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YOU FICKING JEETS LETS FUCKING GOO | r/altcoin | comment | r/altcoin | 2025-01-29 | Z0FBQUFBQm5teE5QWG5SUVhJNWRzT0FFaE1tM1BIOTZGRU83SHBBeVRVQTZBSldLYWFpYjgxdE0tVWd1ZTlkQnJWdGhXc2FIQ0dzeTRScmVYT1BrTjFGeXJmdnFUUTlpQ0E9PQ== | Z0FBQUFBQm5teE5ReE83WUkwem5XVllSbnRPd0NFMVJ3UHRmWUduVXZmVVZVMUFPdzVJMi1yWEF5bWNOYjJkZE53YmtoZzUzeGNRYlhJVGpyRUdGOHgyeTExR1VjVXNaZTRuVlphLS1ydGxKNEJpRnVsY1RScWk3STRSSkZucGViLXJaYkhpa0VQT0tiT3F1YTBhVi0xUkRfWVZaWjRrQWV3ajM0M1lZRnFkZkhVNG9MLU1za3BabGVWZ1ItRHRaNkp4TWR1UFZaMkl2d1BlQWl0VVNRU3hYZlR6UllKeUxBdz09 |
FOMO or big win? Discussion | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QbzlISVZfeV9UWDYyOXJSdWhsanpDNmFLemItQXZuOTVSb3JUOF9WMm5KQk51eXgyYlpPM0YzYVJyN1MtMWtpNDJvY3dXOW1Od29kc0trRUM4Vk1qR1E9PQ== | Z0FBQUFBQm5teE5RYXNJbGtpQm1Uc0E5X2NzNkpmeUJ3aXRpU1pFVkd5UjNkd2NwNk5yWlhwTURlWEpBdVdWNlJzM09KMWdpbXZhUEw5b0h2cThWN0Z3MDh3aHBWWHZJWUhsa3FMNzAzYk1UYXdhZFBlS2VoT29pUHBtV3RIZVd1ZXdnWVZXUG1YMjJJQ25oaExXTUUtQjJ3ajFDZEJDTHFqd2M3NlhTZ3B0WDBuYVU3WGJRR1l2MFJ5RjBPNDBjQktsOGgzRkQ2TVQtTzZueUZCWTNEUnhpUFdPY05YWk5ZUT09 |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-29 | Z0FBQUFBQm5teE5QeFNlUC1xUHVaY19ZSy1LeWRFcmxHQVVoaFdZTWJEMEFPV3p0OERpQkJuemREcVpIanBIanV2Q3VqTkpjMkhBOVRjeTZwLVpUQVFybEhpQUJwa3R6X1E9PQ== | Z0FBQUFBQm5teE5RaVdPc21xZ0NTX1ZjUTVnQnU1bFJrUjhtWUhHOWhkai1SUk1ZNzBSTkh3SVNYdnp4Ynk2NUpvXzFYNzBPZDdEUVJ5OU9XcGJpQ1hwSGVrWnN1MVYzMlRKMU9wMnMzV0g2QmdZVXVHTFJVU2piV2U1aVB2MHBCV2U4NTVQMUtPNks1UEhXc3NuWWt4SlV4WGxNYXNwcEVqajBDMWhlTjNVZFNacm5mZVV3YjVRPQ== |
Oh no GTFOOH. Just leave everyone and satoshi be ffs. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QTUhGNUpodThycHVxakFLOFlvVEVGdmlDenFpTVMtZmU5OXBQekk0YU55UGpwUTA5ZXh3dzNfa1Z6cE50dXQwSHJvSFYyZEltQXN4Y1hIWThBVThhcnBuSFN6a1hjNWZET2JHTFpiOHZKWVk9 | Z0FBQUFBQm5teE5RTG54N0RWNXh0eTd2ZzFuY1ZHcnA3djA2WFdLMTdmRnZvLXNFUTl5aGFTZzFDTVVhU2FZVVd0SVBFbHpYM1lKenhUYTN4U1dJaTF0aTFlVUlCZkVHdEFreHBXM2NRYXIxQ2s5OWplMjBQX1kwZFk3NGc5SC12UDJzNDd1ZFNLR21xc19zVEFLcXFyb0NoVXliR1FuMmhxMFhPM2NaT3dyM1FwVUhWWjV6czQ3Rml5ZDdVdzI1X3JTYWVheFpPaFVSNkNmYW1oMVZ2UTFUa0tCdGtiY1M2Zz09 |
If you guys recall, I made a post saying this is the one.
My average was .2 I believe, 5K shares.
Well...I PANIC SOLD. Took call options and got cooked this week. Safe to say, I was right, but was stupid. Happens.
I will reenter my deep dives and come back with the next "this is the one" post. Hopefully same result, expect I hold
One thing I will add is, I don't understand the silent gain. No news, no major buys (standout ones at least), nothing. Someone must know something we don't. We'll see what happens. If they get the $1 trading price for 10 consecutive days, this will go to at least $11-25 as I said.
Thx,
Generational fumbler
*NFA* | r/pennystocks | post | r/pennystocks | 2025-01-29 | Z0FBQUFBQm5teE5QbHZYYkEweHlPSDRSRk5FTmxPVGZkVUd5UFl1OWlINzlWZ0V6OEdZckhoaTdIQWdFRlQ0VFVtcy1Vc1FZTXRJbEZsU2hqRjdQMTlPYUNiTTdzMVMzTXc9PQ== | Z0FBQUFBQm5teE5RU1RpVnhhWS1aV1hEYVhheXRnel9wV1JNTXpaSm15SWhGNTlob2xnUWVjT041NEtrNVZoMjVSb3dqc3dGZWVhU3E3NktwaXl0bUl6OTB2ZEYxZjA2MjRtN1U5Qk9MQ0dkQk5zVGRac2pHeUNSd1JFUS1mN3dZZVNVU2dqci14d3BwM21XZUp6UGlJU3pBZ0hRYmJIbmh0R2lqSVNwZ2F0dUtMcTBMV21wQ0x3PQ== |
>Because I know Ripple has multiple products. Not all use XRP has.
You're confusing Ripplenet and the XRPL. One always uses XRP the other has the option.
>Also does anyone know how to explain the math for why xrp will go up to eventually $10k?
unsubscribe/block/mock anyone posting this | r/ripple | comment | r/Ripple | 2025-01-29 | Z0FBQUFBQm5teE5QWGRiRk9EWDhETlZraTBOaWtsTjNHMU40Z0dMY0U3YWNGVkljSEMzWFR5ODFUczE4ejdkVGdZZ2xTalp1MklwTGVZVmNjT05rU0pETzYxVElSTE82X2c9PQ== | Z0FBQUFBQm5teE5RQmNzMEhQclY5c0NLcHdLSzlBZ1lSZlRkUlRQZUJjU0REUW5jWU9VaU5tTFUxeDJDZXpOc0lmaFJxbmNmMXlHQTJsajFrVnZ0dXR1ajJhQ3M1SzV5cmZ5dFQxTmxkV1BWcHR1OE9xQ3I0RUdyd0huMDdJXzdrWmt1UEN5dTdDT0F1UlJHdXVfajluS3JOUFdELUVCV3pGSGx4eTc3SFRZQ3dfdDJoTEVpZXFrNHVOUndKMEQzMHNZMnpocUIwS1RD |
I have done play trading on the Schwab app to understand options. I have $2000 to use for options and if it goes I understand, it’s the price to play. What are any recommendations anyone can make for my first serious option trades? Is SPY the way to go or something else?
I’m not setting some definitive % I want to make, if I could double the money I’d be happy.
Thanks | r/options | post | r/options | 2025-01-29 | Z0FBQUFBQm5teE5QRFVfSXBoeHV0VmVjNjcxOWlkX1Eyd1l4eXNoQmUyeVMyemtseUZGaHRWVll6MUI4MDdBaXZoT1N0cFBUNG5YM18ta3I2NlpWOXA3ZjQ0LThiWWVranc9PQ== | Z0FBQUFBQm5teE5RUDRGdnRjYWM2S01mRGNxVWV2dUJLT2hRZnZnZ3dTNXNlbXZyVVF0blpXMWplaU1GYVI2SEUyenFVb1hnT3U5UnVaZUt6aVF2STNpeUEtSldXUEc3YlpaS09wME81dmdhUUJ3bVdYSy1tMXM2UnZsRk1uWVFxelY5UzRLUzkwMU5xSHhlQ0ZDODJSWWJkdHNXMUFqSUQzV2YzSl9jQjNGbG1pT2FoX3hRWW9NPQ== |
People who can't predict the price *tomorrow* | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QTmszckp0RGhZR01PRTlYaldXNlpOMi1QQWx0bjM5TTZsMGYyNnN2RXpON1RhR3lIdVNPM0F5TUh5X1ZNeVJXeWptb2Z5eWs3b0xWVHZHc3BKVUNCQ1lXUUpPSk14QkoxRDI1QTREaFJIdXc9 | Z0FBQUFBQm5teE5RalllNXpMM3pRVHpoYWhnWklpbmZyb0oxbWd4cVZkNFFJWXE5V3RNSU8xa2c2bFZBNEJnaU5Za2N6MUNVd3JXTHlHdllsZ0g0SVFobkwtVGxtejhzOWFGUGFncjlwQzM3TW5Dc2NFS3IyU0d1SXhaTWVVdU5SSTIzOG95dldIczFZaXkwa0Z3d09Ka3ZHZEx3MXhDTFNrakUyZXRRMHB4VWNWRk5iSXp3Q0U2dFhKSWR4b2pUOHFQcVdVTjFmakVXMmdPbFRaMUZQX2dPOEh0cTRFUDVEZz09 |
Not sure what to do after college. Need advice
I’m international student in mid us public university. It’s my senior year, last semester on bachelors degree in finance. I am still looking for full-time opportunity, but it sucks that I have been applying for hundreds of jobs for the last couple of months and still nothing. My experience is also not that good, I only had one internship experience for a small company and a couple of jobs not connected to finance (like on campus job). I have been trying to get involved with career fairs and networking events but it feels that there is no way to get a job as an international student from public university. I am not sure how to spin the situation into a good way, because after graduation it is the point where the experience is valued more not the education. But at the same time, I feel pessimistic about any prospect of finding a job.
Another note for my situation, that I am not able to go back to my home country to get experience (neither I am able to get some asylum status to work without sponsorship). So I would need either find something that will get me sponsorship or I will be leaving the US and probably going to Europe (UK, Ireland) and having more uncertainty as I do not know people in other countries and certainly getting a job there with no experience would be much harder.
I do have resources to consider Master’s degree in Finance (Both US and Europe).
If I go to get master’s degree, I hope to:
1. Switch the university and therefore the people and companies that are present on campus. Possibly, to get into one more recruiting cycle.
2. I already mentioned people, but I feel masters can help if I switch the country to find the right connections there.
3. Maybe, to get a little bit more competitive with more knowledge (Experience would be more valuable, but I do not see a chance of getting one at the moment)
I am not so sure what to do next, because I cannot name you what I want to do with finance degree. I feel like getting to FP&A/Corporate Finance/Commercial Banking. I am so desperate at this point that whatever path in finance will work.
I would appreciate any suggestions on how to get on the right track or what would you do in my situation. | r/financialcareers | post | r/FinancialCareers | 2025-01-29 | Z0FBQUFBQm5teE5QdTRXc1Q5NFlVbldHTmNxU2FwV1RxbzlpU0VhWUxxX0d4SXg3U2taMTFHd3p4NFlZNG8yMFI3bm0tNENLNXZOTUpMUlpDdE52dC1LT0lqWkFmck1RNElVWDA0TG0zRUhSYUt5VS01dzUzMzg9 | Z0FBQUFBQm5teE5RemxCbjcteTJEMjBtZEh6T0tsQWZaeDlZQmJmX095ZHItMnBRMERhdzRFcmhERE5PdHpiRENCTkhLYjJNREt6Ui0tUk42V1JGVUV2SW1INFFzTllzQk95QnE1NS1nWDZBcTJ0T0tLV0F3UWN2STRlMXZJcXgxWjlUOTYxT0V5Yy1hbjZsaVBPeDBvdHVsU3U4Tjk4UTItcDl4TE9Zd1ZjR0Z1UTlrdll0SmV2V0JySjMtcnBNcGVOXzR6cThQZmJo |
I've been wanting to install one for at least a couple years, but I hesitated, I've been wanting to cut out or cut back on TP use. It's the last thing on our list to cut. We've pared things down pretty well.
We have a flushometer toilet, so no tank. I'd have to drill holes in the cabinet which the LL won't like. Our building is poorly maintained, I do not want to mess with the plumbing. Couple years ago the drain pipe for our kitchen sink rusted out and broke off. I've been a renter for a long time, maybe I've been lucky, but this was a first for me. The LL tried to blame us for it. That last thing I want to deal with is a leak or have it break and have an angry LL on my hands.
I just realized recently there are faucet bidets, our faucet is low to begin with, so hopefully they don't take up too much space that we can still wash our hands.
I was wondering if anyone has recs or tips for faucet bidets? | r/frugal | post | r/Frugal | 2025-01-29 | Z0FBQUFBQm5teE5QdTh4Uk1NcXdBZ0dxRXhFSGlHVzhtdDI4dUNHYUFNTXFWUjdnTkh1ZFk2ZU0wZXlNWGo1YWZzLW9HaEF6VWNpUFNOcThHNWZsMzlEN3BTdVA0bHZnTmc9PQ== | Z0FBQUFBQm5teE5RdW1QSGM4VHViMDExajJTMFVoT1dnZ1pXUmlPXzFuWEpmTEIyeUFfay1feC1WWTUtSTZXanNkSFJPTDd3OW05cklyWFpsVFNtallQdFN4RlpKMVk1a252ZWl3bzBQc0ZRaG1jaVVNNGZaaHlSSGN6b3NjTm9GUVdqbzE0d1JVZjNnOW5QM2IxV2I1Q1RXWWwzOWcxcWJEZVFrTXNwZUlfQmdFaFBlRDM4ZS16aVZic00taWdyci1nZVRFTEs3czVR |
What’s up, $BBC fam?
We’re back, stronger than ever. They tried to count us out, but they underestimated the power of true community. Beyblade Coin has always been more than just a project – it’s a movement, a statement, and a family that doesn’t back down.
We’ve faced challenges, we’ve seen doubt, but here we are, proving that nothing can stop us. To everyone who’s stayed loyal, thank you. To those just joining, welcome to the comeback of the year.
Now is the time to step up. We need all raiders, shillers, and believers to show up and bring the energy. Let’s take over every feed, every chat, and every corner of crypto. The world is about to see what $BBC is made of.
If you missed it before, don’t make the same mistake twice. This is your second chance, and it won’t come again. The ones who get in early will be the ones laughing later. True community always wins in the end.
Join the movement, spread the word, and let’s make history together.
🔗 [Linktree]()
📈 [Track on DexScreener](https://dexscreener.com)
This is our moment. Let’s stay united, keep building, and remind everyone why Beyblade Coin is here to stay.
Let it rip. | r/cryptomoonshots | post | r/CryptoMoonShots | 2025-01-29 | Z0FBQUFBQm5teE5QaE8ya3lXdkFhaHBvZEVBZVQ2aGVsWVJuUnFvOERZRGVFeGFESkE5ZVFCSElPQ1R6S0JleGxDYzFEam1Pd0ZuenlGN0VMMkp6TGVHTm00NzZrWm1jQWdscXAwa0p3NVBhbTlSSlpJck1LdjA9 | Z0FBQUFBQm5teE5RRlNTdHlSZDlsa3AtQnpIM1hnWU5jUkhjUnlCX0dmZ3FvbVNzUjBTc0dVT3Jtejd0ZDFlYXBPZWZtM1p1VjJsOHRGV09jYnlSZExQeS1QeDhRd1Y0ZXUxOGJyMVFhTkRsYncyRTl3cV9sM1lwVElDb3JJcWhuamRyaFFIQ2psS0ZSWHlyZlAwazQtWV96ZjhGQXVsbTNHWmdWR0tqTy1lX2toaDNJaUp0RDFGVnZ2UkUxYlNsQlNqZUtjd3hoQWZP |
Inflation has been sticky for a while and the market is now confident as ever the Fed won’t cut. However, the market forgets there is something else the Fed can do.
