credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | debt_consolidation | 0.1253 | 481.92 | 12.611538 | 3.76 | 717 | 5,700.041667 | 95,564 | 82.2 | 5 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1565 | 209.92 | 10.858999 | 22.45 | 667 | 6,150 | 6,740 | 37.7 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1357 | 203.82 | 11.082143 | 8.81 | 692 | 3,900 | 54 | 3.6 | 5 | 3 | 0 | 0 |
0 | all_other | 0.1218 | 333 | 11.695247 | 8.71 | 717 | 7,590 | 47,967 | 73.7 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1565 | 848.42 | 10.621327 | 10.86 | 722 | 4,410 | 12,319 | 98.6 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1426 | 171.53 | 10.691945 | 8.89 | 707 | 5,910.041667 | 996 | 76.6 | 6 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1565 | 419.84 | 11.350407 | 23.89 | 692 | 6,000.041667 | 203,525 | 74.2 | 0 | 0 | 0 | 0 |
0 | all_other | 0.0774 | 156.1 | 12.487485 | 11.09 | 762 | 3,600 | 163,772 | 15.5 | 0 | 0 | 0 | 0 |
0 | home_improvement | 0.1531 | 174.08 | 10.596635 | 21.99 | 662 | 5,191.041667 | 25,612 | 42.1 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.2086 | 300.85 | 11.548534 | 17.12 | 667 | 8,903.041667 | 53,338 | 41.3 | 6 | 1 | 0 | 0 |
0 | debt_consolidation | 0.1774 | 900.53 | 12.560244 | 15.12 | 677 | 4,470.041667 | 165,867 | 81.1 | 0 | 0 | 0 | 0 |
0 | all_other | 0.1461 | 330.97 | 11.472103 | 10.45 | 682 | 8,220.041667 | 6,193 | 27 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1357 | 407.63 | 10.908247 | 13.77 | 727 | 4,955.041667 | 9,139 | 49.4 | 7 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1496 | 346.45 | 10.714418 | 17.79 | 672 | 3,060.041667 | 7,201 | 82.8 | 4 | 0 | 0 | 0 |
0 | credit_card | 0.1287 | 504.5 | 11.184421 | 18.25 | 702 | 3,690.041667 | 74,095 | 66.4 | 1 | 0 | 0 | 0 |
0 | home_improvement | 0.1148 | 725.31 | 11.472103 | 19.98 | 807 | 8,580.041667 | 158,000 | 0 | 3 | 0 | 0 | 0 |
0 | credit_card | 0.1114 | 498.62 | 11.461632 | 14.5 | 762 | 6,780.041667 | 217,827 | 43.5 | 2 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1426 | 144.09 | 10.491274 | 24.7 | 682 | 4,116.041667 | 3,527 | 78.4 | 6 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1531 | 208.9 | 10.714418 | 21.95 | 677 | 4,770 | 11,760 | 95.6 | 4 | 0 | 0 | 0 |
0 | credit_card | 0.1253 | 200.8 | 11.407565 | 7.56 | 697 | 10,440.04167 | 10,721 | 38.6 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1253 | 836.66 | 11.532728 | 23.74 | 727 | 8,280.041667 | 203,460 | 60.6 | 2 | 0 | 0 | 0 |
0 | all_other | 0.1461 | 172.38 | 10.518673 | 6.36 | 667 | 11,040.04167 | 4,680 | 20.3 | 4 | 0 | 0 | 0 |
0 | home_improvement | 0.1739 | 172.07 | 11.608236 | 13.76 | 667 | 5,430 | 8,957 | 40.3 | 8 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1114 | 328.04 | 10.308953 | 10.52 | 737 | 2,070.041667 | 7,328 | 21.7 | 4 | 0 | 0 | 1 |
