credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | debt_consolidation | 0.1122 | 197.06 | 10.809728 | 0 | 672 | 2,519 | 0 | 0 | 1 | 1 | 0 | 0 |
1 | credit_card | 0.0807 | 83.92 | 10.596635 | 16.68 | 737 | 6,988 | 19,210 | 48.3 | 0 | 0 | 0 | 0 |
1 | small_business | 0.0964 | 481.48 | 10.596635 | 4.05 | 717 | 2,759.041667 | 11,601 | 85.9 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0996 | 253.16 | 10.165852 | 6.14 | 697 | 2,040.041667 | 991 | 34.2 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 77.69 | 13.165423 | 2.45 | 762 | 6,240 | 141,287 | 9.4 | 5 | 1 | 0 | 0 |
1 | all_other | 0.1014 | 97 | 11.695247 | 8.71 | 687 | 2,311.041667 | 199 | 1.1 | 1 | 1 | 0 | 0 |
1 | all_other | 0.1046 | 259.87 | 11.695247 | 11.28 | 692 | 5,018.041667 | 63,580 | 80.6 | 1 | 0 | 0 | 1 |
1 | home_improvement | 0.0743 | 124.3 | 11.042922 | 5.82 | 772 | 5,430 | 773 | 4.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.133 | 67.68 | 9.798127 | 22 | 662 | 1,470 | 1,042 | 37.2 | 3 | 1 | 0 | 0 |
1 | debt_consolidation | 0.133 | 406.07 | 10.203592 | 7.16 | 662 | 1,530.041667 | 137 | 3.2 | 1 | 1 | 0 | 1 |
1 | credit_card | 0.0983 | 241.41 | 11.472103 | 2.69 | 712 | 4,709 | 1,944 | 47.4 | 0 | 0 | 1 | 0 |
1 | small_business | 0.1393 | 170.72 | 10.545341 | 20.72 | 662 | 7,109.041667 | 16,613 | 18.3 | 1 | 1 | 0 | 1 |
1 | educational | 0.0838 | 293.85 | 9.392662 | 0 | 737 | 1,139 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.133 | 318.09 | 10.819778 | 17.04 | 662 | 6,179 | 5,181 | 97.8 | 3 | 0 | 1 | 0 |
1 | major_purchase | 0.092 | 63.79 | 10.085809 | 18.65 | 727 | 3,455.041667 | 597 | 14.2 | 2 | 1 | 0 | 0 |
1 | all_other | 0.0743 | 217.52 | 11.0021 | 1.72 | 807 | 7,230 | 3,202 | 1.1 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1236 | 667.74 | 11.798104 | 13.42 | 687 | 3,420.041667 | 46,086 | 92.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1236 | 133.55 | 10.819778 | 8.66 | 662 | 6,839.041667 | 9,380 | 44.1 | 1 | 0 | 1 | 1 |
1 | debt_consolidation | 0.1014 | 421.14 | 10.596635 | 17.01 | 752 | 4,349 | 35,944 | 56.2 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1362 | 339.94 | 10.809728 | 1.21 | 672 | 2,519 | 0 | 0 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1078 | 365.51 | 11.0021 | 14.26 | 702 | 6,780.041667 | 7,973 | 89.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0807 | 313.69 | 10.110502 | 9.95 | 752 | 5,167 | 8,522 | 21.7 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1583 | 876.83 | 11.695247 | 18.08 | 677 | 3,330 | 62,976 | 86.1 | 2 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1362 | 316.99 | 10.308953 | 21.88 | 667 | 1,601.041667 | 7,429 | 82.5 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1236 | 701.12 | 10.778956 | 0.85 | 682 | 2,579 | 639 | 13.6 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1014 | 485 | 11.38845 | 13.73 | 732 | 5,489 | 14,903 | 35.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1236 | 133.55 | 10.596535 | 9.48 | 662 | 4,080.041667 | 2,923 | 28.4 | 3 | 0 | 0 | 0 |
1 | credit_card | 0.0838 | 362.39 | 11.580584 | 8.16 | 757 | 5,790 | 18,314 | 50.6 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0712 | 108.27 | 10.268131 | 0 | 777 | 3,034.041667 | 150 | 7.5 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1236 | 240.39 | 9.757305 | 4.58 | 662 | 3,840.041667 | 0 | 0 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 62.15 | 11.127145 | 9.99 | 767 | 8,190.041667 | 2,475 | 5.4 | 1 | 1 | 0 | 0 |
1 | all_other | 0.0838 | 66.18 | 9.893437 | 2.36 | 722 | 5,790 | 1,489 | 62 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1109 | 327.82 | 10.633449 | 19.32 | 702 | 2,849 | 15,368 | 87.1 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 69.14 | 11.695247 | 7.67 | 762 | 6,007.041667 | 21,521 | 29.5 | 1 | 0 | 0 | 1 |