If you were Jerome Powell and just heard every consumer product under the sun will be subject to 25-100% tariffs somewhere along its supply chain , what would you do? | r/stocks | post | r/stocks | 2025-01-29 | Z0FBQUFBQm5teE5QbkhVam5pLWxwcVVDdHJGTTBVSjhvUFJMQXYyWnZMM1M1aV9uZHJ6Nm5XdS1XcDhGeWthb1dNb1I0YXFDdzZfR21yTklDYjV6Tm5yekNrRG1pTTkxNTNsQUR0dWtsYVl2QkR2MTRfVmVxSG89 | Z0FBQUFBQm5teE5RdFBRWHgzZmlPcmlrbHFmenFKUVQ0cmRxVl9lOVJBZV9lZlVhLXgySlRaSmRZRllSRTM4RE9wcGdqejkzZGp2Z1pPNzBDbFoyb2NHdFk4cTV4VHdlaUFSWksxOEZnNkpFR2RpbWk0dXdRemNBb2RVdnJvNmpVaWdjc1VEODh0QkpXcHFBbVJMVl9VMlJ5eWw4YmRHS2h0T3BUVnVuSWVLRkVJakRMZURScVdJPQ== |
ERROR: type should be string, got "https://preview.redd.it/msq060xf8tfe1.png?width=631&format=png&auto=webp&s=6427a4388cfe059f648785b2f80f30b810759e4a\n\nAfter few weeks of consistent gains on TSLA and AMZN calls, here I am with a YOLO and DD on KODK. \n \nI've read about this stock here and in other subreddits, so i did my own research (and so should you) and placed my bet. So it is not intended as financial advice of any kind.\n\nhttps://preview.redd.it/fn7o03doztfe1.png?width=270&format=png&auto=webp&s=939da4c7213e1a30ff5e790cd2c52bdead1648ec\n\nSince english is not my first language, I used some AI magic to wrap up all my DD in two different formats (equity research and ELI5). And I know, the price at close today was higher.\n\n# Eastman Kodak Company (NYSE: KODK) – Equity Research Report\n\n# Rating: Overweight | Target Price: $18.50 | Current Price: $6.79\n\n# Sector: Specialty Chemicals & Industrial Manufacturing\n\n# Investment Summary\n\nWe initiate coverage on Eastman Kodak (NYSE: KODK) with an **Overweight** rating and a **target price of $18.50**, representing a **172% upside**. Kodak is undergoing a **structural transformation**, pivoting from a declining legacy print business into higher-margin verticals such as **pharmaceutical manufacturing and advanced materials**. Despite strong **underlying asset value**, significant **hidden real estate assets**, and a **near-term deleveraging catalyst**, the stock trades at **only 0.4x book value**, well below its intrinsic worth.\n\nWe believe **Wall Street misprices Kodak** by failing to incorporate: \n✅ The **imminent launch of its pharma division in 2025**, with attractive margin dynamics. \n✅ **Debt reduction from pension surplus**, improving FCF and balance sheet health. \n✅ **Strong tariff tailwinds under the Trump administration**, positioning Kodak as a beneficiary of U.S. domestic manufacturing policies. \n✅ **Underappreciated real estate assets (Eastman Business Park)**, with a potential fair value of **$175M-$200M**.\n\n# Valuation Snapshot\n\n|**Metric**|**Base Case ($/Share)**|**Bear Case ($/Share)**|**Bull Case ($/Share)**|\n|:-|:-|:-|:-|\n|**DCF Valuation**|**$18.42**|**$11.63**|**$24.00**|\n|**Liquidation Value**|**$17.78**|**$12.50**|**$22.50**|\n|**EV/EBITDA Valuation**|**$12.30**|**$9.75**|**$15.00**|\n|**P/E Valuation (12x Earnings)**|**$11.35**|**$8.50**|**$13.50**|\n|**Current Market Price**|**$6.79**|**$6.79**|**$6.79**|\n\n📌 **Our target price of $18.50 is based on a blended DCF and sum-of-the-parts valuation.**\n\n# 1. Company Overview & Strategic Pivot\n\nKodak operates across **four primary segments**:\n\n1. **Print & Imaging (55% of 2024 revenue)**\n * Declining legacy business, but Kodak is stabilizing margins at **20% gross margin**.\n2. **Advanced Materials & Chemicals (22%)**\n * High-margin segment (**27% EBITDA margin**) that supplies key specialty chemicals.\n3. **Brand Licensing & Real Estate (10%)**\n * Kodak owns **Eastman Business Park (EBP), a 1,200-acre industrial park** undervalued on the balance sheet.\n4. **Pharmaceuticals (13% by 2025)**\n * New revenue driver, projected to **generate $149M in 2025 with 35% margins**.\n\nKodak’s **pharmaceutical expansion** is the primary catalyst for **margin improvement and revenue diversification**. With **government incentives supporting domestic drug manufacturing**, Kodak is well-positioned for long-term growth.\n\n# 2. Financial Model & Valuation\n\n# 2.1 Revenue Breakdown & Forecast (2025-2029)\n\n|**Division**|**2024 Revenue ($M)**|**2025 Revenue ($M)**|**2029 Revenue ($M) (Bull Case)**|\n|:-|:-|:-|:-|\n|**Print & Imaging**|**$570M**|**$550M** (Decline)|**$510M**|\n|**Advanced Materials & Chemicals**|**$228M**|**$239M** (Growth)|**$290M**|\n|**Brand Licensing & Real Estate**|**$104M**|**$108M**|**$120M**|\n|**Pharma Division (New)**|**$135M**|**$149M** (Growth)|**$250M**|\n|**Total Revenue**|**$1,037M**|**$1,141M**|**$1,170M**|\n\n# 2.2 EBITDA & Free Cash Flow (FCF) Model\n\n|**Metric**|**2024 (Estimate)**|**2025 (Projected)**|**2026-2029 (Avg.)**|\n|:-|:-|:-|:-|\n|**EBITDA ($M)**|**$180M**|**$210M**|**$225M**|\n|**FCF ($M)**|**$80M**|**$120M**|**$150M**|\n|**Net Debt ($M)**|**$460M**|**$145M**|**$50M**|\n|**Net Debt / EBITDA**|**2.6x**|**0.7x**|**0.2x**|\n\n📌 **Kodak is set to generate $120M in FCF in 2025**, a **50% improvement from 2024** due to lower CAPEX and debt reduction.\n\n# 3. Key Catalysts & Upside Drivers\n\n# 3.1 Pension Surplus & Debt Reduction\n\n* Kodak **will use $315M in pension assets to reduce debt**, lowering interest costs by **$25M annually**.\n* **Net debt will decline to $145M, reducing leverage to 0.7x EBITDA.**\n* This **significantly increases Free Cash Flow (FCF) starting in 2025**.\n\n# 3.2 Pharma Division Launch in 2025\n\n* Kodak’s **API (Active Pharmaceutical Ingredient) manufacturing facility** is near completion.\n* The pharma sector offers **30%-40% gross margins**, significantly higher than print.\n* **Government incentives for domestic API production could drive contract wins.**\n* **Projected revenue: $149M in 2025 → $250M by 2029.**\n\n# 3.3 Trade Tariff Tailwinds\n\n* **Trump’s trade policies favor U.S. manufacturers** in specialty chemicals and pharma.\n* Tariffs on **Chinese imports** could make Kodak’s products **more competitive**.\n* **Kodak is well-positioned as a U.S.-based supplier**.\n\n# 3.4 Real Estate Monetization - Hidden Value in EBP\n\n* **Eastman Business Park (EBP)** is worth **$175M-$200M**, but it’s booked at **$60M**.\n* Leasing out or **selling portions of EBP could unlock value**.\n\n# 4. Investment Risks & Mitigation\n\n|**Risk Factor**|**Impact**|**Mitigation Strategy**|\n|:-|:-|:-|\n|**Declining Print Business**|Print revenue declining 5% YoY.|**high-margin Pharma & Chemicals**Focus on .|\n|**Execution Risk in Pharma**|Regulatory or contract issues.|**Target pre-signed API supply contracts**.|\n|**Supply Chain & Tariff Risks**|Cost increases from import tariffs.|**Domestic manufacturing advantage** offsets risk.|\n\n# 5. Conclusion: A Deep Value Play\n\nKodak presents a **compelling risk-reward opportunity** driven by:\n\n1. **Pharma division launch in 2025** (high-margin growth engine).\n2. **Debt reduction through pension surplus**, boosting FCF.\n3. **Hidden real estate value in Eastman Business Park**.\n4. **Trade tailwinds under Trump favoring domestic manufacturing**.\n\n📌 **Rating: Overweight** \n📌 **Target Price: $18.50** (172% upside)\n\nKodak is a **highly asymmetric deep-value opportunity** with significant potential for re-rating in 2025. 🚀\n\n\n\n# ELI5: Why Kodak is a Good Investment Right Now 📈\n\nImagine you have **an old company like Kodak**, which used to make cameras and films. People think it’s outdated, but here’s the **secret**—Kodak is quietly transforming into something much bigger. And **Wall Street isn’t paying attention yet**.\n\nHere’s why **smart investors** might want to take a closer look at Kodak:\n\n# 1️⃣ Kodak Is Getting Into Pharmaceuticals (Drugs 💊)\n\n* Kodak is **building a factory** to make ingredients for medicines.\n* This **new business starts in 2025** and will make **a lot more money per dollar spent** than selling old-school film and prints.\n* Think of it like Kodak **switching from selling DVDs to streaming movies—it’s the future!**\n* **This new drug business could bring in over $250M a year** in just a few years.\n\n# 2️⃣ Kodak Is Paying Off a TON of Debt 💰\n\n* Kodak had **a special pension fund with $1.08 BILLION** saved up.\n* They will use **$315M to pay down debt**, meaning they **don’t have to pay as much interest anymore**.\n* **This frees up an extra $25M per year!**\n* Less debt = **stronger company + more money to grow the business**.\n\n# 3️⃣ Hidden Gold Mine: Kodak Owns a HUGE Industrial Park 🏭\n\n* Kodak owns **Eastman Business Park (EBP)**, a **1,200-acre** industrial site.\n* Right now, it’s on the books for **only $60M**, but it’s actually worth **$175M+**.\n* If they **sell or rent out more space**, Kodak could **make a lot of extra money**.\n\n# 4️⃣ The Government Might Help Kodak (Trump's Trade Policies 🇺🇸)\n\n* The U.S. **wants to make more stuff at home** (like medicine and tech parts).\n* Kodak **makes things in America**, which means **they could get government support** and win new contracts.\n* If new tariffs (taxes on foreign goods) happen, Kodak’s **U.S.-made products become more valuable**.\n\n# 5️⃣ Kodak’s Stock Is TOO CHEAP 📉\n\n📌 **Right now, Kodak is trading at $6.79 per share.** \n📌 **Experts say it should be worth between $11.50 - $24.00 per share!** \n📌 That means the stock **could DOUBLE or even TRIPLE** in price.\n\n# 💡 What’s Next?\n\nKodak is **no longer just an “old camera company.”** With **pharma, real estate, and smart debt moves**, it **could become a big winner** in the next couple of years.\n\n✅ **New drug business = more profits** \n✅ **Less debt = more cash to grow** \n✅ **Hidden assets = even more value** \n✅ **Government policies = possible tailwinds**\n\n**Right now, Wall Street isn’t paying attention… but soon, they might.** 🚀 \n\n\n\nSources: \n[https://investor.kodak.com/financial-information/sec-filings](https://investor.kodak.com/financial-information/sec-filings) \n \n[https://www.rochesterfirst.com/news/business/local-business/kodak-pharmaceutical-ingredient-factory-nearing-completion/amp/](https://www.rochesterfirst.com/news/business/local-business/kodak-pharmaceutical-ingredient-factory-nearing-completion/amp/)\n\n[https://www.wsj.com/articles/kodak-prepares-to-terminate-u-s-pension-book-gain-of-more-than-500-million-d0cfb621](https://www.wsj.com/articles/kodak-prepares-to-terminate-u-s-pension-book-gain-of-more-than-500-million-d0cfb621) \n \n[https://www.rochesterfirst.com/news/business/local-business/kodak-looks-to-terminate-us-pensions-will-gain-over-500-million-in-finances/](https://www.rochesterfirst.com/news/business/local-business/kodak-looks-to-terminate-us-pensions-will-gain-over-500-million-in-finances/) \n \n[https://www.rochesterfirst.com/news/business/local-business/kodak-increases-film-production-capacity-to-meet-commercial-consumer-demand/](https://www.rochesterfirst.com/news/business/local-business/kodak-increases-film-production-capacity-to-meet-commercial-consumer-demand/) \n \n[https://www.alcircle.com/news/kodak-s-call-for-tariffs-answered-us-to-impose-hefty-duties-on-imported-aluminium-printing-plates-112353?srsltid=AfmBOoqcAD-pC6yafn8auf4oN60aQaPUrgDLx2vh3zrUHHJyXT-TQNqx](https://www.alcircle.com/news/kodak-s-call-for-tariffs-answered-us-to-impose-hefty-duties-on-imported-aluminium-printing-plates-112353?srsltid=AfmBOoqcAD-pC6yafn8auf4oN60aQaPUrgDLx2vh3zrUHHJyXT-TQNqx) \n\n\nBonus, real life DD: \n \nI did not know, but check how active are the Kodak clients/fans on other subredits there are literally dozens of posts each day including the word \"Kodak\". \nAlso, the 90s are trendy these days, it is not unusual to see Gen Z youngsters with analogic cameras." | r/wallstreetbets | post | r/wallstreetbets | 2025-01-29 | Z0FBQUFBQm5teE5QMGRuRzZ4UkZaelFBXzBOd2tNQ3d2OFp1bmFGLUFoMDNjdTlLeE5VcnZ2aWd3NjFhTU9jcDlOZS0taE5qSzMwS3ptVGtHTXliOW5kaEhnLTdlTjRlTUE9PQ== | Z0FBQUFBQm5teE5RN1dIeDJTSWhNZ1VYMXRkSTFOWkZnb21lc3c4V1FzYU5wUkYybmtzMWFVZG9MLTljYWtjUVY3cVBfR2JIYW5YcjNTMVBaUHBJQW5ZY1NGenlxYWpyS0I4d1hkU1dSOWdvRjlwbHdUWEpISEZIa0tJVDJhTVB1RENTTEhFbzJueE1KQVRUci1sbTdJa0hfOFdPSU5ET3JSRW5JaHFiSHFna2oxdXJoMEZXbUlBPQ== |
Can someone explain to me wtf just happened?
I launched a coin on pump with 3,5% supply as dev. Dipped in for 0.5% from a different wallet but that's it. Tied it up with a project I worked real hard on.
Within 20 seconds of launching it reached koth. 40 seconds, bonded.
I didn't know what to do... 4000 views on the site in those 40 seconds.
The second it bonded it dumped, hard. Way down to like 4.5k instantly which I would think is impossible even?
Later while reviewing, it seems one or two guys came in with 5,6 SOL each right after I did and just drained the whole supply the second it bonded.
Some people are still holding but it's a token with an X, a site, and just a huge red line.
I tried to ask people from tg what happened but I get blocked immediately and called a rugger.
What the hell happened here, and how do I avoid it?
I launched some tokens before which made it quite far but I never had this happen. Was I lucky?
| r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QVnRTX0xCVm1UQ3dZSmZ1dEhWbDY0WWJLaHFxU1pCSEtjbzMtNDZQYkpZR3BrOVNvbF83WkppbDRZaWF2UkpZRFNzbWxZQWlPMVNXOEh4N3BZcDhxN2c9PQ== | Z0FBQUFBQm5teE5RSFFORy1COEt5UzlLZHB1dnJ1cnhhRVRxYjhIcjc0cWNqcC1Fc2sxZmdrUE5qTlh3TG50cXhYT1RiT0o4clVZdXc5WER3TFhWSnZPSGVtblNvSjFZc1dGb09ZdC04WDdISXhsbkRvYkZwTFF0aFRTTHZZQmpNMGgtUmYxRk55WFdxMEQ1dzMzVXNvc25zdEZGb2Vpb1RXRWFLbHlaVkVFdEZueUtsVC1xUldzWjM1RjQ2WkVOaHlYTHVNU3VBRG90 |
Is there a better marketplace out there? Please let me know. I’ve been slowly buying on Robinhood but also found out about different places like Kraken and Coinbase. | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QS0l1Rk1MMnFCWEtZV0RTOC1zNFJNcjRXWG9ZZGtqV0piVzhZR0pzY1NteEJhM1lRcjByUHQxR3ZRdm9LWHp0Vi13V2ExTU9FekwtcGh3TGt1MWxZQ0E9PQ== | Z0FBQUFBQm5teE5RYklhcWN6Z1J3WHZjRGliR0Z6YXhyblF0OVh3Q3FJczFyUEc5dDFrOW5wcE92NDhYREZjTVlNNkluZjhXcGlTNjJxdVBqTEU2TXdLdFBRaURKRnZzVlpsb2gyYjVxUmJYcHZZSHZrNnhxQXFPNUxaMnNfM0paUzFTVUJsXzlxa3Z6Qmc3Sl9Tb0hZaURrNXEtWHVqQkJocEoxa05mS3BjQlQxaXloU2VrNDJrPQ== |
Well one was iFinex who are funded by hostile entities so either foreign government or terrorist organizations. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QNmZfNE5tUHJkWWRGVWhUeW01Y1I0RmJfLTJTNTZIWmVMOHd3dUpielh2TktlTm9LM1F6X2FvZHZvdDlHT19CY281MG9aVGtiajlxanpwaU1yRXIwbUE9PQ== | Z0FBQUFBQm5teE5RZ2s3dEtDYUY5al9ObXJXODdSdnU0RWt2enlpVDRfWTduVHpZZDVQbUpPQmF6UVRKckJmR0hkcGVIQU9KbXZvdmpHR0E5RW0yUnByTE9DeGNuUXBhRHBfOVVmT3JHUU5Ubjd0dGR5M0lTUUd4OVhjckhQdVpVSFQ2Sk5lTlZRMVhWd0VVOGpQTjd2TkdFczdDS2dpV0E3TDc5M2JqLXEtRXZwSm5tb2piWjlzPQ== |
Hello, i have a ledger nano x and i have been using it to store bitcoin in the last 3 years, same seed phrase,copy of seed phrase on metal plates, all good no problems. Since 1 year ago i swapped all alts into btc and i use this wallet strictly as my btc reserve. I am wondering if i buy some other hardware wallet that is btc only just because im starting to kinda hate the closed source firmware from ledger. Would you advice to get a new hardware wallet btc only and create a new wallet and move the funds there or stick to ledger? I would also need new metal plates if i decide to make the swich. Also do you think a passphrase is a must for the main wallet or it just makes it another failure point ? Thanks in advance. | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-29 | Z0FBQUFBQm5teE5Qd2tMb3VWTUd3YmhFR3JkYVVHazktTDJqQl9OSjc0WHlRVDF1QU5uOTFmZlRBUjM1RXZuaU44azBfeTF4cEJPcnJQSFJtY2V1RTZUcjhrVWczUmR4c3c9PQ== | Z0FBQUFBQm5teE5RWlUwbnFmUEFsUmhHMXRvcHI4MTR3VnVfdWZOb3dVU21IVHVnU281VU0xcWppWWlBZm5kU2UtQUJpSEpOOWU1dm9MRUhhWDdtSVhtX21IYnlGdEJYUFV0RTl5UndCVDlSb1owNjBVRGw1YUhMckVlVi1CeEl6dzNxVkFncmlucU5Hd3ZPM1dMeTdwRldBR0haY25IcGk0NHp3MXRWSXNoS1hhZlB0UTZvNWVjbWtMc2MwVTh0ampfVnV3ODdGQXJW |
Hello!
I am selling my mother's property on her behalf in El Salvador. Has anyone used ReMax in El Salvador. If so I'm looking for your experiences on the process etc. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QenVaTUd5Y3p1M3FseHRnbFotb0lMQTJMb1FQeGR2WnZ6OE80LVg0ckU4QTN3ZHNhZzJwYm1VR1NrTEo1OEZxaTY4d2hhZDBoNmo5MjdDUXBvRWJXZ2c9PQ== | Z0FBQUFBQm5teE5RZHcxZEYyZ1BPMFhTczlnVnVGS2FReWtHMGpjZng5WmVtcDIxUmVrNEJLZmExN3VEVVhRT1Y1cDE5MlVaUHY4OUlseERreW9Lekg5Yk5Ha1I4c1g3UlBpRmV6cGFRUmg0Q0FVcXk5S3JvRzZDa3dMTmd3SUgzd1VkenVWVlgtYUZUbFV2bjFjTks2TERjZkVDNTlOY2I3TzA2OWxMRC1LWFBnSzdnMk5Ub1NNPQ== |
How long that takes is not first order dependent on speed of the code but on network and disk speed. | r/monero | comment | r/Monero | 2025-01-29 | Z0FBQUFBQm5teE5QU1JjZ20ydkRKNWNDWXh3MHdhcGhhZzNLZUd5UUVlMFlTOGxjTGJPdG14aGJ5anpOSVdFT3hBRENVa3kzQ1V3b0htbi1NMjJpM0RuQkJtN2E0M1Y1SVE9PQ== | Z0FBQUFBQm5teE5RVG4zNXBfUHBGQzlYWUsySDY5anpqalV3aVZHd3FOaDlfRmhzTXMtYUVyQ3RUaVJPLTVWeDJ1ckFWSENEek0xS3RLM19KTExtVFBZSEdWdWRLaUFIRDZNdjU2MUJDOEFjZ1daY3BwOXVWZzNFZGl1MGV3TFJaU0d0dm1CTzFQWGdKekUxZUJsNWdpd1hkUUtWZGM1aWlPdG45M3g3S0dUVDZEV01yclBXZk84Ujl3Mm4wem1Ud241aVE1Qnl3akZoVENEWVhKcG91dW5BR0prbDJiMFdwZz09 |
I used to see posts with a graph of the upcoming Earnings calls plotted with the tickers above and below a plotted line starting at lower left and ending on the upper right. I think it plotted volatility and another measure, which I can’t remember at this moment. Can anyone direct me to any of those posts? | r/options | post | r/options | 2025-01-29 | Z0FBQUFBQm5teE5QbnJiWHhTQlBnQ3VaQ0lkdnQ1M3AtcXBKQ2Z5SlBGN08tZ2cwa3EtNUhCR3h2T0dEYk5xMTBkdVh0b29QdDR2RFZibzUwVTBsbFJxVHFnTExRb1VVMFE9PQ== | Z0FBQUFBQm5teE5ReFBYSUREZ0QyZFVWZThQOTRLa2Y5c0pUNWxtcTktbUpYcGFCN0NnZlNUT1drdUJpNllvVW9nb1JrRlRIRWs4aWdkUFJsRmhoVEhicUFBQ3BIa3NfOW1OTnpkUktQTllYSDlKcTY3dzhIZEJiSENrVXlJOVgyeVB0SGJtTUJBdUItWDhaVGJfdEhjN3QtRzZfRkVtOHlSRXVjZUF6cWRwaTBveWM0Ymw4dERBPQ== |
Firstly, no I’m not throwing my entire savings into crypto. This isn’t my savings at all. It’s money I’ve been trading in stocks but I’m thinking of moving over to crypto. Anyways, if you had the chance to throw in $40k into a coin which would you pick and why?
I was thinking Ethereum but all the attitude seems to be negative about it. It seems stable and I’ve heard rumors of the current president buying into it (not sure how true that is). Anyone have any thoughts? I’m not looking for a quick profit. I plan on holding years. Tired of trading stocks. Also open to splitting it up amongst a few different coins as well. | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-29 | Z0FBQUFBQm5teE5QWEJHZTBwb1NBbHJRVDJsMGg0VTZWSS11TEJFWDZCbDU5VDlwbjFWQ0tQNjVSSEJBdDBXR3dTNW1RX1ZtRXd3S0pMSWV5S3hnc2lJYmlpallCTGtabWc9PQ== | Z0FBQUFBQm5teE5RSzFlUWVFdFpVSGlCX3NNeGptcm9OVzExdzFxVm1zS2dheWxuQjRwMXNYX0tqYld1V1JqSGNsQkVaenR1Qm5TX2FGSDNVMEFwR2ljVGx5VFVMb0l2QXV3UGJmQjNiTENuNDVKSFlBQUhnUktWWU15MkplcV9YQjNHd0NMWldTODc0OXRTVFNkQU5CdFBfa1FsWndzSmJ0S3B6TW9xWHZjNEZaMFlnWnJFVXZhZnRNZXJsWWo5cmtvOVFpczY0LUhJVXZnWW80azRrRlhqZW0wQzRrNGRxQT09 |
An email instructed all team members not to use DeepSeek “for any work-related tasks or personal use.”