0 | all_other | 0.1253 | 167.34 | 11.877569 | 8.5 | 702 | 3,780.041667 | 172,842 | 69.14 | 2 | 1 | 0 | 0 |
0 | debt_consolidation | 0.1426 | 411.67 | 10.645425 | 9.14 | 677 | 6,960 | 9,154 | 63.5 | 5 | 0 | 1 | 0 |
0 | debt_consolidation | 0.1496 | 415.74 | 10.657259 | 12.42 | 697 | 9,000 | 5,049 | 76.5 | 7 | 1 | 0 | 0 |
0 | credit_card | 0.1496 | 424.41 | 10.915088 | 21.36 | 672 | 7,800.041667 | 63,433 | 85.4 | 0 | 1 | 0 | 0 |
0 | debt_consolidation | 0.1461 | 517.13 | 11.308358 | 18.2 | 682 | 3,872.041667 | 80,237 | 93.2 | 2 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1148 | 453.32 | 10.839581 | 21.79 | 722 | 3,962 | 60,656 | 59.1 | 0 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1531 | 348.16 | 10.858999 | 19.48 | 707 | 3,720.041667 | 17,705 | 67.6 | 7 | 0 | 0 | 0 |
0 | home_improvement | 0.1148 | 32.97 | 11.406453 | 20.5 | 732 | 4,590.041667 | 119,702 | 19.1 | 2 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1253 | 284.47 | 10.596635 | 15.6 | 702 | 2,250.041667 | 8,690 | 84.4 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1322 | 331.25 | 10.463103 | 13.06 | 702 | 5,370 | 5,088 | 45.4 | 5 | 0 | 0 | 1 |
0 | debt_consolidation | 0.16 | 351.58 | 11.326596 | 16.99 | 677 | 5,730.041667 | 4,723 | 94.5 | 6 | 0 | 0 | 1 |
0 | home_improvement | 0.1287 | 322.88 | 10.899513 | 15.38 | 712 | 8,523.041667 | 168,334 | 83 | 1 | 1 | 0 | 0 |
0 | debt_consolidation | 0.1392 | 409.65 | 11.884489 | 23.26 | 707 | 5,700.041667 | 141,967 | 95.5 | 1 | 0 | 0 | 0 |
0 | major_purchase | 0.1461 | 124.12 | 10.23996 | 0 | 692 | 1,530.041667 | 0 | 0 | 6 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1565 | 332.37 | 10.714418 | 18.72 | 667 | 1,800 | 7,888 | 59.8 | 5 | 0 | 1 | 0 |
0 | educational | 0.16 | 527.36 | 11.070459 | 12.89 | 672 | 3,330 | 2,328 | 59.7 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.167 | 284.02 | 10.778956 | 0.72 | 712 | 2,910 | 3,987 | 99.9 | 5 | 0 | 0 | 0 |
0 | small_business | 0.1565 | 524.8 | 11.289782 | 17.27 | 737 | 5,160.041667 | 8,715 | 48.7 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1148 | 395.63 | 11.238489 | 5.1 | 737 | 8,880.041667 | 22,158 | 80.3 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1392 | 170.69 | 10.308953 | 10.8 | 702 | 1,320.041667 | 2,050 | 22.3 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1218 | 299.7 | 9.980449 | 6.17 | 737 | 2,490 | 989 | 23.5 | 6 | 0 | 0 | 1 |
0 | debt_consolidation | 0.1913 | 367.21 | 10.491274 | 17.4 | 682 | 6,630.041667 | 13,650 | 94.8 | 9 | 0 | 1 | 1 |
0 | debt_consolidation | 0.1392 | 682.74 | 11.608236 | 18.57 | 692 | 6,690.041667 | 105,424 | 69.4 | 1 | 1 | 0 | 0 |
0 | home_improvement | 0.1531 | 87.04 | 10.320881 | 22.81 | 672 | 1,920.041667 | 5,276 | 85.1 | 6 | 0 | 0 | 0 |
0 | all_other | 0.167 | 177.51 | 10.491274 | 2.67 | 692 | 5,490 | 2,474 | 25.5 | 8 | 0 | 0 | 0 |
