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http://csrc.nist.gov/news_events/hiipaa_june2012/day1/day1-3_cmatson_establishing-access-auditing.pdf | Presentations 2012 Presentation Establishing an Access Auditing Program June 6 , 2012 Presenters Cindy Matson CHC , CHPC Media Items Establishing an Access Auditing Program PDF Event Details HIPAA 2012 - Safeguarding Health Information : Building Assurance through HIPAA Security Starts : June 06 , 2012 Ends : June 07 , 2012 Location Ronald Reagan Building and International Trade Center , 1300 Pennsylvania Avenue , NW , Washington , DC 20004 Created January 09 , 2017 , Updated February 02 , 2017 | [
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http://css3.bradshawenterprises.com/support/ | Notes on browser support Everything here has been available in at least one browser since 2008 Firefox and Opera only started to add support in 2010 hence the reason this technology is becoming more mainstream Transitions and 3D transforms were added in IE10 while 2D transforms are available in IE9 CSS Transitions First introduced Safari 32 13112008 Firefox 40 Late 2010 Chrome 10 02092008 Opera 105 02032010 Internet Explorer 10 092011 CSS 2D Transformations First introduced Safari 32 13112008 Firefox 35 30062009 Chrome 10 02092008 Opera 105 02032010 Internet Explorer 9 092010 CSS Animations First introduced Safari 40 11062008 Chrome 10 02092008 Firefox 5 20042011 IE 10 092011 Opera 032012 CSS 3D Transformations First introduced Safari 40 11062008 Chrome 28082010 IE 10 092011 Firefox 27102011 | [
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http://cssd.lacounty.gov/modify-my-order/ | Modify My Order A change in a court order is called a modification . Either parent can request that the Child Support Services Department review his or her child support case for modification . Generally , a modification must be based upon a " substantial change of circumstances " since the last order was made by the court . Examples of a Change in Circumstances Examples of a change in circumstances include : A change in primary custody ( who the child lives with most of the time ) A significant change in visitation regarding the supported child A significant change in the income of either parent Incarceration of the Person Paying Support ( PPS The PPS starts receiving General Relief ( GR ) , Supplemental Security Income ( SSI ) , or Veteran β s Benefits Military deployment ( see Military for more information ) Local child support agencies must ask the court to modify an existing child support order if the child support Guideline Calculator indicates that monthly child support should be increased or decreased by at least $ 50 or 20 % , whichever is less . Modification Review Process When a Person Receiving Support ( PRS ) or Person Paying Support ( PPS ) requests modification , the Child Support Services Department ( CSSD ) sends a modification packet to both parents requesting information about each parent β s financial status and various other factors that affect child support . CSSD will determine if asking the court for a modification is appropriate based on the financial and other information provided . If a modification is appropriate , both parties will be informed of the decision . CSSD will file the necessary papers with the court to set a court hearing unless the parties can agree to the support amount ahead of time . If an agreement is reached , a stipulation must be filed with the court . When the judicial officer signs the form , it becomes a court order . If an agreement is not reached ahead of time , the case will go to court and the judicial officer will decide the amount of support . At the court hearing , the amount of the child support order may be either increased or decreased , or the judge may deny the motion to modify . To request a modification review : You may submit a request online ( recommended method ) using TurboCourt . A quick and easy interactive web - based process that guides you through the process of preparing your request and electronically submits the forms needed in order to conduct a modification review . You may call our Customer Contact Center at ( 866 ) 901 - 3212 . Or you may request a modification review in person at one of our public contact offices Until an for child support is modified , the PPS is required to pay the child support amount in the existing order . Contact Us if there is a change in circumstances . Parents also have the option of requesting a directly from the court . For more information about filing your own request for modification , contact the Office of the Family Law Facilitator For more information , please see the State β s brochure called " Changing Your Child Support Amount , " ( See PUB 252 ) . | [
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http://cssimplified.com/computer-organisation-and-assembly-language-programming/assembly-language-programs/write-a-program-in-assembly-language-to-check-whether-a-number-is-even-or-odd-ignou-mca-assignment-2017-18 | Write a program in assembly language to check whether a number is even or odd IGNOU MCA Assignment 2017 18 By Gangadhar Koppella December 7 2017 MASTER OF COMPUTER APPLICATIONS Course Code MCSL017 Course Title C and Assembly Language Programming Lab Course Assignment Number MCA1L017Assignment1718 Maximum Marks 50 Weightage 25 Write a program in assembly language to check whether a number is even or odd IGNOU MCA Assignment 2017 18 Code DATA SEGMENT MSG1 DB 1013ENTER NUMBER HERE MSG2 DB 1013ENTERED VALUE IS EVEN MSG3 DB 1013ENTERED VALUE IS ODD DATA ENDS DISPLAY MACRO MSG MOV AH9 LEA DXMSG INT 21H ENDM CODE SEGMENT ASSUME CSCODEDSDATA START MOV AXDATA MOV DSAX DISPLAY MSG1 MOV AH1 INT 21H MOV AH0 CHECK MOV DL2 DIV DL CMP AH0 JNE ODD EVEN DISPLAY MSG2 JMP DONE ODD DISPLAY MSG3 DONE MOV AH4CH INT 21H CODE ENDS END START DATA SEGMENT MSG1 DB 10 13 ENTER NUMBER HERE MSG2 DB 10 13 ENTERED VALUE IS EVEN MSG3 DB 10 13 ENTERED VALUE IS ODD DATA ENDS DISPLAY MACRO MSG MOV AH 9 LEA DX MSG INT 21H ENDM CODE SEGMENT ASSUME CS CODE DS DATA START MOV AX DATA MOV DS AX DISPLAY MSG1 MOV AH 1 INT 21H MOV AH 0 CHECK MOV DL 2 DIV DL CMP AH 0 JNE ODD EVEN DISPLAY MSG2 JMP DONE ODD DISPLAY MSG3 DONE MOV AH 4CH INT 21H CODE ENDS END START Screen Shots After Execution Note To see the variable and its value you have to click vars button in the emulator Category Assembly Language Programs Assignments Tags 2017 2017 18 2018 a program Assembly Assignment BCA even Ignou language MCA number odd to check whether Write Post navigation Write a program in assembly language to swap two numbers IGNOU MCA Assignment 2017 18 Write a program in assembly language to load a byte in memory location 8000H and increment the contents of the memory location IGNOU MCA Assignment 2017 18 | [
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http://cssmenumaker.com/blog/5-free-responsive-menus-navigations-for-mobile/ | HTML CSS Menus Drop Down Menus Responsive Menus Accordion Menus Horizontal Menus Vertical Menus Flyout Menus Tabbed Menus More Free Menus 100 More Menu Templates 5 Free Responsive Menus Navigations for Mobile 30 May 2017 Menus Hello again Were back with five new responsive menus that are built for mobile Mobile web browsing is on the rise Year after year more people are ditching their desktop web browsers for mobile devices As web developers we need to make sure that our responsive menus are built to perform on mobile devices Below we have compiled a list of 5 free mobile menu navigation that is built to be responsive Each menu is built using HTML CSS and jQuery to ensure that whatever device your users are on the navigation will be displayed clearly 1 3D Responsive Mobile Menu Bar A very nice 3D responsive navigation bar that will get that modern look to your site and work perfectly for mobile devices httpcssmenumakercommenu3dnavigationbar 2 Responsive Flat Menu for Mobile Devices A responsive flat menu with two submenus great to organize categories httpcssmenumakercommenuresponsiveflatmenu 3 Flat jQuery Mobile Responsive Menu A Flat jQuery Responsive Menu beautiful and elegant especially for light themed web pages httpcssmenumakercommenuflatjqueryresponsivemenu 4 Animated Responsive Drop Down Mobile Menu A very clean Animated Responsive Drop Down Menu Ready to use in your web application httpcssmenumakercommenuanimatedresponsivedropdownmenu 5 Textured Responsive Mobile Drop Down Menu A Textured Responsive Drop Down Menu that will take an existing multilevel menu and convert it to a dropdown for mobile httpcssmenumakercommenutexturedresponsivedropdownmenu Russell Taylor Russell Taylor is a computer engineer and internet aficionado He has been working in the web designdevelopment industry for over 10 years now and enjoys the freedom of a job away from the office Share this post Sorry the browser you are using is not currently supported Disqus actively supports the following browsers Firefox Chrome Internet Explorer 11 Safari ERVAN KUSNAIDI 1 year ago free or buy fck Ram Krishna Maharjan 3 months ago we have provided you an amazing news siteYou dont need to search any news site anywhere here is available all news site entire the worldso please visit here easily httpmayongnewscomnews MUNAWIR SUPRAYOGI 5 months ago tanks Preeti Pandey 6 months ago i need multi submenu for my website httpvintageitsolutionscom firoz khan 3 months ago hi firoz khan 3 months ago we can work together httpboddawebcom Stacy Cook 1 year ago I have been using your menu for many years I see now it is for pay and I would happily do that if I was sure it would fix my current issue I tried to move the menu to timely and the mobile portion disappears I was thinking I needed to get updated files etc httpseventsverovinecom Please have a look and let me know Zoran Zivkovic 1 year ago aashole Cristian 1 year ago free my ass | [
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http://cssmenumaker.com/free-css-menus | Free CSS Menus 2 Submenus 36 No Submenus 45 2 Submenus 475 No Submenus 4166665 2 Submenus 4 No Submenus 435294 2 Submenus 476923 2 Submenus 4444445 1 Submenu 48125 2 Submenus 45 1 Submenu 4533335 2 Submenus 44 2 Submenus 37 2 Submenus 457143 No Submenus 475 No Submenus 44 No Submenus 3714285 2 Submenus 4074075 2 Submenus 452 No Submenus 38 2 Submenus 3914285 1 Submenu 4666665 No Submenus 4 2 Submenus 43 Pages 1 2 3 4 About ou Free CSS Menus 90 of the menus on our site are free but we wanted to make a page dedicated to just the free ones All of these menus are pure CSS and have been tested on all the latest browsers Click a thumbnail to view more information about any of the menus above If you are a more advanced developer just go ahead and download the source code so you can start tweaking away If you are less confident with the source code try using our Menu Maker to customize the free css menus to your liking | [
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http://csunplugged.org/binary-numbers/ | Binary Numbers Contents hide 1 Count the Dots 2 Activity description ( PDF ) 3 Videos 4 Photos 5 Related Resources 6 Curriculum Links Count the Dots The binary number system plays a central role in how information of all kinds is stored on computers . Understanding binary can lift a lot of the mystery from computers , because at a fundamental level they β re really just machines for flipping binary digits on and off . There are several activities on binary numbers in this document , all simple enough that they can be used to teach the binary system to anyone who can count ! Generally children learn the binary system very quickly using this approach , but we find that many adults are also Activity description ( PDF ) Instructions for Binary Numbers activity ( English ) Arabic Language Version French language Version Greek Language Version Indonesian Language Version Italian Language Version Persian ( Farsi ) language Version Polish Language Version Portugese ( Brazil ) Language Version Russian Language Version Hungarian Language Version Slovenian Language Translation Turkish Language Version Tatsumi Takeo β s Analogue - Digital Conversion Activity with Decimal - Binary Conversion Extension Activity Videos Your browser does not currently recognize any of the video formats available . Click here to visit our frequently asked questions about HTML5 video . Your browser does not currently recognize any of the video formats available . Click here to visit our frequently asked questions about HTML5 video . Photos Using small cards to count in binary Tim demonstrates how binary numbers are stored . Mr Idosaka shows how magnetic binary number cards can be used on a whiteboard Tim explains Binary Numbers Binary Numbers Activity at Fujitsu Kids event with JOI , Japan Caitlin demonstrates binary Students using cards to count in binary Using small cards to count in binary Tim demonstrates how binary numbers are stored . 1 2 3 4 5 6 7 < > Related Resources An older version of this activity can be downloaded in PDF format here . The content is similar to the current version , but there β s some extra technical information . The Computer Science Field Guide has a Binary Cards simulator here . For extra information on using this you can read their documentation . It also has a chapter on Data Representation , aimed at high school age students , that covers many more details of Binary numbers and how they are used to represent data . How Gangnam Style Broke YouTube β Computerphile National Center for Women & Information Technology ( NCWIT ) has a learning package called Unplugged in a Box which has detailed lesson plan of this activity . Mordechai ( Moti ) Ben - Ari from the Weizmann Institute of Science , Israel has programmed the Binary Numbers Unplugged activity in Scratch which can be downloaded in a zip file of the complete set of activities . Please read the ReadMe . txt for documentation . RAFT has an activity for making a string of beads that code a message in binary at Binary Weaving Worksheet Try Engineering has the following activities : Give Binary a Try ! : which explores how binary codes work , how it is applied by computer engineers to computers and other electronic equipment including clocks . Students learn how to use the code , read binary clocks , and advanced students can build their own binary clock from a kit . Download Full Lesson Plan Smart Move ! : This is a simple activity to visualize a communication system . In order to do this the students encode , decode , transmit , receive and store messages . They will use a code sheet and flashlight for this process . They will also maintain a storage sheet from which they can retrieve information as and when it is required . The Greenroom resources area using the Greenfoot software has the number representation in binary using cards exercise . You can download and use these with the Greenfoot environment , but you need a login to access the resources . If you are a teacher , you can apply easily to join and use the resources there . Daniela Marghitu β s students have programmed this activity at the Robo Camp at Auburn University . Watch the Video : RoboCamp Spring 2010 Robotics And CSUnplugged Binary Numbers Project Centre for Innovation in Mathematics Teaching has the following teaching package in Binary Coding developed to teach Codes and Ciphers in their Maths Curriculum : Teacher Guide Student Guide OHP Slides Lesson Plans Another Exercise that might be of interest is the Find the Braille Codes Centre for Innovation in Mathematics Teaching also has excellent teachers β guides in the following topics : Logic Boolean Algebra Computer Science & Engineering for K - 12 ( cse4k12 . org ) has the following activities related to binary numbers below : Bitmaps Activity where bitmaps are a way of encoding black and white images using binary numbers . A β 0 β is used to represents a white square in the image and a β 1 β is used to represent a black square . These worksheets provide a set of 8 Γ 8 grids where the student can draw their own black and white images and then write the corresponding binary ( and hexadecimal ) values . Crossbin Puzzles Activity is similar to crossword puzzles except that the clues are hexadecimal numbers , and the answers are binary numbers ( β 0 β s and β 1 β s ) instead of words . Also , once the puzzle is complete , if you fill all the β 1 β squares with black you will see a small picture or pattern . Perfect Shuffles Activity : If you want to take the top card in a deck and shuffle it down to a particular position , all you need to know is the binary representation of the position where you want the card to go . Then you perform a sequence of β in β and β out β perfect shuffles based on the binary number and the card will be shuffled into the desired location . Binary Magic Trick : A set of 6 cards for a simple magic trick where you can correctly guess the secret number chosen by a student . Understanding how the trick works requires knowledge of binary . Computer Science & Engineering for K - 12 ( cse4k12 . org ) also offers the following great activities and resources in number systems and conversion : Octal Counting Worksheets is a set of worksheets that the student can use to practice counting / converting numbers in Octal . Octal Dots worksheet has the students take an octal number and draw that many dots . After finishing , they count the number of dots in decimal to check their answer . Counting in Binary worksheet where the student counts from 0 to 111111 in binary ( which corresponds to 0 to 63 in decimal ) . Counting in Hexadecimal worksheet helps the student count from 0 to 63 ( but in hexadecimal , so it β s really 0 to 4F ) . Counting in Octal worksheet where the student counts from 0 to 77 in octal ( which corresponds to 0 to 63 in decimal ) . Number Cards are Playing - card sized cards that can be used to compare the different number systems . Converting from Binary to Decimal Worksheet with Instructions Converting from Decimal to Binary Worksheet with Instructions Converting from Binary to Octal Converting from Binary to Hexadecimal Centre for Innovation in Mathematics Teaching has a teaching package on Binary Coding on it β s resources page developed to teach Codes and Ciphers in their Maths Curriculum . It includes a Teacher Guide Student Guide OHP Slide s , and Lesson Plans Online interactive binary cards by Jim Maynard . If you are interested in more of the technical details a good place to start reading is Wikipedia : Computer Numbering Formats Wikipedia : Binary Numbers and Wikipedia : Finger Binary . Also check Wikipedia : Most Significant Bit and Wikipedia : Logic Gate Ron Hale - Evans has a Wiki entry called Binary Numbers System The Mathmaniacs web site has a similar activity ( lesson 1 ) . It includes a Binary Piano activity which is another great aid for learning binary numbers ( a modified version from the University of Canterbury is available here ) . Mathmaniacs also have a magic trick that can be performed with binary numbers . Rick Garlikov has a paper on teaching binary numbers using Socratic dialogue . This approach is very empowering for students , and the general principle can apply to many of the Unplugged activities . Video : 9yr Old Sister Hannah Joy Counts Binary on Her Fingers Video : A school - house rock style video on binary numbers Video : Binary numbers in 60 seconds American Public University System β s Channel has a video on Binary Arithmetic at Video : Binary Arithmetic Add β Subtract β Multiply β Divide Vi Hart has a Video : Binary Hand Dance , another fun way to introduce Binary ! Thomas M . Churm has a cool Binary Clock Wikipedia : Powers of Ten is a fascinating look at exponential relationships in numbers . Rick Regan reports on The Binary Marble Adding Machine . To learn about the inner workings of this machine , you may visit woodgears workshop site on binary adding machine Math Teacher Link has a lesson Binary Information : Bits and Bytes that explains that Binary Information is the basis of how computers work . In this lesson we find out why and what Bits and bytes are and how they are used . Hiroki Manabe at Kanagawa Vocational Training School for Persons with Disabilities has developed an animation of counting in binary on your fingers ( Animation in Japanese ) , and an interactive activity to experiment with binary numbers ( Interactive in English ) , and a fun animation that shows binary numbers using Alice IDE at Binary Penguins ( Animation in English ) . University of Tennessee Department of Computer Science has an introductory CS module intended to teach the following concepts using binary numbers using animation . Note : This site is best viewed in Internet Explorer : Binary Representation of Numbers Binary Representation of Text Binary Representation on Image and Sound Virginia Tech , Dept of Computer Science has a complete module on Number Systems Other number systems on Wikipedia : Decimal : The decimal numeral system ( also called base ten or occasionally denary ) has ten as its base . Positional decimal systems include a zero and use symbols ( called digits ) for the ten values ( 0 , 1 , 2 , 3 , 4 , 5 , 6 , 7 , 8 , and 9 ) to represent any number , no matter how large or how small . Hexadecimal : uses sixteen distinct symbols , most often the symbols 0 β 9 to represent values zero to nine , and A , B , C , D , E , F ( or alternatively a through f ) to represent values ten to fifteen . Octal : The octal numeral system , or oct for short , is the base - 8 number system , and uses the digits 0 to 7 . Numerals can be made from binary numerals by grouping consecutive binary digits into groups of three ( starting from the right ) . ASCII : The American Standard Code for Information Interchange ( acronym : ASCII ; pronounced / ΛΓ¦ski / , ASS - kee ) [ 1 ] is a character - encoding scheme based on the ordering of the English alphabet . ASCII codes represent text in computers , communications equipment , and other devices that use text . Here is a list of number converters : Binary to Hexadecimal Converter Hexadecimal to Binary Converter Binary to Decimal Converter Decimal to Binary Converter Binary to ASCII Converter ASCII to Binary Converter Hexadecimal to Decimal Converter Decimal to Hexadecimal Converter Cleave Books has The Number Base Calculator . This calculator can be used to change numbers into a range of different bases . Shodor Interactivate has a unique number converter called Number Base Clocks . This activity allows you to convert between a number in a different base and base ten . Kids Online Resources offer a website for definitions of different number systems and conversions at Number System Peasant Algorithm and Ancient Egyptian Multiplication are tricks for doing multiplication using only doubling . At heart they are really just multiplying binary numbers . For information on how this algorithm is related to binary numbers , please read The Math Forum β s explanation at Russian Peasant Multiplication . See also Jo Edkins β s explanation of Ancient Egyptian Numbers and Multiplication including an online applet to try it . CS4FN has an activity related to the French Peasant β s multiplication called the The French Peasant β s Lock and Gray Code . The solution to the lock is actually something know to Computer Scientists as Gray Code : a code used in modern digital TV . Whatever , their physical form all the variations of the lock puzzle have the same solution and are logically ( and so their solutions algorithmically ) identical . Solve one and you β ve solved them all ( Computer Scientist β s love pulling that trick with problems ! ) LessonPlanZ has a lesson plan for teaching the Egyptian Multiplication for Grades 9 - 12 Jo Edkins has a collection of different ways to introduce binary numbers below : Introduction to Binary Adding in Binary Multiplying in Binary A fun illustrated Binary Counter using animated figures Try the Binary Card Game : Based on the binary number system , where you can guess a number from 1 to 63 by having people select cards from a set of 6 . Binary Card Game Explained Binary Card Game , the computer plays against you ! Learning MATH has a teaching resource on base 2 numbers in three parts below : Base Two Converting Between Bases Base Two Numbers in Computing Math Delights has resources for teaching different base numbers by using magic cards based on the binary , base 3 , or base 10 representation of numbers . See resources at Magic - Cards ( Base 10 ) Instructions Base 10 Cards . See also the Mathemagic Card Trick materials at Lesson Plan and a Poster TATSUMI Takeo from Tokyo University of Agriculture and Technology has a Kinaesthetic Activity to Demonstrate Analogue to Digital Conversion , where students make creases in paper to represent analogue data and convert them to binary data by following some simple rules . This activity comes with an extension activity for decimal to binary conversion . Ken Bigelow has a website Digital Logic that covers most topics related to binary and digital logic . Steve Oualline has an interesting exercise called Numbers , where one needs to write out all possible numbers that can be derived from the bit patterns 0000 to 1111 . Jill Britton has the following resources in binary numbers : Number Representations and Conversions in Binary : Binary numbers use the same rules as decimal numbers , that is , the value of any digit ( bit ) depends on its position in the whole number . Russian Peasant Multiplication : In many sections of Russia , the peasants employed until recently what appears to be a very strange method of multiplication . Learn the method and discover its relation to the binary numbering system . Binary Numbers and the South Korean Flag : What do the markings on the flag of the Republic of South Korea have to do with the binary number system ? What do they have to do with the number 7 ? Binary Numbers and the Chinese Zodiac : Can you locate and identify the binary numbers in this Chinese Zodiac Paper cut ? Nim Strategy , involves adding binary numbers . Nim is an ancient game of pick up sticks for 2 players . Whoever picks up the last stick loses . Nim Skulls Puzzle , based on Nim , the ancient game Binary Numbers and the Tower of Hanoi : The binary numbers , considered in numerical order , comprise a set of sequential moves that will allow you to solve the game of the Tower of Hanoi with the minimum number of moves , specifically . Making a Chinese Ring Puzzle : A Chinese ring puzzle originally has 9 rings . However , to unlock those rings , we need a lot of time . So in this web - page , a puzzle which only consists of 5 rings will be made . It is believed that once you can solve a 5 - ring puzzle , you will understand the algorithm to solve the original puzzle . Download the Solution . See also Wikipedia : Baguenaudier : Γdouard Lucas , the inventor of the Tower of Hanoi puzzle , was known to have come up with an elegant solution which used binary and Gray codes , in the same way that his puzzle can be solved . Susan Addington has developed The Number Bracelets Game to help introduce mathematical patterns . The Puzzle Page hosts A Binary Crossnumber Puzzle . This puzzle consists completely of binary numbers , so all the characters needed to fill in the squares will be 0s or 1s . The crossword is a 4 Γ 4 square grid , so all numbers will be written in binary , with 4 digits ; e.g. , 1 will be 0001 , 2 will be 0010 , and 4 , 0100 . The NOT operation changes all 0s to 1 β s and all 1s to 0s ; e.g. , NOT ( 0110 ) is 1001 and NOT ( 1010 ) is 0101 . Qwerty Zimbabwe has the Binary Puzzle ( Colour Contact Puzzle ) . Designed by van Delft , Pieter and Botermans , Jack . 1997 . Denkspiele der Welt . Heinrich Hugendubel Verlag , MΓΌnchen . Binary Math is a great site to help students learn binary maths and the binary number system quickly , by using clear explanations and examples . Throughout its development phase , three key characteristics were kept in mind : accuracy ; brevity and ; completeness . NASA Space Place for Kids has some cool resources : What is the β secret code β used by the Voyager spacecraft ? Talking to the Machines 1 Talking to the Machines 2 Speaking in Phases All About Circuits has the following resources including some useful worksheets in Binary Math . These can be printed without solutions for classroom exercises . Teacher copy can have the answers revealed . Binary Math Worksheet Boolean Algebra Digital Codes Binary Math Circuits See also their dedicated chapters below ( table of contents on the left of pages ) . Numeration Systems Binary Arithmetic Logic Gates See the entire Digital Section Tim Fiegenbaum , North Seattle Community College has the following videos in digital logic and circuits . Digital Concepts and Terms Binary Conversion Logic Gates Boolean Expressions Truth Tables See the entire Digital Videos Scratch Projects User dusseau has a fun game implemented in Scratch for guessing a binary number in 60 seconds for a score with hard and easy levels called the Binary Number Quiz Jeremy Falcon has an excellent article on Learning Binary and Hexadecimal Pete Hawkes demonstrates his Binary Glove , where each finger represents a bit value in a simple binary sequence : 1 , 2 , 4 , 8 , and 16 . Pressure sensors in the ends of each finger register each bit as on or off . Kerry Redshaw has a website with information on pioneers in the history of computing . The following articles are of interest : Binary β So Simple a Computer Can Do It What β s So Logical About Boolean Algebra ? ASCII and HTML β How They Work Together Gottfried Wilhelm Leibniz : Gottfried Leibniz laid the modern foundation of the movement from decimal to binary as far back as 1666 with his β On the Art of Combination β , laying out a method for reducing all logic to exact statements . Hierosolyma Kadathian β s page on Numeric Systems defines number systems , then provides information about binary and the hexadecimal system . Math Steps provides a good explanation and teacher resources on Place Values What is it ? Tips and Tricks When Students Ask Lesson Ideas Developing the Concept Southwest Educational Development Laboratory has a fun resource for elementary students called Place Value for Elementary Students . These activities reinforce students β understanding by using rhythm , physical action , and introspection . See also Number Sense and Mathematics Communication in Elementary School Wikipedia : Positional Notation GK - 12 at Harvard University has a useful resource in Digital Circuits and Logic Gates . Description : Detailed worksheet guiding a student through understanding what digital circuits are and then through how logic gates are used to build circuits that can accomplish real - world tasks . This worksheet is also appropriate for physics students . nrich Maths has the following activities with notes and solutions provided : Binary Squares Binary Sequences Counting Binary Ops Knapsack MUKOKU UK has a module in Binary Representation of Data that covers the following topics with resources : Topics Test with Answers See also these downloads : Binary , Denary & Hexadecimal Exercises in Base Conversion Fixed Point Binary and Multiplication Exercises in Fixed Point Binary and Multiplication Binary Representation β Text , Images & Sound Binary Representation β Podcast More Exercises Error Detection & Correction Exercises in Error Detection & Correction BBC h2g2 site has the following resources of interest in Boolean Logic : Boolean Truth Tables Boolean Expressions from Truth Tables Boolean Functions Classified doit Information Technology Course has a complete course in Information Representation with lots of online activities and explanation for beginners . Exploring Binary has the following interesting sections on the Powers of 2 : The Powers of Two : Why are they called powers of two ? What is the pattern you see ? How is the set described mathematically ? What are the set β s components ? We will answer those questions in this article . 1,073,741,823 Grains of Rice : In the children β s book β One Grain of Rice : A Mathematical Folktale β a girl uses her knowledge of exponential growth to trick a greedy king into turning over his stockpile of rice . Hidden in the story are mathematical concepts related to doubling : powers of two , geometric sequences , geometric series , and exponents . I will analyze the story from this perspective , and then discuss my experience reading it to first and third grade students . Exploring Binary Numbers With PARI / GP Calculator : PARI / GP is a sophisticated tool , with several components β yet it β s easy to install and use . I use its command shell in particular , the PARI / GP calculator , or gp for short . I will show you how to use simple gp commands to explore binary numbers . Powers Of Two In The Josephus Problem : This formula , you wo n β t be surprised to hear , has connections to the powers of two and binary numbers . I will discuss my favorite solution , one based on the powers of two . Elements of Binary in the NCAA Basketball Tournament : If you β re like me , you also think of powers of two , binary trees , logarithms , laws of exponents , geometric sequences , geometric series , and Bernoulli trials β in short , the elements of binary numbers , binary code , and binary logic . Dr . John H . Lienhard has the following interesting articles on the history of different number bases : Ethiopian Binary Math Times Tables howtoons illustrates counting in binary numbers using cartoons : Bit by Bit Count like a Computer ( hosted at instructables . com ) Jeremy Kubica β s Computational Fairy Tales has a fairy tale story Unhappy Magic Flowers and Binary NCETM β s Seconday Magazine has the following articles of interest : Focus on β¦ shunting , an article on an application of binary notation in which the challenge is to rearrange railway trucks with as few shunts as possible , provide situations in which a teacher can focus on some particular ways of acting mathematically Focus on β¦ perfect shuffles : There are some magic tricks that use pretty elaborate mathematics β¦ and β¦ magicians can perfectly shuffle a deck of cards . Explore the link to Binary numbers in this activity Exploring Digital Devices : exploring base 2 numbers Rutgers University CS has the Octopus Counting : Watch how each tentacle represents one bit . Eight tentacles = eight powers of 2 ! A great way to teach students how to learn the basics of binary arithmetic . DJ Dates has a fun activity to create a Binary Decoder Wheel which provides students with a quick way to lookup a binary number and discover the letter that the binary number represents . In class , I provide students with three printed pieces of cardstock and each student cuts out and assembles their own Binary Decoder Wheel : binary - wheel . 3 - 2010 . page1 . pdf binary - wheel . 3 - 2010 . page2 . pdf binary - wheel . 3 - 2010 . page3 . pdf PhotoShop CS4 Binary Wheel 3 - 2010 ( Edit this file to make your own alterations under the CC - BY - NC - SA license ) Abdullah Seddiq ( MIT Blossoms ) has Counting Systems with teacher β s guides and additional resources . This video aims to explain counting systems ( Decimal , Binary , Hexadecimal ) . Students will get to know how to convert numbers between these systems . Also students will learn how to do some byte and bit level operations . They will use a Visual Basic ( VB ) application that changes colors through logical operation on numbers . See also The Magic Picture : Steganography in Bitmap Files Hanan Al Arfaj ( MIT Blossoms ) has an extension lesson : The Mailman and the Five Packages : Data Packets and Data Transfer Speed with teacher β s guides and additional resources . This video aims to explain the process of data transfer throughout computer systems and the form the data gets transferred into . Prerequisites for this lesson include some knowledge of the concept of digital data and an understanding of file size units ( Bits , Bytes , Kilobytes , etc ) . TI - Basic Developer has a section on Binary , Hexadecimal and Octal Number System which explains these systems and their applications Anthony Liekens gives designs for building an Analog Binary clock Attic Academy Basics of Binary Michael Littman has a great video demonstrating Logic Gates using Toys ! Curriculum Links Great Principles of Computer Science [ info ] Recollection ACM K12 Curriculum [ info ] Expand New Zealand Curriculum Expand | [
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http://ct.gov/ecd/cwp/view.asp?a=3880&q=454824 | Connecticut State Department of Economic and Community Development CT . gov Home Department of Economic and Community Development Film , TV & Digital Media Producing in Connecticut Tax Incentives Other Resources News & Events About the Office of Film , TV & Digital Media Contact Us Film , TV & Digital Media Most Popular Results Locations Production Resource Directory Film Festivals Digital Animation Production Company Tax Credit Tax Exemptions Production Opportunities More Results | [
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http://ctb.ku.edu/en/influencing-policy-development | Home Learn A Skill Toolkits Β» 11 . Influencing Policy Development 11 . Influencing Policy Development This toolkit provides guidance for bringing about policy change in organizations and communities . Outline Examples State why a policy needs to be developed or modified , including : Basic needs are not being met ( e.g. , People are not receiving the health care they need ) People are not being treated fairly ( e.g. , People with disabilities do not have access to public places ) Resources are distributed unfairly ( e.g. , Educational services are more limited in neighborhoods of concentrated poverty ) Current policies or laws are not enforced or effective ( e.g. , The current laws on clean water are neither enforced nor effective ) Proposed changes in policies or laws would be harmful ( e.g. , A plan to eliminate flextime in a large business would reduce parents ' ability to be with their children ) Existing or emerging conditions pose a threat to public health , safety , education , or well - being ( e.g. , New threats from terrorist activity ) Related resources Understanding People ' s Needs Overview : Getting and Advocacy Campaign Off the Ground Survival Skills for Advocate General Rules for Organizing for Legislative Advocacy Study the issue or problem a policy change would affect Outline the facts , myths , and values associated with the issue . Find out : The results of previous research about the issue or problem How similar issues have been resolved through policy decisions in other places or organizations What those who are affected by the issue think " should be " in an ideal situation What people believe is maintaining the problem , true or not List who or what is affected by the current state of affairs . Ask : How are they affected ? ( e.g. , 50 % of those seeking shelter in a local homeless shelter are turned away for lack of space ) What needs to be done differently to lessen the problem ? ( e.g. , Screenings for learning disabilities could to be done with all children to identify learning problems early and address them ) Define the issue or current policy in neutral terms and generate possible policy related solutions ( e.g. , There are too many children of the working poor who have no health insurance coverage , and there should be a policy that guarantees that all children receive adequate health care ) Related resources Understanding the Issue Conducting Studies of the Issue Listening to Those Whose Behavior Matters Defining and Analyzing the Problem Generating and Choosing Solutions Reframing the Issue Based on knowledge about the issue or problem and who it affects , indicate the type and context of policies to be developed , including : Public laws and ordinances ( at city / county , state / province / tribal , or national levels ) , ( e.g. , A local ordinance to assure shelter for all who need it will be presented to the city council ) Regulatory policies ( at city / county , state / province / tribal , or national levels ) , ( e.g. , A state law that seeks to protect water quality and imposing penalties for waste or toxins flowing into water sources will be introduced to the Public Health and Welfare Committee of the state legislature ) Executive orders from elected officials ( e.g. , An Executive Order will be sought by the governor to set a state day or community service for all government employees ) Business policies and organizational rules and bylaws ( e.g. , A business policy to permit employees flextime to volunteer to be a mentor for a child or other community service will be presented to the Board of Directors ) Developing and Increasing Access to Health and Community Services | Changing Policies to Increase Funding for Community Health and Development Initiatives Acquiring Public Funding State what your group will do to influence each of the stages of policy development ( e.g. , agenda setting ) . What broad goals do you need to achieve to be effective ? Bring the issue to the attention of the public and decision makers and frame the issues and available policy options ( e.g. , Secure policy debate on the issue of healthcare for all , develop and secure consideration of policy options for extending insurance coverage to include child wellness checks and other preventive services ) [ agenda setting stage ] Influence the adoption of a preferred policy option ( e.g. , Educate / Lobby decision makers about the cost benefits of tax incentives for businesses that assure a living wage for their employees ) [ policy adoption stage ] Assure effective implementation of adopted policies ( e.g. , Assure that regulations for worker safety are strictly enforced ) [ policy implementation stage ] Assess the effects of adopted policies and adjust as needed ( e.g. , Examine whether policies to assure fair treatment of minorities have reduced instances of discrimination ) [ policy evaluation stage ] Developing a Plan for Advocacy Promoting Awareness and Interest Through Communication Developing a Plan for Getting Community Health and Development Issues on the Local . . . Systems Advocacy and Community Organizing Changing the Media ' s Perspective on Community Issues Identify resources and assets to be used for policy development , including : The number and kind of people who are available and committed to working on the problem or issue The financial resources anticipated and currently available The communication technologies , facilities , and other material resources available Additional information and support Other assets that can be used to support the effort ( e.g. , relationships with influential policymakers and those who have spear headed similar efforts ) Identifying Community Assets and Resources Building and Sustaining Relationships Coalition Building I : Starting a Coalition Indicate potential allies and opponents of policy development efforts . Identify likely allies and how they will support the effort ( e.g. , Members of interest groups affected by the issue ; elected and appointed officials , board members of businesses with a record of supporting related issues ) . Consider : Those individuals or organizations who share common values or are engaged in related efforts Those who can provide the type of support you will need ( e.g. , sharing resources or lobbying efforts , providing financial support ) Identify likely opponents and how they might resist or oppose the effort because of the consequences of your proposed policy State the likely purposes of the opposition , including : To oppose or block intended changes ( e.g. , policy change ) To intimidate ( e.g. , the policy advocates , their allies , elected officials ) To reduce effectiveness ( e.g. , substituting less effective alternatives ) Outline tactics that may be used by the opposition , including ( The D ' s ) : Deflect ( e.g. , not our responsibility ) Delay ( e.g. , long wait for additional review ) Deny ( e.g. , no real problem ) Discount ( e.g. , problem not as bad as portrayed ) Deceive ( e.g. , claiming no data available on the problem ) Divide ( e.g. , try to get some group members to oppose others ) Dulcify or appease ( e.g. , offer a less effective alternative ) Discredit ( e.g. , labeling advocates as " soft - headed liberals " ) Destroy ( e.g. , effort to harm those who support change ) Deal ( e.g. , encourage acceptance of an alternative ) Indicate how the opposition can be countered , including to : Understand your opponent and their perspective / goal Turn negatives into positives ( e.g. , turn the opponents ' discrediting tactics into an issue ) Set the agenda or reframe the issue ( e.g. , not the smoker ' s rights , but the right to breathe clean air ; not freedom from government , but freedom from want ) Publicly state your opponent ' s strategy ( e.g. , they are trying to deny the problem and pass responsibility off to others ) Keep opponents off balance ( e.g. , raise new charges ) Learn from the past ( e.g. , understand the response to the proposed change elsewhere ) Be willing to compromise ( e.g. , accept the best possible alternative ) Recognizing Allies Identifying Opponents How to Respond to Opposition Tactics SWOT Analysis : Strengths , Weaknesses , Opportunities , and Threats Identify targets and agents of policy change efforts and their assets and interests . Describe the targets of change ( i.e. , those who would adopt or implement policies ) and what they can do for the policy change . State their interests . [ Targets might include elected and appointed officials and business leaders who can affect the distribution of resources and the regulation of commerce , the environment , and other public goods . ] Know : What issues have been important to them in the past ( e.g. , family , health or safety , local businesses , quality of life issues ) To whom do they answer or from whom do they need support to maintain their position ( e.g. are they elected with support from a particular segment of the community , they are appointed by particular officials ) Describe potential agents of change ( i.e. , those who would influence policymakers ) and what they can contribute to the policy change efforts . State their interests . [ Agents might include policy advocates and lobbyists , special interest groups , the broadcast and print media , elected and appointed officials or their staff ] . Know : With whom are they influential ( e.g. policymakers who could vote on or propose policy , the broader community ' s opinion ) Why they would work with you to accomplish your goal For both targets and agents of change , prepare answers to anticipated questions about : Why they should support your proposed policy or position How they benefit from such involvement ( e.g. , voter popularity , support from a influential organization ) How the issue affects them or those they care about How this stance could ( potentially ) cost them Influencing People Using Principles of Persuasion Developing and Maintaining Ongoing Relationships with Legislators and Their Aides Identifying Targets and Agents of Change : Who Can Benefit and Who Can Help Depending on the broad goal of your policy development efforts ( see # 3 ) , choose the strategies and action plan to be used , which may include : Policy research and investigation Study the issue ( e.g. , research how water quality affects children ' s health outcomes ) Gather data on public opinion ( e.g. , survey local households about traffic problems on their street ) Request accountability ( e.g. , determine what factors and persons maintain the current policy on disseminating information about reproductive health in the schools ) Demonstrate commercial benefits ( e.g. , show how extending clinic hours reduces unnecessary emergency room visits ) Document complaints of those affected ( e.g. , ask unemployed residents about barriers to getting new jobs ) Act as a watchdog ( e.g. , speak up about how an issue affects you or your community ) Relationship building and education of decision makers Give personal compliments , and public support ( e.g. , write a letter to the editor in the local newspaper applauding council members ' efforts to address homelessness ) Arrange celebrations ( e.g. , have a party in the park to celebrate newly refurbished recreational equipment ) Develop or refine policy options and proposals for implementation ( e.g. , arrange a meeting to present feedback from residents about a proposed policy change affecting local property values ) Establish contact and request participation ( e.g. , call policy makers and volunteer your organization ' s knowledge and analysis of the issue ) Prepare fact sheets ( e.g. , compile a fact sheet on rates of domestic violence in your city and the availability of supports ) Offer public education ( e.g. , make brief presentations at local forums to increase the visibility of your issue to the public ) Provide constructive feedback ( e.g. , propose alternative policies ) Educate ( lobby ) decision makers ( e.g. , meet with decision makers and their staff to present fact sheets and local survey results ) Mobilize public support Sponsor a public hearing ( e.g. , arrange a public forum at a local school to discuss increasing gang - related incidents in the schools ) Conduct a letter - writing campaign ( e.g. , call local residents and ask them to write local council members regarding the trash pickup and sanitation ) Conduct a petition drive ( e.g. , create a petition of support for a newly proposed policy to require benches at local bus stops and approach people at the local mall and supermarket to sign it ) Conduct a ballot drive ( e.g. , conduct a ballot drive to assure a public vote on a proposition for community improvement efforts ) Register voters ( e.g. , place registration booths at local supermarkets and post offices to increase registered voters in your area ) Engage the media ( e.g. , conduct a press conference to bring attention to the lack of rehabilitation centers for female drug users ) ( If necessary ) Make your presence felt Criticize unfavorable actions ( e.g. , call into a local talk show and state why you think that a cap on health insurance reimbursements is unwise ) Express opposition publicly ( e.g. , write a guest editorial in the local newspaper stating why you and your organization are fighting the newly proposed selling off of public park land for private development as a fund raising strategy ) Remind those responsible ( e.g. , contact those who have voted for a policy and inform them of the resultant negative consequences ) Establish an alternative program or system ( e.g. , establish a model respite care program for care and caring at the end of life in your community ) Organize public demonstrations ( e.g. , picket outside of city hall to bring attention to the numerous ozone alert days in the past year and their impact on local residents ' respiratory health ) File a formal complaint ( e.g. , draft and file a complaint about the poor management of city dumpsters in public spaces ) Arrange a media expose ' ( e.g. , convince a local newspaper reporter to attend a public forum where you ask policy makers questions about their voting records on issues related to fair hiring practices ) Initiate legal action ( e.g. , pursue legal action against a company for refusing to hire employees over the age of fifty regardless of credentials ) Providing Corrective Feedback Working with the Media Developing Successful Strategies : Planning to Win Developing a Plan for Advocacy Conducting a Direct Action Campaign Review whether the planned policy goals , strategies and actions fit the situation . Consider whether they : Are timed well ( i.e. , Is this a good time to raise the issue ? ) Use available resources and allies ( i.e. , Does it take advantage of the group ' s strengths ? Engage its allies ? Deter opponents ? ) Fit the group ' s style ( i.e. , Are group members comfortable with the approach ? ) Are flexible ( i.e. , Does it permit adjustments with changing situations ) Are likely to work ( i.e. , Does it correct the original problem or inequality ? ) Thinking Critically Create an action plan to carry out your policy efforts ( who is going to do what by when ) , describing : What specific action will occur ( e.g. , conduct a letter writing campaign ) Who will carry it out When the plan will be completed or for how long it will be maintained Resources ( money and staff ) needed Who should know what about this ( e.g. , local media will be informed of your efforts in order to increase your visibility ) Developing an Action Plan When influencing the adoption of a policy or how it will be implemented : Identify precedents ( or analogs ) for policy option ( s ) that have been adopted and implemented in other similar situations . Describe how the policy option ( s ) met the interests of potential targets , agents , and opponents . Describe the critical features to be preserved in the policy option ( s ) including : Information about what to do , why to do it , and with what anticipated costs and benefits for whom Facilitation and support that reduces the time , effort , and other costs for those responsible for implementing it Regulation and monitoring that helps assure compliance or implementation of critical elements . Incentives that reward change and improvements . Gain an audience with those who can propose the policy or who will be active in forming its implementation Conducting a Social Marketing Campaign General Rules for Organizing for Legislative Advocacy When assessing the evaluation of the policy development effort . Clearly state what indicators will signify " success " ( e.g. , in adoption of desired policy options ; in more faithful policy implementation ; in achieving longer - term outcomes . Describe how measures of success will be obtained ( e.g. , review records ; interviews with implementers and those affected ) Indicate how the group will make sense of the results ( e.g. , how data will be analyzed ; how those affected will be involved in interpreting the information ) Describe how the information will be used to improve the policy ( e.g. , feedback will be provided to elected and appointed officials on outcomes ; retreats for legislative staff to review progress and make adjustments on implementation or set new policy goals ) . A Framework for Program Evaluation Developing an Evaluation Plan ( As appropriate ) State the circumstances under which you will close out the policy development effort : If you have been successful at negotiating a favorable policy or ensuring implementation , celebrate with those affected and invested in the issue If opposition is significant , consider : Postponing action ( e.g. , If there are insufficient votes for a bill supporting construction of low - income housing , then postpone the vote . ) Mediating differences with opponents ( e.g. , Meet with land developers and discuss how they can build without disrupting water resources for local farmlands ) Making a deal or a compromise to achieve part of your goal ( e.g. , if there are not funds or support to expand drug rehabilitation services for women , ask if a percentage of existing services can be guaranteed for women clients ) Monitoring Progress and Making Adjustments in the Social Marketing Campaign Coalition Building II : Maintaining a Coalition Sixteen training modules for teaching core skills . 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http://ctb.ku.edu/en/table-of-contents/leadership/leadership-ideas/ethical-leadership/main | Home Table of Contents Leadership and Management Chapter 13 . Orienting Ideas in Leadership Section 8 . Ethical Leadership Β» Main Section Chapter 13 β Table of Contents 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Section 8 . Ethical Leadership Chapter 13 Sections Main Section Checklist PowerPoint Learn how to build trust , credibility , and respect for both you and the organization by being an ethical leader . What is ethical leadership ? Why practice ethical leadership ? When and by whom should ethical leadership be practiced ? How do you practice ethical leadership ? Specific components of ethical leadership Consider a dilemma : You β re the director of a community - based human services organization that includes sites in several towns . A state budget crisis is threatening to reduce your funding by 30 % . The head of the state funding agency suggests to you that you simply close down a site . That means both laying off dedicated staff members and denying services to a community and a group of people that has come to rely on you . Perhaps more important , it means deciding among several communities , to all of which you β Or think about this : You get wind from a contact at a foundation about a grant possibility that would be perfect for a collaboration with another organization . At the same time , you realize that your organization could probably successfully apply alone , and end up with a much larger amount of money than if you applied with a partner . In that case , the service you β d provide would be somewhat narrower , but still helpful to the people you work with , and the funding would help with your administrative expenses . On the These are ethical questions . Leaders of organizations , initiatives , and institutions β not to mention politicians β face them nearly every day , and have to make decisions . The decisions they make , as well as the ways by which they make those decisions , determine whether or not they are ethical leaders . Whether you direct a small organization , are in charge of a group in a larger organization , head a large agency or institution , or simply sometimes take an informal leadership role in your daily life , the issue of ethical leadership What do we mean by ethical leadership ? We ca n β t really discuss ethical leadership without looking first at ethics . Ask 100 people β or 100 philosophers , for that matter β what they mean by ethics , and you might get 100 different answers . The struggle to define ethical behavior probably goes back to prehistory , and serves as a cornerstone of both ancient Greek philosophy and most major world religions . Ethical behavior , in its simplest terms , is knowing and doing what is right . The difficulty is in defining β right . β Different individuals , different cultures , and different religions define it in different ways . The accepted treatment of women and attitudes toward slavery in different cultures and at different times in history provide prime examples of how what β s β right β can vary . Many people would define ethics and morality as identical , but it is helpful to view them somewhat differently . Ethics are based on a set of social norms and / or logically coherent philosophical principles ; morality is based on a ( usually broader ) set of beliefs , religious and cultural values , and other principles which may or may not be logically coherent . Morality can , however , form the basis for an ethical system . John Rawls , one of the most important ethical philosophers of the 20th century , makes a distinction between comprehensive moral systems , such as religions , which cover not only behavior , but such issues as humanity β s place in the universe , and less comprehensive systems , which cover the political , social , and / or economic spheres . Ethical leadership , at least for the purposes of this section , falls into the second category . Even the meaning of β ethics β is open to interpretation . Some of the different ways that the term is defined : Situational ethics . What β s right depends on the context of the situation . What β s right in one situation may be wrong in another . Cultural relativism . Whatever a culture deems right is ethical for that culture . No one has any right to judge the ethics of another culture except on its own terms . Professional ethics . Many professions β law , medicine , and psychotherapy are perhaps the most familiar , but the list is long and varied β have their own specific codes of ethics , which all members of those professions are expected to follow . Members of those professions are considered ethical in their practice if they adhere to the code of their profession . Value - based ethics . The assumption here is that everyone has a set of values she lives by . A person is behaving ethically if her behavior matches her values . Rule - based ethics . If you follow the rules β of your organization , your peer group , your culture , your religion , etc . β you β re behaving ethically . None of the conceptions in this list is perfect , but these last two , in particular , have a glaring problem : not all value systems or rules reflect what is right , by most people β s definition . In the 1980 β s , for instance , many people considered the ideas in Robert Ringer β s 1977 book , Looking Out for # 1 β which explains human behavior in terms of selfishness and self - preservation β to be an excellent foundation for a value system of self - centeredness . In a more extreme case , Hitler β s value system , which many Germans adopted in the 20th century , glorified β Aryan β supremacy , and resulted in the murders of millions of people . Although the law is a set of rules , simply acting legally is not necessarily the same as acting ethically . Many actions that are in themselves not illegal β using other people emotionally , treating your employees as disposable objects β are nonetheless unethical by most standards . By the same token , breaking an unjust law β sitting in at a segregated lunch counter , for instance β could be supremely ethical . Ethics based on fairness . Ethical behavior consists in making sure everyone is treated fairly . Ethics based on a set of coherent , generally - accepted principles . These are meant to be principles that most rational people can accept : honesty , justice , fairness , avoiding harm to others , taking responsibility for your actions , putting the greater good ahead of your own interests , etc . . There are problems with each of these conceptions , the main one for most of them still being the issue we started with : exactly what is right , and who defines it ? At the same time , most of these ideas of ethics have their strong points as well , and those ideas can perhaps be incorporated into an ethical framework that is n β t so easily set out , but covers a broad range of situations . The author β s attempt at a definition of ethical behavior , based on what seems to be the general thinking on the subject , is this : Ethical behavior reflects a value system that grows out of a coherent view of the world , based on equity , justice , the needs and rights of others as well as oneself , a sense of obligation to others and to the society , and the legitimate needs and standards of the society . This is hardly meant to be a perfect definition . Just what constitutes the legitimate needs and standards of society , for instance , has been argued over for centuries , and is constantly changing as societies evolve . So , given that even the definition of ethics can be unclear , how do you ensure that your decisions and actions are ethical ? Again , there seem to be as many answers to this question as there are people willing to answer it . One good set of answers comes from the West Virginia University Extension , in a course for volunteer leaders devised by Patricia Pinnell and Shirley Eagan . It takes the form of four questions to ask yourself about any decision or action you take : Kid on Your Shoulder : Would you do it if your kids were watching ? Front Page of the Newspaper : Would you like to see it published on page 1 of your local newspaper ? Golden Rule : Would you be happy being on the receiving end of the decision or action ? ( i.e. , β Treat others as you would like them to treat you . β ) Rule of universality : Would it be okay if everyone did it ? If you can honestly answer β yes β to all or most of these questions , then it β s likely that your decision or action is truly ethical . Ethical leadership Ethical leadership really has two elements . First , ethical leaders must act and make decisions ethically , as must ethical people in general . But , secondly , ethical leaders must also lead ethically β in the ways they treat people in everyday interaction , in their attitudes , in the ways they encourage , and in the directions in which they steer their organizations or institutions or initiatives . Ethical leadership is both visible and invisible . The visible part is in the way the leader works with and treats others , in his behavior in public , in his statements and his actions . The invisible aspects of ethical leadership lie in the leader β s character , in his decision - making process , in his mindset , in the set of values and principles on which he draws , and in his courage to make ethical decisions in tough situations . Ethical leaders are ethical all the time , not just when someone β s looking ; and they β re ethical over time , proving again and again that ethics are an integral part of the intellectual and philosophical framework they use to understand and relate to the world . Some important components of ethical leadership ( we β ll discuss these more later under β How do you practice ethical leadership ? β ) : The ability to put aside your ego and personal interests for the sake of the cause you support , the organization you lead , the needs of the people you serve , and / or the greater good of the community or the world . The willingness to encourage and take seriously feedback , opinions different from your own , and challenges to your ideas and proposed actions . The encouragement of leadership in others . Making the consideration and discussion of ethics and ethical questions and issues part of the culture of the group , organization , or initiative . Maintaining and expanding the competence that you owe those who trust you to lead the organization in the right direction and by the best and most effective methods . Accepting responsibility and being accountable . Perhaps most important , understanding the power of leadership and using it well β sharing it as much as possible , never abusing it , and exercising it only when it will benefit the individuals or organization you work with , the community , or the society . Why practice ethical leadership ? Most people would probably agree that leaders ought to be ethical ( although there might be a lot of disagreement about what that means ) , but there are a number of good reasons why ethical leadership makes sense . Ethical leadership models ethical behavior to the organization and the community . Leaders are role models . If you want your organization or initiative β and those who work in it β to behave ethically , then it β s up to you to model ethical behavior . A leader β and an organization β that has a reputation for ethical behavior can provide a model for other organizations and the community , as well . Ethical leadership builds trust . Leadership β except leadership gained and maintained through the use of force and intimidation β is based on trust . People will follow an ethical leader because they know they can trust him to do the right thing as he sees it . Ethical leadership brings credibility and respect , both for you and the organization . If you β ve established yourself as an ethical leader , individuals and groups within and outside the organization , will respect you and your organization for your integrity . Ethical leadership can lead to collaboration . Other organizations will be much more willing to collaborate with you if they know that you β ll always deal with them ethically . Ethical leadership creates a good climate within the organization . If everyone in the organization knows that power will be shared and not abused , that they β ll