credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
credit_card
0.08
310.24
11.526828
3.19
777
8,370
1,715
8.2
1
0
0
0
1
all_other
0.0976
80.39
9.998798
22.25
737
2,404.041667
2,574
10.5
1
0
0
0
1
credit_card
0.0832
160.57
10.985293
7.08
767
13,319.04167
25,336
35.9
0
0
0
0
1
debt_consolidation
0.1355
343
10.27973
15.82
667
3,539.041667
18,485
65.3
1
0
1
1
1
debt_consolidation
0.0945
272.09
10.819858
17.33
737
2,430.041667
9,048
26.6
1
0
0
0
1
credit_card
0.1324
307.67
10.803649
7.37
672
7,020
14,421
83.8
0
2
0
0
1
debt_consolidation
0.0976
200.17
9.92329
18.35
742
2,879
9,121
55.4
1
0
0
0
1
all_other
0.1071
260.82
12.278393
17.66
707
6,630
120,563
92.4
0
0
0
0
1
all_other
0.08
94.01
10.043249
12.05
742
1,259.041667
710
7.8
4
0
0
0
1
educational
0.0976
46.63
11.082143
7.74
707
3,509.041667
20,762
48.5
2
0
0
0
1
debt_consolidation
0.0863
189.77
10.653204
10.8
732
3,451.041667
1,839
15.6
3
0
0
0
1
debt_consolidation
0.0976
627.02
11.407565
1.95
767
3,180.041667
8,629
17.6
0
0
0
0
1
debt_consolidation
0.1166
330.53
10.811746
8.4
687
3,300
11,735
93.9
2
0
0
0
1
all_other
0.1039
584.12
11.289782
0.86
717
2,092.041667
5,506
52.4
1
0
0
0
1
debt_consolidation
0.1197
199.2
10.981897
6
672
4,410
3,831
34.2
0
1
0
1
1
all_other
0.0768
187.14
11.225243
2.54
802
6,451.041667
6,094
2.8
0
0
0
0
1
credit_card
0.1008
193.83
10.596635
16.17
712
2,699.041667
15,597
60
1
0
0
0
1
small_business
0.1008
807.62
11.877569
3.84
762
4,725
52,214
8.7
8
0
0
0
1
small_business
0.0976
644.71
10.165852
9.14
762
6,752.041667
507
3.5
0
0
0
1
1
debt_consolidation
0.1071
195.61
10.385543
11.12
687
4,079
0
0
1
0
0
0
1
debt_consolidation
0.1103
163.77
10.532096
5.73
682
3,299
4,760
60.3
0
0
0
0
1
all_other
0.1418
856.63
11.09741
22.45
707
2,092.041667
25,160
32.8
2
0
0
1
1
debt_consolidation
0.1103
327.53
10.308953
13.4
707
3,359
10,837
83.4
1
0
0
1
1
small_business
0.08
313.37
11.652687
12
777
5,941
90,335
53.5
3
0
0
0
1
small_business
0.0976
128.62
11.05089
2.7
712
6,810.041667
4,010
8.1
0
0
0
0
1
debt_consolidation
0.1261
167.54
10.126631
4.56
667
4,799
3,389
47.1
2
0
1
0
1
debt_consolidation
0.1134
501.73
11.225243
15.14
707
6,030.041667
39,702
84.5
0
0
0
0
1
home_improvement
0.0945
544.17
11.0021
0.6
762
3,390.041667
653
3.2
2
0
0
0
1
debt_consolidation
0.08
188.02
11.0021
9.82
762
6,419.041667
5,274
45.9
1
0
0
0
1
debt_consolidation
0.1166
90.07
10.858999
14.45
677
2,609
11,788
24.7
3
0
0
0
1
debt_consolidation
0.0737
93.14
9.774119
12.7
772
6,149
122
3.7
0
0
0
0
1
debt_consolidation
0.1545
348.87
10.915016
13.16
662
7,979
22,122
78.7
2
0
0
0
1
small_business
0.0768
155.95
10.23996
0.43
792
2,267
103
1.5
0
0
0
0
1
educational
0.0976
