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My now deceased sister-in-law lived in a house my wife and I owned. Her children took most of her belongings but left a newer mattress. Its one of the pillowtop ones that likely are not meant to be flipped. Well I have been spending winter here so place isnt vacant as we had problems with breakins in past.
Anyway I hate that damn mattress. Dont like the pillow top mattresses. So today I flipped it. Has this unpleasant stiff material over bit padding and the springs. Its FIRM but lot more comfortable than the "pillow" and foam nonsense. Any reason not to use it like this?
I mean not like I am worried about shorter lifespan as I am ready to donate the thing and buy something I like if this doesnt work out. No idea why this pillowtop stuff and the soft foam has become so popular. Now the old latex mattresses from half century ago were some of the best. The modern kinds of foam, just say NO. Just really unpleasant. Also some bedding left behind. SYNTHETIC sheets. WTF? Does nobody test this stuff before they put it on the market, or is it just pure price point and they dont really care about comfort just that it looks good enough and cheap enough, some clueless idiot buys it? Some things just never should been manufactured in the first place. | r/frugal | post | r/Frugal | 2025-01-28 | Z0FBQUFBQm5teE5QUFdiaFhJQTlSQ04tYi00MklURk1kNkV6QVA5WTRxRkZXRzBaMnYxOE1TZWFtUFhRVGFCTXlOeW5rRVEyOVFwaVFIR2c4UFZRM284Wk10eEViUzVzT2ZsZ0R3STV5YWgzUVd5MWZQRnZieGc9 | Z0FBQUFBQm5teE5RSGlfSWxtejB2b29XSkZfeHc1ZDZjOTJwbEZlR1I5N2lzMy15cUpfWkVHQjlWU2RJc2IycFJMeU0tcElrNG4zUHdYU1VZQ2Q1TzJHMjUtbTlObzhNaVpadjFnbmVmQjU1YUluVTdGV0gxUW1zcGFQWXhRUm5SNm1FQWhYSnJQcVBobXBVRWJfbERQNHNYb0RQa0lDQUlCc2E1Y3pwTUxwbkl2YlFpTW1rdzVIUDJ0MzhuY2RhUFQ3TnpGWEJsZlZj |
Which market or exchange is the source of your widget's XMR price?
And which operating systems will it run on? | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QY1NhNEhnSUlHZ0pWaDQ5TkR3YzBzNG1ic0x4bFRPZjlaZWx3dkpNbnd1Nm9mdS1PWDkwS2RUZFVScmxXazkwRXNjbUhZd3BTU1N4eTBjV1VPZ2ppMkE9PQ== | Z0FBQUFBQm5teE5RclA2ZTdyMWhoenQ3UExPZmJFMGNpVVB0Ti1ROC1ZTy1YMi1fRmJUNkVralZzcjhYaEM1NGNRVkZrY2RHazM5MEp1dDIybFI1ZmtyNzEtc3JtUmxaWjY2ZDJOOUdqWFpvQUNhcUNXa0dXanE2R2hJR3d3ek5iLWNpa0t0WW5yNHE4ZjkwVVhWTmktLU5MYk9hWkdmRHNTdkFJV2tsRDJZY0g0bEVzSWg4MEFNeUJhcjZaWmx6ai1rV2tnRFBGeDJf |
Bc of Deepseek, today the Market was red. BTC dipped under $100k and MSTR dropped along BTC.
Execute Trade : Sold CSP on MSTU
1) Strike MSTU @ $7 🥸 ... (equivalent MSTR @ $~290)
2) Credit $0.65
3) Contract : 400
4) Expiration : 2/14⏳️⏰️
5) Cash Collateral: $254,000
Profit Target : $26,000💰💲💵
Executed trade when MSTR was around $323.
Year-To-Date, realize gain [ $222k ]. This trade use 87% house money. 💪👍 | r/wallstreetbets | post | r/wallstreetbets | 2025-01-28 | Z0FBQUFBQm5teE5Qdk95WTZFaTJnQnZCMktsM0c3V0hsM1J3VGxlN2RjeGIwbE42LUZPMDNsaGhuVEQwd25UeXprQURpdDZpWW1fNzV1el8wMWRSV2NoMHRfUkRFR3ZKV3c9PQ== | Z0FBQUFBQm5teE5RVjRvMHRfN3MzSlpyU3ctVkRiVVdVTnRNUlZQZWFaa1JfTUFaYlIwNkZIR0Z4NWRia242cDgtRXRON2Z0bFdGNmtIZEt6d1N1S3RIM2hDRURqMXh3TVZCdi10eWxveVp3UjYtRXFrdks2NUFzYmdzUTZjV2IzRlNQX1hLUXpxNkc5Nll1djJCaHJvY3VMd1lTR3dZQUhZXzd5aUJCNUNOQ2M5NmJYTVB0RUQ4Sm8tekF5eVFUQUM2YlZQdEsxSUQ0 |
I only know about the basic apps like YouTube twitter etc
Don’t know what meta is and
I wanted to know how to use Linked in a lot of business owners use it but how do I | r/business | post | r/business | 2025-01-28 | Z0FBQUFBQm5teE5QdWZaQUFaTGhoV2liWF9kN1U3WTgxRjVNQ0d4dWluWWs3UUItc0w4djZKTHFJZHZSRnpuT2tNekc0bTZibkxMbnpKeGlJSjJsQzhyYVU5VEwzaFp0VlE9PQ== | Z0FBQUFBQm5teE5Rdl9oT2taUVlyQVZVLVlZS2JGeTFJdUNQZmw5SkVaMU9OZExmUXZmNDdGckxIVU44Z2c1X2NESGtyRzV4UkNKS2ZlSWZUci14YTBZMmN3eFJvZW4wd3JCV0xlYlJBbThYdnE3ZUdBdmxMZkxzRlo5V0hfZEVGcnV3U1ROZTM2QnpGcS1GaU1hcjd2WGVnY1JzaWNSaEhKR1hQQXptYTN0bHBIV2pJQkttYVpaQXFqWGpBekIyd3Q5ZTcxOFJWR1hmUGg5Qkk3NGJTWkx3RUFZT1ZnTTR3Zz09 |
Visiting. Still the case as of right now too. | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QN0RZTHZtT1BlZ0hXb2RVU2hDVmtPcE43MV83aGhMdF9wU1dtNjNtbHZIU3ZqbVloSUhscWlUbDd4OHU0dXlQa25mM01CZVhtT0xQMlV1LWZzMEF1T3U1Z1hkUlZhbVFpUjZMZGV0MVhkTlE9 | Z0FBQUFBQm5teE5RVnc4ajJKTWQ0c203WG9TLUkwTkowUEttMWxwNlNwZy04bTVUN0tqMFVLbGY3SVA2V0FDcFNfUkNpX19KYnY3R21NZ0JKd2xuYUJvYzNzSmJueF9XeHk1ejB6Mmd5a3g2b3ZtU0gxTVZ2QXZzQzkyOS1rNzV4Z3RabzZDV2ExcVdyNjZ3Tk02NG5uM0lSNzd1QmRTYTVrSHdabHdubTBKUHBkQUtqcjNCZDRjPQ== |
If you’re searching for a groundbreaking opportunity in the biotech space, Elevation Oncology is a name you need to know. This company is rewriting the playbook for targeted cancer therapies with its innovative use of antibody-drug conjugates (ADCs), a cutting-edge approach to treating some of the most challenging cancers.
At the heart of Elevation’s work is their lead candidate, EO-3021, which targets advanced gastric and gastroesophageal junction (GEJ) cancers. This is a massive market, valued at over $5.5 billion, with significant unmet need. Early clinical data shows EO-3021 has compelling anti-tumor activity, a strong safety profile, and the potential to outperform current standard treatments. What sets EO-3021 apart is its ability to combine with other approved therapies, positioning it as a leader in this space. This isn’t just speculation—Elevation is the first to globally study Claudin 18.2 ADC combinations, giving them a real first-mover advantage.
But the company isn’t stopping there. Their second candidate, EO-1022, is focused on HER3-overexpressing cancers, including breast and non-small cell lung cancers. These are high-value areas with significant growth potential, and preclinical data expected later this year could unlock even more market opportunities.
Elevation also stands out because of its financial stability. With $103 million in reserves as of late 2024, the company is well-funded to hit critical milestones without the need for immediate capital raises. Upcoming catalysts, like new EO-3021 monotherapy data in the first half of 2025 and initial combination trial results by early 2026, will spark significant valuation growth.
Their technology is another reason to pay attention. Elevation’s ADCs use a unique site-specific conjugation method, enhancing drug stability and reducing toxicity compared to traditional approaches. This innovation makes their therapies safer, more effective, and better suited for combination treatments.
In a space as competitive as biotech, Elevation Oncology has all the makings of a standout player: innovative science, a strong pipeline, financial security, and a focus on addressing real unmet needs. As they continue to advance their therapies and hit key milestones, the upside for investors could be substantial.
If you’re looking to invest in a company with the potential to transform cancer care under the new presidential regieme, Elevation Oncology is worth serious consideration.
Similar companies in the space and their performance/takeaways::
* **Seagen (Acquired by Pfizer)**: As a leader in ADC technology, Seagen achieved significant growth by developing blockbuster ADCs like **Adcetris** and **Padcev**, which target cancers with high unmet needs. Their ability to bring multiple ADCs to market and secure regulatory approvals demonstrated the commercial potential of the platform.
* **Key Factors**: Strong clinical data, strategic partnerships, and efficient commercialization strategies.
* **Outcome**: Acquisition by Pfizer in 2023 for $43 billion, underscoring the value of ADC companies in oncology.
* **Astellas Pharma**: With their ADC zolbetuximab targeting Claudin 18.2, Astellas has built a foothold in gastric cancers. Its approval reinforced Claudin 18.2 as a validated therapeutic target, paving the way for competitors and new entrants like Elevation Oncology.
* **Outcome**: Positioned as a market leader in Claudin-targeting ADCs with a competitive edge in first-line treatments.
* **ImmunoGen**: Known for developing ADCs like **Elahere**, approved for ovarian cancer. ImmunoGen has seen volatile market performance due to initial setbacks but gained significant investor confidence after Elahere’s approval.
* **Key Lesson**: Early-stage companies often face market skepticism until they achieve clinical success or regulatory milestones.
* **Mersana Therapeutics**: Focused on ADCs for various solid tumors, Mersana showed promise in clinical trials but faced setbacks with safety concerns in some programs.
* **Key Lesson**: Even strong pipelines can falter without robust safety and tolerability profiles, highlighting the importance of clinical differentiation.
# How Elevation Oncology Compares
Elevation Oncology is entering a competitive but lucrative space, with several factors in its favor:
* **First-Mover Advantage in Combination Therapies**: EO-3021 is the first globally studied Claudin 18.2 ADC in combinations, differentiating it from competitors like Astellas.
* **Financial Stability**: Unlike many early-stage companies, Elevation has a cash runway into 2026, mitigating funding risks while advancing its pipeline.
* **Clear Differentiation**: Their use of site-specific conjugation offers a competitive edge in safety and efficacy, critical for gaining market share.
* **Strong Market Opportunities**: With gastric and GEJ cancers representing multi-billion-dollar markets, Elevation is well-positioned to capture value if their trials succeed.
While the biotech space remains risky, companies like Elevation Oncology that balance innovation with strategic market focus often outperform in the long term. Success stories like Seagen and Astellas demonstrate the significant potential of ADC technology, but challenges in R&D, competition, and regulatory approval require careful navigation. Elevation’s early progress and differentiation suggest it is poised to compete effectively in this dynamic space. | r/pennystocks | post | r/pennystocks | 2025-01-28 | Z0FBQUFBQm5teE5QVGNiT05yVVhSZlJDNGhFaU5fYmJZcDVCd3lYMWx0cUFQcDdoOTBHOGt1S3U5ZWx3RmRKQ0N4Ri1vcmJBX1ZUS3JjYXNDVTZoc1JwdVk5OFBaTnoyQ0E9PQ== | Z0FBQUFBQm5teE5RUXo2ckZaNE9ab25jQUJnaksxVTJPRWpTTE53QWhmRER3V2hHd0xXMG44emo1Yk5IQ0wwYk5DaUhMQl80aFhZT0ZRelJuYklNck1MRTBsbm0tOWQ0U3hhclJsV0FneG1xZW4taEJzb0Zwc3U5aFRkWElpd1dVMDJZR1BsUmp0OUQxMWVLekFPS2pDTnY5SndCaWNpZl9LV0owNGFpcXVSWVktX2w1MmlKVmZ1OFM2dnRhVDcwQ3pFTUFERjVZYVFHdXl3cXR5alNSc1duNy1RQmRqSng5UT09 |
Is mining p2pool via the Monero GUI wallet the “same” as mining via XMRing? And if not would you recommend one over the other? | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QZElKSHB3LU9naTdDbUJPWUpZWi1RSHBvd2VENkVPMGNTMFVJZXMwNEY0dS02c3VqSXBFdVZHOUM4UlhFbmRwVlRWOUlKVjVOMUIyUnJwc0diNy1oN3c9PQ== | Z0FBQUFBQm5teE5RMExhUU5MVktzXzVlQmxhZlRpZDRSUWZQSjgyY1Mxdl94VDVRRmJaV25rVFZsR1h1NzFJc3BrNi0wWC1xSDlqa0xYTnNwNnBpcEg1Nzdjc1JRMDVsZEdONExyeDdGVTdSaXY0aVRsSmlGeUZQdUI5Vnk3REZFY0UxNmJUM3hXVzkwUUZRY2lHUGRndVMzUlc5VWdicVo4Uzd1Zy0zMlVUNzl0bTVvanFoSE4tNnYtb09VemlaNTVMR1FYaVExZ2RKSjFpT3FEQUM5RUl5OEZfZ00yLVRSZz09 |
15m turning 16 next month looking to invest more soon any tips are greatly appreciated | r/stockmarket | post | r/StockMarket | 2025-01-28 | Z0FBQUFBQm5teE5QYXNWNU1qZUNJb2NhU2RsTFRfbUd2YjNUbXRseGJRNkV4YnpnTllaV1F4S2tEVmNDaVlseHpBblE4SlB6Sk1SRk5xN256blJ2WXdFTWdaQkJQcnduU1FXaEZxSUViTmp0X09rMUJLbkFUQVE9 | Z0FBQUFBQm5teE5RRkRiYXEtOUdEYjRNbHlhMjRZdmdjZUZNdkxmdk9vaF9CaGlyLTdzcEkzNUlpMnhCWFc2NlJpNVhEVllaSjJaOEtfT05vQk51a2hDZ3QzWlBUUlVyTkkyMmtXdFdwNkpVUm8tcFl2eGZ3M1h1Q0xLU1lEZEJCdUpaanR0UnNuWkREMmxLQVJtaVY3aDhwYVJ1ZU5TMjZ3PT0= |
Hey mate, this subreddit is for discussion about crypto technology specifically. You want r/CryptoHelp or r/Cryptocurrency
That said, the only 2 centralised exchanges you should consider using as a beginner are Coinbase and Kraken. Those 2 are *comparatively* safe and reputable. If you are using Kraken, you should only use Kraken Pro. It has lower fees. | r/cryptotechnology | comment | r/CryptoTechnology | 2025-01-28 | Z0FBQUFBQm5teE5QTWJLZWFFWFE4U0taeGxUdkFTdXdjQjdOd0ZlYnpWMVZ0RHktLUNROEppMVFBaHVVcEl2S1d1enY5UjJ3V2RwZ3EycEhObEdTV3MwVXctVUFmSVJZamc9PQ== | Z0FBQUFBQm5teE5RQTFFbHpFOFQ3WnJCRlR2dk9YZ2dsTFF1VV9SV3BtSG43LWtzbmdieWhPT2dGRTZ4Qjd0QnJoMVNZS0ZUZ1ZNbGZQZ0lTYlhNUlNBeWFmRmxwR2dUT3FzTEIxdlJpMkVxU3k5aDNZS2pBWTNyb3cwcW11Nk96LXhkcDdVd0FMaGNDM1RMQUlrVDNLbUNHdUVQTDZ4REtxbFUxQ21heE9FQ1ZYVHlJYkZnT1djT2wxR3owOTBqRUV5MVpHSlVGejNNNHFiRGI5SXgwVGtuTFhRQWJhUGowQT09 |
Tempted to sell my rocket wrapped ethereum and buy a few. more Tao. Not sure yet. I need to do more research. However, with DTAO it appears on a monthly basis I would have to see which node is performing best and reallocate? Not sure. Again I need to do more research but glad Bittensor exists fo’ sho’. | r/bittensor_ | comment | r/bittensor_ | 2025-01-28 | Z0FBQUFBQm5teE5QNkZzUlR4dUI5bFZuX0J3RmJBUGxGSjY5TFJVclVRckZIZWlYN0ZfRldKc2ZMMkVoSFhiWFdDRzlhRWdqREJMWi1vUWFqTTVUek42bElCcVp2dmtWVXlLaWFnRk1mVHgtU091cTZpbWxjUEE9 | Z0FBQUFBQm5teE5RRGVubExfa1ZFV2Vkbk9ycTkyQ29PMm1rbFpOMlcxRUpxazhuWWt4dUhNZGJPVExKUXhsX3dNaVZSX2F3OHVMbExMMVZON2l5UXI2Z3RXcnRDVVllWlYyV0gxSjBoZkpUNDNFemZodm10WFZFWGtYYnJtdFRtNWpsOUtCMi1YUzlWSzFoVmlTT2FCMThqcmZiUDVlOXJoTHhLYXRoc0t3dWhoOE5mUnZnSDhBa08yaHQ4OVdrcUF0ZnJBVExEbW12QTJJeDZ4b1laMlJpb2FkZkNVcjdmUT09 |
Strange. I'm using Tails with Tor browser and I can access the site every single time, including right now. Never any host errors or any kind of errors. If you are using a VPN (or if you aren't and don't mind if your ISP knows you are using Tor), you could try Tor. | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QMmZPVVByR1hseGJ0TXpyalFlam54TzlfZzJCWjQwOXA3YXVuMC1yZ0VmUDQtbzRBTm5JYVpJX29hdFRndElUNmt4d3NhaDBvMmdUeklLSzRGemxuQXc9PQ== | Z0FBQUFBQm5teE5RNDlMRzg1VkdfTFNsQS1nenFlc3h6Qk9MT1BwWGpkdC1WS3NvSm4yUVI2Wk9xdWZoNVdpRk1ISzBVYzR1TkYyZFRIcEV2eG5DQndzTXpPN2VuaHR0QmUtcmhWYnBhVGhEWkZzT01HaDZuRWxVNWdJcWJxZV9BYk1WRFV0WHRmQ18wa2w2SjNsWWZyVzltVGN3WXVVM0txajl3ME41cGZMR2NodWs2WGViZUk0PQ== |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-28 | Z0FBQUFBQm5teE5QTy1pSEIwUGtCYjJpbEp0SUhNbFZNMHVUckNKU0g5N2ZJOE5IaHFMbmpZOGZWT3VWZ0YxWEVkT3R3bGQyWHViNFJJYkk3WHB3c0Vsejg4d0F4YlFidXc9PQ== | Z0FBQUFBQm5teE5ReVpBSWRRd1BQZk9CZVp1WDZoVHJTVDdNVFFHeXF2dExqTzVjOTdISkhrS1l4MFo1ejAxdFlSTFh5dkdaRFF4ZGtxbk5nUDBEWTk5NUpLTmFlQzNzd2xGd2dzZVNkRFpwSzdTdjBiNnNiXzJGTkJLQmdRaFlMSTNFeTRDRFIzZHZ0cDA3ZDVWSHdnNGoxSWV0eTFNc3hTYVB4Q1BpNFlPa0ZSS3JQdVVncGx1d0JLZTYzZTN6enhUQ2E0Y2ZSVmpydHRsQ2pRX3dRaFNWd3RHMk10TXMxellYNGU2dlpIdnhPVXZhZ1VHVjlnYz0= |
As the title says, bad contractor. Paid for $20k worth of work, he hit the hills running and now the lender is politely asking me liquidate. The portfolio is a 160 year old Victorian, 100 year old Victorian, and 3 lots. It’s got great opportunity zones tied to them and in an infill district. I planned on doing new construction. I can sell the deal and make somewhat of a break even. If I do have to bring anything to the table it would be a couple thousand.
