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http://djbengineering.com/cheap-pay-as-you-go-phones-as-your-comfort-is-prior/
| 2019-03-18T18:09:22 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-13/segments/1552912201521.60/warc/CC-MAIN-20190318172016-20190318194016-00147.warc.gz
| 0.97611 | 356 |
CC-MAIN-2019-13
|
webtext-fineweb__CC-MAIN-2019-13__0__97193255
|
en
|
When mobile phone arrived in the market it was not so easy to have it. At that time it was used as a style statement for the rich ones. But now days it has become necessity for every human being to carry a handset.
Because the competition in the mobile phone market one can easily afford a handset but paying heavy monthly bills is still not possible for everyone. And if you are finding contract deals expensive then you can go for the cheap pay as you go phones. All the leading network companies are proving this facility to you. The leading networks like Orange, Virgin, O2, Vodafone, Three, T-Mobile, Talk-Talk etc are dealing with pay as you go phones.
In this deals you have to pay for the call you will made. It means you have to pay before the calls. It will help a lot in maintaining your budget. And you do not have to make any monthly payments. And you can change the plan whenever you want to. You will not be bounded with any kind of restriction to use the service for a time period. And with all these amazing offers these deals also provides you amazing gifts items.
Pay as you go phone are very popular in the market because of its cheap deals. Pay as you go deals offer you gift items like music players, gaming devices, cameras, and many more exciting gifts. You just have to compare the price with the other deals in the market online. And get the cheapest and the best one for yourself or to gift someone. And the best part is that these deals are really cheap you can talk longer at a very low rate. And you can talk to your near and dear as long as you want at a low rate. other Contract mobile phone deals are also available here.
|
economics
|
https://answerpantry.com/why-is-dragon-fruit-so-expensive/
| 2024-04-23T13:57:10 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296818711.23/warc/CC-MAIN-20240423130552-20240423160552-00400.warc.gz
| 0.96491 | 674 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__13816027
|
en
|
People often wonder why dragon fruit is so expensive. The reasons have to do with supply and demand, the many health benefits of the fruit, expensive shipping fees and taxes, and even the way the fruit is grown. Let’s take a look at these reasons in more detail.
5 Reasons Why Dragon Fruit is Expensive
1. Supply vs. Demand for Dragon Fruit
When the demand for a certain food exceeds the supply of that food, it’s easy for growers to charge a little more for it. This is one of the reasons dragon fruit is so expensive. There’s a huge demand for it, but the supply is unable to keep up with that demand.
2. The Growing Conditions Involved
First of all, these exotic fruits have to be taken care of manually, which means labor costs are always high. Moreover, farmers have to wait about three years from the planting of the cactus to the time when the first fruit appears. In the process, many of the plants will die due to weather and other factors, which means farmers have to devote a lot of time and money to this fruit before they get any financial rewards from it.
3. Storage Challenges and Shelf Life of Dragon Fruit
Dragon fruit has a notoriously short shelf life, and once you get it home, you have to eat it within three days. If you’re going to buy this type of fruit, it’s recommended that you purchase one that isn’t quite ripe, then wait for it to ripen. Store owners must store the fruit in temperatures between 45 and 50 degrees Fahrenheit. This all contributes to its high price.
4. Shipping Fees and Taxes Involved
Most of the dragon fruit sold in the U.S. is shipped from Vietnam, so you can imagine what the taxes and shipping costs are like to get it over here.
The trees that grow the fruit can also be found in Central and South America, Israel, and Mexico, so high taxes and shipping fees are the norm. Naturally, these expenses have to be passed on to the consumer.
5. Health Benefits of Dragon Fruit
Thanks to a very effective marketing campaign, the demand for dragon fruit has risen quite a bit in recent years. The marketing is helped by the fact that the fruit is so healthy for you, with dietary fiber, vitamin C, calcium, antioxidants, and protein.
What Is Dragon Fruit?
The technical name for these fruits is “pitaya.” It is an exotic plant that has a sweet taste and a pleasant aroma. Its pinkish-red color allows it to stand out among other fruits, and when you cut it open, it has a white color on the inside with tiny black seeds in it. Most people eat it straight out of the peeling, but you can also scoop it out and cut it into chunks and eat it with other fruit or even with yogurt.
And the fruit is indeed expensive. The average dragon fruit can cost $5–$10 per fruit, and prices as high as $20 have also been recorded.
Most people save this type of fruit for special occasions. Nevertheless, it is a delicious fruit you’re bound to love, and now you know some of the reasons why the price of dragon fruit is so high.
|
economics
|
https://silentoppression.com/oil-exploitation/
| 2023-10-03T04:44:02 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233511053.67/warc/CC-MAIN-20231003024646-20231003054646-00693.warc.gz
| 0.781977 | 964 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__62483582
|
en
|
Cabinda is the oil well of Angola. Some of the largest offshore oil fields in the world are situated adjacent to the coast of Cabinda and the area also has tremendous untapped onshore potential.
Over 50% of all oil produced daily in Angola is produced in Cabinda, making the area the oil well of Angola. The national economy is highly dependent on the oil industry – over the last five years, crude oil and oil products have accounted for approximately 96% of Angola’s total exports, 56% of fiscal revenues, and 34% of Angola’s total real GDP. Without Cabinda, the Angolan economy will crumble.
While Cabinda effectively funds Angola, the region receives little if any benefits. Around 55% of the total Cabinda oil revenue is allocated to Angola’s state treasury and roughly 30% is destined for the Angolan Ministry of Mineral Resources and Petroleum. Only 10% and 5% are allocated to the Cabinda provincial government and the area in which oil extraction is carried out respectively.
The Angolan government’s brazen exploitation of Cabinda is also evident from the fact that it provides little if any funding to the province through national budget allocations. On average, Cabinda has been receiving between 0.6% and 1.4% of the total budget.
The government is not the only oppressor of the Cabinda people. Angolan authorities have enabled international oil companies to exploit the region with little regard for the environment and the local population. Making billions of Cabindan oil, these international companies have made miniscule if any contributions to local development through corporate social responsibility efforts.
Annual Angolan oil exports and related tax revenue, 2017 – 2021
|Year||Exported Output (Barrels of Oil)||Tax Revenue|
|2017||637,072,115||2 billion kwanzas|
|2018||537,355,555||3.3 billion kwanzas|
|2019||493,742,070||4 billion kwanzas|
|2020||723,325,157||5.9 billion kwanzas|
|2021||412,963,905||6 billion kwanzas|
|Total||2,775,458,802||2.1 trillion kwanzas|
National budget allocations to Cabinda, 2017 – 2022
|Year||Amount||Percent of the National Budget|
|2017||99.6 billion kwanzas||1.35%|
|2018||66.6 billion kwanzas||0.69%|
|2019||61 billion kwanzas||0.69%|
|2020||128.6 billion kwanzas||0.96%|
|2021||94.1 billion kwanzas||0.64%|
|2022||239.6 billion kwanzas||1.28%|
Annual Cabinda oil exports and tax and royalty payments, 2017 – 2021
|Year||Oil Company (Operator)||Oil Field||Exported Output||Tax & Royalty Payments|
|2017||CABGOC||Blocks 0 and 14 – Offshore||109.9 million barrels||226.8 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||404,500 barrels||434 million kwanzas|
|2018||CABGOC||Blocks 0 and 14 – Offshore||113.3 million barrels||587.3 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||415,700 barrels||868.6 million kwanzas|
|2019||CABGOC||Blocks 0 and 14 – Offshore||100.2 million barrels||684.9 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||195,700 barrels||300.3 million kwanzas|
|2020||CABGOC||Blocks 0 and 14 – Offshore||135.9 million barrels||967.9 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||296,300 barrels||76.5 billion kwanzas|
|2021||CABGOC||Blocks 0 and 14 – Offshore||79.6 million barrels||1.1 trillion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||234,000 barrels||223.2 billion kwanzas|
|
economics
|
https://crcorp.com/about-us-2/
| 2022-05-23T01:15:27 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-21/segments/1652662552994.41/warc/CC-MAIN-20220523011006-20220523041006-00089.warc.gz
| 0.92877 | 229 |
CC-MAIN-2022-21
|
webtext-fineweb__CC-MAIN-2022-21__0__273147846
|
en
|
We are a manufacturer and distributor of specialty chemical products and durable goods to industrial, educational, institutional, commercial and governmental accounts.
Continental Research Corporation began as a family-owned and operated business serving the specialty chemical needs of a variety of industries. Our extensive product offering has more than 300 specialty chemicals, including eco-friendly products.
In 2001, we expanded to include more than 25,000 durable goods when Durable Component Tech joined our company. From hand tools and safety gear to electrical equipment and bin systems, these goods complement the product lines used by the accounts we serve.
What we do is make business hassle free for our customers by providing a large product line, fast on-time delivery, promotional opportunities and superior customer care.
Our core values reflect our hassle-free business philosophy…
- We are a sales and customer satisfaction business.
- We work together to ensure that all customer commitments are met promptly and courteously.
- Communication and teamwork make us accountable at a high level.
- Encouragement and confidence in our people sets us apart.
- Each employee represents the quality of our organization.
|
economics
|
https://foryourto.com/coupons/categories/Nails+and+Nailcare
| 2019-05-22T18:35:55 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232256948.48/warc/CC-MAIN-20190522183240-20190522205240-00197.warc.gz
| 0.842025 | 128 |
CC-MAIN-2019-22
|
webtext-fineweb__CC-MAIN-2019-22__0__12950547
|
en
|
Get A Us$20 Instant Cash Off On Min Spend Of Us$120 On Skincare And Makeup Items!
Get a US$20 Instant Cash Off on Min Spend of US$120 on skincare and makeup items!
Terms & Conditions
1. Ends 27 May 2019
2. Spend US$120 on skincare or makeup to get instant US$20 off at checkout
3. Minimum spend is calculated based on the item value total before any discounts, surcharges, or shipping costs are applied
4. The currency exchange rates used by Strawberrynet may fluctuate with respect to the market exchange rate
|
economics
|
https://www.flexfuel-company.com/en/bioethanol
| 2020-02-26T03:17:56 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-10/segments/1581875146186.62/warc/CC-MAIN-20200226023658-20200226053658-00171.warc.gz
| 0.945733 | 238 |
CC-MAIN-2020-10
|
webtext-fineweb__CC-MAIN-2020-10__0__175760349
|
en
|
Bioethanol is currently the only alternative to petrol which is capable of being implemented without having to make any significant modifications to the fuel distribution mode. Bioethanol allows for a more economical and environmentally-friendly drive.
The savings are immediate and allow for a reduction of 30 to 45% of a given fuel budget. You can verify this yourself by consulting the price per litre of fuel.
Bioethanol also offers another environmental advantage; substituting one ton of petrol for one ton of Biothenol reduces emissions by up to 75%. The quantity of CO2 emitted during bioethanol combustion is equal to the quantity absorbed from the atmosphere by the plant as it was growing. There is therefore no contribution to ozone depletion.
Based on these observations, in 2008 Flexfuel Company was the first French actor to develop a bioethanol conversion kit, the DriveCleanBox, and launch it on the market.
Today, 25,000 bioethanol conversion kits have already been installed and 200 installation partners operate throughout France. These figures demonstrate Flexfuel Company’s role as a leader in the biofuel industry. Flexfuel Company has participated in numerous interviews and media appearances.
|
economics
|
https://americanpharmasolutions.com/about-us/
| 2020-06-06T06:50:45 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-24/segments/1590348511950.89/warc/CC-MAIN-20200606062649-20200606092649-00114.warc.gz
| 0.939736 | 535 |
CC-MAIN-2020-24
|
webtext-fineweb__CC-MAIN-2020-24__0__8714031
|
en
|
American Pharmaceutical Solutions LLC (APS) was created by a team of industry experts committed to optimizing the outcomes of self-insured and casualty insurance companies while providing superior service to claimants.
We understand the unique challenges associated with the specialized requirements of workers’ compensation and no-fault claims cases. And we know that cost control is paramount.
Lowering prescription transaction costs is the single greatest solution to reducing overall costs per claim.
The fees involved in delivering pharmaceuticals account for a substantial portion of expenditures, and we work diligently on behalf of our clients to minimize expenditures.
Pharmaceuticals remain a major component of both total clams and medical costs in treating workers’ compensation injuries and illnesses. Prescription drug costs surpassed $1 billion annually and are increasing at a rate of more than 4% annually. By offering the most competitive pricing in the industry, APS reduces costs for employers by lowering their spending related to workers’ compensation healthcare coverage. Lower costs and transparency result in overall cost savings for our clients.
Metrics that Minimize Costs
As claims age, pharmacy spend on claims quickly rises. Our proprietary analytics program tracks pharmaceutical costs to identify cases that should be targeted for settlement.
A National Pharmacy Network
Our national network provides access to more than 62,000 subscribed pharmacies, including overnight prescription delivery to 48 states. You can also benefit from excellent relationships APS has built with specialized pharmacies that:
- Focus on providing the lowest-cost, quality pharmaceuticals
- Have the ability to offer custom compounding at a significant discount
- Provide mail-order delivery
Smart Settlement Strategy
With our specialized understanding of workers’ compensation and no-fault cases, APS can offer guidance every step of the way, including pre-and post-settlement support. Medicals are handled differently pre- and-post settlement. For instance, pre-settlement medicals are subject to more restrictions regarding pricing and delivery. Our seasoned team understands the intricacies and can advise prudent settlement strategy and guidance.
Eliminate Stress and Administrative Headaches
Statutes that guide prescription processing, pricing and delivery vary by state. When problems arise, the burden and responsibility ultimately falls on the employer. APS assures smooth, accurate and timely transactions that adhere to requirements every time, so you can focus on your business, and your bottom line.
Cost efficiency benefits our clients and their customers. APS can help you deliver quality care and manage claims effectively, while reducing drug costs and lowering spending.
To talk to a member of our executive team, reach us by phone at 609-953-0440 or email us.
|
economics
|
http://coastal-container.com/
| 2019-06-26T23:08:26 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-26/segments/1560628000575.75/warc/CC-MAIN-20190626214837-20190627000837-00376.warc.gz
| 0.944275 | 298 |
CC-MAIN-2019-26
|
webtext-fineweb__CC-MAIN-2019-26__0__187003627
|
en
|
Coastal Container, leader in corrugated packaging products and services, has hired Bill Cessna as director of operations. In his role, Cessna will oversee production, maintenance, shipping and trucking.
We protect your product and reputation from dock to destination.
Headquartered in Holland, Michigan, we supply businesses throughout the Midwest with durable, cost-effective packaging products and innovative services.
From big to small, simple to complex, we can meet any packaging need you have with a solution that both protects your product and supports your business goals.
Using sustainable, advanced technology, we produce corrugated, plastic, foam and mixed-material boxes, trays, clamshells, kits, partitions and more.
More than a box company, we bring value to your transportation and packaging processes with design/test services, inventory management, delivery options and high quality printing.
We understand that our packaging protects more than your product, it also protects your reputation.
To provide our customers with the best products and services, we have recently invested in two important pieces of equipment: a rotary die cutter and a post folder gluer. “Our strong economy has encouraged companies across the area to take this opportunity and reinvest in our industry,” said Nathan Hoekstra, sales manager for Coastal Container. “We are investing in equipment, so we can provide our customers with our products quicker and at a lower, fixed cost.”
|
economics
|
http://xylemcompany.com/
| 2020-01-22T00:33:20 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-05/segments/1579250606226.29/warc/CC-MAIN-20200121222429-20200122011429-00513.warc.gz
| 0.860354 | 151 |
CC-MAIN-2020-05
|
webtext-fineweb__CC-MAIN-2020-05__0__38019223
|
en
|
Since 1962, Xylem Company has specialized in the development, integration, and strategic sourcing of engineered metal raw materials and components for the medical device industry.
Our mission is to match the demand for engineered materials and components with the capabilities of the manufacturing companies that we represent.
Greater value is often achieved by combining materials and services. When the commercial or technical complexity extends beyond our core manufacturing partners, Xylem provides value-added distribution, component development, assembly, and service-oriented transactions.
MATERIALS & SERVICES
• Strategic Sourcing of Exotic/Challenging Metal Raw Materials
• Stocking Programs
• Component Fabrication or Assembly
• Secondary Operations
• Surface Modification
• Technical Support Services and Resources
|
economics
|
https://devinieke.com.ng/intellectual-property-cyber-crimes-hottest-commodity/
| 2020-08-03T17:56:35 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-34/segments/1596439735823.29/warc/CC-MAIN-20200803170210-20200803200210-00482.warc.gz
| 0.945459 | 834 |
CC-MAIN-2020-34
|
webtext-fineweb__CC-MAIN-2020-34__0__55411524
|
en
|
Oil has reigned for centuries as one of society’s most valuable resources. Throughout history, those who have controlled oil, have controlled the economy. However, in the data economy of today, data itself – due to the insight and knowledge that can be extrapolated from it – is potentially far more valuable.
Like oil, raw data’s value comes from its capacity to be refined into an essential commodity. The potential for data cannot be understated, and it is for this reason that cybercriminals – driven by means, motive and opportunity – are in hot pursuit of companies’ intellectual property.
Intellectual property (IP) is the heart of the 21st-century company, an essential motor driving innovation, competitiveness, and the growth of businesses and the economy as a whole. The loss of IP could be fatal to a company’s future.
According to Nithen Naidoo, CEO of Snode Technologies, the common misconception that companies have around cybercrime, is that hackers intend to shut down your organisation’s critical infrastructure, but the truth is far more insidious.
“Shutting down an organisation has very limited upside for organised criminals – they want to make money, and the best way to do this is by monetising your intellectual property. Thieves are primarily after corporate secrets and business information that can be monetised quickly. This can include drug trial data, a paint formula, a manufacturing process, a geological survey of oil deposits, merger plans, or information about business negotiations and strategies. IP theft is a very real threat to organisations across industries.”
Out of fear of shareholder reaction, IP theft goes largely unreported – or worse, undiscovered. Unlike credit card fraud or theft of personally identifiable information, there is no easy way to track stolen IP or to understand how it is being exploited. Because of its nature, is often the case that stolen IP theft goes undetected by the company for an extended period of time, if at all.
Cybercriminals see no benefit in deleting a valuable document from the server, so will simply duplicate the file, meaning the organisation is none the wiser.
To this point, Naidoo emphasises, “Ignorance is not bliss. what you do not know, can and will hurt you; the loss of trade secrets can cripple your competitive advantage and ultimately do serious damage your business.” These companies will often see the impact on their bottom line, without ever realising the true cause.
Numerous factors have dramatically altered the traditional ways companies protect their IP. The digitalisation of huge amounts of valuable corporate information and increasing interconnectivity—both inside and outside ‘secure’ corporate networks—through multiple devices, have made IP far more portable and accessible. This makes IP increasingly vulnerable, and a very tempting target to attack.
Naidoo stresses that companies cannot rest on their laurels in the face of cybersecurity threats as targeted attacks are becoming more sophisticated and ever-evolving.
“Organisations need to augment security measures by implementing a culture of security, and emphasising that all employees are part of an organisation’s security posture, not just the IT team. To stay ahead of threats, it is critical companies provide a holistic approach to improving security process by not only utilising an integrated security solution but also instilling a sense of responsibility for cybersecurity from the top-down.”
Increased global competition and the resulting advantages of trade secrets have made corporate IP a lucrative target for cybercriminals.
Naidoo concludes, “It is not a matter of if you will be compromised, but when. In fact, chances are good that malware is already running undetected on the networks of many enterprises that lack the solutions designed specifically to proactively address advanced attacks. Adopting a proactive security model is crucial for the protection of your critical IP assets, as well as your company’s future competitiveness and economic viability.”
By Nithen Naidoo
Edited by Jenna Cook
Follow Jenna Cook on Twitter
Follow IT News Africa on Twitter
|
economics
|
http://thebusinessjakarta.com/about-jakarta/
| 2013-05-24T16:52:40 |
s3://commoncrawl/crawl-data/CC-MAIN-2013-20/segments/1368704818711/warc/CC-MAIN-20130516114658-00035-ip-10-60-113-184.ec2.internal.warc.gz
| 0.940904 | 387 |
CC-MAIN-2013-20
|
webtext-fineweb__CC-MAIN-2013-20__0__93756882
|
en
|
Jakarta is the capital city of Indonesia. It is the largest city among more than a hundred cities and nearly twenty thousand islands across Indonesia. Located in Java island, with population reaches 10 millions in 2010, Jakarta is the main “player” for business and urban lifestyle throughout Indonesia.
Jakarta is a modern city where the central government is located. Filled by many sophisticated people as its inhabitants, the city itself can influence other cities lifestyle and business trend.
The city is divided into five regions, which are South Jakarta, North Jakarta, West Jakarta, East Jakarta, and Central Jakarta. Each region has it own industries and businesses as well as the unique demographics characteristic. For instance, South Jakarta is famous for the entertainment areas, luxury housing, office estate, modern business, and sophisticated citizen. Central Jakarta is famous for the government concentrated area. North Jakarta is famous for its old city of Jakarta that is known as China town, electronic business and cargo transportation industries. West Jakarta is where multicultural citizens lives, and famous for its Information Technology industry as well as the IT university. And East Jakarta is famous for its Air Force military base and Jakarta’s secondary airport.
Those five regions connected with what we called The Golden Triangle Area, it is a major business and office district. The Golden Triangle Area consists of Sudirman Street – Thamrin Street, Gatot Subroto Street and Kuningan Rasuna Street. Those streets holds the most strategic building such as Indonesian Stock Exchange, famous hotels, and famous major office branches from all around the world.
However as this page is your introduction to do your investment and business in Jakarta Indonesia, you can look for more complete information at the menu’s tab for your better insight of business opportunities.
**Please follow TheBusinessJakarta Twitter Account @businessjakarta for live update about this article.
Read more for:
|
economics
|
https://powerretail.com.au/first-bnpl-code-of-practice/
| 2023-12-09T17:58:41 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100942.92/warc/CC-MAIN-20231209170619-20231209200619-00202.warc.gz
| 0.944957 | 874 |
CC-MAIN-2023-50
|
webtext-fineweb__CC-MAIN-2023-50__0__79728981
|
en
|
Buy Now, Pay Later companies are banding together with the Australian Finance Industry Association to conduct a world-first BNPL Code of Practice.
AFIA works with more than 100 banks, and is proposing this Code with BNPL companies including flexigroup, Afterpay, Brighte, Klarna, Zip Co, Payright, Latitude and Openpay.
AFIA will conduct a six-week public consultation into the BNPL Code, and will rely on stakeholders and customer groups so the standards ‘make sense’ for the industry and all BNPL customers.
The Code aims to ‘strengthen’ consumer protections for BNPL customers. “BNPL providers are proactively setting a best practice standard in direct response to areas identified as potential risks to consumers, while preserving customer choice to make purchases and payments in a way that suited their needs,” said Diane Tate, the CEO of AFIA.
“AFIA appreciates the time taken by our stakeholders to give us feedback, especially at a time when we are all working hard on managing the many impacts of the COVID-19 crisis.”
This comes as consumers share concerns about the payment services, particularly fees. Consumer advocates of BNPL want more clarity on fee caps and credit assessments for each BNPL service as a part of the Code.
As a result, AFIA agreed that fees should be capped at a fair rate, and that BNPL should not be offered to users under the age of 18.
Moreover, in order to create a ‘fair’ and capped fee for the BNPL platforms, AFIA and the BNPL companies must work together to identify what a ‘ fair, reasonable, and capped fee might look like’.
Other discussed feedback included various measures to help customers manage their payments, and introduce actions that support vulnerable customers.
This action would require ‘further work’, as these protective measures must not ‘impose restrictions that could inadvertently cause customers to seek alternative and less affordable options or requiring new systems to share customer information that would not be appropriate’.
“Our BNPL members – Afterpay, Brighte, flexigroup, Klarna, Latitude, OpenPay, Payright and Zip Co – strongly believe that good consumer outcomes are achieved with customer-centric product design, and industry initiatives that go above and beyond the law; and our new code delivers just that,” said Tate.
“Despite the delay in launch date, our BNPL members are bringing forward best-practice standards by already introducing many of the commitments in the new code, including having accessible hardship programs, membership of the Australian Financial Complaints Authority, and ensuring that customers do not spend more if they miss a payment.”
As part of the Code, BNPL companies are required to stop any additional product or services if a customer is delayed in payments. Moreover, the companies would cease to produce any promotional material to customers that are experiencing financial hardship.
“We’ve been delighted with the high level of interest and industry involvement in the creation of the Buy Now Pay Later Code of Practice,” Rebecca James, CEO of flexigroup told Power Retail.
“Over our 30 years of operations we have engaged with a wide range of stakeholders on the importance of responsible lending. flexigroup first called on the industry to establish this self-governing code in February 2019 and it’s been over a year of hard work and collaboration from AFIA, our Buy Now Pay Later peers and now external stakeholders. We’d like to thank all those who have taken the time to participate for their engagement to date and for ensuring that we have a fit for purpose code of conduct that has been subject to robust external examination.”
AFIA aimed to have the Code operating by 1 July 2020, but the pandemic has pushed it back to launch on January 1 2021.
Power Retail is dedicated to providing critical and live e-commerce retailer benchmarking data and shopper insights for the online retail industry. Click here to find out more about Power Retail E-Commerce Intelligence or here to sign-up for the free weekly Pulse Newsletter for more essential online retail content.
|
economics
|
https://farkyaratankadinlar.com.tr/ebru-ozdemir/
| 2022-07-04T21:42:42 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-27/segments/1656104496688.78/warc/CC-MAIN-20220704202455-20220704232455-00556.warc.gz
| 0.940508 | 285 |
CC-MAIN-2022-27
|
webtext-fineweb__CC-MAIN-2022-27__0__147488531
|
en
|
Ebru Özdemir is the Chairperson of Limak Investments, which was established as the investment branch of Limak Group of Companies. Focuses on the infrastructure and energy investments in and outside of Turkey, Limak Investments provides services in energy generation, distribution, sales and trading; airport, port, high speed train station, bridge and highway management sectors.
Ebru Ozdemir is the only person elected from Turkey to the Business Advisory Board of UNECE PPP (United Nations Economic Commission for Europe Public-Private Partnerships) in 2014. Mrs. Özdemir, is a Board Member of the International Investors Association (YASED), Endeavor Turkey and Foreign Economic Relations Board (DEIK), a member of Turkish Industrialists and Businessmen’s Association (TUSIAD) and Turkish Contractors Association (TMB). She is one of the Young Society Leaders of American Turkish Society and a member of Tate Modern’s Middle East North Africa Acquisitions Committee (MENAAC). Mrs. Özdemir is also carrying out the company’s social responsibility projects including Engineer Girls of Turkey which aims to promote engineering among female high school students and enpowering female engineering students.
Mrs. Özdemir has a B.Sc. in Civil Engineering (Bosphorus University, Turkey) and an MBA (Fordham University, US).
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economics
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http://normandy-food.com/en/food-processing-in-normandy/food-processing-sector-overview/
| 2019-07-16T06:29:54 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-30/segments/1563195524503.7/warc/CC-MAIN-20190716055158-20190716081158-00100.warc.gz
| 0.913125 | 1,045 |
CC-MAIN-2019-30
|
webtext-fineweb__CC-MAIN-2019-30__0__11483570
|
en
|
Food-processing industries: 17% of regional industrial employment
Normandy is a significant food-processing region. The sector, which is heavily influenced by the agricultural sector, relies on a condensed make-up of dynamic SMB often family-owned, but also on large national or international companies or cooperatives positioned after the main agricultural productions in the region.
The food-processing sector (including beverages) employs 17% of the industrial workforce in Normandy. This orientation is strongly influenced by Basse-Normandie who counts 24% of its industrial workforce in food-processing against 12% for Haute-Normandie (the rate is 14,5% for metropolitan France).
The Normandy food-processing companies achieved a revenue of 6,2 billion euros, which place Normandy in 4th place for French regions with 6,8% of revenue of national FPI behind Brittany, the Pays de la Loire and the region North Pas de Calais.
Milk and Meat: the two cornerstones of Normandy food-processing industry
In Basse-Normandie, the food-processing sector is the top regional industrial employer. This sector is essentially centered on the transformation of locally produced raw materials. In this region, 70% of FPI revenue come from the “milk and meat” sectors.
Part of these transformed products benefit from the European or French PDO (Protected Designation of Origin) and impacts local production.
Innovative sectors complete the offer: 4th generation salads, ready-cooked meals, prepared sea products, sweets.
Breakdown of food-processing companies in Basse-Normandie by sector of activity
Breakdown of employment in food-processing industries in Basse-Normandie by sector of activity
Revenue for food-processing industries in Basse-Normandie by sector of activity
In Haute-Normandie, because of the harbor activities of the Rouen/Le Havre hub, the food-processing activity is essentially oriented towards grocery products and the transformation of imported raw materials (chocolate, tea, coffee…). Therefore, the contribution of the “dairy and meat” sectors is more limited: less than 10% of revenue for the regional FPI. On the other hand, the sector “other food products” that reunite in particular the grocery activities, globalize ¾ of the FPI regional revenue. Part of these produced products are exported. The Normandy cereal sector is also turned toward export, as the Rouen harbor is the #1 European harbor that exports cereal.
Breakdown of food-processing companies in Haute-Normandie by sector of activity
Breakdown of employment in food-processing industries in Haute-Normandie by sector of activity
Revenue for food-processing industries in Haute-Normandie by sector of activity
Fewer and fewer independent and regional companies
Numerous large companies are present in Normandy: Companies des Fromages – Richemonts, Lactalis Nestlé Ultra Frais, Bel, and Danone for the dairy sector; Bigard – Charal – SOCOPA and ELIVIA for bovine meat; Ferrero for sweets…
The decision-making headquarters are located, more and more, outside of the production units (notably in Ile de France). Each year brings its share of restructuration, site closures or takeovers of regional companies. The different sectors depend increasingly on strategies that exceed Normandy surroundings.
Export to be developed
In France, export represents important prospects for the food-processing sector. In 2013, the French surplus for agricultural and food-processing trade reached 11,6 billion euros, close to the historic amount of 11,7 billion euros in 2011.
The beverage sector (including wine and spirits) remains the primary export sector for French FPI with 30% of revenue achieved by export. Dairy products constitute the 2nd export sector (16% of their revenue achieved with exports). The 3rd sector concerns grain products and starch (flour trade not included) with 43,7% of revenue achieved by export. In 2013, The European Union remained the principal destination for domestic exported products (63% of French exports by value, against 71% in 2007). The other destinations are the United States and China.
The Normandy food-processing companies achieve, in average, 18% of their sales with exports (intra-community deliveries included). Europe is the principal client for Normandy FPI. But their limited size is often a handicap for durably conquering international markets.
The professionals of the food-processing industry can unite in order to export. Collective operations are organized by the food-processing and proximity service of the Regional Normandy Chamber of Agriculture, in France and abroad: tradeshows, welcome centers for buyer delegations, business meetings, and prospection missions in the targeted countries.
In 2013, Normandy had 388 food-processing companies (60% in Basse-Normandie) – including baking points – who have notified their activity of organic agriculture to the Organic Agency. This figure is stable compared to 2012.
|
economics
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https://mc-d78b8b3d-03b4-41b4-9125-180180-cm.azurewebsites.net/News/2019/Rogers-Corporation-Reports-Second-Quarter-2019-Results
| 2021-09-26T21:32:37 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-39/segments/1631780057973.90/warc/CC-MAIN-20210926205414-20210926235414-00160.warc.gz
| 0.940813 | 2,356 |
CC-MAIN-2021-39
|
webtext-fineweb__CC-MAIN-2021-39__0__109063329
|
en
|
Release Date: 07/31/2019
Delivers Record Quarterly Revenue; EPS at Top End of Guidance
Chandler, Arizona, July 31, 2019: Rogers Corporation (NYSE:ROG) today announced financial results for the 2019 second quarter.
