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How to Buy Property in Dubai
|
1. Finding Property
1-1. Determine what type of property you are interested in.
Foreign buyers often choose to purchase either apartments, townhouses, or villas, which are generally located in secure complexes with communal leisure facilities such as tennis courts, swimming pools and gyms.
Since 2002, when, by royal decree, foreign nationals first became eligible to own property, Dubai has enjoyed a construction boom.
Ensure you are looking at an area in which foreigners are allowed to buy property.
Some of the most popular, luxurious and expensive developments include Emaar Towers, Jumeirah Gardens, International City and Al Hamra Village.
1-2. Start searching online.
As with any property search, a good place to start is online. There are numerous agencies and estate agents that list properties in Dubai online. You can buy properties from estate agents or from property developers. Estate agents generally sell resale properties, properties that have been built and have previous owners. Developers sell off-plan properties, which may be still under-construction.
1-3. Contact specialist agents.
If you want help with your search, and want to talk to someone with specialist knowledge about the property market in Dubai, it’s best to employ an estate agent to work with. Estate agents can help you find properties and explain your options to you. Big real estate companies will be used to dealing with foreign buyers and will speak English.
Laws and regulations can change quickly in Dubai, so hiring an agent will help you avoid any potential pitfalls.
Usually if you hire an Estate Agent, you can expect to pay a fee of between 2% and 5% of the value of the property.
You should always check the credentials of anybody you hire. The regulatory body for Real Estate in Dubai is the Real Estate Regulatory Agency (RERA).
1-4. Attend property fairs.
The property market in Dubai is still relatively young, although growing fast. As a result, a significant amount of property bought by foreigners is bought from developers who may not have built the development yet. Property fairs are a popular way for developers to present their work and meet potential buyers. These property fairs are held all over the world, so look for one visiting a city near you.
You should always check that the developer you are considering is registered and licensed with the RERA.
You can browse a list of licensed developers on the Dubai Land Department website
1-5. Visit Dubai.
Before you think about making a move for a property be sure that you have spent a little time in Dubai. If you are buying a resale property ensure that you view as many properties as you can, and ask the same questions you would ask if you were buying property anywhere else in the world.
If you are buying off-plan or construction is not complete, make sure you go to see similar properties by the same developer that are finished.
When you are in Dubai, you will also have access to paper listings in specialist local newspapers and magazines, and be able to attend the property fairs that continue all year.
2. Meeting Eligibility
2-1. Have the required ID and visa documents.
Since a change to the law in 2002, it has become much more straightforward for foreigners to buy and rent property in Dubai. You will, however, still need to present a valid passport to prove your identity. You are not required to hold any type of residency permit in order to buy property, but assuming you want to stay there you will have to take care of this.
The UEA government has a six month visa for property buyers, called the “Property Holders Visa.”
This allows foreign investors to stay in Dubai for six months while they investigate investments.
To qualify for this, the property you buy must have a value greater than 1 million dirham, which equates to around $272,000.
You must be buying as an individual, not as a company.
2-2. Determine the full costs.
You need to be certain that you can afford the property and meet all of the costs attached to the purchase. When you are determining the overall cost of the property you should include the purchase price, the deposit, transfer fees, estate agent fees and the potential for currency exchange rates to fluctuate.
It is not legally necessary, but it is advisable to employ a lawyer to help you negotiate all the paperwork.
Include the costs of a lawyer in your calculations.
A new-build property will likely require a land registration fee of around 2%.
2-3. Get a mortgage in Dubai.
Mortgages can be difficult to obtain in Dubai. Non-status/self-certification mortgages are not available and the amount of red tape and paperwork involved can be off-putting to those accustomed to a less rigorous system. In some cases, buyers may be required to put down between 20% and 50% of the value of the mortgage in cash.
Mortgages in Dubai are paid in monthly instalments, with 15 years mortgages the most common. Residents of India cannot mortgage their property in Dubai and raise loans. Indian residents are also not permitted to give guarantee to the loan from a non resident.
The maximum length of a Dubai mortgage plan is 25 years.
Mortgage repayments, combined with any other monthly expenses, must not exceed 35% of net monthly income.
As exchange control is a complex subject, it is advisable to obtain appropriate professional advice before deciding to take out a mortgage in a foreign currency.
Mortgage rules change often in Dubai, so try to keep up-to-date by consulting local news and the Central Bank of the UEA.
3. Buying “Off-Plan” Property
3-1. Submit a reservation form.
If you are buying property off-plan, the first step once you have decided on the property you want and secured all the financing, is to submit a completed reservation form. This form will summarise the basic terms and conditions of the sales agreement, including information on the payment plan, and personal information from all parties.
You will be required to submit your passport along with the reservation form.
Be aware that some developers are still selling leasehold rather than freehold titles. If this is the case, the title is valid for the period stipulated in the lease agreement.
Ensure you fully understand the details of the contract and have it checked by your lawyer.
If the property is not yet complete, make sure you know what responsibilities the developer has if it is delayed for any reason.
3-2. Pay the reservation deposit.
Once the reservation document has been agreed you will have to pay the reservation deposit. The amount will be stipulated in your reservation form, but it will typically be between 5% and 15% of the purchase price. Developers will often not draw up the official sales and purchase agreement until this deposit has been paid, and will sometimes charge up to 20% or more.
When buying off-plan, you should ensure that the deposits and payments you make are paid into a RERA-approved securities account.
These payments are then transferred to the developer as the construction work is completed.
3-3. Complete a formal sales and purchase agreement.
The formal and legally binding contract is the sales and purchase agreement. Make sure this documents the date by which the property should be completed, and what penalties the developer will incur if it is delayed. Have a lawyer look over the contract with you, and check all the details, terms and conditions.
If the property is supposed to be furnished, ensure that a date for when that will be done is included in the agreement.
3-4. Transfer the deeds.
To complete the purchase you must transfer the deeds. This is the point at which you will be required to pay 100% of the purchase price. The deeds will not be transferred, and you will not own the property until you have paid, so you must have financing in place.
If the property has been completed, the transfer will happen at the Land Department Offices.
If it is yet to be finished, you will transfer the deeds at the developer’s office.
You will then generally be invited to inspect the property and highlight any final issues the develop needs to take care of.
4. Buying “Resale” Property
4-1. Make a Memorandum of Understanding.
To purchase resale property in Dubai you must agree terms with the seller, and record this in a Memorandum of Understanding (MOU). This is a basic document that outlines the terms and conditions, including the date of the final purchase. It is not legally binding, but is a necessary first step to buying resale property.
4-2. Pay the initial deposit.
Once the MOU is signed, the purchaser will have to pay the deposit, typically around 10% of the purchase price. This deposit is normally non-refundable, unless there is a particular reason why the seller is unable to bring the transaction forward.
At this point you will also have to pay the real estate commission, normally between 2% and 5%.
4-3. Obtain the deeds.
Once you have an agreement and financing in place, you can move on and complete the purchase. As an expat you will be required to pay 100% of the purchase price before the deeds are transferred, just as if you were buying an off-plan development. To do this, you may need to attend an appointment at the Land Department and present all the paperwork.
The buyer, the real estate agent, and a somebody from the bank that is financing the purchase may all be required to attend the meeting at the Land Department.
Warnings
You should always seek professional assistance when buying property.
|
{
"create_time": "20230517 11:00:57",
"回答明细": "{\"回答\": \"1. Finding Property\\n1-1. Determine what type of property you are interested in.\\nForeign buyers often choose to purchase either apartments, townhouses, or villas, which are generally located in secure complexes with communal leisure facilities such as tennis courts, swimming pools and gyms.\\nSince 2002, when, by royal decree, foreign nationals first became eligible to own property, Dubai has enjoyed a construction boom.\\nEnsure you are looking at an area in which foreigners are allowed to buy property.\\nSome of the most popular, luxurious and expensive developments include Emaar Towers, Jumeirah Gardens, International City and Al Hamra Village.\\n1-2. Start searching online.\\nAs with any property search, a good place to start is online. There are numerous agencies and estate agents that list properties in Dubai online. You can buy properties from estate agents or from property developers. Estate agents generally sell resale properties, properties that have been built and have previous owners. Developers sell off-plan properties, which may be still under-construction.\\n1-3. Contact specialist agents.\\nIf you want help with your search, and want to talk to someone with specialist knowledge about the property market in Dubai, it’s best to employ an estate agent to work with. Estate agents can help you find properties and explain your options to you. Big real estate companies will be used to dealing with foreign buyers and will speak English.\\nLaws and regulations can change quickly in Dubai, so hiring an agent will help you avoid any potential pitfalls.\\nUsually if you hire an Estate Agent, you can expect to pay a fee of between 2% and 5% of the value of the property.\\nYou should always check the credentials of anybody you hire. The regulatory body for Real Estate in Dubai is the Real Estate Regulatory Agency (RERA).\\n1-4. Attend property fairs.\\nThe property market in Dubai is still relatively young, although growing fast. As a result, a significant amount of property bought by foreigners is bought from developers who may not have built the development yet. Property fairs are a popular way for developers to present their work and meet potential buyers. These property fairs are held all over the world, so look for one visiting a city near you.\\nYou should always check that the developer you are considering is registered and licensed with the RERA.\\nYou can browse a list of licensed developers on the Dubai Land Department website\\n1-5. Visit Dubai.\\nBefore you think about making a move for a property be sure that you have spent a little time in Dubai. If you are buying a resale property ensure that you view as many properties as you can, and ask the same questions you would ask if you were buying property anywhere else in the world.\\nIf you are buying off-plan or construction is not complete, make sure you go to see similar properties by the same developer that are finished.\\nWhen you are in Dubai, you will also have access to paper listings in specialist local newspapers and magazines, and be able to attend the property fairs that continue all year.\\n2. Meeting Eligibility\\n2-1. Have the required ID and visa documents.\\nSince a change to the law in 2002, it has become much more straightforward for foreigners to buy and rent property in Dubai. You will, however, still need to present a valid passport to prove your identity. You are not required to hold any type of residency permit in order to buy property, but assuming you want to stay there you will have to take care of this.\\nThe UEA government has a six month visa for property buyers, called the “Property Holders Visa.”\\nThis allows foreign investors to stay in Dubai for six months while they investigate investments.\\nTo qualify for this, the property you buy must have a value greater than 1 million dirham, which equates to around $272,000.\\nYou must be buying as an individual, not as a company.\\n2-2. Determine the full costs.\\nYou need to be certain that you can afford the property and meet all of the costs attached to the purchase. When you are determining the overall cost of the property you should include the purchase price, the deposit, transfer fees, estate agent fees and the potential for currency exchange rates to fluctuate.\\nIt is not legally necessary, but it is advisable to employ a lawyer to help you negotiate all the paperwork.\\nInclude the costs of a lawyer in your calculations.\\nA new-build property will likely require a land registration fee of around 2%.\\n2-3. Get a mortgage in Dubai.\\nMortgages can be difficult to obtain in Dubai. Non-status/self-certification mortgages are not available and the amount of red tape and paperwork involved can be off-putting to those accustomed to a less rigorous system. In some cases, buyers may be required to put down between 20% and 50% of the value of the mortgage in cash.\\nMortgages in Dubai are paid in monthly instalments, with 15 years mortgages the most common. Residents of India cannot mortgage their property in Dubai and raise loans. Indian residents are also not permitted to give guarantee to the loan from a non resident.\\nThe maximum length of a Dubai mortgage plan is 25 years.\\nMortgage repayments, combined with any other monthly expenses, must not exceed 35% of net monthly income.\\nAs exchange control is a complex subject, it is advisable to obtain appropriate professional advice before deciding to take out a mortgage in a foreign currency.\\nMortgage rules change often in Dubai, so try to keep up-to-date by consulting local news and the Central Bank of the UEA.\\n3. Buying “Off-Plan” Property\\n3-1. Submit a reservation form.\\nIf you are buying property off-plan, the first step once you have decided on the property you want and secured all the financing, is to submit a completed reservation form. This form will summarise the basic terms and conditions of the sales agreement, including information on the payment plan, and personal information from all parties.\\nYou will be required to submit your passport along with the reservation form.\\nBe aware that some developers are still selling leasehold rather than freehold titles. If this is the case, the title is valid for the period stipulated in the lease agreement.\\nEnsure you fully understand the details of the contract and have it checked by your lawyer.\\nIf the property is not yet complete, make sure you know what responsibilities the developer has if it is delayed for any reason.\\n3-2. Pay the reservation deposit.\\nOnce the reservation document has been agreed you will have to pay the reservation deposit. The amount will be stipulated in your reservation form, but it will typically be between 5% and 15% of the purchase price. Developers will often not draw up the official sales and purchase agreement until this deposit has been paid, and will sometimes charge up to 20% or more.\\nWhen buying off-plan, you should ensure that the deposits and payments you make are paid into a RERA-approved securities account.\\nThese payments are then transferred to the developer as the construction work is completed.\\n3-3. Complete a formal sales and purchase agreement.\\nThe formal and legally binding contract is the sales and purchase agreement. Make sure this documents the date by which the property should be completed, and what penalties the developer will incur if it is delayed. Have a lawyer look over the contract with you, and check all the details, terms and conditions.\\nIf the property is supposed to be furnished, ensure that a date for when that will be done is included in the agreement.\\n3-4. Transfer the deeds.\\nTo complete the purchase you must transfer the deeds. This is the point at which you will be required to pay 100% of the purchase price. The deeds will not be transferred, and you will not own the property until you have paid, so you must have financing in place.\\nIf the property has been completed, the transfer will happen at the Land Department Offices.\\nIf it is yet to be finished, you will transfer the deeds at the developer’s office.\\nYou will then generally be invited to inspect the property and highlight any final issues the develop needs to take care of.\\n4. Buying “Resale” Property\\n4-1. Make a Memorandum of Understanding.\\nTo purchase resale property in Dubai you must agree terms with the seller, and record this in a Memorandum of Understanding (MOU). This is a basic document that outlines the terms and conditions, including the date of the final purchase. It is not legally binding, but is a necessary first step to buying resale property.\\n4-2. Pay the initial deposit.\\nOnce the MOU is signed, the purchaser will have to pay the deposit, typically around 10% of the purchase price. This deposit is normally non-refundable, unless there is a particular reason why the seller is unable to bring the transaction forward.\\nAt this point you will also have to pay the real estate commission, normally between 2% and 5%.\\n4-3. Obtain the deeds.\\nOnce you have an agreement and financing in place, you can move on and complete the purchase. As an expat you will be required to pay 100% of the purchase price before the deeds are transferred, just as if you were buying an off-plan development. To do this, you may need to attend an appointment at the Land Department and present all the paperwork.\\nThe buyer, the real estate agent, and a somebody from the bank that is financing the purchase may all be required to attend the meeting at the Land Department.\\nWarnings\\nYou should always seek professional assistance when buying property.\\n\", \"简要回答\": \"Dubai has become a popular place for foreign investors and expats. In recent years changes to the law have opened up the Dubai property market to foreigners. It is now relatively straightforward to purchase property, provided that you have the finance. Seek expert advice to help you negotiate the local laws and regulations.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine what type of property you are interested in.\", \"描述\": \"Foreign buyers often choose to purchase either apartments, townhouses, or villas, which are generally located in secure complexes with communal leisure facilities such as tennis courts, swimming pools and gyms.\\nSince 2002, when, by royal decree, foreign nationals first became eligible to own property, Dubai has enjoyed a construction boom.\\nEnsure you are looking at an area in which foreigners are allowed to buy property.\\nSome of the most popular, luxurious and expensive developments include Emaar Towers, Jumeirah Gardens, International City and Al Hamra Village.\"}, {\"编号\": 2, \"标题\": \"Start searching online.\", \"描述\": \"As with any property search, a good place to start is online. There are numerous agencies and estate agents that list properties in Dubai online. You can buy properties from estate agents or from property developers. Estate agents generally sell resale properties, properties that have been built and have previous owners. Developers sell off-plan properties, which may be still under-construction.\"}, {\"编号\": 3, \"标题\": \"Contact specialist agents.\", \"描述\": \"If you want help with your search, and want to talk to someone with specialist knowledge about the property market in Dubai, it’s best to employ an estate agent to work with. Estate agents can help you find properties and explain your options to you. Big real estate companies will be used to dealing with foreign buyers and will speak English.\\nLaws and regulations can change quickly in Dubai, so hiring an agent will help you avoid any potential pitfalls.\\nUsually if you hire an Estate Agent, you can expect to pay a fee of between 2% and 5% of the value of the property.\\nYou should always check the credentials of anybody you hire. The regulatory body for Real Estate in Dubai is the Real Estate Regulatory Agency (RERA).\"}, {\"编号\": 4, \"标题\": \"Attend property fairs.\", \"描述\": \"The property market in Dubai is still relatively young, although growing fast. As a result, a significant amount of property bought by foreigners is bought from developers who may not have built the development yet. Property fairs are a popular way for developers to present their work and meet potential buyers. These property fairs are held all over the world, so look for one visiting a city near you.\\nYou should always check that the developer you are considering is registered and licensed with the RERA.\\nYou can browse a list of licensed developers on the Dubai Land Department website\"}, {\"编号\": 5, \"标题\": \"Visit Dubai.\", \"描述\": \"Before you think about making a move for a property be sure that you have spent a little time in Dubai. If you are buying a resale property ensure that you view as many properties as you can, and ask the same questions you would ask if you were buying property anywhere else in the world.\\nIf you are buying off-plan or construction is not complete, make sure you go to see similar properties by the same developer that are finished.\\nWhen you are in Dubai, you will also have access to paper listings in specialist local newspapers and magazines, and be able to attend the property fairs that continue all year.\"}]}, {\"编号\": 2, \"标题\": \"Meeting Eligibility\", \"步骤\": [{\"编号\": 1, \"标题\": \"Have the required ID and visa documents.\", \"描述\": \"Since a change to the law in 2002, it has become much more straightforward for foreigners to buy and rent property in Dubai. You will, however, still need to present a valid passport to prove your identity. You are not required to hold any type of residency permit in order to buy property, but assuming you want to stay there you will have to take care of this.\\nThe UEA government has a six month visa for property buyers, called the “Property Holders Visa.”\\nThis allows foreign investors to stay in Dubai for six months while they investigate investments.\\nTo qualify for this, the property you buy must have a value greater than 1 million dirham, which equates to around $272,000.\\nYou must be buying as an individual, not as a company.\"}, {\"编号\": 2, \"标题\": \"Determine the full costs.\", \"描述\": \"You need to be certain that you can afford the property and meet all of the costs attached to the purchase. When you are determining the overall cost of the property you should include the purchase price, the deposit, transfer fees, estate agent fees and the potential for currency exchange rates to fluctuate.\\nIt is not legally necessary, but it is advisable to employ a lawyer to help you negotiate all the paperwork.\\nInclude the costs of a lawyer in your calculations.\\nA new-build property will likely require a land registration fee of around 2%.\"}, {\"编号\": 3, \"标题\": \"Get a mortgage in Dubai.\", \"描述\": \"Mortgages can be difficult to obtain in Dubai. Non-status/self-certification mortgages are not available and the amount of red tape and paperwork involved can be off-putting to those accustomed to a less rigorous system. In some cases, buyers may be required to put down between 20% and 50% of the value of the mortgage in cash.\\nMortgages in Dubai are paid in monthly instalments, with 15 years mortgages the most common. Residents of India cannot mortgage their property in Dubai and raise loans. Indian residents are also not permitted to give guarantee to the loan from a non resident.\\nThe maximum length of a Dubai mortgage plan is 25 years.\\nMortgage repayments, combined with any other monthly expenses, must not exceed 35% of net monthly income.\\nAs exchange control is a complex subject, it is advisable to obtain appropriate professional advice before deciding to take out a mortgage in a foreign currency.\\nMortgage rules change often in Dubai, so try to keep up-to-date by consulting local news and the Central Bank of the UEA.\"}]}, {\"编号\": 3, \"标题\": \"Buying “Off-Plan” Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"Submit a reservation form.\", \"描述\": \"If you are buying property off-plan, the first step once you have decided on the property you want and secured all the financing, is to submit a completed reservation form. This form will summarise the basic terms and conditions of the sales agreement, including information on the payment plan, and personal information from all parties.\\nYou will be required to submit your passport along with the reservation form.\\nBe aware that some developers are still selling leasehold rather than freehold titles. If this is the case, the title is valid for the period stipulated in the lease agreement.\\nEnsure you fully understand the details of the contract and have it checked by your lawyer.\\nIf the property is not yet complete, make sure you know what responsibilities the developer has if it is delayed for any reason.\"}, {\"编号\": 2, \"标题\": \"Pay the reservation deposit.\", \"描述\": \"Once the reservation document has been agreed you will have to pay the reservation deposit. The amount will be stipulated in your reservation form, but it will typically be between 5% and 15% of the purchase price. Developers will often not draw up the official sales and purchase agreement until this deposit has been paid, and will sometimes charge up to 20% or more.\\nWhen buying off-plan, you should ensure that the deposits and payments you make are paid into a RERA-approved securities account.\\nThese payments are then transferred to the developer as the construction work is completed.\"}, {\"编号\": 3, \"标题\": \"Complete a formal sales and purchase agreement.\", \"描述\": \"The formal and legally binding contract is the sales and purchase agreement. Make sure this documents the date by which the property should be completed, and what penalties the developer will incur if it is delayed. Have a lawyer look over the contract with you, and check all the details, terms and conditions.\\nIf the property is supposed to be furnished, ensure that a date for when that will be done is included in the agreement.\"}, {\"编号\": 4, \"标题\": \"Transfer the deeds.\", \"描述\": \"To complete the purchase you must transfer the deeds. This is the point at which you will be required to pay 100% of the purchase price. The deeds will not be transferred, and you will not own the property until you have paid, so you must have financing in place.\\nIf the property has been completed, the transfer will happen at the Land Department Offices.\\nIf it is yet to be finished, you will transfer the deeds at the developer’s office.\\nYou will then generally be invited to inspect the property and highlight any final issues the develop needs to take care of.\"}]}, {\"编号\": 4, \"标题\": \"Buying “Resale” Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make a Memorandum of Understanding.\", \"描述\": \"To purchase resale property in Dubai you must agree terms with the seller, and record this in a Memorandum of Understanding (MOU). This is a basic document that outlines the terms and conditions, including the date of the final purchase. It is not legally binding, but is a necessary first step to buying resale property.\"}, {\"编号\": 2, \"标题\": \"Pay the initial deposit.\", \"描述\": \"Once the MOU is signed, the purchaser will have to pay the deposit, typically around 10% of the purchase price. This deposit is normally non-refundable, unless there is a particular reason why the seller is unable to bring the transaction forward.\\nAt this point you will also have to pay the real estate commission, normally between 2% and 5%.\"}, {\"编号\": 3, \"标题\": \"Obtain the deeds.\", \"描述\": \"Once you have an agreement and financing in place, you can move on and complete the purchase. As an expat you will be required to pay 100% of the purchase price before the deeds are transferred, just as if you were buying an off-plan development. To do this, you may need to attend an appointment at the Land Department and present all the paperwork.\\nThe buyer, the real estate agent, and a somebody from the bank that is financing the purchase may all be required to attend the meeting at the Land Department.\"}], \"注意事项\": [\"You should always seek professional assistance when buying property.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,920 |
How to Buy Property in Spain
|
1. Finding the Right Property
1-1. Examine your reason for buying property in Spain.