I need help thinking of ways to offload them. They’re in a lesser part of a primary market. They’re a unique deal. How have all of you off loaded unique deals? | r/realestateinvesting | post | r/realestateinvesting | 2025-01-28 | Z0FBQUFBQm5teE5QQW5GWjdMbS04Q0dKNWhGYVZMalhFeUxET0ZqbS1rZ0E3bTVVU2ZsMUlydEpJSzJIdkxpSmlyQUNKcDJVWnZSSUZQc19yWnBRUW9qYlFGTVlFVF9nMkE9PQ== | Z0FBQUFBQm5teE5RamozeFU5RV9yb1ZETlhUcEVMME9NZ0VQU1JmWHliX25OeWN0TkZtOG5CZUwxc3dzY0JCSVlvX0NZVndwU1k5QjN3WVdFUDhlRVB0Y251TFkzQ1ZmRVFtd01qMHpIOHE3akdMYUVQbnA0OS1zdXcwQndldEpyMnNMMWc3NF8tVksyd3drdWQyZGpaMkxBbmR4VENDWlVZd1VCYUQ0MnBxZGR4MlcxOUw4b2lHOS02b1IyLUpwZDlGb2lQMzlEWkN1a09UT2M3TGdvbVBIaWNaN1NrcWJZQT09 |
Cuprate, the upcoming Rust-written monero node have achieved full verification sync in 20 hours. An official development update is coming soon.
[The machine that achieved this have shutdown multiple time, so we had to cut a third graph that was rendered completely broken because of the timestamp. The date is also wrong because hardcoded in the python script. ](https://preview.redd.it/cfg4n6540nfe1.png?width=1199&format=png&auto=webp&s=31ce3bf787db5555303f42b5d846e9207ede1e59)
# What's fast-sync and full verification sync
When you are booting up `monerod` to sync the blockchain from scratch, your node is doing what's called a **fast-sync**. `monerod` will download a range of block and will compare its downloaded result to a list of hashes embedded in its binary. This list is updated at every release and is easily reproducible by everyone. By doing so, `monerod` avoid the overhead of independently verifying the entire blockchain from genesis, which is a long and fastidious process. This stop once you hit the last range of blocks covered by the hash list (basically around the latest release date). If you ever wondered why monero is always much slower at syncing the top of the chain, that's why.
A **full verification sync** (`--fast-block-sync 0` argument in `monerod`) however, is doing the exact opposite, it is independently verifying and validating every blocks and transactions from scratch, no hash list involved.
# Cuprate syncing performance
This syncing method take multiple days or even a whole week for `monerod` to complete. Early results from `cuprated` have shown a 40% syncing time improvements in this method on a VPS. Later on, multiple bare-metal try have shown a full verification sync to be achievable in under 48 hours. With the same level of optimization, a threadripper machine of 64 cores have been able to achieve syncing in 27 hours.
Up to today, improvements have been made on the database, permitting a consumer level machine to fully verify and sync the blockchain in 20 hours.
For consulting early results, see this github issue: [https://github.com/Cuprate/cuprate/issues/195](https://github.com/Cuprate/cuprate/issues/195) . For being aware of the current state of Cuprate, join #cuprate on IRC [libera.chat](http://libera.chat) or #cuprate:monero.social on Matrix. | r/monero | post | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QMV83Y05vVDYzSkRFdGJRSDFPTXUtb3dfZDFzLVJKeXlZTmN6WnJuMmNvckxLSks2eDZSQXFrampwUy12RHZid21kdjJpSzFXczBDa25meVBIMHRKZl8wYXZRZS00WHEteXo4TXYwME1Cd0E9 | Z0FBQUFBQm5teE5ReTgyTlF0b1dRQXhkTi1PdmZOX0ZGUTFJOFp5N3o2ZjF0S2JNdWQ0OEJ1TGV2UnBDZUpXNlZqZnVYMDNselNFRS1jczl2VzJxYVVUNnd4MzlwYy1TQlB5VTNYOThWUDRzSVlzc0l0YUJpMFJIemt5VXF4ZTNIelhldlExSGFzeEZYc1pvQTVLdGtHN3NreUU2T3hDNXR5cU9mTWZpYzJ3Tk1uREJvNnNLQVBmQnpMQnhvemVBYU9XMUJVRXc4Q2lVWHBUZDZlTEVYQk15U0JwdWdvQ2ZlZz09 |
Cuprate has achieved\*. The night is over and I haven't slept. Pardon me | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QMmhZRVI5clRXU0FuZDZoRERnS1kxVWtVal9Hay0taF9VemhILXpBZkNLSGFVMXhpWlI5cHF3Umd4N0hUdk5NWjBzS05WWUZ4ejBza3JLMDdqaGRBWE8xVW52YlhySW11enZvNUhKcms3bkk9 | Z0FBQUFBQm5teE5RVGlfQ1c5QWtsdGo0NzNwRjM0RWZ3R3RoWU5TZGhGQ05CYndzR3o5T3lIZGpuWW1OeXhCYUhxVUVRRlFhVHFudHYxVTQwVGxJMHg2R2tRa1ZkX0pGSDU0RnBqWmxiQzhqaEZ3NXZBRFNjdENYX0VhZ1lYSlY4a1JVNUE5YTlwbkJmOWhTU2hLbE5OcVJSS1k0ZExnQUQ1VWt1aUR4ZFI2Y3NxYXIwVjFvTWFCMGxpS1hKQ2M0bUJmVE9hb1FMbExnbjkwUzVwRXh1VXNNZHRwQWNGTDdpQT09 |
Hey everyone,
I’ve been trying to find a reliable way to look up the past compositions of the S&P 500, S&P MidCap 400, and S&P SmallCap 600. I know these indices are frequently updated, especially in the small- and mid-cap sections, and companies move in and out over time.
I’d like to track which companies were part of these indices in previous years. Is there a reliable resource or method to get this information? Accuracy is important to me, so I’m hoping to avoid incomplete or outdated lists.
Any suggestions for tools, websites, or datasets that could help? Thanks! | r/stockmarket | post | r/StockMarket | 2025-01-28 | Z0FBQUFBQm5teE5QNUViSm9wT2l2QUhpTzYwaXhSck1QTmVBcDk0V1J1TjB3OWJsUkxHRUxnR000OVdXczVHNFBvUldPbzR5Wk9DaEdTZjVXalRUOVgtUjJPdE9BX2M0clE9PQ== | Z0FBQUFBQm5teE5RN294T04wNXJUc2l0aTJsVGtwTVhGXzhKRXFyTHpJYU92bDI3dDNXeEFqYXhfMUl3bE1OVnFxUHlfeXZRUXgtMTlqazBLYm5zdTlMVzdFRGNpMjQzODdGeVBvTjg0ZW40TXRfVEJfSndRY1R4WFZIZWZqakhsNUZrSW5rVFgteTJMeWFlemppTEc4MUZyc2NSeWJlMjBrbHc3QjExa0w1dDlpQUNLcDFJeUhmaFZQQnVhQmFPYW9ELUl3VTQ3d2FkaF9wRnFmbXZvVXd3RWFxQ0RfQS1qUT09 |
President Trump plans to impose tariffs of up to 100% on chips produced in Taiwan, targeting companies like TSMC, which supplies Apple, Nvidia, and AMD. The tariffs aim to encourage more chip production in the US, with Trump criticizing the CHIPS and Science Act for providing funds to companies that already have significant resources. The policy may cause price hikes for various computer products, as it takes years to build chip factories. TSMC-made chips are typically not exported directly to the US, but rather sent to other countries for assembly into consumer electronics. The implementation of such tariffs will depend on US trade officials.
[https://www.pcmag.com/news/trump-to-tariff-chips-made-in-taiwan-targeting-tsmc](https://www.pcmag.com/news/trump-to-tariff-chips-made-in-taiwan-targeting-tsmc) | r/stocks | post | r/stocks | 2025-01-28 | Z0FBQUFBQm5teE5QR3JBa0VuR0RxRW1DbHZobnNTYUlMTUx4OVZTYWJHeDRWRWhVZlVQUjZHcVlTRmRIX014bjA2b0xQRHRFOWdJcUhiZ0FlWlFLd0d3YVFhQUZFWG9paHc9PQ== | Z0FBQUFBQm5teE5ReGpxUjdwUkxYdzFBLUdzdDczTjZHaGdMQWJjZ2RST2NIZG9iRGtjR0N5VW1QOGdHRTZqYXBvUXB6YkhQR3pkdnFNR3BYalowTW40aEtnX3h5R0xsQnFmMlRhUEY5c0VHam5YU0hKRWdtVkc2Zm9FVm1yUTRvbTlza2o3Q2ZUVnN1T050TmRHTmFXektUMzFMbVhDQ2dRVHNWaU5YR1BQZkducWRWTVl5bXJZeFZqck01emtxZER6REdlV1dSU1QyVXFwal90azFIaXNqejVLNWJlUFFEUT09 |
I’m only 17 and have been in bitcoin only since 2021 when I bought my first £50. I then found a job last year when I was 15-16 paying in bitcoin which was great because it was bear market the guy I worked for helping him build on his land taught me about it but my friend fell out with him wouldn’t mind working for him again was a sound guy. I’m currently working at kfc and I’m at 0.05 I know I shouldn’t tell anyone but I’ve got it in cold storage with words hidden far away. Trying to become an electrician but also need to try get a house and have enough eventually for a family but would be extremely nice to be wholecoiner but I feel like I’ve missed the boat. Last chance really was at £20k. I’ve been buying in bull market which I know is stupid short term but I really believe in bitcoin. The only problem I can see with it is it is becoming less of a currency and the new layers aren’t really being adopted with countries trying everything in their power to stop it.Being paid in bitcoin just felt right and better then being paid in fiat. Also is there any way of living off bitcoin if that makes sense in the UK. That would be cool. | r/bitcoin | post | r/Bitcoin | 2025-01-28 | Z0FBQUFBQm5teE5Qc1dJT0VpeEYtOHdCOVFPa0JOeUZrYXMyTUdjendGZkROTTJTYjl2S2RudWZ6aUhJVkpfNjFWaFpta0c5SElYYTZ4S19ENXVvS0FteF9zVjhHcFFqYXFweXM5RHdSdEViZkhEUXE1ZUxYVXM9 | Z0FBQUFBQm5teE5RQmttUURKdWFxdDFYR19qSFNSMGt2Rk5DRG8wWUNfblU2cm5KZHNoNDJpQUUtcktHWFpHT2pnRl81LVFoUklMNUduX0YwajVIYkFNVTVoTzNOeDFibXJBYnBqXzFNVjNoRmNjMWhyb2lFeEpZTl9ScU8wbFVMenB3cnNpQXFpT3JpM0x5d0l2RWRuazdMNmltQ1MyV1RKM2dxRmhyQkJJeG1sRl9IOVgyMDkzRUJ5TEd5RWU4QWI1RFZqa1U1LWMx |
Looking to get some insight/business models from anyone owning an indoor baseball/softball type facility. Mainly for lessons and batting cages.
What type of challenges do you face? Startup costs? Yearly revenue? Open to any and all comments.
I have young children in sports and would be interested in running something like this! Eyeing up some local land and would like to get started in 2025.
Thanks in advance! | r/business | post | r/business | 2025-01-28 | Z0FBQUFBQm5teE5QVHlxSGdVcFVURTNQUk1fcGZZbFF1elcxM0dFZC0xeEFsVElFTkZZVXJpTGFUU21zcjUtN2JoRFpyeXh6VjFvYnU5dVlMRmN3VUZHXzRyMHJOZ0h1akE9PQ== | Z0FBQUFBQm5teE5RMTctZ2tPU2hxbDRqclNILU9pYlN5UWM0SV9uWFV0cnpSSFRKaGI2NU5sWEVVY3dZbUNOTmtVMjJxZzNTRnp4dGRVdDZvUTNjcjU4NUV2dWJycFdsZnc5SWR4ekw3OEdwbzZJbllkQVFHMzB4czNrVGFOQUo2VHRWNnNrakRSTk9pVHd5RlZ3Mldha2xHQmhvU2tHR2wxMGNvWDlOcWxyUTVfVGY2NXBaeG5BYXpIcWlnTi1NWFNqQV9ETUpXWlVI |
I have been retired for exactly 1 month and am wondering how long it takes to get used to being retired? I am a “hare” personality and have worked since babysitting at age 12. Can’t seem to let it go and relax. Worried about all the financial “what ifs”. Switching my brain from earning income to retirement seems difficult for me. Does this go away over time? If do, how long did it take for you? | r/retirement | post | r/retirement | 2025-01-28 | Z0FBQUFBQm5teE5QbmJ4emlPVjFzVVg1bm5QREo2Nm04QlpvVnBoQU5tZGp6NXpOdldyWWdaUXhQdV9ESGM5dVM3VFZ0UDNuMkI0ZTIyN0dRbVVwVktvT3UwbHMyX1NUUUE9PQ== | Z0FBQUFBQm5teE5RMDkyMktZMGd4X2tuVUpZQTJtNFlad1JsNHc4bXBvX19FcGl0NE8wVGpoNkxaRmJ4NTAtMkJ1Z05qN0toQjltX1dpM2RLQ2JubWRtbDU5NER3RGs4bWlYc0htZFZhdXR2Y2x1RDN2ckVpMFA0WGpmdkJ5LXN5eWxSSE9ON2JyeGVJbmxzT2tGOFlTbW5xVHU1cXVrcWp2WEtSVjlLZl9lcXM5NFhoZTE2UFZfM0FwekVlS3RnbDVVZDJLeVNqREZU |
So I'm seeing alot of stuff on coinbase that has big spikes, then it all just goes down from there.
My question is where do you do your research to find the next thing that's gonna jump that you can capitalize on?! People who talk trash on reddit don't really explain how they know what they know, they just call people idiots and laugh at them. Lol
I'm legit trynna learn about this stuff instead of just gambling! Lol | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-28 | Z0FBQUFBQm5teE5Qdm52RFluT0l4MW5FNUhWV3FQLXJYVGtUWWRtRE5UaGowQ3Z6NzZuaWxkc0tjNnctUi1JVWdmaG5qOFotaWtPRDVXWnpFNkIyYjVYd2xUcHpfU3EyZUE9PQ== | Z0FBQUFBQm5teE5RNE1UbUl0TkJkaVNEZmdkaTVUTnJoTDdlWTN4SjhsYXdVVzRaazIyTHpRb3hQR0lGWDdQd3NNOGEwM1FkU2lHZHUxTTFCdEhuM1NWdjQxbXJPSFUweWNueVhCTnR6QlZ5dUw5NS1vdHVmYkhDNlgxNGU0YnpVMm5hVTk3bVdRT2xfVTRUdlhFMlJOdTJjTldCYnY3b0NaTFRDczlVZUh1YUxVdmxlWGhndGYtQXhWNy1BVGpFajB4N2UzaEotMERq |
This is minor in the grand scheme of things but I'm so bummed out. I got a $100 visa gift card on Saturday from a family member as a late Christmas present. I almost never treat myself to anything and I was having fun trying to decide how to use it. I had decided on a pedicure and some new fun craft supplies. I can't remember the last time I bought something just for me.
On Sunday I found head lice in my daughter's hair and had to use all my gift card (and more I could barely afford) on treatments.
It just feels cruel the universe let me daydream about what to get only to have to use it on such an embarrassing, disgusting, and gross thing! | r/povertyfinance | post | r/povertyfinance | 2025-01-28 | Z0FBQUFBQm5teE5QWDlHODY1Z1VzZFloTk1TbDJaVXROTHRkWi1nRXkzMmxmUUUtRkFpdU1PVldWN2NQVVFMY3hqam1obk5CdmJCVy1aTTNqMEx1bXdqOGFTMDFTU0hzMDZ0Z2hnc3FudkU5M2N2QXV0U0ZQRm89 | Z0FBQUFBQm5teE5ReXVrRUZnS3pXWm81WDR3QXlSY2JNMEtuTVctSjd5bnJ2c2t3aTNoclE2R0FmMmdMeF9iVWJoTUtBb21EVEZ4dU40Ynk1b0NpRXR2ZGdJdjhGeW1lNkxvY29FUWlBd3JxV19Cb2tZcnFBMDVWMng2MFd0MFVlN0Eya1VWdlhmSTdMSVRicllrWHZpQ0ppR3dMQ3hNNVIzMFhMTWh4dWNqeXpadldMd1Bza09RPQ== |
After complaining of mold but denying access, the court issued a sheriff's order to vacate in my favor and granted a money judgement to me to collect on attorney's fees and lost rent. The evicted tenants have since sent demand letters to file a claim with my homeowner’s insurance, which my lawyer had previously advised to not respond to in any way. However, my attorney told me to reach out to my insurance carrier in response to their latest one, totaling over $70,000 - mainly for rental reimbursement and their lawyer’s fees, and to start gathering all the evidence I’ve amassed in case they sue. My lawyer said they’re likely going to try and trigger some insurance coverage in hopes that they can get a settlement. For anyone who has dealt with a situation like this, what was your experience? Did you feel you had a say in the ensuing legal dispute, or did your insurance take over for the most part after receiving all of your evidence? Did your premiums go up even if you won? I have an in-person appointment with my insurance rep, and I want to go in prepared to ask the right questions, so any advice would be appreciated | r/realestate | post | r/RealEstate | 2025-01-28 | Z0FBQUFBQm5teE5QOHBOcWI5MjdzTkpwWnpSRmNkaWhCb0kyRDBWMjh2MkJTSjBNUFV6YW42Z3NxUkNVVWN1UlFaY1FWcEx6bTYwb0h6R3plRWFxeE45ZC1QaE0wWGVhZ3c9PQ== | Z0FBQUFBQm5teE5RSEx4enJackFOcUllUXBLQ1BNQ3F1cHFZeDVaWTExaHdOLWoyZW55ZG80dVEwc3NSejF0bndYa2w1U0ZRcm4wcTlKT1JJekRPQndOM2Q0RFNUOVZmNGlIRnRIMmJ2cXhNWWVibWZTN1Q3clhuWmVzNmRuMjJsN0RZVGktTEltcUJMcC1KQnpjekpyNXhlY2xXaGhXbVAtTV9SczU2RHJ6SDlTVjVrdnNWMGJ3NE1lRWU2NWE0RGh2U1E1RWZPanZpWThwSU95S2RDZEFxMWJRWGtLZ0tTUT09 |
Right now I use google voice, it's great but I can't send videos and not sure if I can have as many lines as I want (without needing a parent phone). I have the standard non-business version because I don't see how the business version would help.
