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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
58	Non-binary	High School	Divorced	87,807	693	8,591	Auto	Employed	0	Poor	0.240452	257,746	3	Jaymouth	NV	Poland	0	0	Low
46	Non-binary	Master's	Single	104,475	null	33,131	Personal	Self-employed	10	Poor	0.31935	259,204	1	New Daleport	FL	Korea	0	1	High
33	Male	PhD	Married	102,060	778	20,908	Personal	Unemployed	3	Fair	0.47677	null	2	Kimberlyview	WV	Guatemala	1	1	Low
42	Male	PhD	Widowed	94,798	null	null	Home	Self-employed	0	Good	0.120967	null	1	East Dawnfurt	NH	Grenada	4	0	Medium
46	Non-binary	PhD	Married	61,911	733	33,283	Personal	Self-employed	11	Good	0.106747	267,106	null	Martinfurt	NY	Pakistan	1	0	Low
26	Male	High School	Divorced	116,359	773	null	Business	Unemployed	7	Poor	0.152917	126,107	3	Dominiqueside	SD	Bulgaria	4	0	Low
20	Non-binary	High School	Single	82,327	646	45,828	Business	Self-employed	15	Fair	0.399766	272,732	4	North Donaldfurt	IA	South Africa	1	2	Medium
53	Female	Bachelor's	Divorced	117,119	639	11,917	Auto	Self-employed	17	Fair	0.264005	204,968	3	Port Charles	AS	Lebanon	3	1	Medium
22	Non-binary	Master's	Divorced	48,767	763	5,230	Home	Unemployed	16	Good	0.25145	null	3	Frankburgh	MD	Tunisia	1	1	Low
44	Male	PhD	Married	82,993	null	38,279	Personal	Self-employed	2	Good	0.154087	164,539	2	North Gregoryburgh	NM	Sri Lanka	0	2	High
61	Female	Bachelor's	Divorced	55,500	null	17,566	Personal	Self-employed	8	Poor	0.258368	237,510	null	New Scottshire	IL	Ghana	2	1	Medium
20	Female	Bachelor's	Single	113,593	729	30,381	Auto	Unemployed	0	Good	0.142771	105,162	null	Haysside	MD	Egypt	1	1	Medium
19	Non-binary	Bachelor's	Widowed	null	751	26,153	Business	Employed	2	Good	0.551055	134,766	3	North Courtneyfort	GA	Uruguay	2	0	Low
19	Non-binary	PhD	Widowed	20,721	670	33,560	Business	Unemployed	14	Fair	0.246808	null	3	Williamsonfort	CT	Kiribati	2	2	Medium
67	Female	PhD	Divorced	113,479	785	13,307	Auto	Self-employed	6	Good	0.118217	26,473	2	South Mckenzie	MA	Kuwait	2	2	High
34	Non-binary	Master's	Single	79,151	null	18,081	Personal	Employed	17	Excellent	0.434824	273,083	2	East Tanyaport	CT	Finland	null	0	Medium
32	Non-binary	Bachelor's	Married	94,822	null	null	Personal	Employed	4	Excellent	0.448648	212,919	null	South Andrew	ME	Vanuatu	3	1	Low
49	Male	Master's	Married	null	null	25,863	Personal	Unemployed	9	Good	0.329467	88,228	2	North Jennifer	CA	Saudi Arabia	4	0	Low
31	Non-binary	High School	Married	null	614	34,439	Auto	Employed	17	Excellent	0.403546	40,403	0	Carolineton	LA	Saint Martin	0	2	Low
45	Non-binary	PhD	Married	77,584	720	43,834	Business	Self-employed	1	Good	0.481263	26,592	4	Jamesborough	SC	Ghana	null	0	Medium
60	Non-binary	High School	Single	78,940	727	16,438	Home	Employed	18	Fair	0.347578	141,512	null	East Melissa	NC	Fiji	null	0	Low
46	Non-binary	High School	Single	84,990	779	31,365	Personal	Employed	8	Poor	0.1158	148,430	2	Turnerport	OH	Cameroon	3	1	Medium
35	Male	Master's	Single	null	625	null	Home	Unemployed	5	Fair	0.386948	null	2	Camposhaven	FM	Cook Islands	0	1	Low
34	Non-binary	Bachelor's	Single	null	715	23,017	Business	Employed	11	Fair	0.33373	261,723	0	South Rachel	DE	Sierra Leone	2	0	Low
65	Non-binary	PhD	Single	109,196	655	18,832	Personal	Employed	14	Poor	0.263551	null	null	Lewisshire	GA	Estonia	3	0	Low