be dealt with respectfully and straightforwardly , that they β ll have the power to do their jobs , and that the organization as a whole will operate ethically in the community , they β re likely to feel more secure , to work well together , and to be dedicated to the organization and its work . If you have opposition , or are strongly supporting a position , ethical leadership allows you to occupy the moral high ground . This is especially important if your opposition is ethical as well . You can look very small in comparison if your ethical standards are not up to theirs , discrediting your cause and alienating your allies . Ethical leadership is simply the right way to go . Everyone has an obligation to themselves , to their organization , to the community , and to society to develop a coherent ethical system that seeks to make the world a better place . Leaders , for the reasons already stated , and because of the responsibilities of leadership , have a particular obligation in this respect . Ethical leadership affords self - respect . Because you know that you consistently consider the ethics of your decisions , actions , and interactions , you can sleep at night and face yourself in the morning without questioning your own integrity . When and by whom should ethical leadership be practiced ? The general pattern of most Tool Box sections includes these β when ? β and β who ? β questions . In this case , they are easily answered . Ethical leadership should be practiced all the time by anyone in a leadership position β whether that position is formal or informal , intentional or unintentional . There are no times when it β s more appropriate than others , nor are there people for whom it is more appropriate than for others . There are definitely times when ethical leadership is more difficult than not β when there are hard choices to make , or when the right choice is clear but unpleasant ( confronting a nice person who β s simply not doing his job , and making everyone else β s harder as a result , for example , or acting against your own self - interest ) . In fact , the difficult times are when ethical leadership is most important , because the stakes are high . The stakes in ethical leadership may also vary widely , depending on the level and responsibilities of the leadership in question . Few directors of community - based organizations find themselves faced with the kinds of life - and - death decisions that may be experienced by national leaders , for instance . Yet their decisions can still have serious ethical and human consequences , even though those consequences may play out in a more limited sphere . Ethical leadership is part β although by no means all β of the definition of good leadership . Being an ethical leader is a full - time job β it is n β t something you can put on and off at will . You either are or you are n β t , and if you are , you have to try to be one all the time . How do you practice ethical leadership ? While this section generally refers to leaders as if they were the people at the head of organizations , initiatives , and communities , the Tool Box recognizes that anyone might take on a leadership role at any time . The question of ethical leadership is n β t only to be considered by people with official leadership titles β Director , Coordinator , Chair , etc . . The general guidelines for ethical leadership , with only a little adjustment , could double as general guidelines for ethical living . Putting the greater good above your own personal interests Just as most people are n β t born leaders , but learn to be so through experience and hard work , people β even highly ethical people β learn to practice ethical leadership over time . Here , we β ll present some general guidelines for ethical leadership , and then look more specifically at what being an ethical leader entails . Ethical leadership requires a clear and coherent ethical framework that the leader can draw on in making decisions and taking action . A coherent ethical framework or philosophy does n β t pop into your head overnight . It develops over time through your experience , your background , what you β ve been taught , and the actions of role models . In other words , your ethical framework is built from everything that β s gone into making you who you are . That does n β t mean that your personal history has to include a lot of instruction in ethics , or even role models who demonstrated highly ethical behavior . For some people , ethical standards arise in opposition to what they β ve seen and experienced . For others , they grow out of cultural or religious teaching , or out of academic learning in such areas as philosophy , history , psychology , or literature . For most of us , an ethical framework probably incorporates a combination of several of these factors , and others as well An ethical structure is necessary because it provides a guideline for making ethical choices . Its content β the actual standards that each of us holds himself to β may vary from person to person and , to some extent , from situation to situation . What β s important is that having an ethical framework provides you with a basis for making difficult ethical decisions , rather than leaving you to struggle with each separate decision in a vacuum . It β s like the difference between building a house from a set of plans , and building it Many situations or problems just do n β t allow for simple solutions , or even satisfactory ones . The first situation at the beginning of this section β close down a site to keep a program functioning at a high level in the face of budget cuts β is one in which people are likely to be hurt no matter what decision is made . A coherent ethical framework may not present you with a clear decision , but it will tell you what factors you must consider , and help you sort out which are more important . Three necessary characteristics of a useful ethical framework are : Internal consistency . Each of its principles should fit with all the others , rather than contradicting any of them . Proactivity . It should tell you what to do , not what not to do . Dynamism . It should be constantly reexamined and readjusted as your ethical thinking evolves . Having such a foundation does n β t make you an ethical leader , but it helps your development as an ethical person , a necessary characteristic for an ethical leader . Your ethical framework should agree with that of the ethical framework , vision , and mission of the organization or initiative . If you do n β t buy into the ethical stance of the organization , you should n β t take the job in the first place . An organization that is dedicated to collaborative decision - making and equal status as an ethical principle , for instance , ca n β t be ethically led by someone who truly believes her ethical duty is to make decisions for everyone . An exception here is when you β ve been hired to change the ethical framework and / or the culture of the organization . This might happen if a previous director proved to be highly unethical β misusing funds , treating staff members abusively or with disrespect β and a major shift in the organizational climate is called for . In that case , you β re expected to model and import a different set of ethical standards and assumptions , in order to restore the integrity of the organization . An implication for ethical leadership here is that the vision and mission of the organization must be uppermost in any decision - making . An ethical leader does nothing to compromise the philosophy or the vision and mission of the organization . You should not , for example , accept funding that would require the organization to do something contrary to its best interests or ethical standards ( e.g. , use methods that it believes are ineffective or harmful ) . An interesting ethical question arises when an organization is offered money by a funder whose philosophy or world view is contrary to that of the organization ( a corporate foundation whose parent corporation has an anti - gay stance , for instance , or mistreats its workers in some way ) . One way of looking at this situation is that it β s simply unethical to take money from such a source . Another is that , as long as the funder does n β t require you to endorse or act on its unethical stance or behavior , Ethics should be a topic of discussion . Just as an ethical framework must be constantly reexamined , both the ethics of an organization and the ethics of everyone in it should be regularly discussed by all concerned . Everyone β s ethical assumptions , including the leader β s , should be open to questioning , and everyone should be willing to hear that questioning without defensiveness and to consider it seriously . Only by serious discussion of ethical questions , and being willing to examine your own ethical assumptions can you continue to develop your ethical understanding . It was mentioned above that an ethical framework Ethics should be out in the open . You should be able and willing to explain your ethical framework and your ethical decisions , and to stand by them ( unless you β re convinced by someone else β s argument that they β re wrong or lacking in some way ) . Furthermore , you have a responsibility to stand up for what you believe in , not just to talk about it . Ethical thought must be connected to action . The best intentions in the world mean nothing if they remain intentions . Just holding an ethical viewpoint or philosophy does n β t constitute ethical leadership . That viewpoint or philosophy must be translated into action , in both general and specific instances ( i.e. in the way you treat people and steer the organization over time , as well as in the individual decisions you make ) . Ethical leadership is a shared process . Everyone in an organization or community should have the chance to exercise it β and to follow through with exercising it β when appropriate . That may be a matter of questioning a decision or action , of initiating one , of being a role model in a given situation , or of upholding the integrity of the organization . Remember that , as a leader , you β re a role model whether you choose to be or not . People will take their cues about the way the organization should be , about organizational culture , and about what constitutes ethical behavior , from you . Remember that , and act accordingly . ( That means paying attention not only to what you say and do , but to the appearance of it : regardless of the reality , you should n β t do anything that looks or could be interpreted as unethical . ) As an ethical leader , you should encourage others to take leadership roles , and mentor them when they do . This fosters the development of ethical leaders within the organization or community , which improves its functioning and gives it more resources when a problem or crisis arises . In addition , it trains a new group of leaders who can assume more responsibility as time goes on β thus relieving pressure on you β and take over leadership when you move on to something else . Specific components of ethical leadership Put the good of the organization and the general good before your own interests and ego . One of the true tests of ethical leadership is making the decision that β s best for the organization even when it β s not in the leader β s self - interest to do so . ( An organization β s director might cut her own salary in lean times , for instance , or , less drastically , expand others β decision - making power at the expense of her own . ) It can sometimes be hard to distinguish the good of the organization from the good of the leader . A director taking on a new task might seem important for the organization , but might be counter - productive if it leaves him without enough time to carry out other necessary tasks , or leads to burn - out . Leaders , especially in small , community - based organizations , sometimes have to be careful not to sacrifice themselves beyond the point of usefulness . In some ways , putting the greater good before your own can be thought of as the definition of ethical leadership , since it underlies so many of the other components . Leaders who sacrifice themselves for a cause or for others are often seen as heroic , but you do n β t have to die in battle or go to prison β or fast as Gandhi and Cesar Chavez did β to qualify as an ethical leader . You simply have to be willing to put your ego and self - interest aside , and do what β Encourage the discussion of ethics in general and of the ethical choices involved in specific situations and decisions as an ongoing feature of the organizational culture . Everyone in the organization should be accustomed to analyzing the ethical implications of a given decision or action , and deciding whether and how those implications should influence their approach . Institutionalize ways for people to question your authority . Unless the goal of your organization is pure profit , warfare , or world conquest β and perhaps even then β the chances are that autocratic leadership will be bad for you ( you wo n β t get the feedback and information you need to become more effective and make good decisions ) , bad for those you lead ( many will be unhappy and resentful , and may intentionally or unintentionally become less effective as a result ) , and bad for the organization ( much of the input and creativity of staff other than you will be A word β actually more than a word β here about power and its uses : Erich Fromm , in Escape from Freedom ( New York : Henry Holt [ Holt Rhinehart and Winston ] , 1941 , 1969 ) distinguishes between power over and power to Power over is the ability to control other human beings , and to use them to achieve one β s own ends . Power to is the capacity to accomplish one β s goals without needing power over others . ( That does n β t necessarily mean without needing help , but it does mean that that help is n β t forced . ) Power over involves some degree of force and / or intimidation , whether physical , psychological , economic , social , political , or a combination thereof . In an organization or a community , the exercise of such power can lead to enormous negative consequences β the need to continue indefinitely the application of force or intimidation at the cost of other goals ( and often at the cost of the leader β s humanity ) , and , among followers , resentment and rebellion , turf - and self - protection , lack of concern for others or for the Power to implies none of this . In the context of ethical leadership , it can be seen as both the personal power β i.e. the internal resources of knowledge and self - knowledge , learned skills , talent , determination , work ethic , empathy , interpersonal skills , etc . β and the ability to marshal other resources β i.e. , assistance from others , adequate time , funding , etc . β that enable you to get things done . Gaining and exercising this kind of power takes working at personal development ( interpersonal skills , self - knowledge Ethical leaders are concerned with power to : in fact , that β s the only kind of power they see . Any authority is only legitimate insofar as it makes it possible to accomplish goals . Power is n β t , or should n β t be , a means of gaining status or of advancing your self - interest , or β worst of all β of proving you β re stronger or better than others . It β s a means to accomplish positive goals that are meant to benefit a large number of people , not only the leader herself . As a result , ethical leaders encourage and mentor others to lead , and share power when it β s appropriate , on the assumption that such sharing will speed the development of new leadership and increase the possibility of success . Power is a positive force in their philosophy , to be used for the accomplishment of goals that lead to healthier communities and better quality of life , rather than to more power for themselves , self - aggrandizement , or the advancement of their own self - interest . Using power properly and well β sharing it Do n β t take yourself too seriously . In addition to the serious business of understanding and making ethical choices , ethical leadership encompasses maintaining your perspective and a sense of humor . Leaders are human , and need to remain so . Once you start protecting your leadership turf too vigorously , your effectiveness β as well as your claim to ethical behavior β is likely to diminish . Consider the consequences to others of your decisions , and look for ways to minimize harm . Rushworth Kidder ( How Good People Make Tough Choices ) New York : William Morrow , 1995 ) describes a moral dilemma as the choice , not between right and wrong , but between two rights . Trying to decide what β s more important in a situation where something is gained at a loss to something else that may seem equally worthy is a real challenge for ethical leadership . Two rights may sometimes also seem to be two wrongs . Laying off a staff member in order to maintain services in another area can be viewed as benefiting some participants by cutting back personnel in other areas or as harming the staff member and other participants . The same applies if you make the opposite decision , and cut back services β some people seem to benefit , some are harmed . Decisions like this require the application of your ethical framework , as well as a dose of human sensitivity . There β s no good solution here Treat everyone with fairness , honesty , and respect all the time . This seems almost too obvious to include here , but it β s one of the most important pieces of ethical leadership . The way you β re viewed β and who you actually are β can be judged by how you treat others , regardless of how society views them . β All men are created equal β does n β t mean that everyone β s the same , or has equal potential and talents , but it does mean that everyone β s of equal worth , and deserves to be treated so . Treat other organizations in the same way you treat other people β with fairness , honesty , and respect . That means being open in all your dealings , informing other groups of what you β re doing that may affect them , being a good and reliable collaborator , etc . . If you β re known as someone who β s always honest and fair , that reputation will attach itself to your organization as well , and other organizations will want to work with you . Collaborate inside and outside the organization . Collaboration brings more possibilities and more ideas into whatever you do , builds bonds among organizations and among people within an organization , spreads power and responsibility so that more voices are heard and stress is reduced , and increases opportunities for funding and creative programming . Collaboration also establishes you as someone who β s willing to share power and resources , and who β s more concerned with doing a good job and providing the best services possible than with protecting turf and authority . While collaboration is often desirable , we do n β t mean to imply that you have an obligation to collaborate in every situation β especially when it would bring no benefit to your group or organization , or would involve other entities with which you would prefer not to work . When collaboration can be mutually beneficial , when it can lead to better outcomes for the people you work with , or a more powerful alliance for your cause , or when it can afford gains to all the collaborating groups , it β s generally the way Communicate . Set up and maintain communication channels with and among all those you work with . If everyone knows that you β ll let them know what you β re considering , as well as any important information you have that they do n β t , it will increase their trust in you , and make rumor , innuendo , suspicion , and resentment far less likely . Work to become increasingly interpersonally competent . Depending upon where you β re starting from and what β s necessary , this might include : Improving your understanding of nonverbal communication β body language , facial expression , tone and pitch of voice , etc . . Using nonverbal communication to indicate attention and respect ( or other attitudes when appropriate ) . Maintaining or improving active listening skills . Striving for clarity in all communication , spoken and written , so that there are no misunderstandings . Learning how you β re perceived by others and other groups , and using that learning to adjust your behavior if necessary . Increasing empathy . Constantly striving for a better understanding of interpersonal relationships Constantly striving for a better understanding of yourself . Try to become culturally sensitive and culturally competent Learn about and become comfortable with the diverse cultures in the community , and get to know individuals from those cultures . Other efforts here might include : Learning , or improving your grasp of , the language of the population with which you work . Learning about the traditions , behavioral and communication norms , and history of the cultural groups in the community . Joining in ethnic and other celebrations and rituals . Making an effort to hire people from various cultures . Learning how to deal with cultural traditions that are at odds with the majority culture , and the dislocation that can mean for some immigrant groups . Identifying and establishing a working relationship with other organizations that serve the same populations you work with , for purposes of both cross - referral and consultation . Work to be inclusive . That means working with β and being willing to hire β people from all ethnicities , races , classes , cultures , sexual orientations , etc . . It also means using diversity creatively , by encouraging people to learn about and value one another β s traditions and views , and to be willing to discuss them openly when there β s conflict or disagreement . Take your leadership responsibility seriously , and be accountable for fulfilling it . One director of a community - based organization included as part of his job description β Catch the flak and pass on the praise . β As a leader , you are responsible for what happens under your leadership . Just as you hold others accountable for doing their jobs and for their errors in judgment , you have to hold yourself β and allow others to hold you β accountable as well . As an ethical leader , you should build accountability into your position , whether it β s formal or informal , and be prepared to deal Taking responsibility and working to correct mistakes and improve unacceptable performance are part of a leader β s job , as is making sure that the organization β s dealings with everyone are ethical . Blaming others β even though others may have made the mistakes or failed to do their jobs in specific situations β does n β t remove the leader β s overall responsibility for making sure that those things do n β t happen , and simply makes her look like a coward . That β s the reason that a jury convicted the Chairman and CEO of Enron , Ken Lay and Jeffrey Skilling , regardless of their defense that they did n β t know about the illegal accounting that inflated the company β s standing . Even if that were true , they should have known β it was their responsibility , and the jury held them accountable . Constantly strive to increase your competence . People depend on leaders to be competent : it β s the reason for the trust that is placed in them , the reason for their leadership in the first place . It β s your responsibility as an ethical leader to maintain and increase your competence , so that you can continue to steer the organization in the right direction , and those you lead can continue to trust your leadership . Part of that responsibility is recognizing and admitting what you β re not good at , and either getting better at it , or delegating it to someone who is good at it . ( Few CEOs would think of handling the financial management of their companies ; that β s why they hire financial officers . ) Another aspect of competence is not taking on responsibilities you ca n β t handle , or tasks you do n β t have the time or resources to do . Maintaining and increasing competence can be accomplished in many ways . Continuing education ( actual courses , either at an educational institution or online ) , attendance at conferences and workshops , professional reading , regular meetings with others in similar positions to discuss leadership issues , keeping a journal of lessons learned on the job , acquiring knowledge and ideas from a variety of people β all these and other methods can be used to help you become a more effective leader . Do n β t outstay your usefulness . Organizations , particularly community - based organizations , need to grow and change as they mature . Ethical leaders recognize when they β ve done all they can , or when the organization simply needs someone else at the helm if it β s to continue to develop . β Founder β s disease β is the name given to the all - too - familiar refusal of a leader to recognize that the organization he founded needs to grow beyond his influence . Many such leaders , thinking mistakenly that the organization or initiative they started ca n β t function without them , believe they β re nurturing their baby when , in fact , they β re stifling it . Organizations and other groups , like children , need to take on more and more responsibility for themselves as they mature . Just as parents who Never stop reexamining your ethics and your leadership . As we β ve pointed out several times in this section , ethical leadership does n β t end β it β s practiced all the time and over time . Cincinnatus , a 5th Century B.C. Roman , was called from plowing his field and made dictator in order to save a Roman army in danger of defeat . Quickly defeating the enemy , he gave up his dictatorship after only 16 days and went back to his farm . . .but he remained a leader regardless , simply because people saw him as one . He was so much regarded as a leader , in fact , that , according to the Roman writer Livy , he was called upon again to be dictator 20 years later Ethical leadership does n β t end , and neither should your effort to continue to explore and practice ethical leadership . In Summary Leadership is a privilege and a responsibility that demands a good deal from those who practice it , whether formally or informally . High on that list of demands is the need to be ethical , both in personal life and in leadership . Because leaders are role models whether they choose to be or not , they set the tone for the ethical stance of their individual followers , of the organization or group they lead , and , to some extent , of the larger community . Ethical leadership requires from the leader a coherent ethical framework that will guide her decisions and actions all the time , not only in specific situations . Among the most important of the characteristics that define an ethical leader are openness and honesty ; the willingness to make the discussion of ethical issues and decisions a regular part of the organizational or group conversation and culture ; the urge to mentor others to lead ; the drive to maintain and increase competence ; the capacity to accept and seriously consider feedback , both positive and negative ; the ability to Finally , and perhaps most important , an ethical leader never stops reexamining his own ethical assumptions and what it means to be an ethical leader . Like so many other important tasks , maintaining ethical leadership is ongoing ; like only a few others , it can last a lifetime . Contributor Phil Rabinowitz | [
"Ethical Leadership"
] |
http://ctb.ku.edu/en/table-of-contents/structure/hiring-and-training/job-descriptions/main | Home Table of Contents Developing a Strategic Plan and Organizational Structure Chapter 10 . Hiring and Training Key Staff of Community Organizations Section 2 . Preparing Job Descriptions and Selection Criteria Β» Main Section Chapter 10 β Table of Contents 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Section 2 . Preparing Job Descriptions and Selection Criteria Main Section Checklist PowerPoint Learn how to prepare a job description and choose selection criteria in order to improve the hiring process and hire the right person . Why it ' s important to carefully develop a job description and selection criteria before you advertise a position Preparing a job description Developing selection criteria Job descriptions and selection criteria help organizations and job applicants understand what is expected from a person in a specific position , and help to determine whether an applicant is a good fit for that position . This section provides a guide for preparing job descriptions and selection criteria that accurately reflect what your organization needs in a position and that will attract the right person to fill it . Why it ' s important to carefully develop a job description and selection criteria before you advertise a position There are a number of reasons why having clear job descriptions and selection criteria are necessary . They define the position for the organization , for potential applicants , and legally . If there ' s any question about whether a staff member is actually doing her job , or being asked to perform duties that have nothing to do with her position , the job description should clarify the situation . It should also make it clear who ' s ultimately responsible for specific tasks or areas . If someone ' s not doing her job , the job description can become an important tool in helping her to improve . Being able to refer to a list of specific duties and responsibilities makes it easier for a supervisor to get across just where and how a staff member is n ' t meeting standards , and to discuss what she could do to change that situation . By the same token , if she ' s not responding at all , the job description gives the organization a standard to use in documenting the staff member ' s failure to carry out the duties and responsibilities of her position , and , if necessary , to fire her for non - performance . They give potential job applicants a sense of whether they should apply for the job . The clearer you can be about the requirements , duties , and responsibilities of the job and what kind of person you ' re looking for , and the better you can represent these in your advertising for the job , the less time you ' ll have to spend reading applications from inappropriate candidates . The act of developing job descriptions and selection criteria forces you to clarify your thinking about the position , the kind of person you want for it , and the organization itself . Organizations often have to include job descriptions in proposals for new programs or positions . Sometimes , the act of composing the job description changes the whole course of the proposal , as people realize that they can use a position in ways they had n ' t considered , or that what they had originally conceived was , in fact , unworkable . A job description can sometimes serve to define a whole program . Having a clear job description and selection criteria will help you write the copy to advertise the position , and will make the interviewers ' task easier as well . If interviewers have a clear understanding of the tasks of the position , they can be much clearer about how to find out whether an interviewee can perform those tasks . Most important , a clear job description and selection criteria make it more likely that you ' ll hire the best person for the job . If you know exactly the person you ' re looking for , and have a distinct picture of what you want her to do , you ' re much more likely to find her than if you ' re simply hoping someone good will turn up . Preparing a job description While job descriptions and selection criteria are closely linked , it may make sense to work on the job description first , since that will help you decide what at least some of your selection criteria should be . A job description that includes administering medical treatment is unlikely to suggest hiring someone with a background only in heavy construction , for instance . On the other hand , there may be criteria that are important for any position you hire - - sense of humor , respect for the target population , commitment to social change - - which There are really three parts to the task of preparing a job description : Choosing the job title . Developing a list , often bulleted or numbered , of specific duties and responsibilities that the position requires . Composing a capsule description of the position , including what it ' s meant to accomplish , requirements other than specific tasks ( e.g. , hours per week and expected schedule , whether weekend or evening work is required , necessary travel , etc . ) , and who the position supervises and reports to . This section may include wage or salary and benefit information as well . Choosing a job title It may sound like a small thing , but , in fact , the title you pick for the position can be very important in several ways . First , it can serve to define the job clearly , both for the staff member and for others who deal with him . The choice of title may also have a lot to do with the way the person in the position is regarded in the community . A Director of Development may be more effective in the community - - getting phone calls returned , making appointments , being invited to sit on committees and boards - - than a Fund - Raiser or Grantwriter , even though all three titles may refer to exactly the same job . By the same token , an Associate or Assistant Director may command more respect than a Director of Development , an Executive Director more than a Director . The perception attached to a particular title carries over to the person bearing that title . A better title - - one that implies more responsibility or authority - - can attract better candidates , even though the pay may be no different from that of a position with a " lesser " title . One of the reasons for this is that a job title can not only boost self - esteem , but it can also be helpful when a person applies for his next job , making it easier to get a more responsible position . A job title , then , serves to define the position and to define the place of its holder , both in the organization and in the community . As a result , its choice demands some serious thought . For the sake of example , let ' s go through the process of developing a job description for a position that we ' ve decided to call Community Health Educator . Developing a list of specific duties and responsibilities There are really two steps to generating a list of specific duties and responsibilities . The first is to define the basic elements of the position ( i.e. , what it is you actually want the person to be able to do , or know , or be good at in order to do her job well . The second is to then identify the specific activities - - all the specific activities - - that the job requires . Let ' s take our hypothetical job , Community Health Educator , and look at the development of a list Basic elements of the position What do you want this person to do and know and be good at ? Some of these things are skills related to the job title , which may be learned through education and training or through experience ( perhaps in previous positions , perhaps otherwise ) . Others are skills required by the job which may not be implied in the job title , and some - - personality traits and characteristics - - may not be learned at all . For a Community Health Educator , the specific skills learned from education and training might be : Teaching and facilitation skills , including a knowledge of appropriate teaching materials for the target population Counseling skills General knowledge of community health issues Understanding of the medical / scientific causes and treatment of particular health problems - - AIDS , sexually transmitted diseases , tuberculosis , substance abuse , lack of prenatal care , malnutrition , various forms of mental illness , tobacco - related illnesses , etc . Knowledge of the native language of a non - English - speaking target population . In this hypothetical case , we ' ll assume Spanish . ( Obviously , not all of these would be necessary for every position , and some might need skills not on this list . ) The skills acquired by experience that you might want a Community Health Educator to have include : Outreach skills Understanding of the community Understanding of the target population Knowing the workings of the health bureaucracy - - HMOs , hospitals , state and federal agencies - - and how to negotiate them Understanding the social causes and potential solutions to particular health problems Familiarity with referral possibilities and procedures Finally , there are the non - specific skills , traits , and abilities , some learned and some innate , that are required by the job : Clerical and organizational skills - - filing , record - keeping , doing paperwork accurately and on time , etc . Computer literacy Good written and verbal communication skills Self - presentation - - knowing how to act , dress , and communicate with different groups Interpersonal ability - - getting along with and being accepted by the target population , the community , and colleagues ; dealing with conflict well ; and maintaining a sense of humor Specific activities required for the position Now it ' s time to come up with everything the person in this position will be expected to do . Remember that the list should include absolutely everything , whether it relates directly to the job title or not . For our Community Health Educator , the list might look like this : Develops and offers presentations , in the appropriate language ( English or Spanish ) and using appropriate materials , on general and specific public health issues - - including ( but not necessarily limited to ) HIV / AIDS , sexually transmitted diseases , substance abuse , stress , nutrition , breast and other types of cancer , and tuberculosis - - to the target population , community groups , populations at risk , other professionals , and the general public . Conducts outreach to groups at risk , particularly in the target population . Counsels individuals on treatment of health and substance - abuse problems , and makes appropriate referrals . Distributes and resupplies written and / or audio - visual information on public health issues to all sites of the organization , other agencies , businesses , and other highly visible sites in the community . Recruits , trains , and supervises small groups of the target population as providers of preventive and other health education in their communities . Testifies at public and legislative hearings on the need for health care , the health problems of the community , and other related issues . Runs an annual Community Health Fair in June . Establishes and maintains contact with the local community of health and human service professionals . Meets regularly with other staff of the organization to develop strategies for serving the community . Spends at least 50 hours per year engaged in professional development activities . Maintains up - to - date computer database of contacts and presentations , including the number of contact hours per week . Completes all paperwork required for the position in the prescribed time . Attends weekly staff meetings . Attends bimonthly supervision sessions with the Program Director . Serves on the Board ' s Public Health Committee , and attends full Board meetings upon request . Answers office phones two hours per week . Performs any other duties as required by the Executive Director . This is a long list , but remember that these are all the activities you think this person will need to perform in this position . She may not do all of them at any one time . A year may go by without some of them being done , depending on the needs of the community and of the organization , but they ' re all part of her job , and she may need to practice any or all of them at a given time . Some of these duties - - staff meetings , supervision , answering office phones , perhaps committee service - - are not unique to this position , but are required of everyone in the organization . Others - - outreach , maintaining contacts in the community , distributing health literature , paperwork - - are ongoing , and happen in the daily course of the job . And notice the last one : that ' s a catch - all , in case anything comes up that no one thought of , or in case the organization somehow changes before Writing the capsule description Now that we have a job title and have come up with a list of activities and responsibilities to go with it , it ' s time to tackle the capsule description . This will be a two - or - three sentence description of the job and its purpose , as well as any other major responsibilities it entails . The capsule description also includes some of the nitty - gritty information about the position ( hours per week , schedule requirements , flexibility or lack thereof , salary or hourly wage , benefits , etc . ) , Here ' s a try at a capsule description of our Community Health Educator position . The Community Health Educator acts as the bridge between the organization and the community on issues relating to public and individual health . He or she , in addition to presenting health issues and education to the public in a variety of ways , counsels and makes referrals in matters of individual health care , and also recruits and trains members of the community to act as resources for health information . The Community Health Educator reports to the Program Director . This is a full - time position ( 40 hours per week ) , and includes some evening and weekend hours . Scheduling is flexible within limits . Competitive salary and benefit package . Whether or not to include the actual salary or wages and benefits in the job description is a decision that ' s up to each organization . If there ' s an official salary range for a position , it ' s often included . If the salary is particularly low , or if it ' s going to depend on who gets hired , it may not be . A particular salary range may attract some people and put off others . A high salary may indicate to some people that the position requires more work or responsibility than The job description is complete , but there are still some important questions left to ask : Does this job description make sense ? Do all the functions of this position hang together ? Does it describe a job that can be done well by one person in the time she ' s given to work at it ( i.e. are there unreasonable expectations ) ? Does the organization have the resources to support the position ( the time of other staff members , enough money to pay a salary consistent with what ' s required , materials , space , etc . ) ? Is the schedule reasonable ? Was the supervisor for this position chosen for logical reasons based on how the organization operates , rather than merely for convenience or to massage someone ' s ego ? Does the supervisor actually have the time and expertise to supervise this position ? Will the position accomplish what the organization designed it to ? If you can comfortably answer " yes " to all of these questions , you ' ve done a great job , and you can use your job description with confidence , both for recruiting applicants and for defining the position once you ' ve hired someone . If some of your answers are " no " or " I ' m not sure , " then go back and deal with those issues right now , before you start the hiring process . The amount of time you spend now will only be a tiny fraction of the time Developing selection criteria Selection criteria for a position will generally fall under four headings : education and other formal credentials ; job - specific skills and knowledge ; non - job - specific skills and knowledge ; and personal attributes and traits . And once you have a job description to work from , it should be a piece of cake to develop selection criteria , right ? Well . . .yes and no . First of all , selection criteria are n ' t exactly the same as qualifications . Qualifications are the credentials and experience that are stated as preferred or required for whomever you hire for the position . Generally , they ' ll go into your advertising , so that potential applicants will know whether they ' re eligible for the job or not , and they ' re the standard you ' ll use in screening applications . To some extent , especially if you have public funding , you ' re legally bound to them , and you could be challenged , or even sued for discrimination if you hire someone who does n ' But selection criteria might not be limited to qualifications . Your organization might want a particular kind of person as a staff member - - someone who ' s warm and engaging , for instance , or who will treat participants and everyone else with respect , or who just seems astute in certain ways . Or you might prefer someone who comes out of a particular background , or whose politics mesh with those of the organization and its staff members , or whose personal style fits in with those of the rest of the staff . These criteria are n ' t even always conscious . . .but they should be . It ' s important to analyze and understand what your unspoken criteria are as well as your spoken ones , so that you can be clear about why you ' re hiring who you ' re hiring , rather than talking about " hunches " or " feelings " when you ' re arguing for your choice . In developing qualifications , there are two ways to go : you can be as specific as possible , because you feel you know exactly what a person will need to do the job well ; or you can be as general as possible , hoping to attract someone who may not look exactly right on paper , but who will in fact be exactly right once they get into the position . There are advantages and disadvantages to both approaches , and there ' s also a way to hedge your bets . Qualifications can be either " required " or " preferred . " If they ' re required , then no one without them will apply , and you ' re legally bound to them if you ' re operating under those kinds of restrictions ( public education , many government agencies , and other publicly funded organizations are usually subject to such regulations ) . If they ' re preferred , then you have a lot of discretion about whether someone actually needs them or not . You can require some qualifications and prefer others . If you use " Education and other formal credentials How important are educational and other formal credentials to performing the duties in this job description or to the standing of the position ? Do you simply require all your staff to have college or advanced degrees ? For some positions , these kinds of questions have obvious answers : if you ' re looking for a doctor or a nurse or a lawyer , she ' ll need not only specific degrees but other certifications - - such as passing the Bar Exam - - in order to legally do the job at all . A psychologist or social On the other hand , how will this person be viewed in the community ? Who will she have to deal with as a colleague , as an advisor or consultant , or as a supervisor ? Is it important for her credibility that she have academic credentials that match or exceed those of others in the community or in her field ? If so , then those credentials must be required . Our Community Health Educator , for instance , probably needs a degree in Education , Counseling , Public Health , Social Work , or something similar . Why does she need it ? She ' s being asked to testify before legislative committees , to network with colleagues in the community , to make community and other presentations . She may not need the degree in order to do these things well , but she definitely needs it for credibility in these and other situations . Hiring someone without a degree in an appropriate area would be doing that person Job - specific skills and knowledge These are the skills and knowledge directly related to the performance of the job you ' re hiring for . A doctor needs to know about various diseases and medical conditions , anatomy , physiology , pharmacology , etc . , and to be able to stitch up a wound , take blood pressure accurately , and give an injection in order to treat patients ; a mason has to know the proportions of sand , water , and lime in different mixtures of mortar used for different purposes , and to be able to lay a straight and level If you ' ve done your job , you have a job description that should tell you just what the skills and knowledge are that the person you ' re hiring will need . Let ' s look at our Community Health Educator again , and determine what job - specific skills and knowledge she needs . According to the list of duties and responsibilities we developed for the position , the major part of the job revolves around teaching and counseling skills , particularly on health issues . The ideal candidate , then , would probably have some teaching experience , some counseling experience , and a knowledge of health issues , in addition to her degree in a related area , if you ' ve decided upon that . So which of these criteria will you require , which will you prefer , and which will you ignore ? Unfortunately , you usually have to deal with the difference between " ideal " and " actual . " If you can find a person with all these qualifications , and that person is who you want , that ' s great . But , in reality , it ' s more likely that you ' ll find a person you really like who has only some of these particular credentials . The question you have to resolve here is what ' s most important to you . If the person you want has no health experience , for instance , are you willing to train her or get her trained in that area in return for the other assets - - perhaps personality traits , perhaps exemplary teaching skills - - she brings to the job ? What skills or experience would you absolutely require regardless of how much you liked her in every other way ? Teaching expertise ? A welcoming personality ? Knowledge of the workings of the health When money for health education became available statewide from a tax on tobacco products , an adult literacy program received funding to run a health education program for its students and the community . The coordinator chosen for the program was already a staff member of the organization . While she had no direct experience in health education , she was an excellent teacher , had a great personal interest in health , and was highly organized . Within six months , she had become so well - versed in health - related issues and so knowledgeable about particular areas Non - job - specific skills and knowledge Just as both the doctor and the mason need basic math skills , everyone needs skills and knowledge that are n ' t intrinsically related to his job title , but are required to do the job . Some examples of these include . . . Familiarity with the target community , or with similar communities Experience in a related , but not directly related , area of work Knowledge of a particular language Understanding of particular systems and how to negotiate them - - state bureaucracy , private foundations , health care delivery , public schools - - or of systems in general Excellent writing and / or public speaking skills Understanding of a particular philosophy that your organization follows : Jungian psychology , participatory education , Marxist economics , etc . Knowledge of public relations Familiarity with computers or other technology , or with particular software Clerical skills Organizational skills The Community Health Educator , for instance , would have to have good communication skills ( for public presentations , testimony , networking , and outreach ) , clerical skills , a high degree of organization ( paperwork , record - keeping , juggling a lot of different responsibilities ) , and computer literacy ( maintaining a database ) . She would also need an understanding of the state and / or local health bureaucracy , familiarity with the target or similar communities , and , according to her job description , fluency in Spanish . Some of these skills may not be included in job descriptions or selection criteria , because it ' s assumed that anyone of a certain educational or occupational level will have them . It ' s dangerous to make that kind of assumption , however ; if you do n ' t ask for what you want , there ' s a good chance you wo n ' t get it . Be direct about what the position demands , and you ' re more likely to hire someone who can handle it . Personal attributes and traits There are a number of characteristics which are neither learned nor acquired by experience , but are nonetheless important for success in particular positions . There are others you might expect from anyone in your organization , which reflect your organizational character and the things you believe in . Some of these may not fall in the area of qualifications , but many do . These could include . . . Initiative : the ability to get started and work independently when necessary , and to come up with ideas and carry them out . The ability to get along with a wide range of people , including other staff and community members , and to communicate respect to everyone . A sense of humor . Patience . A neat and well - groomed appearance . ( In some positions , this could be a negative rather than a positive . ) Passion for the organization ' s cause or issue . Particular characteristics of birth or physique . ( Does the position require heavy lifting ? Dance therapy ? ) Particular racial or ethnic characteristics , gender , or residence . . You ' d be unlikely to hire a man as a sexual abuse counselor for battered women , for example ; or you might want to hire someone from the community you ' re targeting in order to increase your program ' s credibility in that community . Possession of one ' s own transportation , and willingness to use it on the job . Willingness to travel , work odd hours , etc . . Our Community Health Educator ' s qualifications would probably include initiative - - especially if she ' s expected to start the program from scratch - - and the ability to get along with people . But it ' s in this category of criteria that those unspoken standards come into play . The applicant ' s personality may have a lot to do with whether she gets hired or not , even though that ' s not directly stated . How she dresses may be important - - not messily , but not too well , either , so What criteria you should use - - both publicly and privately - - depends on what ' s most important to you . If a sense of humor is essential , then say so . If it would be nice , but there ' s already a long list ahead of it , let it go . What are the real preferences of the organization ? Does the organization value certain personal attributes over knowledge and / or experience ? Does it value certain kinds of experience more than others ? ( Some organizations will go out of their way to hire people who ' ve been in the Peace Corps , for instance , because they feel that the experience leaves people with skills and attitudes that lead to great competence in community work . ) Does it assume that one body of knowledge - - understanding of the causes and treatment of specific health conditions , for example - - can be picked up more easily than another - - e.g. , understanding of low income or ethnic communities ? Or vice versa ? Does it have a philosophical commitment to hiring people with certain backgrounds or disabilities , or to diversity in general ? The answers to all of these questions will affect how selection criteria are chosen and applied and how job applicants are rated in an organization ' s hiring process . Ultimately , the selection criteria should . . . Be manageable : there should n ' t be so many that they ' ll severely limit the number of people who can apply , nor so few that they do n ' t leave you with any way to judge applicants . Conform to whatever legal standards to which you are subject . Look like the profile of someone who could do a great job in the position , and whom you ' d want to work with . In Summary Preparing a job description and choosing selection criteria - - both spoken and unspoken - - carefully and consciously are important elements in hiring , especially for a new position . The work you do on these preliminary tasks will help you define the position clearly and make the whole hiring process easier . But most important , it will make it far more likely that you ' ll hire exactly the right person for the job ; and that ' s the whole point of the hiring process . Contributor Phil Rabinowitz Online Resources EMS A consulting firm for educational institutions . Good sample job description . Michigan Health and Hospital Association - - discussion of writing job descriptions . Ohio State University - - Instructions and example - - writing job descriptions for small businesses . | [
"Job Descriptions",
"Selection Criteria",
"CAPSULE DESCRIPTION"
] |
http://cthulhuwars.wikia.com/wiki/Black_Goat | in Faction Black Goat Contents show Faction Ability Fertility Cult Ongoing When you Summon Monsters you can Summon multiple Monsters of one or more types from one or several Gates You still may only Recruit a single Cultist per Recruit Action Setup 6 Acolytes and a controlled Gate in the Area marked with the Glyph Africa on the Earth Map Cultist Acolyte Count 6 Cost 1 Combat 0 Combat is 1 with Frenzy Spellbook Monsters Ghoul Count 2 Cost 1 Combat 0 Cost is 0 with Thousand Young Spellbook Fungi From Yuggoth Count 4 Cost 2 Combat 1 Cost is 1 with Thousand Young Spellbook Dark Young Count 3 Cost 3 Combat 2 Cost is 2 with Thousand Young Spellbook Great Old One ShubNiggurath Cost 8 Combat Equals the total of your Cultists plus your controlled Gates If you have unlocked the Red Sign Spellbook also add 1 per Dark Young in play How to Awaken ShubNiggurath You must have a Controlled Gate plus at least two Cultists anywhere Pay 8 Power Remove two Cultists from anywhere on then map Place ShubNiggurath on your Controlled Gate Avatar Action Cost 1 Choose an Area and a faction Swap the location of ShubNiggurath and a Monster or Cultist in the Area chosen by the faction owner Spellbook Requirements Have Units in four Areas Have Units in six Areas Have Units in eight Areas As your Action for a Round eliminate two of your Cultists Share Areas with all enemies ie both you and your enemy have Units there Awaken ShubNiggurath Spellbooks Frenzy Ongoing Your Cultists now have a combat value of 1 Necrophagy PostBattle Move any or all Ghouls who were also not involved from any Area to the Battle Area even if you are not involved in a Battle For each Ghoul so moved both sides in the Battle suffer an additional Pain result Ghroth Action Cost 2 Roll 1 die If the result is equal to or less than the number of Areas containing Fungi your enemies must Eliminate Cultists equal to the roll between them They have 1 minute to decide how many each must lose If they can not agree you choose for them If the result is higher than the number of Areas with Fungi place an Acolyte of any Faction anywhere on the Map The Red Sign Ongoing Dark Young can Create Gates Control Gates each add 1 to ShubNigguraths Combat and each earn 1 Power each during the Gather Power Phase They do not act as Cultists with respect to any other purpose Blood Sacrifice Ongoing If ShubNiggurath is in play during the Doom Phase you can choose to eliminate one of your Cultists from anywhere on the map If you do so get 1 Elder Sign The Thousand Young Ongoing If ShubNiggurath is in play Ghouls Fungi and Dark Young cost 1 less Power each to summon General Tips Elder Sign Acquisition Blood Sacrifice will be a staple spellbook for your faction Ensure that you have this ready the very first doom phase after awakening Shub Niggurath This will typically net you 4 to 5 elder signs over the course of an average game Avatar Shub Niggurath is a great offensive tool early to mid game with her Avatar ability After factions start to bolster their defenses and gain unlimited combat Avatars effectiveness wears off so be sure to use it for early game advantage When a Gate is protected by a single monster Avatar that location The enemy now has to make a difficult choice Either they Choose the monster to switch locations leaving the cultist open to capture Choose the cultist very likely sending him into your waiting horde of monsters for capture This also leaves the gate open This possibly leaves Shub Niggurath open to an attack from a single monster so it can be risky If they choose option 1 then you can simply capture the cultist on your next turn and proceed with taking the gate for yourself If they choose option 2 you can Avatar with your own Dark Young Now you have a gate that is controlled gate that is immune to capture Dark Young These monsters are a staple of your faction In round one you can get the Red Sign spellbook and begin to control and defend gates with a single monster that is not vulnerable to capture Not only this but they will also provide you power for the rest of the game eventually paying for themselves once or twice over with the Red Sign spellbook The Dark Young powered by the Red Sign are also uniquely equipped for aggressive action in the first and second round If you have people building gates nearby you can move a single monster in an attempt to capture and battle out the opponent When victorious you can now control the gate with your monster Spellbook Strategies Frenzy Taking this spellbook instantly boosts your factions combat potential by 6 It can allow your cultists to defend gates by themselves If an enemy monster moves in on your controlled gate declare combat and you will have a 5050 chance at removing them from the area with a single cultist Necrophagy A great ability to slowly whittle away your enemies power It is also a very valuable tool to get your spellbook requirements Ghroth This can be a difficult spellbook to use It requires a good amount of setup by placing your Fungi from Yuggoth around the map then it costs 2 power for each use Whenever you find yourself with excess power at the end of a round Ghroth can be a good use to dwindle your opponents power supply In smaller games with 34 players Ghroth can have a much larger effect on the game state After the most recent erratta a Ghroth failure lets you place a cultist from ANY unit pool onto the map This lets you replenish your cultists The Red Sign A powerful spellbook that is often a key part of Black Goats strategy Being able to control a gate with a single Dark Young which is safe from capture is just one of the perks Blood Sacrifice do this as early as possible It gives you an extra Elder Sign every Doom phase thereafter plus removes a cultist for you to recruit across the map The Thousand Young If you can get this spellbook before summoning Ghouls they become a 0 cost action that allows you to hold onto your power later into the round Opening Strategies Opening 1 A Red Sign 1st turn wo Shub 1 8 Power bSacrifice 2 cultists0 Take The Red Sign 8 Power Summon Dark Young 3 5 Power Move Dark young 1 4 Power Create Gate3 occupy gate with DY 1 Power Recruit Cultist 1 0 Power 2 10 Power 1 DY 5 Cultists 2 occupied gates 2 Doom Sac 2 cultists Awaken ShubNiggurath 8 Take The Thousand Young 2 Power Summon Ghoul 0 2 Power Summon Ghoul 0 2 Power Recruit Cultist 1 1 Power Recruit Cultist 1 0 Power 3 10 Power 1DY 5 Cultists 2 occupied gates 4 Doom Recruit Cultist 1 9 Power Avatar 1 w Enemy Cultist 8 Power Avatar w Dark Young occupy gate with old cultist and new gate with Dark Young 7 Power Summon 2 Dark Young 4 3 Power Avatar 1 2 Power occupy 4 areas Take Blood Sacrifice Recruit cultist1 hopefully occupy gate 1 Power Fungi 1 beside Shub 0 Power 4 15 Power 3 DY 6 Cultists 3 occupied gates 7 Doom 1 ES 1 cultist w Blood sacrifice Opening 2 B Necrotar Surprise 8 Power Move 1 cultist to East Africa 1 7 Power Create Gate 3 in East Africa 4 Power Move 1 cultist to North AtlanticSouth AtlanticIndian Ocean 1 3 Power Move 1 cultist to North AtlanticSouth AtlanticIndian Ocean 1 for four locations Take Necrophagy 2 Power Sacrifice 2 cultists as your action Take Blood Sacrifice Recruit Cultist 1 1 Power Recruit Cultist 1 0 Power 2 10 Power 6 Cultist 2 occupied gates 2 Doom Awaken ShubNiggurath 8 power 2 cultists Take Thousand Young 2 Power Summon Ghoul 0 2 Power Summon Ghoul 0 2 Power Recruit Cultist 1 1 Power Recruit Cultist 1 0 Power 3 10 Power 6 Cultist 2 occupied gates 4 Doom 1 ES from Blood Sacrifice Avatar 1 9 Power Recruit Cultist1 8 Power Opening 3 C Slow Build 8 Power Move 1 cultist to East Africa 1 7 Power Create Gate 3 in East Africa 4 Power Sacrifice 2 cultists as your action Take Necrophagy Recruit Cultist 1 3 Power Recruit Cultist 1 2 Power Summon Ghoul 1 1 Power Summon Ghoul 1 0 Power 2 10 Power 6 Cultists 2 Gates 2 Doom Awaken ShubNiggurath8 Take Thousand Young 2 Power Move Ghoul 1Avatar 1 Power Move Ghoul 1Avatar Take Blood Sacrifice 0 Power 3 10 Power 6 Cultists 2 Gates 4 Doom 1 ES From blood sacrifice Avatar 1 9 Power Recruit Cultist 1 and Occupy Gate 8 Power Summon 3 DY 6 2 Power Move DY or Ghouls or Cultist 2 Take Red Sign 0 Power 4 15 Power 6 Cultists 3 Dark Young 3 Gates 7 Doom 2 ES From Blood Sacrifice Summon 4 Fungi 4 11 Power Move 2 Fungi 2 Take Ghroth 9 Power Avatar 1 8 Power Recruit Cultist and Occupy Gate 1 7 Power Opening 4 D Red Sign Nest 8 Power Sacrifice 2 cultists0 Take The Red Sign 8 Power Summon Dark Young 3 5 Power Summon Dark Young 3 2 Power Recruit Cultist 1 1 Power Recruit Cultist 1 0 Power 2 10 Power 6 Cultists 2 DY 1 Gate 1 Doom Awaken ShubNiggurath 8 power 2 cultists Take Thousand Young 2 Power Summon Ghoul 0 2 Power Summon Ghoul 0 2 Power Recruit Cultist 1 1 Power Recruit Cultist 1 0 Power 3 10 Power 6 Cultists 2 DY 1 Gate 2 Doom Summon 2 Fungi 2 8 Power Move 2 Fungi and 1 DY Take Necrophagy 3 5 Power Build Gate 3 2 Power Summon DY 2 0 Power 4 13 Power 6 Cultists 3 DY 2 Gates 4 Doom Categories Faction Recent Wiki Activity Black Goat A FANDOM user 1 day ago Great Cthulhu A FANDOM user October 26 TchoTcho A FANDOM user October 11 Opener of the Way A FANDOM user October 8 | [
"Black Goat"
] |
http://ctkretreat.com/ | Our peaceful contemplative atmosphere provides the perfect environment to recharge renew and refocus Christ the King Retreat House and Conference Center exists to provide an environment and opportunities for spiritual personal and professional growth healing and peace Christ the King Retreat House and Conference Center is located minutes from downtown Syracuse New York Nestled atop six acres of rolling hills this secluded former mansion with its high ceilings sprawling spiral staircase and abundant natural light with accents of stained glass windows is located in the Bradford Hills section Organizations will find the quiet contemplative atmosphere an ideal environment for renewing refreshing and refocusing We would especially to thank Upstate Printing for printing our program book Thank you to our Gift Basket Donors Colony Wine and Liquor Song Mountain Texas Roadhouse Lewis Tanner PaintsLowes Carol Rojek Marcellus YMCA Fr John Manno Barb Shepard CTK Board of Directors Wegmans Dewitt Syracuse Stage Clean All Products Phoebes Restaurant Coffee Lounge Vinces Gourmet Foods Stickley Audi Co Funny Bone Daniels Pizza Boise Blue Tusk Carolyn Sabloski Costco Syracuse Crunch Marios and Salvos Pizza Kathyrne Sparaco Fr John Rose Dawn Kevin OHara Steve and Diana Meier Delta Sonic Syracuse Crunch Bousquet Holstein PLLC Our Benefactors Bousquet Holstein PLLC John and Cil Sindoni Lou Ann and Jim Lee Margaret Don MartinFr John Rose Patrick Mannion John Drescher Fr John Manno Msgr Ron Bill Beth A Broadway and Philip G Rose Joe Elaine Scuderi Anne Kemper Jack Mannion and Stephanie Miner Joseph Mary Ellen Geglia Thanks to our advertisers St Margarets Church St Peters Church Holy Family Parish Fayetteville Dermatology Stephanie Miner and Jack Mannion St Josephs ChurchCamillus St Lucys St Vincent de Paul Pope John XXIII parish St MichaelsSt Peters John Sindoni St James Cazenovia Bishop Grimes Our Lady of Hope Fr Fred Mannara St Pauls ChurchRome Catania Orthodontics Immaculate Conception Fayetteville Christian Brothers Academy CTK would like to congratualate our CTK Board member and InterFaith Works President and CEO Beth A Broadway i who is the recipient of the 2018 Paul and Joyce Aicher Leadership in Democracy Award presented by Everyday Democracy a national agency dedicated to citizen engagement Beth was recognized for her more than 40 years as a force for justice raising voice to issues of oppression and advancing racial and social equity through the process of dialogue and action according to Everyday Democracy We are proud of you Beth and thank you for lending your leadership skills to our Board See the retreat page for information Womens Retreat Friday Feb 8 2019 Syracuse CTK Valentins Dinner and Show Thursday Feb 14 2019 Syracuse Lenten Day of Reflection Wednesday Mar 6 2019 Syracuse Retreat on Anthony De Mello with Sr Ellie Martinez Saturday Jun 29 2019 Syracuse | [