However I would like to have a more dedicated business phone number application. One that offers an app and rings through your phone like standard but you can list multiple phone numbers under your company. I would use this to easily track where calls are coming from (advertisement wise)
Communication within the team might be useful as well but I have a crm for that. Something where team members could have logins and access the phone numbers would be great (for expansion reasons)
Sending/receiving photos is a must and sending/receiving videos is realllyyy requested. Google Voice doesn't let you send videos.
Requests:
* App and computer application that allows multiple people to access a line if necessary
* Sending and Recieving photos and videos
* Having multiple phone numbers (not numbers needing a parent line to work) inside the app database all connected to your company
Let me know what your business uses! | r/business | post | r/business | 2025-01-28 | Z0FBQUFBQm5teE5QR0V4MzBtUUwyV05rYlh4VVRxS21KZ2l6Wk94NWhpWHd2T2tUd0VPWTJYXzB5S29yQkxoWTVENWlnY3VJdmp4R2JTYzltMmtDNUJ0Tm1yckc5OG9kUnc9PQ== | Z0FBQUFBQm5teE5RTUM4bzB1b1BMSUpjbi1wLW9qRmdHX3AxTDNSaHR4OV8zSkRwaUZfR2tsdjZjUlFCSk56TzZnTHhZTkQzS2RFTTUtRWJvTXFScFQ2MzRVRW5fdGNwR3B5UjNyWWgtMnU0MW9zY21wd3ZnNDdIVTg5a2RCWlBySnZUeDNXWEFheFZJVG1UQUdoSjYxLUg2aTdVNTZKZGFYa1dCZHJkTUFjbnZoUFVfRW5rdzlMdDhqRW45NjR3cXY5VldjRFZ2Y1k0 |
It’s not in data centers. It’s on individual computers. Information is encrypted and stored. People that store the information get paid in Filecoin. Good blockchains are always decentralized, a centralized blockchain defeats the purpose. | r/filecoin | comment | r/filecoin | 2025-01-28 | Z0FBQUFBQm5teE5QMVdhR3QwUGMzZFk4UTU5UHRuSFBxUWNSNUJObXBtdjJaZWxGc3RnMU5HVG5ueFhjaHhTMkN5QWJwRS1nRG9JMXNHQXlWX3htbDdhZVc1eEQtdVRYQ01pUlVpR3RqbnZPVEhDdU9HTF9lZWM9 | Z0FBQUFBQm5teE5RUGFwYXczRkU2Q2dtSFdISmpIdzdtWEdlVVE5UWlOd3lMV1JyRUVMajFaLVVYajRpUFdpMWtPZTk1bnBVdUVyckhrV3BHYmRnNFZNcTZ4R2dNSmh4UFhIWGh5bzdPSUdoVFpQbzZieWw0dWt1cTU4Z1NRbmFmbzJCUElYaE5PYl83cGpSNEJJWWdMQnVucEFZOGZGUHBkOEdCMHJRamZpRU5YQjBMcHJQU0VIWjRCM1djWGNaRUpCaUhuZHI5R0dHa29USlp1d255YWNDTFNyTUVoZ1dldz09 |
I expected these calls to be cooked but I woke up surprised. | r/wallstreetbets | post | r/wallstreetbets | 2025-01-28 | Z0FBQUFBQm5teE5QWFNXRkpSakQ1R0hIZmp3WFVDbWdkQzltdDVnTTFtb1lCbng5NzhkckFuelJPTl9zSVgxejRNblM3aG9CNk1XeG43ZmQ1LXhXSnViTGhsTndEVEFyd3c9PQ== | Z0FBQUFBQm5teE5RTlJla05IQW5SSUtDTmVoZkJMWlJ1TkNWVEdXZ1lMWFF0Y2ZNVTlWdWV4VTQ0NVJqSXprYjB0SDc4MXBrTE9sZHFGR3RGOElFZE1sVGNhcWx3YVdwS2p6aGFHVF9ZQkdLaXB1amp3b1I2S09hQXBqS2sta1hudnZmX0g0U2VsbzBCQU04d2VNejFGd0dzV1VFM0JScXVYcG9LVV95enlnRUdXUEY5c3lzUE5ZPQ== |
Check this one out
https://holon.investments/revolutionizing-space-communication-lockheed-martin-and-filecoin-foundation-collaborate-for-efficient-data-storage-in-outer-space/ | r/filecoin | comment | r/filecoin | 2025-01-28 | Z0FBQUFBQm5teE5QUUNYMG8zYTgxcDhuR3NLaUdJU1lWbXRBcG14MEMzZy1pX0o4Zzg1OEVTOWpkQ1pkZ0VzaVFGM2oxRWZiVzF2NVU3VlJ1amNMSDVpcmNJNmJSbC1POGNneGtBR0dFaXZjT0JxQXAzdzlTVjA9 | Z0FBQUFBQm5teE5Rb3JJd0JKWnl6ZzNGUEthNWZiUkloVEZuTlAySkc0WnA4N3V5TnNfSm1YRE92ZVVsV0Y2WDB1T1VzYWVKeDljcWFzdDZuY2pKNE9ZWTZablZ4SklGQU43ZmV5M3RRRnVvcUcwdDBkUnRQdWVneldOcF9yd2lYV01LQjZ4Z2loLXhONDFHeG9qb3U0X1EyRjVRVUxuNTc3YWlrbU5GTU9mMklYYnZ2TGNlNTEwc25DekJuejJnamQzTnQzVkhUQzBtSWF2d3V3VG9tVkpLbU1vSzV0dlJzQT09 |
Quartz, the international business news outlet, has been quietly aggregating reporting from other outlets, including TechCrunch, in order to publish AI-generated articles under the byline “Quartz Intelligence Newsroom.”
[https://techcrunch.com/2025/01/27/quartz-has-been-quietly-publishing-ai-generated-news-articles/](https://techcrunch.com/2025/01/27/quartz-has-been-quietly-publishing-ai-generated-news-articles/)
| r/business | post | r/business | 2025-01-28 | Z0FBQUFBQm5teE5QOVJjNk5Nd21EZzcteGRjUWJCbHFCTG92a1FMamtVUDVkZUtxR052c3lZWXRrU1JidXFCRl8wMnd5OGIwNFZqaUZUbFczOG43SE1hakVjQWZCQXJaRTFMMTJXUDlzaWRCN0RoeE5wVjJaQ2c9 | Z0FBQUFBQm5teE5RanVrenhzZEZQVVJSTmdYdlEwT1hDR0dhYVZ2UlhHWDhLOWNaVExaeExGbjd3bkNSRHQ4RldFbnV4VVJheUtxYkpQTGVDaUp3YmU2eXF1b01CeDRpSXpoTHNKU2ljbTNjcUdKMGtlMDhVNnc4bjdNVVRYMU1hQjBaVTZlOFJOV2d6VzM5blFfYnhSZDBzeV9VTlpTX1NNemROSXRSVkN2OHFrVVBWUW1jb3VjcUpLR3JrazJHbWtXMXJHUmFsQnlsSXh0ZWoyMkRuMHBKZDNQU1BIRks1UT09 |
I don't care if your Republican or Democrat. Liberal or Conservative. We ALL deserve better.
I just sat on hold for 6 hours 30 minutes and 1 second to ask a loan servicer to correct their own mistake.
These loan servicers are not meeting the expectations of their government contracts. We deserve more. Call your representatives.
| r/studentloans | post | r/StudentLoans | 2025-01-28 | Z0FBQUFBQm5teE5QemlDWndLTmYyOWRrN3RmMkVTYmd5N2hJSVRwZUNabjJrWGRHdmVtay1oemhSbVlvS2NQWEt5cDlRQll4TzRsbXBuemRXdEZBVWFyT1J1MERSRTRvUG03eUx2bER6SElmaE5wUDlOdlhlV009 | Z0FBQUFBQm5teE5RZHZzek1NNWJ5X3dGam9ZQ29XRm9ZY3BiNnI5ZlAtbl96M0ctT296Y0FWektTVlVYUUpGdU82cktpbXVsYzc4WUF5SDFhWGFjckNfVUJFaTNiaWNDeHNValFDNTlqQVNmbTNfbUpsVU5EZlNrWFVsUzRVTEZyeVBZOEJfMmp4aW14NlBIOWRiUDEwQTE3R0swZ2VGWGRXaU1EOFNIU0JLRFUzbGxlcWJnUDYyamRWeFVCWVpLWUJtTVFacnExc09V |
35M, Wife 34F
LCOL Area in Southeast
2 kids: 3.5 yr/1yr
Household Income: $360k
W2 Combined $330K W2 Jobs in Med Tech/Human Resources
Rental properties $30k annually
Annual expense is $90k
Assets:
Cash: $100k,
401(k): $700k
Roth IRA: $250k
Taxable Brokerage (Stocks/VTI/VOO): $2.5M,
Investment Real Estate Equity: $650k,
529 Plan: $47k
Personal Residence Equity: $300k (Worth $395k owe $95k @ 3.8%)
Only Debt $26k Vehicle (5.4% interest $600 month) currently paid by company reimbursement
FIRE GOAL
Wife is not interested in working her job anymore ($150k of the total combined Income above). She is having to put in long hours, not allowing enough time with kids. She wants to stay home full-time. I would like to change roles in next 2-3 years and pursue a career that fits my true passion, would lead to a big pay cut (New Role pay $60-75k annually) would include health benefits.
My current fear is due to the age of our children I am underestimating future costs. I want to support them financially via college tuition, weddings etc. Also, with the real estate/stock market on a huge bull run, a potential market reset is a real risk. I don't want to touch the money in retirement accounts, which leaves around $3million in non-retirement investments to draw off of. My current calculation ($3.1 million x 3.5%) = $110k plus $30k in rental income ($140k annual income that wouldn't impact investment principle).
We have always been very frugal but have already noticed a sizeable bump in expenses with children mainly from daycare costs.
I would love any suggestions on if you think we are in a position to make this move, and any other things to consider. | r/financialindependence | post | r/financialindependence | 2025-01-28 | Z0FBQUFBQm5teE5QX3h2MmRKMHAyOVdNdTdpUUNnRVo4VTJJa0lteXFtQ0VxMWk0RERBQldRNHppeTVvTXJvSnlSdXZPdlBGRzM3R1pfa1RqQ0VEdW9uMExQQXVpT2wxeG45dXR4bk1SbHZZVDF6a3pVYTR3Xzg9 | Z0FBQUFBQm5teE5RX2RtN3FiVlNpRmhGd2R4MElqdW9DR2ZzR0MyMzdMcWZoOU9uR2k4UnoxVVBuYnZlcTl5WTNQdnptcjVQZHJkdDdXNWNKZjNOdHRqS090Y2NhcDhBYy13Tl9LZHF0dGFrOGJZeS1NRUNqekpDTVJIRkU4bFZtSTl5eUo1Q0dSUzdLZUlvQkVkOHBCYUdib3pGc1JIbXk2UnpfRW15UGRZTF9kVmFmNXFwRl9QeHpyZUNJQTNPLWVid2hXSEhpU3hl |
Shiba! Mine was cream colored. He was handsome. But HE had to approach me when HE wanted affection or love.
He was very cat like and independent. He was a great watch dog and an escape artist. lol | r/shibainu | comment | r/ShibaInu | 2025-01-28 | Z0FBQUFBQm5teE5QalhnbmNEMEMxVkJpS2xDTVFUNDlJdm9wQnlzcFpvMk9ETmpZa2tEU1dOMlcwcWlhTXNEdkN3UmFfcEFQN3NlZm5RMG1OQmlGOFg1aXc1UHNWN0NqUVE9PQ== | Z0FBQUFBQm5teE5ReXp4MHNDYkJPMkFVSDRXdmpGMzJpMkZwcENUMDhwVHVCVmQ0YVJhNlZ5UFU2X19GX1lRMm5DNUVrZjZlb2JFVVlqZERHVmdFeDlXN0d3bS05VjdyemZXZ0JhVnBSLS1KelVTWGZhUWh6dXNfSWp0RHI0Uy1UclFUa1VKOEFEeUlqNHVLVmVXU05XWEtuNkc5TGVmOVcwemZ0ZDhJUDI1UERKU0d3MDU3V1VLWU84QnVmVWppU1Q2QUREeVNqUjdL |
I think deepseek is going to get into hot waters within the next few weeks. How does one company manage to buy GPUs, set up a team, pay the team (literal quants btw so don't expect it to be cheap) and create the AI with 5 million dollars. I think something is not adding up, whether it's the AI or the books. I think they either a) somehow embedded a code in their AI to source and generate results from other AI. Or b) Their books are completely cooked and this costed way more than 5 million dollars. Either way this is going to be classified as a fraud of some sort and whether or not the Chinese gov will go to court for it is another issue, but if this was in the US, the FTCs alarm bells would def be going off right now.
Not to mention the AI is currently under attack by cyber criminals. It's most likely from big tech (MSFT, Google, Nvidia) as a "punishment" for dragging their stock down. But if you're ready to announce to the world that you made a world changing AI and NOT expect someone to retaliate, then there's something wrong with you.
I just think there's something very wrong about a quant firm who started to slip in performance, pivoted to making a trading AI, then to spin off a random project that attempts to become the best and most cost efficient AI in the world. It's just a trajectory that no one expects. | r/stockmarket | post | r/StockMarket | 2025-01-28 | Z0FBQUFBQm5teE5QVm1sRmxMeFBKbkVnaWM3eTJtdnktWTlDbGlTWW1MQ0UxUGVxc1RvMEJNQmNvMGJ4OEVMYXZyYUg4Xy1zVEtNWVNUWjRQUG12bllfRUlhTWVfQTE5d2c9PQ== | Z0FBQUFBQm5teE5RUy1XNkNzRE1iNXlqYzhKUTF3eW10c21kdjN2US1GNnRwYktHLWdaSGtqMTRacmJRbjBxVmlsY2FQNWxKUkh2cS1MMTNjeEtTbUk0MnVxTDB4SnFKc0ZTd1pITjVoNmw4U000R3VGZWNDMS1RX1pHc3p1V29EbXg1Y3dPVGZJVTJxajNpSWQ3ejlIczF1ZWRsWGpLMllqSjhVUGwwUDF3Umh0dkd5ZUd1YkdGZlVYbUJDNW5JQlhnbHZQbExjVFJYd3l4VlQ3RzhzaWtVelZkcHhQUHg0Zz09 |
Real estate Inheritance
I’m not financially literate at all.
My dad has roughly 27 properties
All but 4 are paid off.
He will pass within 10 years.
I will inherit all properties
I don’t want to manage them
I want to sell them
What are the financial task ahead of me while in the act of selling them
AND
after I have the money, how do I best manage/ invest/ protect this large sum of money.
My dad said to just put it in a CD and live off the interest
Please advise. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-28 | Z0FBQUFBQm5teE5QQWZyRFczWjZ3eHlYeFpMSVlSTHltZnUwc29iOUtuTHk1UENsYWNlUlpaOGk4UW5BM3MwXy12RTFwTWpxUG5hbUxVX3FYMDVsR0RJeDJXUUJDckxaVmc9PQ== | Z0FBQUFBQm5teE5Rb24yb19hczljN25LeGtYVmVLMHBwUzFFd2Q2amNMb05CbTZWZ0Z1a2ZPanFtSE5fd2o1QS1lZy1FNXU5UEdIc08xRkJQbHpkMjRjTVpEV2hEYkZBam5FT1FnUHkyRVIyX3dzY1AzQS1sdUlrSXEzd0RfaGxLc09ELWNiejVGQWpxVmhodW5IMEw3ZXJPS19Kek83U2ItakFkcDZJTU5oZzZXVlE2V205cGFJSlNva24yOWhGd0JTWEQ0LUFyR1p3 |
Make sure you budget for GasX, Beano, or something similar if you’re going all-in on beans. Mama Mia! What an adjustment period lol. $1.27 USD for dry beans gets me more fiber than I can handle in a week.
I made some crockpot pinto beans that are delish, but oh my…I am just not used to this much fiber.
How long does it take to adjust to so much fiber? | r/frugal | post | r/Frugal | 2025-01-28 | Z0FBQUFBQm5teE5QWVFNSWJVMmw2MFlNbkZidUVmdWd6Vk9oeFNrQ3RfeHJfcnJpNnFvajl0SWR2V2xhdGxvaWFQczg4UEJzcDBjZTYyOVp4c05OMmdBNmt4dTJzT25KcVE9PQ== | Z0FBQUFBQm5teE5RLXNkME1SeUZRZFF5bjFicWY2YzZCWVZQeEMwYnJJUGhFZzV0WnVxNWpDMG1xU0h6WVF4MUJQR3lpSTBHZDhiUVJ1VlVrNFRGMlhINFAyMXFDb2JCYm1ubnZLcnlQbk9ET2lsVU5EOFAwY3JmWDFBU0E0RDUtTHV0aEdWbzdLYnAzMV9rcGM3c29OTHpaM21XU21yZDI1NWw1YlVpR1VVQ2dZSXFaR0F3V1RrPQ== |
We have a situation where we needed to walk away from a new build home and issued a credit of the deposit (\~100k) that we can use for another purchase if our luck changes. Well it has and silver lining was we noticed how much of a bad fit this home we walked away from was.
So now we are debating should be buy a smaller investment property with that builder? The issue is the builder sells homes from 550k-1M+ so the 100k still requires us to take a mortgage out on the new property since we are not looking to sell our current home. We are still required to put down deposits again outside of this credit so we need to ensure we are getting this right or lose more money.
The credit has to stay in the same state we were building in and home needs to be in contract (closed or agreement of sale to build) by end of summer. Can't disclose much more for legal reasons.
With that and the market now;
1. Do we look at this as a bad bet and walk in order to not chase this bad bet with more good money?
2. Buy something to rent out even if it was at a loss at first considering the amount we would be walking away from?
We are really not looking to be a landlord but not sure how we look at walking away in hide sight. We think we would need to rent it out for like 3 years before selling to make our money back considering we would be competing w/ the builder in the community price wise and the fees of selling.
