credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.0712
61.87
11.67844
0.43
772
5,936
4,709
18.5
0
0
0
0
1
all_other
0.1186
94.47
10.714418
2.8
667
5,460
2,850
75
0
1
0
0
1
small_business
0.1501
73.68
11.472103
16.89
702
4,080
51
0
0
0
0
1
1
home_improvement
0.0807
313.67
11.918391
5.84
792
5,364.958333
37,152
3.7
0
0
0
0
1
debt_consolidation
0.0933
543.2
11.225243
9.55
762
5,699.958333
3,839
16.6
1
0
0
0
1
home_improvement
0.0807
313.67
11.350407
3.11
797
5,363.958333
37,152
3.7
0
0
0
0
1
credit_card
0.1217
266.37
11.156251
10.2
672
3,598.958333
26,283
39.5
0
1
0
1
1
debt_consolidation
0.1028
210.6
10.714418
5.87
692
1,741.958333
5,607
42.2
0
0
0
0
1
all_other
0.1249
234.15
10.043249
5.01
662
1,110
1,061
81.9
3
0
0
0
1
debt_consolidation
0.1028
323.99
11.695247
14.4
722
4,679.958333
56,740
77.5
1
0
0
0
1
credit_card
0.1059
235.96
10.950807
7.22
712
5,519
40,598
77.3
1
0
0
0
1
debt_consolidation
0.1438
352.22
11.184421
17.83
687
1,289.958333
3,815
6.5
1
0
0
0
1
all_other
0.0743
117.31
11.695247
0
772
3,929.958333
0
0
1
0
0
0
1
debt_consolidation
0.0712
64.96
11.608236
0.22
812
16,213
50
0.3
0
0
0
0
1
small_business
0.1565
699.69
11.429544
1.53
667
3,603.958333
4,569
56.4
1
0
0
0
1
educational
0.1059
195.27
9.852194
8.15
692
3,089.958333
8,528
86.1
0
0
0
0
1
credit_card
0.1122
295.59
10.385914
22.15
747
2,788.958333
14,345
45.8
0
0
0
0
1
small_business
0.1122
217.59
10.819778
18.38
707
3,359
113
2.4
1
0
0
0
1
debt_consolidation
0.1375
263.09
11.03811
9.8
677
3,089.958333
12,231
81
3
0
0
1
1
debt_consolidation
0.1467
248.43
10.950807
20.76
667
3,750
13,552
69.1
0
1
0
0
1
credit_card
0.1028
194.4
11.377106
10.6
692
2,489.958333
16,813
63.9
0
0
0
0
1
debt_consolidation
0.1249
301.04
10.571317
5.08
667
3,690
26,233
62.9
3
0
1
1
1
all_other
0.0743
163.92
11.350407
2.64
782
9,210
5,760
16
0
0
0
0
1
all_other
0.1028
150.66
10.727663
3.26
687
6,509.958333
105
35
1
1
0
1
1
debt_consolidation
0.1122
217.59
10.952559
13.77
682
2,160
11,490
95.7
0
0
0
0
1
home_improvement
0.1312
85.23
10.596635
20.67
692
5,250
17,641
30.5
3
1
0
0
1
all_other
0.1122
328.43
10.308953
20.4
742
3,270
0
0
3
0
0
0
1
all_other
0.0807
165.47
10.915088
12
797
8,790
12,430
19.2
1
0
0
0
1
debt_consolidation
0.1091
140.6
10.491274
9.87
707
1,560
12,323
44
0
0
0
0
1
all_other
0.1028
98.01
11.407565
9.13
697
3,300
38,624
97.8
0
0
0
0
1
small_business
0.1217
166.48
9.21034
0
662
2,250
875
54.7
2
1
0
1
1
small_business
0.1249
284.32
11.350407
6.38
667
7,229.958333
1,196
12
3
4
0
0
1
small_business
0.1438
194.15
13.081541
2.4
697
2,759.958333
