Datasets:

AnguloM
/

loan_data

credit.policy int64 0 1	purpose stringclasses 7 values	int.rate float64 0.06 0.22	installment float64 15.7 940	log.annual.inc float64 7.55 14.5	dti float64 0 30	fico int64 612 827	days.with.cr.line float64 179 17.6k	revol.bal int64 0 1.21M	revol.util float64 0 119	inq.last.6mths int64 0 33	delinq.2yrs int64 0 13	pub.rec int64 0 5	not.fully.paid int64 0 1
1	debt_consolidation	0.1189	829.1	11.350407	19.48	737	5,639.958333	28,854	52.1	0	0	0	0
1	credit_card	0.1071	228.22	11.082143	14.29	707	2,760	33,623	76.7	0	0	0	0
1	debt_consolidation	0.1357	366.86	10.373491	11.63	682	4,710	3,511	25.6	1	0	0	0
1	debt_consolidation	0.1008	162.34	11.350407	8.1	712	2,699.958333	33,667	73.2	1	0	0	0
1	credit_card	0.1426	102.92	11.299732	14.97	667	4,066	4,740	39.5	0	1	0	0
1	credit_card	0.0788	125.13	11.904968	16.98	727	6,120.041667	50,807	51	0	0	0	0
1	debt_consolidation	0.1496	194.02	10.714418	4	667	3,180.041667	3,839	76.8	0	0	1	1
1	all_other	0.1114	131.22	11.0021	11.08	722	5,116	24,220	68.6	0	0	0	1
1	home_improvement	0.1134	87.19	11.407565	17.25	682	3,989	69,909	51.1	1	0	0	0
1	debt_consolidation	0.1221	84.12	10.203592	10	707	2,730.041667	5,630	23	1	0	0	0
1	debt_consolidation	0.1347	360.43	10.434116	22.09	677	6,713.041667	13,846	71	2	0	1	0
1	debt_consolidation	0.1324	253.58	11.835009	9.16	662	4,298	5,122	18.2	2	1	0	0
1	debt_consolidation	0.0859	316.11	10.933107	15.49	767	6,519.958333	6,068	16.7	0	0	0	0
1	small_business	0.0714	92.82	11.512925	6.5	747	4,384	3,021	4.8	0	1	0	0
1	debt_consolidation	0.0863	209.54	9.487972	9.73	727	1,559.958333	6,282	44.6	0	0	0	0
1	major_purchase	0.1103	327.53	10.738915	13.04	702	8,159.958333	5,394	53.4	1	0	0	0
1	all_other	0.1317	77.69	10.522773	2.26	672	3,895.958333	2,211	88.4	0	0	0	0
1	credit_card	0.0894	476.58	11.608236	7.07	797	6,510.958333	7,586	52.7	1	0	0	0
1	debt_consolidation	0.1039	584.12	10.491274	3.8	712	2,760	8,311	59.8	0	0	0	0
1	major_purchase	0.1513	173.65	11.0021	2.74	667	1,126.958333	591	84.4	3	0	0	0
1	all_other	0.08	188.02	11.225243	16.08	772	4,888.958333	29,797	23.2	1	0	0	0
1	all_other	0.0863	474.42	10.819778	2.59	797	11,951	5,656	27.6	0	0	0	0
1	credit_card	0.1355	339.6	11.512925	7.94	662	1,939.958333	21,162	57.7	0	0	0	0
1	credit_card	0.0788	484.85	11.736069	7.05	782	5,640.041667	16,931	34.6	1	0	0	0
1	debt_consolidation	0.1229	320.19	11.264464	8.8	672	3,760.958333	4,822	58.1	0	0	1	0
1	all_other	0.0901	159.03	12.429216	10	712	1,553.958333	14,354	36.6	0	2	0	0
1	all_other	0.0743	155.38	11.082143	0.28	802	4,649.958333	1,576	5.7	1	0	0	0
1	debt_consolidation	0.1375	255.43	9.998798	14.29	662	1,318.958333	4,175	51.5	0	1	0	0
1	all_other	0.0743	155.38	12.206073	0.28	772	4,516.958333	3,164	13.7	0	0	0	0
1	all_other	0.0743	155.38	12.206073	3.72	812	6,778.958333	85,607	0.7	0	0	0	0
1	debt_consolidation	0.0807	156.84	11.512925	2.3	742	3,148.958333	9,698	19.4	0	0	0	0
1	credit_card	0.1028	275.38	9.798127	6.4	692	7,469.958333	8,847	26.9	1	1	0	0
1	home_improvement	0.0743	155.38	11.918391	0	777	7,128.958333	6,053	19.5	0	0	0	0
1	home_improvement	0.0807	78.42	11.608236	11.33	762	6,059.958333	7,274	13.1	0	0	0	0
1	credit_card	0.087	158.3	11.225243	15.55	757	4,770	66,033	23	0	0	0	0
1	all_other	0.0743	155.38	11.461632	3.83	772	2,535	3,660	6.8	0	0	0	0
1	credit_card	0.0743	155.38	11.350407	0.31	787	3,540	216	0.6	0	0	0	0
1	credit_card	0.1122	164.23	11.289782	1.21	672	3,990	27,185	16.1	3	0	1	0
1	debt_consolidation	0.0996	161.25	10.778956	8.03	707	4,320	28,329	48.6	1	0	0	0
1	home_improvement	0.0933	159.77	12.100712	11.93	717	4,498.958333	60,568	39.2	1	0	0	0
1	home_improvement	0.0807	156.84	12.100712	5.55	742	4,019	40,934	26.3	0	0	0	0
1	debt_consolidation	0.0743	155.38	11.695247	2.29	777	3,540	8,379	16.9	0	0	0	0
1	small_business	0.087	94.98	10.126631	14.54	752	2,460	3,660	7.8	1	0	0	0
1	home_improvement	0.1028	97.2	12.206073	0	677	3,779.958333	0	0	0	1	0	0
1	credit_card	0.1122	164.23	10.308953	18.64	702	5,190	15,840	47.1	0	0	0	0
1	credit_card	0.0838	167.02	11.21182	14.37	797	5,610.958333	6,844	14.4	0	0	0	0
1	educational	0.0775	168.6	8.987197	3	762	6,659.958333	1,321	16.5	0	0	0	0
