credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
home_improvement
0.0976
204.19
11.082143
13.79
747
8,039.958333
14,102
35.4
4
0
0
0
1
debt_consolidation
0.1039
324.51
11.03811
10.59
707
1,469.958333
7,618
47.2
2
0
0
0
1
debt_consolidation
0.0976
287.79
10.714418
7.6
727
6,750
0
0
1
1
0
0
1
major_purchase
0.1355
155.37
11.066638
13.5
697
7,582
8,399
41
2
0
0
1
1
debt_consolidation
0.0976
144.7
10.90228
4.24
707
1,499.958333
3,818
61.6
0
0
0
1
1
debt_consolidation
0.1261
402.08
10.825124
10.12
672
8,864.958333
16,083
70.2
0
0
1
0
1
debt_consolidation
0.1039
324.51
10.555813
7.12
712
2,010
13,845
28.9
0
0
0
0
1
credit_card
0.1071
234.74
10.596635
18.75
712
4,560
12,938
49
0
0
1
0
1
debt_consolidation
0.1197
292.16
10.819778
8.14
697
6,840
8,243
37
2
0
1
0
1
debt_consolidation
0.1197
166
10.778956
13.03
677
3,510
14,859
81.2
3
1
0
0
1
educational
0.1608
492.76
11.570251
20.39
677
6,269.958333
33,627
74.7
1
0
0
1
1
all_other
0.0768
31.19
10.491274
1.8
747
2,520
4,782
16.7
0
0
0
0
1
educational
0.1071
117.37
11.608236
15.01
697
3,059.958333
71,928
87.9
1
0
0
0
1
debt_consolidation
0.1197
166
10.845836
22.73
692
3,719.958333
12,235
70.3
0
0
0
0
1
all_other
0.1197
318.72
11.264464
13
682
2,999.958333
36,920
88.6
0
0
0
0
1
debt_consolidation
0.0976
151.13
10.691945
18.38
722
4,393.958333
8,504
25
1
0
0
0
1
all_other
0.1166
198.32
11.112448
7.07
677
6,060
8,224
52.1
0
0
0
0
1
debt_consolidation
0.1197
239.04
11.066638
22.28
697
5,579.958333
30,970
71
1
0
0
1
1
debt_consolidation
0.1166
170.22
10.471072
17.69
702
3,930
12,110
30.2
2
1
0
1
1
all_other
0.08
313.37
10.274672
2.24
792
14,100
2,751
16.7
0
0
0
0
1
debt_consolidation
0.1324
83.68
10.819778
17.77
677
4,859.958333
17,807
81.3
3
0
1
1
1
credit_card
0.0976
96.47
10.778956
17.65
712
3,029.958333
6,981
42.8
0
0
0
0
1
home_improvement
0.1197
149.4
11.654425
15.49
672
5,159.958333
22,625
86.4
1
1
0
0
1
home_improvement
0.1166
165.27
11.15052
3.53
677
3,120
669
15.6
0
0
0
0
1
credit_card
0.1197
135.29
11.396594
14.59
677
5,549.958333
5,529
82.5
2
0
1
0
1
all_other
0.1703
249.68
11.482466
16.53
662
5,189.958333
1,349
8.3
3
3
0
0
1
credit_card
0.1355
203.76
11.314475
18.74
672
5,820
16,888
51.8
1
1
0
0
1
credit_card
0.1103
108.09
11.156251
1.37
677
2,339.958333
670
60.9
0
3
0
0
1
credit_card
0.1008
129.22
9.615805
8.08
707
1,290
3,946
35.9
0
0
0
1
1
all_other
0.1071
163.01
10.819778
9.58
702
5,129.958333
854
71.2
1
0
0
1
1
debt_consolidation
0.0832
128.3
9.862666
1.25
742
1,981
296
2
0
0
0
0
1
debt_consolidation
0.1039
184.97
10.491274
9.57
697
2,430
6,342
74.4
0
0
0
0
1
debt_consolidation
0.1008
323.05
10.481925
21.57
747
4,889.958333
16,973
26.4
0
0
0
