unfortunately moldy, and 1 can of tomato juice.
My town has another food bank at a church. Would it be unethical to visit this food bank to try to fill in the gaps. They are on opposite sides of town and I don't want to take from people who can't get to the feeding America food bank but juice and bread would be really helpful rn. On top of that, we might not even get those items and I would feel really guilty if that were to happen.
Edit: This sub is actually what gave me encouragement to go to a food bank in the first place. Not even comments directed towards me. I appreciate you all almost as much as I appreciate the people who donated their money and time to make sure my family was able to eat. | r/povertyfinance | post | r/povertyfinance | 2025-01-27 | Z0FBQUFBQm5teE5QS19Hby1oZVNUdnk2VFJ0c29MVjBSel9XM2ZkNURfUjNMOHlPOW5VRktfOTduX0JPTGdEdFFhQmpRVFF1SVIzSlFsSzh3ZExWWXdqa1FJWlB0Wnp1Z2ZTQlhYUUdzRU1fZXFRQW5NZFlDNFk9 | Z0FBQUFBQm5teE5RaENVdm9Zc25mWEtreFZPd2ttc01tSnRLYW9seW9CcjN0NktnY3NtMER1b2tISFNnSDVNWm5JNnZ4THEySkw0ZldvaDZzLVY5VWNNYjhaNTZPTHUxYzFiaGdTbFhLUWsxN0M5RGJ1dDVtRXo2UWVWNjNkY0JpWk0yM2M3Tzl1ZkJic1NQcFRINVBIZ2VJQ2M0TF9ra3cyN0dtdS1WOWlHVHBmV0Y5aTV2QVZhUW84TWlQRlF3NzdaencwYXhrSi1YaTNOdVNJdG9iOUhKaTdSVTlObXZyUT09 |
Hello! I don't have Bitcoin but invest in others. There are tons of posts in this sub about how fiat is trash and Bitcoin is great - can someone explain why you're so excited to be rich? Aren't you
a) planning to transfer that Bitcoin back into fiat, so that you can actually be rich? (i.e. fiat isn't trash, because that's the currency you're going to be rich in), or
b) hedging your bets on the whole world starting to accept Bitcoin as payment? (the same Bitcoin that charges you to send it and takes ages to arrive) | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QdEtua1VjWkN3QmRyOHdVd3c5NFpGYzhETUVyZUtzcFdPbnMybVptbTZsTEZJN2daeWk4N2s2amJFVlF4NFFBU0RkSm9EUFFmZ3hpV3BfQ0ZyMHNzaUNxTlB4b3dBSlVqMk9SdUZGSE0zdkE9 | Z0FBQUFBQm5teE5RTHJMekpiSzJ0aklOMnV4TlhiRFJuWmpJalNfSS00b3hLMUJxMnhCWFp1UlNlejJCTlVsQW01eVEyMExEWTJqLUw1dzV3V0RXMWdaRm50OFJEQXZ3Q3BmUlg2WkF1UXRsVl9CdmFSNlBxamF6WDlyTlY2ajJzcVBsNTVTcHpQTHNtcWRVZXVCcHUtaGZXeFFQdEhjbTQ0WW04MGFDUk0zTko2c2VfdnFvSU9vTW5rX1RmOVhwTFlOUkVxSWZOWFVt |
All I can say is 🤦 | r/monero | comment | r/Monero | 2025-01-27 | Z0FBQUFBQm5teE5QczlQdXhJSU1OeUtIbGNPSTZLVVJKZzhRVEJaeFZwU0xSUDZPUk1LcHNLbGcyZ29pVFg2dlctQ2xTOUo3b01PTmVZeDRSZG5CeW8wN2NxLVREU2JQZlE9PQ== | Z0FBQUFBQm5teE5RTHgxdm9nS1cwQzZDMGdYdEVWRl9YSVl0V0ozN1dwQnNxbUt4Si1Dc2QzZXJwQmxyQXVHcWhJT0o5SmN1TGl2YzQwOVRoYXRWX3FuSzlvQTAtclEyMTVnWWN6ODdlWlJaQm16eDFhU0ZvbDU1TmdneW5oQ1pNUmxjeHZVWGdOdjhlMUEtR0NjZTVFVTA1UFd4RmtSXzFwVTJrTjhHWGliVmZCWml2TFJlOF81UDdEUHdjLVU5YTdwNlRqZzhMVXJla1dmdjNBZU13MjhNZkY5bURjeWVudz09 |
I’m PISSED. I lost so much goddamn money. I will NEVER listen to anyone on Reddit again. | r/pennystocks | post | r/pennystocks | 2025-01-27 | Z0FBQUFBQm5teE5QblJwM3c5TlhTVUZ4SXNRQ3VBVTZ2UUVsZDkxR09aU0NsSUdSRU9oV0s3ZkFrSUtsR2ZIYUpqeWdrM2xsSTVPUlZKWUNsMHZHczNCTXg4MDk5ZzRiZUE9PQ== | Z0FBQUFBQm5teE5Rc05XY3FaOVBZUGlSNXY2M0NBVVJIT1k0dFctRmJ3eUtDbFhOeVJndEo2SGU5d2pQWm8xWEFSd1VxUXJ1dWNpZmhHa0RfMGNvamtyRk5nV21aSkl2SWtCZXR0MmJmNVRzdXhOaVBIRndqeFQydllUblk4UHNMY1c0SWdJR0lmaVB0ZV93ajJnUUNLSGdvVjlsMEpDenhJSGhJR0VGa3BkaS05aFpIaW5XVkR1N3o1b2ZPWm5TSzRBaWRLLWZPNkp4 |
Hi there,
I'm trying to find a bot where I can give it the policy id and when the token is launched the bot instantly buys it. Do you know if is there any bot for this porpose?
