credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | home_improvement | 0.0976 | 204.19 | 11.082143 | 13.79 | 747 | 8,039.958333 | 14,102 | 35.4 | 4 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 324.51 | 11.03811 | 10.59 | 707 | 1,469.958333 | 7,618 | 47.2 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 287.79 | 10.714418 | 7.6 | 727 | 6,750 | 0 | 0 | 1 | 1 | 0 | 0 |
1 | major_purchase | 0.1355 | 155.37 | 11.066638 | 13.5 | 697 | 7,582 | 8,399 | 41 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0976 | 144.7 | 10.90228 | 4.24 | 707 | 1,499.958333 | 3,818 | 61.6 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1261 | 402.08 | 10.825124 | 10.12 | 672 | 8,864.958333 | 16,083 | 70.2 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1039 | 324.51 | 10.555813 | 7.12 | 712 | 2,010 | 13,845 | 28.9 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1071 | 234.74 | 10.596635 | 18.75 | 712 | 4,560 | 12,938 | 49 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1197 | 292.16 | 10.819778 | 8.14 | 697 | 6,840 | 8,243 | 37 | 2 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1197 | 166 | 10.778956 | 13.03 | 677 | 3,510 | 14,859 | 81.2 | 3 | 1 | 0 | 0 |
1 | educational | 0.1608 | 492.76 | 11.570251 | 20.39 | 677 | 6,269.958333 | 33,627 | 74.7 | 1 | 0 | 0 | 1 |
1 | all_other | 0.0768 | 31.19 | 10.491274 | 1.8 | 747 | 2,520 | 4,782 | 16.7 | 0 | 0 | 0 | 0 |
1 | educational | 0.1071 | 117.37 | 11.608236 | 15.01 | 697 | 3,059.958333 | 71,928 | 87.9 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 166 | 10.845836 | 22.73 | 692 | 3,719.958333 | 12,235 | 70.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1197 | 318.72 | 11.264464 | 13 | 682 | 2,999.958333 | 36,920 | 88.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 151.13 | 10.691945 | 18.38 | 722 | 4,393.958333 | 8,504 | 25 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1166 | 198.32 | 11.112448 | 7.07 | 677 | 6,060 | 8,224 | 52.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 239.04 | 11.066638 | 22.28 | 697 | 5,579.958333 | 30,970 | 71 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1166 | 170.22 | 10.471072 | 17.69 | 702 | 3,930 | 12,110 | 30.2 | 2 | 1 | 0 | 1 |
1 | all_other | 0.08 | 313.37 | 10.274672 | 2.24 | 792 | 14,100 | 2,751 | 16.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 83.68 | 10.819778 | 17.77 | 677 | 4,859.958333 | 17,807 | 81.3 | 3 | 0 | 1 | 1 |
1 | credit_card | 0.0976 | 96.47 | 10.778956 | 17.65 | 712 | 3,029.958333 | 6,981 | 42.8 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.1197 | 149.4 | 11.654425 | 15.49 | 672 | 5,159.958333 | 22,625 | 86.4 | 1 | 1 | 0 | 0 |
1 | home_improvement | 0.1166 | 165.27 | 11.15052 | 3.53 | 677 | 3,120 | 669 | 15.6 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1197 | 135.29 | 11.396594 | 14.59 | 677 | 5,549.958333 | 5,529 | 82.5 | 2 | 0 | 1 | 0 |
1 | all_other | 0.1703 | 249.68 | 11.482466 | 16.53 | 662 | 5,189.958333 | 1,349 | 8.3 | 3 | 3 | 0 | 0 |
1 | credit_card | 0.1355 | 203.76 | 11.314475 | 18.74 | 672 | 5,820 | 16,888 | 51.8 | 1 | 1 | 0 | 0 |
1 | credit_card | 0.1103 | 108.09 | 11.156251 | 1.37 | 677 | 2,339.958333 | 670 | 60.9 | 0 | 3 | 0 | 0 |
1 | credit_card | 0.1008 | 129.22 | 9.615805 | 8.08 | 707 | 1,290 | 3,946 | 35.9 | 0 | 0 | 0 | 1 |
1 | all_other | 0.1071 | 163.01 | 10.819778 | 9.58 | 702 | 5,129.958333 | 854 | 71.2 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0832 | 128.3 | 9.862666 | 1.25 | 742 | 1,981 | 296 | 2 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 184.97 | 10.491274 | 9.57 | 697 | 2,430 | 6,342 | 74.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 323.05 | 10.481925 | 21.57 | 747 | 4,889.958333 | 16,973 | 26.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1261 | 134.03 | 10.338511 | 22.83 | 677 | 2,432 | 2,876 | 61.2 | 2 | 0 | 1 | 0 |