Where in Spain you want to buy property depends on whether you want the property as an investment, as a vacation home, or to live in permanently.
If you're buying as an investment, look in vacation hot spots on the coasts or in large cities such as Barcelona and Madrid. These properties are likely to go up in value and will provide good rental income.
For a vacation home, concentrate on apartments and villas in developments. The property management company will care for the exterior and landscaping, and plenty of neighbors means leaving the home vacant for months won't be as big of a concern.
For a more permanent home, you'll want to focus on your quality of life. Look at the local infrastructure, facilities, and accessibility. If you want to be around other expats, focus on towns and cities that have thriving expat communities.
1-2. Calculate your budget.
Before you start looking at properties in Spain, you need to fully understand the costs of owning property in Spain so you can budget accordingly. You will have expenses beyond the price of the house.
You'll pay a stamp tax of around 1 percent of the purchase price of your new home, as well as fees to brokers, attorneys, and others. Assume you'll pay between 10 and 15 percent more than the list price of the house, once you factor in taxes and fees.
Don't forget the costs associated with moving your furniture and belongings to Spain, or purchasing new items for your Spanish home.
If you're buying a new home, you also must pay a 10 percent VAT tax (4.5 percent in the Canaries) on the property when you close on the sale of the house.
1-3. Evaluate different regions of Spain.
Spain is a large country, with diverse regions that all have different things to offer for a property owner. Climate, activities, and the size of the local expat community are some factors you'll want to consider.
You'll find thriving expat communities, beautiful beaches, and a mild climate along the beaches of the east coast. This includes the regions of Catalonia, Valencia, and Murcia, where prices generally are medium to high – although you can find some lower priced options in Murcia and the south coast of Valencia.
Southern regions and islands are more expensive, but many of these locations have high tourist appeal, so they might work for you if you plan on renting out your Spanish property when you're not using it.
The least expensive property in Spain tends to be in the northern interior, where the climate is hotter and drier on the interior and cooler on the northwest coast. Winters can be less mild than in the southeast, but the area has a lower cost of living and a more rural feel.
1-4. Look at different types of Spanish property.
Just as in any other country, you can buy properties in Spain that are in different states of readiness. Which you choose depends on your needs as well as your budget. There are different costs associated with different types of property.
New construction (obra nueva) is the most expensive type of property you can buy in Spain. However, the biggest advantage is that you know exactly what you're getting, and won't incur any remodeling expenses.
You also can be resale property, which essentially is an existing house that has already been sold at least once. These properties are generally safer investments, provided you understand how much you'll have to spend on repairs or remodeling.
Off-plan (sobre plano) property has been approved for construction by local authorities, but construction is not yet completed. You may get a lower price for these properties than you would for new construction, but you run the risk that the house will never be finished.
1-5. Research your favorite areas.
Before you buy property in Spain, hit the internet to learn more about areas that have captured your interest. The information you need depends on your reasons for buying property in Spain.
For example, if you're buying the property as an investment, you want to check out the property values in the area. If property values have been declining significantly in recent years, the area might not be a good investment.
If you're looking to rent out the property when you're not there, you want to look for a well-connected area with lots of attractions and things to do. Avoid properties that are too rural or isolated, as you may have a hard time keeping them rented on a regular basis.
If you want to move to Spain and live in the property permanently, research what it's like to live in that area on a daily basis. Find out about any risks, and compare the cost of living and tax rates to surrounding areas.
1-6. Visit the area where you plan to buy.
Spending some time on your own exploring the area around property you want to buy is crucial. Go there not as a tourist on vacation, but with an eye toward what it would be like to live there full-time.
While it's important to find out what activities and entertainment are available, if you plan to live there permanently, these things shouldn't be your priority. Renting a property in the area for a few months will give you a better idea of what it's like to live there.
If you want to buy property in Spain for investment purposes, you still need to look at what daily life is like in the area. You'll need to be able to tell prospective renters what the property offers for them.
1-7. Hire a property broker.
Once you start to get serious about buying a property in a particular area, a property broker can help you find the right property for your needs. There are several different types of brokers from which you can choose.
Corredores are local brokers in rural Spain. They charge small commissions, typically around 1 percent from the buyer and the seller. If you're fluent in Spanish and looking for a rural property, a corredor may be your best bet.
You also could talk to a buyer's agent, who charges an upfront fee, or foreign-based agents who also sell Spanish property. If you go with a foreign-based agent, make sure they have an active local office.
In Spain, brokers' commissions are typically paid by the seller, so interview several brokers before you hire one, and keep in mind that they may not always have your best interests at heart.
1-8. Talk to an attorney.
Especially if you're not fluent in Spanish, a local attorney who also is fluent in your native language will be your best choice to guide you through the process of buying property and make sure you don't run afoul of any Spanish laws.
For example, suppose you want to be a vacation home and rent it out short-term to other vacationers when you're not using it. Some areas in Spain don't allow short-term rentals, and fines can be as high as 30,000 euros for violating local laws.
Whether you hire a lawyer in Spain or in your home country, make sure they specialize or have extensive experience in Spanish real property law (urbanismo). They will be able to tell you about any laws that might cause concern.
Interview several attorneys and check their credentials. If you're hiring a Spanish lawyer, ask for their registration number and look it up with their local bar association (Colegio de Abogados).
2. Purchasing the Property
2-1. Get your Foreigner's Identity Number.
If you want to conduct any business or financial transactions in Spain, including purchasing a house or opening a bank account, you'll need a Número de Identificación de Extranjero (NIE).
EU citizens will automatically get one when they register, while others must first register and get a residence permit (assuming you want to stay in the country for more than three months).
You may be able to apply for an NIE at the Spanish embassy in your home country. Doing it this way can take several weeks, so make sure you plan ahead.
2-2. Set up your accounts.
You'll need insurance and a Spanish bank account if you want to buy property in Spain. Most sellers will only accept checks drawn on Spanish banks and payable in euros.
If you're receiving a pension, make sure you can get that pension paid into a Spanish bank.
You may be getting your mortgage through a Spanish bank. In that case, it's usually easiest to set up your bank account at the same bank.
If you're using a Spanish mortgage lender, they'll help you get property insurance. Otherwise you'll have to arrange for this yourself.
2-3. Hire a translator.
Even if you consider yourself fluent in Spanish, legal documents can be especially difficult. Having these documents translated into your native language so you understand the deal.
Check the website of the Spanish Ministry of Foreign Affairs to find a list of accredited translators.
Ideally, you want a translator who has experience with legal documents, especially real property documents.
2-4. Get a full survey done.
Even if the property has been surveyed fairly recently, you still want to have a fully survey done before you buy the property so you know exactly what you're getting for your money.
A survey is separate from an inspection. An inspection shows you existing defects or improvements that can be made to the house and other structures. A survey simply tells you where the boundaries of your property are, as well as the locations of any underground cables or pipes.
2-5. Negotiate a contract.
Your broker and attorney (if you've hired one) will negotiate with the seller in an attempt to lower the price as much as possible. Other factors up for negotiation include who pays taxes, what structures or fixtures are included in the final price, and who pays for any repairs.
The contract also will include deadlines for various steps of the process to be completed. There will be deadlines for you and the seller. For example, if you've not yet secured financing, the contract may specify a date by which you must have a mortgage for the property.
The details included in the contract depend to some extent on the type of property you're buying. For example, if you're buying an off-plan contract, you'll be signing a payment construction contract. This contract binds the seller to complete the house under a certain schedule.
2-6. Apply for a mortgage.
Unless you're buying the property for cash, you'll need to finance your purchase. You can do so by taking out a home equity loan on existing property you own, setting up a mortgage in your home country, or arranging for a mortgage with a Spanish lender.
The cheapest and easiest solution typically is to take out a second mortgage, or home equity line of credit, on your first home. This enables you to buy your property in Spain with cash, and you'll continue dealing with the same mortgage lender.
You also might seek a mortgage from a local bank that has offices in Spain. This can be particularly helpful if you plan on spending most of your time in your home country.
You also can take out a mortgage in Spain, which can simplify repayment because you don't have to worry about exchange rates or paying extra fees for international transactions.
2-7. Close on the property.
Once you've negotiated a sales contract and have your financing in place, you'll conclude your purchase. If you're able to do this in person, it typically will occur at a notary's office near the property.
When you close on the property, you'll have to make your initial deposit, typically of around 10 percent of the total purchase price of the home.
If you're not able to appear in person, you can arrange to have someone represent you as a representante verbal (verbal representative). You can later ratify the representation at a Spanish consulate office in your home country, or at the notary's office next time you visit Spain.
2-8. Register the property.
In Spain, the buyer is responsible for registering the transfer of ownership with the local registry office. If you used a notary for closing, they may provide this service for a fee.
If you're paying the notary to register the property, make sure you understand exactly what they're going to do. They may simply notify the registry office that a transfer was made, but not complete the full registration.
The cost of registration and notary services together typically ranges from 0.5 percent to 1 percent of the sale price of your property.
2-9. Compute property taxes.
There are several types of real and personal taxes you must pay if you are living in Spain for any length of time, or if you own property there. The amount of taxes depends on the cost of your property and the area where it's located.
You must pay property ownership tax yearly. The tax is set locally, and ranges from 0.4 percent to 1.1 percent of your property's valor catastral, or the administrative value of the property. That amount is typically lower than market value.
For a small country home, your taxes may be as little as 100 euros per year. However, a luxury villa in a waterfront tourist development could set you back as much as 3,000 euros a year in taxes.
If you own more than 700,000 euros in worldwide assets, you may end up paying the wealth tax for any property value beyond that amount. The rate ranges from 0.2 percent to 2.5 percent, depending on the value of your assets.
You also must pay personal income tax based on the valor catastral of your property. If you plan to rent out your property, you'll also pay around 25 percent of the gross income you earn from renters.
3. Getting a Residence Visa
3-1. Find out if you need a visa.
How long you plan to stay will in many cases determine whether you need a visa. Generally, if you want to stay in Spain for more than 90 days you will need a visa.
If you are a citizen of the European Union (EU), the European Economic Area (EEA), or Switzerland, you do not need a visa to live or work in Spain, regardless of how long you plan to stay. The EEA is the EU plus Iceland, Liechtenstein, and Norway.
If you are a citizen of Croatia, you may need a visa if you plan to work in Spain, but you won't need one simply to live in Spain.
3-2. Choose the right type of visa.
You will need a different type of visa depending on whether you plan to work in Spain and how long you plan to live there. If you want to retire to Spain and live in the property you've bought, you'll need a different type of visa.
A resident visa to retire in Spain allows you to live in Spain without working. To qualify for one, you'll need a valid passport, proof that you have adequate financial resources, and a medical certificate from your doctor. The fee is between $38 and $160, depending on your home country. US citizens will pay $160.
If you want to work, you must first get hired by a Spanish company. The company will contact the Spanish Immigration Office to get a letter of approval. To apply, you'll need that letter, a valid passport, a Police Records Certificate from your home country's law enforcement, and a medical certificate. You'll pay between $38 and $190 depending on your home country.
You also may be eligible for a fast-track visa, available for investors and self-employed people. If the property you bought in Spain is worth more than $500,000, this would potentially qualify you for the fast-track visa.
If you're unsure what visa you should get, talk to someone in the Spanish consulate or to an attorney who specializes in Spanish immigration law.
3-3. Complete a visa application.
You must complete and submit your visa application in person, either at an immigration office in Spain or at one of the consular offices abroad. You can download the application for free from the website of any Spanish consulate.
When you submit your application, you will need the original and one copy, along with any original documents and copies that are required with your application.
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You may be required to have original documents translated into Spanish.
You also must pay your application fee. The entire fee will be refunded if your application is denied.
3-4. Apply for permanent residence.
If you want to make Spain your home, you can apply for permanent residency after you've lived there continuously for five years. With permanent residency, you can stay in Spain indefinitely and enjoy the same benefits as Spanish citizens.
Go to the Civil Registry nearest you to get more information and assistance on applying for permanent residence.
If you decide you want to be a full citizen of Spain, you can apply for Spanish nationality after having lived there continuously for 10 years.