26,628
60.4
3
1
0
0
1
all_other
0.1028
138.51
10.341742
24.81
767
5,789.958333
6,752
24.6
2
0
0
0
1
debt_consolidation
0.1249
70.25
9.433484
14.4
662
1,469
458
91.6
1
0
0
1
1
credit_card
0.0838
252.1
11.561716
9.71
752
3,508.958333
16,786
44.7
0
0
0
0
1
all_other
0.0901
263.19
11.695247
12.16
742
9,719.958333
7,336
29.9
0
0
0
0
1
all_other
0.0933
104.65
11.03489
3.83
702
3,690
7,089
41.9
1
0
0
0
1
debt_consolidation
0.0807
172.53
10.896739
6.29
742
5,100
18,388
68.9
0
0
0
0
1
credit_card
0.0996
38.7
10.373491
1.13
677
1,920
613
76.6
2
0
0
0
1
educational
0.1249
100.35
10.279181
12.77
662
1,110
566
51.5
3
1
0
1
1
debt_consolidation
0.128
335.98
10.502324
18.92
682
2,219
9,166
50.4
1
0
0
0
1
all_other
0.1091
163.49
10.571317
11.78
707
4,889
5,406
33.4
0
0
1
1
1
all_other
0.0996
32.25
10.463103
5.83
687
2,158.958333
1,188
3
2
0
0
1
1
educational
0.0996
96.75
9.798127
15.4
707
11,248.95833
12,003
40.4
1
0
0
0
1
all_other
0.1059
72.42
11.0021
8.14
707
4,800
20,511
62
1
0
0
1
1
small_business
0.0964
90.68
11.156251
18
732
3,691
55,720
10
2
0
0
0
1
all_other
0.0807
259.58
10.799576
9.89
772
9,870
7,744
17.1
0
0
0
0
1
all_other
0.0964
169.32
11.156251
17.57
737
5,429.958333
51,761
38
1
0
0
0
1
credit_card
0.1154
205.4
10.714418
17.76
717
1,500
579
23.2
0
0
0
0
1
debt_consolidation
0.1312
162.01
11.350407
16.87
707
9,059.958333
34,776
54.3
0
0
0
1
1
debt_consolidation
0.1028
226.8
10.922335
10.05
692
1,890
8,047
33.8
0
0
0
0
1
all_other
0.1059
162.73
9.615805
24.4
737
3,209.958333
0
0
3
0
0
0
1
debt_consolidation
0.1154
158.38
10.126631
18.19
672
2,586
409
81.8
0
1
0
0
1
small_business
0.0901
795.11
10.950807
8.93
822
9,696.958333
185
0.5
0
0
0
0
1
debt_consolidation
0.0996
158.83
11.338572
4.84
727
6,330
48,251
50.1
2
0
0
0
1
all_other
0.1028
97.2
10.545341
19.93
687
2,580
772
96.5
0
0
0
0
1
debt_consolidation
0.1154
263.97
10.819778
8.04
672
3,089
1,019
4.5
1
1
0
0
1
small_business
0.1091
404.62
10.751778
16.39
692
5,640
8,332
39.9
2
0
0
0
1
all_other
0.0775
307.53
11.156251
9.09
797
6,089.958333
1,790
4.5
1
0
0
0
1
debt_consolidation
0.128
839.95
11.225243
24.85
722
6,330
62,739
74.7
3
0
0
1
1
all_other
0.1059
269.31
11.599103
24.01
767
4,665.958333
29,901
71.2
2
0
0
1
1
debt_consolidation
0.1186
265.18
10.858999
11.31
667
1,560
5,867
74.3
1
0
0
0
1
home_improvement
0.0964
802.47
11.264464
0.8
732
2,129.958333
10,605
22.1
1
0
0
0
1
debt_consolidation
0.1091
505.16
11.695247
16.97
697
9,659
57,196
44.5
3
0
0
1
1
home_improvement
0.0901
318.05
12.524526
2.97
712
4,919
481
80.2
2
0
0
1
1
educational
0.0838
315.12