The Company reported 2019 second quarter net sales of $242.9 million, a 1.3% increase compared to 2019 first quarter net sales of $239.8 million and a 13.1% increase compared to 2018 second quarter net sales of $214.7 million. Net sales for the 2019 second quarter were within the Company's previously announced guidance range of $240 to $250 million. Currency exchange rates unfavorably impacted the 2019 second quarter net sales by $0.5 million compared to 2019 first quarter net sales, and by $8.1 million compared to 2018 second quarter net sales.
Second quarter 2019 net income was $24.3 million compared to $28.4 million in the first quarter of 2019 and $17.3 million in the second quarter of 2018. Earnings for 2019 second quarter were $1.30 per diluted share compared to $1.52 per diluted share in the first quarter of 2019 and $0.93 per diluted share in the second quarter of 2018. Earnings per diluted share were at the high end of the Company's previously announced guidance range of $1.16 to $1.31. On an adjusted basis, earnings were $1.64 per diluted share for the 2019 second quarter compared to adjusted earnings of $1.85 per diluted share in the first quarter of 2019 and $1.19 per diluted share in the second quarter of 2018. Adjusted earnings exceeded the high end of the Company's previously announced guidance range of $1.47 to $1.62 per diluted share.
Adjusted EBITDA was $53.1 million, or 21.9% of net sales, for the second quarter of 2019 compared to $53.1 million, or 22.2% of net sales, reported in the first quarter of 2019 and $43.8 million, or 20.4% of net sales, reported in the second quarter of 2018.
Gross margin was 35.3% in the second quarter of 2019 compared to 35.6% in the first quarter of 2019 and 35.7% in the second quarter of 2018. Second quarter 2019 gross margin was within the Company's previously announced guidance range of 35% to 36%. Operating margin was 13.7% in the second quarter of 2019 compared to 13.7% in the first quarter of 2019 and 11.7% in the second quarter of 2018. Adjusted operating margin was 17.2% in the second quarter of 2019 compared to 17.1% in the first quarter of 2019 and 14.8% in the second quarter of 2018.
"We achieved record quarterly revenue and adjusted earnings above the top end of our guidance range in Q2, driven by 5G demand and continued strength in ADAS," stated Bruce D. Hoechner, Rogers’ President and CEO. "We are encouraged by our strong performance, however our cautious near-term outlook is due to uncertainties related to ongoing trade tensions, which could affect the current 5G demand ramp, and continued weakness in industrial and conventional automotive markets. The market outlook for Advanced Connectivity and Advanced Mobility applications remains very strong and we are focused on operational improvements that will allow us to fully capitalize on these significant market opportunities."
Business segment discussion
Advanced Connectivity Solutions (ACS)
Advanced Connectivity Solutions reported 2019 second quarter net sales of $92.5 million, a 15.0% increase compared to 2019 first quarter net sales of $80.5 million and a 21.1% increase compared to 2018 second quarter net sales of $76.4 million. The sequential increase in 2019 second quarter net sales was largely driven by demand for high frequency circuit materials used in 5G and 4G wireless infrastructure and continued strength in Advanced Driver Assistance Systems (ADAS). Second quarter 2019 net sales were favorably impacted by $0.1 million due to fluctuations in currency exchange rates compared to 2019 first quarter net sales, but were unfavorably impacted by $2.5 million compared to 2018 second quarter net sales.
Elastomeric Material Solutions (EMS)
Elastomeric Material Solutions reported 2019 second quarter net sales of $93.9 million, a 1.2% increase compared to 2019 first quarter net sales of $92.8 million and an 18.5% increase compared to 2018 second quarter net sales of $79.2 million. The sequential increase in 2019 second quarter net sales was due to strong demand in portable electronics, EV/HEV batteries and mass transit. Fluctuations in currency exchange rates unfavorably impacted net sales by $0.2 million in the 2019 second quarter compared to 2019 first quarter net sales, and by $2.2 million compared to 2018 second quarter net sales.
Power Electronics Solutions (PES)
Power Electronics Solutions reported 2019 second quarter net sales of $51.7 million, a 13.6% decrease compared to 2019 first quarter net sales of $59.8 million and a 3.7% decrease compared to 2018 second quarter net sales of $53.6 million. The 2019 second quarter sequential decrease was primarily due to weaker demand for power semiconductor substrates in industrial and vehicle electrification applications, partially offset by stronger rail and renewable energy demand. Second quarter 2019 net sales were unfavorably impacted by $0.4 million due to fluctuations in currency exchange rates compared to 2019 first quarter net sales and by $3.2 million compared to 2018 second quarter net sales.
Other reported 2019 second quarter net sales of $4.8 million, a 29.4% decrease compared to 2019 first quarter net sales of $6.8 million and a 12.3% decrease compared to 2018 second quarter net sales of $5.4 million. The sequential decrease in 2019 second quarter net sales was due to a last-time buy in the Durel business in the prior quarter.
Balance sheet and other highlights
Rogers ended the second quarter of 2019 with cash and cash equivalents of $173.1 million, an increase of $5.4 million from $167.7 million at December 31, 2018. The increase in cash resulted primarily from net cash provided by operating activities of $67.5 million, partially offset by capital expenditures of $24.0 million and repayment of debt principle of $33.0 million.
Effective tax rate
Rogers' effective tax rate was 22.9% for the second quarter of 2019, compared to 14.2% for the first quarter of 2019. The second quarter effective tax rate was higher due primarily to certain discrete tax benefits realized in the first quarter. The Company expects the effective tax rate for the second half of 2019 to be 24% to 25%.
Financial outlookRogers guides its 2019 third quarter net sales to a range of $225 to $235 million and gross margin to a range of 35% to 36%. Rogers guides its 2019 third quarter earnings to a range of $1.05 to $1.20 per diluted share and adjusted earnings to a range of $1.30 to $1.45 per diluted share.
For the full year 2019, Rogers expects capital expenditures to be in a range of $50 to $60 million.
About Rogers Corporation
Rogers Corporation (NYSE:ROG) is a global leader in engineered materials to power, protect, and connect our world. With more than 180 years of materials science experience, Rogers delivers high-performance solutions that enable the company’s growth drivers-- advanced connectivity and advanced mobility applications, as well as other technologies where reliability is critical. Rogers delivers Power Electronics Solutions for energy-efficient motor drives, e-Mobility and renewable energy; Elastomeric Material Solutions for sealing, vibration management and impact protection in mobile devices, transportation interiors, industrial equipment and performance apparel; and Advanced Connectivity Solutions for wireless infrastructure, automotive safety and radar systems. Headquartered in Arizona (USA), Rogers operates manufacturing facilities in the United States, China, Germany, Belgium, Hungary, and South Korea, with joint ventures and sales offices worldwide.
Safe Harbor Statement
This release contains forward-looking statements, which concern our plans, objectives, outlook, goals, strategies, future events, future net sales or performance, capital expenditures, future restructuring, plans or intentions relating to expansions, business trends and other information that is not historical information. All forward-looking statements are based upon information available to us on the date of this release and are subject to risks, uncertainties and other factors, many of which are outside of our control, which could cause actual results to differ materially from the results discussed in the forward-looking statements. Risks and uncertainties that could cause such results to differ include: failure to capitalize on, volatility within, or other adverse changes with respect to the Company's growth drivers, including advanced mobility and advanced connectivity, such as delays in adoption or implementation of new technologies; uncertain business, economic and political conditions in the United States and abroad, particularly in China, South Korea, Germany, Hungary and Belgium, where we maintain significant manufacturing, sales or administrative operations; the ongoing trade policy dispute between the United States and China, as well as adverse changes in trade policy, tariff regulation or other trade restrictions, including trade restrictions on Huawei Technologies Co., Ltd.; fluctuations in foreign currency exchange rates; the results of our research and development efforts; adverse competitive developments, including the extent to which our products are incorporated into end-user products and systems and the extent to which those products and systems achieve commercial success; business development transactions and related integration considerations, including failure to realize, or delays in the realization of anticipated benefits of such transactions; the outcome of ongoing and future litigation, including our asbestos-related product liability litigation; inability to obtain raw materials, including commodities, from single or limited source suppliers in a timely and cost effective manner; uncertainties with regard to the timing, expense and cash outlays associated with the termination and settlement of the Rogers Corporation Defined Benefit Pension Plan; and changes in laws and regulations applicable to our business. For additional information about the risks, uncertainties and other factors that may affect our business, please see our most recent annual report on Form 10-K and any subsequent reports filed with the Securities and Exchange Commission, including quarterly reports on Form 10-Q. Rogers Corporation assumes no responsibility to update any forward-looking statements contained herein except as required by law.
Conference call and additional information
A conference call to discuss the 2019 second quarter results will take place today, Wednesday July 31, 2019 at 5pm ET.
A live webcast and slide presentation will be available under the investors section of www.rogerscorp.com/ir.
To participate, please dial:
1-800-574-8929 Toll-free in the United States
There is no passcode for the live teleconference.
If you are unable to attend, a conference call playback will be available from July 31, 2019 at approximately 8 pm ET through August 14, 2019 at 11:59 pm ET, by dialing 1-855-859-2056 from the United States, and 1-404-537-3406 from outside of the US, each with passcode 6238188.
Additionally, the archived webcast will be available on the Rogers website at approximately 8 pm ET August 1, 2019.
Please contact the Company directly via email or visit the Rogers website.
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economics
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https://skconflga.wordpress.com/2017/06/02/june-5-facebook-live-event-anti-poverty/
| 2018-05-27T09:40:26 |
s3://commoncrawl/crawl-data/CC-MAIN-2018-22/segments/1526794868239.93/warc/CC-MAIN-20180527091644-20180527111644-00441.warc.gz
| 0.904409 | 124 |
CC-MAIN-2018-22
|
webtext-fineweb__CC-MAIN-2018-22__0__207047831
|
en
|
Minister Duclos to Host a Facebook Live Event Discussing the Federal Anti-Poverty Strategy
On June 5, the Hon. Jean-Yves Duclos, Minister of Families, Children, and Social Development, will be holding a Facebook live event in order to discuss poverty reduction, and the federal government’s Poverty Reduction Strategy. The event will be held on June 5 from 4:30-5:30pm EST, and can be accessed via the following link: https://www.facebook.com/SocialDevelopmentCanada/
Participants will be invited to submit questions and pose comments.
|
economics
|
https://mhpost.in/gds-financial-upgradation-scheme-2024/
| 2024-04-24T18:35:32 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296819847.83/warc/CC-MAIN-20240424174709-20240424204709-00266.warc.gz
| 0.938483 | 595 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__2999529
|
en
|
Ministry of Communications Launches Financial Upgradation Scheme for Gramin Dak Sevaks (GDS).
In a significant move aimed at enhancing the service conditions and addressing stagnation concerns among Gramin Dak Sevaks (GDSs), the Department of Posts, under the leadership of Union Minister Ashwini Vaishnaw, has introduced a comprehensive financial upgradation scheme. This scheme, unveiled recently, seeks to empower over 2.56 lakh GDSs who form the backbone of rural postal services across the nation.
The Gramin Dak Sevaks (Grant of Financial Upgradation) Scheme 2024 comes with several key features designed to recognize and reward the dedication and hard work of these essential postal workers. One of the central provisions of the scheme is the introduction of three financial upgradations, which will be granted upon completion of 12, 24, and 36 years of service, respectively. These upgradations will entail annual increments of Rs. 4,320, Rs. 5,520, and Rs. 7,200 per annum.
Crucially, these financial increments are supplementary to the existing remuneration structure, which includes the Time Related Continuity Allowance (TRCA) provided to GDSs. This dual-layered approach ensures that GDSs receive both base compensation and incremental rewards for their continued service and dedication.
Beyond the monetary benefits, the scheme holds the promise of enhancing the overall service conditions for GDSs. By addressing the issue of stagnation in service, it aims to infuse a sense of motivation and career progression among these frontline postal workers. The scheme is anticipated to have a far-reaching impact, not only on the lives of individual GDSs but also on the efficiency and effectiveness of postal services in rural areas.
The significance of the scheme lies not only in its immediate benefits but also in its broader implications for rural development and connectivity. Gramin Dak Sevaks play a pivotal role in bridging the gap between urban and rural areas by facilitating essential postal and financial services in even the remotest corners of the country. By recognizing their contribution and investing in their welfare, the Ministry of Communications underscores its commitment to inclusive growth and equitable access to services for all citizens.
The introduction of the Gramin Dak Sevaks (Grant of Financial Upgradation) Scheme 2024 marks a milestone in the ongoing efforts to strengthen postal infrastructure and empower rural communities. As the backbone of the Department of Posts in rural areas, GDSs are deserving of recognition and support, and this scheme represents a significant step towards fulfilling that obligation.
In conclusion, the unveiling of this scheme heralds a new chapter in the journey of Gramin Dak Sevaks, one marked by enhanced dignity, improved service conditions, and greater opportunities for professional growth. It is a testament to the government’s commitment to recognizing and valuing the contributions of all sections of society, especially those who work tirelessly to serve the nation’s rural populace.
|
economics
|
http://www.lucianabritogaleria.com.br/exhibitions/147
| 2020-07-08T08:46:03 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-29/segments/1593655896905.46/warc/CC-MAIN-20200708062424-20200708092424-00029.warc.gz
| 0.948198 | 365 |
CC-MAIN-2020-29
|
webtext-fineweb__CC-MAIN-2020-29__0__6153860
|
en
|
Luciana Brito Galeria is pleased to announce its participation in the P.art.ilha project, an unforeseen initiative among Brazilian galleries, which aims to boost the national art market given the difficulties caused by the recent pandemic. The objective is to gather cultural agents within the galleries, artists and collaborators in a large solidarity network, including the support to vulnerable communities. The project is currently in its second month, with 17 participating Brazilian galleries, more than 100 artists and hundreds of sold artworks.
During the month of June, with the purchase of an artwork by any of the selected artists, the client is automatically granted with a 75% credit of the purchase value, to use in payment for a second piece, this time of another artist represented by the same gallery. At the end of the month, the participating galleries will also make a financial donation to institutions that are on the front against Covid-19. A simple idea that heats up the market and contributes to its strengthening, while it also helps to fight the crises. The P.art.ilha project is currently during its second consecutive month and will remain until the month of July. The institutions which have already received the aid for the month of May as part of the project are: Casa Chama (SP), Lá da Favelinha (BH), Lanchonete <> Lanchonete (RJ), Por Nossa Conta (SP) e Salvando Vidas (SP).
Want to join? Click here and see the list of the selected artists by Luciana Brito Galeria for the P.art.ilha Ação #2
Luciana Brito Galeria
Avenida Nove de Julho 5162
São Paulo Brasil 55 11 3842 0634
|
economics
|
https://www.ctm360.com/trap10-binary-options-trading
| 2021-03-04T09:06:04 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-10/segments/1614178368687.25/warc/CC-MAIN-20210304082345-20210304112345-00163.warc.gz
| 0.944259 | 900 |
CC-MAIN-2021-10
|
webtext-fineweb__CC-MAIN-2021-10__0__216424704
|
en
|
Binary Trading (commonly also known as Binary Options Trading or Binary Options) is a type of option where the trader takes a yes or no position on the price of a stock or other assets, with the resulting payoff being all or nothing. Assets that can be traded as Binary Options are indices, forex, commodities and stocks.
Binary Trading in the GCC
All binary options trades are conducted through Internet-based trading platforms which give the impression that they are based in the GCC and do not comply with applicable GCC regulatory requirements and may be engaging in illegal activities. GCC mainly Saudi Arabia stands eighth in the top ten list of binary options trading market.
Types of scams running in the GCC
The scammers are using various techniques to lure GCC residents to engage in TRAP10. Implying affiliation with GCC based financial institutions is the most concerning part. Following is a list of fraud techniques that we were able to identify:
- ● Brand Abuse: The scammers are abusing brand names of GCC organizations to lure the residents in engaging with them. One of the easiest way to do so is by hosting binary trade business on lookalike domain names of recognized GCC organizations. Another is by creating lookalike social media profiles of recognized GCC brands, to connect and invite the target individuals, implying to them like they are a legitimate GCC organization. While investigating one such lookalike name of a GCC stock exchange, our analysts discovered multiple variations of the same name registered by an entity OptionRally, which is one of the most popular, yet completely unregulated brokers in the GCC. (Option Rally is registered in Cyprus, presumably under CySec)
- ● Unregistered Establishments: Upon analysis of other websites, like BancoFX, Stock Pair, RehaOren, Top Option and Option Rally, it seems that these private enterprises are operating in GCC countries like Bahrain, Saudi Arabia and UAE without officially incorporating in-country. These entities have vague physical locations listed on their websites and do not appear to be regulated under any official authority; furthermore, phone numbers also remain unanswered during work-hours. As a result, we believe there is a · high likelihood that they are fraudulent and not registered as local or branch businesses.
- ● Identity Theft: With brokers not being regulated or monitored, we believe there is a very high risk to customers who give their personal and credit card details as this information can be used for a fraudulent purpose. One such example is No1Options.com which requires personal information of the user to sign up.
- ● Misrepresentation: Most binary trading websites are using get-rich marketing schemes like “Want to make $1,000 or more per day?” to attract GCC-based customers and offering bonuses of multiples of the deposit amount; however, there is considerable fine-print that makes it highly unlikely that large profits can be realized. An example of this is on Banc De Binary, RehaOren and others where a consumer is attracted towards claims of 200% returns on the deposit; yet, in real terms such scenarios are only possible when a trade is 20x the deposit and bonus amounts.
- ● Manipulation of software: Manipulation of the TRAP10 software to generate losing trades is possible in an unregulated environment. Brokers can manipulate the trading software to distort prices and payouts. For example, when a customer’s trade is winning, the countdown to expiration is extended arbitrarily until the trade becomes a loss. We did identify a case where a trader fell victim to this scam. The background of this is that each broker has a system where a trade is placed and a countdown to the expiration begins. When the clock ticks to zero the victim/trader is awarded a win or suffers a loss. This is a standard binary · options trade; however, what happens after the clock ticks to zero, the status changes to Expiring for at least another 30 to 60 seconds. During that time, if trading was closed, the stock may move enough for the trader/victim to lose their money. OptionBit is one example of mass complaints.
- ● Unauthorized articles: During the course of our research, we have found articles written by unauthorized people supporting TRAP10 in the GCC which are misguiding the public. arabicbinaryoption.com is one such website which is misleading the users that the reputable stock exchanges in the GCC trade in binary options.
|
economics
|
https://northtexasreversemortgage.com/
| 2021-01-20T18:27:35 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-04/segments/1610703521987.71/warc/CC-MAIN-20210120182259-20210120212259-00578.warc.gz
| 0.884327 | 496 |
CC-MAIN-2021-04
|
webtext-fineweb__CC-MAIN-2021-04__0__241080211
|
en
|
Mortgage Broker – Top HECM Help
Reverse Mortgage – Local Lenders in DFW
Are You Looking For a Local Reverse Mortgage Professional That Offers:
- Free Consultation, Rates & Calculator,
- 25+ Years of Experience – Lenders Here To Help,
- Reverse Mortgage & HECM (Home Equity Conversion Mortgage) Explained,
- Solutions for Adults 62+ w/ 50%+ Equity in Dallas,
- and Trusted By 1,000s of Homeowners / Companies in DFW?
If the answer is “YES” then you need the help of a local and professional reverse mortgage lender to help you eliminate monthly mortgage, get access to cash, and/or help you stay in your home.
To get started give us a call or fill out the form to schedule a free consultation.
Do I Qualify?
10 Reverse Mortgage & HECM Strategies:
- Pay off my existing mortgage to increase cash flow.
- Renovate my home to make it safer and more enjoyable.
- Give my retirement savings accounts more time to grow.
- Delay taking my Social Security for larger payouts later.
- Build a stronger safety net.
- Gain greater peace of mind for my long-term healthcare needs.
- Purchase another home that will better fit my needs.
- Protect my portfolio in a down market.
- Create a lifetime income stream for my family and me.
- Pay off other debt, like high interest credit cards.
Reverse Mortgage & HECM Eligibility Requirements:
- Be 62 or older
- Own and live in your home as your primary residence
- Undergo a financial assessment to ensure a reverse mortgage can serve you as a sustainable, long-term retirement solution
- Receive counseling by an independent, HUD-approved third-party to confirm you understand your obligations and responsibilities with a reverse mortgage
- Maintain the property and continue paying property taxes, homeowners insurance, homeowner association and any other applicable fees
- More than 1 million homeowners 62 and over have used a HECM reverse mortgage to age in place.
- Since obtaining a reverse mortgage, 8 out of 10 customers said their lives have improved.
- Home equity levels for homeowners aged 62 and older grew to $7.1 trillion in the fourth quarter of 2018.
Reverse Mortgage Evaluator
|
economics
|
https://webuycars.com.au/the-best-time-to-sell-your-car-in-australia/
| 2024-02-27T09:51:48 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947474674.35/warc/CC-MAIN-20240227085429-20240227115429-00731.warc.gz
| 0.953546 | 805 |
CC-MAIN-2024-10
|
webtext-fineweb__CC-MAIN-2024-10__0__21017657
|
en
|
Selling your car can be a significant decision, both financially and emotionally. Add to this the challenging economic market we find ourselves in following Covid-19 and its impacts on manufacturing and supply chains, and it becomes even more confusing to know if or when to sell. Many factors can impact the price you can expect to receive when selling your secondhand car, so it’s important to consider when the best time to sell your car may be. In this blog post, we'll delve into the factors that influence the best time to sell your car in Australia, helping you navigate the market, and make informed decisions to help you get the best price for your car sale.
The age and mileage of your car play a significant role in determining the right time to sell. As they say, a brand new car loses 10-15% of its value the minute you drive out of the showroom, and in general cars will depreciate up to 50% over the first two years. Unless you’re planning to keep your car for many years, you may get the best resale value by upgrading your car every 3-5 years or before you clock up 100,000km. That said, different cars may depreciate at different rates, such as luxury or classic vehicles.
Lifestyle changes can prompt the need for a different type of vehicle out of want or necessity. If your family is growing, you might need to upgrade to a larger car, or if you're downsizing, a smaller vehicle might be in order. Preparing for these changes and selling your car before the need becomes urgent can help you find a better price and enjoy more negotiating power.
Did you know that different seasons can influence car sales? In warmer weather, you might see more demand for convertibles, sports cars, or road trip vehicles, whereas in colder months, 4x4s or SUVs could be more appealing. However, keep in mind that these trends might vary based on your location and local climate!
Researching market trends can be beneficial before selling your car. If a particular make or model is in high demand due to a certain feature or availability, you might want to sell when that demand is at its peak. On the other hand, if new models of your car are about to be released, you might experience a drop in value as buyers may be more likely to choose the newer model. Sale periods like EOFY also mean people might be more inclined to buy new or demo models, as dealers can offer more competitive prices or tax benefits.
Economic and environmental factors can influence car sales and the used car market. When the economy is thriving, people may feel more confident about their financial situation and are more likely to consider buying a car. On the other hand, during economic downturns, selling a car might be more challenging as buyers become more budget-conscious and risk averse.
Timing your sale with your next scheduled service or repair can be potentially beneficial. If your car requires major repairs, consider whether investing in those repairs will yield a higher selling price, or if you’ll end up financially worse off. Sometimes, getting the necessary repairs done before selling can make your car more attractive to buyers, and sometimes the cost of repairs may outweigh any added value. The good news is, when you sell your car to We Buy Cars, you don’t need to stress about service history or roadworthy certificates!
Selling your car is a big step, and the timing can impact your experience. Whether you're selling due to changing needs, market trends, or economic conditions, taking the time to consider these factors can help you get a better return at the end of the day. Remember that research is key - keep an eye on market trends, stay informed about your car's maintenance needs, and use online platforms strategically. If you want to sell your car online in three easy steps, get in touch with the team at We Buy Cars today!
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economics
|
https://www.acronymsseriouslysuck.com/acronym/633701bad06538a3c4d14d48/fdic/federal-deposit-insurance-corporation
| 2023-10-05T02:58:58 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233511717.69/warc/CC-MAIN-20231005012006-20231005042006-00585.warc.gz
| 0.943766 | 150 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__220887185
|
en
|
The Federal Deposit Insurance Corporation (FDIC) is an independent U.S. government agency created in 1933. Its main purpose is to provide insurance protection to depositors in case of the failure of a member bank. The FDIC insures deposits up to $250,000 per depositor, per insured bank, for each account ownership category. This insurance protection helps to ensure public confidence in the nation's banking system and promotes stability in the financial system. In addition to providing deposit insurance, the FDIC also works to promote the safety and soundness of insured financial institutions and to limit the extent of losses to the Deposit Insurance Fund. The FDIC is funded by assessments on insured banks and thrift institutions, and does not receive any tax dollars.
|
economics
|
https://www.valeoils.co.uk/
| 2020-07-11T02:37:28 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-29/segments/1593655919952.68/warc/CC-MAIN-20200711001811-20200711031811-00081.warc.gz
| 0.946399 | 869 |
CC-MAIN-2020-29
|
webtext-fineweb__CC-MAIN-2020-29__0__26313103
|
en
|
An Independent Heating Oil Supplier In Devizes
We are a completely independent fuel supplier serving the Devizes and Marlborough areas. You can buy quality heating oil from us for your home, business, farm or vehicle for a competive price with unrivalled customer service.
We are focused on serving our local communtiy, which allows uts to build a relationship with you. We’re here when you need us with a range of delivery options depending on your need. As we can group heating oil orders , we can make savings and pass them directly to you, helping you to get the best prices for premium heating oil every time.
Not only do we offer great prices and personalised service, we also pride ourselves on providing top quality heating oil with special additives. These additives have many benefits, including lowering emissions, improving system efficiency, and offering a cleaner burn. Click here to learn more about our additives.
Our heating oil fuels include Kerosene, Aga Kerosene and Premium Kerosene. We can help with deliveries for home heating, farms, local businesses and vehicles, keeping things running with a reliable supply when you need it most.
Vale Oils offer heating oil supplies in Devizes, The Pewsey Vale, Marlborough and surrounding villages. By staying local we can ensure deliveries are on time and flexible to fit around your needs.
Come and see how we do things differently.
We supply quality heating oil with prices you can trust and aim to save our customers the effort of comparing heating oil suppliers. We also offer a free Autofill service, keeping you regularly topped up with domstic fuel oil when needed.
Direct communication and reliability allows our hard working farmers to trust us with providing their oil fuels. We cover a smaller area around Devizes and Marlborough,so that we are available during peak times for fuel oil deliveries, such as harvest.
Our fuel oil supplies come straight from the terminal, ensuring the best quality heating oil every time. We know how important fuel is and believe as local businesses play an important role in the community we’re proud to offer a reliable fuel oil service to you.
Premium fuel oils contain additives to provide multiple enhancements over standard fuels, such as reducing your oil boiler servicing costs, increasing fuel oil performance and lowering emissions.
About Vale Oils
Vale Oils is a heating oil supplier covering Devize and Marlborough and the local area. The business was setup by two experienced tanker drivers who wanted to be seen differently and show their family values. Our focus is to provide a great service to a smaller area, so that we can be there for when you need us most.
We really love spending time getting to know our customers and listening to how the little things can make a big difference.We work hard to ensure your heating oil experience is excellent from start to finish, so you will stay with us for years to come.
Being a completely independent local supplier of heating oil allows us to provide better communication and flexibility. Every Vale Oils customer will receive a fair and transparent price for their heating oil, so we can be a trusted part of the community.
Our time will always be spent giving you a personal service with friendly local staff, always on hand to help with your heating oil supply whether you’re a domestic, farm or business customer.
Want to see how we compare? Click our ‘Get a Quote’ button for a free online quote. We have delivery options ranging from ten days (our best value option), right through to emergency deliveries. If you have an emergency order needed within 24 hours please call us on 07775 795628.
Our Good Causes
Wiltshire Air Ambulance (WAA)
Reaching the far corners of Wiltshire within 11 minutes of an emergency call is an impressive achievement. This year Vale Oils will be supporting this local charity as it is not funded directly by the Government and receives no National Lottery grants.
True Heroes Racing (THR)
With a close link to the military, Vale Oils want to show their appreciation by supporting the THR team. True Heroes supports injured military personnel from all services by helping serving members and veterans become part of a team again.
|
economics
|
https://jknewsletter.com/rs-2000-notes-to-be-withdrawn-from-circulation/
| 2023-09-29T13:50:43 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510516.56/warc/CC-MAIN-20230929122500-20230929152500-00601.warc.gz
| 0.959336 | 333 |
CC-MAIN-2023-40
|
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|
en
|
In a statement, the RBI said: “The 2000 denomination banknote was introduced in November 2016 primarily to meet the currency requirements of the economy in an expeditious manner after the withdrawal of legal tender status of all 500 and 1000 banknotes in circulation at that time.”
It also said that all banks should provide deposit and or exchange facilities for 2000 banknotes until September 30, 2023.
The RBI said it would withdraw all the Rs 2000 banknotes as a part of its clean note policy.
According to the RBI, people may deposit Rs 2000 banknotes into their bank accounts and or exchange them into banknotes of other denominations at any bank branch.
“Deposit into bank accounts can be made in the usual manner, that is, without restrictions and subject to extant instructions and other applicable statutory provisions,” RBI said.
The central bank said in order to ensure operational convenience and to avoid disruption of regular activities of bank branches, exchange of Rs 2,000 banknotes into notes of other denominations can be made up to a limit of Rs 20,000 at a time at any bank starting from May 23, 2023.
The RBI said that banks may exchange Rs 2000 banknotes up to a limit of Rs 20,000 (10 notes per account holder) at a time from an account holder so that the inconvenience to the public is minimised.
It said that the facility for exchange of Rs 2000 banknotes would be provided to people by all banks through their branches.
The RBI has given banks till May 23 to get ready to exchange the Rs 2000 notes while deposits of the notes are accepted in usual manner.
|
economics
|
https://saasb2b.com/growth-marketing-kpis/
| 2024-03-05T11:44:33 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707948234904.99/warc/CC-MAIN-20240305092259-20240305122259-00373.warc.gz
| 0.936783 | 2,831 |
CC-MAIN-2024-10
|
webtext-fineweb__CC-MAIN-2024-10__0__58008145
|
en
|
Tracking growth metrics is essential for any business that wants to achieve long-term success. Growth metrics provide critical insights into the health of a business, and help identify areas that need improvement. By tracking the right metrics, a business can gain a better understanding of its customer base, its performance relative to its competitors, and its potential for future growth.
For SaaS companies in particular, tracking growth metrics is especially important. Since SaaS is a subscription-based model, it’s critical to monitor metrics that indicate the health of customer relationships and retention rates. Metrics such as customer lifetime value, churn rate, and monthly recurring revenue can provide insights into the financial health of a SaaS business, while metrics such as user acquisition cost, conversion rate, and customer engagement can help identify opportunities for growth.
9 Essential Growth Marketing Metrics
SaaS businesses require a unique set of growth marketing KPIs (key performance indicators) to effectively measure the success of their marketing efforts. Here are some of the most important growth marketing KPIs for SaaS businesses:
#1. Monthly Recurring Revenue (MRR)
MRR is a critical KPI for SaaS businesses, as it measures the total revenue generated from monthly subscriptions. By tracking MRR, businesses can understand the growth and performance of their subscription-based revenue streams.
