credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | debt_consolidation | 0.1324 | 253.58 | 10.819618 | 24.89 | 712 | 2,418 | 19,418 | 83.7 | 3 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 118.34 | 10.950807 | 23.05 | 687 | 2,730 | 45,988 | 88.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1039 | 584.12 | 12.230765 | 12.27 | 712 | 5,549.958333 | 77,034 | 32.3 | 2 | 0 | 0 | 0 |
1 | educational | 0.1103 | 52.41 | 10.532096 | 15.84 | 682 | 1,829.958333 | 0 | 49.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 151.03 | 10.463103 | 18.72 | 722 | 3,900 | 9,910 | 99.1 | 2 | 0 | 0 | 1 |
1 | educational | 0.0832 | 188.91 | 11.522876 | 11.75 | 737 | 6,870 | 1,532 | 4.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 167.21 | 10.434116 | 1.52 | 707 | 2,579.958333 | 4,699 | 28.8 | 1 | 1 | 0 | 0 |
1 | educational | 0.0832 | 251.88 | 10.622546 | 17.6 | 797 | 6,989.958333 | 7,017 | 8.4 | 0 | 0 | 0 | 1 |
1 | major_purchase | 0.1008 | 161.53 | 10.645425 | 21.77 | 762 | 4,470.958333 | 13 | 1.9 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1292 | 807.74 | 11.461632 | 7.06 | 687 | 6,360 | 9,201 | 49.7 | 2 | 1 | 1 | 0 |
1 | credit_card | 0.1261 | 837.67 | 11.607399 | 24.04 | 757 | 7,260 | 8,220 | 63.2 | 0 | 0 | 0 | 1 |
1 | all_other | 0.1292 | 269.25 | 10.819778 | 1.39 | 662 | 4,446.958333 | 2,692 | 49.9 | 3 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 578.79 | 11.502875 | 8.86 | 742 | 4,530 | 2,448 | 61.2 | 3 | 0 | 0 | 0 |
1 | all_other | 0.0768 | 93.57 | 10.819778 | 0.79 | 757 | 3,180 | 3,894 | 10.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1197 | 166 | 10.778956 | 20.68 | 692 | 9,330 | 13,734 | 28.4 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1134 | 329 | 10.819778 | 12.05 | 692 | 1,620 | 13,744 | 62.2 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1103 | 201.44 | 10.483287 | 17.1 | 687 | 1,260 | 6,111 | 64.3 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1008 | 646.1 | 11.918391 | 6.86 | 742 | 3,180 | 84 | 0.2 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0976 | 385.86 | 11.459525 | 8.65 | 727 | 4,650 | 19,073 | 28.6 | 3 | 1 | 0 | 1 |
1 | debt_consolidation | 0.1229 | 232.64 | 10.23996 | 12.81 | 667 | 6,283.958333 | 13,817 | 38.4 | 0 | 1 | 0 | 0 |
1 | credit_card | 0.1166 | 330.53 | 11.695247 | 8.13 | 682 | 3,060 | 59,145 | 81.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 201.94 | 10.616437 | 15.32 | 667 | 2,700 | 7,091 | 47.3 | 2 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1071 | 603.13 | 10.442901 | 13.33 | 717 | 4,560 | 18,179 | 34.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 389.41 | 10.438166 | 15.99 | 712 | 4,590 | 6,151 | 52.7 | 1 | 0 | 0 | 0 |
1 | major_purchase | 0.08 | 250.7 | 10.804543 | 2.24 | 777 | 3,780.958333 | 2,056 | 7.3 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1482 | 691.55 | 11.225243 | 14.69 | 672 | 4,439.958333 | 29,292 | 60.4 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0832 | 37.79 | 10.404263 | 3.42 | 722 | 2,160 | 6,685 | 19.2 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1039 | 194.71 | 10.588703 | 13.88 | 702 | 2,730 | 7,198 | 65.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 321.55 | 10.49825 | 8.11 | 717 | 4,139.958333 | 6,179 | 11.2 | 2 | 0 | 0 | 1 |
1 | all_other | 0.0945 | 640.2 | 11.445631 | 3.98 | 777 | 3,029.958333 | 32 | 0.3 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.0768 | 187.14 | 10.586584 | 9.52 | 817 | 6,629.958333 | 922 | 3.8 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.1324 | 202.86 | 10.555813 | 23.09 | 687 | 5,010 | 9,912 | 65.6 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.0863 | 142.33 | 9.047821 | 4.24 | 732 | 2,100 | 6,699 | 7.2 | 0 | 1 | 0 | 0 |
