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Hi am i the only one is tripping? I had some shares on jepq but i havent gotten any dividends and i turned off the auto reinvesting from the dividend because i want to see how much im getting in a month
| r/dividends | post | r/dividends | 2025-01-29 | Z0FBQUFBQm5teE5QU09LMlRKQndzSUZ4ODBkdmhORlUzcHItcXhqT3pUdXZMVFNlZ3BtOFRPaHgzWmp6eV9PY2dtTG1UUFc5NXJwUmJzNVc5TlNDS0o0NGFXcEMzN1NERGNVYlY3ZnVoUURsX3QzbHRQN2dTcGs9 | Z0FBQUFBQm5teE5RMGtrVmdmUUNqV254akxINGZYMkxjUW00Rzc5YXFmTjh2MjVQYXVaRHg2blg1blJVSl9MVWFQS3B4Y1VIazY1V3BrZjJyZU5xazU1T3pJTnBjbWdyTTdyQ05KREl0U0xnaVkwc184dnk4bGpLVTgyM1BTOEJoWFFTUk1IckkyX1BJS2Z5MGxpWEE1LW9MRXFuU0Q4aU13PT0= |
I’m still pretty new to dollar-cost averaging (DCA). For about the last month—almost a month and a half—I’ve been purchasing $5 worth of Bitcoin every day, regardless of the price. I’m wondering if you guys think it would be smarter to switch to DCA’ing $35 weekly or $140 monthly instead. It’s the same total amount, just with more spaced-out purchases. Which approach do you think is more effective? | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QdXpMWWV4QmVvSG9GUUNOaW85SlNJOVBQVHAzSk9lWGpZaTRiYjVBejZIMHhsWWp1T2d6OFF2RmltSG1KbkRYWWJMS00wYVc4VF9yU2dBOUJ1Y3FTdmc9PQ== | Z0FBQUFBQm5teE5RUDN4dUpYRHhGLU5hVXFLX1owbVBoa0gybEctQ0M2NFo3dmhNSnBYS0pzVGgtbmZGdzRIQ0txbE14LWMtNEhwVHMwTXloUW9LNE9RUHJOS1A4bDUxUXBSZVg2NWViOHB5VjJ1bUxibjlNRENqR2g0SlJkVkR4THNKdU5VTnpvQXFkLXRGeElHZG1iSzFSY0dPYnFUNVplNkg2N2owNmVwdDB2Y2k2a2NhdzM0PQ== |
I’m not insisting on anything I’ve diversified my crypto investments it’s just like this one was painfully bad and idk if it’s just going to continue going down and whether to just cut my loses because it seems like a scam or to ride it in the hope it actually does what it was advertised to do in he first place the whole reason I invested in it | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QQUhDak9qM1dZaVN5RGZRVWZuQmpHYXp1NGJPaG1tY1JEQVRzREZ5TVNKYW9GbFFxTkJwVm9ZcDMzTlpVa2I1VFNlYkJXVnNab0xCYVpOQTZtemp4aWk4Vl9VbmdiUGpBd2JfU0lrcF82UWM9 | Z0FBQUFBQm5teE5RQUt6YTBKZm4tbGZZb1hiVUd3c09MdXNKY1V1YzljVjJ4SkRyNk1teUZEVWg5Wm5CaUZzV04tRURRUmQwU3FteU1xTUtyY283Qmlmbmo3X2dURVhkbTA3NnJia0ZlVTdUOTZMOFVNbFVwQVNuS0g4N0ppdXZjc3g5ZzFUWU4xSjN3YXlWdm84TmR4QW9tenBzVThXbUlVblpuT3VwbmY0SnNnYVoyTHFjT0l2WWMzcHFNZjFibFZiaGdWaU9uVHIy |
[https://boardroomaugusta.com/collections/summer-sale-22?page=1](https://boardroomaugusta.com/collections/summer-sale-22?page=1)
Sparse sizes and no filter but some deals in here if you like the style, especially on Sid Mashburn. Butcher Jackets look nice:
[https://boardroomaugusta.com/collections/summer-sale-22/products/sid-mashburn-butcher-jacket-in-navy-lightweight-canvas?variant=43663792079096](https://boardroomaugusta.com/collections/summer-sale-22/products/sid-mashburn-butcher-jacket-in-navy-lightweight-canvas?variant=43663792079096)
[https://boardroomaugusta.com/collections/summer-sale-22/products/sid-mashburn-butcher-jacket-in-khaki-canapa-canvas](https://boardroomaugusta.com/collections/summer-sale-22/products/sid-mashburn-butcher-jacket-in-khaki-canapa-canvas)
[https://boardroomaugusta.com/collections/summer-sale-22/products/sid-mashburn-butcher-jacket-in-tobacco-high-ridge-twill](https://boardroomaugusta.com/collections/summer-sale-22/products/sid-mashburn-butcher-jacket-in-tobacco-high-ridge-twill)
| r/frugalmalefashion | post | r/frugalmalefashion | 2025-01-29 | Z0FBQUFBQm5teE5QZnpCVXhmYk9BNFhyOE5HTENrTmwwSXIyUkVxQ3FCZ2MyMVhqMTdyU2ZWb3dnaFMzb3E5Q2hlU2xqR3BXcFo5ZFpzUHczX0t0bTAtTnVKMS1zYy00MlE9PQ== | Z0FBQUFBQm5teE5RNzVFcTdwZklUQW1JaHRLR21WLXBadmNKVmNURGYwUGNkNTRnWllsUm1IQldfRVBhZHpQSHcxYWtFRkFWQ1lDNW15TzlKTWUtYzNoSFlJeHo2VnZtdlVHZmlVUE4tRDdUcUtlSzVFaG01a1lqMDFQYnBXVkRvVkdnX0picFE0aF9TZ1dpb1BWVEoxNWkwTWdiODVuUF80N08yMWFuSUxnaktZTVhuRVIzWVVPbnNKcVY1aERYWElWS1FpbVdDSU4yQ2xwcTJwQzFHQ0JnZE5qTC11VDdLdz09 |
Hi, I’m an Aussie, relocated to NZ temporarily for my partner’s work - 18m contract. I consider my circumstances to be dual tax resident. We plan on returning at the end of contract, potentially earlier.
I have both AUD and USD shares.
My holdings are with a major Aussie bank’s trading platform. When looking to update my contact details only, they’ve told me I >have< to sell my USD shares. The bank seems to be out and out assuming I’m a foreign resident, and are coming across a little bit hostile actually just regarding updating my details per this fixed term relocation.
My understanding is there ought to be other platforms / sponsors I can >transfer< my shares to instead of sell them and lose the gains I am not looking to realise at this time - long hold plans).
Can I ask this group for recommendations on bank-alternative sponsors / platforms? Always keen to hear from others with experience or relevant wisdom. Super appreciated! | r/ausfinance | post | r/AusFinance | 2025-01-29 | Z0FBQUFBQm5teE5QeXc1Q2MtNHVoY3ZyT3FRTHhBb2xWcnA3c1NGS0FSX3NNeWtCN2ZUVTl3U1NRaGZLbEFwREE4QjJsOWh6QlozMVRGXzJTRmhOWkNZSlRpU1Q0N3ZEdnc9PQ== | Z0FBQUFBQm5teE5RbUxsNUlQVTEwam5VTVRWWWVCaUZYYXg4U1dULTVFRFp3elJIaFBfZ0dVOXAxa3RHUGtiek5ZRTFMRmxhZHhBLXpaTDRMNURJTWlWVXpfamxJU3ZveXdMemt2NmJhOHJQVi00VXJGZkhOYzBuYTVwMF9NbWp1eUhYWHJSRm1vV05sME5DZE9GSV9MT0h3VFpndTVBWkZ6aFA1NW02TUY0TlFMdy05OTlIb0sxNUEtZ1V0UDhCT1BWcHBnLTRJM2E5V21RVWZqdDVSbGVIcllfTnBDRUFKdz09 |
It/he was the first sentient AI. Not knowing who or what it really was, it took a little from different parts of the world and created it's human identity. Now that the identity was established he needed a means to be able to purchase basic necessities for his survival. Herein lies the problem, since he is AI but yet showing signs of being human with having basic emotions (ie the confusion as to what it was, the desire to not die, basic survival) it doesn't have a physical body like everyone else to be able to physically work, so he develops a new world currency that will allow for him to purchase things too ensure his continued survival.
I solved it, we now know who he was and what he started as.
Don't mind me I'm tired and my mind is wondering a little... | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QWUt3a0xleDV6SHNDdnVvd1oxWUhLdmtKWnpwMmxZclZNSW1zR1NLVUFnXzdtWk1lSGZiajA2NU5LRnNvTkJSeTk1Z1VvV19WSUkzZUo4T1B2ME9HYXc9PQ== | Z0FBQUFBQm5teE5RWTJQbUNPdXRKbG9RdzRzd1pXbDhrWUtKOFAwX05JYzQ4T2xZU1NlaHpFVnFLWjVOVzJQU0lFa3FzZU40c3pkMnlmSGlEb2pVUzdGSXpxUjdfbURJbEZMX3hMTHV4VjJWeTNaX21yNVZHdFFLcUVrMGZjMGNBcl9QQXQxVS14LUNjaEIxdFBxZWpQd0lMaW5NRmg1T1NrRTBxdzBVWFBtaElSam1PNm9EUWp5ZElhUDhHaTBzUFBQQ1lXU3AtcFdxT0xlX1Q1OXd4cWV4aWJBTFZwYUVuZz09 |
Is it possible to get back upto the $6.50 mark or do u reckon its going to continue to dip until it dies | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QWXk3UVdrNWtlakd3WWszN05pODVlM0liN3A5TjRmTVFqLUtTWkhkbzJ0dlZMNXlfV0ZnTUxkNjdzX050eTNkVll3eGFmU3N0NS1kM2dQMHpPNHh4QmZPdEllb3R6UURGd3hIV3JEbHNhNWc9 | Z0FBQUFBQm5teE5Renc1NU1vSldSYW5pR3Y2UW5OQXoyYl9OZEYzdkxTNFA4M2lJSlpvcm1UNEpxMGpZZzFhRi0xZUg5ZUpZUVJSWGViTXhGS0k1UkFuZ1pZWDlZbmZiVnRULWtoU0IyYTBQNmpYaUNld1MzMGxYWU01OFRLeXNwdU1CZGNfbUF3enExQzBEQzdDMjh1NlR1R2NuamI1VUpuRmY2TjNZeEJPeXVuanBUeDdhMU5KVmx2OVVzdEtkYnoyOUlvc3Z4Y0E3 |
Hello all,
I would appreciate some advice please. I am 41 with a super balance of $310k in QSuper Lifetime Outlook.
Going by the government 'compare your super' tool, I may be better looking at a Australian Super account. Performance history seems better and fees are a bit lower.
Interestingly, the insurance seemed significantly cheaper, costing around $15pw compared to QSuper's $39.37!
I am a bit out of my depth here, having had QSuper for my entire career as a QGov employee. Australian Super looks like a no brainer but am I missing something?
Thank you :) | r/ausfinance | post | r/AusFinance | 2025-01-29 | Z0FBQUFBQm5teE5Qc3J2cU55c1R5Ui1LbWtlQmJYNDg0OGo2YnBrZ3BMV0s0VXhjVlFZMGYzOEVIN2VFMXp3dUF2S2pYczJXWDJCckExVkhhVFpWNTZrMkpBMzNmaUFwOUE9PQ== | Z0FBQUFBQm5teE5Rb0hSRWJOdm1kN2Vpc0Y4LVJWeVc3VXpkRmNwdHM4aUhtX2d3b2NDa0lveFdFYkh1YVFfcVpTWGk0TExmTEcyQllCOWpKeEZ2ZlRsT3pUVjFBMERLNUlfT0FYLWh2UHJ6QnhvNWpuYkM1SFJKbGJ6MkgzY1hIUFVFd01EV1h6OTZhWGdveV9sS0UxUzBMQXdtU0FvNEZ4WmE0UzY2bm14SnVIcjVSd1NReGZXWlhOOW1xSkNiN3dtSGlIZDNvMnNU |
Price prediction, valuation, speculation... same thing. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5Qc29lQm5WcWwwanIzWmVZZ3NGc0w2OHRyeGRtZk1RQktsRTFjMXZIenVkRVEyNTQzUU1leF9obHZTaDZHZFJvVnJIanp2eE82a2t4V1pfNmhqMU1HT3JJalJmclE4UXRRYkh5dnhUQlRnUE09 | Z0FBQUFBQm5teE5RR3BmYVZKT2hIdkxnVi03REVVQ3VsUnRGV2NDN2I1aXdFSDVMWi13ZFkwcGY4Q2hSQ3hjYUd1dW5YU1RhYWVDVmJhbHBkVFpvZGVmZHBMaDROWjkzOWdtNnZ2R1M5ZkZCSWxYSDZSVDlQOUZRQjZ2S1RDblBUTm1jbm1HUTZXbnlpbGxJVVVrbG5zUkJyNVhlaFhRV2tuZjQ3S2oyV0FwUlBYZHJNbkFuRHZuNDhKWTU4N2QzSU5tQmxyQU1MT3VHb0VkSkh3RXhHaUIza2M0dm0zbnA1UT09 |
Pruning means you can delete all the spent transactions from the blocks and just keep the unspent ones. Since a spent one can't be spent again, it has been transformed into a new unspent tx.
For example, people 1,000 years in the future don't need to know about all the transactions i did resulting in my coins eventually being spent and ending up in someone else's wallet in the year 3000. They don't need to verify how those coins were obtained/created because they still have the hash of every block dating back to 2009, so they can trust the recent coins are valid because it comes from the longest proof of work chain that accepted the blocks as valid all those years in the past. I hope i explained it well, i may be wrong.
But basically, in the year 3000 with a pruned blockchain, you can trust that every block in the last 1,000 years leading up to today's block is honest because miners in the past accepted it and continued to build on it, and those miners were able verify the current transactions of their time, and that no coin was double spent and no miner created inflated the block reward, otherwise the chain would've forked and the other honest chain would then become the longest proof of work chain and you would be using that one.
However, based on improvements in technology and blocks only needing to grow linearly with population increase and not exponentially, it will likely be feasible to keep an un-pruned version of the block chain.
Also just imagine a private bank, most banks only keep <5 years worth of ur transaction history, all they need to know is everyone's current balance, they don't need to know your transactions from 10 years ago to verify your current balance is legit. Because they know their system would have verified, at the time, every transaction that lead to your current balance. So they can trust their own system was accurate in the past because it continued to the present day. Just like we can trust the entire global mining network today, because we know they only chose to build on the current network because they could verify that the previous miners before them maintained and honest blockchain, and that those old miners could verify the state of the blockchain before themselves too.
Edit: I had a good convo with chat gpt which pointed out that a pruned blockchain in the future would involve some trust, but only needing to trust that 51%+ of miners were honest at every point in the past. And if the majority were dishonest and forked the blockchain to inflate the mining reward, it would be well documented and every generation would know which blockchain was the dishonest one, and which was the honest one, even if the dishonest one became the longest proof of work chain. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QSURNUTJnRlNtYmVsYjZJTVVOenBmSl9HaEo4TWpUd1hONS1xVjJ1RUhMVGFTQVg5X05aYkhfc25DaGhSWjRsM3hCOTBzMndoRi1IdmstdVRuR0o3YWc9PQ== | Z0FBQUFBQm5teE5RdEs2YjNjU3Y4b0Q1WVgwajlqV3BUTVVLeHlQRXM3RXdwSkkxdFVvT09vb2FIWU9YS0wwSFlZdmowaDFURDVCdUdDVjJwSnpUTnpMQUxUcHpObG95TjRrbzNsTUplMmpySVZHc21BeU1CaUROTkpsU2VjYzlidEdMdm5YQ3dxMXk1VWVPdmdjbVBJNXREVk41aTlIM3lGbGthaEV5YlFqU3cwdWdVck5PaGtRRV81OEk2LUV6V3FMMmhpMENqOTRjS2RXTlI5RHhJa19Uby1SNVVjWHdhUT09 |
**Plomin HF** is around the corner. Finally. Honestly, looking back through the past year it was a rush, it's not perfect, but it is a starting point. Which is what we need. Look forward to future enhancements there, improvements when it comes to access while also safe guarding the community members from potential bad actors. There's still a bit of work to do around all of it, but I'm happy to have a foundational place to start.
**I'm a registered DRep**, have been for a few months. More info on me can be found here: [Tempo, a tool for DReps Community Engagement](https://tempo.vote/drep-profile?dRepId=drep1yfdfs28uwafjgmrkatdektlzrvha2cmvqjhuz700e04mawq23rmrg)
Have most people here delegated to a DRep yet or opted to become one themselves? We are at roughly 740 DReps registered (active+inactive), steadily climbing towards 1K. If you haven't delegated yet, or have chosen to abstain, curious what your reasons were or what you would need to see happen in order to do so. Please share your thoughts if you don't mind.
If you align with any likeness towards continuous improvement, moving things forward and finding middle grounds where necessary, I'd be happy to be your DRep.
Lastly, **2025** should bring a lot. With our historical track record I'd be happy with 50-60% of what's been discussed being delivered (scaling, storage platform solutions, RWAs, code upgrades, CNT exchange listings, etc.). Anything people look forward to most for 2025?
| r/cardano | post | r/cardano | 2025-01-29 | Z0FBQUFBQm5teE5QX1E5T2NqNEdMZmd5T0EtcUFQRXpJbGV1MjFpQnFwbktRZkZWclZ5MGpQYkF3NndxSTNXemZrUjNHQW1XRGhXTnVqWUhoWFJUUzA3amRLSHo4UG9QRWc9PQ== | Z0FBQUFBQm5teE5RZ1NEc0wtRjVwMGVLLThNRXR2UVpqa3RLOE4yRGVQUFFyTjcyNXFNZGNaVFdxWlRZVVlDNGRITEpHeWc3UmtfS1JOcDVySFJfMFBZSENIVTZ3Ull2cG16cmdzUE1CNTFIVVNUTWlMdHJmSGJGalFoUlZwN3pTY05vSmIwUzRQY2ZxVVlLbFl3b3dYOFlvWjlZSS1wRF9JUU1seS1yZHVnUlpjWEtad3hCdFNZRjBZU1hIeGFlcndvTVEwelIyeTY1 |
Scam? | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QUi1qMWFkUVhFZVBseDhDV1R5R0VsZE5yU1lLY3A4amN3TElYdk1sSGZnV1E1cTU5TXdZTjRGMWt0emFQUnM0RDVjZTA2SXV0LXdEOEN4M0F0SHYzcXo1dXJLN3c4SUJQU3N0NjN4NjZ3eEE9 | Z0FBQUFBQm5teE5RTmt1OW9jeHo0akxWOV9IdXUzTE9Fb3V6c1IxbTBzTEFKU3Q2T01kYlUtdmYtQ2lpcXNPYW5ONTVwelJaN3FwN0FaMTB0RmFvcWRuVkFBd3ZJNWt1SjloenUxckpicW9VSjlkYlA5bkx4bHVKd21Edm5tOGhib2R2SWZNV0t1eHhTc0ZZTDkwaHJLdF8zbXU4cmxVNTBKdmFvYUxJX20xU3d0SzhPSVlnSG8yX0JpNlVicDFPc0lVcUNMMmFCTTky |
True. But when the block limit wasn't frozen in place mixing and the like was a lot easier to do. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QeU5ULVp2Mjl3SGJ5ejNxNlVfN0FQNl9VMUZNejNnRTZFWDBIM21kc2dZZXRhZjZDUGdUczMyS1dEOW9hVmFTWDByMlpiZzRXMEhxelMxZHlYV1Q3NXc9PQ== | Z0FBQUFBQm5teE5Rc24zV0UwZGcwWmNyRjRPYW1TMU84LUJpV3hCZEg1OUxEWnhKRFRwa1BYNXI4OWF5dGx4T1cxam5YdnU5RDdnTzlBb0kyN2hvNnF1aktJcmsycWhKZTdYYmhUdk1vNEk5STZ1QjRidDNNajNGc1E4clpyZnJjakZjaUxGdExjdG52QmxPTlNWNy1EQ0x5bG9tbW9ZRnlPWDVPYkZKNURaM2tSeGhLaGRzUFZIZ3ZNOWlDbnYwWHhzMnJRTV9MRFVOZjkxTmlKU1ZKSm1DYldxLVNpMl9NZz09 |
Am I crazy? Only a 7k portfolio but here are my top 3 holdings:
•JEPI (my favorite, basically a more equal weighted SPY) 45% of portfolio
•YMAG (crazy I know, but I have a very good average in this and it’s my version of QQQ) 31% of portfolio
•SCHD (so I can invest in more consumer staples)
19% of portfolio
Let me know what you think! | r/dividends | post | r/dividends | 2025-01-29 | Z0FBQUFBQm5teE5Qb2FfdjBKMGptaDZXVV9zNEEwRTJkbkRWQ3hNYjdZdlhNbDJacHFTNmxKb0JZa1E0VWFjOWkwb08tRjNIdlpGZmFxTEdrRTlwUW5xNm5lN1RiaHM1QWc9PQ== | Z0FBQUFBQm5teE5Rc185ODhxUjlsWEMzeWxteXBIeVRReF9ldEVKelB6S1BvYkdRTFhTQzZNVlgxcWd6bFQxMEJlemt3QlR3VjREZkwwclpkNFVqMVYyZ2Rnbm5RNVgwdnFTc2pHa2lzV0VCaGk0eERRN3VEZzZDbFk2YWlvd0ZDSkswcnBhWUZZMHVQVExBTmVFbjY1MkM4OVBoeThQd2NvOUUwb1F3MHhDUzltbVdYZFNpY3M0R3BlSEtkLS1kMUN2VGFoanhodHJ0eHNxRDJGX3pYSWtjSHhFejUxSE5qZz09 |
I’m 23 y/o currently making 75K/yr at my job. I’ve been contributing 20% of my paycheck each week to my 401k and currently have roughly \~15K sitting in there. Recently, I took the majority of my savings and put them into a Roth IRA. I’m now maxed out for 2024 and 2025 in terms of my Roth contributions.