1 | home_improvement | 0.1078 | 313.3 | 11.021902 | 14.06 | 702 | 5,700.041667 | 4,781 | 15.5 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1141 | 329.34 | 11.270905 | 14.03 | 692 | 4,470.041667 | 8,473 | 27.6 | 3 | 1 | 1 | 0 |
1 | all_other | 0.1236 | 292.97 | 10.727663 | 15.53 | 677 | 1,848 | 8,494 | 44.2 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0838 | 315.12 | 11.15052 | 14.03 | 762 | 5,519 | 11,333 | 45.5 | 5 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0807 | 225.86 | 11.021902 | 17 | 762 | 5,340.041667 | 9,366 | 40.7 | 4 | 0 | 0 | 1 |
1 | major_purchase | 0.0838 | 63.03 | 10.46493 | 18.96 | 742 | 2,190 | 4,922 | 30.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1267 | 536.57 | 11.42081 | 10.13 | 677 | 5,280.041667 | 23,129 | 79.8 | 0 | 1 | 0 | 1 |
1 | small_business | 0.1204 | 126.29 | 11.05089 | 12.5 | 667 | 3,300 | 29,736 | 80.2 | 3 | 0 | 0 | 0 |
1 | credit_card | 0.0951 | 192.23 | 11.608236 | 16.87 | 722 | 8,519.041667 | 67,232 | 41.1 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1014 | 97 | 10.778956 | 0 | 692 | 5,160 | 0 | 0 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.092 | 318.93 | 11.254802 | 5.93 | 727 | 4,800 | 11,496 | 26.6 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1078 | 228.45 | 10.505068 | 7.76 | 687 | 2,010.041667 | 6,999 | 65.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1172 | 72.78 | 10.578216 | 17.2 | 667 | 1,410 | 4,863 | 69.5 | 0 | 1 | 0 | 0 |
1 | all_other | 0.1141 | 16.47 | 9.87817 | 3.69 | 667 | 8,820 | 12,229 | 90.6 | 0 | 0 | 1 | 0 |
1 | all_other | 0.0775 | 124.89 | 10.961278 | 1.33 | 767 | 2,485.041667 | 2,325 | 8.2 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1109 | 262.26 | 11.184421 | 5.12 | 687 | 1,949.041667 | 14,653 | 95.1 | 0 | 0 | 0 | 1 |
1 | credit_card | 0.0838 | 236.34 | 11.225243 | 6.06 | 742 | 3,149.041667 | 4,286 | 40.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1204 | 265.87 | 10.707386 | 16.06 | 677 | 1,949.041667 | 8,009 | 68.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0775 | 101.47 | 10.491274 | 2.73 | 742 | 2,550 | 2,353 | 12.4 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0775 | 218.55 | 10.817696 | 10.37 | 767 | 4,410 | 6,634 | 9.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1014 | 38.8 | 10.308953 | 19.76 | 702 | 4,529.041667 | 0 | 0 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1141 | 247 | 11.184421 | 14.65 | 682 | 3,329 | 5,608 | 47.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1299 | 673.79 | 10.778956 | 18.98 | 682 | 4,830.041667 | 13,649 | 42.4 | 1 | 0 | 0 | 1 |
1 | all_other | 0.1078 | 79.96 | 10.545341 | 14.84 | 677 | 4,140.041667 | 9,973 | 33.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1204 | 498.51 | 10.757903 | 17.95 | 677 | 2,609 | 16,502 | 63 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1488 | 692.14 | 11.238489 | 7.11 | 667 | 3,899.041667 | 15,773 | 95 | 0 | 0 | 0 | 1 |
1 | small_business | 0.0951 | 800.95 | 11.082143 | 2.14 | 777 | 4,559.041667 | 3,326 | 14.3 | 6 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0983 | 289.69 | 9.980449 | 4.83 | 712 | 1,620.041667 | 7,263 | 39 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0838 | 264.71 | 10.54797 | 13.1 | 767 | 7,560.041667 | 3,451 | 19.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1267 | 117.38 | 10.778956 | 13.1 | 662 | 9,659.041667 | 16,770 | 50.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1078 | 293.72 | 10.491274 | 7.93 | 692 | 2,429.041667 | 17,042 | 75.1 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.1267 | 563.4 | 11.0021 | 20.06 | 697 | 4,560.041667 | 10,686 | 49.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.092 | 318.93 | 12.013701 | 0.33 | 732 | 3,600 | 45 | 0.4 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0951 | 230.68 | 10.388872 | 15.84 | 717 | 1,800 | 3,247 | 33.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.152 | 730.04 | 11.225243 | 21.84 | 677 | 2,640.041667 | 27,839 | 72.7 | 0 | 1 | 0 | 0 |