Thanks | r/cardano | post | r/cardano | 2025-01-27 | Z0FBQUFBQm5teE5QY1M0SEJVYmp6My1ESWRhVlZoR1Iyc1RoV1QwS2JVc3dpWW1qc18xVVk3N0lxcUVHUjBQZUUwT0RaVDFSLWU0bVpqaUNYcXFFYkFLNHZ0bWdSZlRGdUhWay0tTml4MnZqOHQ0RnpJc3gxeVU9 | Z0FBQUFBQm5teE5RTElBMnVhc1A0Um5pOFlOcXRsWVpjeVhyNGNlYkFCQmwyNFltakM0Uno2ajNUWUU2NTRhVi1oWVF3Z1dLRkRId3dlT3NqeTZkS25LNFYwWTM2WWdGdlVVZ01ybXVvdnlkWFZIVHhwREtMTjdueEo1S01rWlFOZ2o3WkM3Zm5VaUs0WmY3bzhFZzR0MDRzcmJ3cjRJMG9NREt0Smw3OHk5eWl0anN0aUwyYmRoTHZmVm9fQWVZS3JPNlJ6QXRRWEFG |
**I don't think Bitcoin deserves all this hype. It's true that it's the first currency and we thank Satoshi or whoever for this idea, as it has made it possible and opened the way for other companies with real projects to create their own currencies. Also, stock companies may also create currencies, and this is the real investment to put your money in and buy their own digital currency. But Bitcoin has no project, even in terms of transfer. It is slow and takes a large commission. There are currencies with real projects that are fast in transferring money, such as Solna Trax, and there are many others. Their commission when transferring is less and faster. That's why I don't like Bitcoin and don't invest in it. It is also inflated. I don't think it will rise many times over. There are other currencies whose market value is small and they have a great chance to rise many times over. They also have real projects and can be transferred quickly and with a lower commission. It is much better than Ethereum and Bitcoin.**
**And don't compare gold to Bitcoin. Gold is gold, tangible and mined, but Bitcoin is a cryptocurrency. Other currencies can be created in the same way and mined as well. But the most important thing about currencies is that they have real projects and can be transferred from one person to another quickly and with the lowest commission. There are many cryptocurrencies that excel in this. About Bitcoin and Ethereum, and it has the opportunity to achieve large profits, unlike the inflated Bitcoin**
| r/ethtrader | post | r/ethtrader | 2025-01-27 | Z0FBQUFBQm5teE5QMURYX1dvTDlPbW9LSE9qNkI1Y1U3N2NkYXJvbWN5cHVkZEREaHVJUkJEN2oxd1BXVjYxZ0ZTTjNxeEJrR1BSQkFwNlJUcXRDOTBVVG1hR2dMNlV4QVE9PQ== | Z0FBQUFBQm5teE5RdTFZcnBNM2ZxNmY0VlhHMlhWZlByNGxsY3hiU3R0RTd3MkRUaGp6emxmZE5Ed0ozTXpDMXRLRXhidDlwYUpyOGdFVWpCS1FENkVQc3M2b0JxU083S2FleWhCNDZoUmlFWU55SW5PeTIzLV9TUGlOMHF2cU5vX2pIN2R3YTBSMVFFUzNsc0VtZHhhcW1KYjJfNHZmVFhkLU56aTZXamltNkQzcjRCZWNKVUFFPQ== |
So I bought 35 dollars of BTC from bitcoin depot. About 12 dollars of it was used in fees leaving me 0.000227 BTC. So those who buy from atms witch ones have the smallest amount of fees? | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QSUtYR09YX0Vzb1hVVUlNRnBfNzdEeVV1LU5qMGlPUVFfak8zX0dINEhLWGoyQmpLTlZnaGZGZjFKcG9EeWlwY2VMMDBWVGtzOWRPWWtwaTRjWjNxQnc9PQ== | Z0FBQUFBQm5teE5RN3kweW9hYXVoRldFR2F2WDdOTHJvek8tbHFDcEd2aEhhaXNmbWRiOVFOWVRkSzYyeUJ5Qnl4eWlTZUhqNE1iVUs1TElJN1RaTEVRcGN3cWc2WGNOb3lDWnJIRGo4RzI3SGV4NUUydjZUcWh4MGxQQnNmeGxJZ1Z5M0xXeFNTUHpuaEI4ZERxUlNjZ3pUVXF1MEhHRzF3PT0= |
Is that a sound plan? I dont care if i gain a lot or not. I have no idea about investment. This is my first time. I have found that i am fine if i lose this $100 on monthly basis, so why not invest it and keep it there.
