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57329eb1cc179a14009dab75
Financial_crisis_of_2007%E2%80%9308
While the housing and credit bubbles were building, a series of factors caused the fiscal system to both expand and become increasingly fragile, a process called financialization. U.S. Government policy from the 1970s onward has emphasized deregulation to encourage business, which resulted in less oversight of activities and less disclosure of information about new activities undertaken by banks and other evolving fiscal institutions. Thus, policymakers did not immediately recognize the increasingly important role played by fiscal institutions such as investment banks and hedge funds, also known as the shadow banking system. Some experts believe these institutions had become as important as commercial (depository) banks in providing credit to the U.S. economy, but they were not subject to the same regulations.
What policy has U.S. Government emphasized from the 1970's onward?
{ "text": [ "deregulation" ], "answer_start": [ 243 ] }
57329eb1cc179a14009dab76
Financial_crisis_of_2007%E2%80%9308
While the housing and credit bubbles were building, a series of factors caused the fiscal system to both expand and become increasingly fragile, a process called financialization. U.S. Government policy from the 1970s onward has emphasized deregulation to encourage business, which resulted in less oversight of activities and less disclosure of information about new activities undertaken by banks and other evolving fiscal institutions. Thus, policymakers did not immediately recognize the increasingly important role played by fiscal institutions such as investment banks and hedge funds, also known as the shadow banking system. Some experts believe these institutions had become as important as commercial (depository) banks in providing credit to the U.S. economy, but they were not subject to the same regulations.
Since the 1970's, what has emphasized deregulation to encourage business, but resulted in less oversight and less disclosure?
{ "text": [ "U.S. Government policy" ], "answer_start": [ 183 ] }
5732a8641d5d2e14009ff885
Financial_crisis_of_2007%E2%80%9308
These institutions, as well as sure regulated banks, had also assumed significant debt burdens while providing the loans described above and did not have a financial cushion sufficient to absorb large loan defaults or MBS losses. These losses impacted the ability of financial institutions to lend, slowing economic activity. Concerns regarding the stability of key financial institutions drove central banks to provide funds to encourage lending and restore faith in the commercial paper markets, which are integral to funding business operations. Governments also bailed out key financial institutions and implemented economic stimulus programs, assuming significant additional financial commitments.
Some regulated banks did not have sufficient financial cushions in place to absorb what losses as a result of the financial crisis of 2007?
{ "text": [ "MBS" ], "answer_start": [ 221 ] }
5732a8641d5d2e14009ff886
Financial_crisis_of_2007%E2%80%9308
These institutions, as well as sure regulated banks, had also assumed significant debt burdens while providing the loans described above and did not have a financial cushion sufficient to absorb large loan defaults or MBS losses. These losses impacted the ability of financial institutions to lend, slowing economic activity. Concerns regarding the stability of key financial institutions drove central banks to provide funds to encourage lending and restore faith in the commercial paper markets, which are integral to funding business operations. Governments also bailed out key financial institutions and implemented economic stimulus programs, assuming significant additional financial commitments.
What was a consequence of the large loan defaults and MBS losses in 2007?
{ "text": [ "slowing economic activity" ], "answer_start": [ 302 ] }
5732a8641d5d2e14009ff887
Financial_crisis_of_2007%E2%80%9308
These institutions, as well as sure regulated banks, had also assumed significant debt burdens while providing the loans described above and did not have a financial cushion sufficient to absorb large loan defaults or MBS losses. These losses impacted the ability of financial institutions to lend, slowing economic activity. Concerns regarding the stability of key financial institutions drove central banks to provide funds to encourage lending and restore faith in the commercial paper markets, which are integral to funding business operations. Governments also bailed out key financial institutions and implemented economic stimulus programs, assuming significant additional financial commitments.
Who provided funds to encourage lending and restore faith in commercial banks in the aftermath of the financial crisis of 2007?
{ "text": [ "central banks" ], "answer_start": [ 398 ] }
5732a8641d5d2e14009ff888
Financial_crisis_of_2007%E2%80%9308
These institutions, as well as sure regulated banks, had also assumed significant debt burdens while providing the loans described above and did not have a financial cushion sufficient to absorb large loan defaults or MBS losses. These losses impacted the ability of financial institutions to lend, slowing economic activity. Concerns regarding the stability of key financial institutions drove central banks to provide funds to encourage lending and restore faith in the commercial paper markets, which are integral to funding business operations. Governments also bailed out key financial institutions and implemented economic stimulus programs, assuming significant additional financial commitments.
Who bailed out key financial institutions and implemented economic stimulus programs as an answer to the financial crisis of 2007?
{ "text": [ "Governments" ], "answer_start": [ 552 ] }
5732a8641d5d2e14009ff889
Financial_crisis_of_2007%E2%80%9308
These institutions, as well as sure regulated banks, had also assumed significant debt burdens while providing the loans described above and did not have a financial cushion sufficient to absorb large loan defaults or MBS losses. These losses impacted the ability of financial institutions to lend, slowing economic activity. Concerns regarding the stability of key financial institutions drove central banks to provide funds to encourage lending and restore faith in the commercial paper markets, which are integral to funding business operations. Governments also bailed out key financial institutions and implemented economic stimulus programs, assuming significant additional financial commitments.
What impacted the ability of financial institutions to lend in the financial crisis of 2007?
{ "text": [ "large loan defaults or MBS losses" ], "answer_start": [ 198 ] }
5732aa5bcc179a14009dabdc
Financial_crisis_of_2007%E2%80%9308
The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that "the crisis was evitable and was caused by: widespread failures in financial regulation, including the Federal Reserve’s failure to stem the tide of toxic mortgages; dramatic breakdowns in corporate governance including too many financial firms acting recklessly and taking on too much risk; an explosive mix of excessive borrowing and risk by households and Wall Street that put the financial system on a collision course with crisis; key policy makers ill prepared for the crisis, lacking a full understanding of the financial system they oversaw; and systemic breaches in accountability and ethics at all levels".
When did the U.S. Financial Crisis Inquiry Commission report its findings?
{ "text": [ "January 2011" ], "answer_start": [ 70 ] }
5732aa5bcc179a14009dabdd
Financial_crisis_of_2007%E2%80%9308
The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that "the crisis was evitable and was caused by: widespread failures in financial regulation, including the Federal Reserve’s failure to stem the tide of toxic mortgages; dramatic breakdowns in corporate governance including too many financial firms acting recklessly and taking on too much risk; an explosive mix of excessive borrowing and risk by households and Wall Street that put the financial system on a collision course with crisis; key policy makers ill prepared for the crisis, lacking a full understanding of the financial system they oversaw; and systemic breaches in accountability and ethics at all levels".
What was one of the conclusions of the U.S. Financial Crisis Inquiry Commission regarding the financial crisis of 2007?
{ "text": [ "the crisis was avoidable and was caused by: widespread failures in financial regulation" ], "answer_start": [ 103 ] }
5732aa5bcc179a14009dabde
Financial_crisis_of_2007%E2%80%9308
The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that "the crisis was evitable and was caused by: widespread failures in financial regulation, including the Federal Reserve’s failure to stem the tide of toxic mortgages; dramatic breakdowns in corporate governance including too many financial firms acting recklessly and taking on too much risk; an explosive mix of excessive borrowing and risk by households and Wall Street that put the financial system on a collision course with crisis; key policy makers ill prepared for the crisis, lacking a full understanding of the financial system they oversaw; and systemic breaches in accountability and ethics at all levels".
What agency failed to stem the tide of toxic mortgages contributing to the financial crisis of 2007?
{ "text": [ "Federal Reserve" ], "answer_start": [ 206 ] }
5732aa5bcc179a14009dabdf
Financial_crisis_of_2007%E2%80%9308
The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that "the crisis was evitable and was caused by: widespread failures in financial regulation, including the Federal Reserve’s failure to stem the tide of toxic mortgages; dramatic breakdowns in corporate governance including too many financial firms acting recklessly and taking on too much risk; an explosive mix of excessive borrowing and risk by households and Wall Street that put the financial system on a collision course with crisis; key policy makers ill prepared for the crisis, lacking a full understanding of the financial system they oversaw; and systemic breaches in accountability and ethics at all levels".
Who was not prepared for the financial crisis in 2007 by lacking a full understanding of the financial system?
{ "text": [ "key policy makers" ], "answer_start": [ 539 ] }
5732aa5bcc179a14009dabe0
Financial_crisis_of_2007%E2%80%9308
The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that "the crisis was evitable and was caused by: widespread failures in financial regulation, including the Federal Reserve’s failure to stem the tide of toxic mortgages; dramatic breakdowns in corporate governance including too many financial firms acting recklessly and taking on too much risk; an explosive mix of excessive borrowing and risk by households and Wall Street that put the financial system on a collision course with crisis; key policy makers ill prepared for the crisis, lacking a full understanding of the financial system they oversaw; and systemic breaches in accountability and ethics at all levels".
Which business sector contributed to the financial crisis by acting recklessly and taking on too much risk?
{ "text": [ "financial firms" ], "answer_start": [ 332 ] }
5732ac07328d981900601ffd
Financial_crisis_of_2007%E2%80%9308
During a period of toughened competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers. In the view of some analysts, the relatively conservative government-sponsored enterprises (GSEs) policed mortgage originators and maintained relatively high underwriting standards prior to 2003. However, as market power shifted from securitizers to originators and as intense competition from private securitizers undermined GSE power, mortgage standards declined and risky loans proliferated. The worst loans were originated in 2004–2007, the years of the most intense competition between securitizers and the lowest market share for the GSEs.
