credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | credit_card | 0.08 | 310.24 | 11.526828 | 3.19 | 777 | 8,370 | 1,715 | 8.2 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 80.39 | 9.998798 | 22.25 | 737 | 2,404.041667 | 2,574 | 10.5 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.0832 | 160.57 | 10.985293 | 7.08 | 767 | 13,319.04167 | 25,336 | 35.9 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1355 | 343 | 10.27973 | 15.82 | 667 | 3,539.041667 | 18,485 | 65.3 | 1 | 0 | 1 | 1 |
1 | debt_consolidation | 0.0945 | 272.09 | 10.819858 | 17.33 | 737 | 2,430.041667 | 9,048 | 26.6 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1324 | 307.67 | 10.803649 | 7.37 | 672 | 7,020 | 14,421 | 83.8 | 0 | 2 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 200.17 | 9.92329 | 18.35 | 742 | 2,879 | 9,121 | 55.4 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1071 | 260.82 | 12.278393 | 17.66 | 707 | 6,630 | 120,563 | 92.4 | 0 | 0 | 0 | 0 |
1 | all_other | 0.08 | 94.01 | 10.043249 | 12.05 | 742 | 1,259.041667 | 710 | 7.8 | 4 | 0 | 0 | 0 |
1 | educational | 0.0976 | 46.63 | 11.082143 | 7.74 | 707 | 3,509.041667 | 20,762 | 48.5 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0863 | 189.77 | 10.653204 | 10.8 | 732 | 3,451.041667 | 1,839 | 15.6 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 627.02 | 11.407565 | 1.95 | 767 | 3,180.041667 | 8,629 | 17.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 330.53 | 10.811746 | 8.4 | 687 | 3,300 | 11,735 | 93.9 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1039 | 584.12 | 11.289782 | 0.86 | 717 | 2,092.041667 | 5,506 | 52.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 199.2 | 10.981897 | 6 | 672 | 4,410 | 3,831 | 34.2 | 0 | 1 | 0 | 1 |
1 | all_other | 0.0768 | 187.14 | 11.225243 | 2.54 | 802 | 6,451.041667 | 6,094 | 2.8 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1008 | 193.83 | 10.596635 | 16.17 | 712 | 2,699.041667 | 15,597 | 60 | 1 | 0 | 0 | 0 |
1 | small_business | 0.1008 | 807.62 | 11.877569 | 3.84 | 762 | 4,725 | 52,214 | 8.7 | 8 | 0 | 0 | 0 |
1 | small_business | 0.0976 | 644.71 | 10.165852 | 9.14 | 762 | 6,752.041667 | 507 | 3.5 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1071 | 195.61 | 10.385543 | 11.12 | 687 | 4,079 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1103 | 163.77 | 10.532096 | 5.73 | 682 | 3,299 | 4,760 | 60.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1418 | 856.63 | 11.09741 | 22.45 | 707 | 2,092.041667 | 25,160 | 32.8 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1103 | 327.53 | 10.308953 | 13.4 | 707 | 3,359 | 10,837 | 83.4 | 1 | 0 | 0 | 1 |
1 | small_business | 0.08 | 313.37 | 11.652687 | 12 | 777 | 5,941 | 90,335 | 53.5 | 3 | 0 | 0 | 0 |
1 | small_business | 0.0976 | 128.62 | 11.05089 | 2.7 | 712 | 6,810.041667 | 4,010 | 8.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1261 | 167.54 | 10.126631 | 4.56 | 667 | 4,799 | 3,389 | 47.1 | 2 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1134 | 501.73 | 11.225243 | 15.14 | 707 | 6,030.041667 | 39,702 | 84.5 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.0945 | 544.17 | 11.0021 | 0.6 | 762 | 3,390.041667 | 653 | 3.2 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.08 | 188.02 | 11.0021 | 9.82 | 762 | 6,419.041667 | 5,274 | 45.9 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 90.07 | 10.858999 | 14.45 | 677 | 2,609 | 11,788 | 24.7 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0737 | 93.14 | 9.774119 | 12.7 | 772 | 6,149 | 122 | 3.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1545 | 348.87 | 10.915016 | 13.16 | 662 | 7,979 | 22,122 | 78.7 | 2 | 0 | 0 | 0 |
1 | small_business | 0.0768 | 155.95 | 10.23996 | 0.43 | 792 | 2,267 | 103 | 1.5 | 0 | 0 | 0 | 0 |
