credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | debt_consolidation | 0.1218 | 666 | 11.617285 | 11.78 | 737 | 5,972.041667 | 28,749 | 53.9 | 4 | 0 | 0 | 0 |
0 | home_improvement | 0.1531 | 87.04 | 11.918391 | 22.82 | 667 | 4,110.041667 | 59,509 | 85.8 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1392 | 474.51 | 11.176053 | 24.05 | 717 | 3,210.041667 | 2,061 | 34.3 | 7 | 0 | 0 | 0 |
0 | all_other | 0.167 | 461.52 | 11.611865 | 11.7 | 667 | 8,100 | 4,040 | 91.8 | 5 | 2 | 1 | 0 |
0 | debt_consolidation | 0.1461 | 744.67 | 12.388394 | 13.86 | 697 | 4,470.041667 | 219,250 | 91.8 | 1 | 0 | 0 | 1 |
0 | educational | 0.1287 | 121.08 | 10.085809 | 3.4 | 707 | 1,380.041667 | 2,650 | 26.2 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1322 | 338.01 | 11.289782 | 16.84 | 697 | 3,570.041667 | 13,948 | 39 | 4 | 1 | 0 | 0 |
0 | debt_consolidation | 0.1322 | 253.51 | 10.703244 | 22.52 | 702 | 4,530.041667 | 7,202 | 34.5 | 4 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1218 | 466.2 | 10.73631 | 5.32 | 727 | 2,280.041667 | 11,781 | 37.8 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1287 | 67.27 | 10.085809 | 20.45 | 687 | 2,011.041667 | 7,946 | 78.7 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1287 | 840.83 | 11.289782 | 12.97 | 732 | 1,890 | 6,999 | 29.2 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1357 | 679.37 | 10.308953 | 9.44 | 712 | 5,390.041667 | 3,366 | 14 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1218 | 199.8 | 10.404263 | 4.51 | 727 | 3,570.041667 | 3,106 | 25.9 | 5 | 0 | 0 | 0 |
0 | credit_card | 0.1253 | 384.87 | 11.0021 | 11.56 | 722 | 3,614 | 25,088 | 75.6 | 5 | 0 | 0 | 1 |
0 | all_other | 0.1136 | 213.93 | 10.73422 | 2.43 | 702 | 2,070.041667 | 5,319 | 46.7 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1607 | 281.56 | 11.225243 | 20.56 | 677 | 4,080 | 21,166 | 72.7 | 7 | 0 | 0 | 0 |
0 | debt_consolidation | 0.0988 | 233.53 | 11.736069 | 7.97 | 727 | 4,350 | 7,248 | 40.5 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1273 | 671.33 | 11.225243 | 18.74 | 722 | 2,340.041667 | 32,837 | 64.8 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1062 | 390.72 | 11.589887 | 13.68 | 737 | 7,470.041667 | 17,042 | 46.7 | 5 | 1 | 0 | 0 |
0 | all_other | 0.1719 | 536.2 | 11.982929 | 19.94 | 662 | 4,440 | 226,936 | 94.7 | 0 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1062 | 398.86 | 11.156251 | 24.27 | 717 | 9,330.041667 | 74,403 | 68.8 | 1 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1843 | 691.03 | 11.127263 | 20.12 | 662 | 1,640.041667 | 1,890 | 19.1 | 5 | 4 | 0 | 0 |
0 | credit_card | 0.1533 | 362.22 | 11.127263 | 24.78 | 682 | 3,710 | 46,338 | 55.5 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1422 | 102.86 | 10.933107 | 24.32 | 717 | 4,230.041667 | 6,725 | 98.9 | 5 | 0 | 0 | 0 |
0 | credit_card | 0.1947 | 922.42 | 11.561716 | 19.81 | 662 | 3,380.041667 | 20,622 | 76.4 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1311 | 134.98 | 10.29553 | 2.35 | 682 | 4,530.041667 | 1,465 | 34.9 | 4 | 0 | 0 | 0 |
