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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
39	Female	PhD	Widowed	34,426	649	26,515	Home	Employed	4	Good	0.587422	275,225	4	Harrisonfurt	VI	Germany	0	2	Medium
25	Non-binary	PhD	Divorced	null	668	44,029	Home	Employed	13	Excellent	0.170579	null	4	Anthonyberg	AR	Malawi	0	1	Medium
31	Non-binary	PhD	Widowed	41,400	625	14,479	Auto	Self-employed	15	Good	0.589488	null	2	Lake Carlosfurt	CO	Brazil	3	0	High
62	Male	Bachelor's	Single	84,669	777	null	Personal	Unemployed	1	Good	0.450978	119,771	4	Millerside	WA	New Zealand	0	1	Medium
42	Female	Bachelor's	Widowed	40,578	746	29,553	Personal	Unemployed	4	Fair	0.121713	null	3	Graybury	MP	Antigua and Barbuda	2	2	High
31	Male	High School	Divorced	32,155	649	26,634	Personal	Self-employed	7	Excellent	0.211788	106,263	0	Kellyland	WI	Palestinian Territory	4	1	Medium
27	Male	Bachelor's	Single	39,622	634	null	Auto	Unemployed	15	Poor	0.16702	null	2	Lake Derek	MS	Morocco	2	2	Low
69	Male	Master's	Single	98,033	700	5,815	Home	Self-employed	3	Fair	0.259453	null	0	Marissashire	NE	Libyan Arab Jamahiriya	2	0	Medium
42	Female	Master's	Widowed	92,805	670	13,333	Home	Self-employed	14	Good	0.574302	45,951	0	Oliviachester	HI	Belarus	3	2	Low
23	Non-binary	Master's	Widowed	65,643	600	26,014	Home	Self-employed	13	Fair	0.376296	221,986	2	Lake Jessicaside	OR	Venezuela	2	2	Low
25	Non-binary	PhD	Widowed	35,161	770	36,785	Business	Self-employed	11	Poor	0.532414	167,025	2	Tabithaborough	CA	Indonesia	4	1	Medium
49	Female	Master's	Divorced	43,238	627	46,353	Home	Self-employed	16	Good	0.353757	null	3	West Johnchester	MO	Venezuela	0	1	Low
69	Male	High School	Single	50,134	747	43,468	Auto	Employed	14	Fair	0.402437	81,124	4	Williamsmouth	MD	Yemen	1	0	Medium
29	Female	High School	Married	48,390	683	23,018	Business	Unemployed	12	Fair	0.45288	192,224	1	West Jose	IN	Maldives	0	1	Low
30	Non-binary	High School	Single	44,256	768	11,882	Personal	Self-employed	4	Excellent	0.113299	33,094	3	New Krystalstad	PA	Venezuela	2	2	Low
69	Female	High School	Married	95,017	711	21,270	Home	Self-employed	13	Excellent	0.407406	244,404	1	Lake Vickie	WV	Botswana	0	1	Low
29	Female	High School	Single	57,548	690	22,624	Auto	Unemployed	9	Good	0.303695	96,901	2	Lake Daniel	FL	Guinea	4	0	High
38	Non-binary	PhD	Married	103,301	null	36,643	Personal	Self-employed	2	Good	0.192424	28,313	null	Lake Sarahport	WI	Cape Verde	0	0	Low
20	Female	Bachelor's	Divorced	90,831	619	41,021	Auto	Self-employed	17	Excellent	0.336149	186,589	4	Goodwinbury	GU	Northern Mariana Islands	1	0	Low
20	Female	PhD	Widowed	81,321	635	20,942	Business	Self-employed	7	Fair	0.322273	227,953	1	Lake Anita	AZ	Sudan	3	0	Low
66	Male	High School	Widowed	114,302	666	32,502	Auto	Unemployed	7	Fair	0.35461	180,162	2	Alanfort	CO	Solomon Islands	3	2	Low
69	Female	PhD	Single	47,425	634	47,086	Home	Self-employed	16	Fair	0.279038	null	1	Lake Lisastad	AZ	Namibia	3	2	Low
46	Male	Bachelor's	Divorced	104,351	612	21,727	Auto	Unemployed	15	Poor	0.122863	202,454	3	Nathanmouth	AK	Antigua and Barbuda	null	0	High
52	Female	High School	Married	103,000	673	46,382	Personal	Self-employed	19	Fair	0.385649	43,600	2	Stevenborough	MA	Cayman Islands	null	1	Low