Any thoughts/ideas? TIA | r/realestateinvesting | post | r/realestateinvesting | 2025-01-28 | Z0FBQUFBQm5teE5QWWs5Wmx0bDhFcWYybGNia2EzcEtqWjRxb1kyVzc2SlRRZngwa3VTVVNqOWpwMG04Vmo5WkF5ZVN3UWVFekt5X2lhSDNwM1dORjdxZ0J4bDNNREVXel93RVJDOHFKNHZIZ2hIeElEUF9XTFE9 | Z0FBQUFBQm5teE5RNk1qTWtoSjBQVk42bXUyOTdYQWU2V0NDVEFNcFJvSXE3eDU2Tm45ZkdBR0pBaGhLMHUxWWlpY1A4Rk45cU9yS3U2eDFwa0Ixc1JOTXhkbXRncDh4M3RCVnpicDZDcWRRcFdOUGNFNnA2MzE3RjlBa1ktUjNBdnpkenRzcENNbDdOZ09lRWxrUzhRTHJrYzNsZEN5N1ZhOHh4c196bl9jbnZ4SGU1N2stSFhMbWlRNU90dHc3NUJDMU43d2ExU2NB |
**IRS Direct File (new, no fees)**
This is a newer filing option and supports new states and income types this year. Its provided by the IRS so there are no hidden fees or anything. It says that will even import some forms for you this year.
Edit: This one is new so people likely have less experience but for many people above certain income thresholds / living in states with income tax, this would be the only free option.
https://directfile.irs.gov
**VITA (must go in person)**
The IRS oversees a program with trained volunteers to help you. The big limitation is that you need to have under $67,000 of income for the year or have a disability. This is a great option if you live in a state without IRS direct file or if your tax situation doesn't allow it.
https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers
**IRS Free File (has fees though many may be able to avoid them)**
I don't usually recommend this option to people because it can be very challenging for it to actually end up being free - the providers will often charge hidden fees somewhere but depending on your situation, if the above options don't work it might be worth a look.
Edit: Within this one, it sounds like people have had the best experiences with Free Tax USA
https://www.irs.gov/filing/irs-free-file-do-your-taxes-for-free | r/frugal | post | r/Frugal | 2025-01-28 | Z0FBQUFBQm5teE5QLVNKV2NMcFZjYU1LdkxNcVlTNjZKSzRkbTZYaGJDdkRva1JhcWlvdWp5V2poRXNpb1RRUi10UHhYYl81UjBLcTJVLVRDeERGbFFnRm9QSjliZHFYNXc9PQ== | Z0FBQUFBQm5teE5RSlByNHdnMFU4cWljdFVKV0tldkpvSDl3QzJrZ2ZsSmpHbU9INTVDUmVhbExYTm1tZ2hNQlYxN3FrSHF3YnZ1UWNudThfZHN0SDczTU1SNGZwQ3FLX2U1OUplWW41NmhnMjNobmdyRUJhNTJwUklyckU2dU5fME5tai1QTV8wMnZfMFc3RjFoRjBQNThHcmtvWE9Bd0tNeHg3T3ZObGVDc1BhWGpicldoY20taDVxam4yVVFOV1Zydkt3MWtUV1d4S0xvY043ZlF5NWhJX2IxQnFTeXB2Zz09 |
I've done quite a bit of research on bitcoin and from looking at the charts the 2022-2023 bear market was pretty brutal. Seems like bitcoin goes up like crazy around a year after each halving then back down then after each halving it goes up considerably more than the previous halving. Right now it's almost looking like the top is almost in would it not be smart to wait a year or two for the price to go down before accumulating or is this bullrun going to be different than the others? | r/bitcoin | post | r/Bitcoin | 2025-01-28 | Z0FBQUFBQm5teE5QYmdRYWMzb0dleDRYRUdia3VyNjlVTEFNdktSQ09UVWUwSGFFY05BSy1XZFVVT3g5Zm5TZWZzMDVyRTVBd05pOVVwdWdqT0hXV0hzS0swZTVCemhBRkE9PQ== | Z0FBQUFBQm5teE5RREp5ek1mOXdUTUI3VUFlRmR0TS1MM1lQYTZOM1p3VVNTUzdGOE1VUlpURFVTM3ZEUk5JRGFVdVAwSXVYVHlVZEdxbFZxYkxnUUFFRk56aEZyUm8zZ1RQWWdoS1FhNUM4MjBPaU12X01LQjJvVEFXTFZMWHN4NEFrSHVfVE03Vm1Bb2R3QkFfdklURVBXUDF4aW9zZ3lmaGhBby1UUXJOWGgxdjNKMkpJakJHYkJnajFoYnN3N1BPZGpVSHVvSjlzWWtCZXV3M2xEVWNRV21FN3FkWmNsZz09 |
This stock is going to explode soon. | r/pennystocks | post | r/pennystocks | 2025-01-28 | Z0FBQUFBQm5teE5QMlFaTXBlajZrOUx5RWN6Q0tLT0pKM09XbTJzMUJtY1EwUWJmVGsxeHBHUlYyODVmcnR4ejNCbFZwTHlGMGc5WFE4TEJHYTltUzdZM3JuM1dSR0xlNERMMkJCTmpYaHJZWnNETWpYVUpEWWs9 | Z0FBQUFBQm5teE5RNDB5TFJjQWpMQ3E4THdGcWduOVpRa2p2MUlsTnF2Rk9mRUFHTXktWEpHNTcxdG9JdlpGLXlhbS11bTN2RVhLc0FoMTlaUXdUMXhRSURCaUpaNXV0RWxJSWhlcGNFRzJqN1oybTItS2dXVy1hOEVOSWk4SWtKc1RobWNTZkt5aEhEZXY5MW81Y0F4N2N5b0JOcHl6aTFaN0tPNG9pS0RjajBxV0NJSXpocnhrPQ== |
Its Corny and Dumb... We are all in it because we think its going to be higher value in the future. | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QaElsNXVLLVdzM1pCbU5ScmRjUWVtdU02ZTJxN2dmdVhKNFpuYmdIY1k0Ry0wQlpCYzZpSDNMWjZIVlVMVmZlVHBNRldEWnQteTM4WjFRVl90UTZjblE9PQ== | Z0FBQUFBQm5teE5RS3QzMkRZVF93UUZrMkJ6Z3VRdVFkU2pSSW5IWG96OGxQQmh6SFVRWDR2bEFfZm9nQXhYOUlPYUswQWFZOV9kQUZCM19iYUl0OXJKbHJCcjlfMnhaWXdBdkdfeFljNXNFUTJHSlJGX09iUTdYVjV6T0pUTzFvVUtrd0ltMlU5dUx1YVBKUGI3enktM3VVS1o1TXRRLVRISU5WZXlfRDF6LVlrOGV5SGlBNDBZPQ== |
Hey guys and gals.
I have a question on consolidating UTXOs. I do not want to say outright how much I have.
Let’s say I have 1.0btc. Is there a suggestion of the breakdown of how much each UTXO should contain?
50%
20%
10%
10%
10%
??
Is there a good breakdown/rule of thumb? or is this just… “what you’re comfortable with” | r/bitcoin | post | r/Bitcoin | 2025-01-28 | Z0FBQUFBQm5teE5QYkROTEE1QS00ay0ybEh3aVFfOTZRc0NFYTdzTmRuU0RYRzVfdVd0UjJDa2h3SmxOU3IxMG9OWi0tSUR1Q0U2bHl4amRLSE9IWEtHem10Wk1MNWNGR3c9PQ== | Z0FBQUFBQm5teE5RYk5qekpGTW52TzhmaDlvN2dEa3E1QTB0STZmejFmOFVxak5iWnUtYlQtdTBtUm9OcndPNlpiclhlU2tKenJnZHhxZi1hVk9OSWkwTE9FVnJhcGUweDhGTHVlcHBfVkdsSzhQWDdBX2ZESzlhTGxONUxVdHpsU1FKbTFKamF5aHVTRktXN0Q5NEZkeDY5YWhaUE00cTlacElGNXJvMkNaUGJ3aFJZbTZBUEd0NGEydXpKbXJKLWRRZlhwSi1ZbXRq |
[https://techcrunch.com/2025/01/27/former-intel-ceo-pat-gelsinger-is-already-using-deepseek-instead-of-openai-at-his-startup-gloo/](https://techcrunch.com/2025/01/27/former-intel-ceo-pat-gelsinger-is-already-using-deepseek-instead-of-openai-at-his-startup-gloo/) | r/business | post | r/business | 2025-01-28 | Z0FBQUFBQm5teE5QZ2tzeGhyYjJSQ3B6RzVmMGU5Z1ZvQjhJOHVId2dQVm5XbnhOcHg0RlVJZVZsRjZISHlQTG9NVndWbkJPZlRVbXV0c19STTAxa1FZcWVaQVMtZXB5c0prY284Y3Q0ZjBjOHllUWRxSTRBUmM9 | Z0FBQUFBQm5teE5RT2REV2FDN0IzU0hfN214bFI4ekNzaUQyUUE4ZDRzTE5xVTZuQ1Fia2RWZTMzUDB1dXlJMkJsSG4xMXVpVl9aWG5zaFhFV0owT2hoUXJzUTA4OWlKaXlxY28xQi1JOGczUmYyT29IUm9iT29PNG52UzNmU2JKYWMxcDNmWDctVDRBUnZJOGRZV3FzdnFkN3ZYMFpLaUMxUjY2YV9BUnd4QkdmM2t4ZnFGYWQ2R1E5cVVjUEdaeUpiUVA5bXhULURHVFBIUDVOX2dFcEM2NDJGVmtBNWpvdz09 |
I’ve been a small landlord for a long time and thought I had a solid grasp on the market. Recently, I sold two houses and started looking for new properties to invest in. What I’ve seen is shocking—some condos are priced at only $200,000 but with HOA fees as high as $700 a month. That’s absurd. At first, I assumed it was an anomaly, but after browsing numerous listings, it’s clear these HOA numbers are becoming the norm.
Where does this stop? $1,000 a month in HOA fees? $2,000? This is unsustainable. We’re going to run out of tenants and first-time buyers who can afford these costs. Then what? Some of these condos have been sitting on the market for a year, and if interest rates climb back to 8-10%—like they were 35 years ago—no one will be able to keep up with their payments.
The real problem is that condos are supposed to be the affordable option, the step before a house. But when people can’t even afford condos, what’s left? Living out of a car? On the streets? I’m genuinely concerned we’re heading for a massive market correction—something far beyond the typical ups and downs we see every decade. I’m talking about a seismic shift.
My grandkids and great-grandkids could be facing a grim future, living in shoe boxes or shared housing because that might be the only affordable option left. It’s a troubling thought, but unless something changes, I don’t see another way forward. | r/realestate | post | r/RealEstate | 2025-01-28 | Z0FBQUFBQm5teE5QanlDNlVhNnRRMnN3cmdONW9TaFB2SVJKcmZ5bVdkdUhPU21CN29SUGV3OFdrWThDREw2czc0enByc0VXcnZZZDg0QkZLSG9acnRGTlBLek1PeE1CTzZhUlp5Q0FOdE8xSHNlbDdDcFBRblE9 | Z0FBQUFBQm5teE5ROVZFZzJIem1BaDJKTmw2b0FuaC1MYXd0UlFsbk85ZV82VDhHeXZ2cVFONjlxbVV3Nl9yY3VyZW1WeHJWZV9ielloZDNIWXpEWXR5SUlXU2VSaElNZFp3RGxVRUZGR1pjMThPZGVNNXdVX2lqNm5rYnRGRmtSLUpLNXg3c2luX2l1aWhpdGpTV1Y1QUpBVWZ0MVlFdHE3OGd4cjg1VmJ3aGhydmVCMVhPR2lVPQ== |
That’s hot af | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QTU5wTC04T3JkUGRXSTJuVnY5cGwxSXRPeHdDbEl0NENhQUEyTnlQdGtIRGcxN1ZIWXNzU0YxcDBheWRpVHpxdVh1SDVNRFVXNzZJeW50QWV4UmNFSHc9PQ== | Z0FBQUFBQm5teE5RYVpYU0xBUWllNTF5NnZkTmxFaTM2QmtyNm8yb1dmT3ZMNDZJbUcwLWFyX1VrU05XTGdZTk9IVGNMZkp3SklGTWhhTWhlZUs3Ym9sczNLdXZ6VmtJcFZ1Mzc3cTllRGFvRGFNMWNVcVE5dUc3dnRUXzNLRHFVdGl3ZEVfdWRKXzdydnRuSndSeTVsdjdrb01lLXpkd3o2UXBIbVRfQ1ZZZlNfWjJJdmdDX0ZnWnFSUFhJYlVRM0JPNFhQUHlQR3ZGb2NDVFFnYlhxazlmOURaM2ZXdW8yQT09 |
Thanks in advance.. I have a basic working knowledge of block chain but don't really understand how another token working on the XRP or any other block chain affects the price of XRP in this case? I just watched a video regarding a future euro digital currency and need to know more! | r/ripple | post | r/Ripple | 2025-01-28 | Z0FBQUFBQm5teE5Qb09Gd3pIOXNTZHA3YTgyZGdrMlgtT2dtNjIyRVpxLW9QUVFnTGVwcVo4ZnB1aWhRanJOUXhTajN0ck1BRXQ1eEY4S3pGQUxMUHVBUWxnRjNRMFc0T0E9PQ== | Z0FBQUFBQm5teE5RVVV1NUp0TkdRUll0emhlUTc4eWJkQmozMVEwbEFzcjNETm1WcnZNcXVIamtIR2g0RnhQUEdWNi0wRzlEREFhSmYwNzJyMmUydmQ1U0pvYzJ0TXB0bS1JeWRiSm51aUlUOENrNEcwSkRhckNZa1d2M0tEOTBQUDE3TE10LWUybVFtNHFrdWNoVHI5Y25fVDM2TWpNZUFTWDlQSGV6ZUVSUVo3Q3ZFYWhjek1xUVBNS2Fnc09YbUdrY0FsMndRWGdF |
Not really sure what your goals are here. Just some
thoughts.
Good to limit margin to $1000 if you don’t want to pay margin interest.
Re: RH Gold fee
You will be asked to select either to allow transfer from your bank account or from your cash / margin. One of these options will be first and the other second option in case funds are not available in one of the options.
Re: $SGOV
You will receive dividends. Either set it up for reinvesting or let the dividends add up in the RH account and you buy more $SGOV when you decide.
Re: Why $SGOV?
Are you retired and or do you want the dividends? Instead, I would select SPY or VOO or any S&P 500 ETF.
Not financial advice.
Hope this helps. | r/robinhood | comment | r/RobinHood | 2025-01-28 | Z0FBQUFBQm5teE5QOHY1dnhybEk1U21yU0dVX3AtUFFYUkVNOFJkNldJQkFfNDVUcEZ2VWxqRkJKZ1FjRHBCUVRXTnNVNW01bEVCY3hiSU82N2lfNE5kWEZaS0doa1NTaFRkMjNUVUQxZzBucjhDaEdaZEdKS3M9 | Z0FBQUFBQm5teE5RYkgzUEQwd3N5QkJkTXZRV29xMDBvaHZ6NjRhSUI0YTAzTVI5d0JSRUhpQ0NsTzJMd050Yldud19qTjFwaUx6Q1QwaGlabEVlWEFuZVpWUDBTVVR1cVdtdHZVdmNidV9nNEZIOXRSbzNzT01na3BkUk9FSHQ3ZkxtemlvLWVfdWtKc01lTkpVRUhPVW85eGFpR0pydWtPTnFPWi1DNmJiU0FXQktMSVJRVlVXQmlsN2JYbE9NaXNBejhIVUhlS3p6OVNXQXpqUVEzS3JhRWFZLXQtT1dCQT09 |
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*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-28 | Z0FBQUFBQm5teE5QTEFQSzVFeW40SmRuT0JjNHlBenB3QV9XNWFQWVBJdlVkdHNaeTNjQzZiYXYwczRJanJqRnNMWWhhMGIxUm80VUNSMWNiTk5YS2dyb1dNMWEzQWNvT0E9PQ== | Z0FBQUFBQm5teE5RUC11ZWNmWWxNa2c1b2t3TktsOTVHY2xLS19UbzFvaVZndnM3bVNmaHQtUHh6Yk5ZTVNHR3dZczlwT1hjZzg1eEhLZFZHczJZaWRmMWdJT0g1WGNQR05BS19rTHpScGlVLWw0dmRyUmhzTDlreHhtYzZCaXlGQnRIMHJCYTVIWGU1enJjbXNpU0JlSzNJT3VyeUJOMlhwWUhhT1FYVWhqNzNHVEEtSGpDbHRJMTJVb2dsbnZCTTI1QmNRZmF3T0F0bVp3YTdqRTBjbVlpN1Rwel9oOE5nUndSUXVwdVRJZEtwQzBBMnNIeUhlND0= |
Luke Parker has mentioned it in several of his interviews and lectures on FCMP++, but the basic idea is that FCMP++ enables deferred proofs, allowing for operations to be registered on the block chain and the details to be filled in later. How does this help with L2s? Suppose I open up a channel with the local coffee shop and deposit a 1 XMR deposit and a deferred proof indicating the details. I can then buy coffees and keep track of the accounts off chain by some other method. When the coffee shop wants its money, it could close the channel and the amount of XMR owed could be deducted on chain and the unused amount could be sent back automatically on chain or left available for the future by adding another deferred proof. It's not lightning, but XMR doesn't have the high fee and privacy issues of lightning, so it doesn't need all that complexity that inevitably leads to centralization and KYC and pain points (I swear, the whole LN concept of payments processors must have been come up with by someone who doesn't understand the "Travelling Salesmen Problem" and the "Halting Problem" and a half dozen other fundamental computer science problems. Complexity doesn't doesn't make the problems more solvable, it just makes them harder to resolve or critique.). | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QeHRHNmlrY3ZpcXhXZDR0UzBXVklRMzVzM2hvZHQ3T3pZMmc5b0NMalVIVFpkM0JzbEdKejFnUnE5cjV5SE5aMHFnbTN2YlFXSFp2Nm4xdGlCUktoTHc9PQ== | Z0FBQUFBQm5teE5RNjRLdVNWeWQzWUhQalVoczZzRVJWT3JfcWRwOVlzQTdfaEJReXR1bjViWGtncXNmSXJ0QkpYbHV3ajNhQ18xN1EtRHg5V1ZycVNmcE01X2FVUV9xVTRrd2d3RERoTk5CbWRkSzIxeFZSdFR1RjBnNEg1UG44bkRYcGpEajZYQkNrdjBEU2JUZFZPSnlOLWJkNjhnZnRIMUp6R1ZUbE1hQ2ZQSWZwQVJPb2tZcG0wNWdTeFh5MEZyWWt1bWxYbjZ1VkFjZVRULWRKNkI5S0RPaW9lTVI5Zz09 |
The rise in Bitcoin dazzled us so much that we failed to see the approaching danger. With this decline, the air was let out of excessively inflated stock prices. A trillion dollars evaporated. Let us not forget that not only altcoins but all over-inflated company stocks are, in a way, Ponzi schemes. The stories told to us and the news presented every day are entirely biased. Therefore, we must continue our financial journey without becoming a fanatic of any idea or investment.
