credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1324
253.58
10.819618
24.89
712
2,418
19,418
83.7
3
1
0
0
1
debt_consolidation
0.1324
118.34
10.950807
23.05
687
2,730
45,988
88.4
0
0
0
0
1
credit_card
0.1039
584.12
12.230765
12.27
712
5,549.958333
77,034
32.3
2
0
0
0
1
educational
0.1103
52.41
10.532096
15.84
682
1,829.958333
0
49.4
0
0
0
0
1
debt_consolidation
0.1008
151.03
10.463103
18.72
722
3,900
9,910
99.1
2
0
0
1
1
educational
0.0832
188.91
11.522876
11.75
737
6,870
1,532
4.7
0
0
0
0
1
all_other
0.0976
167.21
10.434116
1.52
707
2,579.958333
4,699
28.8
1
1
0
0
1
educational
0.0832
251.88
10.622546
17.6
797
6,989.958333
7,017
8.4
0
0
0
1
1
major_purchase
0.1008
161.53
10.645425
21.77
762
4,470.958333
13
1.9
1
0
0
0
1
all_other
0.1292
807.74
11.461632
7.06
687
6,360
9,201
49.7
2
1
1
0
1
credit_card
0.1261
837.67
11.607399
24.04
757
7,260
8,220
63.2
0
0
0
1
1
all_other
0.1292
269.25
10.819778
1.39
662
4,446.958333
2,692
49.9
3
0
0
0
1
all_other
0.0976
578.79
11.502875
8.86
742
4,530
2,448
61.2
3
0
0
0
1
all_other
0.0768
93.57
10.819778
0.79
757
3,180
3,894
10.5
0
0
0
0
1
all_other
0.1197
166
10.778956
20.68
692
9,330
13,734
28.4
0
0
0
0
1
all_other
0.1134
329
10.819778
12.05
692
1,620
13,744
62.2
0
0
0
0
1
credit_card
0.1103
201.44
10.483287
17.1
687
1,260
6,111
64.3
0
0
0
0
1
credit_card
0.1008
646.1
11.918391
6.86
742
3,180
84
0.2
2
0
0
0
1
all_other
0.0976
385.86
11.459525
8.65
727
4,650
19,073
28.6
3
1
0
1
1
debt_consolidation
0.1229
232.64
10.23996
12.81
667
6,283.958333
13,817
38.4
0
1
0
0
1
credit_card
0.1166
330.53
11.695247
8.13
682
3,060
59,145
81.1
0
0
0
0
1
debt_consolidation
0.1292
201.94
10.616437
15.32
667
2,700
7,091
47.3
2
2
0
0
1
debt_consolidation
0.1071
603.13
10.442901
13.33
717
4,560
18,179
34.4
0
0
0
0
1
debt_consolidation
0.1039
389.41
10.438166
15.99
712
4,590
6,151
52.7
1
0
0
0
1
major_purchase
0.08
250.7
10.804543
2.24
777
3,780.958333
2,056
7.3
1
0
0
0
1
debt_consolidation
0.1482
691.55
11.225243
14.69
672
4,439.958333
29,292
60.4
1
0
0
0
1
all_other
0.0832
37.79
10.404263
3.42
722
2,160
6,685
19.2
1
0
0
0
1
credit_card
0.1039
194.71
10.588703
13.88
702
2,730
7,198
65.4
1
0
0
0
1
debt_consolidation
0.0976
321.55
10.49825
8.11
717
4,139.958333
6,179
11.2
2
0
0
1
1
all_other
0.0945
640.2
11.445631
3.98
777
3,029.958333
32
0.3
0
0
0
0
1
major_purchase
0.0768
187.14
10.586584
9.52
817
6,629.958333
922
3.8
0
0
0
0
1
home_improvement
0.1324
202.86
10.555813
23.09
687
5,010
9,912
65.6
1
0
0
0
1
credit_card
0.0863
142.33
9.047821
4.24
732
2,100
6,699
7.2
0
1
0
0
1
educational
0.1324
338.1
11.532728
7.31
667
3,823
27,452