[https://www.cnbc.com/2025/01/28/us-navy-restricts-use-of-deepseek-ai-imperative-to-avoid-using.html](https://www.cnbc.com/2025/01/28/us-navy-restricts-use-of-deepseek-ai-imperative-to-avoid-using.html)
| r/business | post | r/business | 2025-01-29 | Z0FBQUFBQm5teE5QRDJMNjFFQXBOTjdSR0ktRUdsSURObEJWSkZxZm9TZHBHZXBHc0M2cld4Y0VwU3JuRnRZOHRsLXRPU0pHMG9JX0FiV2VuS0pYMzZSblB5VnJEZ0JWaDFDaTFSNEJqZlQtQjlhakJmcHJuV009 | Z0FBQUFBQm5teE5RVnJob1dGNG5GLWwxTWZleGhGVTM4ZkpMWnl3bnJYc29ScGtBWHVOME5YN2Zld1Jsdkp1YjdBYklyMExiSktpRHFRRndRcUFCTWtwbFM5YklGVW5nekVLTjYxR0xzZW5JWDJwZEFRazRZcFRJWXNZRlhJQVlMVzY3R3JIZ2k3YXRTSHRWOUVhVjVhMnNKQkVGTXl0b081emZaZjJXdWZROEtuVzUtU05ldHRmN3JnZC1acHlnSW9oMUY4X2RQdVhsQmN4ZnVybE1pV1RlV0x0Q1d2SzZkZz09 |
Hello folks, here are some details,
Investment horizon: long term (10+ years)
Risk tolerance: High (I'm young so why not)
Goal: Build wealth as much as possible
Monthly SIPs of 5000Rs in each of the funds in the screenshot and the ICICI fund is transferred to NPS at the end of the year.
TOTAL SIP amount: 30,000 (25000 in SIPs as in screenshot and 5000 in PF)
These are all regular funds which were started by a known financial advisor. If I were to invest more, then which funds should I look out/aim for? I'm planning to increase my investment amount but wish to do it in a direct fund and not a regular one. Also, is NPS and PF worth it? | r/mutualfunds | post | r/mutualfunds | 2025-01-29 | Z0FBQUFBQm5teE5QOVBlU1hLU2ZFSllYU3k4aW1XQzVoZEl0blVWZ0s1TW9xVDBQby1GN0ZpUVp1R042dXdGdTJtTFdwcFIyVVIxb1h2OUZmakg1N2RxR25YWVAtc0dSMno3TjJpb1piZXAzOUpUaWliS3djYnM9 | Z0FBQUFBQm5teE5RM0VlampuTjMzUjZ2Nm44ekFsZk1wdXlCd3R3VFN4eUNQeG4wRDZlQlY5NFF0TDU4YnhiRjRmQWswdEtDbkVmSXd4d3Y5ZVNjOEplMXpudG9ya0FXd3VlaTFYaXRXMUdMR3hoNzAxc2R1bE1uSE5lT0NVMExrUEY2N0JjVE55M2lUVS1XSGYzeVNQZGFNa2hOS3NhX1RpOUFkOGRXUk9NMU43dlhlYlQyZTdCYlBsUHB0VXNZRlpqVERJNXBxQW5J |
I'm trying to sell my apartment, but noticed bank have foreclosure a same floor plan unit that's 65% of the market price in the same community. Should I wait? How much does it affect my listing should I planning to list mine now? Appreciated. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QY1JhQzVxTDJhcTNvcG8tYV83ODV0YktxV2F3Tk9LcjhUbERjYWE1TkVlc3ByOGdqbk9mWlBTb1F3VVAzUnJsYW5qcmZvaURxSTB6ZU9sWXFfUF9FWXc9PQ== | Z0FBQUFBQm5teE5RbHAzQldzZ0E5azdWaXRlLUxyS1ZWNEVfdXNHVzhTc005eVdwSjJkVFpUMVZfQXdGSGdPbk9aMXV1TTRqTVlPbHE1dG5DbDI1WmZ2NTUwQm4wdjJFR1ppMnBBTENYeDd4SmxGTGVIR3hRdjF2cEdPcmdtVENDNzlVVjY3enQ4eGNxbTg4NWVmdDR1NnJEZVEyOXU5amhLdkFFUjlvdlpFYVlfdkp1b0l4LUpXOEozazA2ZVA5OEVneXhNWXpHZ0I1V3FLalpHZUFWd3BWMXBiS2xuN3R0QT09 |
BCH has quite low and seemingly stable transaction cost and is faster (than BTC) as well. But it is not private. It is faster transaction throughput than Monero or seemed to be when I tried it. | r/monero | comment | r/Monero | 2025-01-29 | Z0FBQUFBQm5teE5QamF5c1VZSVA4bWY2ZkNzUkhUbGF1TTdsOEc5YmhnS3ppV05FblZZSVFleHhNVFNkOXVwT011dTVDWlBfUTZyaTZ2ZU4wX21CMHBwX1NzemRUbmFxRXc9PQ== | Z0FBQUFBQm5teE5RQl9ZbkVsdDZ6RlRzVFctSkJWbkxxZEtaTnUzaUxrTVdWTlM1b2xhVndGaEJrbkwxenhVMU9tT0hDYkV3Q3BELVFUTlVFOEtvRDFkdFk2MVpRTkVrRHA0TEgwb0hUMS1pZDJkTTJVbDlWYXhVTDFHVmQ2eEUxcjQyNWFIVFZnaktVV21WZ0pTQ0pnQTZGNk9HSEFBd2k2ejFSVzNicmdYMnd5dGs2ckVpb2JfejAyY1Awb01sQlZoaTl3ODZMSnRPWkhMMUttWDdjWGVTS3FvaGYtZnF2dz09 |
For speaking of "brain matter" that was a pretty empty argument. | r/monero | comment | r/Monero | 2025-01-29 | Z0FBQUFBQm5teE5QSTlKTHRPb25ZVkE4SUdTcmhzaXFNbnlSU3pUS0J1RXZYOGl1cWkzQkNWUEtwdVdGNGJETFhKTUI1WURQYmRhb01ETnFpNEdCS1cxbko4T281M19aaUE9PQ== | Z0FBQUFBQm5teE5RNVJXa3ZqX3IyNGc0eXVlNGFSNnJnMGlZNDlQdGtkR0RkakVrWU5ibVMyc0NhdUhPZHA1ekFXMVRKXzV5dTJaQ1Z1aTdoXzBvelFKNTBNTTZOVjFXT0FHRVBDYXY4NFRrR0pHeGNxSkNTdGc1SDZiWXM3TDZEM1ZadUU5cmhleEdlYzJ6S0JjYXBZc1NFT0hRM2xiUXlfTVpRQzlZcFZjc3RzdTh5MmNncFM4UkRrc1BiVEtkeXRha2FjMXFsZk5QYklfWG9KdXlvMjU5eU1yYjlHMFRwZz09 |
Hubby and I are in very privileged position where just bought our first (small) townhouse. The property is tenanted until early 2026 but our lease expires a few months before. We absolutely understand tenants have right to stay until lease is up and fully support the tenants staying for their lease period if that is what works best for them. But in case cash would be helpful to them, I'd like to know what a good offer would be to incentivise them to move out early. We're not wealthy so couldn't pay out their lease. AusFinance has been so helpful in past I thought I'd reach out.
Edit - community didn't disappoint. Varied opinions but all super helpful. Thank you!
I think focusing on finding a mutually agreeable solution is best for all. Ultimately, worst case scenario would be that tenants move out at end of lease which we fully realised when buying and we couldn't fathom turfing someone out of a home they have a legal right to. We cannot renew, even though they're great tenants, because we need to move in. That said, hopefully we can land on a solution where we all benefit. | r/ausfinance | post | r/AusFinance | 2025-01-29 | Z0FBQUFBQm5teE5QREk5eGRPQ01SOEtEbGItXzdUVlNJdTZPWmVZQmI5Umt5RXRTV0gtVWdzbjM1TXprSExjbUNOR2s0RGZsaHVwMWIzOV81UHdyWHNkRnZEdDhTVWFMZ0JIVllHZnM4LWt0RXlpSlo0ZjJWZnM9 | Z0FBQUFBQm5teE5RRmo0dm1WaDdLVEtLQk9oc05TeHlsRWtjOVhIeGhiZ1ZMclJlRkliNk5VUjNSOVNIdzVvNG5TbHpZaVdLbFpFS1A3RHRZdWNiTThsa2hwYTh2N1F2QjQ0ckZQRzhicEdnN2FXa1JPMFhZZjU1N3AxaTRoYmJ2OURPbVdnbTQzYjRzRjBPS0U2MHhxR01OejU3VnhGUVhxem5Nd1Fkdl9KZ1daU2MwYzZCR0cwNlFGQ09rMzNNVlRsM0l4VDR0eWJ3SUhCamJ6aTBGaTIyV1B5ZkZXckpUZz09 |
Freaking Reddit hasn't allowed me to join any subreddit with error in months. Is there a limit on the number that can be joined? That you have to request to post is likely to slow down traffic as well. | r/monero | comment | r/Monero | 2025-01-29 | Z0FBQUFBQm5teE5QS1ozNTh2TzNuQzZjbHZuT0dsZHd6QUNCd2lGLUk5LTJDNWRFWFZxNGx1SW9IWnktN09kbUM4ZFk1NWxFZTE1cVZ0UHVUR1Bidl9SMURGakFtdE9sbUE9PQ== | Z0FBQUFBQm5teE5Rc1AzXzBfSmdicXVTcWowZGYzeVczUkFEQUZuVHF4ZW5RU2hEOElDd2t3Ukxrckc3RmJnclhINjBtY3A1MVNycm1QcEo5Z19BaVFHOHdaQW9IOVdCS2xIaHBtX2lwRko1WEphZWpXeTBxdGlSdmdaaVRFQkRQX29LMGxvTUZRVHV6R280WFI4YkFVdTQ5elhPY2FuR3pSZXRkYmtnUEdjWGQzbGV4UnFhRzZZelA2VGg1Wl9UazI2d2M1c0ZlTG1tNWNhRmVUR2tjRkZROTZYUGZDV2hOQT09 |
Hello everyone,
Locations is USA CA if that matters
Crypto.com has delisted several of my cryptocurrencies on an annual basis. These were small amounts of crypto that I purchased in 2021. Due to their significant loss in value, I was unable to move them to a wallet or sell them. When they were forcefully delisted, I wasn't given enough time or the option to move them out, especially since the transfer limits set by Crypto.com prevented me from doing so (my holdings were below the minimum transfer limit).
My question is: Do I still need to report these delisted cryptocurrencies on my taxes, even though I couldn't take any action with them? What softeare you guys using for tax ? also since my crypto loss are around $360 and i did not buy or sell or trade crypto for years of 2024 do i still need to report this?
Thanks in advance for your help! | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QTUREVDZKX0c4MGNTeVdHN19ZRGhyNGhCQmhoY1luNHNkbDlhREt6UXBOWjNEZUVrQmxVQWl2RVpKdFI1Nkd5UUVtSlZEUmllTUo5NUxyNTNrMHBGQkpLSmw1NXNGTTdDY25QbWdVS3NYeXc9 | Z0FBQUFBQm5teE5RSU5pb3ozcmpBSXhOeTVTWnBKczFOcFBLeVRuYXlmZ0c3STFJRWg2Nmp0QjdDNEVISURhVGFSWjdNcEo4SzhyWllVa0NmOW9aZUsxZ1V3alZzYm9mdHBOejZYaXNkUnZVYVRCS0RJQkVzcGNvYzNLcS1iVHJmLXMxVDBaTEpYWWpjR0EwWDh6NWNGYll1b29BVkpYYURwaE1ZUWFZUUVVdVh5azBORHhkSE5Qb21Dc1AyQlFWYUt3WlJiRjRDckNX |
Help getting out of debt @25
I need help creating a plan to get out of debt… below is what I make and what I owe (monthly expenses included):
Income: $58k
Debt:
College - $9,216.04
Credit Card 1 - $3,662.59
Credit Card 2 - $1,839.40
Credit Card 3 - $897.05
Car - $29,897.49 or $606.79 a month @5.49%APR
Car Insurance - $1200.00 a year
Rent - $750.00 all included
Monthly Income: $3,653.82 after tax
Savings - 401k $17,446.43 (currently liquid)
Checking - $1,937.63
That is the bulk of it… basically I need help creating a good plan of monthly spending to best get out of debt while still being able to survive… Some expenses are missing like gas, food, youtube tv, hbo max, and prime…anyways, thanks for looking.
Please ask or let me know if I am missing anything. | r/financialplanning | post | r/FinancialPlanning | 2025-01-29 | Z0FBQUFBQm5teE5QYmd0R3VPbGNwUVd2RzZBWWxVQ3RRQUY5Y0NVODBIVFdPUkh6dHNtN000SGVfdFN6dHJpSWVCbkF2dTY0N0wzcWI1eldtNXNfdVdLSTlaOEFGbmtUbl9iUzJhWnY0eVl2X0FfY3J3Y2U1VnM9 | Z0FBQUFBQm5teE5RbDk3MVNzUk5UdG5yVHlUTnlKY2N1LUc2bUpoa1pFcGlxNWtheHNNaGloNVBBdnZMdDRvT3B2aEhPUkF1akhKMm5NQTRRZzd5alJCU3JmSWhHZXluNDhHLTNJNG1jcHQzbHdpZXp1MDlRdFQ5UWRjTHUtZDFKR1J2dFJKU0pWT3dZaUI1Zi1MOTNrLXFoR3k0bjV4Sm1zT04zQzJQS2dvMmdoZGFBd2xubjBKLTVadU5ERmhCbmc0eWpUbE5IMGxPVV9SV1dGRDBWcGltVG5YOElrNHFPZz09 |
I want to better understand the true risk of a calendar spread
Let's say underlying is at 522 and it is near the end of the trading day.
I want to cash in on decay, and looking at the options chain there is a 520 call for tomorrow selling for $375 , currently ITM. There is also a 527 call 2 days out $140.
I am somewhat bearish and want to make a calendar play.
If I bought the call 2 days out for $140 and sold the call for tomorrow for $375, I would have a net credit of $235 at the moment.
The market tanks 5 points tomorrow, I fully collect the $375 on what I sold, and sell the remaining value of the option I bought for about $40. So I collected the full $375 and lost $100 on the buy side, a total profit of $275.
Is my assumption correct?
How would I calculate the risk if the market rips? I would think I'd have to buy back the call I sold and then sell the call I bought, but given the EV on the call I sold I could still make out / break even on the deal. | r/options | post | r/options | 2025-01-29 | Z0FBQUFBQm5teE5QQTB0ODl2a2s4SlNpemw4bXRDMVRKOF9uWEc0MHEwM3lZSWwyQm5hVkNNM2NVSFgtejhicGRJNnFHb21RZVV4VF9RSUxGVFFzY2g5QkRDek56NzZ5V1E9PQ== | Z0FBQUFBQm5teE5RbTJkTWF2dWl6S1FCdFBkM3ltN2I2Yndwd3pNdDNQeTNNeERYbWcteUdBOVNnWEd4Tm56R2dEQVc5WUhTUDh6QTdMOW41MDdsWnVxb015ZWM1UFpQc2NmMW4wQ3ZSTGU2SVNjTHk1OW1UQ0V0S3pLbkhteVU3MFVUSlpvSW56LVp5R1JkYUZrUENvc01hZ0pmdmlLVGpoaUpVOGxJQkRRQXY5YXR1alBqdmdpNGlrMEwtZThCTDBjTGFrNF9lZGx1 |
Unique node list that is "controlled by ripple" is just a recommendation. Every node in XRPL can change their unique node list. It's like the default discovery node list in Bitcoin core. Bitcoin core nodes like is controlled by the Bitcoin core dev. | r/cryptotechnology | comment | r/CryptoTechnology | 2025-01-29 | Z0FBQUFBQm5teE5QZXNqcGpMRjM2NmxBdmhGNWlJTDhOb3FXZjVoTWMtQ3FjUUFxLU1iOGZjLU5qLVFxeWhrMUZzbkh3Y0FxS0IzWHVOenRTbVJpeXNQMWE3d25KUjR0ZGc9PQ== | Z0FBQUFBQm5teE5ReF9lNF9HVTJRS1N1UE9kUXVKTUh3SnBTQVV1OWJWSGEwbF91MGxEVkFzMEpQa0dCZUpyQWVuTTgyUnBLYTdqeGlTZWcwX2UwdEM1b3ZlN0g3aWtKY2VYbG9ZWWdxY0p0WFdZSVFPVXRDN2l6NE5sX0E1aWlYVjlDVTJkTWVkSFRwT01PcUNaNk1lQVI1S2s1X1BxbmtqSTk5MlRKY3FiRXJsMXQ4RzlUVEhSYlBDVTFaN1VoQkUwTlZWdGNyZ3M4 |
Doing some reassurance seeking as I grew up dirt poor and I’m not that financially savvy. Eliminated school debt and started investing early. What should I be worried about? Am I on track?
36yo married w/ 4 kids. I work full-time and wife works part-time. Current annual joint income approximately 250k/year in relatively low COL area. Would like to retire at 55, be able to spend up to $10k/month, support kids through college, and give away $30k/year to charitable causes. Here’s our current breakdown:
Cash: $54,000
Diverse brokerage accounts: $692,000
Roth IRA: $308,000
Coverdell: $15,000
Mortgage: -$400,000
No other debt.
Thanks in advance for any reassurance or wisdom. What should I expect year dividends to be as I age? | r/dividends | post | r/dividends | 2025-01-29 | Z0FBQUFBQm5teE5QM0tvRVNxbE8waEhUaXFyWllJOE5UWEFpZzhJWUtYWXlNbzBhU19nZFhtcU5FeWNxd3NWelZSaXZQemRaRklwMXFDaU51T0o2aEl5OFJjN29ucFpBLWc9PQ== | Z0FBQUFBQm5teE5RdkhsU3htMGpBcVUyRzE2S3U5elhCaXVoNExocjlkb0JqbzBUR3RWTjBIR25wRHZGNVIzSFFPanZCY1BFX0FrNTVmYl91SF9TcUpYaUwwQjI3M0p3bFNNOHNXZG9vQzBWVWcxWEgxV3ZldWpZUlpxNk1XNmlDbkp5UE5LRG96dzhxSDJZX0ZVc1N3YVZTV3VBUW8tVnJSakNZTERDcjRUT1otZHpJRk5sQ3pfZDF3V1F4a25FVkVHWU9MVlMtbExR |
Hello everyone,
I recently met someone who claims to be trading crypto for a while now and she claims to have won some big gains. She introduced me to a trading site using a dApp url through trust wallet. The site is icmarkets-pro.net
When I go to this url, I immediately get a message stating “this address is unsafe as identified by Hasdit” obviously I can continue moving forward and get into the site and I can see the money that I deposited in my gains. It’s not a whole lot of money, but I have been able to withdraw out of it when I wanted to. I’m just curious to know if any of you who know, a heck of a lot more than I do, if you’ve heard of this site. I know ICmarkets exists and is out there but this does not even require a login or password to get in. Also she’s been helping me win by walking me through and setting up “deal plans” I’m really not sure what I’m going into and I’m happy to provide more info but that’s the gist of it. Thanks in advance. | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-29 | Z0FBQUFBQm5teE5QSlpySHFucEZNNmxaV2xaem9iYWJsSDRYOGxlTnR4QW0yT1huUG9GLWY1Rkt3V2VUbEVQVkhJM3UwMVhmQURUXzdHaGoxTHFnTzVEV0NkSW5wb1BUeUFWaG4zVWYtVGthSnR2UTk0TVhpSUU9 | Z0FBQUFBQm5teE5RUXhBcXBvd1VoZE5vaGNqczh2RGV2b1hJVGVjYjRURXk4dUtxMUNXdnRSS1ZfOGcxcnRxTG1BZ015eUFVbm5IcF9sNXc5VlRxUXpEVHVSZEFnalB3S000X0RKZG5IM3g3bi14ZVFybG1kS2Z1ZV96dDJBQnlwek1UQU1GTFpYTEVjN1pOTUJGQ3B5WXpDeDZ1NzhqV0JYXzhFSUhpdjNDMGozWHNXVm9ieGlmeEFpcm0wNXBFTG5ybGFVV0swdnFU |
For me, TRUMP is a pump and dump coin. Donald Trump needed some money and he used his meme coin hype to earn it.
The problem with this, is that TRUMP brainwashed speculators. After the XRP, pepe and bitcoin bull runs, and a big expectation towards a growth of the crypto market on the inaguration of Donald Trump, rather than seeing growth on consolidated coins, we see hype on TRUMP, a meme coin, distracting the attention of more relevant news like the SEC and FED choices with crypto.