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"create_time": "20230517 11:00:58",
"回答明细": "{\"回答\": \"1. Finding the Right Property\\n1-1. Examine your reason for buying property in Spain.\\nWhere in Spain you want to buy property depends on whether you want the property as an investment, as a vacation home, or to live in permanently.\\nIf you're buying as an investment, look in vacation hot spots on the coasts or in large cities such as Barcelona and Madrid. These properties are likely to go up in value and will provide good rental income.\\nFor a vacation home, concentrate on apartments and villas in developments. The property management company will care for the exterior and landscaping, and plenty of neighbors means leaving the home vacant for months won't be as big of a concern.\\nFor a more permanent home, you'll want to focus on your quality of life. Look at the local infrastructure, facilities, and accessibility. If you want to be around other expats, focus on towns and cities that have thriving expat communities.\\n1-2. Calculate your budget.\\nBefore you start looking at properties in Spain, you need to fully understand the costs of owning property in Spain so you can budget accordingly. You will have expenses beyond the price of the house.\\nYou'll pay a stamp tax of around 1 percent of the purchase price of your new home, as well as fees to brokers, attorneys, and others. Assume you'll pay between 10 and 15 percent more than the list price of the house, once you factor in taxes and fees.\\nDon't forget the costs associated with moving your furniture and belongings to Spain, or purchasing new items for your Spanish home.\\nIf you're buying a new home, you also must pay a 10 percent VAT tax (4.5 percent in the Canaries) on the property when you close on the sale of the house.\\n1-3. Evaluate different regions of Spain.\\nSpain is a large country, with diverse regions that all have different things to offer for a property owner. Climate, activities, and the size of the local expat community are some factors you'll want to consider.\\nYou'll find thriving expat communities, beautiful beaches, and a mild climate along the beaches of the east coast. This includes the regions of Catalonia, Valencia, and Murcia, where prices generally are medium to high – although you can find some lower priced options in Murcia and the south coast of Valencia.\\nSouthern regions and islands are more expensive, but many of these locations have high tourist appeal, so they might work for you if you plan on renting out your Spanish property when you're not using it.\\nThe least expensive property in Spain tends to be in the northern interior, where the climate is hotter and drier on the interior and cooler on the northwest coast. Winters can be less mild than in the southeast, but the area has a lower cost of living and a more rural feel.\\n1-4. Look at different types of Spanish property.\\nJust as in any other country, you can buy properties in Spain that are in different states of readiness. Which you choose depends on your needs as well as your budget. There are different costs associated with different types of property.\\nNew construction (obra nueva) is the most expensive type of property you can buy in Spain. However, the biggest advantage is that you know exactly what you're getting, and won't incur any remodeling expenses.\\nYou also can be resale property, which essentially is an existing house that has already been sold at least once. These properties are generally safer investments, provided you understand how much you'll have to spend on repairs or remodeling.\\nOff-plan (sobre plano) property has been approved for construction by local authorities, but construction is not yet completed. You may get a lower price for these properties than you would for new construction, but you run the risk that the house will never be finished.\\n1-5. Research your favorite areas.\\nBefore you buy property in Spain, hit the internet to learn more about areas that have captured your interest. The information you need depends on your reasons for buying property in Spain.\\nFor example, if you're buying the property as an investment, you want to check out the property values in the area. If property values have been declining significantly in recent years, the area might not be a good investment.\\nIf you're looking to rent out the property when you're not there, you want to look for a well-connected area with lots of attractions and things to do. Avoid properties that are too rural or isolated, as you may have a hard time keeping them rented on a regular basis.\\nIf you want to move to Spain and live in the property permanently, research what it's like to live in that area on a daily basis. Find out about any risks, and compare the cost of living and tax rates to surrounding areas.\\n1-6. Visit the area where you plan to buy.\\nSpending some time on your own exploring the area around property you want to buy is crucial. Go there not as a tourist on vacation, but with an eye toward what it would be like to live there full-time.\\nWhile it's important to find out what activities and entertainment are available, if you plan to live there permanently, these things shouldn't be your priority. Renting a property in the area for a few months will give you a better idea of what it's like to live there.\\nIf you want to buy property in Spain for investment purposes, you still need to look at what daily life is like in the area. You'll need to be able to tell prospective renters what the property offers for them.\\n1-7. Hire a property broker.\\nOnce you start to get serious about buying a property in a particular area, a property broker can help you find the right property for your needs. There are several different types of brokers from which you can choose.\\n\\nCorredores are local brokers in rural Spain. They charge small commissions, typically around 1 percent from the buyer and the seller. If you're fluent in Spanish and looking for a rural property, a corredor may be your best bet.\\nYou also could talk to a buyer's agent, who charges an upfront fee, or foreign-based agents who also sell Spanish property. If you go with a foreign-based agent, make sure they have an active local office.\\nIn Spain, brokers' commissions are typically paid by the seller, so interview several brokers before you hire one, and keep in mind that they may not always have your best interests at heart.\\n1-8. Talk to an attorney.\\nEspecially if you're not fluent in Spanish, a local attorney who also is fluent in your native language will be your best choice to guide you through the process of buying property and make sure you don't run afoul of any Spanish laws.\\nFor example, suppose you want to be a vacation home and rent it out short-term to other vacationers when you're not using it. Some areas in Spain don't allow short-term rentals, and fines can be as high as 30,000 euros for violating local laws.\\nWhether you hire a lawyer in Spain or in your home country, make sure they specialize or have extensive experience in Spanish real property law (urbanismo). They will be able to tell you about any laws that might cause concern.\\nInterview several attorneys and check their credentials. If you're hiring a Spanish lawyer, ask for their registration number and look it up with their local bar association (Colegio de Abogados).\\n2. Purchasing the Property\\n2-1. Get your Foreigner's Identity Number.\\nIf you want to conduct any business or financial transactions in Spain, including purchasing a house or opening a bank account, you'll need a Número de Identificación de Extranjero (NIE).\\nEU citizens will automatically get one when they register, while others must first register and get a residence permit (assuming you want to stay in the country for more than three months).\\nYou may be able to apply for an NIE at the Spanish embassy in your home country. Doing it this way can take several weeks, so make sure you plan ahead.\\n2-2. Set up your accounts.\\nYou'll need insurance and a Spanish bank account if you want to buy property in Spain. Most sellers will only accept checks drawn on Spanish banks and payable in euros.\\nIf you're receiving a pension, make sure you can get that pension paid into a Spanish bank.\\nYou may be getting your mortgage through a Spanish bank. In that case, it's usually easiest to set up your bank account at the same bank.\\nIf you're using a Spanish mortgage lender, they'll help you get property insurance. Otherwise you'll have to arrange for this yourself.\\n2-3. Hire a translator.\\nEven if you consider yourself fluent in Spanish, legal documents can be especially difficult. Having these documents translated into your native language so you understand the deal.\\nCheck the website of the Spanish Ministry of Foreign Affairs to find a list of accredited translators.\\nIdeally, you want a translator who has experience with legal documents, especially real property documents.\\n2-4. Get a full survey done.\\nEven if the property has been surveyed fairly recently, you still want to have a fully survey done before you buy the property so you know exactly what you're getting for your money.\\nA survey is separate from an inspection. An inspection shows you existing defects or improvements that can be made to the house and other structures. A survey simply tells you where the boundaries of your property are, as well as the locations of any underground cables or pipes.\\n2-5. Negotiate a contract.\\nYour broker and attorney (if you've hired one) will negotiate with the seller in an attempt to lower the price as much as possible. Other factors up for negotiation include who pays taxes, what structures or fixtures are included in the final price, and who pays for any repairs.\\nThe contract also will include deadlines for various steps of the process to be completed. There will be deadlines for you and the seller. For example, if you've not yet secured financing, the contract may specify a date by which you must have a mortgage for the property.\\nThe details included in the contract depend to some extent on the type of property you're buying. For example, if you're buying an off-plan contract, you'll be signing a payment construction contract. This contract binds the seller to complete the house under a certain schedule.\\n2-6. Apply for a mortgage.\\nUnless you're buying the property for cash, you'll need to finance your purchase. You can do so by taking out a home equity loan on existing property you own, setting up a mortgage in your home country, or arranging for a mortgage with a Spanish lender.\\nThe cheapest and easiest solution typically is to take out a second mortgage, or home equity line of credit, on your first home. This enables you to buy your property in Spain with cash, and you'll continue dealing with the same mortgage lender.\\nYou also might seek a mortgage from a local bank that has offices in Spain. This can be particularly helpful if you plan on spending most of your time in your home country.\\nYou also can take out a mortgage in Spain, which can simplify repayment because you don't have to worry about exchange rates or paying extra fees for international transactions.\\n2-7. Close on the property.\\nOnce you've negotiated a sales contract and have your financing in place, you'll conclude your purchase. If you're able to do this in person, it typically will occur at a notary's office near the property.\\nWhen you close on the property, you'll have to make your initial deposit, typically of around 10 percent of the total purchase price of the home.\\nIf you're not able to appear in person, you can arrange to have someone represent you as a representante verbal (verbal representative). You can later ratify the representation at a Spanish consulate office in your home country, or at the notary's office next time you visit Spain.\\n2-8. Register the property.\\nIn Spain, the buyer is responsible for registering the transfer of ownership with the local registry office. If you used a notary for closing, they may provide this service for a fee.\\nIf you're paying the notary to register the property, make sure you understand exactly what they're going to do. They may simply notify the registry office that a transfer was made, but not complete the full registration.\\nThe cost of registration and notary services together typically ranges from 0.5 percent to 1 percent of the sale price of your property.\\n2-9. Compute property taxes.\\nThere are several types of real and personal taxes you must pay if you are living in Spain for any length of time, or if you own property there. The amount of taxes depends on the cost of your property and the area where it's located.\\nYou must pay property ownership tax yearly. The tax is set locally, and ranges from 0.4 percent to 1.1 percent of your property's valor catastral, or the administrative value of the property. That amount is typically lower than market value.\\nFor a small country home, your taxes may be as little as 100 euros per year. However, a luxury villa in a waterfront tourist development could set you back as much as 3,000 euros a year in taxes.\\nIf you own more than 700,000 euros in worldwide assets, you may end up paying the wealth tax for any property value beyond that amount. The rate ranges from 0.2 percent to 2.5 percent, depending on the value of your assets.\\nYou also must pay personal income tax based on the valor catastral of your property. If you plan to rent out your property, you'll also pay around 25 percent of the gross income you earn from renters.\\n3. Getting a Residence Visa\\n3-1. Find out if you need a visa.\\nHow long you plan to stay will in many cases determine whether you need a visa. Generally, if you want to stay in Spain for more than 90 days you will need a visa.\\nIf you are a citizen of the European Union (EU), the European Economic Area (EEA), or Switzerland, you do not need a visa to live or work in Spain, regardless of how long you plan to stay. The EEA is the EU plus Iceland, Liechtenstein, and Norway.\\nIf you are a citizen of Croatia, you may need a visa if you plan to work in Spain, but you won't need one simply to live in Spain.\\n3-2. Choose the right type of visa.\\nYou will need a different type of visa depending on whether you plan to work in Spain and how long you plan to live there. If you want to retire to Spain and live in the property you've bought, you'll need a different type of visa.\\nA resident visa to retire in Spain allows you to live in Spain without working. To qualify for one, you'll need a valid passport, proof that you have adequate financial resources, and a medical certificate from your doctor. The fee is between $38 and $160, depending on your home country. US citizens will pay $160.\\nIf you want to work, you must first get hired by a Spanish company. The company will contact the Spanish Immigration Office to get a letter of approval. To apply, you'll need that letter, a valid passport, a Police Records Certificate from your home country's law enforcement, and a medical certificate. You'll pay between $38 and $190 depending on your home country.\\nYou also may be eligible for a fast-track visa, available for investors and self-employed people. If the property you bought in Spain is worth more than $500,000, this would potentially qualify you for the fast-track visa.\\nIf you're unsure what visa you should get, talk to someone in the Spanish consulate or to an attorney who specializes in Spanish immigration law.\\n3-3. Complete a visa application.\\nYou must complete and submit your visa application in person, either at an immigration office in Spain or at one of the consular offices abroad. You can download the application for free from the website of any Spanish consulate.\\nWhen you submit your application, you will need the original and one copy, along with any original documents and copies that are required with your application.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/5\\\\/52\\\\/Buy-Property-in-Spain-Step-20-Version-2.jpg\\\\/v4-460px-Buy-Property-in-Spain-Step-20-Version-2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/5\\\\/52\\\\/Buy-Property-in-Spain-Step-20-Version-2.jpg\\\\/aid733298-v4-728px-Buy-Property-in-Spain-Step-20-Version-2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nYou may be required to have original documents translated into Spanish.\\nYou also must pay your application fee. The entire fee will be refunded if your application is denied.\\n3-4. Apply for permanent residence.\\nIf you want to make Spain your home, you can apply for permanent residency after you've lived there continuously for five years. With permanent residency, you can stay in Spain indefinitely and enjoy the same benefits as Spanish citizens.\\nGo to the Civil Registry nearest you to get more information and assistance on applying for permanent residence.\\nIf you decide you want to be a full citizen of Spain, you can apply for Spanish nationality after having lived there continuously for 10 years.\\n\", \"简要回答\": \"Homes in Spain are reasonably priced, and the Spanish government encourages foreigners to purchase property there. In Spain there are no restrictions on the foreign purchase of real estate, whether commercial, residential, or undeveloped land. If you want to buy property in Spain, whether as an investment, a vacation home, or a permanent residence, be prepared to do some research to find the right property. If you plan to live in Spain, you may have to get a residence visa.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding the Right Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"Examine your reason for buying property in Spain.\", \"描述\": \"Where in Spain you want to buy property depends on whether you want the property as an investment, as a vacation home, or to live in permanently.\\nIf you're buying as an investment, look in vacation hot spots on the coasts or in large cities such as Barcelona and Madrid. These properties are likely to go up in value and will provide good rental income.\\nFor a vacation home, concentrate on apartments and villas in developments. The property management company will care for the exterior and landscaping, and plenty of neighbors means leaving the home vacant for months won't be as big of a concern.\\nFor a more permanent home, you'll want to focus on your quality of life. Look at the local infrastructure, facilities, and accessibility. If you want to be around other expats, focus on towns and cities that have thriving expat communities.\"}, {\"编号\": 2, \"标题\": \"Calculate your budget.\", \"描述\": \"Before you start looking at properties in Spain, you need to fully understand the costs of owning property in Spain so you can budget accordingly. You will have expenses beyond the price of the house.\\nYou'll pay a stamp tax of around 1 percent of the purchase price of your new home, as well as fees to brokers, attorneys, and others. Assume you'll pay between 10 and 15 percent more than the list price of the house, once you factor in taxes and fees.\\nDon't forget the costs associated with moving your furniture and belongings to Spain, or purchasing new items for your Spanish home.\\nIf you're buying a new home, you also must pay a 10 percent VAT tax (4.5 percent in the Canaries) on the property when you close on the sale of the house.\"}, {\"编号\": 3, \"标题\": \"Evaluate different regions of Spain.\", \"描述\": \"Spain is a large country, with diverse regions that all have different things to offer for a property owner. Climate, activities, and the size of the local expat community are some factors you'll want to consider.\\nYou'll find thriving expat communities, beautiful beaches, and a mild climate along the beaches of the east coast. This includes the regions of Catalonia, Valencia, and Murcia, where prices generally are medium to high – although you can find some lower priced options in Murcia and the south coast of Valencia.\\nSouthern regions and islands are more expensive, but many of these locations have high tourist appeal, so they might work for you if you plan on renting out your Spanish property when you're not using it.\\nThe least expensive property in Spain tends to be in the northern interior, where the climate is hotter and drier on the interior and cooler on the northwest coast. Winters can be less mild than in the southeast, but the area has a lower cost of living and a more rural feel.\"}, {\"编号\": 4, \"标题\": \"Look at different types of Spanish property.\", \"描述\": \"Just as in any other country, you can buy properties in Spain that are in different states of readiness. Which you choose depends on your needs as well as your budget. There are different costs associated with different types of property.\\nNew construction (obra nueva) is the most expensive type of property you can buy in Spain. However, the biggest advantage is that you know exactly what you're getting, and won't incur any remodeling expenses.\\nYou also can be resale property, which essentially is an existing house that has already been sold at least once. These properties are generally safer investments, provided you understand how much you'll have to spend on repairs or remodeling.\\nOff-plan (sobre plano) property has been approved for construction by local authorities, but construction is not yet completed. You may get a lower price for these properties than you would for new construction, but you run the risk that the house will never be finished.\"}, {\"编号\": 5, \"标题\": \"Research your favorite areas.\", \"描述\": \"Before you buy property in Spain, hit the internet to learn more about areas that have captured your interest. The information you need depends on your reasons for buying property in Spain.\\nFor example, if you're buying the property as an investment, you want to check out the property values in the area. If property values have been declining significantly in recent years, the area might not be a good investment.\\nIf you're looking to rent out the property when you're not there, you want to look for a well-connected area with lots of attractions and things to do. Avoid properties that are too rural or isolated, as you may have a hard time keeping them rented on a regular basis.\\nIf you want to move to Spain and live in the property permanently, research what it's like to live in that area on a daily basis. Find out about any risks, and compare the cost of living and tax rates to surrounding areas.\"}, {\"编号\": 6, \"标题\": \"Visit the area where you plan to buy.\", \"描述\": \"Spending some time on your own exploring the area around property you want to buy is crucial. Go there not as a tourist on vacation, but with an eye toward what it would be like to live there full-time.\\nWhile it's important to find out what activities and entertainment are available, if you plan to live there permanently, these things shouldn't be your priority. Renting a property in the area for a few months will give you a better idea of what it's like to live there.\\nIf you want to buy property in Spain for investment purposes, you still need to look at what daily life is like in the area. You'll need to be able to tell prospective renters what the property offers for them.\"}, {\"编号\": 7, \"标题\": \"Hire a property broker.\", \"描述\": \"Once you start to get serious about buying a property in a particular area, a property broker can help you find the right property for your needs. There are several different types of brokers from which you can choose.\\n\\nCorredores are local brokers in rural Spain. They charge small commissions, typically around 1 percent from the buyer and the seller. If you're fluent in Spanish and looking for a rural property, a corredor may be your best bet.\\nYou also could talk to a buyer's agent, who charges an upfront fee, or foreign-based agents who also sell Spanish property. If you go with a foreign-based agent, make sure they have an active local office.\\nIn Spain, brokers' commissions are typically paid by the seller, so interview several brokers before you hire one, and keep in mind that they may not always have your best interests at heart.\"}, {\"编号\": 8, \"标题\": \"Talk to an attorney.\", \"描述\": \"Especially if you're not fluent in Spanish, a local attorney who also is fluent in your native language will be your best choice to guide you through the process of buying property and make sure you don't run afoul of any Spanish laws.\\nFor example, suppose you want to be a vacation home and rent it out short-term to other vacationers when you're not using it. Some areas in Spain don't allow short-term rentals, and fines can be as high as 30,000 euros for violating local laws.\\nWhether you hire a lawyer in Spain or in your home country, make sure they specialize or have extensive experience in Spanish real property law (urbanismo). They will be able to tell you about any laws that might cause concern.\\nInterview several attorneys and check their credentials. If you're hiring a Spanish lawyer, ask for their registration number and look it up with their local bar association (Colegio de Abogados).\"}]}, {\"编号\": 2, \"标题\": \"Purchasing the Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get your Foreigner's Identity Number.\", \"描述\": \"If you want to conduct any business or financial transactions in Spain, including purchasing a house or opening a bank account, you'll need a Número de Identificación de Extranjero (NIE).\\nEU citizens will automatically get one when they register, while others must first register and get a residence permit (assuming you want to stay in the country for more than three months).\\nYou may be able to apply for an NIE at the Spanish embassy in your home country. Doing it this way can take several weeks, so make sure you plan ahead.\"}, {\"编号\": 2, \"标题\": \"Set up your accounts.\", \"描述\": \"You'll need insurance and a Spanish bank account if you want to buy property in Spain. Most sellers will only accept checks drawn on Spanish banks and payable in euros.\\nIf you're receiving a pension, make sure you can get that pension paid into a Spanish bank.\\nYou may be getting your mortgage through a Spanish bank. In that case, it's usually easiest to set up your bank account at the same bank.\\nIf you're using a Spanish mortgage lender, they'll help you get property insurance. Otherwise you'll have to arrange for this yourself.\"}, {\"编号\": 3, \"标题\": \"Hire a translator.\", \"描述\": \"Even if you consider yourself fluent in Spanish, legal documents can be especially difficult. Having these documents translated into your native language so you understand the deal.\\nCheck the website of the Spanish Ministry of Foreign Affairs to find a list of accredited translators.\\nIdeally, you want a translator who has experience with legal documents, especially real property documents.\"}, {\"编号\": 4, \"标题\": \"Get a full survey done.\", \"描述\": \"Even if the property has been surveyed fairly recently, you still want to have a fully survey done before you buy the property so you know exactly what you're getting for your money.\\nA survey is separate from an inspection. An inspection shows you existing defects or improvements that can be made to the house and other structures. A survey simply tells you where the boundaries of your property are, as well as the locations of any underground cables or pipes.\"}, {\"编号\": 5, \"标题\": \"Negotiate a contract.\", \"描述\": \"Your broker and attorney (if you've hired one) will negotiate with the seller in an attempt to lower the price as much as possible. Other factors up for negotiation include who pays taxes, what structures or fixtures are included in the final price, and who pays for any repairs.\\nThe contract also will include deadlines for various steps of the process to be completed. There will be deadlines for you and the seller. For example, if you've not yet secured financing, the contract may specify a date by which you must have a mortgage for the property.\\nThe details included in the contract depend to some extent on the type of property you're buying. For example, if you're buying an off-plan contract, you'll be signing a payment construction contract. This contract binds the seller to complete the house under a certain schedule.\"}, {\"编号\": 6, \"标题\": \"Apply for a mortgage.\", \"描述\": \"Unless you're buying the property for cash, you'll need to finance your purchase. You can do so by taking out a home equity loan on existing property you own, setting up a mortgage in your home country, or arranging for a mortgage with a Spanish lender.\\nThe cheapest and easiest solution typically is to take out a second mortgage, or home equity line of credit, on your first home. This enables you to buy your property in Spain with cash, and you'll continue dealing with the same mortgage lender.\\nYou also might seek a mortgage from a local bank that has offices in Spain. This can be particularly helpful if you plan on spending most of your time in your home country.\\nYou also can take out a mortgage in Spain, which can simplify repayment because you don't have to worry about exchange rates or paying extra fees for international transactions.\"}, {\"编号\": 7, \"标题\": \"Close on the property.\", \"描述\": \"Once you've negotiated a sales contract and have your financing in place, you'll conclude your purchase. If you're able to do this in person, it typically will occur at a notary's office near the property.\\nWhen you close on the property, you'll have to make your initial deposit, typically of around 10 percent of the total purchase price of the home.\\nIf you're not able to appear in person, you can arrange to have someone represent you as a representante verbal (verbal representative). You can later ratify the representation at a Spanish consulate office in your home country, or at the notary's office next time you visit Spain.\"}, {\"编号\": 8, \"标题\": \"Register the property.\", \"描述\": \"In Spain, the buyer is responsible for registering the transfer of ownership with the local registry office. If you used a notary for closing, they may provide this service for a fee.\\nIf you're paying the notary to register the property, make sure you understand exactly what they're going to do. They may simply notify the registry office that a transfer was made, but not complete the full registration.\\nThe cost of registration and notary services together typically ranges from 0.5 percent to 1 percent of the sale price of your property.\"}, {\"编号\": 9, \"标题\": \"Compute property taxes.\", \"描述\": \"There are several types of real and personal taxes you must pay if you are living in Spain for any length of time, or if you own property there. The amount of taxes depends on the cost of your property and the area where it's located.\\nYou must pay property ownership tax yearly. The tax is set locally, and ranges from 0.4 percent to 1.1 percent of your property's valor catastral, or the administrative value of the property. That amount is typically lower than market value.\\nFor a small country home, your taxes may be as little as 100 euros per year. However, a luxury villa in a waterfront tourist development could set you back as much as 3,000 euros a year in taxes.\\nIf you own more than 700,000 euros in worldwide assets, you may end up paying the wealth tax for any property value beyond that amount. The rate ranges from 0.2 percent to 2.5 percent, depending on the value of your assets.\\nYou also must pay personal income tax based on the valor catastral of your property. If you plan to rent out your property, you'll also pay around 25 percent of the gross income you earn from renters.\"}]}, {\"编号\": 3, \"标题\": \"Getting a Residence Visa\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find out if you need a visa.\", \"描述\": \"How long you plan to stay will in many cases determine whether you need a visa. Generally, if you want to stay in Spain for more than 90 days you will need a visa.\\nIf you are a citizen of the European Union (EU), the European Economic Area (EEA), or Switzerland, you do not need a visa to live or work in Spain, regardless of how long you plan to stay. The EEA is the EU plus Iceland, Liechtenstein, and Norway.\\nIf you are a citizen of Croatia, you may need a visa if you plan to work in Spain, but you won't need one simply to live in Spain.\"}, {\"编号\": 2, \"标题\": \"Choose the right type of visa.\", \"描述\": \"You will need a different type of visa depending on whether you plan to work in Spain and how long you plan to live there. If you want to retire to Spain and live in the property you've bought, you'll need a different type of visa.\\nA resident visa to retire in Spain allows you to live in Spain without working. To qualify for one, you'll need a valid passport, proof that you have adequate financial resources, and a medical certificate from your doctor. The fee is between $38 and $160, depending on your home country. US citizens will pay $160.\\nIf you want to work, you must first get hired by a Spanish company. The company will contact the Spanish Immigration Office to get a letter of approval. To apply, you'll need that letter, a valid passport, a Police Records Certificate from your home country's law enforcement, and a medical certificate. You'll pay between $38 and $190 depending on your home country.\\nYou also may be eligible for a fast-track visa, available for investors and self-employed people. If the property you bought in Spain is worth more than $500,000, this would potentially qualify you for the fast-track visa.\\nIf you're unsure what visa you should get, talk to someone in the Spanish consulate or to an attorney who specializes in Spanish immigration law.\"}, {\"编号\": 3, \"标题\": \"Complete a visa application.\", \"描述\": \"You must complete and submit your visa application in person, either at an immigration office in Spain or at one of the consular offices abroad. You can download the application for free from the website of any Spanish consulate.\\nWhen you submit your application, you will need the original and one copy, along with any original documents and copies that are required with your application.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/5\\\\/52\\\\/Buy-Property-in-Spain-Step-20-Version-2.jpg\\\\/v4-460px-Buy-Property-in-Spain-Step-20-Version-2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/5\\\\/52\\\\/Buy-Property-in-Spain-Step-20-Version-2.jpg\\\\/aid733298-v4-728px-Buy-Property-in-Spain-Step-20-Version-2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nYou may be required to have original documents translated into Spanish.\\nYou also must pay your application fee. The entire fee will be refunded if your application is denied.\"}, {\"编号\": 4, \"标题\": \"Apply for permanent residence.\", \"描述\": \"If you want to make Spain your home, you can apply for permanent residency after you've lived there continuously for five years. With permanent residency, you can stay in Spain indefinitely and enjoy the same benefits as Spanish citizens.\\nGo to the Civil Registry nearest you to get more information and assistance on applying for permanent residence.\\nIf you decide you want to be a full citizen of Spain, you can apply for Spanish nationality after having lived there continuously for 10 years.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,921 |
How to Buy Put Options
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1. Opening an Account
1-1. Choose an options broker.