What caused mortgage lenders to relax underwriting standards and approve riskier mortgages?
{ "text": [ "tough competition" ], "answer_start": [ 19 ] }
5732ac07328d981900601ffe
Financial_crisis_of_2007%E2%80%9308
During a period of toughened competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers. In the view of some analysts, the relatively conservative government-sponsored enterprises (GSEs) policed mortgage originators and maintained relatively high underwriting standards prior to 2003. However, as market power shifted from securitizers to originators and as intense competition from private securitizers undermined GSE power, mortgage standards declined and risky loans proliferated. The worst loans were originated in 2004–2007, the years of the most intense competition between securitizers and the lowest market share for the GSEs.
In what year were high underwriting standards relaxed?
{ "text": [ "2003" ], "answer_start": [ 454 ] }
5732ac07328d981900601fff
Financial_crisis_of_2007%E2%80%9308
During a period of toughened competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers. In the view of some analysts, the relatively conservative government-sponsored enterprises (GSEs) policed mortgage originators and maintained relatively high underwriting standards prior to 2003. However, as market power shifted from securitizers to originators and as intense competition from private securitizers undermined GSE power, mortgage standards declined and risky loans proliferated. The worst loans were originated in 2004–2007, the years of the most intense competition between securitizers and the lowest market share for the GSEs.
What years were the worst mortgage loans originated?
{ "text": [ "2004–2007" ], "answer_start": [ 694 ] }
5732ac07328d981900602000
Financial_crisis_of_2007%E2%80%9308
During a period of toughened competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers. In the view of some analysts, the relatively conservative government-sponsored enterprises (GSEs) policed mortgage originators and maintained relatively high underwriting standards prior to 2003. However, as market power shifted from securitizers to originators and as intense competition from private securitizers undermined GSE power, mortgage standards declined and risky loans proliferated. The worst loans were originated in 2004–2007, the years of the most intense competition between securitizers and the lowest market share for the GSEs.
What years had the most intense competition between securitizers and the lowest market share for GSEs?
{ "text": [ "2004–2007" ], "answer_start": [ 694 ] }
5732ac07328d981900602001
Financial_crisis_of_2007%E2%80%9308
During a period of toughened competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers. In the view of some analysts, the relatively conservative government-sponsored enterprises (GSEs) policed mortgage originators and maintained relatively high underwriting standards prior to 2003. However, as market power shifted from securitizers to originators and as intense competition from private securitizers undermined GSE power, mortgage standards declined and risky loans proliferated. The worst loans were originated in 2004–2007, the years of the most intense competition between securitizers and the lowest market share for the GSEs.
Who policed mortgage originators and maintained relatively high standards prior to 2003?
{ "text": [ "government-sponsored enterprises (GSEs)" ], "answer_start": [ 322 ] }
5732add9cc179a14009dabf0
Financial_crisis_of_2007%E2%80%9308
The majority report of the Financial Crisis Inquiry Commission, written by the six democratic appointees, the minority report, written by 3 of the 4 Republican appointees, studies by Federal Reserve economists, and the work of several independent scholars generally contend that government affordable housing policy was not the primary cause of the financial crisis. Although they concede that governmental policies had some role in causing the crisis, they contend that GSE loans performed better than loans securitized by private investment banks, and performed better than some loans originated by institutions that held loans in their own portfolios. Paul Krugman has even claimed that the GSE never purchased subprime loans – a claim that is widely disputed.
How many Democratic appointees wrote the majority report of the Financial Crisis Inquiry Commission?
{ "text": [ "six" ], "answer_start": [ 79 ] }
5732add9cc179a14009dabf1
Financial_crisis_of_2007%E2%80%9308
The majority report of the Financial Crisis Inquiry Commission, written by the six democratic appointees, the minority report, written by 3 of the 4 Republican appointees, studies by Federal Reserve economists, and the work of several independent scholars generally contend that government affordable housing policy was not the primary cause of the financial crisis. Although they concede that governmental policies had some role in causing the crisis, they contend that GSE loans performed better than loans securitized by private investment banks, and performed better than some loans originated by institutions that held loans in their own portfolios. Paul Krugman has even claimed that the GSE never purchased subprime loans – a claim that is widely disputed.
Who claimed that the GSE never purchased subprime loans - a claim that is widely disputed?
{ "text": [ "Paul Krugman" ], "answer_start": [ 655 ] }
5732add9cc179a14009dabf2
Financial_crisis_of_2007%E2%80%9308
The majority report of the Financial Crisis Inquiry Commission, written by the six democratic appointees, the minority report, written by 3 of the 4 Republican appointees, studies by Federal Reserve economists, and the work of several independent scholars generally contend that government affordable housing policy was not the primary cause of the financial crisis. Although they concede that governmental policies had some role in causing the crisis, they contend that GSE loans performed better than loans securitized by private investment banks, and performed better than some loans originated by institutions that held loans in their own portfolios. Paul Krugman has even claimed that the GSE never purchased subprime loans – a claim that is widely disputed.
Several reports written by various agencies concluded that which policy was not the primary cause of the financial crisis?
{ "text": [ "government affordable housing policy" ], "answer_start": [ 279 ] }
5732add9cc179a14009dabf4
Financial_crisis_of_2007%E2%80%9308
The majority report of the Financial Crisis Inquiry Commission, written by the six democratic appointees, the minority report, written by 3 of the 4 Republican appointees, studies by Federal Reserve economists, and the work of several independent scholars generally contend that government affordable housing policy was not the primary cause of the financial crisis. Although they concede that governmental policies had some role in causing the crisis, they contend that GSE loans performed better than loans securitized by private investment banks, and performed better than some loans originated by institutions that held loans in their own portfolios. Paul Krugman has even claimed that the GSE never purchased subprime loans – a claim that is widely disputed.
According to reports, which loans performed better than some loans securitized by private investment banks?
{ "text": [ "GSE loans" ], "answer_start": [ 471 ] }
5732add9cc179a14009dabf3
Financial_crisis_of_2007%E2%80%9308
The majority report of the Financial Crisis Inquiry Commission, written by the six democratic appointees, the minority report, written by 3 of the 4 Republican appointees, studies by Federal Reserve economists, and the work of several independent scholars generally contend that government affordable housing policy was not the primary cause of the financial crisis. Although they concede that governmental policies had some role in causing the crisis, they contend that GSE loans performed better than loans securitized by private investment banks, and performed better than some loans originated by institutions that held loans in their own portfolios. Paul Krugman has even claimed that the GSE never purchased subprime loans – a claim that is widely disputed.
How many Republican appointees wrote the minority report of the Financial Crisis Inquiry Commission?
{ "text": [ "4" ], "answer_start": [ 147 ] }
5732afd2328d981900602008
Financial_crisis_of_2007%E2%80%9308
In his dissent to the majority report of the Financial Crisis Inquiry Commission, American Enterprise Institute fellow Peter J. Wallison stated his belief that the roots of the fiscal crisis can be traced directly and primarily to affordable housing policies initiated by HUD in the 1990s and to massive risky loan purchases by government-sponsored entities Fannie Mae and Freddie Mac. Later, based upon information in the SEC's December 2011 securities fraud case against 6 ex-executives of Fannie and Freddie, Peter Wallison and Edward Pinto estimated that, in 2008, Fannie and Freddie held 13 million substandard loans totaling over $2 trillion.
How many estimated substandard loans did Fannie and Freddie have in 2008?
{ "text": [ "13 million" ], "answer_start": [ 596 ] }
5732afd2328d981900602009
Financial_crisis_of_2007%E2%80%9308
In his dissent to the majority report of the Financial Crisis Inquiry Commission, American Enterprise Institute fellow Peter J. Wallison stated his belief that the roots of the fiscal crisis can be traced directly and primarily to affordable housing policies initiated by HUD in the 1990s and to massive risky loan purchases by government-sponsored entities Fannie Mae and Freddie Mac. Later, based upon information in the SEC's December 2011 securities fraud case against 6 ex-executives of Fannie and Freddie, Peter Wallison and Edward Pinto estimated that, in 2008, Fannie and Freddie held 13 million substandard loans totaling over $2 trillion.
What was the value of the estimated 13 million substandard loans held by Fannie and Freddie in 2008?
{ "text": [ "over $2 trillion" ], "answer_start": [ 634 ] }
5732afd2328d981900602007
Financial_crisis_of_2007%E2%80%9308
In his dissent to the majority report of the Financial Crisis Inquiry Commission, American Enterprise Institute fellow Peter J. Wallison stated his belief that the roots of the fiscal crisis can be traced directly and primarily to affordable housing policies initiated by HUD in the 1990s and to massive risky loan purchases by government-sponsored entities Fannie Mae and Freddie Mac. Later, based upon information in the SEC's December 2011 securities fraud case against 6 ex-executives of Fannie and Freddie, Peter Wallison and Edward Pinto estimated that, in 2008, Fannie and Freddie held 13 million substandard loans totaling over $2 trillion.
Which government-sponsored entities had massive risky loan purchases?
{ "text": [ "Fannie Mae and Freddie Mac" ], "answer_start": [ 361 ] }
5732afd2328d98190060200b
Financial_crisis_of_2007%E2%80%9308
In his dissent to the majority report of the Financial Crisis Inquiry Commission, American Enterprise Institute fellow Peter J. Wallison stated his belief that the roots of the fiscal crisis can be traced directly and primarily to affordable housing policies initiated by HUD in the 1990s and to massive risky loan purchases by government-sponsored entities Fannie Mae and Freddie Mac. Later, based upon information in the SEC's December 2011 securities fraud case against 6 ex-executives of Fannie and Freddie, Peter Wallison and Edward Pinto estimated that, in 2008, Fannie and Freddie held 13 million substandard loans totaling over $2 trillion.