347.27
11.321765
11.89
722
8,669.041667
8,866
24.3
1
0
1
0
1
small_business
0.1134
493.5
11.512925
2.32
697
5,970.041667
4,929
33.5
1
1
0
0
1
all_other
0.0976
80.39
10.491274
0.5
702
1,680.041667
11,794
59.3
0
0
0
0
1
small_business
0.1292
507.36
10.645425
23.29
717
5,220.041667
462
11.3
2
0
1
0
1
debt_consolidation
0.1324
608.58
11.0021
22.4
687
3,151.041667
5,855
54.7
0
0
1
1
1
debt_consolidation
0.1008
646.1
11.0021
10.06
742
3,960
6,688
39.1
0
0
0
0
1
credit_card
0.1229
25.02
9.852194
24
707
2,700.041667
12,220
84.9
0
0
0
0
1
debt_consolidation
0.1071
195.61
10.422281
20.11
717
2,309.041667
8,736
45.7
1
0
0
0
1
all_other
0.1324
507.15
11.147642
3.29
672
3,659
170
34
0
0
0
0
1
debt_consolidation
0.1418
548.25
10.852207
11.13
662
2,519
15,923
90.5
0
0
0
0
1
all_other
0.0863
142.33
9.21034
0
727
1,110
0
0
0
1
0
0
1
home_improvement
0.1166
495.79
10.491274
5.17
692
4,440
1,340
53.6
2
1
0
1
1
all_other
0.1103
327.53
10.110705
9.17
692
4,110
8,575
70.3
0
1
0
0
1
all_other
0.1103
98.26
10.621327
16.92
682
1,560
21,498
42.4
1
0
0
0
1
credit_card
0.1482
587.82
11.552146
20.12
667
8,250.041667
32,406
91.8
1
4
0
0
1
debt_consolidation
0.1197
131.97
9.782506
15.51
672
4,290.041667
7,902
17
2
0
0
0
1
home_improvement
0.1166
330.53
11.433882
10.74
677
5,519
46,789
66.7
3
0
0
1
1
debt_consolidation
0.1261
254.65
11.245752
4.62
667
5,129
7,897
47.9
1
0
0
0
1
credit_card
0.1134
236.88
10.518673
24.31
742
4,710
6,422
14.5
2
0
0
0
1
small_business
0.08
313.37
10.126631
12.14
802
7,890.041667
1,467
9.2
0
0
0
0
1
credit_card
0.1166
826.31
11.512925
18.88
722
1,949.041667
16,694
33.1
0
0
0
0
1
debt_consolidation
0.08
156.69
10.370988
10.71
762
2,309.041667
1,698
7.9
0
0
0
0
1
all_other
0.1197
318.72
10.518565
20.63
702
3,270
8,801
72.7
0
0
0
0
1
debt_consolidation
0.1039
171.18
10.714418
20.69
732
2,610
5,500
28.2
0
0
0
0
1
debt_consolidation
0.0863
373.21
11.0021
7.8
757
3,390
3,282
32.6
3
0
0
0
1
small_business
0.1261
820.91
11.695247
5.76
697
2,141.041667
23,908
62.8
3
0
0
1
1
credit_card
0.1071
815.04
10.858999
11.86
727
1,694.041667
6,088
8.3
0
0
0
1
1
all_other
0.1071
358.62
11.0021
0.4
707
1,620.041667
2,217
28.4
2
0
0
0
1
debt_consolidation
0.1292
213.72
11.294956
20.15
677
8,520.041667
22,247
93.1
1
0
0
0
1
debt_consolidation
0.1197
99.6
11.264464
14.8
672
4,140.041667
14,555
77
0
0
0
0
1
debt_consolidation
0.0945
409.73
11.512925
10.51
742
3,900.041667
15,491
25.4
3
0
0
0
1
debt_consolidation
0.1387
341.15
10.968198
24.72
702
6,839.041667
24,299
58.6
0
0
0
1
1
debt_consolidation
0.1703
535.02
11.580584
15.81
662
6,660
44,543
86.8
0
0
0
1
1
credit_card
0.0976
160.78
10.448715
1.46
712
2,970
3,735
21.5
0
0
0
0
1