Options typically are traded over an online platform. Look for the platform that you find easiest to understand and navigate. You also want a broker who has significant educational resources available to traders, especially if you're just starting out in options trading.
Find out what analysis tools and real-time data are available on the platform for free, and which require you to pay an extra fee.
Determine when customer service is available and what kinds of service are provided. If you're new to trading options, look for a broker that has a dedicated trading desk.
Evaluate the fees and commissions that you'll pay to your broker. Some charge a flat fee per purchase. This may be a better deal for you if you anticipate high-volume trading. Others charge a per-contract fee plus a commission.
1-2. Gather information to provide your potential broker.
Before the broker approves you to trade options, they must have specific information from you about your trading goals and strategies, your trading experience, and your personal finances.
You may want to look at the broker's options agreement in advance so you have a better idea of the type of information you'll need to provide.
1-3. Fill out your options agreement.
Before you can start trading options, you must complete an options agreement in writing. On your options agreement, you'll provide information to the broker about the options you want to buy and the resources you have available for trading.
Depending on the broker, you may be required to submit documents to back up information you included in the agreement, such as account statements. If you already had an investment account with the broker, they may not need additional documentation to process your agreement.
1-4. Find out what trading level you've been assigned.
When the broker receives your options agreement, they will analyze it and assign you to a trading level. The levels vary among brokers, but generally there are 5 levels that represent varying degrees of risk.
Typically, level 1 would indicate the lowest level of risk, while level 5 would indicate the highest level. Keep in mind that any level of options trading carries an inherent degree of risk.
Brokers generally assign trading levels based on the resources you have available and your experience as a trader. Your broker will explain what level you've been assigned, and the types of trades you can make at that level.
1-5. Read and consider the required disclosures carefully.
The US Securities and Exchange Commission (SEC) requires brokers to provide publications to new options traders that describe how options work and the risks associated with them.
Before you start trading, make sure you understand the process and the risks involved. The SEC has an introductory bulletin available at http://www.sec.gov/oiea/investor-alerts-bulletins/ib_introductionoptions.html. You can also take advantage of training and educational resources offered by your broker.
2. Trading Put Options
2-1. Analyze stock movement.
Before you buy put options, you need to know enough about the patterns of various stock to be able to predict whether it will go up or down. If you're buying put options, you are making a prediction that the stock will go down over time.
In addition to looking at the stock market itself, you also have to be able to analyze trends in various industries. Understand which sectors will tend to go up and which will tend to go down in response to various economic factors.
If you don't have a lot of experience trading, you may want to watch the market for awhile before you start buying options. Take advantage of any educational resources and training offered by your broker to learn more about how options work.
2-2. Choose your strike price.
The strike price of your option is the price at which you agree to purchase the stock on the expiration date of the options. With put options you have the right to buy the stock at that price, but no obligation to do so.
To make money on put options, you want to set the strike price lower than the price for which the stock currently sells. For example, if a stock is currently selling at $100, but you believe it will decline to below $80, you might buy a put option to sell shares at $85. If the stock price drops below $85, you could sell those shares at a profit.
Strike prices are standardized based on the price of the stock, and sold in option chains that have a range of strike prices at varying expiration dates.
2-3. Select an option chain with the expiration date you want.
Options chains have a variety of short-term and long-term options available. Generally, the shorter the time period, the riskier the investment.
Longer time periods give you more options if the stock doesn't move the way you've predicted it would. If you're just starting out, you'll probably want to go with monthly or yearly expiration dates.
You may be restricted to longer-term options depending on your trading level, especially if you're a new trader.
2-4. Decide how many contracts you want to buy.
Each contract represents 100 shares of stock. You'll have to pay a premium for each contract to the seller of the contract. Depending on how your broker fees and commissions are structured, you may also have to pay a per-contract fee to your broker.
The number of contracts you buy depends on how much money you have available and how much you're willing to risk on the prediction you've made about the movement of that stock.
2-5. Pay your premium and fees to buy your options contracts.
You'll use your broker's trading platform to buy the options contracts you've decided you want. Call your broker's trading desk if you have any questions or need guidance.
If your broker has a tutorial available, you may want to go through that first to make sure you're doing everything correctly.
3. Exercising Put Options
3-1. Keep your eye on the stock.
Once you've purchased your options contracts, you're essentially playing a waiting game. Watch the stock to see if it moves in the direction you predicted it would when you bought your options.
Most brokers allow you to set alerts that will send you a notification when a stock falls below a certain level. You can use these alerts to more easily manage your options.
3-2. Put the stock to the seller if the stock declines.
You can exercise your option at any time before the expiration date. When you buy a put option, the seller of that option is obligated to buy the stock at the strike price any time (before the expiration date) you present that option to them.
If the stock declines below your strike price, you are "in the money" if you have a put option. You can put your options to the seller and the seller will have to buy the stock at your strike price, even though it's currently trading for less.
For example, suppose you have 5 contracts (representing 500 shares of stock) with a strike price of $100. The underlying stock of those contracts drops to $80. When you put those options to the seller, the seller is obligated to pay you $50,000. Since the underlying stock is only worth $40,000, you've realized a $10,000 profit.
3-3. Sell the contracts themselves if the stock declines before expiration.
Options have both intrinsic value and time value. You may want to sell the options if the stock has declined as you predicted, but is trending back upward.
For example, suppose you have 5 contracts (representing 500 shares of stock) with a strike price of $100. The stock dropped to $80, then rebounded to $85 and is trending upward. If you sell the contracts at the strike price, you will make $7,500.
When you sell an option, you then become obligated to purchase the stock at the strike price. To continue the example, suppose the stock continues to rise to $125. If obligated to buy the stock, you would make an additional profit because, after buying the stock for $100, you could turn around and sell it for $125.
3-4. Let the option expire if the stock doesn't decline.
If your prediction didn't pan out and the stock increased in value or stayed the same, you're "out the money." Since there's no obligation to exercise an option as the buyer, you can simply let it expire.
When you let an option expire, you'll be out the premiums and fees you paid for the option, but that would be all you would lose.
|
{
"create_time": "20230517 11:00:58",
"回答明细": "{\"回答\": \"1. Opening an Account\\n1-1. Choose an options broker.\\nOptions typically are traded over an online platform. Look for the platform that you find easiest to understand and navigate. You also want a broker who has significant educational resources available to traders, especially if you're just starting out in options trading.\\nFind out what analysis tools and real-time data are available on the platform for free, and which require you to pay an extra fee.\\nDetermine when customer service is available and what kinds of service are provided. If you're new to trading options, look for a broker that has a dedicated trading desk.\\nEvaluate the fees and commissions that you'll pay to your broker. Some charge a flat fee per purchase. This may be a better deal for you if you anticipate high-volume trading. Others charge a per-contract fee plus a commission.\\n1-2. Gather information to provide your potential broker.\\nBefore the broker approves you to trade options, they must have specific information from you about your trading goals and strategies, your trading experience, and your personal finances.\\nYou may want to look at the broker's options agreement in advance so you have a better idea of the type of information you'll need to provide.\\n1-3. Fill out your options agreement.\\nBefore you can start trading options, you must complete an options agreement in writing. On your options agreement, you'll provide information to the broker about the options you want to buy and the resources you have available for trading.\\nDepending on the broker, you may be required to submit documents to back up information you included in the agreement, such as account statements. If you already had an investment account with the broker, they may not need additional documentation to process your agreement.\\n1-4. Find out what trading level you've been assigned.\\nWhen the broker receives your options agreement, they will analyze it and assign you to a trading level. The levels vary among brokers, but generally there are 5 levels that represent varying degrees of risk.\\nTypically, level 1 would indicate the lowest level of risk, while level 5 would indicate the highest level. Keep in mind that any level of options trading carries an inherent degree of risk.\\nBrokers generally assign trading levels based on the resources you have available and your experience as a trader. Your broker will explain what level you've been assigned, and the types of trades you can make at that level.\\n1-5. Read and consider the required disclosures carefully.\\nThe US Securities and Exchange Commission (SEC) requires brokers to provide publications to new options traders that describe how options work and the risks associated with them.\\nBefore you start trading, make sure you understand the process and the risks involved. The SEC has an introductory bulletin available at http://www.sec.gov/oiea/investor-alerts-bulletins/ib_introductionoptions.html. You can also take advantage of training and educational resources offered by your broker.\\n2. Trading Put Options\\n2-1. Analyze stock movement.\\nBefore you buy put options, you need to know enough about the patterns of various stock to be able to predict whether it will go up or down. If you're buying put options, you are making a prediction that the stock will go down over time.\\nIn addition to looking at the stock market itself, you also have to be able to analyze trends in various industries. Understand which sectors will tend to go up and which will tend to go down in response to various economic factors.\\nIf you don't have a lot of experience trading, you may want to watch the market for awhile before you start buying options. Take advantage of any educational resources and training offered by your broker to learn more about how options work.\\n2-2. Choose your strike price.\\nThe strike price of your option is the price at which you agree to purchase the stock on the expiration date of the options. With put options you have the right to buy the stock at that price, but no obligation to do so.\\nTo make money on put options, you want to set the strike price lower than the price for which the stock currently sells. For example, if a stock is currently selling at $100, but you believe it will decline to below $80, you might buy a put option to sell shares at $85. If the stock price drops below $85, you could sell those shares at a profit.\\nStrike prices are standardized based on the price of the stock, and sold in option chains that have a range of strike prices at varying expiration dates.\\n2-3. Select an option chain with the expiration date you want.\\nOptions chains have a variety of short-term and long-term options available. Generally, the shorter the time period, the riskier the investment.\\nLonger time periods give you more options if the stock doesn't move the way you've predicted it would. If you're just starting out, you'll probably want to go with monthly or yearly expiration dates.\\nYou may be restricted to longer-term options depending on your trading level, especially if you're a new trader.\\n2-4. Decide how many contracts you want to buy.\\nEach contract represents 100 shares of stock. You'll have to pay a premium for each contract to the seller of the contract. Depending on how your broker fees and commissions are structured, you may also have to pay a per-contract fee to your broker.\\nThe number of contracts you buy depends on how much money you have available and how much you're willing to risk on the prediction you've made about the movement of that stock.\\n2-5. Pay your premium and fees to buy your options contracts.\\nYou'll use your broker's trading platform to buy the options contracts you've decided you want. Call your broker's trading desk if you have any questions or need guidance.\\nIf your broker has a tutorial available, you may want to go through that first to make sure you're doing everything correctly.\\n3. Exercising Put Options\\n3-1. Keep your eye on the stock.\\nOnce you've purchased your options contracts, you're essentially playing a waiting game. Watch the stock to see if it moves in the direction you predicted it would when you bought your options.\\nMost brokers allow you to set alerts that will send you a notification when a stock falls below a certain level. You can use these alerts to more easily manage your options.\\n3-2. Put the stock to the seller if the stock declines.\\nYou can exercise your option at any time before the expiration date. When you buy a put option, the seller of that option is obligated to buy the stock at the strike price any time (before the expiration date) you present that option to them.\\nIf the stock declines below your strike price, you are \\\"in the money\\\" if you have a put option. You can put your options to the seller and the seller will have to buy the stock at your strike price, even though it's currently trading for less.\\nFor example, suppose you have 5 contracts (representing 500 shares of stock) with a strike price of $100. The underlying stock of those contracts drops to $80. When you put those options to the seller, the seller is obligated to pay you $50,000. Since the underlying stock is only worth $40,000, you've realized a $10,000 profit.\\n3-3. Sell the contracts themselves if the stock declines before expiration.\\nOptions have both intrinsic value and time value. You may want to sell the options if the stock has declined as you predicted, but is trending back upward.\\nFor example, suppose you have 5 contracts (representing 500 shares of stock) with a strike price of $100. The stock dropped to $80, then rebounded to $85 and is trending upward. If you sell the contracts at the strike price, you will make $7,500.\\nWhen you sell an option, you then become obligated to purchase the stock at the strike price. To continue the example, suppose the stock continues to rise to $125. If obligated to buy the stock, you would make an additional profit because, after buying the stock for $100, you could turn around and sell it for $125.\\n3-4. Let the option expire if the stock doesn't decline.\\nIf your prediction didn't pan out and the stock increased in value or stayed the same, you're \\\"out the money.\\\" Since there's no obligation to exercise an option as the buyer, you can simply let it expire.\\nWhen you let an option expire, you'll be out the premiums and fees you paid for the option, but that would be all you would lose.\\n\", \"简要回答\": \"If you've been investing for awhile, you may want to take the leap into trading options. When you buy put options, you're buying the right to sell a stock for a set price at a specific date in the future. You don't actually have to own the underlying stock to trade options. You can use put options to hedge your investments if you think stock prices are going to dive. Options are more complex than stock trading and can be risky, so be sure you're working with a strong and experienced broker.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Opening an Account\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose an options broker.\", \"描述\": \"Options typically are traded over an online platform. Look for the platform that you find easiest to understand and navigate. You also want a broker who has significant educational resources available to traders, especially if you're just starting out in options trading.\\nFind out what analysis tools and real-time data are available on the platform for free, and which require you to pay an extra fee.\\nDetermine when customer service is available and what kinds of service are provided. If you're new to trading options, look for a broker that has a dedicated trading desk.\\nEvaluate the fees and commissions that you'll pay to your broker. Some charge a flat fee per purchase. This may be a better deal for you if you anticipate high-volume trading. Others charge a per-contract fee plus a commission.\"}, {\"编号\": 2, \"标题\": \"Gather information to provide your potential broker.\", \"描述\": \"Before the broker approves you to trade options, they must have specific information from you about your trading goals and strategies, your trading experience, and your personal finances.\\nYou may want to look at the broker's options agreement in advance so you have a better idea of the type of information you'll need to provide.\"}, {\"编号\": 3, \"标题\": \"Fill out your options agreement.\", \"描述\": \"Before you can start trading options, you must complete an options agreement in writing. On your options agreement, you'll provide information to the broker about the options you want to buy and the resources you have available for trading.\\nDepending on the broker, you may be required to submit documents to back up information you included in the agreement, such as account statements. If you already had an investment account with the broker, they may not need additional documentation to process your agreement.\"}, {\"编号\": 4, \"标题\": \"Find out what trading level you've been assigned.\", \"描述\": \"When the broker receives your options agreement, they will analyze it and assign you to a trading level. The levels vary among brokers, but generally there are 5 levels that represent varying degrees of risk.\\nTypically, level 1 would indicate the lowest level of risk, while level 5 would indicate the highest level. Keep in mind that any level of options trading carries an inherent degree of risk.\\nBrokers generally assign trading levels based on the resources you have available and your experience as a trader. Your broker will explain what level you've been assigned, and the types of trades you can make at that level.\"}, {\"编号\": 5, \"标题\": \"Read and consider the required disclosures carefully.\", \"描述\": \"The US Securities and Exchange Commission (SEC) requires brokers to provide publications to new options traders that describe how options work and the risks associated with them.\\nBefore you start trading, make sure you understand the process and the risks involved. The SEC has an introductory bulletin available at http://www.sec.gov/oiea/investor-alerts-bulletins/ib_introductionoptions.html. You can also take advantage of training and educational resources offered by your broker.\"}]}, {\"编号\": 2, \"标题\": \"Trading Put Options\", \"步骤\": [{\"编号\": 1, \"标题\": \"Analyze stock movement.\", \"描述\": \"Before you buy put options, you need to know enough about the patterns of various stock to be able to predict whether it will go up or down. If you're buying put options, you are making a prediction that the stock will go down over time.\\nIn addition to looking at the stock market itself, you also have to be able to analyze trends in various industries. Understand which sectors will tend to go up and which will tend to go down in response to various economic factors.\\nIf you don't have a lot of experience trading, you may want to watch the market for awhile before you start buying options. Take advantage of any educational resources and training offered by your broker to learn more about how options work.\"}, {\"编号\": 2, \"标题\": \"Choose your strike price.\", \"描述\": \"The strike price of your option is the price at which you agree to purchase the stock on the expiration date of the options. With put options you have the right to buy the stock at that price, but no obligation to do so.\\nTo make money on put options, you want to set the strike price lower than the price for which the stock currently sells. For example, if a stock is currently selling at $100, but you believe it will decline to below $80, you might buy a put option to sell shares at $85. If the stock price drops below $85, you could sell those shares at a profit.\\nStrike prices are standardized based on the price of the stock, and sold in option chains that have a range of strike prices at varying expiration dates.\"}, {\"编号\": 3, \"标题\": \"Select an option chain with the expiration date you want.\", \"描述\": \"Options chains have a variety of short-term and long-term options available. Generally, the shorter the time period, the riskier the investment.\\nLonger time periods give you more options if the stock doesn't move the way you've predicted it would. If you're just starting out, you'll probably want to go with monthly or yearly expiration dates.\\nYou may be restricted to longer-term options depending on your trading level, especially if you're a new trader.\"}, {\"编号\": 4, \"标题\": \"Decide how many contracts you want to buy.\", \"描述\": \"Each contract represents 100 shares of stock. You'll have to pay a premium for each contract to the seller of the contract. Depending on how your broker fees and commissions are structured, you may also have to pay a per-contract fee to your broker.\\nThe number of contracts you buy depends on how much money you have available and how much you're willing to risk on the prediction you've made about the movement of that stock.\"}, {\"编号\": 5, \"标题\": \"Pay your premium and fees to buy your options contracts.\", \"描述\": \"You'll use your broker's trading platform to buy the options contracts you've decided you want. Call your broker's trading desk if you have any questions or need guidance.\\nIf your broker has a tutorial available, you may want to go through that first to make sure you're doing everything correctly.\"}]}, {\"编号\": 3, \"标题\": \"Exercising Put Options\", \"步骤\": [{\"编号\": 1, \"标题\": \"Keep your eye on the stock.\", \"描述\": \"Once you've purchased your options contracts, you're essentially playing a waiting game. Watch the stock to see if it moves in the direction you predicted it would when you bought your options.\\nMost brokers allow you to set alerts that will send you a notification when a stock falls below a certain level. You can use these alerts to more easily manage your options.\"}, {\"编号\": 2, \"标题\": \"Put the stock to the seller if the stock declines.\", \"描述\": \"You can exercise your option at any time before the expiration date. When you buy a put option, the seller of that option is obligated to buy the stock at the strike price any time (before the expiration date) you present that option to them.\\nIf the stock declines below your strike price, you are \\\"in the money\\\" if you have a put option. You can put your options to the seller and the seller will have to buy the stock at your strike price, even though it's currently trading for less.\\nFor example, suppose you have 5 contracts (representing 500 shares of stock) with a strike price of $100. The underlying stock of those contracts drops to $80. When you put those options to the seller, the seller is obligated to pay you $50,000. Since the underlying stock is only worth $40,000, you've realized a $10,000 profit.\"}, {\"编号\": 3, \"标题\": \"Sell the contracts themselves if the stock declines before expiration.\", \"描述\": \"Options have both intrinsic value and time value. You may want to sell the options if the stock has declined as you predicted, but is trending back upward.\\nFor example, suppose you have 5 contracts (representing 500 shares of stock) with a strike price of $100. The stock dropped to $80, then rebounded to $85 and is trending upward. If you sell the contracts at the strike price, you will make $7,500.\\nWhen you sell an option, you then become obligated to purchase the stock at the strike price. To continue the example, suppose the stock continues to rise to $125. If obligated to buy the stock, you would make an additional profit because, after buying the stock for $100, you could turn around and sell it for $125.\"}, {\"编号\": 4, \"标题\": \"Let the option expire if the stock doesn't decline.\", \"描述\": \"If your prediction didn't pan out and the stock increased in value or stayed the same, you're \\\"out the money.\\\" Since there's no obligation to exercise an option as the buyer, you can simply let it expire.\\nWhen you let an option expire, you'll be out the premiums and fees you paid for the option, but that would be all you would lose.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,923 |
How to Buy Raw Land
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1. Forming a Plan
1-1. Determine the reason for buying the land.