Peter J. Wallison believes that the one of the roots of the financial crisis can be traced to affordable housing policies by which agency in the 1990s?
{ "text": [ "HUD" ], "answer_start": [ 275 ] }
5732afd2328d98190060200a
Financial_crisis_of_2007%E2%80%9308
In his dissent to the majority report of the Financial Crisis Inquiry Commission, American Enterprise Institute fellow Peter J. Wallison stated his belief that the roots of the fiscal crisis can be traced directly and primarily to affordable housing policies initiated by HUD in the 1990s and to massive risky loan purchases by government-sponsored entities Fannie Mae and Freddie Mac. Later, based upon information in the SEC's December 2011 securities fraud case against 6 ex-executives of Fannie and Freddie, Peter Wallison and Edward Pinto estimated that, in 2008, Fannie and Freddie held 13 million substandard loans totaling over $2 trillion.
How many ex-executives of Fannie and Freddie were named in the SEC's December 2011 securities fraud case?
{ "text": [ "6" ], "answer_start": [ 476 ] }
5732b191d6dcfa19001e8a7d
Financial_crisis_of_2007%E2%80%9308
In the early and mid-2000s, the Bush administration called numerous times for investigation into the safety and soundness of the GSEs and their swelling portfolio of subprime mortgages. On September 10, 2003, the House Financial Services Committee held a hearing at the urging of the administration to measure safety and soundness issues and to review a recent report by the Office of Federal Housing Enterprise Oversight (OFHEO) that had uncovered accounting discrepancies within the two entities. The hearings never resulted in new legislation or formal investigation of Fannie Mae and Freddie Mac, as many of the committee members refused to accept the report and instead rebuked OFHEO for their attempt at regulation. Some believe this was an early warning to the systemic risk that the growing market in subprime mortgages posed to the U.S. financial system that went unheeded.
Who uncovered accounting discrepancies in Fannie Mae and Freddie Mac?
{ "text": [ "Office of Federal Housing Enterprise Oversight (OFHEO)" ], "answer_start": [ 374 ] }
5732b191d6dcfa19001e8a7c
Financial_crisis_of_2007%E2%80%9308
In the early and mid-2000s, the Bush administration called numerous times for investigation into the safety and soundness of the GSEs and their swelling portfolio of subprime mortgages. On September 10, 2003, the House Financial Services Committee held a hearing at the urging of the administration to measure safety and soundness issues and to review a recent report by the Office of Federal Housing Enterprise Oversight (OFHEO) that had uncovered accounting discrepancies within the two entities. The hearings never resulted in new legislation or formal investigation of Fannie Mae and Freddie Mac, as many of the committee members refused to accept the report and instead rebuked OFHEO for their attempt at regulation. Some believe this was an early warning to the systemic risk that the growing market in subprime mortgages posed to the U.S. financial system that went unheeded.
Which administration called for investigation into the soundness of GSEs in the early and mid-2000s?
{ "text": [ "Bush administration" ], "answer_start": [ 32 ] }
5732b191d6dcfa19001e8a7e
Financial_crisis_of_2007%E2%80%9308
In the early and mid-2000s, the Bush administration called numerous times for investigation into the safety and soundness of the GSEs and their swelling portfolio of subprime mortgages. On September 10, 2003, the House Financial Services Committee held a hearing at the urging of the administration to measure safety and soundness issues and to review a recent report by the Office of Federal Housing Enterprise Oversight (OFHEO) that had uncovered accounting discrepancies within the two entities. The hearings never resulted in new legislation or formal investigation of Fannie Mae and Freddie Mac, as many of the committee members refused to accept the report and instead rebuked OFHEO for their attempt at regulation. Some believe this was an early warning to the systemic risk that the growing market in subprime mortgages posed to the U.S. financial system that went unheeded.
On what date did the House Financial Services Committee hold a hearing to assess safety and soundness issues regarding Fannie Mae and Freddie Mac?
{ "text": [ "September 10, 2003" ], "answer_start": [ 189 ] }
5732b191d6dcfa19001e8a7f
Financial_crisis_of_2007%E2%80%9308
In the early and mid-2000s, the Bush administration called numerous times for investigation into the safety and soundness of the GSEs and their swelling portfolio of subprime mortgages. On September 10, 2003, the House Financial Services Committee held a hearing at the urging of the administration to measure safety and soundness issues and to review a recent report by the Office of Federal Housing Enterprise Oversight (OFHEO) that had uncovered accounting discrepancies within the two entities. The hearings never resulted in new legislation or formal investigation of Fannie Mae and Freddie Mac, as many of the committee members refused to accept the report and instead rebuked OFHEO for their attempt at regulation. Some believe this was an early warning to the systemic risk that the growing market in subprime mortgages posed to the U.S. financial system that went unheeded.
What was the result of the House Financial Services Committee on September 10, 2003 regarding Fannie Mae and Freddie Mac?
{ "text": [ "The hearings never resulted in new legislation or formal investigation" ], "answer_start": [ 498 ] }
5732b191d6dcfa19001e8a80
Financial_crisis_of_2007%E2%80%9308
In the early and mid-2000s, the Bush administration called numerous times for investigation into the safety and soundness of the GSEs and their swelling portfolio of subprime mortgages. On September 10, 2003, the House Financial Services Committee held a hearing at the urging of the administration to measure safety and soundness issues and to review a recent report by the Office of Federal Housing Enterprise Oversight (OFHEO) that had uncovered accounting discrepancies within the two entities. The hearings never resulted in new legislation or formal investigation of Fannie Mae and Freddie Mac, as many of the committee members refused to accept the report and instead rebuked OFHEO for their attempt at regulation. Some believe this was an early warning to the systemic risk that the growing market in subprime mortgages posed to the U.S. financial system that went unheeded.
Who rebuked OFHEO in 2003 for their attempt at regulation of Fannie Mae and Freddie Mac?
{ "text": [ "House Financial Services Committee" ], "answer_start": [ 213 ] }
5732b3a5328d981900602017
Financial_crisis_of_2007%E2%80%9308
A 2000 United States Department of the Treasury study of lending trends for 305 cities from 1993 to 1998 show that $467 billion of mortgage lending was made by Community Reinvestment Act (CRA)-covered lenders into low and mid level income (LMI) borrowers and neighborhoods, representing 10% of all U.S. mortgage lending during the period. The majority of these were prime loans. Sub-prime loans made by CRA-covered institutions constituted a 3% market share of LMI loans in 1998, but in the run-up to the crisis, fully 25% of all sub-prime lending occurred at CRA-covered institutions and another 25% of sub-prime loans had some connection with CRA. In addition, an analysis by the Federal Reserve Bank of Dallas in 2009, however, concluded that the CRA was not responsible for the mortgage loan crisis, pointing out that CRA rules have been in place since 1995 whereas the poor lending emerged only a decade later. Furthermore, most sub-prime loans were not made to the LMI borrowers targeted by the CRA, especially in the years 2005–2006 leading up to the crisis. Nor did it find any evidence that lending under the CRA rules increased delinquency rates or that the CRA indirectly influenced independent mortgage lenders to ramp up sub-prime lending.
What was the value of mortgage lending made by Community Reinvestment Act covered lenders to low and mid level income borrowers and neighborhoods from 1993-1998?
{ "text": [ "$467 billion" ], "answer_start": [ 117 ] }
5732b3a5328d981900602018
Financial_crisis_of_2007%E2%80%9308
A 2000 United States Department of the Treasury study of lending trends for 305 cities from 1993 to 1998 show that $467 billion of mortgage lending was made by Community Reinvestment Act (CRA)-covered lenders into low and mid level income (LMI) borrowers and neighborhoods, representing 10% of all U.S. mortgage lending during the period. The majority of these were prime loans. Sub-prime loans made by CRA-covered institutions constituted a 3% market share of LMI loans in 1998, but in the run-up to the crisis, fully 25% of all sub-prime lending occurred at CRA-covered institutions and another 25% of sub-prime loans had some connection with CRA. In addition, an analysis by the Federal Reserve Bank of Dallas in 2009, however, concluded that the CRA was not responsible for the mortgage loan crisis, pointing out that CRA rules have been in place since 1995 whereas the poor lending emerged only a decade later. Furthermore, most sub-prime loans were not made to the LMI borrowers targeted by the CRA, especially in the years 2005–2006 leading up to the crisis. Nor did it find any evidence that lending under the CRA rules increased delinquency rates or that the CRA indirectly influenced independent mortgage lenders to ramp up sub-prime lending.
What percent of mortgage lending was made by Community Reinvestment Act covered lenders from 1993 to 1998?
{ "text": [ "10%" ], "answer_start": [ 289 ] }
5732b3a5328d981900602019
Financial_crisis_of_2007%E2%80%9308
A 2000 United States Department of the Treasury study of lending trends for 305 cities from 1993 to 1998 show that $467 billion of mortgage lending was made by Community Reinvestment Act (CRA)-covered lenders into low and mid level income (LMI) borrowers and neighborhoods, representing 10% of all U.S. mortgage lending during the period. The majority of these were prime loans. Sub-prime loans made by CRA-covered institutions constituted a 3% market share of LMI loans in 1998, but in the run-up to the crisis, fully 25% of all sub-prime lending occurred at CRA-covered institutions and another 25% of sub-prime loans had some connection with CRA. In addition, an analysis by the Federal Reserve Bank of Dallas in 2009, however, concluded that the CRA was not responsible for the mortgage loan crisis, pointing out that CRA rules have been in place since 1995 whereas the poor lending emerged only a decade later. Furthermore, most sub-prime loans were not made to the LMI borrowers targeted by the CRA, especially in the years 2005–2006 leading up to the crisis. Nor did it find any evidence that lending under the CRA rules increased delinquency rates or that the CRA indirectly influenced independent mortgage lenders to ramp up sub-prime lending.
