credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | small_business | 0.1078 | 244.76 | 11.350407 | 1.78 | 687 | 9,480 | 8,035 | 50.5 | 1 | 1 | 1 | 0 |
1 | debt_consolidation | 0.1014 | 452.67 | 11.225243 | 16.54 | 722 | 4,800 | 14,214 | 39.4 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1046 | 649.68 | 11.657026 | 16.2 | 732 | 5,129 | 23,442 | 42.1 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.0838 | 226.89 | 12.072541 | 15.11 | 742 | 4,919.041667 | 101,443 | 13.7 | 6 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1204 | 498.51 | 11.512925 | 14.32 | 677 | 4,439 | 25,988 | 98.8 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1615 | 880.78 | 11.635143 | 24.84 | 682 | 7,619 | 51,039 | 93.8 | 0 | 1 | 0 | 1 |
1 | debt_consolidation | 0.1141 | 658.67 | 10.965782 | 10.14 | 702 | 5,999.041667 | 23,370 | 70 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1172 | 231.57 | 12.206073 | 15.46 | 692 | 6,629 | 119,420 | 95.1 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1014 | 258.67 | 10.819778 | 8.78 | 702 | 3,946 | 0 | 0 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1109 | 157.36 | 10.736397 | 11.37 | 677 | 2,729.041667 | 15,564 | 56.6 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1236 | 300.48 | 11.350407 | 21.8 | 677 | 5,069 | 13,686 | 48.7 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.1141 | 658.67 | 12.834681 | 0.63 | 702 | 6,330.041667 | 6,921 | 0 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1014 | 129.34 | 10.491274 | 7.07 | 697 | 1,560.041667 | 4,220 | 53.4 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1393 | 170.72 | 11.184421 | 22.57 | 662 | 2,940 | 29,877 | 75.6 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.133 | 101.52 | 10.470051 | 24.79 | 697 | 5,569 | 21,573 | 73.7 | 1 | 0 | 0 | 1 |
1 | small_business | 0.1078 | 365.51 | 11.289782 | 7.56 | 697 | 4,980.041667 | 18,316 | 81 | 1 | 1 | 0 | 1 |
1 | small_business | 0.0775 | 337.19 | 10.085809 | 10.1 | 782 | 5,400 | 1,458 | 18 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.092 | 382.72 | 10.596635 | 10.14 | 747 | 7,800.041667 | 3,179 | 11 | 1 | 0 | 1 | 0 |
1 | debt_consolidation | 0.0838 | 403.36 | 11.082143 | 7.26 | 757 | 5,580.041667 | 4,365 | 51.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0775 | 305.97 | 11.0021 | 9.2 | 797 | 6,270 | 209 | 1.9 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.133 | 676.78 | 10.819778 | 20.42 | 692 | 7,710 | 12,573 | 71.8 | 2 | 1 | 0 | 0 |
1 | credit_card | 0.1236 | 767.89 | 11.461632 | 16.07 | 702 | 2,580 | 806 | 10.3 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1109 | 491.73 | 10.373491 | 4.8 | 697 | 3,480.041667 | 4,134 | 39.4 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1172 | 496.22 | 11.09741 | 2.42 | 682 | 6,329.041667 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1078 | 228.45 | 11.149082 | 16.51 | 692 | 5,009.041667 | 22,157 | 98 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1109 | 819.54 | 11.407565 | 17.11 | 722 | 6,539 | 54,925 | 97.8 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1078 | 261.08 | 11.264464 | 16.75 | 692 | 4,290.041667 | 50,908 | 37.1 | 0 | 2 | 0 | 0 |
1 | credit_card | 0.1078 | 81.59 | 11.580584 | 16.37 | 682 | 9,960.041667 | 16,164 | 80 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1078 | 278.22 | 11.608236 | 18.58 | 702 | 7,230 | 14,046 | 80.3 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0775 | 312.22 | 10.007848 | 5.24 | 792 | 5,010.041667 | 4,767 | 8.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1141 | 59.28 | 11.198215 | 21.01 | 692 | 2,580 | 23,882 | 89.8 | 0 | 0 | 0 | 0 |
1 | educational | 0.0807 | 376.43 | 9.903488 | 8.88 | 782 | 8,160.041667 | 674 | 2.6 | 1 | 0 | 0 | 0 |
1 | small_business | 0.0983 | 804.69 | 11.184421 | 8.98 | 757 | 4,619.041667 | 56,842 | 14.4 | 6 | 0 | 0 | 0 |