1 | educational | 0.1324 | 338.1 | 11.532728 | 7.31 | 667 | 3,823 | 27,452 | 96.3 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1166 | 528.84 | 11.289782 | 13.47 | 702 | 2,400 | 14,958 | 46.7 | 3 | 0 | 0 | 0 |
1 | credit_card | 0.1229 | 266.83 | 11.472103 | 5.36 | 687 | 4,062.958333 | 45,251 | 66.7 | 3 | 1 | 0 | 1 |
1 | all_other | 0.0768 | 155.95 | 12.128111 | 11.97 | 777 | 5,526.958333 | 9,253 | 33.3 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1324 | 845.25 | 11.918391 | 7.84 | 697 | 5,189.958333 | 31,405 | 95.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1134 | 230.3 | 10.596635 | 9.81 | 682 | 3,030.958333 | 6,475 | 96.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1134 | 263.2 | 10.714418 | 8.75 | 682 | 2,490 | 0 | 66.7 | 1 | 1 | 0 | 1 |
1 | debt_consolidation | 0.1071 | 391.22 | 11.304587 | 18.59 | 717 | 2,639.958333 | 34,566 | 69 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0832 | 314.85 | 11.289782 | 6.25 | 752 | 3,150 | 3,248 | 16.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 462.74 | 10.915088 | 8.42 | 687 | 3,749.958333 | 17,623 | 83.1 | 0 | 1 | 0 | 0 |
1 | all_other | 0.1292 | 100.97 | 10.545447 | 20.84 | 672 | 9,119.958333 | 9,642 | 64.3 | 0 | 2 | 0 | 0 |
1 | debt_consolidation | 0.145 | 550.74 | 11.4703 | 22.27 | 672 | 5,159.958333 | 16,930 | 70.8 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1324 | 446.29 | 11.225243 | 21.06 | 682 | 5,159.958333 | 13,438 | 71.9 | 1 | 0 | 1 | 1 |
1 | debt_consolidation | 0.1229 | 500.3 | 11.251561 | 19.39 | 692 | 3,450 | 18,198 | 44.3 | 2 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1229 | 50.03 | 10.275051 | 4.18 | 662 | 2,850 | 0 | 0 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0976 | 176.86 | 10.268131 | 21.92 | 762 | 3,120 | 1,763 | 26.3 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0976 | 96.47 | 11.512925 | 2.1 | 702 | 1,770 | 8,439 | 22 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 370.19 | 11.289782 | 17.78 | 692 | 1,980 | 24,259 | 56.5 | 0 | 0 | 0 | 1 |
1 | all_other | 0.08 | 206.83 | 10.821776 | 12.86 | 762 | 12,330 | 3,339 | 16.9 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1134 | 296.1 | 9.825526 | 11.68 | 682 | 4,230 | 9,237 | 64.6 | 1 | 0 | 1 | 1 |
1 | debt_consolidation | 0.1103 | 818.83 | 11.995352 | 9.38 | 722 | 3,719.958333 | 7,746 | 26 | 0 | 2 | 0 | 0 |
1 | credit_card | 0.0976 | 318.34 | 11.0021 | 1.8 | 717 | 3,820 | 4,506 | 18.7 | 2 | 0 | 1 | 0 |
1 | home_improvement | 0.0832 | 125.94 | 11.104656 | 0 | 767 | 4,740 | 1,401 | 1.9 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.0976 | 450.17 | 10.714418 | 11.31 | 727 | 2,730 | 14,571 | 59.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1229 | 23.35 | 9.852194 | 12.38 | 662 | 1,199.958333 | 0 | 53.2 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 178.49 | 10.956056 | 15.92 | 687 | 4,505.958333 | 3,037 | 76.8 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 116.2 | 10.616437 | 21.97 | 687 | 3,749.958333 | 17,394 | 93.5 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1166 | 247.9 | 11.0021 | 19.22 | 687 | 4,530 | 17,745 | 92.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 269.25 | 10.714418 | 19.89 | 692 | 5,249.958333 | 4,755 | 89.7 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1103 | 262.03 | 10.571317 | 14.8 | 697 | 1,589.958333 | 8,158 | 57 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1103 | 141.66 | 11.695247 | 15.07 | 722 | 5,219.958333 | 70,685 | 88.7 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1418 | 568.81 | 11.084601 | 14.62 | 667 | 3,719.958333 | 11,294 | 61.4 | 1 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1324 | 223.15 | 10.385914 | 22 | 672 | 2,279.958333 | 6,521 | 67.7 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 243.38 | 11.018629 | 14.85 | 727 | 2,490 | 4,322 | 44.1 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1071 | 224.14 | 10.571317 | 9.66 | 717 | 4,739.958333 | 19,383 | 90.2 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1103 | 235.83 | 10.341742 | 14.4 | 692 | 3,930 | 19,076 | 66.6 | 0 | 0 | 0 | 1 |