0
1
debt_consolidation
0.1261
134.03
10.338511
22.83
677
2,432
2,876
61.2
2
0
1
0
1
all_other
0.1229
93.39
10.1849
25.43
737
1,380
1,705
6.4
0
0
0
0
1
debt_consolidation
0.1008
161.53
10.203592
12.71
732
3,150
11,837
20.6
0
0
0
0
1
debt_consolidation
0.0832
220.39
10.915016
9.58
782
4,439.958333
9,304
24.7
1
0
0
0
1
all_other
0.1008
161.53
10.703244
11.73
742
4,499.958333
5,171
44.2
1
0
0
0
1
all_other
0.1103
229.28
10.373491
0.38
702
9,929.958333
10
0.4
0
3
0
0
1
credit_card
0.0976
199.36
10.491274
16.8
732
10,199.95833
16,101
75.6
0
0
0
0
1
debt_consolidation
0.1103
78.61
10.819778
13.82
682
3,990
5,106
60.8
0
0
0
0
1
major_purchase
0.1134
220.43
10.23996
23.14
752
2,400
95
0.8
1
0
0
1
1
home_improvement
0.1576
350.39
10.660612
13.56
662
3,450
2,076
23.1
2
0
0
0
1
credit_card
0.1103
147.39
10.527887
24.97
757
6,780
22,403
32
0
0
0
0
1
debt_consolidation
0.1608
387.17
11.314475
19.96
662
6,599.958333
19,608
31.1
1
0
0
1
1
debt_consolidation
0.1071
286.9
11.089805
13.08
702
4,379.958333
35,098
51.5
2
0
0
0
1
credit_card
0.1039
243.38
11.418615
10.64
707
3,331
11,336
31.9
2
1
0
0
1
debt_consolidation
0.08
219.36
10.463103
15.81
797
4,740
644
2.7
0
0
0
0
1
debt_consolidation
0.1039
259.61
10.950807
14.42
732
2,579.958333
15,444
47.8
0
0
0
0
1
all_other
0.0863
506.05
10.404263
1.16
812
7,409.958333
2,248
3.1
0
0
0
0
1
debt_consolidation
0.1071
97.81
10.651691
16.83
687
2,370
8,911
53.4
2
1
0
0
1
debt_consolidation
0.1197
307.93
11.326596
7.46
687
6,900
17,430
92.2
0
0
1
0
1
debt_consolidation
0.1387
170.58
10.703244
29.15
752
4,529.958333
5,171
44.2
1
0
0
0
1
home_improvement
0.1039
178.48
10.434116
18.46
717
5,670
175
1
0
0
0
1
1
home_improvement
0.0945
272.09
10.819778
3.12
762
2,579.958333
1,133
18
1
0
0
0
1
major_purchase
0.0768
99.81
11.030315
12.29
762
10,709.95833
7,232
3.6
2
0
0
0
1
debt_consolidation
0.1292
252.42
10.985293
18.81
672
3,889
12,195
58.9
3
0
1
1
1
debt_consolidation
0.1292
168.28
9.825093
9.41
662
11,039.95833
4,652
89.5
1
1
0
0
1
credit_card
0.1134
296.1
11.790557
5.44
682
4,889.958333
25,120
85.4
1
0
1
0
1
debt_consolidation
0.1008
206.76
11.03489
8.11
712
5,549.958333
5,815
49.3
2
0
1
0
1
debt_consolidation
0.1008
310.13
11.0021
19.72
732
5,070
19,500
30.9
0
0
0
0
1
debt_consolidation
0.1008
128.42
10.496649
21.78
762
6,719.958333
12,879
19.5
1
0
0
0
1
credit_card
0.1103
147.39
11.289782
11.03
697
10,649.95833
43,712
82.5
0
0
0
1
1
debt_consolidation
0.1387
327.5
11.608236
18.62
662
6,299.958333
68,030
82.7
3
0
0
0
1
all_other
0.1134
131.6
11.561716
11.04
677
1,650
1,527
50.9
2
0
1
0
1
debt_consolidation
0.145
289.14
10.819778
20.59
662
1,680
19,056
69
0
0
0
0
1
debt_consolidation