Buying raw land is different than buying a home, and there are many questions a potential buyer needs to ask before starting the process. Some key questions include: Why are you buying this land? Are you hoping to build a home on the land? Are you planning to farm there, and set up a ranch house and agricultural plots? Are you buying it in hopes it increases in value over time? The answer to all these questions come with specific risks and considerations, and having specific plans for your land is necessary before you begin the process of looking. There are a variety of reasons people buy raw land, including:
Farming/ranching.
Building a house or home.
Diversifying one's portfolio.
Speculation (hoping the price will increase later).
1-2. Come up with a budget.
Your budget will need to include money for several steps that most other land and home purchases do not, as well as the common expenses of purchasing land. Plan to include money for the following in your budget:
Due diligence. You will need to conduct a lot of research regarding the land you want to purchase that is usually not necessary for developed land.
Down payment. If you are purchasing the land to develop a farm or ranch, you may be able to obtain specialized loans, such as those offered by the United States Department of Agriculture Farm Service Agency. Down payments tend to be higher for raw land purchases because things such as houses that banks could use as collateral for the loan do not exist on raw land. Your down payment may range between 20-50% of the total price of the property.
Conversion. This includes the costs for anything you will need to do to convert the land for your intended use, such as constructing a home, running sewer lines, etc.
Carrying costs. This includes things such as the interest on your loan and any property taxes. Unlike residences, raw land is not considered to depreciate for federal tax purposes, so you can’t take a depreciation tax deduction for raw land.
Just how much money does this work out to in dollar terms? Typically, for the down-payment and other costs, you should try to have about 20-25% of the purchase price available in cash as a rule of thumb. In addition, you should have a steady stream of income to cover carrying costs (like loan repayments). This will also help you qualify for any lending you may require. .
1-3. Begin your search for available land.
Once you have determined what you want to use the land for and what your budget is, you can begin the search for available land in your price range that meets your requirements. There are a variety of ways in which to begin your search.
Scan local newspapers, query farmers in local rural communities, and research evictions, bank foreclosures, and tax sales.
Go through a real estate agent. This is a particularly good option when your search is somewhere out-of-state or far away from your current residence. A real estate agent may also be able to tell you whether there are any future zoning plans that could affect your own plans.
1-4. Investigate neighboring properties.
You'll want to know what kind of properties you border, and whether industrial farming or agricultural practices will affect the value or livability of your land.
You should also know whether the neighboring properties have any rights of way or easements on the land you’re considering.
2. Locating Your Ideal Property
2-1. Ensure there's access to sewage and water.
Two things that make land essentially useless are a lack of a septic system and/or a water source. These are the most important things to consider when investigating properties.
Sewer systems are an important consideration. Off-the-grid land sometimes cannot be connected to a municipal sewer system, so when making purchasing decisions plan for a septic system. Make sure your property is not only zoned for septic, but has the space to install a septic system far enough away to avoid water contamination.
Does your land have access to water? Trucking water is expensive and collecting rainwater is inefficient in most places. Make sure you have access and rights to water and, if you plan on digging a well, factor that into your decision as this can become quite expensive.
2-2. Consider roads and topography.
The soil system of your land, and how/if you can reach it by road also determine its worth. Take topography and transportation seriously in the searching process.
Does your property have access to a road? If not, you should be willing and able to build one as inaccessible land is also essentially worthless. What is the climate like? If you're buying in an area with cold, snowy winters considering the type of road, if any, leading to your land is particularly important.
Once again, check carefully for any easements. An easement means you do not own 100% of your land, and it is possible that a utility company, or other landowner can regularly use your land. This could affect how you can use your land, as well as its success as an investment.
Consider electricity. If your property is far off the grid how do you plan on getting electricity to your location? You can pay the power company to string a pole in your direction, which can be expensive, or use alternative sources like wind or solar.
What is the topography of your land? Take notice of where water runs and if your land can support infrastructure. Watch for signs of flooding and know soil types and grade. Knowing your soil type also affects your ability to drill and set up a water source like a well, so make sure you factor in the added cost of drilling through something like rock as opposed to a softer soil like sand.
2-3. Know your rights, and be aware of environmental restrictions.
Oftentimes, legal jargon and existing restrictions are difficult to comprehend. Unfortunately, certain restrictions based on zoning and environment can greatly impact the worth of your land and how you can use it.
Secure your rights. There are various rights that go into the purchase of raw land. For example, do you have the right to anything found on the land, such as land oil, natural gas, gold, or other valuable materials? Make sure to look into this ahead of time to save yourself a long, legal battle and possible loss of money. Also, consider hunting rights. Owning property, in some areas, gives you a right to refuse hunting on that land. Look into this ahead of time, and consider your own comfort and concerns on the issue of game hunting.
How is your land zoned? How and if the land is zoned affects your ability to build a home on your land. Check the land's zoning very closely before signing any paperwork, paying especially close attention to whether the land was previously zoned for anything that may depreciate its value over time. Industrial farming, for example, leaves chemical residues that sinks a land's value.
Check any existing environmental restrictions, especially if you are buying very rural land. Waterfronts and wetlands especially have a variety of strict guidelines about use and building, which are limiting for owner's plans. These could include, for example, an endangered species habitat. In addition, if you are planning on farming in any way beyond a simple home garden, you need to make sure your land is zoned for agricultural development.
2-4. Prepare questions for the seller.
Before you begin looking into properties and contacting sellers, prepare a list of questions to ask based around your specific needs and wants to ensure the land is worth viewing. A few general questions to ask the seller or seller's agent include:
Is the lot buildable?
Are there any restrictions or encroachments on the property I should be aware of before purchasing?
Are there any common facilities, like water systems, septic systems, or roads, homeowners or developers need to manage? If so, what will my specific responsibilities be?
Will there be homeowner association fees?
Are any portions of the land designated wetlands or floodplain?
Does the site have access to electricity, natural gas, town water, or sewer?
Is there water on site? What is the flow rate and quality?
2-5. Make a trip to see the land.
Nothing will clear up your ideas about what kind of land you want better than actually looking at some properties. You'll immediately realize what appeals to you, and what doesn't and you can weigh the pros and cons of purchasing that particular plot.
Look for any structures on the property or on a neighbor's property that cross the property line, and check with your city or county records office about the legality of such structures and what easements neighbors might have.
If you're working with an agent, the road you ride in on is likely the most attractive, easiest route to your property. However, it might not be accessible year-round or it may be prone to poor upkeep, plowing, and other services. Ask neighbors or those who live in the route you're taking, if it's always available, and whether it's cared for adequately.
Talk to locals while you're there. Ask them if there is reliable cell phone reception in the area, what the seasons are like, what driving conditions are in the nearby roads and highways, and whether the area is prone to any specific environmental hazards.
If possible, stay overnight. Ask your agent if setting up camp is possible, and if this is allowed consider pitching a tent for an evening. This will give you the best idea of the daily rhythm of the area, and neighbors, and traffic - if after 24 hours your enthusiasm for the place has waned, imagine being there for 24 years.
3. Buying the Land
3-1. Consult a lawyer.
Because of the additional complexities of buying raw land, it is recommended that you consult with a lawyer once you’ve identified the property you want to buy. For one, a lawyer can help streamline communication between you and the seller so your rights as owner are clear. Additionally, your lawyer can help you interpret the findings of your due diligence and how it may affect your rights and use of the land. Find a qualified real estate attorney to help you navigate the pricing and other negotiations of the purchase process.
Before finalizing the sale, ask your lawyer whether water and mineral rights are a concern in the area. The jargon in regards to such issues, and what your rights are in regards to materials found on your property, can be confusing. A third party can help clear up any uncertainty.
Ask about what contingencies you should add to the bid offer, and how much time you need to address these contingencies. Contingencies are conditions that must be met before the closing will take place, such as financing, inspections, and insurance.
Before finalizing your bid, ask your lawyer about building requirements and any permits you need, as well as whether there is a warranty deed. You should purchase owner's title insurance at this point. This is typically a seller cost, and requested in the offer as part of the contract.
3-2. Make an offer, but start low.
A down payment for raw land generally falls between 20-50% of the overall price, and many lenders expect you to have made a down payment before they consider granting you a mortgage loan. Do not be afraid to bargain with the seller. You can significantly reduce the overall cost with successful bargaining. Your offer should include an option on the land for a small fee, so that you have the opportunity to do due diligence before completing the purchase. Essentially, this will put the land on “hold” for you while you do your inspections. Alternatively, your offer can include a closing date (the date on which the purchase is completed) far enough into the future to complete the due diligence process.
Your offer should also include provisions allowing you to walk away or buy the land for a reduced price depending on the findings of the due diligence process.
Cheaper properties make more financial sense when it comes to raw land as land tends to appreciate as it's developed. Look for relatively low-cost options that meet your needs as a buyer.
Inquire as to particular property tax savings programs in the state you're buying if you plan to leave the land undeveloped for a significant period of time. These plans can save you a lot of money long term, as taxes and payments are reduced over time on uncultivated land.
3-3. Secure a loan.
Taking out a loan for raw land is tricky and much more difficult than getting a loan for an existing home. This is especially true if you plan to wait years to build. Banks fear the building plans will not come to fruition or you will walk away from the land if it does not appreciate in value.
You can minimize the risk of rejection by going in with a very specific plan, and proving you've done adequate research and practiced due diligence to assess the land for your personal needs. If you've contacted the above companies, departments, and professionals you're far more likely to look invested in your plans for the land and therefore be approved for a loan for a down payment.
Work with local banks and credit unions. They're familiar with the area, and will know you're making a wise, well researched investment.
Remember, your land is undeveloped so down payments and interest rates will be higher than for a typical home mortgage. Keep this in mind as you plan financially for your loan.
Your credit score may also have to be higher to buy raw land as there is no building as collateral.
3-4. Consider owner financing.
Owner financing refers to you financing your land purchase through the seller (or owner) of the land. This can be an attractive option for buyers if they are having difficulty obtaining a bank loan, or if interest rates are too high due to poor credit. For the seller, it may be attractive if they are having difficulty selling the property. If these conditions apply, consider approaching the owner and inquiring about owner financing.
For example, assume you wanted to buy a plot of land for $1 million. You would pay a down payment to the owner, and then the owner would finance the property and allow you to use the land. You would then pay the owner back regular payments just as you would with a bank loan. Typically, once all payments are complete, the deed to the land would be transferred to you.
Benefits of owner financing include lower costs for you (due to the lack of fees like closing fees, and a potentially lower interest rate), no qualifying required (since it is not through a bank), and fast closing of the sale (since there is no third party involved).
There are a few risks to be aware of. Typically, these transactions will involve a relatively high down-payment of 20% or more. In addition, it is important to be aware of whether or not the seller still owes money on the land. If so, you are exposing yourself to the risk that the seller could go bankrupt and be unable to make payments. Bring this topic up with both the seller, and your lawyer, to fully understand the risks and what you can do about them.
Always involve a lawyer when conducting this sort of transaction. Formal contracts will need to be created and signed, and a lawyer can help to make sure the transaction is fair to you and that the seller meets all their obligations. The lawyer can also assist with the financial aspects of the deal such as interest rates, amortization period, and documentation of the loan.
4. Doing Your Due Diligence
4-1. Practice due diligence.
It's impossible to identify and assess every sort of risk and delay, but pursuing a program of due diligence can minimize that risk. This usually means hiring several experts to conduct inspections and make inquiries on your behalf.
Due diligence takes time and money, which usually comes in the form of an inspection and feasibility study. Make sure to stipulate the amount of days needed to conduct the study and inspection in the offer.
The details of this period, and what rights you have during the process, are negotiated between you, the seller, and both of your respective agents. You may be asked to put down some form of financial deposit, sometimes known as earnest money, typically about 1% of the purchase price.
4-2. Ask the seller to pay for part of these costs.
Because due diligence is very expensive, you should request that the seller pay for at least part of your due diligence costs in case something comes up in the process that means you no longer wish to purchase the land.
These requests are generally presented with the offer.
4-3. Hire a surveyor.
Even if the seller or real estate agent offers a survey of the land, contract your own surveyor or civil engineer as well. Rural plots can be uneven in size and shape and uninformed buyers or agents might miss certain pitfalls when surveying the land. Know the soil, the topography, the potential value, and where and how you can build.
If you have the property surveyed then you may purchase extended title insurance which will protect you against boundary issues.
4-4. Check the plat.
A plat is a map, drawn to scale, of your land that shows the size, shape, and location of your property. Plats are not drawn by private entities, but public works departments and urban planning organizations. They are more informative and legally binding than the standard survey.
4-5. Be aware of any existing liens.
Liens are notices attached to property that tell whether the owner owes money to a creditor. These are public record, and can be obtained from a county records office. A lien on a property can delay your purchase for months or years depending on the type of lien, so be aware.
4-6. Make a trip to the town or county offices of Building and of Planning and Zoning.
These departments can address specific questions about the land you're considering buying, and give you insight as to whether your building plans would work for the area.
Ask the Building Office whether the lot is buildable, if there are any existing restrictions on the size of buildings, whether roads surrounding the property are publicly paved and maintained, and what permits, fees, and costs are required.
Ask the Planning and Zoning Office how and if the property is zoned, whether your planned use for the lot complies with zoning restrictions, whether there are any restrictions due to environmentally protected areas like wetlands, and how much lot coverage is allowed?
4-7. Go to the county Health Department.
The health department can really solidify the specifics of any plans you have for wells and septic systems, and alert you to any potential dangers of installing them in the area.
Ask if tower service is available and what the costs are, what kind of septic systems are permitted, what tests are required, and what time of year they can be performed.