| r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QWGhFcTF1di1JRm9qekxOck5RY3dzdU9Geld3T25QQVVIN1ozT1pUUjQwWFV5MGl5aUNSczJKMXlybWowX1NySEVBelhld1ZBYXNjdG9vYVZuMEJHVlE9PQ== | Z0FBQUFBQm5teE5RQVotVjZEblM1YWp4bHk2MmthTDNmaEk0RlBlVF9VaUZQNnBSRHRiYi1iUmhONGo1dVl5SDU0bGU0ZU1xMVlhMlBzRF9VcnVJS0t3V3VySEM3d2ZTaDZ6MUlzOXdYT1hlVmlJM2lNMkJUVUxOZ05KeUNyYWdnTUh5b1BRQ0o5WWlLNWF3anE0OHpqR2dNXzBqVUtmbmxLaWNVRWdrMktUTVRycEdBMEd3TW1PckwyWnhwc0s0WFZnaHdIOFNWX0RJV1NZQktiWXhkNXVyMXJISEZ0N2ZHZz09 |
I would say it's good for Monero because if they find this legal then I don't see how they could not see Monero as legal and maybe Monero can be listed on some main exchanges again. Not that I would use a centralized exchange | r/monero | comment | r/Monero | 2025-01-27 | Z0FBQUFBQm5teE5QeHc1WVFsR2xqOGhqMGlKdkExdHJFNDVrbHZ6Q0tLamxmZjVYeXlJMV83N3ltS0NOMzBRTmFCcTBXZ0hBU0lqWmp5c3lsRnFJdDN2LWpGRlBsTWFpeXBxVmNTVEo4WmZYVjE2ZHBlWUVXekk9 | Z0FBQUFBQm5teE5RWnZQTldNN25CSm85eml0cFI5WkpacXJNMlA4R0dYUTZhRm5obVhSaTF3eWpBcGFjRVI0ckVVZUFJTVBha2FmU3pIcDlKdW5WaURubVpSeVhKT0E1R3IxWC1rTVZ1YzM4YzB1dVR1R3VXc3JaT1NoYlBWWDNHMkZSaE5SR0h1OS1CYjBkVHVTU19SNExIOEphZHpON1BYeVNGZW1WVkczcVFpeEVxWVVGSGpJPQ== |
For sure you definitely don't need to mix Monero, it already does it on its own. Tornado cash is for Bitcoin and I would say this is good for Monero because if they find this legal then I don't see how they could not see Monero as legal and maybe Monero can be listed on some main exchanges again. Not that I would use a centralized exchange | r/monero | comment | r/Monero | 2025-01-27 | Z0FBQUFBQm5teE5QbVNhLThhMGZNQ1FETFFuM1RLcURManBwMWxPemZ6bDJGTUxqeTh3cFk5VWlUa3RMUkJudG4wRWhrT0pacHBQeXVpSFo0WTUtcUk4RGN1SS1yTEJFOU4teWxlaWp6MjBZMGt3MC1WVXlxdHM9 | Z0FBQUFBQm5teE5RREQ1dE9rSklQMjY3bkh6RUcxTW14Zl9mQXR5YkgybW41NjIwalVYeWdJY0hzSzdXOGxXc2RWelZrWjZDeXE0TWVLSm0yaGJrYy1wYUVCelg0TXIxbThtZFdENzhYOXBxOUE3ajZsZHZxUGtqNUd4MlFDR2xtRG1BY2ljQ1dBcTRocTU1cnYtNzEzeGtyMU5ja1R1MUEwNVlGMUV4bW5PTmRnajZURTV3bEFBPQ== |
Many of the fund houses have stopped accepting new investments due to the overseas limit exhaustion of $7 billion USD. But I found out that the fund Franklin India Feeder - Franklin U.S. Opportunities Fund is still accepting payments. So how are they able to purchase new units in the US if other fund houses are not able to?