1 | educational | 0.0976 | 347.27 | 11.321765 | 11.89 | 722 | 8,669.041667 | 8,866 | 24.3 | 1 | 0 | 1 | 0 |
1 | small_business | 0.1134 | 493.5 | 11.512925 | 2.32 | 697 | 5,970.041667 | 4,929 | 33.5 | 1 | 1 | 0 | 0 |
1 | all_other | 0.0976 | 80.39 | 10.491274 | 0.5 | 702 | 1,680.041667 | 11,794 | 59.3 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1292 | 507.36 | 10.645425 | 23.29 | 717 | 5,220.041667 | 462 | 11.3 | 2 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1324 | 608.58 | 11.0021 | 22.4 | 687 | 3,151.041667 | 5,855 | 54.7 | 0 | 0 | 1 | 1 |
1 | debt_consolidation | 0.1008 | 646.1 | 11.0021 | 10.06 | 742 | 3,960 | 6,688 | 39.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1229 | 25.02 | 9.852194 | 24 | 707 | 2,700.041667 | 12,220 | 84.9 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1071 | 195.61 | 10.422281 | 20.11 | 717 | 2,309.041667 | 8,736 | 45.7 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1324 | 507.15 | 11.147642 | 3.29 | 672 | 3,659 | 170 | 34 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1418 | 548.25 | 10.852207 | 11.13 | 662 | 2,519 | 15,923 | 90.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0863 | 142.33 | 9.21034 | 0 | 727 | 1,110 | 0 | 0 | 0 | 1 | 0 | 0 |
1 | home_improvement | 0.1166 | 495.79 | 10.491274 | 5.17 | 692 | 4,440 | 1,340 | 53.6 | 2 | 1 | 0 | 1 |
1 | all_other | 0.1103 | 327.53 | 10.110705 | 9.17 | 692 | 4,110 | 8,575 | 70.3 | 0 | 1 | 0 | 0 |
1 | all_other | 0.1103 | 98.26 | 10.621327 | 16.92 | 682 | 1,560 | 21,498 | 42.4 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1482 | 587.82 | 11.552146 | 20.12 | 667 | 8,250.041667 | 32,406 | 91.8 | 1 | 4 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 131.97 | 9.782506 | 15.51 | 672 | 4,290.041667 | 7,902 | 17 | 2 | 0 | 0 | 0 |
1 | home_improvement | 0.1166 | 330.53 | 11.433882 | 10.74 | 677 | 5,519 | 46,789 | 66.7 | 3 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1261 | 254.65 | 11.245752 | 4.62 | 667 | 5,129 | 7,897 | 47.9 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1134 | 236.88 | 10.518673 | 24.31 | 742 | 4,710 | 6,422 | 14.5 | 2 | 0 | 0 | 0 |
1 | small_business | 0.08 | 313.37 | 10.126631 | 12.14 | 802 | 7,890.041667 | 1,467 | 9.2 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1166 | 826.31 | 11.512925 | 18.88 | 722 | 1,949.041667 | 16,694 | 33.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.08 | 156.69 | 10.370988 | 10.71 | 762 | 2,309.041667 | 1,698 | 7.9 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1197 | 318.72 | 10.518565 | 20.63 | 702 | 3,270 | 8,801 | 72.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 171.18 | 10.714418 | 20.69 | 732 | 2,610 | 5,500 | 28.2 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0863 | 373.21 | 11.0021 | 7.8 | 757 | 3,390 | 3,282 | 32.6 | 3 | 0 | 0 | 0 |
1 | small_business | 0.1261 | 820.91 | 11.695247 | 5.76 | 697 | 2,141.041667 | 23,908 | 62.8 | 3 | 0 | 0 | 1 |
1 | credit_card | 0.1071 | 815.04 | 10.858999 | 11.86 | 727 | 1,694.041667 | 6,088 | 8.3 | 0 | 0 | 0 | 1 |
1 | all_other | 0.1071 | 358.62 | 11.0021 | 0.4 | 707 | 1,620.041667 | 2,217 | 28.4 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 213.72 | 11.294956 | 20.15 | 677 | 8,520.041667 | 22,247 | 93.1 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 99.6 | 11.264464 | 14.8 | 672 | 4,140.041667 | 14,555 | 77 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0945 | 409.73 | 11.512925 | 10.51 | 742 | 3,900.041667 | 15,491 | 25.4 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1387 | 341.15 | 10.968198 | 24.72 | 702 | 6,839.041667 | 24,299 | 58.6 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1703 | 535.02 | 11.580584 | 15.81 | 662 | 6,660 | 44,543 | 86.8 | 0 | 0 | 0 | 1 |