68	Non-binary	High School	Married	null	643	null	Personal	Employed	1	Poor	0.530685	191,301	3	Port Kaylee	OR	Solomon Islands	2	1	Low
27	Female	High School	Married	null	714	32,080	Personal	Self-employed	11	Poor	0.488803	250,757	2	Port Haileyhaven	ID	Aruba	null	1	Low
61	Female	High School	Widowed	40,543	null	29,107	Home	Employed	4	Poor	0.451643	null	2	Port Brendaview	FM	Korea	2	1	Low
19	Male	Master's	Widowed	69,581	738	8,808	Personal	Unemployed	2	Fair	0.315783	null	4	Gutierrezfort	GU	Switzerland	1	1	Low
41	Male	Bachelor's	Divorced	83,887	609	12,070	Business	Unemployed	10	Poor	0.463174	102,309	null	Adamland	VT	Heard Island and McDonald Islands	null	1	Medium
33	Male	High School	Widowed	95,828	601	7,345	Personal	Employed	10	Fair	0.346815	null	2	Port Robin	IA	Canada	4	2	Low
26	Male	High School	Divorced	62,192	731	null	Home	Self-employed	1	Poor	0.153223	42,888	0	South Michael	HI	Japan	3	1	Low
46	Male	Bachelor's	Single	104,511	642	18,562	Business	Employed	7	Fair	0.380648	234,977	4	Pattonfort	MH	Tonga	1	2	Low
27	Male	High School	Married	44,689	732	19,574	Auto	Unemployed	1	Good	0.596905	null	3	New Amandaborough	NE	Jordan	4	2	Medium
34	Non-binary	Bachelor's	Single	65,310	701	5,061	Personal	Employed	17	Good	0.395119	43,258	2	Brucebury	TX	American Samoa	3	0	Low
53	Non-binary	Master's	Married	null	756	24,906	Home	Unemployed	4	Fair	0.498801	210,283	1	Waretown	AR	Syrian Arab Republic	1	0	Medium
53	Non-binary	Bachelor's	Widowed	59,599	621	23,411	Business	Self-employed	2	Poor	0.486601	202,159	null	North Mason	SD	Jersey	0	1	Low
63	Male	PhD	Married	74,431	null	null	Home	Self-employed	18	Poor	0.33159	238,034	4	Teresahaven	MP	Russian Federation	0	0	Low
68	Male	Master's	Married	64,470	674	5,138	Personal	Self-employed	13	Good	0.291203	236,143	1	New Miguel	VI	South Africa	4	0	Low
21	Male	Master's	Divorced	105,865	784	38,726	Home	Unemployed	12	Poor	0.313158	212,944	4	Port Jonathan	RI	Finland	3	1	Low
62	Male	Bachelor's	Married	null	664	9,633	Auto	Unemployed	14	Excellent	0.436507	253,201	4	Lake Colleen	OR	Uzbekistan	0	2	Low
50	Female	PhD	Divorced	48,410	667	25,513	Auto	Unemployed	11	Poor	0.234526	129,264	4	Amandaton	RI	Somalia	2	2	Low
50	Non-binary	Master's	Married	null	706	27,692	Personal	Self-employed	8	Poor	0.517997	219,011	1	Cunninghamfort	PW	Vietnam	3	0	Medium
20	Female	Bachelor's	Single	108,075	null	33,187	Home	Unemployed	10	Poor	0.286699	28,294	0	West Ashlee	IL	Dominica	2	1	Low
30	Male	High School	Married	60,285	671	20,759	Home	Employed	8	Fair	0.231672	48,885	null	Dawnbury	GU	France	2	1	High
40	Non-binary	Bachelor's	Widowed	60,478	null	39,924	Business	Self-employed	12	Fair	0.497959	232,070	4	East Steven	MH	Western Sahara	1	2	Low
30	Non-binary	Master's	Widowed	null	796	14,215	Home	Employed	0	Poor	0.44198	null	2	Dillonborough	NJ	Mauritius	1	0	Medium
64	Female	High School	Single	null	718	16,741	Home	Unemployed	5	Excellent	0.376208	259,651	null	East Rebecca	MN	Australia	2	1	Low
56	Non-binary	Bachelor's	Single	68,671	null	24,529	Personal	Employed	11	Excellent	0.157942	null	2	North Paigeport	SC	Switzerland	0	0	Low
44	Male	PhD	Married	56,176	null	8,245	Personal	Self-employed	16	Fair	0.264473	73,042	0	East Tiffany	AS	Congo	4	0	Medium
61	Female	Master's	Single	70,139	640	33,240	Business	Self-employed	18	Excellent	0.372253	null	null	North Steven	KY	Lithuania	2	2	High