| r/mutualfunds | post | r/mutualfunds | 2025-01-27 | Z0FBQUFBQm5teE5QSWNVM2lUQTBRUmVDaW1mbUdRMW56V0YtR09IU05ydkNmaWhmNXdmVzRwRGdrWFBXQzhmY3FocTR5TDlqcjRocnVkczVtbWJ2SFZHU2VRUDhEVFNiWGdFS3FiVlZXR3B0Wk1YUE5pdFVsN2c9 | Z0FBQUFBQm5teE5RRW9qSmZxXzlEY1huOGRRWDRVSVh3RnJKYUQ5NzYxYmtDcThWMVlJRnFwWkd2RGt5V3RVbHJGR2R4eVF0VGRTX0p5TGw2TW9DSnFjb0h0c3d4Rl9NYjN4OHNBSnM5NVJaX0hYejRNbmhkcHhZRDFlREJoc0xCSVRmcDBrTE10bzBXY2lVcWx6SlRlcUUwRkpkeHpiaTA1NjF1TF9CMFVZQmNWWkxaLUc3RjgxVURtXzN2SWF6MlVnaFVyZWtFNlNBa0dRMXVSWDJ6QjMydDg1c3FWa1o3Zz09 |
Early in the days of this forum, people thought 2000 would turn out to be one of the worst times to retire. A 4% Safe Withdrawal Rate is usually the starting point for people on this sub when starting to think about how much they'll need when they retire, and by 2009 it looked like year-2000 retirees would be one of the few cohorts who wouldn't succeed with a 4% SWR lasting 30 years (after just 9 years their portfolio would have dropped by 77%). So, at the end of each year I like to look at their performance.
**Data**
This rough analysis looks at the results of different withdrawal rates under 2 scenarios, 100% invested in S&P 500, and a 60/40 split between SP500/10-YR-Treasuries. It adjusts for inflation, assumes dividends/interest are reinvested, and uses fixed withdrawal rates based on the starting portfolio amount (like with the 4% SWR rule).
[https://imgur.com/a/To5mreB](https://imgur.com/a/To5mreB)
**Thoughts**
2024 was a good year for these retirees. It is unclear if a 4% SWR will make it the standard 30 years with a 100% stock allocation, but with a 60/40 allocation it is almost certain to last for 30 years. If you have a much longer retirement horizon than 30 years, then you'd want much more of your portfolio remaining at this point, and a withdrawal rate of 2.5-3% would have worked out better with the 60/40 portfolio.
There's two reasons I think it's worth looking at this cohort. First, it is a real and recent example of a situation where there were big negative returns early in your retirement period. So it provides a good opportunity to think about how you might handle a similar situation. Second, because it's worth remembering that you are disproportionately likely to voluntarily retire at a bad time. A lot of people were retiring when stocks were reaching all time highs in 1999 and 2000, but very few people were choosing to stop working while their portfolios were dropping in 2001-2003. Big ERN as a good article on this: [https://earlyretirementnow.com/2017/12/13/the-ultimate-guide-to-safe-withdrawal-rates-part-22-endogenous-retirement-timing/](https://earlyretirementnow.com/2017/12/13/the-ultimate-guide-to-safe-withdrawal-rates-part-22-endogenous-retirement-timing/)
What does this mean going forward? Well, I have an absolutely terrible track record of predicting stock market trends; when I retired about 10 years ago I thought we were heading toward a major correction in the next few years! I'm still pessimistic about future returns, so these results are comforting to me. During what (I think) was the worst time to retire in the past 50 years, your portfolio would have mostly maintained it's value with a 3.5% fixed SWR over a 25 year period if you had some bonds to go with your equities. My 3% withdrawal rate should be safe!