#2. Customer Acquisition Cost (CAC)
CAC measures the cost of acquiring a new customer. By tracking CAC, businesses can determine the effectiveness of their marketing and sales efforts and make informed decisions about how to allocate resources. How to calculate CAC.
#3. Customer Acquisition Cost Payback Period
CAC payback period measures the time it takes for a business to recoup the cost of acquiring a new customer. This metric is important for SaaS businesses because it helps them understand the effectiveness of their marketing and sales efforts, and the sustainability of their customer acquisition costs. How to Calculate CAC Payback Period.
#4. Customer Lifetime Value (CLV):
CLV measures the total revenue a customer is expected to generate over the course of their relationship with the business. By understanding the CLV, businesses can make informed decisions about how much to spend on customer acquisition and retention. How to calculate Lifetime Value.
#5. Churn Rate
Churn rate measures the percentage of customers who cancel their subscription or stop using the product or service. By tracking churn rate, businesses can understand the factors that contribute to customer retention and make informed decisions about how to reduce churn. How to calculate Churn Rate.
#6. Conversion Rate
Conversion rate measures the percentage of website visitors or leads who become paying customers. By tracking conversion rate, businesses can optimize their marketing and sales funnels to improve the effectiveness of their conversion efforts.
#7. Active Users
Active users measures the number of users who are actively using the product or service. By tracking active users, businesses can understand the engagement and satisfaction of their customers.
#8. Net Promoter Score (NPS)
NPS measures the likelihood of customers to recommend the product or service to others. By tracking NPS, businesses can understand customer satisfaction and identify areas for improvement. How to calculate NPS.
#9. Return on Investment (ROI)
ROI measures the return on investment of marketing and sales efforts. By calculating ROI, businesses can understand the effectiveness of their spending and make data-driven decisions about where to allocate resources. How to calculate ROI.
Overall, these growth marketing KPIs can provide valuable insights into the performance and effectiveness of a SaaS business’s marketing and sales efforts. By tracking and analyzing these metrics, businesses can make informed decisions about how to optimize their growth marketing strategies and maximize revenue and profitability.
Useful Tools for Keeping Track of Growth Metrics for SaaS
There are several tools that are critical for analyzing SaaS growth. Here are some examples:
#1. Google Analytics
This is a web analytics tool that can track website traffic, user behavior, and conversion rates. It can also be used to monitor the effectiveness of marketing campaigns and user acquisition strategies.
#2. Mixpanel & Amplitude
Mixpanel and Amplitude are analytics tools that can be used to track user behavior within a SaaS product, including user engagement, retention, and conversion rates. They can also be used to monitor the effectiveness of product updates and features.
#3. SEMrush & Ahrefs
SEMrush and Ahrefs are marketing analytics tool that can be used to monitor the performance of SEO, PPC, and social media marketing campaigns. It can also provide insights into the competitive landscape and identify opportunities for growth.
#4. ChartMogul & Baremetrics
ChartMogul and Baremetrics These are revenue analytics tools that can be used to track subscription revenue, churn rates, and customer lifetime value. They can also provide insights into the effectiveness of pricing strategies and customer acquisition channels.
#5. Looker & Tableau
Looker and Tableau are business intelligence and data analytics platforms that can be used to analyze and visualize data from various sources, including databases, APIs, and other analytics tools. They can help SaaS businesses gain a deeper understanding of their users, products, and market, and make data-driven decisions to drive growth.
By using these and other tools, SaaS businesses can monitor their growth and identify opportunities for optimization and improvement. The insights provided by these tools can help startups make data-driven decisions and increase their chances of success.
Growth Metric Calculations
How to Calculate CAC
To calculate Customer Acquisition Cost (CAC), you need to divide the total cost of acquiring customers (including all marketing and sales expenses) by the number of customers acquired during a specific period. Here’s the formula:
- CAC = (Total cost of sales and marketing) / Number of new customers acquired
For example, if a SaaS business spends $10,000 on sales and marketing in a month, and acquires 100 new customers during that same month, then the CAC for that month would be $100:
- CAC = $10,000 / 100 = $100
It’s important to note that to accurately calculate CAC, you need to include all costs associated with acquiring new customers, such as marketing and advertising spend, sales team salaries, commissions, and any other relevant expenses. This will give you a comprehensive understanding of the cost of acquiring a new customer and help you make informed decisions about your customer acquisition strategies.
How to Calculate CAC Payback Period
To calculate the CAC payback period, you need to divide the total cost of acquiring new customers (CAC) by the average monthly recurring revenue (MRR) generated by those customers. Here’s the formula:
- CAC Payback Period = CAC / (Average Monthly Recurring Revenue per Customer)
For example, let’s say that a SaaS business has a CAC of $10,000, and the average MRR per customer is $100. To calculate the CAC payback period, you would use the following formula:
- CAC Payback Period = $10,000 / $100 = 100 months
This means that it would take 100 months, or just over 8 years, for the business to recoup the cost of acquiring its customers.
It’s important to note that the CAC payback period is just one of many metrics that SaaS businesses use to measure the effectiveness of their customer acquisition efforts. While a shorter payback period is generally preferable, it’s important to balance this with other growth marketing KPIs like customer lifetime value, churn rate, and monthly recurring revenue to get a complete picture of your business’s financial health.
How to Calculate Customer Lifetime Value
To calculate Customer Lifetime Value (CLV) for a SaaS business, you need to determine the total amount of revenue a customer will generate over their entire lifetime as a customer of your business. Here’s the formula:
- CLV = (Average Monthly Recurring Revenue per Customer * Gross Margin %) / Churn Rate %
Here’s what each of these variables means:
- Average Monthly Recurring Revenue per Customer: This is the average amount of revenue you can expect to receive from a customer on a monthly basis.
- Gross Margin %: This is the percentage of revenue you retain after deducting the direct costs of delivering your product or service.
- Churn Rate %: This is the percentage of customers who stop using your product or service over a given period of time.
For example, let’s say that a SaaS business has an average monthly recurring revenue per customer of $100, a gross margin of 80%, and a monthly churn rate of 5%. To calculate the CLV for this business, you would use the following formula:
- CLV = ($100 * 0.80) / 0.05 = $1,600
This means that the average customer of this business will generate $1,600 in revenue over their entire lifetime as a customer. Knowing the CLV of your customers is important for making strategic decisions around customer acquisition, retention, and product development. By optimizing for a higher CLV, businesses can increase their revenue, profitability, and overall success.
How to Calculate Churn Rate
To calculate churn rate, you need to determine the percentage of customers who stop using your product or service over a given period of time. Here’s the formula:
- Churn Rate = Number of Customers Lost During a Given Time Period / Total Number of Customers at the Beginning of the Time Period
For example, let’s say that a SaaS business starts the month with 1,000 customers, and by the end of the month, 50 customers have canceled their subscription. To calculate the churn rate for that month, you would use the following formula:
- Churn Rate = 50 / 1000 = 5%
This means that the business had a churn rate of 5% for that month.
It’s important to note that churn rate is a critical metric for SaaS businesses to track, as it directly impacts customer lifetime value (CLV) and overall revenue. High churn rates indicate that a business may be struggling to retain its customers, which can lead to decreased revenue and a lower CLV. By tracking churn rate over time, businesses can identify areas for improvement and take action to retain customers, such as improving product features, customer service, or marketing and sales strategies.
How to Calculate NPS
To calculate Net Promoter Score (NPS), you need to conduct a survey that asks customers to rate how likely they are to recommend your product or service to a friend or colleague. Here are the steps to calculate NPS:
- Send a survey to your customers that asks the following question: “On a scale of 0 to 10, how likely are you to recommend our product/service to a friend or colleague?”
- Once you receive responses, categorize them into three groups based on the score they gave:
- Promoters (score 9-10): These are customers who are highly likely to recommend your product or service to others.
- Passives (score 7-8): These are customers who are somewhat satisfied with your product or service, but may not actively recommend it to others.
- Detractors (score 0-6): These are customers who are unlikely to recommend your product or service and may have negative feelings about it.
- Promoters (score 9-10): These are customers who are highly likely to recommend your product or service to others.
- Calculate the percentage of responses in each group. For example, if you received 100 responses and 30 were promoters, 50 were passives, and 20 were detractors, your percentages would be:
- Promoters: 30%
- Passives: 50%
- Detractors: 20%
- Promoters: 30%
- Calculate the NPS by subtracting the percentage of detractors from the percentage of promoters. In the example above, the NPS would be:
- NPS = 30% – 20% = 10
This means that your NPS is 10, which is considered a low score. NPS scores can range from -100 to 100, with a score above 0 being considered positive and a score above 50 being considered excellent.
How to Calculate ROI
Calculating ROI (Return on Investment) for a SaaS business requires two pieces of information: the net profit and the total investment. Here is the formula to calculate ROI:
- ROI = (Net Profit / Total Investment) x 100
To calculate net profit, subtract the total costs (including marketing, sales, development, hosting, etc.) from the total revenue generated from the SaaS product.
To calculate the total investment, add up all the costs associated with the product development and launch, including salaries, development, marketing and advertising, hosting and infrastructure, and other operational expenses.
Once you have calculated both net profit and total investment, you can use the above formula to calculate the ROI. The resulting number will be a percentage that shows the return on investment for the SaaS product.
It’s important to note that ROI is a critical metric for SaaS businesses as it helps measure the effectiveness of the investment made in developing and launching the product. By tracking ROI over time, businesses can identify areas for improvement and take action to optimize their investment to increase their return.
|
economics
|
http://www.sherrillny.org/city-hall/assessor-information/
| 2018-11-20T14:29:32 |
s3://commoncrawl/crawl-data/CC-MAIN-2018-47/segments/1542039746398.20/warc/CC-MAIN-20181120130743-20181120152743-00104.warc.gz
| 0.928218 | 370 |
CC-MAIN-2018-47
|
webtext-fineweb__CC-MAIN-2018-47__0__221288558
|
en
|
Enhanced STAR Exemption Changes
The State has changed the filing requirements for property owners currently eligible for the Enhanced STAR Exemption who are NOT CURRENTLY enrolled in the Income Verification Program (IVP). Most likely you are not enrolled in the IVP program, if you come in to either the City of Sherrill or Town of Vernon’s Assessor’s offices each year and need to bring in proof of income. You can also contact the Vernon office at (315) 829-2587, to determine if enrolled in the IVP program. Under the new rule those NOT enrolled in the IVP program or those that will become eligible for Enhanced STAR in 2019, a renewal or first-time application form needs to be completed by March 1, 2019 and you MUST enroll in the IVP program. One advantage of the IVP program is that it renews automatically each year as long as a New York State Tax return is filed.
If you are a Senior that has or will be eligible for a Partial Tax Exemption for Real Property of Senior Citizens this exemption MUST now be applied for SEPARATELY from Enhanced STAR. Income amounts for this exemption are much lower than that of the Enhanced STAR exemption. The Partial Senior Exemption must be renewed each year by your Assessor. Contact your Assessor if you are not sure you are receiving this property tax exemption.
Please contact Bob Comis, City Assessor at (315) 264-6362 with any questions and download more information here-Enhanced STAR brochure
Tax Roll Information
Bob Comis is the Assessor for the City of Sherrill. An appointment can be scheduled by contacting Bob, (315) 264-6362. Property owners considering construction this year are welcome to meet with Bob to discuss the potential change to your City assessed value.
|
economics
|
https://youworktoomuch.com/passive-income
| 2024-04-20T17:45:55 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817670.11/warc/CC-MAIN-20240420153103-20240420183103-00798.warc.gz
| 0.961988 | 3,348 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__109655993
|
en
|
How would you like to pour all that energy and time you spend at work into something that will create a solid financial foundation and generational wealth for your family?
Now that I have your attention, continue reading to find out exactly what you can pour your time and effort into that will bring you a high level of freedom that you can not get at a traditional job. As you have likely guessed from this article’s title, the idea involves passive income. Passive income could afford you the opportunity to work less hours and even retire early. For those who are workaholics or those who are extremely busy in particular, passive income just may be your way out of the rat race. It is a method of building wealth that is relatively easy and does not discriminate. It affords an opportunity to anyone who is willing to put in small amount energy in relation to the huge reward.
One reason many people work hard is to create a certain lifestyle for self and family. According to Gallup polls, the average number of hours worked per week is 47 hours and 40% of employees work over 50 hours per week. So why are we working so much? What is it all for? I believe many of us really want freedom and believe money will get us more of that. Freedom to experience what you want when you want it; the freedom to buy what you want when you want it; the freedom to go where you want when you want; and the freedom to give or support who you want when you want. Unfortunately, lack of money is a primary reason that limits this freedom; and thus, people work long hours for more money or to get a promotion that will lead to more money. If your primary motivation for working hard is money related, then this information would definitely benefit you. There is a smarter way that leads to financial freedom. In fact, there are many ways to earn income working far less hours than the standard work week. I am convinced that the key to working less and retiring early for workaholics is to create multiple income streams and passive income.
In early 2000s, there was a top selling book, “Multiple Streams of Income” by Robert Allen which had a profound impact on my life. This book introduced me to many of the money-
saving tips and investment strategies to move from reliance on primary income from a job into other sources of income. Another top selling book, “The Four Hour Work Week” (4HWW) by Timothy Ferris, expanded on that knowledge of multiple income sources and propelled my knowledge to make passive income in far less time through business automation. The Four Hour Work Week provided keys to escape the hum drum of a 9 – 5 and to live productively even in your current work situation.
Definition of Passive Income
Passive income is a stream of income in the form of interest, fees, profits, royalties, or commissions that comes to you 24 hours per day, 7 days a week, even while you sleep. The money you receive from your activity does not directly correlate to the energy you put out. Pat Flynn, who blogs at Smart Passive Income once said, “We don’t have to trade our time for money one to one. Instead, we invest our time upfront, creating valuable products and experiences for people, and we reap the benefits of that time invested later.”
Creating passive income is not a magic pill. Once you select a way to bring you passive income, you have to learn to execute it and then manage it once the passive income starts coming in. Although the amount of time to manage it will be far less per week than the standard work week, let’s say 4 hours instead of 40 hours, the point is that it is not “do nothing”, it takes time. However, the financial reward is exponentially greater.
Ways to Make Passive Income Online
The primary ways to make money online are the following:
- Build blogging websites and monetize via one of the following options:
- Advertising – After you create a website, you can sell advertising spots by joining a company like Google Adsense or placing ads directly on your site. The traffic on your website must be very high before this option will yield a lot of money.
- Membership – Many people have created a paid membership area on their blog. This is typically for exclusive content that you can only access in the “member’s area.” If you have a really great idea on what to include, this can be a great idea. You’ll have to create something that can’t easily be accessed around the web.
- Products/Services – You can create and sell your own product, such as an ebook, or you sell your professional services and skills such as tutoring, personal training, life coaching, etc…. You would then use your blog as a promotion tool to get people to buy your product.
- Subscription Services – You can offer a publication like a newsletter or online magazine that you create on a consistent basis (weekly, monthly, etc.) as a paid subscription service. You will have to provide creative material or products timely.
- Videos – You can create YouTube videos and get paid from advertisement. You basically need to get views into the millions to make good money with this option.
- Affiliate Marketing – You promote other companies products and services on your website. These products and services are related to your niche audience and your website’s mission. Majority of companies, large and small (Amazon, Walmart, Target, GNC, …), offer an affiliate program which are free to join, and affiliates get paid commissions on customer sales that result from clicking through your website to get to the company website. You host the links on your website that drive traffic to other sites where the purchases happen.
- Sell products on Etsy – If you create arts and crafts, you can sell them on Etsy. It’s completely free to open an Etsy store. You simply sign up, post pictures of your creations and starting selling. Etsy makes it easy to sell and keep track of your inventory. Etsy receives percentage per sale.
- Sell product on Amazon – You may have noticed the term Fulfilled by Amazon (FBA) if you ever bought a product from the largest online retailer. Fulfilled by Amazon is simply when you buy and ship bulk products to Amazon for them to sell and ship to the customers for you. Amazon also handles the customer service aspects as well. Amazon receives a percentage of each purchase.
- Ebay Store – Sell products or items to declutter your house. If you decide to start an actual eBay store, you’ll want to find a drop-ship business that will store and ship items straight to your customers so you don’t have to deal with an inventory. Ebay receives a percentage of each purchase.
- Ecommerce Store – Create your own online store. You can find manufacturers to provide you with products to sell on your store. You can buy them in bulk. You can carry inventory for some of the products and drop-ship with others. Success with this option will yield the most income.
Of all the ways above, affiliate marketing requires the least amount of effort, offer more flexibility, and one of the lowest startup cost. It doesn’t have as great of a return financially as some of the other options like ecommerce store, but it is probably the easiest to start earning money if you don’t have a product of your own ready to sell.
Build niche websites and monetize via Affiliate Marketing – You can build websites, place ads or links to other people’s products and services on your website, and get paid every time someone uses your site as a click-through to get to the other site where they make a purchase. In other words, you simply put a link or a banner on your page and then you get a percentage if someone clicks that link which routes them to that company’s website where the person makes a purchase. You get a percentage of the entire purchase, not just the specific item that is listed on your site. It is a simple concept but lot of things to learn about website traffic, search engine optimization, keyword research, etc. The products and services should be related to the purpose of your website. The revenue from Affiliate marketing grows exponentially as traffic increase on a website. Check out this short video that demonstrates How Affiliate Marketing Works.
Robert Flynn once said, “affiliate marketing is about being open and honest about the products and resources you love and find helpful that would benefit your audience. It should always be about helping people and about the passion of making others feel better. The byproduct of doing that is generating money.”
As an affiliate marketer, you get paid to promote products and drive traffic to other sites as you help offer information, product reviews, educational resources, or share experiences to your website audience.
As for my personal journey, initially, I was looking for a product to sell online via Fulfilled by Amazon, which was one way suggested in the 4HWW book. That was two years ago. I didn’t get very far with that. Now, I am focusing on affiliate marketing to earn extra income that would eventually replace and surpass my full time salary. It appeared to be the quickest and most compatible with my skills. It also has the lowest upfront cost. You see, I am frugal. I don’t like wasting money so I don’t take many chances with my money. My success with affiliate marketing points squarely to training; No if’s, and’s, or but’s about it. Once I found a training and support community, I soared in affiliate marketing. I did not seek a structured program. While searching for product to sell, I stumbled on an article about Wealthy Affiliate, which offers self-paced, structured training platform and technical support for affiliate marketing and starting online business. Once I became aware of this program, I immediately knew that good training is what was missing in my other attempts to make passive income online. I also knew it was worth a try with Wealthy Affiliates when I learned I could try it for seven days for free, without contract or providing credit card information. That was right up my alley, FREE. Well needless to say, I am now a member of that training support community, Wealthy Affiliate, and it was one of the best decisions I’ve made toward my financial goal to supplement income and retire early. I joined an affiliate marketing community (Wealthy Affiliates) to learn all about affiliate marketing. After Stumbling onto Wealthy Affiliate, now I know why I didn’t get there on my own. I knew even if I didn’t make money, education is something that can not be taken away from you. It is well worth taking a risk on a training program especially if you don’t really have a clue where to start. There are so many people making money while they are sleeping. People are going to websites and making billions of transactions 24/7. The internet commerce has made small business opportunity accessible for any and everybody without restrictions to location, age, gender, religion, lifestyle, economic status, or educational level.
Wealthy Affiliate is primarily a training platform and community of affiliate marketers supporting and encouraging one another. It offers unlimited self-paced video training and live chat courses that step you through the process of affiliate marketing and other various ways to monetize website. Everything you need to know about building and optimizing a website is included. A plethora of topics from building a business to social media marketing is available. Oh, I forgot to mention that they also offer two websites, website hosting, and email with website domain, all for free.
If you have been searching for a way to help people or have a hobby where you are passionate about teaching others, or have a cause you want to share with others, this very well may be your avenue to combine that passion with making money. Using a website to reach your audience is the way to go. Monetizing that website via affiliate marketing is icing on the cake.
Wealthy Affiliate Price
I would encourage anyone to go and experience the training and build a website and business in the process. Remember it is free. You can build a wordpress website in a matter of hours based on the quality of the training and the support you get. Before you click the link to try it, I want to explain the full program cost if you opt to do more training than the basic starter program; I want to remove be transparent with all pricing options so you can trust that this is not some type of a scam. Below are the membership options available:
Wealthy Affiliates offers first round of courses for FREE for 7 days. That is enough time to understand what affiliate marketing is all about and build a website, so you can see if it is truly something you want to do. As shown above, two websites and website hosting are free. Once you sign in, there will be an option at the end of your seven days to upgrade to monthly for $19 for first month so you can explore further if you want. You can choose not to go beyond the first seven days. By the way, you DO NOT enter a credit card or any form of payment to gain access.
You simply sign up for FREE. If you decide to continue after the first month, you can upgrade to Premium program for a monthly fee is $49/month or a yearly fee of $359 which equates to $30 per month, and that is it. No additional upgrades or offerings beyond that. There is no contract. You decide when you stop without any penalties. At that point if you upgrade, you will get access to the full platform of additional courses and many other perks described in table above. I want you to feel comfortable that there are no traps or I “gotcha” moments. There are no additional services on the site or no other advertising on the site.
The only other fee I had was opting to get my own domain name from GoDaddy for $27 for 2 years. You can use the free websites and don’t have to get your own. I chose not to use the websites they offered for free because I wanted a “.com” website extension instead of “.siterubix.com” which is wealthy affiliate free hosting platform; that was just my personal preference.
Basically if you eventually upgrade to yearly option, for $1 per day, you will receive unlimited training, and community support that can add an additional income source and create passive income with the potential to exceed your income from your primary job.
The bottom-line is you don’t have to upgrade to premium or yearly. You can just stick with the starter course to find out what this program is all about and never go any further and never pay anything. That is the beauty of this program. You can get your feet wet and decide if you are willing to put in time. This may not be for you or it may not be the right time for you, and you can decide without spending any money.
You will also learn through this course, who you really want to help (your niche/audience) or what your footprint will be on the internet. You will create a website(s), blog and educate your niche audience, drive traffic to your website, then monetize your website and get paid. It is simple but it requires time. You can go at your own pace with this training. You will benefit in so many ways beyond financially because you are literally creating your online business and learning as you create it; it is an exhilarating feeling. You will have a wealth of resources at your hand and a community of people supporting you.
One last comment. You can try to learn about affiliate marketing for free on your own by searching the internet or reading books, but it makes sense to take advantage of the free offering from this program. You have nothing to lose, and at the very least, you will gain more knowledge about affiliate marketing and build a website. Click below to get started.
|
economics
|
http://customhomebuildernh.com/cmg/kitchen-remodeling-costs-nh.html
| 2018-08-15T18:30:43 |
s3://commoncrawl/crawl-data/CC-MAIN-2018-34/segments/1534221210249.41/warc/CC-MAIN-20180815181003-20180815201003-00106.warc.gz
| 0.936555 | 365 |
CC-MAIN-2018-34
|
webtext-fineweb__CC-MAIN-2018-34__0__35096924
|
en
|
Reasonable Kitchen Remodeling Costs For NH
If kitchen remodeling costs have got you worried, have no fear.
Cedar Mill Group maintains a low pricing to our remodeling services to better facilitate your New Hampshire home improvement. You deserve to have an affordable redesign that you feel comfortable with, and that you have a hand in developing. The Cedar Mill Group Advantage lets you see an in-depth design of your future kitchen, and we will work closely with you to keep costs low and ensure you’re getting exactly the look you want.
The Cedar Mill Group Advantage
Our overall strategy is geared toward saving you money by offering the latest in energy-efficient capabilities and features, which promotes your own lowered expenses over time. It is our goal to provide you with a remodeling that supports you and your needs, and part of that is helping you obtain lowered pricing for your utilities.
For New Hampshire’s leading kitchen remodeling services across Amherst, Bedford, Bow, Concord, Henniker, Hopkinton, and Loudon, put the Cedar Mill Group Advantage to work for you. By working with us, you have the perfect opportunity to get the remodel to your kitchen you’ve been hoping for, while keeping it within your price range.
Get A Remodeling Quote For Your Kitchen Today!
Finding kitchen remodeling costs that work best for your budget can be a challenge. We guarantee to meet whatever requirements you have in the use of your kitchen, and we’ll keep you alert regarding the entire process. Call Cedar Mill Group today at 603-225-6911 for a free consultation regarding our low costs for kitchen remodeling. You won’t be disappointed, and we will give you the kitchen you’ve always wanted.
|
economics
|
https://integration.works/2023/04/17/inflation-and-the-software-cost-rises/
| 2023-06-10T06:37:06 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224657144.94/warc/CC-MAIN-20230610062920-20230610092920-00363.warc.gz
| 0.927964 | 1,005 |
CC-MAIN-2023-23
|
webtext-fineweb__CC-MAIN-2023-23__0__69997905
|
en
|
As we continue to fall into recession, inflation, and high-interest rates; most large software vendors have announced significant price increases for 2023, of up to 25%. While some price increases are justifiable, Gartner believes the announced price hikes are a sales tactic, and CIOs must utilise solid negotiation strategies to analyse the fairness of vendor proposals.
To look into the historical data for the past two years and the future outlook; 2022 registered an 8.75% rate of global inflation, a significant increase from 4.7% in 2021, while 2023 started with a 6.52% global inflation rate showing some positive signs for the future. The slowing worldwide economy will likely bring the yearly global inflation rate down to roughly 4% in 2024.
When inflation increases, banks raise interest rates to encourage everyone to spend less and save more. Theoretically, this should reduce demand for goods and services to help contain inflation. The downside is that most software vendors will be impacted. Low revenue will inevitably lead to significant pressure and price increases.
How have the vendors responded to the economic challenge, and what are the latest price changes?
- Microsoft increased prices on their main Business and Enterprise plans from 9% to 25% in Mar 2022 and again by 9% on the 1st of April 2023.
- After almost ten years without a price increase, starting with 2023, SAP increased the cost for existing support agreements by 3.3%.
- Oracle increased the cost of support agreements by 8% in the USA at the end of last year, and scheduled increases around the world for countries where inflation reached record levels. They have also recently changed the licensing model for Java entitlements leading to a significant price increase.
- IBM announced price increases of 5-24% for new license transactions starting with Jan 2023. They were aligned to different currencies and unique local market dynamics for select countries.
- And the list continues.
Knowledge is Power
Understanding how these price increases affect you as a client is essential. Typically, if the increase is applied to your existing support agreements, it will significantly impact your business. However, if the increase is applied to new license purchases, you will see the impact only when purchasing additional entitlements.
Despite being affected by significant financial challenges and going through major restructures and layoffs, most organisations continue to increase their spending on digital transformation projects. However, economic instability is reshaping the technology investments increasing and reducing the expenditure in various areas of the business.
Gartner’s Latest Forecast
According to Gartner’s latest forecast, worldwide IT spending is projected to total $4.6 trillion in 2023, an increase of 5.1% from 2022.
New spending continues to shift to cloud options, with an expected growth of 11.3% in 2023.
When faced with significant investments in digital transformation programs, clients must ensure they get real value for their investment. The massive price increases of the software will lead to an increased total cost of ownership. Clients must ask the vendor to provide a cost breakdown and leverage the data from economic indicators to question any significant yearly increases. Information about inflation, interest rates, and wage trends will help better understand the situation.
Always assess alternative vendors
Organise an ‘Options Analysis’ paper to include a review of
- Platform capabilities
Request the licensing cost breakdown and organise a cost-benefit assessment
- Ensure you are utilising the software you are purchasing.
- Do not accept ‘first-year free’ buys. This software will be chargeable in the following years – and sometimes the charges are significant.
Review your architecture and optimise your deployments
Our experience has shown that you can save up to 21% on software costs by optimising your deployments.
Assess the possibility of moving to a third-party provider
If the increase is applied to your existing support agreements.
Negotiate flexible contractual terms
Focus on licensing terms, multi-year commitment, and volume usage.
Challenge the vendor
When significant price increases are applied, challenge the vendor.
They must back up their decision with financial data.
Don’t accept generic responses. Any price increase must be justifiable with detailed data.
Leverage research studies with economic indicators
There are plenty of good resources.
Focus on solid negotiation tactics
Do the research: organise a BATNA/WATNA analysis.
When you partner with IntegrationWorks, we ensure you get the value you need for the price that is right for your business. More value and less investment, the reassurance and skills you need at the right level.
If you are interested in having an in-depth conversation about how to save costs with your next license transaction, and transform your business through integration, get in touch with us today.
|
economics
|
https://gobatri.com/pages/refund-policy
| 2023-09-25T22:40:15 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510100.47/warc/CC-MAIN-20230925215547-20230926005547-00532.warc.gz
| 0.921585 | 118 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__29863496
|
en
|
Return & Refund Policy
We guarantee your satisfaction on our power banks, and will refund your purchase price within 30-days from the date of purchase as long as the following conditions are met:
Must provide proof of purchase via receipt or order number
In line with industry standards, personalized merchandise is not returnable or refundable, except for warranty repair/replacement due to product failure. In this case, the replacement will be a non-customized gobatri power bank.
Once final artwork is approved and production begins, orders can no longer be cancelled.
|
economics
|
https://www.margaretpetersen.com/fees-insurance
| 2023-03-21T02:30:42 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-14/segments/1679296943589.10/warc/CC-MAIN-20230321002050-20230321032050-00534.warc.gz
| 0.927442 | 341 |
CC-MAIN-2023-14
|
webtext-fineweb__CC-MAIN-2023-14__0__265540378
|
en
|
$190 per 60-minute session for individuals, couples, and families. I accept payment in check, cash, credit card, Venmo, and HSA cards at the time of our session.
If you'd like to use your insurance for psychotherapy or couples counseling, please note that I am an "out-of-network provider." This means that you would pay my full fee at the time of our session and upon request, I can provide you with an invoice that you can submit to your insurance company for possible reimbursement.
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage by asking the following questions:
Good Faith Estimate
Under the law, health care providers are required to give clients who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask any health care provider you choose for a Good Faith Estimate before you schedule a service, or at any time during treatment.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For more information about a Good Faith Estimate, you can visit https://www.cms.gov/nosurprises.
I welcome you to give me a call at 925.520.5263 or email me to see if we might be a good fit for your concerns.
|
economics
|
https://www.armadalecellars.com.au/All-Products/Jean-Pernet-Brut-Tradition-NV-12-x-750ml.aspx
| 2018-09-24T11:51:36 |
s3://commoncrawl/crawl-data/CC-MAIN-2018-39/segments/1537267160400.74/warc/CC-MAIN-20180924110050-20180924130450-00121.warc.gz
| 0.861197 | 376 |
CC-MAIN-2018-39
|
webtext-fineweb__CC-MAIN-2018-39__0__73257451
|
en
|
$45 per bottle in a straight dozen
$50 per bottle in a straight six-pack
Save up to $120 off shelf price!
Nestled in the heart of one of the Champagne region's great villages, Le
Mesnil-Sur-Oger, Jean Pernet is the source of high quality, hip-pocket
friendly, Chardonnay-dominant Champagnes. Those who have bought Jean
Pernet before will know just how good it
is. Forget big brands like Mumm and Moet, Jean Pernet Brut
Tradition NV is the 'real deal'.
We are about to welcome a new shipment of Jean
Pernet. As ever, Armadale Cellars mailing list members have
first opportunity to secure a case or two of this superb Champagne
at very keen pricing.
Buy now and pay just $45 per bottle
for orders of a dozen bottles. That's a saving of $120 off the
shelf price. Effectively, we're throwing in two bottles free
If you're after a straight six-pack, we'll still knock a fiver off
the shelf price. You pay just $50 per bottle. Dollar
for dollar, this has to be one of the best Champagne
deals in Australia today.
