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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
22	Male	High School	Married	90,908	654	36,300	Auto	Employed	14	Poor	0.131438	59,977	0	North Jeffreymouth	PW	Bahamas	0	2	Medium
20	Male	PhD	Divorced	26,116	722	20,719	Home	Unemployed	5	Good	0.247648	null	2	West Kimberlymouth	MS	Tonga	1	2	Medium
64	Female	High School	Single	59,952	770	null	Home	Unemployed	1	Excellent	0.179035	205,961	4	Bradleyshire	VA	Greece	3	0	Low
68	Non-binary	Master's	Divorced	33,570	678	9,409	Business	Employed	17	Poor	0.308836	281,623	1	Port Jenniferstad	NM	El Salvador	2	1	Medium
30	Female	Master's	Widowed	47,940	780	27,408	Home	Unemployed	3	Fair	0.287112	251,133	4	Port Lisa	MN	Saint Helena	4	2	Medium
57	Female	Master's	Divorced	null	769	5,895	Personal	Self-employed	16	Good	0.599247	54,206	null	Brendaview	PW	Azerbaijan	1	1	High
50	Non-binary	High School	Married	105,151	766	33,842	Business	Self-employed	14	Poor	0.523854	224,759	0	Dawntown	PR	Jersey	0	2	Medium
69	Male	High School	Married	104,358	null	39,067	Personal	Employed	4	Poor	0.123725	122,571	3	Paulland	NE	Dominican Republic	null	0	Low
23	Non-binary	Bachelor's	Married	47,482	719	null	Business	Self-employed	15	Fair	0.565844	297,663	null	Paulton	VT	Lebanon	null	1	Low
23	Female	PhD	Widowed	115,802	641	25,028	Auto	Unemployed	3	Fair	0.547741	96,075	1	West Ginaton	TN	Palau	0	2	High
42	Male	Master's	Single	66,205	null	22,142	Business	Employed	17	Fair	0.311823	268,937	1	North Tammyview	RI	Sudan	2	1	Low
23	Non-binary	PhD	Married	42,502	738	null	Home	Employed	16	Good	0.140628	132,676	1	Bartonchester	GA	Costa Rica	0	2	Low
22	Female	Master's	Single	91,148	647	12,284	Auto	Self-employed	17	Poor	0.576579	73,869	4	Ortegahaven	SD	Anguilla	4	2	Medium
25	Male	PhD	Married	41,676	730	9,481	Business	Unemployed	8	Fair	0.467038	253,049	1	Shirleyport	OR	Germany	0	2	Low
33	Male	High School	Divorced	60,363	788	null	Auto	Employed	8	Fair	0.257622	174,115	3	Ryanbury	VA	Gibraltar	0	1	Medium
59	Male	PhD	Married	70,555	721	15,905	Business	Employed	14	Poor	0.101942	null	null	North Patriciafort	MP	Iceland	4	0	Medium
29	Female	PhD	Single	104,683	634	36,962	Business	Self-employed	10	Good	0.571019	197,326	2	Coryshire	CT	Albania	3	1	Medium
25	Female	High School	Married	118,267	742	10,133	Business	Self-employed	16	Good	0.378102	153,018	2	Lake Valerie	PR	Andorra	3	2	High
55	Non-binary	High School	Widowed	65,167	747	21,978	Personal	Self-employed	3	Good	0.437295	102,236	3	Port Mitchellstad	VA	Nicaragua	0	2	Low
28	Female	High School	Divorced	109,041	786	42,409	Personal	Unemployed	19	Good	0.173034	154,766	0	Karenborough	WI	Burundi	null	2	Medium
46	Non-binary	PhD	Single	25,037	635	16,593	Business	Employed	17	Excellent	0.455984	279,984	2	Huffmanton	SD	Bouvet Island (Bouvetoya)	0	1	Low
35	Female	High School	Divorced	30,691	634	44,656	Auto	Unemployed	3	Poor	0.331782	279,006	1	Matthewborough	NE	Ecuador	3	0	Low
64	Non-binary	Bachelor's	Divorced	57,525	689	41,918	Personal	Employed	18	Fair	0.100479	141,507	0	Jameston	MN	Malawi	2	2	High
31	Female	Master's	Divorced	37,404	709	null	Home	Unemployed	11	Poor	0.501118	131,444	3	Kellyside	MS	Turks and Caicos Islands	null	2	Low
35	Male	Bachelor's	Single	33,601	749	12,443	Personal	Employed	2	Poor	0.409052	22,645	4	North Eric	MD	Togo	0	0	Low