1 | all_other | 0.1229 | 93.39 | 10.1849 | 25.43 | 737 | 1,380 | 1,705 | 6.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 161.53 | 10.203592 | 12.71 | 732 | 3,150 | 11,837 | 20.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0832 | 220.39 | 10.915016 | 9.58 | 782 | 4,439.958333 | 9,304 | 24.7 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1008 | 161.53 | 10.703244 | 11.73 | 742 | 4,499.958333 | 5,171 | 44.2 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1103 | 229.28 | 10.373491 | 0.38 | 702 | 9,929.958333 | 10 | 0.4 | 0 | 3 | 0 | 0 |
1 | credit_card | 0.0976 | 199.36 | 10.491274 | 16.8 | 732 | 10,199.95833 | 16,101 | 75.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1103 | 78.61 | 10.819778 | 13.82 | 682 | 3,990 | 5,106 | 60.8 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.1134 | 220.43 | 10.23996 | 23.14 | 752 | 2,400 | 95 | 0.8 | 1 | 0 | 0 | 1 |
1 | home_improvement | 0.1576 | 350.39 | 10.660612 | 13.56 | 662 | 3,450 | 2,076 | 23.1 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1103 | 147.39 | 10.527887 | 24.97 | 757 | 6,780 | 22,403 | 32 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1608 | 387.17 | 11.314475 | 19.96 | 662 | 6,599.958333 | 19,608 | 31.1 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1071 | 286.9 | 11.089805 | 13.08 | 702 | 4,379.958333 | 35,098 | 51.5 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1039 | 243.38 | 11.418615 | 10.64 | 707 | 3,331 | 11,336 | 31.9 | 2 | 1 | 0 | 0 |
1 | debt_consolidation | 0.08 | 219.36 | 10.463103 | 15.81 | 797 | 4,740 | 644 | 2.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 259.61 | 10.950807 | 14.42 | 732 | 2,579.958333 | 15,444 | 47.8 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0863 | 506.05 | 10.404263 | 1.16 | 812 | 7,409.958333 | 2,248 | 3.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1071 | 97.81 | 10.651691 | 16.83 | 687 | 2,370 | 8,911 | 53.4 | 2 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 307.93 | 11.326596 | 7.46 | 687 | 6,900 | 17,430 | 92.2 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1387 | 170.58 | 10.703244 | 29.15 | 752 | 4,529.958333 | 5,171 | 44.2 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.1039 | 178.48 | 10.434116 | 18.46 | 717 | 5,670 | 175 | 1 | 0 | 0 | 0 | 1 |
1 | home_improvement | 0.0945 | 272.09 | 10.819778 | 3.12 | 762 | 2,579.958333 | 1,133 | 18 | 1 | 0 | 0 | 0 |
1 | major_purchase | 0.0768 | 99.81 | 11.030315 | 12.29 | 762 | 10,709.95833 | 7,232 | 3.6 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 252.42 | 10.985293 | 18.81 | 672 | 3,889 | 12,195 | 58.9 | 3 | 0 | 1 | 1 |
1 | debt_consolidation | 0.1292 | 168.28 | 9.825093 | 9.41 | 662 | 11,039.95833 | 4,652 | 89.5 | 1 | 1 | 0 | 0 |
1 | credit_card | 0.1134 | 296.1 | 11.790557 | 5.44 | 682 | 4,889.958333 | 25,120 | 85.4 | 1 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1008 | 206.76 | 11.03489 | 8.11 | 712 | 5,549.958333 | 5,815 | 49.3 | 2 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1008 | 310.13 | 11.0021 | 19.72 | 732 | 5,070 | 19,500 | 30.9 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 128.42 | 10.496649 | 21.78 | 762 | 6,719.958333 | 12,879 | 19.5 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1103 | 147.39 | 11.289782 | 11.03 | 697 | 10,649.95833 | 43,712 | 82.5 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1387 | 327.5 | 11.608236 | 18.62 | 662 | 6,299.958333 | 68,030 | 82.7 | 3 | 0 | 0 | 0 |
1 | all_other | 0.1134 | 131.6 | 11.561716 | 11.04 | 677 | 1,650 | 1,527 | 50.9 | 2 | 0 | 1 | 0 |