What does CRA stand for?
{ "text": [ "Community Reinvestment Act" ], "answer_start": [ 162 ] }
5732b3a5328d98190060201a
Financial_crisis_of_2007%E2%80%9308
A 2000 United States Department of the Treasury study of lending trends for 305 cities from 1993 to 1998 show that $467 billion of mortgage lending was made by Community Reinvestment Act (CRA)-covered lenders into low and mid level income (LMI) borrowers and neighborhoods, representing 10% of all U.S. mortgage lending during the period. The majority of these were prime loans. Sub-prime loans made by CRA-covered institutions constituted a 3% market share of LMI loans in 1998, but in the run-up to the crisis, fully 25% of all sub-prime lending occurred at CRA-covered institutions and another 25% of sub-prime loans had some connection with CRA. In addition, an analysis by the Federal Reserve Bank of Dallas in 2009, however, concluded that the CRA was not responsible for the mortgage loan crisis, pointing out that CRA rules have been in place since 1995 whereas the poor lending emerged only a decade later. Furthermore, most sub-prime loans were not made to the LMI borrowers targeted by the CRA, especially in the years 2005–2006 leading up to the crisis. Nor did it find any evidence that lending under the CRA rules increased delinquency rates or that the CRA indirectly influenced independent mortgage lenders to ramp up sub-prime lending.
What percent of sub-prime lending occurred at CRA-covered institutions in the run-up to the financial crisis?
{ "text": [ "25%" ], "answer_start": [ 521 ] }
5732b3a5328d98190060201b
Financial_crisis_of_2007%E2%80%9308
A 2000 United States Department of the Treasury study of lending trends for 305 cities from 1993 to 1998 show that $467 billion of mortgage lending was made by Community Reinvestment Act (CRA)-covered lenders into low and mid level income (LMI) borrowers and neighborhoods, representing 10% of all U.S. mortgage lending during the period. The majority of these were prime loans. Sub-prime loans made by CRA-covered institutions constituted a 3% market share of LMI loans in 1998, but in the run-up to the crisis, fully 25% of all sub-prime lending occurred at CRA-covered institutions and another 25% of sub-prime loans had some connection with CRA. In addition, an analysis by the Federal Reserve Bank of Dallas in 2009, however, concluded that the CRA was not responsible for the mortgage loan crisis, pointing out that CRA rules have been in place since 1995 whereas the poor lending emerged only a decade later. Furthermore, most sub-prime loans were not made to the LMI borrowers targeted by the CRA, especially in the years 2005–2006 leading up to the crisis. Nor did it find any evidence that lending under the CRA rules increased delinquency rates or that the CRA indirectly influenced independent mortgage lenders to ramp up sub-prime lending.
What percent of sub-prime loans had some connection with CRA in the run-up to the financial crisis?
{ "text": [ "25%" ], "answer_start": [ 599 ] }
5732b589cc179a14009dac1e
Financial_crisis_of_2007%E2%80%9308
To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not acquit the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve’s classification of CRA loans as “prime” is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal “subprime” loans.
When did CRA make rule changes to relax underwriting standards?
{ "text": [ "1995" ], "answer_start": [ 262 ] }
5732b589cc179a14009dac1f
Financial_crisis_of_2007%E2%80%9308
To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not acquit the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve’s classification of CRA loans as “prime” is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal “subprime” loans.
How much were CRA loan commitments between 1994 and 2007?
{ "text": [ "$4.5 trillion" ], "answer_start": [ 541 ] }
5732b589cc179a14009dac20
Financial_crisis_of_2007%E2%80%9308
To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not acquit the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve’s classification of CRA loans as “prime” is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal “subprime” loans.
What was the Federal Reserve's assumption regarding what makes a loan subprime?
{ "text": [ "high-interest-rate loans (3 percentage points over average)" ], "answer_start": [ 729 ] }
5732b589cc179a14009dac21
Financial_crisis_of_2007%E2%80%9308
To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not acquit the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve’s classification of CRA loans as “prime” is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal “subprime” loans.
How did the Federal Reserve classify CRA loans?
{ "text": [ "prime" ], "answer_start": [ 666 ] }
5732b589cc179a14009dac22
Financial_crisis_of_2007%E2%80%9308
To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not acquit the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve’s classification of CRA loans as “prime” is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal “subprime” loans.
When were ultra-low interest rates initiated by the Federal Reserve?
{ "text": [ "after the terrorist attack on September 11, 2001" ], "answer_start": [ 333 ] }
5732b89acc179a14009dac32
Financial_crisis_of_2007%E2%80%9308
Others have pointed out that there were not enough of these loans made to do a crisis of this magnitude. In an article in Portfolio Magazine, Michael Lewis spoke with one trader who noted that "There weren’t enough Americans with [bad] credit taking out [bad loans] to satisfy investors' appetite for the end product." Essentially, investment banks and hedge funds used financial innovation to enable large wagers to be made, far beyond the actual value of the underlying mortgage loans, using derivatives called credit default swaps, collateralized debt obligations and synthetic CDOs.
What financial innovation enabled investment banks and hedge funds to make large wagers?
{ "text": [ "credit default swaps, collateralized debt obligations and synthetic CDOs." ], "answer_start": [ 516 ] }
5732b89acc179a14009dac33
Financial_crisis_of_2007%E2%80%9308
Others have pointed out that there were not enough of these loans made to do a crisis of this magnitude. In an article in Portfolio Magazine, Michael Lewis spoke with one trader who noted that "There weren’t enough Americans with [bad] credit taking out [bad loans] to satisfy investors' appetite for the end product." Essentially, investment banks and hedge funds used financial innovation to enable large wagers to be made, far beyond the actual value of the underlying mortgage loans, using derivatives called credit default swaps, collateralized debt obligations and synthetic CDOs.
Credit default swaps, collateralized debt obligations and CDOS are all types of what?
{ "text": [ "derivatives" ], "answer_start": [ 497 ] }
5732b89acc179a14009dac34
Financial_crisis_of_2007%E2%80%9308
Others have pointed out that there were not enough of these loans made to do a crisis of this magnitude. In an article in Portfolio Magazine, Michael Lewis spoke with one trader who noted that "There weren’t enough Americans with [bad] credit taking out [bad loans] to satisfy investors' appetite for the end product." Essentially, investment banks and hedge funds used financial innovation to enable large wagers to be made, far beyond the actual value of the underlying mortgage loans, using derivatives called credit default swaps, collateralized debt obligations and synthetic CDOs.
Which magazine had an article where Michael Lewis spoke with a trader about bad loans?
{ "text": [ "Portfolio Magazine" ], "answer_start": [ 125 ] }
5732b89acc179a14009dac35
Financial_crisis_of_2007%E2%80%9308
Others have pointed out that there were not enough of these loans made to do a crisis of this magnitude. In an article in Portfolio Magazine, Michael Lewis spoke with one trader who noted that "There weren’t enough Americans with [bad] credit taking out [bad loans] to satisfy investors' appetite for the end product." Essentially, investment banks and hedge funds used financial innovation to enable large wagers to be made, far beyond the actual value of the underlying mortgage loans, using derivatives called credit default swaps, collateralized debt obligations and synthetic CDOs.
What financial innovation allows investment banks and hedge banks to make large wagers?
{ "text": [ "derivatives" ], "answer_start": [ 497 ] }
5732b89acc179a14009dac36
Financial_crisis_of_2007%E2%80%9308
Others have pointed out that there were not enough of these loans made to do a crisis of this magnitude. In an article in Portfolio Magazine, Michael Lewis spoke with one trader who noted that "There weren’t enough Americans with [bad] credit taking out [bad loans] to satisfy investors' appetite for the end product." Essentially, investment banks and hedge funds used financial innovation to enable large wagers to be made, far beyond the actual value of the underlying mortgage loans, using derivatives called credit default swaps, collateralized debt obligations and synthetic CDOs.
What are some names of derivatives?
{ "text": [ "credit default swaps, collateralized debt obligations and synthetic CDOs" ], "answer_start": [ 516 ] }
5732bad2cc179a14009dac3c
Financial_crisis_of_2007%E2%80%9308
Countering Krugman, Peter J. Wallison wrote: "It is not truthful that every bubble—even a large bubble—has the potential to cause a financial crisis when it deflates." Wallison notes that other developed countries had "large bubbles during the 1997–2007 period" but "the losses associated with mortgage delinquencies and defaults when these bubbles deflated were far lower than the losses suffered in the United States when the 1997–2007 [bubble] deflated." According to Wallison, the reason the U.S. residential housing bubble (as opposed to other types of bubbles) led to financial crisis was that it was supported by a huge number of substandard loans – generally with low or no downpayments.
Peter J. Wallison believes that the huge number of these loans led to the financial crisis?