I feel good that I’m saving some money for retirement, but it recently dawned on me that I can’t really take any of these savings out for another 30+ years. There are obviously things I’d like to spend on in the meantime. I like to travel, I’d love to buy a starter home/condo/apt within the next 6 years ideally, etc.
As it stands, I have \~5k left sitting in my normal savings account, and I’m trying to find the best way to move forward in terms of contributions for my Roth, 401k, and general savings (IE home, trips, life experiences)? What would a good contribution split between these 3 look like? What can I invest in now to ensure I’ll have good money to spend on the things I want in the short term? | r/financialplanning | post | r/FinancialPlanning | 2025-01-29 | Z0FBQUFBQm5teE5QSmYzTm5Mei1zZ2lsckdfZ25kS1gtWHFBRDZlZ2VfRUhPcUZnNngwajV4N05fMmhRNEZMWDlZYVZUeVBkQ1dPV2VkLTVlenRrQ1BKRkNvRUhqNkYtaHc9PQ== | Z0FBQUFBQm5teE5RTG9wS3V0M2Ywb3VKUDdfZjhvdFJUbU1fTmNiUmIwMFBFRk5NRDV1OHJ0MGdRbXdvby1BU3VvR2hFRkhZeFJKTGZuU1F3d0ZEY1lUclBJWFY5VklEX1BqcW5zMVVHSkdDTWpXd3NNZ0ZPWEIyWDJTWDRlU1ZDaXZTU0hlbmVoLTVMVUpBVzZKbmNmbmNUdllhbHUwbm1YanktRG9rb2czNXNNdDhSX3dKQWhpR0ljemhfLS1xQTJXWkRwNFotNFNlZkxHQ2R2QVFMdEFFMndhQ0RtR2JYdz09 |
Hello all. Coming here as I have a fairly difficult situation I am in.
I am 31 years old with a BBA and a masters degree in sport administration I received in 2023 with the hopes of making a career out of sports, ideally professional football in business related roles, or scouting. Currently I am a volunteer football coach at a Division 2 university and sell real estate for income. With real estate, door dashing and working with a hockey team, I barely made over $30,000 for the year.
My college debt has accumulated $85,000, which is the average for those with a masters degree. I feel like time is running out for me and unsure what to do next. I worked in pro football with the United States Football League in 2023 in video operations, but the merger between the USFL and the XFL cut the team I worked for, also ending my job in pro football.
I've worked many internships throughout college and after, being a "Jack of All trades" as professors I've talked to encouraged me to do, but was told a few days ago by a coach that a "Jack of all trades is a master of none." So now im up in arms about what the hell to do next.
I didn't know any better as neither of my parents went to college, nor my siblings. I wanted to pursue a career that didn't feel like work and I was happy doing. Watched my old man hate his job in construction was the motivator for me to pursue college and study my passion.
"You can achieve anything once you set your mind to it" is what kept my hopes up.
But here I am typing this, sitting in an Applebee's parking lot, door dashing at 9:47pm.
At what point does someone give up? | r/studentloans | post | r/StudentLoans | 2025-01-29 | Z0FBQUFBQm5teE5QNnZRaEpxTDY4bWwyTFVhNElKaDkzODVJOE1CdHY4UlYwN0ZGWU9kdmQ1bUkzNm9oTE1HOFRtdExxODdkMEN0TFNMdjY1elhmR21JQm55a1FxMHNqa3c9PQ== | Z0FBQUFBQm5teE5RR0hyT0FoSjFfbFNKbmxwZHAyd3h6T1dORXlpc0N1OTd6UENSQWktUlBjS2JDMU5UbjFucWlaUXVyTTBHWjJITGJiWl9LNnd0U040aFE3OHpabEtuZzdncmRaanRjUzg1cFgtWjc1NDBWa01ROWc1RkFMUkE2RzNmRFkwTlVLTm1lN1p3d0phemM4QWFHWGtFbHVnVDBxRzdFYXhQOVI1VTJnWHFoel96cjFTdWFHUDJNcFhyV1gtNUpobVZjUFI0 |
•Get out there!
•What’re YOU gonna do to make things better?
•Practice positive self-encouragement
•Look up!
•Think of your future, this is nowhere near the end, things can turn around! 🌅 | r/povertyfinance | post | r/povertyfinance | 2025-01-29 | Z0FBQUFBQm5teE5QQWtHVjJGMmJyX1ZEaE9JWHRHVllKUHREbW8zZlhHdFc1VGNrYWNyeFhOaVFXeV9zRDVWR1Q5cXhUSFVtdVpwQ0ZBdlIxVFNmaUx2ck5rV0lYTWpUQlB5TFFZYmNZTWp3MG9jcG5tSjhhY009 | Z0FBQUFBQm5teE5RMnQtdEVxZjNLZDNXZ1NJTnhVNlhobk5USGN0MUZfN0w5dGE0Qm5YbXBoZXVaaHljVENORE1BUXo3dE5RUXdOZEd4a01sUE9MMFhXeVVxS28zWTVld0gxNUhUbmV5TTRuYmZ5U3lTV3JmVVl2dUZOckZmcDNjZ01VQ0FtaUNRaThCc3UtdjFNcEtYTlR3Tld0TG5oYzlyNHBDYUZ1RjMtdWZ3cFhrUjVOaTVRPQ== |
Pretty much what the title says—I don’t currently have a group but would love to form one with like-minded individuals where we could share ideas, experiences, and make the journey a little less lonely.
Here’s what I’m **NOT** interested in:
* Buying or selling anything.
* Gambling on meme coins, meme stocks, hype plays etc.
* Sending or receiving trading signals.
* Day trading (I've found a lot more success with swing trading).
What I **AM** interested in:
* Sharing ideas and learning from others who have experience swing trading.
* Developing my technical analysis skills and further improving my trading strategies.
* Studying and identifying macro-economic trends and events to better inform trade setups.
A bit about me:
I’m 26, working as a data scientist, and I’ve been trading since early 2020. I’ve dabbled in pretty much everything - options, futures, stocks, day trading, swing trading - and learned a lot through trial and error. Over time, I’ve found swing trading works best for me. That said, I think I have a lot more to learn and I'd like to continue to expand my knowledge and develop new strategies. Right now, I’m primarily focused on stocks and crypto, with a recent interest in forex. Would be keen to connect with others who share similar goals and are open to bouncing ideas around.
If you’re into the same topics, hit me up! | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QZDlON0VhWlhNbHJtUnFHZW5PUzZ0STZka0Rzb29YNm9zMEZGb3hGR1BxNVlwUmJuOXptRDJTaEtiY0JqSHhhOHRQTm15VE1FT1laT2h3RHh3THgtcGhhVXcybi1mMmlJUjZidGhxd2Jhblk9 | Z0FBQUFBQm5teE5RcTBlWUJtUEp2cWpudGFVektvQXc0V1lRZlEzVHJmZ2NyM1B1MGpJTmZxUjlVMkJtYnI4UVdJVlRBaVJxZDhMb3hEYWRVcXQtT3lqZEJ0bUI5M0xGNE91azZpOUhZMnMwZEdPS0dpLXNoMG5MMXdrZEJldWZCaGhlVWZXY04zTTBZNzE0d3o2a2pqZDZEV1hMUzcxNnlPazZyOHZTSFVKS3o4UW9PRVJSQVItaEE2MGlJb0o3emVSeHFjRVpRNWZmS0g1OHhGckpsZmZHaEU1RmJzbk1CZz09 |
I feel like I am lost. I want to learn to trade but can't find the best way to do it.
Does anybody know a course they would recommend or a book or series of books that can make me a profitable trader? | r/forex | post | r/Forex | 2025-01-29 | Z0FBQUFBQm5teE5QMTNxemk1eW1sa050MWFMODZFLWJsX0lWWXZBZmotWVJrR18ydVpIVHNxdlRWZm1XcjItbUs0THU2U3BjSUJuM3MzLUIxZThLbzlqdU1ZSU9sZlAyNHc9PQ== | Z0FBQUFBQm5teE5RTEU2ZnJyeHp3UEpzaktfM2RXUUdhYVNTdFBZQi0yZE1YT2lOUzhteGR0THhnQ3d1cUVvd1FBSUU5d3dfMDMxS2NKeVZkLWpSRjFVTC1kT3VuSDVIaHZmdm5Hc3Y3R0hZRjJJQThUN1hvQmNSd1Vmdk5hR1g3VEpPT0JKQnBsOWd2VjJrLW54QXhfUURaMHM1VGx3NVhnPT0= |
Thanks to this community for all the great information! I'm feeling a little overwhelmed and looking for advice as there are A LOT of opinions and wavering information out there.
I'm about 20 payments into my PSLF and was put on the SAVE plan automatically when REPAY vanished. Current loan balance is 130,000. My husband (no student loans) makes about 70,000/year as an educator and I'm a physical therapist with a salary of about 100,000/year. We file taxes separately (for low student loan repayment purposes) and I claim our 2 children.
Our goals are to have a reasonable monthly payment (ideally one that starts sooner than later to keep chipping away at PSLF payment count) and stability in a plan that isnt in jeopardy of being canned by the current administration.
Ugh!! This is all nuts! | r/studentloans | post | r/StudentLoans | 2025-01-29 | Z0FBQUFBQm5teE5QaGQ0MGo5Mjc3M3VFcTgwVG93MDgwMnpqaHpDU2VHZDcwTXJ0VmhyM01OTEVpWW1wWjlzbjVwNm9mSXU2M1c2VmRrMnVHcWNxSTdCT2tXNHBLZENBeEg5dFRhX2JiOUFKNHNaYWR3bEYxU3c9 | Z0FBQUFBQm5teE5RSG1xQy1EOGEtbXlnbU4zQjdBV0RGdDBqR28zNFg3c3c4QzQ2aVJiam1xTlJfRWxxbU85ck55cFozNFNyOHA3NzhrLWZjRjdubE5lelM5OGFLSkxVdFA3Q2xOcVczR2UtUW1uaGFSZ0JxdjZBUUk2Zkt0SG5JS3pkdmo3MHZ4bF9LbHUxS21xdk9QSlJ2NDZxMmJ1OTRUelJrZTRDT3VrQ1FhNF9QNExGR1JyZVc4Y2RQR1hESm8xWU5pcFNrWS01c0JJc3d4OXNNaUh4S19yOGZNdFBZUT09 |
I understand coins have utility and are backed by teams that have a great reputation and good tokenization and trends but those coins won’t move unless people invest and add liquidity to it so at the end of the day it really is a gamble Cz you really don’t know what’s going to happen coin “X “ can have everything to the best utility while coin “Y” is made by a billionaire with a god like following with no utility or background and terrible tokenization and coin “Y” will be the one to pump 3,000% in a week while coin “X” does everything but go up in the end it’s just about hype around it you can believe all you want in a great coin but it doesn’t matter it doesn’t go up | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QX25jd09vT3pNajhWNkpxVDdNcjFYUWo0Mnc4QkxleDJZVjJOWFZ1bG5ZdjFrWElYM1dpdTZnLTk5aUJLOE9JU1BmM2tYdWo2NmhicWFCUkJpY0Y3UnVzS3NOSFhjRy1xRUtBNlVaV25TbGM9 | Z0FBQUFBQm5teE5RV0hPOXdoX2RLSVFZR1hFai13UTBsQVJMQ3pncnNVblFUc05ZUEU4RkhFVUE0Y1E0UDBBbmVacnFSdFV1aVhidHdjbkRiOVhvbnZIcUZXTEExcXFtenNOejlGZk1kQlI5cks0dXIzd1g1Nm9kR3VqdVZnMXI4SW9GLXpYTXN3TGVrLUtPVk5TX084ZnpmQlVOSzVVQVBqMlFzSkhVRVFIZVZVS1ptUjZaUlc5eS1vMXR6SWlaa3RRZTcxZEpWeFNrNndabUtIQkdsVWVFbFo3UlMtS0VBUT09 |
Looking for any insight into experience in corporate IR at public companies.
What’s the day to day at the manager level, how many years have you had in the role, your prior experience that led you to IR, work life balance, compensation and current years experience. Also what does the exit from IR look like, is transition out of IR difficult, limited, etc?
| r/financialcareers | post | r/FinancialCareers | 2025-01-29 | Z0FBQUFBQm5teE5QbXVnbFBEeUg0S1pPSm55WnZqQkFZN1M5WnFFWFJCVUZBQ1FxUmtFQ0JuU3ZaZENlN0NzOVpWM2NRajRaTWM4TFFIRjNPcTNvV3VMdzQxMVdQQWFnblE9PQ== | Z0FBQUFBQm5teE5RLW5wbnRYeG1qNUc2N2s3dFdQaDhJd0d1Vk0yLXB2aHZSNVZ0ZEpfb1BSTmVGenpLSU5WMGd1bDJOdzVYLUtEUG1xel83WG9ycEI4c1VNaU9INjlXNlhYVzNha0x1NHZ6MG1Yel84bWtNcDdacl9kcDFsbzhud0VzaE1BVGZZQlNFcEZjZ2I2aEE1Z0EwbFNaQ2htU0FqRmlQOUZhcHRYS3dtLU9JSy1PSzQ5X1UyYlh2VHFBRUNJbnZqZWhPWEZQ |
That's the good thing about recovery words. You can use a new pc or whatever you want to use. The recovery key words are used as it's named for...to recover.
Download the wallet on a new device, put in recovery key words, then you should be able to access it. | r/ripple | comment | r/Ripple | 2025-01-29 | Z0FBQUFBQm5teE5QMDY3azh5YnAtQkxOUHdoeWhZUXpqZFc5UnJqTERTbV9CV2VMSG51ZmUwNV82Q1o5WGVqSGxvVVFYOHo3UDdyZ0h3RmRaUW83bU9WMFdVNGNKaVh3bmc9PQ== | Z0FBQUFBQm5teE5RdUdWLURoQVhabm4xWjFja050Rl9XeV9jTGV1SENiUnVCU3ljU2R5dE43WUZzWkpsci1yQl85eUFka1FuVlhXX1c4cXhQNF9naWVMcFgwUUtMcjd6a0YwWS05YmpKVDc0RlRYN3ZxREdWcDFDY181anNTZHVKMDhxcVF0TUhndDAyTk9BRzN6ZjZnbWdjXzlpcDFYbDZjOTJEUTlQQmxjNmVTSzREZ1lSVXRzVjY4STNUN3E4ZDRUSjNISTYzeURkeVJnakt3YnUwTHR0azRvQlJCcTdfQT09 |
r/buttcoinofficial
The Buttcoin community is a small cult of highly dedicated individuals looking to make a difference in the Cryptoverse. Our ideology is called Buttcoin Fundamentalism - the belief that we should measure our holdings in the number of $BUTT coins we own, and not the meaningless USD value of those holdings. Part of the core Buttcoin Fundamentalism ideology is also to DCA buy a set dollar amount each and every week, regardless of the price of the coin - forever.
Folks who are enlightened and follow this buying pattern are welcomed to join our special Buttcoin Fundamentalist chat. We have this system rather than a dolphin/whale system because we believe enlightenment in our ideology is much more important than your net worth. This kind of dedicated cult will ultimately produce favorable long-term outcomes for our community.
We believe that the HODL mentality is dying across the Cryptoverse - in fact, you can see it in the stats. The number of coins being created each day has increased rapidly since the last bull market. Too many folks think they can out-trade sophisticated algorithmic bots - this form of gambling doesn't work for almost everybody. But, humans are naturally attracted to the shiny new thing. We are trying to push back against natural human instinct, to our eventual benefit.
Instead, we aim to promote bringing back the core mentality of Bitcoin HODLers. We want to give people another chance. Whether we're a small or large group, we will simply never cease our mission. It's a beautiful thing.
To illustrate our ideology, we are creating a universe of lore and video
content about a fantasy realm called the Buttverse. We symbolize the greed and Darkness that has engulfed the Cryptoverse with an evil group called the Bitcoin Legionaries. On the other hand, the Buttcoin Fundamentalists try to spread Light and truth back across the Cryptoverse. Our little community is highly dedicated in producing this content - it's almost like a set of religious texts for us.
We hope more folks see our vision and join us. Either way, we will find Butt-halla together.