home_improvement
0.1008
129.22
10.385914
16.26
717
1,560
2,352
27.3
1
0
0
0
1
debt_consolidation
0.1261
335.07
10.858999
12.02
672
2,699.041667
7,607
46.7
0
0
0
0
1
debt_consolidation
0.1103
294.78
10.714418
8.29
687
2,760.041667
12,303
59.7
0
0
0
0
1
credit_card
0.1039
233.65
10.778956
12.63
702
1,140
5,824
44.7
0
0
0
0
1
debt_consolidation
0.1292
504.84
10.714418
6.08
677
3,240
5,071
78
1
1
0
1
1
debt_consolidation
0.1039
486.76
10.883823
11.37
717
2,250
24
0.3
0
0
0
0
1
debt_consolidation
0.1197
398.4
10.714418
22.67
702
3,183.041667
16,616
66.7
0
0
0
0
1
debt_consolidation
0.1103
671.44
10.555813
15.72
722
3,580.041667
31,566
32.3
1
0
0
1
1
small_business
0.1261
670.13
10.545341
4.04
687
3,570.041667
4,110
91.3
0
0
0
0
1
debt_consolidation
0.1071
521.63
10.596535
19.23
722
3,120.041667
16,738
77.9
1
0
0
0
1
all_other
0.0976
803.87
12.206073
4.95
777
2,159
54,392
0
0
0
0
0
1
home_improvement
0.1103
98.26
11.236974
11.8
717
6,589
46,427
98.4
0
0
0
0
1
credit_card
0.1387
135.61
10.085809
21.9
662
4,200.041667
10,944
82.3
1
0
0
0
1
debt_consolidation
0.1324
676.2
11.289782
20.73
697
4,080
16,805
64.1
0
0
0
0
1
debt_consolidation
0.0976
321.55
10.545341
3.22
722
2,670.041667
9,255
63
0
0
0
0
1
debt_consolidation
0.1071
652.04
10.869692
13.11
727
4,085
16,194
39.8
1
0
0
0
1
debt_consolidation
0.0976
771.72
11.918391
0.22
782
4,319.041667
4,643
5.8
3
0
0
0
1
debt_consolidation
0.0863
316.28
10.308953
13.16
752
4,109
3,808
31
2
0
0
0
1
debt_consolidation
0.145
516.32
11.082143
15.6
662
3,570.041667
9,080
63.9
1
0
0
0
1
debt_consolidation
0.1039
292.06
10.494602
14.45
707
1,621.041667
4,551
25.3
0
0
0
0
1
debt_consolidation
0.1166
330.53
10.434116
23.96
742
3,840.041667
11,927
45.5
2
0
0
0
1
small_business
0.1355
339.6
11.17885
3.35
662
5,460
5,261
73.1
2
1
0
1
1
debt_consolidation
0.0768
93.57
10.586584
0.91
767
5,520
1,139
27.1
1
0
0
0
1
debt_consolidation
0.0976
192.93
10.134599
5.43
707
2,820.041667
5,280
40.6
1
0
0
0
1
credit_card
0.0945
320.1
11.082143
11.69
727
2,641
13,607
63.3
3
0
0
0
1
debt_consolidation
0.1134
394.8
10.545341
8.72
687
4,261.041667
11,134
70.9
0
0
0
0
1
home_improvement
0.1134
329
11.225243
14.8
712
2,970
23,623
45.7
3
0
0
0
1
debt_consolidation
0.1103
311.16
11.225243
11.3
692
4,380
9,711
71.4
0
1
0
0
1
debt_consolidation
0.08
94.01
10.491274
2.6
742
4,380
2,456
23.4
0
1
0
0
1
debt_consolidation
0.1387
341.15
10.474467
13.19
662
4,050
11,969
88
2
0
0
1
1
small_business
0.0945
192.06
11.0021
13.16
732
4,470
32,421
55
0
0
0
0
1
major_purchase
0.0832
182.61
10.463675
0.72
742
2,767.041667
1,348
5.2
3
0
0
0
1
debt_consolidation
0.1671
710.18
11.082143
20.09
662
4,110
26,255
74.3
1
0
0
0