0 | all_other | 0.16 | 351.58 | 11.018629 | 8.79 | 702 | 5,520 | 4,715 | 38.3 | 8 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1218 | 299.7 | 10.858999 | 16.25 | 717 | 1,951.041667 | 5,066 | 36.7 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1739 | 716.95 | 11.561716 | 21.58 | 667 | 4,890.041667 | 24,599 | 64.1 | 4 | 0 | 0 | 0 |
0 | credit_card | 0.167 | 511.22 | 10.915088 | 16.97 | 712 | 3,196.041667 | 16,553 | 22.4 | 9 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1287 | 807.2 | 11.561716 | 19.06 | 717 | 6,780.041667 | 156,798 | 38.3 | 2 | 0 | 0 | 0 |
0 | home_improvement | 0.1426 | 514.59 | 11.512925 | 9.65 | 682 | 3,300 | 5,516 | 44.1 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.16 | 275.99 | 10.422281 | 17.18 | 662 | 1,500 | 4,339 | 11.6 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1218 | 159.84 | 11.532728 | 17.21 | 697 | 5,520 | 184,938 | 47.3 | 1 | 0 | 1 | 1 |
0 | debt_consolidation | 0.1565 | 586.02 | 11.407565 | 22.09 | 697 | 4,771 | 26,901 | 43.2 | 7 | 1 | 0 | 0 |
0 | home_improvement | 0.1739 | 537.71 | 10.915088 | 5.78 | 767 | 12,930.04167 | 13,584 | 48.5 | 9 | 0 | 0 | 0 |
0 | small_business | 0.2052 | 898.27 | 11.736069 | 16.62 | 762 | 4,231.041667 | 0 | 0 | 9 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1114 | 152.54 | 9.980449 | 22.11 | 722 | 9,720.041667 | 20,037 | 58.1 | 4 | 1 | 0 | 0 |
0 | all_other | 0.0894 | 444.81 | 11.225243 | 20.18 | 747 | 7,560.041667 | 205,956 | 32.4 | 1 | 0 | 0 | 0 |
0 | major_purchase | 0.1287 | 168.17 | 12.429216 | 7.55 | 697 | 6,270 | 13,622 | 47.8 | 5 | 0 | 1 | 0 |
0 | major_purchase | 0.1878 | 146.18 | 10.491274 | 19.2 | 677 | 1,290.041667 | 3,014 | 55.8 | 9 | 0 | 0 | 0 |
0 | credit_card | 0.1148 | 659.37 | 11.769983 | 17.4 | 757 | 8,760 | 230,420 | 33.8 | 0 | 0 | 0 | 0 |
0 | all_other | 0.0894 | 54.02 | 9.655026 | 24.15 | 727 | 2,670.041667 | 14,956 | 35.5 | 0 | 0 | 0 | 0 |
0 | all_other | 0.1287 | 622.22 | 11.260611 | 18.24 | 737 | 7,560.041667 | 116,601 | 89.6 | 2 | 0 | 0 | 1 |
0 | all_other | 0.16 | 87.9 | 10.181119 | 5.82 | 662 | 9,180 | 1,436 | 65.3 | 6 | 1 | 0 | 1 |
0 | educational | 0.1461 | 168.93 | 10.57898 | 2.63 | 667 | 3,180.041667 | 3,288 | 74.7 | 5 | 0 | 0 | 0 |
0 | all_other | 0.1635 | 379.79 | 12.072541 | 17.74 | 722 | 5,850 | 71,956 | 25.7 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1496 | 97.88 | 10.790205 | 13.6 | 677 | 3,540.041667 | 914 | 50.8 | 6 | 0 | 0 | 0 |
0 | credit_card | 0.167 | 639.03 | 11.77529 | 19.1 | 687 | 3,686 | 201,583 | 89.2 | 7 | 1 | 0 | 0 |
0 | credit_card | 0.1645 | 176.89 | 10.736397 | 10.75 | 672 | 1,410 | 6,284 | 37.9 | 6 | 0 | 0 | 0 |
0 | all_other | 0.1496 | 138.58 | 9.92329 | 4.76 | 672 | 3,180.041667 | 2,381 | 37.2 | 5 | 0 | 0 | 1 |