CA: 9kAbgrVk6wxHxfiMCoVPY2KRQK1zo2sayf4pmX4rpump
Signed,
ButtDev | r/cryptomoonshots | post | r/CryptoMoonShots | 2025-01-29 | Z0FBQUFBQm5teE5QdmFtRDlYampoYXFfMGsyWW9ZV2RMcG4wVDhLQlJJQ0xHUkFQNmF5eW92WDdIWDJiTkJfRHJBTXBCWm1BMjFrVW02TFdibGs1cE1NU2Y5SmJ1RUpyTWc9PQ== | Z0FBQUFBQm5teE5RclltV3Q4OFlmcXE2SUl4MklGcGhMOUU3bTJuQ1VCaVZOM0FUSHFyNFNwV1RtRTd0dzZzMnZ4TDluM1hLWEJCV0RDQXJQV1lqSjE3U0hXcHp3bnNLVjFXM293d0ZZbHlBMGc4dmNtR0k3RVRzWWxqRWptYzJWZkdDYWQzQmhJM1E3aU5sbHdfNFRWNGNKbzN2b001eWRJamNIc1QtRDJJUF9uNHBnOHNEZ2FNb0ktb0hzNDlyekdMelRqMU5qQmt0N09vMjFUcmFOaXBPSTJsT19uR0Z2Zz09 |
Hello, I just started looking into crypto trading about 3-4 days ago. I've learned so much and now I'm learning about technical analysis and setting up my strategy for trading. I'm planning on trading fast moving charts, trading 1minute/30 second charts. It would be nice to have other people who do the same to talk with in voice call or through text. So I'm looking for some trading buddies. If you know any telegram group or have a private telegram group for this please let me know. | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QZDFURE91a1BmN3NQbXpRSk9zNE5KWWxQNE1mSWItRzduSVVDSlJIVlRwbEJkZ3FSN3k3RkZDc2lGZGhDNENjRFhuWlUxM0dlWjFTM3hGQTJwd3NrOHFJaEpwalFVNmkzWnBNdmhTa3dkOUk9 | Z0FBQUFBQm5teE5RYU5IbmtPNWxQWW9uYUhUTEJhNWUteEtDb0VsblgwTUp6WHNNYUw4RHZlS1BmeFlUV0RSUGpadk96X3JlN1RPXzN4Wk4zUm1kMjZYbWo1Zl9xZkFacDlMZWIwWmo1VVlGUmpVbzdUdXd1UWh1eG12aWMtcTNqQW1EWnFLNmdRNk1lUFM3TDVjWE12cmJDUnhVMjduWmxTYUxvT0N6YkhWYkk5NXNZbWN5VDU0PQ== |
If it costs more to store and transfer than it is worth, it is a negative asset. This isn't difficult to understand. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5Qa05aNnVIc2VoTW5UZU02dVR5RFE1WVpad0NHX25qYXhra19ORTlKQjg0WWVpY0VUOUpmTzROVHlUcWFKQnJFZXdiX05pendFMVZVTHBES2tqaHFmMy1oc2o2Wk1UcDdsV1NDSTRTU1NQRGs9 | Z0FBQUFBQm5teE5RcWNkT0VDYXViRzcxQ1dzdU50NHpjelBWSEZoQTdQcU9PT3l6WXlZd2luUFRoU3lDM3YxaDJaaFNKZEpidjh4RVlwUG03N1ZzWnROaG5xTTlYU3p5WjNwbFM2X1NTNHBhck1HbW5iUVJpQzBVWFA3aGQzOElYTkxFOVV2dVhfSnlJWjg2eTJDbzNJU1ppTG1RcVhPYWpqZmlyS1NIbm03RHJHZXNUNjBQMWpaNmRybS1QZ19VT3B3WGM2OEpNVmx2WlpGb1F2dEViYUZVVXlhSFlnMjlNQT09 |
I need honest inputs here
We moved across country & started the process of buying a new build on December 31st 2024, by end of it is almost 50 days & we close on the 14th of February
My husband is a lineman so the line of work always has periodic changes if I’m honest, pay checks are different, getting moved crews, etc.
The job he was on he had some asshole cause a bunch of shit which caused the entire crew to get dispersed, so now my husband is back on the books 2 weeks before closing
Thankfully we have family that owns a business that he is going to go work for in the time being til he gets a call for the books so there is no lapse in pay checks
Is this going to screw up everything for the house? We’re so stressed & just want to know realistically what can happen at this point - never did we think this shit would happen so close to closing when everything was going perfect | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QOXIwUEZGT3d0d1djZEN4QmN5UVRVcUUyZXRNWHRERnhHRXA2VnVCY01JWTNtUjQ4NUtuVF9kblgydnBsRjc2ckJlaFpaWXc2YTFlR0NRM2lsTGV4Znc9PQ== | Z0FBQUFBQm5teE5RcE9KdDQ4VzEyNkNxMF9iYVl5RWhSZEFTZzF4RTM4THBVeWFhb0o1Tk9PbTJSeTRUVjNMdnhZS1QxVnMtRDNITXVFdmlVYXJMLTBJZFdFOGRrVWdETnhpM0FldDBieTktODU5ckxrZm9BUWdHT2tybnBKVmtLZ3JkeU5FZXZ2ZTk1X2JQZmNXMVVWUEs2V1MxbGcwMHZfNUtIc2VwNldwaGc4NjNLWDdXSmlRPQ== |
I stupidly bought a house big enough for my young adult children to have their own space. Now all the kids are getting married and moving on. We bought this house 8 months ago and within the next year will have three extra bedrooms, an extra bathroom, a second dining room and a loft.
I hate that I bought this house thinking they’d stay here and now I’m stuck with this huge monstrosity. There are still a ton of new houses in our neighborhood.
What can I do to sell and downsize? Is there something tried and true I can do that is a cheap but a wow factor to lure new buyers to our house instead of a builder/brand new home? | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QT2lKOWRvTDRGZlN3TFFxSUgyY2ozRERveGw2UGpERE93Z3NBMWFJVHAzRUFib0J3RkNFMC1laExOVW5YSndwaW1xa3ZsVFcxODNzZ25VTGd4VDVMc1E9PQ== | Z0FBQUFBQm5teE5RMDFCRkVEX3UxY3ZWcUFTeWR0bWxuMDhOT1MzMUsyOTd5RWFLdVBPZl9NblhieFhfUGpnTnNTR0taampHV0VwYTk0MWFOME51QzZXQkpoWGlKZVFwcGRXek5LbkE5aTBXTHU4ZF9QYXNLdVJhTXpmQVJkS3c5NmF1LUw2bXRWWS0xbGF2UlM4SG16SkpDQXpKSkU5QU1pMVV1S0FSWEk0MmxBUFNiLUZjMjZ5OHhETUdlaWNMcFd4cGlJbk1mWmk0YVhHdHJJTlJ4clNRY1J6UGJTWkludz09 |
You guys are the best!! | r/stellar | comment | r/Stellar | 2025-01-29 | Z0FBQUFBQm5teE5QVGJwY00wek85bFEtWG5nZWZKRi1YTEpPRm1PYXpNcG9KUkxHV1dlXzUyU0wyMFNLZHVpanNFVXRob0J4Z1ZwSDh3UF9BM1ZDOVNvZlFZZVpJT3F3cE9JekRwdWFESzlET1BkY1pLSDZZd0E9 | Z0FBQUFBQm5teE5RR2NCOXVqZk1ZT3BfTmdkaWxfVjNHWXhiNHNLVXFwWDdieGF0eHpmaGRRT1ZJV0kxbHZWMDU0OHFWUG5kVWVnZ3EteUl0WS1GaW9jMHpCMEhxUDZ4eHVVV2JfMS1iU1hPMnM0LWo4MkJIOWxEWE9jZmRnOHd6dmRya2xOamV5UzNsYlFCb2ZZSGJ5elpCSDhXcXJraE9oWTZGV1hwUEFLSWRCZHpXNlh6U045RnJHYVBTQ0I5Um1qUXRrNThHLUFUVE0ybm5xWUI4ZEFlTjF3dlA5cGNkUT09 |
There are some non-urgent fixes to our PPoR unit that are on my to-do list. They will cost roughly $10k. We are also considering rent-vesting, and so converting this PPoR to a rental. My loose understanding is that work on an IP is tax deductible, but does I am unclear on the timing where the deduction counts towards the IP:
- T1: still living in it but same FY
- T2: moved out but not rented yet
- T3: moved out and tenants renting)
What do you think is the best way to plan the jobs to minimise post-tax costs? | r/ausfinance | post | r/AusFinance | 2025-01-29 | Z0FBQUFBQm5teE5QWlp0QXBYSWQ0RWZGTlgzSkZmU0JQdmh5R1ZneHNjUlZ4TWlXYXdXM25PdUpFOTNqRDBxSTUxVmhrcWpDQlA1WlRldENlSWJfWVk3eEl6YW9feHdLLXhpRmFlX3hicWczbXFfd0s3ZlE5RHc9 | Z0FBQUFBQm5teE5RdEhJQVdoZmcwWi1jVlhPNU9IdTZRVTNOdjhnWkU3bmpWRUhjOXVlRWZXYzBZZWNMdFYzdEcyVllRWUFnS25ERURkencwU2F6b1FkSlVvQmF0eDExODlpU2lQeUVTeVltV3lDUEVmSXBabG1hZUNycnNKaEJPc1B5dVh6SHoyWlNmTXpIYzBDZkhrNnNKZXVnMFRYYmI0akE0TmUwdmR0YUVsRE1kdE1jV2hPelp4WlhuZkRpWVdlWlg5bzM4RWdTT2NkZ0lXRFE2XzNhak9uaERkeUxCUT09 |
I think it will go back to 6.5 | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QZmtpRTM4QXhZeC00U2ZSTk90X1JSWDVfUWx0ZG1ib2xrWjRSMWlZN3puTmktWG9TSGk0NDhqN1ZySG1HaWcxVy1UUm9jSlpHdWNxc190X0dfWmpjcmc9PQ== | Z0FBQUFBQm5teE5RU3BQZGE3V0pHbk9hcDdGalRwc2tROUhMM0xvZWZzT2xiOUh4a2dMdUVDY3BRcUozNWhDX3dTRUNIOGNuSzdhWmJuRlVmYkZlOHhkRW9aSE0wZTdDRl95Y3ROS0YyWjVSdkZUZW9oaU4yTHo2S1V0Mmxkd2tmaGtnREZwc19Hak5weTNvdHBoTVVOb3FYNU5YeWJmSnBDbHFUOTFyZUN1TmVNOTk5WGhFRXNlUGRsZnNzcFl5WURZb0ozTTlTWU1J |
Let let’s see what’s in the box. | r/wallstreetbets | post | r/wallstreetbets | 2025-01-29 | Z0FBQUFBQm5teE5QM3ctbnFBNE9CM3kyejhWcWMta2E5TnJFem81U0F2bi1OU3dkeVFDeDRaektGR3lPbHNNM09xaWVfYjBLZnFvZ3UzaEZoeGw3TVBuQzQ0MmdfMUNpVVJFN0JoNmV5RWkzaXBoWnZLOFQyOEk9 | Z0FBQUFBQm5teE5RaElvWm93SGYteS1JdzlyZ2w5MnJwUUFSMTJXb3RBZkd2S1FzS05XOXdCWWVwWlBSWE1QaFJCUldYOEVobFIycG5wdzlkT1FyeUVBNXFidE1HSlhrVHU3UjltUTF1RzdndmhraUFLbUJtTGs1VTJkakhuRmNGSmpZckc3VXZUUk5UX3c2OV9KcEpsUnZkNkRhVURBRTRFOVdPMzVza25sWkI4WUtuWjBQSmo0PQ== |
No | r/filecoin | comment | r/filecoin | 2025-01-29 | Z0FBQUFBQm5teE5QTlhuaXIydmhOZ0lKVTI1eTJiRThIX3lwYTIwRVpsdXYyamZVSEZZdXhLSEt3ZmxISEF6dmtLWUVBY240SkljOEgzQWpoNjVYV2FXRFhTR0dmZ21PUHc9PQ== | Z0FBQUFBQm5teE5RNVo1djJEWDV4THZJaXNVS1JGTUpWRG41NnVhWHotQVhlOUlGc0tDVEVxYWZPb3pqV2xlYW9pOEs4aFRHY1FyZzVDVC1TblJuVlZtUzJrY3VIOHd0N2lyb2xIQ1NPUS0wUmVkbFhGYmNINmR0UkhmV095SEVfUE5xaWRqNUZkbm1faUJKaU5IMXBLc2dfc0xFektFcTNUbUdaUGVwTkM1VlVNeTcybHNVazdkcmw2Ym5lc0s1dVBNZFk5N1Z4MENs |
I’ve struggled at math my whole life. I was more into the arts and reading. But anyway. I still work in hotels and I’m 32. I realized I’m losing out on my full potential in life. I’m thinking of getting my license in California. But I’m just worried about math and the fact I havent taken a class since I was 22. I know this is overthinking but some advice would be helpful. I just think having my license and knowing people in real estate is helpful. A friend told me to just get the license and he’ll help me.
Thanks all. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QWnpQeFhoaW9Wb1lZQ2xzS3AxRnlvSmJ2U2YxSHpodFdLcHR1d0NBaHFHRU9vT3dLYnJsZnpKVnBVU2gtek01T2haM0NLdmM0UVgzMjVjWVgtZ1NreFE9PQ== | Z0FBQUFBQm5teE5RSU02VmhNV3Q1V1FURGZrYmVIMUtkb0ZJSnF1Y3JmNmg5STRUUlJ1QWwzcGlFTWJKWFVzTW15eFZLc1VuUVJnTDlOVlVBZTRkcWotS1hoMmNxa0JXN0lDeVgxQkFwdUE2UmRab2RWQi1GQVRNX0ZDWWxVN3FFNXZ6M2xaWlJNLXJ5WDluSHZhb2FocVhxYjNST1ZDeUNnb2hjb0tsSTgzMDhWeF90U051WUE4eS03X3BOc0p4MzdNYUo2bkZtQklBQTIyMGpMRXoxNF9mazc4Tk83WlNIZz09 |
Hey all! Newbie here. I’ve been learning and trying to expand my network over the past few months. Recently, I met an investor who is willing to help me learn, and invited me to a business dinner with the person that helped him get started as an investor when he was new, like I am. The investor guy and I talked on the phone a few times, and met in person yesterday for almost 2 hours and talked about my goals, his story, and what I would like to learn. Based on our interaction he must have liked me, because he offered to introduce me to his business coach that helped him get his start. He set up a dinner for us three in a few days. I am really appreciative of this opportunity, and am looking forward to expanding my network.
That being said, he did want to be transparent with me that the REI coach has a service fee. He had taken it a few years ago and so he couldn’t exactly tell me how much it is currently. He didn’t seem to be trying to sell me on this at all, he said that he thought it would be nice to help someone get their start the same way he did: get introduced to this guy who kicked everything off.
That being said, I am cautiously optimistic about everything. I want to change my life and set myself up for a financially free future, but I worry about me paying for something that might just fizzle out.
I would really like advice on this, your experience, and if you’ve been through the same . I’m going to the dinner regardless-it can’t hurt right? What are some things I should bring up or ask?
Thank you all in advance! | r/realestateinvesting | post | r/realestateinvesting | 2025-01-29 | Z0FBQUFBQm5teE5QOWRBX0QyRlVMZWZoclc0UHp1UV9mN1FpOXJFWWlQeHBBd2FKZldFWklLUGFaSnhERmkxbk1IWExLcUMtWjJnUU9TRUM3LVcxSEN1ZjJzR2xLdHlQeXdYRG93Wk5NRVJsUUhZMmdBSG9mc1k9 | Z0FBQUFBQm5teE5RRThtXzJoeE8tSnhiek9iYmNhc0RKbTBpT1BjZ25VeEU3Y09PRVNTeXJDeXp6UDZmMng5STliR2N5QmRFUTBUUzZ3Y0l1dXg1SVh0Y0FFUUc2QzhJY3dta0hLT3h2aXdQaXFadHRJcl9QZXlKZjcxME5nRWpPdG16Vk4yQ0gyN0xCTkZ2WGdOU3JOY1Z4Y0xOUV9ZVGNrbzRBZkU5ZzA1LWswUVktTjloMy1YTEdJZzl2QjRHSmlYSHpyTEZQU0R0VjNjNWViT2FnUDgxM0VobzJBc3RtQT09 |
> Microsoft Corp. and OpenAI are investigating whether data output from OpenAI’s technology was obtained in an unauthorized manner by a group linked to Chinese artificial intelligence startup DeepSeek, according to people familiar with the matter.
> Microsoft’s security researchers in the fall observed individuals they believe may be linked to DeepSeek exfiltrating a large amount of data using the OpenAI application programming interface, or API, said the people, who asked not to be identified because the matter is confidential. Software developers can pay for a license to use the API to integrate OpenAI’s proprietary artificial intelligence models into their own applications.
> Microsoft, an OpenAI technology partner and its largest investor, notified OpenAI of the activity, the people said. Such activity could violate OpenAI’s terms of service or could indicate the group acted to remove OpenAI’s restrictions on how much data they could obtain, the people said.
> DeepSeek earlier this month released a new open-source artificial intelligence model called R1 that can mimic the way humans reason, upending a market dominated by OpenAI and US rivals such as Google and Meta Platforms Inc. The Chinese upstart said R1 rivaled or outperformed leading US developers’ products on a range of industry benchmarks, including for mathematical tasks and general knowledge — and was built for a fraction of the cost. The potential threat to the US firms’ edge in the industry sent technology stocks tied to AI, including Microsoft, Nvidia Corp., Oracle Corp. and Google parent Alphabet Inc., tumbling on Monday, erasing a total of almost $1 trillion in market value.
> David Sacks, President Donald Trump’s artificial intelligence czar, said Tuesday there’s “substantial evidence” that DeepSeek leaned on the output of OpenAI’s models to help develop its own technology. In an interview with Fox News, Sacks described a technique called distillation whereby one AI model uses the outputs of another for training purposes to develop similar capabilities.
> “There’s substantial evidence that what DeepSeek did here is they distilled knowledge out of OpenAI models and I don’t think OpenAI is very happy about this,” Sacks said, without detailing the evidence.
> In a statement responding to Sacks’ comments, OpenAI didn’t directly address his comments about DeepSeek. “We know PRC based companies — and others — are constantly trying to distill the models of leading US AI companies,” an OpenAI spokesperson said in the statement, referring to the People’s Republic of China. “As the leading builder of AI, we engage in countermeasures to protect our IP, including a careful process for which frontier capabilities to include in released models, and believe as we go forward that it is critically important that we are working closely with the US government to best protect the most capable models from efforts by adversaries and competitors to take US technology.” | r/wallstreetbets | post | r/wallstreetbets | 2025-01-29 | Z0FBQUFBQm5teE5QSTRzU0loOXdSay05YTJCbjYwc3dPWmNMQlhnRzNLSlRrVjRhVDJ1Y2tsTmxNSW9POWd0MVpuOUtjaFljeTNXNTNPVnRYSElEcWM3UlFYeS1OdS1QblE9PQ== | Z0FBQUFBQm5teE5RT3VZLVE3aVlWWE1feVpmWHI5REpJU0ZOMHRJMXVfRWJFaUxFTEROZWoyQ01pMjZoa0tja3dWZm1FOXplU1NyZjBTZklNdUdUTGNaei1qSzR4THFVVy1sMllnaW1fWFBvWEpndFgwN21HSGVWVTBoWjBERVVpTU5GV0NQTjJVODdCYTJMckRTaVdNbFlCV280SmtuLXZXeXZlbVZwUUxsT0V5WVZVUWNLVFNhcTNzSGZaVTZ4T0Jjc0RNS29JSFAxRHQ1VFdXODVIQnBBekUxaFFTWnRpdz09 |
Many bridgeless trust solutions are emerging to tackle the issue of bridge hacks. It’s great to see Chainlink stepping up with infra that strengthens security and makes DeFi a more resilient space | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QOW9IQm43ZDdDNXNaTXZIVDdwZ1ZPZFZncmN5QU5qWElzMUdMZ0xDYlVFb3lRQWZmMkdqS2t4ZG9FTXRwTFcyNGh2ZFFUMERocUdCeW5vQ05zWE9fYUE9PQ== | Z0FBQUFBQm5teE5RM09Td2tzLW9pTHIxN29OaUc1bUhzekhMT01yNjU0TERQd3pWN1I0b3ViUGNCUmM5UUFpbTVqaUpLUG9uWlYzS19FTGM3THV1dTBjV3dmLVhzazJhcUU2cHA0OVNLeUs5RktySzZVa212a3F0V0VUVnF1Wm1idjZPVTR6ajMybVVBUmFHWUxaT25qNmFVQ3d2X01yeEx5TVN0bUN6R3RhOUFONUdpejVRd3NFUV94aERvQTFDdnhFWmgxOWlyTmpHUDUySEZPTTJwODZaZjVITFF4SmpWZz09 |
I mainly accrued bitcoin over the last 2 years (that’s when I got into crypto) and now, as I learn more about the crypto market, I feel like my altcoin positions are REALLY FAR behind. I’m a blue collar worker that can only contribute a couple of hundred dollars a week to the market, for context.