"Retreat",
"opportunities",
"growth"
] |
http://ctlawhelp.org/criminal-record-keeping-you-from-working | Home chevron_left Self - Help chevron_left Work & Unemployment Is Your Criminal Record Keeping You From Working ? update November 2018 share Getting a job is hard , and it can be even harder if you have a criminal record . Many employers will do a background check before they hire you . To know your rights and help you find and keep a job , you need to know what is on your criminal record . In some cases , you can truthfully answer " no " to a question about your criminal record . This booklet talks about your criminal record and what an employer can and ca n β t find out ; tips on how to answer questions about your record ; how to get something taken off your record ; and more . Can employers ask me about my criminal record ? link Employers can not ask you about your criminal record on the initial job application . But employers can ask you for written permission to do a background check . What can an employer find out from my criminal record ? From your criminal record , employers CAN find out about arrests from the last 7 years , and any convictions ( no matter when they happened ) . They CAN NOT find out about arrests from more than 7 years ago ; and records that have been erased , expunged , or pardoned . Do all employers run a criminal background check ? No , but many do . Most private employers have a choice , but it depends on the job . You will have a criminal background check for these jobs : nurse and nurse β s aide ; child daycare center or group daycare ; licensed home child care provider ; lottery , casino , horse or dog racing , and off - track betting jobs ; and public school jobs . How do I answer questions about my record ? Tell the truth . If you lie when you apply for a job , you might be fired because you lied . At the job interview , you could explain why your record would not stop you from being a good employee . You might say what you learned from your mistake or that it happened many years ago . Tips : Learn the questions that are usually asked and get your answers ready . You can get a list of interview questions on the Connecticut Department of Labor website Tell the truth . If you lie about certain information , you might be fired for lying and you might not be able to get unemployment or state welfare . For some jobs , lying about a criminal record is a criminal offense . Think about how you will explain your criminal record and the times when you did n β t have a job . Write down your job history . Include the company names and addresses , your job duties , the dates you worked , and why you left . Get references . Try to find someone from one of your jobs who you trust and who will say good things about you . Ask what they would say about you if an employer calls and asks about you . Also ask if you may use him or her as a reference . Who at work will know about my criminal record ? Only the people who interview and make hiring decisions can see information about your record . After you are hired , your criminal record information should not be used against you or seen by other employees . Are there certain jobs I wo n ' t be able to get because of my record ? link Yes . Your criminal record can keep you from getting certain jobs or licenses . The laws are very complicated . Employers are supposed to try to hire people who can do the job β even those who have a criminal record β but they do n β t have to . Licenses You need a license for some jobs . Your criminal record may keep you from getting certain licenses . A youthful offender record will not stop you from getting a license . If you are turned down for a license , you have the right to appeal . What if I ' m not hired because of my record ? If you believe you were not hired ( or you were fired ) because of your criminal record , ask if your record was the reason . If you are Black or Hispanic , you might have a discrimination case . You can file a complaint with : The CT Commission on Human Rights & Opportunities ( 1 - 800 - 477 - 5737 ) www . ct . gov / chro The U.S. Equal Employment Opportunity Commission ( 1 - 800 - 669 - 4000 ) www . eeoc . gov You must file your complaint with the CHRO within 180 days and with the EEOC within 300 days . You can file without a lawyer . This article was produced by Connecticut Legal Services Greater Hartford Legal Aid New Haven Legal Assistance Association , and Statewide Legal Services of Connecticut Get Help From Legal Aid Age 60 + : Get help from legal aid Under age 60 : Find legal help or apply online . Not from Connecticut ? Find help in another state . | [
"Criminal Record",
"Employers",
"background check"
] |
http://cu-csds.org/resources/evaluation-strategies/ | Evaluation Strategies Strategies for supporting causal claims in program evaluation ( January 2011 ) See also : Evaluation strategies β a note for practitioners Causal Inference and Experimentation : Key Concepts Lecture notes on causal inference and experimentation There is a lot of focus on getting good measures of outcomes of interest β health , income , governance , and so on . However , no matter how good your measures are , by themselves they do n β t establish impact . To get at impact you need some strategy for causal inference . What strategies are available ? There has been a big focus recently on the role of randomized controlled trials ( sometimes called field experiments , randomized interventions , RCTs ) in program evaluation as a key strategy . Randomized controlled trials are often given pride of place because the random assignment of groups to treatment and control means that the only systematic difference between treated groups and control groups is the fact of treatment ; looking at control outcomes then tell you something about what things would have looked like in treatment areas had they not bee treated . But there are other approaches . The key aim is to be able to make a valid comparison between areas that got a program ( treatment ) and some set of comparison areas ( controls ) . In the statistics literature there are a number of β quasi experimental β approaches that are used to try to do this even when randomization is not possible . They all come with different strengths and weaknesses . Here is a list of 7 major approaches ( randomization and six others ) with some brief reflections on each ( note a very good http : / / www . eurospanbookstore . com / display . asp ? K = 9780821380284&m = 27&ds = dev β¦ ) : Randomized control trials ( RCT ) . The basic idea of an RCT is that you use some form of a lottery to determine who , among some group , will or wo n β t get access to a program ( or perhaps who will get it first and who will get it later , or who will get one version and who will get another ) . The elegance of the approach is that it uses randomness to work out what the systematic effects of a program are . The randomness reduces the chance that observed relations between treatment and outcomes http : / / www . columbia . edu / ~ mh2245 / papers1 / HW_ARPS09 . pdf Natural experiments . Another approach is to look for something that happened naturally but that worked in a similar way to randomization . For example say that seats in a school are allocated by lottery . Then you might be able to analyze the effects of school attendance as if it were a randomized control trial . One clever study of the effects of conflict on children ( by Annan and Blattman http : / / www . chrisblattman . com / documents / research / 2010 . Consequences . RESTAT β¦ ) used the fact that the LRA in Uganda abducted children in a fairly random fashion . Another clever study on DDR programs ( by Gilligan , Mvukiyehe and Samii http : / / www . columbia . edu / ~ cds81 / docs / bdi09_reintegration100701 . pdf ) used the fact that an NGO β s operations were interrupted because of a contract dispute , which resulted in a β natural β control group of ex combatants that did not receive DDR programs . Before / after comparisons . This is often the first thing that people look to to work out causal effects . Here you use the past as a control for the present . The approach is not that reliable however in changing environments because things get better or worse for many reasons unrelated to the programs . In fact it is possible that because of all the other things that are changing that things get worse in a program area even if programs have positive effects ( so they get worse but are still not as bad as they would have been without the http : / / ec . europa . eu / regional_policy / sources / docgener / evaluation / evalsed / β¦ Controlling / Matching β This is perhaps the most common approach used in applied statistical work . The idea is try to try to use whatever information you have about why treatment and control areas are not readily comparable and adjust for these differences statistically . It works well to the extent that you can figure out and measure the confounds , but is not good if you do n β t know what the confounds are . In general we just do n β t know what all the confounds are and that exposes this approach to all kinds of biases . Instrumental variables β this is a tricky one : the idea is to try to find some feature that explains why a given area got the program but which is otherwise unrelated to the outcome of interest ; such a feature is called an instrument . For example say you are interested in the effect of a livelihoods program on employment , and say it turned out that most people who got access to the livelihoods program did so because they were a relative of a particular program officer . Then , if there were no other ways that being a relative of this person could be related to job prospects , then you can work out the effect of the program by working out the effect of being a relative of this individual on job prospects . This has been a fairly popular approach http : / / www . econ . berkeley . edu / ~ emiguel / pdfs / miguel_conflict . pdf ) . Regression discontinuity approach . This is the most underused approach but it has a lot of potential . This works as follows . Say that some program is going to be made available to a set of individuals . Ex ante we identify a pool of β potential beneficiaries β that is twice as large as the targeted beneficiary number . These potential beneficiaries are all ranked on a set of relevant criteria , such as prior education levels , employment status , and so on . These criteria can be quantitative ; but they can also include assessments from interviews or other qualitative http : / / www . econ . berkeley . edu / ~ emiguel / pdfs / miguel_uruguay . pdf ) and here ( Samii on Burundi : http : / / www . columbia . edu / ~ cds81 / docs / burundi / samii10_bdi_ethnicity_army10 β¦ ) . Process tracing β this approach tries to establish causality by looking not just at whether being in a program is associated with better outcomes but ( a ) looking for steps in the process along the way that would tell you whether a program had the effects you think it had and ( b ) looking for evidence of other outcomes that should be seen if ( or perhaps : if and only if ) the program was effective . For example not just whether people in a livelihoods program got a job but whether they got trained in something useful , got help from people in the program to find an employer in that area , and so on . If all these steps are there that gives confidence that the relationship is causal and not spurious . The problem though is that you might not know the right set of steps between a program and an outcome , a program may have positive ( or negative ) effects through lots of processes So there is a bigger menu of options than people often think . It β s probably worth noting also that while these are mostly used in quantitative work , really they are different strategies to allow you to make meaningful comparisons and each strategy can be used with qualitative approaches or a mixture of quantitative or qualitative . A key point here is that your measurement strategy is quite distinct from your inference strategy ; people focus a lot on the former but without the latter you ca n β t start making statements about causality . | [
"Study of Development Strategies",
"Evaluation Strategies",
"Columbia Center"
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http://cuban-exile.com/doc_001-025/doc0005.html | Hard - Line Organizations [ REF : binder section 15 HARD - LINE ORGANIZATIONS [ incomplete - 1996 current ] - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Organization : ACCION CUBANA ( CUBAN ACTION ) address : Hialeah , FL Leader : Gilberto Casanova Synopsis : Members of ACCION CUBANA have been active since the mid 1970 ' s . Gilberto Casanova is a staunch anti - Castro Activist who has been observed at several recent demonstrations . Most recently , Casanova has been observed at a pro - Orlando Bosch rally and at several anti - Francisco Aruca and Radio Progreso rallies . Casanova has also denounced the leadership of PUND as being paid CIA and FBI informants . - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Organization : ALLIANZA CUBANA ( CUBAN ALLIANCE ) Address : Miami , FL . Prominent members : Perez Linares , Jose Foch , Rogelio Remon , Rene Diaz Silveira , Frank Aguirrechu , Jose Ortiz , Jose Antonio Synopsis : The Cuban Alliance organization has been actively involved in several local Anti - Castro demonstrations . In 1991 the organization held several rallies on 17 Avenue and Flagler Street ( site of Francisco Aruca ' s radio station ) . Organization : ALPHA 66 Address : Miami , FL Telephone : ( 305 ) 541 - 5433 Leader : Nazario Sargen , Andres Prominent Members : Gascon , Hugo C . Medina , Diego A . Caballero , Emilio C . ( Secretary ) Perez , Humberto ( Military Chief ) Torres , Miguel Garcia Ronqueta , Pablo Avila , Francisco ( ousted Operation Chief ) Orozco , Ramon Wiltz , Otto Menendez , Jose Ramon ( training camp owner ) Veciana , Antonio ( Strategic Advisor ) Frometa Caballero , Rodolfo ( Media Secretary ) Duran , Pedro Solano Lopez , Aquiles Alvarado , Humberto Isa , Miguel ( former treasurer ) Hurtado , Dagoberto Torres Gallardo , Miguel Kazer , Martin Rosales , Gerardo Cala , Ramon Vera , Pedro Jimenez , Jose Arroyo , Manuel Laucirica , Alberto Reyes , Oscar Abreu Azcuy , Rogelio Albelo , Silvio Borlo , Roberto Bouden , Jose R . Leiva Bacallao , Alfredo Bosch , Pedro Castellanos , Gianny Amey Cabreras , Lazaro Casasus , Guillermo Cano , Joel Castellanos , Elvis Delisle , Jose R . Ovidio Delgado , Pascual Diaz , Ernesto Echevarria , Ramon Evelio Fernandez , Carlos Fernandez , Mario Garcia Chavez , Pedro E . Gomez Pardo , Jose L . Garcia Fernandez , Enrique C . Arturo Gil , Jose Herrera , Rene Izquierdo Garcia , Jaime Herrera Garcia , Alberto Alberto Hoyos , Jose [ correct name is Jesus Alberto Hoyos ] Iglesias , Carlos Izquierdo , Javier Hernandez , Carlos R . Infante Rodriguez , Miguel Kaye , Julian Landin , Juan R . Laguna , Frady Leon , Marcos Minauri Marin , Carlos J . Martinez Gamon , Jose Antonio Milian Perez , Danilo Marimon Duconger , Fausto Marin , Froylan Mederos , Norberto Mena Aguero , Ramon Melian , Enrique Ortega , Juan Jose Pena , Alfredo Perez Diaz , Alejandro Basilio Padron Sr . Oscar Padron Jr . , Oscar Perez Martinez , Jesus Perez Salas , Aurelio Perez , Juan C . Rojas Cantelis , Armando Rosario Cruz , Antonio Rodriguez , Mario Rodriguez , Nelson Silva Herrera , Nancy C . San Martin , Acorzo , Antonio Ondarza , Frank Tintorero , Diego Lopez Fernandez , Aldo Herrera , Eduardo Bernardo Valdivia , Alfredo Cruz , Jorge R . Padron Quintero , Santiago Cruz Valdes , Jose A . Callo , Lazaro Gonzalez Silva , Pedro J . Arredondo , Raul Provoost , Jenny G . Llanes , Jorge Yanes , Juan Jose Huet , Antonio Falcon , Jose Figueroa , Alberto Hernandez , Pedro Hernandez , Julio C . Fernandez , Juan Leon , Ricardo M . Baez , Onelio Soto , Hernando O . Moreno , Carlos A . Tejeda , Manuel Vega Leyva , Angel Martinez , Jose Antonio Mederos , Norberto A . Garcia , Enrique Candido Bolo , Roberto Bacallao , Al Mederos , Ignacio R . Hernandez , Carlos Raul Garrido , Teodoro Rosario , Antonio Perez , Alejandro Padron Rios , Oscar Guevara , Jesus Ortega , Juan Jose Delgado , Pascual O . Infante , Miguel Castellanos , Gionng Castellanos , Elvis Piniella , Alejandra Alpha 66 was found by Andres Nazario Sargen and Eloy Gutierrez Menoyo in 1961 . Since its early establishment the organization has retained a militaristic philosophy and has professed the violent overthrow of Cuba ' s revolutionary government . The organization has utilized Cuban exile donations as funding for their Cuban incursions . A large percentage of its original members participated in the failed Bay of Pigs invasion . Recently , group member Francisco Avila shocked South Florida ' s Cuban community by revealing himself as a Cuban double agent . As a direct result of Avila ' s statements , a Cuban diplomat was expelled from the US an several high - ranking organization members renounced from the Alpha 66 ranks . The Avila incident damaged Nazario Sargen ' s reputation and a contingency of Alpha 66 members requested his removal from his Secretary General post . Longtime allies Mario Bello , Aldo Lopez Fernandez and 12 other high - ranking organization members resigned as a result of their disapproval of Nazario Sargen ' s policies . In the future , former group members will most likely lend their support to other exile groups such as Commandos " L " and PUND . Organization name : AMERICAN STUDENTS PRO - ALPHA 66 [ NOTE : This was a nonexistent organization . The two members listed were students at the University of Miami and made this up as a joke ] Address : University of Miami Leader : Ed Compton Prominent members : John O ' Donnell The American Students Pro - Alpha 66 Group ( ASPA 66 ) is comprised of young University Of Miami students . This group is a right wing faction of the Cuban organization Alpha 66 . Several group members have revealed that they attend Alpha 66 group meetings on a regular basis , and according to Andres Nazario Sargen , ASPA 66 is one example of several local pro - Alpha 66 students support groups . The long range goal of ASPA 66 is to merge with a local Amnesty International support group and to promote Cuba ' s political prisoner rights . Organization name : ASSAULT BRIGADE 2506 [ see 2506 menu ] Address : Miami , FL Telephone : 883 - 2789 Leader : Rafael Cabezas w / m 06 / 11 / 36 Prominent members : Calderin , Armando L . Castaner , Modesto Luis Martinez Malo , Mario Cruz , Maximo Hernandez Jr . , Humberto Clark , Juan Gonzalez Lalondry , Luis Bango Suarez , Umbelino Perez Franco , Juan E . Conte Hernandez , Ramon Cesar y Guayanes , Eli Olozabal , Hugo Morse , Luis C . Gonzalez , Reinaldo Rojas , Pedro Pablo Whitehouse , Teddy Pertierra , Roberto Cala , Freddie Mendez Pou , Manuel de Castroverde , Waldo * See addendum for original group listing . On April 17 , 1961 , members of the Assault Brigade 2506 participated in the most ambitious of all anti Castro activities - the Bay of Pigs Invasion . Having been trained at Helvetia , Guatemala , by US Government personnel , the group engaged Cuba ' s Revolutionary forces at Giron Beach , Cuba , and inflicted heavy losses . The operation ' s ultimate failure was eventually blamed on poor air support . To date , a large percentage of Cuban exiles blame the Kennedy administration as being directly responsible for the mission ' s failure . Each year , veterans of the Bay of Pigs invasion gather to commemorate its anniversary . Group membership is reserved exclusively for invasion participants and brigade members are revered by Cuban exiles . Though the activities of this organization are mostly symbolic , many of its members have gone on or are present members of other exile organizations . Organization name : CUBA INDEPENDIENTE Y DEMOCRATICA ( CID ) ( Independent and Democratic Cuba ) Address : Miami , FL Leader : Huber Matos Araluces Luque Escalona , Roberto Mantinano , Fernando Matos Benitez , Huber Pubillones , Arnaldo Pou Socarras , Jose M . Castro , Elsa Villar Roces , Maro CID was founded in 1980 by former Castro - ally and Commander Huber Matos . Matos , along with Andres Nazario Sargen and Eloy Gutierrez Menoyo , commanded what came to be known as the Second Front at Escambray , during Cuba ' s 1950 ' s revolution . Upon defeating the government of Fulgencio Batista , Matos became disenchanted with Fidel Castro ' s policies and rebuffed Castro ' s Marxist tendencies . Eventually Matos became an annoyance to Castro , and as a result , he was sentenced to prison . Having founded CID upon his release and arrival in the US , Matos embraced a more moderate policy towards Cuba . The group ' s philosophy , as it pertains to the Cuban issue , is one of transitional change rather than of violent overthrow . CID is comprised of approximately 300 exile members and an undetermined number of Cuban - based dissidents . " La Voz Del CID " a daily radio broadcast which is heard throughout Cuba , exalts Cuban citizens to denounce human rights atrocities in the island . CID has gained acceptance by a large consortium or Cuban - based human rights groups . Organization Name : CUBAN DEMOCRATIC PARTY Leader : Ignacio Castro Matos Address : Miami , FL Rosales , Juan M . Quesada , America Manrique , Reinaldo A . An obscure organization which seeks a future political opening in Cuba . CUBAN INDEPENDENT PARTY Leader : Antonio " Tony " Catalayud [ Calatayud ] Address : Miami , FL . Almeida , Augusto M . Baeza , Danilo Perez , Carlos Echenique , Alberto E . Flores , Martha A political active organization , the Cuban Independent Party is headed by activist Tony Catalayud [ Calatayud ] . The group prints a weekly newspaper titled " El Independentista " and its leaders seek the removal of Cuba ' s dictatorial government . Catalyud [ Calatayud ] is also a frequent guest at local Spanish radio stations . Organization Name : CUBAN REVOLUTIONARY PARTY ( Autentico ) Address : Miami , FL Hernandez , Rene Hernandez , Carlos Cardenas , Mario E . Former political force in pre - Castro Cuba , The Cuban Revolutionary Party was formerly headed by Manuel Antonio De Varona ( head of Junta Patriotica Cubana ) . Upon De Varona ' s death , the party has failed to nominate a new leader . Seeks a political opportunity in post - Castro Cuba . Strong ally of Cuban Municipalities in Exile and Junta Patriotic Cubana . COMANDOS " L " Leader : group Borges , Laureano w / m 08 / 18 / 31 Coral Gables Dausa , Jose w / m 07 / 15 / 23 Miami Font , Ramon Francisco w / m 06 / 16 / 22 Miami Bryant , Anthony G . b / m 02 / 23 / 38 Delray Beach , FL Ortega , Miriam De Los Santos , Mercedes w / f 08 / 22 / 58 Perez , Agustin w / m 04 / 20 / 42 Cabrera , Nelson w / m 01 / 22 / 68 Sierra , Jose w / m 09 / 30 / 36 Moises , Tendis B . w / m 01 / 13 / 45 Gonzalez , Guillermo w / m 03 / 15 / 53 Romero , Andres w / m 03 / 17 / 37 Originally founded by Tony Cuesta in the mid - 1960 ' s [ Nov / Dec 1962 ] , Comandos " L " has received extensive media attention during the past year . The group has claimed responsibility for several recent incursion - style in the imprisonment and eventual execution of a Cuban exile . The group has also received unfavorable media coverage as a result of a raid which consisted of the spraying of gunfire against a Varadero Beach Hotel . With the passing of perennial anti - Castro opposer Tony Cuesta , the future of Comandos " L COMISION GESTORA ( UNIDAD CUBANA ) ( Pro Unity Commission ) ( Union Cubana ) Leader : Modesto L . Castaner Perez Roura , Armando Cabezas , Rafael Garcia Fuste , Tomas Nazario Sargen , Andres Garcia Toledo , Luisa Suarez , Roberto This umbrella organization was established in 1991 and seeks the unity of all anti - Castro exile organizations . The organization consists of over 50 prominent exile groups . The Commission exerted pressures on the Bush administration in order to trigger political changes in Cuba . Along with the Cuban American National Foundation , the Commission was instrumental in bringing about restrictive measures which reinforced the US - Cuba embargo and led to much sought after approval of the Cuban Freedom Democracy Act ( Torrecelli Bill ) . On October 9 , 1993 , an estimated crowd of 125,000 supporters The Commission ' s objectives have been somewhat - slowed by the new Clinton administration . Future plans will depend mostly on newly established US government - Cuban exile relations and other changes occurring within Cuba . Organization name : COMANDOS MARTIANO MRD Telephone : 305 - 821 - 2762 , 854 - 5253 , 633 - 1930 Leader : Alberto Fiblas Rodriguez Ojeda , Dr . Gutierrez , Homero Soto , Cor . Antonio O ' Farrill , Father Ramon Febles , Miguel Cepero , Fernando Rivas , Gordo Information pertaining to this group was obtained during the course of a pro - Orlando Bosch rally . The MRD has appealed to the exile community to unite in a single effort in order to bring about change in Cuban . Father O ' Farrill has been actively involved with exile groups since the early 1960 ' s CUBAN AMERICAN NATIONAL FOUNDATION ( CANF ) Leader : Jorge Mas - Canosa Adrian , Pedro Cardenas , Alberto De Cespedes , Carlos Manuel Codina , Armando Garcia , Horacio S . Marmol , Israel Marino Alberto J . Moreira , Domingo R . Martin Perez , Roberto CANF formed in 1981 as an independent institution devoted to providing information on economic , political and cultural issues relating to the Cuban people , both on the island and in exile . The organization ' s 108 directors and trustees , comprised of Cuban American business owners and professional leaders who donate a minimum of $ 10,000.00 and $ 5,000.00 respectively to the organization on an annual basis , are actually involved in CANF operations . With more than 50,000 active members and contributors , CANF is by far the largest and better organized Cuban exile organization in the CANF has been instrumental in the establishment of the following : Radio Marti - A broadcasting operation administered by the US information Agency . Radio Marti transmits news and entertainment to Cuba and underscores a message of freedom and democracy . TV Marti , a parallel news dissemination agency , was recently scratched as a result of recent budgetary cuts . Endowment for Produces research reports on the political economy , Cuban - American and culture of the Cuban community its impact on and Studies South Florida . Cuban Exodus Coordinated private efforts which provides Relief Fund humanitarian assistance and resettlement services for Cuban refugees . Mission Marti This program trains hundreds of volunteers to aid in the reconstruction of Cuba after Castro . Blue Ribbon Comprised of noted economists , diplomats , and Commission political leaders dedicated to the on reconstruction economic of Cuba . CUBAN ASSISTANCE LIBERATION PARTY Leader : Jose Llopis Romero , Ariel Corrales , Manuel An obscure organization of anti - Castro Cuban exiles . Group members are believed to have taken part in infiltration and raid missions . CUBAN DEFENSE LEAGUE Leader : Armando L . Calderin Hernandez , Humberto Pena , Tomas A . Carballo , Roberto This organization is a political arm of the militant group Brigade 2506 . CUBAN DEMOCRATIC COALITION Leader : Andres Rivero Aguero Vega , Liberato Rey Perna , Santiago The Cuban Democratic Coalition is a local organization that opposes any form of dialogue with Cuba ' s government officials . CUBAN INTERNAL FRONT Leader : Andres Chaves Address : Hialeah , FL Robaina , Oran Perez , Mario Heredia , Jose Luis Llanes , Jorge Vera , Feliz Tuya , Jose Fernandez , Jorge " El Muro " Ramos Noel Pulido , Pedro Fernandez , Wilfredo Claro , Ernesto Monzon , Efrain Medina , Juan Rodriguez , Pablo Chavez lead a group of approximately ten anti - Castro exiles in the Miami area . Group objectives included infiltration and acts of sabotage within the island of Cuba . The group was associated to Comandos MRD , the P.P.H.C. , Comandos Ignacio Agramonte and a lose group of individuals who were led by exile Ernesto Claro . Following internal disputes , Chavez became the victim of a grenade attack and was later assassinated . Chavez ' homicide remains pending . CUBAN NATIONAL COMMISSION Address : Miami Springs , FL Leader : Ramon Saul Sanchez w / m 09 / 01 / 54 Ramos , Sergio Estrada , Angel Toledo , Guillermo The Cuban National Commission is headed by former Omega 7 member Ramon Saul Sanchez . The group has been very active as of late , taking part in several anti - Castro demonstrations and promising to participate in several others . Sanchez has been the driving force behind three Cuban flotillas that have traveled near Cuban national waters . Approximately one month ago Sanchez threatened to demonstrate against Aeroflot Airlines ( a Russian airline ) in order to have its official emblem ( sickle and hammer ) removed from all company properties . Though Ramon Saul Sanchez has recently professed a moderate stand which is a far from that of his earlier years , he has become one of the most controversial figures within the Cuban community . The Cuban National Commission can be expected to counter - demonstrate at ATC and Antonio Maceo Brigade rallies . Group representatives have also participated in open forums at Florida International University ( FIU ) . CUBAN NATIONALIST ASSOCIATION Address : Miami , FL Leader : Felipe Rivero Roque , Antonio Pereira , Evidio Corza , Jorge Felipe Rivero , head of the Cuban Nationalist Association , left Cuba in 1959 , and upon his arrival in New York City , he founded the Cuban Nationalist Movement ( MNC ) . In 1961 , Rivero joined the failed Bay of Pigs invasion and as a result , he spent 19 months in Cuba ' s prisons . Upon returning to the U.S. , Rivero decided to fight communism at all fronts . Rivero ' s group , the MNC , began an all - out terrorism wave which included bazooka attacks against the United Nations building in New York City , and later an attack against the Cuban Pavilion at the 1967 Montreal Exposition , in Montreal , Canada . In 1976 Guillermo Novo San Pol and Dionisio Suarez , both Felipe Rivero has remained active in local exile activism . His most recent exposure came in January of 1992 , when his organization invited and hosted controversial political candidate David Duke . As a result of Duke ' s visit , Rivero lost a considerable amount of support from the Cuban exile community and was also branded as fascist and a neo - Nazi by local Jewish and black organizations . CUBANOS DESTERRADOS ( EXILED CUBANS ) Address : P.O. Box 113703 Miami , FL Leader : Sergio de Paz Prominent members : Pimentel , Roberto The leadership of Cubanos Desterrados has advocated a policy which opposes the government of Fidel Castro . In the past , the group has appealed to several Latin American heads of state to denounce the Castro regime , and to formulate foreign policies which will bring about a political change in Cuba . CUBANOS UNIDOS ( United Cubans ) Leader : Wilfredo Navarro Not a well known organization . Group literature has been collected at several rallies . Professes an anti - dialogue attitude . CUMBRE PATRIOTICA CUBANA ( Cuban Patriotic Summit ) Address : Miami , FL ( Brigade 2506 ) Leader : Raul Pozo Rodriguez Medina , Pedro Castaner , Modesto L . Alvarez , Modesto Rodriguez Medina , Pedro This umbrella organization is one of the top five most important organizations in exile . Cumbre consists of 42 exile groups and is led by Brigade 2506 veteran Modesto L . Castaner . The organization professes the violent overthrow of Castro ' s regime . EX - CLUB Leader : Jorge Villalba Del Castillo , Siro Cabeza , Cristina Borge , Rolando Subira , Salvador Gutierrez Izaguirre , Jorge Guerra , Adalberto Cifuentes , Pedro The Ex - Club members are former Cuban political prisoners who advocate political and social changes within the island of Cuba . The local group and a Venezuelan chapter have denounced Cuba ' s human rights abuses and have lobbied for the release of various prominent Cuban political prisoners . FUNDACION VALLADARES ( Valladares Foundation ) Address : Washington D.C . Leader : Armando Valladares Armando Valladares is a former political prisoner who spent over 20 years in Cuba ' s prisons . Upon his arrival in the US , Valladares joined the Cuban American National Foundation , and with its assistance , Valladares published his best seller " Against All Hope " . As a result of his sudden prominence Valladares was bestowed US Ambassador for Human Rights by the Bush administration . Valladares later renounced from that post , citing conflicts of interests as a reason for his decision . Sometime later Valladares and Jorge Mas - Canosa drifted apart leading to the Armando Valladares spends most of his time in Washington D.C. and Madrid , Spain , lobbying on behalf of the rights of Cuba ' s oppressed masses . Valladares was instrumental in the recent airborne rescue conducted by Maj . Orestes Lorenzo . JUNTA PATRIOTICA CUBANA ( Cuban Patriotic Coalition ) Address : 4600 NW 7 Street , Miami , FL Leader : Roberto Rodriguez Aragon Prominent members : Estorino , Julio Perez Fernandez , Roberto Marrero , Alfredo Casero , Luis Isa , Miguel Remos , Ariel Romani , Salvador ( Venezuelan Chapter ) This umbrella organization was founded in the early 1980 ' s by Manuel Antonio Devarona . The organization , which consists of over 100 Cuban exile groups , was lead by Devarona until his death in October , 1992 . This organization favors the violent overthrow of Cuba ' s government , and its one of the top five most important Cuban exile organizations . Junta Patriotica is closely related to the Cuban Municipalities in Exile group , and as such , it seconds only the Cuban American National Foundation in membership . MOVIMIENTO DE RECUPERACION DEMOCRATICA ( MRR ) ( Democratic Recuperation Movement ) Address : Miami , FL P.O. Box 350182 Miami , FL Leader : Ernestino Abreu w / m dob 11 / 11 / 24 Miami , FL Telephone : ( 305 ) 221 - 7927 Prominent members : Riveron , Pascual w / m 10 / 23 / 53 Miami , FL Roque de Escobar , Mario w / m 08 / 03 / 43 Alonso , Armando w / m 12 / 27 / 53 Miami , FL Hidalgo Gato , Eliseo w / m 3 / 7 / 55 Abreu , Ernesto w / m 06 / 03 / 63 Figueroa , Luis A . ( General Secretary Rivera , Agapito ( Vice - Secretary ) Perez DeSoto , Antonio Lasaga , Jose I . Salas , Oscar A . Guillot , Manuel Messer , Nilo Cruz , Joe w / m 08 / 27 / 30 Duran , Pablo w / m 07 / 06 / 67 McCormick , Jim w / m 06 / 09 / 61 Alvarez , Anael Asion , Julian Blanco , Pedro Bringas , Generoso Candelaria , Jose Diaz , Eladio Fuentes , Roberto Garcia Toledo , Rafael Martinez Rolando Merconchini , Jose Ortiz , Rolando Patino , Francisco J . Prieto Portar , Luis Ramirez Jr . , Osvaldo Ramirez Jr . , Porfirio Rodriguez , Ibrain Salas , Oscar A . Santalla , Oscar MRR was founded in the US in 1959 for the purpose of combating communism in Cuba and other Latin - American countries . The group was founded by Manuel Artime ; the most influential of all Cuban exile activists of the early 1960 ' s A large contingency of MRR members enrolled in the ranks of Assault Brigade 2506 and participated in the Bay of Pigs invasion . In fact the brigade ' s number " 2506 " was chosen after Carlos Rodriguez Santana ' s enlistment number . Rodriguez Santana , an MRR member perished during training exercises . Other MRR members such as Rogelio Gonzalez Corso and Manolin Guillot ( successive sabotage coordinators in Cuba ) and Jose Campos Pire and Juan Jose Catala ( guerrilla members ) also perished in the course of counter - government actions . Throughout the years MRR has remained actively involved in the struggle against the Cuban government , and the group has openly admitted participation in several commando - style incursions . The group ' s objective ' s are to gain Cuba ' s freedom through violent acts of sabotage and raids . MRR seeks to implement a democratic government which will permit Cuba ' s future economic growth . MRR members have participated in local demonstrations and have protested any sort of dialogue which would establish diplomatic relations between Cuba and the US . The group has shown its propensity for violence and its capability of organizing operations which can have a negative effect on US - Cuba relations . PRESIDIO POLITICO HISTORICO CUBANO ( PPHC ) ( Historical Cuban Political Prisoner Group ) Address : Miami , FL Leader : Marcos Gomez Cancio Prominent members : Llanez , Renan Alvarez , Modesto Alvarez , Magdalena Rodriguez , Luis Bouza , Santiago D . Grau , Francisco J . Gonzalez , Luis PPHC is a national organization comprised of former Cuban political prisoners . Other affiliate US locations include Naples , Boca Raton , FL , New York , New Jersey , Las Vegas , and Washington DC . The organization advocates a no - dialogue posture as proven by their recent participation in exile group demonstrations . PARTIDO UNIDAD NACIONAL ( PUND ) ( National Unity Democratic Party ) Address : Miami , FL Telephone : ( 305 ) 649 - 2293 Leader : Sergio Gonzalez Rosquete w / m 07 / 24 / 38 Prominent members : Alvarez , Modesto Placensia , Arabel w / m 09 / 16 / 38 Gonzalez , Pedro A . w / m 06 / 14 / 41 Casasus , Guillermo w / m 02 / 18 / 51 Llamera , Eugenio w / m 12 / 23 / 38 Sturgis , Frank Cabrera , Nelson w / m 01 / 22 / 68 Lopez Castro , Ruben w / m 09 / 18 / 38 Rojas , Ivan w / m 07 / 17 / 38 Ortiz , Jose w / m 03 / 24 / 47 Chappi , Jorge Justo Regalado w / m 08 / 12 / 45 Lafote , Heriberto Serralta , Agustin Tejera , Rafael Gonzalez , Pedro Puig , Rino Castillo , Evaristo Pastor Guzman , Cruz Llerena , Claudio Blas Machado , Jose Labore , Gelasio Guzman , Pastor PUND has claimed responsibility for a large number of Cuban exile infiltration and raid missions . Recently , as a result of one of their operations which involved the establishment of a military camp near the Florida Everglades , the group received extensive media coverage . Though at one time over 150 members trained at the aforementioned facility , the group failed to receive additional funding and group membership has dwindled . VETERANS OF SPECIAL MISSIONS Leader : Jose Garcia Cancio , Humberto Rodriguez , Jose A . Martinez , Rolando Garcia , Jose ( Vice - Presidente ) Rodriguez , Alexis Villaman Rebull , Manolo Lopez , Juan Manuel Munne , Amado Souto , Javier Gonzalez Rebull , Julio Palenzuela , Fernando Grosseve , Bill Reboredo , Pedro Cotera , Enrique Crespo Sr . , Luis The VSMG consists of 312 Cuban exile members . According to group sources , between 1959 and 1969 , VSMG members were responsible for a total of 2,144 covert operations directed against the government of Cuba . VSMG missions consisted mainly of industrial sabotage and detonation of explosive devices at Cuban government structures . Several group members have also participated in guerrilla warfare in Nicaragua , Angola , and El Salvador . Unnamed local organization Members : Suarez Rodriguez , Arturo Lazaro Salvat , Orlando Luis Saud , Juan Antonio Cortes , Julio Alberto Fernandez Pereda , Jorge Antonio Carvajal Alvarez , Geronimo Enis Carvajal , Mateo Edel Martin , German V . Garcia , Angel Luis This group of Cuban exiles targeted local figures such as Francisco Aruca , Jose R . Cruz and Vladimir Ramirez for possible assassination . Before neutralization , the group intended to dispose of the aforementioned targets by means of explosive devices . End of Page | [
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http://cuberules.com/2010/02/08/interview-question-what-did-you-like-least-about-your-last-job/ | Interview Question : What did you like least about your last job ? You are here : Home Blog Job Search Interview Question : What did you like least about your last job ? Feb 08 Oh , the interview questions hiring managers will throw at us when we are must vulnerable during the interview . Things are moving along nicely , then comes this zinger : β Tell me what you least liked about your last job ? β The question begs you to bare your soul about all that was horrible about your last job , last manager , and last team . Because the question begs you to bare your soul about your last job ( or your current one ) , too often people do just that . Fail . This interview question is about your motivation to do the work Tough times happen in every job no matter how much you like doing it . This interview question probes to find out your pain points on the job and what you do about them . The fact that the question begs for negative answers simply masks the intent : how motivated are you to do the work ? How not to answer this interview questsion β What did you like least about your last job ? β opens it up to go negative . Do n β t fall for that trap . You really ca n β t go negative because , as soon as you do , you are viewed as someone who whines and complains . And you β ll do that with this position too . No hiring manager wants to hire a whiner and complainer , there is too much to get done . Do n β t complain about your current or former manager . Do n β t complain about your current or former team of coworkers . Do n β t complain about the company . I once explained that the reason I was leaving was because my current manager was 2000 miles from me and wanted me to call him before I talked to his manager who had his office 20 - feet from mine . One sentence . My inside person later came back to me and said the hiring manager thought I was very negative about my manager and did n β t want anything to do with me . Seriously , one sentence and it was n β t even negative ( my boss is a jerk β¦ ) , it was Did n β t matter . ( Of course , would you want to work for a manager who thought that was negative ? Not me , so it turned out to be a good thing β¦ ) . How to answer the β What did you like least about your last job ? β interview question The best way to answer this question is to focus on you and what you want in a position and how the last job is n β t providing it any more . β The last job helped me build my business analyst skills , but now I want to focus on turning those skills to that of a project manager . β β The last job helped me develop handling medium projects , but now I want to move to even larger sized projects with more responsibility . β β The last job had a budget of $ 1 million and I am ready to handle larger responsibilities . β Thus , the last job was a β good job , β but you have outgrown it or want to move your work into a slightly different direction that the old job can no longer provide . Turn the negative into a positive These questions , begging you to go negative , need to turn around into something positive about you and your work . The way to do that is understanding what the question is really about ( motivated to do the work ? ) and then explaining how the old job built your skills but you are now ready for something different . What other negative interview questions have you been asked ? Previous Post Sharing Sunday , February 7 , 2010 Next Post How to deal with workplace conflict | [
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http://cubiccastles.wikia.com/wiki/Refined_Steel | in Refined Steel Refined Steel A refined version of Steel Ore Refined Steel is the refined version of the Steel and can be used in various items like the Wind Machine How to make Put a Steel Block into the Forge Categories Explore Games Movies TV Wikis Overview About Careers Press Terms of Use Privacy Policy Global Sitemap Local Sitemap Community Community Central Support Fan Contributor Program WAM Score Help The FANDOM App Take your favorite fandoms with you and never miss a beat Advertise Media Kit Captain America Iron Man MCU Civil War | [
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http://cuhq.foolproofonline.info/bayportcu/cars/12tips/ | Posted by : Remar & Will RSS Feed Share This Article Print This Article 12 Tips For First - Time Car Buyers In the following article , you can find some help and useful tips you might want to read before you start buying a car . You do n ' t have to ; you might want to do it though . And what if you do n ' t ? Nothing really . . . You might blow a couple of thousand dollars , that ' s all . . . Basically , we ' ve got some good news for you , but also some bad . And as you might have expected , there ' s more bad news than good . The good news : There ' s nothing better than getting your first vehicle ! It ' s a moment you ' ll never forget ! The really bad news : As a first - time car buyer , you are probably going to pay a lot more for your vehicle , more for financing , and more for your insurance than anybody . How much more ? During the undercover filming of a one - hour NBC television special , Dateline , we watched a 21 - year - old college student pay $ 9,200 more than she needed to when she bought and financed a $ 23,000 car . Would that ruin your day ? As a first - time car buyer , you ' re probably going to get the wrong vehicle , or a bad vehicle , or both , unless you ' re careful and really smart . Finance your first car wrong β for instance , agree to pay more each month than you can really afford β and you can ruin your credit for many years , just as you ' re starting to build it . First - time car buyers by the tens of thousands do this every year . All these fun things may happen to you because you ' re young and a first - time car buyer . That may not be fair , but it is the reality of the car business : The car dealer ' s job is to sell you the car they need to sell at the highest possible price . The car dealer ' s job is to worry about dealership profit . The dealer ' s job is to make lots of money on you so that the dealership will prosper . Which leads us to these handy Car Tips from FoolProof . They work whether you join this credit union or not ! FoolProof : 12 Tips for First - Time Car Buyers : 1 . Slow Down ! Approach the car buying business like you approach a very appealing new date . You know how careful , even hesitant you can be when you see a fascinating stranger ? That attitude works really well when it comes to the car business ! 2 . Do n ' t depend on the seller of a vehicle or vehicle financing to " educate " you about their business . Lots of car people are going to want to spend time with you the moment they think you have money , or have a parent who will help you get your first car . But even the most honest seller ca n ' t really help you . So what ' s the message ? Do n ' t even go near a car lot until you ' ve done your homework ! 3 . Do n ' t think you have to spend a fortune to get a good car . You do n ' t . Many times , the best car can cost a couple of thousand or less . But there are two rules in the car business that make it very hard to buy a good , cheap car : Most cheap cars are junk , especially if you buy them from a dealer . The dealers who exclusively sell " cheap " cars are often a lot less reputable than other used - car outlets . Plus , these sellers usually try to make too much money on their customers . Looks do n ' t tell you anything about the reliability of a vehicle . This is true about all vehicles , but it ' s more real if you ' re looking for a really inexpensive car . So , how do you buy a cheap car the right way ? First , you buy it from an individual , if at all possible . ( And not one selling on the curb of a vacant lot β usually a con . ) Second , you buy the simplest car you can find . For instance , if you ' re buying a fifteen - year - old car , do n ' t buy one with lots of options that can break , like power windows . 4 . Never buy a vehicle without checking out the cost of collision and liability insurance before you buy it . Did you know that in many states it can cost you five times as much to insure an eight - cylinder 2 - door sports car than it can to insure an identical car with a four - cylinder engine ? Sellers of cars generally do n ' t tell you things like that . can tell you what affects the cost of insurance . 5 . If your first car is going to also be your first major credit experience , do n ' t blow it ! How you pay your first loan β even if that loan is in your parent ' s name or guaranteed by your parents β will affect your ability to get credit for decades . Do this right , and you ' ll never regret it . " Right " means never financing without comparing the dealer ' s contract to this credit union ' s contract . We ' ll tell you how to do that in a minute . 6 . Never buy your car on your first visit . All dealerships want to sell you the first time you visit them . Why ? They make a lot more money if you do n ' t have time to compare their deal . 7 . Never fall for " spot " delivery . When dealers are making a lot of money on you , they just love to send you home with the car the minute you sign the paperwork . Do n ' t fall for it ! Spot delivery means your emotions , not your wallet , are ruling the transaction . 8 . Never buy a used car without having it checked out by a mechanic . Most first - time car buyers spend all their money on a car , then do n ' t have repair money for the almost inevitable problems any used car will have . Do n ' t be that dumb : find out what ' s wrong with the vehicle before you buy , then budget the money you ' ll need to put it in good working order . 9 . If you ' re buying used , never automatically finance with the dealer . Here ' s a way to always know who is cheaper : Insist that the dealer gives you a copy of their finance contract and bring it to this credit union . If our contract is n ' t cheaper , we ' ll tell you . 10 . Remember that the price of the car is n ' t where most sellers make their profit . The profit is made on add - on charges . Everybody will sell you a car cheap , new or used , if you know how to ask . But those same sellers can make thousands on you in other charges . We wo n ' t let that happen . 11 . Talk to us before you shop . The minute you start thinking about new wheels , stop by one of our branches . We ' ll help you plan your auto attack . 12 . Research your options . See if there ' s more sources you need before you can buy yourself that car , do n ' t rely on just one . Posted by : Remar & Will RSS Feed Share This Article Print This Article | [
"First-Time Car Buyers",
"useful tips"
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http://cuj.ac.in/ | About Us Administration Academics Admissions Amenities Careers Student Corner Placement Exam EGovernance Quick Links Welcome to Central University of Jharkhand 5 days workshop in Life Science sponsored by Department of Biotechnology DBT India 21st Jan 25th Jan 2019 Online Fee Payment through PNB MBA Admission 2019 International Conference on Soft Power and Public Diplomacy in India and China 21st 22nd Feb 2019 International Conference on Green Efficient Energy Technology and Materials GEETAM 2019 March 6 to 8 2019 Last date of abstract submission extended to 15th January2019 Complete Details on awarness program on different scholarshipFellowshipwelfare schemes Requesting students to register themselves at the Alumni link NIRF 2019 CUJ Report NIRF 2017 CUJ Report CUJ IS A RAGGING FREE CAMPUS ZERO TOLERANCE FOR RAGGING SELF STUDY REPORT SUBMITTED TO NAAC CENTRAL UNIVERSITY OF JHARKHAND Visitor Shri Ram Nath Kovind Chancellor Justice VNKhare ViceChancellor Prof Nand Kumar Yadav Indu The Central University of Jharkhand was established through the Central University Act 2009 The University started with a vision to specially focus on relevant present age educational drives with an emphasis on research in cutting edge technologies It offers 5year integrated UGPG Post graduate and PhD programmes in almost all its Schools Centres of studies The University is open to new ideas in course curricula and research proposals collaboration interaction and capacity building programmes Being located in Jharkhand the study of culture is the thrust area of the University as manifested in Centre for Indigenous Culture Studies Centre for Tribal Campus The present campus of the University is located at Brambe a 25 km drive from Ranchi city in the State of Jharkhand India It located in 45 acres beautiful and vibrant green campus with classrooms and hostels blending well with the environment The classroom complex is located inside a mango orchard and the hostels are surrounded by tall Sal trees In order to preserve the trees one can find some tree inside the rooms and growing through the roofs The State Government of Jharkhand allotted a 510acre land to the University for its Permanent Campus at CheriManatu about 10 km About Ranchi Ranchi the capital city of Jharkhand is located on latitude 2323 N and 8523 E at an average height of 650 meters above mean sea level Winter temperatures range from 5C to 25C and summer temperatures vary from 20C to 42C The average annual rainfall is 1400 mm Languages spoken are Hindi English Nagpuri Oraon Mundari and Kurmali How to reach to CUJ Campus Ranchi is well connected with road and railways and connects it with major cities of eastern India The National Highway NH 60A and NH 2 connect Ranchi with Kolkata and NH 33 and NH 99 connects it with Patna Ranchi City has two major railway stations Ranchi Railway Station and Hatia Railway Station The city has also one airport domestics Birsa Munda Airport and directly linked with Delhi Indira Gandhi International Airport and Kolkata Netaji Subhas Chandra Bose International Airport University Transportation Services complement public conveyance for commuting between the city limits and the campus In Focus Press release Popular Lecture Series Students Achievement Scholarship Events at CUJ RTI CUJ Prospectus Sports Achievements Academic Calendar 201819 Notices and Tenders Notice Inviting TendersExpression of Interest Download Forms Disclosure NotificationsCircularsOrders Grievance Redressal Committee Vigilance CUJ Brief Profile Infrastructure and Status of Expenditure Connect Linkedin Address Central University of Jharkhand RatuLohardaga Road Brambe Ranchi 835 205 Jharkhand India Public Information Officer PIO Email piocujacin Announcements Application for Post of Junior Research Fellow Project Fellow Under ISRO Funded Project in Department of Land Resource Management at Central University of Jharkhand Ranchi Advertisement for the post of Field 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Universitythe Arctic University of Norway National Conference on Nuclear and Accelerator Physics NCNAP 2016 October 46 2016 Consul General Ma Zhanwu Signs Agreement with Vice Chancellor of Indias CUJ Dr Ajai Singh Associate Professor was elected as FELLOW of The Institution of Engineers India CUJ STUDENT BAGS GOLD AT NATIONAL GAMES CUJ Ranchi to set up a Centre for Excellence in Green and Efficient Energy Technology Dean Students Welfare Activities IIT Mumbai Spoken Tutorial Program at CUJ Collaboration of Central University of Jharkhand with Columbia Water Centre Columbia University New York Collaboration with Eastern Global Universities Collaboration with Western Global Universities Latest Press Releases Forthcoming Events ΰ€ΰ€ ΰ€ΰ₯ ΰ€²ΰ€ ΰ€Ήΰ€ΰ€¦ ΰ€Άΰ€¬ΰ₯ΰ€¦ ΰ€Έΰ€ΰ€ͺΰ₯ΰ€·ΰ₯ΰ€ ΰ€ΰ€°ΰ€¨ Corroborate Important Notice International Conference on Green Efficient Energy Technology and Materials GEETAM 2019 March 6 to 8 2019 Registration in CUJ Alumni Portal Online Fee Payment through PNB MBA Admission 2019 ONE DAY WORKSHOP ON RESEARCH METHODOLOGY AND LATEX LEARNING 14th December 2018 Copyright 20172018 Central University of Jharkhand All rights reserved | [
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http://culinaryarts.about.com/od/chickenturkeymore/r/turkeybreast.htm | American Mains Dinner Turkey Mains American Food Turkey Recipes Roast Turkey Breast By Danilo Alfaro Updated 12 / 02 / 18 The Spruce Total : 70 mins Prep : 10 mins Cook : 60 mins Yield : 6 to 8 servings 221 ratings Add a comment Nutritional Guidelines ( per serving ) 317 Calories 13g Fat 9g Carbs 40g Protein See Full Nutritional Guidelines ( Nutrition information is calculated using an ingredient database and should be considered an estimate . ) Roasted turkey breast is a great alternative to roasting a whole turkey . A four - to five - pound turkey breast will feed six to eight people , it ' s a cinch to carve , and it ' s perfect for making sandwiches the next day . You can roast a turkey breast in about an hour , as compared with up to five hours for a whole turkey . Another bonus : With no dark meat to worry about , you can roast a turkey breast at a higher temperature than you would a whole turkey , so the skin gets nice and crispy while the meat remains moist and juicy . For this reason , be sure to get a skin - on breast rather than a skinless one . If you want to cook a bone - in turkey breast , that would be a half - breast , i.e. , a single breast . For boneless , you could do a half or a full ( double ) breast . Either way , just ask your butcher to roll and tie the boneless breast so that it cooks evenly . Finally , a whole turkey breast is a wonderful candidate for brining . Feel free to baste the breast as well . The pan drippings and stock from basting will help with making turkey gravy Volume 90 % 0 : 53 Watch Now : Roast Turkey Breast Rate This Recipe I do n ' t like this at all . It ' s not the worst . Sure , this will do . I ' m a fan β would recommend . Amazing ! I love it ! Thanks for your rating ! Show Full Recipe | [
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http://culinaryarts.about.com/od/cookingmethods/a/dryheatmoist.htm | Cooking Basics Learning How to Cook Basic Cooking Methods Dry Heat and Moist Heat Cooking By Danilo Alfaro Updated 03 / 15 / 19 Michael Paul / Getty Images Cooking methods in the culinary arts are divided into two categories : Dry heat cooking , such as roasting , broiling or sautΓ©ing . Moist heat cooking , like braising , steaming or poaching . Because every cooking method uses either dry heat or moist heat ( or sometimes both ) , classifying them this way ensures that every known method falls into one category or the other . " Dry " Oil and Other Fats It ' s worth noting that cooking methods involving fat , such as sautΓ©eing and deep - frying , are considered dry - heat methods . If this seems confusing , remember that oil and water do n ' t mix , so while fat can take a liquid form , in many ways it ' s the opposite of water β hence " dry " heat . Choosing the Right Cooking Technique Using the appropriate cooking method for the type of food being prepared is a major part of the culinary arts . Tough cuts of meat like beef brisket or lamb shank need to be cooked slowly , at low heats , for a long time , and with plenty of moisture . Prepared properly , these cuts can be incredibly tender and delicious . On the other hand , dry - heat methods typically involve very high temperatures and short cooking times . A piece of brisket cooked in this way β on a grill , let ' s say β would be tough , chewy and largely inedible . Interestingly enough , a beef tenderloin steak cooked using a slow , moist - heat method such as braising would also turn out tough , chewy and inedible β albeit for different reasons . Dry Heat Cooking Dry heat cooking refers to any cooking technique where the heat is transferred to the food item without using any moisture . Dry - heat cooking typically involves high heat , with temperatures of 300 F or hotter . Baking or roasting in an oven is a dry heat method because it uses hot air to conduct the heat . Pan - searing a steak is considered dry - heat cooking because the heat transfer takes place through the hot metal of the pan . Note that the browning of food ( including the process by which meat is browned Maillard reaction ) can only be achieved through dry - heat cooking . Examples of dry - heat methods include : Roasting & Baking Grilling & Broiling SautΓ©ing & Pan - Frying Deep - Frying Moist Heat Cooking Moist heat cooking methods include any techniques that involve cooking with moisture β whether it ' s steam , water , stock , wine or some other liquid . Cooking temperatures are much lower - - anywhere from 140 F to a maximum of 212 F , because water does n ' t get any hotter than that . Examples of moist - heat cooking methods include : Poaching , Simmering & Boiling Steaming Braising & Stewing Cuts of Meat Diagrams Curious about the different primal cuts of beef , pork or lamb ? These diagrams show the basic cuts of meat , as well as recipes and cooking methods for each one : Cuts of Beef Cuts of Pork Cuts of Lamb Cooking Methods 101 - Culinary Techiniques | [
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http://culinaryarts.about.com/od/glossary/g/Groats.htm | Culinary Glossary What Are Groats and How Are They Used ? Groats Are Whole Grain Kernels Lacking Only the Husk By Danilo Alfaro Updated 02 / 07 / 19 Meike Bergmann / Getty Images Groats can refer to any whole kernel of grain that has been minimally processed so as to remove its outer husk or hull , sometimes called chaff . Groats are a whole grain that retains the germ and bran . They have a hearty , chewy texture and must be soaked or simmered to soften them when cooking . Groat is an old Scottish word that referred to oat groats . Wheat , oats , and barley can be processed into groats . Steel - cut oats are sliced oat groats . Bulgur is another name for wheat groats , which are par - boiled and used in making tabbouleh and other dishes . Alternately , the word groats can be used to refer to buckwheat in its whole kernel form . It is a relative of rhubarb and a gluten - free grain . They are used in making kasha , a porridge staple in Eastern Europe . Nutrition in Groats Groats retain the high - fiber bran of the grain , which also contains protein , iron , fatty acids , and B - vitamins . They also still have the germ , which is high in polyunsaturated fats and contains vitamins and minerals . In addition , you still have the nutrition in the endosperm , which is the starchy part of the grain that is usually all that remains to be ground into flour . A quarter cup of oat groats contains 160 calories , 4 g of fiber , providing 16 percent of the recommended daily value , 3 g fat , 7 g of protein , 28 g of carbohydrates , and providing 10 percent of the daily value for iron . Buckwheat groats are a gluten - free grain found in traditional Eastern European cuisine . It is a complete protein providing all of the essential amino acids . Preparing Groats Groats are usually prepared first by soaking and then slowly simmering until they are soft . Buckwheat groats are prepared in this manner to make the traditional Eastern European dish called kasha . Refer to the recipe you are using to get the cooking directions when you prepare groats . If you are substituting grains or using cut or crushed groats , the cooking time may be different . Roasted buckwheat groats are also called kasha or kashi and used in many Eastern European dishes . These can include kasha used as a stuffing or side dish with meat . Kasha Varnishkes are a traditional Jewish recipe with bowtie pasta and buckwheat groats . Blood sausage or black pudding is made with buckwheat groats or barley groats . The groats provide more texture in these traditional preparations that aim to leave no part of the animal unused . In England , groaty pudding is made to eat on Guy Fawkes Night . It ' s a baked dish that includes groats that have been soaked first to reduce the baking time , beef , leeks , and onion . It still takes a very long time to bake . Some people buy groats to mill into their own flour and retain all of the nutrition of the whole grain . Such flour would have a shorter shelf life due to the germ , but home cooks might mill the flour immediately before using it . | [
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http://culinaryarts.about.com/od/glossary/g/Serrano.htm | Culinary Glossary Spicy Foods Spicy Ingredients Ingredient Information What Are Serrano Peppers ? By Danilo Alfaro Updated 12 / 12 / 18 Jim Scherer / Getty Images Think of serranos , small to medium chili peppers , as the sheriff who packs some heat β more than a little . They provide a fiery heat and sharp flavor , which makes them an ideal addition to a variety of foods . Serranos are generally eaten raw , sliced into rounds or minced for use in salsas or sauces , added to guacamole , or used as a garnish . Serrano chilis have a " delayed fuse , " which means that their heat takes a moment to fully kick in when it hits the palate . Serrano peppers register between 10,000 and 25,000 Scoville heat units on the Scoville Scale Serrano peppers are green when unripe , which is when they are usually sold . Serrano chilis will turn red , orange or yellow as they ripen , and some of them will turn a chocolate brown color . Bear in mind , that as they ripen , the serranos will also turn hotter . Using Your Serranos Serranos provide a kick in vodka , tequila , and other white liquors . Slice your peppers lengthwise , pull out the seeds and drop them into the neck of the bottle . If you really enjoy the kick , just insert your knife and slice your pepper lengthwise , being careful not to cut all the way through To add a kick to your basic cornbread recipe , try adding two thinly sliced serrano chilis to the batter , then bake as usual . Buying and Growing Serranos peppers are readily available in your favorite grocery store any time of the year , even though their grow8ing season runs through the heart of the summer . To grow your own , plant your seeds indoors in peat pots six to eight weeks before your area is scheduled for its last frost . Make sure your plants get plenty of sunshine and keep the soil moist but not wet . Once the seeds germinate .and the nighttime temperature does not drop below 50 degrees Fahrenheit , plant your seedlings 12 to 16 inches apart . Harvest your green serranos when they are about 2 1 / 2 inches in diameter , about 75 to 85 days after planting . Do n ' t worry if your peppers turn red ; that just means the pepper will be hotter . However , if you pick your peppers green , the plant will continue to produce peppers . You can save your pepper seeds in a cool , dry place for up to two years , but bear in mind just because you have found the perfect pepper one year , that does n ' t mean your plant will produce the perfect seed . When you slice your peppers , use gloves so you do n ' t accidentally rub your eyes or inadvertently lick your hands . Safety Warning Always use gloves when handling serrano peppers . That means when you ' re harvesting them , cutting them , mincing and dicing them . The chili oil burns . Should you forget your gloves β the pain will soon remind you β dip your hands in the hottest water you can find , slather olive oil on your hands and then wash them in warm soapy water . Repeat as needed . | [