69	Male	Bachelor's	Widowed	105,697	699	null	Personal	Self-employed	11	Poor	0.484004	131,524	1	North Thomasmouth	VA	Monaco	2	2	Medium
68	Female	Bachelor's	Widowed	null	607	11,957	Personal	Unemployed	16	Poor	0.331619	132,064	3	Crystaltown	ME	Saint Helena	0	1	Medium
22	Male	High School	Single	null	null	13,527	Auto	Unemployed	9	Good	0.250965	148,637	1	New Amanda	CA	Kazakhstan	null	0	Medium
37	Non-binary	High School	Divorced	51,051	675	8,334	Home	Employed	17	Fair	0.408915	227,005	3	Christopherview	KS	Falkland Islands (Malvinas)	3	2	High
61	Non-binary	Bachelor's	Divorced	92,126	681	null	Personal	Self-employed	11	Fair	0.573472	null	1	North Jenniferside	IL	Belgium	2	2	Medium
50	Male	Bachelor's	Married	111,404	707	48,093	Home	Self-employed	12	Excellent	0.585222	239,315	0	Port Nathan	IN	Dominica	2	2	Low
48	Non-binary	Bachelor's	Single	null	716	19,433	Personal	Unemployed	8	Fair	0.227201	215,207	1	Desireetown	PW	Korea	3	1	Low
59	Male	Bachelor's	Widowed	28,330	630	null	Personal	Unemployed	6	Good	0.143023	67,342	1	East Staceyville	OR	Argentina	3	1	Low
24	Female	High School	Divorced	89,690	705	28,065	Auto	Employed	18	Excellent	0.260009	204,416	4	West Christina	KS	Papua New Guinea	3	0	Low
65	Male	PhD	Widowed	78,989	646	12,772	Auto	Unemployed	19	Excellent	0.298689	118,200	2	Campbellbury	VA	Swaziland	1	2	High
28	Male	PhD	Married	70,420	620	9,960	Personal	Unemployed	7	Poor	0.280161	122,188	1	Weberburgh	SC	Mauritius	0	0	Low
58	Male	PhD	Married	94,492	742	29,646	Home	Unemployed	2	Poor	0.36471	156,852	null	Rodriguezmouth	PW	Ethiopia	4	2	Low
22	Female	PhD	Married	68,709	744	30,632	Auto	Self-employed	5	Good	0.192024	259,405	2	Lake Heather	CA	French Southern Territories	0	0	Low
40	Male	High School	Single	113,018	694	22,528	Auto	Self-employed	2	Excellent	0.138773	105,155	4	Danielburgh	MI	Monaco	1	2	Low
36	Non-binary	Master's	Married	67,553	724	46,063	Home	Unemployed	2	Good	0.107768	null	4	New Justinmouth	PA	Guam	2	2	Medium
23	Female	High School	Single	28,738	604	null	Auto	Unemployed	6	Poor	0.204901	294,311	3	Toddtown	DC	Slovakia (Slovak Republic)	null	2	Medium
43	Non-binary	Master's	Divorced	91,445	658	null	Personal	Self-employed	1	Good	0.215631	266,111	null	Hernandezberg	CT	India	2	1	Medium
51	Male	High School	Single	113,196	681	null	Home	Employed	7	Fair	0.326395	285,249	1	Guzmanberg	OH	Greenland	3	1	Medium
52	Non-binary	PhD	Single	null	635	null	Business	Unemployed	0	Poor	0.593189	102,749	3	East Julietown	MT	Mozambique	null	1	Medium
68	Non-binary	High School	Married	null	776	25,155	Business	Employed	14	Poor	0.378513	130,775	1	Lake Joelport	GU	Denmark	1	2	Low
64	Non-binary	Bachelor's	Single	109,848	null	8,148	Business	Unemployed	8	Fair	0.542397	252,253	0	North Brian	NE	Guatemala	null	1	Low
42	Non-binary	Master's	Single	119,379	758	26,586	Personal	Unemployed	14	Good	0.485034	192,810	null	Lake Kristiport	MI	Albania	3	2	Medium
42	Male	PhD	Divorced	80,360	638	12,945	Home	Unemployed	0	Good	0.533759	155,174	null	Tarahaven	RI	Tonga	2	2	Low
37	Male	PhD	Single	24,099	652	null	Personal	Employed	12	Fair	0.507108	272,658	4	West Jamesmouth	CA	Switzerland	0	0	Medium
55	Female	PhD	Widowed	44,172	772	44,286	Home	Employed	19	Poor	0.132125	88,779	null	Myersberg	IA	Mayotte	3	2	High