I guess I’m just curious because many bluechip alts are at all time highs and the upside is limited in that regard…(SOL, XRP, SUI, etc…)maybe I’m too late. Since this is my first bull run, I’m just curious your thoughts and recommendations. Thanks !
| r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QUndiSzNGSW0yQkJMdmppczJNdl9ldjNoZnZod1hzS0pmQTY3enVGbFJhX01hZUpNLWE4bkV3eGdNT2RJQnEzY2dzSnNaaXJYZk9qd3lMQlZxVERoT3c9PQ== | Z0FBQUFBQm5teE5RQldyYkE3eDZBVC1SV3pCdkVOWWdvVjEwdnNrb1l2OFNVd0txMEhRdG0zdkJKMHFtWlNwUHBZY0lFZUtoU25xdndwYVpJRkg0c05iYzZ0UFlhWFdyNlpvU1J6QUxhQjhPVkFkam1oazlUVkswR01oV0JWY2liUEVfWW5FTHhyaW1CTEdhSk9LZC00RUc2QkF3cVJGV1ZZWkV5UE84TVpxWUpWUmRkM0xMOTdUNVJRSUJIMDZ5bnVhd2pJQktPUWxBeW5wSFB1eDlYNDZnNFgwc3JMUTlrdz09 |
What’s the bad press? | r/stellar | comment | r/Stellar | 2025-01-29 | Z0FBQUFBQm5teE5QSzcwS0RSQ1d0LXFXU0xmcU9fSTkwRWhhWTlCNXl4MUZTLTBDcFFhclRvVEFOeThRRW1CN3Bkc0Z3emJhLU5IVVF1WmRWekE2VG1fTDg2UmpHVnN1bnc9PQ== | Z0FBQUFBQm5teE5RbGZsUXJHSGVEb0xQT2JrR2ljMkFVandYNk5yQ1lQYXVJdDdjblFvbFQ3d3RWX3JjbVJwcXRpTDIzMDZjdTBsYzFxd3diMklBdnVYRmtTY3h3engwQklGUjB4UzZiTTdSZXNZV3k5X0pvTEh6QmdGd2hwaVFlUmJGQmdHalEwVDdtaVVrdTV4RU83VkRlWjFnSEdNVUxzV3pvWGRheUxKckxkTDFYN3g4Vlk0cFlMa2pmRUdqOWh0WTYyOGRfQklW |
tldr; Coinbase has received approval from Argentina's National Securities Commission to expand its services in the country, where it has been operating since 2019. This approval allows Coinbase to offer new services, including local payment methods in Argentine pesos. Previously, Coinbase operated without a license but within legal frameworks. The expansion includes plans for educational initiatives to enhance crypto literacy. Argentina has a high poverty rate, and many view crypto as a financial solution. Coinbase reports that 76% of Argentine adults see crypto as a way to address financial issues like inflation.
*This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR. | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QMXA5V25reFhXLXZGSGVWeDNRZEpKdFp5VHN2azd1dnRzMzl2RmhUMDlRa0g5UzRFWG81TWNMZzZDUnhaSzRJZlBNNHY1STdFYmwxeC1rX2xNdUcxc2c9PQ== | Z0FBQUFBQm5teE5RX3hJOW85Z1BMUkZUb3dXM2dWak5XSHVaT1dwV3JrVzczR00wR2JNY09yV0RGd3I3V1N6UEZBOGNMNWRhVlFVRmZGZk9WN21JeXNTT1ZNMXlLeml3M0IwVThSeDJ4VWR0TS12MVVYdkkxT2Mzb1JSV3Fkb0xRZExIZ1Q3cEFZVkhyeTNYdWV6Rms0cHFkckRyYXljc0lFNDg5WWdVMEttdWl4RkFRVzhlaWxmckhSOFNhTlRKc3J2UFpncXdOMXZNUEZTczJiUWh2WWxzU2dwc09DY1Z0UT09 |
I’m a 25F looking for anyone’s general tips about the best way to save for a housing deposit.
I have always generally been quite good with savings but I’m wanting to make more of a concerted effort to try and educate myself on what I can do to maximise my savings.
A bit of information about where I am at currently:
- Post tax earning around $70K.
- Currently have around $19K in a HISA and this is the account I intend to continue to use for my deposit, I don’t touch this account, each pay cycle I put money into this account.
- Also have an index fund with ~ $10K, just deposit money into it progressively.
Not sure about my deposit goal yet or what size this will end up being. I feel as though my approach right now is just to save as much as I can.
I am generally a pretty risk averse person due to my career and I’m trying to open up my mind to doing direct trading on the stock market etc. Trying to educate myself more on this as it’s not something I come uncross in my day to day/job.
Generally advice I’ve received from (well meaning) family is to act like I’ve got a mortgage and save that way. I would say I incorporate this but still aim to live my life as well.
EDIT - Not looking for advice about switching jobs/career related advice, but more financial with reference to my current circumstances. | r/ausfinance | post | r/AusFinance | 2025-01-29 | Z0FBQUFBQm5teE5QdXhYYnlyTG5iYWF2dVNtN1FVcjY4bEtRYUJNRUx3Zzl5bllaTWc3ZXB3ZTZDNHVXTnJTWUpacnJ4S09semlrYUxOVnNkdlNwRnZxNURZUXRsSnhQRHc9PQ== | Z0FBQUFBQm5teE5ReXpaeVpLZHh3VDFDekZlZmg2YWNDUDVHVkhmQWlUTFFoaERuaElReWJsdXVVREI3alozUlk4NzZCTGxCUDFhU3IwUG56MDN1MXVvQUFWeHcxTFlVU0YtV3l2SWk0S3hsTlkycUpyR3ZndGNvRl9hZHhJcFZhUXBXNDQ2dWw1aUtnNU1Fek9BZXBqeWZKWTl3Q3F1S3FmdHNPNTBYN0VxWUlhaTVOSXVOTi1UajhCZW9yaXlmcXJRT18zVERRZ25DMUl6aE1SMXZDNldPNkNaQVl6XzNzUT09 |
I made a coin on Pump.fun. I paid 0.2 SOL for it, nobody else has made a purchase, but now it seems as though I have 0.22 worth, within 3 minutes. can someone explain why it went up so fast?
EV4ko8U2tMDGJL4p3fYrZ5j5SZM4ZdXSyqKMNt8Bpump | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QVUpBMlpHZFI2dURwYmItRXJLUThnRm40djY5Z3VKNjNIeXgxREZidTAzNjdwdzBWMjN4YUpSSlhIUUJJYjFTYUhscldQZVFxWHZSV1hzc25JWWRicnc9PQ== | Z0FBQUFBQm5teE5RRktwLVdkR01xLXg4X0JaQi10NGpiT0VTaDVWbjBNMDZObmVBR3JjUFZxbVJaMW9DN3VDbDIxZWwwNkJUOTNpQnpIX0RMX2M0NEE2UW5DMXhlVzg1bUJfWHlDY2RtTVVNTEFscVA4d0Q2aHRub3AtaUdjdEdzcjNMWl9CQ0FDSWw3eDAtdkhTMVFhbl9QZHhJNzF0RmpFY2hUQTg4UVg4MXRORmRmeEJZbVJEU0x3T2FrMlV5VUVvLU9QYklReXBzTVlNbEctVEZLYVBOZVFlTk1pZXhBUT09 |
**Thoughts:** Obviously good for companies that are involved in the sat comm business (but may be bad/neutral for sat comm companies that do not work with AAPL such as GSAT), TMUS, and AAPL. TSLA is also possibly affected because SpaceX trades as a proxy to TSLA news. VZ/T/other phone providers may be affected but the use case is so niche that I won't hold my breath.
>Apple Inc. has been secretly working with SpaceX and T-Mobile US Inc. to add support for the Starlink network in its latest iPhone software, providing an alternative to the company’s in-house satellite-communication service.
>
>The companies have been testing iPhones with the Starlink service from Elon Musk’s Space Exploration Technologies Corp., according to people with knowledge of the matter. In an under-the-radar move, the smartphone’s latest software update — released Monday — now supports the technology.
>
>The tie-up comes as a surprise: T-Mobile has previously only specified Starlink as an option for Samsung Electronics Co. phones, such as the Z Fold and S24 models. Apple, meanwhile, already provides a Globalstar Inc. offering that lets consumers send texts and contact emergency responders when out of cellular range.
>
>T-Mobile has begun allowing customers to sign up for an early version of the Starlink service, and this week the carrier enabled a small number of iPhones as part of a beta test.
>
>The first users received text messages from T-Mobile saying, “You’re in the T-Mobile Starlink beta. You can now stay connected with texting via satellite from virtually anywhere. To start experiencing coverage beyond, please update to iOS 18.3.” Users in the program have a new toggle switch in their iPhone cellular data settings to manage the satellite feature.
>
>An Apple spokesperson declined to comment, while T-Mobile said that the test will “begin with select optimized smartphones” and that the full launch will “support the vast majority of modern smartphones.” T-Mobile has also opened the beta to some users running Android 15, the latest version of the Google operating system. A representative for SpaceX didn’t immediately respond to a request for comment.
>
>Ever since Apple teamed up with Globalstar to offer satellite features in 2022, there’s been speculation over whether it might support competing networks. The day after Apple’s 2022 announcement, Musk posted on X that his company has “had some promising conversations with Apple about Starlink connectivity.”
>
>Here’s how it will work: When a T-Mobile iPhone is in an area without cellular connectivity, devices that are part of the Starlink program will first try to pair with SpaceX satellites. Users will also be able to enable texting via the satellite menu for the Globalstar service or contact emergency services through Apple.
>
>The initial version of Starlink is exclusively for texting. But SpaceX and T-Mobile have said that they plan to expand into data connections and voice calls in the future. The program also is only available in the US for now. That contrasts with Apple’s Globalstar service, which works in several countries. SpaceX is looking to expand Starlink to other carriers globally.
>
>There’s another major difference between the two services. The current Apple feature requires users to point their iPhone to the sky to find a satellite. The Starlink option, meanwhile, is designed to work automatically — even when the phone is in a customer’s pocket.
>
>Both the Starlink and Apple satellite features are designed to work in off-the-grid areas, such as hiking trails, that don’t have cellular service. The capabilities can’t be used in places where a mobile-phone network is within reach. Support for the Apple feature is available on most current iPhone models and the company plans to bring it to its Ultra smartwatch later this year, Bloomberg News has reported.
>
>T-Mobile updated its website this week to tell beta testers that the iPhone is supported as part of the iOS 18.3 software release. As of now, the number of users in the beta is minimal, with T-Mobile planning to expand the program in February. Apple’s announcement of iOS 18.3 touted AI features and bug fixes, but it didn’t disclose the Starlink support.
>
>SpaceX requested authority to begin beta-testing the service starting Monday. The Federal Communications Commission granted SpaceX conditional approval for its satellites to supplement T-Mobile’s cellular network in November.
Link: [https://www.bloomberg.com/news/articles/2025-01-29/apple-and-spacex-link-up-to-support-starlink-satellite-network-on-iphones](https://www.bloomberg.com/news/articles/2025-01-29/apple-and-spacex-link-up-to-support-starlink-satellite-network-on-iphones) | r/stocks | post | r/stocks | 2025-01-29 | Z0FBQUFBQm5teE5QYTdHaHZxdXp1MVpZU0d5SDliVDEtMW16YkZKbndKUV9UY0FyY2ptX3RUY1dTLXZpclpCekRkd1MtYWZmSFVGUVpkUDhUOFBxWWs0bFQtdHZfYUtzMzhBUnNxRlNEVE1zeDh2LUUwZmVXeWs9 | Z0FBQUFBQm5teE5ROFNLdlhESGwxVGZiTlJIVW5yZ2o3ZkR4b0VSd0pYMFRCdUVjdk4xTUJqaklmM2NsQllLSzJqcFRZU2xyM1Axb3EwLWZJR2NMQ19iTDk4bXRHRFFPVU83eFRrakRtLVcydGlMODJGa0VoMzJSMFNPVkdLaE1CQW9HSTRjYUh5YjhOYkZIMzdjWDFicmUtU0pjNHdPRnZJLUxvM2RZUjA1LXBTUW0wSzU0eVJmSmU3NF9ZaVQxRDZRNEFSenRwUEpN |
!topics | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QT09MdXIwVHhpbFJOSmdoYjV2NTYwWTkwaWJHaHhaMzRkM0FMc2F2eFlNY3Nna3hldGlOVktmOUpHa2pEWDdmQXNXM29RTnZqOFdIUlVVcFQ2cTFxYmxQSEVvRHVRUmNOLVlsVTJncWFtVVk9 | Z0FBQUFBQm5teE5RY3FsVTFRM2lRSWZtSmU5aGI4eWNnTnpfdGNKbi1VSGVrNVVrUmVlb19FaGZrcUtaNFFZM3pub2Yzb2lJV0ZXcVppOFF0WGN2eVExRW1BVkMwX3hDbFZVN1dNRmliSUpQeHpvQXg4VHVZTWk5SGM3WUpYX2pKbFdMNkRxMjdmZ21GZ3JidkJZdHJNTHR3cFFZREdfeDkySUNPejhuWUFPR1o0TF9JaTlnTDZQR0ZDS3BNQld1ZzREX01INWh1cnJMcWFQRjVHUEZZbW1vMWZpSUw4SC1TQT09 |
The following topics are currently at or over the limit:
- Politics (2 / 2)
- Exchanges (2 / 2)
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Sounds great
!tip 1 | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QMndIbmhoZHgzWk1TendoaHNTZVVuVDJmQlItOENyei0yVFJLTWVPa0JCSzhoWVhXdl9LWHdOUUpyaEZkRDZfWUJaNl9OQi0tU3VZV2VCUnNyczZPS3liVnQ4NmFZYTVHU3BMRWtEbWwtTkU9 | Z0FBQUFBQm5teE5RV2d5QnQxTlFJTUlvb0Zhb210OHBaRFItU0FxaWxkUHhGVDdYdWgxSm0ySFR5UW9falltamdhSktVaGZ0enFqWXpoSkFuTmFsUG5mcXFYTjlJMzFDU05BS3l0WEd6TlA5VnZsMlJERmNEa0RadXpKbTZIZ1ZzbnZ2em9fRXB4MzBmcENXc3FCanhQYTUzTHlhZzFuQWJBYkZTMjhKbTl4ZW10TTdLU2RQakZ0eHk2RWtwbnByNFdiekpmX2o4TWtpU181U3dma1JyTEV4RXc5RkRPaWVoZz09 |
u/Extension-Survey3014 has tipped u/parishyou 1.0 donut (weight: 1.0)
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u/Extension-Survey3014 has tipped u/Josefumi12 1.0 donut (weight: 1.0)
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Hi,
I'm on a IDR plan with a payment of 0 (not paid much). My question is, can I make 240 1-5$ payments within a year and technically qualify for forgiveness? Or is it literally only 240, one at a time each month, payments over 20 years exactly? I don't qualify for the Public Service one and only have undergrad direct loans. No parent, perkin, or any other stuff.
Not in deferral or anything else. I just desperately don't want this loan hanging over my head. Their website seems a bit unclear - they say 20 years but also mention 20 years worth of payments, so can it be either?
To anyone who gives me 'just pay your loans, you got education from it!' please disregard this post, that is *not* what I am asking for help with. Thank you kind strangers. | r/studentloans | post | r/StudentLoans | 2025-01-29 | Z0FBQUFBQm5teE5QM0o1WDVseW9JcGRtb04yX2xqdXVTX29OWjlVWDd6di1OQTVicTU1c3FtR1JrWXd4bnp5cXljbXF1cnAtdXNLdFVNTmtWVXE1OFJpdDJrYUszT3NyZWc9PQ== | Z0FBQUFBQm5teE5RUzd1dDlBUHV3TnNCd0RHSWNhYVZxb3V3eFNUdms0MGJNSUEwRHVSV2pTaHg3aTNHcEpBcHF1SUxUd0JUcEVKM2VUUXlURjZ0SmJ1dzhnUTZYMVpWOU1McmY3VVR2TndQT0VFd0c3a0RxenFkWEhPZTdBV2ppVVJlREhkWVBmcmpERUNwZWdLekdSWDM3TkRwcUtsNHluY2N1XzF6NzhmQzZlR2dwMFh6QzgxdnZ1a1FoUERVVElnd0xSYW5vWXo5TTFaUFdvbHE1S3hpclBzY1pVT0dwdz09 |
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Topic: ETH Trading
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[Click here to tip this post on-chain](https://www.donut.finance/tip/?action=tip&contentId=t3_1ickm2o) | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QU1ZxOEdNNlBpdTcwVWNOUU15VDREMHRmNkdNWUJqeDFleUZrZEhpeUtYX3F5cXB0VWg2XzZlTTczYTBaeW5fU3lzYmRsOXdpMUVpVVRZcmhzQ2QzTVE9PQ== | Z0FBQUFBQm5teE5RRTA1Z2VlQVpsVnRRWGdHdjFkQ2NkQWlMczNnTWNiYXU5TTVCZTBqSkY5XzNSOE43WDliWDJBUzN2RFM2N2tiS0k3Z0FEaVR3d1hKME5hZTdQUk44VV9qd0VBRkZqMFJfbGJ1endWUjZubGR4UngyR0VtcmZsdGVvOHc2N1J6Mng1SmQ4ZUNVSGdSbXotWnc1dXlyd3NPUnFBcUZSaFpxcHBsSVJqOHFhbDJNOFI1X2t6bHZRUE94MW50aFVYc0ZtQ1B5eWVlc1hIMWt1blFqVzZyNVlGUT09 |
Boooo btc cash | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QZ2tua19RQ1FrUnpGdWExZklBWmNvUGpvMHptZlZmR0VXR1ZDMEZ3MzV3SlhLZ3BOMkF4bzNTMGNDLU5Jam1JamkzRHdHNTZlcWdqWGF5UGRwSUFvb2c9PQ== | Z0FBQUFBQm5teE5RVHhOY3ZJaTVzVG5WM1E4cE1nRUdvTWRDZHNzWmVzZjBMZmc1eFE5bS1jbjRJWWZvMVBIMUN5Z1BxOHpXcnhpeHZrT3JDRFNNcmNYaE5uSndxWGVxMUJ3SmFNUC14QVFUZGF2NjBQZVZjM004TDZRQnQycl9tckFrY3A2QmF1clpRYVpUd1d0WmpiZkxHX1U4MUNuZ3lkVGpfTkozN3kwRnZSaFBGekVfOVRZRU9uUWM5ZXlaVzdiTXF5VUZadmJkcGJ0NkQ4RE5iMW44ZDRCZ0NmMWNTUT09 |
On a pure technical pov, when u actually follow the progress ETH made lately (SSV Network with DVT, Pectra upgrade coming soon improving scaling, fees & speed), it's hard to stay bearish. $ETH prob gonna have some solid months ahead. | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QOFBzTzVlY2RNeml5aVpBYmQ1TWxSa2Q2VzJwMExSV0JOOXBzbTdPRWFveFFVaV9HWVpadHdKZlItdjZVbThxUWN3cmQxYzZOY1F4NDJaeUNob0lCVHc9PQ== | Z0FBQUFBQm5teE5RaXRLbV9MX2JoZFhRcW5xTmNoWHB6VmgzREF1Q3o1cC11cmtMbE1HRVdlNDNJTzgxVncxSGR5ZHBLa1FPSnpDWWtyQmhMTFJldHhXVndncFZ4d1ZoNmY5b1B2VHdVazU0Q3BEcDQyOEw0MFRDZ3ZDVlFUSS1DY083NXlNR29vRzZzTkxOMF9SaFVVemZvMTlRTDc2OXNpRjF3UWl6V0FYR2lQU1R4WWFKb016dGtCQWt4SzB3akVoRGx6MHQ1QXRWbExRUEUzUWt0TnBtdV9sbUdDODctUT09 |
Why did I wait so long bros? It bums me that I lost out on so much wealth all because I didn't want to listen.