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http://culinaryarts.about.com/od/moistheatcooking/ht/How-to-Braise-Meat.htm | Moist Heat Cooking Methods How to Braise Meat Making Meat Tender and Succulent By Danilo Alfaro Updated 03 / 21 / 19 Eising / Getty Images Braising is a form of moist - heat cooking that breaks down connective tissues in tough cuts of meat , leaving them tender and succulent . Most braising recipes employ the same basic steps . Once you learn the basics of how to braise meat , you will be able to make braised beef brisket , short ribs , spare ribs β pretty much any braised meat recipe . Finally , because tough cuts of meat tend to be cheaper , braising is a cooking technique that can save you money . This easy process takes between one and five hours . How to Braise Choose the right cut of meat . The best cuts of meat for braising are heavily exercised cuts , such as those from the shoulder , leg or rump of the animal , as well as ones that contain a lot of connective tissue , like the chuck , shank , brisket , and oxtail . Preheat your oven to 300 F . Pat the meat dry with paper towels . This will help you get a nice brown crust on the meat in the next step . Trim off any excess fat . Heat a small amount of oil in a heavy - bottomed oven - proof braising pan or Dutch oven over high heat . When the oil is very hot , add the meat . Brown the meat for a minute or two on all sides . Remove the meat from the pan and set it aside Lower the heat to medium and add aromatic vegetables like chopped onions , leeks , carrots , and celery . You could also add a few cloves of garlic , peeled and crushed . SautΓ© for a few minutes or until the vegetables start to soften . Deglaze the pan with a flavorful liquid , such as stock , broth , or wine . Scrape off any roasted bits ( called fond ) from the bottom of the pan and bring the liquid to a simmer . This liquid will add flavor to the braise . The long , slow , moist heat of braising is the best way to soften tough cuts of meat . Return the meat to the pot along with some sort of acidic ingredient like diced tomatoes . The acid helps break down the tough connective tissues in the meat . If you used wine in the previous step , that will work . But tomatoes are always a nice ingredient to add to a braise . Check the level of the braising liquid . The liquid should just barely cover the meat . You can now add other flavorings and seasonings , like whole peppercorns or bay leaves Bring the braising liquid back to a simmer , then cover the pan with a tight - fitting lid and transfer it to the 300 F oven . Braise for 1 to 5 hours , depending on the size of the meat . Figure about an hour per pound . Remove the pan from the oven . To make a sauce or gravy from the braising liquid , first , make a roux , then whisk some of the strained braising liquid into the roux until it thickens . Cook on low heat for a few minutes , then season . Tips Depending on the size or the cut of meat , you might want to heat the oven to 275 F or even 250 F . If you are braising shanks , you can make a few vertical ( parallel to the bone ) cuts in the outer membrane so that the meat will not twist out of shape while it braises . Some chefs remove the membrane altogether , but it a lot of work and usually not worth it . A lengthy braise will pretty much dissolve the membrane . Oven braising is best because the meat is cooked with indirect heat . But if you do not have an oven - safe pot , you can braise on the stovetop over low heat . You will have to check it periodically to make sure the liquid is simmering and not boiling . To cool and store braised meat , it is best to leave the meat in the braising liquid so that it does not dry out . Tips for Braising and Stewing Meat Read More | [
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http://culinaryarts.about.com/od/sauces/tp/Mother-Sauces.htm | Cooking Techniques & Tips Side Dishes Condiments & Sauces American Food American Cooking Basics Five Mother Sauces of Classical Cuisine The five mother sauces are the basis of all classical sauces By Danilo Alfaro Updated 02 / 21 / 19 In the culinary arts , the term " mother sauce " refers to any one of five basic sauces , which are the starting points for making various secondary sauces or " small sauces . " They ' re called mother sauces because each one is like the head of its own unique family . A sauce is essentially a liquid plus some sort of thickening agent along with other flavoring ingredients . Each of the five mother sauces is made with a different liquid , and a different thickening agent β although three of the mother sauces are thickened with a roux , in each case the roux is cooked for a different amount of time to produce a lighter or darker color . Here are the five mother sauces and show examples of some of the small sauces that can be made from each mother sauce . Volume 90 % 0 : 48 Watch Now : How to Make Roux and Clarified Butter 02 of 05 VeloutΓ© Sauce The Spruce VeloutΓ© is another relatively simple mother sauce , made by thickening white stock with a roux and then simmering it for a while . While the chicken veloutΓ© , made with chicken stock , is the most common type , there is also a veal veloutΓ© and fish veloutΓ© Each of the veloutΓ©s forms the basis of its own respective secondary mother sauce . For instance , chicken veloutΓ© fortified with cream becomes the Supreme Sauce . Veal veloutΓ© thickened with egg yolks and cream becomes the Allemande Sauce . And the fish veloutΓ© plus white wine and heavy cream becomes the White Wine Sauce Small sauces from veloutΓ© can be derived from the veloutΓ© directly , or from each of the three secondary sauces . For example : Normandy Sauce Bercy Sauce Hungarian Sauce Mushroom Sauce Aurora Sauce Poulette Sauce Herb Seafood Sauce | [
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http://cultbox.co.uk/news/galleries/victoria-first-look-filming-has-begun-on-season-2 | β Victoria β first look : Jenna Coleman begins filming Season 2 Posted February 21 , 2017 by William Martin filed under Galleries The new season of Victoria has started filming . The period drama series launched on ITV last August and follows Queen Victoria ( Jenna Coleman ) from her accession to the throne at the tender age of 18 through to her courtship and marriage to Prince Albert . A second season was announced by ITV last September , before the first season had even finished airing . Several photos have appeared online , showing that filming is well underway β¦ Little Dashy waiting patiently on set # VictoriaPBS # Victoria pic . twitter . com / Y4pWFQRDAo β Official Victoria ( @ VictoriaSeries ) February 17 , 2017 And so series 2 begins β¦ # Victoria # VictoriaPBS pic . twitter . com / CEUDBUQWX6 β Official Victoria ( @ VictoriaSeries ) February 14 , 2017 First day back on set with ITV β s Victoria tomorrow to start filming season 2 ! # theactionhorses # equestrian # horsesofinstagram # stallion # andalusian A post shared by Benjamin Atkinson ( @ ben_actionhorses ) on Feb 19 , 2017 at 8 : 51am PST # goodmorning A post shared by Ian Whitehead ( @ ian22blue ) on Feb 20 , 2017 at 12 : 55am PST Reunited # almonzo # VictoriaSeason2 @ mammothscreen @ theactionhorses A post shared by Jenna Coleman ( @ jenna_coleman_ ) on Feb 20 , 2017 at 9 : 08am PST Victoria is currently airing in the US on Sunday nights on PBS , in the slot traditionally taken by Downton Abbey Buy Season 1 on DVD on Amazon here . Writer Daisy Goodwin teased last year : β Even though she reigned in the 19th Century , Victoria is a heroine for our times . In [ Season 2 ] she faces the very modern dilemma of how to juggle children with her husband and her job . As Victoria will discover , it β s hard to be a wife , a mother and ruler of the most powerful nation on earth ! β The cast of Victoria gathered earlier this month to read through the first scripts for the new season . Season 2 will air on ITV this autumn , followed by a Christmas special . Are you looking forward to the return of ? Let us know below β¦ Tags : Adrian Schiller Alex Jennings Catherine Flemming Daisy Goodwin Daniela Holtz Eve Myles Hugo Speer Jenna Coleman Nichola McAuliffe Paul Rhys Peter Firth Tom Hughes Tommy Lawrence Knight | [
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http://cultivationofmushrooms.com/mushroom-types/portobello-mushroom/ | The portobello mushroom is a large brown strain of the same fungus , left to mature and take on a broader , more open shape before picking . Portobello mushrooms are distinguished by their large size , thick cap and stem , and a distinctive musky smell . Portobello mushrooms are rich flavored , meaty textured , an has a large , flat , dark brown cap that grows up to 5 inches in diameter when mature . Beneath the cap , dark gills give this mushroom a distinctive appearance for identification . Also known by its scientific name , agaricus bisporus , this mushroom is delicious when grilled , broiled , or sautΓ©ed , providing a somewhat smokey or earthy flavor . When it is not fully grown , Portobello mushrooms are picked as a white round , button - shaped mushroom and referred to as Crimini Mushrooms , being fungi , do not grow like a regular garden vegetable . They are generated from spores , not seeds . They contain no chlorophyll . When growing , their nutrients are delivered from the medium they are grown in and absorbed through the root system supporting the mushroom , which is called the mycelium . Growing Portobello Mushrooms If you are interested in growing your own portobello mushrooms , you can order kits that contain pre - inoculated media or that require you to do the inoculation yourself . There are many sources available online β a simple Google search for mushroom growing kits will lead to many vendors . The kits range from the low end box of mycelium and medium for indoor growing ( about $ 30 β $ 40 ) , to much higher end ( and more complicated ) β systems β that enable you to inoculate your own substrate , for anywhere between A look at the low end kit demonstrates the general growing process . After receiving your kit , you must maintain a proper temperature and moisture level throughout the incubation period that is required for the mycelium to colonize the substrate . This process usually takes a week to ten days . The next step is to force the fruiting of the mycelium by keeping the kit moist and , in the case of Portobellos , dark . ( The requirement for darkness , often thought to be common to all mushrooms , is actually unique to Portobellos and their Most kits have a tent to retain moisture , but you do need to spray regularly . And you need to use the right kind of water β chlorine is a no - no , so if you must use tap water , you need to let it sit overnight so the chlorine can evaporate . Most kits produce mushrooms within a couple of weeks . Each harvest is called a flush and you can expect about two or three flushes per kit . Portobello kits yield about 3 - 6 pounds of mushrooms over three months . The Pharaohs prized mushrooms as a delicacy , and the Greeks believed that mushrooms provided strength for warriors in battle . The Romans regarded mushrooms as a gift from God and served them only on festive occasions , while the Chinese treasured them as a health food . Today , mushrooms are enjoyed for their flavor and texture . They can impart their own flavor to food or take on the flavor of other ingredients . Their flavor normally intensifies during cooking , and their texture holds up well to usual cooking methods , including stir - frying and sauteing . It is popular to add mushrooms to soups , salads , and sandwiches , or to use them as an appetizer . They also add an appealing touch to vegetable - based casseroles and stews . In the US , mushroom extracts are increasingly being used in nutraceutical products and sports drinks Portobello Mushroom Burger Recipe | [
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http://culture.pl/en/article/polish-easter-traditions | Culture . pl ' s editorial team tries its best to create content that caters to the needs of our readers . Data obtained by cookies and similar technologies serves to help us improve the website and make sure our readers get the content they want thanks to the use of statistics . If you do not agree to your data being processed , please make sure to change your browser settings . If you have any questions regarding our policies on data processing , please feel free to contact us at odo @ iam . pl . OK Pisanki ( Polish painted Easter eggs ) , photo : Andrzej Sidor / Forum Polish Easter Traditions # polish cuisine Author : Marta Jazowska Published : Mar 10 2014 Poland has a series of unique rituals connected to Easter , ranging from joyful to spiritual , and of course always including plenty of homemade delicacies . Easter in Poland is celebrated according to the Western Roman Catholic calendar . Easter Sunday falls on the first Sunday after the first full moon of spring . Rites and practices are therefore marked by Christianity , but still remain strongly influenced by pagan traditions . It is usual for both modern and conservative families to partake in the celebrations , regardless of what their religious beliefs may be . Women carrying hand - made ' palms ' to be blessed in church on Palm Sunday , photo : Marek Maliszewski / Reporter / East News The first sign of approaching Easter in Poland is a large number of branches and dried flowers being brought to church . One week before Easter , Palm Sunday ( in Polish niedziela palmowa ) takes place . According to Catholic tradition , the day marks the entrance of Jesus in Jerusalem . Since palm trees are rare in Poland β although there is one known specimen β churchgoers often bring pussy willows or ' palms ' made of colourful woven dried branches . Ornamental representation of the tomb of Christ , photo : Anatol Chomicz / Forum The Holy Week preceding Easter involves spring cleaning . In the countryside , people would use the occasion to repaint their barns . Religious fasts are sometimes observed in varying degrees of strictness . Families visit representations of the tomb of Christ , often decorated in a spectacular fashion for the occasion . Easter basket containing ham , sausage , eggs , a sugar lamb and horseradish , photo : Maciej Goclon / East News On the Saturday before Easter Sunday , Poles paint hard - boiled eggs ( called pisanki ) . Some use store - brought kits which make the coloring and decorating easier , others continue to make dyes the traditional way - with boiled onion skins . Egg painting is encountered in several other Slavic cultures , and is thought to date back to talismanic pagan rituals that are over 5000 years old . Another Saturday activity is the preparation of Easter baskets . Lined with a white linen or lace napkin and decorated with sprigs of boxwood ( bukszpan ) , the baskets contain a sampling of Easter foods : pisanki , a piece of sausage or ham , salt and pepper , bread , a piece of cake and an Easter Lamb made of sugar or even plastic . They are brought to church to be blessed . Traditional Polish Easter meal , photo : Wojciech Krajnik / Forum On the most important day , Easter Sunday , some go to church at 6am for the Resurrection mass β a ceremonial service and procession . Homes come alive with families who gather to eat breakfast . Before the meal , in much the same way as for Christmas with the sharing of the opΕatek ( Christmas wafer ) , people share wedges of the blessed Easter eggs from the basket . They exchange wishes and a WesoΕego Alleluja ( Joyful Hallelujah ) . The breakfast is dominated by cold dishes and is a feast for meat lovers : ham , sausage , roast meats , pΓ’tΓ© ( pasztet ) , eggs , horseradish relish , bread . Easter breakfast is so decadent that it has to be considered a day - off from the Spring diet . Babka , a sweet yeast cake , photo : Piotr Wojnarowski / Forum What follows is a frenzy of Easter cakes : a tall , round 15 - yolk sweet yeast cake with a hole in the middle ( babka ) that can be compared to the American election cake , a mazurek - cake with a fat layer of icing , decorated with dried fruit , walnuts , almonds , roasted seeds or a cheesecake β sernik Youngsters celebrating Easter Monday , known as Εmigus - Dyngus ( Wet Monday ) , photo : MichaΕ Tulinski / Forum The last festive day is Easter Monday , known as Εmigus - Dyngus ( Wet Monday ) , on which tradition requires that boys throw water over girls and spank them with willow branches . Author : Mai Jones , edited by LB , 11 Mar 2014 Author : Marta Jazowska As a cultural diplomat for the Adam Mickiewicz Institute , Marta helps Americans and Canadians fall in love with Polish culture . She is hoping that the Transatlantic Tunnel will soon become a reality and she could spend more time working as an interpreter and becoming useful to society . Marta spent her childhood in Austria and Canada and ca n β t find the Polish replacement for GermknΓΆdel , Schlagobers and Eggos . Recommended Εmigus - Dyngus : Poland ' s National Water Fight Day A good piece of advice : beware of Easter Monday in Poland ! Although this advice might seem strange , you really should take it to heart , cause otherwise β¦ you β ll get soaked ! The tradition of Εmigus - Dyngus is still going strong in Poland . # travel in poland # heritage # culture Popular 10 Traditional Dishes of Polish Easter White sausage , rye soup , cakes with poppy seed or cottage cheese . . . The numerous traditional Easter delicacies in Poland are surprising , sophisticated and inspired by spring . # polish cuisine # culture The Curious Transformation of Polish Easter in the US & UK Poland is well - known for its unique and elaborate traditions surrounding Holy Week and Easter . As Poles left their homeland in the 19th and 20th centuries for the promise of a new life in the West , they carried these traditions with them . # heritage Tags : easter polish easter polish easter traditions polish traditions polish customs culinary art | [
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http://cumberbun.net/ | What is a Cumberbun A cumberbun also known as a cummerbund or cumerbund is a wide waste sash usually worn with a tuxedo or a single breasted dinner jacket . The cumberbun is seen as an alternative to wearing an accompanying vest with men β s dress garments . The word itself was originally adapted through the Persian word kamar which means waist . They were first worn and used by the British military in what was colonial India , soon after this fashion trend was spread all over the world . The cummerbund has even become so popular that the fashion has become Cumberbuns were not only worn for aesthetic purposes , originally they also served a purpose as being a kind of pocket to hold miscellaneous items inside them . Because of this , traditionally they were worn with the pleated side facing outward . This allowed for the small pleats to be used as small compartments for items . Now though it β s simply a matter of taste to how someone wears theirs . It is just as often worn with the pleated side facing in as it is the pleated side facing out . It β s important when Cummerbunds come in many different color β s and materials , but the most common are the silk in the shades of black and gray and the Brocade verity in pleated or non pleated plain solid style . Traditionally there was only ones available in black , dark blue to match the pants , but now it β s not uncommon to see many exotic colored garments . In the early 19th and 20th century a cotton version was also popular with sports athletes and gymnasts . A cumberbun is easily fitted with a buckle or elastic band . Even so , it β s important before purchasing one , that you try it on to make sure it fit β s properly . A belt or vest should not be worn with a cumberbun . Instead of using a belt to hold up your pants when wearing a cumberbun one should wear suspenders . A cumberbun is a great accessory that emphasis a man β s waist line . They can also serve to make a man look taller which is great news for men that They also very popularly worn by different militaries throughout the world . The French military in Africa has worn two different cummerbunds . The cumberbuns were worn to represent the different soldier β s nationalities . A blue one was worn by soldier β s that were born in France and a red one was worn by soldier β s that were natively born . They are also popular with the Indian and Pakistani military that wear β s them when they dress up their uniform for parades and celebrative events . Needless to say a cumberbun is a great accent to any men β s formal attire . They come in a great many color shades that can be matched to whatever tie worn for the occasion . The long line of history and usage in other various area β s like the military have helped shape the cumberbun into what it now is today , making it a great traditional garment of choice . | [
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http://cupquake.wikia.com/wiki/Minecraft_Enchanted_Oasis | in : Series Minecraft Minecraft Series and 4 more Minecraft Enchanted Oasis Edit Share Enchanted Oasis was a modded multiplayer series and was the sequel to Minecraft Oasis which ended in April 2014 . Cupquake Vengelfe MittyMoxx and LDShadowLady co - exist in the Enchanted Oasis world . They meet up in future episodes to take part in events together but are staying solo for the most part . The first episodes by Cupquake and Vengelfe were uploaded on the 29th of June 2014 . The series ended on the 2nd of November , 2014 . The mod pack was provided by WildBamaBoy & Nova and includes a brand new mod exclusive to the series named ' Woodland Creatures ' . Cupquake stated in episode one that the mod is still in development and will eventually be released to the public . It gives users the ability to add ears , horns and antlers to their character ' s skin , giving them the appearance of woodland creatures . She used the texture pack named Equanitimy and her minecraft version was 1.6.4 The server was provided by CraftNodeHosting who have provided servers to many large YouTube series including Slyfoxhound ' s " Minecraft Daily " . Her seed that she used was 239402341 . Thanks to ' Herbivores ' and ' Hairclips ' an Enchanted Oasis Modpack and Server can be found here : http : / / www . technicpack . net / modpack / enchant - oasis . 910916 Some of the notable pets in the series , where ; The Owl Family A family of owls from the Witchery mod . The owls were created through a long ritual performed by Cupquake and Mitty The Horse Family - A family of horses and donkeys Ending Edit In an emotional video posted on Cupquake ' s channel on November 23 , 2014 , Cupquake explained the toll the series had taken on her . She described how the set schedule of Enchanted Oasis led to her not enjoying the series , and she thought that showed in her videos . She had 53 episodes of Enchanted Oasis . She decided to end the series abruptly for these reasons and ended the video by walking through the waterfall that she found the oasis through . Members LDShadowLady MittyMoxx YouTube Vengelfe Mods Backpack Chicken core Craft Guide Dynamic Lights Flower Craft Grimoire of Gaia 2 Mr . Crayfish β s Furniture Mod Magical Fruits Mod Optifine Rei ' s Minimap Shaders Mod Spacecore Survival Wings Thaumcraft Thaumic Tinkerer The Twilight Forest Treecapitator Witchery mod Decocraft Ars Magica 2 Woodland Creatures Botania Categories Series Minecraft Minecraft Series Minecraft Oasis Gaming Series Finished series Minecraft Oasiscup Add category | [
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http://curious.astro.cornell.edu/about-us/58-our-solar-system/planets-and-dwarf-planets/planet-watching/249-what-color-is-each-planet-intermediate | Home Our Solar System Planets & Dwarf Planets What color is each planet ? ( Intermediate ) What are the true colors of each planet in our Solar system ? I ' ve seen the same planet colored differently in different photos . Here are the true colors of the planets , with links to some relevant images from NASA spacecraft . ( Note that spacecraft photos appearing in the media often have false coloration . ) Mercury : gray ( or slightly brownish ) . Mercury has practically no atmosphere , so we just see the rocky surface . Note that many images of Mercury ( like this one ) are grayscale , derived from a single color filter . Mercury ' s color variations are fairly subtle ; the color variations are greatly exaggerated in this false color view Venus : pale yellow . To human eyes , Venus looks kind of boring . We can only see the thick layer of featureless sulfuric acid clouds . Two of the Soviet Venera probes returned images from the surface of Venus . The colors from those Venera images were later used to colorize radar data from NASA ' s Magellan spacecraft , in order to generate simulated global views of the surface of Venus . You can find more on the colors of Venus here Earth : mostly blue with white clouds . Oceans and light scattered by the atmosphere make Earth prevailingly blue . Depending on the area seen in an individual picture , brown , yellow and green continents can be seen or parts of Earth can be covered by white clouds . Earth is by far the most dynamic planet when seen from space Mars : mostly reddish brown , though with some darker regions , and also white ice caps . The dominant reddish color comes from rusty rocks on the surface , since the clouds are rare and thin . Jupiter : orange and white bands . The white bands are colored by ammonia clouds , while the orange comes from ammonium hydrosulfide clouds . None of the four " gas giant " planets ( Jupiter , Saturn , Uranus , and Neptune ) has a solid surface , so all we see are just clouds in their atmospheres . Saturn : pale gold . White ammonia haze covers the whole planet and partially obscures redder clouds below . Clouds in Saturn ' s winter hemisphere are pale blue . Scientists think that because the rings are blocking the Sun in the winter hemisphere , things are colder there and the ammonia clouds are lower down than normal . This gives the rest of the atmosphere more of a chance to scatter light , just like the Earth ' s atmosphere does . Uranus : pale blue . The color comes from methane clouds . In some photos released after the Voyager 2 flyby ( in 1986 ) , Uranus looked green , but that color was artificial . Neptune : . As in the case of Uranus , the color is due to methane . Neptune would appear darker than Uranus due to dimmer illumination ( greater distance from the Sun ) . Some of the images of Neptune from the Voyager 2 flyby ( in 1989 ) show a deep blue color , but the colors in those images were enhanced . The actual colors of Uranus and Neptune are quite similar Pluto ( no longer a planet now classified as a dwarf planet ) : mostly light brown , with some darker regions . Note that some of the images from NASA ' s New Horizons space probe ( which flew past Pluto and its moons in 2015 ) have been enhanced to show color contrasts more clearly . Also , I would like to add that the assignment of colors is somewhat subjective . For example , one person ' s " blue " might look more like " green " to somebody else . Astronomers rarely care about that , and we use precise spectra when we need to obtain quantitative information about an object ' s color . Here are some good sites with more images of the planets ( not always in true color ! ) : NASA ' s Astronomy Picture of the Day ( APoD ) : http : / / apod . nasa . gov / apod / astropix . html NASA / JPL Space Images : http : / / www . jpl . nasa . gov / spaceimages / NASA / JPL Photojournal : http : / / photojournal . jpl . nasa . gov / And , here are some pages that explain how false color images are useful in astronomy : http : / / starchild . gsfc . nasa . gov / docs / StarChild / questions / question20 . html http : / / spiff . rit . edu / classes / phys301 / lectures / false_color / false_color . html https : / / en . wikipedia . org / wiki / False_color https : / / www . spacetelescope . org / projects / fits_liberator / improc / http : / / hubblesite . org / gallery / behind_the_pictures / meaning_of_color / This page was last updated by Sean Marshall on February 7 , 2016 . Solar System Planets Color Atmosphere Matija Cuk Matija works on the orbital dynamics of the lesser moons of Jupiter and Saturn . He graduated with his PhD from Cornell in November 2004 and is now working at the University of British Columbia in Canada . | [
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http://curious.astro.cornell.edu/our-solar-system/161-our-solar-system/the-earth/day-night-cycle/3-how-does-night-and-day-work-beginner | Home Our Solar System The Earth How does night and day work ? ( Beginner ) The Earth rotated about its axis once every 24 hours , plunging about half of the globe into darkness and illuminating the other half at any one time as the Sun comes in and out of view . This is what causes night and day . This page was last updated on June 27 , 2015 . The Earth The Sun Day Night Rotation Karen Masters Karen was a graduate student at Cornell from 2000 - 2005 . She went on to work as a researcher in galaxy redshift surveys at Harvard University , and is now on the Faculty at the University of Portsmouth back in her home country of the UK . Her research lately has focused on using the morphology of galaxies to give clues to their formation and evolution . She is the Project Scientist for the Galaxy Zoo project Twitter : @ KarenLMasters Website : http : / / icg . port . ac . uk / ~ mastersk / | [
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http://curious.astro.cornell.edu/our-solar-system/63-our-solar-system/planets-and-dwarf-planets/comparisons-with-earth/263-is-there-oxygen-in-the-atmospheres-of-other-planets-intermediate | Home Our Solar System Planets & Dwarf Planets Is there oxygen in the atmospheres of other planets ? ( Intermediate ) I was just curious . . . .do the gas giant planets ( Neptune , Uranus , Jupiter and Saturn ) have at least a thin band of oxygen in the atmosphere which would make it possible to live in the sky ? ? ? ? ( floating cities ) There is only one planet where gaseous oxygen is found : Earth ! And the only reason that Earth has oxygen is because Earth has plants that do photosynthesis . There is no other natural process that we know of that will put significant amounts of oxygen into a planet ' s atmosphere . So that is bad news if you ' d like to live on another planet in our Solar System . However , it does mean that if we ever find a planet around another star that has oxygen in its atmosphere , we can be fairly confident that there is life of some kind on that planet . This page was last updated on July 18 , 2015 . The Earth Planets Extraterrestrials Atmosphere Comparisons Oxygen Britt Scharringhausen Britt studies the rings of Saturn . She got her PhD from Cornell in 2006 and is now a Professor at Beloit College in Wisconson . | [
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http://curious.astro.cornell.edu/physics/37-our-solar-system/the-moon/the-moon-and-the-earth/261-is-the-gravitational-force-exerted-by-the-earth-on-the-moon-equal-to-the-centripetal-force-acting-on-the-moon-intermediate | Home Our Solar System The Moon Is the gravitational force exerted by the Earth on the Moon equal to the centripetal force acting on the Moon ? ( Intermediate ) The moon is revolving around the earth ! Then , the gravitational force exerted by earth on moon should be equal to the centripetal force ( the force acting inwards when an object is moving in circular path ) . Is that right ? Thank you for your question , what you say is true , the gravitational force exerted by the Earth on the Moon has to be equal to the centripetal force . An interesting application of this principle is that it allows you to determine a relation between the period of an orbit and its size . Let us assume for simplicity the Moon ' s orbit as circular ( it is not , but this is a good approximation for our purposes ) . The gravitational acceleration that the Moon experience due to the gravitational attraction from the Earth is given by : a g = G ( M Earth + M Moon ) / r 2 Where G is the gravitational constant , M stands for mass , and r is the radius of the orbit . The centripetal acceleration is given by : a centr = ( 4 pi 2 r ) / T Where T is the period . Since the two accelerations have to be equal , we obtain : ( 4 pi r ) / T = G ( M Earth + M Moon ) / r Which implies : r 3 / T ) / 4 pi = const . This is the so - called third Kepler law , that states that the cube of the radius of the orbit is proportional to the square of the period . This has interesting applications . In the Solar System , for example , if you know the period and the radius of one planet orbit , by knowing another planet ' s period you can determine its orbit radius . I hope that this answers your question . This page was last updated on July 18 , 2015 . The Earth The Moon Physics Mechanics Gravity Calculations Centripetal Force Valerio Carruba Valerio is currently a Professor at the SΓ£o Paulo State University in Brazil ( UNESP ) , and he mostly works with asteroid dynamics . He went to college in Italy at the University " La Sapienza " , took his Ph . D . in Qstronomy at Cornell University , and then went to Brazil in 2004 for various pos - docs that then " evolved " into his current permanent position . More information on Valerio and his research is available at : www . feg . unesp . br / ~ vcarruba / | [
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http://customer-carenumber.com/web-service/instagram-customer-service-number/ | Instagram Customer Service Number - Help / Support No , Easy Ways to Contact February 9 , 2018 Customer Care Team Instagram Customer Service Number Instagram is a photo - sharing application by which the users can share their photos , videos and can even chat with each other . If you are facing any issues with your favourite app , just call on Instagram Customer Service Number which is accessible 24 Γ 7 . Dialing Instagram Service Support Help No is one of the easiest ways to contact with the customer care team . However , Instagram users can also visit the official website help . instagram . com and go through the FAQ section to resolve their issues . The company β s official website also helps in erasing some of the troubleshooting problems like to manage your account , login help , privacy and safety help etc . For complete information related to Instagram Customer Service Number , go through the below section of this web page . Instagram Customer Service Contact Number Instagram Customer Service Number India 1 855 630 0444 Instagram Customer Service Phone Number : 650 - 543 - 4800 Instagram Toll Free Number i844 806 1555 Instagram Customer Service Email : support @ instagram . com How To Contact Instagram Support ? If you β re a normal user , you can easily access customer care assistance by following the below placed sequence : Visit the official website help . instagram . com In the left - hand menu , press on β Privacy and Safety Center β link . After that , press on β Report Something β link . Now , press on the type of issue you β re experiencing or press on β Other Types Of Reports β link . Look for a link that says report it and fill the form . After furnishing the form , β Submit β it . Press Here To Delete Your Instagram Account Press Here To Add Instagram Account Press Here for Instagram Account and Notification Settings About Instagram Instagram is an online mobile photo and video sharing service that allows its customers to share their photos and videos on various social networking websites such as Twitter , Facebook , Flickr and Tumblr . You can not contact Instagram over the phone . Although it frustrate that you ca n β t talk to the actual person , but the fact is that they does n β t have more Instagram Customer Service Number on which you can call . Also , they do n β t even have an email address . You can contact the Instagram Customer Service centers only through Twitter and Facebook . This service was launched on October 6 , 2010 in San Francisco by Kevin Systrom and Mike Krieger was allocated through the Windows Phone Store , the Apple App Store and Google Play . Facebook had acquired Instagram service for about US $ 1 billion in 2012 . Press Here For Instagram Terms & Privacy Policy You Can Do Much On Instagram It is available for iPad , iPhone , iPod Touch and also for the Android camera phones . Instagram has become the need for visual storytelling from celebrities to teens , musicians and anyone with a creative passion . Customers can upload pictures and short video clips on Instagram , link their Instagram to other social media websites like to Facebook , Twitter , Tumblr and Flickr as well as follow feeds of other users . Best feature of the Instagram is that it allows customers to deliver images only to a particular customer or group rather than viewable to all . In December 2014 , Instagram co - founder Kevin Systrom announced that Instagram has 300 million users accessing the site per month . Get Instant Help Instagram users have to follow some basic terms of use such as you must be atleast 13 years old and you may not post violent , discriminatory or unlawful photos . Open the Instagram Help Center site on your computer by following the link help . instagram . com Get Here : Tricks to Directly Call Customer Care This website will helps you to report issues related to its services or report accounts that violate Instagram β s rules or to report problems you encounter while using the Instagram app , such as connection or crashing issues or you can find instructions for accessing an account . Note : Get latest updates related to Instagram Customer Service Number by visiting the Official Website of Instagram or by connecting with us through our web portal . Have a look on below links Why The Best Companies Have The Best Customer Care Team ? 10 Things Every Customer Really Want from a Company ? Top 10 Companies That Provide Best Service To Their Customers In 2017 Web Service permalink | [
"Instagram",
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http://customer.syspro.com/syspro-certification | SYSPRO Certification Posted by Damon Gudaitis Jun 19 , 2014 6 : 00 : 00 PM Free , Self - Serve Learning SYSPRO offers a free certification program covering all aspects of the product . Getting started is a five step process . Register for the Support Zone Download the certification application Log in to the application with your SupportZone credentials . Register as a student from the application . Register for your courses from the application and start working through the training materials More detailed documentation for the registration process is available on the Support Zone , but the process is intuitive . The registrations are processed manually , so they can take a couple of days . Your browser does not currently recognize any of the video formats available . Click here to visit our frequently asked questions about HTML5 video . Certifications and Courses There are five certifications : Administrator Product Champion Financial Distribution Manufacturing . You are free to do any course independant of the certifications . Testimonial Heather Tophen , DGA , Finance Manager at Polycorp completed the certification after Polycorp ' s previous SYSPRO administrator left the company . She had this to say about the program : " By providing the means for self - study and testing on my schedule and a certificate to take away with me at the end to prove what I did , SYSPRO Certification is empowering me in my duties at Polycorp and in my professional development as CGA . " You can read more about Heather ' s experience with SYSPRO certification in this case study Download the certification application or learn more | [
"SYSPRO Certification"
] |
http://customercarecontacts.com/contact-of-norwegian-airline-customer-service/ | Airline Contact of Norwegian ( airline ) customer service 10 Comments Contact Norwegian ( airline ) : Find below customer service details of Norwegian , including phone and email . Besides contact details , the page also offers information on the airline β s products and services . Reach the Norwegian customer service below for queries , complaints or feedback . Norwegian Head Office Norwegian Air Shuttle ASA Oksenoyveien 10A , PO Box 115 , 1330 Fornebu , Norway Norwegian Customer Service Phone : 815 21 815 ( Norway ) International Support Denmark : + 45 70 80 78 80 Finland : + 358 ( 0 ) 9 231 01 600 Germany : + 49 ( 0 ) 32 22 10 93 498 Spain : + 34 902 848 080 Sweden : + 46 ( 0 ) 770 45 77 00 Thailand : + 66 ( 0 ) 6000 35 180 UK : + 44 ( 0 ) 330 828 0854 USA : 1 - 800 - 357 - 4159 Others : + 47 2149 00 15 About Norwegian Air Shuttle Norwegian is a European budget airline that was founded in the year 2003 . The second largest in Scandinavia , Norwegian operates flights to more than 130 destinations in Europe , North Africa , Middle East and the US . Dubbed as the third largest low - cost carrier in Europe , Norwegian boasts of a fleet of some 100 modern aircraft . In 2014 , the airline served nearly 24 million passengers , thanks to the economical fares . For three years in a row , the airline won Skytrax β s β Best Low - Cost Airline in Ready to fly Norwegian ? Tickets can be booked on the website using Amex , Visa , and MasterCard credit cards . After booking , you can login online to make changes to your itinerary or add extra baggage . You can further avoid the ques by doing web check - in . If you are yet to decide on a place to stay , then Norwegian can even help you book a hotel or rent a car at your convenience . The destinations to where Norwegian operates its flights include Aalborg , Alesund , Algarve - Faro , Alicante , Alta , Amsterdam , Athens , Baltimore / Washington , Barcelona , Belgrade , Berlin , Birmingham , Boston , Budapest , Cologne Bonn , Copenhagen , Cyprus - Larnaca , Dalaman , Dubai , Dublin , Edinburgh , Florida , Geneva , Helsinki , Ibiza , Istanbul , Lanzarote , Las Vegas , Lisbon , London , Los Angeles , Madrid , Manchester , Milan , Munich , New York , Nice , Oakland , Oslo , Paris , Prague Talking of the airline β s baggage restrictions , Norwegian allows fliers to carry one carry on bag with max 10kg weight . As for check - in baggage , fliers can carry up to 20kg . LowFare+ , Flex and Premium passengers enjoy different baggage limits . Excess baggage can be booked on the website or at the airport counter . Looking to fly in class ? Premium cabin passengers enjoy lounge access , comfortable seats , excess baggage and wide choice of meals . Did we mention the inflight entertainment ? Most Norwegian flights offer Live TV and good collection of movies and TV shows . There is also free WiFi . You can use the same to enjoy Video On Demand service on laptop , tablet or phone . The best part ? You can even order and purchase snacks and drinks directly from your touch screen . If you are a frequent flier , register for Norwegian Reward through which members can earn and redeem points . Points can also be earned every time you book a hotel or rent a car . The points can be used for booking new flight , extra luggage and seat reservations . For more information or queries on payment , refund , cancellation , group booking , lost baggage or others , speak to a Norwegian customer service representative . contact norwegian airline norwegian customer service norwegian helpline | [
"Norwegian ( airline )"
] |
http://customercarecontacts.com/contact-ryanair-phones-of-ryanair-offices-in-ireland-uk/ | Airline Contact of Ryanair customer service ( phone , address ) 41 Comments Contact Ryanair : Find below customer care details of Ryanair airline , including phone and address . You can reach the below contact for new flight booking , cancellation , refund , baggage claim , cheap airfares , deals or other queries on Ryanair , Europe β s largest low - cost carrier . Besides contact details the page also offers information and links on services of Ryanair . Ryanair Head Office Ryanair Corporate Head Office Dublin Airport Co . Dublin Ireland Ryanair Customer Care Customer Service Department PO Box 11451 Swords Co Dublin Ireland Fax : + 353 1 812 1676 Ryanair Reservations ( International ) + 44 871 246 0002 Ireland 0818 30 30 30 1550 92 70 30 UK 0871 246 0000 0905 566 0000 Germany 0900 116 0500 0900 116 0600 Austria 0900 210 240 0900 420 211 France 0892 780 210 0899 194 74 Belgium ( Francais ) 0902 33 660 0903 88 660 Belgium ( English ) 0902 33 600 0903 88 600 Netherlands 0900 04 00 860 0900 04 00 856 Italy 895 5000 020 899 898 241 Spain 00 44 871 2460011 807 110 182 Sweden 0900 100 0550 0900 100 0750 Switzerland 0900 808 001 0900 999 002 Norway 820 040 02 820 750 04 Finland 0600 301 334 0600 301 335 Poland 0703 303033 0703 703007 Book Flight To book a flight on Ryanair click here Flight Status To check Ryanair flight status online click here Flight Schedules To check Ryanair flight schedules online About Ryanair Ryanair was founded in the year 1985 and is a lost cost airline with its main base at Dublin Airport , Ireland . Ryanair operates more than 1,400 flights everyday , connecting 160 destinations across 27 countries . The airline , founded by the Ryan family , currently has about 44 bases . As a matter of fact , Ryanair is Europe β s largest low - cost carrier . To read more visit the website at www . ryanair . com . Destinations β Ryanair flight destinations include Austria , Belgium , Bulgaria , Croatia , Denmark , Estonia , Finland , Greece , Italy , Malta , Lithuania , Portugal , Netherlands , Norway , Poland , Germany , Romania , Slovakia , Spain , Sweden , UK , Latvia and more . contact ryanair contact ryanair ireland contact ryanair uk ryanair customer service ryanair office ryanair phone ryanair support | [
"Ryanair",
"customer service"
] |
http://customercaresite.in/indigo-customer-care/ | Indigo Customer Care : Indigo Airlines Toll Free Number and Email Id October 6th , 2016 Dean Zulji 24 Comments Indigo Customer Care Number Searching for Indigo customer care toll free helpline numbers ? If Yes ! Then you are at the right place and website . We are pleased to inform you that we are here not only providing the customer care number of Indigo but of all other airlines and important services like Banks , Courier , IRCTC toll free number , etc . Indigo as does n β t require any introduction is the India β s largest Airline as it carries 39 % of the total Indian Passengers . It was established in 2006 with headquartered at Gurgaon , India and has its primary hub at Indira Gandhi International Airport , New Delhi . The airline operates 818 daily flights to 40 destinations in India and abroad and is also the second largest low - cost carrier in Asia . Keeping the popularity and maximum passenger carrying share it is important for us as well to share all the important contacts and toll free numbers to our users so that they can easily fetch all the relevant information about flight , reservation , cancellation and many more other facilities being provided by the Indigo Airlines . With the help of this number you can book your flight or know the status of the same . Indigo toll free numbers serves as very useful source of getting information for the frequent fliers . You can make your journey happy and convenient by consulting the customer care number of Indigo Airlines as it saves your energy by allowing you not to travel window to window for different information . You are free to use the below given contact numbers to book your seats . Customer support of this airline is available round the clock i.e. , 24 Γ Indigo is known for its cheapest air fare . If Indigo has achieved such a huge success in this short time span is only because of its fare . Indigo has totally changed the market of air travel and has also compelled others to reduce the fare . Travelling by air first seems impossible for the middle class people has been made possible only because of Indigo . Indigo Customer Care Toll Free Number The toll free numbers are quit cited now a days by the passengers for making tons of queries and if it is available free of cost then it is quite good . If the passenger has a lots of inquiries then these numbers save your call charges . The number given below is toll free and can be called anytime and from anywhere in India : + 91 - 99103 83838 By Calling on this number you can get information regarding flight availability . Also , you can check your booking status and flight arrival and departure timings . Also read : HDFC customer care number Indigo Contact Number Find below the Indigo customer care numbers . + 91 - 99 10 38 38 38 + 91 - 124 - 6613838 Indigo Customer Care Helpline Number for All Regions Also use the numbers listed below for contacting regional offices of Indigo Airlines Region / City Indigo customer care Numbers Ahmadabad ( 080 ) β 2221 9810 / 2212 6879 or 91 - 80 - 25223344 Bhubaneswar 91 - 674 - 2596300 , 91 - 674 - 2596322 Chennai ( 044 ) β 6527 2262 / 6527 2272 New Delhi / NCR + 91 124 3376000 , 011 β 4351 3185 / 4351 3186 / 91 9910383838 Dibrugarh 91 373 82755 Cochin 402 9316 / 235 9040 Goa ( 0832 ) 6650312 / 6650313 Guwahati 99544890345 Kolkata 033 β 4003 6208 or 2287 1119 Mumbai 022 β 220 27083 Hyderabad 040 β 2321 1635 Pune 020 β 2605 0961 or 2612 1744 Other than the above given numbers , Passengers can also visit the official site of Indigo and chat with the customer care representative . Please share this Indigo customer care number as much as possible among your friends and relatives who used to fly frequently from one place to another . I hope they will also find our website and these numbers very useful as it will save their time and energy but will also save their money . Everyone is requested and most welcome to visit our site customercaresite . in and can find all the important numbers and customer care information . FILED UNDER : Uncategorized | [
"Indigo Customer Care",
"Indigo Airlines"
] |
http://customers-service.center/brands/eastlink | Eastlink Home , Internet and Telephony Cable and Satellite Television providers http : / / www . eastlink . ca 9024 842 806 Customer Service 9024 842 806 Eastlink is a Canadian telecommunications and cable company owned and operated by the Bragg Group . It was founded in 1970 and currently has over 1600 employees . The company provides cable television , advertising services , internet service and home phone services to residential , government and commercial customers across Canada . Eastlink provides its services to customers in Ontario , Quebec , Alberta , Manitoba , British Columbia and Bermuda . The company has been recognised as one of the 50 best manages companies . Important info : The service offered by customer - service . center is independent of the brands listed in this directory . Customer - service . center bears no association to any of the brands listed Service users must be over the age of 18 , and the bill payer of the phone in which the call is being placed . Customer - service . center phone directory is updated and expanded on a daily basis . We specialize in providing phone numbers that are difficult to obtain , allowing you a quick and easy way to acquire non - premium numbers , thus saving you money and time on your call to Eastlink . Service quality 0 % Rating 0 5 Comments 0 Visits 4308 Leave your comment 250 Remaining characters 1 Rating of Eastlink s customer service 1 2 3 4 5 2 Are you satisfied with Eastlink s customer service ? Yes No 3 Comment | [
"Eastlink"
] |
http://customers.hbci.com/~wenonah/min-def/potato.htm | Color Pictures of Mineral Deficiencies in Potato Complete mineral nutrient Growth normal ; foliage healthy green color . Nitrogen deficiency Growth severely restricted , few stems ; yellowing of older foliage . Phosphorus deficiency Growth thin , few stems ; leaflets marginal scorch , older leaves shed . Calcium deficiency Growth fairly good ; bushy appearance ; young leaflets small , slightly chlorotic , forward roll and marginal scorch . This plant failed to form tubers of appreciable size . ( see Plate No . 160 Magnesium deficiency Growth fairly normal ; foliage slightly pale ; older leaflets develop central necrosis , turn yellow or brown and wither prematurely . Potassium deficiency Growth tends to be squat and bushy ; leaflets bluish green and slight intervenal chlorosis , marginal scorch and brown spots on under surface . Nitrogen deficiency Right : nitrogen deficient leaf , pale green and yellow tinted , contrasted with left , normal green leaf with ample nitrogen supply . Phosphorus deficiency Leaflets , lustreless green , marginal scorch and forward curling of margins . ( cf . Plate No . 164 , potassium deficiency ) Calcium deficiency Acute deficiency condition . Shoots become thin ; leaflets of terminal leaves small , margins chlorotic , incurled and may develop faint pink tints or necrotic brown spots or scorch ; tips of leaflets die . Field plant . Bushy growth habit , thin shoots , small terminal leaves and scorched leaflets . Field view showing calcium deficiency induced by heavy potassic manuring on acid soil . Left foreground : no potash ; plants bushy and squat , due to potash deficiency ; Right foreground : heavy potassic manuring ; plants tall , leaves rolled due to calcium deficiency . Top : calcium omitted , tubers dwarfed and useless ; bottom : complete mineral nutrient , tubers normal . Magnesium deficiency Central intervenal necrosis pattern . Field view . Leaves pale green , central intervenal chlorosis followed by necrosis and withering . Potassium deficiency " Bronzing " due to brown spotting , and scorching of leaves . Leaflets bluish green , slight intervenal chlorosis and backward curling of margins ; intervenal spotting , marginal scorching . ( cf . Plate No . 156 , phosphorus deficiency ) Iron deficiency Young leaver strongly chlorotic ; veins may remain green ; margins and tips brown patches . Iron and Potassium deficiencies Young leaves chlorotic due to iron deficiency ; older leaves brown spotting and scorch due to potassium deficiency . Manganese deficiency Leaves from near tips of shoots still green , but showing characteristic brown spotting , mainly along veins . Manganese deficiency Field view . Stunted growth and dying of haulm at tips ; leaflets of young leaves small , slightly chlorotic and strong forward curling of margins . Manganese toxicity ( soil acidity complex ) Severe toxicity . Necrotic lesions on leaves , mainly along veins and on petioles and stems . Boron deficiency Growth stunted ; growing point killed ; leaves dull grayish green , changing to yellow before dying off . Boron toxicity and magnesium deficiency Boron toxicity shown by narrow brown rims on leaflets ; magnesium deficiency by intervenal necrosis and withering . Chloride injury Leaflets of terminal leaves slightly chlorotic , margins scorched and turned forward . Potato Plant in Sand Culture Growth Normal ; foliage healthy green color . Potato Plant in Sand Culture Growth small and single thin shoots ; upright habit ; leaves pale green color . Growth small and shoots thin ; upright habit ; leaves slightly pale , with forward roll and scorched margins ; defoliation of oldest leaves . Growth fairly good ; young leaves chlorotic , forward roll and marginal scorch . This plant failed to form tubers of appreciable size . Growth fairly good ; foliage chlorotic and with intervenal necrosis ; death of older foliage and severe defoliation . Growth fairly good ; leaves bluish - green and intervenal chlorosis , spotting and marginal scorch present . Index Apples Barley Beans Berries Broccoli Brussels Sprouts Cabbage Carrots Cauliflower Celery Cherry Clover Flax Hops Kale Lettuce Maize Mangold Oats Onion Parsnip Pear Peas Plum Potatoes Radish Rape Rye Spinach Sugar Beet Swede Table Beets Tomatoes Turnips Wheat Top of Page The Diagnosis of Mineral Deficiencies in Plants by Visual Symptoms Color Pictures of Mineral Defeciencies in Plants β 1943 Using Hydroponics to Understand the Earth ' s Life Processes on the Atomic Level The Tortoise Shell Hydroponic Reference Center Understanding Colloidal Suspensions Plants need to absorb what you feed them . " The Art of Healing Ourselves " Only You can bring Good Health and Healing into Your Body . Tortoise Shell Life Science Puzzle Box Front Page View this page Full Frame | [
"Potato Plant",
"Mineral Deficiencies"
] |
http://customers.hbci.com/~wenonah/new/allergy.htm | Many of you have one of those little air filters that you have thrown in to a dusty corner after you decided they were n ' t doing anything and the replacement filters were costing way too much . Well , It ' s time to drag them out again , throw away the original filter and wash them off . I first put this little scheme together for a cousin who was very sensitive to animal dander . It simply consists of a Filtrete β’ furnace filter placed on the floor in a corner of the room . β ( Since most sizes cost the same , acquire the largest size that will fit in your space . ) I then cut a triangular piece of cardboard to form a top β ( It does n ' t need to be an equal - sided triangle . ) β and cut a hole in it to accommodate the filter / fan . I then taped the fan assembly and filter to the cardboard . In only a few days , you will notice a very impressive amount of dust and dander trapped on the filter . I do n ' t recommend taping the assembly to the wall since most tapes will leave adhesive behind or pull off paint when removed β ( Masking tape and duct tape are particularly bad offenders . ) You can obtain a couple of picture hangers that have a special adhesive that is designed to come off without marring the paint surface to hold the assembly in place . A small crack between the assembly and the wall really wo n ' t make much difference . In my cousin ' s room , we used a large over - stuffed chair to hide the assembly . We made sure that the chair did n ' t block the air flow . With a little imagination , I ' m sure you can come up with a scheme to improve aesthetics in your room β ( A small Venetian blind can be used to hide the filter face . ) You can run many variations on this basic idea . You can use cardboard to create a complete enclosure , or if you or a friend has a wood working shop , you can get quite fancy with very little effort . You could even make a little table that fits into your corner that has the filter unit built in . If you do n ' t have an old filter unit to provide you with a fan , you can stop by a computer shop and ask for a fan from a other - wise burnt - out computer power supply , and run this with a 12 volt DC wall transformer that you might have laying around from an old toy . If you decide to buy a fan , I would recommend a small squirrel - cage blower , since these perform better with input restriction than a blade fan will . Make sure it is a very quiet model since some can be quite noisy . Also remember , just because the filter looks dirty does n ' t mean its not working properly . The filter should be replaced when the air - flow has been reduced by about 25 % , or once or twice a year if you have a large filter and a strong blower . If you use a blade fan , do n ' t use a " pre - filter " or anything else that might restrict air flow . The technique of using a pre - filter only works when a squirrel - cage blower of sufficient power is used . Since children spend a lot of time on the floor , here are some important considerations to help motivate you to install one of these for your child ; Toxic dust , dander , mold spores , pollen . . . tends to settle toward the floor . It is often cooler near the floor by several degrees or more . A number of toxic gasses are heavier than air and also settle to floor level . And as we said before , a flow of air in the room reduces the concentration of " out - gasses " around the child that come from furniture and toys . Always take some regular time to look at your living environment from your child ' s point of view . Lay on the floor , sniff the air , feel the temperature , and most of all , look for hazards that might be within the reach of your little ones . What are food allergies ? The term " food allergy " often defines a variety of adverse physical reactions to foods . A true food allergy is an abnormal response of the body ' s immune system to certain foods or food ingredients . For some people , eating even a little of the offending food can cause a life - threatening reaction . Less sensitive people may be able to tolerate small amounts of the food to which they are allergic . One of three people believes he or she has a food allergy , yet only about 1 % of adults suffer from What is the difference between a " food allergy " and a " food intolerance ? " Unlike a food allergy , a food intolerance does not involve the immune system . However , the physical symptoms of a food intolerance , such as intestinal discomfort , can resemble those of a true food allergy . For this reason , a food intolerance reaction may be easily confused with an allergic reaction . It is important that the symptoms be evaluated and diagnosed by a board - certified allergist . What are common symptoms of food allergies and intolerances ? Physical responses to allergic food substances include : Skin reactions : swelling , hives , rashes . Nose / lung reactions : nasal congestion , asthma . Stomach / intestinal reactions : nausea , diarrhea , gas . Symptoms can develop immediately , within two hours , or may appear one to two days after eating a food . Persons who believe they have experienced an adverse reaction should seek medical evaluation . Many typical symptoms could be caused by other illnesses such as the flu or food poisoning . The most severe type of food allergy reaction is called anaphylaxis ( an - a - fi - LAK - sis ) . This reaction can occur within moments after eating the offending food , and typically involves several parts of the body . Symptoms may include hives , difficulty breathing , and loss of consciousness . Without immediate medical attention , death may occur . Common foods that cause anaphylaxis are peanuts , nuts , eggs , and shellfish . What foods commonly cause food allergies ? In adults , common allergic reactions are caused by fish and shellfish , peanuts and nuts such as walnuts or pecans , and eggs . In children , common food allergy culprits are milk , egg , peanuts , wheat , and soy . Diagnosing a food allergy requires a physical examination by an allergist who may recommend you consult with a registered dietitian to help you manage your diet . What might cause a food intolerance ? People may react adversely to foods for a number of reasons , including : Digestive and other physical conditions can mimic food allergy symptoms . An enzyme deficiency , such as when the body can not digest lactose ( a milk sugar ) often produces symptoms of gas , cramps , and bloating . This is known as lactose intolerance , and is not a milk allergy . Sometimes natural substances in foods such as wine , fish , and cheese may cause allergy - like symptoms . Food additives are rarely linked with food intolerance reactions . Sulfites , a preservative , are safe for most people , but can be dangerous for a small number of severe asthmatics . According to the Food and Drug Administration ( FDA ) , the flavor enhancer monosodium glutamate ( MSG ) is safe for the vast majority of people . Some people have reported mild , short - term symptoms after consuming MSG , but under clinical testing , people were no more likely to respond to MSG than to a placebo . What can I do to help manage my food allergies ? Once a true food allergy has been diagnosed , strict avoidance of the offending food is the only treatment . To do this , read food labels carefully and consistently . For additional information , contact the food company . When eating out , ask about ingredients and how the dish was prepared . Ingredient substitution is a useful skill for the food allergy sufferer . A registered dietitian can guide you toward appropriate food substitutions . Specialty food product suppliers can provide product suggestions . For more information The American Dietetic Association / National Center for Nutrition and Dietetics Consumer Nutrition Hotline . For food and nutrition information or for a referral to a registered dietitian in your area , call 800 β 366 β 1655 . For customized answers to your food and nutrition questions by a registered dietitian , call 900 β CALL β AN β RD ( 900 β 225 β 5267 ) . The cost of the call will be $ 1.95 for the first minute and $ .95 for each additional minute . American Academy of Allergy and Immunology 24 - hour Physicians ' Referral and Information Line , 800 β 822 β 2762 . This organization will provide you with a list of allergists in your area , as well as general information on food allergies , other allergies , and asthma . The Food Allergy Network 4744 Holly Avenue Fairfax , VA 22030 703 / 691 - 3179 This consumer - based group produces a newsletter and several publications related to food allergies . American Allergy Association P.O. Box 640 Menlo Park , CA 94026 Send information on your allergy , along with a self - addressed envelope and two stamps and you ' ll receive information tailored for you . This fact sheet is supported by a grant from Ajinomoto U.S.A. , Inc . Β© 1994 ADAF . The ADA does not endorse the products or services of any company . Reproduction of this fact sheet is permitted for educational purposes . Reproduction for sales purposes is not authorized . Lactose Intolerance Lactose intolerance is the inability to absorb lactose - the predominant sugar in milk - into the digestive system . If lactose is not absorbed properly , it ferments and this results in abdominal pain , a bloated stomach , diarrhea , and many other more subtle symptoms . Most adults in northern Europe and North America are able to absorb lactose . However , the majority of the world ' s population is lactose intolerant . Lactose is a disaccharide , which means that it is composed of two other sugars bound together . In order for lactose to be absorbed , it must be split into those two smaller sugars . This split is performed by an enzyme called lactase , which is present in the lining of the small intestine . If the levels of the lactase enzyme are low or absent , then that splitting does not occur . The lactose is fermented by the bacteria in the large intestine and this produces excess gas and stomach rumbling and leads to diarrhoea . Lactase activity is high in babies and declines as the amount of milk in the diet decreases . Some people may have very low lactase levels but not have any symptoms . This is because some bacteria , such as acidophilus , can split the lactose sugar and in the process gain their needed " life energy " . Acidophilus ( Lactobacillus bulgaricus ) is the bacteria that is responsible for turning milk into Yogurt , and " active culture yogurt " is not pasteurized after being inoculated . This means that this type of yogurt is a very good source of these " Friendly Bacteria " . Eating a spoonful at a time is a good way to culture these bacterial in your stomach and intestine . Friendly bacteria can help keep the " bad guys " under control mainly by competing for space and food . However , some strains give off substances that attack harmful bacteria and strains of fungus directly . Most stomach and intestinal ulcers ( duodenal ulcers ) are caused by