After the rise of TRUMP, interrumping the rise of other coins, including BTC, we se a bearish market. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5Qalo3cnZza1hMd2F4aXRMVnZFTlk3RjFqRkpFdl9wSGVSVEY1SWppNUdxN01oLTA4ZFd2bG56T2ZRaVlQWDBwTDhTdThuZTZ1WFNpTko1VFB2bFVzZ1E9PQ== | Z0FBQUFBQm5teE5ReXdldDVjT0ZSME1DTUZsQ2JydGlqM2h1cG0wVGtBSWNRYm9vS3JTY2dzZlRsdWo2T1VzeDRCZ1ZkN3FFX1h6TlVsaDZUY0RscDlFenNuWTlmS19JYWh0ano5aTEtXzR5SjhQcFdLRi1Cb2JCUC15alpIbVNBN2VERmpaVUpFT29ZNW9lQmhpWExuRVg2QkJtNWdsRndPSzU0OVVXU0k4MmZ5eEZTaTlzMWNyUXJLLWNQRzhjR2NOeXFuYmFzNjE5 |
"Spin the wheel" my ass. Good luck getting any support. Here's how it works:
✅ Account created
✅ Verify your info
✅ Payment method added
✅ First trade completed
(Spin the wheel) button randomly shows up a week later
Press it -> We're sorry, your account doesn't currently qualify for this promotion.
Next time you login the button is gone. It's also in an email, but the result is the same, account not qualified.
Fantastic! I'll just reach out to them. Oh perfect, 90 minute wait for a $3 wheel spin. It's just a scam to get people to join and then stiff them.
Edit: Must be this line in the terms and conditions:
>Limited while supplies last or Coinbase revokes this incentive at its sole discretion | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5Qb0I5VmNGOFd0cnljaVRZY21fU2pWVVE4M3lWRzRfUndYQ2c4WXEwLTNzTFhXTVM2V2hvWUUzLTVrYy1fWUpGblo2d2ZNOHJXN19wNXhIRFMwT1I0MWtndWFDNzRHMU9PNE1Qdng2cm5oQVk9 | Z0FBQUFBQm5teE5RNmJfYlJJbXdQOWl2ZWNVaTVmS0FlU0JBQjl3cElOWUM0alkzd1lKdW1kTFN5dm1Jbm9zZUtjMmNkR1ZtZlVLTm1QT2hJZllhY21ONzkzSEhjTHdQZ0JpVDVrZ3FYSk14M1RVWTRaSW1ZaGlOX3lRbk80Mi1QTDBMSDRHNjlqNDQ0RGZGN0xfdFVhMkxmNVlsbGRDb2RqcURjYnlTOFVyREhvemFHd0JYOWtZPQ== |
[https://www.coingecko.com/en/coins/pepe-the-king-prawn](https://www.coingecko.com/en/coins/pepe-the-king-prawn)
Make Pepe from The Muppets the one true Pepe! This is for anyone who is sick of that dumb frog. I have no other reasons.
$PRAWN
More about Pepe:
Pepe is Spanish and speaks with a heavy accent, often punctuating his sentences with "okay?" His character plays on many Hispanic stereotypes: he has a fiery temper (especially when referred to as a "shrimp"), and thinks of himself as a lothario, often making suggestive remarks.\[1\] He is shown with four arms and is orange with messy orange hair. He is often shown wearing a jacket.
Pepe is also a schemer, willing to betray or at least take advantage of his friends: he allied with Ms. Bitterman in It's a Very Merry Muppet Christmas Movie and worked with Rizzo to trick Gonzo into building a jacuzzi in Muppets from Space. However, his conscience usually wins out and makes him do what is right in the end.
Pepe has become one of the most popular Muppet characters, providing comedic relief in major supporting roles similar to Rizzo the Rat and appearing in most major Muppet productions since his introduction. He, and Bobo the Bear are the only Muppet characters originally created for Muppets Tonight that are still prominently featured in The Muppets franchise. | r/cryptomoonshots | post | r/CryptoMoonShots | 2025-01-29 | Z0FBQUFBQm5teE5QYUF5LVZHTHJScDJlWUdoZGUydVFrMHZxN2M4THNPVTdkMVpWYm1xSFZZdkdrdnVtcFgwM0tjUjd0Z1plVDYtNGtwejBpQ1AyOElPRUZvUUljaEtmcHc9PQ== | Z0FBQUFBQm5teE5RS0EtTzQzS2pwbldlNVI2UmZLTVdCVWN5d1RYbFNHU2VFc3FmTmZENWQ0eFhEWDNWZUcteTNQdmM3SEY0LW9PaWZGcW0zd3BaNDlJT2NVQ29fOWRJYk9Wa0pFWC1ONHllQkx0UDUxWXVuRmFqSGVsUkN2OVBMajVRTkR0N0JPRnF4ZUVvZUlDd1NHeDB2bXluTkZiaDA3SnVkTTlkczZDVjE0aEwwZmNhRzhBPQ== |
$740 in dividends for Jan. My goal is to build to $6k a month and progress to $10k. I contribute $1k a month towards stocks.
Any suggestions to get to these goals sooner than later?
| r/dividends | post | r/dividends | 2025-01-29 | Z0FBQUFBQm5teE5QeU9rc1MwRmgyRlBoNm55cFkyV3FGRzl6RE9wTkRtWFREcEluaXktaHBrSGZOdG1pS0dNQ2R4eUhqanlQdVRfQS1FcUZSaTNIWWRrWTMteUg2Ulo0SlE9PQ== | Z0FBQUFBQm5teE5RX1BTVWQ4aGp0YU4temI3RmM2ZElFZXhjemNaMzh5MG9aR3lZeDR2ZUFia2JaWHR2QTgxZnFhZTllODNnYzA5OVVuM0h3bzBKVGQycXpWWGpINVJUdW5MZGk1RElTbUtMS0k4YTI5cm5xemwtZmJUVi1xX1BpVFUzWFVINGxkV2ltZTNHMmFaQkpZLXVIZDQwRTUxcWM0R1ZkV01FYnVGZWc0bU40Z1ZmcGZVPQ== |
I just ran across this sub and the concept of FIRE when I saw a post randomly today.
I'm 44, married with one kid. We've been thinking about retiring in our 50s. We save and invest a lot but don't have a specific plan.
However, looking at some of the calculators for FIRE they ask about your age, income, spending, assumed rate of return, etc.
My question is how do you factor in other things like college savings, mortgage, etc.? Sorry if this is a naïve question. I'm new to this as of today. I'm happy to do my homework if I can be pointed in the right direction.
I'm asking because the calculators say that we already passed our FIRE number but I'm not sure I trust that. We still have not paid off our house... we have about 10 years left, but that's at least a fixed cost that we can mostly predict. We'd like to save for our son's college, but that's 8+ years away and it's harder to predict. Do I assume an amount and add that to my annual spending for the next 8-12 years? How do I factor in healthcare if we might have a 20 year gap to medicare? Do I need to adjust all my annual costs based on that cost and recalculate the FIRE number? How do I account for savings in 401K that I can't access for another 15 years without penalty? There are a lot of complexities that I feel like would need to be figured out before knowing that you are really ready. These are just things off the top of my head. Are there checklists of things to consider beyond just the calculation of available dollars against annual spending? | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QTEJTRGt4bXd3S2hvTi1SZmVoUU5Wb19lZVlnNmo3aXNLSDNZdnVTbllDOXFqb19Kd2hBb3MwaENvX19VOWdrQVVDTVo5SXpZMHVUM2NuZVJVbGpQR1FzWm1FLTlVdENMTDI2NEcwS3Q2Nmc9 | Z0FBQUFBQm5teE5RM1BtUVBjbWVLR1A0VUVyUGtiQ2REVE5VY2FyVXJFRi1NTUtUWTc3cFN4Sjg0SlhkVVI3Y3oxT0VLYURGMGVnNHRVZ1dtWW9hNW1YQUxIZkx6S3hjcGdrU2ZPcHhfY01IbmZuem9TNUlJdGdNazR6c2tVd0lDekpSd1k5S2d1UndWaU81cDREd29zVVNXSGlNZ0dIeWZwbXhPYUJ4TFBOa1FTNVhOQW1ZbjRNQzJuVEZPRTdXTFpIMUUxXzFwSld5 |
It’s getting flatter | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QbE5ZUXJ2UXowU0x6QUJMYTlsTDhuekNxMVhRVkRLQkVnYTJ6Y1BzOVp5bGowV0tHT2FIc01hZFJJb0RJaThfMENHOFBzN3luZ2YtRE8yQ3R4Y1AwNmc9PQ== | Z0FBQUFBQm5teE5RaHlaM29KbEpkbWVRMjJaU1dEM1FTSld4OVQxT2VhOVljaTQxcXI5eU9VNmVzOEdoWmlwZmhUb01TQnJEV2FUNzd2V0ZuaktVb2tFRnVaODB1UVkyXzZuNkRyVnNfajdxamU4cVBwZzNsVlhLMEJ3RHhWaWhmQzNRNTh6R1gwLVdXMVRPLURuUjc5SVRhOE9uVGFGSTBkTzNkUE9RRGp4SkFzbENMN1ZhSFFMcGhxak9yZ2tybW1yQkZKXzFZOHR3 |
Mining doesn't validate transactions, transactions are validated b4 it is mine. Mining is to decide who gets to pick the next set (aka block) of valid transactions.
What makes XRPL so fast and efficient is because they drop the mining part of Bitcoin and vote on transactions. Instead of 1 person/miner choosing what transactions is to be placed on the next block, in XRPL all transactions that has been voted on by super minority of the nodes will be on the next block. So no one person who gets to decide what transactions goes next.
XRP & BTC has co existed for 12 years+ they will continue to co exists as one doesn't have control over the other. | r/cryptotechnology | comment | r/CryptoTechnology | 2025-01-29 | Z0FBQUFBQm5teE5QTExOTHVnWWZUYjBEYnh0a0hQSllLLTNxZUszNnVxYmtKSGFXT21nSVF3cHBvNUxCTFZrVV9uQmRiNWZhNXlwcEdVT29kRjVUSE10bmFhYV9jNFFCTkE9PQ== | Z0FBQUFBQm5teE5RTTdEdXlYQ29yWWhkbUNEcmlLSEU4djBHOE56bXFhTmk5TWp2ZlR2YUZPTHVfaXJTRFJ1aWswRFEzTXBzLXVwUE4wQXRCT1g0R2wzVGNJVS1kVnhESGhwOXFVS05oblo4T2x4N3gwaUp5STBCRVRLMmo0YTNMYVF1dWdSTWR4QWs5UTJZZ2pmVlcyQThja1Q0ai1QUUlBaXppdExZR1VNcEs5SkY4YkJGOHA4Q0VkSEZLN2VDUUFwV1pKZkdJdmJh |
I have settled on a WR of 3.25% for 40 years and I understand how this works- you pull your SWR the first year and adjust for inflation every year. Every time you go back and pull the WR off the current balance you are resetting your SORR.
However, what if all simulations show 0% failure? Couldn't you pull 3.25% every year regardless of your portfolio? Isn't resetting your SORR not a concern because you have 0% failure? I know nothing is fail proof, but for the sake of this conversation, let's assume the 0% failure is a reality.
I apologize if this has already been discussed (if so, can you please print me to the thread). | r/leanfire | post | r/leanfire | 2025-01-29 | Z0FBQUFBQm5teE5QVW5od2RlSkxYLS1aaFBubm45Qkx4T2FFRlZyaHJZM0lvUlREaHIwS1pTamFxNXp3eGRCNHhjM0REZWZSSko4aVVlSGJfUWNoOGIxMjVZQlhIWUlQWkE9PQ== | Z0FBQUFBQm5teE5RYXltUUpmM2ZPNVc4VGVReDkwNXd6NHB1V2RyWDRKQ3hTVmVNN0MxYVpkS01hTHFzbzl1ZEtINjBPRWM3TENmODl1am1kZ0pyYlVOMk9tRE1FY3BKdVFfTk1nSHFEMklnd3BBSnZuZ0p4STc4ek9NYUdLVlJ2LVVZaHQ2Qmt3OXU2Zzg5clFGakRwcDJMaU14Q0RMMGhUZGlETU1qZnhDTkRQRndhbXdoODEwPQ== |
I have settled on a WR of 3.25% for 40 years and I understand how this works- you pull your SWR the first year and adjust for inflation every year. Every time you go back and pull the WR off the current balance you are resetting your SORR.
However, what if all simulations show 0% failure? Couldn't you pull 3.25% every year regardless of your portfolio? Isn't resetting your SORR not a concern because you have 0% failure? I know nothing is fail proof, but for the sake of this conversation, let's assume the 0% failure is a reality.
I apologize if this has already been discussed (if so, can you please print me to the thread). | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QUDBya2ZYMXlzRzAtQkx4YlNKX25vUWVnaEFPQVlKcTZkVmV4cFkzX29iN0ctbk9jTlF1NlVBVk9PYXpVRlFWTzBvbG9DckFMdExyWTdKUU92SGlPQ2c9PQ== | Z0FBQUFBQm5teE5RRGtrNlNCdG5aSzN0T3hfZ0ZhRnhPOFpiLVpscmd6V0hOWm1HZXZFUHBVZFd6bmhSSXhZSm5uNElBbWptMDliM3JSb0lKUE1FdWJ6cW9QcWotR0lyVkRGUzAzVjVPczlEWnk4b0Q0WUlwYzlXTDJHNFVENjhGWlRCMTVId3NZWXlPX2xFeFREaTNXOFFUbU5hOWRwZWZRPT0= |
Another partnership! 🤝 | r/ripple | comment | r/Ripple | 2025-01-29 | Z0FBQUFBQm5teE5QOHdKX3dXYVlYQ3JaNFY4NVIwRTV2NjljTk45WkJNWEZwdUxvWXhZT1dacVJralluS2pQRmxKRkc5ZnYtSTQ4d2d2SXdhQjBoajNsZTZkTkxZVUFaMWc9PQ== | Z0FBQUFBQm5teE5RcC1mcm9PVlNITllzSzNIWFFpdmxWbW9pdTYzX3d6VnA4eXlvbmpYM3E0WUpTaGFxemt0TkpCdFBhWkExY3RXeGJMUXREY2xQY3FnUTN5VHo2RXVlVDZnT25SVjQtNTZlM0VxWjBWNjd1VWhPa2NkaG5XRFRwVXFtUXF2bEhYXzJZQjRMdHhqOXM5UHJTRWJxSmdiNWpOOGFnRTRHcTBhSjREeUZwZVRyUjNFOVFtQV8ycV9FMnh3TGNNclFhNWIwaHVIQTZBM2tBWmtFeHl5UlZ1LTd3dz09 |
Is Miazaki still associated with this project? | r/altcoin | comment | r/altcoin | 2025-01-29 | Z0FBQUFBQm5teE5QMzZoZmRuQS11QzNEQjk4NGxoazlONWxlX1BadnVhTXFkRmh5SEpudkNZUmZZaHZhMlBVMlctT0hfQnBSOTM4RHkyQTdMQXRSbFhXWGVaWkpraUZXa2c9PQ== | Z0FBQUFBQm5teE5RUXRIQWJIeWRhZVpmOEVHcjZZUnZYZlJoMnYwcW5vRUlxUElDb2VyOU5QYzdZNGc5NmxjdkdOelBPaWVqZXBRY0ZYeFNvZlpJOEgtbnFjbFk5YTBmQjB4UmhOOEs1RkJnQV84VXZoUW9wMmFLbFNjdFhZcDJ3OFl0NHFfNE0wbkIxUGJZU0lXTFRmb3QtRG0xWm11ZWxTaGoyVjUwNVNKRnE0WnAwcG1RMTZhdm5wcUdmREhRSDhZWmRtaWxYSjNxTGczdE51empIbDhuUEpJaVVJSVFEUT09 |
This a lie, but look how easily I made this post.
There can’t be this many mid 20 year 500k+ to 1M net worth individuals in the United States.
I just don’t buy it, it’s insane.
Or am I crazy? Has life just changed? | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QVVo0NVFtOGJWcEhjcmtJclVuYzRpSFNlOG5KaW1EWGE5bGppNUJuWkFBU0gtSEhFZnNRT0tEaHl5NHdGTnFvblcxTHhaU2ZtOXBCc2NYYnRmU0QzR1E9PQ== | Z0FBQUFBQm5teE5Rc0RUOUJmOGtwcmJLRm9IOURPa21aWVZLSlgtOGppLS10SlVLZ2lZUDJlNldzbEp4VW1CSDRMbXVMTW5uQndKUWY0Mk1GdTNyR1QwZG5kWVpLaV9ybklaTnduOTQ2a0k3YnZSeUNQNXo4QUdHbmd4ZkY3LWhwb3RLWF9ubUg1d2Y5R0duR1NreHhBaWFJV1RtSlh0UTVyVDlNOVZGU1Q2MTJJSlRqUEpnYmNVPQ== |
Regardless if a pardon is possible or not, Elon should advise Trump to do the right thing, and at the very least, drop the charges. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QNm96OG1TcTdNU3h2czUyY2hJbVdpb0VzVGFKSVpPM1pxMzg0NVEweXdqSld2Qkp0Rk9EUGRjelRwUENzSXdRQTZLbkIzZ29TUXllaUZKSDVGalBGZVE9PQ== | Z0FBQUFBQm5teE5RVDFnQndqa0R4Q0lWbzNRcnBRYkEzaUhFbUFlUXJpeUhKUE9mWHFNb0UyMXhqQTNXNnl0cC1FR3Rya2Fockp2MXVXeFNadXU4TEhmR1RZQ0pnZmJIaGo1a2dlanpSZUtmY1p1b2JGbVVRSTVHRHpxOVQ2WXFEZVhGS1BseTZoR21UYS1kWmhBM1pkTEdRamJwNkd0WF9yNm5jWTJjMEhTTzNuOG50eUFUNk5pbHc2S0RkOVk0WDYtTWVQZTU1NXozVU5QX2JwQ01FUGZ0OVp1Q3VZbW5mZz09 |
I’ve been talking about this project for a while and it just keeps exceeding expectations. The $TOSS dev, Peter (fully doxxed) and the team have been consistently grinding behind the scenes, delivering on their promises step by step.
🐢 Three turtles adopted so far! 2 Community adoptions. 🐢 One turtle adopted for every $250K market cap milestone! 🐢NFTs Launched
What’s next?
CoinGecko: Listing approved 🚀
CoinMarketCap: Next on the list
Exchange Listings: On the horizon
In my opinion, $TOSS has everything you’d want in a project. Check out their socials and join the movement:
Telegram: TossTheSolanaTurtle
Twitter: @tossturtlesol
Contract Address (CA): 9ShxbCinvi5CDJ6GFn6aUA1Z3BM87DziFDh98ukVmoon
🐢 Let’s keep riding this wave together!
If you are looking for a long term good investment, and want to help clean up our oceans and save some turtles at the time time, take a look at $TOSS.
Community is growing every single day. Game is coming this fall, nft's dropped Friday 24th of January, 40% of the sale goes to charity, the rest to marketing. Come join our tg and ask us about anything. Dev even has his dad invested in the coin, and for me, that speaks merit, and gives some further trust in the project. We have grown by 4000 new members on the tg in just a few days, and with a marketcap floor at a strong 300-350k, we are still an early community, come help us grow and be a part of the ocean cleanup 🐢🐢🐢 | r/cryptomoonshots | post | r/CryptoMoonShots | 2025-01-29 | Z0FBQUFBQm5teE5QTWVJTEItTzREWVRHODJRZ3Riclpld1cxSjM0dXZrdTVla1BVUWg2eFJ6czJNTVZRanU5Qmp4UEhyYkIxekZFUkhVLVBPTHk4S0l5TzJWTmh2RXZMUWhIaEJ3VEs1bllBNHhwbi1mN2l1T289 | Z0FBQUFBQm5teE5RcjExOUlJMzVQT0U0WXcwbjYzWnVnY3Q2NTlGakZmOGZnNmxMZTB1RXVwUm8yeXJKSVlmNjh4ZlFqaGpYUHlCRGlGU0FvNV9wUEt3WUlZOEpObEhWcTFTYXFCeHQ2QTRQY0dxREZKYjdlM1hUbUtoZ0JkeGJYNUhyRVg0M3JZd25SWTdkNDM0SEwzYkt5UGdCNE5OSk50bTFfMkltMkNZWUlUaUpYOGd4NTZrZjVQdkZxZHRmbC1FbDF4RWZkNVB2VWllb3JpTzRZVHdOUDNOaVFMdUduZz09 |
The catch is that you're giving them your wallet and they run away with it. | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-29 | Z0FBQUFBQm5teE5QekE0cnN6RXZ5LWhGZ1M5SDRyZ2VYMmJzR251alZyWk1LMmVtSmNzS1gzdk9QMy1YV0RjSXBMTjZEM25qVlFkczFfSHlJa09MZmQ0cV9ILVdOaFdxMFE9PQ== | Z0FBQUFBQm5teE5RVFRzOUZYNWxQX3JDY2l1VEdrMTFvVWxVdHpOUVJCdjJIcEV0TlU0aUtkS3JOTy1xMmdqX1NObVpfTWdOV3ZQeGJPSnVQMnRNbmxjbnNZWkc4NGJveW45M0c5X1NmZ3Z0aWVYUlhXdHlLdmROVk5FMGlEV2VWVnh2M2ZkS2xmd1FXMTlCTEtKMmNaWUE4UEtVc2tDbGhXVXYxNmVFWEpOLWNtT0tKWjVmb3ZyX2tYUFJsYlFPdTZNRndqRVpGTHoxazNnUXJhMFZCSlBtWlg2V3l6SFNtQUlmNHBmSHpGdzZGajRZUUhac3d0MD0= |
**Thoughts on this:** Everyone states that "The President doesn't decide the Fed Mandate" , but there absolutely ways that the President CAN influence the Fed. Obviously this creates more impetus to examine exactly what tariffs are proposed and what companies they affect when trading/investing. I like the infographic on the article that shows what the impact of tariffs were on business investment (which were soon overshadowed by COVID), it's worth taking a look.