1 | all_other | 0.0775 | 312.22 | 11.657026 | 2.89 | 807 | 5,160 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | major_purchase | 0.0807 | 250.95 | 11.0021 | 9.58 | 757 | 13,109 | 17,246 | 13.7 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1425 | 514.49 | 10.778956 | 19.05 | 667 | 6,209 | 14,036 | 64.4 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1046 | 16.25 | 10.165852 | 14.17 | 692 | 4,919.041667 | 5,643 | 60.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1204 | 372.22 | 10.714418 | 21.33 | 697 | 4,710 | 17,850 | 66.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0951 | 320.38 | 10.915088 | 7.59 | 722 | 2,340.041667 | 8,382 | 20.4 | 1 | 0 | 0 | 0 |
1 | small_business | 0.1836 | 504.13 | 11.338572 | 23.04 | 662 | 6,690.041667 | 24,280 | 93.4 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1172 | 413.51 | 10.491274 | 11.9 | 677 | 2,970 | 8,375 | 91 | 3 | 0 | 0 | 0 |
1 | all_other | 0.1014 | 485 | 11.338572 | 19.86 | 742 | 2,763.041667 | 6,437 | 28.6 | 4 | 0 | 0 | 0 |
1 | credit_card | 0.1172 | 307.66 | 11.03489 | 20.09 | 697 | 6,392.041667 | 16,890 | 64 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1078 | 130.54 | 10.373491 | 0.38 | 682 | 1,290.041667 | 887 | 38.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1299 | 370.59 | 10.868568 | 17.94 | 667 | 3,269 | 17,771 | 52.1 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1299 | 539.03 | 10.668955 | 14.82 | 677 | 8,159.041667 | 13,115 | 42.3 | 2 | 2 | 0 | 0 |
1 | major_purchase | 0.0775 | 312.22 | 10.085809 | 0 | 787 | 3,809.041667 | 5,028 | 12.1 | 0 | 0 | 0 | 1 |
1 | all_other | 0.1078 | 70.17 | 9.308283 | 19.15 | 692 | 2,399.041667 | 1 | 0.2 | 2 | 0 | 1 | 1 |
1 | debt_consolidation | 0.1078 | 440.57 | 10.524064 | 12.58 | 702 | 2,130 | 10,251 | 33 | 0 | 0 | 0 | 0 |
1 | all_other | 0.092 | 175.42 | 10.518673 | 16.74 | 727 | 4,590.041667 | 6,566 | 48.6 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1046 | 194.91 | 10.819778 | 5.06 | 687 | 4,464 | 9,516 | 63.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1172 | 165.41 | 11.0021 | 0 | 672 | 2,520 | 2,126 | 6.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.133 | 406.07 | 10.714418 | 4.67 | 662 | 2,849 | 7,209 | 38.1 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1172 | 82.71 | 11.03489 | 19.29 | 677 | 4,319 | 7,180 | 34.4 | 3 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0838 | 189.08 | 10.609057 | 12.5 | 727 | 2,550 | 7,386 | 42.4 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0712 | 57.23 | 10.463103 | 11.59 | 772 | 5,970.041667 | 6,035 | 19 | 0 | 0 | 0 | 0 |
1 | small_business | 0.133 | 338.39 | 11.695247 | 6.31 | 662 | 6,150 | 28,653 | 89.3 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1204 | 498.51 | 11.512925 | 15.82 | 682 | 9,150 | 49,459 | 88.8 | 1 | 2 | 0 | 0 |
1 | credit_card | 0.1267 | 737.78 | 11.407565 | 13.04 | 697 | 5,100 | 22,738 | 30.8 | 0 | 1 | 0 | 0 |
1 | credit_card | 0.092 | 306.18 | 11.03489 | 13.12 | 742 | 5,250.041667 | 24,406 | 40.3 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0951 | 592.7 | 10.341742 | 16.49 | 747 | 4,260.041667 | 25,946 | 37.9 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1014 | 611.1 | 10.691945 | 9.79 | 732 | 5,940.041667 | 0 | 0 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0951 | 461.35 | 11.385865 | 9.96 | 732 | 5,250.041667 | 4,765 | 16.5 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1583 | 841.76 | 11.225243 | 15.38 | 662 | 3,420.041667 | 15,222 | 77.3 | 0 | 2 | 0 | 0 |
Subsets and Splits