1	all_other	0.0838	160.72	10.373491	14.78	772	4,379	4,737	23.9	0	0	0	0
1	credit_card	0.0901	159.03	11.198215	9.96	722	3,089.958333	23,489	37.6	0	0	0	0
1	debt_consolidation	0.0743	178.69	11.736069	0.27	792	7,488.958333	2,817	10.2	0	0	0	0
1	credit_card	0.0743	155.38	10.714418	1.12	782	5,807	1,783	0	1	0	0	0
1	small_business	0.1028	323.98	10.217422	10.7	712	1,379	3,534	54.4	0	0	0	0
1	small_business	0.1059	813.65	10.778956	4.05	762	2,729.958333	2,422	23.3	0	0	0	0
1	educational	0.0996	112.87	9.510445	16.44	712	1,649.958333	2,864	41.1	1	0	0	0
1	debt_consolidation	0.1596	94.88	10.862838	12.57	627	1,409	3,075	92.3	1	0	0	0
1	small_business	0.1059	398.69	11.0021	17.12	747	14,008.95833	17,214	8.1	2	1	0	0
1	credit_card	0.1154	39.6	9.903488	2.04	662	1,139	1,153	75.8	2	0	0	0
1	credit_card	0.1343	678.08	11.884489	10.15	682	4,209.958333	41,674	74.1	0	0	0	1
1	credit_card	0.1249	401.37	11.225243	15	682	4,479	43,039	93.4	3	0	0	0
1	all_other	0.0964	205.45	11.0021	7.72	712	2,293.958333	3,362	69.3	0	0	0	0
1	debt_consolidation	0.1186	397.75	11.082143	7.14	682	8,730	11,868	71.9	0	2	0	0
1	all_other	0.0743	155.38	10.596635	2.55	772	8,189.958333	2,562	14	2	0	0	0
1	all_other	0.1028	113.39	9.903488	1.5	682	1,410	1,882	32.4	0	0	0	0
1	debt_consolidation	0.1186	99.44	10.495515	7.47	667	2,550	1,064	70.9	2	0	1	0
1	credit_card	0.0807	109.79	11.492723	8.52	752	4,979.958333	6,432	6	0	1	0	0
1	all_other	0.1059	32.55	10.433822	14.47	687	1,110	4,485	36.9	1	0	0	1
1	all_other	0.0996	112.87	11.264464	11.06	702	4,979.958333	16,310	20.5	0	1	0	0
1	debt_consolidation	0.0964	160.51	11.77529	8.55	712	5,940	20,969	40.2	0	0	0	0
1	debt_consolidation	0.1375	340.57	10.463103	17.38	707	2,699.958333	22,213	65.9	0	0	0	0
1	home_improvement	0.0775	156.11	12.323856	6.48	752	5,339.958333	2,160	2.3	1	0	0	0
1	credit_card	0.0743	155.38	11.156251	4.56	812	9,809	813	1	0	0	0	0
1	home_improvement	0.0807	235.25	11.918391	2.72	757	5,202	23,678	24.4	4	0	0	0
1	debt_consolidation	0.0996	257.99	10.778956	15.13	722	2,640	11,289	47.8	3	0	0	0
1	small_business	0.1501	225.37	12.269047	6.45	677	6,240	56,411	75.3	0	0	0	1
1	home_improvement	0.0964	80.26	11.225243	20	772	4,920.958333	269	3.8	3	0	0	1
1	home_improvement	0.128	84	10.373491	20	682	5,492	3,408	35.1	1	0	0	1
1	debt_consolidation	0.1122	507.46	10.596635	13.5	712	5,368.958333	6,513	34.3	3	0	1	1
1	educational	0.0743	124.31	10.596635	3.45	772	1,739.958333	330	11	0	0	0	0
1	credit_card	0.087	63.32	11.156251	6.07	712	2,550	5,967	19.8	1	0	0	0
1	all_other	0.1091	130.79	9.798127	18	707	2,192	5,533	79.6	1	0	0	0
1	home_improvement	0.0775	93.67	11.736069	2.14	762	8,370	21,050	1	0	0	0	0
1	all_other	0.0775	93.67	10.819778	5.35	762	8,370	21,050	0.7	0	0	0	0
1	all_other	0.087	88.65	11.695247	15	742	3,026	8,155	14.9	1	0	0	0
1	all_other	0.0964	128.41	11.512925	15	722	3,026	8,155	14.9	1	0	0	0
1	home_improvement	0.087	94.98	11.03489	12.23	737	2,729.958333	3,678	30.7	0	0	0	0
1	debt_consolidation	0.1217	179.8	10.463103	7.1	662	2,944	2,040	36.2	2	0	0	0
1	credit_card	0.1533	444.05	11.0021	19.52	667	2,700.958333	33,074	68.8	2	0	0	0
1	all_other	0.0775	124.89	11.031659	3.46	747	2,519	1,918	17.1	0	0	0	0
1	credit_card	0.1533	644.3	11.407565	5.24	662	1,770	22,379	62.2	0	0	0	0
1	small_business	0.0964	642.02	11.472103	2.86	737	2,190	10,296	42.5	0	0	0	1
1	small_business	0.1154	104.76	9.615805	12.24	672	1,289.958333	2,867	55.1	3	0	0	1
1	debt_consolidation	0.1122	157.66	10.308953	12.36	682	1,770	12,310	86.1	0	0	0	0
1	debt_consolidation	0.087	383.87	11.918391	4.8	767	13,349.95833	61,921	39.1	0	0	0	0
1	credit_card	0.1122	217.6	11.385092	18	702	3,725	16,738	26.1	2	0	0	0
1	all_other	0.0807	297.99	11.05089	3.49	792	5,939	40,384	9.2	1	0	0	0
1	debt_consolidation	0.0775	156.11	10.714418	5	762	2,131	1,359	5.6	2	0	0	0
1	debt_consolidation	0.1154	329.95	12.323856	20	727	10,292	107,501	44.8	2	0	0	0
1	all_other	0.0807	313.67	12.061047	0.72	787	8,010	3,054	5.6	3	0	0	0
1	all_other	0.0807	297.99	11.407565	2.44	792	8,717.958333	40,384	9.6	0	0	0	0
1	home_improvement	0.0933	239.65	11.440355	9.66	792	4,529	128,000	0	3	0	0	0