Look out for potential problems. Ask whether the area you're looking in has trouble with high water tables or poor soils for septic systems, and whether there are any known problems with water quality in your area.
4-8. Seek out utility companies in the area.
Utility companies can answer questions about access to electricity and other modern amenities. Check if natural gas can be brought to the lot, and what the costs are. What are the options for cell phones, internet, and television?
4-9. Talk to the Department of Environmental Protection.
Environmental restrictions can really throw a snag in building plans, so make sure you know of any going in. The DEP can answer these questions head on. You should also ask them to explain any former use of the land, specifically for environmental issues.
If you plan to install a well, speak to more than one driller and then check with the DEP to see if there are any well water issues in your immediate surrounding area. Asks about costs, flow rates, depth of neighboring wells, labor and material costs, and if there are any well water problems in neighboring areas.
4-10. Close on the property.
If your due diligence process does not reveal any major issues and your lawyer agrees that the purchase is a good one, close on your purchase. Depending on where you live, the procedures may vary, and your lawyer and real estate agent will walk you through them. In general, you can expect to see at least the following documents:
A land contract. This lists the address of the property and includes a full legal description, including its location, any liens, easements, or other conditions, and the financial information such as purchase price, down payment amount, and number and amounts of monthly payments.
The deed. This transfers the legal title to the property from the seller to you. You will sign this when you close on the purchase.
A closing statement. An escrow officer or your lawyer can draft this document, which shows the debits and credits for you and the seller as agreed in the contract. For example, it may include an "amortization schedule" that specifies how many payments, in what amount, will pay off the amount you owe on the land.
Tips
Information is key when buying raw land, but do not expect to understand everything yourself. Research, research, research, but do not be shy about asking questions and consulting an array of professionals.
Be wary of scams, which are somewhat frequent in the land selling business. Check public records, federal, and non-profit resources. Do not hesitate to consult with a legal expert or agent if you're unsure of anything.
While you can find listings on your own, it is highly recommended you seek the counsel of a real estate agent, especially if you're new to land sales. Your agent is required to mention certain pitfalls or issues that affect a land's value that you may miss going at it alone.
Warnings
Watch out for environmentally protected areas. Buying this kind of land is essentially useless as building restrictions are so high. Consult the local Environmental Protection Agency and have the land appraised for potential wetlands and other environmentally protected areas before signing any contracts.
Be aware of the added risk banks are at when approving a loan for raw land. While you can negotiate with banks and credit unions, be prepared for higher down payments, interest rates, and monthly payments due to the somewhat risky nature of this investment.
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{
"create_time": "20230517 11:00:58",
"回答明细": "{\"回答\": \"1. Forming a Plan\\n1-1. Determine the reason for buying the land.\\nBuying raw land is different than buying a home, and there are many questions a potential buyer needs to ask before starting the process. Some key questions include: Why are you buying this land? Are you hoping to build a home on the land? Are you planning to farm there, and set up a ranch house and agricultural plots? Are you buying it in hopes it increases in value over time? The answer to all these questions come with specific risks and considerations, and having specific plans for your land is necessary before you begin the process of looking. There are a variety of reasons people buy raw land, including:\\nFarming/ranching.\\nBuilding a house or home.\\nDiversifying one's portfolio.\\nSpeculation (hoping the price will increase later).\\n1-2. Come up with a budget.\\nYour budget will need to include money for several steps that most other land and home purchases do not, as well as the common expenses of purchasing land. Plan to include money for the following in your budget:\\nDue diligence. You will need to conduct a lot of research regarding the land you want to purchase that is usually not necessary for developed land.\\nDown payment. If you are purchasing the land to develop a farm or ranch, you may be able to obtain specialized loans, such as those offered by the United States Department of Agriculture Farm Service Agency. Down payments tend to be higher for raw land purchases because things such as houses that banks could use as collateral for the loan do not exist on raw land. Your down payment may range between 20-50% of the total price of the property.\\nConversion. This includes the costs for anything you will need to do to convert the land for your intended use, such as constructing a home, running sewer lines, etc.\\nCarrying costs. This includes things such as the interest on your loan and any property taxes. Unlike residences, raw land is not considered to depreciate for federal tax purposes, so you can’t take a depreciation tax deduction for raw land.\\nJust how much money does this work out to in dollar terms? Typically, for the down-payment and other costs, you should try to have about 20-25% of the purchase price available in cash as a rule of thumb. In addition, you should have a steady stream of income to cover carrying costs (like loan repayments). This will also help you qualify for any lending you may require. .\\n1-3. Begin your search for available land.\\nOnce you have determined what you want to use the land for and what your budget is, you can begin the search for available land in your price range that meets your requirements. There are a variety of ways in which to begin your search.\\nScan local newspapers, query farmers in local rural communities, and research evictions, bank foreclosures, and tax sales.\\nGo through a real estate agent. This is a particularly good option when your search is somewhere out-of-state or far away from your current residence. A real estate agent may also be able to tell you whether there are any future zoning plans that could affect your own plans.\\n1-4. Investigate neighboring properties.\\nYou'll want to know what kind of properties you border, and whether industrial farming or agricultural practices will affect the value or livability of your land.\\nYou should also know whether the neighboring properties have any rights of way or easements on the land you’re considering.\\n2. Locating Your Ideal Property\\n2-1. Ensure there's access to sewage and water.\\nTwo things that make land essentially useless are a lack of a septic system and/or a water source. These are the most important things to consider when investigating properties.\\nSewer systems are an important consideration. Off-the-grid land sometimes cannot be connected to a municipal sewer system, so when making purchasing decisions plan for a septic system. Make sure your property is not only zoned for septic, but has the space to install a septic system far enough away to avoid water contamination.\\nDoes your land have access to water? Trucking water is expensive and collecting rainwater is inefficient in most places. Make sure you have access and rights to water and, if you plan on digging a well, factor that into your decision as this can become quite expensive.\\n2-2. Consider roads and topography.\\nThe soil system of your land, and how/if you can reach it by road also determine its worth. Take topography and transportation seriously in the searching process.\\nDoes your property have access to a road? If not, you should be willing and able to build one as inaccessible land is also essentially worthless. What is the climate like? If you're buying in an area with cold, snowy winters considering the type of road, if any, leading to your land is particularly important.\\nOnce again, check carefully for any easements. An easement means you do not own 100% of your land, and it is possible that a utility company, or other landowner can regularly use your land. This could affect how you can use your land, as well as its success as an investment.\\nConsider electricity. If your property is far off the grid how do you plan on getting electricity to your location? You can pay the power company to string a pole in your direction, which can be expensive, or use alternative sources like wind or solar.\\nWhat is the topography of your land? Take notice of where water runs and if your land can support infrastructure. Watch for signs of flooding and know soil types and grade. Knowing your soil type also affects your ability to drill and set up a water source like a well, so make sure you factor in the added cost of drilling through something like rock as opposed to a softer soil like sand.\\n2-3. Know your rights, and be aware of environmental restrictions.\\nOftentimes, legal jargon and existing restrictions are difficult to comprehend. Unfortunately, certain restrictions based on zoning and environment can greatly impact the worth of your land and how you can use it.\\nSecure your rights. There are various rights that go into the purchase of raw land. For example, do you have the right to anything found on the land, such as land oil, natural gas, gold, or other valuable materials? Make sure to look into this ahead of time to save yourself a long, legal battle and possible loss of money. Also, consider hunting rights. Owning property, in some areas, gives you a right to refuse hunting on that land. Look into this ahead of time, and consider your own comfort and concerns on the issue of game hunting.\\nHow is your land zoned? How and if the land is zoned affects your ability to build a home on your land. Check the land's zoning very closely before signing any paperwork, paying especially close attention to whether the land was previously zoned for anything that may depreciate its value over time. Industrial farming, for example, leaves chemical residues that sinks a land's value.\\nCheck any existing environmental restrictions, especially if you are buying very rural land. Waterfronts and wetlands especially have a variety of strict guidelines about use and building, which are limiting for owner's plans. These could include, for example, an endangered species habitat. In addition, if you are planning on farming in any way beyond a simple home garden, you need to make sure your land is zoned for agricultural development.\\n2-4. Prepare questions for the seller.\\nBefore you begin looking into properties and contacting sellers, prepare a list of questions to ask based around your specific needs and wants to ensure the land is worth viewing. A few general questions to ask the seller or seller's agent include:\\nIs the lot buildable?\\nAre there any restrictions or encroachments on the property I should be aware of before purchasing?\\nAre there any common facilities, like water systems, septic systems, or roads, homeowners or developers need to manage? If so, what will my specific responsibilities be?\\nWill there be homeowner association fees?\\nAre any portions of the land designated wetlands or floodplain?\\nDoes the site have access to electricity, natural gas, town water, or sewer?\\nIs there water on site? What is the flow rate and quality?\\n2-5. Make a trip to see the land.\\nNothing will clear up your ideas about what kind of land you want better than actually looking at some properties. You'll immediately realize what appeals to you, and what doesn't and you can weigh the pros and cons of purchasing that particular plot.\\nLook for any structures on the property or on a neighbor's property that cross the property line, and check with your city or county records office about the legality of such structures and what easements neighbors might have.\\nIf you're working with an agent, the road you ride in on is likely the most attractive, easiest route to your property. However, it might not be accessible year-round or it may be prone to poor upkeep, plowing, and other services. Ask neighbors or those who live in the route you're taking, if it's always available, and whether it's cared for adequately.\\nTalk to locals while you're there. Ask them if there is reliable cell phone reception in the area, what the seasons are like, what driving conditions are in the nearby roads and highways, and whether the area is prone to any specific environmental hazards.\\nIf possible, stay overnight. Ask your agent if setting up camp is possible, and if this is allowed consider pitching a tent for an evening. This will give you the best idea of the daily rhythm of the area, and neighbors, and traffic - if after 24 hours your enthusiasm for the place has waned, imagine being there for 24 years.\\n3. Buying the Land\\n3-1. Consult a lawyer.\\nBecause of the additional complexities of buying raw land, it is recommended that you consult with a lawyer once you’ve identified the property you want to buy. For one, a lawyer can help streamline communication between you and the seller so your rights as owner are clear. Additionally, your lawyer can help you interpret the findings of your due diligence and how it may affect your rights and use of the land. Find a qualified real estate attorney to help you navigate the pricing and other negotiations of the purchase process.\\nBefore finalizing the sale, ask your lawyer whether water and mineral rights are a concern in the area. The jargon in regards to such issues, and what your rights are in regards to materials found on your property, can be confusing. A third party can help clear up any uncertainty.\\nAsk about what contingencies you should add to the bid offer, and how much time you need to address these contingencies. Contingencies are conditions that must be met before the closing will take place, such as financing, inspections, and insurance.\\nBefore finalizing your bid, ask your lawyer about building requirements and any permits you need, as well as whether there is a warranty deed. You should purchase owner's title insurance at this point. This is typically a seller cost, and requested in the offer as part of the contract.\\n3-2. Make an offer, but start low.\\nA down payment for raw land generally falls between 20-50% of the overall price, and many lenders expect you to have made a down payment before they consider granting you a mortgage loan. Do not be afraid to bargain with the seller. You can significantly reduce the overall cost with successful bargaining. Your offer should include an option on the land for a small fee, so that you have the opportunity to do due diligence before completing the purchase. Essentially, this will put the land on “hold” for you while you do your inspections. Alternatively, your offer can include a closing date (the date on which the purchase is completed) far enough into the future to complete the due diligence process.\\nYour offer should also include provisions allowing you to walk away or buy the land for a reduced price depending on the findings of the due diligence process.\\nCheaper properties make more financial sense when it comes to raw land as land tends to appreciate as it's developed. Look for relatively low-cost options that meet your needs as a buyer.\\nInquire as to particular property tax savings programs in the state you're buying if you plan to leave the land undeveloped for a significant period of time. These plans can save you a lot of money long term, as taxes and payments are reduced over time on uncultivated land.\\n3-3. Secure a loan.\\nTaking out a loan for raw land is tricky and much more difficult than getting a loan for an existing home. This is especially true if you plan to wait years to build. Banks fear the building plans will not come to fruition or you will walk away from the land if it does not appreciate in value.\\nYou can minimize the risk of rejection by going in with a very specific plan, and proving you've done adequate research and practiced due diligence to assess the land for your personal needs. If you've contacted the above companies, departments, and professionals you're far more likely to look invested in your plans for the land and therefore be approved for a loan for a down payment.\\nWork with local banks and credit unions. They're familiar with the area, and will know you're making a wise, well researched investment.\\nRemember, your land is undeveloped so down payments and interest rates will be higher than for a typical home mortgage. Keep this in mind as you plan financially for your loan.\\nYour credit score may also have to be higher to buy raw land as there is no building as collateral.\\n3-4. Consider owner financing.\\nOwner financing refers to you financing your land purchase through the seller (or owner) of the land. This can be an attractive option for buyers if they are having difficulty obtaining a bank loan, or if interest rates are too high due to poor credit. For the seller, it may be attractive if they are having difficulty selling the property. If these conditions apply, consider approaching the owner and inquiring about owner financing.\\nFor example, assume you wanted to buy a plot of land for $1 million. You would pay a down payment to the owner, and then the owner would finance the property and allow you to use the land. You would then pay the owner back regular payments just as you would with a bank loan. Typically, once all payments are complete, the deed to the land would be transferred to you.\\nBenefits of owner financing include lower costs for you (due to the lack of fees like closing fees, and a potentially lower interest rate), no qualifying required (since it is not through a bank), and fast closing of the sale (since there is no third party involved).\\nThere are a few risks to be aware of. Typically, these transactions will involve a relatively high down-payment of 20% or more. In addition, it is important to be aware of whether or not the seller still owes money on the land. If so, you are exposing yourself to the risk that the seller could go bankrupt and be unable to make payments. Bring this topic up with both the seller, and your lawyer, to fully understand the risks and what you can do about them.\\nAlways involve a lawyer when conducting this sort of transaction. Formal contracts will need to be created and signed, and a lawyer can help to make sure the transaction is fair to you and that the seller meets all their obligations. The lawyer can also assist with the financial aspects of the deal such as interest rates, amortization period, and documentation of the loan.\\n4. Doing Your Due Diligence\\n4-1. Practice due diligence.\\nIt's impossible to identify and assess every sort of risk and delay, but pursuing a program of due diligence can minimize that risk. This usually means hiring several experts to conduct inspections and make inquiries on your behalf.\\nDue diligence takes time and money, which usually comes in the form of an inspection and feasibility study. Make sure to stipulate the amount of days needed to conduct the study and inspection in the offer.\\nThe details of this period, and what rights you have during the process, are negotiated between you, the seller, and both of your respective agents. You may be asked to put down some form of financial deposit, sometimes known as earnest money, typically about 1% of the purchase price.\\n4-2. Ask the seller to pay for part of these costs.\\nBecause due diligence is very expensive, you should request that the seller pay for at least part of your due diligence costs in case something comes up in the process that means you no longer wish to purchase the land.\\nThese requests are generally presented with the offer.\\n4-3. Hire a surveyor.\\nEven if the seller or real estate agent offers a survey of the land, contract your own surveyor or civil engineer as well. Rural plots can be uneven in size and shape and uninformed buyers or agents might miss certain pitfalls when surveying the land. Know the soil, the topography, the potential value, and where and how you can build.\\nIf you have the property surveyed then you may purchase extended title insurance which will protect you against boundary issues.\\n4-4. Check the plat.\\nA plat is a map, drawn to scale, of your land that shows the size, shape, and location of your property. Plats are not drawn by private entities, but public works departments and urban planning organizations. They are more informative and legally binding than the standard survey.\\n4-5. Be aware of any existing liens.\\nLiens are notices attached to property that tell whether the owner owes money to a creditor. These are public record, and can be obtained from a county records office. A lien on a property can delay your purchase for months or years depending on the type of lien, so be aware.\\n4-6. Make a trip to the town or county offices of Building and of Planning and Zoning.\\nThese departments can address specific questions about the land you're considering buying, and give you insight as to whether your building plans would work for the area.\\nAsk the Building Office whether the lot is buildable, if there are any existing restrictions on the size of buildings, whether roads surrounding the property are publicly paved and maintained, and what permits, fees, and costs are required.\\nAsk the Planning and Zoning Office how and if the property is zoned, whether your planned use for the lot complies with zoning restrictions, whether there are any restrictions due to environmentally protected areas like wetlands, and how much lot coverage is allowed?\\n4-7. Go to the county Health Department.\\nThe health department can really solidify the specifics of any plans you have for wells and septic systems, and alert you to any potential dangers of installing them in the area.\\nAsk if tower service is available and what the costs are, what kind of septic systems are permitted, what tests are required, and what time of year they can be performed.\\nLook out for potential problems. Ask whether the area you're looking in has trouble with high water tables or poor soils for septic systems, and whether there are any known problems with water quality in your area.\\n4-8. Seek out utility companies in the area.\\nUtility companies can answer questions about access to electricity and other modern amenities. Check if natural gas can be brought to the lot, and what the costs are. What are the options for cell phones, internet, and television?\\n4-9. Talk to the Department of Environmental Protection.\\nEnvironmental restrictions can really throw a snag in building plans, so make sure you know of any going in. The DEP can answer these questions head on. You should also ask them to explain any former use of the land, specifically for environmental issues.\\nIf you plan to install a well, speak to more than one driller and then check with the DEP to see if there are any well water issues in your immediate surrounding area. Asks about costs, flow rates, depth of neighboring wells, labor and material costs, and if there are any well water problems in neighboring areas.\\n4-10. Close on the property.\\nIf your due diligence process does not reveal any major issues and your lawyer agrees that the purchase is a good one, close on your purchase. Depending on where you live, the procedures may vary, and your lawyer and real estate agent will walk you through them. In general, you can expect to see at least the following documents:\\nA land contract. This lists the address of the property and includes a full legal description, including its location, any liens, easements, or other conditions, and the financial information such as purchase price, down payment amount, and number and amounts of monthly payments.\\nThe deed. This transfers the legal title to the property from the seller to you. You will sign this when you close on the purchase.\\nA closing statement. An escrow officer or your lawyer can draft this document, which shows the debits and credits for you and the seller as agreed in the contract. For example, it may include an \\\"amortization schedule\\\" that specifies how many payments, in what amount, will pay off the amount you owe on the land.\\nTips\\nInformation is key when buying raw land, but do not expect to understand everything yourself. Research, research, research, but do not be shy about asking questions and consulting an array of professionals.\\nBe wary of scams, which are somewhat frequent in the land selling business. Check public records, federal, and non-profit resources. Do not hesitate to consult with a legal expert or agent if you're unsure of anything.\\nWhile you can find listings on your own, it is highly recommended you seek the counsel of a real estate agent, especially if you're new to land sales. Your agent is required to mention certain pitfalls or issues that affect a land's value that you may miss going at it alone.\\nWarnings\\nWatch out for environmentally protected areas. Buying this kind of land is essentially useless as building restrictions are so high. Consult the local Environmental Protection Agency and have the land appraised for potential wetlands and other environmentally protected areas before signing any contracts.