**Source**
ERN's data that I used: [https://earlyretirementnow.com/2018/08/29/google-sheet-updates-swr-series-part-28/](https://earlyretirementnow.com/2018/08/29/google-sheet-updates-swr-series-part-28/) . You can use this to look at different asset allocations and to adjust other assumptions. If you don't want to work with the raw data directly, he has some tools in the spreadsheet that will do the analysis for you when you adjust assumptions. | r/financialindependence | post | r/financialindependence | 2025-01-27 | Z0FBQUFBQm5teE5QVEVLYmJmTENseVM1OXlQM1J6Z2ZNeVdnLWFCbTR4Q05aUTlwV2lSRW0wUDExZkVzNDdvd1czTHUyQ2hSM0gtNUFremVzbHdpZGhZREhYN0R2dnpad2c9PQ== | Z0FBQUFBQm5teE5RbzIwNVV5bjZyUno4SHNoX2pqaVFTOVJGS2JUR1lKZ0p6MU9zdHhFX1labFRTVnhfSGlwajFGMXhFX2FQV0hOcFVaaWkxMWNyVi1RUEFjTXcwY2J2VmlTWlhzako2SVlCZVFGeG04cWFIU21ocW9VUjBpREVKQ09XSUU2TTRXelRfRTZSVF9TMFRyWFJpOG9kQ19vM3ZlQzFEa2kwVXFlSnItNGdYU0NQSUdINDdwcVVkRkNXbE83WWpVeWlfcTQ3NUc4S0xVbk1kZk12ZjRzQ0llS3FXQT09 |
👍🏻
Smart idea | r/bitcoincash | comment | r/Bitcoincash | 2025-01-27 | Z0FBQUFBQm5teE5QYW5DVzN3TktSc185MnFwZHpzc3QyQUh3aFhveUNhM1lER0VITnAtQmlUanJlWWZCb1liTkRfUkdtcnpfWDNuNm52blFKaGFDYWRTMVZXVWFiZzN1VkE9PQ== | Z0FBQUFBQm5teE5RNnZOX1FvOG5QVEZiSEtBNkE1anFRUF9WcVlVaURDME5JOTdESzRSeHJlbmdjeDFTRGdMTjl0UkVxOTBTVGgyWWQ0V3lJREpoQlRvWXpRbHFpYW0wRm96TklnZjZOUVEwVDhxWW1uSkdYU1ZZMDRsaXM2VXczcGRqZ0lfVUNWVkU3WUxkdzh0VGd2UkNNajR1ZGVHYVI1NVg2S3g4OGRqMVV3MFk5Z1gxbENHV0M0WU0wVlpFdGV2YmhCdFg0RmpuWlE0clVBSDdiVnN3S2IwblhhNUhMUT09 |
I first got into crypto years ago when Bitcoin was around 18k USD, it had already exploded as far as I was concerned, I was late to the party. I wanted to invest my ~$500 into something that could potentially make me rich if I chose the right coin. Even if Bitcoin eventually doubled in price which would be huge, I’d still only have $1000 which seemed boring. Instead I’d buy newer more volatile coins with low market caps hoping to 100/1000x my money in a short period.
Dump $500 into a coin that goes up a bit then down a lot more, cut my losses and think I’ve found something better, rinse and repeat till my $500 is practically dwindled down to nothing anymore then invest new money and do the same again.
Wouldn’t like to guess how much I’ve lost over the years but looking back, if I’d have just put everything into “boring” Bitcoin not only wouldn’t I have lost money but I’d also have a nice amount of savings.
Here I am today looking at Bitcoin near 100k and a couple thousand ready to invest, even if Bitcoin goes to 200k which would be huge I’m still only gonna have <$5k.
