credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | debt_consolidation | 0.0712 | 61.87 | 11.67844 | 0.43 | 772 | 5,936 | 4,709 | 18.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1186 | 94.47 | 10.714418 | 2.8 | 667 | 5,460 | 2,850 | 75 | 0 | 1 | 0 | 0 |
1 | small_business | 0.1501 | 73.68 | 11.472103 | 16.89 | 702 | 4,080 | 51 | 0 | 0 | 0 | 0 | 1 |
1 | home_improvement | 0.0807 | 313.67 | 11.918391 | 5.84 | 792 | 5,364.958333 | 37,152 | 3.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0933 | 543.2 | 11.225243 | 9.55 | 762 | 5,699.958333 | 3,839 | 16.6 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.0807 | 313.67 | 11.350407 | 3.11 | 797 | 5,363.958333 | 37,152 | 3.7 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1217 | 266.37 | 11.156251 | 10.2 | 672 | 3,598.958333 | 26,283 | 39.5 | 0 | 1 | 0 | 1 |
1 | debt_consolidation | 0.1028 | 210.6 | 10.714418 | 5.87 | 692 | 1,741.958333 | 5,607 | 42.2 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1249 | 234.15 | 10.043249 | 5.01 | 662 | 1,110 | 1,061 | 81.9 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1028 | 323.99 | 11.695247 | 14.4 | 722 | 4,679.958333 | 56,740 | 77.5 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1059 | 235.96 | 10.950807 | 7.22 | 712 | 5,519 | 40,598 | 77.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1438 | 352.22 | 11.184421 | 17.83 | 687 | 1,289.958333 | 3,815 | 6.5 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 117.31 | 11.695247 | 0 | 772 | 3,929.958333 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0712 | 64.96 | 11.608236 | 0.22 | 812 | 16,213 | 50 | 0.3 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1565 | 699.69 | 11.429544 | 1.53 | 667 | 3,603.958333 | 4,569 | 56.4 | 1 | 0 | 0 | 0 |
1 | educational | 0.1059 | 195.27 | 9.852194 | 8.15 | 692 | 3,089.958333 | 8,528 | 86.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1122 | 295.59 | 10.385914 | 22.15 | 747 | 2,788.958333 | 14,345 | 45.8 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1122 | 217.59 | 10.819778 | 18.38 | 707 | 3,359 | 113 | 2.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1375 | 263.09 | 11.03811 | 9.8 | 677 | 3,089.958333 | 12,231 | 81 | 3 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1467 | 248.43 | 10.950807 | 20.76 | 667 | 3,750 | 13,552 | 69.1 | 0 | 1 | 0 | 0 |
1 | credit_card | 0.1028 | 194.4 | 11.377106 | 10.6 | 692 | 2,489.958333 | 16,813 | 63.9 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1249 | 301.04 | 10.571317 | 5.08 | 667 | 3,690 | 26,233 | 62.9 | 3 | 0 | 1 | 1 |
1 | all_other | 0.0743 | 163.92 | 11.350407 | 2.64 | 782 | 9,210 | 5,760 | 16 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1028 | 150.66 | 10.727663 | 3.26 | 687 | 6,509.958333 | 105 | 35 | 1 | 1 | 0 | 1 |
1 | debt_consolidation | 0.1122 | 217.59 | 10.952559 | 13.77 | 682 | 2,160 | 11,490 | 95.7 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.1312 | 85.23 | 10.596635 | 20.67 | 692 | 5,250 | 17,641 | 30.5 | 3 | 1 | 0 | 0 |
1 | all_other | 0.1122 | 328.43 | 10.308953 | 20.4 | 742 | 3,270 | 0 | 0 | 3 | 0 | 0 | 0 |
1 | all_other | 0.0807 | 165.47 | 10.915088 | 12 | 797 | 8,790 | 12,430 | 19.2 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1091 | 140.6 | 10.491274 | 9.87 | 707 | 1,560 | 12,323 | 44 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1028 | 98.01 | 11.407565 | 9.13 | 697 | 3,300 | 38,624 | 97.8 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1217 | 166.48 | 9.21034 | 0 | 662 | 2,250 | 875 | 54.7 | 2 | 1 | 0 | 1 |
1 | small_business | 0.1249 | 284.32 | 11.350407 | 6.38 | 667 | 7,229.958333 | 1,196 | 12 | 3 | 4 | 0 | 0 |
1 | small_business | 0.1438 | 194.15 | 13.081541 | 2.4 | 697 | 2,759.958333 | 26,628 | 60.4 | 3 | 1 | 0 | 0 |