(RRP - $55 per bottle Offer price - $45 per bottle in a
Pale silvery yellow in appearance. Fine, persistent bead with
very small bubbles. Alluring nose of apple, lemon zest and
grapefruit. Dry, elegant and fine. Very pure and clean, with
notes of orchard fruit and citrus. Finishes long with a
yeasty/biscuity twist. Serious Champagne for the money.
Armadale Cellars tasting note
|
economics
|
http://www.abcaudit.it/en/abc-audit-2/
| 2023-09-26T13:38:52 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510208.72/warc/CC-MAIN-20230926111439-20230926141439-00237.warc.gz
| 0.980889 | 168 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__48327592
|
en
|
Audit & Business Consulting s.a.s. is located in Rome and has as its business purpose the organization of accounting and the audit and certification of financial statements. The firm was founded in 1991 with the intention of offering a high-quality service through personnel with profound technical and professional knowledge, as well as considerable flexibility.
The Firm is authorized to offer this activity by decree of the Ministry of Industry, Commerce and Artisanship, together with the Ministry of Justice. Upon introduction of Legislative Decree Nr 88, dated 27 January 1992, the Firm was subsequently included in the registry of audit firms currently maintained by the Ministry of Justice in accordance with Ministerial Decree of 13 June 1995, published on 16 June in Fascicle 46 Bis of the Fourth Special Series of the “Gazzetta Ufficiale”.
|
economics
|
https://www.geoffhobbsuk.com/
| 2023-12-05T02:09:00 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100540.62/warc/CC-MAIN-20231205010358-20231205040358-00252.warc.gz
| 0.878226 | 433 |
CC-MAIN-2023-50
|
webtext-fineweb__CC-MAIN-2023-50__0__80815358
|
en
|
Business & Investment Energy Product Advice
Market Experts. 30 years of Business and Investment Advice on Decarbonisation and Net Zero Industry Transformation.
Geoff Hobbs and Partners provide up-to-date, unbiased advice for international investors and manufacturing OEMs. Specialising on decarbonisation (phasing out of fossil fuel burning appliances) in the heating and hot water sectors. We also provide advice to the nuclear sector.
Our Experts Offer
- Country-specific market data (market sizes, competitors and product analysis)
- Market channel analysis
- Current trends and future forecasts and emerging opportunities
- New and emerging renewable technology
Where We Specialise
- Electric Heat Pumps (ground and air Source)
- Heating Boilers (natural and hydrogen gas, LPG and oil)
- Hybrid and District Heating Systems
- Hot Water Systems (Tankless, storage, and cylinders)
- Residential and Commercial Markets
- Venture Capital and Private Equity Investors
- Investment Management Firms
- Large OEM Businesses and International Corporations
Geoff Hobbs and Partners Recent Projects Include
- Technical due diligence consultants in the purchase of HVAC, OEM with €1+ billion T/O
- Various in-depth assignments, European market, Japanese, USA, and Chinese clients.
- Numerous In-depth reports on Gas / Hydrogen boilers Vs Electric Heat Pumps.
- Project Lead, interviewing global experts, synthesise and client board presentation.
- Assisted clients in negotiating exclusive European distributor agreements.
Geoff Hobbs Profile
Over 30 years of experience in the heating sector. Geoff Hobbs has been a director with several sector-leading international brands, including Bosch Thermotechnology Europe, Worcester Bosch, Dru and the Rinnai Corporation; he has also held Non-executive Directorships with Coram International and ICOM Energy. Geoff Hobbs has exceptional international experience, including holding multiple director-level positions in Europe since 1986 and attending board meetings in Japan for over 15 years. Geoff Hobbs has also represented the heating industry’s interests at the UK and European levels.
|
economics
|
http://2009.eac4amitans.eu/3.html
| 2023-09-25T14:22:55 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233508977.50/warc/CC-MAIN-20230925115505-20230925145505-00199.warc.gz
| 0.822929 | 260 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__246345479
|
en
|
The registration fee for the conference is 180 EURO (or equivalent in dollars or leva) without postal expenses and covers the conference materials, welcome party, coffee breaks, office rent and equipment, and proceedings. It should be paid via bank transfer or credit card after acceptance and approval.
It should be transferred to the one of the following bank accounts (in leva, euro, or dollars):
Central Cooperative Bank Plc,
branch “Yug", Bulgaria, 1612 Sofia, 23 Emine str.
in BGN IBAN: BG30 CECB 9790 10A2 1786 00
in EUR IBAN: BG44 CECB 9790 14A2 1786 00
in USD IBAN: BG82 CECB 9790 11A2 1786 00
BIC: CECBBGSF SWIFT: CECBBGSFXXX
Beneficiary: DZZD “Euro-American Consortium for Promoting the Application of Mathematics in Technical and Natural Sciences”
Participation fee for conference 1st AMiTaNS’09
For the convenience of the participants that are unable to make a bank transfer or a credit-card payment, a limited facility will be provided to pay in cash upon arrival.
|
economics
|
http://stmaryland.com/about-us/leadership/mark-mueller
| 2017-04-28T11:59:57 |
s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917122955.76/warc/CC-MAIN-20170423031202-00145-ip-10-145-167-34.ec2.internal.warc.gz
| 0.974745 | 245 |
CC-MAIN-2017-17
|
webtext-fineweb__CC-MAIN-2017-17__0__56552048
|
en
|
Mr. Mueller joined SM Energy in September 2007 as senior vice president. He was appointed the regional manager of the Rocky Mountain Region effective January 1, 2008.
From September 2006 to September 2007, he was vice president and general manager at Samson Exploration Ltd., an oil and gas exploration and production company that was a subsidiary of Samson Investment Company, in Calgary, Canada. His responsibilities included fiscal performance, reserves, and all operational functions of the company. From April 2005 until the company sale in August 2006, Mr. Mueller was vice president and general manager responsible for all business units and the eventual sale of the company for Samson Canada Ltd., an oil and gas exploration and production company that was a subsidiary of Samson Investment Company. He joined Samson Canada Ltd. as project manager in May 2003 to build a new basin-centered gas business unit. He was vice president from December 2003 to August 2006.
Prior to joining Samson, Mr. Mueller was west-central Alberta engineering manager for Northrock Resources Ltd., a Canadian oil and gas company, a wholly owned subsidiary of Unocal Corporation, Calgary, Canada. From 1986 to 2003, he held positions of increasing responsibility in engineering and management for UNOCAL throughout North America and Southeast Asia.
|
economics
|
https://m.skyagriexport.org/company-profile.html
| 2022-08-11T06:17:40 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571234.82/warc/CC-MAIN-20220811042804-20220811072804-00696.warc.gz
| 0.914515 | 431 |
CC-MAIN-2022-33
|
webtext-fineweb__CC-MAIN-2022-33__0__112618658
|
en
|
The Sky Agri Export (SAE) is a business venture by young technopreneurs, having their roots in the farmlands of Gujarat, the business, and the industrial state of India. The team of young, dynamic, highly qualified entrepreneurs having a profound understanding of this business due to our deep involvement in farming culture inherited for several generations. Since its inception in 2012, the company is involved in the manufacturing and processing of diversified agro-based food products in the domestic and international markets. At present, the company stands amongst the forefront league in the market for manufacturing and export of agricultural commodities fresh from the farm (onion, garlic), dehydrated products (onion, garlic, carrot, tomato, etc.), different variants of Indian spices (red chilies, turmeric, ginger, cumin seeds, onion powder, fenugreek seeds, mustard seeds, and other Indian spices), and oil seeds (peanut, sesame, and castor seeds).
Because of our sincere efforts, quality consciousness, timely execution of deals, and client satisfaction, SAE has established excellent business relations with several domestic and international clients within a short span of time. The Sky Agri Export has multiple credentials under its name and has also been certified or accredited by various esteemed national and international agencies for the quality and process standards.
Manufacturing, warehousing, and packaging facilities
Nature of Business
Manufacturer, Exporter and Supplier
Mahuva, Gujarat, India
Year of Establishment
Original Equipment Manufacturer
Monthly Production Capacity
500 Metric Ton
No. of Employees
INR 10 Crores
Import Export Code
Manufacturing Unit Address: R.S.no.129p1p Haripara Road Nana Jadra, Mahuva, Bhavnagar, Gujarat, 364290, India
|
economics
|
https://workingdraftmagazine.com/the-resale-revolution/
| 2024-04-25T06:43:34 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712297290384.96/warc/CC-MAIN-20240425063334-20240425093334-00619.warc.gz
| 0.967506 | 5,401 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__73153705
|
en
|
Listen to the article:
On a cool August evening last summer, I was strolling through a flea market in downtown Winnipeg, Manitoba with my two best friends. The market was full of vintage clothing resellers, and I was on the hunt for a leather bomber jacket. While pushing through the crowd, something caught my eye.
I stopped and stared at the jacket. It was the style I was looking for, an oversized, collared leather jacket in black. I peeked at the tag inside: Italian leather, exactly my size. I slipped it on over my sweater — it fit perfectly.
“How much is this?” I asked the seller, mentally crossing my fingers for luck. From looking at other vintage clothing vendors that night, I was predicting it to run me almost $100. The seller found the price tag on the jacket and showed me.
The thrift gods had spoken.
For me, the perfect thrift find ticks four boxes: no one else has it, it’s a little worn in from the previous owner, it fits perfectly, and it’s less expensive than buying the same type of item brand new.
I’ve always enjoyed thrifting with my friends and searching the racks at shops for hidden gems. But finding that perfect thing became more difficult when the COVID-19 pandemic closed thrift and vintage stores in Winnipeg. The start of the pandemic coincided with the beginning of my TikTok addiction, and I remember enviously watching other thrifters share the amazing pieces they were picking up at their local stores while Winnipeg’s shops were still closed.
I missed thrifting and wanted to update my wardrobe sustainably. After stumbling across YouTube and TikTok hauls from people thrifting online, I was inspired to enter the world of online second-hand resale for the first time. I started scouring websites like thredUP and Etsy and finding second-hand, one-of-a-kind pieces that became staples in my wardrobe. Buying the exact second-hand items I wanted had never been so easy.
While I had thought of thrifting as a strictly in-person experience, people have been able to buy second-hand clothing online since the beginning of the internet. Selling pre-loved clothes online first started on websites like eBay and Craigslist in the mid-nineties to early 2000s. However, it wasn’t until the early 2010s that websites dedicated to helping people buy and sell their new or used clothing popped up, said Teen Vogue, who defined the decade as when second-hand shopping online blossomed. Today, sites like thredUP, Poshmark, Depop, and TheRealReal are a part of a resale industry that The Business of Fashion says is growing at five times the rate of overall commerce.
ThredUP’s 2023 Resale Report is one of the most comprehensive reports about the global second-hand market and consumer trends. The report says online resale is the fastest-growing sector of the U.S. second-hand market and is predicted to grow 21 per cent each year on average over the next five years.
Due to the increasing popularity of online thrifting, more small, local second-hand businesses have grown their online presence. Carjelu Delera of Clothing Bakery, Joanna Przytula of Kildonan MCC Thrift Shop, and Natasha Rey of Nuage Vintage are all founders or employees of Winnipeg-based shops that have created websites and grown their social media platforms to keep up with consumers’ thrifting habits. Brick-and-mortar stores and pop-up shops are adapting with online platforms, showing how trends in thrifting are changing the way we buy second-hand, globally, and locally.
The Rise of Online Resale
Joanna Przytula is a part of the e-commerce and social media team at Kildonan MCC Thrift Shop. What makes Kildonan MCC different from other large thrift stores in Winnipeg is they have a website where they re-sell clothing, shoes, accessories, books, and homeware goods.
“The plan was to start an online section that we can sell stuff of higher value and attract customers, especially the younger generation, or even people from different parts of the city who would buy stuff from re-sellers,” said Przytula. Once COVID-19 hit, the need to create a website grew. In December 2023, Kildonan MCC’s website Love to Thrift celebrated its three-year anniversary.
“The idea behind the name was to highlight the passion for thrifting, for repurposing items, and from keeping stuff from the landfill and buying used stuff,” said Przytula. One of Kildonan MCC’s goals for 2024 is to promote upcycling. They want to inspire customers to create something new from their purchases or highlight the skills of their employees and volunteers who repair or upcycle donated items. Kildonan MCC has a curated section called Re-imagine in their store, which is dedicated to highlighting and selling upcycled items, and they have a “repurposed” section on their website where they transform donated items into something new.
In the global second-hand market, many large brands have started their own online resale programs. These programs allow customers to buy and sell pre-loved clothing directly from a brand rather than from a third-party seller or marketplace. According to Trove, a company that helps brands extend the life of their products, clothing companies like Eileen Fisher and Patagonia have been running resale programs since the early to mid-2010s. ThredUP’s “The Recommerce 100 report” found a huge growth in the industry between 2021 and 2022 resulted in over 163 brands now having resale programs. Among this list are brands like Shein and Zara, fast fashion giants known for cheaply made clothing and poor environmental practices who are likely using their resale programs for greenwashing. Good on You, a company that analyzes the sustainability of fashion brands, advises avoiding these brands at all costs.
Many brand’s resale programs work like Patagonia’s “Worn Wear” program, which has been a leader for online clothing recycling since it started its program in 2011 on eBay. Customers can trade in their used Patagonia items for a store credit to buy a used item or something brand new, or they can send in their damaged product to Patagonia to get it fixed by a repair tech. However, brands with resale programs are still struggling to get consumers to use them to offset the damaging effects of clothing production on the environment, or to make a profit. According to an article by Bloomberg Businessweek, second-hand clothing only accounts for up to five per cent of overall revenue for brands who have invested the most time and marketing into their resale programs. The article suggests retailers list used and new items together on their websites — instead of separating pre-loved products — to encourage customers to buy second-hand.
ThredUP’s 2023 Resale Report predicts the growth of the second-hand market in the 2020’s will be because of shoppers buying second-hand for the first time. Of consumers making up the second-hand market in the U.S., 40 per cent are estimated to be existing second-hand shoppers while 60 per cent will be new to purchasing second-hand. Two-thirds of these shoppers are expected to be Gen Z and Millennials due to their purchase-power increasing as they age.
While thrifting has traditionally been popular among teenagers and young adults, Gen Z brings a different perspective. According to Forbes, Gen Z is the generation most concerned with global warming and is the group adopting the most sustainable consumer behaviors. As a member of Gen Z and a fashion lover myself, buying new clothing has always been an exciting, yet anxiety-inducing experience. I’m torn between wanting to express myself with clothing, but also not wanting to contribute to destroying our planet. Purchasing quality, thrifted pieces that will be in my wardrobe for many years to come from second-hand sources allows me to be creative while not feeling guilty.
Gen Z is also a generation growing up with an incredibly high cost of living, with the affordability crisis in Canada predicted to continue in 2024. In McKinsey & Company and BOF’s (Business of Fashion) The State of Fashion 2024 report, inflation is anticipated to negatively impact the fashion industry, with a decrease of unnecessary spending expected in 2024. The online second-hand market not only allows younger generations to buy affordable clothing, but it also provides an easy and low-cost way for them to make money. For example, Depop is a marketplace app predominantly used by Gen Z, according to their Gen Z report, and Depop says they have helped sellers on the app make over $2.5 billion.
Annika Scheelar is a Gen Z college student from Winnipeg who started selling her clothes on Instagram and Facebook Marketplace in 2020 when thrift stores were closed. She has sold over 500 items on her Instagram @windsorparkthrifts, which has over 1500 followers. She started selling clothing from her family, friends, and her own closet, and pieces she found at thrift stores once they re-opened after the pandemic. Scheelar thrifts in person and online, including on Kildonan MCC’s website.
“I would like to say that 95 per cent of my closet is second-hand,” said Scheelar, who started buying second-hand clothing at age 13. “I wanted to wear the brands and stuff that other kids were wearing, but I realized I didn’t have the money to buy that.” She was also inspired to thrift by YouTubers like Emma Chamberlain, Alexa Sunshine83, and Haley’s Corner, who all create content about buying second-hand.
Now, Scheelar says she shops second-hand to find unique, affordable, and quality vintage pieces, and because its more sustainable.
“Over the years, I’ve looked into how clothing is made, the environmental impact it has, and how workers are treated that are making these clothes,” said Scheelar, who’s concerned about overconsumption. “That’s been a big thing, realizing how much [clothing] is in the world and wanting to buy second-hand, even if that makes a drop of a difference.”
Natasha Rey is the founder of Nuage Vintage, a vintage store that combines her French and prairie-inspired style into curated timeless pieces. Rey says her audience is mostly women and non-binary people from their late teens to mid-thirties.
“That’s why I like to keep my prices really reasonable, because usually those people are maybe having to start their career and don’t want to have to spend a ton of money on expensive clothing,” says Rey, who sells her clothing on her website and does pop-ups and markets with her vintage 1968 Boler trailer in the summer. Wanting to combine her love for fashion and her drive to be a business owner, Rey started Nuage Vintage after graduating college, allowing her to be her own boss and test out different ideas for marketing and content creation. In December 2023, Nuage Vintage was featured in Elle Canada for being one of Canada’s coolest second-hand stores.
Carjelu Delera, co-owner of the streetwear-inspired vintage store Clothing Bakery in Winnipeg’s Exchange District, has been a part of the online resale market since high school, when he and his friends would resell their old clothes on Instagram.
“We were just trying to figure out how we could make money, as we could not work regular part-time jobs,” said Delera. “We saw an Instagram page where they were selling their own clothes and we said, ‘Why don’t we do that?’ So, we started selling our own clothes, and once our old clothes ran out, we started thrifting, and we just kind of built from there.”
Five years later, he and his business partner have turned their clothing resale business into a popular website and storefront. While Clothing Bakery’s vintage streetwear style pieces are nostalgic for Delera’s older customers, he often sees teenagers and young adults in his store. Delera credits Clothing Bakery’s TikTok page for bringing in new, younger customers to their shop.
Thrifting on TikTok
ThriftTok is a community on TikTok where users post and watch what other people have discovered at thrift and vintage shops. Hashtags like #thrifthaul now have over 400,000 posts and 4.5 billion views, while #thrifted has 1.1 million posts and 11.9 billion views.
Fashion trends that gain popularity on TikTok influence trends in thrifting, and vice versa. Many of these trends are what TikTok users call an “aesthetic,” which Time magazine describes as a “catch-all term for Gen Z, encompassing moods, feelings, and subcultures around which people can find link-minded users online.” A few popular aesthetics have gone viral on the app in the past year, such as ballet core, coastal cowgirl, and eclectic grandpa. One trend taking over TikTok right now is the mob wife aesthetic. Many credit this trend to the resurgence in popularity of the TV show The Sopranos and as a rejection of the minimalist, clean girl aesthetic. Now TikTok users are running to their local thrift stores to purchase fur coats, leopard print, and leather. There is even a “mob wife aesthetic mystery style box” made up of second-hand clothing available for purchase from user @krisrandall on Poshmark.
Rey attributes these niche trends to an overall trend of individualism she has seen grow in the thrifting community since creating Nuage Vintage. TikTok users are taking inspiration from each trend to create their own individual style, and rather than buying fast fashion, they’re turning to second-hand clothing to express themselves. Instead of listening to what large brands are telling them to wear, TikTok users are more influenced by their peers.
“People are really passionate about finding what their style is, and I think they find their own style by shopping vintage and second-hand because they’re not being told what to wear,” said Rey. “You can walk into Zara and see what the mannequins are wearing and say, ‘This is what I’m going to put on.’ But I think there’s a trend where people want to figure that out for themselves and what works best with their body type and how they want to present themselves.”
Style bundles are another popular trend taking over ThriftTok. Style bundles are items or capsule wardrobes of second-hand clothing curated by re-sellers or vintage shops, specified to the customers sizes, preferences, and style. Style bundles are not only a sustainable way to buy clothing, but they also make curated second-hand more accessible for everyone. Many resellers have style bundle options for different budgets, and they often ask customers for their clothing measurements. Resellers can also curate second-hand clothing for people who may have mobility or health issues that make it difficult for them to thrift in-person.
Rey brought back her style bundles after seeing how popular they were becoming on social media. In November 2023 she re-launched this service, and the bundles sold out within an hour.
“When someone places an order through the website, they fill out a questionnaire that I’ve prebuilt so they can tell me about the type of clothes they like to wear or what they’re looking for,” said Rey. “They can tell me who their style icons are based on a Pinterest board or any fashion blogs they really like.” Customers also choose how many pieces they want in their bundle.
“Because I’ve been doing this for a little while now, and I’m in the French community, I often get phone calls from elderly people who are wanting to sell their vintage clothes,” said Rey. “So sometimes I get it right from the source, which is really cool.”
I wanted to try out a style bundle for myself. However, I found it hard to order from TikTok creators who are known for this service. Popular style bundle curators on TikTok like Erica Lubinic, Esme Carpenter, and Elizabeth Venter have “sold out” of their bundles after reaching their capacity of clients, or have wait times of up to six months to order a bundle.
After searching TikTok, Instagram, and Google for two hours, I finally found Elizabeth O. Vintage, a vintage clothing storefront and online shop from Penticton, British Columbia that offers curated style bundles. I paid $65 for four pieces. A day after placing my order I received an email directly from Holly, the owner of the store, and they asked for my sizes and measurements, style preferences, and any inspiration I have for my bundle. While some sellers can take up to two months to curate and send a bundle, Elizabeth O. Vintage guarantees it will be shipped in two weeks.
Waitlists, price, shipping cost, the seller’s estimated timeline to create the bundle, and making sure the seller is credible are important things to consider when ordering a style bundle. I recommend checking the seller’s website or social media to see what kind of bundles they make or reading their reviews to ensure they’re legitimate. It was a long process to find a style bundle seller that checked all these boxes.
Thrifting Should be Affordable, Right?
New sustainably made clothing is often expensive, but buying second-hand is an option for environmentally conscious people to update their wardrobe at a lower cost. However, resellers and shops have started to hike up their prices, making buying second-hand less accessible.
“I think there’s definitely more resellers popping up, which is cool, because that means there is more demand,” said Rey. “The thing I really don’t love seeing is people hiking up their prices, when having been in the industry for a couple years. I know how much they probably pay for it.”
While Rey takes a very selective approach to her collection, ensuring she’s picking high-quality pieces she would wear, she has noticed many resellers picking and upselling a random collection of styles to make more money.
“Of course, you’ve got to have your margins. But I think for me, I want people to afford shopping second-hand, that’s the first reason I’m doing this,” said Rey.
Przytula says Kildonan MCC has gotten pushback on their social media for the pricing of their vintage items, but says these higher priced vintage items are things people want, not need.
“The idea behind online, the boutique, and our vintage lane — those items are your wants. We still sell items that are your needs for people who need a t-shirt, winter jackets, dishes, they can still buy these items for cheap,” she said.
However, when customers are shopping curated vintage stores, or buying style bundles, they’re not just paying for the clothing. They’re also paying for the many hours it takes curators to search for specific items, sizes, and quality pieces. For example, it can take Rey from six to ten hours to curate one style bundle, as she searches through her own collection, scours local thrift stores or websites like eBay or Facebook Marketplace, or buys items from other vendors.
The Fast Fashion Takeover
For those searching for affordable thrift finds, the good — and bad — news is that we’re not running out of clothing in thrift stores anytime soon. Approximately 80 to 150 billion new items of clothing are produced each year. One reason the exact number is unknown is due to gaps in the data of how many products clothing brands are making. According to British Vogue, mega-brands like Zara, Shein, and H&M have not shared the exact number of items they produce. Business Insider reported that Zara produces 450 million garments per year, while Shein releases 6000 new styles a day.
Researchers from the University of Waterloo and Seneca Polytechnic found that Canadians alone get rid of around a billion pounds of clothing and other items made from fabric each year. While only 20 per cent of these garments end up recycled, thrift stores are still struggling with the sheer number of items they receive. The book Secondhand: Travels in the New Global Garage Sale by Adam Minter details how thrift stores need more time and employees to sort through clothes and are running out of storage and floor space for donated items, forcing them to find ways to get rid of excess product.
When I visited Kildonan MCC to interview Przytula, I went on a tour of the back of the thrift shop where donations were sorted and stored. With boxes of items piled up to the ceiling, and many racks of clothing still needing to be organized, it was shocking to see how much inventory a single thrift store in Winnipeg has. However, their inventory does not have the number of quality pieces their store once saw. Przytula has worked at Kildonan MCC for six years, but lately she has noticed an undeniable increase in fast fashion donations.
“We can talk about not supporting fast fashion and trying to buy your stuff from the thrift shop, but unfortunately more and more items that are donated are from Shein, Fashion Nova, and Zara,” said Przytula, who tries to avoid selling fast fashion on Kildonan MCC’s website.
“The quality is worse. A lot of the longevity of these products will be shorter than your t-shirt from 20 years ago that’s 100 per cent cotton. You touch the fabric and then you know its Shein,” said Przytula.
People are buying and discarding new clothing more than ever. McKinsey & Company found the amount of clothing purchased has increased by 60 per cent, while consumers only keep clothing half as long as they used to. Many consumers believe buying and donating clothing at a rapid pace is okay because their donated clothing will stay out of landfills and go to someone who needs it. However, Canadian non-profit Fashion Takes Action found that only 25 per cent of clothing donated in Canada is sold to local customers. What isn’t sold in Canada is shipped to Asia, Latin America, Eastern Europe, or Sub-Saharan Africa, which has negatively affected developing countries’ textile markets, and resulted in clothing being dumped in their landfills.
Clothing Bakery buys most of its inventory from a wholesaler who owns a warehouse with second-hand clothing from Canada and the United States. Delera has a weekly video call with the wholesaler, where he chooses which items he wants for his shop.
“A big issue is that they’ve been getting a lot of newer stuff because it’s harder to find vintage,” said Delera.
Another reason curated vintage is becoming so popular is thrifters are struggling to find quality, vintage pieces in thrift stores. According to the thredUP 2023 Resale Report, the biggest motivators for consumers to buy second-hand are value and quality. The 2023 Resale Report from TheRealReal, an online luxury resale service, shows customers of all ages are willing to spend more money on items of higher quality. If thrift and vintage stores are full of fast fashion and micro-trends, how are consumers going to buy one-of-a-kind quality pieces?
“That’s the convenience we bring to the table,” said Delera, “Stuff that [the customers] like and want is all in one place, so it’s just easier for them.”
The Future of Second-hand Fashion
As I walked up the icy path to my house, I noticed a package on my front steps — my style bundle had arrived! I brought it inside, sliced open the tape, and peeled back the white tissue paper. Placed on top of my clothes was a note from Holly, the store owner, explaining the choices behind each piece. The Pinterest board I sent Holly was inspired by my upcoming trip this spring, and it included many long flowy dresses, floral patterns, and fabric for hot weather. I undid the bow wrapped around the clothing and pulled out the first piece, a gorgeous pink floral dress. Holly and I had worked together over Instagram DMs to choose the four pieces I wanted, and for $65 I received two dresses, a tank top, and a vest. I tried on each piece, and all of them fit perfectly and were exactly like the pieces I had envisioned for my trip. If buying second-hand clothing online is this easy, affordable, and fun, there’s no reason to continue buying fast fashion.
It looks like the future of second-hand fashion will be a combination of both online and in-person thrifting. The online resale market is expected to grow, but in-person thrifting is not stopping any time soon. Clothing trends may come and go, but second-hand is here to stay.
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Click on the image to view the slideshow of a development in Cúa, Miranda State, Venezuela built by the Engineer Augusto Corrales. Sr. Corrales is a developer of larger scale projects, having built more than one thousand houses in the past few years. Two of his trusted engineers worked with our company for two weeks in Barinas, to learn how to build with CEB blocks. Soon afterwards, they built a demonstration house with this system at the site where Sr. Corrales already had constructed 300 houses using cement blocks. Their intention for doing so was:
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Providing the most unique range of Stainless Steel Kitchenware, Vegetable And Fruit Cutter, Vegetable Slicer, etc., at inexpensive prices.
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Changzhou Kaien Home Furnishings Co.,Ltd. was established in 2007
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Is a professional manufacturer specializing in mattress production
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I’m excited to dive into a topic that’s not only important but transformational—building wealth as a musician entrepreneur. It’s for anyone who wants to unlock the enormous potential for financial abundance through their unique skills and creativity.
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Welcome to the page of ASUCD Controller Chandler Hill
About the Controller
The ASUCD Controller is responsible for drafting and implementing the $11.8 million ASUCD Budget. As the primary financial adviser to the ASUCD President and the ASUCD Senate, the Controller also recommends policies to improve ASUCD’s commercial operations and general business practices. In addition, the Controller works closely with the ASUCD Business Manager in overseeing the units of the Association, monitoring spending, and keeping Unit Directors’ spending within their allocated budgets.
You can find the ASUCD Operating Budget here.
The Controller serves as member on the following:
-ASUCD Internet and Networking Committee (INC), Chairperson
-ASUCD Unit Relocation and Space Allocation Committee (URSAC), Chairperson
-Club Finance Council (CFC), Ex-Officio Member
-Health Fee Oversight Committee (HFOC), Student-Member
The Controller serves as an ex-officio member on the following:
-Campus Council for Information Technology (CCFITT), ASUCD Representative Member
-Campus Unions and Recreation Board (CURB), Member
-ASUCD Business and Finance Commission, Ex-Officio Member
-ASUCD Internal Affairs Commission, Ex-Officio Member
The Controller also carries out projects, which currently include:
-ASUCD Financial History
-ASUCD Entrepreneurship Fund
-ASUCD Budget Website
Chandler can be reached by email at [email protected].
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Rhenus is the expert for transporting goods that weigh several tonnes or are oversized. We offer complete transport solutions along the logistics chain to ensure that project goods arrive at their destination safely and on time.
Rhenus offers transshipment, storage and transportation of bulk goods, break bulk, general cargo, heavy lift cargo and project cargo. Backed by over 100 years of tradition and experience, we are an expert when it comes to the storage of steel, building materials, waste and recyclables and much more.
The landbridge connects China, Russia, CIS and Europe by rail and follows one of the oldest trading routes in history. In addition, via China, the landbridge can reach several South East Asian countries. Rhenus ensures reliable transit times and fixed departure schedules.
|
economics
|
https://kemoil.ch/about-mekatrade/
| 2024-04-15T21:25:46 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817033.56/warc/CC-MAIN-20240415205332-20240415235332-00072.warc.gz
| 0.938858 | 277 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__111041010
|
en
|
KEMOIL SA (KEMOIL) is an oil-products trading company, founded in March 2018 in Geneva by Daniel NDIAYE, a former head of trading and business development with a strong experience in structured trade finance and credit management, with the original sponsorship and shareholding of MEKATRADE ASIA PTE LTD, a thirty-year old fertilizer and chemical trading company.
Since 2018, KEMOIL has built a network of customers in Africa and of suppliers worldwide, enabling the company to trade with a wide range of counterparties: national oil companies, producers, majors, refiners, traders, distributors, bunkering companies, and E&P companies.
We trade all qualities of oil refined products and biomass.
Our team developed a set of trading strategies and expertise which allows KEMOIL to respond to market opportunities mainly on the African continent.
Based on internal filters and ROE objectives, we carefully select exclusive partnerships with strategic independent retailers, by country and by product.
We aim to be a trustworthy and essential link between international major producers and suppliers of oil products, and African independent, locally owned groups, meeting the needs of the growing demand on the African continent.