96.3
2
0
0
1
1
debt_consolidation
0.1166
528.84
11.289782
13.47
702
2,400
14,958
46.7
3
0
0
0
1
credit_card
0.1229
266.83
11.472103
5.36
687
4,062.958333
45,251
66.7
3
1
0
1
1
all_other
0.0768
155.95
12.128111
11.97
777
5,526.958333
9,253
33.3
0
0
0
0
1
credit_card
0.1324
845.25
11.918391
7.84
697
5,189.958333
31,405
95.7
0
0
0
0
1
debt_consolidation
0.1134
230.3
10.596635
9.81
682
3,030.958333
6,475
96.6
0
0
0
0
1
debt_consolidation
0.1134
263.2
10.714418
8.75
682
2,490
0
66.7
1
1
0
1
1
debt_consolidation
0.1071
391.22
11.304587
18.59
717
2,639.958333
34,566
69
1
0
0
0
1
all_other
0.0832
314.85
11.289782
6.25
752
3,150
3,248
16.7
0
0
0
0
1
debt_consolidation
0.1166
462.74
10.915088
8.42
687
3,749.958333
17,623
83.1
0
1
0
0
1
all_other
0.1292
100.97
10.545447
20.84
672
9,119.958333
9,642
64.3
0
2
0
0
1
debt_consolidation
0.145
550.74
11.4703
22.27
672
5,159.958333
16,930
70.8
0
0
0
0
1
credit_card
0.1324
446.29
11.225243
21.06
682
5,159.958333
13,438
71.9
1
0
1
1
1
debt_consolidation
0.1229
500.3
11.251561
19.39
692
3,450
18,198
44.3
2
1
0
0
1
debt_consolidation
0.1229
50.03
10.275051
4.18
662
2,850
0
0
3
0
0
0
1
debt_consolidation
0.0976
176.86
10.268131
21.92
762
3,120
1,763
26.3
0
0
0
0
1
credit_card
0.0976
96.47
11.512925
2.1
702
1,770
8,439
22
0
0
0
0
1
debt_consolidation
0.1166
370.19
11.289782
17.78
692
1,980
24,259
56.5
0
0
0
1
1
all_other
0.08
206.83
10.821776
12.86
762
12,330
3,339
16.9
1
0
0
0
1
credit_card
0.1134
296.1
9.825526
11.68
682
4,230
9,237
64.6
1
0
1
1
1
debt_consolidation
0.1103
818.83
11.995352
9.38
722
3,719.958333
7,746
26
0
2
0
0
1
credit_card
0.0976
318.34
11.0021
1.8
717
3,820
4,506
18.7
2
0
1
0
1
home_improvement
0.0832
125.94
11.104656
0
767
4,740
1,401
1.9
1
0
0
0
1
credit_card
0.0976
450.17
10.714418
11.31
727
2,730
14,571
59.5
0
0
0
0
1
debt_consolidation
0.1229
23.35
9.852194
12.38
662
1,199.958333
0
53.2
1
0
0
0
1
debt_consolidation
0.1166
178.49
10.956056
15.92
687
4,505.958333
3,037
76.8
0
1
0
0
1
debt_consolidation
0.1197
116.2
10.616437
21.97
687
3,749.958333
17,394
93.5
1
0
0
0
1
debt_consolidation
0.1166
247.9
11.0021
19.22
687
4,530
17,745
92.4
1
0
0
0
1
debt_consolidation
0.1292
269.25
10.714418
19.89
692
5,249.958333
4,755
89.7
1
0
0
0
1
credit_card
0.1103
262.03
10.571317
14.8
697
1,589.958333
8,158
57
0
0
0
0
1
all_other
0.1103
141.66
11.695247
15.07
722
5,219.958333
70,685
88.7
1
0
0
0
1
debt_consolidation
0.1418
568.81
11.084601
14.62
667
3,719.958333
11,294
61.4
1
1
0
0
1
debt_consolidation
0.1324
223.15
10.385914
22
672
2,279.958333
6,521
67.7
3
0
0
0
1
debt_consolidation
0.1039
243.38
11.018629
14.85