58	Male	Bachelor's	Divorced	null	651	40,663	Home	Unemployed	3	Good	0.166561	148,075	3	Port Jessica	PR	Slovenia	1	1	High
59	Male	Bachelor's	Widowed	37,426	775	43,763	Auto	Employed	4	Good	0.557398	59,775	0	West Savannahland	OH	Qatar	0	2	Low
38	Male	Master's	Single	62,721	631	48,001	Personal	Unemployed	5	Excellent	0.546582	291,989	2	East Scott	DE	Sudan	4	1	Low
64	Male	PhD	Divorced	null	756	25,118	Business	Self-employed	9	Excellent	0.253803	272,239	3	Matthewberg	AL	Papua New Guinea	1	1	Medium
24	Female	Bachelor's	Widowed	null	717	48,484	Business	Self-employed	6	Good	0.172695	295,620	4	West Feliciafort	DE	Albania	4	1	Low
34	Non-binary	High School	Single	null	621	46,379	Personal	Unemployed	7	Fair	0.490041	116,969	null	Beverlyport	IL	Botswana	0	1	Medium
56	Female	Bachelor's	Married	55,983	631	44,318	Personal	Unemployed	19	Excellent	0.29239	141,674	4	Thomastown	AS	Cote d'Ivoire	4	0	Low
42	Male	Master's	Widowed	30,707	666	21,315	Home	Self-employed	1	Fair	0.165877	261,256	0	Jessicafort	VA	Estonia	3	1	Low
33	Female	Master's	Widowed	22,998	null	16,807	Auto	Unemployed	9	Poor	0.109657	65,641	3	North Jennifer	MT	China	3	1	Medium
44	Non-binary	Master's	Married	57,371	null	37,981	Home	Self-employed	9	Excellent	0.513605	null	3	Scotttown	GA	French Polynesia	null	2	Low
44	Female	High School	Single	57,677	648	5,580	Home	Employed	0	Poor	0.50353	162,346	4	South Veronicabury	FL	Kazakhstan	2	0	Low
26	Female	Bachelor's	Divorced	112,564	604	35,333	Personal	Unemployed	14	Fair	0.501296	null	2	Reneeshire	FL	Tonga	3	2	Low
50	Non-binary	PhD	Single	75,839	664	10,642	Auto	Self-employed	1	Good	0.259296	183,112	0	West Williamburgh	RI	French Guiana	4	0	Low
22	Non-binary	Bachelor's	Married	null	792	26,547	Business	Self-employed	6	Excellent	0.254191	null	3	West David	VT	Uganda	1	1	Medium
48	Male	High School	Married	null	731	6,479	Auto	Employed	8	Fair	0.235294	225,279	4	West Kristinshire	MI	Trinidad and Tobago	4	1	Medium
27	Male	PhD	Widowed	74,836	null	10,561	Personal	Unemployed	8	Good	0.256499	246,843	4	Lukeport	NH	Syrian Arab Republic	0	1	Low
53	Non-binary	Bachelor's	Widowed	113,803	644	36,037	Personal	Employed	8	Good	0.367154	37,935	null	West Jacobhaven	WI	Nepal	4	1	Medium
23	Female	PhD	Widowed	111,164	758	12,236	Auto	Self-employed	19	Excellent	0.379046	41,019	null	Morganstad	OH	Tanzania	0	2	High
18	Non-binary	Master's	Divorced	27,691	700	33,906	Home	Employed	13	Poor	0.5405	72,061	null	Sarahfurt	CO	Yemen	1	2	Medium
58	Male	Bachelor's	Widowed	100,952	null	47,245	Auto	Employed	1	Good	0.363833	52,573	null	Elliottmouth	KY	Djibouti	4	0	Medium
58	Female	Master's	Divorced	58,622	617	32,139	Home	Self-employed	4	Fair	0.131894	223,220	0	Deborahchester	ME	Malawi	0	1	Low
55	Non-binary	High School	Married	null	644	null	Personal	Self-employed	2	Fair	0.505183	215,286	4	New Bradley	MS	Cape Verde	0	1	Medium
69	Non-binary	PhD	Divorced	59,242	782	44,752	Auto	Self-employed	5	Excellent	0.499532	21,925	3	Port Monica	ND	Bangladesh	4	2	Low
24	Female	Bachelor's	Single	66,110	null	null	Business	Unemployed	5	Excellent	0.466138	163,669	3	North David	IL	Latvia	4	0	Low
32	Non-binary	PhD	Single	44,541	null	28,030	Personal	Self-employed	0	Excellent	0.567066	240,864	1	New Carol	MP	San Marino	1	2	High