Any shitcoin recommendations? | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-27 | Z0FBQUFBQm5teE5QczF3MmQ0WGVFNW1HX1dNRHNJVjRYalZOa19PZ2hTM0FMc05XNERHb0JKRjNRQ2RMX2Nwa0p3aFNHazBLaWNGdDVJVVdDNllWbWQ0SkhmY3RtbmRfeHZtSldVM3ZoeHY2LVFibzg3ZVk4M1E9 | Z0FBQUFBQm5teE5RdDFWZ1JMaktDVm8wSUJYNHdqaU9DWHZXQjhPZGowQmhjZGVZRUtVSVB0cDl3Yk1Bck1hVWJYbFM3NWktWG95X2tUMFFkcE45cjFCT0xJb3IxbkN3aUJFdl9NMVViVmktTncwaV9lNFhVUExNRjFMNVVUREJWamtDWUpScnhGQkJMQTJfQ09BUkgwaEhMU1hpUkRDMkRjUXpyUTdEbmlpcU9oRm52TWxzZ3BrUElWUl9kcWNzX1NyWmJWazZ4NGJaQmxxVlZZUHpEOEgtLWMtbXRNOV9nUT09 |
I just bought A little safe for my son and it came with a Bitcoin like one I can hold how do I cash that in idk why it how it had a Bitcoin but it did | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QNWYyOGZnaTBBY2p5cGRkaVphZVQ4SDRBRFJ5a09SVHVOMXZ3MHV2aWVHZDdpVmMzd3E2cVBaQW1WZmtPWXBTR00tdFhybW43NDBOR2p0bWhlR2VGR2c9PQ== | Z0FBQUFBQm5teE5RQ3ZrU3h2Q1ViRTg5U25YZDdyWmRVd2pPNXB6bzk3TjRyblRYNENCMHhIWFlFNl9ORXBoLTJ1V3FSdUpQTWJQSXp6c0w4bGowbUxlcnFpNmkwSjZpRjlqOE5SOGk1VlpnUm1lSGV3Y0tFUHdhZ0kwbUljaFhHSnh4Z3NaeHVDc1NkTTdBWUJnOHpKMld1MW5uZGFrYnpnPT0= |
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https://bitcoinmindset.substack.com | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QZXVsLWlWOEk0Nk4zX0pHN2syV3lqR2huYmRpeE1fdWpUSklBb0JITWxXWkZpTjR3Qmx2ZzVhY3pMWkxrMDhieUpRbU1zRC1sT0czWGR4WlpzYURiOHc9PQ== | Z0FBQUFBQm5teE5RYTVuZEFWbTdjY3BSTlRpYWpKc0dkVjY3cVVFX1Z5QndCWFQybHdnWFZFclZQS0E3YXByVkZBRVBseHNicEY3b0p1RlBOcGlERHhxT2NRXzhOTnpscnJfMVFyWmVNbEE1UDd0a1pBWkdZVHZPdGZ0R3JQVlRIVmNOOXJ0OXdUTXhiZWd6QzFmUDY2OHNyNDN6Q3o4QU5RPT0= |
What do people do when they are nearing the end of their rope financially speaking? I have been applying for jobs for over six months now. I have had a community organization that helps people with their resumes help me. I have done interview workshops and have worked with them to help me customize my applications for each job.
I have a job, I took it just to pay the bills but really it doesn't pay the bills. I am looking for a second job or another job that can pay my bills.
I have used up all my savings and have been using the food bank and eating anything they give me even if it's stuff I don't like. I've gained a whole bunch of weight because most of what they give me is highly processed, carbs. I don't have enough money to even buy cheap groceries.
I have so much debt now just from trying to get by. I have a roommate, the kids moved into my room and I rented out their room. I hate having a roommate but I have no choice.
I'm just wondering, what do people do when they run out of money and have no more room on their credit cards for buying basic essentials and paying their rent and stuff like that? I'm scared of being homeless, I don't want to do that to my kids. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-27 | Z0FBQUFBQm5teE5QXy1rX1FsQWlhTlZadUJSR1dvLUZWZWNuZTAyNExFWmJaOWR5RTIzRHlQalN4dnIwV1o1OTQ1NjM5aHZZZWU0RzI2VW01bWwzdlptUEwwbUtoejR3bGc9PQ== | Z0FBQUFBQm5teE5RRndHX00tckxKdFFhQUJDR1ZJZ3RpOHFGLVRGVG5MRWNaUktFSHJOY0lrZzlOa2lzdXZDalRnNlpZa21RRzJpQUh3WlZ6QTdLZmJwRmFVMEpHeko3eUM0cWZSZE1LT0E1OWZ4SmRkdTdOTllxWnFlZW1xOFJjWWZoa1FHZjJ5RWdBemxIX2taNUpyZ3dDRVNYWVNUekJtMkdCZ1BuS241d1JmYWFsMWlIaGJPeUoxTkY4Q3lmOFUybGx2NlFxRmpvVElUT2pHVERMNzR2SE9NamJwMXVsUT09 |
This, my landlord won't turn up the central heating, so my PC is going to heating my room. | r/ravencoin | comment | r/Ravencoin | 2025-01-27 | Z0FBQUFBQm5teE5QY1J1VHJIbEFqN2dTVDhXbUNBcEtOcXpqeWtHQk0zM2hLNTJTcGtoR1hGUTIwLWVRUnlmXzBrbGNNa1dJRnlsR0dGNmY4Z2dhdFhqTUZXelU5NEp6Z3c9PQ== | Z0FBQUFBQm5teE5Rc0VwSEVVRU9FYUtRaDBvMHhXRENTUEtPWDRPMXFmYkgzYzFqQlYxZGtnSm01QVJhbTlFZE1ObkwzTXVfNV92SU1tenBHal8ySkwtNUNPRGJ4ZlpaQmJuMTIzUmZnV0ZvQ01MeUhNdEloRDhaamVWVk5SQTM2Y21BbmtxUEw4MWlvMHBGUmdnWGJLdjcxa2M5RU42RlFWMTZ2NE8yblF6NTROTm9YSWtlOGdpYUN4VUxMMnprc1g2VnpNbjE2R1dw |
I’m trying to move away from Walmart, Target and Amazon and consider Costco for some of my groceries and infant care needs. I had read that instacart has shady practices where they markup products much higher than they are in the store. Costco doesn’t have their own deliver service for groceries at least and that means I have to use instacart linked on the Costco website. Is it smart to use online shopping for Costco or will I be ripped off by instacart?