an aggressive bacteria that imbeds itself in the wall lining . Inoculating one self with " Friendly Bacteria " is one defense strategy that helps to keep " Helicobacter pylori " ( the bad guy ) from gaining a foot - hold in your system . You must remember , that when you take an antibiotic you kill not only the bacteria that is causing your system harm , but also in the process , you kill - off any friendly bacteria that might be in your body . So , you must always remember to reintroduce friendly bacteria into your body after the antibiotic has done its job . I became extremely sensitive to lactose after taking an antibiotic , and it took me considerable time and many painful experiences to figure out what had happen . I worked first with lactase which works very fast and can be taken a short time after accidently ingesting something with lactose . And then later with Acidophilus , which needs to be build - up in your system before you can eat something like butter with a high lactose content . I am still unable to tollerate milk protien , but I can eat butter β milk fat and milk sugar β without any effects as long as I maintain a healthy Acidophilus population in my body . There are many different varieties of corn ( Maze ) most certainly over a hundred . I have experienced considerable differences in my personal investigations . I learned about my milk intolerance by first fasting from milk products for two weeks and then drinking a glass . That produced a very severe reaction that lasted for days . Accidents and additional " challenges " also produced severe reactions for several years until finally , my body cleansed itself to the point where I can now tolerate a little milk protein at a time . When I finally came to the realization that I still had other unresolved environmental issues , I opted for a less painful road and went to an allergist . So began another chapter in my life ; " Living Without Corn " β Me having Native American Blood , unable to digest corn ! Doing without did increase my health and sense of personal well being significantly . But again , I pulled dramatic reactions from " accidental " ingestion . Some of you might remember a TV commercial where a man was sitting at a table enjoying a bowl of soup when the lights go out . We then hear snoring and when the lights are restored we see him passed out with his head immersed in the bowl of soup . This is the comic version of the type of reaction I experienced , only I usually had time to make it to the floor before I would become semi - unconscious for twenty minutes or more . This reaction could be brought on by consuming gravy made with Atending parties became a bit trying . A seemingly endless number of party treats are made with corn and the temptation to have " just a few " was always there . However , it does n ' t take long to learn that it is best to " Just Say No ! ! ! " Bodies can repair themselves if given a chance and I was learning that my reaction to milk protein was greatly dimishing as my body continued to cleanse itself . This started me thinking ; " Might my reaction to corn be lessening also ? " OK Let ' s have just a few party treats . Well , that is when I learnt that there was a BIG difference between the different species of Maze . On a scale of one to ten , Blue Corn rated about one hundred ! ! ! I classified Pop Corn at about a one . Nibble β Nibble Everyone is potentially different , so you will have to check things out yourself . Powdered sugar is about 5 % corn starch β used to make frosting . Some Baking Powers contain corn starch . Medications use corn starch and lactose as fillers and binding agents . Egg Drop Soup , Gravy , . . . I use Potato Starch , Wheat Flower , Tapioca ( Made from the root of cassava plant ) and arrow root as thickening agents depending on what I am preparing . Allergic to chemically colored and highly sugared antihistamine medications ? [ I am . ] If you can tolerate citrus , you can make your own antihistamine with built - in vitamin C . Cut untreated orange peels Into strips and soak in apple cider overnight . Drain , cover with raw , unfiltered honey and cook until honey is almost evaporated and the peels are " candied . " Refrigerate . Eat a strip or two at a time to clear nasal passages . Citrus peels supply bioflavinoids , a vitamin - C factor not found in commercial juices . Migraine sufferers studied by Jean Monro of the National Hospital for Nervous in London , England , had an average of three of these foods in their diet . Eliminating them brought relief to many in less than two weeks . Allergies tend to cause fluid retention . Do n ' t get your vitamins A and B from the supermarket if you ' re allergic . The B vitamins you ' re taking to cope with your allergies commonly contain large amounts of corn , brewers ' yeast and sugars derived from beets , corn or cane . Lactose ( milk sugar ) is a common ingredient . Be your own allergy sleuth . Make a list of the foods you eat every day β or at least once every three days β and single out those you enjoy most . Totally eliminate them one at a time for four or more days . Then reintroduce each food unaccompanied by any of the others . If you receive a bad reaction to something , especially if it reproduces symptoms you ' ve had in the past , it is usually the one to which you are allergic . Sprout your favorite food and you may not have to do without it . Sprouting beans , wheat , corn , rice and even nuts often reduces their allergy - producing potential . Acutely allergic to gluten ? Have a banana . Banana sugars , because of their easy accessibility to the body , are useful for lessening and controlling the effects of Coeliac Sprue disease ( gluten allergy ) . Bananas are also a good source of blood pressure - normalizing potassium . A hangover maybe nothing but an allergic reaction in disguise . Do n ' t think so ? Try this test : The next time instead of drinking an additional drink of what did you in , take a bit of food made from the same fermentable food substance present in the alcoholic beverage . For instance , eat rye toast if it was rye whisky . Take a slice of whole - wheat bread if it was a blended whisky . Suck some sugar cane if it was rum . Your hangover may disappear that way , and you ' ll recognize that you have an allergic addiction to that food . Pregnant ? Do n ' t pass your allergies on . A mother who consumes large quantities of a certain food can sensitize her baby . Such newborns often develop allergic reactions for the first few months after birth . If you ' re very allergic , eat very few processed foods . It could be cocoa beans that are making you restless as a jumping bean ? According to Doris Rapp , allergist at the Meyer Memorial Hospital in Buffalo , N.Y. , tests of hyperactive children showed that more than 70 % had allergies and 50 % improved in one week or less on a diet that excluded cocoa , eggs , wheat , corn , sugar and milk . Need hypoallergenic bedding , a couch without chemical fixtures , a pillow that wo n ' t make you sneeze ? Call the Human Ecology Research Foundation in Dallas , Texas ( 214 ) 620 - 0620 . Are you allergic to your house ? Common allergies include dust , feathers , plastic , carpet chemicals , a moldy basement , bathroom vaporizers , mattress stuffing and , of course , pets . Do n ' t get your vitamins A and B from the supermarket if you ' re allergic . The B vitamins you ' re taking to cope with your allergies commonly contain large amounts of corn , brewers ' yeast and sugars derived from beets , corn or cane . Lactose ( milk sugar ) is also a common ingredient " Often the state of the food can make a difference in the allergic individual ' s ability to tolerate it , " says Claude Frazier . " Cooked food , for example , is less likely to cause a reaction than raw food . And , oddly enough , food on the stale side is less likely to produce symptoms than very fresh food . " " I ' m a realist , as long as the profit is in the treatment of symptoms rather than in the search for causes , that ' s where the medical profession will go for it ' s harvest . " β Arthur F . Coca , M.D . Food Allergies : ( sensitivities β intolerance ) are a concern for everyone . The reason is that the * celiac disease type changes they cause in your intestine will prevent the absorption of essential nutrients that are required to keep your immune system , as well as your various organs , in tip top working order . Many of the maladies caused by food allergies are not a direct cause but rather an indirect cause by cutting off the flow of essential raw materials necessary for your body to repair itself . A list of symptoms of food allergies could fill about 80 % of " dyslexic " children are really suffering from food allergies and / or sugar sensitivity . These food sensitivities create learning disabilities that " mimic " organic disease . Food allergies should be seriously investigated and dealt with if these children are to have a fair shot at a normal life . Allergic " shiners " " geographic " tongue are red flags . Food allergies are caused by incompletely digested proteins ( polypeptides ) getting into your blood stream ; this happens to the fetus through the placenta ( i.e. cystic fibrosis , celiac disease , etc . ) , to the nursing baby through the breast milk and to the rest of us when our digestive system is not working perfectly ( i.e. stress , aging , etc . ) . The diagnosis and identification of specific food allergies takes quite a bit of work on your part to identify but it is worth the effort as it will add 10 β 20 years to your life and make an enormous improvement in your quality of life . The easiest way to identify food allergies in yourself is the Coca Pulse Test . To perform this test , you learn your base pulse rate then eat a single food ( i.e. milk only , wheat only , etc . ) and check your pulse 15 , 30 , and 60 minutes after you eat the single food item ; an elevation in pulse rate of more than ten beats is an indicator that you are allergic to that food . You must be serious and aggressive at this project because it takes time and effort β after you get cancer , it is a little late to realize that you spent more time working on your lawn ' s health that you did on your own ! ! ! A second method of allergy diagnosis that can be used in conjunction with the pulse test is the diet diary ; this is especially useful when emotional symptoms and headaches are associated with food allergies . First , you eat a single food ( do with pulse test ) noting the time on a pad of paper , then record emotional symptoms and / or headache with the time ; the symptom will appear within minutes to a few hours [ or longer ] of ingesting the offending food ( this includes hyperactivity and dyslexia ) . Do a six - hour GTT ( glucose tolerance test ) as almost everyone with food allergies has hypoglycemia because the celiac changes in the intestine prevent the efficient absorption of chromium . Treatment of food allergies includes religious use of the base line nutritional supplements ( be sure to use hypoallergenic supplements β no corn ( starch ) , wheat , soy , egg or milk ( lactose β whey ) , avoid vaccinations that have egg , blood or beef origins . Vitamin C should be taken to bowel tolerance levels ( 5,000 mg minimum ) ; Vitamin A at 300,000 IU per day as beta carotene ; Bioflavonoid at 150 β 300 mg per day ; Zinc at 50 mg t.i.d ( t.i.d. = three times each day ) ; Essential fatty acids at 5 grams t.i.d. ; Selenium at 200 mcg t.i.d. ; Chromium at 50 β 200 mcg t.i.d. ; Betaine HCL and pancreatic enzymes at 75 β 500 mg t.i.d. ; 15 β 20 minutes before meals ( read labels β some need to be chewed ) ; It takes up to 90 days to repair the intestinal injury ( the good news is that repair will take place even if you are 100 years old ! ! ! ) . IV hydrogen peroxide speeds up the healing process . A third way to test for food intolerances is to strictly fast from the suspect item ( i.e. milk ) for 10 β 14 days and than have a large glassful . This was very convincing ( and traumatic ) for me causing me to totally avoid milk products for many years . It was so convincing and traumatic that I recommend a forth method ; See a specialist ! ! ! ! " Allergies and Associates " on Tenth Street in La Cross , Wisconsin specializes in food intolerances , as well as allergies β 800 β 950 β 9740 . It is best to adhere to a program of strict avoidance of the offending substances to allow your system to heal . With a few years of abstinence , your system will be able to tolerate small amounts of the substances making life a bit easier . * Celiac Disease : ( gluten enteropathy , non - tropical spruce ) is perhaps the most underrated disease in America today . Celiac disease is characterized by a loss of villi ( finger - like projections ) from the small intestines and a scaring of the supportive tissue which effectively reduces the absorptive surface by as much as 70 % . Classically celiac disease is caused by wheat gluten sensitivity , thus " gluten free diets " . If this change was limited to wheat only , it would be of small consequence because it is easily recognized , however cow ' s Celiac disease is , therefore , the basic cause of many diseases including diabetes ( i.e. , malabsorption of chromium and vanadium ) , cancer ( i.e. , malabsorption of zinc , and vitamin A and selenium ) , and muscular dystrophy and cystic fibrosis ( i.e. , malabsorption of selenium in the pregnant mother resulting in damage to the fetus ) . Diagnosis and treatment of celiac disease includes using the pulse test for allergies especially wheat , cow ' s milk and soy products and eliminating and / or rotating the offending allergen β it takes 90 days to repair the injured gut which means there is great hope if you take the effort to see if , in fact , you are sensitive to wheat , cow ' s milk or soy . Mayo Clinic finds that the body ' s fight against fungus irritates nasal passages . By Maura Lerner β Star Tribune Staff Writer Researchers at the Mayo Clinic say they have found the cause of most cases of chronic sinus infection , which affects 37 million Americans . The culprit : fungus . The researchers discovered that the body ' s attempt to fight off fungus in the nasal and sinus membranes can backfire in sensitive patients , irritating the nasal passages and causing the problem . They said the research could pave the Nay for the first effective treatment for sinusitis , a chronic inflammation of the membranes that causes headaches , runny noses , nasal congestion and loss of smell . Although antibiotics and over - the - counter decongestants are widely used to treat the condition , they have been ineffective . " Medications have n ' t worked for chronic sinusitis because we did n ' t know what the cause of the problem was , " said Dr . David Sherris , the clinic ' s lead researcher . Sherris and his colleagues discovered fungus in the nasal passages of 96 percent of the 210 patients they studied with chronic sinusitis . Their report appears in this month ' s issue of Mayo Clinic Proceedings . The researchers also said that , with discovery of the cause , the prospects for a treatment that actually works now appear brighter . Toxic Mold Information At one time it was thought that bacteria or viruses were responsible for many of the health problems within buildings . Today , many home and workplace - related ailments are now being properly attributed wholly or , in part , to fungi and mold . Allergy and Alcoholic Addiction William H . Philpott , M.D. ( Psychiatrist ) Several years ago ( Rinkle , Randolph , Zeller 1951 ) observed that food allergies could change from the immediate reaction to that of a delayed reaction occurring several hours or days later . The delayed reaction could be temporarily relieved by eating again the food to which the person is allergic . This was given the term " masked food allergy " . The evidence that masked food reactions are indeed allergic in nature can be demonstrated by withdrawing the food for five days and feeding it as a single meal on the fifth day . Later Randolph ( Randolph ) applied the term " addiction " to the masked food allergy . It seems evident that allergy and addiction are the same thing , but have been described as separate phenomena simply because of the difference in the timing of symptoms . Allergic reactions occur within seconds , minutes , or at maximum about two hours after contact with the allergic substance , whereas the addiction reaction develops as a delayed withdrawal symptom at varied time intervals in terms of hours or days . Minor withdrawal symptoms may begin at two or more hours , CONCLUSIONS : 1 . In the majority of cases the strongest driving force in maintaining alcohol addiction is an allergy to foods from which the " alcohol " has been made . 2 . A minority of alcoholic addictions are maintained by alcohol ' s ability to give temporary relief to allergic reactions unrelated to the foods from which the alcohol is made . 3 . A total understanding of the alcoholic must consider conflict , interpersonal relationships , personality development , and so forth . However , when an attempt is made to weigh the varying strengths of the driving forces behind maintaining the alcoholic addictions the evidence places allergic reactions as the strongest driving forces . 4 . Allergic reactions are caused by chemical defectiveness , which can be either inherited or developmental . The more defective the person ' s chemistry the more likely there is to be allergic reactions ( or similar hypersensitive , toxic , or idiopathic reactions ) . 5 . The alcoholic needs to stop using his favorite alcohol because he is allergic to foods from which the alcohol is made . He also would not use these foods to which he is allergic since eating these foods will maintain an addiction to these foods , thus maintaining a driving urge to use alcohol . After three to four months abstinence from these allergic foods it can sometimes be returned to the diet with a frequency no greater than every five days without evoking an allergic reaction . Some will have allergic reactions to a food no matter 6 . The role of allergic - addictive forces other than that involved , as a food addiction to foods in the favorite alcohol must be taken seriously . The desire to use alcohol for relief can be maintained by such seemingly unrelated allergies . High on the list are allergic - addictive reactions to tobacco , coffee , cola , chocolate , but may also be what may appear to be an innocent favorite food such as milk , wheat , or corn , and can indeed be any food or chemical to which the person has a chemical 7 . The origin of the " dry drunk " symptoms are due to allergic - addictive reactions to foods or commonly met chemicals for which the person has a specific intolerance . 8 . Besides honoring the specific allergies there also needs to be an honoring of any disturbed nutritional imbalance or metabolic errors . Laboratory procedures are making it increasingly possible to make such determinations . 9 . Frequently - evoked responses do become learned . These highly learned responses serve as a driving force behind the desire to continue the use of alcohol . These can best be dealt with by behavioral therapy techniques . | [
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http://customerservicenumberinfo.com/cox-customer-service-phone-number/ | Cox Customer Service Phone Number : 1 - 800 - 234 - 3993 By service | 16 / 05 / 2017 0 Comment Customers expect richer experiences when they come into our contact and richer experiences come by providing the healthy services . Our philosophy is to continually meet and exceed your expectations which can enable our brand a higher efficiency . This page contains all the vital information which can solve all your issues related to our products and services . Here , you will find Cox Communications customer service number support phone number , toll free helpline numbers , E - mail address , social media profiles , and corporate office address . These details will come in handy with your complaints , queries , and other issues . Cox Customer Service Number Our Cox Communication team is fully empowered and equipped to provide our full support to our customers and seeking that in mind we have provided our customer service number s so that you can contact us regarding your issues . We have also detailed the information related to banking services . Cox Customer Service Number [ Sales ] : 1 - 866 - 961 - 0027 ( Online ) 1 - 866 - 961 - 0027 ( Local ) In order to get new services , upgrading the services and asking questions regarding your pending orders you can call on our numbers . Cox Customer Service Number [ Support ] : 1 - 800 - 234 - 3993 In order to check your balance , make a payment or get a technical support for TV , Internet and Phone services you can call on our number . Cox Phone Number Our Company is also providing some special accountable services through which our customers can enjoy our product .Through our product you wo n β t have to deal with remote decision - making delays often experienced in other companies . Total accountability is rightly next door . Move My service : 1 - 877 - 620 - 2098 We have made the process of Moving very easy .So , if you want to move your service from old address to your new address you can request online or call us . Homelife Phone Number : 1 - 877 - 404 - 2568 Cox Homelife is also available for homelife customers . Call us in order to report a problem , inquire about billing , purchase the additional equipment . Home Networking Support : 1 - 855 - 766 - 9812 Home Networking is free for certain Internet customers . Cox High Speed Internet customers renting Wi - Fi modems can receive limited over the phone assistance with basic home networking issues . Tech Solution : 1 - 877 - 832 - 7658 Get live , expert advice and technical resolution for PC crashes , virus removal , advanced home networking and more along with technology training and education . Cox Head Office Address Office Address β Cox Communications , Inc . 6205 - B Peachtree Dunwoody Road NE Atlanta , GA 30328 Cox Communications Payment Mailing Address : Cox Communications , Inc . P.O. Box 78071 Phoenix , AZ 85062 - 8071 Cox Social Media Profile Facebook : www . facebook . com / coxcommunications Twitter : www . twitter . com / coxcomm Youtube : www . youtube . com / user / CoxCommTV Google+ : www . plus . google . com / u / 0 / + coxcommunications LinkedIn : NA Company Blog : NA Instagram : www . instagram . com / coxcommunications / Flickr : NA Pinterest : NA Tumblr Foursquare Social media is the best medium to get updated about companies new offers and products . You can also follow cox on the above provided social media profiles for latest updates and offers . Important Links Official Website : www . cox . com / All Contacts : www . cox . com / residential / contactus . html Internet : www . cox . com / residential / internet . html Careers : www . cox . com / aboutus / careers . html Advertisement : www . coxmedia . com / contact - us . aspx Find a Store : www . cox . com / residential / retail . html Contour & TV : www . cox . com / residential / tv . html Promotions : www . cox . com / residential / special - offers / bundles . html Newsroom : www . newsroom . cox . com / Suppliers Relations : www . cox . com / aboutus / suppliers . html Here are some official links of various departments . If you want to make account with us just sign up with the above provided links . If you want further information about Cox Communications we suggest you to visit our official website . We hope that our services has solved your problems and our information has satisfied you . You our most welcome to write up your suggestions in our comment section . You can check American Express Phone Number Category : Customer Service Number Phone Number Telecommunications Tags : Cox 24 Hour Customer Service Number Cox Customer Service Pay Bill | [
"Cox Communications",
"customer service number"
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http://customerservicenumbers.com/co-malwarebytes | Malwarebytes Phone Number Description Malwarebytes Corporate Office 356 Piercy Road San Jose , CA 95138 - 1401 USA Phone Number Phone Hint 1 - 408 - 852 - 4336 Online Support Only 1 - 408 - 852 - 4336 Online Support Only Company Website Comments out of based on 15 reviews . Sort by : Newest Most Viewed Oldest 9 / 16 / 2016 I think Malwarebytes does a great job ! ! So there ! I think Malwarebytes does a great job ! ! So there ! Lately there has been a problem updating online - - - it says my database is outdated , but when I click on the update icon , it says " unable to access update server " . ? ? ? ? Please advise as I want your service & it also says I have 254 days left on my contract . Help ! ! ! Lee Read More 8 / 30 / 2016 Malwarebytes - Have been trying to get my issue fixed for 3 Have been trying to get my issue fixed for 3 weeks . No email response . No response PERIOD WORTHLESS " Customer Service " . ALT Read More 2 / 15 / 2016 Malwarebytes - cant activateI have the key but I it gives me a cant activate I have the key but I it gives me a error code , and say ive tried to many but I copied the number from the email ? ? ? stephen 1 / 29 / 2016 Malwarebytes - I need someone to contact me about paying for ( 2 ) Anti - Malware Premium orders . I need someone to contact me about paying for ( 2 ) Anti - Malware Premium orders . ( 1 ) reference # 86047945 which is going to be renewed on Feb . 20 , 2016 . This computer is NO longer in service . Does not need to be renewed ! I ordered an Anti - Malware Premium program for my new computer on 1 / 04 / 2016 , reference # 85435895 , invoice # BKD - 73612052187 for $ 24.95 . This cost has been charged to my credit card on 1 / 04 / 2016 . Richard ( Richie ) 1 / 16 / 2016 Malwarebytes - Terrible customer support . There is no one to Terrible customer support . There is no one to call to help . Key given will not activate . Have to call cleaverbridge for help . Last time I get anything from Malwarebytes . Kat 10 / 12 / 2015 Date Rating Comment 8 / 2 / 2015 Malwarebytes - PAID Date Rating Comment 8 / 2 / 2015 Malwarebytes - PAID $ 24.95 JULY 1 . . . . .GOT A NOTICE TO RE UP SEPT PAID $ 24.95 JULY 1 . . . . .GOT A NOTICE TO RE UP SEPT 1 . .CREDIT CARD SHOWS TEL NUMBER 800 799 9570 IL . . . .WHAT IS GOING ON ? MY PHONE IS SID MILLER Read More 4 / 30 / 2015 1 2 3 4 5 Malwarebytes - I was charged twice on my credit card for I was charged twice on my credit card for Malwarebytes Premium . Sent email to Customer Service still no response . Will go to my bank and decline payment . Much better companies out there . Pissed Off ! Jerry Read More 3 / 4 / 2015 1 2 3 4 5 Malwarebytes - I have waited THREE DAYS for a response to the I have waited THREE DAYS for a response to the program NOT FUNCTIONING . I was assigned a contact individual who never responded anonymous Read More 12 / 16 / 2014 Apparently Malwarebytes is dead in the water . No Apparently Malwarebytes is dead in the water . No one there picking up the phone . CA Leeson Read More 10 / 7 / 2014 Malwarebytes - it seems as though it works , but I payed 400 bux it seems as though it works , but I payed 400 bux for the premium product , lifetime protection . Now I have slow load speeds , constant refresh to access my e - mails and a complete lack of response to these issues . Opening my home page sometimes takes up to 5 minutes , and have a terrible time even accessing my wireless network . Some options on my laptop have been disabled , accessing my personal programs have become extremely slow and loading on start - up takes WAY TOO LONG . Their response . . .send Dillinger Corporation Read More 8 / 5 / 2014 Malwarebytes - I tried the free offer . and then purchased I tried the free offer . and then purchased Malwarebytes premium . received and email with confirmation but no key or ID , Just a charge on my credit card for $ 49 . This stinks as it is now telling me I am Not protected everytime I turn on my computer with a very annoying advertisement for me to purchase and the my free trial is over . I left a message for their support team 2 days ago . Still waiting . Brenda Read More 3 / 7 / 2014 Ran the Malwarebytes scan - how do I know which companies to remove ? All Right I ran the scan . Over 700 sites came up , how do I know which to remove ? Lenny Read More 12 / 30 / 2013 Malwarebytes - Here is the actual consumer support site web Here is the actual consumer support site web address in order to contact them . . . . . https : / / www . malwarebytes . org / support / consumer / Cyntha Read More 10 / 31 / 2013 Malwarebytes - I am Dr . Wayne L . Parker , MD . I live in Moses Lake , I am Dr . Wayne L . Parker , MD . I live in Moses Lake , WA . Early morning , on 10 - 30 - 2013 . I surmised I would Purchase , " Malwarebytes " Pro . I had just recently finished the trial period , they offered . I received their email offer to provide me with a LIFETIME membership for Only $ 20 . smackers . For this Extremely Efficient Software . Hec , even a $ 100.00 , would be very reasonable . I copied and pasted the ID and license Key info into my free M - bytes program to activate and operate my " lifetime protection " software . It thanked me for activating the service . It did not change for quite sometime , so I repeated the process . Still , No change in programing . I cant even access the extra protection tools offered the paying customers . Signed , Still Waiting ! ! ! ! ! ! ! Dr . Wayne - See more at : http : / / customerservicenumbers . com / co - malwarebytes # .VhvsVFUrKhc kal0wqp 8 / 2 / 2015 Malwarebytes - PAID $ 24.95 JULY 1 . . . . .GOT A NOTICE TO RE UP SEPT PAID $ 24.95 JULY 1 . . . . .GOT A NOTICE TO RE UP SEPT 1 . .CREDIT CARD SHOWS TEL NUMBER 800 799 9570 IL . . . .WHAT IS GOING ON ? MY PHONE IS SID MILLER 4 / 30 / 2015 Malwarebytes - I was charged twice on my credit card for I was charged twice on my credit card for Malwarebytes Premium . Sent email to Customer Service still no response . Will go to my bank and decline payment . Much better companies out there . Pissed Off ! Jerry 3 / 4 / 2015 Malwarebytes - I have waited THREE DAYS for a response to the I have waited THREE DAYS for a response to the program NOT FUNCTIONING . I was assigned a contact individual who never responded anonymous 12 / 16 / 2014 Apparently Malwarebytes is dead in the water . No Apparently Malwarebytes is dead in the water . No one there picking up the phone . CA Leeson 10 / 7 / 2014 Malwarebytes - it seems as though it works , but I payed 400 bux it seems as though it works , but I payed 400 bux for the premium product , lifetime protection . Now I have slow load speeds , constant refresh to access my e - mails and a complete lack of response to these issues . Opening my home page sometimes takes up to 5 minutes , and have a terrible time even accessing my wireless network . Some options on my laptop have been disabled , accessing my personal programs have become extremely slow and loading on start - up takes WAY TOO LONG . Their response . . .send Dillinger Corporation 8 / 5 / 2014 Malwarebytes - I tried the free offer . and then purchased I tried the free offer . and then purchased Malwarebytes premium . received and email with confirmation but no key or ID , Just a charge on my credit card for $ 49 . This stinks as it is now telling me I am Not protected everytime I turn on my computer with a very annoying advertisement for me to purchase and the my free trial is over . I left a message for their support team 2 days ago . Still waiting . Brenda Next Comments Add a comment : Please click on the number of stars to award for the company ' s customer service . Please do not enter personal information into the comments . ( Comments will be added pending approval by the webmaster . ) Company Rating : Your Comment : Your First Name or Nickname : Your E - Mail Address ( not published ) : Date Rating Comment | [
"Malwarebytes",
"Malwarebytes Corporate Office"
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http://customerthink.com/5-lessons-from-harley-davidson-brand-tactics-to-revolutionize-your-customer-experience/ | 5 Lessons From HarleyDavidson Brand Tactics to Revolutionize Your Customer Experience Endri Hasanaj January 9 2017 0 4455 views HarleyDavidson is a quintessential American company The brand itself is over 113 years old founded in Milwaukee in 1903 when two friends built a small powercycle in the back of a third friends machine shop Today nearly every American recognizes the distinctive roar the classic chopper style and the orangeandblack logo of a Harley HD was one of just two motorcycle companies to survive the Great Depression but such economic success wasnt destined to last For the decade between 1973 and 1983 HDs market share shrank more than 50 percent Highquality lowprice Japanese bikes flooded the American market driving out demand for HarleyDavidsons American craftsmanship Yet since then HD has clawed its way back into Americans hearts thanks to the power of branding Branding isnt just a clever marketing trick its a way for companies to connect with customers on an emotional level and no brand proves that better than HarleyDavidson Here are five methods HarleyDavidson has used to master the customer experience to retake their market share The Cultivation of a Core Audience When most people imagine the rider of a HarleyDavidson they think of an older successful white male and they arent wrong While some might view such a specific customer profile as disadvantageous the truth is much of HDs success is due to their respect and understanding of their restricted core audience HD has worked hard to understand precisely who values the brand and how to cater to their unique audiences needs Plus it isnt a coincidence that white men over 50 tend to have plenty of money to spend HD has positioned itself so that its customers are wealthy and eager for a certain type of brand message By limiting itself to a certain audience HD can be more certain in the effectiveness of its marketing strategies and provide a Image by Pixabay The RealTime Market Research The primary way HD collects customer data is through sponsored events and organized conventions which are filled with Harley fanatics For example Daytona Bike Week is an annual gathering of HD riders and lovers and thousands of HD datagatherers join in the festivities to directly interact with customers old and new A former CEO Rich Teerlink calls this realtime market research as it allows HD unique insight into customer behavior and opinion Armed with such information HD can improve on various aspects of their business from the bikes performance to their selling strategies to improve their customers experience The RelationshipBuilding Strategies Once a customer purchases a Harley that customer is a member of the Harley family for life For more than 15 years HarleyDavidson has organized an initiative called Harley Owners Group or HOG that aims to connect HD owners with one another and the company HOG helps members with all sorts of bikerelated issues from seminars on maintenance to assistance in building a local motorcycle club By far HOG is the worlds largest factorysponsored bike club claiming 325000 members and 940 chapters By encouraging customers to remain active in the HD community the company provides them with an outstanding experience and nearly guarantees their loyalty to the brand The Powerful Emotional Appeal Though HD products might look automotive the brand is not focused on selling motorcycles HarleyDavidson simply can not compete with the quality of other bikes on the market especially those coming from Japan and Korea which tend to be less expensive and sometimes have more advanced mechanics Therefore in the 80s and 90s thenDirector of Communications Ken Schmidt decided to transform HarleyDavidson into an emotional brand Image by Shutterstock To most buyers a HarleyDavidson is more than a bike it is freedom passion individualism power and mystery and it roars satisfyingly as it helps customers come alive Additionally customers are not just customers they are members of the family ambassadors for the brand and heirs of the traditional American spirit Unlike other motorcycle manufacturers HD sells the emotions associated with the bike rather than the bike itself which helps customers stay connected and continue investing in the brand The Unimportance of Price For dozens of reasons HD isnt concerned with the price of its bikes As previously mentioned the American brand is easily outmatched in cost by cheaper foreign brands and its primary customer base has enough money to pay high stickers However Harley has also been smart in restricting the supply of their products drumming up demand and increasing the prices of stock that is more than a year old Thus the only people who own HD motorcycles are those truly devoted to the brand those who will love their bikes regardless of when they get them or how much they customers are addicted to the experience the brand provides which makes HD brand tactics the best in the business Categories Blog Customer Experience Customer Loyalty Editors Pick 4455 views Endri Hasanaj Financial Economy Blog Endri is interested in digital marketing particularly in CRM via brand acquisition Being a trilingual helps him doing researches around Multicultural Marketing Author Rank 122 View All Posts | [
"Milwaukee",
"motorcycle companies"
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http://customwoodpistolgrips.com/ | Custom Wood Pistol Grips I have Zebrawood grooved grips on my 1911 compact . It ' s my off duty carry and they seem very good . - Don B . Deerfield , MA PRICE REDUCTION on all grip sets ! Due to an opportunity to obtain some exotic wood at a greatly reduced cost , as well as a revised crafting process , we are able to pass our savings on to our clients . BUY NOW ! All products are crafted in the U.S.A. using traditional and modern manufacturing methods . All custom wood grips shown are sized for the Model 1911 pistols , both regular and compact . All wood species are available for both sizes . Grips are finished with a proprietary oil finish that is both beautiful and affords exceptional durability and grip - abiltity . Each Agrippa set is fit - tested before shipping . ~ Satisfaction Guaranteed ~ | [
"Pistol Grips"
] |
http://customworkroomconference.com/instructors/ | Sponsored by Home About Location Registration Classes Instructors Exhibitors 2019 Exhibitors Contact Us | [
"Susan Woodcock",
"instructors",
"Custom Workroom Conference"
] |
http://cutaneouslymphoma.stanford.edu/community/mycosis_fungoides.html | Our Mission To provide excellence in patient care and leadership in scientific investigation of cutaneous lymphomas that will lead to greater knowledge and the development of new therapies to improve the survival and the quality of life of our patients . The Stanford Multidsciplinary Cutaneous Lymphoma Team offers expert treatment for patients with cutaneous lymphomas , including mycosis fungoides , Sezary syndrome , CD30 + lymphoproliferative disorders ( lymphomatoid papulosis and anaplastic large cell lymphoma ) , subcutaneous panniculitis - like T - cell lymphoma , gamma - delta T - cell lymphoma , CD8 + aggressive epidermotropic T - cell lymphoma , NK / T - cell lymphoma , other unspecified cutaneous peripheral T - cell lymphomas , and cutaneous B - cell lymphomas . Our physicians subspecialize in treating these types of cancers , and have extensive expertise in News β Stanford Medicine The rarest of rashes Curing the skin ' s rogue cancer - Youn Kim , M.D. and members of the multidisciplinary cutaneous lymphoma team , their research and clinical care were featured in this Stanford Medicine Magazine article . β News Center Researchers find mutations that contribute to rare blood cancer Mutations in immune cells prevented their natural death in roughly half of the cell samples from patients with the incurable cancer , and suggest drug targets for the disease . Dr . Youn Kim ' s Recent Presentations Slides of Dr . Youn Kim ' s recent presentations Prospective Study to Establish a CL International Prognostic Index Model and Impact of Systemic Therapies in Advanced MF and SS ( PROCLIPI ) CLIC 2 Year Progress Report PROCLIP NIH R01 Managing MF and SS with Allogenetic HSCT PDA Annual Meeting CTCL Management : Lessons Learned American Academy of Dermatology Annual Meeting Staging and Treatment of Cutaneous Lymphomas : Utility of NCCN Practice Guidelines Clinical Issues in T - cell Lymphoma Dana Farber / Brigham and Women ' s Cancer Center Novel Investigative Agents in Clinical Trials Make a difference . Support us by making an online donation today . | [
"cutaneous lymphomas",
"Stanford Medicine"
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http://cutcompcosts.com/definitions | Home Definitions Definitions These definitions are designed for use when dealing with any WC insurance personnel , especially when renewing your WC policies . A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A Administrative Law Judge ( ALJ ) : The legal representative employed by the Workers β Compensation Board who reviews appealed administrative orders , holds impartial hearings , and issues legal opinions . Formerly called a hearings referee . Affirmative Warranty : A policy condition that is required to exist on the date the statement is made . For example , the auto policy requires a statement that the insured has not had auto coverage canceled in the past three years . Aggravation : A claim for aggravation is a worker β s request for additional disability compensation stemming from a worsening of previously accepted conditions . Aggregate Excess Policy ( stop - loss excess policy ) : A type of policy that begins to pay losses , subject to its limit , when the insured β s total losses under the self - insured retention have exceeded a certain limit . The aggregate excess will pay losses from the first dollar after this limit has been reached . The self - insured retention applies to losses during a specific period of time , usually one year . Aggregate Limit : A maximum amount that the insurer will pay for all losses covered under a policy during the policy period . Allocated loss adjustment expenses ( ALAE ) : Specific expenses incurred in the adjustment of claims and require a reserve on pending and IBNR claims . A.L.E. : Allocated Loss Expenses , which are insurance company costs for adjusting and settling claims which can be identified with a specific claim . The A.L.E. are often included in the claims costs used to adjust premium in some loss - sensitive premiums adjustment types of WC policies , such as sliding scale dividend plans , or some Retro or Retention plans . Alphabet House Organization : A large intermediary firm with offices world wide : due to its size , it can offer specialized departments , such as marine or aviation . American Medical Association Guides : The most widely used methods of rating functional impairment . They are a system of rating anatomical impairments for injured workers . Americans with Disabilities Act ( ADA ) : The ADA is a federal civil rights law enacted in 1990 to protect individuals with disabilities from all types of discrimination , including that which is related to employment : recruiting , the hiring process , terms and conditions of employment , promotions , and training procedures . Ancillary Care : Care such as physical or occupational therapy provided by a medical service provider other than the attending physician . Annuity : A contract to make periodic payments to a person for a fixed period or for life . A person usually purchases an annuity from a life insurance company by paying a premium . ARAP : Assigned Risk Adjustment Program β An additional adjustment to the Experience Modification Factor , used in some states to adjust premium for Assigned Risk policies . Although NCCI includes this adjustment on all their Mod worksheets , not all states use the ARAP program . Illinois , for instance , charges higher rates for Assigned Risk policies , and thus does not use the ARAP adjustment to the Experience Mod . Arbitration : The process in which two or more parties agree to have an impartial person resolve a dispute . This impartial person is called an arbitrator . Arbitrators listen to the evidence in a case and decide the dispute on the merits of the evidence presented . Assigned Risk Plan : Sometimes called the Pool , this is a mechanism established by individual states to make sure that employers can obtain WC insurance even if insurance companies are not willing to write such insurance on a voluntary basis . Assigned Risk plans in many states carry higher rates than the voluntary market . Association Captive : A form of group captive . A group captive insures the exposure of multiple parents that are usually from the same industry . An association captive is sponsored by an association . Association Cooperatives : Groups of independent agents and brokers that have combined their talents and resources to compete more effectively against large brokerage firms in selling insurance . Audited Premium : The final premium for the policy term , produced by auditing actual payroll exposures . Audit Workpapers : Worksheet prepared by the premium auditor , can be either hand - written or computerized , showing how the auditor arrived at the payroll numbers that are used to determine the audited premium . Average Value Method : Requires estimates for loss reserves to be made on an aggregate basis for a group or category of claims . This method is usually used to set a tempory average value for claims until more details can be obtained to make an individual case estimate . top B Bailee β s Customer Insurance : A form of inland marine insurance . It provides coverage for loss of a customer β s goods in the custody of a bailee , and is applied regardless of fault . Basic Premium : A charge to cover the insurer β s acquisition expenses , administrative costs , profit , and the insurance transfer charge . Basis Risk : The risk that the amount an organization might receive to offset its losses might be greater or less than the amount of actual losses . Basket Aggregate Retention : An aggregate retention covering several types of risk exposures . Board Certified : This is different than being licensed . In addition to licensing , some physicians may be board certified in their specialty after typically completing a period of training ( β residency β ) in a particular specialty and passing an examination given by the board of that specialty . Book Value : ( of depreciable asset ) An asset β s historical value / cost , less accumulated depreciation . Brother β Sister Relationship : Relationship between one subsidiary and another of the same parent . Business Risk : The potential variation in revenues that can result from the nature of the product or service an organization provides . For example , an increase in demand for a product will result in higher profits . top C Captive Insurance Company : A hybrid form of risk financing where a subsidiary is created to insure the risks of its parent and affiliated companies . Case Reserves : The estimated amounts that must be paid on losses that have been reported . Catastrophe Bond : Type of insurance linked security specifically designed to transfer insurable catastrophe risk to noninsurance investors . Catastrophe Call Option Spread : A call option spread based on the value of catastrophe losses . Catastrophe Equity Put Option : A right to sell stock at a predetermined price in the event of a catastrophe loss occurring to the organization . Catastrophe Reinsurance : A specialized form of excess of loss reinsurance , providing protection to an insurer for losses from a single catastrophic event that exceed a specific amount in total . Catastrophic Case Management : Identifies and monitors claims that are potentially long - term to prevent wasteful and unnecessary procedures . Cede : Transfer payments and losses to a reinsurer . Ceding Commission : Credited to the reinsured against the reinsurance premiums to reimburse the reinsured for its underwriting and issuing expenses . The reinsurer does not have these initial expenses . Ceding Company : Purchases reinsurance and is an insurance company that transfers premiums and losses to the reinsurer . Chronic Pain Syndrome : A subconscious psychological stress state prolonging pain through operate conditioning and pain behavior . Claim : A written request for compensation from a subject worker , someone on the worker β s behalf , or any compensable injury of which a subject employer has notice or knowledge . Claims Adjuster : Insurer representative who processes a claim filed by an injured worker . Also referred to as a claims examiner . Claim Experience Report : A report which reflects claim payments and receipts for claims closed or pending during a specific period . Claims Made Basis ( for allocating loss costs ) : A measure of the value of allocable losses obtained by calculating the actual payments and additions to reserves for claims made during an accounting period . Claims Paid Basis ( for allocating loss costs ) : Estimates amounts paid on losses during the specific accounting period and ignores when loss occurred . Closed Bidding : When a few , well qualified and carefully selected insurers or their representatives are asked to submit competitive bids for an organization β s whole risk exposure program . Closure : That point in the claims negotiation where the parties have resolved their differences , but not yet formally expressed agreement . Combination Excess Policy : A form of excess coverage that uses elements of both the following - form and self - contained types of coverage . Commutation : An agreement to extinguish all liabilities between parties to the agreement . Compensable Injury : An accidental injury , or accidental injury to prosthetic appliances , arising out of and in the course of employment requiring medical services or resulting in disability or death . An injury is accidental if the result is an accident , whether or not due to accidental means , if it is established by medical evidence supported by objective findings . Compensation : All benefits , including medical services , provided for a compensable injury to a subject worker or the worker β s beneficiaries by an insurer or self - insured employer pursuant to this chapter . Concealment : Failure to reveal material facts . Concurrent Review : Monitoring the appropriateness of hospital treatment while it is being provided . Conditions : Policy Provisions that place qualifications on the promises of the insurer . Conditional Contract : An agreement that will only be performed upon the occurrence of a specified condition . An insurer only performs its obligations when a loss occurs that is covered by the policy . Contingent Capital Arrangement : A pre - loss arrangement facilitating an organization β s ability to raise cash by selling stock or issuing debt at prearranged terms in the event of a loss exceeding a certain amount . Contingent Liability ( for an annuity ) : The responsibility of the indemnitor to make the annuity payments to a claimant in the event that the insurance company becomes insolvent . The indemnitor buys the annuity in a structured settlement , is the owner of the annuity , and remains responsible for payments . Contingent Surplus Note ( CSN ) : An agreement permitting an insurer to immediately issue surplus notes and raise funds at its own option . Contingent Surplus Note ( CSN ) Trust : A trust created for the sole purpose of purchasing surplus notes from an issuing insurer , at the insured β s option and at prearranged terms . Contract of Adhesion : An agreement that one party prepares , while the other party is only given the option of accepting it without changes , or rejecting it . For example , a standard homeowners β policy is prepared by the insurer , and the insured can not make changes . Contract of Indemnity : Provides for payment of a loss only to the extent of the actual financial loss suffered . Insurance policies are contracts of indemnity because the insured does not benefit from a loss ; the payment is only to reimburse for actual financial loss . Contractual Subrogation : The insurer β s right under the insurance contract to recover from a third party who has caused a loss , after the insurer has paid its insured for the loss . Converted Losses : The retained incurred loss time , an applicable loss conversion factor , or the factor representing the unallocated portion of loss adjustment expenses . Cost Allocation : Distributing risk management costs among the component parts of an organization , i.e. , departments , profit centers , or geographic locations . Cost of Risk : A measure of the cost of managing an organization β s risk , developed in 1962 by the Risk and Insurance Management Society ( RIMS ) . It includes administrative expense , risk control expense , retained loss , and the cost of risk transfer . Cost Shifting : When higher fees are charged to payment sources that impose fewer controls on costs . Credit Risk : The possibility of loss for an organization that extends credit to others in the course of its activities , such as a bank . The risk is that the borrower may default on its contractual obligation to repay the funds . Cumulative Trauma : The concept that repeated minor stresses either of a small or inconsequential nature over a period of time result in an injury or disability . Cut - through Endorsement , or Assumption Certificate : Extends a reinsurer β s obligations directly to the ceding company β s policyholders , so policyholders are protected in the event the cedent becomes insolvent . D Declarations Page : The section of a property - liability policy that is found at the front of the policy . This section contains information concerning the insured exposure that is β declared β by both the insured and the insurer . Depreciation : A financial and tax accounting term for an expense which recognizes the gradual loss of usefulness of an asset with a life of more that one year . An annual allowance for depreciation permits the matching of revenues during an accounting period with the expense associated with the loss of usefulness of assets used to generate the revenue . Depressed Pay - in : An arrangement under which the insured pays the standard premium over a period longer than the policy period . Diagnostic Related Groups ( DRG ) : Organizations that contract with health care providers to pay a fixed fee for a particular diagnosis , regardless of the actual cost of treatment . The health care provider has an incentive to contain costs . Derivative : A financial instrument whose value is based on another asset , called an underlying asset . Direct Writer : A captive that issues policies directly to its parents and affiliates without the use of a fronting carrier . Disability : Sometimes confused with impairment . Disability represents how an impairment combined with the person β s age , educational background , vocational background and other factors affect an injured workers β ability to return to work . Impairment is one part of assigning an overall disability . Discount Rate : The rate used to discount future cash flows in present value analysis . Direct Writer : An insurance company that does not work through independent insurance agents . The largest direct writer of WC insurance is Liberty Mutual . Agents for direct writers are employees of the insurance company . Direct Writing Reinsurer : A reinsurer that often does not use intermediaries , or one that deals directly with insurers . Dividend : A return of premium calculated after policy expiration , based on the overall performance of the insurance company or of a group of insureds . Dividends can not be guaranteed in advance , although they are often shown on proposals for insurance . Drop - down Coverage : Two of the functions of umbrella coverage . The coverage drops down and takes the place of primary coverage when those limits are exhausted . The umbrella coverage is not included in the primary policies . Dual Trigger Cover : An integrated risk plan that has a provision tying the retention and limit to two different types of risk . A loss over a specified amount arising from each of the risks must occur during the policy period for the coverage to be triggered . E Economic Performance Test : Enacted in 1987 to replace the all - events test . This law generally provides that all events establishing the fact of a liability have not occurred until there is economic performance . When goods or services are being provided to the taxpayer , the economic performance occurs as the property or services are provided . For tort liabilities , economic performance occurs as payments are made to satisfy the liability . Efficient Frontier ( of risk portfolios ) : The group of portfolios that maximize return for each level of risk . A portfolio that does not generate the maximum return for its level of risk is said to be below the efficient frontier . EITF 93 - 6 and EITF 93 - 14 : Advisory pronouncements issued by the Financial Accounting Standard Board suggesting the recommended treatment of certain reinsurance and finite risk insurance transactions . Employers β Liability : Section B of the standard WC insurance policy , this is the part of the policy that has a dollar limit shown for the coverage . This section insures employers for liability towards employees that is not covered by the statutory WC provisions of the state ( which are insured in Section A and have no set dollar limit on the policy ) . Enterprise Risk Management : A comprehensive approach to managing all of the risks of an organization together rather than managing the risks separately . Estoppel : The legal concept that courts will not permit a person to assert a right after acting in a way that was inconsistent with such right . Estoppel is usually indistinguishable from a waiver . Equitable Subrogation : The insurer β s legal right at common law to recover from a third party who has caused a loss after the insurer has paid its insured for the loss . Exacerbation : A temporary flare up of something related to a pre - existing condition , usually after an injury , but recedes to its former level within a reasonable period of time . Excess Insurance : A type of insurance that provides coverage for losses that exceed the underlying policy limit or the self - insured retention . Excess insurance attaches above the underlying policy or self - insured retention . Excess Losses : In the Experience Modification Factor , the amount of any single claim that exceeds $ 5,000 . Excess Loss Premium : The premium charges for limiting an individual loss in a retrospective rating plan . Excess of Loss Reinsurance Agreement : The reinsurer will pay the ceding insurer β s losses from a line of insurance if losses exceed a certain amount . The reinsured cedes only losses , and premiums are usually a percentage of the cedent β s premium income from the lines of insurance covered by the reinsurance agreement . Experience Based System : A measure of the frequency and severity of claims and is used to project future costs for allocation . Experience Fund ( for a finite risk plan ) : A fund into which premiums are paid and investment income is accumulated and from which the margin and losses are paid , with any closing balance returned to the insured . Experience Modification Factor : An adjustment to Manual Premium , calculated by an advisory organization ( also known as rating bureaus ) such as NCCI , based on historic loss and payroll data of a particular insured . Experience Rating : A rating technique that adjusts the industry standard premium upward or downward based on the organization β s own loss experience . Experience Period : The window of time from which loss and payroll data is used to calculate an experience modification factor for an employer . Normally this window is a three - year period , starting four years prior to the effective date of the experience modifier . However , rating bureaus do not wait until three full years of data are in the experience period before producing an experience rating for an employer . If an employer reaches a certain , relatively low threshold of WC insurance premiums in any one of the three years in the experience period β window β Exposure : A possibility of a loss . Exposure data is a way of measuring this possibility of loss by using facts that reflect the likely amount of loss . Exposure Based System : A measure of the risk faced by an organization and can be approached on the basis of size , nature of operations , and territory . Externality : A positive externality occurs when an entity receives a benefit without incurring its share of the costs , a positive externality . A negative externality occurs when another entity bears some of the costs without receiving a corresponding benefit . F Faculative Reinsurance : Separate negotiations concerning exposures and premiums for each individual contract of reinsurance submitted to a reinsurer . Each risk is a separate transaction , and the reinsurer is not committed in advance to accepting the ceding company β s request for reinsurance . FAS 113 : A binding statement or opinion by the Financial Accounting Standard Board defining what type of transactions are reinsurance or finite risk insurance , and how those transactions must be treated for financial accounting purposes . Fee Audit : Examination of bills from health care providers to check that items of service are properly billed and the services appropriate . Field Claim Representative : An insurance company employee who processes claims by interviewing witnesses , claimants , and insureds , and by arranging , through appropriate medical and repair personnel , for restoration of losses . Financial / Market Risk : The exposure to gain or loss in the value of financial instruments as a result of changes in market prices for the organization β s products , or as a result of changes in market rates of interest . Financial / market risk includes interest rate risk , foreign exchange rate risk , and commodity price risk . Financial risk : The possibility that an organization will fail to meet its fixed financial obligations . An example of a fixed financial obligation would be principal and interest payments on an existing debt . Finite / Integrated Risk Plan : An integrated risk plan written on a finite risk basis . Finite Risk Insurance Plan : A hybrid type of risk financing plan . It transfers a limited amount of risk to an insurer . These plans usually include some type of profit - sharing agreement between the insured and the insurer . The risk that is transferred to the insurer is the risk that covered losses and expenses will be greater than the premium plus investment income earned by the insurer . Finite Risk Reinsurance : A nontraditional type of reinsurance . The insurance company cedes a limited amount of risk , shares the profit with the reinsurer , and receives credit for investment income earned by the reinsurer . Following - Form Excess Policy : Provides the same coverage as that provided by the primary policy . A loss above the primary policy limit is covered by the excess policy only if it is a type of loss covered by the primary policy . Frequency ( of losses ) : The measure of the number of occurrences of a loss for a specific time period such as a year . Frequency Sensitive Allocation System : A risk management cost allocation system that responds to the number of claims rather than their severity . Frequency Probability Distribution : This is a chart which shows the number of chance events or claims over a specified time period , generally a number of years . The probability of the specified event or claim happening in each year is computed by dividing the number of events or claims for each year by the total number of events for the time period . As a simple example , if 1 event occurs in Year 1 , 3 events in Year 2 , and 1 event in year 3 , the frequency probability distribution would look like this : # of Events Year ( Frequency ) Probability 1 1 1 / 5 , or 20 % 2 3 3 / 5 , or 60 % 3 1 1 / 5 , or 20 % 5 5 / 5 , or 100 % Fronting : An arrangement between two insurance companies to produce an insurance policy ( usually WC ) for a third party , wherein one insurance company produces the official policy ( for a fee ) , but cedes all losses from that policy to the other insurer . This kind of arrangement is used in situations where the insurer writing the risk is not an admitted company in a particular state , and the coverage needs to be written by an admitted carrier . In order to meet the statutory requirements , the first insurer pays a second ( admitted ) insurer Fronting Company : Often used in captive insurance plans . A fronting company agrees to issue insurance policies for the parent and affiliates of the captive in return for a fee . Then , the fronting company reinsures the loss exposure with the captive . Functional Capacity Evaluation : Testing of a person β s specific physical activities such as lifting , bending , pushing , pulling , etc . , and the relationship to the ability to perform the demands of various jobs . Funded Loss Retention Plan : Method of risk financing where an organization uses specific assets that it has set aside to pay for retained losses . G Governing Classification : The classification code on an employer β s WC insurance policy that generates the most payroll aside from standard exception classifications such as clerical or outside sales ( unless there is no other workplace classification applicable other than a standard exception ) . Group Captive : A captive insurer owned by multiple parent companies that are from the same industry . The function of the group captive is to insure the loss experience of its parent companies . Group Self - Insurance Plan : One in which organizations group together to self - insure their combined exposures , generally workers compensation . Guaranteed Cost : A WC insurance policy that is not subject to adjustment due to losses that occur during the policy term . In a Guaranteed Cost policy , the only variable affecting premium that should change between policy inception and audit is payroll . This is in contrast to the various kinds of Loss Sensitive plans , such as Retrospective Rating , Retention Plans , or Sliding Scale Dividend Plans , where there is a premium adjustment made based on losses incurred during the policy term . H Hazard ( accidental ) Risk : The traditional loss exposure associated with property , liability , net income , and human resources . Holistic Risk Management : A comprehensive approach to managing all of the risks of an organization together , rather than managing the risks separately . Hybrid Plans : Risk financing plans that combine elements of loss transfer with some degree of retained losses . I IBNR : Incurred But Not Reported loss reserves are estimates of the amounts to be paid on losses that have already occurred , but are not yet known by the organization . Impairment : A medical term which is sometimes confused with disability . Impairment is what is anatomically or physically wrong with an individual and is a means where the medical care provider assigns a numerical rating for whatever type of bodily function has been lost . Impairment Findings / Rating : A permanent loss of use or function of a body part or system as measured by a physician . Increased Limits Factor : A number developed by the Insurance Service Office or by insurance companies to show the relationship between the amounts of losses falling within different layers of losses . They permit comparisons