45	Male	High School	Divorced	96,737	null	43,885	Personal	Unemployed	8	Good	0.427887	265,343	1	Lake Lindamouth	RI	Guadeloupe	null	0	Low
58	Female	Bachelor's	Married	22,355	null	12,852	Auto	Employed	9	Good	0.238405	82,764	4	Robertshire	VA	San Marino	3	0	Medium
54	Female	High School	Divorced	83,123	685	30,981	Home	Employed	10	Excellent	0.329448	241,771	3	Lake Michael	WY	Dominican Republic	0	2	Low
49	Male	Bachelor's	Single	113,847	787	5,065	Auto	Unemployed	8	Fair	0.295187	140,376	2	Salazarstad	DE	Trinidad and Tobago	null	2	Low
61	Non-binary	PhD	Single	74,800	null	47,058	Business	Unemployed	14	Good	0.583981	215,220	2	New Mathew	NY	Nicaragua	1	0	Low
52	Non-binary	High School	Widowed	105,447	600	34,577	Personal	Unemployed	1	Excellent	0.545376	289,941	1	South Aimeeland	DE	United States of America	null	0	Low
63	Male	Bachelor's	Single	97,355	null	17,946	Home	Unemployed	5	Excellent	0.383667	165,420	3	Collinsborough	ND	Malta	1	1	Medium
29	Female	Bachelor's	Widowed	null	647	43,262	Auto	Self-employed	3	Poor	0.137944	117,982	3	East Rachel	NC	Macao	0	1	Low
55	Female	High School	Single	74,795	640	null	Personal	Self-employed	18	Poor	0.379991	241,964	0	Dixonmouth	SC	Lao People's Democratic Republic	3	0	Low
42	Non-binary	Master's	Single	29,216	null	43,291	Personal	Unemployed	17	Poor	0.400628	null	2	East Mckenzie	TN	Norway	1	2	Medium
32	Female	PhD	Single	102,951	760	39,047	Auto	Self-employed	12	Fair	0.205619	null	4	Michellechester	VA	Slovenia	1	2	Low
51	Non-binary	Bachelor's	Single	88,157	682	13,488	Auto	Unemployed	6	Poor	0.198117	null	3	Port Ryanstad	CO	Bosnia and Herzegovina	1	0	Medium
18	Male	High School	Single	null	651	null	Business	Unemployed	2	Fair	0.4413	215,849	3	Port Brittany	VI	Venezuela	3	1	Medium
21	Non-binary	High School	Widowed	25,462	644	13,293	Personal	Employed	14	Good	0.555607	null	1	Wrightview	SD	Zimbabwe	0	2	Low
46	Female	Bachelor's	Widowed	118,075	642	10,846	Personal	Self-employed	7	Poor	0.285308	22,056	0	Jamesville	IA	Kiribati	1	1	Low
35	Non-binary	PhD	Widowed	103,301	756	33,897	Home	Employed	2	Excellent	0.501815	null	2	Sarahfurt	HI	Comoros	1	2	Medium
19	Female	Master's	Single	null	626	20,064	Auto	Employed	14	Good	0.434684	188,644	4	West Maria	MD	Spain	3	1	Low
68	Male	Bachelor's	Divorced	82,286	753	null	Business	Unemployed	15	Excellent	0.355442	263,309	3	Wellsfurt	WV	France	2	0	Low
48	Non-binary	High School	Widowed	104,291	797	23,975	Personal	Employed	9	Excellent	0.477794	268,551	1	East Danielshire	WA	Qatar	2	1	Medium
49	Male	Bachelor's	Single	28,556	692	13,479	Business	Unemployed	1	Fair	0.498657	114,085	3	West Manuel	NJ	Marshall Islands	null	1	High
19	Male	High School	Widowed	99,382	785	27,368	Home	Unemployed	18	Poor	0.268852	280,798	4	South Erica	ME	Albania	2	1	Low
65	Non-binary	Master's	Married	92,439	731	38,186	Auto	Unemployed	2	Poor	0.443534	22,774	4	Perryburgh	LA	Samoa	2	2	Low
56	Female	Master's	Single	93,916	761	21,257	Home	Employed	8	Poor	0.506883	202,114	4	Forbesville	MH	Greenland	1	2	Low
68	Non-binary	Master's	Divorced	109,017	793	13,806	Home	Unemployed	4	Excellent	0.557295	131,879	2	New Christian	ME	Saint Kitts and Nevis	3	2	Medium
65	Non-binary	PhD	Single	null	676	null	Business	Unemployed	9	Poor	0.4585	258,915	1	Alexisbury	DE	Luxembourg	3	0	Low