>For skeptics of President Donald Trump’s threatened tariffs, the concern raised most often at home is that they will boost inflation and lead to higher interest rates. The biggest lesson from his last trade war, though, may be that it’s the hit to growth that matters more.
>Trump, as he did eight years ago, won the White House thanks to voters angry about an economy that many feel doesn’t work for them, even if aggregate data shows it’s in good shape.
>The president’s promise of a return of factory jobs — fueled by protective tariffs that spur investment — stands at the heart of his inaugural pledge of a new “golden age” for the US.
>“As tariffs on other countries go up, taxes on American workers and businesses will come down and massive numbers of jobs and factories will come home,” Trump told Republican lawmakers in Miami on Monday.
>But the last time he deployed them, almost the exact opposite happened. Instead, the Federal Reserve confronted a slowing economy led by a manufacturing sector shedding rather than gaining jobs, data and new transcripts of policymakers’ discussions at the height of Trump’s first trade war show. Central bankers are likely contemplating the effects again in their meeting concluding Wednesday, especially with Trump threatening to start imposing tariffs as soon as Saturday.
>In 2019, the first full year after Trump began imposing the levies — which were much more carefully targeted versus the broad ones he’s threatening now — the US lost 43,000 factory jobs, industrial production contracted, business investment stalled and real median household incomes fell for the first time in five years. By one estimate, the hit to consumer earnings was $8 billion.
>Subsequent studies have shown Trump’s tariffs played a role in all of that. Their drag on growth — caused via higher import costs, retaliation from other countries, and a broader uncertainty over US trade policy — was soon overshadowed by the much bigger shock of the Covid pandemic.
>In the moment, Fed officials were already concerned about what was playing out, according to transcripts released this month of the 2019 meetings of the Federal Open Market Committee — the panel that sets interest rates. The verbatim accounts of closed-door meetings are released with a five-year lag.
>“The fallout from these headwinds continues to spread,” San Francisco Fed President Mary Daly said of tariffs at the FOMC’s October 2019 meeting, the transcripts show. “The Rubicon on trade has now been crossed.”
>That experience illustrates the challenge facing Trump as he sets out to deliver on his economic promises. It will also be a key guide for the Fed. On the one hand, policymakers will be wary of tariffs and other upside risks to inflation, which may push them to keep interest rates high. Balancing that will be the potential drag on growth caused by the levies and other policies like a crackdown on immigration, which might suggest rates should go lower — even if above-trend growth over the last few years means it would likely take a material slowdown to prompt a rate cut.
>Fed economists in 2019 calculated that the new import taxes Trump started to impose on aluminum, steel, and select goods from China the year before — and retaliation by other countries — resulted in a net loss of US factory jobs and higher producer prices.
>In a later study, economists at the New York Fed and Columbia University found that tariffs caused an $8.2 billion reduction in real income in 2018, and led American consumers and importers to pay $14 billion to the government. “Our estimates are likely to be a conservative measure of the losses,” they wrote.
>What happened in 2019 matters because it was the first time policymakers dealt with the economic impact of a broad swath of higher import taxes since the 1930s. It was a rare real-world experiment in the effects of protectionism.
>It’s also meaningful because Trump is threatening an even larger deployment of tariffs this time around with far greater potential for economic disruption, which Fed officials were thinking about before he even took office. At their meeting last month, Chair Jerome Powell said some people started to incorporate Trump’s proposals into their forecasts — which showed a big jump in projected inflation for 2025 and higher interest rates.
>“We worry that the lesson of 2019 — when tariffs unsettled the equity market and contributed to the FOMC delivering ‘insurance cuts’ — is being ignored,” Goldman Sachs Group Inc. economists said in a recent note.
>Even if tariffs only trigger a one-time hit to prices, the Fed is in a precarious position to downplay it after wrongly characterizing the pandemic-induced inflation as “transitory.” A 2018 study run by Fed economists suggests policymakers should “see through” the tariff-driven pickup in inflation and cut rates to avoid recession, as long as the public's inflation expectations are low. Powell said last month the analysis was a “good starting point,” but that it was premature to consider without knowing how tariffs this time will take shape.
>Trump's first-term tariffs “resulted in manufacturing, job, and wage growth with no inflation,” White House spokesman Kush Desai said in emailed comments. “In his second administration, President Trump will again use tariffs to level the playing field and usher in a new era of growth and prosperity for American manufacturing and workers.”
>The Fed headed into 2019 with its benchmark interest rate at a 10-year high and the economy humming along. Policymakers had spent much of the previous three years lifting rates from near zero, where they were set during the 2008 financial crisis.
>The Fed has two mandates — stable prices and maximum employment. In 2019, joblessness fell lower than many economists believed it could go, and inflation stayed below the Fed’s 2% goal, a fact that perplexed policymakers.
>But the absence of inflation concerns allowed the Fed to respond to Trump’s tariffs. After raising rates to 2.5% in 2018, Fed officials held them there in the first half of 2019 before starting cuts in July.
>“Ultimately, the risk of a slowing in the economy and a tick up in unemployment outweighed the risk of easing too much and creating excesses,” then-Dallas Fed President Robert Kaplan said in a recent interview. “That’s what won out.”
>Former Chicago Fed President Charles Evans recalls what was almost a recession in manufacturing unfolding. "You could see it slowing down a part of the economy after taxes had been cut,” he said in an interview last week. “That was very surprising, I thought.”
>Today, the picture is almost flipped. The US is coming off two years of strong growth and the highest inflation in 40 years. While the Fed’s tightening in 2022 and 2023 helped cool price growth, it still hasn’t reached officials’ 2% target.
>That’s left the Fed hesitant to cut rates further after lowering them by a percentage point at the end of 2024. Policymakers are expected to hold rates steady at their meeting concluding Wednesday, and Powell has made clear any further reductions depend on inflation continuing to fall — or a marked deterioration in the labor market.
>There is huge uncertainty over what sort of tariffs Trump will deliver. But sweeping duties he is considering would likely lead to a far bigger negative shock to the US than in his first term, says Kimberly Clausing, a UCLA economist who specializes in tax and trade policy.
>The tariffs in 2018 and 2019 of up to 25% were imposed on Chinese imports worth some $370 billion. That’s almost a tenth of the $3.2 trillion in goods the US imported in the year through November that would be affected by the universal tariffs Trump has floated.
>Advisers to Trump have discussed introducing tariffs in different ways to minimize the impact on the economy, including phasing them in monthly. But Clausing said it would be hard to lessen the negative effects. Even if tariffs don’t lead to job losses, they would cause a reallocation of jobs, she said.
>“Their whole model of the economy is a little wrong,” Clausing said of Trump and his advisers. “If we start making more tires because the tire tariff is higher, that’s going to just draw resources out of other sectors,” she said. “It’s not going to really lead to this new industrial renaissance.”
>Kevin Hassett, the director of Trump’s National Economic Council, argues that by helping to fund tax cuts, the tariffs will end up being a stimulus for the US economy. “You could have a really great supply-side reform to American taxes by putting tariffs, combining tariffs with a smart reform to the tax system,” he told Fox Business Network’s Larry Kudlow in an interview on Monday.
>Other supporters of Trump’s tariff plans counter that if they didn’t deliver last time, it’s only because they were too narrow.
>“In my view, if there’s any criticism of the tariffs, it's that they should have been applied more broadly,” said Jeff Ferry, chief economist emeritus at the Coalition for a Prosperous America, which has long advocated for protectionism.
>One of Trump’s central arguments for tariffs is that he believes they will create jobs. Ferry said that’s true in protected sectors and pointed out the loss of manufacturing jobs in 2019 came after two strong years of growth.
>Those gains, though, came mostly before Trump’s tariffs. And for the Fed, concerns about job losses drove their thinking about how to respond during his first trade war.
>Fed officials began privately expressing concern about Trump’s tariffs soon after he took office in January 2017, according to transcripts.
>The real impact, however, became clear two years later as Trump found himself in an escalating trade war with China and tried to negotiate a deal — an abridged version of which he signed in January 2020.
>By their June 2019 meeting, policymakers saw slowing business investment and manufacturing, and were contemplating broader effects.
>At that month’s FOMC gathering, Daly called uncertainty over trade policy “a negative demand shock, depressing both economic growth and inflation as businesses and consumers pause on investment and spending plans.”
>Among the causes was a threat Trump made that May to hit Mexico with 25% tariffs if the authorities there didn’t stop migrants crossing into the US. It’s a risk that has reared up again in 2025, with Trump threatening such an import tax on goods from both Canada and Mexico as soon as this Saturday. Colombia recently made a deal with the administration to accept deportees in order to avoid tariffs.
>In July 2019, Kaplan said the Mexico threat alone had businesses revising capital spending plans, reassessing supply chains and choosing to “generally operate in a much more cautious manner.”
>“All of this has convinced me that trade uncertainty now is just more likely to be a more persistent headwind for economic growth,” Kaplan said.
>By that time, Fed economists were telling policymakers trade uncertainty had eliminated a full percentage point of GDP growth in the US and other advanced economies since the beginning of 2018. The central bank cut rates that month for the first time in a decade with the effects of tariffs in mind, though it didn’t say so publicly.
>By September, the negative effects were even clearer, the transcripts show.
>“If the weakness in business spending begins to affect hiring and then, in turn, consumption, we could find ourselves in a weak growth scenario,” Loretta Mester, then-president of the Cleveland Fed, said at that month’s meeting.
>At the October 2019 meeting, policymakers’ briefing detailed “a notable imprint on economic activity” from tariffs that caused Fed economists to lower GDP forecasts. “The tariffs are imposing a particularly notable drag on manufacturing output,” they wrote.
>Randal Quarles, whom Trump nominated to the central bank in 2017, also raised concerns that trade policy would continue to drag on investment, pointing to a threat Trump made against the EU.
>“We are hardly out of the woods, and with the possibility of tariffs on European autos before the end of the year, trade policy developments could continue to disrupt the outlook for some time,” Quarles told the October meeting.
>Hanging over policymakers five years ago was also the fiercest political pressure since the Reagan administration.
>Outside of the FOMC meetings, Trump berated the Fed for not cutting interest rates aggressively in 2019, complaining of “boneheads” at the central bank. Last week, he told reporters that he knows interest rates better than the Fed and later told attendees at the World Economic Forum in Davos, Switzerland, that he'll “demand that interest rates drop immediately.”
>What does all that mean for the economy in 2025 and how the Fed should respond this time?
>Michael Strain, a critic of tariffs at the conservative American Enterprise Institute, said that for the Fed, the uncertainty around what Trump ultimately does remains the main challenge. Targeted tariff threats used to provoke negotiations may have a limited economic effect, while 10% across-the-board tariffs that Trump has threatened could have a bigger inflationary impact than the 2019 levies.
>But if Trump deploys universal tariffs, the 2019 experience could lead the Fed to focus more on shoring up growth than the effect on prices. Over a 12-month period, the negative impact of tariffs could overwhelm the stimulus of the tax cuts Trump wants, Strain said.
>“I would be worried about whether or not consumers pull back. I would be worried about whether or not businesses put spending plans on hold. And counterintuitively, I’d be thinking, ‘Well do I need to be cutting in response to this?’”
>Paul Bergin, an economist at UC Davis who has studied how monetary policy should respond to tariff shocks, says the best response can be lowering interest rates to preserve jobs.
>“The cost to people’s well-being of the loss in employment is likely to be bigger than the cost of inflation,” he said.
Link: [https://www.bloomberg.com/news/features/2025-01-28/could-trump-s-tariffs-slow-us-growth-it-happened-last-time](https://www.bloomberg.com/news/features/2025-01-28/could-trump-s-tariffs-slow-us-growth-it-happened-last-time)
**Thoughts on this:** Everyone states that "The President doesn't decide the Fed Mandate" , but there absolutely ways that the President CAN influence the Fed. Obviously this creates more impetus to examine exactly what tariffs are proposed and what companies they affect when trading/investing. I like the infographic on the article that shows what the impact of tariffs were on business investment (which were soon overshadowed by COVID), it's worth taking a look. | r/stocks | post | r/stocks | 2025-01-29 | Z0FBQUFBQm5teE5QZFFEOXVpZGRuclBEOVIwdW04ampxdmZSTnZDWWdaZWxNXzM1WWJMb3FiRnZhWDNNREFlTW56SWpqaHg1NjFQR1FFMTc3Wlg5cWNuSklRTWJNMENzZV9XVnZJaE1sa1lpZDVSV196SU5hZlU9 | Z0FBQUFBQm5teE5Rd3RiUlozMjMzLTVDTG1POURKNHRNNWhVdWVGYjFyY1RVWVktNEpaamZrNVV4SUFhUVRCRHpqSXBVLUFGbXhGcm1qcUFxSVJWLTBoTGIzNndrR2JLTm55WFItNTloSTJ2SWhWTWZmWnVWV3YxY3Z5SUhpdXN4N0FuZzd3Ung5LTkweUd3emlmZzFReU12czF1dTM3SVlrbnB3M0phOWptRUROT0pIbnNEX1dWLVBJVGMyeXYxUVc4UVRmM1VGYXlEVEl1emJ3U0RaT2JtbmdiWjlOSENlQT09 |
[I am whole AGAIN!!!!](https://preview.redd.it/jc8e1b967ufe1.png?width=1854&format=png&auto=webp&s=48de124573b61db211f290b476119fade9b65aa6)
https://preview.redd.it/ywy3kdbi7ufe1.png?width=1788&format=png&auto=webp&s=8e095d1a3ec33a6e52171e72c667ddc46d210ed4
The idea was actually to catch the downfall of the major bull run. But the deepseek thing made everything soooo much better.
Original Post of demise: [https://www.reddit.com/r/wallstreetbets/comments/1htvrov/comment/m5jr9mz/?context=3](https://www.reddit.com/r/wallstreetbets/comments/1htvrov/comment/m5jr9mz/?context=3) | r/wallstreetbets | post | r/wallstreetbets | 2025-01-29 | Z0FBQUFBQm5teE5QaENyVU50SWNKX3dqd0xObVJmQk9qaVUxeDJzS3pYVUVHd3VMdTJCUnE1ZFJabnM2aWpyeGJkOHBtM1RDN0puRE5VZlM5ZTJJTTk1djdoWUYwZS0wU0NnQTRGSW5pZGxqLTVxdUdLN3dMajA9 | Z0FBQUFBQm5teE5RR0pDNnZoeExKOGpXT0tyQWl3V2hBd1k1N0RGSFJzSHF6bG9nNWFVQWsyZThGQ0lFcWJXU1R1OEpXUjFaTVVqWXNBWXFtU1lNM29jdEdHaFlNRFJzcnJfTzBDZ1R4UTlEaG5CR2tKT2k5MjhYQjBmS0ZTSm1EWkFQU3EtSmk4eUZlRndRNTVxX1cwbTE5NlVTRXgtZG95Wm9hQUo5b0tMOTlCZmQ2UnBlbVFvPQ== |
I bought my grandfathers house off my parents when he passed away, and have it as a rental. I’ve spent roughly ~$15k on updating and replacing the AC and 80% of the plumbing.
I have great tenants in the property that take great care of it. Rent is $1750/month and PITI is $1400/month.
The property cost me about 40k out of pocket to purchase, but that was funds I received from the sale of a different property. Even just looking at the $10k I’ve put in it the past year for the new AC/plumbing, it’s going to take a long time to get back my capital.
The house was purchased for $170k and is probably worth $250k ballpark. I’ve owned it for 2 years now.
Should I hang on to the property or just cash out since the home value seems to be where I’m making my money off of this house. I typically manage and do everything myself, however, I’m soon to be moving 30 minutes away and would more than likely start calling a “handyman” to fix the simple things like a leak or what not.
There’s not too many other “big ticket” items that the house will need for awhile, but still I can’t decide if it’s worth it to keep, or if I should cash out. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-29 | Z0FBQUFBQm5teE5QcG1ZempsRWxpWjE1YkJFRkkzZ2ZQaFpxbHpOOHlKVG9GbjJGY3lOY0hxVkJlUm5RMmg1dGxZbW5vZDg3SUFxRUI1MlZVSUhYNGlMQkozZmxXWGRfTEZJLTdLdGgtWW5Hckx0TXRTOE1JaWc9 | Z0FBQUFBQm5teE5RRVRtRk9qSllZZUxVTUxCUTF3aWFMa2VzclhrOVZ6TTVmNldEWTZUaDhWUU5NQU96Nk5Bc05BOENQbklMSFZxNVRQRkRzdGJUMTdJdFI0NFhoRVF0bHdwQjI5b2RUNkVKbXdjWlFCcG85MTBCcjA2WEdLU2lRTE9fNzlUM3MyUXBOc3VyWWhrTElZeWs5QnBZQ1dZQzgzSklMNE1QOGd5dkZaZHFVYU5ybDBsaF9rclBEUE9qc2VWc0ZVRnJBOF9w |
I invested $100K after the market crash yesterday into a variety of balanced and diversified ETFs. I have $200K left to invest and am wondering should I invest it all at once now or Dollar-cost-average say $10K per week over the next 5 months, so $40K per month. I have $175K sitting in a MMA making around 4-4.5% and my $200K is getting around 4.0% ready to invest if I want. Thanks for your input. | r/dividends | post | r/dividends | 2025-01-29 | Z0FBQUFBQm5teE5QTWZ0aE9BVFhIbXo0MDQtMGRrNW1lNjQwRVM0dlZDNVpILVdNVWdMb0dOLVlkdlR2RENMSmpTSU1yMkFtZDFtbEtVemtXb0JGRWtVLTE0UWRDcFE2Vlp1TktCeWpSUnU0UGp4Z2lJdlpTYWM9 | Z0FBQUFBQm5teE5RZmpWRFJ5NG1PTks2TzJuVlVka3lzUlpVT3dNZ2JCRkEzZjh0V2c2ODZSclBqUXBkeWVmVlluOFRzdlJHWXNnZWFsQm9CRnhsNUZJSm5FYTNwR253UHExdWJrem5FYS0wMnBnUDJOZUd0WkxGOFpGZEFwcjlRVENLbkFzbDdqXzBTdFRBYmFKM3pNdTU2bEhiX2JnT0tMV2NvYTlXVE5ZcmdJMVR4Z0k3RDFhcUFjNmhhTzF1VUtCVkw4OXJwTV9FbTRFdEMxTUZQOV95cEZuNWFZWk9JZz09 |
I have seen a lot about how CS degrees look as good as finance degrees if you want to go into the finance industry. I have also seen that the only thing that matters is how good the college you are getting the degree from.