1 | home_improvement | 0.1046 | 812.09 | 12.133841 | 1.88 | 727 | 10,199 | 19,948 | 77 | 2 | 0 | 0 | 0 |
1 | home_improvement | 0.1078 | 130.54 | 10.819778 | 15.5 | 687 | 8,369 | 10,979 | 37.2 | 0 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1141 | 329.34 | 10.596635 | 15.93 | 692 | 3,539.041667 | 14,643 | 76.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1172 | 99.25 | 10.918718 | 12.85 | 682 | 2,670.041667 | 15,680 | 89.6 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1362 | 381.58 | 10.308953 | 19.52 | 667 | 4,412 | 16,670 | 71.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1078 | 310.03 | 11.219896 | 8.22 | 697 | 3,707 | 2,624 | 48.6 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0838 | 78.78 | 10.341742 | 10.61 | 722 | 7,089.041667 | 2,773 | 10.8 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0951 | 608.72 | 11.141862 | 11.29 | 767 | 9,179 | 2,279 | 20.7 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0983 | 386.25 | 11.264464 | 15.74 | 722 | 4,379 | 28,110 | 31.9 | 0 | 0 | 0 | 0 |
1 | small_business | 0.092 | 669.76 | 12.375815 | 2.7 | 792 | 9,029.041667 | 997 | 1.2 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.092 | 478.4 | 10.915088 | 12.28 | 747 | 7,380 | 2,787 | 2.3 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0838 | 567.22 | 11.066638 | 5.25 | 772 | 3,540.041667 | 1,612 | 12.1 | 4 | 0 | 0 | 1 |
1 | credit_card | 0.1488 | 346.07 | 11.082143 | 23.89 | 672 | 7,260 | 10,214 | 65.1 | 1 | 2 | 1 | 0 |
1 | debt_consolidation | 0.1425 | 685.99 | 10.778956 | 2.1 | 672 | 3,870.041667 | 19,892 | 83.6 | 2 | 0 | 0 | 0 |
1 | all_other | 0.092 | 255.15 | 10.463103 | 1.03 | 727 | 1,230.041667 | 1,834 | 12.8 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.1204 | 498.51 | 12.216023 | 17.08 | 682 | 5,820 | 108,397 | 67.3 | 3 | 0 | 0 | 0 |
1 | home_improvement | 0.0775 | 124.89 | 11.082143 | 9.25 | 757 | 5,010.041667 | 3,348 | 5.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 217.52 | 10.404263 | 10.04 | 772 | 3,630 | 983 | 2.1 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0983 | 241.41 | 11.066638 | 0.58 | 712 | 5,430 | 603 | 30.1 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.133 | 406.07 | 10.816834 | 24.22 | 692 | 6,509 | 13,662 | 60.7 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.06 | 467.45 | 11.042922 | 15.28 | 687 | 4,652.041667 | 26,044 | 34.5 | 3 | 0 | 0 | 0 |
1 | credit_card | 0.0983 | 386.25 | 10.126631 | 16.75 | 732 | 4,918.041667 | 16,212 | 50.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0983 | 257.5 | 10.491274 | 21.33 | 762 | 6,300.041667 | 8,516 | 11.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0807 | 62.74 | 10.308953 | 3.68 | 732 | 2,580 | 3,953 | 15.9 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.092 | 223.26 | 11.385092 | 13.28 | 727 | 5,836 | 12,672 | 21 | 3 | 3 | 0 | 0 |
1 | debt_consolidation | 0.0951 | 320.38 | 10.851277 | 9.6 | 717 | 1,469 | 1,346 | 23.2 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.092 | 318.93 | 10.714418 | 4.88 | 732 | 4,079 | 12,425 | 94.2 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1393 | 527.52 | 10.645425 | 19.71 | 667 | 2,490 | 12,032 | 87.2 | 3 | 0 | 1 | 1 |
1 | credit_card | 0.0775 | 327.83 | 10.9578 | 12.86 | 802 | 5,490 | 14,377 | 10.2 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0951 | 640.76 | 11.289782 | 0.22 | 767 | 8,476 | 464 | 18.6 | 8 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1172 | 196.84 | 10.47523 | 15.38 | 697 | 1,709.041667 | 10,900 | 42.4 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1046 | 42.23 | 10.757903 | 18.15 | 707 | 2,309.041667 | 7,006 | 48 | 1 | 0 | 1 | 0 |