65	Female	High School	Divorced	47,678	748	8,672	Personal	Self-employed	15	Good	0.377888	148,753	2	Gonzalezberg	DE	Senegal	3	0	Low
67	Female	Bachelor's	Divorced	24,158	669	null	Personal	Unemployed	13	Excellent	0.227687	270,536	1	Fischerfort	AK	Haiti	2	1	Medium
67	Male	Bachelor's	Widowed	92,981	723	29,427	Auto	Employed	13	Fair	0.108506	113,940	2	New Gregory	NJ	Eritrea	0	0	Medium
19	Male	Bachelor's	Widowed	54,117	null	17,812	Business	Self-employed	6	Fair	0.105845	48,212	0	Lake Elizabeth	AS	Romania	1	1	Medium
25	Non-binary	PhD	Married	30,965	665	43,125	Home	Self-employed	5	Good	0.438626	281,792	4	Port Lindsay	SC	Nauru	4	0	Low
32	Non-binary	Bachelor's	Married	40,785	682	36,924	Home	Unemployed	1	Excellent	0.379145	159,731	null	Port Jeffrey	KY	Greenland	3	2	Low
61	Non-binary	Bachelor's	Divorced	null	749	35,193	Personal	Self-employed	14	Excellent	0.203997	null	4	West Kara	HI	Bahrain	0	2	Low
65	Male	High School	Single	80,539	632	37,879	Business	Self-employed	11	Poor	0.252392	259,661	1	Floreschester	TN	Aruba	3	1	Medium
36	Non-binary	Master's	Divorced	85,282	null	12,348	Business	Self-employed	7	Good	0.299675	139,682	0	East Jeffreyborough	CT	Switzerland	0	0	Low
48	Female	High School	Widowed	60,324	729	17,505	Home	Unemployed	7	Excellent	0.140753	206,282	0	Lake James	KY	New Caledonia	0	2	High
27	Female	Bachelor's	Single	79,613	693	11,025	Personal	Employed	19	Excellent	0.113578	null	0	North Brenda	NH	Moldova	null	1	Low
22	Non-binary	Bachelor's	Single	95,857	658	6,774	Business	Employed	9	Poor	0.278957	125,841	1	North Ravenside	GU	Kuwait	1	0	Low
48	Female	High School	Single	null	605	26,777	Home	Self-employed	4	Fair	0.545039	118,097	null	South Matthewstad	PR	Venezuela	1	0	Low
65	Male	High School	Single	93,757	608	25,931	Business	Employed	7	Good	0.52128	159,889	0	North Kimberlychester	CT	Gambia	4	0	Low
60	Non-binary	High School	Widowed	32,679	767	10,823	Personal	Self-employed	6	Excellent	0.4996	99,330	0	Cruzfort	AR	Syrian Arab Republic	3	1	Medium
65	Male	Master's	Single	null	796	40,253	Auto	Employed	16	Excellent	0.399146	null	4	South Tracy	ME	Saint Lucia	0	2	Low
62	Female	Master's	Married	52,784	605	37,284	Auto	Self-employed	3	Excellent	0.427597	217,121	0	East Lukebury	PR	Bermuda	4	0	Medium
51	Female	PhD	Married	74,476	637	9,814	Business	Self-employed	12	Fair	0.320791	243,662	null	Guzmanchester	TN	Armenia	1	2	Medium
57	Male	High School	Married	21,461	630	9,730	Auto	Unemployed	12	Excellent	0.58755	147,630	null	Dukeside	VI	Guyana	0	1	Low
42	Non-binary	High School	Divorced	null	674	8,552	Auto	Employed	12	Good	0.176535	null	null	Rachelchester	DE	Palestinian Territory	2	0	Low
39	Female	Master's	Married	54,208	664	37,164	Business	Self-employed	1	Good	0.331198	257,724	1	Braunview	KS	Gambia	null	2	Medium
55	Non-binary	Master's	Single	75,208	640	33,930	Home	Self-employed	13	Excellent	0.590495	82,458	3	New Thomas	NM	Angola	null	1	Low
42	Female	PhD	Divorced	100,210	798	null	Home	Unemployed	10	Good	0.333106	227,160	0	South Timothyburgh	UT	Nicaragua	4	0	Medium
38	Non-binary	PhD	Single	null	null	21,888	Personal	Self-employed	16	Good	0.399163	null	4	South Nathan	VA	Cocos (Keeling) Islands	null	2	Low
27	Female	High School	Married	118,738	776	null	Auto	Employed	1	Fair	0.144552	282,946	3	Hillborough	CO	Martinique	1	0	Medium