So what exactly does the second statement mean. Is it talking about overall prestige, how good the college is for finance degrees, or how good the college is for the other degree(CS). | r/financialcareers | post | r/FinancialCareers | 2025-01-29 | Z0FBQUFBQm5teE5QUnowQkt1UXVvalJZRHh0eVR6Z1FMbmpOZ18tNWZkdWNtRnI0WHZWQUc0T0RJWkxoN2F3TS0ybW9JMjFPb3Y2Zmd5NkhVUVVKWDIzTkZGQW1HNFktZmI5cHpGek9wRGViNUNIM3pWNFVFaDA9 | Z0FBQUFBQm5teE5ReDZZbHdkWWVfUTZ2am9fRXExNjNMVG1KSS1WdHVjWV9XcDBnR0FuZ0ZjZ3VEbzRPczV0VEFBVmkxQ0dIYkZMdXU5cmxVTjVrT2hpZkhmbzlhYjFwWnhucHN5S1dXQ0V5MGtDZGZzSF94eFZqbmV3b0NVbFdnTFJDc0RfS3Q1ZVE5VXdRSTZlN2hrQ1ljZFpRcHE1WEFLbmNEUWVCVHhzT1JlSWFoeU5sdE5UTzEtd3oyUTA3Wkk0M1VwaTc4VTU1QVRSdjUxVWZYNGxqR29TY3YtYjhwQT09 |
With recent seed phrase Email issue? | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QS3B3Z3BUeWp0SUtkbmFxSlgwSXRicnVlaUJVYW5qdmxLbEdiLUtmWk41RTlkekxiS19iQzNoWUEyanF4Wm9hZ0JfajZrYS1id1NOMWdBWWt1dGJOZVE9PQ== | Z0FBQUFBQm5teE5RNDZHZDFQT0czLWptSnZfbUtPRmR1blVFUGUwVHNYaEdfRkQ1aDQyeVhfdlM4azNKbUFVcGZoT19HaXpRU2hhRVo5anNGNVAxd2Y5Tl8xTDhNbmlZNEczbFZBRVpPQW5CNHNRMmhkaVkzeEVQMElYQVQyVXlNZzZod3k1UlhvNmpBS3pIT0lPUEdnT1FXa2ZCZ3hLWFBBNkhjTlZydWJrR2pNMm1zZkw3cXVCcWQ4TV8wT0k1bERxc0M1aE5HbWJi |
Trump is gutting the government (see email he sent out this afternoon), including the parts that big businesses depend on. Here's on scenario I can foresee.
FDA no longer has staff to process NDA (new drug applications). NIST no longer has staff to produce the standard reference materials used in testing existing drugs. Big Pharma suffers. Production slows. Large chemical supply companies lose business. Petrochemical companies that provide feedstocks to the chemical firms suffer. The reduce production, which also reduces gas production. Gas prices go up.
I'm basing part of this on what happened in 2006, when clothing sales dropped, which meant less demand for acrylic, which meant less acetonitrile (a byproduct of acrylic production) was being produced, which meant big pharma didn't have acetonitrile for their HPLCs in their QA/QC labs, which slowed production.
Depending on how good analysts are at connecting dots, I wouldn't be surprised of there weren't a LOT of sell orders starting tomorrow morning. | r/stocks | post | r/stocks | 2025-01-29 | Z0FBQUFBQm5teE5QMVFtWUpheG1PY1M5cXlBMExIcEdxdEMyTXg5X2VpZHJEdkF2M2pPV1Y1VkltdXA0WHJQLU80bGU0NGlHeHlXSXVHM0xWOVF5Wnc1SXZDdF8yRlRsbFE9PQ== | Z0FBQUFBQm5teE5RT3puZDVDSm1JS193TDNXcG9MaXJCQmRpZ05XMFJVZmRHekJvRU9UcHRIajk2M05xMnhQQzVIbGUzSXJVVnRERi05ZUMzSzh5YVAzYTJ0Q19EbXRCemVTRmNGX2pIekRSemY4c2lINXFLNGdEeE90NWpYTHlMSjJfbmFEdDB6WHJEcENHWi04VGE0ZEttNXVKNEk3Wm5NQlpXbC1kTkZMVHY1cGh0RzVhazNhZVM5OTY1SUNYOVZycW5GN2NhOHVZMmxWNTVCZnBEc3hoM2p4MV9CUzh5Zz09 |
I am fairly new to FIRE but have been saving aggressively for years in my 401k and ROTH IRA. I have always saved in those because that has been drilled into my head since I started my career at 20. Currently have 700k in those accounts total at 39 years old.
Learning about FIRE I realize that I would need cash BEFORE 59 1/2 to utilize early retirement. I hear some people say they max out both 401k and Roth IRA then put the rest in a taxable brokerage account. I feel I would not have enough left over for the taxable account if I maxed out both. Curious how others are allocating their accounts
Right now I max out my Roth and put in the minimum for the match on my 401k, 6% (was putting in 17% but lowered because we need to move and wanted to see how much I could afford). Nothing currently going into taxable brokerage
I guess my question is how much should I put in taxable brokerage in order to use that money early. Or am I missing something about accessing retirement accounts early???? Any help appreciated! | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QNTZSVUNFNnYtY3QtcVg0MXE3ekhuYzNjbUg4NTlBd0VkQ1h5TzJydWlKUVpES2NkN0MwMUtFSUhiSnA3UVg3eE5TclhwZWd3OVFLVkt0ei00WUdHQXRxRkd2NWVpMnpXZHJwTHdMekt2U0E9 | Z0FBQUFBQm5teE5RbU8xN0JaNG1sX1BFYnN0enV0MGJqWlVZdFpocmI5UFJoWERZcXhTME5qZS11X2hJUExLWWYwN1RpbkVOd0hPeUtDRzhlbVlqV1l4d2VsVEp2aEtLZHZfTlU2eHBGajF4Q3VkdWZHWjlHOXRzMUFiY0tmRGllc1U2MDAwSTFNWEktVGNYaTEyTUtWY3U1QWVFN29sdjE3TFVld21ZQ0Y2REdGdG5hb1VOZGFFPQ== |
I am wondering, if after I complete a purchase of a multifamily home, I should create an LLC and put the home in an LLC? It’s only one property, but I understand there are certain protections by doing that. The property is also in a trust. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5Qem9LUlRRXzdXNVhuVGRzdEl5emtiSTlFaHQycEtTbjM3SzFZQ1pzOGhFMzNKUk1xVTJLTGROeDlyOU9QcE41RHd2eXB5c200R3NaMXVNb3BaOXVXY2c9PQ== | Z0FBQUFBQm5teE5RZ0VGZjJlTEl3NW9oQWZlam9NMkR5ZzlVWUVhbjhFTzVwc2pBcGlZc0VZS09yR0lfNnRsaXUxU3BZc2RESUloVmF4NUxUR0Qxc09VRkdWMmNacFN2U21nUkpxc1E4OGcyMHlDSllhMF9YaFRQM2VVNmJOdjlxNUJ3VmlFSW1JVkVxazUyY3BLaERzNkpMS2FncVhVZ3JRak5iY0cxYV93ZTRDaVhzTjZDZkFZQnBEbkt5MUxWMDUtY3V2RnEyQzJxVExPX21xRU83T3h6end1WTRVSTZ6UT09 |
Hello,
first off thank you to anyone who takes the time to read this.
I homeschooled myself starting from the second grade so my comprehension is terrible. It makes it difficult for me to understand all these plans and numbers. I am currently a stay at home mom with 0 taxable income.
I'm enrolled in IBR and it says that I've made "109 qualifying payments" and that I need "191 payments" more to go for forgiveness.(15 more years and some months)
My start date was : 12/15/2015.
Original loan amount: $14,248.12
Amount owed in interest: $696.39
$4,304 Paid Off(26%)
Amount Remaining $11,984
I have 4 subsidized loans totaling $10,804.42
And 2 (it says I paid off 1) Unsubsidized Loans totaling $1,179.09
My student loans are my biggest regret in life..I started college when I was 17 I was one of those kids who believed they had to do everything their parents demanded of them. My mom has a gambling problem and to her loans were free money and she used fear to make me take them out..... I know it was me who signed but my frontal lobe hasn't even developed yet! I'm glad to say I can now stand up for myself.... well anyways I'm the one stuck paying them back so I guess they were free for her.
In the long run what would be the best plan IDR for me? Am I already on the best one? Ive read there are some where interested doesn't acquire .I'm currently not working, but once my littlest reaches school age (end of the year) that will change, nothing fancy probably some minimum wage job that I can work part time while both my children are in school.
| r/studentloans | post | r/StudentLoans | 2025-01-29 | Z0FBQUFBQm5teE5QZG95ZFlhN2l6ZE9nWTJUVEc3V1VMNVc0dnVrMDc2NG1WNC1LMTB3cG5sNnJLeHRLcWlxY2hjZnpteElSU0kxWk02WmVrUU9wa0piU1RvX1hxTWJmcWlVeHM2Mi1mUHNCVXU1bFlfS2JtSDA9 | Z0FBQUFBQm5teE5RcloyTURkV001SzBqT1NpX212ak94TkQxczVjMFhmVW90VDBtY2tISWhJSzFIWW1sdEFGazlMUUFnYkdxT21aXzV2SWRuRmUwc1VIVXRPdG0wLXg1LUpyM1NuWl9qMXdLUjY1dE9TTEpwdzhjUDR5dEVaWENTcXdKa2ppT0hxNFZvUDhlRWowallCWXZSOEhYZElNRmlPZXY2MUo3SXJVTkhXSWZ1Ym9NdVBGVExxODR0ZjBNNXZmTi14UDlPak9mQWhiOVZIV3BvRUlqYmI0SzIxeDdIQT09 |
When playing options, which one has a better success rate at hitting the target meaning profits? I’ve never played options for index. Up until now I’ve played options for individual stocks. However, it seems like index options provide higher % profits. People seem to play with the most famous such as SPY, QQQ, and etc. are these really better to play with in terms of risk and profit? Any thoughts? | r/options | post | r/options | 2025-01-29 | Z0FBQUFBQm5teE5QQllLaGZtSnJCXzVEUC1RN3E1M0dNbmh1bmpDemFGVW9fQWVDa0NCWXFzRnJiWFF6b2VQeTlUY1lydHprejNGUlNKQ0RKakk2azk3eHRKZVRDRDhyc2c9PQ== | Z0FBQUFBQm5teE5RS1J3Ym1XX3hiYUtTZEhQb295T2tZdTlxam54dzZIQ1gzQldIcHBITTNsYXdtYkdZQTExa2sxTnVkb0t0QTRDMVhZTGlEaGw5Z2xTWU9zMm1mY3F1UmowQ0JCUFpUUHVDVENVMkt6YjZzU21jQ181Y04xYkp2LUQ2cjR3OHB1ZURVU2ZGc2RuM1hWNzhVTGUzZmFqaW42NU4xOXRJZ292bVRRbXNKVG9zalU0PQ== |
Any short term plays for later this week you could roll into Monday?
Long gold? Long usd/cad? Tsx would go down right..?
Thanks | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-29 | Z0FBQUFBQm5teE5QTnNSV2ZqLTRBT2M5UENLd190Y1VBemhBcEdzQWw0VVRYZkVYVXBNM0tza2Y3bnB5M1U2dzJVeU1aaWhLbVBjdDNlOGtfUTV4UzZ3ME41YWpTQUdtRHc9PQ== | Z0FBQUFBQm5teE5RYTBZYTd3Q1FQdzNXeGl3TlVxM1R1MGxWaERlZmJwc2JrZW9QbnFUMGdza3E1OTY3SGxsMEt0MFFnVndlYnRQNjIzcmlmNkw2SUhnWnBxMWU3b2ZCeXZPOHpGWGVPd18xS2hKR3JKQlZsS19qQkRGd3FRaHgwdUxGYXY1WHVuSWpvLVNWV3JJTGxUODhKNVBVMWJ1Z21wUmdWaE1uNkhmbnFNMGMyWkNndnNlUk1zV2NBVDgybm5MTU5CdW9zRkxyRFJVak5Nbm8teGdGalNXcFVKMkxtdz09 |
Dream team 😎👍 thank you for advancing the world of finance | r/stellar | comment | r/Stellar | 2025-01-29 | Z0FBQUFBQm5teE5QemNWMUJWX29pQlZ1QXlDcGY4TEJ5LU4xNlpjRy1UTjkxb3lmZEdxRVFXa0V5U2hkU0k1M01QSGgtaDgwVU5xenFjQWdXRmh3TjBZODYwdWpUM1FZVm1KenZNT1BDVG9aaTlva1UtaDhxS1U9 | Z0FBQUFBQm5teE5RNm5UTmx1NkRLTTNLT1ZyaDd0QXIwRU90b3luQWNobG5tRWtud0tuSmRTbndLYlZMUnBvdU1iWFl6ZjBfQVZ5MHYxWENjQnRWdnZ3NmJ3MUtPSU5wOWNOd0VvekFtZG5fdU1jbjFzU3RVbVNHUUFPOTFSaGllOVFMcEJ3WUNVdnVteEVZaDB3WndVcVN2R1U4dTVvY2ZkY1VNd0VpSHJsVWNSNHhva01wSkZzTW1aSEhvRm5ZbFpOOGNGUjN1X0daazJsX3d0M2tuLVhaaHFSdDFpOVFmdz09 |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-29 | Z0FBQUFBQm5teE5QUDlOQ3FhMkxLOEdFYnpQVE5PcFl2VVZ6N0FxN1Y1ZzI1NXRXdXc1VzdzNXdXY1NCRzdKVnJqYzRucG15RmQ1X2Ntd2NDWWpZMmhidkFvVjd6MFhuakE9PQ== | Z0FBQUFBQm5teE5RQjM2SWlXSWdKVWYyNlhaeEJMbFV4RXJfTjFXdXE3VGxiQlFJUXdXVjUwRG5sRlFMcWljaFo5cl9DdUdZZEg1QlpxQ2ZGR0Z3eElIVmMyN1FfRWlHelpheGZZWTgxbDJfTnA5UloxZHFkVGYzRVpZRC11dncxOUJPU0NDd3lJSkFYVlczYjN6c25OUWs5SHhZVFBTMDdNakZSVDRVb1NyQV9yNEo2bDJYeGk5b2tFQjl2RG43X1UtU0U1QWFDT0VR |
I have 10 vacation rentals that I will be selling over the next few years. I would like to do a 1031 exchange into a DST that will switch over to a 721/UPREIT after a couple years. Probably Invesco or Hines. I would like to use an advisor that charges a flat rate for this, as opposed to taking the commission from the sponsor. Can anyone here help with this or have a reference for someone that does? Thanks! | r/realestateinvesting | post | r/realestateinvesting | 2025-01-29 | Z0FBQUFBQm5teE5QNHIyejF1MFNFR0ZHUGxIS0dCdkxpLTI4RWpLZG1pY1ZGUGcxLURiWWtRRFplcHh1UUUwNWJzQzV5SU0xTmF0R1ZrM241T2doSXFDLWdZQlJ6cmtUdUE9PQ== | Z0FBQUFBQm5teE5RVkwxTFRWMXZBcEYxMmRfWGNaVWxFdmtOV1dQTkljWEJ6MDh1eW5RNEhwck42YUQ0QmVVajJuRXpfX2J2Rkl6QTBocVZoVWQ1Uk9SZDc1aXZKNTR3dFF2ODlLMEFKYnJoYkdLM2V2b2U4RFc1MC0tNVI3VllNMnN1VTdJWkx2NFJrajRBQ25Vak1aMTd0bHJBalpicWNmaHZNdklMSTM0ZExUb3NVby1JODYwU1FWVHZsTWZIOU5pRmpscExjRElTZ0lEMkJhdWFfczQybG56S0FpS2Eydz09 |
Join the discord! | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-29 | Z0FBQUFBQm5teE5QZ3RyLUxzQTFPalVfNTNJSmZfaXR3VVFvdG56MGxFVGI4cmk4RWFMdkFsRS0wYXBLcmNJTmczSU8yeHVwd0p6bTNveXN3NXd1UHBCMnFCdkpjVkYwVnc9PQ== | Z0FBQUFBQm5teE5RVWJlb2RkVXluOGo1RWNMdjR2aEhBVHVFSzhHcFR0STJra01SYnc3UVdxRXRtd2dnZTZMZkotbF9pc1FMZkhHN1hLekFMQUpRV0ZLOVlzbFBoUlVqZDdlODN2aHRwbU1ER3hTcnM4ejFrYVVFeE5HWU5LVTRUTm5RTktabW1RbEhXa0tULWQyVFVUN2c5YnJPSmZlbkV4Ym5OZ2ctdXBqdllDSFNyZVlCT1NmZC1rVkNDbklRRnpBUmFXUmpCMXRm |
I’ve made it a New Year’s resolution to be more knowledgeable in the stock market - from investing, day trading, option, swing…
I’m doing research on Option trading. While the process make sense, I can’t seem to figure out the theta decay math. See example below. I’ve tired looking everywhere…
XYZ Stock Price: $50
Strike Price: $60
Expiration: 30-days.
One Call Option Price: $2
Theta Decay: -0.10
At the 20-day mark, price is $75 and sell the option. Profit would be $25x100-$2x100=$2300. If Theta remained constant at 0.10, then 20-daysx-0.10=-$2 would be taken from the profit.
Actual profit would be $2,298?
Help me out! | r/options | post | r/options | 2025-01-29 | Z0FBQUFBQm5teE5QWWM2Wmk5bG1oM1pvODdFb3E4V0lZckJTYnhMaEp5SDMzNi1fSGdHcEJ0S1VJUDR4OFhKVWc5VTRweGFLbzlOajNRektHUUQ5elFqOHFXYUllWUg1R2QxUzdTdGRQcDRyaDVMTm5ZRXI0VjQ9 | Z0FBQUFBQm5teE5RdklHenBacGp0MjJqcGh1cHk0RnlkQXBtQTk2LXdnTk1rLUQ0T0RQVnJtaTUzYy1iSVFOOUI1bjFRbWRzR2duQ1RoSF9XYmhBRDdYa3JjNXBkeHpRRHVUUHVMNllVblhiRGdVcmRNclNLZXRmZldHMWFiVWJXVVp2UkhUeGJzNU9BN3FydEw3d3YxVzRzZGtOOWo0Si1mMG44OGQxdDd5ZVM4S2NpUjduTlRzPQ== |
My team is trying to create an LP with a token we have already created using Raydium. An error keeps coming up that there is not enough SOL in an associated account in the transaction, but my team and I have no clue what account that could be. The Phantom wallet we are using has over 2 entire SOL in it, so it cannot possibly be the issue. We even attempted another wallet Solflare, and the same error came up. I will attach a screenshot in the comments below. Does the mint authority account need SOL? Are we setting up the LP incorrectly and therefore attempting the transaction wrong? Any and all feedback is welcome and appreciated TYIA! | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QaWJxdEFfcGdVSmIwLVVQdFUtQVN4WGxteGVxVFZHMlZKMGhCZ25OSGZQTmVtelZlamkyXzh3bnlIMzlKRW1oNkhyODBObnZId2d1QmJyd3hxLVdYaVpVbmdSSU1YY1YwVTl3M1dvelZVUFU9 | Z0FBQUFBQm5teE5Rb212aEdXOUZ5ZldzTVpYUGdmYi1YYk9CWUxvRU44aFYtVzhDTTNhS3AyMWhuUm51Y1N6VTRnOW9MQmJLSGdPdkhFR3NxNmZqY1AtaXpQMjZMeFgybGdVNTFwa3lqTFhPYWVGcDNXdzdHbkZxYUZVQlFHeWZhaTYwQkdEWUZjVjRJZjhZdUtBNzdRaU1ERWhYYlJRRjltcG9lVG9tRk85eWFKdkVqWHNScVVrMDNYQ2dkTWJoSEtWRUdyWVFWNlR4 |
Issue with Dextools on Firefox (Windows Desktop) + Phantom Wallet
I'm experiencing an issue with Dextools while using Firefox on Windows Desktop with my Phantom Wallet.
IT seems to effect SOL pairs only. Base and ETH are fine.
Over the past couple of days, I haven't been able to see tokens in the dropdown menu or view my wallet balance properly. Instead, it just displays "1" and "0.0" ([Screenshot](https://imgur.com/a/36ZVwqw)).
If I switch networks and then switch back to Solana, the default SOL/USDC pair appears, and I can see the pairs and my SOL balance correctly ([screenshot](https://i.imgur.com/cgOWBoq.png)). However, as soon as I click on any other SOL pair, the issue returns, showing the same as the first screenshot.
My wallet is connected, has the necessary permissions, and holds a SOL balance.
Anyone else encountering this issue or know of a solution?
I've tried:
* Clearing Cache
* Removing and readding wallet
* Revoke and re-allowing permissions | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QSjFSTDJpb0RtNElKVTZha2gyLWR2bW9DdDFkdEF5RlZ4QWMxa1lpb3ZzeW13N2RPZmNNOTVOSHB1d2NBckN4YjFMbm5iZ3E0VVdyUnJZWjZhZ09id3c9PQ== | Z0FBQUFBQm5teE5RVnBvWUVwMnpQSlZ5ekNONXU1di1PZms0b1JOeV9vWERCZFBIQlRYQkUxYzZMNkh5YzJtSWk5empDcTZOLUFsa0gzRlpXbTBwWWZkeHl3bkJHaVpqZjdYWWdydU9NUWZnT1lqQ283SDlDR29BWWVjX00tSjJubnQweVZNWmx0d0lHMFpLWkRMVGxyOFduUUdvWmNBQjgxdVRUODBBU1lNZjl0eHR4bHhXZUVFPQ== |
With a price that's been crashing nearly every day for years, more reverse splits than a yoga class, and a market cap lower than the Hawk Tuah crypto, how has $MULN not been delisted yet?