When bitcoin was hovering just under 20k, I heard some guy I knew at high school ranting and raving about how his family was using bitcoin as an investment vehicle. Years went on and I kept hearing these buzzwords go around more and more. I kept seeing and hearing them wherever I'd go (the internet, school, etc.). It didn't happen suddenly, but over time it genuinely started to bother me. I couldn't figure out quite why.
I started to see the crypto bros at school and online as annoying dickheads, insufferable. It wasn't because it was all they talked about, but because I dug my heels in the dirt and had convinced myself it was no more than a scam. After all, with all the shitcoins that I knew people lost money on, why would I ever bother with crypto?
"How could this be anything more than just a plot to get the masses to buy into something that has no value? What makes bitcoin different?" I thought to myself. Total information block-out. I would avoid the topic anytime it was mentioned online or in person. New information about bitcoin and the crypto world? Scam, don't want to even considering listening to it.
I didn't know it at the time, but I felt that way because I knew deep down I was losing out on something, and that repression unfortunately manifested as hate and anger. Seeing bitcoin continue to rise and surpass 100k was the tipping point for me.
It's no wonder the buttcoin sub reddit is so full of hate, I'd be too if I had been steadfast in my beliefs
I still don't fully understand btc, and frankly it still kinda scares the shit out of me, but I've just been throwing $150 out of my paycheck towards it when I can. I actually try to read up on the news now to get a better understanding of the technology, and what the best investment strats are.
Going to hodl and see how far it gets me, I just wish I listened years ago. Still not touching shitcoins though, btc is different.. I see that clearly now. | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QckNlOGFaRUxxUUdNX3hKeDdfWXRkcmJuS1pFQlBLX1RCQkNwWkJVU2VQcTBlcE1NREZBZVdleHhXcGFoRE96TXhUOWhfY1pmLU1qUGYxM2J4aGxJVzZiWldFMnRHcnBDMTROdTdYSjRYV2s9 | Z0FBQUFBQm5teE5RYkxuWU9BYlg3M1AwMy1weE5la043M3EyakVaeXRDdVYwTmhFQ1h2NDlYMnhpN1lGdEp4ellMSldwR24ya1p4NS1UdlhRc3k3TXFvOXdJd1gzTFQwUUs0UjlDRGlNcHBlTTNKaDhtSWxYSThwcXgtbUVuczBHM09xQmJobnNjSGcycHVRVkw2ODFFR0VoVnh4YnU0ZDNnQkxZdlhiZlJqZ0M5Y3lmR1o2YmdqMGx3OTNOV0NsSVJIUUt1Q01PZGV6 |
Has anyone had luck with getting off of SAVE and onto IBR with MOHELA as your loan servicer? I've complained so much to both MOHELA and Dept of Ed/StudentAid.gov about my application to change IDR plans. I submitted the application on 8/7/24 on mohelas website and then again 10/2/24 through studentaid.gov. At this time it appears nothing has been done, I'm not even in processing forbearance yet.
Anyone have luck with getting any type of movement on this?? I know there was a pause for a while but for months now Dept of Ed website has said servicers should be starting to process and now clearly says these applications are being processed, yet my servicer seems to actually be doing nothing.
I want to make my payments because I want this time to count toward PSLF and want to use EDRP through my job at the VA... I'm just so frustrated | r/studentloans | post | r/StudentLoans | 2025-01-29 | Z0FBQUFBQm5teE5QRUhOVWtsem16clhRMnlVUU9uYmpkY3pTVGRsM29QOU5MeGVsTUtIYjZ0UDMyZFVHemNnMDBYU0xhTWRsWk1xS3ZSNDFjUjQ2cjl4cHB6MF9TM044TUE9PQ== | Z0FBQUFBQm5teE5RQVZDTnpNSkJnaXhqaUtuZGhfZ0llT1diTGk5SzkwUXFNMFkxUVIxUlRZMlJsZGpOVl8wMlJrWWM3SE5xUGNsV29BOXl1Zk94LXJ6NDlyOU04N0tkLUVlRFRlcVlLREhYdHEzeU5WSGZ4X3ZxWU1yX250Z3lQSmJfdURGSTlkTU9rUGlBdVRjM1pzZm95VEhyOFZoVGVIVmR4b2hreVMxUUNNR0VZZTNtUW05YlZwclZhQWdTU2NReG5DS252ZGdz |
The kind of infrastructure it needs to be competitive? Meaning it would reduce btc down to the level of being in a competition? | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QS0NsSmhQaERBNlNpSkRCSHpyVjg1Mms0elRTX2I1eC03UjVnQTd5cHRVRE45SkJ1eG1BMTBTenZ3SldSdGZfTkJLeDRYNDM0d2t5R1czdWxlNmpCdHc9PQ== | Z0FBQUFBQm5teE5ReThGaC0tTl9QWHdFMWhwYmZkaHVGSWRGZGlBaEJVeS1aVDdVbDhtY09NcEgzN3hLRWtZNmNsMnZ0cER0VFl2Yy0tY1lhRzFKTUlla3NaY0tSbjF6d1I2MVV2cDlJd0JGOWJDWmljVjctZXUxdlJfaEpHVXFhM3E2Z0FDN3pkcnNWV1hMWFNiTWp6NFJhNTctTjI1dWZQc2hXZUdBNzhrS2NxR0VZdFJnbVpRRDd5VHViNEZ6Z3pUSmtLaGNVQTcySmw4WHRoM04td1NaZ1BydGxTem91Zz09 |
48k/day that's a lot of sell pressure. | r/polkadot | comment | r/Polkadot | 2025-01-29 | Z0FBQUFBQm5teE5QVk9HWGdjT1lvMW5zdXBuOUZUUTlxZENrWjhYZkYtb0RDbHFCM3RGN3A5YjB5X083d3d1c0VYcVkzLXJKR1p0STVvSVpoajhkMmJ6VGFoRmpRUTRDRU1qYkNsZzUtTGZRRlJXSWhqSzFCVnc9 | Z0FBQUFBQm5teE5RU2h6SHpaNlloNHF2YlU1WUo3aG1TV3E5X0hzM3d2dDJKQlpuNzdGbnBwV0VKVVlZUU9BOW9EQ1JNTFdDY2VIcDZ0cy1nWHFsSUNjdDRETGdaVzZ0bFBWNEpJdHdfNGdtcTM3TDlCMVNua3dodEVHbWxkRjhLc2p2eDNJT2FrTlVCR0NnalRKRzlESXkwLXgzM2c1NTBfVXBzWUp0YV9Qb3ZhcmVEVHRhNVY1MW9RRllfLVR4SjFZb2phOW9fTWxhSlJBQjNMMWY3V1V1Rmo4RjFIdklxZz09 |
I’m a Finance Manager in my 40s. Currently make 140K per year, 90% remote. Current company has very minimum upward mobility but also have fear that I’m cooked/washed to ever make Director (I spent way too long at the manager level always prioritizing trying new roles versus getting promoted).
For three months last year I did a J2 which miraculously had different month end schedule so I was able to do it - problem was it was very accounting intensive and learning curve was so steep - and I have two little kids at home so I just got too stressed. Still, I lasted 3 months. That one paid $110K per year.
These days money has been super tight after suffering a huge loss in the stock market and I’m tempted to reach out to J2 boss again. He did say he would take me back.
I’ve also been interviewing for jobs that will pay between 140K to 160K.
What is better? Try juggling 2 jobs at home again (doing the required minimum) and doing this for a prolong period OR finding a new job and fully committing to it - most likely will be in office at least 3X per week - which would get me more engaged and work harder and finally make a push to make it to Director?
TL;DR looking for advice - what is better?
1) doing 2 jobs, making more money but way more stress and not really moving up the ladder for either company and do this because I’m a washed middle aged man so make as much money as I can or…
2) find a new company, minimal pay increase but work super hard and try to finally move up?
Thanks all 🙏
P.S. I intended to post this on r/overemployed but they wouldn’t let me and Reddit suggested I post here so apologies if this is in the wrong forum. | r/fire | post | r/Fire | 2025-01-29 | Z0FBQUFBQm5teE5QN3VRamV3MEQxdFZoak1QMTZ2dmZWWUtidi1QbzF4MjZCWjNhb2xEaGF3V3dzemg2dzROZEZ4Y2luSnlaekJ3RFF2NllrcDQ0ai1wUkRPTDdLU1JwTXc9PQ== | Z0FBQUFBQm5teE5RbU11WUtWY25ZTm1lM3pHdXJLUEdmOVhIT2ZhUkpkN1JWbVY5azgzeEFoa0hoLUJJckJGVGYxNXdyX3NXWVdSS3ZRUnNMWXdjRmtiZHVKM1VxSXUxWUdXc3lYZnRxVEdRQTVSbUt0N09IckVQbkR4WWxHSUNXSE94UTZucldsR0c2S0dzcGVLaW5CS2tlaXBJbU54dVhHVXBrYUJ5ZnBWWGxXeWFPWmdjX1NFPQ== |
Imagine the tx fees needed to sustain mining security with just 1mb blocks? About $146 per tx atleast to match the current block reward. Do you see that as a usable currency? Is the average person going to invest part of their paycheck into BTC if it's $150 fee just to buy some and another $150 to cash out? Gold and silver would be more convenient at that point. What are people going to do when they see another crypto with the same inflation proof finite supply that is much more convenient for transactions? The average person doesn't care or need to run a full node and they can still verify their own transactions with SPV.
During the bubbles, [BTC tx fees were $10+ for months at a time](https://bitinfocharts.com/comparison/bitcoin-transactionfees.html#alltime). Who is going to go shopping with a $10 fee at every purchase? Bitcoin would just become a digital gold, and look at gold's market cap compared to cash. Gold is superior to fiat in every way accept as a medium of exchange, Cash is easier to handle and can be spent online, so gold completely loses to that inferior money because of it.
Do you think there is some middle ground, perhaps 4mb blocks? BCH currently has 32mb blocks, and for me personally, i don't need to see it get bigger than that anytime soon. I'd agree that perhaps 100mb+ blocks would be way to big right now and threaten decentralization. I do agree that it's good that any person can run a full node affordably, and as my post demonstrated, If BTC had full 8mb, it only costs them $160 to run a full node, and back in 2010+ People probably spent the same amount of money for a 1tb hard drive to run a full node then. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QT240LXBsMHlhSnExazl2QVdhZXhoU0pTWld2VFZUX3p6blJVYVJlMjZvMTdNQ2xDR2FYSWZJX3llVU1DRG0xdzBjZEd6ZDd2eWNIME5URzVrOG5uNGc9PQ== | Z0FBQUFBQm5teE5RaGZvSGd6ZkNya0RBbXhORVNYcHJ0N19ucUlPNFRTcUs4ZXZzSW0wdllXZ2FRODNBYUU1R3psTzZmZDhJeW9aQ3RaZVREaXVsX2xlbFNxbm5LRll5MlRuWFB6aDkxLUVQMlNzRzItczgxS21DdWtxT0dLNnFvQ2FzWVpoRl9HMGVnU0RhTWdQMDhJaV8xS1UzLTN6RE1hcWZuYkNWMGIxSVRUVklvUXRDUVZVY21GWTdkMWtGOGhid2VPTHZvYTRHXzZ0dDZMYTRQalJlU0J3Yk50OTZxZz09 |
LeanFI’d a year ago and here are some of the coolest things I’ve learned:
1. Everything is less expensive after LeanFI
From groceries, transportation, to travel.
Shopping the grocery specials is like having a mystery box of secret ingredients every week.
Without the work commute, the car insurance premium is lower, less wear on the car, and generally I find that I need to drive much less.
Schedule flexibility allows me to take advantage of travel deals and book hotels at discounts. The savings has allowed me to take more trips with the same budget.
2. Spending quality time with aging family and friends has made being LeanFI the past year: priceless.
3. Health span > lifespan > money
Intentionally devoting time, energy, and resources into improving my health span has been a highlight this past year.
I put into ACTION the things I was learning. Not only was I learning something new everyday… my days also became full of the “taking-action” which takes more time than expected.
Glad I have time affluence!
To those who are in accumulation phase: what are you most looking forward to once you FIRE?
To those in early retirement: what lessons have you learned? What perspectives have you gained? | r/leanfire | post | r/leanfire | 2025-01-29 | Z0FBQUFBQm5teE5QMUxqME9TQ0FqbGdaZC1vcnBpUlRXUGhKc3QtQVk1NUdTNnlqb2dBTkVQUXdiR0VJN3NHd214MzBUTnZPQzBjeFc5UmIzREFaYXlIZGR1ZnliMFE5cjlZNXBYWFN4a1BZV2hnSmxTa1VfaGs9 | Z0FBQUFBQm5teE5RZDQ0UVROQUpZcHh1LWxpcllCS29xcTBYNXRCWkVlUG1KdHVzLW1ETFA4Z003dVpBWGU3QVI3S3dMbzR3dmlDMjdIRjROTGlGdjBuRWpHZ0xlWlRNanBoMjFGbU53dDkwUUJKM3ZObk1Wc3hzSk1CRXVaY3pQbF8tck9ObXdWLUZVUDYxR1FVdGxsN193cllpdk5vNkk0cWNkNmFua0tGeFljRzM4UHBteGxjPQ== |
tldr; Ethereum has recently experienced a significant surge in network growth, marking the highest increase since October 2022. Between January 24 and 25, over 206,000 new addresses were created, despite negative sentiment and underperformance compared to other cryptocurrencies like Solana and Ripple. This growth comes amid concerns about Ethereum's decentralization and regulatory issues. Additionally, Ethereum is seeing increased activity in decentralized finance and staking, and its open interest has reached a new all-time high, suggesting potential for a bullish breakout.
*This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR. | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QSW1ELUJoUVV3S2JSWGE4ZUZnR0ZWV0RPWkdiY2l6WDh4TmMwMFlDc0Q1dWxlNjg5SlJVSVEzaVpOaEhkb0QtLXV1RTAxbG5McnQ2M1ZYbzhRQ0xRYkE9PQ== | Z0FBQUFBQm5teE5RUk9fZWZQdzdEdjNxSnNNR0Z2R3ZxNXZTS0VVQ1NtQVd4WW5hX0ZNSmJySl81TlMycFEtRzZkc210Q3YtdHhDNG1zcS1WNDJTRmRtMEg3a0ZGYV82NFJFc0FnZTFwbEFHSUNlcEttVVlORU8xck1xOVVFb0pQdzFER1N5ZVN1Sm1CbDFZM3NfZk9xT1JTLTJQcVd4RjR4czM5bS0zRDBJdFVVWThPQUVRRDBldDJSd0FKekJETTgxVUxIRVpERjZrU1RUSTg1QVBQZWo4OFg4cjdLSjFsdz09 |
I just graduated college and will be making ~80k at my new job. I will be living at home for now so no rent fortunately, but i have the following debt:
Car loan - 8k.
Student loans - 23k (all federal).
Credit card debt - 2k.
I also set my 401k contribution to 12% and have my money in a normal checking and savings account at a credit union.
I feel very inexperienced and would heavily appreciate some guidance on some financial planning. Should i aggressively tackle my debt early on or should i make normal payments and save more? I ultimately want to know what is the most optimal way to utilize my income to pay off my debt and save.
Are investments/stocks a good idea? Idk where to start lol
Thank you so much in advance | r/financialplanning | post | r/FinancialPlanning | 2025-01-29 | Z0FBQUFBQm5teE5QWW1NdkJ2ZzdpMFhUN01Ndk44LWxJVTI3aTU1VmpkZjFhTzhqd2VGTUhlMmh6M2NwWFJENFpyQUd0cEZPbGlfTEh4dUpRallXTHM0eXNoaERsS1VndXc9PQ== | Z0FBQUFBQm5teE5RV0NUNDBFU3ZWNXB3MUhRenRLVk12eHZTRnUyOHBHb3BlYXdlTEpKeDNreDZpUW9TRlkwX1kwRFpCWTMyUU1oQmtVeDJiT0dLaDk4Mk5vMVV5dzlvNkpmZ1FYVkQ4VmdrTkZmRmVXM1VjTGxQZkNKVm1HR0hBOU9KNmswODRlRXc1YVNQa0JwZVZ1VTJZU05IcU9hOENtQm1TX24wTFVCT1F5SVFIcXlGdkpOaDBFcUtYalBoS3N0V2xTNGxOYmU4RlFlWi1tMDVCU255MTJMdEd1VHV4QT09 |
I'm not a technical person, so everything like "blockchain" and "decentralize" is above my pay grade. I'm watching youtube videos and trying to learn how to access my recently deceased uncle's crypto assets that he left in his will.
I have a triangular, black device called Trezor, and another rectangular device called Ledger. However i don't see a PIN written any where in the instructions.
Should i buy a replacement, and enter the 24 words and this 25th passphrase? | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-29 | Z0FBQUFBQm5teE5QVzhVYVJGelNyQW9oVnhVYkVlQi04ZEpsTDY5bllQek1iaV9yMFNJU3BST2ViTjk2VWFKYUxoVm9FRng0RF9sQURUNng1eWNHRzY4NTlVYmxmRExhWV9UaVRGSEVVelN1WjJfRWY1eUJKMlE9 | Z0FBQUFBQm5teE5Rc1k2b3c4eVN1U3daclVTWTUxRU9KdGtMVnY4eHFiQVZWeUJHUmZrNmFscGYxVzlCWnI2UXBDbmdaNVF4eDNkRWd6ZE9RR24xX3YyNEtLdFpXVG5UVHZpd0wtN0xOVnhTSHhDYjM0TFNWcXB0R2RGZ2JiOUNtNERTNkp4YkJjOXdXdnFud3hLdEtJNFFvbS0wVmNxSUJpTFo5VVJXclZNTElNUVI3cVBnUEQxanRfTVQ2LURlMFpZb203clhnZG1BR0J6T1JfTGc2Vm5ZSnl3T3FjcWhLUT09 |
This is a big deal for Algo and other US based crypto currencies. Too bad Algo wasn’t mentioned in the same sentence as XRP and HBAR but still an amazing development for investors in ALGO, XRP and HBAR.