1 | debt_consolidation | 0.145 | 289.14 | 10.819778 | 20.59 | 662 | 1,680 | 19,056 | 69 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1229 | 213.46 | 10.463103 | 20.78 | 687 | 4,620 | 9,408 | 64 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1166 | 185.1 | 11.0021 | 21.52 | 707 | 4,529.958333 | 39,010 | 34.2 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1103 | 245.65 | 11.561716 | 11.14 | 692 | 7,054.958333 | 30,449 | 61.3 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 160.78 | 10.757903 | 13.53 | 717 | 8,429.958333 | 5,000 | 23.1 | 1 | 0 | 0 | 0 |
1 | all_other | 0.08 | 188.02 | 10.203592 | 5.38 | 752 | 4,350 | 5,959 | 70.9 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1071 | 163.01 | 12.206073 | 12.48 | 702 | 7,319.958333 | 53,087 | 69.9 | 1 | 0 | 0 | 1 |
1 | credit_card | 0.1134 | 118.44 | 10.463103 | 14.47 | 687 | 2,339.958333 | 7,722 | 48.9 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1387 | 118.55 | 10.668816 | 24.51 | 687 | 4,109.958333 | 21,043 | 81.6 | 3 | 0 | 0 | 1 |
1 | all_other | 0.1103 | 98.26 | 10.308953 | 14.56 | 682 | 5,189.958333 | 8,572 | 84 | 1 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1039 | 207.69 | 11.373663 | 14.79 | 712 | 5,430 | 21,532 | 66.9 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0945 | 128.04 | 10.275051 | 17.63 | 722 | 4,320 | 3,717 | 15.1 | 0 | 0 | 1 | 0 |
1 | all_other | 0.0737 | 62.1 | 11.492723 | 0 | 782 | 6,450 | 5,235 | 5.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 154.82 | 10.434116 | 20.33 | 672 | 1,770 | 20,853 | 43.4 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1166 | 122.3 | 11.009026 | 19.58 | 697 | 5,519.958333 | 15,948 | 88.8 | 0 | 0 | 1 | 1 |
1 | credit_card | 0.1418 | 342.66 | 11.407565 | 20.77 | 672 | 2,626.958333 | 59,106 | 62.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1134 | 210.56 | 10.858999 | 16.98 | 692 | 1,469.958333 | 2,898 | 41.4 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.0863 | 237.21 | 11.289782 | 14.6 | 762 | 3,370.958333 | 1,127 | 3.8 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 136.95 | 11.156251 | 6.6 | 677 | 2,400 | 16,952 | 40.4 | 2 | 0 | 0 | 1 |
1 | all_other | 0.1008 | 177.68 | 11.884489 | 5.53 | 707 | 5,611.958333 | 26,681 | 41.4 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1166 | 101.64 | 11.512925 | 20.53 | 702 | 7,079.958333 | 91,557 | 87.8 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0863 | 189.77 | 11.512925 | 4.55 | 727 | 6,480 | 3,828 | 12 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.08 | 219.36 | 10.691945 | 16.04 | 777 | 3,389.958333 | 752 | 1.9 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.08 | 156.69 | 10.596635 | 5.7 | 762 | 9,599.958333 | 7,755 | 10.8 | 3 | 0 | 0 | 0 |
1 | all_other | 0.08 | 175.49 | 10.691945 | 0.95 | 797 | 6,636.958333 | 2,051 | 0.7 | 5 | 0 | 0 | 0 |
1 | all_other | 0.1071 | 293.42 | 10.571317 | 11.69 | 697 | 1,680 | 8,858 | 52.4 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1008 | 138.92 | 10.858999 | 5.33 | 707 | 10,739.95833 | 4,972 | 61.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 70.55 | 11.082143 | 14.95 | 682 | 3,120 | 45,028 | 95.2 | 1 | 0 | 0 | 0 |
1 | all_other | 0.08 | 70.51 | 11.082143 | 12.55 | 802 | 6,299.958333 | 116,416 | 1.4 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1197 | 76.36 | 11.0021 | 24.94 | 732 | 6,359.958333 | 21,765 | 49.4 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0832 | 134.6 | 10.491274 | 1.77 | 757 | 4,019.958333 | 6,837 | 17.5 | 3 | 0 | 0 | 0 |
1 | credit_card | 0.1071 | 163.01 | 10.308953 | 20.28 | 717 | 3,150 | 6,024 | 45.3 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0737 | 31.05 | 10.596635 | 12.9 | 777 | 10,259.95833 | 4,055 | 46.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 171.22 | 11.302204 | 14.79 | 712 | 6,900 | 66,235 | 97.4 | 0 | 0 | 0 | 1 |
1 | credit_card | 0.1134 | 180.95 | 11.482466 | 17.15 | 687 | 5,189.958333 | 29,243 | 96.2 | 1 | 0 | 1 | 0 |
Subsets and Splits