56	Female	PhD	Single	88,582	690	17,146	Home	Employed	16	Good	0.305969	53,996	2	New Darryltown	WY	Paraguay	2	2	Low
66	Male	Master's	Single	29,290	735	47,903	Auto	Self-employed	7	Poor	0.431496	288,207	2	Jacobshire	PW	Gabon	1	0	Low
19	Non-binary	Master's	Married	27,750	615	5,051	Auto	Unemployed	19	Poor	0.531854	null	4	Barbarashire	CT	Reunion	3	1	Low
27	Non-binary	Bachelor's	Divorced	98,183	668	null	Auto	Employed	2	Fair	0.302176	60,675	0	Pearsonburgh	IA	Peru	2	1	Medium
60	Non-binary	Bachelor's	Married	51,812	772	15,100	Personal	Unemployed	7	Poor	0.424765	null	4	Port Jason	MN	Saint Pierre and Miquelon	0	2	Medium
18	Male	Master's	Divorced	52,252	702	null	Home	Unemployed	7	Excellent	0.542302	280,696	2	Thomasville	IL	Germany	4	1	Low
50	Non-binary	PhD	Married	50,921	790	null	Home	Employed	6	Poor	0.427822	null	4	New Jeffreyton	ID	Finland	3	2	Low
69	Male	Master's	Widowed	null	679	41,866	Personal	Employed	4	Poor	0.329884	99,712	null	Patriciaport	TX	Austria	4	1	Low
47	Non-binary	High School	Married	45,906	612	null	Auto	Employed	6	Good	0.342697	145,103	1	New William	HI	Kiribati	null	1	Low
37	Male	High School	Single	89,072	773	7,923	Home	Unemployed	6	Poor	0.374531	72,653	1	Edwardbury	NE	Singapore	1	1	Low
42	Non-binary	Master's	Widowed	null	718	10,685	Auto	Self-employed	6	Excellent	0.536565	65,662	null	Angelberg	AS	Iraq	3	1	Low
53	Male	Bachelor's	Single	27,235	642	49,765	Home	Self-employed	19	Poor	0.115747	null	0	Dianabury	ND	British Indian Ocean Territory (Chagos Archipelago)	1	0	Low
32	Female	High School	Single	107,404	null	22,321	Business	Unemployed	12	Poor	0.483222	null	2	Port Christopher	WY	Rwanda	2	2	Low
39	Female	Master's	Married	62,974	601	22,827	Business	Self-employed	5	Good	0.302085	207,787	0	Aprilstad	ND	Gambia	4	2	Low
58	Male	Master's	Single	25,834	779	39,600	Personal	Self-employed	2	Fair	0.431396	183,773	null	North Jennifer	AR	Botswana	2	2	Medium
66	Non-binary	Bachelor's	Married	101,136	772	34,888	Auto	Employed	11	Poor	0.50172	114,090	1	East Catherineside	IN	Russian Federation	1	0	Low
33	Female	High School	Widowed	77,822	660	null	Personal	Self-employed	4	Good	0.449309	260,496	4	New Anthonyfort	TX	Papua New Guinea	0	0	High
25	Non-binary	PhD	Married	72,268	613	14,863	Business	Self-employed	15	Excellent	0.321796	279,136	0	Port Nathan	GU	Armenia	1	1	Low
62	Non-binary	PhD	Widowed	54,854	null	7,422	Auto	Employed	6	Poor	0.573541	293,471	null	Ashleytown	MD	Bhutan	2	0	Low
46	Male	PhD	Single	35,396	788	41,782	Business	Employed	14	Excellent	0.320153	297,636	0	North Joshuaville	GA	Malaysia	2	2	Medium
35	Male	Master's	Divorced	90,342	774	20,286	Home	Self-employed	1	Good	0.524343	91,941	3	Woodberg	MH	Guyana	0	0	Medium
64	Female	Master's	Single	50,580	null	5,559	Auto	Employed	17	Poor	0.536738	42,910	3	Peterborough	CO	Romania	1	0	Low
64	Non-binary	Master's	Widowed	85,950	621	null	Home	Self-employed	2	Excellent	0.571726	136,499	4	New Robert	VA	Northern Mariana Islands	2	0	Low
50	Non-binary	PhD	Divorced	66,947	774	23,136	Personal	Employed	15	Fair	0.228168	286,638	1	North Jesseland	MD	Mayotte	null	2	Low
29	Female	High School	Widowed	44,956	null	22,412	Home	Self-employed	7	Poor	0.337483	95,341	null	South Carol	NE	Antarctica (the territory South of 60 deg S)	3	1	Low