47	Male	Master's	Divorced	112,643	632	49,077	Auto	Unemployed	18	Poor	0.134449	52,666	3	Port Terriville	WI	Falkland Islands (Malvinas)	3	2	Low
37	Non-binary	Master's	Widowed	74,249	749	27,022	Home	Employed	1	Good	0.280336	null	0	East Christina	IN	Vanuatu	2	0	Medium
21	Male	Bachelor's	Married	63,968	720	14,299	Personal	Unemployed	18	Poor	0.47543	164,833	4	West Andreaview	TX	Kyrgyz Republic	2	1	Low
40	Female	High School	Single	39,039	null	26,026	Home	Unemployed	15	Good	0.277798	231,509	1	Port Brianaberg	FL	North Macedonia	4	0	High
62	Female	Master's	Single	45,823	752	12,896	Home	Unemployed	1	Good	0.540737	null	4	South Brandon	NY	Faroe Islands	1	1	Low
51	Male	Bachelor's	Single	86,008	797	null	Personal	Self-employed	13	Good	0.136741	93,529	3	Francisfort	TN	Tokelau	1	0	Low
44	Male	PhD	Widowed	21,979	704	32,161	Auto	Unemployed	4	Poor	0.522052	267,225	3	Lindabury	SC	Venezuela	0	0	Low
28	Male	High School	Married	115,941	657	15,859	Home	Self-employed	11	Fair	0.433474	null	2	Lisamouth	VA	Congo	3	1	Medium
61	Female	Bachelor's	Married	51,232	757	28,361	Auto	Self-employed	15	Good	0.152559	98,999	0	Jeffreyville	WY	Estonia	4	2	Medium
49	Male	Master's	Married	47,002	706	null	Home	Self-employed	14	Fair	0.367378	127,228	null	Lopezfurt	UT	Qatar	3	1	Low
39	Non-binary	Master's	Divorced	50,480	688	39,797	Personal	Self-employed	8	Excellent	0.467297	216,161	0	Dorseyville	UT	Burundi	0	1	Low
65	Non-binary	PhD	Divorced	33,760	null	null	Auto	Unemployed	5	Good	0.256197	91,424	3	Jillton	MT	Albania	0	1	Medium
66	Male	High School	Married	109,241	713	15,769	Auto	Unemployed	3	Good	0.437435	243,421	3	West Carolineview	KS	Kiribati	null	2	Low
45	Male	High School	Divorced	72,383	637	43,088	Personal	Unemployed	4	Excellent	0.580536	null	4	New Sonyachester	NJ	Bahrain	2	0	Medium
25	Female	PhD	Widowed	24,334	760	21,202	Home	Unemployed	13	Good	0.217117	66,813	3	Jessicaland	PA	Romania	2	2	Medium
23	Non-binary	Bachelor's	Single	82,239	783	6,968	Business	Self-employed	8	Excellent	0.341903	null	0	Hammondtown	WY	Singapore	0	2	Low
21	Non-binary	High School	Widowed	82,167	722	46,391	Auto	Self-employed	8	Poor	0.453083	null	2	West Howard	MH	Aruba	3	1	Low
58	Non-binary	PhD	Widowed	99,031	701	38,645	Auto	Unemployed	12	Fair	0.587958	27,590	3	Cowanstad	WY	Jamaica	null	0	Low
49	Non-binary	High School	Single	103,608	643	47,913	Auto	Self-employed	13	Excellent	0.236093	48,579	null	West Janetfort	LA	Albania	3	1	Low
67	Female	PhD	Married	60,797	697	17,248	Auto	Unemployed	18	Good	0.142244	66,499	2	Claytonfort	MD	Dominica	0	2	High
66	Male	PhD	Widowed	null	null	null	Home	Employed	5	Excellent	0.13082	114,439	null	North Ashley	PR	Nicaragua	0	0	Low
48	Non-binary	PhD	Divorced	34,199	620	15,921	Auto	Self-employed	8	Fair	0.596027	217,020	null	Lake William	IN	United Arab Emirates	2	1	Medium
24	Male	PhD	Widowed	49,190	null	null	Personal	Employed	16	Good	0.58265	291,240	1	Whiteview	PW	Swaziland	4	2	Low
56	Male	High School	Single	null	719	6,521	Home	Unemployed	5	Fair	0.314382	72,560	4	Lake Richardburgh	MA	Uganda	0	0	Low
30	Non-binary	Master's	Single	74,515	711	23,961	Business	Employed	12	Fair	0.560803	193,579	0	Rachelside	IN	Burkina Faso	2	1	Low

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