Datasets:
mstz
/
heloc

Dataset card Data Studio Files Community
Search is not available for this dataset
estimate_of_risk
int8
-9
94
months_since_first_trade
int32
-9
803
months_since_last_trade
int32
-9
383
average_duration_of_resolution
int32
-9
383
number_of_satisfactory_trades
int16
-9
79
nr_trades_insolvent_for_over_60_days
int16
-9
19
nr_trades_insolvent_for_over_90_days
int16
-9
19
percentage_of_legal_trades
int16
-9
100
months_since_last_illegal_trade
int32
-9
83
maximum_illegal_trades_over_last_year
int8
-9
9
maximum_illegal_trades
int16
-9
8
nr_total_trades
int16
-9
104
nr_trades_initiated_in_last_year
int16
-9
19
percentage_of_installment_trades
int16
-9
100
months_since_last_inquiry_not_recent
int16
-9
24
nr_inquiries_in_last_6_months
int16
-9
66
nr_inquiries_in_last_6_months_not_recent
int16
-9
66
net_fraction_of_revolving_burden
int32
-9
232
net_fraction_of_installment_burden
int32
-9
471
nr_revolving_trades_with_balance
int16
-9
32
nr_installment_trades_with_balance
int16
-9
23
nr_banks_with_high_ratio
int16
-9
18
percentage_trades_with_balance
int16
-9
100
is_at_risk
class label
2 classes
75
189
7
61
27
2
0
90
22
6
5
29
2
62
-7
0
0
0
110
1
6
0
70
0no
68
220
3
87
13
2
1
75
36
6
2
16
1
75
-7
4
4
0
62
0
2
-8
40
1yes
76
186
1
83
21
0
0
96
11
4
6
25
4
28
-7
2
2
12
-8
3
-8
0
44
0no
85
132
7
62
29
0
0
100
-7
6
7
29
2
21
-7
0
0
1
79
3
3
0
67
0no
87
-8
18
102
11
0
0
100
-7
7
8
11
0
9
-7
0
0
47
6
1
1
0
50
1yes
85
177
2
84
30
0
0
100
-7
7
8
35
1
33
-7
2
2
12
74
2
5
0
47
0no
63
163
7
42
17
1
1
89
25
6
2
20
3
44
-7
0
0
58
87
4
4
2
100
1yes
82
240
4
103
23
0
0
92
28
6
6
26
3
50
-7
1
1
9
88
2
2
0
50
0no
66
207
20
100
33
0
0
91
5
4
6
33
0
39
-7
0
0
51
81
9
2
2
79
1yes
71
276
5
60
13
1
1
100
-7
6
8
13
1
46
-7
1
1
24
-8
3
1
0
57
1yes
79
120
1
51
28
0
0
97
-8
6
6
29
3
45
-7
5
5
27
96
2
3
0
71
0no
75
129
3
70
22
0
0
96
44
6
6
23
3
13
-7
1
1
47
11
3
2
0
71
0no
88
228
16
70
22
0
0
100
-7
7
8
22
0
41
-7
0
0
0
-8
1
2
0
38
0no
88
242
14
101
64
0
0
100
-7
7
8
69
0
23
-7
0
0
2
15
2
3
0
26
0no
67
123
8
53
17
0
0
94
-8
6
6
18
2
39
-7
1
1
53
39
6
3
2
82
1yes
59
153
18
89
31
2
0
79
0
4
5
38
0
24
-7
0
0
61
23
9
2
2
79
1yes
76
134
11
67
28
0
0
100
-7
7
8
28
1
21
-7
0
0
62
14
3
2
1
83
1yes
67
158
2
47
28
0
0
100
-7
6
7
29
2
45
-7
1
1
42
69
7
5
5
67
1yes
65
146
7
58
29
1
1
97
-8
6
6
33
1
39
-7
5
5
7
88
1
2
0
33
1yes
65
188
6
112
14
0
0
87
2
4
6
15
1
53
-7
0
0
91
78
2
2
1
100
1yes
78
225
25
114
31
0
0
100
-7
7
8
33
0
30
-7
1
1
56
21
7
3
2
73
1yes
60
60
13
27
6