0 | credit_card | 0.0788 | 437.93 | 11.82041 | 15.87 | 757 | 6,720.041667 | 232,755 | 23 | 0 | 0 | 0 | 0 |
0 | all_other | 0.157 | 840.26 | 12.180755 | 11.42 | 702 | 7,290 | 79,524 | 92.7 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1062 | 146.52 | 10.621327 | 7.02 | 707 | 8,013 | 2,282 | 69.2 | 4 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1099 | 98.21 | 11.082143 | 19.57 | 687 | 7,350 | 237,551 | 36.9 | 0 | 0 | 0 | 0 |
0 | credit_card | 0.1099 | 425.56 | 11.571194 | 16.36 | 722 | 7,500.041667 | 22,354 | 65.6 | 4 | 0 | 0 | 0 |
0 | major_purchase | 0.2017 | 149.01 | 10.596635 | 12.39 | 677 | 3,140.041667 | 200 | 13.3 | 10 | 3 | 0 | 0 |
0 | debt_consolidation | 0.1273 | 335.67 | 10.404263 | 19.05 | 702 | 6,480.041667 | 8,853 | 37.5 | 4 | 0 | 1 | 0 |
0 | debt_consolidation | 0.1533 | 870.71 | 11.856515 | 23.82 | 707 | 4,800 | 259,128 | 94.4 | 0 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1136 | 625.32 | 10.985293 | 8.95 | 732 | 3,750.041667 | 18,995 | 62.9 | 4 | 0 | 0 | 0 |
0 | small_business | 0.1496 | 831.52 | 12.765688 | 11.38 | 717 | 8,520.041667 | 1,207,359 | 56 | 7 | 0 | 0 | 1 |
0 | small_business | 0.1348 | 542.79 | 12.611538 | 3.12 | 737 | 7,410.041667 | 211,931 | 10 | 7 | 2 | 0 | 1 |
0 | debt_consolidation | 0.1607 | 114.38 | 10.649986 | 16.64 | 672 | 5,910 | 11,854 | 71.9 | 7 | 0 | 1 | 0 |
0 | credit_card | 0.1422 | 244.28 | 11.561716 | 0.7 | 687 | 7,920.041667 | 505 | 9 | 6 | 1 | 0 | 0 |
0 | small_business | 0.1533 | 870.71 | 11.849398 | 23.81 | 712 | 7,775.041667 | 60,048 | 80.1 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1311 | 192.35 | 11.0021 | 5.72 | 692 | 10,236 | 2,077 | 1.1 | 4 | 3 | 0 | 1 |
0 | debt_consolidation | 0.1025 | 323.85 | 11.170435 | 13.98 | 732 | 3,750 | 6,639 | 43.6 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1348 | 468.16 | 10.972877 | 15.16 | 702 | 3,180.041667 | 14,466 | 50.2 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1311 | 236.22 | 10.857074 | 13.11 | 687 | 3,270 | 8,076 | 36.1 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1348 | 271.4 | 11.198215 | 12.44 | 682 | 4,230.041667 | 11,706 | 34.9 | 4 | 0 | 0 | 0 |
0 | all_other | 0.0788 | 78.21 | 10.819778 | 20.38 | 732 | 7,410.041667 | 16,150 | 32.6 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.157 | 262.59 | 10.668955 | 21.35 | 662 | 4,260.041667 | 9,659 | 84.7 | 4 | 0 | 0 | 0 |
0 | educational | 0.1607 | 147.82 | 9.862666 | 16.19 | 667 | 1,260.041667 | 4,445 | 53.5 | 4 | 0 | 0 | 1 |
0 | home_improvement | 0.1607 | 87.99 | 10.778956 | 14.2 | 667 | 4,080 | 1,530 | 36.4 | 7 | 0 | 0 | 1 |
0 | home_improvement | 0.2164 | 729.7 | 11.877569 | 8.63 | 667 | 8,280.041667 | 55,442 | 66.9 | 9 | 0 | 1 | 1 |
0 | all_other | 0.1459 | 137.86 | 10.085809 | 1.15 | 732 | 1,230.041667 | 972 | 11.3 | 5 | 0 | 0 | 0 |