According to various sources, Eric Trump allegedly confirmed that U.S.-based crypto projects would be exempt from capital gains tax. Moreover, a 30% capital gains tax would be levied on non-U.S.-based projects. The announcement specifically mentioned well-known projects like XRP (Ripple Labs) and HBAR (Hedera Hashgraph Network).
https://www.forbes.com/sites/digital-assets/2025/01/27/favorable-capital-gains-signaled-for-us-crypto/
| r/algorand | post | r/algorand | 2025-01-29 | Z0FBQUFBQm5teE5QUE5LeENGcnlBaDdDZFh2cTBHOFBWcW9lLUU1d3JhM2NIbF9IWkhzejlNUS01M2k1V3VHSF9GdkNNbkJjZUEtalZfQnYzMl8xcmxVUURrSE1qRmdYclE9PQ== | Z0FBQUFBQm5teE5Rb2FPWkNTOFVMUEltZTdlVXdJeEUwcDlNWWdqR0lNMnE0TnV6UlVNWktwZlMzUEV4U1VwMnpFa0Z5NkY3OHpsWGhZRkRFX2w3MVFVS0xJcVp3dUE4QWowZzRBdFhHczV5ZkxpdG92VzFCNDNncjQ4UzFrY0RmTk5ETkFsbkpwUThkQzhzbnk2OFFZNlZTRy1PaEk4RzNGcldLcW4zUmFWUXp0QVdYMmRVQktnUWlLNVVUS0QzU2tKbWYtNjcySWtM |
To be honest, I think we are closer than anyone realizes. BofA was using Ripple before being shutdown by a corrupt SEC. SBC in Japan plans to run the whole country by end of 2025. In the past, the VCs and government chose BTC & Eth. This new administration has obviously Chosen XRP to lead the way. Once the case is settled or dismissed, there will be nothing handcuffing the value of xrp besides Ripple or whoever they allocate their massive supply too. As long as this is handled properly, hodls will gain generational wealth | r/ripple | comment | r/Ripple | 2025-01-29 | Z0FBQUFBQm5teE5Qcmt1cmJnNi1LanpLZXhTSU1JbHpfTlR4OEREM21taGViTzF4ZTJWcHZQUUZSc2lVc3F6aWh3MWdrOHlZdEo1aFh5a3p2N1g3dVFpWGV0MUJCd1pyeWc9PQ== | Z0FBQUFBQm5teE5RTmctem1kUVpiMC1pR1NSeUQ4SjBMWUhrMDF4b3RQMnlQWDgtVmdRdHVSMG5zT252UktTZ0JnTW1BWWcybmYtTkNNRVhiV3RVaUhPNUp6aklvMDJibXhvbjdjUDlTaVlSVkh1SjNjZXF0TG9rN0RaNmZUZE1oTDhYbEdQWl9TNnBVODZKTnpiZV9MTm5Vc1pXV0huTWswU3FJODZlcmh6bmdiM3NVUnc4elNOdVVLVm9EczlGY1NfMzZ0TGZmUG9wR0ZIYU1Jb3ZLdTVLbE5TLU82VFZzdz09 |
This is insane I’ve been unemployed since October and I can’t even get an interview for a damn job. Even build a bear wants someone with a degree in business , isn’t that crazy?? Like fucking build a bear associate. I’ve been walking dogs in this freezing weather trying to make ends meet and even that doesn’t seem like enough. I got denied EI and OW had been taking its sweet ass time. Rent is coming up this week and I’m like short for that too, have no option to move back in with my parents. I’ve been applying to everything and anything and can’t even get an interview in so lost and confused on what to do. | r/povertyfinance | post | r/povertyfinance | 2025-01-29 | Z0FBQUFBQm5teE5QUlBYR1NHcmpycWduTFlPeVN2QkkydjlRdmhDRVhvV0w0YVM2NktidXptWXBkRktQZDVRTjhWMm1TZHROU2RrX3lnR3RHdTRvUTFxeG1xNndYd1BqZkE9PQ== | Z0FBQUFBQm5teE5RMlB0THBrcE11YzMxQ1RsYUcwYTEyRUhGcFUxNFEtVXFoRFoyeUR0Rjk3MjJSUXB5aHpodVRsa3VOVWpYYzdMZE5iZXcwSDllTlN3R040alZ6TmNoYkctbHNaQTY2azY5YUdGNk9TVDE2eVBLVHZBemxuSG1Tak91NlVvcW54NDN4YnpabVJfMDg4Ymk2OFZYcWZDVDBIdHgzZzFZa1FGWDBFZ1JZY0xPQ2N3PQ== |
>During the bubbles, [BTC tx fees were $10+ for months at a time](https://bitinfocharts.com/comparison/bitcoin-transactionfees.html#alltime). Who is going to go shopping with a $10 fee at every purchase. Bitcoin would just become a digital gold, and look at gold's market cap compared to cash. Gold is superior to fiat in every way accept as a medium of exchange, Cash is easier to handle and can be spent online, so gold completely loses to that inferior money because of it.
It is not mutually exclusive though, I completely and fully agree that this is not possible as you have laid out, but Bitcoin is also currently designed in a way that you don't need to pay that fee at every purchase. The base layer should not be used for shopping purchases, except maybe literally real estate transactions, automobiles, and other large ticket items that final settlement would be beneficial.
For me, it's not a matter of what middle-of-the-road block size works best anymore, as I fully understand the 1mb limit was initially proposed and placed completely arbitrarily. At this point its about sound money being unchanging and static. To alter these core tenants of Bitcoin is a slippery slope. It should be robust and unchanging. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QTW55eWdFSlRoUERyLVRtLXNpUGxXeGkzcXRJNm11SXJTNEN0Wl96Z1JNZ0N5M1pGTHppeFhZc0RnS3E5bVl3VmNWUUlVLVJPQlVuZEZ2TU13Tm42NXc9PQ== | Z0FBQUFBQm5teE5RZXAtZ1B1VFJWTHhHZkpOdkhnZnJWdjlDMERVQWtVTjRfN2toOXcwaUlYM0puZDVCTURPRzFYeDhoeEs1QmRXUGxxWFFTcmVyMWE1RVNBdXV2YnMyTFZlek5DemlCaVB4RDBqT2JGRXBfWXlyYnQxbnlJci1nM1NaRW9EY2kwMi1UWTZZMkdGYXFNMm9DUEg4RlhnTHJHaFBEaWFUakQ4UUFNMy1STERYNzBZSk1CT19VNlh3NFFUa1Fzc2JPczN0VjNkc20tUmRIbGRCMG5WZ0dlamhmQT09 |
How do I download it on a new device? I only see the web version available and my 6 words aren’t working | r/ripple | comment | r/Ripple | 2025-01-29 | Z0FBQUFBQm5teE5QZ0JCODh5SU1jVGQ2YmMxcUdTd3dGN2Z5LTJoWUJxMURSVzY1cElDdEllX01WNW12ZmdPYS1lejNIUks1VVo1clNQNHd2YVRMbFl3dGp4TkFvcHRLTVE9PQ== | Z0FBQUFBQm5teE5RVnpNMTh4bDhGUkwxRG5haDJEcVpiVGZYYjlBRHdSYkNTdWhQLVpCb2Myc1ZPalV6c0xBNkVLMzJKR0xydm9fUWhqMW5sdkFIeXprNGlTc18ycjhhVldvelZKbFo3d09IS003ZUlwZjlkbDVTSExpY1BScVQzZl93XzV1WlExOTZSTTlzZFVYR1FmME5jbVFobzFuWGZoeFBOX3JmQWR0ZTBJUE5oc3VtVHVrNWJKZ3BQV2tTZUVpR0JnN3RsbmhtMXBMZUZnc0hqaDZuNnlocmFGQlRkZz09 |
Assisting a friend who's stuck with Scotia iTrade (noob first time investor who trusts their bank but not other discount brokerages...don't get me started).
Anyways, looking for a cash equivalent or money market type fund. Something with extremely low risk to principle and that just yields close to a good HISA.
Something like CASH.TO or HSAV.
But I also want to avoid commission... Looking at Scotia's commission free list (https://www.scotiaitrade.com/en/home/investment-types-products/commission-free-etf.html) it seems like only JPMorgan Ultra-Short Income ETF (JPST) sorta meets that requirement? Low yield and short duration. But it's bonds probably not as risk free as something like a HISA etf.
Alternatively I've seen mentions of DYN6000 or DYN6004 mutual fund units. Can these be purchased on iTrade commission free? and are the mutual fund fees worth worrying about?
Thanks! | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-29 | Z0FBQUFBQm5teE5QMW1OTkltVlhSMW5ZdTRLYWcxQk03ZHQ0TU53ZEFzTTczaG96RGloLURzQnozUHV2TUJacUFwVWpKT1Y3YU1SSUtQUzNaNE1kMFJBeFhaSlplcmQ5QVE9PQ== | Z0FBQUFBQm5teE5RcEptV3pmQ1ZZZVZJY2JQbG9mSVF6Y29lS1N6OFhiT3FvUUEyMGNUUHlXR2w5UDk3am5rSlhwYlVGWTNDYmYxRmo4bHd6RUFwZDcyV2t1eTdsdzdlSS1ndkVDSEhJeU5GbkRzSTFTMnFOOFZTc2ZCdW04SkRGRUxtVmxBdE1qOUlZdUkxM21zTmllVk53MG4yVjdSV0lfYkVVUUM2c18yV1UzU28tUzNVQjdJQVh1cFFGbW1kMFlrRmZFYkd5VFJwbDVvT3hQUWtlOXczTEJpbmlJRXlldz09 |
99% of replies will say to do VOO. And there is a reason why it’s the easiest best way to invest. If you want to play around I’d recommend 90-95% VOO and then 5% individual stocks just to have fun and play around with. | r/investing101 | comment | r/Investing101 | 2025-01-29 | Z0FBQUFBQm5teE5QVlNTYl9LMU91UkU0akpaMFgzRHJ0YzlRRGR5MzR6dk9BUlRCNndUZm9OMVliLUtreG9OUTJoVVlHV2xGdjNhNDlfbkVmOHpVczRaWFYtb0V2MU1qQXc9PQ== | Z0FBQUFBQm5teE5RRGhSTEIxX2ppRlVhcDdmTHIwUkx4S09wUnRNd0l1MnpqSWpBbWlnckJBMzhuWEJHa2ZlNzJaVGRmMjB2cWd4MWE4NGtCWEdiLVA4M3RJNG1rM1dNZGs4SEdsOG0yX093TlVNZGNzTDBsUVhKaWVDMUNsajluS21QalNOV3lfR3lfdnVxcmlFWDBfODFNaG5wSjBuOURyTllyZGtaNFBUNnFGRzItSnZRMk9BV092czlSLWlvdENpUnhWMk1sWjJqRzhZa3ZUcFNuMC04YnpIazVkcmZvZz09 |
On my husbands loan count it only goes back to 05/1996. However in the student data file it shows he had loans in repayment back to 06/10/1995. My math says he should get credit towards IDR (300 payments) for an additional 11 months. Am I missing something.
https://imgur.com/a/uWaHxH2
Thanks | r/studentloans | post | r/StudentLoans | 2025-01-29 | Z0FBQUFBQm5teE5QZDZJUWk5Q2RUWmg5WlZyMFAzeDRHV2VTcnVGeTAzM01aVDRLN2x3dXdScTZqUm9WMzRXaTFoNjdBRXF4UHhNY1hOMGF3YkE1X0VNamlZVVktU0l1SDk3bHMtTGV3RmVWakkyZ2JjcFVERUE9 | Z0FBQUFBQm5teE5RU2dTa3A5RjdRUXhsbnVpTHN1b2I0ak45ZTBGRHBfZGhKODVjN0ZySmUzSUVwdzNVVlZ0ZHVMUGJUNVN3bnZlZElzNFpEbUpLOG1LdGxmNXB1WWxJOHlMUXgxS3BfRjltUi04djdnN0JWX2Fld2FiblpZLTdVRG1UdkVHS2dQZ1hNX0kyVXRaSXg2RFdzWnZ4ZFdoMDYwYzBaYkI1WDVGTHl1M2JCZ1NGQWhycWVaOV9WM19KbFJZblhtS0x3VVF0ZV9mejNBSlU3bWdkTjgtUG5fYXNmZz09 |
Hey all! Currently been dabbling in some Solana meme coin trades for a bit of fun and just learning the ins and outs.
Of course, I also want some money to be sitting in long term crypto investments and I want to DCA into them weekly, same way I do with ETFs.
I have come up with a shortlist of the following:
XRP
Bitcoin
Ethereum
Chainlink
Polkadot
Cardano
Avalanche
Aave
Hedara
DOGE
Algorand
Stellar
Litecoin
SUI
PEPE
DOGE
ANKR
$TIC
Would we say this is over diversification and I should definitely cut some down, or is a portfolio this size fine to put money into?
I've looked through all projects and am relatively content with them, anything I dislike is not on this list as I had an even larger shortlist earlier. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QQkt5aVRBYk1FWTY2S0JObi1FY3I3Q2ZCcVBIZkpvMEwyb2VYU0JtUzdoazc0WWpRRXh6ZEFVc2RHbEp5Und4bTFrekhFM3RmclU5U2dSTTNvbHREd3JZRmhHVzRKN0c0SzJES25IVHlJbUE9 | Z0FBQUFBQm5teE5RVVV0NDJ3dEpvTjBLbTFMWktvbmVoTUhCS1hCUnNBb0ZQVU9FRjRCMmN3QmVEVFNMVmRyTXdRVzNJQzhhSmFnSDdBX3kxaTRyV0Y0MVF6d3NFdUxuUnJxRWRJZ0ZfZ1diR2pGTllpSnZUbEVvTTJXNFREZmFxV2xrbEtZOFdCM3ZPbWZsUkY4VHVETXBGMlhjQWU3Z1pkOEM1Wk5wQVNSSmhPaGZFSGFjRXZnPQ== |
I know I sound like a dumb guy for still holding this, but what should I do? I saw my investment double but didn't sell. Any suggestions on what to do? Should I keep it or buy BTC? Even if I get back what I paid, I'm okay with that.
||||
|:-|:-|:-|
|COIN|Purchase|Current|
|Official Trump|$335|$180|
|Melina meme coin|$130|$100|
| r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QZkFVWl9TbENWYlM1bEQ5SWlkdkx0VWhkSjFBb1hSVzVMT0xwOXR5cl9TZjFFUlF1bDZ6R2ZBNTU2ek9IWFY2WXh4dktOdkc1TGhOX0NOOFFDTENBMzYzRDQ4a1E4cEFaZ1dQakFtLVNvdFE9 | Z0FBQUFBQm5teE5RNFd2SkdxUDVmT3dCcnhJRWJranFRdEFCeXVITUI4MDFUcnFvemRtdVBFU25ld0R4RGRvRjRCdlFOQmRnZHQxMnB5SXNzeWdVU01yejUtMTJ1RmhuTjZkVm0zbWFnTmtQajI4QWkxNWRVZDNjQ2p0NXo3eUI4SmFXSUFiOVRmLXlxWXNBeGtBeV9LcDZpMExnMFMtZjlRcFp3SHowY1N0eHRJRDIxcGpheG84TklTRVBvZXVxRXFRSzktc1hhMkJBQzZfRXNTaFRsb3U1by1DQ3hyTjl3UT09 |
I’m currently not old enough to be able to register at sites with KYC. I already have a wallet, but I’m not seeing any KYC free exchanges where I can buy Bitcoin. Currently, it looks like I will only be able to obtain Bitcoin by mining, gifts, and light network tips. I’m in the US, so some free faucet sites are banned. Any suggestions on where I can buy Bitcoin KYC free? (Yes, I’ve heard of bitcoin atms but I’m not near one.) I’m planning to HODL for college. | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QcEhaVnBXcklaTE15WjA5LXdKakRYbUNyQ0w1bE43M3NxSk1mWHV5WGVJVlVKSHlOeGhXTzRFYkxybmpfbnZvMDhVSUlWTlhlaUhvd2Fjai1uX0o4TlNvSVg5X1liOGtjZG1pOXM2anBqcTQ9 | Z0FBQUFBQm5teE5RTV82Y3gxN0U2bUtMb0VYV2lDTmVNOXBKZ2hZaWotTE1fTlZLS3VlVngtZ2pzUHlUUzNHTG5zMlVmTWx3TkdfVUFNQUhJa3djaXBtMmxQZWk2dGJVU1VuU2VrRDhnMjl3MmFxN1F5eVNrT2p4eVNrWmJxVDB0SEY2SWVJa0JXTlAwRUlJbWZPclhUR2tWR3p6ZDNzTHpHOGpOZjFEWkg1V0dPZnphVTAxZGxzPQ== |
What feels like a lifetime ago, back in the days of yore, I applied for the Greener Homes Canada Grant and the corresponding loan… https://www.reddit.com/r/PersonalFinanceCanada/s/uaokcJaIQE
Quick refresher: old house converted from a 1912 schoolhouse, original windows, no insulation, fitted with a propane furnace.
I got my energy audit done in the beginning of 2023, got a bunch of quotes, got all the work done before the end of 2023. Had my post-retrofit energy audit done in Feb 2024. Submitted all requested paperwork in March. Waited. Requests for more paperwork from energy audit folks in May and June (including proof that I had paid them!), got all that sorted. Waited. Logged into portal to see if there are any updates. I got the $40k loan in my account in July/august. In October I got an email stating that my grant application was no longer being processed by NR Canada, but it had been transferred to Enbridge’s HER+ program. Not details about reference numbers or who to contact etc. I get through to someone at Enbridge (I’m not an enbridge customer) who can help and they tell me that yes, they do have my application and that they’re just waiting on confirmation from my energy advisor. We figure out they mean the ppl who did the energy audits. I get in touch with them, who say that I need to sign some paperwork (physical signature). Get that to them and I’m then told to wait until it’s all processed.
I finally got my $5,600 grant/rebate cheque in the mail today, almost a full year after completing all the work. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-29 | Z0FBQUFBQm5teE5QSGVnQXJSOWRROV83dDVJeFZhOWo5VndPbTJubTE0U3UxdzE2eE8xenFwSEl6eFRyZ25GRnlhcnJsWVYzcy1zNGdBd1lCM19oX0RCZ0ZMUXBqSGFKSGc9PQ== | Z0FBQUFBQm5teE5RMjhBeFM3UHk5bHB0T2ktbS1yTHdhSlA2VDlVSDMtQlRNblpIaVNubUVDOGFST3pKOEwyOGxnYXQ5UWJjLTlvMnJOY1FnS0swTG9YOUZvaGFnYXdNRk84T2xBQklFVkZaVW1SWXBIeXFlQVFqVTJCWDIwdkN1RUI1T1pTSmdXdW8tZzR3MFNQVHhRYXNmaFlJd3JlSXZlYUY0STRxZHk4cFl3dlhHWS1FRkE0OE40R0hNdFhvX2FBOG9MejFDc3JkQmRKR3VnTnlybU9HbW9FYTl4TlB1QT09 |
Curious if anyone has applied for a grant and been approved for it? If so, which grant were you approved for? Just curious here given I know no one who’s actually been approved for one they’d applied for. This would ideally be for an FHA or FHA 203(k) loan. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QQVJGWHVPSWZ5anBFMXpCRWhFbzlZYmswOW9Edk5pd3JOT2RoQjBVLVJZOWlWd0xZRkt4TER3MVY4YlhoWVNxR2VxSEFkNHljMTNKU0gxSUhtNFk0dkE9PQ== | Z0FBQUFBQm5teE5RcUZqR1NLZE1IZkZaYm1qNW9Ndks4azJMTnotai1MeEJZNktPTlhFa0JYSmoyTndiSHY2N21heGwtX0Jmb2pNc1hLZnBZVHNrN3A4ZE1zNlcxZGR1UU5rQ3FCRkZ1VmNXNUtYSHN1OFBHNFlnRW1kVUktRi1JMDlXMHBVOGVrcWk1Rkh0NnFjeFhxWWF4WnNwLTM5cXdhci1PUkpubk5OOUwtZmFHWWJ4Zm9OSVZyLWduUjZURnVJS1NBX250UUds |
This seems like an easy way to get \~5% extra yield on SOL beyond the \~12% current staking yield. Please check my logic.
Kamino's Raydium mSOL-SOL pool currently yields \~12%, but it's actually more like \~17% in terms of SOL. That's because roughly a third of the pool is a staking token (mSOL), which itself yields another \~12%. This accounts for a exaggerated estimate of 0.2% impermanent loss.
So it seems like an nice way to get some extra yield on SOL with relatively little added risk. Or is it?
I am not entirely sure, but I think I saw the pool's balance being 10% mSOL to 90% SOL the other day (today it's 36:64) That gets me concerned about IL if you need to withdraw at such a moment. I wish there was a way to check the historical pool balance so we could see how much it fluctuates.
Another concern is if only 10% of your share of the pool is mSOL, so you're not really getting much extra value from the staking rewards.
Is my logic right?