They can defeat us with fake news, biased narratives, or through our own greed or impatience. I expect an altcoin bull run to take place in 2025, but of course, this is just my opinion, and I could be wrong. If that happens, I will apologize to everyone. If you have altcoin investments and you’ve done your research well, don’t sell your coins at these levels. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-28 | Z0FBQUFBQm5teE5QUUc0a2JGdmtwaC1HbXB4M2NQcWZaV3BCbTNkaE9TaXoyVVRITG4zS0RVOTJKRjVKY3VsbFpHTWRwRWpFYmxMUllPU28tT21ZWTExa3oxTjQwb2N4Xy1yRlA5eENaQmpwQW5Hd3pHVXhmdTQ9 | Z0FBQUFBQm5teE5RUmtfOXpfUlUxTTlRbjNHbmVOOE5iQUMwTklxT0t2Sjhzem5YSzVsNlNKSkpoZWNGTHdPVVNaZXZzdjVLbTB5bktTOWFsUE5VMW1zbHp6Vm1IOHR4QzBiNXd4RUlaYjZ5dlRtYzRGel9UWUZZc1VCWWREdWw5R21GWnVqMmpibUFuV2Z4QldDTXlhU0hGLWFreWZzZGVNZDVCSHJMVEdDTFJSNTNRb042WV84PQ== |
I heard the banks are going to use this coin and that it will be worth $10,000 overnight
Come on guys, what are you waiting for? They even hold 50% of the supply so this coin totally isn’t a scam | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-28 | Z0FBQUFBQm5teE5QMmdyT2pNSWZCa0ZnSFgtbFprcnpWTDZxTUJFZnZVTzdNQmJfdDJYb1N1WUlrMUJURW40cWtlNGhqX0ZPWnZqVXJYYjgwSXJnQWRZdklmSy14Zk5VWXc9PQ== | Z0FBQUFBQm5teE5RMWxCVlhiSkRWaXFuTGJCV1JGak5ERS1JeEo2TDBPNXQyY2ptY01TVmdnZjNnd2k1MGRRWkVaMzYydWprSG5RcTFvV0hEaVY2TnltQXFvb2RlRlc4OUJvQlpnemZjWVNDU21oU0xIb3RKWEdsR3V4b3ByRmgyempMZ0YxMFFOUnd2UURJVUZJMXFDVjNMbXVRVDYzcXdBPT0= |
I'm trying to understand what degree can you pursue if your truly just not sure what to do with your life. I'm feeling so stuck in community college and I already missed 4 semesters because of that I have heard you need to reapply for college sighs. I know lot of people puruse higher education but bachelor's is enough for most jobs. Yet even with degrees and qualifications, people are unable to find jobs. Now I just wonder should will pursuing 2 yr degree be enough and join workforce. My family has heavily been pushing me to go college and get some education because without that your life will be extremely hard. I also don't wanna work in warehouses, fast food and retail jobs anymore. I don't know how do people find good jobs with some online courses and certifications. What are some things to consider pursuing | r/frugal | post | r/Frugal | 2025-01-28 | Z0FBQUFBQm5teE5QaVNhcUY3TTltMVlheWlHV3FQV0h1NDRMQVdVUHdYX1FLOU9SOEluUHpabHh0YXNKNkNUQjQzMlc2T1UzSGxycnBONEFoZC1GRXJpWHl4TllpT05xOVE9PQ== | Z0FBQUFBQm5teE5RTk1XcjVuLTVIZGI1ZlBaM3JhV01ZRU01MHJMdWFHZnkxbGlmSmEzWGJHZHVjU051cHNNbmlJcFh2YlFuZ2RsRjhDcTc0aVFjRXN6dVBSNjBLaVNTRExxLUlBdFJzeUs2Z0NlV09YM3dMY19RbFhMT2YzOThrYVd3dnp6aWRRaG5PbXhOSUtPbXp2bGxXM09zaVlYbjZ0eUdnY2RYaEhnLVZvbERsTmRYUmZRd2N0QnB6X0dVZWItTEJtUVh2WWM2 |
I’m sure we will hear more about this tomorrow, yikes. Be safe out there. | r/wallstreetbets | post | r/wallstreetbets | 2025-01-28 | Z0FBQUFBQm5teE5QZnJRRmJudHRyZDhoSDdlNzgtaEFuaWNvQXZoQjFZWVdtMFZBRHliWHVDemhscHdpRlVmdlZVbDBlREx5MHB2MGJfcmhVVG9CRnJkc2YyQUlNTnRacGc9PQ== | Z0FBQUFBQm5teE5RZG9ZQUpEQ0l2cG5wNWNnZGFIZzRjREs5SDMwem5Sd2ZUS21qYTNuRkR2UVBlV21jOV8tNFQ3RE51V3JFQzA4WGpZamdvRnNSQjFBUnVtQ19pMHdzT2Nka3d1a3FBSmNfc3VKdlhpdVFPNkkycTUxNU1EbDRWUlFmZEFWS3ZJXzdyLUFRcTRLeXZQUVpVd040WlhBcXZ4eVN4T1puaTRZWGpZbUhLN05FaGlWSWV3UldESm5lUmpxd2kybVBCUzhT |
Why don't we kick Nvidia while it's down am I rite? | r/wallstreetbets | post | r/wallstreetbets | 2025-01-28 | Z0FBQUFBQm5teE5QekV4N1puMVFXSGtrRllQbElKT1dOLUZfRklzMHlNeHU0Zk44SWNYLTJfUVdRaDUxX3hmNzdXd0JHQVN0LTlTTjB2eDV6eVpiT3hkUDR5RjJvUF9ZZ3c9PQ== | Z0FBQUFBQm5teE5RWmQ3UDVyMnk5MWVFeW5zalRVV3lTSng1UUdzd25Td3doWXZIRklSbjU1SEtmVUtSVmNCOEl2NUJRVHFoTjlud0RMTkhJUUpVNHJhNTdLdExJNm53MFlRTWFFczZZNGxQdzAyaGQxQktFNVpnNzE5M2poZGhaczQ0UHRKdGczZmJyRVBOQXdaYW0tNENMbUFFRmp1NG51NjNKYUxVSTY5MElnQUxNVHF5ZXg4b2ZJRkJZX1ZhWmk1alBLV09wczd0Z29yUERzQWJhYTJUbW8xRHFBZGFOdz09 |
I have a rental property to sell. Had a different type of offer.
Buyer wants to give me a cash payment up front. Mortgage stays in my name. But he contractually agrees to assume payments. At the end of 5 years, he pays me a second balloon payment.
If he ever misses a payment, property immediately reverts back to me.
I’m sure this is pretty common. But it is new to me.
What are the pros and cons?
How do these go bad?
What are my key negotiating points?
Thanks. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-28 | Z0FBQUFBQm5teE5QWnZpM2w2YjhCQlJobWg4NWZtaUwyNzVYRHF5WjJZNHp1Qm9MTk12eDFSUFBkdmx5dFA2eEF5WXpkWFozYmdJNGRrZUhiR3licHRMLW55Y2otTDlfYXc9PQ== | Z0FBQUFBQm5teE5RM1NrYnpJTDllYllZLXpNQzEta0prbVVFakRFbEZ2WGVYZUVXdEtuSFdZWU0wVElqeGVlWkN3Y0NBZkVXUFZFQTVERHRJa3FOQy1IbGJWWUxsdTE0eDlPVUdUSS0zSTMyQTg5UUhwRE4wbEJ4THgyYWFlQzB4VTFrMU1NX25STEZNVDQ1bnV6dVV3d1N4bnNTeDNSSC1kVUtxejBFcXRxcHh3RkluZG1sYktjY19qZ3BZblVQOEpxTFE4bWlDT3ZkNHB1UnY1dHFhSk5IQnMtRnFwQzVQQVF1dUk4d2ktQmxNemktazl0clpWZz0= |
If anybody can pm me about a question I have I would extremely appreciate it I'm new to crypto and I'm stuck on one thing that could make me a lot of money if I figure it out. Thank you | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-28 | Z0FBQUFBQm5teE5QbGtOOUlUNjdPbk45bEVxano0LXhnUDZuMmZuVl9mbGd6dWdRS09zVDRIUEtHaHdpUTUyeUI1aWZYTjZpWExRZFVIVFdROERieTNIakN3Mkk0TDJZSVJmbW81bDljM0x4QXBCZ2tfYmdsSUU9 | Z0FBQUFBQm5teE5RZkFBNFpqd1NHOEJIRDRGejE0c2ZFd21zYmNZVlJNSkZHcDVnc2VQb1pWYTU3Rnl1TlJ1UlhJSGs1bTZkdUlWZ2JTNHdEZzRKUmZycFQzUTZqS1lDY2Faa2M4dDhpUnNrbnFZbWJrX09TRFNVN3NSby1LazNVY1NyU3I1TGlHVUpSTWp4V0duYmhjZzRndlhzOVpXRTlHdmlibzc0eVBsSGFyZ1BDQXFrTmowPQ== |
Do you? Why and why not? And if so what would be your advice to someone who is looking into getting into business / banking / consulting | r/financialcareers | post | r/FinancialCareers | 2025-01-28 | Z0FBQUFBQm5teE5QczZaakVFdG52YmxQY2VHamJYTGZIVnpJYzdneFllNjdIQlpIbVllby1XNjhHUUJKXzVHZUI0U3U3OVVhSHVQOFktLTM0N0dxQmo4Y2VWZWtSSlZtVEE9PQ== | Z0FBQUFBQm5teE5ReVNZUnk0OThiLV95MUZNQjBaTUFZakxMdUNjdHJxYXljUU9aRUhKQzB0MWdlZzRxUXRvTHdGWVNUM1cyZzQyZTJkYXJxcTd1ckt2RzJiS3UtczJzaTAzN2JUVVhCaHV5dDlFa1BsUmFmVWJtQ0x0QWZOc1ljbl9Ca0NrM0dzYkZYNWRmQ1JuVFMyZDNBdjA0d2xOMU1ObmdIYWlPZHpGcUJicnR3QnZvY0x3aUFjMDZLempoVlJFbXBaNGdZNjhy |
Yall it says all other cryptos are a word but litecoin... we have GOTTA do something about this now...
https://preview.redd.it/scre6tt3infe1.png?width=293&format=png&auto=webp&s=28ae02d521761d4f96b57e74a3a69911fcbe24cd
| r/litecoin | post | r/litecoin | 2025-01-28 | Z0FBQUFBQm5teE5QSkhwVHNHaDhMZGgyOG44TXZPd2s4RFJSdm1HcGkxbzB4NzdSNXVUVWpfM1Vfcjc5S0lNaV95ZTQzSURGLXBMdVp2eC1ncjNlRC12bkpJaVBYMGpfU3VpTnBnYmFBZ3pqM0tHbVNzWmh4NGs9 | Z0FBQUFBQm5teE5RUlFpOWoydmpBTW1uRG1ZVDA4c0tidS1wclhHUzlYQ3YyelN5SlI5Y2phVzlwc0tNSDNIZG9SVVpzbWJ2bG1UYkpsSTJTWWlEY3kzQ1JReEdMVjN6R1B1eUUxSWVVS0hyQ19XaWUxQnNsSXZyVEhhaDBIR3hXU3QyVnNqVy15YlBWcVhEektWeFdGeHVmWEpRb0trUktnNkFfNWZkQTBOUTBnV28wRVBCX0V3PQ== |
Hi! I’m just getting back into crypto and need a quick, easy way to buy some without resorting to CEXes. I saw Transak mentioned, does anyone know if it’s good? How fast is it? Thanks! | r/defi | post | r/defi | 2025-01-28 | Z0FBQUFBQm5teE5Qdnc3a2x4VWlGOW9STU5mY2ZscG5TcFpQNlMtYmRVeEhNLTZlZ2tUWkN5OE9qbDQ2SV9jZFFxQmQ4TWxsMnhfcENSaDJOSUlpVV95ZVItSVZmYk84Tmc9PQ== | Z0FBQUFBQm5teE5RbnRYVGcyaHI1MDZiTllFWFE0RzZ0NE9oSXJLUE0yX29hdEFmTTA2RWdBaExjZnpLVzlXM2lPcXU0TVJQY1pfRk5Pc0tucm5qOEc2dVZOSkU5cEVtRm45WmhyWkZ6cWRlSzg5S1dxTk43X3pvMHE0Rnh4bUxXYWhrbzNlQmY0dzdhTG9uMW56U1gyc0h1WkxuVjZSLXpyU3ZMOG9GbFlJZHVRQzlTNHZoUDFBPQ== |
Where to sell BTC in Canada? Preferably with no KYC | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-28 | Z0FBQUFBQm5teE5QVWg3b2xFaVRLYzFaR29CaUhLeHctSVYxX1VqRTVFLWtzMFo5SGN2a1B0STl0S2dJQlFRcFdldlFXR3pGb3B3UEF1ejlVZ2Q2RlROM3JLQkY2bnhFSEE9PQ== | Z0FBQUFBQm5teE5RS3F5OTVrNzJvc0tUWHF5aTJNbVcyRF9kT1RjaF9BRWxsV1ZmZGZ6QmNqeFBuYTdsTDZkNlhTMHJEMGhMNjk1RVhkUkFZdnRWdG85TmZrcUFyeFJDa3N3S1lKOHB1b1ktVndxWi1fT1JmUEFOR2wwVDVjQXlibDVFVng2Z3ZLUXJuNkZnZkMyaGlUVnlkYUNBMEpGQ29iQlRTQ0JqUHhmeGtyR2hhbHpDZkVCSUlwUG95ZmhHT2hYSlZKUWJiOGpS |
Does anyone know why this MF has an ER of just 0.17? Does it represent the management's quality in some way? | r/mutualfunds | post | r/mutualfunds | 2025-01-28 | Z0FBQUFBQm5teE5QR1BlSU1QbGhBTXpXM1FyUFF5U3ZveVR0Yi1Fd0tYai1nM1Fyc01oYXhSVTZyd0RZaTU2VGRvTldtUFdveU4zclhPTE5vb0o2cVROUG4wM3NGOXR5RHdBb3I2LU5aQXJtUUlodFVqX242blU9 | Z0FBQUFBQm5teE5RYzRYMGs5c3Y1ekdOc1E1Q2UtQ3NHMWVLczZmTEJvMjhnVFFUZmFaYzRsZW9XdGRHZ3lJbzlzNGZfOEVGME5wSTI5eXRjZDBMdnNKMzhmLUVMLTVVT29Fa0h5Y0M3ZnA0S1cyY1FiQ0tTWVZUa3JxNl9XUEJ1UkJOSnVYRnZ0VEdNOUQzSFN2eGRCby1ZQXdSc1VQODBqNWlRWXpBYU92QU1kU2VnQmxhd2J6R0U3TDZzQ3I2Y29ZbUxWREpkUWk0TVgwclFWV0w4cDktTGgyMmJDZ1VPZz09 |
Thanks man. I appreciate what you do. | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QMHl4V2JDeWk4ZTNIbTNIVnZmTWpQLTJFSzE2MEJueWI5Ml9jMG5wWDlkQUsybDNnb1dBZHB5ZDMwc2dST3ZHR01leG1ZdzQ1cFJiRkgxeld1X2JzQU0xUlJIaFFFY1JSSndfSzRfNjNKV2s9 | Z0FBQUFBQm5teE5RMDVSR0huQ0NBNWZ5alV6TmQzeEJUUGZoWF9IM003RW83VkQ2NGFsbkFDR05vNzF0SzZBNW40enltSUNkd00yOEptWVRMUGNmdnFqZUFpMXdhMGJsbHh2Q0FUcVVpWmRWQmxVd0VidG5KNnlHeGtITEdFSlZZV2I4cmRLQUZZbHJUbGY0TEFDeEZyTzUtTGpNRjZId241RlR5OGx1N2Q5YnNaYzZZWHlzT2JUZGxBaHNlU3M0WFBtQ2ViMEpaemhIYWVScklQN0ZaaWlvdG5KM2pVOTU4dz09 |
So I made a swap from my Base Benji towards $MOTHER on Solana… at first said no trajectory but waited and it was clickable so made it…
Said error try again later after I confirmed the transaction… tried again right after and it confirmed everything worked
Funds never showed up…
Here is the transaction ID
0xd41b1be6dd7dd18c087507333bbc1d82106d5340770feeade2f533f61c4005bf
Help me out i’m truly clueless… saw USDT at the end, actived it in wallet… nothing
Probably a noob question and not a huge amount but would appreciate the help! | r/solana | post | r/solana | 2025-01-28 | Z0FBQUFBQm5teE5QR2l2OHBwSEI4MEZuNHQtZ3JBdXA2cXNGNXJoUnVmU2YwcV83UEtlMnpsOFdzdk4yLUV0blg1bk5aNDMxU09zblVVRkFVaU52aXREdnVIVmhISzBUV2c9PQ== | Z0FBQUFBQm5teE5RWDNrM083V1FrRXdfNzZUYllYWnREUEdpOEZJcXNHaWNnbE9ocUFCWG9oa3diVjEwVlNuWlJnY3dmc0E4czl6ZElXbF9oY0RFa1QzZ3NISlhHemprQThCaGh4X09uUWlYTFdXOUVQRHpZUVhyd3pLRGpsM0N3V2o1U2U3YVF1WlRiMkY5cjJ5N0pJTUVNUUhfWG1xa2NJZ0FNMXh6RjhPa1oxWkhteG5NMU9DVVM1RHhBUHJnTERLWG41T196LU8y |
I already sold my stocks on 29th of November for advance to buy a property.
The loan amount I am getting is lower to pay for it
Loan against mf couldnt cover so i have decided to sell my mutual funds
**What could be the worst case scenario** ?
As I can buy through lumpsum exactly 2 months after
Exit load is zero
Please let me know | r/mutualfunds | post | r/mutualfunds | 2025-01-28 | Z0FBQUFBQm5teE5QMzRtVmRib3UzVXBtVVVrcnJwU19NMmNSXzh6ay01Rkk1NFJpbXV2QVAtZTIzLUNtN25ENHpTcWV6RWxzN1JvR0Nab25ZMloyNVR2NXRYWE91TVRIUjlMdktXQVloaWNTVGp2N3hUNHQ4RUU9 | Z0FBQUFBQm5teE5ReDdvalhFa2hVUDNrZ2ZfclBYc3pERXc4cy1wSmNDbHZXYTVJeW9OXzlWVTJTMC1EWkM1QWpEbVdNSTZrN1JBazZsVkV2dElwbHFxU25MY3pvWnhxUnVnMFhlZVBQTkFrc19WeVc3ekViNWxNb3E2NVlaTnBIZ2pfUnpRNGZRamtCVmhUcml6NGl0S0RVRkdzVW5NekRMTWhzVW1jM1g1N28tNmxSSGZQSk5RR0VfaFpzRlprRHBQWGJSeVI1ekpDM1ZrRi1rVTRaSllDaG91VEVGVGstZz09 |
I would like to build model predicting **stock price distribution for 2 future dates +180d and +360d.** Based on **historical data**. And use that distribution to price European Options with Monte Carlo simulation.