727
2,490
4,322
44.1
2
0
0
0
1
credit_card
0.1071
224.14
10.571317
9.66
717
4,739.958333
19,383
90.2
1
0
0
0
1
all_other
0.1103
235.83
10.341742
14.4
692
3,930
19,076
66.6
0
0
0
1
1
credit_card
0.1418
428.32
10.950807
24.55
692
2,700
34,181
59.5
0
0
0
0
1
debt_consolidation
0.1576
659.61
11.695247
14.23
677
5,070
27,550
94.6
2
1
1
0
1
debt_consolidation
0.1229
192.62
11.484526
19.7
707
4,530
13,685
46.7
1
0
0
0
1
home_improvement
0.0768
155.95
10.596635
11.49
797
6,959.958333
257
1.4
0
0
0
0
1
debt_consolidation
0.1134
213.85
10.839581
20.82
722
8,700
23,119
50.6
3
0
1
0
1
credit_card
0.0976
482.32
11.643954
14.33
762
6,120
26,402
87.3
0
0
0
0
1
major_purchase
0.1008
587.14
12.323856
4.51
757
5,460
2,527
39.5
0
0
0
0
1
all_other
0.0863
202.42
10.983596
10.55
727
3,344.958333
1,686
52.7
0
0
0
0
1
credit_card
0.0976
160.78
10.545341
4.45
712
3,419.958333
9,877
60.6
2
0
0
0
1
all_other
0.1324
265.41
12.206073
15.62
707
4,680
36,293
62.3
3
0
0
1
1
debt_consolidation
0.1071
339.06
10.870661
15.6
717
3,749.958333
19,859
63.4
0
0
0
1
1
credit_card
0.1134
274.72
11.0021
14.56
687
3,419.958333
15,629
66.2
0
0
1
0
1
debt_consolidation
0.1166
198.32
10.203592
18.53
682
1,529.958333
5,901
47.2
0
0
0
0
1
major_purchase
0.1103
183.42
10.819778
0.6
682
1,303
424
8
2
1
0
0
1
credit_card
0.145
640.24
11.225243
22.74
682
5,969.958333
32,682
96.1
0
0
0
0
1
debt_consolidation
0.0863
132.84
11.642198
2.09
737
6,390
11,730
47.5
0
0
0
0
1
debt_consolidation
0.1197
260.62
12.100712
6.65
682
3,900
20,237
24.4
3
0
0
0
1
credit_card
0.1197
109.56
9.798127
17.4
672
1,169.958333
8,562
32.9
3
0
0
1
1
credit_card
0.1166
240.46
10.913487
16.91
712
4,859.958333
17,581
98.2
0
0
0
1
1
debt_consolidation
0.1355
339.6
11.904968
10.14
662
4,620
3,608
37.6
1
1
0
0
1
all_other
0.1008
306.9
11.461632
3.36
757
4,170
16,098
22.8
0
0
0
0
1
debt_consolidation
0.1387
388.91
11.0021
24.48
712
10,110
44,293
73.6
0
0
0
0
1
debt_consolidation
0.1418
513.98
11.09741
21.49
702
5,400
24,992
77.1
0
0
0
0
1
credit_card
0.1039
389.41
10.73422
18.75
732
2,370
14,499
23.9
0
0
0
0
1
credit_card
0.0737
22.51
9.392662
3.6
792
2,609.958333
1,814
7
0
0
0
0
1
credit_card
0.1008
315.78
11.849398
2.74
752
5,879.958333
28,332
51
0
0
0
0
1
debt_consolidation
0.145
430.27
11.0021
21.72
697
8,489.958333
24,325
83.2
0
0
1
0
1
all_other
0.0976
16.08
10.985293
22.17
742
4,590
65,414
47.8
0
0
0
0
1
debt_consolidation
0.1292
175.01
11.326596
14.24
707
8,670
56,002
73.8
0
0
0
0
1
debt_consolidation
0.1229
268.5
11.630709
3.07
687
4,710
18,673
66.7
0
2
0
0
1
major_purchase
0.08
188.02
11.982929
0.13
767
4,560
3,713
22.8
1
0
0
0