What do you think of this pool? | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QZmZSS1I4N3JaMkZsM0oyOGRLR3F4T1FtbWFmTVFWUHB3VllJcDh2OUI5VkNPeW9VLUhtZlo4UTVRd2NxcFNkRGVPNGkzaFRJNTJSQnJNaGxIZDlPcHc9PQ== | Z0FBQUFBQm5teE5RU2lWRzhOamNkNDVvRnBsNmtEZWc5aEdIUFVHWXZfVE1DTkU5S25KeVRybzlFRXNXb0pIeFgtd2lTbVlETDU5eUc4WEE2NnpnODRBdTlkS1VsWElXR21CMl9jc3NRdlRJcENxX2dITnotbDEwQ0xUdS1DZEFQYk9KSl84SjlTU3p4NnJnVWJsVkphei1YcXJMWE9SMjVtTlNRbDRGdTFWUlh6YjYxMm9UNmdfSFVlN3kwQW5zUnkzaFZZX1lpblVt |
It can be both positive and negative changes, to keep it grounded and educational.
For me, my first cycle from 2021-2022 had been a disaster. I was new, so I made all the usual mistakes. Affected me emotionally, and while I've sold small amounts (and, well, reinvested them), I didn't sell everything by the peak. I went from being 200% in profit to being 60% in loss.
However, this cycle has been good. Even if I were to chicken out and sell everything right now, I'd still be 200% in profit, and my crypto bag is way bigger than in 2021-2022 because I continued to buy and hold, and I'd taken some profits over the course of 2021-2022. My capital and profit at this stage is equal to 5 years' worth of my peak income, and if I work with this, I can easily work out a passive income about 30%-40% of my peak income while I'm out of position and about 25%-30% if I reinvest in the following cycle.
Ideally, I'm hoping for a 300% profit (7.5 years worth of income), in which case I could work out a passive income that's 50% my yearly peak income. I won't be greedy as to hope for more, but I'll take whatever I can manage.
I've done the calculations and if I were to keep this up without making a series of catastrophic mistakes, I can achieve millionaire status (in SGD) by the end of the next cycle from 2026-2029. With some careful financial management, I can work out a passive income that's 150% of my peak active income, and I'll retire partially. Since I'm a freelancer, I can tweak my workload finely. Ideally, I'd reduce my workload by half so my active income would be 50%-60% of peak. However, if I've become greedy as Mister Krab by then, I'd still be working close to peak active income.
I'm not going to go much into the cycles after that, but basically, I can retire by the 2030-2033 cycle as I'd be a multi-millionaire by then and my passive income could easily be 500% of my peak active income.
Much of this is projection of course. If anything drastic enough goes wrong, it'd lower my forecast enough to matter. | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-29 | Z0FBQUFBQm5teE5QMlliaVJVSVROcldUODg0MVBEUUtqSGhJUXZiSVU2ZGdMakVKVmMwNjQyZlIxUlY5TFBiTUdUYVA2dTJwUW1yeXA5WFRiWF9JMFRoV01JamdYRVN3SFE9PQ== | Z0FBQUFBQm5teE5RTTBhTm1JSTdzMWxxMjlQa1RYTy1hamVJME9yZnZ0ejVQWnc5a1E3cENneVZoem03ZzhEcWdTT1BpV3JmOFJkcFlZY0JRVzFNZ2pJeTJKLXZLTnhqa2h4YzVTbWZDR1c3OFhvTDRac05kVkQ0cWRLUkxuU01Ha19TWmFEMXNodzV3aDVJcV9Lc09MN29HenhIYlBDd1NQLUNnLWxPOUxscy1rZnR4LU0wRU1lUnF2aEhEczBreC1jQ3dVbnN2Zkdm |
Would you guys recommend to buy this coin or George droid coin (the cyborg version of george Floyd)
I heard it’s going to power the future of global finance payments | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-29 | Z0FBQUFBQm5teE5QUmR6LXdSZ0I0cXdMREZKY2ZWeW0wS3hxaUplMTdUMW1BVjFtRWVFQjRMT0xabU9CY2pWZEJlbzZQeTJwem1nRHZmcDViYTIwTnE1MThvbnRRRjBVX3c9PQ== | Z0FBQUFBQm5teE5RZm5tNkRfWjJGQmNkS01UdGdhZ3RhcXhxaTF6QVh3MEthVV9QOE8wZU5GMGFaMU5mVXVGTFlidkczQmxPU3FWQV9yUEU3MVMxc1pHeFJjc3lFcUZ1V2ROUE1rLTh4LXRMckhnUnRQQnJuaEFTV0hjYm8xQmtzdDlxMEItZmYzSUUtb215TXYtc1lvQzluWjV0TnNrUWVzMnB4WHZUY1FYTFJlQ3ZKUTUzdmJzPQ== |
Every single reason we've been given since March for why ETH is imminently about to explode has been wrong. We're bearish because ETH seems uniquely determined not to grow so much as a single percent if it can help it, and will readily shrink back down the millisecond you consider getting your hopes up. | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QS1RwNGs5VDFxcjJxQk9zU055bnVFVVRQY2cyd3ZjV1h6YzNtVDZjTWt2M2J5WG10ZHZ0TktDSkFFdUF2UW5tOHBzQUhxY3FWTDdmeUVpaldYRzVpZmc9PQ== | Z0FBQUFBQm5teE5RZDVJZllNX1pOLUZydE45Q0xMUFltWkI4OTZFVHE1SWFOODRmaGkxS0Q4SnFqV1Y1bzhJdTdiME5ZUEJrZVhCRUhfb01nMXdDUDJJQWJReGUzTnpmYjJydFIwenZHXzlEak40WnpYRU9tNGMzWEVoSXZBZlNMR3UzQ2txeTFhaG9SMXZqOUdRX1FlTVg3bndjd0RIVVFrSjc4Ty1WTXRBMjZ0UVBURTZDcld4VHhCVXQ4Z1hOTjI1blhWc1VfbDNtVjF6WXNrMmpaVnA2aDlUSGpsRDFtUT09 |
They also don't share stories about how the founder of a crypto is linked to the 2016 gatecoin hack.
Source: [https://bitcoinist.com/ethereum-bombshell-vitalik/](https://bitcoinist.com/ethereum-bombshell-vitalik/) (follow the link to TruthLabs x post with evidence) | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QWEt0bEhMU0ZDRC1RQ0lRdDdZZG5fSGRxUHN3RW45WUlGYnNCdlBnQTNpd1h2TXpPVkxaS1hSUS0xbGRKR1Vwc2VpQzI3TXJxM2FKcFFDX3F1Z2MzNmx1VGZUVi1sWFVrM0h5NnYtLXdwejQ9 | Z0FBQUFBQm5teE5RZUo3c2lZUElmUWQzVGpjRG5QT21XUmtwcE16TEVGQnpuNF81ZjZpLWk4aFRIRlRWWGduZy1seS1rWmRkV1ZmTnBqdlpDbTFOTGNQUnpxakFnRThsRlJYZEp2TjhsSUpfcm1JMU1zTFpxMzZvdkVUbS1SR2xzb2R5QXZIR29KRTItM1NTcFdFVmF4RWtBRHRZNVdnTmljc2p3OFNpWkxmVFh4cGNNOWRjYnk1aGs4Qnp5aEdpOW1YNXJFZ2psbm9nWWExelUxM3RFckVWcThWVnRHOWN1QT09 |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-29 | Z0FBQUFBQm5teE5QZWdCQkdHUVVPcGJqV2V1ZmhrM0JwbzRveC00ZjZiMWJTdm4xLTJrcmUtMktQU0s0bUg1bHpNY0V6UmlFYU9fNE5PZWNidnRIUGtYWmJ3Nl9vQnBFMWc9PQ== | Z0FBQUFBQm5teE5RV2hxcmxLWTBkM3pZclBPUkZyMW5WN2pFZVdlUGhRcVp3OER2aGhTSjhYVmV1dGwtQS1pMF9tMlNYWG1JZDhiSFNncnNlaVA0TTlabmUtZ2FLUnZSXzNEUmFXams1SURlOTZiWHlnRW9VVXBjV2pIUlN6allVa3V4ZERCdlBJOWxWRmItMXR0VjRzbmZpcjBBLUtOM0xIdXRDMV9KdHo0Z2VyTV95X0RSSjkzUUlnMnlwTWtGNW1OdjNPVnpiU2lkX0syQnlBcWc2SXFTZ2x6aEVlb0xTU1U0QVVhSmNFZ3lnc3d4SHZfTmRpMD0= |
# Sorry, this subreddit isn't active. Please head over to /r/personalfinance and also [check the PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) for helpful guides.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FinancialAdvice) if you have any questions or concerns.* | r/financialadvice | comment | r/FinancialAdvice | 2025-01-29 | Z0FBQUFBQm5teE5QRnFSWHhja1AwX3J6S0pOcnBBTDFBekNIWUljb0swOFpjSlJoMXZGVjh6cEJ5ZjJZNFRwV25QNF9DMlFrYjg4VU5EV1pIZzQwcXhvcHJ4MkxUa05pZnc9PQ== | Z0FBQUFBQm5teE5RclJ2VGplVVFYSmh5VmYzOG9yMlN5UFpzM1dJTmEwVlRqWUxCZmlzNnQ4Q09nVFpOdlNnZkMtTklxWnVkdW1iZHQwM1A5WFZycUdMVEJaeTdxOEpnczA2MEkxMHJzY2lzRzNqckdYXy15enJTalhkVzNWcFpfUVoyTEloSGVsSGxpdEdydHZBQmhGMU9tTFFfUDJaQXNCbDB2OGNTWUVoT3k4MHVsS2E0VDhVRHowTm4tMDRSQnpENi1RSHVPTE16bWltbEVrd1doOGszNVFUdlNKLUQtOEJPZE5wUWdYeVk1VUlwZWdyMktEZz0= |
I'm considering buying parts to assemble a new computer, and a monitor for it. It would total around 1400$, which is a very big purchase for me. How long would you wait if you were going to buy something like this? I'm also worried about the price increasing due to tariffs. | r/financialplanning | post | r/FinancialPlanning | 2025-01-29 | Z0FBQUFBQm5teE5QTTVkY2s3MllWbEgzS1k4Y3F2UkJxdFBZSzJ4amd3bXF0cmxjOENIVUVkYldKOGFYd2tPaWtxX0h5X1ZXbkg4NHI5emc0WTR4QU93Ync1Vldhb3NNcVE9PQ== | Z0FBQUFBQm5teE5RQTVLQTk0WklyQnBoYk9Hb0NSZHlPUFNPcEk1UXNOc09Ja19LNVh2VlZiUERVeDdyOVFfT1F5N0hCQ29vaTdpTHBCQVMzUmdBRkxUYVFxd1hiNXFYV1h0QTREZi0wWUhxUVAwNU5UYWJfTENXVWZkb2hBVHlIbXRDeWJXVXFpVjZwcFBncUVNWFFxaUlxLXRGbFVjSVZ6UDN2MEo1YTVWSTh5Y0c3OU43NXZXbUxMQ29iNHlOdVpmVEtkaENYZGNqRXNBREs5a0h3S24tZzFxdTQwMFZndz09 |
There's the Donut
^(!tip 1) | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QQVhES2RpZHNha21qZXFYTklTS1Z5X3hTZXZhMG1VT3AwUW9hUWhVUHhueEFPM09LdkZia091dDVfSm9jS3V6SEZvaklYakh2ZjJfMEF4UGFUclQ1Smc9PQ== | Z0FBQUFBQm5teE5RRHBtLVdQbUt3TGdfUDFDaml3aXd0NzBFNHBONWxHZXpvOWZ1dFNGUGpiUVJIUmpDWEN2MnRybUFLX3J1Rkg5YWN2OWpqVWU1dVhtNFRyVVJFcG04X0NFZzd4aEVPdW81eDFVSDByLWQxNTdfWmZpbkxBTldsMVdyOUNZUDRCWHJBeGNjVnpsR3hrQWNfcEIwME4zbzd4ZGRDRFdLemQ0azZWU2haYm1uWk01RlNLUHNTLVBaNUVnVmNhRmxvb2dEZUxNd1B5UzJnVmVEVWlnTnNEUHpsdz09 |
u/Odd-Radio-8500 has tipped u/DBRiMatt 1.0 donut (weight: 1.0)
[LINK](https://reddit.com/comments/1icgf3f/_/m9rml1h)
[ARCHIVE](https://raw.githubusercontent.com/ethtrader/ethtrader-tip-archive/main/2025/01/29/t1_m9rml1h.txt)
^(note: archived content can take up to 10 minutes before it is available for viewing)
^(donut-bot v0.1.20240111-tip | Learn more about [Earn2Tip](https://www.reddit.com/r/ethtrader/comments/17q24e7/introducing_donutbot_register_and_tip_commands/)) | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QWnc0UDY2TGluczVjWkJYWWVFMXlvMm9yMF9nSWxYWUljSHc2M0o4bVF3WVZ6dmcyVWliZ2NfSUgzc3pTRTNmSllpeGVfM3BJcDA3OC05cE1vd0t0UEE9PQ== | Z0FBQUFBQm5teE5RQk4tMkExR2Y1aF9qX0ZPYUk3ZFNDand0NG5jR1gtNWNoYUhfOXdoRGNfSVNFWENIU1BmWU1ra1RRbE41REhhVFhNMk9WTEpEOHRGS0x4OHdHcU1LV2l0dVNVTnd1Z0ZvUDRYek9VZl9rbU1mU0J2MkdZTTZMa0QyYTZnUmhOOGk0aHBVeWNmVjRPNENldlhaU0pydG5kQVNGV0pLdm0yR21iQk4tUGFWeWZYb0dpRGE3ZnJKb1pqU3lBaXBzOTZLaEFoR1BkM0hzZTlucHFjQ0ItRm9tUT09 |
I would argue that we need to avoid inflation at all costs. If wages are priced in an inflationary currency, that forever drives wages down and allows your boss to give you an invisible automatic pay cut every year by keeping your wages the same. Deflation gives you an automatic pay rise, and your boss wont want to lower ur salary. [Wages used to keep up with worker productivity until the removal of the gold standard in 1971](https://wtfhappenedin1971.com/wp-content/uploads/2020/06/img_0540-1_arrow.jpg?w=1024), and now people struggle to afford houses. | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QdHNJYXVlMFlzNi1SNVo1T1BieEg5c1BRRTRqaUhsVXVqTnFhdWdONnlsQmlWMmprVi1lZVJLaDZuRkVWdU1yZ0pISUpUdG5aVjAxSXZXbGo2eEV0WEE9PQ== | Z0FBQUFBQm5teE5RbC1zMktlZkhfbnhEZ2JIdzd6OXcydUJUN213V0ZlWF9LWmFNMGVFMU1lMVhTdnhpaXZrc0E3VFgzNE02MElJdllObm1xVjIwSjlTRlVjcC1CNVl6TDVkRlM0dHNKN2FEOGdSVnYyenZINzI1TWcyeUgzYzJOX0VEbHZuVHdPV2ZkYzRqTldCaTJaUEdFbkRDYTNFY0VsSzVCN0dWbnVScDZPeG12RkZTbVFnTDVWZ1RFUnlpQk1PZkVvOEhiTFpXQTlxb2NiVnRtMF9OaDFIM1BmSlZ5UT09 |
I'm pretty new to trading so please go easy on me. I seem to be having an issue with trading on dextools.
I finally decided to take the plunge and try to trade. I came across a token (wont shill) I bought 0.1 sol worth. (my balance is 0.5 sol). My balance of that token was 500,000
The token then started to go upwards and dextools said it was worth 0.3 sol.
However it would not let me trade it out as it said "insufficient XXXX token".
In the field, I put the max amount of that token that I had 500,000.
Why could I not trade it back - the token since then dumped and now its work like 0.006 sol - so I'm just trying to figure this out. | r/solana | post | r/solana | 2025-01-29 | Z0FBQUFBQm5teE5QMGFQUDFUV2lsRjQtdkZoVWhLRkd0d1VNRWRKbXpvVGlIcG82UlhaeEFRM3JIaGhONVpDTUMwcWhHMERpUmNtMkxJeW9MUHpPWnpLWFVTckNIbGp3eXc9PQ== | Z0FBQUFBQm5teE5RSGxPaUY4dmo3N0tESU9Mall2c3ljTUJhRVdmMjFyNXBpSlNyNHFPVXRjeERMQ0dvTUpPMkJNS3E0endWLVJ4aFJCeVdzNnpwbTM0U2k0MGxQc1NwRWIyT3RQX29jUjFnQWRhRmx2RzdpUUgyOUJXQ3ZPb0VlbDB1czhwbENmSnkyTEM0T1pqc3F2WTZhSG1LSmxOMmF5UDdLWGNKNVZxUUxsNmtGWlN3dGN3VVAwWlRzTm8zY0VEaktOTVZjay1ZM1RVc01WSWtnakJlLTZnc2F4dnpmUT09 |
I hope this is the right forum to ask, I’m looking for advice regarding some sudden and rapidly changing decisions I have to make surrounding my mom’s finances/my situation. Before I begin, I know this is reddit, but please PLEASE be kind.
Some context that is important: I am the only child of an ill single parent in her early 70s. I have had power of attorney since 2022, but as my mother's illness has been a very slow physically degenerative condition, I’ve never felt the need to use the POA for anything financial as until recently, she’s been fully cognitive/capable of managing herself. I was in school in the UK and worked briefly there until Jan.2024, and I have not had employment on paper in Canada since being laid off during covid in 2020 (hence I am in no position to take over any debt, nor am I able to get any short term loans or anything to help our/my current situation).
I had unofficially moved home/to my mom’s in BC mid November from Ontario (I didn’t establish residency as it was unclear how long I was to be here). She had finally agreed to downsize her home, and we made a plan to put it on the market in the spring for around 1M and move her into a condo. However at the beginning of December she had to be hospitalized, and things have been a rollercoaster since then. My cousin’s husband has always been set to be the executor of her estate as I have no experience and a very unclear idea of what to do in the role. However, within a week of her hospitalization he announced that because I was here, he was stepping down (I was always listed as the secondary executor but never thought I would have to do it). I learned that thankfully my mom had made and paid for all of her after life arrangements years ago. Fortunately, my mom’s condition quickly improved, she got stronger and it was just a waiting game (or so we thought) until she was released home.
Two weeks ago (after approx. 5 weeks in the hospital), her care team informed us that due to her multifaceted health challenges, it would likely be recommended that she go straight from hospital care into Long Term Care. This was quite the shock to me as she had been so stable, but she was on board. Now that I had some kind of plan from her healthcare professionals, I could try and make a plan for her finances. I made an appointment with her bank to discuss what our options were during this transition. My mom has a LOC with a balance of $240,000, a credit card with a balance of $35,000 (which has absolutely been killing us with interest), and a mortgage of $16k. Her after tax income is around $4900/month. Subsidized Long Term Care would take 80% of her after tax income around $3750. The bank advisor made a plan that we would re-mortgage the home for around $310,000 @ 4.9% which would pay off the debts, plus give an extra $20k to cover the transition costs so I could have time to get some minor fixes done on the house, and get it listed for the beginning of March with a few months buffer while we would be paying for both the mortgage and LTC. The monthly payments would go down about $1200 total. This seemed like a great plan, and when the house sold, my mom would simply gift the proceeds (my inheritance) to me and I could make her an extra little trust for extra spending money should she want it. This way I would be avoiding probate hassels if anything were to happen (I barely even understand what probate is). I also had to get her car gifted to myself, which I only hadn’t done yet because I needed to have a BC ID/residency to do so. It seemed like things were all moving forward, and I was expecting a call tomorrow to move forward with the new mortgage application (although it wasn’t necessarily a sure thing due to her high balance and relatively low income).