Our competitive advantage derives from a deep understanding of the specific requirements of our customers and partners, and offering them targeted solutions, both on the supply side and on structured financing.
|
economics
|
http://locksmith-chicagoarea.com/price-list/
| 2018-10-16T20:37:32 |
s3://commoncrawl/crawl-data/CC-MAIN-2018-43/segments/1539583510867.6/warc/CC-MAIN-20181016201314-20181016222814-00418.warc.gz
| 0.848314 | 301 |
CC-MAIN-2018-43
|
webtext-fineweb__CC-MAIN-2018-43__0__183991556
|
en
|
Locksmith Services General Pricelist
Our Base Charge is based on: $40 Service call fee + labor + hardware cost
Service Call Fee – For Our Technician to Drive to Your Location: $40 (fixed price)
Basic Service Fees
|Emergency lockout service labor||$65-$95|
|Rekey for standard lock||$30|
|Rekey for a lock with no key||$40-$50|
|Lock replacement||Starting at $55 **|
|Car Key Made On-Site
(For Lost Key)
|Starting at $100 **|
|Drilling a new hole for a new added lock||$95-$125|
|Lock Repairs||Starting at $65 **|
* This is a promotional pricing for online clients. You MUST mention this ad over the phone. Final cost may vary, depends on labor charges and security level
** This cost is a minimum estimate for the respective job. Every key/ignition is different and not always contains the codes and details that allow us to repair/recreate a key therefore, the final cost will vary. If programming is necessary the cost will vary again.
Note 1: Again, Total amount is based on $40 service call fee + Labor Cost + Hardware or Locks Cost.
Note 2: Our dispatchers can only give a rough approximate cost for the service required, based on phone description.
The technician onsite will provide the final cost.
|
economics
|
https://www.orga.uni-jena.de/en/team/prof-dr-peter-walgenbach
| 2022-07-07T14:13:40 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-27/segments/1656104692018.96/warc/CC-MAIN-20220707124050-20220707154050-00639.warc.gz
| 0.922862 | 723 |
CC-MAIN-2022-27
|
webtext-fineweb__CC-MAIN-2022-27__0__19478154
|
en
|
Prof. Dr. Peter Walgenbach
Prof. Dr. Peter Walgenbach studied Business Administration and Psychology at the universities of Mannheim and Düsseldorf. After completing his studies in Business Administration, he became a research assistant at the University of Mannheim as well as at the Center for European Economic Research (ZEW). In 1994, he received his PhD from the University of Mannheim. In the same year he was appointed as Assistant Professor at the Faculty of Business Administration at the University of Mannheim. In 1997, he was a visiting scholar at Stanford University.
From 1999 to 2008, he held the Chair of Organization Theory and Management at the Faculty of "Staatswissenschaften" (economics, law, and social sciences) at the University of Erfurt. In fall 2008, he was appointed to the Chair of Business Administration / Organization, Leadership, and Human Resource Management at the Friedrich Schiller University Jena. In 2016, he received the Humboldt Award of the Riksbanken Jubileumsfonds (Sweden) and was a visiting scholar at the Stockholm School of Economics.
Peter is a member of the Editorial Board and a Senior Editor of Organization Studies. He is also a member of the Editorial Board of the Scandinavian Journal of Management and a member of the Editorial Advisory board of Diversity Research and Management. From 2006 to 2011, he was Department Editor for "Management" for Business Research. From 2008 to 2012, he served as an Associate Editor of the Scandinavian Journal of Management. From 2006 to 2016, he was a member of the Editorial Board of Die Betriebswirtschaft. From 2012 to 2014, he formed part of the Editorial Board of Journal of Management Studies.
Peter is a member of the German Academic Association for Business Research (VHB), the European Group for Organizational Studies (EGOS), and the Academy of Management (AoM). He is a co-founder of the international network New Institutionalism.
Peter has published widely in various fields and journals in management and organization studies. His research has been published in journals such as Entrepreneurship Theory & Practice, European Journal of Cultural and Political Sociology, Human Relations, ILR Review, International Journal of Human Resource Management, Journal of International Business Studies, Journal of Management Studies, Organization, Organization Studies, Organization Theory, Research in the Sociology of Organizations, and Scandinavian Journal of Management.
He has also assumed responsibility as an editor. In 2006, he edited a special issue of Human Relations (with Mike Geppert, and Dirk Matten). In 2012, he edited a special issue of the journal M@n@gement (with Bernard Forgues, Royston Greenwood, Philippe Monin, and Ignasi Marti Lanuza). In 2009, he edited a volume in the series Research in the Sociology of Organizations (with Renate E. Meyer, Kerstin Sahlin, and Marc Ventresca). More recently, he edited the books Global Themes and Local Variations in Organization and Management: Perspectives on Glocalization (with Gili S. Drori and Markus A. Höllerer) (Routledge, 2014), Institutions Inc. (with Elke Weik) (Palgrave Macmillan, 2016), New Themes in Institutional Analysis: Topics and Issues from European Research (with Georg Krücken, Carmelo Mazza, and Renate E. Meyer) (Edward Elgar, 2017).
|
economics
|
https://www.focusdelhi.com/business-and-finance/delhi-business-associations.html
| 2020-09-21T10:16:54 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-40/segments/1600400201601.26/warc/CC-MAIN-20200921081428-20200921111428-00658.warc.gz
| 0.880518 | 693 |
CC-MAIN-2020-40
|
webtext-fineweb__CC-MAIN-2020-40__0__90228690
|
en
|
Looking for information about the prominent Delhi Business Associations? Read on to get complete knowledge on the business associations in Delhi.
A city with a strong industrial presence
Delhi is one of the major Indian metros. It is also one of the greatest economic and industrial centers in the country. The fact that the capital of India, New Delhi, is located in this city gives it greater importance. At present, the city has a strong industrial presence and has several booming sectors like :
- Information Technology
- Real estate
Business Associations in Delhi
There are a large number of business associations in Delhi. Some of the major business organizations in Delhi are
Confederation of Indian Industry (CII)
It comprises of over six thousand member organizations from the public and private sectors. These include many multi national companies and SMEs. The organization is based in New Delhi, the Indian capital city. The purpose of this organization is to manage the development of industries in India. It has offices in India as well as abroad.
Mantosh Sondhi Centre,
23, Institutional Area,
Lodhi Road, New Delhi – 110003, India.
Telephone No.: 91-11-24629994
Fax No.: 91-11-24621649/24633168/2460198.
National Association of Software & Service Companies (NASSCOM)
It is the prominent organization of the IT software and services industry in India. It has approximately 1,050 members. It has its headquarters in New Delhi.
Ashok Hotel, Chanakyapuri,
New Delhi – 110021
Federation of Indian Chambers of Commerce and Industry (FICCI)
It is one of the major Delhi business associations. It is the biggest and oldest organization of Indian business associations. FICCI is situated in New Delhi. Over 1,500 corporate offices and 500 business associations are members of this organization. It provides the Indian government with useful business solutions and economic policies.
New Delhi – 110 001
Cellular Operators Association of India (COAI)
The organization is based in New Delhi. It is an association of all mobile phone service providing companies in the country. The members comprise of firms like:
- BPL Cellular
- Hutch Group
Registered office address of COAI is :
F-301, Gauri Sadan,
5 Hailey Road
New Delhi – 110 001
Association of Unified Telecom Service Providers of India (AUSPI)
It represents all companies who are authorized to provide telecom services in the country with CDMA and GSM technology. The headquaters of the association is based in New Delhi.
B-601, Gauri Sadan,
5 Hailey Road,
New Delhi -110 001
Tel. No: 91-11-23358585,23358989
Fax : 91-11-23327397
E-Mail Address: [email protected].
All India Glass Manufacturers’ Federation (AIGMF)
It is the representative body of all large, medium and small-scale glass manufacturers in the country. It is headquartered in New Delhi.
812, New Delhi House
27, Barakhamba Road,
New Delhi – 110001
Hope this short list of Delhi Business Associations will be helpful to you.
|
economics
|
https://chetanhebbale.com/2020/11/22/chinese-digital-currency-and-the-future-of-the-dollar/
| 2023-05-28T12:54:41 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224643784.62/warc/CC-MAIN-20230528114832-20230528144832-00053.warc.gz
| 0.931994 | 884 |
CC-MAIN-2023-23
|
webtext-fineweb__CC-MAIN-2023-23__0__161754972
|
en
|
There are billions of financial transactions happening right now between consumers, businesses, and governments around the world. The vast majority of these transactions are denominated in U.S. dollars. As the world’s reserve currency, the dollar serves as the unit of account for most global trade and foreign exchange transactions. Simply put, there is no currency more important to the functioning of the world economy than the dollar.
As a result, the U.S. has spent the last 75 years in the driver’s seat of the global financial system incurring a range of economic and geopolitical advantages. U.S. consumers have enjoyed low interest rates and cheap imports for decades, spawning one of the world’s highest standards of living. In turn, the U.S. government has been able to sustain large trade deficits without inflation and successfully advance its national security interests through economic sanctions which prevent nations from accessing the dollar for cross-border transactions. For years, adversaries have sought to bypass the Western financial system with little success.
However, the reign of dollar supremacy is not guaranteed. China is now preparing to take the most ambitious step yet to internationalize an alternative currency to the dollar. In April, China’s central bank became the first to pilot a national digital currency for the renminbi, known as the e-RMB. The renminbi represents the most viable currency to dethrone the dollar due to the size of China’s economy and its integral role in the global supply chain. If successful in its vision to create an alternative to the dollar, China could shift the paradigm of the global economy into a new era – one with a duopoly of reserve currencies that would have a significant impact on international competition.
In this new era, imagine that the U.S. comes to learn that North Korea is trying to acquire uranium from Iran for its nuclear weapons program. The U.S. would issue new sanctions, but North Korea and Iran would have shifted much of their global trade into using the new Chinese digital currency thus allowing them to circumvent the dollar payments system. Now the sanctions are ineffective at damaging North Korea or Iran’s economy in order to change their calculus, and the U.S. no longer has the visibility to track and shut down illicit financial flows going to purchase nuclear materials.
The U.S. is currently unprepared for a scenario like this. As COVID-19 accelerates the digitalization of the world economy, the U.S. cannot afford to fall behind China in the sphere of digital currency. China’s brand of techno-authoritarianism, if successfully applied to money, would pose a fundamental threat to the rules-based world order that the dollar underpins. The U.S. must act now by developing a “digital dollar” – a new national, central bank digital currency issued by the Federal Reserve.
Rather than letting other nations dictate the terms of a digital world economy, the U.S. would lead the way by modernizing the dollar’s underlying technological infrastructure. Advancements that enable the programmability of money could unleash innovative new functions like customized privacy and data ownership (e.g. preventing the selling of payment data), consumer wallets for the unbanked (e.g. direct government assistance payments), or frictionless peer-to-peer cross-border payments and currency conversions (e.g. remittances).
Amidst the global economic turmoil caused by the pandemic, the dollar’s role as an anchor of economic stability is more important than ever. A digital dollar presents an opportunity to future-proof the dollar’s role as the world’s reserve currency by spurring new innovations and operational efficiencies while also reinforcing U.S. values of transparency, rule of law, and privacy in a world soon to be dominated by competing digital currencies.
About The Author
Chetan Hebbale is currently a graduate student at the Johns Hopkins School of Advanced International Studies (SAIS) in Washington, D.C. focused on international economics, climate change, and sustainability.
Prior to this, he spent over 4 years at Deloitte Consulting working on technology and strategy projects at the CDC and U.S. Treasury Department.
He is a native of Atlanta, GA and attended the University of Georgia.
|
economics
|
https://sortstring.com/public/products/inventory-management
| 2023-09-26T19:42:10 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510219.5/warc/CC-MAIN-20230926175325-20230926205325-00774.warc.gz
| 0.932975 | 247 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__160088358
|
en
|
In today's fast-paced and dynamic business environment, inventory management is an essential component of any successful enterprise. Whether it's a small retail store or a large-scale manufacturing unit, inventory management plays a crucial role in ensuring optimal stock levels, efficient supply chain management, and increased profitability.
To address the challenges associated with inventory management, we are excited to announce the launch of our new mobile app designed specifically for inventory management. This app offers a user-friendly and intuitive interface that allows businesses of all sizes to easily track and manage their inventory in real time from their mobile devices.
Our inventory management app offers a range of powerful features, including automated stock updates, real-time inventory tracking, barcode scanning, purchase order management, and customizable inventory reports. With these features, businesses can streamline their inventory management processes, reduce stockouts, and ensure timely and accurate deliveries.
In this fast-paced business world, where time is a valuable resource, our app offers an efficient and effective solution for managing inventory, enabling businesses to focus on their core operations and grow their bottom line. We are excited to bring this innovative inventory management tool to the market, and we look forward to helping businesses achieve greater success with our app.
|
economics
|
https://spacetimemeadworks.com/our-community/
| 2021-10-26T08:39:00 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-43/segments/1634323587854.13/warc/CC-MAIN-20211026072759-20211026102759-00623.warc.gz
| 0.941639 | 109 |
CC-MAIN-2021-43
|
webtext-fineweb__CC-MAIN-2021-43__0__241541643
|
en
|
• Space Time Mead & Cider Works is recognized as a PA Preferred Winery. Over 75% of what we used to make our wine and cider were harvested in Pennsylvania. Most of that is sourced from local beekeepers and growers within 25 miles of our winery.
• Community Contributions: 6% of sales went to Covid impacted local businesses, and local charities in 2020
• Proud Sponsor of WVIA Radio
• 1% For the Planet member with 1% of our gross sales going to the Lackawanna River Conservation Association
|
economics
|
https://andreasbaum.info/stories/the-us-house-of-representatives-voted-in-favor-of-a-temporary-budget/
| 2023-05-30T05:35:41 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224645089.3/warc/CC-MAIN-20230530032334-20230530062334-00593.warc.gz
| 0.971163 | 204 |
CC-MAIN-2023-23
|
webtext-fineweb__CC-MAIN-2023-23__0__300249075
|
en
|
The house of representatives of the US Congress voted for a temporary budget law that will avoid the shutdown of Federal agencies. The bill was supported by 359 people, 57 opposed.
If the Democrats and Republicans failed to reach an agreement, Federal agencies would have to stop working on the first of October, RIA Novosti writes. Earlier, controversy arose over aid to farmers and the extension of a program launched as part of measures to combat coronavirus, which guarantees free or reduced-price meals to children in schools.
Now the budget law must go to the Senate for a vote. The Federal government’s fiscal year 2020 ends in the United States on September 30.
Earlier it was reported that Democrats and Republicans agreed to allocate eight billion dollars to those who are out of work and who have nothing to feed their children. This was reported by the speaker of the house of representatives Nancy Pelosi. “We are also strengthening accountability to prevent the misuse of funds intended for farmers,” the Congress stressed.
|
economics
|
http://crmaccelerators.codeplex.com/releases/view/18959
| 2017-04-24T16:57:51 |
s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917119642.3/warc/CC-MAIN-20170423031159-00294-ip-10-145-167-34.ec2.internal.warc.gz
| 0.897502 | 116 |
CC-MAIN-2017-17
|
webtext-fineweb__CC-MAIN-2017-17__0__34571550
|
en
|
The extended sales forecasting accelerator enriches the out-of-the-box sales forecasting capabilities in Microsoft Dynamics CRM 4.0. Principally, sales users of Microsoft Dynamics CRM can review their individual sales pipeline and quickly classify opportunities as committed, excluded or upside. Sales managers can monitor and track sales targets, budgets and performance against these forecasts for specific time periods (e.g. months and quarters).
Underpinning these capabilities are new Microsoft Dynamics CRM 4.0 reports that summarize sales performance for the organization as a whole or for individual salespeople.
|
economics
|
http://iraq.usembassy.gov/gso_procurement/doingbusiness.html
| 2016-06-25T12:13:29 |
s3://commoncrawl/crawl-data/CC-MAIN-2016-26/segments/1466783393146.70/warc/CC-MAIN-20160624154953-00134-ip-10-164-35-72.ec2.internal.warc.gz
| 0.910931 | 396 |
CC-MAIN-2016-26
|
webtext-fineweb__CC-MAIN-2016-26__0__51709596
|
en
|
Doing Business with the Embassy
Companies wishing to do business with the Embassy should provide the Procurement Section with a copy of a Vendor Registration Form (PDF 9.64 KB), their references, company profile, brochures and catalogs in English. The documents should be in Acrobat PDF format and submitted to this email address: [email protected]
- The Procurement Section of the Embassy is the only office authorized to place orders for goods and services on behalf of the U.S. Government. All orders from other persons are considered unauthorized and private, and the Government accepts no responsibility for paying those orders.
- The Embassy is required to provide vendors with a copy of a Purchase Order Form OF-347 (PDF) or contract signed by a Contracting Officer for all orders valued above the equivalent of USD 500.00. The Purchase Order/Contract is the order, and vendors should not attempt to deliver goods/services prior to receiving one of these documents. The Government has no obligation to receive or pay for any goods/services without a valid contract.
- The Government does not make advance payments – payment is made exclusively after receipt of the goods/services.
- Payment is made in local currency, i.e. Iraqi Dinars or in U.S. Dollars by Electronic Funds Transfer (ETF).
- By U.S. law, the Embassy makes payment within 30 days from receipt of a proper invoice.
- Invoicing instructions are available here (PDF 40.17 KB)
The Embassy does business only with duly registered companies. If a company wants to do business with the Embassy, it must be able to present a copy of the company’s registration with the pertinent Iraqi ministry.
All downloadable documents on this page are provided in PDF format. To view PDFs you must have a copy of Adobe Acrobat Reader. You may download a free version by clicking the link above.
|
economics
|
https://kasulaser.com/exhibitions/kasu-laser-in-apppexpo-2023/
| 2024-04-24T08:16:03 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296819089.82/warc/CC-MAIN-20240424080812-20240424110812-00049.warc.gz
| 0.894755 | 209 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__160360317
|
en
|
2023 APPPEXPO Shanghai International Canton Printing Exhibition
In 2023, APPPEXPO Shanghai, founded in 1993, will celebrate its 30th successful edition.
APPPEXPO Shanghai takes the purpose of building an industry trade and procurement platform, strives to build an open, shared and innovative industry ecosystem, and helps industry enterprises realize the whole industry chain to expand customers and promote industry development and innovation.
KASU Laser invites you to visit !
Date: Jun.18th-21th 2023,
Address: Shanghai National Convention and Exhibition Center: 1.2-A0999
Best Laser Cutter Manufacturer In China
KASU Laser was established in 2009 and is headquartered in Shanghai, China. We are a professional laser cutter manufacturer with over 70 self-owned software and laser machine intelligent properties.
All our laser cutting machine models have passed CE and FDA Certifications.
Our professional after-sale service engineer team will offer you 7/24 prompt after-sale service support.
|
economics
|
https://haitiboatbuildingprojecthbbp.simdif.com/about-us.html
| 2021-01-21T06:04:48 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-04/segments/1610703522242.73/warc/CC-MAIN-20210121035242-20210121065242-00479.warc.gz
| 0.968817 | 251 |
CC-MAIN-2021-04
|
webtext-fineweb__CC-MAIN-2021-04__0__207111269
|
en
|
Education and skills provide a brighter future.
Haiti is no longer prominent in the news but the effect of the 2010 earthquake are still being felt by the homeless and hopeless kids on the streets today. With 60% unemployment and half the population living well below the poverty line, the future may seem already written for them but with the support of the Haiti boat building Project and in partnership with Haiti Ocean Project a better future can start to become reality. The goal of the Haiti Boat Building Project is to provide care and accommodation for homeless kids and teach them the skills of carpentry and boat building which will enable them to grow in confidence and provide themselves with an income and a future. The project is in its infancy and is located at the Marine Centre in Petite Riviere de Nippes which is the base of Haiti Ocean Project.
To be given the opportunity to learn is something most of us are provided with but sadly not everyone gets that choice.
Through offering learning in the fields of carpentry and boat building to English language and computer literacy a whole world of opportunity and job prospects open up to kids who simply wouldn't get that chance. It can be the difference between a life in poverty on the streets and a life of hope and security.
|
economics
|
https://cialisonlinetips.com/why-buy-native-smokes-in-bulk/
| 2024-04-13T10:32:45 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296816587.89/warc/CC-MAIN-20240413083102-20240413113102-00034.warc.gz
| 0.934469 | 723 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__203436416
|
en
|
In a world where alternatives abound, native smokes emerges as a beacon for those in search of an excellent lifestyle and a touch of the background of their smoking experience. The allure of purchasing Native Smokes in bulk transcends mere comfort. It delves into the realm of economics, sustainability, and cultural appreciation intertwine.
Let’s have a look at each of those factors:
Cost Savings: Purchasing in bulk frequently gives enormous fee financial savings according to unit compared to buying character packs. This is especially true for products like cigarettes, wherein the in-step with-unit cost decreases while buying in large portions. Native Smokes, known for their affordability, can offer even extra savings when offered in bulk, making it an attractive choice for budget-conscious clients.
Convenience: Buying in bulk means you have a larger delivery on hand, lowering the frequency of buying trips. This can be especially handy for individuals who smoke regularly and prefer not to expire in their preferred emblem now. By stocking up on Native Smokes, smokers can avoid the trouble of common journeys to the shop and ensure they have ample delivery available.
Assurance of Availability: Native smokes won’t be comfortably available in all stores or regions, specifically if you opt for a particular range or taste. Buying in bulk permits you to stabilize a good enough supply, ensuring you might not be caught off guard by surprising shortages or supply chain disruptions. This peace of mind can be helpful, especially for folks who depend upon Native Smokes as their number-one choice of tobacco product.
Quality Control: You could inspect the complete lot for defects or inconsistencies when buying in bulk. This is particularly relevant for tobacco products, in which first-class can vary between batches. By shopping for Native Smokes in bulk, you can make certain uniformity in flavor, aroma, and normal satisfaction throughout all the packs you buy. This can be particularly vital for people who smoke and are discerning approximately the traits of their cigarettes.
Reduced Packaging Waste: Buying in bulk usually entails less packaging per unit as compared to character packs. This discount in packaging waste may be more environmentally pleasant as it reduces the quantity of fabric used and discarded. By choosing bulk purchases of Native Smokes, environmentally aware purchasers can decrease their environmental footprint associated with packaging waste.
Customization and Variety: Some retailers offer bulk shopping options that allow customers to customize their orders or choose from a greater variety of merchandise. This can be tremendous for smokers who pick unique blends, flavors, or packaging formats within the Native Smokes emblem. Bulk buying permits you to tailor your purchase to your choices, ensuring you get exactly what you want without compromise.
Potential for Resale or Sharing: Buying native smokes in bulk can also gift possibilities for resale or sharing with pals and a circle of relatives. If you have a relied-on circle of smokers who share your choice for Native Smokes, pooling sources to shop for in bulk can bring about cost savings for anybody involved. Additionally, if you have surplus inventory, you could remember selling it to others who may have trouble accessing Native Smokes or are looking for an extra low-cost option.
In the end, purchasing native smokes in bulk gives numerous advantages, including value savings, comfort, excellent management, assurance of availability, reduced packaging waste, customization options, and potential for resale or sharing. Whether you are a normal smoker looking to keep cash or someone who values consistency and comfort, shopping for native smokes in bulk can be a sensible and useful desire.
|
economics
|
http://www.b-b-a.co.uk/blog/category/news/
| 2014-04-23T19:50:54 |
s3://commoncrawl/crawl-data/CC-MAIN-2014-15/segments/1398223203422.8/warc/CC-MAIN-20140423032003-00518-ip-10-147-4-33.ec2.internal.warc.gz
| 0.953099 | 179 |
CC-MAIN-2014-15
|
webtext-fineweb__CC-MAIN-2014-15__0__71911646
|
en
|
Rising Stars 2009 is the Bedfordshire and Luton Business Excellence Awards. This year the Innovation category is being sponsored by the Knowledge Hub.
Judges will be looking to recognise a new company, product or service developed since January 2006, which has made a positive contribution to the economy of Bedfordshire and Luton, or a public sector project that has had a beneficial impact on business in the area.
Judges will be looking for evidence of efficiency savings, product take-up and customer testimonial where appropriate. Training and development strategies and community involvement will also be taken into account.
A company or an individual can be nominated, either by themselves or someone else. If you’d like to enter, the application form (online) is on the Rising Stars website http://www2.lutontoday.co.uk/risingstars/categories.htm#8
|
economics
|
https://hinaray.com/military-applications-how-anti-drone-systems-are-shaping-modern-warfare/
| 2023-11-29T00:03:13 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100016.39/warc/CC-MAIN-20231128214805-20231129004805-00115.warc.gz
| 0.929743 | 864 |
CC-MAIN-2023-50
|
webtext-fineweb__CC-MAIN-2023-50__0__4937725
|
en
|
The rapid rise of drones isn’t just about cool aerial footage or quick package deliveries. Drones have started to play a major role in military operations, and the need for defense against them comes with that. As highlighted by a study from Grand View Research, there’s been a significant investment in anti-drone weapons to combat potential threats. This isn’t about shooting them down but more about Anti-Drone Systems jamming their systems or taking control. It’s a new field of defense, and as drones evolve, so does the technology to counteract them. In this exploration, we’ll dive into how these countermeasures, specifically drone jammers, are redefining modern warfare.
How Anti-Drone Systems are Shaping Modern Warfare?
1. Mitigation Systems and Their Importance
Mitigation systems have emerged as a crucial aspect of the counter-drone market. According to the data from Grand View Research, mitigation systems were leading in market share in 2016 in terms of revenue.
- Destructive Systems: These are designed to destroy the operational components of drones. Within this category, we see three primary methods:
- Laser Systems: These aim to disable drones by targeting them with precise and high-energy lasers.
- Missile Effectors: These involve launching projectiles to intercept and destroy the drone.
- Electronic Counter Measure Systems: They disrupt the drone’s communication systems, rendering them non-operational.
Between 2015 and 2024, the global market for destructive systems saw impressive growth, from $266.1 million to a staggering $1.733 billion. On the other hand, non-destructive systems are growing comparatively slower, with projections showing an increase from $32.9 million in 2015 to $117.4 million by 2024.
2. Defense Systems: Detection vs. Disruption
Defense against drones is primarily categorized into two segments: Detection and Disruption systems.
- Detection Systems: These primarily focus on identifying and tracking drones. Key technologies leading in this domain include Radar-based and Active Optics systems. Their affordability compared to RF emission or acoustic-type detection systems makes them a preferred choice. This segment is growing robustly, with market growth from $92.9 million in 2015 to $616.1 million by 2024.
- Detection & Disruption Systems: These not only detect but also neutralize or take control of the intruding drones. The market growth for this category is projected from $206.1 million in 2015 to $1.23 billion by 2024.
3. End-Use of Anti-Drone Systems in Military & Beyond
Different sectors employ counter-drone technologies, but the military and defense remain the primary users.
- Military & Defense: With the increase in R&D activities by defense prime contractors, the military has become the leading end-user. The market size for counter-drone systems in this segment is poised to surpass USD 900 million by 2024, up from $179.4 million in 2015.
- Government: This segment too, though trailing behind the military, shows promising growth. From a market size of $35.9 million in 2015, it’s projected to reach $284.5 million by 2024.
- Commercial Sector: Beyond the military and government, counter-drone technologies are finding applications in commercial sectors, especially for the protection of infrastructure like airports and public places. Growth here is forecasted from $56.2 million in 2015 to $388.9 million by 2024.
4. Key Players and Global Presence
Companies play a significant role in the drone jammers market’s expansion. Firms with over USD 1 billion in revenue as of 2015 account for 55% of the market. In terms of global presence, the USA leads with 62 companies in the counter-drone sector, followed by the UK, Israel, and countries like Germany, France, and Switzerland.
Lastly, the evolution of drone technologies has brought both advancements and challenges, especially in the realm of military applications. As highlighted above, the anti drone weapons or drone jammers play a pivotal role in shaping modern warfare strategies, ensuring that as drones become more advanced, so do the methods to counteract them.
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economics
|
http://www.metroports.com/history/
| 2017-04-26T21:21:51 |
s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917121665.69/warc/CC-MAIN-20170423031201-00207-ip-10-145-167-34.ec2.internal.warc.gz
| 0.965032 | 311 |
CC-MAIN-2017-17
|
webtext-fineweb__CC-MAIN-2017-17__0__196441175
|
en
|
The 1850s witnessed the height of the California Gold Rush wherein the Port and City of San Francisco developed rapidly. It was during this historic time that California Stevedore and Ballast Company was conceived by two Danish sea captains in San Francisco by the names of Eschen and Minor. And, as the saying goes, the rest is history. The development of Southern California with the Ports of Long Beach and Los Angeles led to the formation in 1923 of a second company named Metropolitan Stevedore Company, later rebranded to Metro Ports.
The Roaring ’20s was a time when our industry was built on the backs of a strong labor force. Nowhere was this more evident than in the Ports of Los Angeles and Long Beach, where Metro Ports saw an opportunity to introduce new systems to help labor keep up with the increasing imports of products from Europe, fruit from the Tropics, and rubber from the East Indies.
Unloading these sailing ships and steamers was only part of a stevedore’s day. Empty vessels were reloaded with outbound cargos requiring the same kind of planning, equipment, and strong labor. Exports included borax from the dry California desert, ores from the mines in the Southwest, and seafood harvested by local fishermen off the West Coast.
Since 1923, Metro Ports' headquarters have remained in Wilmington, California, a testament of their vision to continually meeting customer’s needs and growing with an ever-changing industry that demands innovation and a strong commitment to quality and excellence.
|
economics
|
https://impactfoundry.org/product/logistics-and-distribution-management/
| 2023-05-30T13:21:42 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-23/segments/1685224645810.57/warc/CC-MAIN-20230530131531-20230530161531-00025.warc.gz
| 0.911003 | 163 |
CC-MAIN-2023-23
|
webtext-fineweb__CC-MAIN-2023-23__0__132546468
|
en
|
Logistics and Distribution Management
This course explores the fundamental concepts and ideas of logistics and distribution management. It delves into the various logistics information management systems, analyzes their financial aspects and technological influences, and explains how to manage and measure their performance. This course is divided into modules that explain logistics management, inventory management, and warehousing and distribution. Throughout these modules, course participants will review and distinguish between inbound logistics, outbound logistics, reverse logistics, and third-party logistics; explore the tools and techniques for tracking and valuing inventory, including ABC analysis; and learn the functions of packaging and methods for transporting goods through simple and complex distribution channels.
|
economics
|
https://www.meyer-pantalons.fr/en_fr/general-terms-and-conditions
| 2021-10-17T09:06:34 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-43/segments/1634323585171.16/warc/CC-MAIN-20211017082600-20211017112600-00039.warc.gz
| 0.931964 | 649 |
CC-MAIN-2021-43
|
webtext-fineweb__CC-MAIN-2021-43__0__261726177
|
en
|
You have the right to cancel this contract without giving a reason within fourteen days. The cancellation period is fourteen days from the day upon which you or a third party nominated by you, who is not the carrier, took possession of the last delivery. In order to exercise your right of cancellation, you must contact us at (MEYER-HOSEN AG, Hauptstraße 30, 51580 Reichshof-Denklingen, Email: [email protected], Fax: 02296 -8950) and inform us by means of a clear statement (e.g. as a letter consigned by post, fax or email) of your decision to cancel this contract. You may use the attached sample cancellation form, although this is not mandatory. To meet the cancellation deadline it is sufficient to notify us that you intend to exercise your right to cancel before the cancellation deadline.