1 | credit_card | 0.1418 | 428.32 | 10.950807 | 24.55 | 692 | 2,700 | 34,181 | 59.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1576 | 659.61 | 11.695247 | 14.23 | 677 | 5,070 | 27,550 | 94.6 | 2 | 1 | 1 | 0 |
1 | debt_consolidation | 0.1229 | 192.62 | 11.484526 | 19.7 | 707 | 4,530 | 13,685 | 46.7 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.0768 | 155.95 | 10.596635 | 11.49 | 797 | 6,959.958333 | 257 | 1.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1134 | 213.85 | 10.839581 | 20.82 | 722 | 8,700 | 23,119 | 50.6 | 3 | 0 | 1 | 0 |
1 | credit_card | 0.0976 | 482.32 | 11.643954 | 14.33 | 762 | 6,120 | 26,402 | 87.3 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.1008 | 587.14 | 12.323856 | 4.51 | 757 | 5,460 | 2,527 | 39.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0863 | 202.42 | 10.983596 | 10.55 | 727 | 3,344.958333 | 1,686 | 52.7 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0976 | 160.78 | 10.545341 | 4.45 | 712 | 3,419.958333 | 9,877 | 60.6 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1324 | 265.41 | 12.206073 | 15.62 | 707 | 4,680 | 36,293 | 62.3 | 3 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1071 | 339.06 | 10.870661 | 15.6 | 717 | 3,749.958333 | 19,859 | 63.4 | 0 | 0 | 0 | 1 |
1 | credit_card | 0.1134 | 274.72 | 11.0021 | 14.56 | 687 | 3,419.958333 | 15,629 | 66.2 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1166 | 198.32 | 10.203592 | 18.53 | 682 | 1,529.958333 | 5,901 | 47.2 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.1103 | 183.42 | 10.819778 | 0.6 | 682 | 1,303 | 424 | 8 | 2 | 1 | 0 | 0 |
1 | credit_card | 0.145 | 640.24 | 11.225243 | 22.74 | 682 | 5,969.958333 | 32,682 | 96.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0863 | 132.84 | 11.642198 | 2.09 | 737 | 6,390 | 11,730 | 47.5 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1197 | 260.62 | 12.100712 | 6.65 | 682 | 3,900 | 20,237 | 24.4 | 3 | 0 | 0 | 0 |
1 | credit_card | 0.1197 | 109.56 | 9.798127 | 17.4 | 672 | 1,169.958333 | 8,562 | 32.9 | 3 | 0 | 0 | 1 |
1 | credit_card | 0.1166 | 240.46 | 10.913487 | 16.91 | 712 | 4,859.958333 | 17,581 | 98.2 | 0 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1355 | 339.6 | 11.904968 | 10.14 | 662 | 4,620 | 3,608 | 37.6 | 1 | 1 | 0 | 0 |
1 | all_other | 0.1008 | 306.9 | 11.461632 | 3.36 | 757 | 4,170 | 16,098 | 22.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1387 | 388.91 | 11.0021 | 24.48 | 712 | 10,110 | 44,293 | 73.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1418 | 513.98 | 11.09741 | 21.49 | 702 | 5,400 | 24,992 | 77.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1039 | 389.41 | 10.73422 | 18.75 | 732 | 2,370 | 14,499 | 23.9 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0737 | 22.51 | 9.392662 | 3.6 | 792 | 2,609.958333 | 1,814 | 7 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1008 | 315.78 | 11.849398 | 2.74 | 752 | 5,879.958333 | 28,332 | 51 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.145 | 430.27 | 11.0021 | 21.72 | 697 | 8,489.958333 | 24,325 | 83.2 | 0 | 0 | 1 | 0 |
1 | all_other | 0.0976 | 16.08 | 10.985293 | 22.17 | 742 | 4,590 | 65,414 | 47.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1292 | 175.01 | 11.326596 | 14.24 | 707 | 8,670 | 56,002 | 73.8 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1229 | 268.5 | 11.630709 | 3.07 | 687 | 4,710 | 18,673 | 66.7 | 0 | 2 | 0 | 0 |
1 | major_purchase | 0.08 | 188.02 | 11.982929 | 0.13 | 767 | 4,560 | 3,713 | 22.8 | 1 | 0 | 0 | 0 |
Subsets and Splits