of total losses at different levels of retention . If one knows the increased limit factor , one can estimate losses from increasing a loss limit . Thus , if the increased limit factor is 2.20 for increasing the loss limit from $ 100,000 to $ 500,000 , then the forecast of losses limited to $ 100,000 are multiplied by 2.20 to obtain a forecast of losses limited to Incurred losses : Are Equal to paid losses plus loss reserves for losses that have already occurred . Incurred Loss Basis ( for allocating loss costs ) : A measure of value of allocable losses , obtained by estimating the total ultimate value of losses that will be incurred during an accounting period . The estimate will include amounts paid , additions to reserves , and unreported losses . Incurred but Unpaid Liabilities : Losses that have occurred and may or may not have been reported , but have not yet been paid . These liabilities should appear on an organization β s financial statement . Incurred Loss Retrospective Rating Plan : Classified as a hybrid risk financing plan , it is an insurance plan that adjusts the insured β s premium upwards or downwards , subject to minimum and maximum premiums , based on the insured β s actual loss experience . This plan requires that the insured pay a deposit premium at the beginning of the policy period . The deposit premium is calculated at the end of the period based on the actual incurred losses of the insured . Independent Agents and Brokers : Generally limit their activities to a small geographical area , such as one city . They try to provide a high level of personalized service to clients . Independent Medical Exam ( IME ) : An examination of an injured worker by a physician other than the worker β s attending physician upon the request of the insurer or claimant . Individual Case Estimate Method or Case Based Reserve : Requires estimates for loss reserves to be made separately for each individual claim . Informal Retention : A risk financing plan where the organization pays for losses as they occur out of the organization β s cash flow and / or its current assets . This type of retention requires very little planning , and no records are kept of losses . Instead , losses are treated as an expense . Insurable Interest : A financial stake that will be jeopardized or lost if a covered loss occurs . A person who insures a building that he does not own has no insurable interest because the person has no financial loss when the building burns down . Insurance Charge : A premium for limiting total losses in a retrospective rating plan . Insurance Derivative : A specialized financial contract whose value is tied to the level of insurable losses occurring during a specified length of time . The value of the insurance derivative is thus based on the level of insurable losses that occur during the specific period . Insurance Linked Securities : Financial investments with imbedded insurable risk , i.e. , bonds . Insurance Option : A derivative whose value is based on insurable losses . These losses may be specific to an organization β s actual insurable losses or to an index of losses covered by a group of insurers . Insurance Securitization : Creates Marketable insurance - linked securities whose values are based on the cash flow obtained from the transfer of insurable risks . An example is a catastrophe bond that transfers to investors insurable catastrophe risk . Insuring Agreement : The policy provision ( s ) that contain the promise of the insurer to provide a payment or to perform a service under circumstances described in the policy . Integrated Risk Plan : An insurance plan providing a single block of risk transfer capacity over several types of risk exposures , including certain speculative risks . Interest Rate Risk : The possibility of gain or loss resulting from changes in the market rates of interest . Interest Rate Risk ( finite risk insurance plans ) : The risk that interest rates will be above or below the expected rate over the term of the policy . Intermediary : An agent , broker or other third party to market for an organization . Intermediaries usually are paid on a commission basis . Internal Fund : Fund used to pay for retained losses . Consists of current assets that are specifically dedicated to that purpose . Interstate Rating : An experience modification factor that applies across more than one state . Interstate ratings are calculated by NCCI for employers whose past workers compensation insurance policies show payroll in more than one state . Most , but not all states , participate in the interstate rating system . A few states , such as Michigan , Pennsylvania , and Delaware , do not participate in interstate rating , but instead continue to calculate separate experience ratings for employers who operate in their jurisdictions , even if those employers also qualify for interstate rating . Those employers thus have one experience Investment Risk ( under an insurance contract ) : The risk that the insurer β s investment income will be greater or less than management β s expectations over the policy period . Involuntary Conversion : An accidental property loss for tax purposes , but it includes theft , condemnation , requisition , and seizure , as well as damage or destruction of tangible and intangible property . Involuntary Conversion Option : To purchase replacement property like the property destroyed within 2 years of the loss . Under the rules for involuntary conversion , the owner β s adjusted basis in the replacement property will be reduced to the extent the insurance proceeds exceeded the reduction in property value from the loss . J Joint Tortfeasors : Two or more persons or corporations that are responsible together for causing harm to another . The persons or corporations may have acted together or separately in causing a single harm . A joint tortfeasor release is a special release drafted to release one tortfeasor without releasing other joint tortfeasors . A joint tortfeasor release allows one of several joint tortfeasors to reach a settlement with the claimant without jeopardizing the claimant β s right to recover additional compensation for the non - settling tortfeasors . K L Large Deductible Insurance Plan : An insurance plan for liability lines of insurance ( workers β compensation , general liability , automobile liability ) that includes a per accident / per occurrence deductible that is greater than $ 100,000 . Large Line Capacity : An insurer β s ability to assume a large exposure under a single primary or excess policy of insurance . Law of Large Numbers : The larger the number of exposure units , the closer the actual loss experience will come to the expected loss experience , making loss outcomes more predictable in the aggregate . Layer : Comprised of the portion of individual losses that fall within a particular range of losses . Liquid Asset : An asset such as cash or marketable securities that are easily converted to cash without a reduction in value . Limit : The maximum amount that an insurer will pay under the policy . Litigation Management : The process of controlling the cost of legal expenses for claims in litigation . Long - term Asset : An asset which has a useful life of more than one year . Loss : An outcome that reduces the financial value of an organization . Loss Conversion Factor : A factor applied to incurred losses to account for unallocated loss adjustment expenses . Loss Development : The tendency for incurred losses to increase over time as a result of late reporting of unanticipated losses and because of the upward revision of case reserves . Loss Development Factors : Numbers developed from historical dates which , when multiplied by the dollar amount of losses , will show the expected increase in aggregate losses that will eventually be paid for each historical year . Loss development factors may be obtained from insurance service and trade organizations , or from an insurer β s own historical loss data . These factors are used primarily for forecasting liability losses , and not for property loss forecasting . Loss Exposure : Anything that presents the possibility of a loss . Loss Limit : The maximum loss amount payable for each individual accident or occurrence that is used in calculating the retrospectively rated premium . Loss of Income Coverage , or Business Income Coverage : Coverage in the event an organization suffers a loss of net profit , plus expenses that continue for the period that the organization is shut down as the result of a covered loss to property . Loss Payout Pattern ( of present value analysis ) : Measures the timing of cash payments for losses and loss adjustment expenses . The pattern allows an organization to determine the amount of money that needs to be set aside today to make future payments for losses . Loss Portfolio Transfer : A retrospective arrangement applying to an entire book or portfolio of losses . Loss Ratio Method or Formula Reserve Method : Requires estimates for loss reserves to be computed using a ration of losses and loss adjustment expenses to premiums . Loss Reserves : Estimates of amounts that will be paid on losses that have been reported to the organization . Loss Triangles : Tables of dollar amounts for losses , and from these tables , loss development factors can be calculated . The dollar amounts appear along the hypotenuse of a triangle . Lost wages : Consists of temporary payments made when injuries are severe enough to prevent the injured from working . The terms β temporary total disability β , β lost wages β , and β workers β comp payments β generally mean the same thing . Most systems provide for payment of two - thirds of the workers gross wages up to a pre - determined limit . These benefits are generally paid every two weeks , and are not taxable . M Managed Care : A fee arrangement with health care providers that provides incentives for them to limit use of medical procedures and equipment . Managed care includes preferred provider organizations , health maintenance organizations , and diagnostic related groups . Managed Care Organization ( MCO ) : An organization with which an insurer may contract to provide medical services . Management Fee : A system of compensation that provides for the intermediary to receive a minimum annual fee from a client , and commissions paid to the intermediary by insurers are credited against the amount of the fee . Manual Premium : WC premium calculated by multiplying payrolls by appropriate rates , before application of Experience Modifier , Schedule Credit , or Premium Discount . Manuscript Policy : Individually negotiated by the insured and the insurer . The terms and conditions of this of policy are drafted specifically for this contract and for this insured . Margin in a Finite Risk Plan : The amount charged for the insurer β s underwriting risk , investment risk , credit risk , and administrative expenses . Maximum Premium : The largest amount of premium owed under a retrospective rating plan , regardless of the amount of losses . Mean ( of a Probability Distribution ) : Frequency of claims is the average frequency . The mean is calculated by multiplying the outcome ( frequency ) by its probability and summing the results . Mediation : Intercession by a disinterested third party to seek an acceptable agreement for resolution of a dispute . Mediation suggests an attempt at compromise through discussion , goodwill and persuasion . Medically Stationary : No further material improvement would reasonably be expected from medical treatment , or the passage of time . Medical Mileage : Payment to the injured worker for mileage to and from the doctors office exists in most workers β compensation systems . β Medical mileage β is generally considered to be a medical benefit . Medical - Only Claims : Claims for which the only cost is medical care , without any lost - time benefits being paid . Minimum Premium : The lowest amount of premium owed under a retrospective rating plan , regardless of the amount of losses . Misrepresentation : A false statement of material fact . Insurers can deny a claim for innocent as well as intentional misrepresentation . Modified Work : When the physical or durational demands of employment duties must be altered to accommodate a patient β s impairment , that worker is said to require β modified work . β Modified Premium : WC premium calculated after application of Experience Modification Factor . Similar to Standard Premium , but does not reflect any Schedule Credits or Debits . Moral Hazards : A form of peril that exists when an insured or some other persons intentionally causes a loss . Morale Hazard , or Attitudinal Hazard : Form of peril when insureds are careless or less careful than they should be . Insureds may be poor housekeepers due to the fact that they know the insurer will pay in the event of a covered loss . N NCCI : The National Council on Compensation Insurance β the organization responsible in many states for determining proper WC classifications , Experience Modification Factors , and collecting data used for ratemaking . NCCI also writes the manuals used in many states to calculate WC premiums , and also administers the Assigned Risk Plan in many jurisdictions . NCCI is a private organization , not connected with government , although it is often mistakenly thought to be a governmental agency . No - Release Settlement : An immediate payment for a minor complaint or claim to maintain goodwill or to forestall litigation , and the organization does not request a release in exchange for the payment . O Objective Trigger : A measurement determining the value of an insurance capital market product based upon something outside the control of the risk - transferring organization , such as an industry loss index . Obligee : One of the parties of a surety contract . The obligee is the party to whom the principal owes an obligation to perform . Off Balance Sheet Fund : An organization β s funds that are held by a third party such as an insurance company . These funds do not show up on the firm β s balance sheet , but they are available to pay the retained losses of the organization . Open Bidding : Seeking competitive bids by advertising for bids from all qualified intermediaries who want to bid on the coverage . Operational Risk : The risk that is inherent in the operation of a business . This risk differs for different businesses , but it includes business risk , financial risk , operating risk , credit risk , hazard risk , and brand name or reputation risk . Operating Risk : The possibility of loss resulting from a failure or breakdown of an organization β s functioning systems . Such a failure or breakdown would cause an increase in expenses and a reduction of revenues for an organization . Option : A contract giving the holder the right to buy or sell an asset at the strike price during the contract term . Other Insurance Provision : An insurance policy provision which deals with overlapping or duplicate coverages . Such provisions prevent an insured from recovering more that the amount of his or her loss , and they determine what portion of the loss each insurer will pay . Over - reserving : Setting aside more than the present value of future loss payments for a claim . P PCS Options : Call option spreads whose value is based on national , regional , and stated catastrophic loss indices compiled by the Property Claims Service ( PCS ) of the Insurance Services Office ( ISO ) , Paid Losses : The amounts already paid for losses that have occurred . Paid Loss Retrospective Rating Plan : Classified as a hybrid risk financing plan , it is an unfunded plan for the retained portion of losses . The insured pays a small deposit premium at the beginning of the policy period . The insured must then reimburse the insurer for losses as the insurer pays them , subject to minimum and maximum amounts . Palliative Care : Medical service rendered to reduce or moderate temporarily the intensity of an otherwise stable medical condition , but does not include those medical services rendered to diagnose , heal , or permanently alleviate or eliminate a medical condition . Parol Evidence Rule : Provides that a court will not admit evidence of the parties β negotiations for the purpose of varying the terms of a written agreement that is complete on its face . The court will consider the written agreement to be the final agreement reached by the parties , and any prior negotiations or agreements are presumed to be part of that agreement . Peer Review : Examination of health care of panels of medical professionals to determine whether treatment followed acceptable guidelines . Perils : Causes of loss that lead to damage or destruction of property . Examples of perils include fire , lightning , windstorm , and hail . Period to Period Factors : Reflect the year - to - year increase or decrease in the development of loss costs . They can be used to compute loss development factors . Permanent Disability : If the injured worker suffers permanent disability as a result of his or her injury , he or she will often be able to recover a permanent disability payment . Generally , a determination of β permanent β disability will not be made until the injured worker is considered to be β medically stationary β or β medically stable β . Depending on the nature of the injury , a permanent disability award will either be β scheduled β or β unscheduled β . Permanent Partial Disability ( PPD ) : Generally means that the injured worker can not return to the same type of work that he was doing before his injury and that he / she has a permanent impairment that limits his ability to do the same type of work as before the accident . Personal Contract : Requires the person entering into the agreement to perform it because the agreement was based on the skill , knowledge , or other qualities of that particular person . A homeowners policy will only insure the named insured β s home , and can not be assigned to a new owner who buys the home . Planned Loss Retention : Method of risk financing where a firm has evaluated its exposures to loss and has decided on a specific retention plan . Policy Acquisition Costs : Costs initially incurred by the insurance company at the time the policy is issued . They include premium taxes and agent β s commissions , as well as other underwriting expenses . Policy Provisions : Parts of an insurance policy that constitute the various agreements that make up the contract . Pool : A group of insureds who come together for the purpose of insuring each other β s risk of loss . Each member contributes a premium based on its loss exposures , from which losses of the pool members are paid . Portfolio Reinsurance : Assuming the obligations of a primary insurer in an entire class , territory , or book of policies . The reinsurer moves into the shoes of the primary insurer , and is not just reinsuring a portion of the exposures . Pre - Admission Certification : Approval for hospital admission or surgery before the treatment is provided . This process is one of the procedures used in utilization review . Premium Capacity : Refers to the aggregate premium volume an insurance company can write during a year . Preferred Provider Organization ( PPO ) : A provider or group of medical providers who provide discounted service fees in return for a high volume of referrals . Present Value : The amount to be paid out in one year that , if invested today at the discount rate , will increase to equal the amount that will be needed in one year . Present Value Factors : It is the factor that is multiplied by future dollar amounts to determine the present value of those amounts . Primary Insurance ( underlying insurance ) : The layer of insurance that sits below the excess or umbrella layer of coverage . Principal ( Obligor ) : One of the parties to a surety contract . The principal ( obligor ) is the party that has an obligation to perform for the benefit of the obligee . Principle of Disclosure : Requires the parties to an insurance contract to disclose important information . Insurance contracts require the parties to act with the utmost good faith , so applicants must give insurance companies all information that could reasonably affect the underwriting . Principle of Equity : Requires parties to conduct their dealings fairly . Principle of Indemnity : Limits a recovery so the insured is compensated for a loss but receives no more than what is required to make the insured whole . The insured can not profit from a covered event . Probability Interval ( of a total loss probability distribution ) : Shows the likelihood of outcomes falling within certain ranges around an expected value of losses , and is determined by an area under a probability distribution curve . Projected Ultimate Losses : The estimates of total payouts that will finally be made on particular claims . Promissory Warranty : A policy condition that must exist through part or all of the policy period . For example , the commercial property policy may contain a promise that a burglar alarm will be maintained throughout the policy period . Pro Rata Reinsurance Agreement , or Proportional Reinsurance Agreement : A reinsurance agreement in which the insurer shares premiums in the same proportion as losses . Prospective Plan : An insurance plan designed to cover losses arising out of future events . Protected Cell Company : A type of captive in which each member β s capital and surplus is segregated and protected from other members . Also , third parties can not access the assets . Psychiatric and Substance Abuse Review : Evaluates psychiatric and drug cases to prevent unnecessary hospitalization and to recommend alternative treatments . Public Adjuster : Represents insureds in processing claims and helps insureds to perfect their rights to insurance proceeds . Public adjusters are paid as a percentage of the adjusted loss , hourly , or on a per case basis . Put Option : A contract giving the holder the right to sell an asset at a predetermined price . Q R Rating Bureau : See NCCI . Some states maintain their own separate rating bureau , although these often follow NCCI rules and use NCCI manuals . Currently , the states of California , Delaware , Hawaii , Indiana , Massachusetts , Michigan , Minnesota , New Jersey , New York , North Carolina , Pennsylvania , Texas , and Wyoming operate their own non - NCCI rating bureaus . Many of these largely follow NCCI rules for computing premiums and classifications , but California , Delaware , Texas , and Pennsylvania are notably different than NCCI in some aspects of classification and premium Reasonable Expectations : The principle under which an insurance company is required to provide the uninsured with the benefits a person would reasonably expect to obtain by buying insurance , even if the language of the policy does not provide them . Regional Brokerage Firm : An insurance intermediary that focuses its operation in one particular geographic area . Regular Work : The job the worker held at the time of injury , or a substantially similar job . Reinsurance : The process by which one insurance company pays a fee to transfer its insured loss exposures to another company ( the re - insurer ) . Reinsurance is purchased by the insurer to increase its insurance capacity or to stabilize its underwriting results . Reinsurance Intermediary , or Reinsurance Broker : An independent firm that provides services to insurers and reinsurers in the reinsurance transaction . Release : Giving up a right or claim by the person untitled to enforce the right or claim . A release is usually a standard document signed by the party who gives up a claim in exchange for a payment of compensation . Remuneration : The basis for calculating WC premium , primarily payroll , but may also include other forms of employee compensation . WC premium is computed by applying varying rates . Rent - a - Captive : An arrangement under which an organization rents capital from a rent - a - captive facility , pays a premium , and receives reimbursement for losses , as well as credit for underwriting profit and investment income . Representation : Statement of fact or opinion made by the applicant for insurance . Reputation Risk : Also known as brand - name risk . The possible real or perceived loss of reputation or the blemishing of a brand name . Residual Market : Workers β Comp written through an Assigned Risk Plan . Request for Proposal ( RFP ) : Describes the purpose and scope of the consulting services sought by an organization , and it provides enough information so that a consultant can determine whether it wants to have the organization as a client . Retroactive Plan : An insurance plan designed to cover losses arising out of events that have already occurred . Retrocession : The transaction of a reinsurer that shares some of its reinsurance risk with another reinsurer . The reinsurer , in effect , transfers a portion of its obligations acquired through a reinsurance transaction . Retrospective Cost Allocation System : Costs are allocated on the basis of loss experience for the current accounting period . While costs are estimated at the beginning of the accounting period , adjustments to the estimated loss experience are based on the actual loss experience for that accounting period . Retrospective Premium Formula : An equation establishing the retrospectively rated premium as equal to the sum of the basic premium , the excess loss premium , and converted losses , all times the tax multiplier , subject to a minimum and maximum premium . Retrospective Review : Examining medical treatment after the treatment was provided , in order to gather information about unnecessary or excessive services to provide guidance for the future . Retrospective Rating : A WC insurance policy that makes a subsequent adjustment to premium after policy expiration , based on losses generated during the policy period . The adjustment can go up or down within set parameters , based on the losses generated during the policy period . Retention : A risk financing technique where an organization uses its own resources to pay for its own losses . Retention by Default : The opposite of planned retention occurs when an organization makes no attempt to evaluate its loss exposures and makes no specific plans for financing those losses . Retention Plan : Similar to Retrospective rating , this is a WC policy format that adjusts the premium , up or down , based on losses ( and associated costs ) that occur during the policy period . Retrospectively Rated Insurance : An insurance plan where the ultimate premium paid by the insured is calculated after the end of the policy year based on the insured β s actual losses during the year . Retrospectively rate insurance plans can be constructed as either incurred retrospective plans or paid loss plans . Risk : The potential variation in outcomes . Risk Bearing System : A risk management cost allocation system that allocates costs to departments according to which department generated the loss . Risk Charge : A load added by the insurer to an insurance premium over and above the expected loss cost to compensate the insurer for taking the risk that actual losses might be higher than expected . Risk Averse : Persons or organization who will prefer to receive certain amounts , even if that amount is less than the expected payout . Risk Distribution : A sharing of losses by an insurer among the insureds . Risk Financing : Method of obtaining funds with which to pay or offset an organization β s losses . Risk Management Consultant : Provides advice on risk management issues for a fee , and does not sell insurance . Risk Neutral : Persons or organizations who are indifferent when choosing between receiving a certain amount or receiving an amount that is the expected value of a set of uncertain outcomes . Risk Retention Group : Group Captive formed and regulated under the Liability Risk Retention Act of 1986 . Risk Shifting : A transfer of risk of loss to an insurer . Risk Takers : Persons or organizations who prefer the uncertain outcomes as compared to the certain amount equal to the expected value of the uncertain outcome . S Schedule Credit / Debit : A discretionary premium adjustment based on underwriter β s evaluation of special characteristics of a risk not reflected in the Experience Modifier . Scopes Manual : Manual produced by NCCI , which details what kinds of workplace exposures belong in particular WC classification codes . Self - Contained Excess Policy : Unlike the following - form excess , depends on its own policy provisions for coverage . Self - Insurance Plan : A formal retention plan where their organization has made a conscious decision to retain losses and maintains a formal system for paying for the retained losses . The organization keeps a record of its losses in this type of retention plan . Self - Insured Retention Plan : A formal retention plan that uses an insurance policy to provide benefits above the retention . The insurance policy is said to attach when the self - insured retention is exceeded . Self - Insured retentions are different from deductibles . With a self - insured retention , the insured is responsible for adjusting and paying losses that are within and up to the self - insured retention level . With a deductible plan , the insurer adjusts and pays all losses , and is reimbursed by the insured for losses that are below the deductible . Self - Insured Retention ( for an Umbrella Policy ) : Arises when a loss is not covered by an underlying policy , and the insured then must pay a specified amount before umbrella coverage applies . Where an umbrella policy provides coverage for a claim that is not covered by the underlying policy , the insured must retain a portion of the loss before the umbrella policy will respond . Settlement : The resolution of a claim by an agreement between parties as to the payment for loss . Settlement is usually embodied in some document signed by the parties . Severity ( of Losses ) : A loss characteristic which indicates the size of losses in terms of the dollar amount that must be paid to recover from the loss . Severity can be used to describe an individual loss , or losses in the aggregate . Severity Probability Distribution : Shows the values of chance events ( dollar amounts of losses ) and the probability associated with each . Short Rate Penalty : A penalty applied by insurers when a WC insurance policy is cancelled by the insured before the expiration date of the policy . This penalty is steep in the early days of the policy , and gradually tapers off the closer the policy gets to the expiration date Short - term Asset : An asset that is completely used up within one year of its acquisition . Single Parent Captive ( Pure Captive ) : A captive insurer formed to insure only the loss exposures of its parent and affiliated companies . Sliding Scale Commission Rates : Provide for the commission rate to drop for larger policies . Sliding Scale Dividend : A return of premium , after policy expiration , based on the actual loss experience of the insured business . The size of the dividend varies with the actual loss ratio of the insured business . Specific Excess Policy : An excess policy that provides coverage for losses in excess of one accident or occurrence . It is usually written over a self - insured program where the insured retains a certain amount on a per accident / occurrence basis . Speculative Risk : Has gain or loss as possible outcomes . Compared to Pure Risk which presents only two possible outcomes , loss or no loss , a gain is not possible . Stair Step Reserving or Reserve Creep : Increasing loss reserves by some multiple when initial reserves appear insufficient for a claim . Standby Credit Facility : A pre - loss arrangement with a financial institution facilitating the organization β s obtainment of a loan in the event of a loss . Standard Exception : Classifications , which are normally not included in the governing classification . These are clerical , outside sales , and often ( but not always ) drivers . Standard Premium : Premium after application of Experience Modifier and Schedule Credit or Debit , but before Premium Discount . Strike Value : The value of insurable losses that must be exceeded before the buyer of an insurance option will receive cash benefit from the option . The strike value is similar to an deductible with an insurance policy . Structured Settlement : A settlement in which payments are made in installments . Subrogation : Prevents the insured from collecting loss payments from his or her own insurer and from the responsible third party for the same loss . Once the insurer pays a loss caused by a third party , the insurer takes over , or is subrogated to the insured β s common - law right of action against the negligent third party . Subrogee : The one who succeeds to the rights of another and is not a volunteer , but has a legal obligation to pay the debt . Subrogor : The party whose claims and rights are succeeded to . Subsidy : A partial payment toward a purchase . Serves as an incentive for the purchase . For example , the deduction for insurance premiums is a subsidy that provides an incentive to buy insurance . Surety : One of the parties to a surety contract . The surety guarantees that the principal will perform its obligation to the obligee . Surplus Notes : Notes sold by an insurance company to investors to raise cash . Surplus notes are charged to policyholders β surplus on the statutory balance sheet , instead of as a liability . Surplus Relief : A benefit of reinsurance for the primary insurer , because by ceding a portion of the exposure , the primary insurer β s policyholder surplus will increase . Statutory accounting requires the primary insurer to show the expenses and premium collected for a new policy as a liability on its balance sheet . The liability reduces the policyholder surplus , which is the excess of assets over liabilities . Through reinsurance , the primary insurer cedes a portion of the coverage and removes a portion of the expenses and premium collected from the liabilities on the balance sheet , so Swap : A contract to exchange a payment stream at specified times , known as settlement dates or payment dates . Systematic Risk , or Undiversifiable Risk : Gains or losses on a portfolio of risks where gains or losses that tend to occur at the same time , rather than at random . The risks affect all businesses at the same time , rather than just a segment of the economy . Diversifying investments among different businesses can not reduce this systematic risk . T Tabular Value Method : Requires estimates for loss reserves to be made using actuarial tables in cases involving long payout periods , such as workers compensation , disability , or death claims . Tax Multiplier : A factor for adding an amount for state premium tax , license fees , service bureau charges , and residual market loadings to the premium . Temporary Partial Disability ( TPD ) : Generally means that the injured workers is only able to do some type of limited work for a short period of time and that further recovery is expected . Temporary Total Disability ( TTD ) : Generally means that a person is unable to do any type of work for a temporary period of time . Workers β compensation payments are usually paid while the injured worker is out of work . Third Party Administrator : An outside or third - party organization that handles claims for an insurer or a self - insurer . Third Party Business : Business written by a captive that is not directly related to the business of the captive β s parents and affiliates . Timing Risk : The risk the insured β s losses will be paid faster or slower than expected . Total Loss Probability Distribution : Developed by combining the values of a severity distribution with those of a frequency distribution to develop a listing of the ranges of losses around expected average losses and their probability of occurring ( Average frequency x Average loss = Expected loss ) . Tranche : A separate class of security that differs in terms of risk assumed by the investors . Transfer : A form of risk financing where one organization ( the transferor ) uses another organization β s ( the transferee ) resources to pay for the losses of the first organization . Treaty Reinsurance : A contractual arrangement whereby a reinsurer agrees to reinsure all policies of a certain type written by the cedent . Terms and provisions are set in advance for each policy reinsured under the treaty . Trend Factors : Factors , generally expressed as a percent , which are applied to past losses to bring the historic costs up to the current cost level . There are two types : loss trend factors are applied to historic losses , and exposure trend factors are applied to exposures such as sales or payroll . U Ultimate Value of a Claim : The total amount that will be paid to settle a claim , including claim payments and claim administration expenses . Umbrella Liability Policy : A form of excess policy that provides coverage above the primary insurance . Its distinguishing feature is that it provides some coverage that is not included in the primary policies . The coverage is subject to a self - insured retention on the part of the insured or insurer . Unallocated Loss Adjustment Expenses ( ULAE ) : Costs associated with claims handling , but these costs are not attributed to particular claims . These expenses can still be allocated among departments , using a cost allocation system . Unbundling : Offering services separately and collecting separate fees for each service . Unbundling insurance services may mean premiums can be reduced , since an applicant need not buy all services . Unconscionable Advantage : The principle in insurance law that the insurer should not use the insured β s lack of information and bargaining clout to take unfair advantage . Underlying Asset : An asset , such as commodity prices or the magnitude of insured losses , that determines the value of an insurance derivative . Underreserving : Setting aside less than the present value of future loss payments for a claim . Underwriting Risk ( for a finite risk plan ) : The risk that the insurer β s losses and expenses will be greater or less than the expected premium income plus investment income . Unfunded Loss Retention Plan : A method of financing losses when no assets have been specifically set aside to pay for retained losses . Unsystematic Risk , or Diversifiable Risk : Gains or losses on a portfolio of risks occur randomly . Diversification can reduce this systematic risk . Usual , Customary , and Reasonable Charge ( UCR ) : A common requirement limiting reimbursement under health insurance contracts to a rate that is reasonable . Utilization Review ( UR ) : Evaluating medical care in terms of its necessity , frequency , and cost in order to determine whether treatment has been unnecessary or inappropriate . Utmost Good Faith : The requirement that parties to an insurance contract act toward each other with scrupulous honesty and make full disclosure of relevant facts . V Vocational Rehabilitation : If an injured worker can not return to his or her job after injury , and has a permanent disability , he / she may be entitled to vocational rehabilitation assistance . The level of this assistance varies greatly between jurisdictions . The level of assistance ranges from simple help with the drafting of a resumΓ© all the way through full payment of time loss while the person gets two years of training . There is a set maximum amount paid toward schooling costs . Voluntary Payments : Expenditures for first - aid , short term medical costs , or personal property damage , regardless of fault . An organization makes voluntary payments for good public relations and to avoid suits . Voluntary Compensation : An endorsement to the standard WC insurance policy , which extends coverage to employees not required to be covered under the state β s statutory WC provisions . Voluntary Market : WC insurance written outside of the Assigned Risk Plan . W Waiver : The voluntary relinquishing of a known right . Warranty : A condition that must be satisfied for coverage to be granted . Working Layer : The layer of excess coverage that sits between the primary layer and the umbrella layer . X Y Z | [
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http://cutesoft.net/ | Cute Editor for .NET Cute Live Support Cute Chat Web Messenger Cute Editor for ASP . NET is the most powerful WYSIWYG browser - based Online HTML Editor for ASP . NET . It enables ASP . NET Web developers to replace any textbox with an intuitive Word - like WYSIWYG html editor . It empowers business users to make content updates easily and safely themselves while maintaining control over site design and content , all at an affordable price . Demo | More | Purchase Download Products Cute Editor for .NET - # 1 ASP . NET WYSIWYG Editor The most powerful browser - based WYSIWYG Editor for ASP . NET . Clean , lightweight and extremely fast loading . Ajax Uploader - ASP . NET File Upload like GMail An easy to use , hi - performance ASP . NET upload component . Select and upload multiple files . Cute Live Support - Add Live Support to your website A real - time online chat support . Let your customer reach out and speak with your representatives . Cute Chat - # 1 ASP . NET Chat Software A full - featured ASP . NET chat software which allows website owners to add chat rooms to their website . Cute Web Messenger A state - of - the - art instant messaging software that allows your visitors chat with each other using a web browser . Cute Editor for ASP - Leading Online Rich Text Editor An advanced online web based WYSIWYG HTML editor for Classic ASP . DotNetGallery - ASP . NET Image Gallery A file - based , dynamic , image gallery . It is also a highly configurable . PHP Uploader The world ' s leading file upload component for PHP ! Cute Editor for PHP - # 1 PHP WYSIWYG Editor By far the fastest , easiest , most powerful browser - based WYSIWYG Editor for PHP applications . ASP Uploader - Pure ASP File Upload Solution An easy to use , hi - performance ASP File Upload Solution ever ! Announcements | [
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http://cvapush.wikia.com/wiki/Dollar_Diplomacy | in : Test 5 Dollar Diplomacy Contents show Summary Edit Was a policy used by the U.S. to further its aims in Latin America and East Asia via Economic power . Exact Definition Edit Was a policy used by the U.S. to further its aims in Latin America and East Asia via Economic power . Importance According to the Taft - Knox doctrine , it was important to get the Caribbean nations to repay European debts by means of loans from American businessmen . It was also intended to safeguard a nation ' s foreign investments . Additional Information Anything else - - supplemental info , memory pegs , etc . Helpful Links Categories Test 5 Add category | [
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http://cvproject.us/ | This could be the most important call of your career You Provide the Open Door Well Make Sure the Right Person Walks In CV Project was founded on the idea that finding the right match requires a special attention to detail and weve got the background to prove it With over 10 years of staffing experience in the information technology world were well equipped to handle almost any staffing need We provide contract contracttohire permanent and executive search services We know what to look for in a candidate and that means a final fit thats right for you from day one CV Project LLC is a woman owned recruiting and consulting firm For years now Chris has been my goto professional to find top talent He is always friendly courteous and anticipates my needs before I pick up the phone Scott Howie Director of Engineering HBO What We Do Better grab a comfy chair its a pretty comprehensive list Agile Scrum Scrum Masters Agile Business Analysts Agile Coaches Trainers Project Management Scrum Agile Waterfall etc Business Analysis Web UI Engineering HTML5 CSS3 Javascript JQuery UIUX Designers Digital Product ManagementDevelopment Application Development Java NET PHP Perl Python C Quality Assurance Manual Automation Performance Load Business Intelligence Datawarehouse ETL Business Objects MicroStrategy Informatica Mobile Application Development iOS Android Content Management Systems Magento Joomla Drupal Wordpress Rich Internet Applications Flash ActionScript Flex User Experience Interaction Design Information Architecture Network Engineering System Administration Desktop Support Help Desk ERP Systems We Search We Qualify We Present CV Project provides indepth screening of all our candidates including providing samples and doing thorough reference checks We feature a top rated applicant tracking solution and 247 recruiting support helping us to achieve faster results and cover even more ground We never look for buzzwords instead reviewing each resume in detail the old fashioned way with human eyes The Only Thing This Team Knows Better Than Staffing Each Other Chris Vittitoe Christopher Vittitoe is Principal and Owner of CV Project and he has more than 11 years in the information technology consulting industry Prior to CV Project Chris sold and recruited staffing and solutions to Fortune 1000 organizations Hes generated over 25 million in revenue in that short time so imagine what he can do for your company Christopher graduated from West Virginia University Go Mountaineers with a BA degree in Business Administration Marketing and a minor in Communications You can reach Chris at chriscvprojectus Isabelle Vittitoe Isabelle Vittitoe is Principal and Owner of CV Project where she is responsible for finance accounting and back office operations Prior to CV Project Isabelle was a homemaker raising her 2 children Before that she was employed by the Nephrology Department at Summit Medical Group Isabelle holds a dual degree from New York University with a BS degree in Biochemistry and Mathematics Isabelle can be reached at isabellecvprojectus | [
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http://cw.routledge.com/textbooks/9780415458528/selfassessmenttests_chapter2.asp | Home About the Book Student Resources Teacher Resources Updates Feedback SelfAssessment Tests Chapter 2 Delegated Legislation DEFINITIONS Please explain the meaning of the following terms providing examples wherever appropriate Click on the link to reveal the correct definition 1 Government Ministers 2 Orders in Council 3 Ultra Vires 4 The Joint Committee on Statutory Instruments 5 Enabling Act 6 Judicial Review 7 Statutory Instruments Act 1946 8 Subdelegation 9 Commencement Orders 10 Henry VIII clause DIFFERENCES 11 Distinguish the forms of parliamentary control referred to as affirmative resolution and negative resolution 12 Why are Byelaws different to delegated legislation made by Ministers LISTS List two grounds of judicial review that can be argued in relation to delegated legislation 14 List three reasons that may given for making delegated legislation rather than primary legislation 15 List four examples of pieces of delegated legislation that you have considered during your studies 16 List three cases that illustrate judicial controls over pieces of delegated legislation 17 List three positive features of the affirmative resolution procedure in relation to controlling delegated legislation MISCELLANEOUS 18 The argument could be made that delegated legislation is fundamentally undemocratic Provide and briefly discuss three disadvantages associated with delegated legislation 19 Describe the facts of the Aylesbury Mushroom case What does this case illustrate about delegated legislation and its exercise by authorities 20 Identify the three main types of delegated legislation in the English legal system and explain who makes them 21 Explain the significance of the Enabling Act as a parliamentary control on delegated legislation Student Resources Flashcard Glossary SelfAssessment Tests Revision Advice Fill in the Gap Quiz Odd One Out Quiz Sample Questions and Answers Plan Answers to Questions in Book PDF Weblinks Specimen exam paper Law Degree Courses Routledgecom Related Links Law Arena Buy Book Online Skip to navigation Skip to content Skip to search | [
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http://cwc.ca/wood-products/structural-composite/parallel-strand-lumber/ | Structural Composite Laminated Strand Lumber Laminated Veneer Lumber Oriented Strand Lumber Parallel Strand Lumber Fire Safety Manufacture Quality Control Sizes Available Treated Wood Trusses Connections Mass Timber IJoists Lumber Panel Products Parallel Strand Lumber Parallel strand lumber PSL is a high strength structural composite lumber product manufactured by gluing strands of wood together under pressure It is a proprietary product marketed under the trade name Parallam Because it is a gluedmanufactured product PSL can be made in long lengths but it is usually limited to 20m 66 ft by transportation constraints Manufactured at a moisture content of 11 percent which is approximately the equilibrium moisture content of wood in most service conditions PSL is less prone to shrinking warping cupping bowing or splitting It is manufactured in Canada from Douglas fir and in the United States from southern pine from wood strands from which the growth imperfections have been removed This results in a product having consistent properties and high load carrying ability As smaller plantation and second growth timber finds its way into the market place to a greater extent PSL provides a means of ensuring the availability of a large dimension and high quality wood product The manufacturing process for PSL results in a strong consistent material that is resistant to seasoning stresses Uses PSL is well suited for use as beams and columns for post and beam construction and for beams headers and lintels for light framing construction It is commonly used for heavily loaded columns and beam and header applications where high bending strength is needed Visually PSL is an attractive material which is suited to applications where finished appearance is important It is also suited to concealed structural applications where appearance is not a factor PSL readily accepts preservative treatment and a very high degree of penetration and therefore protection is possible Treated PSL should be specified for members which will be directly exposed to high humidity conditions Post navigation | [
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http://cwglobalretailguide.com/cardiff/ | Global Cities Retail Guide Cushman & Wakefield Global Retail Services provides the tools our retail clients need to navigate across geographies and remain at the cutting edge of global , national and local trends in urban and suburban footprints . Our Global Cities Retail Guide provides detailed retail overviews of more than 150 + locations spanning 50 countries across the world . Select a Region | [
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http://cwhf.org/inductees/reformers/helen-keller | Helen Keller " One can never consent to creep when one feels an impulse to soar . " Helen Keller Induction Category : Reformers Born : 1880 Died : 1968 Inducted : 2006 Town : Easton β I am not dumb now . β These are the five words that Helen Keller vocally exclaimed to the public in 1930 . Deaf and blind since she was 19 months old , the then 50 - year - old Keller was also considered by many to be mute . When she first told her teacher , Anne Sullivan , that she wanted to be able to speak using her mouth and not just her hands , Sullivan considered the challenge insurmountable . With the resolve so characteristic of her life , Keller was determined to prove the world wrong . She was not dumb , not Helen Adams Keller was born with full sight and hearing in Tuscumbia , Alabama on June 27 , 1880 , the daughter of Captain Arthur Henley Keller and Kate Adams Keller . In 1882 , the young infant fell ill with what , at the time , was called a brain fever . Today , it is thought that Keller had suffered from either scarlet fever or meningitis . Shortly after her fever broke , her mother noticed a change in the baby ; she was no longer responsive to noise or gestures . The illness left Keller unable to Dr . Alexander Graham Bell , famous for his invention of the telephone . Dr . Bell , who later became one of Keller β s dearest friends , recommended that the Kellers visit Boston β s Perkins Institute for the Blind . It was through his intervention that Anne Sullivan entered Keller β s life . Sullivan , whom Keller came to simply call β teacher , β had lost the majority of her sight as a child and had trained at the Perkins Institute for the Blind in manual finger - spelled alphabet . She brought these skills with her to the Keller household in Alabama , where she began tutoring the young Helen Keller , who was then seven years old . When Sullivan arrived at her student β s home , she gave Keller a doll , and β doll β became the first word Sullivan tried to teach Keller how to finger The Miracle Worker , a play about the teacher . The play was later turned into a 1962 film starring Anne Bancroft and Patty Duke . With Sullivan β s help , Keller stayed on top of her studies throughout her childhood and teenage years . In 1900 , she began undergraduate studies at Radcliffe College and graduated four years later cum laude and with a keen desire to battle publicly for equality . She published her autobiography , The Story of My Life , in 1903 , and The World I Live In , explaining how she felt about the world , in 1908 . Keller dedicated the majority of her working life to advocacy on behalf of the disabled , especially the deaf and blind communities . She served as Ambassador for the American Foundation for the Blind and engaged in many public speaking and lobbying efforts . At the 1925 Lions Club International Convention , Keller β s speech called upon Lions Club members to enlist in the fight for the blind . She asked them , β Will you not constitute yourselves Knights of the Blind in this crusade against darkness ? β compelling the Lions Club to incorporate sight programs into their service initiatives . Keller was also very politically aware , and many of her views brought her under public scrutiny . She wholeheartedly believed in the suffragist movement , was a proponent of birth control , publicly expressed distaste for the war during World War I , and considered herself a socialist . Throughout her life , Keller wrote many books and essays , but her book Out of the Dark highlighted her socialist views and was burned by the Nazis . She responded to this book - burning in a letter , in which she spoke out against the atrocities of Nazism . Keller committed her entire adult life to the battle for civil liberties and received numerous honors for her work . She was presented the Presidential Medal of Freedom by President Lyndon Johnson in 1964 , was the first woman to receive an honorary Doctorate from Harvard , and was named one of the 100 most influential people of the 20th Century by Time Magazine . Keller moved to Connecticut in 1936 and lived in Easton until her death in 1968 . During This Time 1921 - 1945 : Prosperity , Depression , & War Learn more about the time period in which this Inductee lived . | [
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http://cwidaho.cc/faq/writing-center/what-quote-sandwich | What is a quote sandwich Download The Quote Sandwich Handout Writing Center Where is the Writing Center How do I write an MLA works cited page What are articles and how do I know Im using the right one How do I improve my paragraph structure and unity How do I format block quotes in MLA style How do I write a thesis statement What does an MLA paper look like How do I write an argument essay 1 2 3 4 5 last | [
"Quote Sandwich"
] |
http://cws.cengage.co.uk/dowling5/students/iebm%20definitions/industrial_sabotage.htm | Industrial sabotage In contrast to the image of the ' mad saboteur ' , careful review of existing research leads to the conclusion that most acts of sabotage are highly symbolic , are restrained and selective , are the product of collective or even conspiratorial efforts , and are performed with technical sophistication . They tend to be deliberate and calculated rather than impulsive and careless . Some level of workplace sabotage corresponds to the class - based organization of society and its associated distribution of advantages and disadvantages . This is compounded in effect due to issues of gender , race and ethnicity and other social barriers that exist . However , these macro conditions for sabotage do not fully explain its occurrence . It is also necessary to consider micro factors that manifest themselves in organizational and occupational settings , such as lack of control and exposure to systematic injustices . Simple desires for fun are sometimes considered as motives for destructive behaviour but such The contemporary and future importance of sabotage are hard to deny . It is therefore time for theorists of organizational behaviour and management to make a sustained effort to understand it . John M . Jermier & Walter Nord | [
"Industrial sabotage"
] |
http://cwsteamway.com/ | The most Thorough cleaning ever or its free guaranteed We have been serving the central Wisconsin area since 1985 and we are a small company run only by a husband and wife team We give you our personal attention every time We are both certified by the IICRC the industries certification group We at Central Wisconsin Steam Way strive to give you the best cleaning ever or its free guaranteed We make it our mission to constantly educate ourselves and learn all the new techniques and products out there in our industry This gives you the best cleaning results It would be our privilege for you to give us a try so call today to schedule a free estimate | [
"central Wisconsin area",
"industries certification group"
] |
http://cybernetnews.com/salary-search-engine-how-much-does-a-google-programmer-make/ | Salary Search Engine β How Much Does A Google Programmer Make ? Ever wondered what a Google Programmer makes in a years time ? What about any salary for that matter . Indeed . com has a salary search that gives you an estimate ( key word ) of what a salary might be for a particular job in a specific state or city . Their system is not completely error proof and of course as mentioned is just an estimate . They calculate the salary based upon an index of salary information . This information comes from job postings from a variety of sources in 50 million different professions . The results are updated every day which should provide you with an up to date estimate . It β s still in beta , but is fun to play around with nonetheless . So , what are the results for Google / programming professions ? Google Programmer in California β $ 190,000 Google Programmer in New York β $ 232,000 Programmer in California β $ 65,000 Programmer in Chicago β $ 74,000 Other results : Blogger in the United States β $ 39,000 Computer Engineer β $ 78,000 Geek Squad Computer Technician β $ 94,000 ? ? what ? ? I β m sure that some of the salaries included in their database are either highly inflated or well under the actual salary . It appears that the more specific you are with the position you β re inquiring about , the more accurate the average salary will be . News Source : Google Blogoscoped Previous Article CyberNotes : Changing Your Firefox Password File Next Article Skype β s Popularity Results In Skype " Accessories " September 28th , 2006 Written by Ashley Wagner | [
"salary",
"Google Programmer",
"error proof"
] |
http://cyberseams.com/article/104906/basics/how_to_attach_an_eyelet_attaching_grommets.html | Home Crafts Craft Basics How to Attach an Eyelet β Attaching Grommets How to Attach an Eyelet β Attaching Grommets Craft Basics Sewing - Home Decor Sewing Basics Sewing Clothes Sewing Tips and Tricks Grommets ( sometimes also called eyelets β but there is a difference ) are one of those things that seem to really separate homemade garments and bags from store bought ones . They β re incredibly useful for utility - type items ( bags , curtains , tarps ) and can range from making something look more sturdy to more elegant . There β s also been a more recent trend in using eyelets with scrapbooking projects . The look might seem hard to accomplish , but it really is n β t . And you do n β t To be clear though , grommets have two sides , a front and back piece , or a β male β and β female β piece . Eyelets are made of one piece of metal that , when attached , curls back onto itself while grabbing the fabric that it β s attached to . I have been attaching grommets for the better part of the last decade and only last year purchased a eyelet punch , which looks like a hole punch but the tip of it is made to curl the ends of the metal eyelet around the fabric . Before that , I used the hammer - on grommets . As long as you have a hammer and a hard surface to hammer against , this works just as well . For the hammer - on method , simply buy a pack of grommets at your local fabric or craft store β they often come with the necessary tool ( see the image below ) to use for the attachment . You β ll need a hammer , however . I highly recommend using interfacing under the fabric in the area where you will be attaching any grommets or eyelets . The extra reinforcement will help support the fabric . Mark the location where you want to attach it . Cut an x - shaped slit over the area with a A mallet is best to use instead of a hammer because it will distribute the weight / force of the hammer a little better . Using a rubber pad or cutting mat under your work will protect the grommet on the underside from damage when you hammer it in . A Note About Eyelet Pliers vs . Grommet Tools Eyelet pliers are great , but the kind pictured here do not attach the larger heavy duty grommets . Because eyelets are one piece of metal folded back onto itself , they also leave a slightly rough edge on the underside ; so be aware of this fact if you β re making a garment with it , as it could grab or scratch anything facing the underside of the fabric . However , if you do n β t need a larger eyelet for your project , then the punch tool might be worth your time and money . To view a video of an eyelet punch in use , click on the image below : diy embellishments sewing techniques | [
"Attach an Eyelet",
"Grommets"
] |
http://cyberseams.com/article/105725/all_things_knitting/knitting_tips_what_is_an_edge_stitch.html | Home Knitting Knitting Stitch and Pattern Examples Knitting Tips : What Is An Edge Stitch ? Knitting Tips : What Is An Edge Stitch ? The Knotted Edge , the Chain Edge , and the Seam Edge Knitting Stitch and Pattern Examples Every so often you may come upon a knitting pattern that references an edge stitch , or perhaps it references a selvage stitch . What is it ? Well , it β s a simple concept that probably sounds like more than it is . Let β s say you β re knitting a rectangle that is going to become a blanket . And , let β s say you β re knitting it back and forth . Depending on your skill and determination , your edges may look perfectly neat , but for many of us , they look a little frazzled . It can be more complicatede when you β re using a variety of stitches and not straight knitting every row . Sometimes edge stitches hang out , they get pulled longer than the stitches in the middle of a project , The Knotted Edge There are a few different ways you can do an edge stitch . First , I β m going to show you samples that were knitted in garter stitch . They are all knitted back and forth . The first example here was knitted in a plain garter stitch with no special edge stitching , but the edges still have a name . This , automatically , has what is called a knotted edge This is an example of a knitted Knotted Edge . The sample β s rows are made up in the Garter Stitch . The Chain Edge One way you can get a smooth edge along your piece is to only knit the first and last stitches on the right side , and slip the stitch on the wrong side . Be sure to slip it as if you were going to purl , not knit that stitch so the loop does n β t twist . Here β s an example of the garter stitch with the right side edges knitted and the wrong side edges slipped . This is called a chain edge This is an example of a knitted Chain Edge . The sample β s rows are made up in the Garter Stitch . This edge has a clean look for edges that will be exposed , for example on scarves , straps and belts . The Seam Edge Another way you can straighten your edges out on a garter stitch is to knit the first and last stitch on the right side and purl the first and last stitch on the wrong side . This is an edge stitch , but it is also called a seam edge This is an example of a knitted Seam Edge . The sample β s rows are made up in the Garter Stitch . This edge works well if you are going to be stitching more than one piece together along the seam . knitting stitches understanding knitting patterns | [
"Edge Stitch",
"Knitting Tips"
] |
