credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
debt_consolidation
0.1253
481.92
12.611538
3.76
717
5,700.041667
95,564
82.2
5
0
0
1
0
debt_consolidation
0.1565
209.92
10.858999
22.45
667
6,150
6,740
37.7
4
0
0
0
0
all_other
0.1357
203.82
11.082143
8.81
692
3,900
54
3.6
5
3
0
0
0
all_other
0.1218
333
11.695247
8.71
717
7,590
47,967
73.7
5
0
0
0
0
debt_consolidation
0.1565
848.42
10.621327
10.86
722
4,410
12,319
98.6
4
0
0
0
0
debt_consolidation
0.1426
171.53
10.691945
8.89
707
5,910.041667
996
76.6
6
0
0
0
0
debt_consolidation
0.1565
419.84
11.350407
23.89
692
6,000.041667
203,525
74.2
0
0
0
0
0
all_other
0.0774
156.1
12.487485
11.09
762
3,600
163,772
15.5
0
0
0
0
0
home_improvement
0.1531
174.08
10.596635
21.99
662
5,191.041667
25,612
42.1
4
0
0
0
0
debt_consolidation
0.2086
300.85
11.548534
17.12
667
8,903.041667
53,338
41.3
6
1
0
0
0
debt_consolidation
0.1774
900.53
12.560244
15.12
677
4,470.041667
165,867
81.1
0
0
0
0
0
all_other
0.1461
330.97
11.472103
10.45
682
8,220.041667
6,193
27
4
0
0
0
0
all_other
0.1357
407.63
10.908247
13.77
727
4,955.041667
9,139
49.4
7
0
0
0
0
debt_consolidation
0.1496
346.45
10.714418
17.79
672
3,060.041667
7,201
82.8
4
0
0
0
0
credit_card
0.1287
504.5
11.184421
18.25
702
3,690.041667
74,095
66.4
1
0
0
0
0
home_improvement
0.1148
725.31
11.472103
19.98
807
8,580.041667
158,000
0
3
0
0
0
0
credit_card
0.1114
498.62
11.461632
14.5
762
6,780.041667
217,827
43.5
2
0
0
1
0
debt_consolidation
0.1426
144.09
10.491274
24.7
682
4,116.041667
3,527
78.4
6
0
0
0
0
debt_consolidation
0.1531
208.9
10.714418
21.95
677
4,770
11,760
95.6
4
0
0
0
0
credit_card
0.1253
200.8
11.407565
7.56
697
10,440.04167
10,721
38.6
4
0
0
0
0
debt_consolidation
0.1253
836.66
11.532728
23.74
727
8,280.041667
203,460
60.6
2
0
0
0
0
all_other
0.1461
172.38
10.518673
6.36
667
11,040.04167
4,680
20.3
4
0
0
0
0
home_improvement
0.1739
172.07
11.608236
13.76
667
5,430
8,957
40.3
8
0
0
0
0
debt_consolidation
0.1114
328.04
10.308953
10.52
737
2,070.041667
7,328
21.7
4
0
0
1
0
all_other
0.1253
167.34
11.877569
8.5
702
3,780.041667
172,842
69.14
2
1
0
0
0
debt_consolidation
0.1426
411.67
10.645425
9.14
677
6,960
9,154
63.5
5
0
1
0
0
debt_consolidation
0.1496
415.74
10.657259
12.42
697
9,000
5,049
76.5
7
1
0
0
0
credit_card
0.1496
424.41
10.915088
21.36
672
7,800.041667
63,433
85.4
0
1
0
0
0
debt_consolidation
0.1461
517.13
11.308358
18.2
682
3,872.041667
80,237
93.2
2
0
0
0
0
debt_consolidation
0.1148
453.32
10.839581
21.79
722
3,962
60,656
59.1
0
0
0
0
0
debt_consolidation
0.1531
348.16
10.858999
19.48
707
3,720.041667
17,705
67.6
7
0
0
0
0
home_improvement
0.1148
32.97
11.406453
20.5
732
4,590.041667
119,702
19.1
2
0
0