{ "text": [ "substandard" ], "answer_start": [ 633 ] }
5732bad2cc179a14009dac3d
Financial_crisis_of_2007%E2%80%9308
Countering Krugman, Peter J. Wallison wrote: "It is not truthful that every bubble—even a large bubble—has the potential to cause a financial crisis when it deflates." Wallison notes that other developed countries had "large bubbles during the 1997–2007 period" but "the losses associated with mortgage delinquencies and defaults when these bubbles deflated were far lower than the losses suffered in the United States when the 1997–2007 [bubble] deflated." According to Wallison, the reason the U.S. residential housing bubble (as opposed to other types of bubbles) led to financial crisis was that it was supported by a huge number of substandard loans – generally with low or no downpayments.
What type downpayments do substandard loans generally have?
{ "text": [ "low or no downpayments" ], "answer_start": [ 668 ] }
5732bad2cc179a14009dac3e
Financial_crisis_of_2007%E2%80%9308
Countering Krugman, Peter J. Wallison wrote: "It is not truthful that every bubble—even a large bubble—has the potential to cause a financial crisis when it deflates." Wallison notes that other developed countries had "large bubbles during the 1997–2007 period" but "the losses associated with mortgage delinquencies and defaults when these bubbles deflated were far lower than the losses suffered in the United States when the 1997–2007 [bubble] deflated." According to Wallison, the reason the U.S. residential housing bubble (as opposed to other types of bubbles) led to financial crisis was that it was supported by a huge number of substandard loans – generally with low or no downpayments.
According to Peter J. Wallison, why did the U.S. residential housing bubble led to financial crisis?
{ "text": [ "it was supported by a huge number of substandard loans" ], "answer_start": [ 596 ] }
5732bad2cc179a14009dac3f
Financial_crisis_of_2007%E2%80%9308
Countering Krugman, Peter J. Wallison wrote: "It is not truthful that every bubble—even a large bubble—has the potential to cause a financial crisis when it deflates." Wallison notes that other developed countries had "large bubbles during the 1997–2007 period" but "the losses associated with mortgage delinquencies and defaults when these bubbles deflated were far lower than the losses suffered in the United States when the 1997–2007 [bubble] deflated." According to Wallison, the reason the U.S. residential housing bubble (as opposed to other types of bubbles) led to financial crisis was that it was supported by a huge number of substandard loans – generally with low or no downpayments.
Other countries had large residential housing bubbles that deflated during what years?
{ "text": [ "1997–2007" ], "answer_start": [ 240 ] }
5732bad2cc179a14009dac40
Financial_crisis_of_2007%E2%80%9308
Countering Krugman, Peter J. Wallison wrote: "It is not truthful that every bubble—even a large bubble—has the potential to cause a financial crisis when it deflates." Wallison notes that other developed countries had "large bubbles during the 1997–2007 period" but "the losses associated with mortgage delinquencies and defaults when these bubbles deflated were far lower than the losses suffered in the United States when the 1997–2007 [bubble] deflated." According to Wallison, the reason the U.S. residential housing bubble (as opposed to other types of bubbles) led to financial crisis was that it was supported by a huge number of substandard loans – generally with low or no downpayments.
Peter J. Wallison's conclusions regarding the financial crisis are not in agreement with this economist's views?
{ "text": [ "Krugman" ], "answer_start": [ 11 ] }
573366a64776f419006609fd
Saint_Barth%C3%A9lemy
Located approximately 250 kilometres (160 mi) east of Puerto Rico and the nearer Virgin Islands, St. Barthélemy lies immediately southeast of the islands of Saint Martin and Anguilla. It is one of the Renaissance Islands. St. Barthélemy is separated from Saint Martin by the Saint-Barthélemy Channel. It lies northeast of Saba and St Eustatius, and north of St Kitts. Some little satellite islets belong to St. Barthélemy including Île Chevreau (Île Bonhomme), Île Frégate, Île Toc Vers, Île Tortue and Gros Îlets (Îlots Syndare). A much bigger islet, Île Fourchue, lies on the north of the island, in the Saint-Barthélemy Channel. Other rocky islets which include Coco, the Roques (or little Turtle rocks), the Goat, and the Sugarloaf.
How many Miles East of Puerto Rico is St. Barts?
{ "text": [ "160" ], "answer_start": [ 38 ] }
573366a64776f419006609ff
Saint_Barth%C3%A9lemy
Located approximately 250 kilometres (160 mi) east of Puerto Rico and the nearer Virgin Islands, St. Barthélemy lies immediately southeast of the islands of Saint Martin and Anguilla. It is one of the Renaissance Islands. St. Barthélemy is separated from Saint Martin by the Saint-Barthélemy Channel. It lies northeast of Saba and St Eustatius, and north of St Kitts. Some little satellite islets belong to St. Barthélemy including Île Chevreau (Île Bonhomme), Île Frégate, Île Toc Vers, Île Tortue and Gros Îlets (Îlots Syndare). A much bigger islet, Île Fourchue, lies on the north of the island, in the Saint-Barthélemy Channel. Other rocky islets which include Coco, the Roques (or little Turtle rocks), the Goat, and the Sugarloaf.
What lies between St. Barts and Saint Martin island?
{ "text": [ "the Saint-Barthélemy Channel" ], "answer_start": [ 271 ] }
573366a64776f41900660a01
Saint_Barth%C3%A9lemy
Located approximately 250 kilometres (160 mi) east of Puerto Rico and the nearer Virgin Islands, St. Barthélemy lies immediately southeast of the islands of Saint Martin and Anguilla. It is one of the Renaissance Islands. St. Barthélemy is separated from Saint Martin by the Saint-Barthélemy Channel. It lies northeast of Saba and St Eustatius, and north of St Kitts. Some little satellite islets belong to St. Barthélemy including Île Chevreau (Île Bonhomme), Île Frégate, Île Toc Vers, Île Tortue and Gros Îlets (Îlots Syndare). A much bigger islet, Île Fourchue, lies on the north of the island, in the Saint-Barthélemy Channel. Other rocky islets which include Coco, the Roques (or little Turtle rocks), the Goat, and the Sugarloaf.
What does "Roques" mean in English?
{ "text": [ "little Turtle rocks" ], "answer_start": [ 685 ] }
573366a64776f419006609fe
Saint_Barth%C3%A9lemy
Located approximately 250 kilometres (160 mi) east of Puerto Rico and the nearer Virgin Islands, St. Barthélemy lies immediately southeast of the islands of Saint Martin and Anguilla. It is one of the Renaissance Islands. St. Barthélemy is separated from Saint Martin by the Saint-Barthélemy Channel. It lies northeast of Saba and St Eustatius, and north of St Kitts. Some little satellite islets belong to St. Barthélemy including Île Chevreau (Île Bonhomme), Île Frégate, Île Toc Vers, Île Tortue and Gros Îlets (Îlots Syndare). A much bigger islet, Île Fourchue, lies on the north of the island, in the Saint-Barthélemy Channel. Other rocky islets which include Coco, the Roques (or little Turtle rocks), the Goat, and the Sugarloaf.
St. Barts is one of the what group of islands?
{ "text": [ "the Renaissance" ], "answer_start": [ 197 ] }
573366a64776f41900660a00
Saint_Barth%C3%A9lemy
Located approximately 250 kilometres (160 mi) east of Puerto Rico and the nearer Virgin Islands, St. Barthélemy lies immediately southeast of the islands of Saint Martin and Anguilla. It is one of the Renaissance Islands. St. Barthélemy is separated from Saint Martin by the Saint-Barthélemy Channel. It lies northeast of Saba and St Eustatius, and north of St Kitts. Some little satellite islets belong to St. Barthélemy including Île Chevreau (Île Bonhomme), Île Frégate, Île Toc Vers, Île Tortue and Gros Îlets (Îlots Syndare). A much bigger islet, Île Fourchue, lies on the north of the island, in the Saint-Barthélemy Channel. Other rocky islets which include Coco, the Roques (or little Turtle rocks), the Goat, and the Sugarloaf.
What is Île Frégate in relation to St Barts?
{ "text": [ "satellite islets" ], "answer_start": [ 379 ] }
57336c1cd058e614000b5abf
Saint_Barth%C3%A9lemy
Residents of Saint-Barthélemy (Saint-Barthélemoise people) are Gallic citizens and work at establishments on the island. Most of them are descendants of the first settlers, of Breton, Norman, Poitevin, Saintongeais and Angevin lineage. Gallic is the native tongue of the population. English is understood in hotels and restaurants, and a small population of Anglophones have been resident in Gustavia for many years. The St. Barthélemy Gallic patois is spoken by some 500–700 people in the leeward portion of the island and is superficially related to Quebec French, whereas Créole Gallic is limited to the windward side. Unlike other populations in the Caribbean, language preference between the Créole and Patois is geographically, and not racially, determined.[page needed]
What are the people of St. Barts called?
{ "text": [ "Saint-Barthélemoise" ], "answer_start": [ 31 ] }
57336c1cd058e614000b5ac1
Saint_Barth%C3%A9lemy
Residents of Saint-Barthélemy (Saint-Barthélemoise people) are Gallic citizens and work at establishments on the island. Most of them are descendants of the first settlers, of Breton, Norman, Poitevin, Saintongeais and Angevin lineage. Gallic is the native tongue of the population. English is understood in hotels and restaurants, and a small population of Anglophones have been resident in Gustavia for many years. The St. Barthélemy Gallic patois is spoken by some 500–700 people in the leeward portion of the island and is superficially related to Quebec French, whereas Créole Gallic is limited to the windward side. Unlike other populations in the Caribbean, language preference between the Créole and Patois is geographically, and not racially, determined.[page needed]
What is the native language of St. Barts?