1 | debt_consolidation | 0.0983 | 136 | 10.778956 | 11.93 | 717 | 6,329.041667 | 19,708 | 37.1 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1267 | 182.77 | 11.21182 | 11.25 | 707 | 8,100 | 30,949 | 54.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1046 | 194.91 | 10.545341 | 13.42 | 697 | 4,080 | 6,101 | 36.8 | 3 | 0 | 0 | 0 |
1 | all_other | 0.0832 | 94.46 | 10.126631 | 1.54 | 727 | 2,010.041667 | 1,235 | 28.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1261 | 450.67 | 10.463103 | 19.71 | 692 | 3,030.041667 | 18,028 | 88.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0945 | 387.32 | 10.896739 | 11.02 | 742 | 3,285 | 8,828 | 54.8 | 5 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0863 | 47.45 | 9.772467 | 9.37 | 722 | 5,099 | 6,033 | 31.1 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.0832 | 201.5 | 10.819778 | 13.99 | 752 | 5,040.041667 | 64,885 | 39.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 405.72 | 11.314475 | 15.12 | 672 | 5,760.041667 | 27,905 | 81.8 | 1 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 336.98 | 11.408631 | 6.61 | 692 | 9,570 | 14,081 | 73.7 | 0 | 0 | 1 | 0 |
1 | all_other | 0.0945 | 333.7 | 11.0021 | 6.02 | 787 | 10,860 | 426 | 0.7 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1387 | 655 | 11.285222 | 7.16 | 672 | 12,554.04167 | 12,301 | 56.4 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0863 | 101.21 | 9.798127 | 14.38 | 722 | 1,530 | 0 | 0 | 0 | 0 | 0 | 0 |
1 | small_business | 0.0976 | 533.77 | 9.903488 | 4.68 | 737 | 3,408.041667 | 2,248 | 11.6 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1071 | 16.31 | 8.975129 | 3.04 | 682 | 6,929 | 44 | 3.7 | 2 | 1 | 0 | 0 |
1 | small_business | 0.1008 | 807.62 | 10.518673 | 8.53 | 767 | 3,346 | 2,296 | 7.6 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 347.5 | 11.156251 | 9.05 | 702 | 4,530.041667 | 16,264 | 90.6 | 3 | 0 | 0 | 1 |
1 | all_other | 0.1039 | 194.71 | 10.668955 | 17.47 | 702 | 3,540.041667 | 12,758 | 40.4 | 0 | 0 | 0 | 0 |
1 | all_other | 0.08 | 188.02 | 10.778956 | 14.08 | 792 | 4,890.041667 | 2,573 | 16.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 237.95 | 11.141862 | 12.57 | 762 | 3,420.041667 | 15,176 | 31.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 148.61 | 10.645425 | 5.91 | 727 | 4,680 | 7,239 | 16.3 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.0863 | 189.77 | 10.571317 | 11.2 | 722 | 2,670.041667 | 11,217 | 52.9 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 84 | 10.23996 | 14.57 | 702 | 2,490 | 12,979 | 31 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 192.93 | 12.206073 | 4.84 | 707 | 5,760.041667 | 21,894 | 0 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1197 | 431.6 | 11.326596 | 3.92 | 682 | 3,479.041667 | 4,933 | 15.1 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1071 | 339.06 | 10.354563 | 4.74 | 722 | 1,290.041667 | 6,206 | 35.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 225.09 | 10.225571 | 17.78 | 717 | 1,830 | 16,326 | 48.6 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 243.38 | 10.714418 | 5.57 | 707 | 4,140.041667 | 33 | 0.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0737 | 24.84 | 10.463103 | 7.65 | 777 | 4,620.041667 | 19,901 | 29.8 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.08 | 90.88 | 9.852194 | 6.32 | 737 | 2,981 | 4,385 | 24 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1355 | 589.2 | 10.691945 | 18.52 | 677 | 4,800 | 18,966 | 70.5 | 2 | 0 | 0 | 0 |
1 | home_improvement | 0.0945 | 96.03 | 11.225243 | 1.49 | 712 | 6,220 | 8,788 | 39.2 | 0 | 0 | 1 | 0 |
1 | all_other | 0.1071 | 48.91 | 10.645425 | 18.14 | 697 | 3,091.041667 | 1,276 | 63.8 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1229 | 200.12 | 10.491274 | 14.77 | 672 | 4,830 | 22,635 | 45.5 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0768 | 199.61 | 11.526828 | 0.83 | 777 | 8,370 | 1,715 | 8.2 | 1 | 0 | 0 | 0 |
Subsets and Splits