I want to use **different approach than Implied Volatility** models. I want to ignore current market expectation (ignore current option prices), and **rely only on the past data**.
Also, how the model fit would be different. IV models fit to match the IV surface with Empirical IV, I would like to use other goal - use backtesting and compare model to **real realised probabilities** \- i.e. **trade millions of stock options on past data and the balance should be as close to 0 as possible** (in a way like Maximum Likelihood Fitting).
The **Model Should**:
\- Use Stochastic Volatility, Volatility Clusters and Volatility Mean Reversion. *(I plan to measure it as rolling averages. And model it with Hidden Markov Chain, say we have 5 regimes of volatility, from low to high, and it should also handle clustering and mean reversion).*
\- Not assume that price distribution is Normal. Although using the various approximations is ok. *(I plan to use empirically fit Gaussian Mixture as approximation of Heavy Tailed Distribution).*
\- Account for missing data. Say we predict price for wonderful stable growing company with 10y history. Its empirical distribution (annual log returns) will be wonderfull, no downturns or huge drops. But it is wrong, we are missing the data here, it's only a part of the whole reality, a lucky part. (*I plan to account for that by fitting some abstract distribution (possibly Gaussian Mixture) over all stocks, and then calibrate it to the specific stock. So, after tuning this all-stock-distribution, even for wonderful growing company, it will account for a chance for drops and downturns).*
\- Get the core concepts and the structure right, while sacrificing high precision. Having 20% error is ok, but having 200 or 2000% error is not. (as they say - better be approximately right, than precisely wrong). So, simplifications are ok - like using discretisation, say using rough 10-20 bar histogram, instead of a more precise continuous smooth curves to represent stock price distribution is ok. What's not ok - is to ignore some crucial aspects, like heavy tail or assuming volatility as a stationary etc. *(I plan to use discrete models, Markov Chain, they should be able to model those things, while sacrificing a little bit precision on discretisation).*
The **Model should not:**
\- Model path dependence, it's optional, we don't care, as we consider European Options only.
\- Beat the market. We don't need that. We want a model that close enough to reality, a safety net, that protect us from making huge mispricing and errors, stress testing, playground to try new ideas etc. And doing it independently, ignoring the current opinion of the market.
\- No need for well shaped symbolic form or math proof or high performance. Numerical simulations, Monte Carlo are good enough, and being slow is ok, even if it's x1000 times slower than other models, it's ok.
I would like to find good practical book about Monte Carlo and Markov Chain that does something similar (I found many books about IV, and GARCH, but not on this approach). Also, if you find a mistake in my reasoning, would be interesting to know. Thanks. | r/algotrading | post | r/algotrading | 2025-01-28 | Z0FBQUFBQm5teE5QVUNhUUF1MHY2MElPQjBGVFRZejVuaGRYNlNXRVY4ZWxJcElib2lUUDc0aHRMLXQ4bWVBQktWYVdkdjVBNWsySGxBOWNSYzVGYTdrRXBIOHY0VDlJcGc9PQ== | Z0FBQUFBQm5teE5Rd1Y1RzlyZGsxOTlTbXp5eHNSTzBCMkdxcFQzVnRDUTB3TzZsRm9xUDZxTjVmTmtxYm5xd25PMXZJRDFTWTZfenA0eEZUdE1pTUM4aUd0MFp6WGVOUk5ob0lMczJObTNiamIzV19YdWItaFZ2X191MDhCZ2RSUVQzQTRzWEZKdWpaM2Y3ZEVaM2xPSHlPbF9yV2NTTE9nb3Z6VldPYlhsT2pNNGFnSWNxU3otRXNkaVdKanBpdlJfX21MN05RX3lneXNoeW1iUjZvSDdDbUJlcTR3VlNNdz09 |
Diadata.org
It should run on all popular OS. I tested it on windows and linux. It should work fine on Mac as its based on Linux.
If you run into any issues please let me know I'd be happy to help/fix anything working improperly in my application. | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5Qd2Jnc0ZCWGpfWkRvOVpXN2prQWxYbXlBWFd0NXFTN1AzQXd5ZGl1eENlYkk3Uy1GS2d3Y0hWa09ybHBaT2xCNHRKaVJGWWJwRjNnd0FsYTVuN1VtWWI2NFN5bGMwMlc2b3d2LWFhckR6VFU9 | Z0FBQUFBQm5teE5RZmJTQjFiMmtMdnQxN3VqYlpBTzNPV3FQOFV5ZWtleE9wNDNkSm9wZi1wVzhDemxkZ2huNXdnMFZCT3g2U0lPb3YxOGtZT2h6NlZ0TTE3ZTJtSzdoc0FHb0tiSHpUVHRSQ0dmYnRVSzRId003MUdqdDRDdl9OM3dITGxVLXZIREdmdkZKVkVTSktoZksyVjNSUWRrRnlHcnJYLWY3VzkxR0RtS1RLTW1Ub1FjSkhCano5WTJJaEhOZlJMbmM4MTF1 |
Hello all,
I’m new to this group and hope this is the right place to seek advice.
I drive past a manufactured home every day that burned down over a year ago. The remains of the house are still on the property, which sits on a little over an acre of land. The location seems promising, as there are many new homes being built in the area.
I’m interested in purchasing the property, clearing the remains, and holding onto it for future development, such as building a new home or potentially flipping the property.
According to the county property record card, the land is valued at a little over $26,000, and the now-destroyed home was valued at $11,000.
I found contact information for the listed owners but am unsure how to approach them or if this is even worth pursuing as an investment.
I’m fairly new to real estate, so I’d greatly appreciate any advice or insights on:
- How to assess whether this property would be a good investment.
- The best way to approach the current owners about purchasing it.
- Any potential risks or challenges I should consider (e.g., clearing the remains, zoning issues, etc.).
Let me know if you need any additional information, and thank you in advance for your help!
| r/realestateinvesting | post | r/realestateinvesting | 2025-01-28 | Z0FBQUFBQm5teE5QcjZnU0xyMlg1RTlDb3c4MVJjeUh1ZWI3YjcwNi03VkpNNjd5Vzd1UEY4RTJERGEyYUJ2VHl6aWZtTUdxeGRRc1h0ZmhzV2sxekY0eEpyOWJsR3BjdHo3UW5sMklkZzUxVnJRWVlxdVJFRlU9 | Z0FBQUFBQm5teE5RT3VoaGE1WGdaeDlqV0NPcVFuelhDdzFoYVh3bUxxV1pIeG9SUWprR0xDSUh4ZktXMlNUMHhod3M1aEFFU3ZzQ293NUZKOXVIMFVoVXA3YU9jRWsyTTlnbGdKaDBldUlJaWdKZDRFLTBPOXF0OFZUdFRfY2FQb1BaWlJ6YUU0Rm92SnBhdUl3amJGbkJoMU5WaE1EUlRaOFhVUWM5bnN1amxuLU4tb1dlQmloWDNxR05tMkh2ZHRSbmxEOGdVLUxQ |
So ripple the company is main contributor of xrp ledger . In short, not to be too technical The xrpl ledger is where all cbdc would be connected and convert from euro to US dollar or euro to yen etc.
Now the use of xrp is not necessary to do this conversion but the fastest way is to use XRP so it would convert from euro to xrp then xrp to dollar for example.
However, again xrp is not necessary required but if this happens then it will burn 0.00001 xrp per transaction if I am correct.
Also the higher value for xrp the better because imagine bank want to transfer 1 millions euro they will need 300k plus xrp today for this transaction. If all play well and all partner with ripple use xrp ledger it will be massive for xrp price because also tokenisation is possible and that use xrp as well. an example in Europe is to check LCX which is basically Lichtenstein they are tokenising lot of asset on xrpl that burn xrp every time they do it.
The big deal now is cbdc is forbidden in USA but banks can connect to xrpl directly as well like Bank of America did in the past.
Ripple partnered with hundreds of banks but what I think is all banks are awaiting for sec lawsuit to finish or settle for good in USA before to make any move, however somehow it seems in October this year swift and most of bank seems to have discussed to go live with cryptocurrency based ledger but everyone is speculating which crypto it is. Could be any of iso20022 token like xrp,xlm,hbar,algorand,xdc and few others. This are the utilities of cryptocurrency and banks has been testing it since 2013 and this year the entire banking system is going to use cryptocurrency for transferring money arround the world because it’s cheap and fast and combine this with AI agent you get best trade for the money at low cost for the bank but bank will still charge you the same price ;) | r/ripple | comment | r/Ripple | 2025-01-28 | Z0FBQUFBQm5teE5QdS0yclduQ0RLMlJxMUNPY3dRV0NtamJaT2JRdHJOb0tFZ1I3enBMZ2ZQcUlFdE5rbHVMOWFWTThibVdKeDJ5Y3pOMy13ZUlHTWNhalJmaEhBM2NZX1lETlBWdWxIbmdZdko3UjR2bXprdUE9 | Z0FBQUFBQm5teE5RVEkwR25ZNUF5alhPQjV6YlJabHQtdHZMTlc1LTZCa3gwWHlLVFNQT0ZCczhIX205ZW9UMnpseWZUSV80TUIzTTFvN3JIT2RKakw4SkhxS1ZnT0ZYWFU1UTJWZEU2NENXcWZxOE1VMlhQRmlDMHJ2VWhMOEpqZktralZyVzJ3clU0clV1YWU5NEdhaG9OQ1l1RWxhcjFIUkNvU0VSQU1GVnl4aUFBLXBxU3YyTllfbEZkckpzemJ4OHVsZTByTVNxSUpsaHVQMGtLZWltekVSbE1MLUl1dz09 |
True story: “I hired a fancy dev shop, and eight months later, we still don’t have a working MVP.
Am I the only one who’s been burned, or does this happen all the time? Share your worst dev horror stories!” | r/smallbusiness | post | r/smallbusiness | 2025-01-28 | Z0FBQUFBQm5teE5QVjhWTjg5NW1kZ0RyMUdCTGhNY25tRGxDMTNyS1lhWTRDVjh3bU4wN3NvZ2NGZ2N5VDZmZlYxellKLWNRT3NlLVBlWGFXRmZZakJ1NXRleTliVnBHTWc9PQ== | Z0FBQUFBQm5teE5RckFUQmNPXzdlUGpBajJJZHdQSk1JWDlKbk55NWZUSzMyYnJkTUtYbGVLV05lUUZIUFNTSnlVa3dkdnNibHpLVVZGNUF6NHYteU5PcjVqdXVvSXY3OUJzZVY5OXNxcXJfUXQ4U3NpVE1QNXRPMUh1UXRSM2dCOE5MRkhmY0gxQ0dMdjlqVWdNU1diNkRKU3JaMmJuS3pVR0Vtdndxd1dxcE50SV9ZRFFEUkljZUJPMUg1OFZHeGFOZjFJYXdha0xRQ2JXYlFHN0lpZzZERGFiU19GZDN6UT09 |
Let’s face it—finance can be tough. The long hours, the stress, the constant hustle… it’s all real, and it’s not for everyone.
But here’s something I don’t see talked about enough: the good parts. For me, it’s the challenge of solving big problems, the excitement of working on projects that actually make headlines, and the satisfaction of seeing real impact from the work I do. Those moments remind me why I got into this field in the first place. Plus, I’m constantly humbled by the ultra-smart people I work with. It’s not just about the money, and you don’t have to buy into the whole “finance bro” culture to succeed.
I realize this sub is about helping others, and naturally, we all hit burnout or question our path at times. But I promise you, finance isn’t all bad—and I bet I’m not the only one who feels that way.
Can we have at least one post that celebrates some of the good bits of a finance career? | r/financialcareers | post | r/FinancialCareers | 2025-01-28 | Z0FBQUFBQm5teE5QSEhkUlpNTHpQWGZpZmFaMHVpbzVzNGRhZWJ4R3MtUThDUkZDcFk2ZTRlSVVIVkZNVV9hQ0VvTDh3QkJWRFY3QWxTQmtRVFAzN1ZJTlVybGtFZDFadUE9PQ== | Z0FBQUFBQm5teE5RXzRhOGRxRkI3ZXdjWGx2TlB0Y1V2cDEyUlBzVGhSSHlHd09weTVhNW1SUDNFUnQ5OXhHSGVBX1B0YWF3bExfSVJjdDZoOURQYUcwVmw4R3AzNUhQbFdzdDVhd3RqaWktVmxMLThBOG0za2dQV1J0Qmh3ODdYWUY5azlIbzBER0kyMnowbnU1X0ZJcFVtTlE4NnhRVUNvVzNUeG1oeThyX1JfcXpGQUY5WVdkNUR3ZGJ2TVhLZGx3SGZCcEhMTm51dlNwV2VVUlVTTUZwbktkVFgtalY4QT09 |
What are the risks of depositing to a liquidity pool that is very unbalanced?
Let say you deposit to a wstETH-ETH pool where the ratio is 90% ETH to 10% wstETH. Is this bad? What if the ratio gets worse, say 95:5 or 99:1?
Does the pool somehow fix itself?
How could this get ugly?
| r/defi | post | r/defi | 2025-01-28 | Z0FBQUFBQm5teE5QZHVjOEgtY2FidWVDU1lwVGJuYW1sODA1ZVc5NWZmemEzbXFDY0xQN3VkbWNpamkxQUJxcnhXNENuSU56aHduTVlfX0xEdHk5TGNqSFNNblJjNUk4Smc9PQ== | Z0FBQUFBQm5teE5Rck9GamV1VWR6bDFEeFpZdXpFM1BwQUhQbVZYU3otUlJ4ZHQ3X3gwMDQ5akVMUUFYcmMxMS12SWRwdjF6SFhocDVPRndiMmJyemdfdUppUnZqMW1oS2oxNFJCTXB6LXpBN1hzbjhpclFFeHROYjhydXFrYWRwNFlHdEVfdjEzYm4xNEhYSldka1UySk01SHBtb0ZOZmhiYXNSZVNOU1Z0bUE2NFd2ZFNEYk1NaG9XV29aZmRMYzJiNDljN3RHVGx0dm9ZMl9DVmtyRkhpaXZrdmlJTjk3Zz09 |
Tao 10k eoy | r/bittensor_ | comment | r/bittensor_ | 2025-01-28 | Z0FBQUFBQm5teE5QZXZTemVvMVBTX19JZVYtd3FVT2F1Uzl4RDJ6NXhOLVRqdlRHU0ZyRXBSRXZBYzlXUkRjQXk0akFNVHo4cC1WbzNzMEVPSUVrMUh4dzlhcnU1NmNEenQzVWRyZHRvdml5Tk5odUtJY2ppazQ9 | Z0FBQUFBQm5teE5RSnU2RmdCa095eC1pdk83Y1RWQmgyNTJpSl9DTHh3bUtqc1ZqOGc3Z1l3NHp6WXNlcGo0YXZ0X0xJNTNfakNLeWlfS2tNbzJYWEpEc3B1NzUxb2d6TXRLcVV3QXNadDQwQURTbldPdFYxWFpNbkRxaWk3cHd1WEtLMU9WT2ttRFNrQk55X1ZhX1d1cEVaclFMUnhjRXd3eTJ4Mmw1VjBUcUx0bnhnLWtZM2dVZk9Pay1YdkhBUkZIYlcxWDNfcGxEVjdwVk93X3ZXU1ZHVEdCdXFERnNBQT09 |
Greetings noble hodlers and n̈ hodlers xd.
I recently created a BTC wallet on iancoleman with 24 words + they passed, and looking at the various options that the site gives, I changed the wallet's derivation path to bip141, when trying to log in to bluewallet with the device in airplane mode, the wallet did not accepted my seed, bw even has the option to try custom derivation paths, which are 3, legacy segwit and segwitnative(beep 32, 41 and 84) does anyone enlightened by God know of a wallet that is compatible with bip141? How can I move the balance? Thank you in advance, and a kiss on the heart ❤️ | r/bitcoin | post | r/Bitcoin | 2025-01-28 | Z0FBQUFBQm5teE5QT0FUd3MtWmN1U0ljWTdLdGxjQmM2UFlJMEl2TW13UExZRFhUdTJ4b2RGR3o4bmR0bWlQZ3k3enRXWDNvdWJxYUd2aHNXNHlPX0ptTENHTVZiLUdiRVE9PQ== | Z0FBQUFBQm5teE5RN1lYS2QweWplZmo1ODJ0WXRtWXlZWXB6MThNbmdibWFPNENZbUYxTGxaYUN2OGU3SjJUbjJQNVpFRlh4WFE4WmlmTWNzeG9kZWxOYno4UWp1NVlWYUhnTW5rX005QXVRc0tYWTk4ZDFTeGxYNGNqN0hsbjVtWm5la1hHZXNnamc5STZOMk5kdHg2eWYwNmdTY2xRZzVTRjZqb0ZrMWxLUnc4TG56eF9IUlVjPQ== |
Point of fire is the end goal, I don't see many sharing their happy destination | r/fire | post | r/Fire | 2025-01-28 | Z0FBQUFBQm5teE5QRFdwRkQxc250N3FUYmpPTlFtVnFGRjdON0l4LU1kdjhQM2RzcnlLd3p4dkxwT2VjMk1xZ1d3cUhxc04yNGpweXEtNHVaeGhsQVpiN0FEYTZaT1JPd1E9PQ== | Z0FBQUFBQm5teE5Rci1yMm94ZTRzMVFhdjZqOVloSXNrbU1XM2xMamw0YUNuYzBSdUxWRUpfVFN3TUM1OHV6UDlWY3c2Qlc1aTE3dEpxWTJaRHJQNkxkcktZdENOQWZjNWZfTEVYUDJvYmVFYW9UNzF1Si1CRW5uWVpTdkJCY1pvLUdNMUdybTIyNG9QSWwyeE9wbjZ4R0NNaFlUVmMtc2tHZUFHMG10VHJBdlktNjRYR1NBYkpRPQ== |
Syncing takes forever. I scanned a 4 year old transaction in cake wallet it took whole day. | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QbmI2TnNFcXhfU0NQemdlT1lKbVoxWjh3Rm9kajgyWUktX1REcWJqbkk3dEtMZWdfTnpsejFiMDkwRGFzUVpNOG5MY2lId1pITE0tZG1WaXdBdWZiTGc9PQ== | Z0FBQUFBQm5teE5RWVdTMVpkaE1odlVqdUlzUjg3NjNrb3RfeHRjOU0yMmNqWjJNQ0RkWGhTRFpJT2JGaDdpa0dqaFY4VFpvQ0JnSlJ1ODVjVkpraG1sSEU1a1N4amNuaWxkWF8yUTlYT2VUTl9uVllsVmUza0o5TDNjeTctMThnVHh0Ulltclp2NWVYMUdobHdGc1NxQ252Q2RVTWN2bEtMdGNBRUFtRk1hMENIZ2ZldVlEU2ttTi1HTF8yNzZVc0ZCZkVuWEQ3eXM1TFgyck43ZzZ5SUZFUTF2QzQxdXp5Zz09 |
Am i safe to continue using my wallet after linking sol incinerator? | r/solana | post | r/solana | 2025-01-28 | Z0FBQUFBQm5teE5QSzd5Tkl3WW9yOWNPME5RVkl0LW9MQkREUVY4MkFHT24ydVFpLWUwYW85V1FSZlpnRzRkLWo3d0FQSlQyUUxhX3llcVREMXgybWdwNnN1em91aDluVlE9PQ== | Z0FBQUFBQm5teE5RN3duQkVnXzZHLWhob1JvZTNzaEVSRkp2a3RIaDNjaVhTajdoNzJlUlFNZGdkYVdpc1JzNjNwOHZzbjFoN2VnZHI0MjhUZTQ4a09ZaUltMG5LTy1NbTlFWXJXR3dXNXM4bklDVjNIRVhJcXJqNEw0M3AyRXJxZ2tLaWxfaHAxVWloR2ctVWNqOTc5aGRad2hRNE9EcWJCZWlPbkl5WEFwakNkOHJkNldZNEdRPQ== |
I’ve always been a pro at fantasy football and baseball. Always the one exchanging the most amount of players for my team. Some players can be very good but very volatile. Recently started trading BTC, ETH, XRP, SOL, and some memecoins. If one all start player is in a slump, still hard to cut him from your team. Just like not selling but buying during dips. Monitoring and analysis is important. If I’ve been obsessed with fantasy sports for over 15 years, I’ve already become fixated on crypto and already made a profit from 10k invested | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-28 | Z0FBQUFBQm5teE5QQXF5ay1ENTJEM2c3TjhFQl8xcnBoSjN4b3lQUm9fZjR2TWJtcWNUeUlKZDYtcmRWNWttVzZzaVk1Y3ZjSUJrX2NUOWlUQ2xpQXI1R2FFQlJNekpqemc9PQ== | Z0FBQUFBQm5teE5RVzB4bTJVT19xOWpHTmFwNmtHaXM3V1dZOWpRRk9nMFZEb19QdFR2dS1lTVJyY3F2d18tQy1FODJTZnkwS2JDYTdzaUJSVnBZdDEwTF9hMUVwY0RGTFpYc2Vmdnh5Q0VVdTgxbG1xUUpQSlh4MHhNcm5NU05xSmpCdlpnUHpFelNOSDA0RUMzRTM3WDk4Yno4ejJZVmJkZ2Y4d2hxN3drS29qZVU3MjlnX3F2RkNKTHBjRlA4bHdJallGdjZhTDlsYmNRcnFNQzVmUi1YRzhPWGF5T3NaZz09 |
I think we need to accept a chance that crypto may have become to mainstream,
You need to understand what moves financial markets, buying and selling.