Consequences of cancellation
If you cancel this contract, we must refund you all payments that we have received from you, including delivery costs (except for the additional costs resulting from your having chosen a different type of delivery than the most reasonable standard delivery offered by us), without undue delay and at the latest within fourteen days from the date on which we received notification that you are cancelling this contract. For this repayment we will use the same means of payment that you used for the original transaction, unless something else was expressly agreed with you; on no account will you be charged fees due to this repayment. We can refuse the repayment until we have received the goods or you have provided evidence that you have sent back the goods, whichever is earlier. You must return or hand over the goods promptly and in any event not later than fourteen days from the date on which you notify us of any cancellation of this contract, to (MEYER-HOSEN AG, Hauptstraße 30, 51580 Reichshof-Denklingen, Email: [email protected], Fax: 02296 -8950). You have complied with the time period if you send the goods before expiry of the fourteen day period. We will provide you a returns slip by email. You only need to pay for any diminished value of the goods if such loss in value is due to handling of the goods which was not part of a necessary examination to ascertain the nature, characteristics and functioning of the goods.
Sample cancellation form
(If you wish to cancel the contract, then please fill in this form and return it to us.)
To MEYER-Hosen Aktiengesellschaft, Hauptstraße 30, 51580 Reichshof-Denklingen
Fax number: 02296-8950,
I/we (*) hereby cancel the contract I/we (*) have concluded to purchase the following goods (*)/receive the following service (*)
Ordered on (*)/received on (*)
Name of consumer(s)
Address of consumer(s)
Signature of consumer(s) (only on paper)
(*) Delete as applicable
End of cancellation instructions
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economics
|
https://www.avbirch.co.uk/automation-cost-savings-and-safety/
| 2022-08-11T09:44:14 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571246.56/warc/CC-MAIN-20220811073058-20220811103058-00728.warc.gz
| 0.918843 | 618 |
CC-MAIN-2022-33
|
webtext-fineweb__CC-MAIN-2022-33__0__95484838
|
en
|
Investing in new machinery and embracing digital manufacturing techniques can deliver automation, cost savings and better safety for timber product businesses and their staff.
The big question for most organisations is how and when to invest. Improving production efficiencies, increasing quality and making cost savings to improve profitability involve complex decisions.
Sometimes, space is an issue. Existing manufacturing schedules cannot be disrupted while new machinery is installed. There’s also a need to keep existing staff productive instead of releasing them for lengthy periods of training.
AV Birch offers timber engineering solutions that are bespoke, adaptable and intuitive. That means machinery and systems that can work with your business and personnel, grow as you grow, and instil confidence in the people who operate the controls.
Timber truss and beam production made easy
No production operation should be considered easy to establish, maintain and expand, but AV Birch offers decades of engineering experience to give customers every possible advantage.
Latest systems offer features that boost every aspect of production, whether you are manufacturing roof trusses or floor joists and beams.
Take our Magna Truss roof truss manufacturing system. The whole process encourages an easy work flow, with time and space saving functionality built in to all aspects of the system.
The Magna-Loc pedestals can be quickly positioned, moved and operated. Foot controls and no cables keep this machinery safe for employees.
A 27-ton press head is a two-handed operation, with a tool balancer to further promote control and safety for the operators.
Parts and controls are positioned for convenient maintenance and swap-out, giving cost savings and keeping machinery available for manufacturing.
Options to expand capacity
All AV Birch machinery is designed and installed with the future in mind. The Uni-Roll Open Web Floor Beam Press offers an efficient and speedy traverse action, giving production facilities options to vary output as required.
Pre-set jobs and remote control functionality puts the power in operators’ hands, while laser technology boosts set-up times and improves product accuracy.
Ultimately, open-web joists can be produced at up to 150 metres per hour.
As with other systems, the Uni-Roll 750 comes with both pull-chord and push-button safety stop features.
A timber engineering partner you can trust
When you deal with AV Birch you know exactly what to expect. What we say we will deliver, we deliver.
We provide a complete solution, helping your business acquire machinery and technology that makes a real difference to your bottom line.
From concept to installation, including all fabrication work, detailed machining, integration of hydraulics, pneumatics and electrical works, our experienced in-house team controls the process and keeps you in the loop.
If you’d like to discuss a timber engineering machinery project for your business please get in touch. Call Scott Heyes on 01746 714 418 or email [email protected] for further details about the machinery and equipment we offer.
|
economics
|
http://www.carfilia.com/auto-blog/the-basics-of-car-finance/
| 2017-03-27T20:19:58 |
s3://commoncrawl/crawl-data/CC-MAIN-2017-13/segments/1490218189525.23/warc/CC-MAIN-20170322212949-00044-ip-10-233-31-227.ec2.internal.warc.gz
| 0.965384 | 600 |
CC-MAIN-2017-13
|
webtext-fineweb__CC-MAIN-2017-13__0__195577504
|
en
|
If you are in the market for a new car, financing your purchase is one of the key considerations, and by understanding the basics of car finance, you will be in a better position to know what you can and what you cannot afford.
Buying a car is a huge decision, especially from a financial point of view, so you will want to get the financing of your purchase right. Buying a car outright for cash is not an option for many people, so you will more than likely have to obtain some kind of financing from an external source. That is not to say, however, that you should expect to finance a car purchase entirely from a loan, so it is a good idea to have some savings, at least. For one thing, a finance provider will typically require evidence that you have a handle on your finances, and what better evidence than savings? Having a deposit to back up your purchase is another sensible piece of advice.
A great tip for saving money is to open a savings account and deposit some of your wages or salary directly into that account. Put in an amount you can afford and that will not leave you short for other essential purchases and bills. Becoming a regular saver is a good habit to cultivate.
The language used in financing can seem daunting, so reaching an understanding of the different terms used can help you overcome any sense of feeling overwhelmed as you seek to obtain finance for your new car. Some of the most common phrases used include:
- Annual Percentage Rate (APR): This refers to the cost of the loan amount provided and is expressed as an annual rate. APR is influenced by a number of factors, from credit history and current market rates to competition. APR can be negotiated, however, so you should try to negotiate a lower figure, in the same way that you would negotiate over the price of a car.
- Credit report: This report incorporates such information as your address; how you pay your bills; and whether you have encountered financial difficulties, such as the inability to pay off previous loans, in the past. Consumer reporting agencies have the authority to sell this information to credit providers.
- Credit score: This score is a reflection of your credit risk and is arrived at by analyzing the information on a credit file. Your credit score can be used to help calculate the rate and loan terms you will be offered when you start seeking finance for your new car.
- Total of payments: You will pay this amount after you have completed making all your scheduled payments. If you are leasing a vehicle, it will be the amount paid off at the end of the lease period.
Auto Loan Solutions are at your fingertips, thanks to the advent of the Internet. Loan companies have gravitated online, making it easier than ever to retrieve a quote for a loan or to compare loan rates between different providers.
Understanding the basics of car finance is essential to obtaining the best rate and the type of loan structure that suits you best.
|
economics
|
https://dev.mrwin.com/new-casino-sites/
| 2021-06-22T18:01:09 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-25/segments/1623488519183.85/warc/CC-MAIN-20210622155328-20210622185328-00576.warc.gz
| 0.955884 | 3,100 |
CC-MAIN-2021-25
|
webtext-fineweb__CC-MAIN-2021-25__0__144597287
|
en
|
It is hard to keep up with new game releases, but even harder to keep up with casino launches. In 2019, an estimated 150 new casinos were added to the UK market alone, and the current year seems to be well on its way to exceeding that mark. Casino gambling is increasingly prominent in the virtual space as more and more gaming enthusiasts are gravitating away from the traditional land-based setting. The Gross Gaming Yield of the online gambling sector from April 2017 to Match 2018 was £5.4 billion – the biggest in the entire industry. Slots alone account for £2 billion out of that revenue, and these figures are an increase of 19.3% from the previous year.
One of the perks of new casino sites is that they benefit from the latest web designs and technology. Eye-catching and intuitive layouts with beautifully defined themes, characterize these sites. Often, new customers are welcomed by sleek and innovative avatars that guide them through the casino. The deposit bonus and free spins may provide the greatest allure of a casino, but aesthetics definitely give an extra edge for attracting new players. These casinos have one thing in common; they have all met up to our standards. More importantly, they are recognized by the UK gambling commission and are safe and legitimate.
Big brand names rule the minds of players, and the upcoming UK casinos online hardly even get the chance to reach new customers. Though it is difficult to keep up with them, the new generation of online casinos has so much to offer. Whether you are looking for a fresh experience or are a first-timer to online gambling, it is easy to see the appeal of a new casino.
Here are some of the latest gambling concepts on new casino sites:
The new casino experience is more interactive than ever before with the incorporation of an exciting feature known as gamification. The concept is designed for you to take part in challenges while competing against other players. You complete missions and earn rewards as you strive to move up the leaderboard.
The improved level of engagement makes the online casino increasingly similar to the video game structure, and this has attracted a new wave of UK casino gamers. However, gamification is not only for millennial players. The achievements are similar to those in a loyalty scheme, only on a more advanced level, so the older generation will find it quite exciting as well. You get extra value with superior gaming experience. Plus, you don’t have to make a hefty deposit as you would in the VIP scheme of your average online casino sites.
Blockchain technology which has gained attention in a variety of industries is the basis of the Bitcoin network. Bitcoin casinos are popular for being “transparent” and “trustless”. The issue of trust is non-existent because the public can access transactions stored in the digital ledger. As the name suggests, these casinos accept Bitcoin as a payment method alongside other altcoins.
With cryptocurrency, payouts are instant, and the minimal information required from new customers makes it the most secure payment method to date. Bitcoin is a decentralized currency, so unlike the British pound and other fiat alternatives, it is not controlled by a central authority. The nature of cryptos provides anonymity and privacy to players and is not deterred by country limits.
With all these benefits, the bitcoin casino is almost perfect. However, the deposit bonus at a bitcoin casino is on the smaller side compared to the bonus offered by regular casinos. Bitcoin casinos are not fully licensed in the UK yet but the influx of new players in recent years will most likely bring about massive changes to that in the future.
Virtual reality produces an entirely new casino gaming experience. Game developers like NetEnt and Microgaming have been pushing for VR casinos. The former displayed its first full virtual reality slot game back in 2017, While the latter has a Blackjack VR game in the works. The adoption of the concept is barred mostly by cost, as creating such games is hugely capital intensive. Despite the challenges, the possibilities are quite exciting. We will have to watch where the future of the online UK casino takes us in the coming years.
Every week a new online casino in the UK is launched, but not all new casinos make our list. There is a myriad of choices and along with them come various questions about their authenticity. This is where casino reviews come into play. The safest way for new customers to learn about a website is from second-hand experience. We consider the pros and cons of each site as well as the t c for bonus claiming, among other things.
New casinos are under a lot of pressure to bring something fresh to the table. These sites are very fragile and can quickly fizzle out if they don’t make an impact on the players. That is why they garner attention by incentivizing with bonus offers.
Our review of the latest online casinos is highly influenced by the games available on the site. New casinos are often distinguished by the presence of modern gaming technology and a wider range of gaming verticals. They offer the classics available on older sites alongside the latest game releases with improved elements and concepts. The best part is they have some of the highest online slots payout percentage rates in the UK. Slots fanatics are in luck because many new sites focus solely on one-armed bandits. New casino sites provide slots with varying themes and features, engaging storylines, and state-of-the-art graphics. You will notice that free spins are a common type of bonus at many casinos, and this is because slots are dominating the online casino scene. More than half of a casino’s game collection is made up of slot titles, and game developers continuously churn out new releases on the market. Game providers are the brains behind it all, and our list of casinos are affiliated with software vendors like NetEnt, Playtech, Play’n Go, Yggdrasil, and Evolution. Multi-way wins, stacked wilds, multiple grids and mini-games are some of the new innovations designed to improve gameplay. New players have better ways to bank more money with each spin of the reels.
Players get the feel of being in the Las Vegas strip through live dealer games. Live casinos accurately portray the ambience of the most famous land-based lobbies with lights, sounds, and human croupiers who handle the tables in real-time. This category has managed to merge the traditional casino culture into the contemporary digital style of gaming. Live casino libraries feature live blackjack, live roulette, live roulette and live poker games in a number of variations. The live dealer bonus is not as prominent as the regular casino bonus, but it does exist. A typical live dealer bonus will require you to deposit 10 pounds or thereabout to benefit from cashbacks, 100% bonus match and so on. Live casinos, however, do not offer free spins because bonus spins are specific to slots.
There is an increase in e-wallets at UK new online casinos. This is because these payment gateways allow funds to be transferred within 24 hours. New players no longer have to wait days for an e-check to be cleared or for a bank transfer to be processed. Every UK online casino offers diverse payment options like Mastercard, Visa, Skrill and Neteller, Zimpler, and Trustly. E-wallets are quite popular for bonus claiming. That is why they have quickly gained traction among iGamers. To claim a bonus, UK players can deposit 10-20 pounds at the least. As a rule on most casinos, the method of deposit should also be the method of withdrawal. However, if the deposit option does not work for withdrawals, you can cash out using any other payment solution. The wide acceptance of British currency makes it easy to deposit both locally and internationally.
The technology at the fingertips of new operators enables them to provide advanced customer support. This aspect holds much importance because no matter how good or well laid out an online casino in the UK is, a situation inevitably arises where players need assistance. On our list of new casino sites, you receive first-class treatment with friendly and responsive support 24/7. There are also more mediums through which you can get in touch with the team, including live chat, email, telephone and social media platforms. The casinos on our list also have a FAQ section where you can quickly get information on bonus clearing, min. deposit and max. cashout, and other basic inquiries about the casino.
A casino with a license is a trustworthy casino. The UK gambling commission has a reputation for being the strictest regulator in the industry. For our list of top new casino sites, a gaming license from the UKGC is indispensable. In line with the duties and obligations, every licensee has to implement the standard level of security.
Both old and new customers find a lot of value in VIP programs. At older casinos, you would only be accepted into the VIP club after you have made a certain number of bets or staked a particular amount of money on games. Sometimes UK players have to wait for a very long time to be recognized as a VIP, while others never make the cut. New online casinos make the VIP program accessible to everyone from the start. New players can begin from the first level and make their way to the top as they deposit and play. With every new VIP level unlocked, you get rewards such as free spins; a reload bonus, cashback bonus, or free cash. The best VIP schemes are quite generous with free spins. We’ve seen offers as high as 500 bonus spins. Value is added with every deposit; members get reload bonus gifts that run in hundreds of pounds. And the cashback bonus serves to minimize your losses. On reaching the topmost tiers, you receive invitations to special events and get all-expense-paid trips to the best holiday destinations around the world.
Established sites have gained the trust of avid gamers over the years. Players know their games, offers and payout methods, and one is often scared of change. As much as you find comfort in those familiar surroundings, the advantages of playing at a new casino are too good to pass up. To attract new players, upcoming operators have to work extra hard, and it is on new casinos that you find the most innovative products and the best bonus deals.
Where you would deposit 10 pounds to get 50 bonus spins at an older casino, you would deposit 10 pounds and receive 100 bonus spins at a new site.
In the same vein, players who deposit 10 pounds to claim a £10 bonus on an already established site can deposit 10 pounds and claim a £20 or £30 bonus. The standard match deposit bonus is 100%, but new casinos offer up to a 200% match deposit bonus and higher.
When it comes to keeping up with the trend, new casinos are the best. A few years ago, when HTML5 games first sprung up, more modern casinos had game catalogues completely void of Flash technology. On the other hand, the established ones needed time to convert their games and are still in the process to this day. Established online casinos are often trapped by old architecture in their websites and games. For them, it is difficult to improve functionality, and they tend to sacrifice user experience and compatibility.
You can play your favourite games across all platforms – mobile phones and tablets included. These new online casinos have responsive websites that adapt to different screen sizes and allow instant play. Many of them also have a mobile app that can be found on the Google Play Store and the App Store.
Mobile gaming allows a more convenient user experience because you can play on the go. The mobile casino also has a dedicated bonus, and free spins offer for mobile users. Apps load very quickly, and you only need to sign in once because it keeps you connected to your player account as long as it remains installed on your device.
UK existing customers know all too well the anxiety around that initial deposit in a casino. Even new players understand the importance of making the first deposit. It is the first step into the casino gambling space where literally anything is possible.
Nonetheless, some casino sites let new customers play for real money without making a dent in their bank account. At a no deposit casino, you get a cash bonus and free spins to play with as soon as you open your account. New players can try out games that they would not have considered under normal circumstances for the risk of losing money. The no deposit new casino bonus usually comes with wagering requirements and time restrictions, so make sure to read the t c attached to them.
Casino gaming has seeped into another medium that is creating greater awareness about the industry, especially to the new generation of UK players. Online gaming has now spread through social networks like Twitter and Facebook, where new players can play casino games with free coins.
The premium model of these games, however, requires you to make a real money deposit, and there have been incidences of excessive spending through the platform. This is because there are fewer regulations on responsible gambling compared to playing at actual online casinos.
The value of a bonus is not limited to the amount being advertised. Rather, it extends to the t c behind the curtain. UK Players are becoming smarter about picking casinos solely based on the deposit bonus and free spins on offer. New players are advised to check the t c always to find out the rollover requirements for any bonus. Wagering requirements are a casino standard that has been associated with bonus offerings since the inception of online gaming.
A typical bonus t c would state something along these lines; Before withdrawing any funds, players have to roll over the bonus or deposit 10 times, or both.
If you’re not interested in replaying your winnings, you’re in luck because new casinos have come up with the no wagering concept. At new no wagering online casinos, you can withdraw your bonus immediately, and free spins are actually and completely free. However, not many operators in the UK have taken to the idea of the no wagering bonus. So when playing at multiple casinos, it is difficult to avoid this aspect of bonus t c.
Your best bet would be to choose new online casinos with lower wagering requirements. The most lucrative kind of bonus should require you to roll over your deposit 10 times or less. An offer where you have to wager your deposit + bonus numerous times will prove unprofitable.
The UK is a regulated gambling market, so it is easy to understand why the industry is thriving so well. Brand new online casinos UK has fine-tuned their product and ironed out the kinks to deliver a fresh and improved gambling experience. They have a variety of games, excellent customer service and are generous with deposit bonus offers and free spins. They also have numerous payment methods and reasonable payout times.
We scour the internet and keep a hawk’s eye on the online gambling industry to provide you with the latest new casinos on the market. Deciding to play at a new casino is totally up to you, but in our opinion, they are definitely worth your time and money. With new casino sites in the UK, players get to experience a new kind of excitement.
|
economics
|
https://regulateflorida.com/facts-about-marijuana/
| 2021-09-26T00:43:01 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-39/segments/1631780057787.63/warc/CC-MAIN-20210925232725-20210926022725-00317.warc.gz
| 0.963846 | 569 |
CC-MAIN-2021-39
|
webtext-fineweb__CC-MAIN-2021-39__0__168434426
|
en
|
The economic impact of a regulated adult market in Florida can assist with funding the state in some of the most important areas. Regulated adult use creates a new legal market for cannabis sales in Florida, with that comes tax dollars, jobs, increased property values, and tourism to the state. In looking at the potential market in Florida, we can compare to Colorado, a state with approximately 5 million people, compared to Florida’s 20 million. Colorado generated revenue from legal and adult sales of approximately $1.3 billion in 2016, a 30% increase from 2015. Of that $1.3 billion, 200 million went to the state as tax revenue. This has allowed the state to build schools, assist the homeless, and create a booming job market and economy in the state. At 4 times the size of Colorado, we can estimate a 2-3 billion dollar market in the first few years of passing Regulate Florida’s petition. Realtor.com did a study on the housing market in legal states and found a significant increase in property values in those states, with an increase in both pricing and demand. According to Forbes, the legal cannabis market was worth $7.2 billion in 2016, and is projected to grow at an annual rate of 17%. Annual surveys by Marijuana Business Daily estimate the industry currently employs 100,000 to 150,000 workers. In 2015 alone, Colorado created over 18,000 jobs. Florida is the perfect market for the cannabis industry to continue to grow we have the 3rd largest population in the state and already have over 100 million tourists visit a year. The economic impact of adult use in Florida can create over 30 thousand jobs, and over 200 million in tax revenue.
A regulated adult use market for cannabis is showing an amazing and unexpected benefit to states that have passed it. Most importantly, study after study has shown there is no increase in teen use, and in fact some decrease in use. The numbers are clear that the biggest segment of the population turning on to cannabis are seniors, with the largest increase in use over the past few years. Cannabis has also had a profound effect on reducing opiate addiction, reducing usage by those who need it, decreasing overdose deaths, and cannabis is becoming an exit drug to addiction. Veterans with PTSD are also benefitting from the use of cannabis with a decrease in the suicide rate in legal states. The benefits of cannabis continue to be illustrated in society as people who use cannabis are less likely to abuse their spouses, get in bar fights, and overall living in a more harmonious lifestyle. The use of cannabis has also been shown to result in fewer absences by employees and no negative impact on workplace performance. An adult use market will helps us turn our prisons into profits, strengthen our impoverished communities, and become the cornerstone of building a better Florida.
|
economics
|
https://www.emjcorp.com/accent-construction-services-prepares-for-signal-mill-project/
| 2023-12-07T16:30:05 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679100677.45/warc/CC-MAIN-20231207153748-20231207183748-00732.warc.gz
| 0.953337 | 233 |
CC-MAIN-2023-50
|
webtext-fineweb__CC-MAIN-2023-50__0__268167167
|
en
|
Accent Construction Services, a member of the EMJ family of companies, looks forward to collaborating with The Woodbery Group to transform its vision for the new Signal Mill project in Chattanooga’s North Shore into a reality.
The Knitting Mill Antiques building spans 60,000 square feet with a two-and-a-half-story (with a windowed basement) structure.
“It’s a 100-year-old, beautiful building,” said David Woodbery, the Atlanta developer. “We really want to bring out its character, its charm and its authenticity. People want that — and you can’t recreate it.”
Accent will convert the building’s first and second floors into a space for boutiques, specialty food shops, offices and a second restaurant at the opposite end from Food Works, which will remain in the building. Parking spaces will also be added to the site.
Woodbery wants to welcome the first tenants to the new Signal Mill building in early 2017.
Antique Mall on North Shore to close by end of August; new owner to renovate property
|
economics
|
https://burningriverag.com/services/
| 2020-10-25T04:27:00 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-45/segments/1603107887810.47/warc/CC-MAIN-20201025041701-20201025071701-00148.warc.gz
| 0.914728 | 277 |
CC-MAIN-2020-45
|
webtext-fineweb__CC-MAIN-2020-45__0__167471750
|
en
|
Most CPAs do not prepare tax returns with your retirement plan in mind. That’s not their fault; long-term tax planning for retirement typically isn’t part of a CPA’s job. And yet, your taxes play an enormous role in the retirement planning process!
Having both a CPA and CFP on your financial team is a smart money move. We work alongside your accountant as Certified Financial Planners, focusing on tax planning for today and tomorrow to help ensure you never pay more than you have to.
Burning River Advisory Group is here to help you achieve financial independence. Reach out today to find out how we can help.
2237 Crocker Road, Ste 150
Westlake, Ohio 44145
Securities offered thru Registered Representatives of Cambridge Investment Research, Inc. a broker-dealer, member FINRA/SIPC. Advisory services offered thru Cambridge Investment Research Advisor, Inc. a Registered Investment Adviser. Cambridge and Burning River Advisory Group are not affiliated. Check out the background of firms and investment professionals on FINRA’s BrokerCheck
This communication is strictly intended for individuals residing in the states of CO, FL, IN, OH, NC, NV, NY, PA, TX, WI, and WV. No offers may be made or accepted from any resident outside the specific states referenced.
|
economics
|
https://lawplus.vn/regulations-on-normal-retirement-age-and-elderly-workers-due-to-labor-code-2019/
| 2022-07-04T02:20:42 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-27/segments/1656104293758.72/warc/CC-MAIN-20220704015700-20220704045700-00586.warc.gz
| 0.94677 | 1,736 |
CC-MAIN-2022-27
|
webtext-fineweb__CC-MAIN-2022-27__0__159805556
|
en
|
In order to ensure the conformity with the scale, structure, quality, status of the health and life expectancy of Vietnamese employees, Labor Code 2019 takes effective from January 01st, 2021 has amended and supplemented several regulations on retirement age. In addition, the Government has issued Decree 135/2020/NĐ-CP stipulates on adjusting retirement age.
Table of Contents/Mục lục
1. Retirement age
a. Retirement age under normal working conditions
Currently, the Law has not yet specified what is normal working conditions. However, from the classification of working conditions of the Ministry of Labor and War Invalids, it can be understood that: occupations and jobs with normal working conditions are light and comfortable occupations and jobs; occupations and jobs that are not stressful, toxic or have heavy and toxic targets but are within the permitted safety limits, psychological changes after labor recover quickly and health is not affected.
According to the provisions of Clause 2, Article 169 of the Labor Code 2019, the retirement age of employees under normal working conditions shall be
+ For male: 60 years and 03 months.
+ For female: 55 years and 04 months.
After that, each year increases by 3 months for male workers until they reach 62 years old by 2028 and 4 months for female workers until they reach 60 years old by 2035, according to the roadmap for adjusting the retirement age specified in the Labor Code.
Cases regulated for retirements at the lower age under normal working conditions:
The Labor Code also stipulates some retiring cases at the lower age. Employees in the following cases may retire at a lower age but must not exceed 05 years of age compared to retirement age prescribed above at the time of retirement, unless regulated otherwise by law:
+ Employees with 15 years or more of working in heavy, toxic, dangerous, or particularly heavy, toxic or dangerous occupations or jobs on the list promulgated by the Ministry of Labor, War Invalids and Social Affairs.
In comparison with the previous law, the list of occupations with heavy, toxic and dangerous elements from March 01st, 2021 according to Circular 11/2020/TT-BLDTBXH has been supplemented with a significant number of occupations and jobs such as mine rescuer, pit miner, construction divers, management and exploitation of sea lamps in the Spratly Islands,…
+ Employees with 15 years or more, working in areas with especially difficult socio-economic conditions, including working time in places with regional allowance coefficient of 0.7 or higher before January 01st, 2021.
Currently, the list of regions with especially difficult socio-economic conditions for 2021 is still drafted. However, it is possible to refer to some areas previously prescribed to be particularly difficult socio-economic conditions in several regulations such as: Spratly Island District, Paracel Islands District; mountainous communes as regulated by the local authorities;…
+ Employees with working capacity decrease of 61% or more.
In order to prove this, the employee needs to prepare the examination dossier to implement the retirement benefits for the employees as prescribed in Circular 56/2017/TT-BYT and submit it to the medical examination council for assessing the decrease of working capacity.
+ Employees have the total duration of heavy, toxic, dangerous, or particularly heavy, toxic, dangerous occupations or jobs and working time in areas with particularly difficult socio-economic conditions from full 15 years or more.
b. Cases regulated for retirement at higher ages under normal working conditions
– In the event of the employee and employer could reach an agreement, the employee shall continue working after the retirement age under normal working conditions.
Accordingly, the employees in the above cases will be further adjusted according to the regulations on elderly workers. Specially:
+ The elderly employee has the right to reach an agreement with the employer to shorten daily working hours or to apply the part-time working regime.
+ In addition to the elderly workers’ benefits under the retirement regime, they are entitled to salary and other benefits as prescribed by law, labor contract.
2. Pension regime
From January 01st, 2021, the provisions of the retirement regime associated with the conditions on pension age under the Law on Social Insurance shall comply with the retirement age and conditions on pension age under the Labor Code 2019.
The law stipulates that employees who are subject to compulsory social insurance, unless otherwise prescribed by the Law on Social Insurance, when they leave their job with full 20 years of social insurance payment or more, they will be entitled to pension if falling into one of the following cases:
+ Being 60 years old for men and 55 years old for women;
+ Male from 55 years old to 60 years old, female from 50 years old to 55 years old and having enough 15 years of doing heavy, hazardous or dangerous occupations or jobs, or extremely heavy, hazardous or dangerous jobs on the list issued by the Ministry of Labor, War Invalids and Social Affairs, the Ministry of Health or having worked at a place with regional allowance coefficient of 0.7 or higher for 15 years before January 01st,2021;
+ Employees with maximum age of 10 years lower than the retirement age of employees as prescribed in Clause 2, Article 169 of the Labor Code 2019 and have 15 years working as coal mining in pits;
+ Persons infected with HIV/AIDS due to occupational risks while performing the given tasks.
Female workers who are cadres, civil servants or work part-time in communes, wards and towns that participate in social insurance when retiring with from 15 years to under 20 years of paying social insurance and reach the retirement age specified in Clause 2, Article 169 of the Labor Code, they shall be entitled to pension.
3. Important note for enterprise employs elderly workers:
To stabilize the aging workforce, adjusting to increase the retirement age is a common trend implemented in many countries since the 2010s. This not only helps businesses avoid wasting experienced labor resources but also motivates businesses to develop more comprehensive remuneration policies for elderly workers. Here are a few notes for businesses that use this labor source:
– Enterprise is forbidden to use the elderly employee to do heavy, hazardous, dangerous, or extremely heavy, hazardous or dangerous occupations or jobs that have a negative impact on their health, except for circumstance the enterprise can ensure the safety working conditions.
For the acts of using elderly employees to do heavy, toxic or dangerous jobs that adversely affect the health of elderly employees as prescribed, the employer shall be subject to a fine of from VND 10,000,000 to VND 15,000,000.
– Employers have the responsibility to take care of the health of elderly workers at the workplace. Therefore, creating working conditions to extend long-term contracts with elderly workers is one of the issues that businesses need to pay attention to.
According to the recommendation 162 of ILO on adjusting working conditions for elderly workers, after consulting the workers’ representatives or with the participation of their representative organizations, or through collective bargaining, the employer can take following measures at the level of the undertaking:
(a) reducing the normal daily and weekly hours of work of older workers employed on arduous, hazardous or unhealthy work;
(b) promoting the gradual reduction of hours of work, during a prescribed period prior to the date on which they reach the age normally qualifying workers for an old-age benefit, of all workers who request such reduction;
(c) increasing annual holidays with pay on the basis of length of service or of age;
(d) enabling older workers to organize their working time and leisure to suit their convenience, particularly by facilitating their part-time employment and providing for flexible working hours;
(e) facilitating the assignment of older workers to jobs performed during normal day-time working hours after a certain number of years of assignment to continuous or semi-continuous shift work.
In addition to adjusting working conditions, enterprises can use collective agreement or individual negotiations between employer and worker can extend an older worker’s working life, provided the worker chooses to do it and supplies proof that he or she is healthy and fit to do the work.
The above is the entire analysis regarding the latest regulations on retirement age and elderly workers due to Labor Code 2019, along with several note for the enterprise that employ these workers. For detailed advice for retirement roadmap or recommendations of adjusting working conditions, please contact LawPlus via phone +842862779399 or email [email protected].
|
economics
|
https://smart-twigamarketing.com/how-to-restart-tourism-and-prepare-to-receive-international-travellers-this-summer/
| 2022-12-09T23:52:10 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-49/segments/1669446711552.8/warc/CC-MAIN-20221209213503-20221210003503-00830.warc.gz
| 0.943304 | 1,420 |
CC-MAIN-2022-49
|
webtext-fineweb__CC-MAIN-2022-49__0__176481365
|
en
|
A Guide to Restarting Tourism and Preparing for Post Pandemic Travel
A Guide to Restarting Tourism: Is Your Destination Ready to Receive International Travellers this Summer?
With the world slowly starting to re-open, the discussion to restart tourism continues behind the scenes, with many stakeholders questioning the ‘readiness’ of the popular vacation destinations in the world. It seems like time is moving so slowly in these unprecedented times but one of the key things that this pandemic has taught us is to be resilient! Our ability to deal with unexpected challenges whilst maintaining a smile on our face speaks volume to all the great people in the service industry. We’ve also learned that the recovery of tourism needs all players to be involved, and it is as important to get everyone on board right from the start with a well thought out plan to resume tourism activities. Looking at the bigger picture of future travels, we all have a key role to play.From the international airlines, tourism boards, local and international governments, to the tour operators, we all have been working hard to ensure that our guests will continue to stay safe on their amazing adventures when they begin to travel again. This post aims at providing some ideas that could guide any destination toward the successful restarting of tourism activities with hopes to receive tourists sooner than later in our respective destinations, resorts, camps and lodges.