0 | all_other | 0.1913 | 110.17 | 9.980449 | 5.33 | 672 | 1,890 | 146 | 73 | 9 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1496 | 692.9 | 12.345835 | 10.12 | 687 | 4,170.041667 | 13,925 | 55.5 | 5 | 2 | 0 | 0 |
0 | debt_consolidation | 0.209 | 526.73 | 10.915088 | 13.81 | 662 | 4,110.041667 | 13,020 | 33 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1357 | 254.77 | 10.532096 | 13.02 | 687 | 2,130 | 9,451 | 33.3 | 4 | 0 | 0 | 1 |
0 | all_other | 0.1496 | 225.2 | 11.695247 | 9.66 | 667 | 4,200.041667 | 21,506 | 84 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1496 | 86.62 | 11.350407 | 11.21 | 667 | 2,040.041667 | 11,196 | 31.9 | 5 | 0 | 0 | 1 |
0 | all_other | 0.1531 | 167.12 | 10.956195 | 24.39 | 667 | 4,110.041667 | 35,122 | 91.5 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1287 | 336.34 | 11.563476 | 5.59 | 732 | 7,320 | 4,547 | 68.9 | 6 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1357 | 339.69 | 10.373491 | 22.95 | 687 | 3,150.041667 | 10,624 | 62.9 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1774 | 432.26 | 10.276429 | 11.36 | 682 | 5,671.041667 | 13,328 | 93.9 | 7 | 0 | 1 | 0 |
0 | all_other | 0.1774 | 86.46 | 10.819778 | 12.02 | 677 | 5,850 | 388 | 24.2 | 9 | 0 | 0 | 0 |
0 | major_purchase | 0.1704 | 231.89 | 11.156251 | 20.81 | 672 | 1,440 | 7,483 | 94.8 | 6 | 0 | 0 | 0 |
0 | all_other | 0.1635 | 211.98 | 9.798127 | 10.6 | 667 | 2,791.041667 | 4,511 | 63.5 | 4 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1357 | 823.74 | 12.206073 | 14.3 | 722 | 5,371.041667 | 155,946 | 90.1 | 0 | 0 | 0 | 1 |
0 | all_other | 0.1287 | 67.27 | 10.134599 | 13.24 | 682 | 3,330 | 4,925 | 40.7 | 4 | 3 | 0 | 0 |
0 | debt_consolidation | 0.1461 | 172.38 | 10.308953 | 4.4 | 697 | 1,112 | 2,972 | 59.4 | 5 | 0 | 0 | 0 |
0 | debt_consolidation | 0.1843 | 727.4 | 11.652687 | 5.25 | 662 | 9,511 | 14,548 | 87.6 | 4 | 0 | 1 | 0 |
0 | small_business | 0.1426 | 514.59 | 11.289782 | 17.86 | 782 | 11,220 | 235,868 | 17.5 | 0 | 0 | 0 | 0 |
0 | home_improvement | 0.1843 | 436.44 | 10.373491 | 0 | 667 | 6,905 | 0 | 0 | 6 | 0 | 0 | 1 |
0 | major_purchase | 0.1392 | 136.55 | 10.341742 | 13.24 | 682 | 5,851 | 577 | 14.1 | 5 | 2 | 1 | 0 |
0 | credit_card | 0.1183 | 480.45 | 11.407565 | 17.81 | 712 | 8,160.041667 | 136,960 | 55.6 | 1 | 0 | 0 | 0 |
0 | small_business | 0.1531 | 870.39 | 11.918391 | 22.7 | 762 | 6,960 | 248,480 | 42.4 | 0 | 0 | 0 | 0 |
0 | small_business | 0.1635 | 169.58 | 10.566176 | 5.35 | 692 | 3,390.041667 | 837 | 34.9 | 4 | 0 | 0 | 0 |
0 | all_other | 0.1183 | 331.34 | 11.082143 | 23.54 | 722 | 5,460 | 28,045 | 51.8 | 5 | 0 | 0 | 1 |
0 | educational | 0.1426 | 267.59 | 9.87817 | 15.45 | 707 | 1,710.041667 | 3,910 | 38.2 | 6 | 1 | 0 | 1 |
0 | debt_consolidation | 0.1496 | 554.32 | 11.156251 | 17.06 | 692 | 4,230.041667 | 19,697 | 88.7 | 5 | 0 | 0 | 0 |
Subsets and Splits