45	Male	Bachelor's	Divorced	60,286	630	34,456	Business	Employed	0	Excellent	0.185873	60,816	0	Port Leahland	AZ	Somalia	null	2	High
31	Male	Master's	Divorced	107,189	605	32,427	Home	Self-employed	15	Fair	0.595393	125,402	0	East Christinaport	WA	Guinea-Bissau	2	1	High
19	Male	High School	Widowed	83,058	720	null	Business	Self-employed	10	Good	0.226764	214,176	null	Debraside	WV	Saint Pierre and Miquelon	4	0	Medium
59	Non-binary	PhD	Divorced	74,021	641	null	Auto	Employed	4	Excellent	0.232103	57,178	3	Matthewmouth	CA	Israel	4	2	Low
43	Male	Master's	Single	101,079	749	37,630	Business	Employed	0	Fair	0.476648	79,533	2	Phillipsmouth	TN	Philippines	null	2	High
25	Male	Bachelor's	Married	80,483	796	24,203	Personal	Self-employed	6	Poor	0.262682	278,336	4	East Crystaltown	MP	Moldova	0	2	Low
19	Female	Master's	Divorced	47,315	null	11,647	Personal	Unemployed	19	Excellent	0.103125	156,223	4	North Bradley	WV	Liechtenstein	2	0	Low
65	Female	High School	Widowed	77,300	689	46,088	Business	Unemployed	5	Good	0.295456	268,593	0	Jillborough	IL	Georgia	0	1	High
45	Male	PhD	Widowed	21,573	736	48,995	Home	Self-employed	3	Poor	0.273965	104,049	null	Austinland	FM	Tokelau	0	0	Medium
50	Male	PhD	Divorced	28,507	null	25,753	Personal	Unemployed	10	Fair	0.424234	86,143	0	Lake Kristenview	SC	Thailand	3	0	Low
60	Non-binary	High School	Married	40,672	653	null	Auto	Unemployed	9	Excellent	0.495956	89,792	3	Port Tracyhaven	CA	Austria	2	2	Low
24	Non-binary	PhD	Single	99,624	751	28,185	Personal	Unemployed	3	Excellent	0.479427	196,497	0	West Angelafort	NV	Egypt	null	1	Low
52	Female	Master's	Divorced	22,977	701	33,836	Personal	Unemployed	6	Fair	0.361417	85,719	2	Roachside	NV	Rwanda	0	2	Low
27	Female	Master's	Divorced	76,884	758	22,006	Auto	Self-employed	11	Poor	0.346825	null	null	Port Brandonmouth	ME	Bermuda	2	1	Medium
25	Female	PhD	Divorced	91,123	null	33,837	Personal	Self-employed	15	Excellent	0.563188	171,304	3	Sotohaven	NM	Cyprus	4	2	Medium
23	Female	PhD	Widowed	39,897	764	22,608	Auto	Employed	15	Excellent	0.581228	195,177	3	Port Kelly	TX	Cambodia	1	1	Low
20	Non-binary	Master's	Married	43,471	786	null	Home	Unemployed	0	Excellent	0.466313	227,888	0	West Clarence	ND	Jamaica	2	2	Medium
26	Male	Bachelor's	Widowed	108,623	714	null	Auto	Unemployed	4	Poor	0.408441	289,934	4	Williamsfort	DE	Djibouti	null	1	Medium
50	Non-binary	Master's	Married	92,836	673	46,620	Home	Employed	5	Poor	0.561392	251,569	4	Mariaville	PA	Norfolk Island	3	2	High
43	Male	Master's	Single	58,787	646	31,086	Auto	Employed	10	Excellent	0.432541	31,036	0	Williamstown	MH	Papua New Guinea	3	2	Medium
66	Male	Master's	Single	80,309	728	22,392	Personal	Employed	12	Fair	0.372045	163,827	null	Port Katieshire	IN	Bermuda	null	0	Low
67	Male	PhD	Widowed	41,699	624	24,775	Auto	Unemployed	11	Fair	0.195343	null	null	Maychester	NY	France	null	2	Low
65	Female	High School	Single	114,434	null	null	Home	Employed	19	Good	0.120969	127,873	4	Aaronton	AK	Lesotho	3	0	High
61	Non-binary	Bachelor's	Widowed	null	627	23,083	Home	Unemployed	17	Good	0.400567	null	1	South Juliaburgh	ME	Saint Pierre and Miquelon	4	1	Low
38	Non-binary	Bachelor's	Divorced	null	761	24,866	Auto	Employed	18	Excellent	0.451863	110,839	0	North William	WV	United Kingdom	3	0	Low

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