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Loan Data

This dataset contains information about loan applications, including details about applicants' credit history, income, and loan purposes.
The data is used for the analysis and prediction of loan approval outcomes.

Dataset Description

The dataset includes the following columns:

credit.policy: Whether the applicant meets the credit policy criteria (1 = approved, 0 = denied).
purpose: The purpose of the loan (e.g., "credit_card", "debt_consolidation", "home_improvement", etc.).
int.rate: Interest rate of the loan.
installment: Monthly installment amount.
log.annual.inc: Log-transformed annual income.
dti: Debt-to-income ratio.
fico: FICO credit score of the applicant.
days.with.cr.line: Number of days the applicant has had a credit line.
revol.bal: Revolving balance.
revol.util: Revolving credit utilization.
inq.last.6mths: Number of inquiries in the last 6 months.
delinq.2yrs: Number of delinquencies in the last 2 years.
pub.rec: Number of public records (e.g., bankruptcies, foreclosures).

Dataset Source

This dataset was obtained from Kaggle:

Loan Data on Kaggle

License Information

The dataset is released under the Database Contents License (DbCL) v1.0.
Key Points of the License:

Freedom to use: You are free to use the data for commercial and non-commercial purposes.
Modifications and Redistribution: You can modify and redistribute the data, as long as the original source is attributed.
No Copyright on Facts: The facts in the dataset are not covered by copyright.
No Warranty: The dataset is provided "as is" without any warranty of accuracy, fitness for a particular purpose, or any other guarantee.

Full License Text

The full Database Contents License (DbCL) v1.0 text is available here: Open Data Commons - DbCL.

Acknowledgements

Please note that you are using this dataset at your own risk and the dataset is provided without warranties.

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