It's so bad that even if Martin Shkreli, Jordan Belfort, Gary Vee, and the Paul Bros ALL teamed up to pump the stock, it would STILL be a massive money sink. 12M market cap!!! THE FREAKING HAWK TUAH COIN HAS A 20M CAP!!! | r/pennystocks | post | r/pennystocks | 2025-01-29 | Z0FBQUFBQm5teE5QcDlmNWkxNlhlZlVJYno0V29vQmNyOW1aakFnZnFlcnQ1dVlBRWQ2NTI5UU1JZFNNSG5VaDIyV2tSanlCakZqZ3k1TVlwRm1vek5PNXFDTXltZzlVV2c9PQ== | Z0FBQUFBQm5teE5RTGpuTnZNem9hcHVJcGREZG53X3c2Z1ZMbmJfNWg5cG9xbUFnNEI0Sl9NOEhEM1JaLUJDb2FIVHgtb0JyaHgyWXpad04tV1k4Q1Q5cG5NZTA2elFnWDFXS1FRNnAwcW9LeGNpRnBoQkhfVWw1WjItRzZJS3gxWHg4Y3g2X0d3Y2N0MklLSzYzY2ZVOFhneHdkeW1iYWpRNUZReDlYTHlNTjYwVFVPWDJpMnVIM1B0d2lUSmhLaFVqNEptMzVMQXlN |
I wonder if this is just a rug pull | r/ripple | comment | r/Ripple | 2025-01-29 | Z0FBQUFBQm5teE5Qbkl0TXR0TTctUml3Sl80cUp0OGRDWW80S1ZoR0RYaXhQWFNiUGt4QWYzZUxpTC1nNzZzMWFRalAzSzRlTnBIaGhJQmYwRjRtSEsweHZCUTN0LU1lLWc9PQ== | Z0FBQUFBQm5teE5RZVNxZGRFbjVJdU5MY0RyTWxWY2Y4Y0FKakxMUWdTQW9ERTNhTk9MTkJZMEZ6eUFSbmFza1dWaWFCUFR6NWNKNTVGYThUWFptRnNuTjEtSDRWdVRoVHBGb0o3YU9FS1dneWxqdkVJVDFTbEVPa1JFZk5rZl9vQnR4eWJzN1ZiQ2I2cmFzZ3pVT283RERMQXJSWHFfaEI4X0RTNkNUa0FMVXR6X2dZbUI2bmxycDNVOExXaEVGVmNSY2R3VWlubGx3 |
In dreams, yes, it goes up
But in reality, it has been going down for years | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QVHgzYkpCTFA3YkJvNHFpSXNSOWxGNmo3UUM1NElHS0EzSGNmcjU4VlNMOGNoeGp0NHJaMzh0Z25PdEZ0U21XU2dIQTRkOGNXQllvLTVveDU0R3MyYlE9PQ== | Z0FBQUFBQm5teE5RR3NIX1N6dFk3dTJvdGl0TDBVNnU4S1VIU2dJSTVRWG4xUFNCRHZrcDU0Zi1iTkgtM1dvc3dyQWI2SG9NTjdtbkJJRGhqSEx6dHVIYVg4RkYyOXotWXhwbHl0VXdpcEtMWXVtcjROalRBdFBPVWhDeWx0ZjhzcTBMYllIVERRNExFSDRFaE0yY0FOREs3NHc4N1FFZFZmVmdrbnFZUzUtWTZSQmdEcTVRRnRYaDM3cDRyWkFFZHlYeHp5Qmctb190 |
I’ve lost like 30 percent in a month | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QMjBKdDV1b08yQ296R1pSZV85R2Q4RHFoVlVReTk2ZnpuZ2F3T2J4enpjSlRRUGlTVjdCcDBob21xVkoxX2JnYWlaNU5iMzVmRGVKVWdnTm4xTXRwWERpQmhpVzdVajRoSlc2cTZmTzU1OFU9 | Z0FBQUFBQm5teE5RYmhKUG1pS3gzT1NMUjRxNlZ3MTNLZ2ZndnpSX21aWmU3RmJSZnVYY3pURjl6M0RpX2h2b2RhdUtnUFp1Z1pPQlhBY1lJd2hQUjRndzZEMzBIV3oxZmo0RFVqTGV4RHJPU0ZKZ1dZY1BPdk85OUxUbFduUmZmZUZZSUptc2Q5UzZYUXNSQnVyX0xXR25laGZYdFpOTzMyZzdFWnZ0OVhYOWRZTzhfenlsUzNxTFlZTjh4S0ZDQzVYZEE4RDJzMEpT |
The market was already acting like your stripper ex gf, ready to set the house on fire. Say what you want, but here’s what I know from the daily chart:
* VIX turned bullish on December 18, 2024.
* QQQ flipped bearish on December 30, 2024.
Things always get crazier, and people panic harder when the VIX is bullish. Just remember Aug 5th 2024. I’m not pretending to know shit about AI, but would the market have reacted this badly if it wasn’t already in a bitchy mood?
https://preview.redd.it/771r47zobufe1.png?width=2012&format=png&auto=webp&s=ce9a62582677533e8e1f9bf72ed46587c71f9ce9 | r/options | post | r/options | 2025-01-29 | Z0FBQUFBQm5teE5QSFpJTGJmbmtRellpSXM4MjcxdENxaXJ6RUpNSThtTGFuRFpmcHhSai1pWGdGNnhIMWN2eXVyVklPWmh4WjBIWkQ2dlZrWUF6enNVSDRoa0VPcnFCTDZEaTlnUUd5TEVmMTQyWGI5V19ndlU9 | Z0FBQUFBQm5teE5RNGVYd3FzbHp4Y0tFZlVaSjhlSGJDQ3BLTlM0eU5kVTFsSlhfa0tZWVc4SThQbDViNS13UmlhbHFORWdidmRBd2xjYmZYR1BpZ25TeGpuc0toNjByd0ZvWGFGTTEtWFRfM1NYeU56eFJUYjF6MHFIcGhncUxZa0o1SDNUUTVmV0RnMXJNblFrVFhoRlBRZVJpRC1NUGJ5SWc2cXBUNGVZMk1DSk9QLU9oR3VBPQ== |
All my other coins are doing so well and I just don’t know whether to cut my losses or bother riding this terrible roller coaster | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QZkRHQVdwbklDTk1JMEoybWMtSWI4alJZcUVicTFfNVJmZng2Um9hZk1hZndVU3pReDRRa05nRkwzZzZObGw3UWNUcF9BWUpKZnl6U3JKNkhrV25oczNSaC13ZkhZeWhuT0FaeUZjSUNZOVU9 | Z0FBQUFBQm5teE5RWUxSUGJZU09MTEhxQkNlT1BhbUNiX0ZreE9LVTRTek84Z2o0ckl0YnpMOUs2SnFoclVMSXZHbVU1MEgxdXhmM1pLcG5tY2VTNUhDNkxMN2dZRDJacmNYMXBSbXg5WTRjZU9pM05Tb1NfeWpNRmp6dHJ5Ti0xb2xDeDluOTNIM09xRG51a1FLZlJ0dDlXNUlEcENteDZ0RDloVVRzeW9iSlJBQUdXUzk2dmNTV2JraWUza2pvU09HVXJVSjJKR3Y1 |
My wife and I are looking to buy a home and one of the things we liked was how big the land size was. We talked to the realtor selling the house and we're told that the driveway in the right side, which is a double driveway, and almost half the yard isn't being sold by the house. They said it was a backyard handshake thing between the owners and the neighbors on that side. We would lose a huge chunk of yard space, the driveway, a shed and the garden and the whole metal fence would have to be removed and a new one installed. I don't understand how they could list the house and land with the property of that size then come in halfway through and tell us it's not for sale? What are our options? Could we speak to the neighbors who own the lot and purchase it so the fence and driveway will stay with us or are we out of luck. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5Qb2VtZG5VY1JBXzZLLXF4azdzSXpxYWhOQ0RqNklSbjcxXzNPTk5SS3JPNWc5WXMwbTRHc1VGNFNvY2I4aEVtcm9UWTZ0VUhOd2NiSlZ0dlVvZHVoSmc9PQ== | Z0FBQUFBQm5teE5RbGtISUtSWGZzSFI4Rk9qdnNYRTdpbk9fNGJjbGppYnlNV3BvemRGT2JNakowM2k3NE9VMTUxZzlJYWlreTdubkotTGlKOTZ6VmZHdm1aOXVvcEdJeWRJZzNLV1Y0a0xMY0Z2aVkzb1RpekNzTVVYU25YazJMTDdHWDR4NldmcGhaVnRZVVY4bWNHaFVoS3JRc0RVSzlmMXgxZ051cS1ScEtjYVVwSEdSeGVJPQ== |
David Sacks, AI and crypto “czar,” said that there’s “substantial evidence” that DeepSeek “distilled” knowledge from OpenAI’s AI models, a process that Sacks compared to theft.
[https://techcrunch.com/2025/01/28/david-sacks-claims-theres-substantial-evidence-that-deepseek-used-openais-models-to-train-its-own/](https://techcrunch.com/2025/01/28/david-sacks-claims-theres-substantial-evidence-that-deepseek-used-openais-models-to-train-its-own/)
| r/business | post | r/business | 2025-01-29 | Z0FBQUFBQm5teE5QU2FJQ01HSF9uclR3NW1KNkFkU3RRU2ZESmlCRXNlT1Y2aGJWdTJDSHV1czkzdmtKSlRMVlVGSjF3ME95RHdIWnQwb1JTbVJEbHNYYTJxVHVod3hsT2FyN2FaRkpTb0RnUEx2V3BQVmc2V0U9 | Z0FBQUFBQm5teE5RT2gzM2FZLVFkQ3RLWHYwWHlGanBsV1hhbnJWSFU0VmtIbU5BY1h5NllxbFU3cmpjUm03VE1VcXZtOGpMNnAzZ2xpYmIwWXdZb1lNdWJYc3V3ZTlwc3Jmd0hfQ0hCN3dtc2diNkV2X2hVeXF2TU1lODRLQjhiSXNQQTZWVS0tbVhUaWROUENtMnpMMVIwSl9LbHFtSEl2WTc4NDhTeEdUQ3hfOXViU2d5d1ZRM19FY1E5bktJb3ZDYnlEYVhCM25RV2dBZ01HckVpaTloOFFfSVp4X0FlZz09 |
Asset Management is so underrated within the finance undergrad sphere. I went to top undergrad business school (USA) and the only thing everyone talked about was IB/PE/PC. Work at independent AM shop and WLB is amazing, people are incredibly smart, mentorship is strong, and career pathways are insanely well compensated and dynamic (if you choose it to be). Am I wrong here? | r/financialcareers | post | r/FinancialCareers | 2025-01-29 | Z0FBQUFBQm5teE5QVlpvX3hTQzRlbWVCWW02RTRaakV0UTZEZTVmbkRCLUN3SHdJMFJoVkhEUjZ6RlpqcGFHMWpiTDJpVjhub2hlRVp6SHFJOUs2WklJMkU1R3dTN1dfbmc9PQ== | Z0FBQUFBQm5teE5RU3pSSUJEcTFpUzR1ekNabU9Gb2t5djVTVnNoZFRKMkhncFpFLVpRcGp1UnREWmtvLXd1N1BSejBrNEVLcjRRNXJzQldGZndmZWNHNnVWYTdGQnVETm1NbG9QNlNWa0xLMDJDMWc5VWNYWXA3Y1lPc0NZOVJsT0tUQWJuaXNaaFJLLURPY291bTBZT3lxVndyRU5yZVgxWHFEbXNJYk9sWUZCMjIxNXN1dXRvPQ== |
Wanting to retire in 2 years. Here’s my situation. I’m 38.
Retirement accounts: $400k
Liquid: 80k
Currently salary: $125k/year in in low COL area. Been that way since graduation (pharmacist pay is and will always be stagnant)
Real estate portfolio: conservative valuation is that my 9 properties including my residence are worth roughly 2.7 million, total amount owed is roughly 800k. Cash flow roughly 5-6k/month (that includes taxes, insurance, repairs, even on the ones I own outright)
Here’s where it gets tricky. My portfolio is in a college area and my concern is that years down the road my homes will get more difficult to rent out as they are 4-5 beds and I know enrollment overall is likely to go down, and people are having fewer kids in general so that type of home may not be attractive to renters. I known this is more of a real estate question but could I fire with aggressive savings/investment for the next two years, and should I consider selling one or two of my places now and lose some of the cash flow or try to keep them as long as I can or until I run into cash problems? I’m trying to thread the needle but having so much of my net worth tied up in real estate makes things tricky. I don’t want to turn this into a real estate-speculative discussion, just want some guidance on if this is possible or not. Thanks! | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QWGkyRDBLTFo1UURxelBqWEhRZmxyUHNoUDNTcjg2RDdNT0JtVVprUHYwU0RfbVBSSzVSWlBGaHV1YnlZU2JBREdRdF84aTlxUTM4SzhfTlZOV0I1aHc9PQ== | Z0FBQUFBQm5teE5RTERXQi0zWk41TXBIR08yUFZfcjQyVktLaV8yNVd4OHVQTS1PS1NxR3dBRV9IUjhwcHc1Wi1fM3dGc2VfaUpibFFwVFE5eDI2SnhONEtZTmNWS256LTVlZUZudVkwT0dOU1d3a1ZlSnN2YS1jYUg1aV8yT2lydEhKOGEtd04yT19tTGdWQlF0R1QyX0tXTS1uMldDcVp3PT0= |
How does everyone feel about MU calls? Down about 20 points with the ai bust but didn’t rebound today.
i bought some 94 calls expiring 2/21
| r/options | post | r/options | 2025-01-29 | Z0FBQUFBQm5teE5QVHVZaC1nUWo4VVB5dm44QkZCMWJJTVR3eHp4N1FaM2h1SWtYbXRzM01fVTRQNnB4ZUxnVnpTSmJEd3ZaZWdLVGJSZ3o0Z1pwVUM1amZYNmszVlU2cDZfdlhIUXQya3NfZjJLd2NkZExnWk09 | Z0FBQUFBQm5teE5RXzVrQUVPQnhkYkVWMERFSGxOYVBJNGNGb050TXVlUHduM096ZDhmeXROTFZackJHN0FTeTFBRHIzUlZQMmhDTV8wNmdZS2tENFZIMzQtWkQ2Mmp6ZndwSktOZV9iXzBZSENoSzFCeTdFQUp1Z2h4SENrdW9nekhqSUZ3Ql9oT1pYRFdkQ1ZVZmF6NEg3UmxMcUFvR2xBPT0= |
Wife and I put offer on a condo, got accepted, got inspection done, signed purchase agreement and got loan process started. Closing is at least a month away. Now we don't want to move forward with the purchase due to personal reasons. We are ok with losing the earnest money deposit, but don't want to get sued. Condo is in a really good area and the seller had multiple offers with at least one above asking
Any advice is appreciated! | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QTVpfYTR3SnVuVXN5ZXlULTd1emthX05OeWZGeXExVl9zQ0hWWHMyY3FKSGxsSHNSdzVsX1BGbkpfS2p3RGk2Y21rMmNsV1pkSTBjaEVINXZUU2Y5TkE9PQ== | Z0FBQUFBQm5teE5RUTBBWWh0WVdQYlJmTEJoY2ZCRld3bEpBOW9YdjB0eUFPNFIzd3U5RmsxRjBhYU4zNDB6ek8zT0UxY29DUzJsSUZHTWJUS0tEbU4wUGJoYnE5YjVVcjZ0QUQyQkF0QXpWRm5wcFpFTzNWdVc3VlRsYzlBQjBFRFh1X0JOOUFCaGlfZFdnejhEUXB2NXA4TWlsU09UV3ktSmVWOElhS2gwbXhlRUJNMVQyOEJJV1hia3RFSDRRejhyRkFPeGNDZFl1 |
Oklahoma City and Atlanta really excite me, but curious for recommendations from the community. | r/realestateinvesting | post | r/realestateinvesting | 2025-01-29 | Z0FBQUFBQm5teE5QWmNxS0RXcnhFQ1hRRzVMSEduLUV2Sm91WWRxRmNEM0Y1WDYxWm9DOFpSb0M3STJCazB6ekFOVFI1STNYdnBsWHNBUEtzelJYNHpNZ2w5MEdUUlpERXZ4LURNdFJCaHVYSm9STVZsQUtNMUk9 | Z0FBQUFBQm5teE5RdkQyS2M0UnR4WVNzR0NvMFZ5cmU4aDltTThWaU9zUEN3dkpLQTJOQ0RGY2ZFU2gwb1Z0WXZ1Z1RHRURfU1VHOFN2ZHhHcHlENlF4eU4zTDlWeXBLSkI0dlA4LWVvVW0zR2g1UlFVYmt4aUpPdENma1lkMWIxeGtaSHB4WDZfQmJqUUhBSzZXXzFlWUZVcXRuNEhhMXFCWVNib1huWnV6TEhFQUJyamUwNVQ5UGVfMVMxTWxKeXpLV3dENjUxSV8yX3BVd1dKeHFUUEZ4Z0p4dkhRR3pqZz09 |
I have been seeing lots of fear mongering and dramatic posts in here these last few days. As someone who has been in the market since 2017, let me give you a little game.
Your money is made in the red. You make money when you buy low. This is not a bearish market, this is not a crash, this is not even bleeding. Bleeding is when you see 20-30% drops throughout. This is barely a mild correction.
Be patient, load your bags. And HODL.
If you can’t ride this dip, maybe crypto isn’t for you. Be patient, and NEVER TRADE ON EMOTION. remove all emotions and you will be fine. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QZ010Z2Z5VWdyRFduNlVRVld0Skl3aDFobnpoQlZMNVFmTGU3ZmQxRWRndUVjZ05LUHMzZm5uRjBNbTByWkJ3M3dTUXc3Z2NQSndMZmRsdzlaemZnMGc9PQ== | Z0FBQUFBQm5teE5RSjdNQTlxZGs2MW5zb1MwNzdNdzltRERWY2dpd1ppVnNpd2JDVXZaRnRiX01IMVRTNWRSZFJ6aXhDVU9PUEhRR2xldTBTaG9LNFZ3NmxmcVB5bXVhbGJrRVhISUxObGszcXNxLU1sTmNFSERHUU1lUmEwNUdNOHV2MXlobE5Sd3E5ZXRCNnMxZVg5ZGJCTGpmcG8wQjVpdmh6eXBJT2Vrb2NiaHBJWGg4X1JGSno1alZtVXVFLU04V0EtdGl2M2dn |
Lol, it says "will die in her sleep". I didnt notice that | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QWEJmbWxmNnZ2UjZ1SXlORGpoUXQxdW9WYVA0eEh0R09FTGpDVTJIMmo4b0syX2xyQ05VaG9lUmRIaTNjTkoxa3BkLW4zd3NFNnM1RXNHbXp5ZVFDUWc9PQ== | Z0FBQUFBQm5teE5RdXVsVXlUUmpYeFgxNWtRakRrNVlpck50S0RFNWVwRXV3ZllzSE0zdVBfa09TdWdJSy0zMVVQakkxMEw4d2ZHbV80dVJGaHRKczh0Y0FIT0xfU3pqazJWN0U1eXN5MEszend0YTEwbThVZzFOZ0d3X0t2LU41M3VpOWFFZ0pOZ2drdjJITk83enJrcnBPY1RaaFlZY2dTcHRYNkl5UDhVS0x4dTl0ZERDR0xLaVFmWGhmYWpXWWx3X1hmTGgzTHRna1MtYXB1amJ3Vy13bzJXSnVubnpmUT09 |
Will you change your traditional 401k or Roth 401k contributions if federal income tax gets abolished? Curious if it would change anyone’s tax advantage contribution plan and why. | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QbVVnQTNhRWw1bG81Y1M2ZmJ5ZUp1NlY2Q05oWlZzMU43QVcwYXNualVnTnZwcFA5SlVLVm1PSjV1MHQ2ckRmb3lJeS1UY3FjWlFoWGlKeDJUZmhLenRQMU4xZW1FenloSUZpTFBQQzFjSDQ9 | Z0FBQUFBQm5teE5RdkU2MEpvUEFBMnpiMkFLQjY0QlM3ZEpVdUVPQWlyclEyTERfcmxVQ0xUSkVzOWFiYzJxSHA1ekJUa3gzSkNVaGFmcFhhV1ZjNHhWWjlhd0pRYU5mOE05VGdjZDh1b1dManBaN0M1ZXBQNDlzWUM0TU9YcUtyczJzaXN6c05VZHNIcll3VktqV2VuamZwRmlZOEdETVFpV2Y4empVenpZRl9OWVZNZkxpV2dJPQ== |
This is my first month of FIRE (sort of). For the purposes of the discussion, all my funds are in a couple of brokerage accounts save for $20k for a few months’ cash cover. I imagine I will be withdrawing the pre-determined monthly amount from the brokerage into my checking account at the start of every month and live off that. Whether the funds are in a bull run or languishing in a bear market, do the same.