0.1229
213.46
10.463103
20.78
687
4,620
9,408
64
1
0
0
0
1
credit_card
0.1166
185.1
11.0021
21.52
707
4,529.958333
39,010
34.2
1
0
0
0
1
debt_consolidation
0.1103
245.65
11.561716
11.14
692
7,054.958333
30,449
61.3
2
0
0
0
1
all_other
0.0976
160.78
10.757903
13.53
717
8,429.958333
5,000
23.1
1
0
0
0
1
all_other
0.08
188.02
10.203592
5.38
752
4,350
5,959
70.9
0
0
0
0
1
all_other
0.1071
163.01
12.206073
12.48
702
7,319.958333
53,087
69.9
1
0
0
1
1
credit_card
0.1134
118.44
10.463103
14.47
687
2,339.958333
7,722
48.9
0
0
0
0
1
credit_card
0.1387
118.55
10.668816
24.51
687
4,109.958333
21,043
81.6
3
0
0
1
1
all_other
0.1103
98.26
10.308953
14.56
682
5,189.958333
8,572
84
1
0
1
0
1
debt_consolidation
0.1039
207.69
11.373663
14.79
712
5,430
21,532
66.9
2
0
0
0
1
debt_consolidation
0.0945
128.04
10.275051
17.63
722
4,320
3,717
15.1
0
0
1
0
1
all_other
0.0737
62.1
11.492723
0
782
6,450
5,235
5.1
0
0
0
0
1
debt_consolidation
0.1292
154.82
10.434116
20.33
672
1,770
20,853
43.4
2
0
0
0
1
credit_card
0.1166
122.3
11.009026
19.58
697
5,519.958333
15,948
88.8
0
0
1
1
1
credit_card
0.1418
342.66
11.407565
20.77
672
2,626.958333
59,106
62.3
0
0
0
0
1
debt_consolidation
0.1134
210.56
10.858999
16.98
692
1,469.958333
2,898
41.4
0
0
0
0
1
major_purchase
0.0863
237.21
11.289782
14.6
762
3,370.958333
1,127
3.8
1
0
0
0
1
debt_consolidation
0.1197
136.95
11.156251
6.6
677
2,400
16,952
40.4
2
0
0
1
1
all_other
0.1008
177.68
11.884489
5.53
707
5,611.958333
26,681
41.4
2
0
0
0
1
credit_card
0.1166
101.64
11.512925
20.53
702
7,079.958333
91,557
87.8
0
0
0
1
1
debt_consolidation
0.0863
189.77
11.512925
4.55
727
6,480
3,828
12
0
1
0
0
1
debt_consolidation
0.08
219.36
10.691945
16.04
777
3,389.958333
752
1.9
1
0
0
0
1
home_improvement
0.08
156.69
10.596635
5.7
762
9,599.958333
7,755
10.8
3
0
0
0
1
all_other
0.08
175.49
10.691945
0.95
797
6,636.958333
2,051
0.7
5
0
0
0
1
all_other
0.1071
293.42
10.571317
11.69
697
1,680
8,858
52.4
2
0
0
0
1
all_other
0.1008
138.92
10.858999
5.33
707
10,739.95833
4,972
61.4
0
0
0
0
1
debt_consolidation
0.1197
70.55
11.082143
14.95
682
3,120
45,028
95.2
1
0
0
0
1
all_other
0.08
70.51
11.082143
12.55
802
6,299.958333
116,416
1.4
0
0
0
1
1
debt_consolidation
0.1197
76.36
11.0021
24.94
732
6,359.958333
21,765
49.4
0
0
0
0
1
all_other
0.0832
134.6
10.491274
1.77
757
4,019.958333
6,837
17.5
3
0
0
0
1
credit_card
0.1071
163.01
10.308953
20.28
717
3,150
6,024
45.3
0
0
0
0
1
all_other
0.0737
31.05
10.596635
12.9
777
10,259.95833
4,055
46.6
0
0
0
0
1
debt_consolidation
0.1008
171.22
11.302204
14.79
712
6,900
66,235
97.4
0
0
0
1
1
credit_card
0.1134
180.95
11.482466
17.15
687
5,189.958333
29,243
96.2
1
0
1
0