10.308953
4.2
737
1,560
2,282
19
1
0
0
0
1
all_other
0.1091
130.79
9.574983
8.92
672
1,140
3,614
61.3
1
0
0
0
1
debt_consolidation
0.1059
227.82
11.058795
8.5
682
6,839.958333
14,930
79
1
0
1
0
1
credit_card
0.0996
643.36
11.661345
13.07
727
10,529.95833
33,989
82.9
0
0
0
0
1
all_other
0.147
51.78
10.126631
3.84
632
1,530
1,238
61.9
1
1
0
0
1
educational
0.0901
572.48
10.621327
15.37
747
7,500
4,746
18.5
2
0
0
0
1
all_other
0.0775
149.87
9.952278
6.34
752
3,029
3,470
25.5
0
0
0
0
1
all_other
0.0996
96.75
11.03489
11.98
682
1,799
12,640
83.2
0
0
0
0
1
home_improvement
0.0712
92.8
11.440355
0
812
8,250
368
1.2
0
0
0
0
1
credit_card
0.1091
192.09
11.09741
19.82
677
4,290
30,597
89.5
1
1
0
0
1
all_other
0.1154
593.92
10.203592
10.8
682
5,050
8,537
75.5
0
0
0
0
1
debt_consolidation
0.1091
392.36
10.463103
15.74
692
1,500.041667
15,649
54.5
2
0
0
0
1
educational
0.0775
156.11
10.858999
9.55
767
12,960.04167
4,067
7.3
0
0
0
0
1
debt_consolidation
0.1028
155.52
10.463103
7.51
687
2,795
5,836
68.7
0
0
1
0
1
credit_card
0.1028
485.99
11.385092
11.95
702
5,070
24,615
94.7
0
0
0
0
1
all_other
0.1028
116.64
10.308953
7.88
687
5,130.041667
7,600
71.7
0
0
1
0
1
debt_consolidation
0.1122
223.34
10.839581
18.68
682
1,889.041667
9,495
87.9
2
0
0
1
1
credit_card
0.0775
149.87
9.903488
10.26
757
6,330.041667
4,921
30.4
0
0
0
0
1
educational
0.1154
211.17
11.461632
1.83
667
3,421.041667
11,200
23.2
1
0
0
0
1
debt_consolidation
0.0743
186.45
11.137301
6.11
777
7,440.041667
2,444
5.6
3
0
0
0
1
debt_consolidation
0.0933
790.86
11.0021
0.82
767
2,100
916
6.8
0
0
0
0
1
small_business
0.0901
795.11
13.331002
3.83
782
3,660
148,829
6.6
5
0
0
1
1
credit_card
0.087
126.65
10.691945
18.71
747
3,630
3,209
12.6
0
0
0
0
1
credit_card
0.1091
294.27
11.289782
17.17
677
3,840.041667
7,570
82.3
0
0
0
0
1
debt_consolidation
0.1091
404.62
11.289782
9.23
687
2,519
13,126
96.5
0
0
1
0
1
debt_consolidation
0.1186
397.77
11.918391
20.48
687
4,452.041667
66,654
51.6
1
0
0
0
1
debt_consolidation
0.0743
178.68
11.461632
1.2
812
16,259.04167
50
0.3
0
0
0
0
1
educational
0.1028
29.16
9.392662
16.7
687
2,069
3,084
65.6
3
0
0
1
1
small_business
0.0996
417.62
11.429544
6.48
712
5,610.041667
2,598
23.8
1
0
0
0
1
credit_card
0.1059
130.18
11.03489
17.81
682
6,330.041667
18,168
68.5
2
0
0
0
1
all_other
0.1122
98.53
10.40135
22.79
682
9,389
24,218
85.3
2
0
0
0
1
all_other
0.0807
15.69
9.798127
4.27
722
1,470
0
0
0
0
0
0
1
credit_card
0.1091
523.14
12.206073
10.7
697
7,320
72,303
73.7
1
0
0
0
1
all_other
0.087
557.23
11.938193
0.12
757
1,128.041667
1,032
5
0
0
0
0