credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | credit_card | 0.1039 | 464.05 | 10.308953 | 21.28 | 752 | 2,729.041667 | 5,649 | 30.2 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0945 | 230.47 | 10.714418 | 0.8 | 717 | 2,730.041667 | 3,332 | 30.6 | 0 | 0 | 0 | 1 |
1 | all_other | 0.1734 | 895.56 | 11.472103 | 18.8 | 662 | 11,520.04167 | 14,706 | 77 | 0 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1261 | 670.13 | 11.338572 | 14.51 | 692 | 1,890 | 27,129 | 39 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 269.25 | 11.156251 | 4.08 | 667 | 5,820 | 1,152 | 13.1 | 3 | 3 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 377.79 | 10.353161 | 23.31 | 712 | 3,780 | 8,837 | 52.6 | 1 | 0 | 0 | 1 |
1 | all_other | 0.0976 | 30.55 | 10.043249 | 22.38 | 742 | 4,470 | 2,246 | 9.9 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 389.41 | 10.308953 | 0 | 712 | 4,440 | 9,258 | 71.2 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 405.72 | 10.203592 | 11.96 | 667 | 4,890.041667 | 8,671 | 61.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1387 | 477.61 | 11.042922 | 20.45 | 677 | 2,675 | 20,065 | 66 | 2 | 0 | 0 | 0 |
1 | educational | 0.1134 | 329 | 10.141244 | 8.79 | 692 | 3,839.041667 | 1,573 | 39.3 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0832 | 377.82 | 11.407565 | 1.63 | 792 | 5,729.041667 | 4,359 | 15.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1324 | 338.1 | 10.968198 | 10.9 | 662 | 2,009.041667 | 10,055 | 54.9 | 3 | 0 | 1 | 0 |
1 | major_purchase | 0.1355 | 407.52 | 11.156251 | 17.07 | 667 | 7,565.041667 | 2,549 | 57.9 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1071 | 273.86 | 10.839581 | 16.47 | 702 | 4,530.041667 | 16,021 | 66.8 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1008 | 807.62 | 10.89635 | 0 | 762 | 6,420.041667 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 398.4 | 11.350407 | 14.08 | 682 | 7,230.041667 | 22,205 | 88.8 | 2 | 0 | 1 | 0 |
1 | debt_consolidation | 0.0945 | 320.1 | 11.736069 | 5.28 | 727 | 9,120 | 9,438 | 33.5 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0863 | 316.28 | 11.407565 | 5.91 | 732 | 5,760.041667 | 18,343 | 26.2 | 0 | 1 | 0 | 0 |
1 | all_other | 0.1008 | 387.66 | 11.77529 | 21.2 | 772 | 6,750.041667 | 74,885 | 0 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1039 | 162.26 | 9.903488 | 14.82 | 702 | 2,851.041667 | 4,873 | 26.9 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1134 | 493.5 | 11.338572 | 10.49 | 697 | 3,089.041667 | 11,332 | 39.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1229 | 640.38 | 10.878047 | 18.93 | 702 | 3,689 | 20,033 | 82.8 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1261 | 180.94 | 10.609057 | 12.12 | 667 | 2,729.041667 | 4,565 | 68.1 | 0 | 1 | 0 | 0 |
1 | major_purchase | 0.1134 | 296.1 | 11.512925 | 1.2 | 682 | 5,130 | 4,000 | 80 | 3 | 0 | 0 | 0 |
1 | all_other | 0.1166 | 115.69 | 10.901598 | 12.38 | 672 | 7,530.041667 | 0 | 0 | 0 | 2 | 0 | 0 |
1 | all_other | 0.1134 | 230.3 | 10.714418 | 9.92 | 687 | 2,520.041667 | 1,767 | 34.6 | 1 | 0 | 1 | 0 |
1 | all_other | 0.1324 | 405.72 | 10.695575 | 14.4 | 672 | 3,720 | 768 | 64 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.0976 | 305.47 | 11.067638 | 4.8 | 717 | 5,070.041667 | 12,226 | 45.6 | 0 | 1 | 1 | 0 |
1 | all_other | 0.0737 | 93.14 | 10.584157 | 1.55 | 802 | 3,660 | 2,724 | 7.9 | 0 | 0 | 0 | 0 |
1 | all_other | 0.08 | 109.68 | 10.790597 | 0.62 | 742 | 7,170.041667 | 308 | 17.1 | 4 | 0 | 0 | 0 |
1 | debt_consolidation | 0.08 | 37.61 | 9.602382 | 2.43 | 747 | 2,250 | 1,946 | 6.5 | 3 | 0 | 0 | 0 |