1 | credit_card | 0.0976 | 160.78 | 10.448715 | 1.46 | 712 | 2,970 | 3,735 | 21.5 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.1008 | 129.22 | 10.385914 | 16.26 | 717 | 1,560 | 2,352 | 27.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1261 | 335.07 | 10.858999 | 12.02 | 672 | 2,699.041667 | 7,607 | 46.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1103 | 294.78 | 10.714418 | 8.29 | 687 | 2,760.041667 | 12,303 | 59.7 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1039 | 233.65 | 10.778956 | 12.63 | 702 | 1,140 | 5,824 | 44.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 504.84 | 10.714418 | 6.08 | 677 | 3,240 | 5,071 | 78 | 1 | 1 | 0 | 1 |
1 | debt_consolidation | 0.1039 | 486.76 | 10.883823 | 11.37 | 717 | 2,250 | 24 | 0.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 398.4 | 10.714418 | 22.67 | 702 | 3,183.041667 | 16,616 | 66.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1103 | 671.44 | 10.555813 | 15.72 | 722 | 3,580.041667 | 31,566 | 32.3 | 1 | 0 | 0 | 1 |
1 | small_business | 0.1261 | 670.13 | 10.545341 | 4.04 | 687 | 3,570.041667 | 4,110 | 91.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1071 | 521.63 | 10.596535 | 19.23 | 722 | 3,120.041667 | 16,738 | 77.9 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 803.87 | 12.206073 | 4.95 | 777 | 2,159 | 54,392 | 0 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.1103 | 98.26 | 11.236974 | 11.8 | 717 | 6,589 | 46,427 | 98.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1387 | 135.61 | 10.085809 | 21.9 | 662 | 4,200.041667 | 10,944 | 82.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 676.2 | 11.289782 | 20.73 | 697 | 4,080 | 16,805 | 64.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 321.55 | 10.545341 | 3.22 | 722 | 2,670.041667 | 9,255 | 63 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1071 | 652.04 | 10.869692 | 13.11 | 727 | 4,085 | 16,194 | 39.8 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 771.72 | 11.918391 | 0.22 | 782 | 4,319.041667 | 4,643 | 5.8 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0863 | 316.28 | 10.308953 | 13.16 | 752 | 4,109 | 3,808 | 31 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.145 | 516.32 | 11.082143 | 15.6 | 662 | 3,570.041667 | 9,080 | 63.9 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 292.06 | 10.494602 | 14.45 | 707 | 1,621.041667 | 4,551 | 25.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 330.53 | 10.434116 | 23.96 | 742 | 3,840.041667 | 11,927 | 45.5 | 2 | 0 | 0 | 0 |
1 | small_business | 0.1355 | 339.6 | 11.17885 | 3.35 | 662 | 5,460 | 5,261 | 73.1 | 2 | 1 | 0 | 1 |
1 | debt_consolidation | 0.0768 | 93.57 | 10.586584 | 0.91 | 767 | 5,520 | 1,139 | 27.1 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 192.93 | 10.134599 | 5.43 | 707 | 2,820.041667 | 5,280 | 40.6 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.0945 | 320.1 | 11.082143 | 11.69 | 727 | 2,641 | 13,607 | 63.3 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1134 | 394.8 | 10.545341 | 8.72 | 687 | 4,261.041667 | 11,134 | 70.9 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.1134 | 329 | 11.225243 | 14.8 | 712 | 2,970 | 23,623 | 45.7 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1103 | 311.16 | 11.225243 | 11.3 | 692 | 4,380 | 9,711 | 71.4 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.08 | 94.01 | 10.491274 | 2.6 | 742 | 4,380 | 2,456 | 23.4 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1387 | 341.15 | 10.474467 | 13.19 | 662 | 4,050 | 11,969 | 88 | 2 | 0 | 0 | 1 |
1 | small_business | 0.0945 | 192.06 | 11.0021 | 13.16 | 732 | 4,470 | 32,421 | 55 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.0832 | 182.61 | 10.463675 | 0.72 | 742 | 2,767.041667 | 1,348 | 5.2 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1671 | 710.18 | 11.082143 | 20.09 | 662 | 4,110 | 26,255 | 74.3 | 1 | 0 | 0 | 0 |
Subsets and Splits