1 | all_other | 0.1028 | 138.51 | 10.341742 | 24.81 | 767 | 5,789.958333 | 6,752 | 24.6 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1249 | 70.25 | 9.433484 | 14.4 | 662 | 1,469 | 458 | 91.6 | 1 | 0 | 0 | 1 |
1 | credit_card | 0.0838 | 252.1 | 11.561716 | 9.71 | 752 | 3,508.958333 | 16,786 | 44.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0901 | 263.19 | 11.695247 | 12.16 | 742 | 9,719.958333 | 7,336 | 29.9 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0933 | 104.65 | 11.03489 | 3.83 | 702 | 3,690 | 7,089 | 41.9 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0807 | 172.53 | 10.896739 | 6.29 | 742 | 5,100 | 18,388 | 68.9 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0996 | 38.7 | 10.373491 | 1.13 | 677 | 1,920 | 613 | 76.6 | 2 | 0 | 0 | 0 |
1 | educational | 0.1249 | 100.35 | 10.279181 | 12.77 | 662 | 1,110 | 566 | 51.5 | 3 | 1 | 0 | 1 |
1 | debt_consolidation | 0.128 | 335.98 | 10.502324 | 18.92 | 682 | 2,219 | 9,166 | 50.4 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1091 | 163.49 | 10.571317 | 11.78 | 707 | 4,889 | 5,406 | 33.4 | 0 | 0 | 1 | 1 |
1 | all_other | 0.0996 | 32.25 | 10.463103 | 5.83 | 687 | 2,158.958333 | 1,188 | 3 | 2 | 0 | 0 | 1 |
1 | educational | 0.0996 | 96.75 | 9.798127 | 15.4 | 707 | 11,248.95833 | 12,003 | 40.4 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1059 | 72.42 | 11.0021 | 8.14 | 707 | 4,800 | 20,511 | 62 | 1 | 0 | 0 | 1 |
1 | small_business | 0.0964 | 90.68 | 11.156251 | 18 | 732 | 3,691 | 55,720 | 10 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0807 | 259.58 | 10.799576 | 9.89 | 772 | 9,870 | 7,744 | 17.1 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0964 | 169.32 | 11.156251 | 17.57 | 737 | 5,429.958333 | 51,761 | 38 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1154 | 205.4 | 10.714418 | 17.76 | 717 | 1,500 | 579 | 23.2 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1312 | 162.01 | 11.350407 | 16.87 | 707 | 9,059.958333 | 34,776 | 54.3 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1028 | 226.8 | 10.922335 | 10.05 | 692 | 1,890 | 8,047 | 33.8 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1059 | 162.73 | 9.615805 | 24.4 | 737 | 3,209.958333 | 0 | 0 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1154 | 158.38 | 10.126631 | 18.19 | 672 | 2,586 | 409 | 81.8 | 0 | 1 | 0 | 0 |
1 | small_business | 0.0901 | 795.11 | 10.950807 | 8.93 | 822 | 9,696.958333 | 185 | 0.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0996 | 158.83 | 11.338572 | 4.84 | 727 | 6,330 | 48,251 | 50.1 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1028 | 97.2 | 10.545341 | 19.93 | 687 | 2,580 | 772 | 96.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1154 | 263.97 | 10.819778 | 8.04 | 672 | 3,089 | 1,019 | 4.5 | 1 | 1 | 0 | 0 |
1 | small_business | 0.1091 | 404.62 | 10.751778 | 16.39 | 692 | 5,640 | 8,332 | 39.9 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0775 | 307.53 | 11.156251 | 9.09 | 797 | 6,089.958333 | 1,790 | 4.5 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.128 | 839.95 | 11.225243 | 24.85 | 722 | 6,330 | 62,739 | 74.7 | 3 | 0 | 0 | 1 |
1 | all_other | 0.1059 | 269.31 | 11.599103 | 24.01 | 767 | 4,665.958333 | 29,901 | 71.2 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1186 | 265.18 | 10.858999 | 11.31 | 667 | 1,560 | 5,867 | 74.3 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.0964 | 802.47 | 11.264464 | 0.8 | 732 | 2,129.958333 | 10,605 | 22.1 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1091 | 505.16 | 11.695247 | 16.97 | 697 | 9,659 | 57,196 | 44.5 | 3 | 0 | 0 | 1 |
1 | home_improvement | 0.0901 | 318.05 | 12.524526 | 2.97 | 712 | 4,919 | 481 | 80.2 | 2 | 0 | 0 | 1 |