In 2017 no one new much of anything about crypto and all it took was a small inflow of money, same thing rlly in 2021 crypto was in the headlines and everyone was stuck at home glued to phones due to lock down which sent the market parabolic,
Since then almost everyone even if the don’t invest in it knows what crypto is, and there’s now 2 many coins in circulation to cause another massive move. While it’s still very volatile the odds of turning a few 1000 into a million has fallen off a cliff compared with 2021
This market is becoming more and more like stocks with every passing day so I would caution everyone to lower their expectations and realise if you double your money fantastic,
Start looking towards larger caps trading and you could be better off than holding a shitcoin
Food for thought, Good Luck everyone | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-28 | Z0FBQUFBQm5teE5QWjhRTTBZanpyMWhNNHpJcXpuSFlYMXFYb0M2N2tpYk5QV2lTUWJ0TmN4UDdfSlB3Ui1JakFqa3drdXViSzUwTDJ3UGhOdjd6anFwaGd6b2VHa1ZMblE9PQ== | Z0FBQUFBQm5teE5RV19QN1hQYzItUGFxXzN1ZE1JcEZTREdYS0djbVlDMXVpUndLZG1CY3ZQZk1JV1NnRzB2OGE4OGd3RWVkV2hsNTJETDJuUXRnYzg3MllxRkpUdWt5M1kwMFoyUTJBdWN0d0hMcjFObHVseFktaEZkUDFFSkZBR3lqYkp6TmNaWHRsOVF3d3RYakVHS1MwRU9CQUJEa2I5NHdvd1JFeVJxMC0xUndtVy1KUVYwPQ== |
I have used techbargains and dealnews since they were first online but it seems the bargains are mostly Amazon junk or deals that actually aren’t available. Techbargains once specialized in computers or related products now have Amazon Chinese clothing (price only valid in xxs, yellow).
It’s unusable. Is there a good solution? | r/frugal | post | r/Frugal | 2025-01-28 | Z0FBQUFBQm5teE5QbXVXMFJPLTRBeUcycDJiZEs1SW9TMnVHbnFDcnJGYlhzbHNWaEdrcFNwMEhlQllIUU5vQTFQb3VxRjkwRU1yNUx4cUtkZDl4UXpoa3cyVmNYeDI3QkE9PQ== | Z0FBQUFBQm5teE5RQ0hSQUVUaDhTa05kQ2lCS01nTW50aVphZFN0Ync3QkROT3dTeTZST2pablJMRkt2cDhjQWdJamh1a0huUzBMRnVBeTJqWFBmUHhJbGczd05MX3YyTlJCRDhlbWNuYkVqLXZ3YXg2WThfaVN1RHhzdEpkaEpVRzYzdFVDck5ub2RrWFp2UXZqeXZRN29zdHFsSF9SamkzRWxLNzJ4QWM0REl2TDJ6OVBlZWtyaTFqNUxjWUJleWRiMFg4RVRPRGZDWDhIdkNqQnJERG1sZnZmMnZBbnhfdz09 |
Hello everyone,
Just looking for some recommendations for the new year. Looking to park some money to grow a bit in a low risk / accessible TFSA account.
Currently sitting in CASH.to for the time being as I may need lump sumps available for our wedding in approx. 8 months.
Obviously not looking to have any exponential growth like my XEQT has had in the past few years. I understand the distributions have been directly affected / coming down due to the interest rate cuts. I’m not currently in an 100% equity portfolio since I would need this money at different times for deposits.
I keep my emergency fund moving around in high interest promotional savings accounts and my TFSA is self directed with another provider.
Anyone have any recommendations outside of CASH, CBIL or a GIC for some low risk, tax-free growth for this accessible money?
Thanks. | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-28 | Z0FBQUFBQm5teE5QTWVHZ2VSb1l6LV9LX1l1SERoa0pxZUVVanJuZWZXRm9XZERESnR1ZloxLXZmcWtXSEJYMnVyaEliQlRJT2N2LWZQMFc0Umlia0h5a0VXdW9MVE1FOEE9PQ== | Z0FBQUFBQm5teE5RWE9uYlJlcWpydHh5S2d0c1p2a0dQQVZWQ3ZXMkpQSlg2VTRwdFZDZ0hiMnkzRUI3TEJkRDYyWDh6cnBYSnBkZ01Ra0J1YmpVaDhkbWJvczVoYW5aZkhVTmt0bEV5dHNaV3B3MV9pX0FTV1VKSVpMV0pxVU1hMkNMTW5Tb2w2U2lxMVNDN1VsV1ZtbFloeURKXzgyYmNYRWdxbjNjejE3TFJyZ1FyVFhLVTZLVTJIUjA5VGFESnZJWndpSEJZNWc4 |
Diversifying portfolio
I am investing in UTI Nifty 50 index fund from three years 6k per month. I am thinking of increasing investment and doing some diversification with below new portfolio
6K UTI NIFTY 50 INDEX -
3K parag parekh flexi cap
4k Motilal oswal Nifty 150 midcap index
1k goldbees
1k direct equity stocks
Risk apetite Medium risk and long term investment horizon. I have not redeemed any units till now.
I have built the portfolio so that I get covered by Large , Midcap stocks. | r/mutualfunds | post | r/mutualfunds | 2025-01-28 | Z0FBQUFBQm5teE5QcmxveE5kc19NX1FxWEFwdDFhWTZxQW5DN0ZwS1NYcTdqZ3o2RjhoZHYxNWFuMHNELXUyQkdOZWdjbWdjcUFZaXg0d2JTSUdQVUVkSkZNdmlLU3FmMUE9PQ== | Z0FBQUFBQm5teE5RQi1neGhBdTRDakZUZFh6VFZNRUduWlJESjJkNW1fYU0xZVhkcUcwSW1MTFp5UlozdUhZNVl5dXNmTmNRZU1YQlBKODNlWjRaUXNaeTYxMnVJaGI5SG1iRVdiV1hjWmtkWWM2NjVCMVdFREh2b1c0elI5Q19zZHZCckhUNEk4VThOd3A5YnB0S0JOV28wd3NncExCNjhET0w4WnRlU2xrcXYzb0FNMEpQT2g4PQ== |
Today I opened my wallet. I found the strange coin is in my account less than 1 dollar. I never traded that coin and I haven't done any transactions recently. I am wondering what is going on. Is it OK to ingnore the incident? The coin is called OSOL. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-28 | Z0FBQUFBQm5teE5QR0xrdklHd2J2Zkw2VEJDN0lsQVZmMWZSeUhrR0xMZEdzOTk4T2hScnpWZFF2OE5qYlBrUG5MYkNNZlVOQWFOV1ZHeWh0NXc1TWRHMVRpSDlHdkJ1SzhaeWF0WWRzTjl1QS1kQzUyVmJ1RkU9 | Z0FBQUFBQm5teE5RZnNwc0dnWEFuNzNYalVZamhCazlJT0lqOWZQT2E3eFJ1WEdYZDViYWFDYUxkRFhpaDBOLTBCLXBSVUhvNV8wTU9mRHB0ZXd4SDZBNFNGOFhCdF9DME5KaU9nM3JXSVZWS016QWdkeFF1aDllNzZQdUNKX3JPLXZoX01aQXl4WlVPWXp4N01fTThOXy1zdks0bzM5dk1xWGloNFRPay15SzFCUjRGb3FJVW5tbTZxZE9UOGF0WXE0SVNIbDNWT2xNa3pJQV9VQnpQOGdpTG1FbmVRMklEdz09 |
i have been trying to follow the course on solana website but i always get this error and i tried everythinbg but it doesnt work[https://solana.com/developers/courses/intro-to-solana/intro-to-writing-data](https://solana.com/developers/courses/intro-to-solana/intro-to-writing-data)[](https://solana.com/developers/courses/intro-to-solana/intro-to-writing-data)this lesson herei always get this error running the code with typescript as the course
suggest
node:internal/modules/run\_main:129
triggerUncaughtException(
\^
Error \[ERR\_MODULE\_NOT\_FOUND\]: Cannot find module 'E:\\Projects\\Solana-Developer-Course\\create-transactions-on-the-solana-network\\node\_modules\\.bin\\node\_modules\\@solana\\web3.js\\lib\\index.cjs.js' imported from E:\\Projects\\Solana-Developer-Course\\create-transactions-on-the-solana-network\\node\_modules\\.bin\\esrun-1738037857970.tmp.mjs
Did you mean to import "../@solana/web3.js/lib/index.cjs.js"?
at finalizeResolution (node:internal/modules/esm/resolve:265:11)
at moduleResolve (node:internal/modules/esm/resolve:933:10)
at defaultResolve (node:internal/modules/esm/resolve:1169:11)
at ModuleLoader.defaultResolve (node:internal/modules/esm/loader:383:12)
at ModuleLoader.resolve (node:internal/modules/esm/loader:352:25)
at ModuleLoader.getModuleJob (node:internal/modules/esm/loader:227:38)
at ModuleWrap.<anonymous> (node:internal/modules/esm/module\_job:87:39)
at link (node:internal/modules/esm/module\_job:86:36) {
code: 'ERR\_MODULE\_NOT\_FOUND',
url: 'file:///E:/Projects/Solana-Developer-Course/create-transactions-on-the-solana-network/node\_modules/.bin/node\_modules/@solana/web3.js/lib/index.cjs.js'
}
Node.js v20.16.0
i am sure i have the packages installed in the root dirand i used npm i many times to confirm itand i checked the package.jsonand this is it
{
"name": "create-transactions-on-the-solana-network",
"version": "1.0.0",
"main": "index.js",
"scripts": {
"test": "echo \\"Error: no test specified\\" && exit 1"
},
"keywords": \[\],
"author": "",
"license": "ISC",
"description": "",
"dependencies": {
"@solana-developers/helpers": "\^2.6.0",
"@solana/web3.js": "\^1.98.0",
"esrun": "\^3.2.26",
"typescript": "\^5.7.3"
}
} | r/solana | post | r/solana | 2025-01-28 | Z0FBQUFBQm5teE5QdUlIdkNnbWlMVHBORXY3OGxTcXpQTmNUNzcwanl6VHhYZXNheVRuODFVOG1VRGhQa2V6RnNKLVh5c2NkRnRyM3lhb0gwTVVhT1VVT0RjaU1ZbWpUS3c9PQ== | Z0FBQUFBQm5teE5RM3VHZkI0LU5CLWktbjVYMlptWkw4OTktcDg5N3FSOEdvVWppNDJUQWVCOEJXYzBCdXRxTjdzOWpFdWdfLXhVYWNkcVZfbXgxV2JVaVQ2ZnhlTnVielJYbi1sMVM2N21oaGNLbk9fNDFuWTBsYnY1Zi1GOFg0MTNNcU43a3JwOHphcEFzUnBaM2xmaWNHcnVYRnZUcThTcy1TeWV1R1gtRlZYRVVudFFkZHN0TkVEelFoMHctT2ZGWno1dS1STXpCM2RPdW04UVZickJ4Qk1zYlNXbUE5Zz09 |
Same as BTC, the price is also plays out the same. As for just a reason why, tao had less attention and is shun away from price manipulation. I think they want to pump during fomc so this dump setup is required. Those news are planted in time, I mean deepseek is out during trump election, why now?? | r/bittensor_ | comment | r/bittensor_ | 2025-01-28 | Z0FBQUFBQm5teE5QOE1mSDVYVkJhS2U3LUpWYmUybHZOTmYyYTNMQnZ4d2ptNVVCbDZHUXNwczR6OGRNdkVFZ3JONmRpSEYwRS1YTnVsLU5PdlEzUXMteFI4T3ZBZm9Semc9PQ== | Z0FBQUFBQm5teE5RZ1czV0dQOGx6cV93QVlzSEJLRzJPNTNTaUlNQktnNGdCLXRjVnVSTFBfOWMwRGZhMmJzSFl5SzQxOVVVQlBFWnJ0OUdPTU9RdkJ2SWh2cHg2WUk2Umt5SlN5U1ZCS1llUnJjaVpFZlNiNzJDcVRPYXMya2VDdUZDbXBCR3ByVTFfOWFRNzRPdkRDVnM1WmtrdlVaZl9qTm04bzEtLXJWRDJIallSc1ItSDNubGppWTZReHd3dnhQVmUzZnlKN1JJLVFyaHljREpOMXZKQ2w0ZnNPNW1LUT09 |
\*these are estimates\*
The number of bitcoins that haven't moved in over 1 year is 13.9 Million BTC. If we assume they are diamond hands and some are lost.. that leaves 5-6 Million BTC for the rest of the world to buy. The liquid supply is smaller than people think. Collateralization of Bitcoin will make it even more scarce.