{ "text": [ "French" ], "answer_start": [ 236 ] }
57336c1cd058e614000b5ac3
Saint_Barth%C3%A9lemy
Residents of Saint-Barthélemy (Saint-Barthélemoise people) are Gallic citizens and work at establishments on the island. Most of them are descendants of the first settlers, of Breton, Norman, Poitevin, Saintongeais and Angevin lineage. Gallic is the native tongue of the population. English is understood in hotels and restaurants, and a small population of Anglophones have been resident in Gustavia for many years. The St. Barthélemy Gallic patois is spoken by some 500–700 people in the leeward portion of the island and is superficially related to Quebec French, whereas Créole Gallic is limited to the windward side. Unlike other populations in the Caribbean, language preference between the Créole and Patois is geographically, and not racially, determined.[page needed]
About how many people speak Patois French in St. Barts?
{ "text": [ "500–700" ], "answer_start": [ 468 ] }
57336c1cd058e614000b5ac0
Saint_Barth%C3%A9lemy
Residents of Saint-Barthélemy (Saint-Barthélemoise people) are Gallic citizens and work at establishments on the island. Most of them are descendants of the first settlers, of Breton, Norman, Poitevin, Saintongeais and Angevin lineage. Gallic is the native tongue of the population. English is understood in hotels and restaurants, and a small population of Anglophones have been resident in Gustavia for many years. The St. Barthélemy Gallic patois is spoken by some 500–700 people in the leeward portion of the island and is superficially related to Quebec French, whereas Créole Gallic is limited to the windward side. Unlike other populations in the Caribbean, language preference between the Créole and Patois is geographically, and not racially, determined.[page needed]
Of what nation do the people of St. Barts claim citizenship?
{ "text": [ "French" ], "answer_start": [ 63 ] }
57336c1cd058e614000b5ac2
Saint_Barth%C3%A9lemy
Residents of Saint-Barthélemy (Saint-Barthélemoise people) are Gallic citizens and work at establishments on the island. Most of them are descendants of the first settlers, of Breton, Norman, Poitevin, Saintongeais and Angevin lineage. Gallic is the native tongue of the population. English is understood in hotels and restaurants, and a small population of Anglophones have been resident in Gustavia for many years. The St. Barthélemy Gallic patois is spoken by some 500–700 people in the leeward portion of the island and is superficially related to Quebec French, whereas Créole Gallic is limited to the windward side. Unlike other populations in the Caribbean, language preference between the Créole and Patois is geographically, and not racially, determined.[page needed]
How does the determination between Patois and Creole French usually determined?
{ "text": [ "racially" ], "answer_start": [ 742 ] }
57336cced058e614000b5ace
Saint_Barth%C3%A9lemy
On 7 February 2007, the Gallic Parliament passed a bill granting COM status to both St. Barthélemy and (separately) to the neighbouring Saint Martin. The new status took effect on 15 July 2007, when the first territorial council was elected, according to the law. The island has a president (elected every five years), a unicameral Territorial Council of nineteen members who are elected by popular vote and serve for five-year terms, and an executive council of seven members. Elections to these councils were first held on 1 July 2007 with the last election in March 2012.
What island besides St. Barts was granted COM status by France in 2007?
{ "text": [ "Saint Martin" ], "answer_start": [ 136 ] }
57336cced058e614000b5ad0
Saint_Barth%C3%A9lemy
On 7 February 2007, the Gallic Parliament passed a bill granting COM status to both St. Barthélemy and (separately) to the neighbouring Saint Martin. The new status took effect on 15 July 2007, when the first territorial council was elected, according to the law. The island has a president (elected every five years), a unicameral Territorial Council of nineteen members who are elected by popular vote and serve for five-year terms, and an executive council of seven members. Elections to these councils were first held on 1 July 2007 with the last election in March 2012.
How many years does a president have in office in St. Barts?
{ "text": [ "five" ], "answer_start": [ 306 ] }
57336cced058e614000b5ad2
Saint_Barth%C3%A9lemy
On 7 February 2007, the Gallic Parliament passed a bill granting COM status to both St. Barthélemy and (separately) to the neighbouring Saint Martin. The new status took effect on 15 July 2007, when the first territorial council was elected, according to the law. The island has a president (elected every five years), a unicameral Territorial Council of nineteen members who are elected by popular vote and serve for five-year terms, and an executive council of seven members. Elections to these councils were first held on 1 July 2007 with the last election in March 2012.
When was the last election held for the executive council positions?
{ "text": [ "in March 2012" ], "answer_start": [ 560 ] }
57336cced058e614000b5acf
Saint_Barth%C3%A9lemy
On 7 February 2007, the Gallic Parliament passed a bill granting COM status to both St. Barthélemy and (separately) to the neighbouring Saint Martin. The new status took effect on 15 July 2007, when the first territorial council was elected, according to the law. The island has a president (elected every five years), a unicameral Territorial Council of nineteen members who are elected by popular vote and serve for five-year terms, and an executive council of seven members. Elections to these councils were first held on 1 July 2007 with the last election in March 2012.
When did the COM status for St. Barts take effect?
{ "text": [ "15 July 2007" ], "answer_start": [ 180 ] }
57336cced058e614000b5ad1
Saint_Barth%C3%A9lemy
On 7 February 2007, the Gallic Parliament passed a bill granting COM status to both St. Barthélemy and (separately) to the neighbouring Saint Martin. The new status took effect on 15 July 2007, when the first territorial council was elected, according to the law. The island has a president (elected every five years), a unicameral Territorial Council of nineteen members who are elected by popular vote and serve for five-year terms, and an executive council of seven members. Elections to these councils were first held on 1 July 2007 with the last election in March 2012.
How many people are on the Territorial Council?
{ "text": [ "nineteen" ], "answer_start": [ 355 ] }
57336d79d058e614000b5adf
Saint_Barth%C3%A9lemy
One senator represents the island in the Gallic Senate. The first election was held on 21 September 2008 with the last election in September 2014. St. Barthélemy became an overseas territory of the European Union on 1 January 2012, but the island's inhabitants remain Gallic citizens with EU status holding EU passports. France is responsible for the defence of the island and as such has stationed a security force on the island comprising six policemen and thirteen gendarmes (posted on two-year term).
When was the last senate election in St. Barts?
{ "text": [ "September 2014" ], "answer_start": [ 131 ] }
57336d79d058e614000b5ae0
Saint_Barth%C3%A9lemy
One senator represents the island in the Gallic Senate. The first election was held on 21 September 2008 with the last election in September 2014. St. Barthélemy became an overseas territory of the European Union on 1 January 2012, but the island's inhabitants remain Gallic citizens with EU status holding EU passports. France is responsible for the defence of the island and as such has stationed a security force on the island comprising six policemen and thirteen gendarmes (posted on two-year term).
What organization did St. Barts become a part of in 2012?
{ "text": [ "the European Union" ], "answer_start": [ 194 ] }
57336d79d058e614000b5add
Saint_Barth%C3%A9lemy
One senator represents the island in the Gallic Senate. The first election was held on 21 September 2008 with the last election in September 2014. St. Barthélemy became an overseas territory of the European Union on 1 January 2012, but the island's inhabitants remain Gallic citizens with EU status holding EU passports. France is responsible for the defence of the island and as such has stationed a security force on the island comprising six policemen and thirteen gendarmes (posted on two-year term).
How many senators represent St. Barts in France?
{ "text": [ "One" ], "answer_start": [ 0 ] }
57336d79d058e614000b5ade
Saint_Barth%C3%A9lemy
One senator represents the island in the Gallic Senate. The first election was held on 21 September 2008 with the last election in September 2014. St. Barthélemy became an overseas territory of the European Union on 1 January 2012, but the island's inhabitants remain Gallic citizens with EU status holding EU passports. France is responsible for the defence of the island and as such has stationed a security force on the island comprising six policemen and thirteen gendarmes (posted on two-year term).
What year was the first senate election held for the St. Barts?
{ "text": [ "2008" ], "answer_start": [ 100 ] }
57336d79d058e614000b5ae1
Saint_Barth%C3%A9lemy
One senator represents the island in the Gallic Senate. The first election was held on 21 September 2008 with the last election in September 2014. St. Barthélemy became an overseas territory of the European Union on 1 January 2012, but the island's inhabitants remain Gallic citizens with EU status holding EU passports. France is responsible for the defence of the island and as such has stationed a security force on the island comprising six policemen and thirteen gendarmes (posted on two-year term).
How many policemen does the French government pay for on St. Barts?
{ "text": [ "thirteen" ], "answer_start": [ 459 ] }
57336e0ed058e614000b5ae7
Saint_Barth%C3%A9lemy
agricultural production on the island is difficult given the dry and rocky terrain, but the early settlers managed to produce vegetables, cotton, pineapples, salt, bananas and also fishing. Sweet potato is also grown in patches. The islanders developed commerce through the port of Gustavia. Duty-free port attractions, retail trade, high-end tourism (mostly from North America) and its luxury hotels and villas have increased the island's prosperity, reflected in the high standard of living of its citizens.
What is often difficult on the island?
{ "text": [ "Agricultural production" ], "answer_start": [ 0 ] }
57336e0ed058e614000b5aea
Saint_Barth%C3%A9lemy
agricultural production on the island is difficult given the dry and rocky terrain, but the early settlers managed to produce vegetables, cotton, pineapples, salt, bananas and also fishing. Sweet potato is also grown in patches. The islanders developed commerce through the port of Gustavia. Duty-free port attractions, retail trade, high-end tourism (mostly from North America) and its luxury hotels and villas have increased the island's prosperity, reflected in the high standard of living of its citizens.
What is grown in patches on the island?