1 | educational | 0.0838 | 315.12 | 10.308953 | 4.2 | 737 | 1,560 | 2,282 | 19 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1091 | 130.79 | 9.574983 | 8.92 | 672 | 1,140 | 3,614 | 61.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1059 | 227.82 | 11.058795 | 8.5 | 682 | 6,839.958333 | 14,930 | 79 | 1 | 0 | 1 | 0 |
1 | credit_card | 0.0996 | 643.36 | 11.661345 | 13.07 | 727 | 10,529.95833 | 33,989 | 82.9 | 0 | 0 | 0 | 0 |
1 | all_other | 0.147 | 51.78 | 10.126631 | 3.84 | 632 | 1,530 | 1,238 | 61.9 | 1 | 1 | 0 | 0 |
1 | educational | 0.0901 | 572.48 | 10.621327 | 15.37 | 747 | 7,500 | 4,746 | 18.5 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0775 | 149.87 | 9.952278 | 6.34 | 752 | 3,029 | 3,470 | 25.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0996 | 96.75 | 11.03489 | 11.98 | 682 | 1,799 | 12,640 | 83.2 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.0712 | 92.8 | 11.440355 | 0 | 812 | 8,250 | 368 | 1.2 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1091 | 192.09 | 11.09741 | 19.82 | 677 | 4,290 | 30,597 | 89.5 | 1 | 1 | 0 | 0 |
1 | all_other | 0.1154 | 593.92 | 10.203592 | 10.8 | 682 | 5,050 | 8,537 | 75.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1091 | 392.36 | 10.463103 | 15.74 | 692 | 1,500.041667 | 15,649 | 54.5 | 2 | 0 | 0 | 0 |
1 | educational | 0.0775 | 156.11 | 10.858999 | 9.55 | 767 | 12,960.04167 | 4,067 | 7.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1028 | 155.52 | 10.463103 | 7.51 | 687 | 2,795 | 5,836 | 68.7 | 0 | 0 | 1 | 0 |
1 | credit_card | 0.1028 | 485.99 | 11.385092 | 11.95 | 702 | 5,070 | 24,615 | 94.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1028 | 116.64 | 10.308953 | 7.88 | 687 | 5,130.041667 | 7,600 | 71.7 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1122 | 223.34 | 10.839581 | 18.68 | 682 | 1,889.041667 | 9,495 | 87.9 | 2 | 0 | 0 | 1 |
1 | credit_card | 0.0775 | 149.87 | 9.903488 | 10.26 | 757 | 6,330.041667 | 4,921 | 30.4 | 0 | 0 | 0 | 0 |
1 | educational | 0.1154 | 211.17 | 11.461632 | 1.83 | 667 | 3,421.041667 | 11,200 | 23.2 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0743 | 186.45 | 11.137301 | 6.11 | 777 | 7,440.041667 | 2,444 | 5.6 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0933 | 790.86 | 11.0021 | 0.82 | 767 | 2,100 | 916 | 6.8 | 0 | 0 | 0 | 0 |
1 | small_business | 0.0901 | 795.11 | 13.331002 | 3.83 | 782 | 3,660 | 148,829 | 6.6 | 5 | 0 | 0 | 1 |
1 | credit_card | 0.087 | 126.65 | 10.691945 | 18.71 | 747 | 3,630 | 3,209 | 12.6 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1091 | 294.27 | 11.289782 | 17.17 | 677 | 3,840.041667 | 7,570 | 82.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1091 | 404.62 | 11.289782 | 9.23 | 687 | 2,519 | 13,126 | 96.5 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1186 | 397.77 | 11.918391 | 20.48 | 687 | 4,452.041667 | 66,654 | 51.6 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0743 | 178.68 | 11.461632 | 1.2 | 812 | 16,259.04167 | 50 | 0.3 | 0 | 0 | 0 | 0 |
1 | educational | 0.1028 | 29.16 | 9.392662 | 16.7 | 687 | 2,069 | 3,084 | 65.6 | 3 | 0 | 0 | 1 |
1 | small_business | 0.0996 | 417.62 | 11.429544 | 6.48 | 712 | 5,610.041667 | 2,598 | 23.8 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1059 | 130.18 | 11.03489 | 17.81 | 682 | 6,330.041667 | 18,168 | 68.5 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1122 | 98.53 | 10.40135 | 22.79 | 682 | 9,389 | 24,218 | 85.3 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0807 | 15.69 | 9.798127 | 4.27 | 722 | 1,470 | 0 | 0 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1091 | 523.14 | 12.206073 | 10.7 | 697 | 7,320 | 72,303 | 73.7 | 1 | 0 | 0 | 0 |
1 | all_other | 0.087 | 557.23 | 11.938193 | 0.12 | 757 | 1,128.041667 | 1,032 | 5 | 0 | 0 | 0 | 0 |
Subsets and Splits