Broadcast our readiness to the source tourism markets
We have been impressed with the new standard operating procedures that several destinations have come up with and implemented at all stages of a client’s travel experience.
From the standard temperature check-up stations at the airports, hand sanitization kiosks, to physical distancing signage, most destinations are now equipped with all necessary health measures to prevent the spread of coronavirus amid rendering of services. Now what?
I think we need to delicately communicate our news with the world so as to have them remove any global travel restrictions that may prevent their citizens from travelling to Africa this summer and the remaining half of 2020. This involves not only us as operators but also our government representatives reaching out to foreign governments to share our message that African countries are open for business. After all, most African safari destinations have fewer COVID-19 cases than most of the western countries! The gate has to be open on both sides in order to allow free movement of people again!
Get all major airlines on board with our plans to restart tourism
While it’s exciting to see that several African destinations are working on health/safety initiatives to be the first countries to open the skies for airlines again, the last thing we want is to have a premature plan to reopen the skies and not have people coming to our destinations during this critical time of building a strong tourism comeback. Keeping that in mind, now is the time to think strategically and align the country with all major airlines to have them prioritize our destination over other competing safari and beach destinations within Africa. We also need to realize that most airlines have given vouchers for travellers who had to postpone their trips due to COVID-19, so once that wave of existing travellers is done, we need to have a plan in place beyond that to generate new bookings in our respective destinations, resorts, camps and lodges.
As you might know, many airlines are making necessary and expensive adjustments to comply with measures of social distancing inside the passenger cabin, these changes will certainly impact the cost of flight tickets in the short run.
If the airlines take the middle seat out (literally and practically) so as to allow at least one meter of space between passengers, then they will have to somehow distribute the cost for three seats amongst two people—naturally, this will make flight tickets more expensive. Many of us know how the laws of supply and demand works pertaining to pricing, if the major airlines have less flights to the country and the demand is high, then they might charge high prices per ticket to allow only the travellers who can afford the high prices to travel (works perfectly for airlines that need to create 1-2 meter space between passengers in the cabin).
While we cannot control the prices for flight tickets that airlines will charge to bring our guests to Africa, I think the governments need to factor in “the actual cost” for our future international travellers and find small ways to compromise and make our destinations more affordable and accessible.
Be ready to offer incentives to travellers and key tourism players
While many of us (Wito Africa Safaris and other international operators) have become more flexible and sensitive with our approach to bringing safari back to safari goers, I think the African governments also have to come up with a unique plan that will win the hearts of our future travellers for 2020 and beyond. As part of the post COVID-19 recovery plan, perhaps governments should think of having cheaper entrance fees, concession and other local taxes that allow guests to access the parks. Some countries are even thinking of removing the fees for the tourist entry visa! Surely, these African governments will gain that visa money quickly in the form of taxes when tourists spend their money locally and contribute to the country’s economy. We should remember that some of our competitors (other vacation destinations) have cheaper landing and airport fees than our African destinations therefore we might need to use items like airport taxes and landing fees in our incentive package to get major airlines onboard.
A short-sighted promotional video is not a strategy to restart tourism!
A promotional video or website dedicated to showcase our destinations is not a solid plan—it is merely a marketing tactic that needs to be backed up by a solid strategy, specifically designed to help our destinations and all stakeholders gain the confidence of travellers post COVID-19! How many of us think that the millennials that we mostly target with our “sparkling marketing video” can afford a flight ticket to Africa if the airlines charge $3-$5K per economy ticket? We need to think outside the box and really establish “the WHY” first with our plans to restart tourism before we prematurely open the country or create another short-sighted promotional video!
To sum things up, the work to restart tourism has just started and now is the best time to get all stakeholders involved in the process of bringing back travellers from across the world to our stunning destinations. Remember, we are all in this together!
About Smart Twiga Marketing:
Smart Twiga Marketing is a representation agency dedicated to offering sales and marketing services to the tourism industry, focusing on both the inbound and outbound markets. Smart Twiga aims at bridging the gap between local East African operators and the North American market. Smart Twiga Marketing is determined to facilitate and simplify business dealings for safari operators. Our services are specific to solving a unique marketing problem, whether it is to introduce a new property, build awareness or acquire new agents, we specialize in building relationships and finding solutions that will help our clients to achieve the best results.
|
economics
|
http://www.rogerlinndesign.com/free-shipping.html
| 2018-06-21T23:41:58 |
s3://commoncrawl/crawl-data/CC-MAIN-2018-26/segments/1529267864303.32/warc/CC-MAIN-20180621231116-20180622011116-00444.warc.gz
| 0.945325 | 262 |
CC-MAIN-2018-26
|
webtext-fineweb__CC-MAIN-2018-26__0__183177832
|
en
|
Free Shipping to Many Countries
Because LinnStrument isn't available in many stores, I try to make it easy for customers around the world to buy direct from my site by offering free worldwide shipping to many countries. For LinnStrument, I ship by Federal Express International Economy. For AdrenaLinn III, I use US Postal Service Priority Mail International, which is flown to the destination country then handed off to the country's government post for final delivery.
However, I have had delivery problems in some countries, and in the event that a shipment doesn't arrive, it's too expensive for me to pay for the shipping and to return the customer's money. For this reason, the free shipping is limited to the following countries:
* New Zealand
* South Korea
* All EU countries
* Russia (I must use expensive UPS for Russia shipments, so you must pay a flat $100 shipping fee.)
* Costa Rica
* South Africa
Over the years, I have received almost no orders from countries other than the above. However, if your country isn't listed above, please email me because depending on current political conditions and other factors, I may be able to include free shipping to your country. Otherwise, I'll let you know the shipping cost to your country.
|
economics
|
https://maleedit.com/afterpayvszip.html
| 2020-01-23T21:30:00 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-05/segments/1579250613416.54/warc/CC-MAIN-20200123191130-20200123220130-00166.warc.gz
| 0.935296 | 437 |
CC-MAIN-2020-05
|
webtext-fineweb__CC-MAIN-2020-05__0__169287727
|
en
|
AfterPay is a bit like lay-by, but your purchases are sent to you before you’ve finished paying for them. It’s a deferred payment option you’ll see at many of your favourite stores. If you select to pay with Afterpay, your purchases will be posted to you within normal processing timeframes but you get eight weeks to pay off the total purchase price. AfterPay will divide the total cost into 4 separate equal payments over 8 weeks. For example, a $200 purchase will cost you $50 a fortnight for 4 payments.
Customers do not pay any fees or interest on their purchases, although they do occur a late fee and then another fee if the payment is not made within 7 days.
Does Afterpay do a credit check?
No. You’ll be automatically approved as long as you’re over 18 and have a working credit or debit card.
Zip | Pay gives customers a credit line of up to $1,000 and Zip | Money a credit line over $1,000. Unlike AfterPay, Zip allows customers a more variable timeframe to repay the purchase amount. The payment schedule is also more flexible, ranging from weekly to monthly. Once you’ve made a purchase, you choose how you’d like to repay. You can choose a weekly, fortnightly, or monthly repayment schedule. A minimum monthly payment of $40 is required.
To avoid a small monthly fee you need to pay off your purchase by the end of the month you receive your statement. You will receive your statement on the first day the month following your purchase (which is why you get “up to 60 days” fee free). After this date, a small monthly fee (currently $6) will be added to your outstanding balance.
All payments are 100% interest-free and you can sign up for direct debit so payments are made automatically from your bank account or credit card according to the repayment schedule that you’ve chosen.
Does ZipPay do a credit check?
Yes, upon applying with Zip Pay, you will need to do an identity and credit check
|
economics
|
https://scott-harris.com/articles/finally-hope-for-underwater-homeowners
| 2017-09-26T07:17:05 |
s3://commoncrawl/crawl-data/CC-MAIN-2017-39/segments/1505818695113.88/warc/CC-MAIN-20170926070351-20170926090351-00137.warc.gz
| 0.96333 | 410 |
CC-MAIN-2017-39
|
webtext-fineweb__CC-MAIN-2017-39__0__21312601
|
en
|
FINALLY, HOPE FOR UNDERWATER HOMEOWNERS
Richard K. Barra, Esq.
Over the past few years, we have all heard and read about magical government programs that promised to rescue distressed homeowners, allowing them to retain their homes, drastically reduce their monthly payments, and live happily ever after. Unfortunately, those mystical promises never seemed to materialize in the real world where lenders didn’t offer the programs, borrowers didn’t qualify for the ones that were offered, or the modifications extended the loan for another ten years, included thousands of dollars in costs, and reduced payments by $20 a month. Real hope, however, now exists for underwater homeowners via the latest Home Affordable Refinance Program (HARP).
Under the current HARP, underwater homeowners can refinance and significantly reduce their interest rate, resulting in substantial monthly savings. In order to qualify, a homeowner needs to meet the following criteria:
(1) The mortgage must be currently owned or guaranteed by Fannie Mae or Freddie Mac;
(2) The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009;
(3) The current loan-to-value ratio must be greater than 80% (which will be the case with underwater homes);
(4) The mortgage cannot have been previously refinanced under HARP (with some exceptions); and
(5) The borrower must be current on the mortgage loan, have not been in default in the last 12 months, and not be in foreclosure.
Under so many of the earlier scenarios, borrowers had to actually be in default before lenders would even talk to them. This program avoids the gut wrenching decision by borrowers to strategically default and also rewards the borrowers who struggled but still managed to make their payments.
Although the program is not a panacea since principal does not get reduced, monthly payments can be significantly cut in many circumstances, easing the burden on the borrowers and allowing additional time for real estate values to rebound.
|
economics
|
https://shop.3fe.com/product/bolivia-juana-gonzales
| 2019-05-19T21:37:27 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-22/segments/1558232255165.2/warc/CC-MAIN-20190519201521-20190519223521-00124.warc.gz
| 0.920632 | 219 |
CC-MAIN-2019-22
|
webtext-fineweb__CC-MAIN-2019-22__0__205812184
|
en
|
Bolivia - Juana Gonzales: Honey, Caturra
Honeydew melon, brown sugar, red grape.
This coffee is from Juana's own farm, where she was able to try things that weren't initially agreed upon on the couple's main farm. In Latin America, only 20% of arable land is owned by women, and they are often excluded from the decision-making process. The Partnership for Gender Equity provides research and tools to tackle gender inequity at an industry level.
We're donating 50 cents from each retail bag sold to PGE, to help them develop the research and tools that will have long-lasting effects for the future of our industry.
Read more about Juana and the Partnership for Gender Equity on our blog post here
- Country: Bolivia
- Farm: Juana Gonzales
- Region: Loayza
- Farm size: 3 Hectares
- Altitude:1500-1680 m.a.s.l.
- Varietal: Caturra
- Process: Honey
|
economics
|
https://www.quotabook.com/en-guide/adding-investment-updates
| 2022-12-03T21:43:32 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-49/segments/1669446710941.43/warc/CC-MAIN-20221203212026-20221204002026-00135.warc.gz
| 0.866108 | 174 |
CC-MAIN-2022-49
|
webtext-fineweb__CC-MAIN-2022-49__0__97379712
|
en
|
🚩 Navigate to the fund’s page → [Investments / Returns]
1. Click on [⁝] button from the specific investment you wish to update and select [Manage Updates/Valuation].
2. Click on [Add Update History] from the upper right of the ‘Update History’ table and select [Add Company History].
3. Select the type of change such as stock split or bonus issue and update necessary information.
(You must fill in required fields with * to save the updated information.)
1. If the portfolio company has been invested from multiple funds, you can also check changes in investment from other funds by ticking “Hide Updates by Other Transactions” to reveal transactions.
2. Tick off the box if you’d like to hide any transaction information from other funds.
|
economics
|
http://www.andrian.info/en/information/local-tax/index.html
| 2017-04-23T17:40:47 |
s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917118740.31/warc/CC-MAIN-20170423031158-00419-ip-10-145-167-34.ec2.internal.warc.gz
| 0.905619 | 168 |
CC-MAIN-2017-17
|
webtext-fineweb__CC-MAIN-2017-17__0__228269397
|
en
|
Beginning on 1 January 2014, a local tax will be introduced in SouthTyrol/Südtirol.
The revenue from this local tax will be used for the expansion and maintenance of infrastructure and services, as well as for the organization of cultural and sports events.
The local tax will be levied at all lodging establishments, on a per-guest and per-overnight-stay basis. The amount is contingent upon the category of the establishment.
Children and adolescents under 14 years of age are exempt from levy.
The local tax is payable upon departure and is listed separately on the invoice.
1,00 € Hotel Three Star
0,70 € Hotel One and Two Star, Appartments, Bed & Breakfeast, Farm Holiday
© Webseiten Südtirol by Compusol
|
economics
|
https://lotteryofficeaffiliates.com/
| 2024-04-19T12:03:38 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817398.21/warc/CC-MAIN-20240419110125-20240419140125-00309.warc.gz
| 0.988956 | 276 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__65838196
|
en
|
Lotteries have been around for a good chunk of recorded human history, with the proceeds of early lotteries believed to have helped fund the building of the Great Wall of China in approximately 200 BC.
During the reign of the Roman Empire, the first known European lotteries were held, although they were mainly used for amusement rather than to raise funds, and the prizes were usually gifts rather than cash. These early lotteries were different to many others, as most old lotteries were created to fund specific projects.
In the 1400s lotteries were used to help fund fortifications and to help the poor in what is now The Netherlands, Belgium and Luxembourg. At around the same time, they were used in Italy to fund war!
In American history, lotteries have been used to help establish settlements, build roads, churches, infrastructure and even Princeton and Columbia Universities! However, they were also used to finance war. It would be very interesting to see how American history may have been very different had lotteries not existed!
The model of using lotteries to fund projects has been used commonly ever since, with many modern lotteries used to fund various community projects today. At The Lottery Office, a percentage of all ticket sales go to our Charitable and Community Benefits Fund, supporting charities and community groups across Australia.
|
economics
|
https://www.ingersolrealtysolutions.com/single-post/2017/02/26/understanding-the-short-sale-process-part-2-of-2
| 2021-01-20T20:34:35 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-04/segments/1610703521987.71/warc/CC-MAIN-20210120182259-20210120212259-00053.warc.gz
| 0.955102 | 715 |
CC-MAIN-2021-04
|
webtext-fineweb__CC-MAIN-2021-04__0__2482813
|
en
|
Understanding the Short Sale Process (Part 2 of 2)
No, there is no guarantee that this will work. Once you fall behind on your loan, the lender can proceed to foreclosure if they choose to. But typically, lenders prefer not to foreclose and, if effectively presented with smart alternatives, they will often agree to a short sale rather than foreclose. If a short sale is attempted but doesn’t work, your house will likely go to foreclosure.
I Have More Than One Mortgage On My House. Can I Still Do A Short Sale?
Yes. Each mortgage can be negotiated individually. However, multiple mortgages make a short sale more complicated and time-consuming. Not only do you need the cooperation of the first lender, the second mortgage holder needs to agree to a short sale as well.
What Is A Release?
A lender may offer to “release” its security interest against the property in exchange for less than the total amount of the note. A release will allow the property to be sold without paying off the obligations of the note. However, the note is not satisfied. The advantage of a release is it allows the property to be sold and helps you avoid a foreclosure. The disadvantage is the remaining debt on the property (sometimes called a deficiency) still exists. You are still liable for the note. In other words, you still owe the money. In reality, it’s not likely that the lender will pursue the deficiency unless you have other significant assets. Furthermore, if you don’t attempt a short sale and the property goes to foreclosure, you can be liable for the full amount of remaining debt on any additional mortgages beyond your first mortgage.
What Is A Satisfaction?
A lender may agree to accept less than it is owed as complete and total satisfaction of the debt and release its lien against the property. Your note and obligation to the lender are satisfied for less than you owe. When the property is sold, the debt is paid off completely. Sometimes short sale negotiations are successful in obtaining complete satisfaction. Sometimes all that can be obtained is a release.
Are There Tax Consequences?
When a lender cancels, or forgives, your debt, the tax laws may consider the forgiven debt as taxable income. If a lender agrees to a satisfaction, the Mortgage Forgiveness Debt Relief Act of 2007 provides that debt forgiveness of up to $2 million is not considered taxable income if:
The house has been used as your principal place of residence for at least two of the previous five years.
The debt has been used to buy, build, or make substantial improvements to the home.
Home equity loans where the money was not used to buy, build, or improve the home do not qualify for the exclusion. Neither do mortgages for second homes or rental properties. The law has been extended to include debt forgiven through 2013.
There are additional tax considerations to keep in mind. A debt cancellation will affect your property’s cost basis. Insolvency or bankruptcy may also alleviate some of the tax burdens of a debt cancellation resulting from a short sale. You should always confirm tax matters with your tax professional.
Why Use DPS Network
DPS Network has a team of real estate experts with over 50 years of experience with buying and selling of real estate including both short sale and foreclosures, real estate mortgages, and real estate mortgage litigation, and together we can offer that knowledge and experience to help alleviate the pressure and help our clients achieve their goals.
|
economics
|
https://brentbeckley.us/when-should-you-hire-a-consultant/
| 2020-09-18T13:32:58 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-40/segments/1600400187899.11/warc/CC-MAIN-20200918124116-20200918154116-00753.warc.gz
| 0.945392 | 417 |
CC-MAIN-2020-40
|
webtext-fineweb__CC-MAIN-2020-40__0__104537162
|
en
|
Businesses often need to hire the services of qualified consultants who provide consultation services on specific topics of particular interest. Any business can require the services of any of the five categories of consultants commonly available in the market today. To benefit optimally from such services, businesses need to evaluate their particular needs and look for the most qualified and experienced consultant. Businesses can require hiring the services of consultants for a number of reasons.
Demand for expertise in service provision: Sometimes, a business may require to be provided with technical expertise on a particular area of interest. In case the business’s existing workers are not competent in providing such services, then the owners will need to outsource the service for a limited duration of time.
Demand for independent assessment: In cases where a business needs to undertake an independent and surgical analysis or any other type of internal evaluation, hiring the services of a consultant would be the right way to go. For instance, a business in need of an independent forensic audit on its financial books will need to find the services of a financial consultant.
Supplementing the existing staff: Businesses may also need to hire consultants who would provide additional manpower and skills to the existing staff members. This is particularly the case in instances where an organization’s workforce needs expanded skill base, competency, and production capacity. The presence of the consultant in such an environment increases the productivity of the workforce for a limited duration of time.
Employee training: Consultants may also be hired with a special focus on training the existing workers to expand their knowledge and skill base. To achieve this objective, the organization may target hiring employee training consultants or even hire technically skilled workers who would then be embedded into the existing workforce to impart desired skills on the workers.
Providing influence: Consultants may also be hired by businesses as a way of creating internal and external social influence. In this regard, a consultant embedded within the workforce may give the employees the necessary motivation they so much desire to boost their performance. The consultant may also socially influence businesses’ customers into maintaining their loyalty.
|
economics
|
https://randde.com/about-us/
| 2022-10-06T17:25:04 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030337853.66/warc/CC-MAIN-20221006155805-20221006185805-00523.warc.gz
| 0.968962 | 152 |
CC-MAIN-2022-40
|
webtext-fineweb__CC-MAIN-2022-40__0__120877039
|
en
|
David Erikson and Rick Osterdyk started from small and simple means back in 2001 to create R & D Engineering and Machine. As a small business, it was their goal to create a company that serviced the booming medical device market in the Minnesota area. Over the years, R&D Engineering has become a supplier to many of the world’s leading medical device companies in the areas of tooling, custom automation, catheter manufacturing equipment, and service. From its humble beginnings, R&D has developed a full line of Cath-Tech catheter manufacturing equipment and has hundreds of machines installed across the world. In 2017, R&D Engineering moved into a new facility in Brooklyn Park, MN to expand its manufacturing capacity and technologies.
|
economics
|
https://dashboard.dshowcase.com/digital-catalog-new-for-2022/
| 2022-09-25T20:52:53 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030334596.27/warc/CC-MAIN-20220925193816-20220925223816-00354.warc.gz
| 0.961469 | 209 |
CC-MAIN-2022-40
|
webtext-fineweb__CC-MAIN-2022-40__0__155610166
|
en
|
DSI is excited to announce the introduction and launch of our 2022 Digital Catalog.
Over the last ten years, there has been a noticeable increase in cost for both printing and postage. Because the cost to produce, print, and mail physical catalogs became such a large expense, many dealers decided to reduce the number of catalogs they would use each year.
Now, as pricing continues to fluctuate in this volatile market and product availability is dependent on disrupted supply chain, DSI has chosen to migrate to a fully digital catalog which can be updated in real time rather than just once per year.
The digital catalog is available and online now at https://dsicatalog.com.
DSI is also introducing a brandable “Tap & Go” card that will launch the DSI catalog just by tapping the card on the user’s phone. There’s also a QR code and web address on the back which will open the catalog if the user scans the QR code with the camera on their phone.
|
economics
|
https://www.weedworthy.com/the-news/press-releases/categories/technology?start=160
| 2022-09-28T12:37:24 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-40/segments/1664030335254.72/warc/CC-MAIN-20220928113848-20220928143848-00506.warc.gz
| 0.963405 | 434 |
CC-MAIN-2022-40
|
webtext-fineweb__CC-MAIN-2022-40__0__103421347
|
en
|
Cannabis Global, Inc. (OTC PINK:CBGL), an innovation-oriented company investing in disruptive cannabis technologies, today releases an update letter from its CEO on recent and upcoming events.
Dear shareholders of Cannabis Global, Inc.
Over the past week, a considerable amount of attention has been focused on the Cannabis sector with two possible congressional actions to create a nationwide legal framework for both recreational and medical cannabis usage. With increased focus on the sector, I thought it would be an excellent time to provide our shareholders with an update on the very positive developments occurring at our company.
Revenue generation: As we have recently announced, our company is beginning to gain traction, which is clearly being seen in the growth of our revenues across multiple sectors. While we have not yet reported results for our most recently closed fiscal quarter, which ended on February 28, we expect the growth patterns we experienced late last year to continue. This revenue growth is being driven by new products entering the market, an increase in our distribution efforts, and the acquisition of numerous new retail dispensary customers throughout California. We expect these trends to not only continue, but to likely accelerate.
Successful revamping of product mix: As the cannabis consumption in the primary metropolitan areas of California has matured, cannabis customers are demanding a variety of new products. We have followed one of the major growth trends in the industry and revamped our product offerings accordingly. Our Live Rosin products, which are produced without any solvents, continue to gain strong traction with multiple orders coming into the company. As a result, we have significantly geared up our manufacturing capability in this area. We are expecting the solventless trend to accelerate as we move throughout 2022.
Product line acquisitions: We recently announced the acquisition of several product lines from a successful branding and marketing group, Caliwanna. These grants are now being marketed through Cannabis Global and we are working with Caliwanna‘s staff to immediately bring our current products to a much wider dispensary audience throughout California. This will include not only our solventless extract products, but also Live Rosin infused pre-rolls, and cannabis infused edibles.
|
economics
|
http://www.berdonllp.com/resources/client-alerts/sec-sets-examination-priorities-for-2016/
| 2018-02-25T03:45:03 |
s3://commoncrawl/crawl-data/CC-MAIN-2018-09/segments/1518891816094.78/warc/CC-MAIN-20180225031153-20180225051153-00593.warc.gz
| 0.939445 | 1,013 |
CC-MAIN-2018-09
|
webtext-fineweb__CC-MAIN-2018-09__0__52917858
|
en
|
The Securities and Exchange Commission (SEC) has issued its 2016 Regulatory and Examination Priorities Letter identifying new areas of focus, as well as issues of ongoing concern for investment advisors and broker dealers. This document can serve as a guideline for investment advisors and broker dealers to examine and adjust compliance and risk management functions in order to better protect both investors and the organization itself.
For 2016, the SEC's examination program will focus on three key areas:
1. Examining matters of importance to retail investors, including investors saving for retirement;
2. Assessing issues related to market-wide risks; and
3. Using data analytics to identify and examine registrants who may be engaged in illegal activity.
Protecting Retail Investors and Investors Saving for Retirement
Retirement-Targeted Industry Reviews and Examinations (ReTIRE): This SEC initiative will continue to focus on services offered to investors with retirement accounts. Examinations will include assessing potential conflicts of interest, whether there is a reasonable basis for the recommendations to investors, supervision and compliance controls over registered representatives and representatives of investment advisors, and marketing and disclosure practices.
Exchange-Traded Funds (ETFs): The Commission will examine compliance with applicable regulations under the Securities and Exchange Act of 1934, the Investment Company Act of 1940, and other regulatory requirements. In addition, the SEC will review redemption processes and unit creation, along with sales strategies, disclosures, and the adequacy of risk management. The Commission will also review trading practices, excessive portfolio concentration, and the suitability, particularly in niche or leveraged/inverse ETFs.
Branch Offices: The Commission will continue to review supervision of registered representatives and investment advisor representatives in branch offices of SEC registered investment advisors and broker dealers. Data analytics, among other tools, will be used to identify potentially inappropriate trading activities.
Fee Selection and Reverse Churning: The SEC will continue its focus on various types of fee arrangements (asset-based fees, hourly fees, wrap fees, commissions) between the investment advisors/broker dealers and their retail investors. The goal is to determine whether the recommendations were in the best interest of the client.
Variable Annuities: With variable annuities becoming a more prevalent investment strategy for many retirees, the commission will assess the suitability of these products for investors, as well as the adequacy of fee and service disclosures.
Public Pension Advisers: The Commission will review advisors to municipalities and other government entities - focusing on pay-to-play and other key risk areas related to relationships between advisors and public pensions.
Assessing Market-Wide Risks
Cybersecurity: The focus this year will be on assessing the implementation of procedures and controls relating to cybersecurity.
Regulation Systems Compliance and Integrity (SCI): The Commission will examine written policies and procedures designed to ensure the capacity, integrity, resiliency, availability, and security of systems at exchanges and market centers. Examination priorities will include a review of the resiliency of primary and backup data centers, geographical diversity of primary and backup data processing centers, and security operations risk factors.
Liquidity Controls: There will be a review of advisors to mutual funds, ETFs, and private funds that have exposure to potentially illiquid fixed income securities. Examination priorities will include market risk management, valuation, liquidity management, trading activity, and regulatory capital.
Using Data Analytics to Identify Signs of Potential Illegal Activity
Recidivist Representatives and their Employers: Ongoing examination initiatives will look at employee hires of investment advisors/broker dealers who have been disciplined or barred by regulatory agencies.
Anti-Money Laundering (AML): The SEC will assess the AML programs at broker dealers. The examination priorities will include suspicious activity reports (SARs) - reviewing numbers or reports filed based on the firm's business model and incomplete or late SARs. The commission will assess the adequacy of the independent testing and the extent to which firms consider and adapt their programs to current money laundering and terrorist financing risks.
Micro Fraud: The SEC will use data to examine potential "pump and dump" schemes or other forms of market manipulation.
Product Promotion: There will be a focus on sales practices associated with complex new and potentially high risk products.
The SEC has also noted additional examination priorities, specifically, municipal advisors, private placements, never-before-examined registered investment advisors, private fund advisors, and transfer agents
The SEC is continuing to focus on investor protection, managing operational risk and use of advanced analytics to identify potentially illegal behavior. In addition, the Commission has committed to conducting risk based exams at those investment advisors and investment companies that have not previously been examined. Significant resources have been committed to the examination program and firms should be well prepared for these examinations.
Questions? Contact your Berdon advisor or Alexander Moshinsky at 212.331.7448 | [email protected]. Berdon LLP, New York Accountants
|
economics
|
https://imsnoida.com/an-insight-into-international-business-management-mib-at-ims-noida-shaping-global-leaders/
| 2024-04-19T21:17:52 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817455.17/warc/CC-MAIN-20240419203449-20240419233449-00781.warc.gz
| 0.891853 | 717 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__83300049
|
en
|
In an increasingly interconnected world, the realm of International Business Management (MIB) has emerged as a dynamic and essential field. At IMS Noida, the pursuit of excellence in this domain has become synonymous with creating global leaders. Through a comprehensive curriculum, industry exposure, and a nurturing environment, Institute of Management Studies shapes the future of international business and sets its students on a path of global success.
1. Global Curriculum, Local Relevance: IMS Noida’s MIB program boasts a cutting-edge curriculum, finely tuned to cater to the complexities of the international business landscape. With a mix of theoretical knowledge and practical insights, students gain a deep understanding of global economics, finance, marketing, and cross-cultural management. The emphasis on local relevance ensures that graduates are well-equipped to navigate the diverse markets around the world.
2. Expert Faculty with Global Experience: The faculty at IMS Noida comprises distinguished academicians and industry practitioners with extensive international experience. Their guidance and mentorship provide students with real-world perspectives, helping them grasp the intricacies of conducting business on a global scale. Regular guest lectures by eminent personalities from the global business sphere further enrich the learning experience.
3. Internships and Industry Tie-Ups: IMS Noida places great emphasis on experiential learning through internships and industry tie-ups. Students have the opportunity to intern with multinational corporations, enabling them to apply classroom knowledge to real-world challenges. These practical exposures not only build confidence but also enhance the employability of graduates.
4. State-of-the-Art Infrastructure: IMS Noida boasts state-of-the-art infrastructure designed to foster creativity, critical thinking, and collaboration among students. Modern classrooms, well-equipped laboratories, and access to extensive digital resources create an environment conducive to both academic and personal growth.
5. Global Immersion Programs: To nurture a truly global perspective, IMS Noida offers exclusive global immersion programs in collaboration with renowned international universities. These programs expose students to diverse cultures, business practices, and the opportunity to build a global network of peers – all of which are vital for success in the international arena.
6. Cultural Exchange and Student Activities: IMS Noida promotes a vibrant campus life, encouraging cultural exchange and fostering a sense of camaraderie among students from various backgrounds. Global festivals, business summits, and international conferences are organized regularly to provide exposure to global business trends and foster cross-cultural understanding.
7. Entrepreneurship and Innovation: MIB graduates from IMS Noida are not just job seekers but also job creators. The institute nurtures an entrepreneurial spirit, encouraging students to ideate, innovate, and launch their ventures. Incubation centres and mentorship programs provide the necessary support to turn entrepreneurial dreams into reality.
8. Alumni Success Stories: IMS Noida takes immense pride in its accomplished alumni, who have left an indelible mark on the global business landscape. These success stories serve as an inspiration to current students and reaffirm the institute’s commitment to grooming future leaders.
International Business Management at IMS Noida transcends conventional boundaries, preparing students to excel in the fast-paced and ever-changing global economy. With its unwavering commitment to academic excellence, global exposure, and holistic development, IMS Noida remains a preferred destination for aspiring global leaders. Embrace the transformative journey of MIB at IMS Noida and unlock a world of possibilities in the international business arena.
|
economics
|
http://www.cholseytennisclub.co.uk/uncategorized/coronavirus-updates/
| 2020-08-05T22:33:03 |
s3://commoncrawl/crawl-data/CC-MAIN-2020-34/segments/1596439735989.10/warc/CC-MAIN-20200805212258-20200806002258-00525.warc.gz
| 0.943587 | 237 |
CC-MAIN-2020-34
|
webtext-fineweb__CC-MAIN-2020-34__0__21370824
|
en
|
This is a further update in response to the severe ongoing health and social concerns besetting us all. The Committee are conscious that Members may be facing financial hardship due to loss of income, and that it is not right that Members should be asked to pay for a facility they cannot use.