0
0
88
2
4
6
8
0
63
-7
4
4
60
92
1
3
-8
80
1yes
86
202
9
68
21
0
0
100
-7
7
8
21
1
29
-7
0
0
0
-8
0
2
0
25
0no
83
54
8
24
5
0
0
100
-7
7
8
6
2
50
-7
0
0
5
39
1
2
0
100
0no
84
184
32
97
25
0
0
96
45
6
6
25
0
32
-7
0
0
0
-8
0
1
-8
33
1yes
69
73
4
34
9
1
1
100
-7
6
8
9
2
44
9
0
0
32
84
3
3
1
86
0no
72
195
28
90
22
0
0
100
-7
7
8
22
0
14
8
0
0
48
-8
9
-8
4
69
1yes
65
193
1
59
6
2
2
100
-7
6
8
7
1
0
1
4
3
75
-8
2
-8
1
50
1yes
86
205
5
98
30
0
0
100
-7
7
8
31
3
10
8
0
0
5
3
3
2
0
40
0no
68
210
3
68
25
0
0
100
-7
7
8
26
3
31
3
2
2
65
97
8
2
5
67
1yes
90
230
9
84
26
0
0
100
-7
7
8
28
2
57
9
0
0
1
85
1
3
0
44
0no
83
256
28
100
31
0
0
100
-7
7
8
34
0
26
21
0
0
14
-8
3
2
1
56
1yes
68
214
3
78
8
1
0
89
9
3
5
9
2
22
-8
0
0
43
-8
3
1
1
67
0no
89
222
12
136
20
0
0
100
-7
7
8
22
0
36
20
0
0
0
-8
0
1
0
17
0no
62
98
4
60
24
0
0
84
3
4
6
25
1
32
7
0
0
75
96
3
2
1
56
1yes
63
173
11
89
36
0
0
97
49
6
6
36
1
3
0
1
1
86
-8
13
1
11
78
1yes
80
250
5
92
40
0
0
100
-7
7
8
42
3
17
0
2
2
19
-8
7
1
1
45
1yes
80
220
28
79
25
0
0
100
-7
7
8
29
0
41
16
0
0
51
49
4
5
1
69
0no
87
220
22
143
28
0
0
100
-7
7
8
30
0
27
-8
0
0
13
-8
4
1
0
71
0no
-9
24
24
24
1
3
3
100
-7
0
8
1
0
100
3
1
1
-8
-8
-8
-8
-8
-8
1yes
84
166
7
92
10
0
0
100
-7
7
8
10
1
40
6
0
0
44
83
2
2
0
80
0no
64
90
3
44
31
0
0
100
-7
7
8
34
1
38
6
1
1
50
87
9
4
5
93
1yes
76
210
1
108
57
0
0
100
-7
7
8
61
3
56
0
4
4
51
51
7
9
4
84
1yes
79
121
18
75
22
1
0
96
70
6
5
24
0
58
19
0
0
7
42
2
2
0
44
0no
66
128
7
63
48
1
0
93
23
6
5
55
6
40
1
2
1
39
77
7
2
1
77
0no
84
325
2
107
13
0
0
100
-7
7
8
14
2
29
1
1
1
19
98
4
3
0
70
1yes
60
80
7
33
6
1
1
71
30
6
4
7
1
43
6
0
0
92
-8
2
1
-8
100
1yes
76
432
14
115
24
0
0
96
7
4
6
24
0
21
0
4
4
13
-8
7
2
0
63
0no
56
44
2
24
12
3
2
88
11
4
3
17
4
29
0
11
11
9
96
1
3
1
33
1yes
68
177
2
70
32
0
0
97
16
6
6
46
2
60
1
2
2
85
-8
5
12
5
100
0no
81
161
2
93
22
1
0
96
73
6
5
24
2
50
5
0
0
3
-8
2
2
1
50
0no
70
142
2
56
17
1
0
89
34
6
5
19
2
37
2
1
1
52
63
4
3
2
67
0no
57
192
5
75
35
0
0
89
5
4
6
37
5
41
5
0
0
81
92
6
2
2
90
1yes
84
166
5
66
27
0
0
100
-7
7
8
29
2
28
2
1
1
10
86
4
3
0
88
0no
79
132
6
62
22
0
0
100
-7
7
8
24
3
21
-8
0
0
56
-8
3
-8
0
50
0no
83
182
18
89
8
0
0
100
-7
7
8
8
0
13
0
4
4
28
-8
1
-8
0
20
1yes
71
172
5
74
18
0
0
95
52
6
6
19
3
16
4
1
1
55
36
4
2
2
89
1yes
66
188
5
77
7
1
0
75
48
6
5
8
1
25
5
0
0
99
-8
1
-8
-8
100
1yes
67
226
33
128
4
3
3
83
15
6
6
6
0
50
0
2
2
0
-8
0
1
-8
50
1yes
81
194
11
91
17
0
0
100
-7
7
8
17
1
41
3
2
2
79
50
1
1
1
100
0no
80
158
7
58
25
0
0
100
-7
6
7