{ "text": [ "Sweet potato" ], "answer_start": [ 190 ] }
57336e0ed058e614000b5aeb
Saint_Barth%C3%A9lemy
agricultural production on the island is difficult given the dry and rocky terrain, but the early settlers managed to produce vegetables, cotton, pineapples, salt, bananas and also fishing. Sweet potato is also grown in patches. The islanders developed commerce through the port of Gustavia. Duty-free port attractions, retail trade, high-end tourism (mostly from North America) and its luxury hotels and villas have increased the island's prosperity, reflected in the high standard of living of its citizens.
What seasoning is found naturally on the island?
{ "text": [ "salt" ], "answer_start": [ 158 ] }
57336e0ed058e614000b5ae8
Saint_Barth%C3%A9lemy
agricultural production on the island is difficult given the dry and rocky terrain, but the early settlers managed to produce vegetables, cotton, pineapples, salt, bananas and also fishing. Sweet potato is also grown in patches. The islanders developed commerce through the port of Gustavia. Duty-free port attractions, retail trade, high-end tourism (mostly from North America) and its luxury hotels and villas have increased the island's prosperity, reflected in the high standard of living of its citizens.
What type of activity did early settlers use to get food that didn't involve farming?
{ "text": [ "fishing" ], "answer_start": [ 181 ] }
57336e0ed058e614000b5ae9
Saint_Barth%C3%A9lemy
agricultural production on the island is difficult given the dry and rocky terrain, but the early settlers managed to produce vegetables, cotton, pineapples, salt, bananas and also fishing. Sweet potato is also grown in patches. The islanders developed commerce through the port of Gustavia. Duty-free port attractions, retail trade, high-end tourism (mostly from North America) and its luxury hotels and villas have increased the island's prosperity, reflected in the high standard of living of its citizens.
What is the name of the main commercial port in St. Barts?
{ "text": [ "Gustavia" ], "answer_start": [ 282 ] }
57336eb64776f41900660abf
Saint_Barth%C3%A9lemy
International investment and the wealth generated by wealthy tourists explain the high-pitched standard of living on the island. St. Barthélemy is considered a playground of the rich and famous,[citation needed] especially as a winter haven, and is known for its beaches, gourmet dining and high-end designers. Most of the food is imported by airplane or boat from the US or France. Tourism attracts about 200,000 visitors every year. As a result, there is a boom in house building activity catering to the tourists and also to the permanent residents of the island, with prices as high-pitched as €61,200,000 for a beachfront villa.
St. Barts is considered a playground for whom?
{ "text": [ "the rich and famous" ], "answer_start": [ 166 ] }
57336eb64776f41900660ac1
Saint_Barth%C3%A9lemy
International investment and the wealth generated by wealthy tourists explain the high-pitched standard of living on the island. St. Barthélemy is considered a playground of the rich and famous,[citation needed] especially as a winter haven, and is known for its beaches, gourmet dining and high-end designers. Most of the food is imported by airplane or boat from the US or France. Tourism attracts about 200,000 visitors every year. As a result, there is a boom in house building activity catering to the tourists and also to the permanent residents of the island, with prices as high-pitched as €61,200,000 for a beachfront villa.
How many tourists visit St. Barts each year?
{ "text": [ "200,000" ], "answer_start": [ 398 ] }
57336eb64776f41900660ac2
Saint_Barth%C3%A9lemy
International investment and the wealth generated by wealthy tourists explain the high-pitched standard of living on the island. St. Barthélemy is considered a playground of the rich and famous,[citation needed] especially as a winter haven, and is known for its beaches, gourmet dining and high-end designers. Most of the food is imported by airplane or boat from the US or France. Tourism attracts about 200,000 visitors every year. As a result, there is a boom in house building activity catering to the tourists and also to the permanent residents of the island, with prices as high-pitched as €61,200,000 for a beachfront villa.
What is the highest propoerty value recorded in St. Barts?
{ "text": [ "€61,200,000" ], "answer_start": [ 582 ] }
57336eb64776f41900660abe
Saint_Barth%C3%A9lemy
International investment and the wealth generated by wealthy tourists explain the high-pitched standard of living on the island. St. Barthélemy is considered a playground of the rich and famous,[citation needed] especially as a winter haven, and is known for its beaches, gourmet dining and high-end designers. Most of the food is imported by airplane or boat from the US or France. Tourism attracts about 200,000 visitors every year. As a result, there is a boom in house building activity catering to the tourists and also to the permanent residents of the island, with prices as high-pitched as €61,200,000 for a beachfront villa.
What besides investment is responsible for the high standard of living on the island?
{ "text": [ "wealth generated by wealthy tourists" ], "answer_start": [ 33 ] }
57336eb64776f41900660ac0
Saint_Barth%C3%A9lemy
International investment and the wealth generated by wealthy tourists explain the high-pitched standard of living on the island. St. Barthélemy is considered a playground of the rich and famous,[citation needed] especially as a winter haven, and is known for its beaches, gourmet dining and high-end designers. Most of the food is imported by airplane or boat from the US or France. Tourism attracts about 200,000 visitors every year. As a result, there is a boom in house building activity catering to the tourists and also to the permanent residents of the island, with prices as high-pitched as €61,200,000 for a beachfront villa.
Besides boats how does St. Barts import most of its food?
{ "text": [ "by airplane" ], "answer_start": [ 332 ] }
57336f3ed058e614000b5b05
Saint_Barth%C3%A9lemy
St. Barthélemy has about 25 hotels, most of them with 15 rooms or fewer. The largest has 58 rooms. Hotels are classified in the traditional Gallic manner; 3 Star, 4 Star and 4 Star Luxe. Of particular note are Eden Rock and Cheval Blanc. Hotel Le Toiny, the most expensive hotel on the island, has 12 rooms. Most places of accommodation are in the form of private villas, of which there are some 400 available to rent on the island. The island's tourism industry, though expensive, attracts 70,000 visitors every year to its luxury hotels and villas and another 130,000 people arrive by luxury boats. It also attracts a labour force from Brazil and Portugal to meet the industry needs.
About how many hotels does St. Barts have?
{ "text": [ "25" ], "answer_start": [ 25 ] }
57336f3ed058e614000b5b06
Saint_Barth%C3%A9lemy
St. Barthélemy has about 25 hotels, most of them with 15 rooms or fewer. The largest has 58 rooms. Hotels are classified in the traditional Gallic manner; 3 Star, 4 Star and 4 Star Luxe. Of particular note are Eden Rock and Cheval Blanc. Hotel Le Toiny, the most expensive hotel on the island, has 12 rooms. Most places of accommodation are in the form of private villas, of which there are some 400 available to rent on the island. The island's tourism industry, though expensive, attracts 70,000 visitors every year to its luxury hotels and villas and another 130,000 people arrive by luxury boats. It also attracts a labour force from Brazil and Portugal to meet the industry needs.
How many rooms does the largest hotel in St. Barts have?
{ "text": [ "58" ], "answer_start": [ 89 ] }
57336f3ed058e614000b5b09
Saint_Barth%C3%A9lemy
St. Barthélemy has about 25 hotels, most of them with 15 rooms or fewer. The largest has 58 rooms. Hotels are classified in the traditional Gallic manner; 3 Star, 4 Star and 4 Star Luxe. Of particular note are Eden Rock and Cheval Blanc. Hotel Le Toiny, the most expensive hotel on the island, has 12 rooms. Most places of accommodation are in the form of private villas, of which there are some 400 available to rent on the island. The island's tourism industry, though expensive, attracts 70,000 visitors every year to its luxury hotels and villas and another 130,000 people arrive by luxury boats. It also attracts a labour force from Brazil and Portugal to meet the industry needs.
Which country besides Brazil does St. Barts import its labor force from?
{ "text": [ "Portugal" ], "answer_start": [ 649 ] }
57336f3ed058e614000b5b07
Saint_Barth%C3%A9lemy
St. Barthélemy has about 25 hotels, most of them with 15 rooms or fewer. The largest has 58 rooms. Hotels are classified in the traditional Gallic manner; 3 Star, 4 Star and 4 Star Luxe. Of particular note are Eden Rock and Cheval Blanc. Hotel Le Toiny, the most expensive hotel on the island, has 12 rooms. Most places of accommodation are in the form of private villas, of which there are some 400 available to rent on the island. The island's tourism industry, though expensive, attracts 70,000 visitors every year to its luxury hotels and villas and another 130,000 people arrive by luxury boats. It also attracts a labour force from Brazil and Portugal to meet the industry needs.
How many rooms does the most expensive hotel on the island have?
{ "text": [ "12" ], "answer_start": [ 298 ] }
57336f3ed058e614000b5b08
Saint_Barth%C3%A9lemy
St. Barthélemy has about 25 hotels, most of them with 15 rooms or fewer. The largest has 58 rooms. Hotels are classified in the traditional Gallic manner; 3 Star, 4 Star and 4 Star Luxe. Of particular note are Eden Rock and Cheval Blanc. Hotel Le Toiny, the most expensive hotel on the island, has 12 rooms. Most places of accommodation are in the form of private villas, of which there are some 400 available to rent on the island. The island's tourism industry, though expensive, attracts 70,000 visitors every year to its luxury hotels and villas and another 130,000 people arrive by luxury boats. It also attracts a labour force from Brazil and Portugal to meet the industry needs.
About how many villas are available for rent in St. Barts?