http://cyberwest.com/15alwst/ | Treasure in the San Luis Valley : The golden horde , part II November 21 , 1997 By Christopher O β Brien The French expedition of 1790 Journeying down from the northern Rockies , exploratory French forays into the rarefied air of the Sangre de Cristos are said to have produced gold . A little - known story researched by Crestone author Jack Harlan concerns an ill - fated French - Canadian expedition into the southern Colorado Rockies , and is centered around a very identifiable northern San Luis Valley landmark . β While leaving the San Luis Valley by way of Poncha Pass , Round Mountain is skirted on the left . Here on Round Mountain an undetermined amount of gold nuggets [ is ] supposedly buried . There are several versions of the story . The most popular one is about a French Canadian trapper whose name has become lost through the years . . . . β A party of Canadians were trapping on the Snake River when they were discovered by American trappers , who attacked . In their hasty retreat , the Frenchmen lost their furs and traps to the Americans . Traveling south into western Colorado , one of the four found a gold nugget in the headwaters of the Gunnison River . Here they spent the next month successfully panning the gravel bars . Ute Indians discovered the Frenchmen and attacked them . In the running battle which lasted several days , three Frenchmen were killed . The fourth managed to escape over Starvation and bitter conditions killed off three of the men , who may have been eaten by the surviving two members . The treasure was never found , but the story endures , hundreds of years later . I travel on U.S. 285 , which winds within feet of this little mountain , and on every trip north out of the San Luis Valley , I wonder , , , One of Colorado β s most fabulous treasure legends is centered around a sizeable French expedition that journeyed to our area in the late 1700s . Setting out from a small French outpost near present - day Leavenworth , Kan . , 300 men and 450 horses began the long trek toward the Rockies . The guides , officers , miners and laborers , following the course of the Platte River , explored and prospected several areas before reaching southern Colorado , and it is believed by some that the huge expedition may have superficially prospected unsuccessfully at Cripple Creek Working their way south , they finally ended up near present - day Summitville , Colo . They made camp several miles east of Wolf Creek Pass and began prospecting the many creeks that flowed down the San Juan Mountains , just west of the San Luis Valley , hoping to find the elusive malleable metal . They allegedly struck the motherlode and buried the gold on what is now called Treasure Mountain . Most sources estimated the value at some $ 5 million , although one source estimated the cache as worth $ 33 million dollars . According to later reports , the gold was cached in three places , only known to the top officers of the expedition . A key chart was made of the entire area and kept by the officer in command . At first , upon their arrival at the Summitville area , the Native Indians seemed friendly . However , for some reason not presently known , the Indians became angry with the French . Perhaps the knowledge that the French were leaving with gold from their lands prompted them to attack the expedition as the French set out . In any event , an attack was mounted , and during the pitched battle , the gold was reburied and the French made new maps detailing where the buried gold was hidden . Very few French survived the battle . Estimates The sole survivor , the expedition β s historian named β Le Blanc , β eventually traveled back to France with two copies of the treasure map . One was given to the French government , the other , naturally , he kept . Several maps have appeared claiming to lead to the re - buried treasure . There is much confusion at this part of the story . One version has the historian β s family mounting an expedition and returning to find the buried treasure . Another version has the French government mounting an expedition led by a relative of the historian . In any event , the second expedition , which numbered around 50 men , headed west to recover the gold . Stopping in Taos , N.M. , they obtained the services of a guide who led them to the Summitville area . Allegedly , they searched the entire area for three years with Another version has the guide spending years trying in vain to locate the lost treasure of Treasure Mountain . Several maps have appeared claiming to lead to the re - buried treasure . A man named William Yule claimed he had a copy of the original and searched the entire western side of the valley β all the way north to Saguache , with no apparent success . Another colorful prospector named Asa Poor obtained the map from Yule , and with two partners , was able to locate several landmarks leading to the caches , but was not able Eureka ? After much digging , and a bit of luck , I β ve located and talked with several knowledgeable β treasure hunters . β I began hearing stories of β treasure maps . β Then , in 1993 , I was introduced to a amiable man I β ll call Tomas Ortiz ( not his real name ) . Tomas β wife is the daughter of the patriarch of the treasure - hunting family . At one point in our initial conversation , he casually told me that his brother - in - law has an authentic β treasure map After searching for decades , family members have slowly and painstakingly located seven out of eight landmarks and clues carved in rock that are mentioned in the map . The most important eighth and final clue has eluded their efforts for years . Then , in 1993 , their lucked turned . Or did it ? As Ortiz placed the last candle at the far end of the tunnel , a β large rattlesnake β lunged out of the gloom and narrowly missed striking him . Thirty - year - old Tomas happened to be hunting elk , in the mountains southeast of Del Norte , Colo . , on an overcast late fall morning in 1993 . The clouds loomed threatening , and a cold hard rain began to spit . The pale pre - dawn gloom cast faint detail to the surrounding vegetation , and Ortiz looked around for shelter from the rain . He spotted a small 3 - foot opening in the ground , hidden by some underbrush , and after removing some loose rocks , he squeezed through the opening and The following day , Tomas led an expedition back to the tunnel . Members of the party , consisting of 20 family members , began eagerly excavating the cave - in , and after several grueling hours of hard work , they extended the tunnel an additional 12 feet into the mountainside . Thirty - two feet in , they encountered a large boulder that appeared to have been purposely rolled into place to seal the rest of the passageway . By this time , the sun had set and the elated group gathered at the entrance and took a As Ortiz placed the last candle at the far end of the tunnel , a β large rattlesnake β lunged out of the gloom and narrowly missed striking him . He frantically scrambled breathlessly back out to the entrance followed by a boiling β swarm of bats β that began pouring out of the hillside . Uncharacteristically , the small mammals began squeaking and diving aggressively at the surprised party . What they claim happened seconds later quickly erased the elation and excitement of the expedition . According to Tomas , as he knelt down to light the first candle Further research has uncovered information that suggests the Ute Indians may have acquired some of the French gold during the running battle , and hid it down near the mouth of the Rio Grande Canyon . As of this writing , the family has obtained the Colorado state treasure rights to legally enter the cave and claim whatever treasure is located there . I have been invited along to document the event . Dead Man β s Cave Another fascinating account is one of the few that have actually produced verified gold to bolster the lucky finder β s claims . However , this is one of those that got away . It β s probably still out there . The Fairplay Flume , in 1880 , and The Denver Post have both published articles about this story told by three prospectors β E.J. Oliver , S.J. Harkman and H.A. Melton . In 1880 , the three men had been prospecting 2 miles north of what become known as Dead Man Camp , ( about 8 miles south Looking across the canyon , one of the men noticed what appeared to be a small opening in the shear rock wall . They made their way to the opening and made several crude torches . The opening was very narrow and less than 4 - feet high and extended into the cliff about 10 feet , before it opened up into a large 20 - foot - long vault . Shining their torches around , Oliver found the first of five skeletons scattered around the dusty , dark cavern . After exploring the cavern , they found several tight Search these vast areas hard and deep enough and you may be surprised at what you β ll find , but I suggest you tread lightly . . . β The men slipped off in the spring . But they never found the Dead Man Cave . Thought had thought it would be easy , but on their return they found so many places that looked like the area in which the caves were found . In fact , practically the entire area seemed strange to them . They went back frequently . Many others went back frequently . Nobody found anything . β ( The Fairplay Flume ) Colorado has an interesting series of β treasure rights , β which can be obtained for the right to look , find and keep treasure found in specific deeded locations . I could n β t help but wonder , who owned the treasure rights for the area around the Dead Man β s Treasure ? A simple listing of the San Luis Valley and Huerfano area β s lost mines and treasures is , to say the least , impressive . The following is a sampling of south - central Colorado and north - central New Mexico legends and accounts from the seminal works , β Lost Mines and Buried Treasures of the West , β by Thomas Probert ( the University of California Press , 1977 ) ; β Treasure of the Sangre De Cristos , β by Arthur Campa , ( The University of Oklahoma Press , 1963 ) ; the voluminous β From the Huerfano / Spanish Peaks region : Alex Cobsky β s Lost Mine near Silver Mountain , northeast of La Veta Pass The Arapaho Princess Treasure , near the Spanish Peaks Caverna del Oro , on Marble Mountain George Skinner β s Lost Mine , on Horn Peak Mountain The Green Lost Mine , west of the town of Red Wing , Colo . The Lost Mine of the Greenhorn Mountains , just east of the Wet Mountain Valley Henry Sefton β s Treasure , on the east side of the Sangres The fabled Huajatolla Gold , on the Spanish Peaks Jack Simpson β s Lost Mine , on Silver Mountain , east of La Veta , Colo . The Jasper Lost Mine , near Red Wing Juan Carlos β Lost Gold , on the Blanca Massif The Lost Pick Mine of Veta Creek , north of La Veta Creek in the Huerfano The Lost Veta Mine , north of La Veta Creek in the Huerfano The Treasure of the Spanish Fort , 25 miles west of Walsenburg From the southern , New Mexican part of the San Luis Valley , we could find : Cannady β s Murder Money , in Taos Canyon The Chavez Lost Copper Mine , north of El Rito , N.M . The Grinning Skull Treasure , in the Sanges east of Taos Gus Lawson β s Lost Mine , on Taos Mountain Juan Gallule β s and Techato Martinez β Lost Mine , on Jicarita Peak Madame Barcelo β s Lost Treasure , 40 miles east of Taos Padre Mora β s Treasure , Kit Carson State Park , southeast of Taos Rio Grande Gold , on the Rio Grande , north of Taos ; Simeon Turley β s Lost Mine and Treasure , about twelve - miles northwest of Taos ; The Treasure of Tres Piedras , west of Tres Piedras , N.M . White β s Lost Mine , near the town of Amalia , N.M . From the central and northern San Luis Valley , where I live , we might even find the following : The Spanish Treasure of Blanca Peak , on Blanca Peak , north of Ft . Garland , Colo . The Lost Mine of Embargo Creek , east of Creede , Colo . The Paymaster β s Treasure of Ft . Garland , on Trincera Creek , south of Ft . Garland The Lost Mine of Hidden Valley , near La Jara Creek , west of Capulin The Josh Thomas Treasure , on Conejos Creek , west of Antonito , Colo . Manuel Torres Lost Mine , on Culebra Peak , southeast of San Luis , Colo . Mark Bidell β s Lost Lode , near Saguache Creek , northwest of Del Norte , Colo . The Phantom Mine , Davis Gulch , 6 miles south of Crestone The Lost Brother Mine , north of San Isabelle Creek The Lost Sidney Brother Mine , Burnt Gulch , just east of Crestone The Disappearing Sand Dunes Wagon , Great Sands Dunes National Monument The Lost Mine of Mogate Peak , east of Creede , Colorado The Buried Treasure of Round Hill , just south of Poncha Pass The Lost Mine in the Sangres , near Cottonwood Creek , 5 miles south of Crestone The Missouri Bank Robbery Treasure , between Music and Mosca Pass The Center ( Colorado ) Bank Heist Loot , north of Moffat , Colo . at the Grey Ranch The Lost Treasure of Treasure Mountain , east of Pagosa Springs and from near the Taylor Ranch White β s Lost Cement Mine , on Culebra Peak in Costilla County There may be additional secrets buried beneath south - central Colorado . Hidden away from prying eyes and the light of discovery , it is said , the mountain β s inner depths contain man - made mysteries perhaps more compelling than gold and treasure . Search these vast areas hard and deep enough and you may be surprised at what you β ll find , but I suggest you tread lightly . . . Filed Under : Colorado ' s San Luis Valley | [
"San Luis Valley",
"The golden horde"
] |
http://cyha.com/ | Miceala Sindoris Commits to NU Congratulations to Miceala Sindoris Charlestown Youth Hockey Boston Jr Eagles and Worcester Academy who has committed to play D1 College at Northeastern University Pictured with Miceala at the signing ceremony are her parents Jack and Kim along with niece Riley by CYHA posted 01102018 News Headlines Miceala Sindoris Commits to NU 1102018 Upcoming Games Oops Somethings not right Were sorry it looks like you got caught in our bot filter Please confirm you are human Loading Weather | [
"Miceala"
] |
http://cypress.reddingschools.net/ | Welcome to Cypress Elementary Carrfire Recovery The City of Redding and County of Shasta have partnered to develop a web page dedicated to the Carr Fire recovery The website is wwwshastareddingrecoversorg k Parent Survey Please take a few moments and complete our Cypress School Needs Parent Survey Chromebook Agreement NEW For students to participate in the 11 project parents need to review and sign online Details regarding project here 11 project page Online Signature Page Upcoming Events Mon 07 Winter Recess NO SCHOOL January 7 Mon 21 Martin Luther King Jr Day NO SCHOOL January 21 Feb 14 Valentines Day Luncheon Student Lunch Times February 14 1130 am 100 pm 20172018 ParentStudent Handbook Download Cougar Cafe Menu Averages Continue to Fall Behind Graph Shows Redding Schools are Behind Last Years Average Attendance Counts Every Student By Name Every Day Click to learn more about how you can help Christmas Program at Sequoia by cypoffice Dec 4 2018 Cougar News On December 14 2018 Cypress students will be performing in our annual Christmas Program This program will be held at Sequoia School in the McLaughlin Auditorium from 900 1015 am Please join us as we celebrate the holiday season together read more Closed for Winter Recess by Karen Ditzler Nov 14 2018 Cougar News Cypress School will be closed for Winter Recess Closed Friday December 21 2018 through Monday January 7th 2019 School will resume on Tuesday January 8th 2019 We wish you an enjoyable Winter Break See you in the New Year read more Parent Teacher Conferences Minimum Days November 9th 16th by Karen Ditzler Oct 31 2018 Cougar News Reminder that Parent Teacher Conferences and Minimum Days take place starting Friday Nov 9th through Friday Nov 16th Please contact the school site at 2250040 for details on how to schedule your conference read more Red Ribbon Week October 22 26 2018 by cypoffice Oct 15 2018 Cougar News Red Ribbon Week will take place Monday October 22 Friday October 26 2018 Please join us as we encourage our students to live their lives free of drugs Each day of the week will have a theme Monday Crazy Hair Day Tuesday Nerd Day Wednesday America Day dress read more Older Entries Shasta Strong Donation Drive August 24 2018 Have a Great Summer The Last Day of School is Wednesday June 6 2018 Christmas Program at Sequoia Closed for Winter Recess Parent Teacher Conferences Minimum Days November 9th 16th Red Ribbon Week October 22 26 2018 Parent University Registration Open Now Walk to School Day October 10 2018 Blood Drive October 3 2018 Attendance Gaps lead to Achievement Gaps Chronic Absence Is Solved When The Whole Community Plays A Part Picture Day Is Coming School Attendance is Habit Forming Attendance Awareness Campaign September 2018 Every Student By Name Learning Every Day AttendanceLearning Campaign Back to School Night Grand Opening of the STEAM Discovery Lab Welcome Back to School Shasta Strong Donation Drive August 24 2018 Have a Great Summer The Last Day of School is Wednesday June 6 2018 Christmas Program at Sequoia Closed for Winter Recess Parent Teacher Conferences Minimum Days November 9th 16th Clever Access Student Applications like Lexia Typing Club Scratch and more Make sure you know your students Manzanita Google account to login LCAP The Redding School District Local Control Accountability Plan LCAP is available to download from our School Board or Business Services page t Parent Advisory Council There is a Parent Advisory Committee in regard to the LCAP on December 19th from 330 pm430 pm When December 19th 2017 from 330 pm430 pm Where Redding School District Office in the Boardroom 5885 East Bonny View Road PAC Agenda December 19 2017 5964 KB 19 Download If you have any questions please call Karen Ditzler at 2250011 or email kditzlerrsdnmporg School Tour Conveniently located right on Cypress Ave close to Redding City Hall the Public Library and the new Redding Police headquarters We service kids from Preschool through 5th Grade come view our online tour and pictures of our wonderful campus Bus Schedules Click here to our our transportation bus routes We provide great interactive maps to help you locate the bus stop for your child closest to your home Cafeteria Menus Our Cougars Cafe serves up wonderfully tasty and healthy breakfasts made with love from our head cook Jackie Thurmond She tries to give menu options that make all kids happy while maintaining a healthy and safe environment for your child Cypress Parent Club Are you a Parent and want to get involved Please visit the Cypress Parent Club Facebook Page | [
"Cypress School"
] |
http://cypresstrailsranch.com/ | Ride REALLY Ride Reservations adored Walkups will be accommodated if possible but those with reservations will be given priority Book online 247 or call 2814467232 800 am to 700 pm WARNING UNDER TEXAS LAW CHAPTER 87 CIVIL PRACTICE AND REMEDIES CODE A FARM ANIMAL PROFESSIONAL IS NOT LIABLE FOR AN INJURY TO OR THE DEATH OF A PARTICIPANT IN FARM ANIMAL ACTIVITIES RESULTING FROM THE INHERENT RISKS OF FARM ANIMAL ACTIVITIES Release of Liability Form for All Riders DOWNLOAD NEW CYPRESS TRAILS BROCHURE First Trail Ride leaves at 900 am last Trail Ride leaves at 430 pm We are open 7 days a week closed on Thanksgiving and Christmas Book a Trail Ride Today Book a Lunch Ride Today Book a Pony Ride Today Book a Lesson Today Buy Gift Cards INTERNDAY CAMP PROGRAM 121718 thru 11819 Enjoy your holiday break with horses Interns at Cypress Trails Day Camp gain conο¬dence in horsemanship safety grooming ground handling and most importantly in themselves while building wonderful new friendships DOWNLOAD BROCHURE AND LEARN MORE HERE Volunteer at CYPRESS TRAILS DOWNLOAD INFO HERE PHOTOGRAPHY Personal Wedding and QuinceaΓ±e SCHEDULE A SHOOT Gold Medalist International Endurance Champion Cypress Trails owner Darolyn Butler welcomes you to come by and ride for one or more hours or book lessons to learn the techniques of endurance riding from the best in the world Cypress Trails Equestrian Center is approximately 25 miles north of downtown Houston This ranch is a 7day a week trail riding endurance training and boarding stable The property adjoins some of the most scenic and challenging trails in Texas yet only minutes away from George Bush International Airport IAH Darolyn provides expert consulting services to the backyard horse owner as well as the multimillion dollar equine facilities Darolyn has many years of experience to assist with facilities setup and design selecting riding equipment or purchasing the perfect horse for your specific level and use Finally she has the expansive industry contacts to assist you in reaching your goals timely and cost effectively Celebrating 30 Years of Excellence GOOD WORDS FROM GOOD PEOPLE WHO ENJOYED THEIR VISIT TO CYPRESS TRAILS RANCH Tucked away behind Bush Airport I would have never expected this place to be here It is what you would expect The thing that makes this place great is the staff that works there is super friendly Even on the phone I could tell they were going to be very nicehelpful when we got there I scored some major boyfriend points the service was great the horses were beautiful I was a happy camper Wahab A Houston TX My boyfriend and I are currently active duty Im stationed in WA and hes in New Jersey so we planned a trip to Houston TX while we were on leave and I had the bright idea of going horseback riding My boyfriend and I had a blast and said we would love to come back and ride with them again I would recommend Cypress Trails if you plan a trip to Houston Jaki J King WA For my gfs 25th birthday I wanted to do something special for her She had been saying for a long time that she loves horses and recently while at the renaissance festival I realized that she REALLY loves horses I was really scared at first but by the end I was in control It was a blast Overall they give you good tips for beginners and it was fun experience David N Houston My girlfriend and I had a blast We did a twohour ride and we were the only ones in that time slot Our guide was David and he showed us the ropes really effectively My gf and I were extremely pleased with the whole experience and we plan on telling everyone that they should go there The horses were healthy and strong too Captain A Houston TX I had a great ride with Laura and Kari Although it was humid and some trails we inaccessible due to flooding I had an awesome time They make sure to adjust to your skill level and follow safety procedures They were a great pair to ride with hilarious and personable The prices are reasonable and Im so glad I went through with it Mariel M Newark DE My daughter her sister and I went to Cypress Trails today for a four hour lunch ride My daughter was scared after being on the horse for a few minutes and decided not to ride They led her back to the ranch and even drove her over to the restaurant to meet us for lunch Thank you Cypress Trails Anonymous Crosby TX I love this place Everything about is good All the rangers that take you out on the beautiful trails are awesome They ask you how much you know so dont worry whether you are a pro or a beginner this is a great place to go ride I purchased a block of lessons and use them when I want to Roxanne S Spring TX I tried Cypress Trails over the summer and thoroughly enjoyed my experience Although it was hot we were taken on highly shaded trails that kept us and the horses cool I never knew there were so many trails out there I definitely plan to go back Amanda K Houston TX I began riding here last Christmas and I had a blast Im hoping to go on to big things in the endurance riding world Thanks Darolyn for everything We are all like family out at cypress trails and all hope you come out to visit us one day Mia Bella G Houston TX It was my first time visiting Cypress Trails Great ranch The horses looked well taken care of The people around knew what to do whether it is cleaning up getting the horses ready getting the riders ready greeting them after the ride etc Definitely a place to visit if you are looking for trail rides or training to be better rider Ina T Laguana Niguel CA WHAT WE DO and HOW WE DO IT Horse Boarding Horseback Riding Parties Events Lessons Training HORSE BOARDING Our ranch is a wonderful place to board your horse with clean stalls safe paddocks and turnouts and quality feed and hay Our super staff provide the finest care 247 Ride our many scenic park trails every day of the week HORSEBACK RIDING Darolyn and her family offer their national and worldclass endurance horses for both pleasure trail riding and competitive endurance riding instruction Ride for an hour or two Join in an extended lunch ride or book us for the entire day PARTIES EVENTS Plan your next birthday holiday party reunion festival wedding corporate gathering or special event with us You are welcome to bring your own food and cook using our grill and other facilities or let us arrange for your event to be catered LESSONS TRAINING Natural Horse Training and Horseback Riding Lessons are are offered in a private or group class No ring work here unless you insist Lets hit the trail as riders learn by doing while experiencing primitive trails and enjoying the forest scenery CLICK HERE TO TAKE A BARN TOUR Book a Ride Plan an Event Inquire About Our Training Programs or Just Learn More About Cypress Trails VIEW OUR SPECIAL OFFERS GET IN TOUCH OR BOOK A RIDE BUY A GIFTCARD | [
"CYPRESS TRAILS RANCH"
] |
http://cz-usa.com/product/cz-2075-rami-bd-9mm-black-alloy-3-dot-tritium-sights-14-rd-mags/ | CZ 2075 RAMI BD 68000 CZ 2075 RAMI BD Description The CZ 2075 RAMI BD is a decocking version of the classic RAMI design available only in 9mm Luger The BD RAMI gives the user a decocking lever to lower the hammer for a double action first shot and single action thereafter The BD RAMI also includes a set of tritium 3dot combat night sights The RAMI BD 9mm is shipped with one 10 round flushfitting magazine and one 14 round extended magazine or a lowcapacity compliant version with two 10 round magazines SPECIFICATIONS CZ 2075 RAMI BD 9mm CZ 2075 RAMI BD 9mm low capacity Product Name CZ 2075 RAMI BD 9mm SKU 91754 Firearm Type Handgun Purpose Concealed Carry MSRP 68000 Chambering 9mm Luger Magazine Capacity 1014 Magazine Type Double Stack Frame Aluminum 7075 T6 Grips Rubber Trigger Mech DASA Sights Fixed Night Sights Barrel Cold Hammer Forged Barrel Length 305 in Weight 26 oz Overall Length 65 in Height 47 in Width 125 in Safety Decocking Lever Safety Stop on Hammer Firing Pin Block Safety Product Name CZ 2075 RAMI BD 9mm low capacity SKU 01754 Firearm Type Handgun Purpose Concealed Carry MSRP 68000 Chambering 9mm Luger Magazine Capacity 10 Magazine Type Double Stack Frame Aluminum 7075 T6 Grips Rubber Trigger Mech DASA Sights Fixed Night Sights Barrel Cold Hammer Forged Barrel Length 305 in Weight 26 oz Overall Length 65 in Height 47 in Width 125 in Safety Decocking Lever Safety Stop on Hammer Firing Pin Block Safety Yukon John October 26 2018 This is the handiest subcompact you could hope for Yes on the scale its heavy but it carries very light and fights far above its weight class Its got a long consistent trigger in DA a fairly short and well defined reset and a wonderful SA pull Im not a fan of subcompacts but this chunky monkey has started to change my mind Gary Kreutzer June 29 2018 My first CZ was a 75 SP01 Tactical 9mm I fell in love with it on the first shot I couldnt beleive how accurate and easy it was to shoot right out of the box I was looking for a subcompact 9mm with the same setup and decocker as the Tactical 75 It took some work but I finaly found a RAMI BD It was well worth the effort You will not find a better subcompact 9mm Go CZ and you will never go back James Holly June 4 2018 My gun collection started with Sig Sauer until I discovered CZs Ive become quite a fan of CZs and I now own 5 CZs My latest is a RAMI BD and it will be my carry gun in case Im ever in an emergency situation It took me some time to find the different CZs I have since they arent in stock in most gun shops but I knew what I wanted and I was patient while looking for each CZ I own Out of the five I own if I had to pick a favorite it would be my Steve Luxton April 27 2018 Im about to do more than dip my toe iinto the water on the 2075 Rami BD I was looking for a dealer near FtBragg that might have this pistol When I went online to check out inventory I couldnt find a RAMI but I ran across a CZ SP01 Phantom priced right so I bought it Now Im in South Florida and have found my RAMI The wife will never understand but I cant pass up the chance to get a RAMI Btw the SP01 is the best shooting pistol Ive ever shot If it werent for the sights Melvin West February 23 2018 BEST OF THE BEST LOVE CZ BEST HANDGUNS ON THE MARKET BAR NONE I have 2 FULL size and 2 compact excellent shooters Lee Crosley January 10 2018 I have many CZs TSOSP01Shadow 2P0185 B 97 BD I thought the Rami BD was too small for me so I bought the Rami BD for my granddaughter I took her to the range to teach her how to shoot it Big mistake It shot so well that now I have to buy another one for me PS she really loved it too Wayne Waller December 22 2017 I Love the CZ 2075 Rami with the Decocker It makes a Great Little Carry Gun I also own a CZ PO9 that is Also a Great Gun They are Great Quality Well Built Guns You Just Cant go Wrong with a CZ steve thill September 21 2017 I own 2 CZs SP01 Tactical 9mm and 75 Compact along with a DW CCO Went to local shop to see if a P10 could be had No luck but what I did find was a Rami BD Passed one up years ago but not this time looking forward to the range this weekend and what will likely be my new EDC HRGUNN June 30 2017 The RAMI BD is a fantastic pistol Is it heavier than polymer subcompacts yes but the RAMI is much easier to shoot The pistol is comfortable to grip and the sights out of the box were spot on So far Ive shot target ammo 115 GR Federal Champion 325 rounds and my carry loads 147 GR Speer Gold Dots 100 rounds and have had no malfuntions The only negative I can think of is the weight but that can be mitigated by a well made gun belt and good holster If youre interested in a RAMI BD and happen to see one at the gun store theyre hard to find get it Youll be happy with your purchase Henery Bosch January 30 2017 I ordered my first 2075 Rami in 2011 to no avail and in 2013 I purchased a 2075 and the dealer shipped me by mistake a PCR I was disappointed until I visited the range But still I didnt have my Rami Later on in 2013 I found one and purchased it and it was shipped to my FFL Again it was the wrong pistol it was a safety I had no complaints with the handgun but I wanted a BD So I wasnt happy Finally in June of 2016 a 2075 Rami BD was on the way from Nebraska Jerry Davis December 25 2016 Love my cz75d compact pcr Must have and get the 2075 BD RAMI for conceal carry just becauseDont need itbut that isnt reason not to Andy G October 11 2016 Finally located a Rami 2075D in 9mm Although it was used it is in likenew condition No one seemed to have had this gun new in stock Looks great and shoots great Noel October 10 2016 For those of us who believe a DA 1st round provides an important measure of safety there simply isnt a better option than CZs D models The decocker can be activated to reengage DA by stronghand thumb without changing your grip This is an important feature unique to CZs for holding a perp at gunpoint in a pressure situation without worry of an accidental discharge I now own 3 CZs SP01 Tactical P01 and RAMI BD Simply the Best forget the rest Robert C Baker September 6 2016 I own two CZs A 75 D PCR and a 2075 D RAMI The RAMI is my carry gun and the 75 D PRC is a I just wanted it kind of purchase Theses two guns are absolutely fantastic pistols The RAMI makes an excellent carry gun despite the 26 oz weight They both shoot great Jerry Castro July 31 2016 Recently purchased my first cz a 75sp01 tacticalas i own many handguns of diff calibers i could not believe how near perfect this gun shot now ive gone back and purchased the 2075 bd rami all I can say is WOW In my humble opinion you WILL NOT purchase a more near perfect handgun for the money always comparing apples to apples these shoot smoother than any of my Kimbers and I paid much more for themDont mistake me I still like my 1911 kimbers but these cz pistols are near perfect I will be gOIng back for different models PappaWheelie May 28 2016 CZs 2075 RAMI BD is in a class by itself simply without compare in the marketplace As CZs smallest most concealable pistol its 3 barrel length combines with 15 round capacity decocker freedom from having to remember under pressure to deactivate a safety and Tritium Tru Dot night sights Its CZexclusive internal slide rails provide strong thumb registry area between the slide release and decocker levers while contributing to CZlegendary accuracy and low borecenter softness of felt recoil The DASA Commander hammer acts as a thumb engagement handle to aid rapid retraction from full concealment I carry 1200 IWB in Dan May 23 2016 Have been a CZ owner for years but only recently picked up the RAMI BD Great ergonomics super accurate and completely reliable Best subcompact pistol Ive ever owned or shot Jorge Guzman March 27 2016 After shooting and carrying an MP Shield 9mm as my EDC for several years I was never satisfied with its accuracy or ammo capacity The first time I shot a RAMI 9mm I was extremely surprised with its accuracy fit and finish A complete subcompact out of the box no trigger modifications required nor sights to replace Within two months of shooting the RAMI I purchased my own RAMI 9mm BD Weeks later at the range my friend was shooting his Shield 9mm and asked if he could test fire the RAMI now hes hooked and has ordered a RAMI Eric Giffin January 1 2016 I started with the CZ 75 compact per as my first gun purchase ever I liked it so much I had to pick up the 75 BD After that I felt I was ready to start carrying I wanted something a little smaller and lighter I couldnt find the RAMI anywhere so I ended up settling for a Glock 26 I never gave up on the RAMI though and once I found one a year later I dropped that Glock in a heartbeat The RAMI is a fantastic carry weapon and it was well worth the wait If you find Rod Combs December 10 2015 Well I to got on the CZ bandwagon Bought a po1 compact it is a fabulous weapon Then got on the Rami hunt no one had one on the Internet I did not want the manual safety and I love the decocker also with night sights This is in my collection of a Glock 43 Smith shield and an XDS I will say nothing bad about any of these weapons as they shoot whatever you put in them However you can see the quality in the Rami PR September 14 2015 I was recently introduced handson to the CZ line of firearms through a friend at the range Suffice to say I immediately went on the hunt for a CZ75 SP01 TAC for my combat sidearm and was fortunate to find a new one at a great price with 2 191 9mm cap Hands down the best sidearm I have carried Well it wasnt enough so I picked up a 2075 RAMI BD Love th CZ over everything out there Get yours now dont wait go NOW Andrew Brock September 9 2015 When I decided I wanted a semiauto pistol and might want to get my CCW I checked out just about all of them Glock Sig HK Beretta SW MP Walther Kimber and more Then I picked up a CZ 75 Compact and I had to have it I can not say enough positive things about it but then after I got my CCW I was interested in something smaller and lighter and thats when I got my hands on a CZ 2075 Rami I firmly believe it is perfect There is no better double stack subcompact CZs ergonomics are legendary In the end there are two types of handgun owners those who have never held or fired a CZ and people who love their CZ CZ puts them all to shame JOHN HEENE September 4 2015 New CZ RAMI 200 rounds today and it performed flawlessly smooth and I am amazed at the accuracy of this little gun This is the best CCW gun I have ever had I am a retired Police Officer and have used my CZ 75 P7 for years which has never let me down CZ is an outstanding weapon Richard July 18 2015 I am fortunate to own a CZ Custom Shadow tricked out by CZCustom It is a great range gun but a bit much to carry I just picked up a RAMI and find that it is like a mini Shadow Of course the trigger is not quite as smooth and simple but for a carry gun it is a great balance Highly recommend this gun if you are after a small great shooting CZ in 9mm Albert ARROYO May 14 2015 I am an avid shooter this gun been an absolute joy to own going on year now and around a thousand rounds it just seems to get smoother as it wears Alloy frame the gun the right heft to absorb recoil makes recovery time is minimal The action is very smooth and reliable Accuracy is dead on at about fifteen yards and a tad high at about 20 yards Mostly to blame on muzzle lift I think but very manageable I only wish it was ambex slide release and safety for I am a lefty double stack magazine is great Mike December 30 2014 CZ continues to blow my doors off every hinge These guns are just incredible balance hold sighting recoil the works Id say that it is the best you can find on the market for the money but that seems to cheapen it This is a top notch piece of gear This is a fine top of the line gun that can match up to anything out there Once you hold it in your hand and pull off a mag you will wonder how the heck they arent charging twice the money truly I would love to get my hands on doc October 22 2014 love the decocker its small holds lots of shells and 300 yards a hit now I can keep my p95 in home gun and carry this Ryan Lodermeier July 21 2014 If polymer is not your thing but a real deal sub compact is your needs buy this pistol without hesitation This pistol shot just as accurate as any other sub compact I have ever shot The weight is nicely balanced and conceals with total ease The sights line up effortlessly and I can not say more about the ducktalebeaver tail when it comes to having a high grip Grip angle was perfect coming from the 1911 world My first 3 mags were a little spotty all my fault After that I felt like Robinhood shooting bad guy targets at 30ft I havent taken it out to 25yrds yet since I never shoot my sub compacts that far but I imagine it would still be on par Overall Just as accurate as anything else out there for me comfort only matched by sub compact 1911s pricevalue is the best I have ever seen great sights easy concealment lives up to the advertisement Questions Contact Us | [
"CZ 2075 RAMI BD"
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http://d-scholarship.pitt.edu/26680/ | Factors that affect length of stay in a non - profit hospice Singh , Indira ( 2015 ) Factors that affect length of stay in a non - profit hospice . Master Essay , University of Pittsburgh . This is the latest version of this item . Microsoft Word Accepted Version Available under License : See the attached license file . Download ( 463kB ) Plain Text ( licence ) Available under License : See the attached license file . Download ( 1kB ) Abstract This study examined the factors that influence length of stay at a local non - profit hospice organization . Length of stay is a variable of public health significance as it affects quality of life at the end of life and healthcare expenditures associated with end of life care . Data included three years of medical records ( n = 7,574 ) from a non - profit hospice in the Pittsburgh , PA area . Factors considered were age , race , gender , primary diagnosis , insurance type , referral source , admission location , and score on the Share Citation / Export : Details Item Type : Other Thesis , Dissertation , or Long Paper ( Master Essay ) Status : Unpublished Creators / Authors : Creators Email Pitt Username ORCID Singh , Indira ids4 @ pitt . edu IDS4 Contributors : Contribution Contributors Name Email Pitt Username ORCID Committee Chair Keane , Christopher crkcity @ pitt . edu CRKCITY UNSPECIFIED Committee Member Degenholtz , Howard degen @ pitt . edu DEGEN UNSPECIFIED Date : December 2015 Date Type : Publication Submission Date : 23 November 2015 Access Restriction : No restriction ; Release the ETD for access worldwide immediately . Publisher : University of Pittsburgh Institution : University of Pittsburgh Schools and Programs : Graduate School of Public Health > Behavioral and Community Health Sciences Degree : MPH - Master of Public Health Thesis Type : Master Essay Refereed : Yes Uncontrolled Keywords : Hospice , Length , of , stay Date Deposited : 19 May 2016 16 : 10 Last Modified : 30 Oct 2018 13 : 55 URI : http : / / d - scholarship . pitt . edu / id / eprint / 26680 Available Versions of this Item Factors that affect length of stay in a non - profit hospice . ( deposited 19 May 2016 16 : 10 ) [ Currently Displayed ] Metrics Monthly Views for the past 3 years Loading . . . Plum Analytics Actions ( login required ) View Item | [
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http://d-scholarship.pitt.edu/6743/ | Studies of Association of Environmental Risk Factors in Down Syndrome Hong , Chang Sook ( 2011 ) Studies of Association of Environmental Risk Factors in Down Syndrome . Master ' s Thesis , University of Pittsburgh . ( Unpublished ) PDF Primary Text Download ( 355kB ) | Preview Abstract Down syndrome ( DS ) is the most common live - born birth defect in humans . The genetic cause of DS is trisomy of chromosome 21 . 94 % of cases of DS trisomy are due to maternal chromosomal non - disjunction . Advanced maternal age has been identified as a key risk factor for DS . However , it is not clearly understood yet how maternal age effect increases chromosome non - disjunction . Recently , it has been suggested that factors involved in meiotic chromosome segregation may be altered in aged oocytes and such molecular abnormality could Share Citation / Export : Details Item Type : University of Pittsburgh ETD Status : Unpublished Creators / Authors : Creators Email Pitt Username ORCID Hong , Chang Sook cshong @ pitt . edu CSHONG ETD Committee : Title Member Email Address Pitt Username ORCID Committee Chair Feingold , Eleanor feingold @ pitt . edu FEINGOLD Committee Member Anderson , Stewart andersons @ nsabp . pitt . edu SJA Committee Member Lin , Yan yal14 @ pitt . edu YAL14 Date : 29 June 2011 Date Type : Completion Defense Date : 28 February 2011 Approval Date : 29 June 2011 Submission Date : 4 April 2011 Access Restriction : No restriction ; Release the ETD for access worldwide immediately . Institution : University of Pittsburgh Schools and Programs : Graduate School of Public Health > Biostatistics Degree : MS - Master of Science Thesis Type : Master ' s Thesis Refereed : Yes Uncontrolled Keywords : Association ; Down Syndrome ; environmental risk factor ; linear regression ; logistic regression model ; meiosis ; oral contraceptive ; smoking ; telomere length Other ID : http : / / etd . library . pitt . edu / ETD / available / etd - 04042011 - 005433 / , etd - 04042011 - 005433 Date Deposited : 10 Nov 2011 19 : 34 Last Modified : 15 Nov 2016 13 : 38 URI : http : / / d - scholarship . pitt . edu / id / eprint / 6743 Metrics Monthly Views for the past 3 years Year Apr 2016 106 May 2016 167 Jun 2016 118 Jul 2016 26 Aug 2016 46 Sep 2016 138 Oct 2016 174 Nov 2016 139 Dec 2016 144 Jan 2017 106 Feb 2017 225 Mar 2017 266 Apr 2017 167 May 2017 161 Jun 2017 76 Jul 2017 81 Aug 2017 103 Sep 2017 154 Oct 2017 213 Nov 2017 169 Dec 2017 158 Jan 2018 157 Feb 2018 190 Mar 2018 211 Apr 2018 165 May 2018 111 Jun 2018 57 Jul 2018 61 Aug 2018 52 Sep 2018 117 Oct 2018 130 Nov 2018 102 Dec 2018 88 Jan 2019 52 Feb 2019 102 Mar 2019 92 Apr 2019 43 Plum Analytics Usage D - Scholarship @ Pitt - Downloads : 1570 see details Actions ( login required ) View Item | [
"Down Syndrome",
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http://d365tour.com/en/microsoft-dynamics-d365o/trade-logistics-d365fo-en/go-live-experience-items/ | 25 janvier 2018 5 comments Trade Logistics D365FO Go live experience update items after data integration functional issues Posted by admin2897 Version française disponible ici Im happy to have take part again to a quick ERP project deployment 4 months for that customer from beginning to Go live in January The key success of this kind of project are A consultant team unified A customer team involved No customization or very few Less than 30 users Defined scope in advance and kept it The best part of that was my first D365FO cloud Go live with advantages you forgot your laptop at home but you can still work from any personal computer or laptop as long as you have internet and drawbacks technical team felt orphan without any AOT for running correction scripts everything is managed by Microsoft for Production environments Even if the story ends with a happy ending as always on Go live no we have encountered some data integration issues Too bad we found them after the import of items and after the initial counting has been posted When you have some transactions its always difficult to change the item setup Here are some tricks and tips to help you on that Items with wrong storage or tracking dimension group allocated When importing items you probably have used the Data Management workspace which has been really enhanced since the DIXF creation as an addon in Ax 2012 R2 When creating product and releasing it For items we could have more than 10 files to import them products variants released product prices bill of materials default additional setting Lets consider we have imported a product and allocated the storage and tracking dimension group from here Then the item has been released with the appropriate entity Item model groups units item groups and the rest is setup After that you post the initial counting for that item Inventtrans is impacted Suddenly you notice there is a wrong setup on this item according to the tracking dimension group your item should have been batch tracked The first thing to do is to cancel your counting Then you know that you can not change the Tracking dimension group from the released product its greyed What you need to do is to go under your product and from there clear the Tracking dimension group Then go back to your released product and now you can clear the Tracking dimension group area After that go back to your product and choose the appropriate Tracking dimension group batch in that scenario The Tracking dimension group will be allocated to the released product automatically Dont try to allocate directly the Tracking dimension group to the released product if the product has been created first it wont work From now you can initialize your batch number for your product You should be able to post the inventory counting with the batch number In some situation you wont be allowed to switch so easiely of Tracking dimension group or Storage it works the same way Sometimes you should have this message when trying to change activate closing of nonfinancial transfers is set to yes That is because your target Tracking dimension group has the financial checkbox enabled Another tips you can do is to create a specific Tracking dimension group with that checkbox disabled and repeat the previous procedure for product allocation Then run the procedure another time by clearing and allocated the correct target Tracking dimension group with the financial checkbox enabled that will work Wonderful In a different context in which you have been live for a long time and you want to change tracking or storage dimensions you may encounter this message too Try then to run the inventory closing to solve this When creating released product directly Lets test the following scenario the item has been directly created as a released product through the Data Management workspace You should know that creating directly a released product create instantly a product The only thing is the Tracking and Storage dimension groups will be blank defaulted for product even if they are correctly filled for the released product What you need to do for updating the Tracking or Storage dimension group for the released product after having posted some transactions is Clear the Tracking dimension group from the released product Default the appropriate value on the product it will populate the new value and greyed it for the released product Item setup with the wrong Product subtype Here is a more complex situation the item has been created as an Item Product type instead of a Service one With a first counting posted its impossible as far as I know to update the Product type More even if there is no transaction at all you can not change this You need to delete the released product and the product If the codification of the item is important meaning you need to keep the item number as it is you should consider to rename the wrong one and import it again correctly How can you achieve this For the released product go into the Options tab and use the Record info field to rename it Thats quite easy As you can see I have now renamed the released product About the product its more complicated If you try to do the same process you will be stucked because of a RecId so you can not use that Here is a thing a very good tip you may know or not Its really in front of you but sometimes you can not see it Open the product itself you will see the Product tab is updated and the Change product number option is then displayed So use it Thats it Now the product number and item number have been renamed so you can import again the product with the correct values And next time try to run some additional tests on data recovery in the test environment before discovering it in live but that is another subject Until next Go live Yohann ROLLAND Thanks to my colleague Anthony VACHON who was in charge or data recovery and discovered and solved those issues and to the whole team who made this go live a success activate closing of nonfinancial Ax D365 D365fO Data Management Go live issues Items Microsoft Dynamics 365 Microsoft Dynamics 365 for Finance and Operations MSDyn365FO Rename Lettres de relance Démarrage D365FO Problèmes rencontrés après intégration des données et retour dexpérience | [
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http://dadsdivorce.com/articles/what-counts-as-dissipation-of-assets-in-a-divorce-case/ | What Counts As Dissipation Of Assets In A Divorce Case ? By Sara Pitcher Cordell & Cordell Divorce Lawyer Dissipation is defined by the Black β s Law Dictionary as : β The use of an asset for an illegal or inequitable purpose , such as a spouse β s use of community property for personal benefit when a divorce is imminent . β Some jurisdictions automatically impose a temporary restraining order on finances , which prohibit dissipating , selling , transferring , encumbering , or wasting of marital assets during the pendency of the divorce . This restriction allows the parties to spend money or manage their property as necessary . However , it prohibits the wasting , destruction , or getting rid of marital property without the approval of the other party . This ensures that the property of the marital estate remains so the court may equitably divide it . It prevents one party from selling or destroying property for their benefit . If dissipation takes place after the initial filing for divorce despite the temporary restraining order , then the court may set aside the dissipated property to the spouse who caused the dissipation in addition to other remedies . Dissipation β s Effect on Property Division Additionally , dissipation can play a role in property division . If a spouse wasted or misused marital funds throughout the marriage , then the other spouse can raise the dissipation argument and request an unequal division of the marital estate . This would involve the dissipated property being set aside to the spouse who caused the waste or misuse and the other spouse would receive property to counterbalance that . DadsDivorce Live : Most Common Ways A Spouse Hides Assets Dissipation of Assets Examples Some examples of dissipation may include a gambling problem , an alcohol or drug problem , spending money on a boyfriend or other third party , etc . The spending must be wasteful , excessive , and can not have been condoned or approved by the other spouse . Some judges may find that excessive spending on gambling or lottery tickets by Wife was condoned if Husband bought Wife lottery tickets for her birthday . Additionally , it may be a more effective argument if Husband encouraged Wife to seek help or discouraged her spending on gambling and took additional action to try to stop the gambling or excessive spending . It is much less effective if Husband was aware of the excessive spending on gambling for a substantial length of time and took no action to try to curb the behavior ; then the judge may find that Husband condoned or excused the action and should share in the loss . Spending on a significant other or third party that was unknown to the spouse is a common example of dissipation of assets and is discussed in the article , β Dissipation of Assets by Spending Money on My Girlfriend . β To arrange an initial consultation to discuss divorce rights for men with a Cordell & Cordell attorney , including Noblesville , Indiana Divorce Lawyer Sara Pitcher , contact Cordell & Cordell Tags : dissipation marital assets Categories : Divorce process | Property division β Three Options When Your Ex Ca n β t Refinance The Car Lowering Child Support Without Court Approval If Unemployed β | [
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http://daemar.com/powdered_metal_65/ | Skip to content Powdered Metal Bushings Home Powdered Metal Bushings Home > > Slide > > Powdered Metal Bushings Powdered Metal Bushings Daemar β s sintered self - lubricated metal bushings reduce costs by allowing longer operating times between maintenance . Formed in various metals including : bronze , iron and other alloys and metals . Also referred to as Bronze Bushings . Technical Resources Sleeve Bearings Ideal for heavy loads at moderate speeds or light loads at high speeds . Self - lubricating β when in motion oil rises to the surface for lubrication and restores itself when at rest . Over 1,800 sizes for shaft diameters ranging from 0.125 β³ up to 5 β³ . Flange Bearings Powdered metal bronze providing interconnected reservoirs for oil . Self - lubricating β when in motion oil rises to the surface for lubrication and restores itself when at rest . Ideal for heavy loads at moderate speeds or light loads at high speeds . Over 350 sizes for shaft diameters ranging from 0.126 β³ up to 3 β³ . Thrust Washers Self - lubricating β when in motion oil rises to the surface for lubrication and restores itself when at rest . Ideal for heavy loads at moderate speeds or light loads at high speeds . Over 120 sizes for shaft diameters ranging from 0.252 β³ up to 2.766 β³ . | [
"Powdered Metal Bushings"
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http://dahl.mines.edu/courses/dahl/macro/ | Introduction Macroeconomics Self Text Send corrections or additions to this exam to cdahlminesedu Q1 Which Fallacy is best illustrated by the following statement I took the day off to go to the beach and thats why it rained a Fallacy of Composition b Fallacy of exclusion c Fallacy of the false dilemma d A Post Hoc Fallacy Q2 Which of the above production possibility frontiers represents perfectly substitutable outputs a 1 b 2 c 3 d None of above Q3 More televisions sets are being sold today than one year ago and the selling price has decreased This is most likely to have been caused by a An exception to the law of supply b An increase in demand c An increase in supply d A decrease in supply e A decrease in demand Q4 Suppose your country is at war and a key defense plant burns to the ground The plant is fully insured for a replacement value of 30 million The best measure of the opportunity cost of the defense plant burning is a 30 million b 0 because the plant was fully insured c Your countries reduced ability to wage war because of its inability to produce as much war materials d None of the above Q5 Suppose the following is a quotation from the Wall Street Journal 52 weeks PE Vol Net High Low Stock Yld DIV Ratio 100s Hi Low Chg 175 100 IBM 44 39 13 14941 131 123 124 14 5075 33 EXXON 20 48 12 19615 425 4175 42 14 Which of the following statements is true a Exxon has sold for a higher price in the last year than IBM b the last trading price for the day before this quote was lower for both stocks c If only dividends are included then IBM has a higher rate of return d IBM is closer to its high for the year than Exxon e Exxon sold more shares on this day than IBM Q6 Suppose the CPI has increased from 100 to 110 while nominal interest rates have gone from 10 to 14 Which of the following is true a The real interest rate in year 2 is 4 b The real rate of inflation from year 1 to year 2 is 110 c The real interest rate in year 2 is 127 d None of the above Q7 Which of the following statements if any is correct for a nation which is producing only consumption and investment goods a Ceteris paribus the more consumer goods a nation produces the higher will be its future growth rate b Ceteris paribus the more investment goods a nation produces the higher will be its future growth rate c There is no general relationship between the current division of output between consumer and investment goods and the future growth rate d None of the above statements is correct Q8 The following statistics are for the country of Grogbottom Money GNP CPI 1966 750 1000 1970 950 1151 Which of the following statements is closest to being true a Real GNP increased 15 between 19661970 b This economy is suffering from deflation c Real GNP increased 115 between 19661970 d Money GNP increased 10 between 19661970 Q9 The development of a lowcost synthetic fuel is expected to affect the market for crude oil in which of the following ways a raise the price of oil b raise the demand for oil c increase quantity demanded and quantity supplied of oil d decrease the equilibrium quantity of oil e all of the above Q10 New York City has had rent control or a maximum price for sometime What is the most likely effect of these controls if they are binding a There will excess demand b There will excess supply c There should be an increase in quantity supplied and a decrease in the quantity demanded d There will be excess quantity demanded Q11 A Federal budget deficit exists when a Federal government assets are less than liabilities b Federal government spending exceeds tax revenues c Federal government spending is increasing d taxes are reduced Q12 Suppose you expect the Fed to dramatically increase the money supply because of high unemployment Which of the following would it be better to do before rather than after the change in the money supply Assume you are a Keynesian a Buy bonds b Take out a mortgage c Sell stocks d Buy a car on credit Q13 Gains from specialization do not include a more efficient use of scarce resources b increased production of economic goods with no increase in resources c increased ability to utilize the division of labor d less interdependence Q14 Which one of the following is not an institution or an assumption underlying capitalist ideology a private property b selfinterest c centralized decision making d free enterprise and choice Q15 Suppose the tax function is T 220 02Y Then for incomes 1000 2000 and 3000 a this is a progressive tax b this is a regressive tax c this is a proportional tax d the marginal propensity to tax is 08 e both b and d Q16 If the economy was encountering high unemployment a Keynesian would call for a Selling government securities reducing the reserve ratio reducing the discount rate and a budgetary deficit b Buying government securities reducing the reserve ratio raising the discount rate and a budgetary deficit c Selling government securities raising the reserve ratio raising the discount rate and a budgetary surplus d Buying government securities reducing the reserve ratio reducing the discount rate and a budgetary deficit For Q17Q21 assume that Trombonia can be represented by the following simple open economy Keynesian model C 24 45 YT T 30 G 42 I 50 X18 M30 Where C consumption T taxes G government spending I investment X exports and M imports Q17 Equilibrium income in Trombonia is a 282 b 400 c 500 d 690 e None of the above Q18 If you want to increase income in Trombonia by 80 which of the following policies would you recommend a Increase G by 20 b Decrease T by 10 c Increase T by 20 d Increase G and T by 80 e None of the above Q19 What would you predict aggregate consumption to be at equilibrium income a 192 b 320 c 185 d 552 e None of the above Q20 What are the government budget and merchandise trade account for this model a Government budget has a surplus of 10 and the current trade account has a surplus of 12 b Government budget has a surplus of 70 and the current trade account has a surplus of 48 c Both are balanced d Government budget has a deficit of 10 and the current trade account has a deficit of 12 e There is not enough information to calculate these two accounts Q21 Which of the following financial instruments has the highest rate of return Price Coupon a 50 5 b 55 6 c 80 9 d 150 11 Q22 With which of these sets of policies is a monetarist most likely to agree a Fine tuning functional finance b Discretionary policy balancing the budget over the cycle c Pegging the interest rate balancing the full employment budget d Money growing at a constant rate balancing the budget Q23 From an economists perspective which of the following is not considered to be investment a construction of a new factory b purchase of shares of company stock c the building of an apartment complex d additions to inventories at steel plants Q24 The expansion or contraction of business activity which occurs over a period of time eg 510 years is referred to by economists as a the secular trend b Kondratieff cycles c a business cycle d seasonal variation Q25 In which of the following industries or sectors of the economy is output least likely to be affected by the business cycle a housing construction b automobile production c agricultural commodities d capital goods production Q26 The investmentdemand curve will shift to the left as the result of a business pessimism about future economic conditions b a shortage of productive capacity c an increase in the interest rate d a decrease in business taxes Q27 A single commercial bank must meet a 25 percent reserve requirement If it initially has no excess reserves and then 2000 in cash is deposited in this bank it can increase its loans by a maximum of a 2000 b 1500 c 1250 d 1000 Q28 Suppose banks borrow 10 million in reserves from the Fed and the reserve requirement is 14 What is the maximum change in the money supply that could take place a 50 million b 25 million c 30 million d 40 million Q29 Which of the following ways of financing government spending is the least expansionary a borrowing from the Federal Reserve b borrowing from banks c borrowing from the public d taxation Q30 A headline states Real GNP falls again as the economy slumps This situation is most likely to produce what type of unemployment a frictional b structural c cyclical d natural Q31 Stagflation occurs because of a a rightward shift in the aggregate demand curve b leftward shift in the aggregate demand curve c rightward shift in the aggregate supply curve d leftward shift in the aggregate supply curve Q32 A new member of congress notes that Personal income tax automatically fall and transfers and subsidies automatically rise as income declines This observation best describes how the personal income tax transfers and subsidies a serve as a builtin stabilizer b produce the fullemployment budget c cause crowdingout and reduce equilibrium NNP d contribute to the recognition lag with fiscal policy Q33 The public debt is the a difference between Federal assets and liabilities over time b difference between annual tax revenues and government expenditure c accumulation of Federal budget surpluses and deficits over time d accumulation of payments for goods and services purchased by Federal government over time Q34 A budget philosophy that tends to be procyclical is a functional finance or discretionary fiscal policy b builtin stabilizers c a cyclically balanced budget d an annually balanced budget Q35 A rise in the international value of the dollar will tend to a increase exports and reduce imports b increase exports and increase imports c reduce exports and reduce imports d reduce exports and increase imports Q36 Suppose the need to finance large budget deficits increases interest rate in the United States In the diagram FC is foreign currency This would most likely a increase the foreign demand for dollars to buy American securities and lower the price of the dollar b increase the foreign demand for dollars to buy American securities and raise the price of the dollar c decrease the foreign demand for dollars to buy American securities and lower the price of the dollar d decrease the supply of dollars to foreign nations to purchase their securities and lower the price of the dollar Q37 Which set of events would increase the quantity of money demanded the most a the interest rate increases and nominal GNP increases b the interest rate increases and nominal GNP decreases c the interest rate decreases and nominal GNP decreases d the interest rate decreases and nominal GNP increases Q38 If an American can purchase 40000 pounds for 240000 the dollar rate of exchange for the pound is one pound equal to a 60 b 400 c 120 d 600 Q39 Suppose that Romulous and the Klingon Empire are the only two planets in the Alpha Quandrant The following represents the international accounts for Romulous Exports241 Imports153 Military spending by Romulous in the Klingon Empire 3 Foreign investment by Romulous in the Klingon Empire 35 Klingon investment in Romulous 14 From these numbers you would conclude that the balance of payments of a Romulous is in deficit b the Klingon Empire is in deficit c both countries are in balance d the Klingon Empire is in surplus e a and d are true Q40 If exchange rates are market determined and the US inflation rate begins to grow faster than the rates for other economies then a the dollar is likely to appreciate b the dollar is likely to depreciate c the US is likely to have a larger deficit on her balance of payments d the US is likely to have a smaller deficit on her balance of payments Q41 With which type of inflation do you get the shortrun Phillips Curve tradeoff between inflation and unemployment a costpush inflation b structural inflation c pricepush inflation d demandpull inflation Q42 Which of the following would provide a supply of dollars a French demand for California wines b Russian purchases of US grain c Saudi purchases of US banks d US demand for Hondas e Japanese investments in VW plants Q43 Suppose the total reserves available to the banking sector monetary base are 120 billion r 110 and banks hold no excess reserves If the Fed changes r to 116 what is the change in the money supply a 480 billion b 480 billion c 1200 billion d 720 billion e none of the above Q44 What is the official unit of account between government central banks and the IMF a US dollars b high powered money c gold d special drawing rights Q45 Which of the following is true of business cycles a Investment is the most volatile component of GNP b Innovations can contribute to business cycles c The business cycle is influenced by political cycles d All of the above statements are true Q46 Which of the following is not a factor of production a money b land c labor d capital Q47 The national income of households consists of the sum of a wages plus rents plus business interest plus profits b consumption expenditures plus costs of resources c wages plus salaries d consumption plus investment plus government spending on goods and services plus exports minus imports Q48 In the simple circular flow model a households are suppliers of resources and demanders of products b households are suppliers of products and demanders of resources c businesses are suppliers of resources and demanders of products d businesses are suppliers of both resources and products Q49 An unanticipated increase in inflation tends to penalize a people who save money in financial institutions b individuals who borrow money from financial institutions c businesses which borrow money from financial institutions d governments which have a progressive personal income tax | [
"Macroeconomics"
] |
http://dailyanswers.net/crossword-quiz-daily-november-1-2018-answers/ | Crossword Quiz Daily November 1 2018 Answers Posted by krist on 31 October 2018 747 pm Below you will be able to see all the answers cheats and solutions for Crossword Quiz Daily November 1 2018 Answers Here you may find all the Crossword Quiz Daily Answers Cheats and Solutions This is a very popular word game developed by Random Logic Games who has also developed other fantastic word games such as Guess the Emoji Guess the Idiom Guess the GIF and many more Our site is updated daily with all Crossword Quiz Daily Quiz Answers so whenever you are stuck you can always visit our site and find the solution for the question you are having problems solving Thank you once again for using our site for all Crossword Quiz Daily Puzzle Answers Crossword Quiz Daily November 1 2018 Answers Please Note CLICK ON THE CLUES AND IMAGES TO REVEAL THEIR ANSWERS ACROSS DOWN Filed under Crossword Quiz Tagged ____ Dash is known for her role as Dee on the hit 90s movie Clueless 1979 movie made after the life of a Roman Emperor noted for his cruelty and tyranny A man raised by apes who was the hero of a series of novels by Edgar Rice Burroughs Crossword Quiz Daily November 1 2018 Answers Game whose original packaging in 1984 boasted From Russia with Fun IMAGE 3 DOWN IMAGE 5 DOWN IMAGE 8 ACROSS One of the first interactive fiction computer games from the 80s set in ruins of an ancient empire Ready or not Here I come You cant hide The combination of the five Dinozords from Power Rangers Post navigation The combination of the five Dinozords from Power Rangers Word Trek Daily Quest November 1 2018 Answers Puzzle 1 | [
"Crossword Quiz"
] |