(Side note: due to our current situation, it’s not always possible for me to shop in-person, so online grocery shopping is important to me.) | r/frugal | post | r/Frugal | 2025-01-27 | Z0FBQUFBQm5teE5QemtEZ191WEREZlJHVUZqQkJFd1NCZlNiUno1R2tDUXo4WTdqcl9nVGhFbDhDM1BoWXBPZkVqcXFjekJQRTk1ZjdXYXBqaURsb3BCUUlxdnAzRGNWOVVxVmlORXpHcy0tcmRQVUl6NzlLRVU9 | Z0FBQUFBQm5teE5RUVlKa0V0TUdMa0xWcHJtTDF0Ql9TYkNneWV2NzNxeWNMdEZTSDdod093ZjNOZjYwd042SGZkajBxd3RkX19mWVRWRVJiaXNZTEpmRzVFT3lSVTc3R0hOWlhiRkRMQnp2ZjN0SFBmaVMwUFBqMmVsNHpCcDlBUHJ6anhaZjNJV3U5U2R2MWhwQ2c0RlJtYVpVY3g0NlZfTmw3am9XVDE2d2t6M0hlaE5jWWN1czNLM2E5ZnN5U3FOUGJBVExBVE80UEtPSGtrMURCNEUyUjI3LVFTb0h5UT09 |
I noticed that major Canadian telecom stocks—like Rogers (RCI), Bell (BCE), and Telus (T)—had a sudden jump in their share prices today. Does anyone know what might have caused this?
Thanks | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-27 | Z0FBQUFBQm5teE5QQk12S1JtNzRRZDE1ZFpHdFFpX2txbkNtejd3M1dBd09LVC1iVDFZQ2xGcmcyTGFycm9LNjFmNWRVd3Y4ZzM5c2JMUjJIcGhSS2paX1lmRDg0dkozQ0E9PQ== | Z0FBQUFBQm5teE5RWFNqbndnakRUNE9CVUpwak5Qc3FyMHRqcEpOM2theVBwM1FydXFiajluOFpnYVBnVlhJV2xNa1NLeXFvdmZGOTJCbUhySlVhaU1kMDRNSGRSVDlkZDBGa2lsUFBfZUhUaENlNnBZZ2QwdkdmYlRwSTNpZmthWkRoaTNEbWZKcjhmXzQ4Q0VyTDhXVnRURjluRi15RXRzWGhDSjFxcUlhek91TnUwY0dKSDNQUnNMMjJ4T3BDSUx4ekNPS25aemktVHRhZTIzbVRNVl85N2FYZEtZVktlZz09 |
This community often recommends not to currency hedge equity exposure. The reason given is that the cost of hedging isn't worth it in the long run and currency volatility is minuscule compared to equity volatility (vs bond volatility where it's much more significant).
I have the option to buy the S&P 500 hedged or unhedged ETF. Interestingly the total MER on both is 9bps. Given they are the same fees, wouldn't it be better for me to buy the hedged ETF? Compared to unhedged, I am essentially eliminating a key risk (currency volatility) for the same fee so why wouldn't I go for the hedged version?