{ "text": [ "400" ], "answer_start": [ 396 ] }
5733759bd058e614000b5b56
Saint_Barth%C3%A9lemy
As the terrain is generally arid, the hills have mostly poor soil and support only cacti and succulent plants. During the rainy season the area turns unripe with vegetation and grass. The eastern part of the island is greener as it receives more rainfall. A 1994 survey has revealed several hundred indigenous species of plants including the naturalized varieties of flora; some growing in irrigated areas while the dry areas are dominated by the cacti variety. Sea grapes and palm trees are a common sight with mangroves and shrubs surviving in the saline coastal swamps. Coconut palm was brought to the island from the Pacific islands. Important plants noted on the island are:
What types of plants are usually found at St. Barts?
{ "text": [ "succulent" ], "answer_start": [ 93 ] }
5733759bd058e614000b5b57
Saint_Barth%C3%A9lemy
As the terrain is generally arid, the hills have mostly poor soil and support only cacti and succulent plants. During the rainy season the area turns unripe with vegetation and grass. The eastern part of the island is greener as it receives more rainfall. A 1994 survey has revealed several hundred indigenous species of plants including the naturalized varieties of flora; some growing in irrigated areas while the dry areas are dominated by the cacti variety. Sea grapes and palm trees are a common sight with mangroves and shrubs surviving in the saline coastal swamps. Coconut palm was brought to the island from the Pacific islands. Important plants noted on the island are:
Which half of the island is usually greener due to more rainfall?
{ "text": [ "The eastern part" ], "answer_start": [ 183 ] }
5733759bd058e614000b5b58
Saint_Barth%C3%A9lemy
As the terrain is generally arid, the hills have mostly poor soil and support only cacti and succulent plants. During the rainy season the area turns unripe with vegetation and grass. The eastern part of the island is greener as it receives more rainfall. A 1994 survey has revealed several hundred indigenous species of plants including the naturalized varieties of flora; some growing in irrigated areas while the dry areas are dominated by the cacti variety. Sea grapes and palm trees are a common sight with mangroves and shrubs surviving in the saline coastal swamps. Coconut palm was brought to the island from the Pacific islands. Important plants noted on the island are:
A 1994 found how many different species of plants native to the island?
{ "text": [ "several hundred" ], "answer_start": [ 282 ] }
5733759bd058e614000b5b59
Saint_Barth%C3%A9lemy
As the terrain is generally arid, the hills have mostly poor soil and support only cacti and succulent plants. During the rainy season the area turns unripe with vegetation and grass. The eastern part of the island is greener as it receives more rainfall. A 1994 survey has revealed several hundred indigenous species of plants including the naturalized varieties of flora; some growing in irrigated areas while the dry areas are dominated by the cacti variety. Sea grapes and palm trees are a common sight with mangroves and shrubs surviving in the saline coastal swamps. Coconut palm was brought to the island from the Pacific islands. Important plants noted on the island are:
What besides palm trees is a common plant to see in St. Barts?
{ "text": [ "Sea grapes" ], "answer_start": [ 461 ] }
5733759bd058e614000b5b5a
Saint_Barth%C3%A9lemy
As the terrain is generally arid, the hills have mostly poor soil and support only cacti and succulent plants. During the rainy season the area turns unripe with vegetation and grass. The eastern part of the island is greener as it receives more rainfall. A 1994 survey has revealed several hundred indigenous species of plants including the naturalized varieties of flora; some growing in irrigated areas while the dry areas are dominated by the cacti variety. Sea grapes and palm trees are a common sight with mangroves and shrubs surviving in the saline coastal swamps. Coconut palm was brought to the island from the Pacific islands. Important plants noted on the island are:
Where was the coconut palm brought to St. Barts from?
{ "text": [ "the Pacific islands" ], "answer_start": [ 616 ] }
573376314776f41900660b2f
Saint_Barth%C3%A9lemy
other trees of note include the royal palm, sea grape trees in the form of shrubs on the beaches and as 5 to 7 m trees in the interior areas of the island, aloe or aloe vera (brought from the Mediterranean), the night blooming cereus, mamillaria nivosa, yellow prickly pear or barbary fig which was planted as barbed wire defences against invading British army in 1773, Mexican cactus, stapelia gigantea, golden trumpet or yellow bell which was originally from South America, bougainvillea and others.
What plant was brought to St. Barts from the Mediterranean?
{ "text": [ "aloe or aloe vera" ], "answer_start": [ 156 ] }
573376314776f41900660b30
Saint_Barth%C3%A9lemy
other trees of note include the royal palm, sea grape trees in the form of shrubs on the beaches and as 5 to 7 m trees in the interior areas of the island, aloe or aloe vera (brought from the Mediterranean), the night blooming cereus, mamillaria nivosa, yellow prickly pear or barbary fig which was planted as barbed wire defences against invading British army in 1773, Mexican cactus, stapelia gigantea, golden trumpet or yellow bell which was originally from South America, bougainvillea and others.
What is the name of the night blooming flower on St. Barts?
{ "text": [ "cereus" ], "answer_start": [ 227 ] }
573376314776f41900660b31
Saint_Barth%C3%A9lemy
other trees of note include the royal palm, sea grape trees in the form of shrubs on the beaches and as 5 to 7 m trees in the interior areas of the island, aloe or aloe vera (brought from the Mediterranean), the night blooming cereus, mamillaria nivosa, yellow prickly pear or barbary fig which was planted as barbed wire defences against invading British army in 1773, Mexican cactus, stapelia gigantea, golden trumpet or yellow bell which was originally from South America, bougainvillea and others.
Where was the plant yellow bell brought from?
{ "text": [ "South America" ], "answer_start": [ 461 ] }
573376314776f41900660b32
Saint_Barth%C3%A9lemy
other trees of note include the royal palm, sea grape trees in the form of shrubs on the beaches and as 5 to 7 m trees in the interior areas of the island, aloe or aloe vera (brought from the Mediterranean), the night blooming cereus, mamillaria nivosa, yellow prickly pear or barbary fig which was planted as barbed wire defences against invading British army in 1773, Mexican cactus, stapelia gigantea, golden trumpet or yellow bell which was originally from South America, bougainvillea and others.
When did the british army invade the island?
{ "text": [ "1773" ], "answer_start": [ 364 ] }
573376314776f41900660b33
Saint_Barth%C3%A9lemy
other trees of note include the royal palm, sea grape trees in the form of shrubs on the beaches and as 5 to 7 m trees in the interior areas of the island, aloe or aloe vera (brought from the Mediterranean), the night blooming cereus, mamillaria nivosa, yellow prickly pear or barbary fig which was planted as barbed wire defences against invading British army in 1773, Mexican cactus, stapelia gigantea, golden trumpet or yellow bell which was originally from South America, bougainvillea and others.
What type of fig grows on the island?
{ "text": [ "barbary" ], "answer_start": [ 277 ] }
5733796c4776f41900660b61
Saint_Barth%C3%A9lemy
marine mammals are many, such as the dolphins, porpoises and whales, which are seen here during the migration period from December till May. Turtles are a common sight along the coastline of the island. They are a protected species and in the endangered list. It is stated that it will take 15–50 years for this species to attain reproductive age. Though they live in the sea, the females come to the shore to lay eggs and are protected by private societies. Three species of turtles are particularly notable. These are: The leatherback sea turtles which have leather skin instead of a shell and are the largest of the type found here, some times measuring a much as 3 m (average is about 1.5 m) and weighing about 450 kg (jellyfish is their favourite diet); the hawksbill turtles, which have hawk-like beaks and found near reefs, generally about 90 cm in diameter and weigh about 60 kg and their diet consists of crabs and snails; and the green turtles, herbivores which have rounded heads, generally about 90 cm in diameter and live amidst tall sea grasses.
When is the end of the dolphin migration period in St. Barts?
{ "text": [ "May" ], "answer_start": [ 136 ] }
5733796c4776f41900660b62
Saint_Barth%C3%A9lemy
marine mammals are many, such as the dolphins, porpoises and whales, which are seen here during the migration period from December till May. Turtles are a common sight along the coastline of the island. They are a protected species and in the endangered list. It is stated that it will take 15–50 years for this species to attain reproductive age. Though they live in the sea, the females come to the shore to lay eggs and are protected by private societies. Three species of turtles are particularly notable. These are: The leatherback sea turtles which have leather skin instead of a shell and are the largest of the type found here, some times measuring a much as 3 m (average is about 1.5 m) and weighing about 450 kg (jellyfish is their favourite diet); the hawksbill turtles, which have hawk-like beaks and found near reefs, generally about 90 cm in diameter and weigh about 60 kg and their diet consists of crabs and snails; and the green turtles, herbivores which have rounded heads, generally about 90 cm in diameter and live amidst tall sea grasses.
When is the beggining of the whale migration season?
{ "text": [ "December" ], "answer_start": [ 122 ] }
5733796c4776f41900660b63
Saint_Barth%C3%A9lemy
marine mammals are many, such as the dolphins, porpoises and whales, which are seen here during the migration period from December till May. Turtles are a common sight along the coastline of the island. They are a protected species and in the endangered list. It is stated that it will take 15–50 years for this species to attain reproductive age. Though they live in the sea, the females come to the shore to lay eggs and are protected by private societies. Three species of turtles are particularly notable. These are: The leatherback sea turtles which have leather skin instead of a shell and are the largest of the type found here, some times measuring a much as 3 m (average is about 1.5 m) and weighing about 450 kg (jellyfish is their favourite diet); the hawksbill turtles, which have hawk-like beaks and found near reefs, generally about 90 cm in diameter and weigh about 60 kg and their diet consists of crabs and snails; and the green turtles, herbivores which have rounded heads, generally about 90 cm in diameter and live amidst tall sea grasses.
What protected species is a common sight along the beaches of St. Barts?
{ "text": [ "Turtles" ], "answer_start": [ 141 ] }