69	Male	High School	Widowed	96,557	611	28,231	Auto	Employed	13	Good	0.466407	57,656	1	West Rodney	IL	Saint Barthelemy	0	2	Medium
37	Female	Master's	Married	92,123	694	40,536	Home	Employed	11	Good	0.125599	45,160	2	Wrightland	LA	Vanuatu	0	1	Low
32	Non-binary	Master's	Married	null	719	37,530	Home	Unemployed	11	Good	0.137497	172,249	3	Jeanborough	FM	Nicaragua	4	2	Low
57	Male	Bachelor's	Married	34,679	647	35,868	Home	Self-employed	14	Good	0.255121	280,920	2	Alexandriachester	VA	Togo	null	0	Low
34	Male	Master's	Single	119,937	null	48,117	Personal	Unemployed	6	Good	0.508695	291,860	4	North Curtisberg	OR	Switzerland	1	1	Low
43	Female	High School	Single	91,439	676	17,383	Business	Self-employed	2	Fair	0.253851	80,409	4	Simsview	OH	Ukraine	4	2	Medium
57	Female	Master's	Divorced	96,000	772	13,773	Home	Self-employed	7	Excellent	0.295951	38,112	4	Ricechester	NH	Zambia	2	0	High
46	Non-binary	Bachelor's	Single	78,581	721	40,790	Personal	Employed	13	Excellent	0.169055	188,680	4	Whiteside	MP	United Kingdom	2	1	Low
30	Female	High School	Married	83,130	null	null	Home	Employed	9	Excellent	0.311937	null	2	East Juliechester	OR	United States Minor Outlying Islands	3	0	Low
60	Female	Bachelor's	Single	57,116	747	19,045	Home	Unemployed	8	Excellent	0.370302	109,428	4	Allenbury	DC	Macao	2	2	Low
29	Non-binary	Master's	Widowed	83,397	775	33,318	Auto	Self-employed	16	Fair	0.18475	110,401	2	North Ashleyborough	MO	Australia	4	1	Low
29	Non-binary	Master's	Married	112,641	671	31,805	Home	Unemployed	17	Good	0.243429	264,974	null	New Craigstad	KY	Botswana	0	0	Low
50	Male	High School	Single	100,853	721	43,690	Auto	Self-employed	15	Good	0.20004	186,849	3	Ericville	OH	Korea	null	2	Low
63	Non-binary	Bachelor's	Single	72,147	685	32,153	Auto	Self-employed	12	Good	0.299452	118,975	4	Ballardland	KS	Holy See (Vatican City State)	4	2	Low
37	Female	Master's	Single	115,002	737	8,903	Business	Self-employed	7	Poor	0.26991	47,859	1	Allisonmouth	WV	San Marino	3	1	Low
43	Non-binary	Master's	Divorced	81,775	624	45,033	Home	Unemployed	5	Good	0.522288	108,206	2	Lake Teresa	IA	Yemen	4	0	Medium
65	Male	High School	Divorced	35,389	748	19,991	Home	Employed	10	Excellent	0.194571	84,702	4	North Williamberg	ID	Ghana	0	1	Low
47	Female	Master's	Divorced	45,973	null	36,573	Home	Employed	10	Poor	0.498352	182,681	3	North Keithmouth	DE	Guinea-Bissau	1	1	Medium
56	Female	PhD	Single	null	763	33,647	Auto	Unemployed	16	Poor	0.527721	45,836	0	Banksville	MT	Mauritius	1	2	Low
33	Male	High School	Widowed	33,746	671	34,995	Home	Employed	6	Fair	0.295083	292,460	2	Timothyhaven	AK	British Indian Ocean Territory (Chagos Archipelago)	2	1	Medium
27	Female	PhD	Married	111,291	656	44,591	Personal	Unemployed	6	Poor	0.388324	264,366	1	South Rachael	PR	Myanmar	null	2	High
39	Female	PhD	Married	108,598	759	14,350	Business	Employed	1	Poor	0.366882	236,433	1	Williamsmouth	NV	Netherlands	2	0	High
57	Male	High School	Married	null	791	13,168	Auto	Employed	17	Excellent	0.547672	191,029	4	Tylerfort	PA	Saint Martin	2	1	Low
67	Non-binary	PhD	Widowed	null	600	null	Personal	Employed	14	Poor	0.204036	143,368	0	Goldentown	NJ	Papua New Guinea	1	2	Low
28	Female	Bachelor's	Widowed	69,574	682	34,742	Auto	Unemployed	19	Good	0.445067	null	1	Port Shelly	FL	Ireland	1	0	Low

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