\\nBe aware of the added risk banks are at when approving a loan for raw land. While you can negotiate with banks and credit unions, be prepared for higher down payments, interest rates, and monthly payments due to the somewhat risky nature of this investment.\\n\", \"简要回答\": \"Buying raw (also known as undeveloped) land can be a great investment, or means to build a home or business. There are, however, a number of special considerations and concerns when purchasing raw land that need to be addressed before, during, and after the process of purchasing your property. If you take proper precautions and consult the right lawyers and professionals, you can greatly reduce the risks and increase the rewards of your raw land deal.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Forming a Plan\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine the reason for buying the land.\", \"描述\": \"Buying raw land is different than buying a home, and there are many questions a potential buyer needs to ask before starting the process. Some key questions include: Why are you buying this land? Are you hoping to build a home on the land? Are you planning to farm there, and set up a ranch house and agricultural plots? Are you buying it in hopes it increases in value over time? The answer to all these questions come with specific risks and considerations, and having specific plans for your land is necessary before you begin the process of looking. There are a variety of reasons people buy raw land, including:\\nFarming/ranching.\\nBuilding a house or home.\\nDiversifying one's portfolio.\\nSpeculation (hoping the price will increase later).\"}, {\"编号\": 2, \"标题\": \"Come up with a budget.\", \"描述\": \"Your budget will need to include money for several steps that most other land and home purchases do not, as well as the common expenses of purchasing land. Plan to include money for the following in your budget:\\nDue diligence. You will need to conduct a lot of research regarding the land you want to purchase that is usually not necessary for developed land.\\nDown payment. If you are purchasing the land to develop a farm or ranch, you may be able to obtain specialized loans, such as those offered by the United States Department of Agriculture Farm Service Agency. Down payments tend to be higher for raw land purchases because things such as houses that banks could use as collateral for the loan do not exist on raw land. Your down payment may range between 20-50% of the total price of the property.\\nConversion. This includes the costs for anything you will need to do to convert the land for your intended use, such as constructing a home, running sewer lines, etc.\\nCarrying costs. This includes things such as the interest on your loan and any property taxes. Unlike residences, raw land is not considered to depreciate for federal tax purposes, so you can’t take a depreciation tax deduction for raw land.\\nJust how much money does this work out to in dollar terms? Typically, for the down-payment and other costs, you should try to have about 20-25% of the purchase price available in cash as a rule of thumb. In addition, you should have a steady stream of income to cover carrying costs (like loan repayments). This will also help you qualify for any lending you may require. .\"}, {\"编号\": 3, \"标题\": \"Begin your search for available land.\", \"描述\": \"Once you have determined what you want to use the land for and what your budget is, you can begin the search for available land in your price range that meets your requirements. There are a variety of ways in which to begin your search.\\nScan local newspapers, query farmers in local rural communities, and research evictions, bank foreclosures, and tax sales.\\nGo through a real estate agent. This is a particularly good option when your search is somewhere out-of-state or far away from your current residence. A real estate agent may also be able to tell you whether there are any future zoning plans that could affect your own plans.\"}, {\"编号\": 4, \"标题\": \"Investigate neighboring properties.\", \"描述\": \"You'll want to know what kind of properties you border, and whether industrial farming or agricultural practices will affect the value or livability of your land.\\nYou should also know whether the neighboring properties have any rights of way or easements on the land you’re considering.\"}]}, {\"编号\": 2, \"标题\": \"Locating Your Ideal Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ensure there's access to sewage and water.\", \"描述\": \"Two things that make land essentially useless are a lack of a septic system and/or a water source. These are the most important things to consider when investigating properties.\\nSewer systems are an important consideration. Off-the-grid land sometimes cannot be connected to a municipal sewer system, so when making purchasing decisions plan for a septic system. Make sure your property is not only zoned for septic, but has the space to install a septic system far enough away to avoid water contamination.\\nDoes your land have access to water? Trucking water is expensive and collecting rainwater is inefficient in most places. Make sure you have access and rights to water and, if you plan on digging a well, factor that into your decision as this can become quite expensive.\"}, {\"编号\": 2, \"标题\": \"Consider roads and topography.\", \"描述\": \"The soil system of your land, and how/if you can reach it by road also determine its worth. Take topography and transportation seriously in the searching process.\\nDoes your property have access to a road? If not, you should be willing and able to build one as inaccessible land is also essentially worthless. What is the climate like? If you're buying in an area with cold, snowy winters considering the type of road, if any, leading to your land is particularly important.\\nOnce again, check carefully for any easements. An easement means you do not own 100% of your land, and it is possible that a utility company, or other landowner can regularly use your land. This could affect how you can use your land, as well as its success as an investment.\\nConsider electricity. If your property is far off the grid how do you plan on getting electricity to your location? You can pay the power company to string a pole in your direction, which can be expensive, or use alternative sources like wind or solar.\\nWhat is the topography of your land? Take notice of where water runs and if your land can support infrastructure. Watch for signs of flooding and know soil types and grade. Knowing your soil type also affects your ability to drill and set up a water source like a well, so make sure you factor in the added cost of drilling through something like rock as opposed to a softer soil like sand.\"}, {\"编号\": 3, \"标题\": \"Know your rights, and be aware of environmental restrictions.\", \"描述\": \"Oftentimes, legal jargon and existing restrictions are difficult to comprehend. Unfortunately, certain restrictions based on zoning and environment can greatly impact the worth of your land and how you can use it.\\nSecure your rights. There are various rights that go into the purchase of raw land. For example, do you have the right to anything found on the land, such as land oil, natural gas, gold, or other valuable materials? Make sure to look into this ahead of time to save yourself a long, legal battle and possible loss of money. Also, consider hunting rights. Owning property, in some areas, gives you a right to refuse hunting on that land. Look into this ahead of time, and consider your own comfort and concerns on the issue of game hunting.\\nHow is your land zoned? How and if the land is zoned affects your ability to build a home on your land. Check the land's zoning very closely before signing any paperwork, paying especially close attention to whether the land was previously zoned for anything that may depreciate its value over time. Industrial farming, for example, leaves chemical residues that sinks a land's value.\\nCheck any existing environmental restrictions, especially if you are buying very rural land. Waterfronts and wetlands especially have a variety of strict guidelines about use and building, which are limiting for owner's plans. These could include, for example, an endangered species habitat. In addition, if you are planning on farming in any way beyond a simple home garden, you need to make sure your land is zoned for agricultural development.\"}, {\"编号\": 4, \"标题\": \"Prepare questions for the seller.\", \"描述\": \"Before you begin looking into properties and contacting sellers, prepare a list of questions to ask based around your specific needs and wants to ensure the land is worth viewing. A few general questions to ask the seller or seller's agent include:\\nIs the lot buildable?\\nAre there any restrictions or encroachments on the property I should be aware of before purchasing?\\nAre there any common facilities, like water systems, septic systems, or roads, homeowners or developers need to manage? If so, what will my specific responsibilities be?\\nWill there be homeowner association fees?\\nAre any portions of the land designated wetlands or floodplain?\\nDoes the site have access to electricity, natural gas, town water, or sewer?\\nIs there water on site? What is the flow rate and quality?\"}, {\"编号\": 5, \"标题\": \"Make a trip to see the land.\", \"描述\": \"Nothing will clear up your ideas about what kind of land you want better than actually looking at some properties. You'll immediately realize what appeals to you, and what doesn't and you can weigh the pros and cons of purchasing that particular plot.\\nLook for any structures on the property or on a neighbor's property that cross the property line, and check with your city or county records office about the legality of such structures and what easements neighbors might have.\\nIf you're working with an agent, the road you ride in on is likely the most attractive, easiest route to your property. However, it might not be accessible year-round or it may be prone to poor upkeep, plowing, and other services. Ask neighbors or those who live in the route you're taking, if it's always available, and whether it's cared for adequately.\\nTalk to locals while you're there. Ask them if there is reliable cell phone reception in the area, what the seasons are like, what driving conditions are in the nearby roads and highways, and whether the area is prone to any specific environmental hazards.\\nIf possible, stay overnight. Ask your agent if setting up camp is possible, and if this is allowed consider pitching a tent for an evening. This will give you the best idea of the daily rhythm of the area, and neighbors, and traffic - if after 24 hours your enthusiasm for the place has waned, imagine being there for 24 years.\"}]}, {\"编号\": 3, \"标题\": \"Buying the Land\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consult a lawyer.\", \"描述\": \"Because of the additional complexities of buying raw land, it is recommended that you consult with a lawyer once you’ve identified the property you want to buy. For one, a lawyer can help streamline communication between you and the seller so your rights as owner are clear. Additionally, your lawyer can help you interpret the findings of your due diligence and how it may affect your rights and use of the land. Find a qualified real estate attorney to help you navigate the pricing and other negotiations of the purchase process.\\nBefore finalizing the sale, ask your lawyer whether water and mineral rights are a concern in the area. The jargon in regards to such issues, and what your rights are in regards to materials found on your property, can be confusing. A third party can help clear up any uncertainty.\\nAsk about what contingencies you should add to the bid offer, and how much time you need to address these contingencies. Contingencies are conditions that must be met before the closing will take place, such as financing, inspections, and insurance.\\nBefore finalizing your bid, ask your lawyer about building requirements and any permits you need, as well as whether there is a warranty deed. You should purchase owner's title insurance at this point. This is typically a seller cost, and requested in the offer as part of the contract.\"}, {\"编号\": 2, \"标题\": \"Make an offer, but start low.\", \"描述\": \"A down payment for raw land generally falls between 20-50% of the overall price, and many lenders expect you to have made a down payment before they consider granting you a mortgage loan. Do not be afraid to bargain with the seller. You can significantly reduce the overall cost with successful bargaining. Your offer should include an option on the land for a small fee, so that you have the opportunity to do due diligence before completing the purchase. Essentially, this will put the land on “hold” for you while you do your inspections. Alternatively, your offer can include a closing date (the date on which the purchase is completed) far enough into the future to complete the due diligence process.\\nYour offer should also include provisions allowing you to walk away or buy the land for a reduced price depending on the findings of the due diligence process.\\nCheaper properties make more financial sense when it comes to raw land as land tends to appreciate as it's developed. Look for relatively low-cost options that meet your needs as a buyer.\\nInquire as to particular property tax savings programs in the state you're buying if you plan to leave the land undeveloped for a significant period of time. These plans can save you a lot of money long term, as taxes and payments are reduced over time on uncultivated land.\"}, {\"编号\": 3, \"标题\": \"Secure a loan.\", \"描述\": \"Taking out a loan for raw land is tricky and much more difficult than getting a loan for an existing home. This is especially true if you plan to wait years to build. Banks fear the building plans will not come to fruition or you will walk away from the land if it does not appreciate in value.\\nYou can minimize the risk of rejection by going in with a very specific plan, and proving you've done adequate research and practiced due diligence to assess the land for your personal needs. If you've contacted the above companies, departments, and professionals you're far more likely to look invested in your plans for the land and therefore be approved for a loan for a down payment.\\nWork with local banks and credit unions. They're familiar with the area, and will know you're making a wise, well researched investment.\\nRemember, your land is undeveloped so down payments and interest rates will be higher than for a typical home mortgage. Keep this in mind as you plan financially for your loan.\\nYour credit score may also have to be higher to buy raw land as there is no building as collateral.\"}, {\"编号\": 4, \"标题\": \"Consider owner financing.\", \"描述\": \"Owner financing refers to you financing your land purchase through the seller (or owner) of the land. This can be an attractive option for buyers if they are having difficulty obtaining a bank loan, or if interest rates are too high due to poor credit. For the seller, it may be attractive if they are having difficulty selling the property. If these conditions apply, consider approaching the owner and inquiring about owner financing.\\nFor example, assume you wanted to buy a plot of land for $1 million. You would pay a down payment to the owner, and then the owner would finance the property and allow you to use the land. You would then pay the owner back regular payments just as you would with a bank loan. Typically, once all payments are complete, the deed to the land would be transferred to you.\\nBenefits of owner financing include lower costs for you (due to the lack of fees like closing fees, and a potentially lower interest rate), no qualifying required (since it is not through a bank), and fast closing of the sale (since there is no third party involved).\\nThere are a few risks to be aware of. Typically, these transactions will involve a relatively high down-payment of 20% or more. In addition, it is important to be aware of whether or not the seller still owes money on the land. If so, you are exposing yourself to the risk that the seller could go bankrupt and be unable to make payments. Bring this topic up with both the seller, and your lawyer, to fully understand the risks and what you can do about them.\\nAlways involve a lawyer when conducting this sort of transaction. Formal contracts will need to be created and signed, and a lawyer can help to make sure the transaction is fair to you and that the seller meets all their obligations. The lawyer can also assist with the financial aspects of the deal such as interest rates, amortization period, and documentation of the loan.\"}]}, {\"编号\": 4, \"标题\": \"Doing Your Due Diligence\", \"步骤\": [{\"编号\": 1, \"标题\": \"Practice due diligence.\", \"描述\": \"It's impossible to identify and assess every sort of risk and delay, but pursuing a program of due diligence can minimize that risk. This usually means hiring several experts to conduct inspections and make inquiries on your behalf.\\nDue diligence takes time and money, which usually comes in the form of an inspection and feasibility study. Make sure to stipulate the amount of days needed to conduct the study and inspection in the offer.\\nThe details of this period, and what rights you have during the process, are negotiated between you, the seller, and both of your respective agents. You may be asked to put down some form of financial deposit, sometimes known as earnest money, typically about 1% of the purchase price.\"}, {\"编号\": 2, \"标题\": \"Ask the seller to pay for part of these costs.\", \"描述\": \"Because due diligence is very expensive, you should request that the seller pay for at least part of your due diligence costs in case something comes up in the process that means you no longer wish to purchase the land.\\nThese requests are generally presented with the offer.\"}, {\"编号\": 3, \"标题\": \"Hire a surveyor.\", \"描述\": \"Even if the seller or real estate agent offers a survey of the land, contract your own surveyor or civil engineer as well. Rural plots can be uneven in size and shape and uninformed buyers or agents might miss certain pitfalls when surveying the land. Know the soil, the topography, the potential value, and where and how you can build.\\nIf you have the property surveyed then you may purchase extended title insurance which will protect you against boundary issues.\"}, {\"编号\": 4, \"标题\": \"Check the plat.\", \"描述\": \"A plat is a map, drawn to scale, of your land that shows the size, shape, and location of your property. Plats are not drawn by private entities, but public works departments and urban planning organizations. They are more informative and legally binding than the standard survey.\"}, {\"编号\": 5, \"标题\": \"Be aware of any existing liens.\", \"描述\": \"Liens are notices attached to property that tell whether the owner owes money to a creditor. These are public record, and can be obtained from a county records office. A lien on a property can delay your purchase for months or years depending on the type of lien, so be aware.\"}, {\"编号\": 6, \"标题\": \"Make a trip to the town or county offices of Building and of Planning and Zoning.\", \"描述\": \"These departments can address specific questions about the land you're considering buying, and give you insight as to whether your building plans would work for the area.\\nAsk the Building Office whether the lot is buildable, if there are any existing restrictions on the size of buildings, whether roads surrounding the property are publicly paved and maintained, and what permits, fees, and costs are required.\\nAsk the Planning and Zoning Office how and if the property is zoned, whether your planned use for the lot complies with zoning restrictions, whether there are any restrictions due to environmentally protected areas like wetlands, and how much lot coverage is allowed?\"}, {\"编号\": 7, \"标题\": \"Go to the county Health Department.\", \"描述\": \"The health department can really solidify the specifics of any plans you have for wells and septic systems, and alert you to any potential dangers of installing them in the area.\\nAsk if tower service is available and what the costs are, what kind of septic systems are permitted, what tests are required, and what time of year they can be performed.\\nLook out for potential problems. Ask whether the area you're looking in has trouble with high water tables or poor soils for septic systems, and whether there are any known problems with water quality in your area.\"}, {\"编号\": 8, \"标题\": \"Seek out utility companies in the area.\", \"描述\": \"Utility companies can answer questions about access to electricity and other modern amenities. Check if natural gas can be brought to the lot, and what the costs are. What are the options for cell phones, internet, and television?\"}, {\"编号\": 9, \"标题\": \"Talk to the Department of Environmental Protection.\", \"描述\": \"Environmental restrictions can really throw a snag in building plans, so make sure you know of any going in. The DEP can answer these questions head on. You should also ask them to explain any former use of the land, specifically for environmental issues.\\nIf you plan to install a well, speak to more than one driller and then check with the DEP to see if there are any well water issues in your immediate surrounding area. Asks about costs, flow rates, depth of neighboring wells, labor and material costs, and if there are any well water problems in neighboring areas.\"}, {\"编号\": 10, \"标题\": \"Close on the property.\", \"描述\": \"If your due diligence process does not reveal any major issues and your lawyer agrees that the purchase is a good one, close on your purchase. Depending on where you live, the procedures may vary, and your lawyer and real estate agent will walk you through them. In general, you can expect to see at least the following documents:\\nA land contract. This lists the address of the property and includes a full legal description, including its location, any liens, easements, or other conditions, and the financial information such as purchase price, down payment amount, and number and amounts of monthly payments.\\nThe deed. This transfers the legal title to the property from the seller to you. You will sign this when you close on the purchase.\\nA closing statement. An escrow officer or your lawyer can draft this document, which shows the debits and credits for you and the seller as agreed in the contract. For example, it may include an \\\"amortization schedule\\\" that specifies how many payments, in what amount, will pay off the amount you owe on the land.\"}], \"小提示\": [\"Information is key when buying raw land, but do not expect to understand everything yourself. Research, research, research, but do not be shy about asking questions and consulting an array of professionals.\\n\", \"Be wary of scams, which are somewhat frequent in the land selling business. Check public records, federal, and non-profit resources. Do not hesitate to consult with a legal expert or agent if you're unsure of anything.\\n\", \"While you can find listings on your own, it is highly recommended you seek the counsel of a real estate agent, especially if you're new to land sales. Your agent is required to mention certain pitfalls or issues that affect a land's value that you may miss going at it alone.\\n\"], \"注意事项\": [\"Watch out for environmentally protected areas. Buying this kind of land is essentially useless as building restrictions are so high. Consult the local Environmental Protection Agency and have the land appraised for potential wetlands and other environmentally protected areas before signing any contracts.\\n\", \"Be aware of the added risk banks are at when approving a loan for raw land. While you can negotiate with banks and credit unions, be prepared for higher down payments, interest rates, and monthly payments due to the somewhat risky nature of this investment.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,924 |
How to Buy Real Madrid Tickets
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1. Purchasing Online
1-1. Navigate to ticket sales section on Real Madrid's official website.
You can find the team's schedule for upcoming matches and ticket availability at https://www.realmadrid.com/en/tickets. Generally, the next 2 upcoming matches will have confirmed details and tickets available for purchase, while the rest of the matches are on hold for confirmation.
There are matches scheduled throughout the whole year, though not all of them are located at Real Madrid's home stadium.
1-2. Choose an upcoming match date that works with your schedule.
On the left side of the game listing, you'll see the date and time for the match. Once you find a match that lines up with your schedule, look at the opposing team and ticket prices. If everything looks good, click the “Buy Tickets” button to the right of the game information.
1-3. Select the number of tickets you'd like to purchase online.
Click the drop-down option to choose your number of tickets. Availability varies from game to game, but Real Madrid has a maximum purchase of 6 tickets per person. If you're going with a big group, you may need to have other people purchase blocks of up to 6 tickets as well.
1-4. Choose a seat location based on your budget.
Next, you can choose your seat location from an overview of the stadium. Hover your mouse over each section to check the prices, then select the area you'd like to sit in. From there, you'll have more seating and pricing options for that specific section. Select your seats and click Continue.