http://dailyanswers.net/renegade-star-lamas-crossword-clue/ | Renegade star Lamas crossword clue Posted by krist on 21 October 2018 459 am Here is the answer for Renegade star Lamas crossword clue This crossword clue was last seen on Premier Sunday Crossword October 21 2018 Answers In case something is wrong or missing you are kindly requested to leave a message below and one of our staff members will be more than happy to help you out CROSSWORD CLUE Renegade star Lamas POSSIBLE SOLUTION LORENZO Last Seen October 21 2018 Category Premier Sunday Already solved Renegade star Lamas Go back and see the other crossword clues for Premier Sunday Crossword October 21 2018 Answers Filed under Crosswords Tagged Renegade star Lamas Post navigation LP middle crossword clue Hay bundle crossword clue | [
"Renegade star Lamas",
"crossword"
] |
http://dailyanswers.net/with-the-movie-being-so-popular-the-long-lines/ | With the movie being so popular the long lines Posted by krist on 25 October 2018 751 pm With the movie being so popular the long lines _ Hi Folks Please find below theDaily Jumble Clue This site is updated daily with all Jumble Answers so in case something is missing or we havent updated our site yet then kindly visit us again in the next couple of hours because our staff is uploading the new daily jumble solutions Still something missing Use the comment section below to leave a message and one of the staff members will be more than happy to help you out With the movie being so popular the long lines The answers for the Just Jumble clue is STOODTOREASON Filed under Daily Jumble Clue Tagged With the movie being so popular the long lines Post navigation Puzzle Page Diamond Crossword October 26 2018 Answers Wheel of Fortune Bonus Puzzle October 25 2018 Answers | [
"Daily Jumble",
"jumble solutions"
] |
http://dailycaller.com/2013/04/13/mark-levin-says-fascist-gop-congressman-is-trying-to-have-his-show-pulled-off-air-in-his-district/ | Mark Levin : β Fascist β GOP congressman is trying to have his show pulled off air 10 : 58 PM 04 / 13 / 2013 | Politics Jeff Poor | Media Reporter On his Friday show , syndicated talk show host Mark Levin said that a Republican congressman is attempting to persuade one of his affiliates to remove his show from the airwaves . Although Levin would not offer the congressman β s name on air , he has been a vocal critic of various members of the House Republican leadership in the past . But Levin called the situation β fascism . β β Well , it has come to my attention that there is a Republican congressman out there who does n β t like what I β ve been saying , β Levin said . β It has come to my attention that there is a Republican congressman out there , a fairly powerful one , who does n β t like what I β m saying about him . And you know what this Republican congressman wants to do about it , Mr . Producer ? He wants our major affiliate in his district where my program is heard to Later Levin , author of β Ameritopia : The Unmaking of America , β said the unnamed legislator β s actions were grounds for a lawsuit . β I β d hate to sue him , too , β Levin said . β You know , tortious interference with my business relationships β you β re not immune from that . You know , if you β re going around acting like Al Capone β not as tough as Al Capone , but sliming around in the shadows , that β s not protected by the debate clause in the Constitution , congressman . You β re too stupid to know that . I β m just letting you know . It β s you against me ( h / t The Right Scoop Follow Jeff on Twitter Tags : censorship mark levin radio | [
"MARK LEVIN",
"Republican congressman",
"fascism"
] |
http://dailycaller.com/2013/11/01/navy-seals-ordered-to-remove-dont-tread-on-me-navy-jack-from-uniforms/ | Navy SEALs ordered to remove β do n β t tread on me β Navy Jack from uniforms 10 : 44 AM 11 / 01 / 2013 | Opinion Carl Higbie | Author , ' Battle on the Home Front ' An unanticipated problem was encountered , check back soon and try again Error Code : MEDIA_ERR_UNKNOWN Session ID : 2019 - 04 - 11 : bca3641eeb52bbec2e73a688 Player ID : dc - video - 5253047831001 OK The Navy Jack is the β do n β t tread on me β flag , one that has earned a revered place in America β s naval history and a beloved place in sailor β s hearts , through its use for over two centuries . This symbol of America β s naval ferocity has spanned our country β s entire existence , flying from the masts of the Continental Navy during the war of independence , to today β s War on Terror . In fact , an amendment to the Navy code called SECNAV Instruction 10520.6 clearly states that as of 31 May 2002 all ships are to fly the flag throughout the duration of the War on Terror . So why would ranking SEAL commanders ban the historical symbol ? Is the proverbial top bass banning the flag ? Is President Obama ? Clearly the administration and sycophant β top brass β officers have degraded America β s military prestige ; from hand - tying rules of engagement , to uniform regulations that make our military allegedly more compatible with foreign forces , to the banning of an awe - inspiring flag that traces its roots to the first U.S. Navy . We have a civilian - led military , but why should our ranking commanders be complicit in the administration β s war on it ? Why do n β t they stand up to Obama and his leftist cronies ? During my two deployments to Iraq , β Do n β t Tread on Me β was a phrase seen on nearly every uniform and platoon space β including mine . From patches to flags to large paintings on concrete barriers , our commanders themselves wore the insignia on their sleeves β until now . Perhaps this is why so many of my former teammates felt compelled to send me the email below . They may not be able to expose the administration β s travesty , but I can . The email , dated October 22 , reads : ALL : WARCOM and GROUP TWO / ONE have pushed out the uniform policy for NWU III and a ny patches worn on the sleeve . All personnel are only authorized to wear the matching β AOR β American Flag patch on the right shoulder . You are no longer authorized to wear the β Do n β t Tread On Me β patch . Again the only patch authorized for wear is the American flag on the right shoulder . Please pass the word to all Thanks Senior Enlisted Advisor [ Name Redacted ] After reading the email , I first wondered , β why ? β ( Actually , first I headed to the gym to take out my frustration and anger on some unsuspecting weights with the fury and intensity only a former Navy SEAL can exert . ) Why would our leaders sell out our heritage ? Why would they rob present and future sailors of our battle cry ? When a friend of mine asked his leadership the same question , he was told , β The Jack is too closely associated with radical groups . β We must assume that this thought policeman embedded in the SEAL community is speaking of the Tea Party , whose flag ( which also dates from the American Revolution ) depicts a snake with the same defiant slogan as The Navy Jack . This begs yet another question : Who defines β radical group β ? The last time I checked , all military personnel are under oath to β support and defend the constitution against all enemies , foreign and domestic . β The Tea Party stands for constitutional rights and founding principles of civil liberties and limited government . Radical ? Not unless you β re a leftist hell - bent on destroying the foundations of our country . Or as the President has stated as the objective of his presidency , β to fundamentally transform β America . My friends asked me what they should do about this order . I answer them by saying , β You took an oath to defend this country from enemies foreign and domestic . Will you put your career before country ? Will you put your career before your sacred oath ? β I can not tell anyone how to respond . I can tell you though that an enemy β foreign or domestic β that tries to take the Navy Jack from my uniform could only do so by ripping the patriotic patch from the uniform of my cold , We all have choices to make . The Obama administration and the yes - men top brass have decided to wage war on our Navy β s heritage . Will the SEALs choose to defend that heritage and defy them , with all the impertinence the flag β s slogan implies ? Or will they be tread upon ? Listen to Carl Higbie discuss the SEAL patch order , among other things , on his podcast below : Tags : barack obama carl higbie navy seals | [
"NAVY SEALS",
"Navy Jack",
"UNIFORMS"
] |
http://dailycaller.com/2015/01/27/tamron-hall-says-shell-avoid-millionaire-matchmaker/ | Tamron Hall Says She β ll Avoid β Millionaire Matchmaker β 12 : 53 PM 01 / 27 / 2015 | The Mirror Betsy Rothstein | Reporter An unanticipated problem was encountered , check back soon and try again Error Code : MEDIA_ERR_UNKNOWN Session ID : 2018 - 11 - 17 : c01e24fd849a33fd18342c77 Player ID : dc - video - 5253047831001 OK Tamron Hall , who has , in the past , been romantically linked to her MSNBC colleague Lawrence O β Donnell , insists she wo n β t go on Bravo β s β Millionaire Matchmaker . β But it really seems like she could be persuaded . In an interview with TLC β s Razanda β Chilli β Thomas on Monday , Tamron asked about Chilli β s experience on the dating program . β What happened , did you get matched up ? β Tamron asked . Chilli replied , β OH MY GOD ! β Tamron pressed , β Come on , I need to know . I β ve been debating going on . Did you get hooked up ? β Chilli hesitated a little . β I think Patti needed a little more time , β she said , referring to β Millionaire Matchmaker β s β flamboyantly blunt host Patti Stanger Tamron translated her answer aloud . β So you β re telling me to pass , β she said . β We β ll just find it the old school way and I think you know what that means . β NYP β s Page Six , among other pubs , reported a rumored spicy off - air romance with O β Donnell in 2012 . She has been described as a β hot beauty . β Tamron added , β I love Patti β¦ she β s a hoot for sure . β So the door β s not totally closed . | [
"β MILLIONAIRE MATCHMAKER β",
"TAMRON HALL"
] |
http://dailycaller.com/2015/02/10/obama-used-his-daughters-to-cover-up-his-gay-marriage-lie-video/ | Obama Used His Daughters To Cover Up His Gay Marriage Lie [ VIDEO ] 11 : 23 AM 02 / 10 / 2015 | Politics Alex Griswold | Media Reporter A recent book by President Barack Obama β s former senior advisor David Axelrod confirms what basically everyone knew already : Obama lied about opposing gay marriage in 2008 in order to win the presidency . β Opposition to gay marriage was particularly strong in the black church , and as he ran for higher office , he grudgingly accepted the counsel of more pragmatic folks like me , and modified his position β¦ β Axelrod writes . ( RELATED : Axelrod : Obama β s Support Of Gay Marriage In 2008 Was Political β Bullsh * tting β ) But where does that leave his claim made to ABC β s Robin Roberts during the 2012 election that he changed his mind because of his daughters You know , Malia and Sasha , they β ve got friends whose parents are same - sex couples . And I β you know , there have been times where Michelle and I have been sittin β around the dinner table . And we β ve been talkin β and β about their friends and their parents . And Malia and Sasha would β it would n β t dawn on them that somehow their friends β parents would be treated differently . It does n β t make sense to them . And β and frankly β that Obama β s claim got a fair share of ridicule at the time . β Obama Girls Influence The President β Again , β wrote The New York Times . β Hail to the Chiefs β Malia and Sasha Obama , β snarked Bristol Palin . But for the most part , media outlets gobbled up Obama β s line about how his daughters made him change his mind on a major policy issue . ( RELATED : Malia Obama Straight Up Kicked A Girl At Lollapalooza ) In retrospect , of course , the entire interview comes across as false , as President Obama talks about all the college students , staffers , gay men and women , and β friends and family and neighbors β who helped his nonexistent evolution . Follow Alex Griswold on Twitter Tags : barack obama malia obama sasha obama | [
"President Barack Obama",
"David Axelrod",
"Robin Roberts"
] |
http://dailycaller.com/2015/07/26/mcconnell-angers-conservatives-by-blocking-defunding-planned-parenthood-kates-law/ | McConnell Angers Conservatives By Blocking Defunding Planned Parenthood , Kate β s Law 4 : 11 PM 07 / 26 / 2015 | Politics Derek Hunter | Contributor An unanticipated problem was encountered , check back soon and try again Error Code : MEDIA_ERR_UNKNOWN Session ID : 2019 - 04 - 08 : eb8881b1de34f72a31e2e101 Player ID : dc - video - 5191412630001 OK Senate Majority Leader Mitch McConnell has never been a favorite of conservatives . Those who see him as a β squishy β compromiser more interested in placating President Barack Obama and K Street lobbyists than the Republican base had more fuel tossed on that fire when he blocked amendments to the Highway Bill Tea Party members wholeheartedly support . One amendment would defund Planned Parenthood , the nationwide abortion provider which receives more than a half billion dollars in taxpayer subsidies annually . McConnell has previously said he supports defunding Planned Parenthood , which was recently the subject of undercover sting videos in which executives with the organization can be heard discussing the sale of organs from aborted babies . But the leader blocked an amendment to the Highway Bill that would have defunded the organization . McConnell used a tactic called β filling the tree , β made popular by Senate Minority Leader Harry Reid when he was majority leader to block Republicans from being able to offer amendments to Democratic bills . β Filling the Tree β is when the allotted time for amendments is loaded by the leader , generally with small , insignificant measures favored by the majority leader , who controls the process , crowding out everyone else . β Filling the tree β was roundly decried by Republicans when Democrats controlled the Senate because it blocked their ability to offer any amendments , popular on a bipartisan basis or not , to any legislation the Senate was considering . McConnell ran and was reelected to his Senate seat on returning the Senate to β regular order β after years of tight control and power consolidation under the Democrats . Now he is using the same tactic against his own party . On the floor of the Senate Friday , Texas Sen . and GOP candidate for president Ted Cruz blasted McConnell β s move . β There are a host of amendments that the American people are focused on , things like defunding Planned Parenthood after the gruesome video , β Cruz said . β The majority leader does n β t want to vote on that . That β s actually something the American people are focused on . β Top priority right now of Senate GOP establishment is reauthorizing an obscure corporate welfare program . Can you get any more out of touch ? β Justin Amash ( @ justinamash ) July 26 , 2015 In response to critics , McConnell agreed to β fast - track β a stand - alone bill that would defund Planned Parenthood . But a stand - alone bill would be subject to filibuster , requiring 60 votes to proceed , rather than as an amendment that would only need 50 to be included in the Highway Bill . Mitch McConnell ' s once again engaging in his favorite Senate pastime : kabuki theater . PP defunding would ' ve passed via amdt to highway bill . β Sean Davis ( @ seanmdav ) July 26 , 2015 So what does his silly standalone PP defunding bill accomplish ? Nothing . It wo n ' t pass . It needs 60 . As an amdt it only needed a majority . β Sean Davis ( @ seanmdav ) @ derekahunter McConnell himself set process on Ex - Im . On PP , could ' ve done amdt post - cloture , overruled chair on germaneness . @ derekahunter But ca n ' t do that since McConnell filled the tree and blocked out amendments . According to The Hill , McConnell ruled the Planned Parenthood amendment not germane to the Highway Bill and that β s why it was blocked . McConnell apparently made the same determination for β Kate β s Law . β Named after Kate Steinle , a 32 - year - old woman who was allegedly shot and killed by an illegal alien who had seven felony convictions and had been deported five times in San Francisco , it would impose a mandatory five - year prison term on any illegal alien convicted of a violent felony if they β d been previously deported . McConnell blocked that too . McConnell Blocks Amdts for Kate β s Law , Defund PP ; McCain blocks amdt arming Marines in recruiting posts . Why β s Trump resonating w / voters ? β Adam Baldwin ( @ AdamBaldwin ) An amendment the majority leader did not block , that he did not rule as β not germane , β was the reauthorization of the Export - Import Bank . The Export - Import Bank , which McConnell publicly claims to oppose , is viewed by conservatives as corporate welfare and crony capitalism at its worst . Supposedly to help small businesses compete in a global market , the bank favors large and even foreign companies with taxpayer dollars . Cloture was invoked by the Senate on the amendment to reauthorization of the Export - Import Bank by a vote of 67 - 26 Sunday . I love how rinos find religion and r concerned about turning the chamber over to Dems when it comes to opposing conservatives . β Daniel Horowitz ( @ RMConservative ) Authorization for the bank expired in June , and an enormous , expensive lobbying effort has been underway to reauthorize it . In an attempt to placate conservatives , McConnell instead is allowing a vote on an amendment to defund Obamacare . But that amendment would need 60 votes , which is unlikely , and would most certainly get the bill a presidential veto . Heritage Action is NOT scoring this ObamaCare repeal : " no Republican Senator will receive any public praise for vote on McConnell show vote " β Sarah Ferris ( @ sarahnferris ) Tags : export import bank kates law mitch mcconnell planned parenthood senate ted cruz | [
"Mitch McConnell",
"defund Planned Parenthood",
"KATE βS LAW"
] |
http://dailycaller.com/2016/01/20/why-hasnt-hillary-clinton-been-indicted-yet/ | Why Has n β t Hillary Clinton Been Indicted Yet ? 10 : 40 AM 01 / 20 / 2016 | DC Trawler Jim Treacher | Blogger Ha ha , gotcha . That was a rhetorical question , obviously . Last March , Hillary Clinton stood up in front of the entire world and said the following : β I did not e - mail any classified material to anyone on my e - mail . There is no classified material . So , I β m certainly well aware of the classification requirements and did not send classified material . β Wow , she really sold it , huh ? I do n β t know about you , but I certainly believed her . Since then , we β ve learned that this was β¦ Wait , what β s the word ? Oh yeah : It was a lie . And now there β s even more evidence , if you need it , that she was telling a great big huge enormous lie . Catherine Herridge and Pamela K . Browne , Fox News : Hillary Clinton β s emails on her unsecured , homebrew server contained intelligence from the U.S. government β s most secretive and highly classified programs , according to an unclassified letter from a top inspector general to senior lawmakers . Fox News exclusively obtained the unclassified letter , sent Jan . 14 from Intelligence Community Inspector General I . Charles McCullough III . It laid out the findings of a recent comprehensive review by intelligence agencies that identified β several dozen β additional classified emails β including specific intelligence known as β special access programs β ( SAP ) . That indicates a level of classification beyond even β top secret , β the label previously given to two emails found on her server , and brings even more scrutiny to the presidential candidate β s handling of the government β s closely held secrets . Beyond top secret . And yet we β re supposed to believe she had no idea she was n β t supposed to transmit such sensitive information on the illegal , unsecured network she set up to elude oversight . Pretty much anybody could β ve gotten their hands on that stuff , and for all we know , somebody did . Yet again , Hillary Clinton has put American lives in danger . If you do n β t think Hillary β s lying , then the only other possible explanation is that she β s an incompetent idiot . Which one is it , Team Hillary ? ( You already know my answer : She β s both . ) Ah , but you now whose fault this really is , right ? Go ahead , guess β¦ Yep , you got it : those dirty Republicans did it . Chuck Ross reports : Hillary Clinton β s top campaign spokesman believes a vast right - wing conspiracy of sorts is behind Tuesday β s explosive report about the discovery of emails on the former secretary of state β s server that are classified at levels higher than previously known . According to NBC β s Andrea Mitchell , Brian Fallon , Clinton β s communications director , believes that the Intelligence Community β s inspector general , I . Charles McCullough III , is β selectively β leaking information in coordination with Republicans β¦ Asked what evidence he has , Fallon stated his belief that McCullough sought to save face in response to a Politico article published two months ago that β directly challenged β his determination this summer that the two emails maintained on Clinton β s server were β top secret . β Well yeah , that must be it . The same vast right - wing conspiracy that tried to tell you Bill Clinton was chasing tail in the White House is now peddling the ridiculous conspiracy theory that Hillary is capable of saying something she knows is n β t true . Does any of this matter ? That depends on whether you think the same rules and laws that apply to the rest of us should apply to Hillary Clinton . In other words , it depends on whether you β re a Republican or a Democrat . Tags : hillary clinton personal email server | [
"HILLARY CLINTON",
"Fox News",
"β special access programs β"
] |
http://dailycaller.com/2016/09/12/exclusive-john-kerrys-state-department-funneled-millions-to-his-daughters-nonprofit/ | EXCLUSIVE : John Kerry β s State Department Funneled MILLIONS To His Daughter β s Nonprofit 10 : 03 PM 09 / 12 / 2016 | Politics Ethan Barton | Deputy Editor An unanticipated problem was encountered , check back soon and try again Error Code : MEDIA_ERR_UNKNOWN Session ID : 2019 - 04 - 04 : 4a3008bf96d849946e85dfd1 Player ID : dc - video - 5200985224001 OK More than $ 9 million of Department of State money has been funneled through the Peace Corps to a nonprofit foundation started and run by Secretary of State John Kerry β s daughter , documents obtained by The Daily Caller News Foundation show . The Department of State funded a Peace Corps program created by Dr . Vanessa Kerry and officials from both agencies , records show . The Peace Corps then awarded the money without competition to a nonprofit Kerry created for the program . Initially , the Peace Corps awarded Kerry β s group β now called Seed Global Health β with a three - year contract worth $ 2 million of State Department money on Sept . 10 , 2012 , documents show . Her father was then the chairman of the Senate Committee on Foreign Relations , which oversees both the Department of State and the Peace Corps . Seed secured a four - year extension in September 2015 , again without competition . This time , the Peace Corps gave the nonprofit $ 6.4 million provided by the Department of State while John Kerry was secretary of state . Seed also received almost $ 1 million from a modification to the first award , as well as from Department of State funds the group secured outside the Peace Corps . The Peace Corps program β called the Global Health Service Partnership ( GHSP ) β sends volunteer physicians and nurses to medical and nursing schools in Malawi , Tanzania , Uganda and Liberia , according to Seed β s website . More than 40 clinical educators worked at 13 sites in the 2014 - 2015 program . Kerry and government officials colluded to launch the program and ensure that Seed would get the contract . β Vanessa , Buck , and Sarah are meeting with Ambassador Goosby on the morning of 9 / 16 / 11 to discuss next steps for the GHSP , β said a memo from September 16 , 2011 β one year before Seed received its first award . β Conversations with OGAC leadership confirm that Ambassador Goosby is very supportive of the initial proposal . β The memo was referring to Peace Corps Directors Buck Buckingham and Sarah Morgenthau and Ambassador Eric Goosby , who then headed the Office of the US Global AIDS Coordinator ( OGAC ) β the State Department office that later funded GHSP . A meeting one month later unveiled the strategy to send tax dollars to Seed . β The public funding to start the GHSP is secured , it will come from OGAC through [ Peace Corps ] to support core HQ and field based activities , and to develop a sub - agreement to provide support to the foundation for contributions for their work in this partnership , β minutes from a Nov . 18 , 2011 , meeting said . The β foundation β refers to Seed , which was then called the Foundation for Global Health Service . Officials in that meeting also assured Kerry that she would not have to compete with other groups for Department of State funds . β Buck obtained clarity of the mechanism by which federal money will be provided to β Seed , the minutes said . β The process can be fast tracked and non - competed through a specific grant mechanism . β Meanwhile , the State Department buried its intent to transfer funds to the Peace Corps in its required congressional notification . β The GHSP is a smaller line item in a multi - page document with multi - million dollar programs , β minutes from the November 2011 meeting said . Seed received its first award less than one year later . Peace Corps later provided another nearly $ 900,000 , noting it underestimated the program β s expenses , especially travel and salary costs . It β s unclear when that modification was added , but Kerry drew a salary from Seed for the first time in 2014 . She was the only officer listed on the nonprofit β s 990 tax form to receive compensation β some $ 140,000 for a reported 30 hours per week . Discussion about the $ 6.4 million extension also provides questionable details . Peace Corps officials noted that contracts could not extend beyond five years and considered competing the next award , but decided they would β go forward with sole - source option if mandated by OGAC , β minutes from a July 17 , 2014 meeting said . Ultimately , the extension was awarded without competition on Sept . 10 , 2015 . It β s unclear why the Peace Corps violated its five - year policy by giving Seed seven years of non - competitively awarded funding . Peace Corps justified the decision to forgo competition by arguing Seed was already burrowed into the program , and that replacing it out would cause problems . β As such , if a cooperative agreement were to be awarded to a new partner , applicants that were recruited and vetted by Seed may be unable to be placed in the field , β a Sept . 10 2015 document stated . The document further noted that β Peace Corps has been unable to identify any potential partners which satisfy the needs of the GHSP program β other than Seed , which was created based around the program β s needs . Seed spokesman Mark Marino denied any conflicts of interest , telling TheDCNF : No conflict of interest exists in our partnership with Peace Corps and the US government . Dr . Vanessa Kerry is primarily employed by and paid through Massachusetts General Hospital and Harvard Medical School . Dr . Kerry receives no financial compensation from the Peace Corps or US government . Funding from the Peace Corps , an independent agency in the federal government , represents about 27 % of Seed β s total $ 6.3 million budget this fiscal year . Marino also claimed that β Seed is the only organization that provides debt repayment for US doctors , nurses , and midwives to serve internationally , something Seed does entirely through private philanthropy . Seed specifically works in the areas of medical , nursing and midwifery education focused on human resource capacity building , making it different than many other non - government organizations . β A Peace Corps spokesman who demanded anonymity told TheDCNF that the β Peace Corps is proud of the continued work we have done in collaboration with Seed Global Health and the President β s Emergency Plan for AIDS Relief ( PEPFAR ) to send qualified health professionals abroad to teach and expand clinical capacity . β β Since the agency β s early years , Peace Corps has sought to improve health outcomes in the countries it serves . The Global Health Service Partnership is an innovative continuation of the Peace Corps β commitment to global health . β Department of State spokesman John Kirby told TheDCNF that β there is absolutely no conflict of interest here . Secretary Kerry played no role in this decision making while in the Senate or subsequently while at the State Department . β Kirby said β Kerry β s work on the Senate Foreign Relations Committee allotted funding to PEPFAR generally β not directly to this program . Using funds appropriated by Congress for PEPFAR , the State Department directs funds through an interagency process to seven implementing agencies . β β The Peace Corps recommended the GHSP for funding support , and approval of that support went through the standard interagency budgeting and review process . The GHSP was one element supporting PEPFAR β s Human Resources for Health Strategy , which was developed in part to meet the goal set by the U.S. Congress of 140,000 new health care workers trained by PEPFAR under its fiscal year 2009 - 2013 reauthorization . β Follow Ethan on Twitter Content created by The Daily Caller News Foundation is available without charge to any eligible news publisher that can provide a large audience . For licensing opportunities of our original content , please contact licensing @ dailycallernewsfoundation . org Tags : department of state investigative group john kerry peace corps | [
"STATE DEPARTMENT"
] |
http://dailycaller.com/2016/10/31/kim-jong-uns-wife-has-disappeared-and-rumors-are-flying/ | Kim Jong - Un β s Wife Has Disappeared And Rumors Are Flying 10 : 36 AM 10 / 31 / 2016 | World Ryan Pickrell | China / Asia Pacific Reporter The wife of North Korea β s dictator has gone missing , sparking numerous rumors . Kim Jong - un β s wife Ri Sol - ju has not made a public appearance in seven months . Ri last appeared in public on March 28 , 2016 , when she visited a commercial district and a health facility with her husband , reports the Yonhap News Agency . Ri accompanied Kim 18 times in 2012 , 22 times in 2013 , and 15 times in 2014 . Last year , the number was a surprisingly low at seven , and this year , she has only made three appearances . She reportedly limited her outings in 2013 after it came out that she was affiliated with the Unhasu Orchestra , several members of which were supposedly executed for making a scandalous pop video . β Ri showed up at public events every two months last year but has not appeared in public for over seven months this year . That β s quite extraordinary , β one North Korea watcher told Yonhap reporters . Some observers suspect that Ri may be preparing to give birth to another Kim baby . Others , however , are concerned for her safety . One theory is that she has fallen out of favor with her husband . Another is that her movements are being checked by Kim β s ruthless sister , Kim Yo - jong . If a marital rift is underway , it could end very badly for the first lady . After a family fallout , Kim had his uncle executed . He reportedly fed his uncle to a pack of hungry dogs ; however , the exact details of the execution were never confirmed . Kim is also said to have killed his aunt . It was reported in August that the young dictator had executed a senior official with an anti - aircraft gun for dozing off during a meeting . If Kim β s younger sister , who is rumored to be even more deadly than her brother , is involved , things could turn out the same way . Kim Yo - jong has been called the real power behind the Kim regime . She took over for her brother in 2014 while he was recovering from a medical issue that many believed was gout or some other problem associated with the supreme leader β s overzealous consumption of cheese . Little is known for certain about Kim β s wife Ri , but her disappearance is nonetheless noticeable . Follow Ryan on Twitter Send tips to ryan @ dailycallernewsfoundation . org Content created by The Daily Caller News Foundation is available without charge to any eligible news publisher that can provide a large audience . For licensing opportunities of our original content , please contact licensing @ dailycallernewsfoundation . org Tags : kim jong un north korea | [
"KIM JONG-UN βS WIFE",
"Ri Sol-ju",
"Yonhap News Agency"
] |
http://dailycaller.com/2016/11/10/what-melania-trump-wore-during-her-first-trip-to-the-white-house-as-first-lady-elect/ | What Melania Trump Wore During Her First Trip To The White House As First Lady - Elect 3 : 59 PM 11 / 10 / 2016 | Entertainment Kaitlan Collins | White House Correspondent Donald and Melania Trump made their first visit to the White House as president - elect and first lady - elect on Tuesday . ( Photo : Getty Images ) Melania , 46 , was dressed in a long black belted coat as they toured the grounds of Congress with Republican leaders . ( Photo : Getty Images ) Barack Obama met with the former Republican nominee in the Oval Office for 90 minutes while his wife Michelle Obama met with Melania to discuss first lady duties . β I very much look forward to dealing with the president in the future , including counsel , β Trump said . β He β s β he explained some of the difficulties , some of the high - flying assets , and some of the really great things that have been achieved . β Obama said he wanted both of them to feel β welcome β during the transition period . β I believe that it is important for all of us , regardless of party and regardless of political preferences , to now come together , work together to deal with the many challenges that we face , β Obama said . β And most of all , I want to emphasize to you , Mr . President - elect , that we now are going to want to do everything we can to help you succeed , because if you succeed , then the country succeeds . β Tags : donald trump melania trump | [
"MELANIA TRUMP",
"FIRST TRIP"
] |
http://dailycrosswordsolver.com/murray-___-mann-physics-nobelist-who-coined-the-term-quark/ | Murray ___ - Mann Physics Nobelist who coined the term β quark β We would like to thank you for visiting our website ! Please find below all Murray ___ - Mann Physics Nobelist who coined the term β quark β answers and solutions for the daily New York Times Crossword Puzzle . Since you have landed on our site then most probably you are looking for the solution of Murray ___ - Mann Physics Nobelist who coined the term β quark β . Look no further because you β ve come to the right place ! Our staff has just finished solving all today β s New York Times daily crossword and the answer for Murray ___ - Mann Physics Nobelist who coined the term β quark β can be found below ANSWER : GELL Already solved this crossword clue ? Go back and see the other clues for New York Times Crossword Answers 28 Jun 16 , Tuesday Previous : Grp . holding quadrennial competitions Next : Open the door for | [
"Murray ___-Mann",
"Physics Nobelist",
"quark"
] |
http://dailycrosswordsolver.com/this-is-us-network/ | β This Is Us β network We would like to thank you for visiting our website ! Please find below all β This Is Us β network crossword clue answers and solutions for Wall Street Journal Daily Crossword Puzzle . Since you have landed on our site then most probably you are looking for the solution of β This Is Us β network crossword . Look no further because you β ve come to the right place ! Our staff has just finished solving all today β s Washington Post daily crossword and the answer for β This Is Us β network can be found below ANSWER : NBCTV Already solved this crossword clue ? Go back and see the other clues for Wall Street Journal Daily Crossword October 22 2016 Answers . Previous : β Them β s the breaks ! β Next : β ___ Perpetua β ( Idaho motto ) Partners All Crosswords LA Times Daily Celebrity Crossword New York Times Newsday . com The Guardian The Telegraph The Times The Washington Post Universal USA Today Wall Street Journal 7 Little Words Mystic Words Useful Sites Answers King Crossword Links Puzzle Universe blog | [
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] |
http://dailydoseofexcel.com/archives/2014/06/13/t-accounts/ | T Accounts Posted on June 13 2014 by Dick Kusleika Ive made an Excel template for filling out T accounts For you nonaccounting folks a T account is a method to trace accounting transactions through the accounts on the general ledger Hey wake up This post isnt finished yet Ive made a T account template at least three times in my Excel career They never work out They never make it easier than penciltopaper or markertowhiteboard It doesnt seem to stop me from trying though and now Im making my latest attempt available to you First lets look at this huge image click to embiggen The top left section C2F11 is where you write a brief description for up to 10 transactions Column C is the transaction number and cant be edited Column D is where you type the brief description Column E is overflow for column D because I hate merged cells Column F is the general ledger period You can put them all in the same GL Period if its not applicable to your transactions You dont have to use this section That is you can leave off the descriptions and the periods but good luck trying to figure out what you were In this example the transactions are listed in the order they will happen over time This series of transactions represent a sale where we get a kickback from the vendor and were passing that savings on to the customer First we buy the inventory from the vendor Next we ship it to the our customer At that point we need to make our costs correct by accruing the rebate were entitled to from the vendor We pay the vendor get paid by the customer and finally get our rebate from the Vendor The main section of the workbook is a 33 grid of T accounts This is where the magic happens The top left cell of each T account is a financials statement classification number Its a data validation dropdown containing the numbers 17 Assets Liabilities Equity Sales Cost of Goods Sold Expenses Other Income and Expenses That financial statement classification number is replicated down the hidden column B and H and N for formula purposes To the right of the financial statement classification number is the merged cell where you type the account name The account name is only for your reference and has no bearing on any formulas in the model The lighter green section down the left side of the T account is a series of data validation dropdowns that allow you to select the transaction number The main white area of the T account thats divided vertically is the area where you record your debits and credits At the bottom of the T account the debits and credits are summed up and the net debit or credit is displayed There are two other areas to the right of the T accounts grid The top area shows the effects on the major sections of your balance sheet and income statement It expands to the right for however many periods you have The financial statement classification number at the top left of the T account determines where your transaction ends up in this area And obviously the period you identify in the transactions section determine the column The bottom area is a list of the 10 transactions and the net debit or credit by transaction If any of these are not zero youre missing a piece of the transaction Please leave your thoughts and suggestions in the comments You can download TAccountszip Posted in Downloads Post navigation FastExcel V3 Released At Last Playing Peekaboo with the Used Range | [
"T accounts",
"Excel template",
"trace accounting transactions"
] |
http://dailyentertainmentnews.com/tv/bobby-zarin-former-rhony-star-jill-zarins-husband/ | Bobby Zarin β Former RHONY Star Jill Zarin β s Husband 1 SHARES 398 VIEWS This number shows the total pageviews since publishing of the article Share Tweet Pinterest Reddit Buffer Pocket Meet Bobby Zarin , but you already know him , because our pal Bobby is the husband of Jill Zarin together they appeared on the Real Housewives of New York or RHONY . Would you like to know more about Mr . Zarin ? Former Real Housewife of New star Jill Zarin is coming back to television , this time Jill is not joining her former RHONY friends but rather exchanging homes with country singer Jenna von Oy for the eleventh episode of the third season of Celebrity Wife Swap . So Jill β s hubby Bobby Zarin , daughter Ally welcomed pregnant Jenna von Oy at their home for a week while Jill stayed at the famous singer β s home . Bobby and his family started on RHONY for 4 seasons and we all know things were not always nice with this fine ladies . Jill and former BFF Bethenny Frankel became famous for their regular spats , Jill β s outspoken nature gained her fans and great ratings to the show , even so Jill was after after the fourth season . . This is what nobody knows , β Zarin begins . β This is really the truth : One night β¦ I think I took a sleeping pill and I typed out an email to my [ β Real Housewives β ] producer and three out of the five housewives . I said , β I β m leaving the show . I want to leave on a high . I β m in a good place right now . ' β She did n β t include the network , Bravo , on the email . β I kind of got cold feet the next day , and I said , β Ah , that was stupid , I should n β t have sent that email out , ' β she says . β So , when I got the phone call from my production company , I knew . β What Zarin does n β t know is exactly why she was fired . β Nobody will tell me the true answer , β she says . β At the time , I was told that they thought the show had gone so dark that it could n β t recover and that they needed to change the cast . I do n β t think the fans agreed . β But enough drama , let β s find a thing or two about him , shall we ? ? Just In β¦ Mega Millions Jackpot Winner Jack Weirsky β s Ex - Wife Eileen Murray Eileen Murray Eileen Murray used to be married to mega millions jackpot winner , Jack Weirsky . Her ex - husband has been identified as the lucky fella winner of $ 273 million ; the 53 - year - old could β¦ [ Read The Whole Story . . . ] 68 - year - old Robert F . Zarin aka Bobby Zarin , is the founder of Zarin Home Corp , and Zarin Fabrics . He has three children from his first marriage to Eileen Zarin and became the stepfather of Jill β s 21 - year - old daughter Ally Shapiro from her first marriage to Bruce Shapiro . Bobby Zarin and his wife Jill were introduced by his son and ill β s nephew after they met at a summer camp , they got married on January 4th , 2011 . Ally Shapiro who currently is a marketing assistant at BMF Media and magazine on - campus representative at Third Channel , previously was an intern at AOL , Showroom Seven and Hearst Magazine . Ally holds a bachelor of arts in communication and media studies and corporate strategy from Vanderbilt University . Bobby β s eldest son David made him the grandfather in 2008 David and his wife welcomed their third son Asher in February , 2014 , soon Bobby β s daughter Jennifer joined the club , Bobby β s other son is Jonathan You can follow Bobby Zarin on Twitter here 1 SHARES 398 VIEWS This number shows the total pageviews since publishing of the article Share Tweet Pinterest Reddit Buffer Pocket | [
"Bobby Zarin",
"Jill Zarin"
] |
http://dailygoldpricemalaysia.blogspot.com/ | Gold Price In Malaysia Sunday January 6 2019 916 Gold Price in Malaysia 6January2019 916 Gold Price in Malaysia 6January2019 999 Gold RM 19800 per gram 916 Gold RM 18800 per gram Posted by Suki at 1208 AM No comments Email This BlogThis Share to Twitter Share to Facebook Share to Pinterest Friday January 4 2019 916 Gold Price in Malaysia 5January2019 916 Gold Price in Malaysia 5January2019 999 Gold RM 19800 per gram 916 Gold RM 18800 per gram Posted by Suki at 1001 PM No comments Email This BlogThis Share to Twitter Share to Facebook Share to Pinterest 916 Gold Price in Malaysia 4January2019 916 Gold Price in Malaysia 4January2019 999 Gold RM 19800 per gram 916 Gold RM 18800 per gram Price shown inclusive of 6 SST Posted by Suki at 1000 PM No comments Email This BlogThis Share to Twitter Share to Facebook Share to Pinterest Wednesday January 2 2019 916 Gold Price in Malaysia 3January2019 916 Gold Price in Malaysia 3January2019 999 Gold RM 19800 per gram 916 Gold RM 18800 per gram Buy Gold Bar keep run away from Malaysia Tak Ada Harapan Posted by Suki at 833 AM No comments Email This BlogThis Share to Twitter Share to Facebook Share to Pinterest Tuesday January 1 2019 916 Gold Price in Malaysia 2January2019 916 Gold Price in Malaysia 2January2019 999 Gold RM 19800 per gram 916 Gold RM 18800 per gram Price shown inclusive of 6 SST Malaysia Tak Ada Harapan 2019 Cash is King no need buy share investjust keep the CASH GOLD Posted by Suki at 616 AM No comments Email This BlogThis Share to Twitter Share to Facebook Share to Pinterest 916 Gold Price in Malaysia 1January2019 916 Gold Price in Malaysia 1January2019 999 Gold RM 19800 per gram 916 Gold RM 18800 per gram Gold Price shown inclusive of 6 SST Posted by Suki at 610 AM No comments Email This BlogThis Share to Twitter Share to Facebook Share to Pinterest Monday December 31 2018 916 Gold Price in Malaysia 31December2018 916 Gold Price in Malaysia 31December2018 999 Gold RM 19800 per gram 916 Gold RM 18800 per gram Posted by Suki at 715 AM No comments Email This BlogThis Share to Twitter Share to Facebook Share to Pinterest Subscribe to Posts Atom Followers Buy Poh Kong Bunga Raya Gold Bar Suki View my complete profile Blog Archive Jan 6 Dec 6 Nov 11 Oct 24 Sep 28 Aug 23 Jul 20 Jun 21 May 20 Apr 17 Mar 17 Feb 9 Jan 19 Dec 12 Nov 17 Oct 20 Sep 20 Aug 15 Jul 17 Jun 13 May 18 Apr 22 Mar 30 Feb 21 Jan 25 Dec 21 Nov 21 Oct 27 Sep 15 Aug 19 Jul 26 Jun 16 May 24 Apr 29 Mar 23 Feb 26 Jan 23 Dec 24 Nov 23 Oct 24 Sep 29 Aug 26 Jul 31 Jun 26 May 19 Apr 23 Mar 25 Feb 18 Jan 31 Dec 24 Nov 25 Oct 29 Sep 22 Aug 17 Jul 19 Jun 19 May 15 Apr 11 Mar 29 Feb 26 Jan 32 Dec 31 Nov 19 Oct 21 Sep 19 Aug 22 Jul 28 Jun 16 May 15 Apr 6 Mar 10 Feb 6 Jan 8 Oct 8 Sep 4 Jun 2 Apr 4 Mar 9 Feb 8 Jan 6 Dec 13 | [
"Malaysia",
"Gold Price"
] |
http://dailyjournalonline.com/farmington/news/goodwill-store-moving/article_6aa5d97a-1dbe-59d3-a609-9b8f4923b0b0.html | featured Goodwill store moving SHAWNNA ROBINSON 573 - 518 - 3628 Apr 4 , 2017 0 Try 1 month for 99 Β’ The new MERS Goodwill retail store in Farmington is scheduled to open to the public on April 20 . The store is located near Panera Bread and Lowe ' s in Farmington - giving a different look to the landscape . Shawnna Robinson , Daily Journal There β s been a flurry of activity in the area of Walton Drive and Wallace Road in Farmington in recent months β¦ with much more expected . One of the most notable changes in the area is the construction of a new Goodwill retail location near Panera Bread . Mark Kahrs , executive vice president of Retail Operations with MERS Goodwill , said the new store will open at 9 a.m. on April 20 . A ribbon cutting should take place right before the store opens . He said quite a lot of site work was required for the new location , but crews are ahead of schedule preparing the inside of the new store . The sales floor of the new location is right at 9,600 square feet β smaller than a normal location , but larger than the current store . β To make this one fit , because we really like this property , we had to condense it down a little bit , β he said . Goodwill has been located in Farmington since 2004 and leases that building . Kahrs said the biggest problem at the current location was parking . β On Saturdays , ( vehicles ) are lined all the way back to the motel , β he said of the location near Maple Valley . β That was one of our biggest drivers ( to build a new store ) . Obviously , there β s a demand for what we β re doing here . People want to be there . β One benefit of the location , however , was the visibility from U.S. Highway 67 . β We β re going to be less visible from at least 67 , but it β s a whole lot easier to see us , β he said . β And , it β s better parking β¦ definitely going to be better than what we had before . β The new store will also feature a covered donation area and outdoor docks to better serve trucks coming into the store . β In Sikeston and Poplar Bluff , where we β ve opened new stores with donation drop - offs , donations go up significantly because it β s so much more visible and easy to see , β he said . β We really expect the community will embrace that part and we β ll see an increase in donations as well . β Kahrs said a lot of times making the donation area a pleasant experience can raise donations up to 40 percent . The current store had more than $ 1 million in revenue last year . But Kahrs said Goodwill is more than the brick and mortar store . β It β s the jobs portion that β s the mission , β he said . β This allows us to fund that mission . The donations people give β¦ a lot of times I think they think it β s just for the store and people who want to get ( items ) at a lower cost . It β s the greatest by - product of what we do . β Really , what we β re doing is trying to make as much money as we can to put it back into ( the community ) . We β ve got a career center right here in Farmington that β s helping people right around this area . That β s where the money is going back to . It β s a great circle to be able to do that . β He commended officials with the city for their assistance during this building project . β The city has been wonderful to work with , β Kahrs said . β We do n β t get that in a lot of places β¦ Farmington has been super , super great to work with . β Shawnna Robinson is the managing editor of the Farmington Press and can be reached at 573 - 518 - 3628 or srobinson @ farmingtonpressonline . com 1 Tags Mark Kahrs Commerce Economics Building Industry Store Lot Donation Farmington Goodwill Store City Load comments ( 0 ) comments Welcome to the discussion . Log In | [
"Goodwill store moving",
"area of Walton Drive",
"Wallace Road"
] |
http://dailynaturalremedies.com/10-benefits-of-milk-thistle/2/ | 10 Benefits of Milk Thistle 2 . It treats chronic liver disease Leading on from the last point , milk thistle can even help treat chronic liver disease . People who suffer from this disease have often abused alcohol which results in an overload of toxins in the liver that it simply ca n β t handle . Milk thistle as a supplement can be used to stop and even reverse the effect of fatty liver disease as well which is n β t caused by alcohol . < < Previous Next > > About Staff Writer Our staff writers have expertise in a wide variety of areas . Each article that they write is thoroughly researched . | [
"Milk Thistle",
"chronic liver disease",
"great for detoxing"
] |
http://dailynaturalremedies.com/10-foods-high-in-iron/2/ | 10 Foods High In Iron 2 . Spinach Just like Popeye , you could be getting your muscle strength from ample servings of cooked spinach . This dark green , leafy vegetable is packed full of iron that helps protect your organs and keep your muscles in shape thanks to the increased levels of oxygen sent through your blood . Technically , you can get just as much iron from raw spinach , but the process of cooking makes it easier for your body to absorb all the nutrients that the vegetable offers . It is , however , important not to overcook the leaves and suck out all their goodness . < < Previous Next > > About Staff Writer Our staff writers have expertise in a wide variety of areas . Each article that they write is thoroughly researched . | [
"High In Iron",
"Spinach"
] |
http://dailynaturalremedies.com/10-foods-high-in-vitamin-d/ | 10 Foods High in Vitamin D Vitamin D has a number of important functions , and one of which is regulating the amount of calcium we have in the body . When you do n β t have enough vitamin D , you can end up with bone deformities . The combination of vitamin D and calcium is therefore essential to keep your bones and muscles healthy , and when you do n β t have enough of it , you β ll experience bone pain and conditions like osteomalacia . You may well be aware that one way we actually get vitamin D is from the sun , meaning that you are unlikely to have a major deficiency if you spend a lot of time outdoors . However , as you get older , your skin becomes less efficient at creating this vitamin D from the sunlight , meaning that you are more likely to endure bone conditions and have less vitamin D in your body . For these reasons it β s important to ensure that we get plenty of vitamin D in our diets , and if you β re not aware of the foods that contain the most of this vitamin , take a look at this list of the top 10 foods rich in vitamin D . 1 . Fatty fish Fish like tuna , mackerel and salmon all contain a great deal of omega - 3 fatty acids . They are also a fantastic source of vitamin D . In a three ounce serving of salmon fillet , you can expect 450 international units ( or IUs ) of vitamin D . This is almost enough to meet your daily requirement , which is considered to be around 600 IUs . It does n β t matter whether the fish is fresh or canned , you can count on these fat - rich fish to be packed full of this important vitamin . Previous Next > > | [
"Vitamin D",
"Fatty fish"
] |
http://dailynaturalremedies.com/10-health-benefits-of-kombucha-tea/ | 10 Health Benefits of Kombucha Tea Kombucha tea is still nowhere near as popular as green tea ( or black tea with milk in the United Kingdom ) , but it β s definitely becoming better known . This tea is made using a mushroom which creates a fermented tea . The active ingredients from the bacteria and fungus combine to create a healthy tea that helps promote good heath , improved cognition , better cognitive function , and even helps you lose weight . There β s so much to this tea that people do n β t quite understand yet β so take a look at these top ten benefits of kombucha tea and you might just realize it β s the ideal addition to your diet . Improves digestion Kombucha tea helps you digest food better which allows you to absorb all the nutrients you get from the food that you eat . This is a result of kombucha β s probiotic characteristics contributing to the digestive bacteria in your stomach and helping break down all of the essential components of your food . Kombucha also helps the body get rid of the things it does n β t need , this means you can enjoy better health in general and get rid of chemicals and substances that your body simply does n β t need . The natural blend of organisms and bacteria within the tea help promote a natural organism balance within your body , specifically microflora , so that you can reduce the amount of harmful bacteria within your gut . Previous Next > > | [
"Kombucha Tea"
] |
http://dailynaturalremedies.com/10-health-benefits-of-magnesium/2/ | 10 Health Benefits of Magnesium 2 . Reduce PMS symptoms Premenstrual syndrome is an extremely common disorder that women experience when they are of a child - bearing age . This condition is usually thought of as a syndrome that simply results in irritability , but it is so much more than that . PMS can also cause water retention in the body along with general fatigue as well as heavy stomach cramps . Increasing magnesium intake , however , can reduce these symptoms and make PMS a much easier condition to live with . Magnesium has been seen time and time again to help improve the general mood of women who suffer from this condition and significantly reduce water retention and bloating . So , if you β re a sufferer , try eating more magnesium - rich foods or take a look at the supplements available at your local health store . < < Previous Next > > About Staff Writer Our staff writers have expertise in a wide variety of areas . Each article that they write is thoroughly researched . | [
"Magnesium",
"Health Benefits"
] |
http://dailypost.ng/2018/10/05/breaking-jimi-agbaje-wins-lagos-pdp-governorship-primary-face-sanwo-olu-2019/ | Jimi Agbaje wins Lagos PDP governorship primary to face SanwoOlu in 2019 Jimi Agbaje has emerged as the winner of the Peoples Democratic Party PDP governorship primary election in Lagos state Agbaje was declared the winner after polling 1 100 votes to defeat his closest contender Deji Doherty who garnered 742 votes Declaring Agbaje victorious the returning officer Oyofo said By the power conferred on me by the PDP constitution I now declare Agbaje PDP candidate for the 2019 governorship election in Lagos state Come 2019 the PDP will win the Lagos governorship election Accepting the result Doherty congratulated Agbaje on the victory Hes a brother and grind and confidant Its all in the interest of our party and the people of Lagos state We are resolute that in 2019 Agbaje will become governor he said Subscribe to Daily Post Advertise with us Send us enquiries press releases | [
"Jimi Agbaje",
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] |
http://dailypost.ng/2018/10/23/nigerians-demand-justice-13-yr-old-ochanya-ogbaje-allegedly-raped-death-father-son-benue/ | Nigerians demand justice for 13yrold Ochanya Ogbaje allegedly raped to death by father son in Benue Nigerians particularly human rights activists have demanded for justice over the death of a 13yearold Elizabeth Ochanya Ogbaje Ochanya had battled Vesicovaginal fistula VVF and other health complications at the Benue State University Teaching Hospital Makurdi after being allegedly severely abused by one Andrew Ogbuja Head of Department Catering and Hotel Management at the Benue State Polytechnic Ugbokolo Benue State and his son Victor Inalegwu Ogbuja a final year student of Animal Production at the Federal University of Agriculture Makurdi The duo consistently molested little Ochanya a student of Federal Government Girls College Gboko since she was 9 to age 13 An Upper Area Court One in Makurdi Benue presided over by Justice S D Kwen had in August remanded Mr Ogbuja in prison custody for criminal conspiracy and rape of the teenager The prosecution had told the court that on August 8 2018 at about 1200 noon the body of women lawyers FIDA in Benue State had in company of one Mrs Rose Abah of Ogene Amadu Edumoga reported the matter to the police The First Information Report FIR indicated that the complainant Mrs Abah told the police that sometimes in February 2018 when her daughter Elizabeth was sick and admitted at FMC Makurdi she told her that when she was staying with her cousin sister Felicia Ogbuja between 2013 and 2015 the son of the same cousin sister by name Victor Ogbuja had canal knowledge of her The court further heard that the husband to the cousin sister Andrew Ogbuja also had canal knowledge of the teenager and that during police investigation the said accused Andrew was arrested for committing the offence while his son Victor is at large But the accused pleaded with the judge to temper justice with mercy and grant him bail to enable him go back home and resolve the matter amicably considering his status Justice S D Kwen however rejected the plea and consequently sent the lecturer to Makurdi Federal Prison pending the determination of the matter Sadly molested and sodomized Ochanya during the weekend lost the battle and took her last breath This is also as the suspect was allegedly granted bail without the familys knowledge and is said to be on the run Irked by the ugly and sad development Nigerians are demanding for justice for the late infant Condemning the barbaric act Federal Government Girls College Gboko Old Students Association has planned to stage a protest over the ugly incident The association in a statement issued on Monday called on the federal government and the relevant authorities to bring the suspect and his son to book This is an outrage to FGGC Gboko all female children all women Benue State Nigeria and indeed the World The advent of social media has brought to the fore the raging menace of child abuse and rape within our homes communities and nations It is time that social media is also used to stop this menace As a body we demand that the perpetrators indeed murderers be called to justice and severely punished Mr Andrew Ogbuja and Victor Inalegwu Ogbuja should be arrested for homicide and charged with first degree murder They should be made to feel the full wrath of Lady Justice They should bear the brunt of the Law in quantum measures It was not enough for them to hurt young Ochanya from age 8 they had to repeat the barbaric sessions within a 6year period We can only describe such tendencies as animalistic with special apologies to animals As such they deserve jungle Also speaking on the development the Councilor Representing Eke Ward in Benue Hon Dan Atayi called on all Benue sons and daughters as well as wellmeaning Nigerians particularly the women folks to join their voices so the culprits would be forced to face the law The act is a devilish omen that has appeared and happened in our land of birth We condemn it in totality we detest it with fierce rejection and we call on our tradocultural Custodians OchIdoma The Ede of Edumoga the Idoga of Ugbokolo the AdOkpokwu to perform a cleansing rite of these ugly menace before the fate of the spirits of vengeance visit our land The struggle for justice for the late young Ochanya should encompass beyond politics and religious affiliations What is right in our society should be pressured to be in equity regardless of how highly connected we are We call on the government of Benue State Okpokwu and all notable stakeholders across party lines to demonstrate and show concern against this alienation and barbaric act We eschew bitterness and animosity we eschew witch hunts and negative suspicions as we drive this quest for justice for the soul of Ochanya Elizabeth Ogbanje to rest in peace he said Also adding her voice human rights activist and blogger Mimi Atedze insisted that the perpetrators must be brought to book without delay She said The serial rapists must be punished for this actthe Childs Right act 2003 states clearly that Nobody should engage in any unlawful sexual intercourse with a child JusticeForOchanya On her part human rights activist and Executive director CeeHope Nigeria Betty Abah condemn the release of the suspect without the familys consent According to her As at the last hearing on Sept 24 the accused was not in court He had been released from prison without the knowledge of the victims family even when he wasnt granted bail at the earlier sitting His coaccused son Victor Ogbuja a student at the Federal University of Agriculture Makurdi Benue State remains on the run Rape by father and son anal and vagina started when she went to stay with the family at age 8 wife is her aunt in order to be able to go to school She died October 18 2018 at the General Hospital Otukpo from the complications and was buried Oct 21 2018 in her village in Benue State following an autopsy Now the question who released the accused from prison custody in Makurdi without the courts and girls family knowledge and when he had not been granted bail When contacted the Benue State Police Command said the case was no longer in its custody This case has been on for long why are they trying to politicize it We did our job by arresting the suspect and subsequently charged him to a law court If the said suspect was granted bail the question should be directed to the judge and not the police the state PRO Moses Yamu told our reporter on Monday Subscribe to Daily Post Advertise with us Send us enquiries press releases | [
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http://dailysignal.com/2014/05/05/wrong-another-floridian-arrested-exercising-first-amendment-right-film-police-public/ | Must Reads Columnists Letters Podcasts Taxes Politics Analysis Mainstream Media β s Worshipping of Michael Avenatti Security Commentary 2 More Terrorist Plots Show How a Proactive Approach Is Vital to Combating Terrorism International Commentary US Must Remain Wary of International Criminal Court Even After Decision to Not Target Americans Law Once Again , a Liberal Activist Judge Is Halting a Sensible Immigration Policy Law β What Did I Do Wrong ? β : ( Another ) Floridian Arrested for Exercising First Amendment Right to Film Police in Public Evan Bernick May 05 , 2014 0 Comments Photo : Getty Images Lazaro Estrada was confused . He claims he did n β t interfere with police . He claims he did what he was told . There β s video evidence to support his claims . And yet , police charged him with obstruction of justice for filming an arrest on a public street with his cell phone . β What did I do wrong ? β Estrada asked . If his claims are true , the answer is , β nothing . β The First Amendment guarantees peaceful citizen - recorders the freedom to film public officials in public places where the recorders have a right to be present . According to CBS Miami , Estrada , a freelance disc jockey , was spinning records at a promotional event at a Southwest Miami - Dade store when police arrested store owner Andre Trigiano on outstanding misdemeanor traffic charges . Estrada began recording the episode with his iPhone only after the officer removed Trigiano from the store and threw Trigiano to the ground . Estrada β s video begins with an officer standing on the sidewalk about 20 feet from Estrada , holding a handcuffed Trigiano by the arm . The officer then turns to Estrada , says something , and gestures The U.S. Supreme Court consistently has held the First Amendment protects the right to gather publicly available information . The location where Estrada β s filming took place β a public street β was open to all , and Estrada had the right to observe the arrest . There β s nothing about the presence of a camera , without more , that legitimizes interference . Thus , federal courts that have considered the issue have consistently held citizens such as Estrada have a constitutional right to film officers who are performing their duties in public places , subject to reasonable time , place , and manner restrictions . We wrote recently about the arrest of another Floridian , Brandy Berning , whom the police charged with violating a wiretapping statute because she filmed a traffic stop . Like Berning , Estrada does not seem to have done anything to justify an arrest . Florida law provides that β ( w ) hoever shall resist , obstruct , or oppose any officer β¦ in the execution of legal process or in the lawful execution of any legal duty β¦ shall be guilty of a misdemeanor of the first degree . β In his arrest report , Miami - Dade Ofc . Officers can take reasonable measures to protect themselves or prevent individuals at the scene from obstructing their efforts . But there is a constitutional presumption against interference with citizens who use cell phones to film police in public where they have the right to be . The frequency with which the right to film police in public is seemingly being violated in Florida should cause all Americans concern . Barring the revelation of further facts , the charges against Estrada should be dropped . The Daily Signal depends on the support of readers like you . Donate now Evan Bernick Evan Bernick is a visiting legal fellow in the Edwin Meese III Center for Legal and Judicial Studies at The Heritage Foundation . Join The Discussion | [
"Floridian Arrested",
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] |
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