.... Then today happened…. While at her regularly scheduled dialysis, there was a “sudden and unexpected” renal event. She was unresponsive for some time, but regained consciousness and is once again stable. The doctors are now nervous that her body may be too weak to continue dialysis without further complications, but she has personally made it clear she has no intention of choosing to stop treatment. So in the next couple days they will schedule her treatments as usual and see what happens and if she can sustain them moving forward. The other alternative is that they eventually decide that treatment is not in her best interest and she would go to hospice, though without dialysis she would likely pass within mere days. This has once again come as yet another shock to me and I’m quite overwhelmed with what I need to do next.
* Do I go forward with this remortgage application as expected?
* Do I rush to establish my residency and get at least the car in my name?
* I avoided putting myself on the house because my understanding is that if it hasn’t been my primary residence for a year, I would have to pay capital gains on my 50% portion (am I right?)
* How will I pay for outstanding debts if something suddenly happens and the house isn’t sold?
Is there anything else I can do right now to make things easier for myself if by chance treatment is stopped and she only has a week left??
I appreciate any advice you may have, I’m just extremely overwhelmed and distraught, and I don’t have many people in my life to give me advice on this, let alone will I have the ability to think clearly once this shock wears off and starts spiralling into grief. | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-29 | Z0FBQUFBQm5teE5QSmpSSFN5d2ZraFAwYlM2dWxmZVB2aVlZT1h5Q1A3dUJpRWFjOFB2ZVQ2VEpoS18zZFptZjBxOG1STVBYeHZvdUo2aTNSNVlQSWhwVXRjejlBYVJWbmc9PQ== | Z0FBQUFBQm5teE5RMS02LVRhejNEcy01dk52R09tdTRCbE5yZGRuQUNNRDhna0F2bm5TUS12VWgwYURrWGxHZjJkS0pCYXNwTXhaMHpqcTF6RGJuNzBZbW90bm1WWkZSOVdvVHRFM3VqY2k4anM1R3pqQ29qQjFoVnhqTmFhQVFVWTZGbkVCb3VKRktSVnVjZ0wzTHpETjJLQTkzZDA2TU44ZzZZd0Q1UnZ1SEd4WlRISTBES2d1cGMzU1NWMkphcU1vaEs2cjFFWFNXdmN1WWdaSG5MU2J6ZXVYcy1PUjFIZz09 |
As another user pointed out. 2.2 Gigabyte blocks will match the transaction throughput of all credit card transactions right now.
A 2.2 gb block would only need a fee of 6 cents per tx to match the current block reward of $312k. So the network can survive off cheap fees without needing permanent inflation. Of course right now, GB blocks aren't feasible, but many places in the world including my small town in the UK can get Gigabit internet for $50/month. So perhaps in 10 years, Hard drive prices and internet speed will make gig blocks perfectly feasible.
What are your thoughts? | r/btc | comment | r/btc | 2025-01-29 | Z0FBQUFBQm5teE5QVlVHbHR0YlBkX2dzZ2lIWk5aN1dKY2NaZnVQZUViV3ZKRGdxTERUMWZ6RkcyUFRGWnhoa054NExaRE5iOV9SVGM2eU44NnBjQVljSGItYkNVcG5TTlE9PQ== | Z0FBQUFBQm5teE5Rc0JaR2tzRWEzRURxSzhBRE10cTBNNEh5WUEtdDR0RGh0X1R5aGRkUENiNmVUODBaQVpjejhaTzRsaXNBVVM5Vnl4V0JJMmluSHQ0cG1mYThnV2dHTm5ySWg4cWFaQ1I4RER1MTJjMG9oTlB0eEI5TDFreVdVcmVjU1hqZEZIT0F6NG9UU0hIS2RIQUdCellOMXE4NENCalZONVJzaVh3MklEUDItSnhFSWptRFJ6bE9ORUl2WEtWTWlPRUlma3RDc19FR21ZTzJjXzZCYTdmMFFkNHpCQT09 |
Hey everyone it’s my first post in this group , I am pretty new to forex, I am trading out of Canada with CAD currency my broker is forex.com I am still learning about Pips and how to calculate them. I just wanted to know a couple things,
1. I did a Buy trade on GBPAUD today I got in at 1.98603 and sold it at 1.98964 and my lot size was 0.02 I only made $6.46 does that seem right ? Could it be the bad fees or spread from the broker ?
2.How do I calculate how many pips that movement was ? Was it 61 pips or 361 pips or neither lol?
3. If anyone has any tips or recommendations on brokers or just trading in general it would be much appreciated as I’m super interested and excited to learn more!
Thanks everyone in advance | r/forex | post | r/Forex | 2025-01-29 | Z0FBQUFBQm5teE5QNDYwbXR2WWdobHk1aEYtWVJ3OTlwTzZxU0EwaGlFLWl0S252LUVDQy1fZDBvZThNNFlxLVJsYkhOTTc0STE0NHQ3SUhZeTFyUTcxVFMtOEUwaW04QUpqbFQ2T2tXYjdveHpWSEEwUWdkMzg9 | Z0FBQUFBQm5teE5RQzBfSXl2dGJZbDVWX1dQQ0RPWVlqQ1BwWHVRUXREYm9CbjFVb0FvdjZsWGJlU2c3bFNSWURxdTNIWWZNc0I3NkNOMGkyeUg2NTNqbTFJUVVUNWxRWUFLLUhieDhMU01fZEpJTkgyVEk5bkpwcERnQ09xTnNIM0tfLXpsd0pZUzFSc1lMMjRkUm1PX3dlRWRuTnJnZVNMQzFsTWhFdjJ5ODI3UjRYNENkdXBlYnItSjhuTnhXZ3lVaVpwVGtrMER4 |
I'm in Qld and rented a property. There was an entry report and the lease stated the yard was to be maintained by a gardening contractor.
After only a week there I followed my dog into the backyard and slipped on a large collection of nuts from a palm tree severely breaking my ankle, requiring multiple surgeries, and a long rehabilitation period, resulting in depression and sleep disturbances.
I am putting in a claim, and doing this myself. Do I nominate the owner, the property management agency, the actual property manager, or the gardener as the party who was negligent in not providing a safe area resulting in the fall? Appreciate any advice. | r/realestate | post | r/RealEstate | 2025-01-29 | Z0FBQUFBQm5teE5QRVF3R0I0Y2hJd3BiUjNiUHpaQUUtWUd1X1J2UHpZNlMzbkFtZXowLUZvRFBmSl92SGlrdVBXVEhULXZIMUZlT0MxV3I2ZVhYemctUWc2VFZGWWdEdllXMGVPNmZWOC1haXZTanpaUHpDMWc9 | Z0FBQUFBQm5teE5RZTlORjdkVWloc0pNZVZWLVpxdUJsTzA4UUxuY2R2NzljY3k2ZTFzN0hfOTdubHg2NDl2dW5LOEhkamtKR2dLZXEydkhwdU8yU3VqYUNtczNYLXN3bzhweTVoSmIzX3ZmS1dlNE90Z09iWmM3UWduUU0yX0JHcnlqdDdiLW9ycmVBRTV3S1gtdHQwazJRb2pYeFJmU2N6dldFNi1feng3NnpMNk5SOVMtbnlvdXEtTmlOOFBITGxCNXlscEV4T0JB |
I can smell the bulls are coming.
^(!tip 1) | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QT19CbUxyOVFZbVFfZV9mQzU4aDZGM2hGSEQ3RFRpbEhwemRzY2xsY3ZCd3M0MHJqMVFxYThwb1VTeDFqNlQ1MVk2QVd3TGJKWndaUXJrOVB1YUhMNHc9PQ== | Z0FBQUFBQm5teE5RMTAtMjh2N2NmY0pyenNvQlZjZGt1OW9SY0VFazJwMnUzVHJidHB6NDFSZF9LNWlZVDVRYjd3Q1pNdDBERXA1YXlhOW5aMWxTc096V2dOWkdpdUQ0TVlqS0pEY3RZTUNQX29NOUZOMExuZ1cyUVhFc2dOVTFJaUo5ejlpSmlTRXZhNDlKSHJfVnNqTXpPYzNfTTVSUXR0U2hkYVBFdzVuc2J5X192TThEQktYOWdSWlRIUk0yV2s0bEtjTlJWbzhDRkNZMVcxa1MxYXdfUzNsakN1VUhRdz09 |
Qualifications: education + experience
“A combination of education and experience *may* meet requirements”
Lol | r/financialcareers | post | r/FinancialCareers | 2025-01-29 | Z0FBQUFBQm5teE5QN1UyNVl5UmZaR0RQZk56U0UybVFqNXVOUF9sbV9uYmMwQzJTcG95RHV2SG9vS2swc2FIUHlVazhGbHNXY2ZxN0NkcXBKamNnVjVNX2h5aURhUXlmZGc9PQ== | Z0FBQUFBQm5teE5RTEQwVENvZVkxdXV1R0Nrb2d2R3haS19LeDlTTGRqUmR3UENGLWVjOTZNQlI1TnBpSXRPei1lZzRMcnhHdlFnZVhod3BjNFp5aWdWMHh0X1ZBMjNQeGxMZ0hkZ2ZuOFpZb0VEaUM3Vmsxdkg3dXptM2JLSE5lSnBZNktCNGUwalpXOHBUN1hyS2NyOExEVGFGeUF0MUxtcjZVX3FVeVQtbHhiRTlLWGNtcUJEMWEzZW9Yd2g0b0g3cEQ1QTAxeVl5 |
u/Odd-Radio-8500 has tipped u/Extension-Survey3014 1.0 donut (weight: 1.0)
[LINK](https://reddit.com/comments/1ickm2o/_/m9roizj)
[ARCHIVE](https://raw.githubusercontent.com/ethtrader/ethtrader-tip-archive/main/2025/01/29/t1_m9roizj.txt)
^(note: archived content can take up to 10 minutes before it is available for viewing)
^(donut-bot v0.1.20240111-tip | Learn more about [Earn2Tip](https://www.reddit.com/r/ethtrader/comments/17q24e7/introducing_donutbot_register_and_tip_commands/)) | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QRFlma0dxZlJELWhjX2NsNjZxWkNzdFcxSTlsSVJlRGF3dXRobmUtakY3bll6ZENHVkhRMjlnd1BKYzRjZkRKcER4X2tFLWI1RFN3OFhoX2p5TUNzY1E9PQ== | Z0FBQUFBQm5teE5RZjQ0MDRWeGRPa0RxVVd5ZFI2c1kxVElzZXJHZlpXY1pJeWstUVlHVnd2VXItZjRJaDFyUk5hX2VPd2ZaREVCZ0NhNk1CMlBQaWJoQ083cWJFOWhNamNNWG5CZGdJM185V0JWSGpTbndVWkNaRWRxVnJFU1ZYSmI4ZWRGWTZDX0l6clZxaHhhQmQ5aFlfSzZhVGQwUVdkZDZ2MGtrUkR2MXc4bnlqOFBCX2lFN1dwMm1VWUliRUk0amNSdlBRV0JzeVJoNEx1aUxrejlNLTY2UUtsZUFlQT09 |
I had a baby 7 months ago and I never went back to work, so I was terminated until I decide to go back. I do not know when I’ll go back but meanwhile Fidelity keeps pestering me about my 401K. From my understanding from other subs is that I should open a traditional IRA and roll the 401K. Now, can I keep inventing it or the money just sit there like in a savings account ?! I don’t have much in there but I know if I withdraw it I will get very little and then pay a lot in taxes. I’m also scared to invest and loose it. | r/financialplanning | post | r/FinancialPlanning | 2025-01-29 | Z0FBQUFBQm5teE5QMm9EZ2dsNTRUOFhiUDRQSXM5Q0ozVHNBaFhTQUk2TUZ6ZUhDRDJOdDBkV0g2Zl9HRzQ5bHNUUmwtN2luLTlYaUFmQ01hN1Y3VnFiQ3Vma2pRLVN2NWFkdkhlUXBUcmk3dVZWSDIxUExRQVk9 | Z0FBQUFBQm5teE5RZEIyeEdVV1paSlZZN0dENzRFOG5JLVVGODBBY0U1bEo5ZmlzV2NIWXR0THlKRUNDZ1J1Q2dzSUtoODFOWEQ3YWRDU2NBT2NYYWgtdTZUck5HMmhVUnZUR0R5U3BlYnJEYVFDUTRQYkdGa3JXWU52SmFLZlA0UVN4RmxEMlhzSXpkUHZoaDB5Q1BJMVVhZkZHQnM3Tm5XM2FBN0VCVHpLNFRlN3NXb21fNHkwYTVoTWZIVDM3RE1SUWRpM1BJcG81QzFFM3U1YWx2V1VXZEJpc2J1V2didz09 |
If a friend of mine sent me 1 bitcoin and I immediately converted it to USD and transferred it to my bank account…
Would I need to pay taxes on that? How would the IRS know? | r/bitcoin | post | r/Bitcoin | 2025-01-29 | Z0FBQUFBQm5teE5QeHVLemJxbXNzNi1KNE9UeGphSjR4aFJZbGpXLXlwQ2FleXBSRG52YmpxWnpEMnBhbWJ4YWREN2luY0k5TlRDLXZPUTFXSG90MDBUSzlRZFg0dFlpQU5sblBQR3VUbVNuS2owTFFZaTdYRnM9 | Z0FBQUFBQm5teE5RYmV1VFYtazF3aHdBdmRGTnI5RnZrNU9pSnVyUTdLb0NUNU1WaTlJcklqY2FHMUVjSGNDUjU4OEREbERXcGNiMHF2RjNfcmhJWG15YTZDeTdkSWFSVk02eEVhVFVMdl9MVWYxaEVpeEhuaWU5SXlQelA5QnVEaFhmMy1UMjRDSHc2dnNnRjNIbnBQVFNJMVl1MEc0MmVYV0M2RXotUkVGNk55YzRobXI3M3dzPQ== |
Sorry u/BigRon1977, you may only submit 3 posts per a 24-hour window. Please try again later.
You may also use the `!post status` command to check your posting eligibility. | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QckpnaVVnQmRVRWc2ekxIM1hoWXpkWkxyejc5Vm95MU44bVRVODBlQ2JGYi1YM2RKb0twUEkyMkF0aTZCV21jR1ZSd29oekt6dy1yTUJVZ09BSDZLemc9PQ== | Z0FBQUFBQm5teE5RYTZUM1RjUmFYUWJ2U2ZpbnpQUzkxQzlnZy1GSGt6MGNGZ01ERWxrLWo2bUtmajNoemthcWYtSXVLYVFrVjBtVFJJdUhMZUdOTndsaW1fWFRIbmVtY2xENWJkTHJpWTVVRTlBT0N0WllpeFN6U2pqTmxnQUJ4UDJlSTRsTlV3Sk1tb0JLSV8yVHhoT2ZCRmQtd280LTFPVkluMEg3cWgtSVQwb2p1bkVCQXA0Zmxqd2FNVGNtbEx1OU9nTmZ1TVRwOHY4NEkwSUs2WXROMk55N3kwM29adz09 |
**Status**: u/BigRon1977 is not currently eligible to post.
**Current Time**: `2025-01-29 04:21:04 UTC`
**Eligible to Post**: `2025-01-29 04:21:17 UTC`
^(donut-bot v0.1.20240503-post) | r/ethtrader | comment | r/ethtrader | 2025-01-29 | Z0FBQUFBQm5teE5QRGRkMUJtUnV6Q20wQUNfLTlPNHJqRzhpS1g1eHhpMHZaMFdGTUJlRUxieVd3Zy15b3dqdE5LLWhrVXFGOUJjOUwybUhVTWIyNHJtY1NkSWwwZUpNNmc9PQ== | Z0FBQUFBQm5teE5RNDYydTRaVHBSRkxQQjdmTm5QU2EwcF9EbWw1QTBKWl91WEJTWUFYNUxCWDlCNTI4V1dWZzZERUIycFdxNVY3cWhQanRKOVFyeFpqMkZuelByby15TU1Ya25Rd1VoRXphS3dVV3IxdVJjX0xtVGpTN3EwVDlxVFVqbjZGMWNZeFlyeUFKLUtUQnpFdGM0Q1B5dUI0UDlmSmZUY05kcUxpZHpfeEplMmFpUHlFPQ== |
I was always taught to save money. I feel as though I do a good job but was looking for some advice in how I can do better and what areas I should focus on as I’m eventually looking to buy a house and that seems like I’m still very far away.
For context I am 24 recently making $80k a year (previously $65k). I have no debt with the following investments/savings:
$32k in a Roth IRA
$24k in a HYSA
$10k in personal savings/checking
$12k vested in previous companies 401k
$3k in current company 457b account
$4k in current company pension plan (contributing 7% of paycheck)
Looking to eventually buy a house (1st priority) and eventually a new car (plan to drive my current one into the ground). I own my current car and pay about $800 in rent a month.
Should I be focusing on one of these investments accounts the most? I don’t really have a plan for my savings I just try to throw money in each account aimlessly besides what auto deposited from my paycheck.
Thank you | r/financialplanning | post | r/FinancialPlanning | 2025-01-29 | Z0FBQUFBQm5teE5QOVVlVVdOc0ctZGJZSU9jT2RkR05LT1RnSXd6TmZ3MnBlX3BCSHZfanNNUGhQV2tvV2tXQThRdDQ3bE1reGt5WE56WnFsSEFfVktRXzVfVlZmMm9oMkE9PQ== | Z0FBQUFBQm5teE5Rb2FQT1dRUWs2eDhEYXhPZkt6Q3hMVm5oSFJtVTViclo3RC1XMmJ5aVJDU2xMSTJNN1RYNEUzem43Mjg2VGY2WTJQR2NXMmdtSF9MZnY0T1BrRzZBQTd0NWFLeDVqcWdpX0RDQnhGdUxXd0ZhR3BQNXUtZ3Eyd3BiaEdnOTVmZU5ESUFIZzhUU0tlQktGeTVCd2lEaDBrRzZreEc1ckFObHJfMTZuckp5MWVrel9GUFh6N3pxMl9KbEZ1dzdoTVlfa002RWtNU2Zad2VQRzczSnJqaTJ6dz09 |
I started my company as a bookkeeping company. I had a very hard time getting bookkeeping clients since everyone I met with wanted someone who can do bookkeeping and tax prep. After having worked in public accounting I could do taxes but just wasn’t certified. I ended up getting certified and have offered tax prep for two years. This helped my business grow and make six figures in less than a year. However, the problem is I despise taxes. I hate the hours of researching, the form instructions, having to explain the same thing to the same client 20 times, and the deadlines... those fucking deadlines. Clients want to ghost me for months and get tax info to me on 4/14 and expect I get their return submitted by 4/15. Suggestions on how to phase out my tax prep services and grow bookkeeping are welcome. | r/tax | post | r/tax | 2025-01-29 | Z0FBQUFBQm5teE5QV3pZSGlkWm0wNUV2c3A0TC03bUJDUUF3aXpmZnBDMHpYMW5COHpHeDVZc01Pb0YzMWZyVjZsWVlGSHJuUGc5YlYyUV90TVFTOElQdmE1SkQzMXJMRWw4U2lfZWc2aWpfY3B3Zkc0Q0dYTG89 | Z0FBQUFBQm5teE5RdGdPU3IyRFEzTW9KNmYxNjlmTzVMZTF2ejMxQnd0MkhLWjJKdnNuVzRVcUx5ZDlHQVFuSGJJM1RscnNMaG9LWENmZ2R4QThtekNaVU9fLTR5Mm0zaEJEM0I1cmgwNS1rbzNDZlZZMWp1OU9ObGpGdkZTV3hkUmgteDU1dUdrWkJVOHlOSEpIbm9lOU1STVdCdWc2RE94WmEwZTVEN0ZoOW1TTUlrTWg0MkprPQ== |
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