0 | home_improvement | 0.1348 | 508.87 | 11.736069 | 16.85 | 707 | 7,440.041667 | 206,877 | 92.5 | 1 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1311 | 337.45 | 10.691945 | 23.62 | 702 | 3,780.041667 | 6,255 | 56.9 | 5 | 2 | 0 | 0 |
0 | debt_consolidation | 0.1385 | 545.67 | 11.77529 | 10.8 | 697 | 4,110 | 197,716 | 74.9 | 4 | 0 | 0 | 0 |
0 | small_business | 0.1533 | 870.71 | 11.842229 | 16.16 | 707 | 4,230.041667 | 56,909 | 49.8 | 5 | 0 | 0 | 0 |
0 | home_improvement | 0.1311 | 674.9 | 12.29225 | 9.94 | 717 | 5,730.041667 | 39,576 | 27.7 | 5 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1385 | 136.42 | 11.0021 | 18.18 | 677 | 3,423.041667 | 15,301 | 85 | 4 | 0 | 0 | 0 |
0 | credit_card | 0.1025 | 466.35 | 12.206073 | 13.97 | 722 | 6,120.041667 | 338,935 | 78.3 | 2 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1533 | 696.57 | 11.805595 | 17.21 | 682 | 2,790.041667 | 38,578 | 86.9 | 4 | 0 | 0 | 0 |
0 | credit_card | 0.1273 | 688.11 | 11.314475 | 21.13 | 732 | 5,881 | 35,227 | 54.3 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1867 | 547.36 | 11.407565 | 15.76 | 667 | 10,050.04167 | 13,255 | 88.4 | 7 | 0 | 0 | 0 |
0 | all_other | 0.0788 | 115.74 | 10.999095 | 10.17 | 722 | 4,410 | 11,586 | 61.6 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1348 | 508.87 | 10.933107 | 17.76 | 717 | 3,870.041667 | 8,760 | 28.2 | 6 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1099 | 556.5 | 11.225243 | 17.84 | 727 | 6,840.041667 | 18,753 | 29 | 4 | 0 | 0 | 1 |
0 | all_other | 0.1385 | 511.56 | 12.323856 | 12.33 | 687 | 6,420.041667 | 385,489 | 51.2 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1459 | 396.35 | 10.308953 | 21.04 | 697 | 3,390 | 26,117 | 78.4 | 6 | 0 | 0 | 1 |
0 | all_other | 0.2164 | 551.08 | 11.0021 | 24.06 | 662 | 1,800 | 16,441 | 49.8 | 9 | 0 | 0 | 1 |
0 | all_other | 0.1311 | 101.24 | 10.968198 | 8.23 | 687 | 2,790.041667 | 1,514 | 13.8 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1979 | 37.06 | 10.645425 | 22.17 | 667 | 5,916 | 28,854 | 59.8 | 6 | 0 | 1 | 0 |
0 | home_improvement | 0.1426 | 823.34 | 12.429216 | 3.62 | 722 | 3,239.958333 | 33,575 | 83.9 | 5 | 0 | 0 | 1 |
0 | all_other | 0.1671 | 113.63 | 10.645425 | 28.06 | 672 | 3,210.041667 | 25,759 | 63.8 | 5 | 0 | 0 | 1 |
0 | all_other | 0.1568 | 161.01 | 11.225243 | 8 | 677 | 7,230 | 6,909 | 29.2 | 4 | 0 | 1 | 1 |
0 | debt_consolidation | 0.1565 | 69.98 | 10.110472 | 7.02 | 662 | 8,190.041667 | 2,999 | 39.5 | 6 | 0 | 0 | 1 |
0 | all_other | 0.1461 | 344.76 | 12.180755 | 10.39 | 672 | 10,474 | 215,372 | 82.1 | 2 | 0 | 0 | 1 |
0 | all_other | 0.1253 | 257.7 | 11.141862 | 0.21 | 722 | 4,380 | 184 | 1.1 | 5 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1071 | 97.81 | 10.596635 | 13.09 | 687 | 3,450.041667 | 10,036 | 82.9 | 8 | 0 | 0 | 1 |
0 | home_improvement | 0.16 | 351.58 | 10.819778 | 19.18 | 692 | 1,800 | 0 | 3.2 | 5 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1392 | 853.43 | 11.264464 | 16.28 | 732 | 4,740 | 37,879 | 57 | 6 | 0 | 0 | 1 |
Subsets and Splits