26
1
19
13
0
0
19
80
2
2
1
50
0no
65
192
6
79
22
3
2
78
44
6
2
27
3
26
8
1
0
59
80
7
2
2
90
0no
72
242
6
68
15
0
0
87
5
4
6
16
1
73
7
0
0
0
8
0
2
0
50
0no
83
241
40
213
26
0
0
100
-7
7
8
27
0
26
5
0
0
32
-8
5
1
1
75
0no
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
1yes
86
255
3
90
25
0
0
96
59
6
6
26
2
46
8
0
0
1
85
3
2
0
42
0no
68
27
0
15
12
0
0
100
-7
7
8
13
5
31
0
6
5
14
72
3
3
0
67
1yes
80
186
4
83
29
0
0
100
-7
7
8
30
3
23
11
0
0
35
-8
5
1
1
50
0no
86
348
11
109
20
0
0
100
-7
7
8
20
1
40
8
0
0
4
82
3
3
0
86
0no
75
258
2
79
21
1
1
96
41
6
2
24
4
29
2
1
1
3
62
2
2
0
45
1yes
88
166
17
84
12
0
0
100
-7
7
8
12
0
17
13
0
0
0
-8
0
1
0
25
0no
89
431
12
119
23
0
0
100
-7
7
8
23
0
43
12
0
0
6
32
4
3
0
54
0no
65
206
5
68
30
0
0
97
6
4
6
68
1
39
1
1
1
63
73
6
3
1
100
1yes
78
221
4
108
13
0
0
100
-7
7
8
15
1
40
3
4
4
90
-8
2
2
2
80
0no
83
107
3
60
24
0
0
100
-7
7
8
24
3
42
3
1
1
28
95
1
3
0
80
0no
60
123
5
52
13
4
3
73
8
0
2
15
3
33
6
0
0
26
-8
2
1
0
50
1yes
66
43
4
24
21
0
0
100
-7
7
8
21
5
33
0
5
5
37
83
4
2
1
58
0no
67
109
25
72
8
0
0
75
2
4
6
8
0
13
4
1
1
26
-8
1
1
0
67
1yes
67
199
3
84
24
1
1
100
-7
6
8
24
2
33
0
1
1
81
85
3
3
3
86
1yes
88
422
13
127
23
0
0
100
-7
7
8
24
0
17
0
2
2
2
-8
2
1
0
38
0no
87
178
3
91
22
0
0
100
-7
7
8
24
2
29
2
6
6
7
68
2
2
0
44
1yes
64
146
5
45
19
0
0
95
-7
5
7
20
3
10
2
2
2
84
-8
13
1
4
100
1yes
81
232
23
163
13
1
1
93
45
6
2
14
0
36
23
0
0
0
-8
1
1
0
50
0no
78
228
19
90
31
0
0
97
25
6
6
34
0
12
-8
0
0
24
-8
8
1
0
82
1yes
68
172
3
74
23
1
0
92
5
3
5
28
4
28
2
2
2
6
98
1
2
0
25
0no
84
212
11
82
13
0
0
87
55
6
6
15
1
47
10
0
0
5
-8
1
1
0
67
1yes
64
199
4
70
32
2
1
91
7
4
2
34
3
53
11
0
0
54
100
1
3
1
57
1yes
62
104
2
49
21
0
0
100
-7
7
8
24
2
26
1
3
3
67
13
7
2
3
60
1yes
90
214
9
110
20
0
0
100
-7
7
8
22
2
9
-8
0
0
6
-8
2
-8
0
25
1yes
77
215
3
80
17
0
0
89
22
6
6
18
2
11
0
4
4
2
-8
3
1
0
33
0no
54
266
5
99
54
0
0
96
11
4
6
56
2
43
2
3
3
58
67
12
6
3
69
1yes
86
168
1
68
32
0
0
100
-7
7
8
47
5
30
4
2
2
5
-8
3
2
0
36
0no
60
73
8
74
10
0
0
50
7
4
6
10
1
30
8
0
0
36
-8
2
-8
1
29
1yes
88
170
3
87
14
0
0
100
-7
7
8
15
1
29
2
1
1
1
97
1
2
0
67
0no
87
441
2
103
22
0
0
100
-7
7
8
23
3
48
3
2
2
3
83
1
3
0
33
0no
78
95
2
46
30
0
0
100
-7
7
8
32
3
44
7
0
0
32
110
2
6
0
67
1yes
72
179
2
57
30
0
0
100
-7
7
8
31
2
42
2
1
1
50
91
7
4
3
73
0no
93
280
13
121
6
0
0
100
-7
7
8
6
0
50
13
0
0
0
-8
0
1
0
33
0no
79
202
2
74
29
0
0
93
72
6
6
30
3
13
0
2
2
7
85
5
2
0
58
1yes
58
247
2
62
30
0
0
94
1
4
6
32
4
34
9
0
0
62
70
5
2
2
89
1yes