0
0
debt_consolidation
0.1253
284.47
10.596635
15.6
702
2,250.041667
8,690
84.4
4
0
0
0
0
all_other
0.1322
331.25
10.463103
13.06
702
5,370
5,088
45.4
5
0
0
1
0
debt_consolidation
0.16
351.58
11.326596
16.99
677
5,730.041667
4,723
94.5
6
0
0
1
0
home_improvement
0.1287
322.88
10.899513
15.38
712
8,523.041667
168,334
83
1
1
0
0
0
debt_consolidation
0.1392
409.65
11.884489
23.26
707
5,700.041667
141,967
95.5
1
0
0
0
0
major_purchase
0.1461
124.12
10.23996
0
692
1,530.041667
0
0
6
0
0
0
0
debt_consolidation
0.1565
332.37
10.714418
18.72
667
1,800
7,888
59.8
5
0
1
0
0
educational
0.16
527.36
11.070459
12.89
672
3,330
2,328
59.7
5
0
0
0
0
debt_consolidation
0.167
284.02
10.778956
0.72
712
2,910
3,987
99.9
5
0
0
0
0
small_business
0.1565
524.8
11.289782
17.27
737
5,160.041667
8,715
48.7
5
0
0
0
0
all_other
0.1148
395.63
11.238489
5.1
737
8,880.041667
22,158
80.3
4
0
0
0
0
debt_consolidation
0.1392
170.69
10.308953
10.8
702
1,320.041667
2,050
22.3
4
0
0
0
0
all_other
0.1218
299.7
9.980449
6.17
737
2,490
989
23.5
6
0
0
1
0
debt_consolidation
0.1913
367.21
10.491274
17.4
682
6,630.041667
13,650
94.8
9
0
1
1
0
debt_consolidation
0.1392
682.74
11.608236
18.57
692
6,690.041667
105,424
69.4
1
1
0
0
0
home_improvement
0.1531
87.04
10.320881
22.81
672
1,920.041667
5,276
85.1
6
0
0
0
0
all_other
0.167
177.51
10.491274
2.67
692
5,490
2,474
25.5
8
0
0
0
0
all_other
0.16
351.58
11.018629
8.79
702
5,520
4,715
38.3
8
0
0
0
0
debt_consolidation
0.1218
299.7
10.858999
16.25
717
1,951.041667
5,066
36.7
5
0
0
0
0
debt_consolidation
0.1739
716.95
11.561716
21.58
667
4,890.041667
24,599
64.1
4
0
0
0
0
credit_card
0.167
511.22
10.915088
16.97
712
3,196.041667
16,553
22.4
9
0
0
0
0
debt_consolidation
0.1287
807.2
11.561716
19.06
717
6,780.041667
156,798
38.3
2
0
0
0
0
home_improvement
0.1426
514.59
11.512925
9.65
682
3,300
5,516
44.1
4
0
0
0
0
debt_consolidation
0.16
275.99
10.422281
17.18
662
1,500
4,339
11.6
4
0
0
0
0
all_other
0.1218
159.84
11.532728
17.21
697
5,520
184,938
47.3
1
0
1
1
0
debt_consolidation
0.1565
586.02
11.407565
22.09
697
4,771
26,901
43.2
7
1
0
0
0
home_improvement
0.1739
537.71
10.915088
5.78
767
12,930.04167
13,584
48.5
9
0
0
0
0
small_business
0.2052
898.27
11.736069
16.62
762
4,231.041667
0
0
9
0
0
0
0
debt_consolidation
0.1114
152.54
9.980449
22.11
722
9,720.041667
20,037
58.1
4
1
0
0
0
all_other
0.0894
444.81
11.225243
20.18
747
7,560.041667
205,956
32.4
1
0
0
0
0
major_purchase
0.1287
168.17
12.429216
7.55
697
6,270
13,622
47.8
5
0
1
0
0
major_purchase
0.1878
146.18
10.491274
19.2
677
1,290.041667
3,014
55.8
9
0
0
0
0
credit_card
0.1148
659.37
11.769983
17.4
757
8,760
230,420
33.8
0
0
0
0
0
all_other
0.0894
54.02