Is this all there is to this? Are there smarter ways you guys go about doing this? How do you do this? Here to learn. Cheers. | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QLVJkeElrVnptbmZwNi1SMjZEeldjUmhWVWpHMDIzZ3pCaDlLMDd4VEdSamNQVmpIX1dHNXF6TGQ2YzdCTXBBWDlJcGJYM2ZrTEJRa05QeWhDb2FBNFE9PQ== | Z0FBQUFBQm5teE5RMXlXOFJUdi1LaFhXanRfS21lOVNScUx0dDlGTHJkUGoyOUdaU0o0b3RyWVFMRG4weS1JaC1uS1U1RFlPYU8zd19VbGlaSU1NeWZwaVMwcHVOY2hjMnpoQ044dkpDRzloX3VVMmNZeXJmeE5JVzhQWmpRSGUxTFMxWXFVcU85aEVWQVNkeU5zVURqZEFtQlM1SS0tSGtoNU5EbHBILWRqR3BHRXk4SmtMNEc4MVZMa0F5RDhSUDNJeHNxLThCZDY0 |
Goldman Sachs grew more in both the past 1 year and 5 years. Wasn’t as affected by covid. CEO was just given a pay raise to stay so must be doing something right.
Can anybody give me some reasons why you would recommend investing in JPMC over GS? | r/stocks | post | r/stocks | 2025-01-29 | Z0FBQUFBQm5teE5QYlJEbXRGeWI1VHc4ZDNidHM0emJnZ01iMWlpX3BPLVM3Q29fOFN4WDZrTmM5U29KN1pLOXdWMG1mTnVCV0N0bnB2Z09WY2hGMkgzLUdrelB6d216WEE9PQ== | Z0FBQUFBQm5teE5Rc01lb05UWmc5UnJ4eVFjTi0yMkRmTXhGb0JyMFAyUjJCUnM1dk9reUpoSzViVzUzamJOWnVrV0JjXy1fNmpQbmQ0enpLem1rRXp2SVA0LWJqUEUyTkJzT3lsWnJUMDJ0OFczb2JCWWtXUHBsQkRRWWIxWVdBUXpNQXFMQ1ZPNWpPUDdha3gtdHhoTzdSdHlrbWtqWm13MUoxLWhJdnR4cTVsMDVOUWh0ZE9aN0hLYjQ2MjBiY2ctdlZvNi1UUzcxeFVQUDV3MmY1RmNpU242TjR5NERVdz09 |
Hello everyone,
I was wondering if anyone could help me with an issue I'm facing. I'm currently working on figuring out my taxes. I am trying to find the average for my stellar on my ledger account. While looking through my transactions it saids I received roughly 8000 XLM ( 2 different transactions) from a HITBTC account. I'm not too what account this is, I've never used HITBTC. I know I was the one that sent the coins to my ledger but the source account seems odd. If anyone can help me I greatly appreciate it. Thanks I'm advance for any input. | r/stellar | post | r/Stellar | 2025-01-29 | Z0FBQUFBQm5teE5QMUtqMmNxY2p6b0ExU0E2b09iT2MtaUc5enltWjFqRGJnQ2t0eG5BYWkyWkw1RHd1QlNjY2ZwZWtVSjJTSFFWdWtRUllIT2hOMHh0UjhHLVlPMlhjMWNpcEJzS2tsS3ZJaXh2WTd4aVhyZVE9 | Z0FBQUFBQm5teE5RRVZlZlNUaDZjdG03LW9ObWFoRFlJaHU1WXhCRThrNzNfbkxabG8xUllfck9CUC1valV5Zmw3Mm1vNUdMOVJBaFRyNzgtVGtaZHZqNXU4NTh6b3k1M2RuaHRfV3huVi1vcWtoUTVST0lTMjZraWlnYTNUWUtZTTZCbFhyQ3RpSHlaWW85ZDAxUHd4S0lQSzV1aThIYUg0M1BQamViUDhmWnlQUl9LQUxRWkhjPQ== |
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*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Stellar) if you have any questions or concerns.* | r/stellar | comment | r/Stellar | 2025-01-29 | Z0FBQUFBQm5teE5QRkR2ZEx5VlpTczZKVlBrSUtqU25RSnZES1NCS0hpOHJVazg4eFR4VmJvdF9wb1BxRlJxTDJITTQtcWQ5dlBaYW5FSjhpbGRYWU1DdXNDTW9Nc0VwWEE9PQ== | Z0FBQUFBQm5teE5RZllZYWxRUVJoc2M1OFpMcV9sSTczRmM3MVFNdlpxSE5YRkhqak5wUTlFTWFDOHE4NnNEQ1dtdzRpdDRMMkNDLXNSOFBYZ1dhbnVkZ0RVMl9lZm4wWDNxMFA2MW11NXE4Qmk3NXRuTUtiT1VQMlhvRGRubnc0alFjYm1peC0teVJhRjU4Q19xS0dUTkQ2QU5UTGdzZFd5YXl3ajYtYUJhU21DNXRBRTZVS183QzEyZWN3YnUtdHZhQmZodWxrMVFK |
We're always thinking small scale transactions...
Say I'm sending $30m via XRP. We knows it doesn't cost much, so let's ignore the transaction costs and focus on arbitrage.
At $3 XRP, one would need 10m XRP.
At $300 XRP, one would need 10k XRP.
Lets assume a .05 move, up or down, on XRP during the transaction timeframe.
At $3 XRP, the value of the transaction varies from $29.5m to $30.5m.
At $300 XRP, the value of the transaction varies from $29.995*m* to $30.005*m*.
Million dollar disparity versus thousand dollar disparity. | r/ripple | comment | r/Ripple | 2025-01-29 | Z0FBQUFBQm5teE5QSkdtVDl2RjVScThrSzBGY0c2ODEyX0VIay1Hekt0MXZ6VHVmdDMyY0d0ZVYtR0VZUFJDcTROZ1dZQlo3ckNsY3dZdDZTZ3dqdWVuQy1Vd2NyTGtOalE9PQ== | Z0FBQUFBQm5teE5RQktRc1BTMEdwLWdnRnN3MjdNRDJKNzNVbkJkYzdUOUNoWXdGWDd0VVNNbGFCQllkRko4QjRZeVRFajQxbUo4NTNSRERtaFdtQ2k3REJHS0lOWVZzTmIyWjUtVmdreW5ZNGRyd1NEQXJsWDY0b3NicWI1eENJdUNFTVBiNU9jc2lqemxkcHByNDl6dTZOUkNFR00zb0Z6Q3pPdmhEQmN3QjEya0ZYQ3EtVXV0UmpSY080LWtFcFhGbEVFWlhIM3NH |
Cute! | r/shibainu | comment | r/ShibaInu | 2025-01-29 | Z0FBQUFBQm5teE5QRGdEVlUyWVVuVEVnaFItSHAyUGdmM09abE5kQ0JXeUU0c3ZFVXZrX1U0OHMtbkdGMUNBenJXanVRbHc0NzdXQXFiZ1ZhMkJvbzVLSklwd0V6M3FZRXc9PQ== | Z0FBQUFBQm5teE5RTnFhaFc3V3ZkRXo5MHR0WEhfZVljWTQ2NEdLTFhhZEVoRnA3SkgycDRKSERPS1Z1b2w1Y24xakZiVHBvdmV4N0Yyc28yUnMwZlFuNmVjTmlqUDFnSmloYXc2RDNwZzFFTVNTQXdiWl9jckp5RWc5cEZmWEx1Yk9BZFlyMjh2VXdLazd5eUtCSmU5d19yR1lzYmxLQTlpYXAzNU8zX05sTHFvUGJqOXo1QVJJPQ== |
I had an idea for a silly named coin and was curious what the process to create a coin on pumpfun was like so I made UOWC.
I’m the only holder with less than 1% but the market cap is $6.5k but I only put in like $50? How does that work or make sense?
The Ca is FZVQQC5UPjSYCzQfY41ChePTAKD6E273XoJuMwEUpump
If someone could take a look and explain it?
Edit: you guys please don’t buy it, there’s no project or anything. It was just made out of my curiosity.
Edit#2: lol you guys are insane and doubled the MC
Edit#3: well it actually bonded im dying 😂 | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QbnRwS3FSaDJQYnFQN0FsR2Q3dU9CLUZBTF9FNElPdlhabnZySEpCb3h4M0xQZktHeERKbXRkakt3NTdlUHd0Y2I4dGpvNnhpeE90M0p2NUdCLXNZanc9PQ== | Z0FBQUFBQm5teE5ROEx1b0c1aU80a1MzcmYzZXk0RU1aVjFBbWVWNnFLVmZ1a2dlVFRmd1hKR2hieTI1bFFyNFV2dGJNVXlvaTRVb1R1WEFwUGZoVXFTOEY5MzA2UU80N2E0S3luYXN0SjhJZ25pcDRJQzl0TzFvMkFhYkpZNmZGX252dUMzU0xsNkFxLWcxbkVfQWVaejY5VHdsSTNLMmlsRk41UDhlbGlCQzJ2anVEbms0MVJJRzlRSjFKckx6WXkyQ0o0Zmpsai1Gbks0TmVROUhNYjQtbXlyMHB4Y3JYQT09 |
From what I’ve seen most of the market moves as one anyway, and I don’t have the knowledge to pick out the ones that 10x. So why dont I just go all in on btc? Historically will else make profit if you hold long enough, and seems the most stable while still giving good returns | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QdzQ4aEttMTRERDZNTm1RVE1CcG9oa2Z3WXNUN3RTTDZkeUNMUVpkR3pLNlM1UDF4ZG1pQWR1UDlnb09uLTlmNGhlTHdyQnlVcFNaTFVmWmxDS1h4cFE9PQ== | Z0FBQUFBQm5teE5ROVR5alo4SG9NTzROZ1l2UlRXeTlieTZscUd0SHAxV0VVRWZJTE1FM3VYblVoQmtYYXQ5QzVMTTlNTXZsNHFmOGZrSFFOZDBiMEtSSjdaSUpQWGNQTWthd2VHQ1hDLWpacnhGLXFScjNjeWJNQ2VBWUltTThGRnhESVV3TG5qdkpHRTNPaGJEYmRrazZPeHVGUXNGNEVmVTJ4MXZyT2JYdzAyWVBLa05XWXVGc29yMU1vV0xtdWU0WHZ4VGxKZUwyd3ltbjVXeEhSM09nekJsWW4tQXFiZz09 |
Has anyone gone through a partition sale? Wondering if we lose more money in lawyer fees than we gain in a fair price. Family member is offering $175k for 50% of home recently appraised for $530k. We would accept $250k, but family member will not budge. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QQng3ZzJpdjdKNDNUUFpZVjlfeHRtd2V1cTFXMVItdVJyR1pSQjRmN0o4TkVlNUZ0dWZmVk1xdHpoNkx4bDZhaU00b1ltS010UXZSd0pNTGNwbG01OWlPeWdRN09xQS14azhsTEVnMXctZk09 | Z0FBQUFBQm5teE5RM2ZWMlNYSmVUVjl0T0lQVUtrT3pJLTVyLVJSMHFnZ2dkNHltbzJGOHRXbTdKY0ltMDFmaHhQT1VYMTRvcnY0blZWanoycEhrcDhIUVdpQW9IbWFnNzc1c1ZPeEJRUzhXTkFERzZvR3p4OE83WGRnTWdSR05YSHU5ZmJITXNQWGYxQkI5YkpJRkxHVGNxcTU3UG5BWUt1TlUxOTVQb3dTbmJ0M3UzbF9BaWVnPQ== |
Looking for Advice on Investing & Future Planning
Hey everyone,
I’m 27 years old and just fully paid off my house. Due to certain circumstances (which I’d rather not go into), I’ve come into a bit of money. Right now, my financial situation looks like this:
I live alone.
Only debt I have is $6k.
I have $25k saved.
I earn $1,600 per week.
Every two weeks for the next five years, I’ll be receiving an additional $1,400.
I want to make sure I set myself up well for the future, but I’m a bit clueless when it comes to investing. Should I look into buying another property to rent out, or would stocks be a smarter move?
The only thing I really want to do for myself is take a trip to Japan, as it’s something I’ve always wanted. Other than that, I’m looking for solid advice on how to make the most of my financial situation.
Would love to hear from people who’ve been in a similar spot or just know their way around smart investments.
Thanks in advance!
| r/ausfinance | post | r/AusFinance | 2025-01-29 | Z0FBQUFBQm5teE5QSmtVbUtHZkxxSkQ0V25NcDNpQ1dTa0Y3STBOZ1lRNW9mZVhMWWtic2p2TmNUaEQ1R2N2ZXhzeFlxNEpEMkloTXg3ZkYzcEY2LU15c0c5dkVjZnRjVW5MWTlVSWNUWnZkb21WQmZpOC1IUmc9 | Z0FBQUFBQm5teE5RM2hMTXBfeTBQT0F5YkZFY0ZhVHg0ZFppcUU3bDZPVnlEWUVxMGRSZnZZQjUxa1dPQWNlRjI1TkZmVnEzZlpJc0VYbGk5QUVpVnBNMW5LY1p1bnRaS3dMRVBybVh5eFROZmFMWVU1VWIydUw2SEJETWluMUpqQkJ1OEVkdnJfRVNyNXVjNXB0dzM4dnhTMmpZdGowQzNsRHZPeHRfVXQ2S0Z0Z1ZTQWV4ZVJlWExtLW94SndnNEU2T3lNOWRXTE5RYnFkZWpVVFNlNG90REEtb2x6Uk82QT09 |
Hello,
I want to open up a salon and spa that specializes in nails and skin. I live in Washington state and go to school to be a master esthetician while my friend is currently working as a nail tech, she’s very experienced. I told her about me going back to school and we just thought it would be life changing if we were to start our own business.
Of course I plan to get some experience under my belt before making such a big decision, but I just wanted to know what you guys think about a business that offers both nail care and skin care, I have thought about a floor layout for how it would work and to keep both areas sanitized. But I’d just like your opinion about a spa/salon that offer these services and any experience relating to starting your own business or experiences doing nails or esthetics in Washington etc
| r/business | post | r/business | 2025-01-29 | Z0FBQUFBQm5teE5QeWgtdkU4VENMUGszdTVtSTNyVVMzQ0l0NnU1dFlOY3BYdldoRWt0LTkyRFBKamRLVFRUOEVnUGg5dm5iblY0VEpXdVZOMDlRcGhGdVZ1WDRrSVF6Znc9PQ== | Z0FBQUFBQm5teE5RWllOQS10WGljTGtMUGxHQVlIeklmNEFwdFoxMnZuWVFBWGVmaXh0SWV4SjhmM18yNkdkSXJJVDRiT0x3LUxtV1lkYW5IaWF6Z3ZnN1VLcHRuLXkxMDVUTHU0X0V1VGlmbG9zZWNPLThKTnpTbVE3S0pia1U5OFVMVW90blpVdllkMHg0VEFENllKT3ZaVTZXTFloMWs0RUVOSDM2aDhIX2FqX3FpSzdfbVlFPQ== |
This coin wouldn't have gone from $230 to $3 if it was a good coin | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QT0NacVZ4bmdDdktpRHVKbE9pVF96QXRiMjBaMk5RRklaTzFTV1VzVmhyN0JZT25FeV8tRUxEOERjMXdRdHhLSnBFbkdOcXozbDJ2TUJMbEZTZGw2ZkE9PQ== | Z0FBQUFBQm5teE5RMUU2dF9DeDFQY19NRGlfZXFMelZ4YjR3TnBxNlNMR3VTdEtZOXBGd21jWWdnUjlONm52MDNsVHdGVEw4RTc3bTBPdG5VbF8waElwRGZJWkg4ZUxMQ3oyc01EODRGbUppY3VnVnNUSFltWExUcjVVcl9ha3RVSndTOG5jcnRTbHNDcTQtOVFtci1zXzNKT1IySXNxVWRZVjJ4R1V5NGVwU2Flc293RkN4V2tVOWpnTGJzWEs0VjFFSmVEOTN1V1Bx |
Draper Decentralized - 01/28/2025: Tezos | r/tezos | post | r/tezos | 2025-01-29 | Z0FBQUFBQm5teE5QWWdmUnpwb2Z0eW8yRFBsQmxSMWRRUnBLQy1iT1V3MHZDUXJBWW1QQ00xbGZZSHJwSGZGVGVkM1VKZ0VoMjE1LUhmNEVzUUNtMzRqeUVXZ29PX2ZnUnc9PQ== | Z0FBQUFBQm5teE5RazhndFZ4YjZKeGhoTHJob2VkMDZJUzBIdVdaTUtMNnFnZ2ptTUZnd3J6LXdEUnpnbXVpM0Q5dmNkaUVUSE9BNHgtM29EMzZRbmtMWGhpY09LS2hJdnQ3eUhZWVpnb3Q0LWZsejNZR2dUbkVZX29FZHdub3FScU5LRlA1X2txVEtyQ3NZdTdYSW9ERlhLQWtJQTZDTVR5dDJyTEkwMm10TUJkWnRsVFBZYU5pU3p3dHA1T2JGTWtKamxES0NRLVVH |
This might burst when trump imposes TARIFF against any country lol.
8KnsJdMM3NvzJCdjMGPGG6KeHqQjBbTa3LGjT6i5RYYc | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QdnJON2toMnFEWmE0NHNMQnJNWFRWVG1ubUFpeHFReURLZEc4NkZPRElyeDlzTThjX2ltSFhXZGtPS2pnZjVHaGpLdTJpMHYtU1JhSzJkT3Q3aG5hdEYyd1pQc0RicktENkJZeTdLRjQ0Z3M9 | Z0FBQUFBQm5teE5RZ1lwc05HWnNvaXlMbmpwclgwS09RWEFOVHFpeEtFZ0hZby1XcDFkVGNsREJMT1E3eUJHdVNUSW9vbF9ZZ2RpczMtS0MzengwNXpDb192dE5pYzhBTE0xc0tUV21UWjhNNjhaYmhDSS1WNmE2U1NBNlNiOElPSlU4UGFTeHQzM2M5QTZMeXFqVl9ta2RnOW9SVTd5V1pWNG1qdHJpa01kbjFKenNidFVpbmNyWk5NRXBrZDE0d3pWdnM0UjMyb3Z4 |
By insisting on one coin, you miss out on many crypto opportunities. | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QNE95UmdYTlpyZk9Jd2FFdl9WV1puTFM5cWRJMHNtTWJ6NG8tRWYxcTFHZlJnUjJRa2ZwQzlNMEJUdXAyMUxYSEk0bVBtTkRNWDlhMGJuQi1SVFRLZlE9PQ== | Z0FBQUFBQm5teE5RbFNKNmpJOEEwOTBtSk85TGh5U0FBMzJDaUQwN0FBdS1wMU9mS2Fzb2J3dWFZRlJYVkh4azJBaUZVTHRRTFJGWGFSR1Z2dEEyczBvanY5N19MbVRGRVdUVzNxS19yMHlpOGV5MHBsUXMtcG5ZLThPci11OVdnUHVnSF9WSHVjd1ZGYUJkVFdMTkpLTUwzU2RtOFJfUUZ6VXltdTJUak5JTmdFU0xpaEhTRWpCU1pNTkoyR0hIbVQ4bnhhRVRJOUh3 |
I did the math but I didn't go to school for such high stakes equations. Looks like maker fee on Coinbase ADV nets you more BTC per dollar.
Bitcoin well is advertised as the lowest spread out there though | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QcHpvWDlOaDRZX0FzWlB6eFVJclI0WlFGN194MzRXYm5sakF0MUFmN3BEcFhWaE1fbzVidkNLcnZLM2ZzSnJjNktLSHlac2hIbHE4eFpEVHU5cmhobkluZG5SdnpmcXZRdC10T2doYWR1Tnc9 | Z0FBQUFBQm5teE5RYU54UU1sdkxfODl1dDk0ekNuWUcycmd5bDcyMURMTTlaTjB3Sm53TkhnV3dVeUM0akI1cG1CaWJIWUFCbjJjMm4tV3h5UGpwemxZZjMtYTdFdFZlVG0tMkN4bGpKSHJYM3kzVHdCNE53Q0QyYnBsakVCdFNJbkp6cHJfcEdaVm12UFhGWVlWd2xxZWl5U21adjVmamYwdjZtUUplLXBvNjJWUU5uOEpwdjBZPQ== |
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