Will you collateralize over selling when major banks offer the service? | r/bitcoin | post | r/Bitcoin | 2025-01-28 | Z0FBQUFBQm5teE5Qb2djTm5ScHNPODhzM2hqeDY1ZHkzZThaS2RKVXFaV2JyLWFiRHdhZW5MdjBrOHhWdGpYWmhaQ0JvV1M0d1laRVVYY0cwenFWcmVHc1AxaDBGX1dIb0E9PQ== | Z0FBQUFBQm5teE5RUE5BZEhtZFhzd0JLczdCeFJ2VWU2SF9DV1ZtUldGVVZKY2puSkRPaEpycjJGM0p5Z09iR0RUZWVzVjFtZWZwS21MRjVjYjNHYThKOGdGOXVmdkFXTmFuN1RuUkNCbzdNTWg2djFNY3BWTVZueGVVcDlHRmZCRl81MGNqNXRhSUg1OGxpQUxpbUg5SXI5RU9LcVF3MGFGN0hsZXJwLVd4bldEblNRNjF0VGk4PQ== |
long syncing has always been a problem so this is quite good news, great | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5QcFlvUEZWUHZVUmZERVkwNFhlR3hRN2Fub05YR0g4dUJTRi1zRTR2QmVCVTZVZnBLV1hDQkJMYVBMR01lMEg5NDFMa1pkVklkcjZtVlZkbUhjZjBNcnc9PQ== | Z0FBQUFBQm5teE5RRlFORFV5c25jV3VnbHR4SVdEU2xCb1p0UzBhSGQtdWRHUDY0YVVPbmxiUGtFV0ZweDFMNWd2QWprR0NJWkpZdTBwTHFlOEVqeDRyVWRrRDVKZUhSYjl4eE11QjVSc216aFNlTDlYck5VWUJTMGlmR3pQelJsSzQ2OVhtR3Voa00tYmVTQnpsUm5FeTZENVVFWWhwcm1rNy1YZ2VYb1ZERlduZlk5US1IMU12dzJaa1g2NFR6QkE1aW5PQWd6SWluamJNZVBkcEZNaUw5VW8zQTQtMTl6dz09 |
I’m guessing this isn’t possible but just checking. | r/bitcoin | post | r/Bitcoin | 2025-01-28 | Z0FBQUFBQm5teE5QMWhrdkNKVmZVcnJYelloeWpBU3g5NUJVUkNkQ3NWd0FFX05LMEMzOU5zTGppQ1ViRW81R1g5TmFPZG9aWVlQZjZGY255QTZHUm1SYml2Y1pQTkZqbmc9PQ== | Z0FBQUFBQm5teE5RQTZUajNOSzY5dEppREFxYmE0QWtzZncySjhVaVo4YW1yd2o1ZUhteVFiU2hLNlp2VzFWcHRlVUE4TFdoWXZCeVpDYU13RjRxRUpUZElQLTZzSnV2aTVVd0hpOTRTR3pMVG40b0RXdTItbWVWRUpCZmZmSy00VGV1WHp4XzN6cnBrTVBpVGw3TTk1ckUxaXlMMXNaREUyTjRaOU1QdVBZSnViNGVrNGwxanpidDJ2c2RCWkcxNHo5NHF3TjI0aDlrSjlJVVlIVUNQMEZWRVpXQ3F5OUlsUT09 |
WOW | r/monero | comment | r/Monero | 2025-01-28 | Z0FBQUFBQm5teE5Qek02MWwtcTFxWGFrcnJqbFJZSEVQdWRNT1RWdXJNWnpral9ZcmlJcF9RaXNWTGNLNWZvQVJPY2VLUG9NUzM5Y2xaWDlVUE9BQm9sNFk5Ym9QM3FyZGc9PQ== | Z0FBQUFBQm5teE5RN05nTzFzSUNlS2k1RVB2ZkNfTW5JY0FyRE9BVENjRW5TcVVGVjdKR1R1U0Y2X3l4cmF2Q1ZEemw5RDlKQzhoTVFFZGw2SGoxejVXbGgzS0drQnR6UGgxNlVmeEx1d2RZUzFadEZ2cUs0QUkybVpOTDJLZmNnNmozVVV2Z09SZ1dKNW9fdFZsbU5iMDZyYjRmSzhZV1Z4d1kxSG85TmdqUFpqcUQySlZzTFVEOUZRQjRMZVNsQ1B3Y29IbnZkTDNmUzVCb1JfX3RmVHMycVpLaGhSNlNOdz09 |
Guysss in don't know about MF but to build habits of investing did these three SIPs I can understand I've to wait for an year or two But this sudden crash makes me worried, should I set any limit & save my remaining cash or should I wait
If I've invested in wrong MFs please suggest which to be considered as alternative
Also if any one knows any article or video on the basics of reading trends, investing 101 or groww app basics like that stuff
Any comments/suggestions will be really helpful at this point to me
Tata small cap fund - Equity
Aditya Birla Sun Life PSU - Equity
Quant small cap fund - equity
So far I've -8.63% overall
Investment horizon : 3 to 5 or may be more years
Risk appetite: Moderate to high | r/mutualfunds | post | r/mutualfunds | 2025-01-28 | Z0FBQUFBQm5teE5QOFBQRGhERWFldFJlSmRsbjRNZ2FnSXA5MTAwaE1fSUVQa3ZOVnhpc3gyalFmc0ZyWDdnY29fM3FXcEQ4NUk5eWd0azRtWUlpU2NsQmIxcWVmSVRmV2w4VVFVWmxVYl9BUV82eXl6ODRUeUU9 | Z0FBQUFBQm5teE5RNVBfYXlrS0JZdHVKLXRuYVFFbHB2WlNXd2M1eWR4N25HQ0VkamluN01wNm1mQlBBUHBwajdCbVU3YW5rbFBTM29VYVE2OS04ajI2am95QmZyZGw3MTZhWEFyeERSbkpBemlpeE91cVhKWFNoZ25NRkxyRTVQdVlWLS15ZkVtRzY0WmJUNlhYTk5yZjhoU3E4T0RmbnNuQ3M1YXF0TTZjeUhzTzRncWd1MllLSFhBWXJpcGhIOVNudllrVFFpX2xa |
We sink with the ship | r/wallstreetbets | post | r/wallstreetbets | 2025-01-28 | Z0FBQUFBQm5teE5QMExJNThFWXhiTjNLbHM3NUFsM0RabUpUT2MxSFRVc3Y1VTJkSWdwQWZwODFwY2hhc0pFdVEwbktJRHRHd3BDa1p5NUhTQlJidlhtNmRQMUVaX2l0bGc9PQ== | Z0FBQUFBQm5teE5ROC1ld0Z5cWY5b2Y1ZFRsZzJpOEdBT1pZbngwVndDRWloSW5RX0ExVEh0RmwtZ1o0bFI3YnlqWWg3c3I1RU51VUJrU0l6aGtKOTZDaTNzaFdPcEdFcHQ4VGxNMVZoWGtVTExPRUVBcHJsVFg2ckZNTlNod1NabW02OW5NRjFkTU9FclA0MTgyQUs0Q1dnUEl1RW5yV0xPdEltZGgzWVdaQXJtVC1hOTFKVm1RPQ== |
when do I start investing money,
How do I check that all my KYC and PAN verifications are completed?
so, when should I start investing??? | r/mutualfunds | post | r/mutualfunds | 2025-01-28 | Z0FBQUFBQm5teE5QOUVCalpSSm5KSlZTc3hHNWlBVURRb0pBZS1RWFRoNFFlRG9PMmZFVjFNNkZacHd1bXJjS2hhVnFSeUU2R1BhNTVGampaYVFlT2gwcnA0OV9jM3NSYUhJX1VYUDA0eVREcERoUE0xTTZGRlE9 | Z0FBQUFBQm5teE5RaVNGaDZIRkhNVUszZDZ2N2hXWUcxMXZWVzhlYXdJZDc5RUVYWkpqQUtuYlBBSTB2M01pQXh2MUpfVGVrTlZOakVVNkJLSENPYnM3MHA5clNTOTIzQVNORTByb3dIV2FUNG1zOE92WEZJdjAya3EtTzBJWlBXMzk1SEJiazZhN3lfcUlkT1plMTNvOFhEYkZXaE9ITHJDVWRkcnFTLUdqNi1MM05Gbm1fZ1JhS0Zwd3RmdGtlNUptVGloVWRwM1FO |
If BCH can't get over the hump of just being gambling money or some other vice, then we don't deserve to exist. | r/bitcoincash | comment | r/Bitcoincash | 2025-01-28 | Z0FBQUFBQm5teE5QTi1TYUhYVUdTcGNOd0NmSXhmT3o3QWtOai1feFR4NTNWdUNyTlVTbndxTXNtcl9kOW4tWjAzVV8zQVpTb0c1YUlFWUJqWFIwV0Y3QkVDdjRSbnN4Y2lKaF9sY3J2bnV2YWs0dGt2a3U1d1E9 | Z0FBQUFBQm5teE5RTVJLVEh1NFhtRU1ZeUJCMEE4UFZ2ZlZON2FYSGlpY25UY29xNlNOUno2TUFQUUpObmhlTGZCTlBKbHh3THJpSTRwemJ5MEhqaUd6THFTY012N1Nkb0ZFMmRIc2w3YnB4V2I5RUpfR28wdy1JNDF3T2FiWk5ZM1pGT3R2UENiREYtR0Z1SE12ZEpVaXZtWHZhclg3ZVBQcXM0d2RsZlc5eGFROW9IbmxkZ05zSnhneWJub2NJbEJxWUM4WG50SHk1NnR5Z0RwMVJVVWFwNFZuMHhwR3Bzdz09 |
The XRPL ledger is a way of making XRP transactions publicly, immutably and free of censorship (kind of), without trusting a central bank. This part is no different to BCH or LTC.
Anyone can set up a token on the XRPL and the tokens move around the network in the same way as XRP. If the ECB was to set up an EURC (like Circle's) backed with real Euros it would be as good as Euros and a little easier to transact than traditional banking. The ECB would have some censorship and clawback ability.
XRP would still be needed as a base reserve on wallets and miniscule transaction fees. It may also actually as the currency of liquidity, but not necessarily. | r/ripple | comment | r/Ripple | 2025-01-28 | Z0FBQUFBQm5teE5QOVdPV3JZaE5OZUxxdXNPUFpiY0lad01XSmhKbzNabmxHTTRBdktPTllJYk5NRkZkYTBEUHVoVjJNUDZkZmNkeTYwZUp2SmRBQldueFlCU1NFMks2SGNmUDBJZ3ZFaUlVdnBkZ2xaRUppclU9 | Z0FBQUFBQm5teE5RLWJSQkZVWWQ3WGZEZWt5NXV1R3huOXVOZWppU0E4ZVlaRndIcjJaTGpOdldCRU9ZNWRXWmxKVmNrak9lc09JbkM1MGVCR3RVLUh3UldXOC1DUWFiekF5M0Q0cnNPRVc0bTNsd2hXVzZmVFRtQ19KTnZWZ0FXNWw0UGRfU1pPNUhDXy1Gc05uVVVUY3I1TlRfeFJNUHN2WnZOS2EzcXJGLUdocS1kNGVHNW5GaElSdlB2aDU0VDZoTF9NYURhdHBEaDRXYWFsWmN1MjNJbzJuV0R6Nlcwdz09 |
This makes sense but how does this "greatly improve the price per xrp"? Or does it at all? Obviously it would be great for ripple and the reputation of xrp but would it directly increase price? | r/ripple | comment | r/Ripple | 2025-01-28 | Z0FBQUFBQm5teE5QNG9UU196aW5hNTVfOVEyQ0lOeGg2V3J6QjVSYUxYNnVFX040aHRQZzlmT0tjYmdveUNObDBGMUZqaFB4eXljUFZ3V1hTUnhmRTF3VkpXRmV1ZU51aXc9PQ== | Z0FBQUFBQm5teE5RSWdqcHVBNXUzNjlOc3N4WkJOa0JDSWE0eGlLTmZrQ1dLUGM3bGdoSXJRZzc3OGc4bHhBdFNtLV9hak5IWVRrNVJVV0lTRVY0UGp1UkY2LWJYVlNydVg2QndLVXFvbW1BZVdVMU1FVXlZdzZIRXA3YjJZd1FfQ1F6c0dYVmVHZW1DS2Y2TW5yeERndkhocG12QXc2bnM2MDJoeUtXMmJ6N09lcXI4RVhEcDFjT19BY0R1bUh4dVRPYjgxTVUweU1hYXhKeXROajV6S01jRFRXck9vTGRQQT09 |
As ETH’s fees and gas are extremely high and basically ETH value hasn’t changed that much in years… do you think that sol is killing ETH? | r/solana | post | r/solana | 2025-01-28 | Z0FBQUFBQm5teE5QR2g1d0wwUFJXOWVnQ0pIZ3hCUEllekxUd2tVdm94bGpwNkthaHRWc1ZIS2tsbU1ISTlBeVVMVVVOSFdNM251cm9WUWNkNS1iYXN4WWtXRUxwc003b1E9PQ== | Z0FBQUFBQm5teE5RVEJNU3dsdC05Vk1VXzdha25lQ0xUeU0tU1hZUXNlTjQ0a0dndko5TGh5ZFpnczVIT1BiVGZNMGt3Zzd0MkdsbFo4dk4wQ3A5VTlFOWxteVNyZE90cHlBeVUzRTdjNnI3MWRwUnQxUTFuc2loZDlwclNRUjBoSXlkbWlmNHp1Zm1tbGZLOVR6V2lwNjRfb3FmSGltR21zc0hMNUtKQ2VlTkJsYldpY3JFZm9seHhWZ2h4bWhHd2ZDVE5uZTE5eU5q |
My husband passed away and now several properties are in an irrevocable trust. I am the sole mortgage holder of one of the properties in the trust. My former in-laws are trustees in this trust and making my life hell. Is there a way for me to move the property out of the trust since the mortgage and deed are in my name? I don't like having this liability for a property my in-laws are calling the shots on. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-28 | Z0FBQUFBQm5teE5QbEVJNkdxbHFxZnBzX01jWEJDVk8tZlBVbUszYk9tVVhnbmtCV2pja0NtZXA5dEEwSzlhRmJ6VWZ4S1VIY2dMb2EyNVVCSEgxVFJEVU4wQTJBemxtQ1E9PQ== | Z0FBQUFBQm5teE5RM3Rmd0R5ZGNySjI2QzZTM2pxWXpPNFBuUUZzSWtFWjA5dGJLQ0VjcDgyUTF6YXZIVHBiM0ZOV0JDMVFka1dqZ0l3eTdMeFo2TUotUXBFQ2M0S01RYnh3SGRPdElXSkFYMGQ2NUFnODFIbldlTVhXOHppczU4azhTR2RyeUkzOEhPbDhKUzhOamoxaVNOYk9rTi00T2d6U2M0Tjg1Wjl3SHNFdXhXdmNBWkJpRzY1d3hKdjRha2lxUGFHOUlTTHFh |
Anyone using the CDBC in their own wallet would need to buy the reserve XRP and a little transaction fee XRP. The increased demand would push prices up. | r/ripple | comment | r/Ripple | 2025-01-28 | Z0FBQUFBQm5teE5QSHpKTEJOQ2ZmWGMzMkRzaTNXeW1paFhIZ3JfT1dOSXB5Y2R5SUxoLVpKOE9hZVRWUUFFOGFzM0pRS2pLTDZ6S3A2XzgzM3ExMWFWc1JoRDlZRWhvOV9IWVdRZFBHcy1pUzZmeHprTU02RDg9 | Z0FBQUFBQm5teE5RUy16NG9uLUFZdnAzaDlMZkZ6aXR3eGxxNy1GbTVYUU04RHFfeFlHVlowSGRudDJ0TmotMV9vUElkZV9WYTR2WlJ3VjR1dTVTVEZpVWRmLU5zSVhkYlFUUWI2WXJPVkV6dXBQdzBmWmdtVWZmcGdmR3hEcGcybkdnOUdCVlBLQTI2cUVjakJYam9hek90OG5ySVJic0ZUOGktRjlZTGJ3UnlCUW0zVEdLRzBhaTdVaDl3N1g1dkJiZVNZQXNzaVY4LTV5RXZ5T2xHeXVHWHROeG1DTDRpUT09 |
It’s kinda annoying going back and forth with people who just haven’t done as much research as they should have on Bitcoin. Are there any orange pill discords or subreddits you guys know of? Feel like even this sub is sometimes filled with people trying to get up on their dollar.
Kinda sucks I don’t even have anyone who understands Bitcoin in real life. | r/bitcoin | post | r/Bitcoin | 2025-01-28 | Z0FBQUFBQm5teE5QTUZIRlRCVV9wS2k0aElNNG9LTVY3a0VjT3o0YTBnSVI5YTJLUy15by1ybE5ZMW40dmRjdnB3dzh1UjJ4cFZOOGFfZ3ZCYV8yWkh5M3puN19pOWFCOV9WcUF0dUFEODlGcEpMRDlQd1UwYlU9 | Z0FBQUFBQm5teE5RYlJvcUtIRjN6ekF3MlZLblJIbDBfR1d0eW83SkU5ZUZfVU9rcC1OMUo3LWI0T0JMMWhyTm9pUmlVTzEzbElwckctNXRrM2lORk82a1JxbXZacTR3TXhPZXpoWGtrSGlTVnhrRW1Mc0g4dW5PRXJIUFNaMlpXZXU2X01sbTl6eWhrSW1ENkhzTURHRTZCTzQ0U05MRTVseHZJZjE4NGhCcnJqNXo5NUQtaF84PQ== |
I was sent a fake token (scammed) & I cannot sell, cash out or swap it.
Is there a way I can sell it to someone who might be interested?
Do people buy fake coins?
Idk what to do with it, it's just sitting there.
I tried burning it too it didn't work. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-28 | Z0FBQUFBQm5teE5QN0lPZ3Q5RlREdDNVZUFoc3ppT1lEX3pCRFpDcjFZRmp4Z21mak85OGZtcWp5bFZacElkMWJ1LWlCMnVoT0hvV2hKM0VnMlc4REc5SDVwTFJUZ0VpUEE9PQ== | Z0FBQUFBQm5teE5RX2ZpWkZ4cWZjWmF4ZldsdHVZYnRia3FHcnAxZkJJRFhqcFIxZE96OXBGTmE4ZDFEaHgxUEE1ZEMyYjFQNDNYSFhYZXQ4UTF0QTkwMHprYkRCNEljMVhKNlYxeWlxYVBDdmZjejQ0azhfYUlDN2R0dFdhZEtRY3FnaGNzaXZXS2Z5WGF4dktrdGdJLVQ1WEQ5Z1pqOTc3cFRSdy1IWUVqeU90Q004SjZXNjZzPQ== |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-28 | Z0FBQUFBQm5teE5QYldQZG9DNERTV0tqSnBjb0QxWXdoUmVMbEw1bzlRY01VOHk3ZjVDYUlkV2g2NUJSTmF4NEloMGRIb0xHdDdfUmI5MEFrQWdaWkhSb1BtdGpzYlRhT2c9PQ== | Z0FBQUFBQm5teE5RZTNDWWR2NUxOQ0pSMzlxdXhMREh1T2RIU0FkeE9MZHRuWmFMcVlLTFpmcE1mUUFGVlJHVWV0Sl9lR2UxUXp2VGNUV1ZRNm5nYkVucmNaU1ZsYm41Z0VhN2NtTTlPbzFpU1JjQVNsWEptTGNBQ2ZIeW5xZTdHMXpiTEZKeXg3TC1kSVdadHdoS20zZ1I5d3BZZkdqT1VWdGFaRVBUZ0lhNm1id09ISzA2cVJzWHI2VFNrR1JaRGc4bXFkWHpoTDA5 |
Anyone else? Glad I took screenshots of everything but it’s unsettling. | r/studentloans | post | r/StudentLoans | 2025-01-28 | Z0FBQUFBQm5teE5QeE9FQ0VDYmg4U21BWk9nVUg0UFJGZjBUemlYZ3I0Wk1FLUJ3cG9IN2tBS1dCVXZERXRjd2NsMEtwcVBubmw5Mi1uRWpxODlmUWpPSFVYOFhqbU5JZ3c9PQ== | Z0FBQUFBQm5teE5RbTZyRmRqMm1zZjNpcUxkYTNIYjFFSHdkSnhNU2doLVdnNWUtWVdwUzRNM2t1TGU0R1c3TTI2dkRabGo5djRyd1g3U29MSGdSS242Y1A1OEVUcXBQcGR3TWtqUHFfblItbFlRdU5GcTdPV2VPZER2MDloTW9PMlY1Y0tzZmFqZDlNZGFCQ3hyQ3JkLVJzcC1qWVJMaFRBQ2F4ajdyS2R5QUNkTnVmMWRnNmhCRWxYR3djYm5TNUtfWGFoVHktSUZrb3RCUGxib1JoeTA3cEctbW1NcDNQUT09 |
Many things I do frugally are because they also align with my values and it’s kind of like a game; not sure I could stop even if I wanted to! I’m curious- what ways, if any, will you always be frugal? And what would you ditch first?
I’m sure this has been asked a million times z | r/frugal | post | r/Frugal | 2025-01-28 | Z0FBQUFBQm5teE5QUHg4Q2dsRHJ4eHdsTGtNRGZKWmUyVTdzT2xCLWdVUnM2aHQtT0VuZHhTOG9DbFBzTU1HLUxNR201RlFtQ3NxNE1XMWVIekdNUVU3aW5aUHJ0VDl4bVE9PQ== | Z0FBQUFBQm5teE5RZ21FbnNjcmF0MHJ5Q191QmxqNDJKNEwzTFJMaUoyVGZHNkxHSzMxd2xHMFZPOUlxdUhXTWxSdGkxdy1PWUpMMzBXaFJxOUlXOGZZZ1lnVnJySjFOWFRuT29oUExfTm5DWlV3TF9uei1LWTNRN3NMRHB1ZVcxXzVaSHV0NXZqU2Nxb0cwUXZvcW9fVlZrOHhRbjJlNURYWmFDblMtWlpNeWh4c2M0VzljNVhIVU44YmRuQmFMMFVDdW81cGhkVjlCWE5zNUtBS3JrbDZiUDlSZkdrZHNwUT09 |
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