1 | all_other | 0.1008 | 129.22 | 10.918718 | 19.43 | 717 | 4,770 | 4,446 | 61.7 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 290.75 | 10.571317 | 5.17 | 707 | 2,190 | 8,486 | 66.8 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1355 | 203.76 | 11.184421 | 23.37 | 682 | 6,599 | 19,826 | 39 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.0945 | 160.05 | 10.596635 | 5.97 | 722 | 2,819.041667 | 3,212 | 35.7 | 1 | 1 | 0 | 0 |
1 | credit_card | 0.1355 | 407.52 | 10.915088 | 14.99 | 667 | 4,499 | 10,918 | 59 | 2 | 0 | 0 | 0 |
1 | educational | 0.0945 | 320.1 | 11.156251 | 9.38 | 722 | 1,859 | 8,850 | 32.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1039 | 129.81 | 10.308953 | 6.04 | 697 | 6,330 | 10,366 | 64.4 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1229 | 366.89 | 10.502324 | 11.6 | 677 | 1,500 | 10,765 | 60.5 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1134 | 658 | 10.915088 | 5.19 | 712 | 8,400 | 5,482 | 17.4 | 0 | 2 | 0 | 1 |
1 | debt_consolidation | 0.0945 | 480.15 | 11.041321 | 6.46 | 752 | 4,500 | 5,196 | 34.6 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 803.87 | 11.156251 | 4.92 | 792 | 4,140 | 3,114 | 11.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1039 | 272.59 | 10.463218 | 19.61 | 717 | 4,439.958333 | 213 | 7.1 | 1 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1197 | 249 | 9.862666 | 10.94 | 677 | 1,920 | 6,450 | 70.9 | 3 | 0 | 0 | 0 |
1 | credit_card | 0.1229 | 400.24 | 11.407565 | 8.81 | 677 | 2,340.041667 | 15,486 | 33.1 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0863 | 253.03 | 10.89822 | 10.78 | 732 | 3,390 | 5,623 | 67.7 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1039 | 129.81 | 10.878047 | 13.09 | 702 | 4,441 | 1,308 | 6.9 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0945 | 448.14 | 10.645425 | 5.31 | 737 | 3,030 | 11,556 | 24.3 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.1134 | 118.44 | 10.915088 | 13.51 | 682 | 3,510 | 623 | 31.1 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1039 | 811.27 | 11.512925 | 7.25 | 737 | 3,780 | 0 | 0 | 2 | 1 | 0 | 0 |
1 | all_other | 0.1355 | 407.52 | 11.77529 | 8.32 | 662 | 3,060.041667 | 22,044 | 81.6 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.08 | 250.7 | 10.381831 | 8.55 | 782 | 5,550 | 8,793 | 18.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 444.6 | 10.537203 | 20.66 | 677 | 4,620.041667 | 2,796 | 38.8 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1071 | 489.03 | 11.289782 | 6.9 | 707 | 7,410 | 8,298 | 38.6 | 3 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1355 | 373.56 | 10.778956 | 22.75 | 677 | 2,730.041667 | 10,211 | 96.3 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1071 | 195.61 | 10.819778 | 9.22 | 687 | 2,790 | 22,188 | 70 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 314 | 10.596635 | 18.78 | 697 | 2,309.958333 | 21,160 | 78.7 | 0 | 0 | 0 | 1 |
1 | credit_card | 0.0768 | 109.17 | 10.308953 | 2.52 | 762 | 3,840 | 2,096 | 46.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.145 | 516.32 | 11.222359 | 24.61 | 682 | 2,430 | 55,632 | 80.7 | 3 | 0 | 0 | 0 |
1 | educational | 0.0976 | 241.16 | 9.903488 | 10.56 | 717 | 4,121.958333 | 3,415 | 14.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0863 | 221.4 | 10.753638 | 12.23 | 727 | 2,940.958333 | 1,287 | 7.8 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1103 | 294.78 | 11.127263 | 12.72 | 687 | 9,119.958333 | 36,164 | 39.4 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1513 | 680.69 | 11.225243 | 19.36 | 662 | 2,669.958333 | 20,658 | 55.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1071 | 228.22 | 10.308953 | 21.48 | 722 | 10,110 | 24,397 | 53.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.08 | 87.75 | 9.602382 | 5.48 | 747 | 2,249.958333 | 1,946 | 6.5 | 3 | 0 | 0 | 0 |