Thank you. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-27 | Z0FBQUFBQm5teE5QcHNfbmpZc3BxS3pTSXpNd0RoWEpwUEdfam1IWF9iZ1FlcmUyd0Q5NzE2Y2FrU3p4anpEMnhFY1ZpRmpTVVMzdmhqWDFpV0RpZkJqdFJNdDYxd2NzcTFLeFFTNFBXdENoZ3ZITWtvMUlxdWM9 | Z0FBQUFBQm5teE5RQ2lXRkhuWW91MDJCZkhrWGt3TGY1NDVmNU5ib2xBYlkxdGZIcTJXMzlpOEYyWWZ1UXF0c2s4cXczYkhrWWFDYTJhWEF6UDM3TDRlaGU1LXpRWTJfUTBIYmlyVXJlMVE1V3hZU0ZGNFRLalRUdlhPWExPTVdrUXhrbzNEbWl3R00zRENIOUNnZ0dsNmFzSDI2NmpXVGpmUmt6dnNKZXctVUppMFZOVE9TUDNfZzRFU3dXRGJDRTNIemF0eldUSTg0aXNTbnozb3o4LXc5RW11WnFOSUxiZz09 |
I just deposited $15,000 purely to invest in the market. I’m looking at putting $10,000 into the s&p 500 as a safe place to hold a majority of the money and putting $2,500 into Tesla, then $2,500 into palantir. Since chinas deepseek sent American tech stocks down I’m thinking now would be a good time to buy in but there’s such important news coming out this week especially on Wednesday I just don’t know if I should throw all this money into the market right now. Any advice from some experienced investors? | r/stockmarket | post | r/StockMarket | 2025-01-27 | Z0FBQUFBQm5teE5QQ2NyOG1FN1pTN1JCbTAyM05oTEdYdVh2UkpoQnYycElleTl1emVoeFI3a2duM1M3Y3M3NGpRcHF0WWdQeFVJdmZIX2JQR0pYdS1xRGpEbHNTX2NZM2wxYklMOG9mM3ZPNzVyWFE5MlpLQlE9 | Z0FBQUFBQm5teE5RMllnbVFCY1pGcjFoM3dyVzB4WGJwWmwxY1RPektxUzRRbVBTWTI4M0owcTZWUVhjaFVFY3Z6LU9mTTN4dG84NHIwa2lmWFVCYWlCVndfWUh3Q2xfZHNqUDJ2NjY3VHd0WjIwU1p5QUNSVWpLemlweE9GNDdpNkdlYnlZOEdkVzFOWnR0RjFSdF9uNkhQQU1ZS09CdS1JY0JkOTdKbXkxZF9RMUJaQ0tnUW5uay1ORlhWNERzcTVhQWNBR2NRaWlXTDJkU2NUZzBkNk5kZlFJaV9ESk80QT09 |
I’ve rented to good and bad tenants but no Sec 8. I understand the logic that landlord can count on a gov’t check. But aren’t there inherent problems w tenants who couldn’t afford to live there wo subsidy? People living there not on lease, more? | r/realestateinvesting | post | r/realestateinvesting | 2025-01-27 | Z0FBQUFBQm5teE5QcDNOVlRZcUVOTXpSQUdYbllOYmhTNk50WUk0TW5ZNlRHOGRKd0FfTlBLUXhXWWN2eGFBM1pVOHFkeUhfN2RXVHlTdF9sVTliZXRhM3ZPRjlRaTRvT3c9PQ== | Z0FBQUFBQm5teE5RVGVVbVZjcmNVYWFwVXA4T0dtcHFtT3czbVZITDZ1MVFVVGJ1c0VKNDZqYzJ3emNld2hITmRhckVnMmJTdzl1dGpoUkREdDRxWVRkTWFxMGZhUVZVbXd2N2hMYWNMZzR2SVJ4eHpka0d3UkxpYjAxUzhNV0J5M3pJV2F2dmk1R2RUendoZXBROG0zM2NUSmRqM1ZwTUt2SDFuVVhGeWMxSHlXMXN3aUhWQ2ZmTmJFNWZoUGhFb1dxV3JUWDRkUTEzM3g4Q1IwcXluZ2dMTVRpNnVOMTRVQT09 |
I would like to start getting SMS alerts for bitcoin when it crosses certain valuations. A quick google search and I ran into "cryptocurrencyalerting". Anyone using it? I just want to pick the most reliable one if anyone is using anything they really like. Thanks. | r/bitcoin | post | r/Bitcoin | 2025-01-27 | Z0FBQUFBQm5teE5QOTRjS1Qya3JJMGg0MXNBajR0RF9EcElGaHFzYUhyVDQwbThNTy14ckJubFQ1dzA5MS1wWkUwa0h2bmN1Rnd4RHdlaERqRTFManNCay1lamh5dHh3dVE9PQ== | Z0FBQUFBQm5teE5RMzZXWWQ3REZSeVhUSU03c0hUSFk1UGlXck1Kc2VrSU14eVZkOUNyanBTY1FqQ3JZR1pEWVA5Tmw5ZTBUY2h4TzRKNXg2djd1LVlUMkRqVWstUVZSazBsNElHbjQ2SW45U3pCcGhVN0ZZdS02V1NQVGx6R2Y4QkNUUWprLXBFd3I1amRydkhFNEdTMTU3ZWZOYXpvMHJQc0NscUNZVFFBREstc29SU1U1aW9RPQ== |
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