9.655026
24.15
727
2,670.041667
14,956
35.5
0
0
0
0
0
all_other
0.1287
622.22
11.260611
18.24
737
7,560.041667
116,601
89.6
2
0
0
1
0
all_other
0.16
87.9
10.181119
5.82
662
9,180
1,436
65.3
6
1
0
1
0
educational
0.1461
168.93
10.57898
2.63
667
3,180.041667
3,288
74.7
5
0
0
0
0
all_other
0.1635
379.79
12.072541
17.74
722
5,850
71,956
25.7
4
0
0
0
0
debt_consolidation
0.1496
97.88
10.790205
13.6
677
3,540.041667
914
50.8
6
0
0
0
0
credit_card
0.167
639.03
11.77529
19.1
687
3,686
201,583
89.2
7
1
0
0
0
credit_card
0.1645
176.89
10.736397
10.75
672
1,410
6,284
37.9
6
0
0
0
0
all_other
0.1496
138.58
9.92329
4.76
672
3,180.041667
2,381
37.2
5
0
0
1
0
all_other
0.1913
110.17
9.980449
5.33
672
1,890
146
73
9
0
0
0
0
debt_consolidation
0.1496
692.9
12.345835
10.12
687
4,170.041667
13,925
55.5
5
2
0
0
0
debt_consolidation
0.209
526.73
10.915088
13.81
662
4,110.041667
13,020
33
4
0
0
0
0
debt_consolidation
0.1357
254.77
10.532096
13.02
687
2,130
9,451
33.3
4
0
0
1
0
all_other
0.1496
225.2
11.695247
9.66
667
4,200.041667
21,506
84
4
0
0
0
0
all_other
0.1496
86.62
11.350407
11.21
667
2,040.041667
11,196
31.9
5
0
0
1
0
all_other
0.1531
167.12
10.956195
24.39
667
4,110.041667
35,122
91.5
4
0
0
0
0
all_other
0.1287
336.34
11.563476
5.59
732
7,320
4,547
68.9
6
0
0
0
0
debt_consolidation
0.1357
339.69
10.373491
22.95
687
3,150.041667
10,624
62.9
4
0
0
0
0
all_other
0.1774
432.26
10.276429
11.36
682
5,671.041667
13,328
93.9
7
0
1
0
0
all_other
0.1774
86.46
10.819778
12.02
677
5,850
388
24.2
9
0
0
0
0
major_purchase
0.1704
231.89
11.156251
20.81
672
1,440
7,483
94.8
6
0
0
0
0
all_other
0.1635
211.98
9.798127
10.6
667
2,791.041667
4,511
63.5
4
0
0
0
0
debt_consolidation
0.1357
823.74
12.206073
14.3
722
5,371.041667
155,946
90.1
0
0
0
1
0
all_other
0.1287
67.27
10.134599
13.24
682
3,330
4,925
40.7
4
3
0
0
0
debt_consolidation
0.1461
172.38
10.308953
4.4
697
1,112
2,972
59.4
5
0
0
0
0
debt_consolidation
0.1843
727.4
11.652687
5.25
662
9,511
14,548
87.6
4
0
1
0
0
small_business
0.1426
514.59
11.289782
17.86
782
11,220
235,868
17.5
0
0
0
0
0
home_improvement
0.1843
436.44
10.373491
0
667
6,905
0
0
6
0
0
1
0
major_purchase
0.1392
136.55
10.341742
13.24
682
5,851
577
14.1
5
2
1
0
0
credit_card
0.1183
480.45
11.407565
17.81
712
8,160.041667
136,960
55.6
1
0
0
0
0
small_business
0.1531
870.39
11.918391
22.7
762
6,960
248,480
42.4
0
0
0
0
0
small_business
0.1635
169.58
10.566176
5.35
692
3,390.041667
837
34.9
4
0
0
0
0
all_other
0.1183
331.34
11.082143
23.54
722
5,460
28,045
51.8
5
0
0
1
0
educational
0.1426
267.59
9.87817
15.45
707
1,710.041667
3,910
38.2
6
1
0
1
0
debt_consolidation
0.1496
554.32
11.156251
17.06
692
4,230.041667
19,697
88.7
5
0
0
0