1 | all_other | 0.1039 | 324.51 | 11.087956 | 14.82 | 767 | 6,420 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1051 | 97.53 | 10.596635 | 16.08 | 727 | 3,464.041667 | 14,582 | 26.7 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1071 | 208.65 | 10.915088 | 6.11 | 697 | 3,689.958333 | 14,971 | 46.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1482 | 691.55 | 11.407565 | 23.45 | 692 | 3,870 | 43,868 | 47.8 | 1 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1008 | 323.05 | 10.778956 | 2.65 | 742 | 4,260 | 6,512 | 16.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0832 | 236.14 | 11.156251 | 2.81 | 757 | 4,199.958333 | 7,905 | 30.2 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0976 | 213.83 | 11.18887 | 15.63 | 717 | 4,379.958333 | 6,161 | 26.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1103 | 537.15 | 10.818177 | 4.42 | 712 | 1,859.958333 | 3,964 | 24 | 0 | 0 | 0 | 1 |
1 | home_improvement | 0.1039 | 194.71 | 10.203592 | 21.78 | 737 | 4,989 | 1,815 | 60.5 | 3 | 0 | 0 | 0 |
1 | all_other | 0.08 | 235.03 | 10.596635 | 5.22 | 772 | 5,280 | 0 | 0 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 707.41 | 11.289782 | 9.81 | 757 | 5,549.958333 | 1,998 | 22.4 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.0945 | 128.04 | 11.484526 | 13.16 | 732 | 2,500 | 41,248 | 5.3 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1261 | 670.13 | 11.09741 | 13.4 | 687 | 3,419.958333 | 24,008 | 77.9 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1197 | 697.2 | 11.925035 | 7.99 | 697 | 8,101.958333 | 17,788 | 52.7 | 3 | 0 | 0 | 0 |
1 | all_other | 0.0945 | 480.15 | 11.918391 | 6.47 | 757 | 3,990 | 4,232 | 8.9 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1134 | 98.7 | 10.530495 | 7.72 | 677 | 1,680 | 0 | 53 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.157 | 525.17 | 11.350359 | 20.44 | 672 | 5,490 | 28,511 | 56.7 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0768 | 187.14 | 10.673596 | 0.83 | 792 | 4,139.958333 | 138 | 0.2 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1166 | 314 | 11.695247 | 18.23 | 697 | 4,950 | 114,629 | 64.5 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 324.51 | 11.232616 | 12.88 | 707 | 2,939.958333 | 10,689 | 18.4 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 257.24 | 10.085809 | 17 | 732 | 3,779.958333 | 6,188 | 53.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0832 | 314.85 | 10.595334 | 14.54 | 772 | 5,790 | 4,743 | 28.1 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1103 | 235.83 | 11.049174 | 21.83 | 717 | 5,219.958333 | 12,025 | 37.2 | 2 | 0 | 0 | 0 |
1 | home_improvement | 0.0976 | 803.87 | 11.695247 | 8.91 | 792 | 8,129.958333 | 3,706 | 12.8 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1134 | 526.4 | 11.350407 | 9.37 | 702 | 4,590 | 8,833 | 44.8 | 1 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1039 | 292.06 | 10.714418 | 14.64 | 712 | 4,439.958333 | 6,239 | 63 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 540.96 | 10.596635 | 11.73 | 672 | 3,210 | 5,671 | 55.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1229 | 100.06 | 10.373491 | 13.28 | 672 | 4,320 | 2,940 | 27.7 | 1 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1355 | 848.99 | 11.03489 | 14.26 | 697 | 2,730 | 7,019 | 13.4 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1197 | 298.8 | 10.95954 | 18.76 | 682 | 4,350 | 9,883 | 66.7 | 1 | 1 | 1 | 0 |
1 | debt_consolidation | 0.0976 | 482.32 | 12.072541 | 3.17 | 742 | 2,820 | 1,436 | 3.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 168.28 | 10.647803 | 21.04 | 677 | 2,910.958333 | 13,073 | 55.9 | 3 | 0 | 0 | 1 |
1 | all_other | 0.1008 | 807.62 | 11.884489 | 1.73 | 762 | 7,769.958333 | 5,681 | 14.1 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 811.27 | 11.407565 | 13.28 | 747 | 3,359.958333 | 48,556 | 10.9 | 0 | 0 | 0 | 0 |
Subsets and Splits