The Club will therefore postpone the membership renewal process from the annual date of 1st April 2020. This process will be reactivated when the Club reopens. Those members who already paid will be refunded in full.
When the Club is able to reopen, we will notify all members of the revised and reduced fees which will take account of the period of closure.
Best wishes to all,
Cholsey Tennis Club Committee
Unfortunately due to the Coronavirus the courts and clubhouse are now closed until further notice.
Please see latest details from LTA - https://www.lta.org.uk/about-us/tennis-news/news-and-opinion/general-news/2020/march/coronavirus-covid-19---latest-advice/
Keep well and stay safe
Cholsey Tennis Club
|
economics
|
https://bossforexsignal.com/
| 2019-04-19T01:19:16 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-18/segments/1555578526923.39/warc/CC-MAIN-20190419001419-20190419023419-00117.warc.gz
| 0.930989 | 300 |
CC-MAIN-2019-18
|
webtext-fineweb__CC-MAIN-2019-18__0__24911661
|
en
|
We are Premium Forex Signal Provider.
Our all trading signals BUY/SELL, Limit order comes with proper Entry, Stoploss and Target (TP). So you can manage your risk and safeguard your profits with our system
Our trading team is checking the market 24 hours a day to detect useful entry points for your trading.
Receive instant notifications every time we open or close a trade. This includes detailed information in the open price, target, stop-loss and time of trade.
Our Signal Service is 7.000 - 15.000 points a month. This is generated with a 70% win-rate and healthy 1:3 risk to reward ratio
Following are some advantages of using Forex trading signals
You don't have to spend any time or efforts on news monitoring or technical analysis, instead just follow the trading signals and make money every month.
Signals are delivered via Whatsapp and Email which means you can trade on the go as well.
Your risk is capped to a certain level as professional traders always follow proper risk-management practices. So no need to worry about emotional trading decisions or abrupt changes in trading plans which are some common causes why mostly traders lose money in the Forex industry.
You don't have to be even a Forex trader to follow the signals. If you are in real estate or any other business and want to diversify your portfolio by investing in currencies or metals then Forex trading signals is something you should seriously consider.
|
economics
|
https://silkko.ru/en/our-history/
| 2023-09-26T16:39:52 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510214.81/warc/CC-MAIN-20230926143354-20230926173354-00283.warc.gz
| 0.97748 | 849 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__305217393
|
en
|
The Silk Collection Enterprise was founded and operates in the Kolchuginsky District of the Vladimir Region.
For this area, artistic hand-free painting of fabrics is traditionalart.
The Kolchuginsky district area used to belong to the old Ilmekhotsk camp, whose lands stretched from the sources of the Peksha River to the place of its confluence with the Klyazma River. The lands of the Ilmekhotsk camp, when compared with the lands of the neighboring Yuryev-Suzdal opolye, were poor in agricultural resources. Therefore, various handicrafts were widespread among the peasantry.
In the XVI-XVII centuries scribes, there was a mentioning of smoking smithies, which started the Slavic settlements-villages along the Peksha River, and such crafts as blacksmith, copper, copper foundry and crusher-forging production gradually began to develop. A little later, weaving joined this number of crafts.
In the 19th century, the Vladimir province was known as the chintz region, because one third of all cotton fabrics in Russia were there. The first woolen manufactories appeared at the end of the 17th century, and linen manufactories were developed at the beginning of the 18th century. In that century, silk-velvet craft began to develop rapidly in Vladimir region. And by the second half of the 19th century, residents of 57 villages between the Volga and Klyazma were engaged in it.
The modern city of Kolchugino and the Kolchuginsky district were formed on the territory of the Vladimir province villages of Tonkovo, Vasilievskoye, Litvinovo, Dubki, Vaulovo, their inhabitants were also historically engaged in weaving and painting on fabric. Initially, flax, wool, hemp, nettles, linden bast were used as raw materials for the craft, and by the end of the 18th century, silk was also used.
In the 19th century, residents of the surrounding settlements were making velvet, printed and painted scarves, producing the famous ‘Baranovsky calico’.
A special role in the development of hand-painted fabrics was played by the proximity of Kolchugino to the capital – Moscow (XIV-XVIII centuries), as well as to the large nearby cities of Vladimir and Alexandrov. The Royal court demand for the highly artistic and expensive products led to the emergence of craftsmen and artels who specialized in decorating fabrics and finished products.
At a later time, the development of crafts associated with weaving and painting on fabric was facilitated by the establishment of the city of Kolchugino as a copper foundry industrial center. The first copper smelter was opened there by the merchant of the 1st guild A.G. Kolchugin and the city acquired the status of a working village in 1931. Since that time, the population of Kolchugino started to grow, there were new schools, art and craftcolleges. The creative
intellectualsand the relative availability of art education, contributed to the beginning of the production of hand-painted scarves (mid-1830s). The main supplier of raw materials was the Kirzhach Silk Factory, which produced fabrics from natural silk.
In 1993 the “Zenith”enterprise was opened in Kolchugino, one of its activities was painting on metal samovars, teapots and other utensils produced at the S. Ordzhonikidze Kolchuginsky plant. A section for painting on natural silk was also launched at the enterprise. The production of shawls and scarves was established.
In 2000, in Kolchugino, a sole proprietor O.A. Shevtsova opened a production facility that specialized in the manufacturing of products from fabrics, decorated using the hand-painting technique called cold batik. In 2006, “Silk collection”LLC was incorporated on the basis of SP O.A. Shevtsova.
|
economics
|
https://sabinafurstdesigns.com/blogs/news/supporting-our-community-through-mothers-day
| 2023-12-11T15:34:35 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-50/segments/1700679515260.97/warc/CC-MAIN-20231211143258-20231211173258-00667.warc.gz
| 0.949459 | 101 |
CC-MAIN-2023-50
|
webtext-fineweb__CC-MAIN-2023-50__0__10236664
|
en
|
We're supporting our community! From now through Mother's Day, 20% of all sales will be donated to the CT Food Bank to help stop hunger during these unsettling days due to the Covid-19 Pandemic.
Browse our top picks for Mother's Day here.
UPDATE: We did it! Thanks to all who purchased jewelry from us for making our Mother's Day fundraiser a success! Because of you, we raised enough to provide 360 meals to the CT Food Bank! Woot!!
|
economics
|
http://www.gsi-alliance.org/usac/
| 2019-07-22T14:32:01 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-30/segments/1563195528037.92/warc/CC-MAIN-20190722133851-20190722155851-00453.warc.gz
| 0.940583 | 201 |
CC-MAIN-2019-30
|
webtext-fineweb__CC-MAIN-2019-30__0__207959402
|
en
|
US SIF Conference
May 4-6, 2015 - Chicago
The Forum for Sustainable and Responsible Investment will be hosting its Annual Conference at the Westin Michigan Avenue in Chicago, IL from May 4-6, 2015. May 4th is programming for US SIF members-only including a reception, policy briefing, working group meetings, US SIF’s annual meeting and other special programs. The national conference will open on May 5th and will end on the 6th.
More than 350 attendees enjoyed our 2014 Conference, Markets, Mission and Materiality, which covered a wide breadth of topics, including global trends in sustainable and responsible investment, millennials and impact investing, and corporate sustainability practices. The 2015 conference will offer a unique opportunity to network with leaders of sustainable and responsible investing, to hear from leading investors, CEOs and policy makers, and to learn about new approaches, trends and policy developments in the field. We hope to see you there!
For more information please click here
|
economics
|
http://www.eximbank.com/eng/6/pg/972/
| 2019-01-23T23:13:54 |
s3://commoncrawl/crawl-data/CC-MAIN-2019-04/segments/1547584415432.83/warc/CC-MAIN-20190123213748-20190123235748-00424.warc.gz
| 0.942466 | 149 |
CC-MAIN-2019-04
|
webtext-fineweb__CC-MAIN-2019-04__0__107259544
|
en
|
After March 31st, 2016 the charge will not apply for following card types:
- Social cards
- Visa Gold and MasterCard Gold cards
- Cards with a credit limit
This service offers cardholders the possibility to receive SMS notifications for each transaction performed using their card.
The service is an additional measure for avoiding unauthorized card use, promptly informing its owner of any transaction involving the card.
Subscription can be made at any branch of EXIMBANK-Gruppo Veneto Banca for all cards issued by EXIMBANK-Gruppo Veneto Banca, regardless of currency or type.
The service operates across national coverage of mobile operators, as well as abroad, in networks where roaming agreements exist.
|
economics
|
https://www.centrimex.com/en/customs/
| 2024-02-27T09:53:22 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947474674.35/warc/CC-MAIN-20240227085429-20240227115429-00705.warc.gz
| 0.925454 | 331 |
CC-MAIN-2024-10
|
webtext-fineweb__CC-MAIN-2024-10__0__132185292
|
en
|
Authorized customs broker
To offer you peace of mind and save you time by taking care of all customs formalities in all French ports and airports, both import and export, whatever your types of goods.
Within each Centrimex site in France, specialist customs teams are available to answer all your requests, and operate a daily regulatory watch.
Authorized Economic Operator
Centrimex obtained the status of Authorized Economic Operator (A.E.O.) in 2012, issued by the Customs Administration.
A.E.O.’s purpose is to simplify customs clearance procedures and secure trade
The advantages of A.E.O.
▸ A customer-oriented quality approach based on a quality recording system and audit and continuous improvement processes,
▸ Simplification of customs operations:
reduction in the number of physical and documentary checks, priority treatment of consignments during checks, choice of place of control, easy access to customs simplifications, reduced data for summary declaration, prior notification in the event of control.,
▸ Provisions related to safety and security through a strengthening of security systems around the goods entrusted by our customers and a strengthening of the level of vigilance of our teams.
Centrimex owns customs approval number 3408.
This customs approval authorizes us to operate customs clearance for your account according to different modes of representation (direct or indirect representation), for all customs procedures (final or temporary) and using all the procedures made available by the Administration of customs (customs clearance at border points, in inland offices or directly in businesses through domiciled and customs warehouse procedures.
|
economics
|
https://www.emeraldcitycarpetrepair.com/save-money-with-carpet-repair/
| 2021-07-27T08:12:32 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-31/segments/1627046153223.30/warc/CC-MAIN-20210727072531-20210727102531-00070.warc.gz
| 0.934272 | 491 |
CC-MAIN-2021-31
|
webtext-fineweb__CC-MAIN-2021-31__0__243628080
|
en
|
If your carpets have seen better days and are in desperate need of some tender loving care, you’ve likely considered either repairing your carpet or replacing it completely.
So which option is really best for your budget and for your home? Here’s a simple break down.
The Cost Of Carpet Repair Vs. Replacement
The cost of carpet repair will vary based on the extent of the damage, the carpet material, and the size of the area to be repaired. The great news is, a wide variety of damages can be restored through carpet repair—like stretching, burn marks, pet stains, flood damage, wripples, tears, patches, and more.
No matter the type of damage, carpet repair is very affordable. In fact, the national average carpet repair cost is $181—with a minimum average of about $50 and a high end of $400.
If your carpets are more than 20 years old, carpet replacement may be an option to consider. However, carpet replacement is significantly more expensive than carpet repair.
The cost of new carpet depends on room size and shape and the type of carpet being installed. Carpet materials can range from $1 per square foot to $45 per square foot, plus the cost of carpet padding, labor and additional installation fees. These add on costs typically range from an additional $0.50 to $3 per square foot.
Most homeowners end up paying between about $800-$4,000 on their carpet installation project.
Carpet Repair Is The More Cost-Effective Choice
While some carpets may need to be replaced entirely, it’s clear that carpet repair costs significantly less than carpet replacement.
There are a lot of variables that go into how much a carpet repair or carpet installation project will cost due to many different room sizes and shapes and carpet materials to choose from. However, even the most expensive carpet repair projects typically cost hundreds of dollars less than the most affordable carpet installation jobs.
Carpet Repair Specialist In Seattle, Washington
Rather than saying goodbye to your damaged carpet, give it a second chance with help from Emerald City Carpet Repair! We’re equipped to handle a variety of carpet damages like tearing, rippling, stretching, stains, burn marks, and so much more.
Contact us today to get started on your carpet repair project in Snohomish or King County, Washington!
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economics
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http://johansens.us/sane/personal/ira.htm
| 2023-09-29T01:12:43 |
s3://commoncrawl/crawl-data/CC-MAIN-2023-40/segments/1695233510462.75/warc/CC-MAIN-20230928230810-20230929020810-00313.warc.gz
| 0.965804 | 1,572 |
CC-MAIN-2023-40
|
webtext-fineweb__CC-MAIN-2023-40__0__176660753
|
en
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by Jay Johansen | Aug 8, 2022
Should you put your retirement money in a "traditional" IRA or a Roth IRA? I've seen a lot of discussions about the relevant merits. And frankly, many of them clearly didn't do the arithmetic.
The key difference between the two is this: WIth a traditional IRA, when you deposit money to your account, you can deduct it from your taxes in the year that you deposit, and you then have to pay taxes on it when you withdraw it. With a Roth IRA, there is no deduction when you deposit, and therre is no tax when you withdraw. So effectively, with a traditional IRA, you don't pay taxes on the money the year you deposit, but you do pay taxes the year you withdraw. You "defer" your taxes. With a Roth IRA, you pay taxes the year you deposit, but you don't pay taxes the year you withdraw.
So which is better? Let's calculate for a simple example. Let's make the following assumptions for an example: You have $1000 to save. Between when you depoit the money and when you withdraw it, interest or profits on your investment will result in the money doubling. And you are in a 20% marginal tax bracket both when you put the money in and when you take it out. I'll discuss the validity of these assumptions in a moment, but please just go with them for now.
So with a traditinoal IRA: You have $1000. This is tax deductible, so you deposit the full $1000 into your IRA. The money doubles to $2000. Then you withdraw it. You now have to pay 20% taxes, or $400. You end up with $1600.
With a Roth IRA: You have $1000. You have to pay 20% tax on this, so that leaves you with $800 to deposit into your account. The money doubles. You now have $1600. There is no tax when you withdraw it, so you end up with $1600.
Note that the two numbers are exactly the same. Instead of using example numbers we could use a little algebra and prove that the two numbers will always be exactly the same no matter what numbers you use, as long as you assume that the amount invested, growth rate, and tax rate are the same in both cases.
If you don't want to get into the algebra, skip the next paragraph.
Let p be the amount to invest, t be the tax rate, and r be the growth rate. So in this example, p=1000, t=20%, and r=2. But they could be anything. With a traditional IRA, you're ending amount is p x r x (100% - t). With a Roth IRA, the ending amount is (p x (100% - t)) x r. The only difference is the order of the factors. Multiplication is commutative, that is, when you multiply two or more numbers together, you get the same result regardless of the order. 2 x 3 x 4 is the same as 4 x 2 x 3, etc.
I said we'd get back to the question of whether these assumptions are valid. The amount to invest is just an example. Plug in any number and, as long as you invest the same amount regardless of whether it's traditional or Roth, the result is the same. There's no reason why you'd have more money to invest with one type of IRA versus the other, so this is valid.
At this point some say, "Wait, if I have $1000 to invest in a Roth IRA, who says I have to subtract the taxes from that amount before saving? I could pay the taxes with other money." Well, sure. But then you're not allocating $1000 to your investment, you're allocating $1200. If you have an extra $200 available when you make your deposit, then if you were depositing to a traditional IRA, why not add in that $200? Comparing putting $1000 into one investment versus putting $1200 into a different investment is not a fair comparison.
Likewise, assuming that the money doubles is just an example, and you could substitute any growth rate you believe is plausible in there. Note that I didn't say how long it takes for the money to double because it doesn't matter to the calculation. And it's irrelevant, as long as you assume the same growth for both types of account. Roth IRA money and traditional IRA money are typically invested in exactly the same funds, so both should get the same growth rates.
Finally, what about the tax rates? Here the assumption is NOT valid. The tax rate you pay changes over the course of your life. We have a progressive tax system: if you make more money, not only do you pay more, but you pay at a higher rate. If you make $20,000 per year you pay 12%, but if you make $600,000 per year you pay 37%. (As of 2022. The rates and brackets change all the time.)
Most people start out making very little money. Then as they grow in experience and their career advances, their income goes up, and their tax rate also goes up. When they retire their income usually falls rather sharply, so their tax rate goes down.
Let's run the above example again but with one difference: You are in a 20% tax bracket when you deposit, but 10% when you withdraw.
With the traditional IRA: You have $1000. You pay no tax when you deposit. The money doubles to $2000. When you withdraw, you pay 10%, or $200. You keep $1800.
With the Roth IRA: You have $1000. You pay 20% tax, leaving you $800 to deposit. The money doubles to $1600. There is no tax when you withdraw so you keep $1600.
Note that in this example, the traditional IRA is better. If we switched the tax rates, if we assumed 10% tax when you deposit and 20% when you withdraw, the Roth IRA would be better.
The difference is that with a traditional IRA you pay the tax rate that applies to you when you WITHDRAW the money, but with a Roth IRA you pay the tax rate that applies when you DEPOSIT the money. So if you are paying a lower tax rate when you deposit than when you withdraw, than a Roth IRA is better. Conversely, if you are paying a higher tax rate when you deposit than when you withdraw, a traditional IRA is better.
There is, of course, the catch that you can't know the future. You don't know exactly what your income will be 5 years or 10 years or 50 years from now. And you don't know what will happen with tax laws. Will rates go up or down? What deductions will be available? Etc.
But still, in general, you know that your income is likely to go up over the course of your working life and then fall sharply the day you retire.
So the simple answer to the question of which is better is: When you are young, not making much money and thus paying a low tax rate, your taxes now are probably lower than they will be when you retire, so Roth is better. At some point your income will rise to the point that your taxes are higher than what you will be paying in retirement, and at that point you should switch to a traditional IRa. Exactly when you hit that point is hard to say. You can only guess. But you should be able to guess in the ballpark.
© 2022 by Jay Johansen
No comments yet.
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economics
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https://tubal.com.au/wp-content/pages/what_is_cashback_in_online_casinos_for_australian_players__types__advantages.html
| 2022-08-11T15:01:35 |
s3://commoncrawl/crawl-data/CC-MAIN-2022-33/segments/1659882571472.69/warc/CC-MAIN-20220811133823-20220811163823-00020.warc.gz
| 0.953602 | 653 |
CC-MAIN-2022-33
|
webtext-fineweb__CC-MAIN-2022-33__0__20220316
|
en
|
What is cashback in online casinos for Australian players: types, advantages
Partial return of the money previously spent by the user to his real account is called cashback. Thus, the Australian online casinos tries to cheer the loser with a certain amount of money from the player. Cashback payment is governed by certain rules that provide for its wagering.
Types of cashbacks
Almost every online gambling establishment has its own rules for issuing cashbacks. In principle, they can be divided into three main types:
Partial return of a loss. This option is most common in Aussie online casinos. Here cashback is deducted from the amount of funds lost for a certain period.
Partial accrual for winnings is quite rare. Here, the percentage is calculated on the money won by the player. Naturally, the amount of winning in most cases is greater than the loss, which means that the percentage of cashback will be higher.
Partial return of the weekly deposit. It makes no difference here, cashback is credited regardless of whether the player has lost or won.
What determines the amount of cashback
Usually, the amount of cashback is determined directly by the online casino administration. But sometimes this is done by the manufacturers of gaming machines themselves, installing automatic calculation of percentages in their software. During a certain period of the game, its value can be different and fluctuate in the range from 5 to 20%. In some casinos, the percentage of calculation depends on the player's status.
From time to time, online gambling establishments can hold promotions, under which the cashback increases significantly. This moment is ideal for testing a new strategy or a specific game, because part of the invested funds will definitely return to the player's account.
Cashback payout is charged once a week or month. Usually, the percentage return in the form of a bonus is made on a specific day of the week. Most often, many Australian casinos issue a refund for all losses in one amount on Fridays or Saturdays.
Some online casinos contribute a percentage return on lost funds to the loyalty program. For example, for raising the status of the player, the percentage of cashback also increases. To increase the status, the player must make a certain number of cash bets, the total amount of which is determined by the administration of the gambling establishment.
Do I need to wager cashback
It only depends on the online gambling establishment. Some online casinos do not require wagering the amounts that the player received with cashback. But there are virtual establishments that offer standard wagering of x35 or more.
Players with extensive experience are advised to choose a casino with a minimum number of bets for wagering cashback and with 1$ minimum deposit if they want to check the casino for playing https://www.onlinecasinotips.info/ . Usually, large popular casinos give the entire amount of returnable funds for wagering within x1-x3. That is, in order to cash out the funds received by cashback, the player must make several bets with this money in the pokie, and only after that he can withdraw them from the casino to his personal account.
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economics
|
http://interfacefinancial.com/page/about
| 2014-11-27T18:06:44 |
s3://commoncrawl/crawl-data/CC-MAIN-2014-49/segments/1416931009004.88/warc/CC-MAIN-20141125155649-00244-ip-10-235-23-156.ec2.internal.warc.gz
| 0.927443 | 203 |
CC-MAIN-2014-49
|
webtext-fineweb__CC-MAIN-2014-49__0__77112176
|
en
|
Founded in 1972, The Interface Financial Group enjoyed almost immediate success and began offering franchises in 1990 to meet the growing demand for Interface's unique invoice discounting system. Interface now has over 150 franchised offices throughout the United States, Canada, Australia, New Zealand, Singapore, the United Kingdom and the Republic of Ireland.
Our international headquarters are located in Markham, Ontario, and in Bethesda, Maryland.
To receive a detailed overview of The Interface Financial Group, please complete our "Franchise Information Request Form".
Entrepreneur Magazine, the recognized leader for franchise information, reviews and analyzes the 5000+ North American franchises on an annual basis, and then rates the Top 500 by category.
For the past 8 years Interface has been in the Franchise 500 ranking.
In 2012 Interface was in the Top 101 Homebased franchises ranking.
Interface is also a World Class Franchise as classified by the Franchise Research Institute. Click on the Franchise Research Institute logo to the left to get a free report.
|
economics
|
https://www.cavitysliders.com/blog/articleid/119/nordstrom-flagship-nyc-embraces-modular-construction-with-cavity-sliders
| 2024-03-04T11:33:18 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947476442.30/warc/CC-MAIN-20240304101406-20240304131406-00183.warc.gz
| 0.940351 | 402 |
CC-MAIN-2024-10
|
webtext-fineweb__CC-MAIN-2024-10__0__58989016
|
en
|
One of the trends we’ve witnessed accelerate over the last decade is modular construction. The concept of building finished units offsite maximizes labor efficiencies under controlled settings. It also alleviates from potentially chaotic job-site conditions with fewer trades on the go at any given time. This, in turn, provides scheduling benefits for contractors and developers to bring finished projects to market earlier.
We’ve seen this concept unfold across a range of vertical markets within the building industry from single-family housing through to skyscrapers.
Partnership with Harbor Retail and Callison RTKL
Harbor Retail have embodied this concept to reduce the interruption of construction for their customer base of major retailers. Cavity Sliders were privileged to partner with Harbor Retail and Callison RTKL on this iconic remodel of the Nordstrom flagship Store on Broadway in NYC. Efficient offsite production in this scenario is ideal as it minimizes the disruption to the ongoing business of the retailer and its customers.
Nordstrom Flagship NYC
For Nordstrom, this Flagship remodel is monumental. The store now boasts 320,000 square feet of retail space across seven levels in the heart of the big apple. Nordstrom NYC represents the biggest and best statement of what the brand has to offer. With a dedication to state of the art design, Nordstrom recently opened the flagship, citing a desire to "create a sense of discovery" in its customers and allow for a "responsive and reflective" experience.
The CS Cavitrack and CL400 Magnetic
The CS Cavitrack and CL400 Magnetic were incorporated into the fitting rooms on all floors. The CL400 Magnetic's modern design was a flawless fit for their updated decor. Showcased in the flagship's styling lounge, the pocket doors were the perfect addition to aid the desired contemporary aesthetic as well as to save valuable space for retail foot traffic.
Learn more about the CL400 Magnetic
Nordstrom’s Press Release
|
economics
|
https://www.flashexpress.ph/blog/flash-express-ph-shows-visible-growth-in-luzon-and-visayas/
| 2021-10-17T07:16:21 |
s3://commoncrawl/crawl-data/CC-MAIN-2021-43/segments/1634323585121.30/warc/CC-MAIN-20211017052025-20211017082025-00202.warc.gz
| 0.856273 | 404 |
CC-MAIN-2021-43
|
webtext-fineweb__CC-MAIN-2021-43__0__27984769
|
en
|
Flash Express PH shows visible growth in Luzon and Visayas
2021-09-14 Reginald Rex Pumihic
Photo: Flash Express Philippines’ 15,362.52 square meters PN1 hub center in Cabuyao, Laguna.
Just one month after opening its services in the country, Flash Express Philippines, the fast-growing courier and logistics company in the Philippines has successfully achieved its plan for expansion in Luzon and the Visayas region.
As of September 6, 2021, there are a total of 71 distribution centers and 7 hub centers that are opened in Luzon and Visayas.
Aside from NCR which was the pilot coverage area, Flash Express Philippines now covers additional 24 provinces in Luzon. These include Albay, Aurora, Bataan, Batangas, Bulacan, Cagayan, Camarines Norte, Camarines Sur, Cavite, Ilocos Sur, Isabela, Kalinga, La Union, Laguna, Nueva Ecija, Nueva Vizcaya, Oriental Mindoro, Pampanga, Pangasinan, Quezon, Rizal, Sorsogon, Tarlac, and Zambales.
For Visayas, 11 provinces are now covered including Aklan, Antique, Bohol, Capiz, Cebu, Guimaras, Iloilo, Leyte, Negros Occidental, Negros Oriental, and Siquijor.
7 hub centers in the different provinces are now operational including Cabuyao, Pangasinan, Isabela, Naga, Cebu, Kalibo and Tacloban.
Photo: Flash Express Philippines' personnel gear up for the opening of distribution centers in Visayas.
Flash Express Philippines expects to open a total of 285 distribution centers and 12 hub centers nationwide for the upcoming weeks as it prepares for its nationwide launch in October.
|
economics
|
https://archeologickerozhledy.cz/index.php/ar/article/view/87
| 2024-02-26T16:58:01 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-10/segments/1707947474661.10/warc/CC-MAIN-20240226162136-20240226192136-00148.warc.gz
| 0.941489 | 279 |
CC-MAIN-2024-10
|
webtext-fineweb__CC-MAIN-2024-10__0__186071817
|
en
|
Socio-economic determinants of iron production on Polish lands during antiquity: The phenomenon of metallurgical smelting centres of the Przeworsk culture
- ancient metallurgy,
- Przeworsk culture,
- metallurgical centres,
- social structures
How to Cite
This work is licensed under a Creative Commons Attribution 4.0 International License.
Metallurgical activity of the peoples living in the area known as Germania Magna is characterized by an extensive and ad hoc nature which clearly is different from the centralized Roman production model. In the so-called Barbarian parts of Europe however, there were regions where there was a specialized and identifiably large mass production of iron. On Polish lands three such centres were active – in the Holy Cross Mountains, in West Masovia and in some regions of Silesia. The presence within a single cultural unit of several large metallurgical centres functioning on the basis of different organizational patterns is a unique phenomenon and warrants reflection upon the causes of their creation and the meaning of production for their neighbouring areas. These enormous logistical projects indicate the existence of yet unknown to us interdependent social structures of large work teams in the population, evident over a period of several generations. Their reconstruction can help us understand at least some aspects of the social and economic life on Polish lands towards the end of antiquity.
|
economics
|
https://www.a-zinsurance.ca/commercial-property
| 2024-04-17T15:33:46 |
s3://commoncrawl/crawl-data/CC-MAIN-2024-18/segments/1712296817158.8/warc/CC-MAIN-20240417142102-20240417172102-00118.warc.gz
| 0.941254 | 304 |
CC-MAIN-2024-18
|
webtext-fineweb__CC-MAIN-2024-18__0__103992947
|
en
|
Insurance to protect your business assets and revenues
You don't have to own the building to need commercial property insurance. When you lease a space, you'll want to insure all the improvements you've made. Property insurance will also cover your inventory, your computers, your furniture and anything else you own.
Commercial property insurance works a lot like home insurance; you'll be insured for a number of perils, such as theft, fire, water damage and so forth. Choose the right deductible and amount of coverage, and decide on the method of settling claims (replacement value or actual cash value).
At A-Z Insurance, we can help you manage your business risks and establish exactly how much commercial property insurance you need.
Insure your liability and your revenues too
Commercial property insurance is only the first step. As a business owner, you'll probably want coverage for your vehicles, equipment, lost revenues, key players and business liability.
Here is a quick rundown of the major coverage options for businesses of all sizes:
Comprehensive general liability (CGL) insurance covers legal and settlement fees if the company or its employees are found liable of causing physical harm to another person or damaging their property.
Business interruption insurance helps cover lost revenues when the company can no longer fulfill its product or service delivery
Equipment breakdown insurance for all your major mechanical, electrical and technological systems
Optional coverage for floods, earthquakes or sewer backup
|
economics
|
http://vincekumwenda.blogspot.com/2016/03/indiegogo-campaign-for-industrial-hemp.html
| 2017-04-30T12:57:26 |
s3://commoncrawl/crawl-data/CC-MAIN-2017-17/segments/1492917125532.90/warc/CC-MAIN-20170423031205-00015-ip-10-145-167-34.ec2.internal.warc.gz
| 0.952657 | 536 |
CC-MAIN-2017-17
|
webtext-fineweb__CC-MAIN-2017-17__0__111378207
|
en
|
Hempower Malawi - making Industrial hemp a new cash crop- That is the title of the video accompanying a campaign for industrial hemp in Malawi. The campaign posted by Tanya Clarke, Director and Founder of Invegrow and Kawandama Hills Plantation is raising $50,000 to fund some of the farming inputs, buy small- scale farming and processing equipment, lab equipment for testing, and continue the lobbying and education campaigns.
Tanya says Invegrow has been campaigning for the legalisation of industrial hemp in Malawi since 2013 and it is now the first and only company allowed to conduct trials in Malawi.
This is a pioneering venture and Invegrow finally commenced trials in November 2015 at the Malawi Government's premier Agricultural Research Station. We are also helping amend the relevant Acts with the Government to correctly define iHemp in law. We aim to be growing the crop commercially by December 2016/17 season (rainy season).
According to the information posted on the indiegogo campaign site and the video posted, Invegrow has support from various civil society organisations, government and the private sector. The video features interviews with Joshua Nthakomwa, Director of Malawi Investment and Trade Centre and Parliamentarian Boniface Kadzakumanja, a well known advocate for industrial hemp who supports the campaign.
Industrial Hemp is a variety of the Cannabis sativa plant that is non-psychoactive and currently grown in 36 countries worldwide including Canada, Australia, Germany, France, and the UK. It's an incredibly versatile crop that is used in sustainable construction, seed and oil production for cosmetics and foods, medicines, and fibre for textiles. It is an age old crop that was bred specifically for industrial purposes, and was one of the most important crops in World War 2 for its strong fibres used for sails and military uniforms.
For the 13 days that the campaign has been running, it has managed to raise $12,338 out of the $50,000 needed. There are still 23 days to go.
Tanya and the team behind the campaign understands the challenges that their campaign will face to convince the Malawian society on the difference between industrial hemp and the other varieties of cannabis that are psychoactive.
Malawi is a very conservative society and more education must be done through the media, radio, and TV on iHemp and its potential. Distinguishing the differences between the varieties of Cannabis in the minds of the people is a challenge that we hope to overcome through a concerted sensitisation campaign.
Photo Credit: Tanya Clarke's Linkedin and Invegrow Website
|
economics
|
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