If you're looking for the best and most expensive seats, choose a VIP booth or the low middle stands on the sides of the stadium.
If you're just happy to go to the game and you want a bargain price, pick a seat in the high stands behind the goals.
Don't worry too much about where you'll be seated! The stadium's design ensures that no matter where you sit, you'll have a great, clear view of the field.
If the website won't let you hover over the sections and you see “No hay localidades disponibles” (No seats available), it means that there aren't enough seats together. Sometimes changing your number of tickets can change availability.
1-5. Select a VIP package if you want to pay extra for special amenities.
The package comes with seats in a prime location, access to hospitality facilities, free food and drinks, and a guided tour of the Santiago Bernabéau sports facilities. These tickets often cost around 225-600 euros for an average game.
For high-profile games, VIP ticket prices can soar up to 1,000 euros.
1-6. Enter your payment information and confirm your purchase.
You'll need to include contact details such as your name, phone number, email, birthday, and city of residence. Once you've filled out the contact form, enter your credit card or PayPal information and click “Confirm Purchase.”
Keep in mind that there are no refunds or exchanges available once you purchase your tickets.
If you want to download electronic versions of your tickets onto your mobile device, make sure to click this option on the Confirm Purchase page.
1-7. Pick up your tickets ahead of time at the stadium offices.
The offices are located on the first floor of the stadium shopping center. They're open from 10 am to 7:30 pm, Monday through Saturday, and 10:30 am to 6:30 pm on Sunday and holidays. However, they are not open on match days.
If you don't pick up your tickets ahead of time, you can also secure them on the day of the match by going to the stadium ticket window.
If you downloaded electronic versions of your tickets onto your mobile device, there's no need to pick up tickets! Just scan your e-tickets at the gate when you get to the stadium, and you're all set.
You can also print your tickets at home for some games. However, other games don't allow printed tickets from home, so be sure to check the game disclaimer online.
2. Purchasing Tickets on the Phone
2-1. Call Real Madrid's telephone sale service number at (+34) 902-324-324.
This is the best option if you're in Spain and you don't have Internet access to book your tickets online. If you're in the USA, avoid this method so you don't have to pay the fee for an overseas call.
This is the only official line you should use for purchasing Real Madrid tickets. Never give your credit card information to other sellers over the phone!
2-2. Wait to get through, then dial 1 for football tickets.
The line is often very busy, so it may take a few tries to get through. Keep calling until you reach the prompt to press a number, then press 1 to select the football tickets option and wait for a salesperson to speak with you.
2-3. Ask for an English-speaking operator if you don't speak Spanish.
You will likely reach a Spanish-speaking salesperson first. If you need to speak with someone who understands English, simply ask the salesperson and wait while they accommodate you.
2-4. Have your credit card information ready to purchase tickets.
To make the process more efficient, keep your credit card close by. Confirm your ticket prices, then read off your credit card information to the salesperson when prompted. You can purchase up to 6 tickets on the phone.
Keep in mind that ticket exchanges and returns are not allowed.
Real Madrid accepts all major credit cards for payment.
2-5. Collect your tickets at Taquilla (Gate) 14 in the stadium on match day.
For last-minute purchase tickets, you'll need to go to this specific gate instead of the regular stadium ticket window. Once you arrive at the stadium, follow the numbered gate signs to find Gate 14.
For some games, you can print your ticket at home and bring it to the game. However, certain games don't allow this, so always check the official game disclaimer beforehand!
3. Buying Last-Minute from the Ticket Office
3-1. Check the team's schedule online to confirm the date and kick-off time.
Look for the next upcoming game and make sure the team is playing at home, at the Santiago Bernabéau Stadium, by checking the order of the team names listed. If Real Madrid Fútbol Club's name comes first, that means it's a home game. If their name is listed second, then it's an away game.
For example, if you see “Real Madrid CF – Sevilla FC,” you'll know it's a home game.
Generally, games are scheduled on Saturdays, Sundays, and Mondays.
3-2. Go to the Real Madrid stadium ticket window #44 before the match.
Last-minute tickets are generally available from this window, starting from the day before the match and going up until the morning of the match. As you approach the stadium, you'll be able to see the numbered windows for the box offices.
Window #44 is located in Torre (Tower) A in the stadium.
This window is usually open from Monday to Sunday, 9 am to 7 pm.
3-3. Ask a salesperson if there are any tickets available.
This is a good option for smaller games. Oftentimes, they'll have some tickets available, but seating options may be limited for families and groups. For games against more famous teams, such as Barcelona or Celta- Vigo, you probably won't be able to find any tickets at the last minute.
For example, tickets to El Clásico are extremely hard to come by, especially so close to the game.
To ask “Are there any tickets left for tomorrow's game?” in Spanish, you would say “¿Hay entradas para el juego de mañana?”
To ask “Are there any tickets left for today's game?” in Spanish, you would say “¿Hay entradas para el juego de hoy?”
3-4. Purchase your tickets at the window and take them with you.
If there are any tickets left, select your seats and confirm the price. Pay for your tickets in euros and take them with you to get into the game.
4. Ensuring Ticket Availability
4-1. Expect to be able to purchase your tickets several days in advance.
Tickets for normal games are usually made available to the general public about 5-10 days ahead of time, depending on when the stadium confirms the match date.
If you're a club member or a Madridista card holder, you can get early access to tickets for all of Real Madrid's games. If you want to purchase a Madridista card, they cost 30 euros a year.
4-2. Purchase tickets to a big game no later than 2 weeks beforehand.
Make sure you can get tickets before they sell out by purchasing ahead of time. This is especially important for popular games, such as Madrid vs. Barcelona.
Tickets to the Champions league games (which feature the best teams in Europe) are often made available 2-3 weeks before the confirmed date, since tickets to these games are in high demand.
4-3. Check ticket availability regularly.
If you can't find any tickets in the week leading up to the game, don't worry! Season pass holders sometimes decide to skip the game and make their ticket available to the public, so you may find more tickets opening up closer to the date of the game. Refresh the ticket page throughout the weeks leading up to the game.
5. Avoiding Scams or Overpaying
5-1. Expect to pay at least 30 euros for a ticket.
The cheapest tickets available for small games are usually around 30-40 euros, or 50-60 euros for high-profile games. Although prices can vary depending on the game, expect to pay around 95 euros for a decent seat. The best seats ands VIP packages cost even more, sometimes up to 225-600 euros.
There are several factors that can affect the ticket price for a certain game, including who the competition is, seat location, the day of the week, and whether or not the match will air for free on TV.
5-2. Don't buy tickets through an agent.
Agents will often raise the price of the tickets by hundreds of euros in order to make a sizable profit. Worst case scenario, the agent could even sell you fake tickets. Skip the middleman and purchase directly from the Real Madrid team website, phone line, or in person for the best possible deal!
Some agents will charge up to 700 euros for a ticket—you should not need to pay this much!
5-3. Avoid purchasing tickets from scalpers.
At the stadium, you'll likely see people standing outside the gates, selling both fake and real tickets. If you're desperate for a ticket, ask the person which seat number and section the ticket is for, then have the seller accompany you to the turnstile and scan their ticket. If the scanner light flashes green, then the ticket is legitimate and you can pay for it.
However, if the seller refuses to go to the turnstile and scan their ticket, then the ticket is likely fake.
Tips
When reading your ticket, remember that “puerta” is the door number that you enter in the stadium, “fila” is your row, and “número” is your seat number.[20]
X
Research source
If you aren't able to get a Real Madrid ticket during your stay, look into Atlético de Madrid tickets as an alternative.
|
{
"create_time": "20230517 11:00:58",
"回答明细": "{\"回答\": \"1. Purchasing Online\\n1-1. Navigate to ticket sales section on Real Madrid's official website.\\nYou can find the team's schedule for upcoming matches and ticket availability at https://www.realmadrid.com/en/tickets. Generally, the next 2 upcoming matches will have confirmed details and tickets available for purchase, while the rest of the matches are on hold for confirmation.\\nThere are matches scheduled throughout the whole year, though not all of them are located at Real Madrid's home stadium.\\n1-2. Choose an upcoming match date that works with your schedule.\\nOn the left side of the game listing, you'll see the date and time for the match. Once you find a match that lines up with your schedule, look at the opposing team and ticket prices. If everything looks good, click the “Buy Tickets” button to the right of the game information.\\n1-3. Select the number of tickets you'd like to purchase online.\\nClick the drop-down option to choose your number of tickets. Availability varies from game to game, but Real Madrid has a maximum purchase of 6 tickets per person. If you're going with a big group, you may need to have other people purchase blocks of up to 6 tickets as well.\\n1-4. Choose a seat location based on your budget.\\nNext, you can choose your seat location from an overview of the stadium. Hover your mouse over each section to check the prices, then select the area you'd like to sit in. From there, you'll have more seating and pricing options for that specific section. Select your seats and click Continue.\\nIf you're looking for the best and most expensive seats, choose a VIP booth or the low middle stands on the sides of the stadium.\\nIf you're just happy to go to the game and you want a bargain price, pick a seat in the high stands behind the goals.\\nDon't worry too much about where you'll be seated! The stadium's design ensures that no matter where you sit, you'll have a great, clear view of the field.\\nIf the website won't let you hover over the sections and you see “No hay localidades disponibles” (No seats available), it means that there aren't enough seats together. Sometimes changing your number of tickets can change availability.\\n1-5. Select a VIP package if you want to pay extra for special amenities.\\nThe package comes with seats in a prime location, access to hospitality facilities, free food and drinks, and a guided tour of the Santiago Bernabéau sports facilities. These tickets often cost around 225-600 euros for an average game.\\nFor high-profile games, VIP ticket prices can soar up to 1,000 euros.\\n1-6. Enter your payment information and confirm your purchase.\\nYou'll need to include contact details such as your name, phone number, email, birthday, and city of residence. Once you've filled out the contact form, enter your credit card or PayPal information and click “Confirm Purchase.”\\nKeep in mind that there are no refunds or exchanges available once you purchase your tickets.\\nIf you want to download electronic versions of your tickets onto your mobile device, make sure to click this option on the Confirm Purchase page.\\n1-7. Pick up your tickets ahead of time at the stadium offices.\\nThe offices are located on the first floor of the stadium shopping center. They're open from 10 am to 7:30 pm, Monday through Saturday, and 10:30 am to 6:30 pm on Sunday and holidays. However, they are not open on match days.\\nIf you don't pick up your tickets ahead of time, you can also secure them on the day of the match by going to the stadium ticket window.\\nIf you downloaded electronic versions of your tickets onto your mobile device, there's no need to pick up tickets! Just scan your e-tickets at the gate when you get to the stadium, and you're all set.\\nYou can also print your tickets at home for some games. However, other games don't allow printed tickets from home, so be sure to check the game disclaimer online.\\n2. Purchasing Tickets on the Phone\\n2-1. Call Real Madrid's telephone sale service number at (+34) 902-324-324.\\nThis is the best option if you're in Spain and you don't have Internet access to book your tickets online. If you're in the USA, avoid this method so you don't have to pay the fee for an overseas call.\\nThis is the only official line you should use for purchasing Real Madrid tickets. Never give your credit card information to other sellers over the phone!\\n2-2. Wait to get through, then dial 1 for football tickets.\\nThe line is often very busy, so it may take a few tries to get through. Keep calling until you reach the prompt to press a number, then press 1 to select the football tickets option and wait for a salesperson to speak with you.\\n2-3. Ask for an English-speaking operator if you don't speak Spanish.\\nYou will likely reach a Spanish-speaking salesperson first. If you need to speak with someone who understands English, simply ask the salesperson and wait while they accommodate you.\\n2-4. Have your credit card information ready to purchase tickets.\\nTo make the process more efficient, keep your credit card close by. Confirm your ticket prices, then read off your credit card information to the salesperson when prompted. You can purchase up to 6 tickets on the phone.\\nKeep in mind that ticket exchanges and returns are not allowed.\\nReal Madrid accepts all major credit cards for payment.\\n2-5. Collect your tickets at Taquilla (Gate) 14 in the stadium on match day.\\nFor last-minute purchase tickets, you'll need to go to this specific gate instead of the regular stadium ticket window. Once you arrive at the stadium, follow the numbered gate signs to find Gate 14.\\nFor some games, you can print your ticket at home and bring it to the game. However, certain games don't allow this, so always check the official game disclaimer beforehand!\\n3. Buying Last-Minute from the Ticket Office\\n3-1. Check the team's schedule online to confirm the date and kick-off time.\\nLook for the next upcoming game and make sure the team is playing at home, at the Santiago Bernabéau Stadium, by checking the order of the team names listed. If Real Madrid Fútbol Club's name comes first, that means it's a home game. If their name is listed second, then it's an away game.\\nFor example, if you see “Real Madrid CF – Sevilla FC,” you'll know it's a home game.\\nGenerally, games are scheduled on Saturdays, Sundays, and Mondays.\\n3-2. Go to the Real Madrid stadium ticket window #44 before the match.\\nLast-minute tickets are generally available from this window, starting from the day before the match and going up until the morning of the match. As you approach the stadium, you'll be able to see the numbered windows for the box offices.\\nWindow #44 is located in Torre (Tower) A in the stadium.\\nThis window is usually open from Monday to Sunday, 9 am to 7 pm.\\n3-3. Ask a salesperson if there are any tickets available.\\nThis is a good option for smaller games. Oftentimes, they'll have some tickets available, but seating options may be limited for families and groups. For games against more famous teams, such as Barcelona or Celta- Vigo, you probably won't be able to find any tickets at the last minute.\\nFor example, tickets to El Clásico are extremely hard to come by, especially so close to the game.\\nTo ask “Are there any tickets left for tomorrow's game?” in Spanish, you would say “¿Hay entradas para el juego de mañana?”\\nTo ask “Are there any tickets left for today's game?” in Spanish, you would say “¿Hay entradas para el juego de hoy?”\\n3-4. Purchase your tickets at the window and take them with you.\\nIf there are any tickets left, select your seats and confirm the price. Pay for your tickets in euros and take them with you to get into the game.\\n4. Ensuring Ticket Availability\\n4-1. Expect to be able to purchase your tickets several days in advance.\\nTickets for normal games are usually made available to the general public about 5-10 days ahead of time, depending on when the stadium confirms the match date.\\nIf you're a club member or a Madridista card holder, you can get early access to tickets for all of Real Madrid's games. If you want to purchase a Madridista card, they cost 30 euros a year.\\n4-2. Purchase tickets to a big game no later than 2 weeks beforehand.\\nMake sure you can get tickets before they sell out by purchasing ahead of time. This is especially important for popular games, such as Madrid vs. Barcelona.\\nTickets to the Champions league games (which feature the best teams in Europe) are often made available 2-3 weeks before the confirmed date, since tickets to these games are in high demand.\\n4-3. Check ticket availability regularly.\\nIf you can't find any tickets in the week leading up to the game, don't worry! Season pass holders sometimes decide to skip the game and make their ticket available to the public, so you may find more tickets opening up closer to the date of the game. Refresh the ticket page throughout the weeks leading up to the game.\\n5. Avoiding Scams or Overpaying\\n5-1. Expect to pay at least 30 euros for a ticket.\\nThe cheapest tickets available for small games are usually around 30-40 euros, or 50-60 euros for high-profile games. Although prices can vary depending on the game, expect to pay around 95 euros for a decent seat. The best seats ands VIP packages cost even more, sometimes up to 225-600 euros.\\nThere are several factors that can affect the ticket price for a certain game, including who the competition is, seat location, the day of the week, and whether or not the match will air for free on TV.\\n5-2. Don't buy tickets through an agent.\\nAgents will often raise the price of the tickets by hundreds of euros in order to make a sizable profit. Worst case scenario, the agent could even sell you fake tickets. Skip the middleman and purchase directly from the Real Madrid team website, phone line, or in person for the best possible deal!\\nSome agents will charge up to 700 euros for a ticket—you should not need to pay this much!\\n5-3. Avoid purchasing tickets from scalpers.\\nAt the stadium, you'll likely see people standing outside the gates, selling both fake and real tickets. If you're desperate for a ticket, ask the person which seat number and section the ticket is for, then have the seller accompany you to the turnstile and scan their ticket. If the scanner light flashes green, then the ticket is legitimate and you can pay for it.\\nHowever, if the seller refuses to go to the turnstile and scan their ticket, then the ticket is likely fake.\\nTips\\nWhen reading your ticket, remember that “puerta” is the door number that you enter in the stadium, “fila” is your row, and “número” is your seat number.[20]\\nX\\nResearch source\\nIf you aren't able to get a Real Madrid ticket during your stay, look into Atlético de Madrid tickets as an alternative.\\n\", \"简要回答\": \"Real Madrid is one of the most popular soccer teams in the world, and tickets to their games are highly coveted! To make sure you get the best tickets without being scammed, purchase online directly through the team's official website, over the phone with the stadium, or from the ticket office on the day of the match. Purchase your tickets as far in advance as possible, especially for big games, to make sure you can get your Real Madrid experience!\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Purchasing Online\", \"步骤\": [{\"编号\": 1, \"标题\": \"Navigate to ticket sales section on Real Madrid's official website.\", \"描述\": \"You can find the team's schedule for upcoming matches and ticket availability at https://www.realmadrid.com/en/tickets. Generally, the next 2 upcoming matches will have confirmed details and tickets available for purchase, while the rest of the matches are on hold for confirmation.\\nThere are matches scheduled throughout the whole year, though not all of them are located at Real Madrid's home stadium.\"}, {\"编号\": 2, \"标题\": \"Choose an upcoming match date that works with your schedule.\", \"描述\": \"On the left side of the game listing, you'll see the date and time for the match. Once you find a match that lines up with your schedule, look at the opposing team and ticket prices. If everything looks good, click the “Buy Tickets” button to the right of the game information.\"}, {\"编号\": 3, \"标题\": \"Select the number of tickets you'd like to purchase online.\", \"描述\": \"Click the drop-down option to choose your number of tickets. Availability varies from game to game, but Real Madrid has a maximum purchase of 6 tickets per person. If you're going with a big group, you may need to have other people purchase blocks of up to 6 tickets as well.\"}, {\"编号\": 4, \"标题\": \"Choose a seat location based on your budget.\", \"描述\": \"Next, you can choose your seat location from an overview of the stadium. Hover your mouse over each section to check the prices, then select the area you'd like to sit in. From there, you'll have more seating and pricing options for that specific section. Select your seats and click Continue.\\nIf you're looking for the best and most expensive seats, choose a VIP booth or the low middle stands on the sides of the stadium.\\nIf you're just happy to go to the game and you want a bargain price, pick a seat in the high stands behind the goals.\\nDon't worry too much about where you'll be seated! The stadium's design ensures that no matter where you sit, you'll have a great, clear view of the field.\\nIf the website won't let you hover over the sections and you see “No hay localidades disponibles” (No seats available), it means that there aren't enough seats together. Sometimes changing your number of tickets can change availability.\"}, {\"编号\": 5, \"标题\": \"Select a VIP package if you want to pay extra for special amenities.\", \"描述\": \"The package comes with seats in a prime location, access to hospitality facilities, free food and drinks, and a guided tour of the Santiago Bernabéau sports facilities. These tickets often cost around 225-600 euros for an average game.\\nFor high-profile games, VIP ticket prices can soar up to 1,000 euros.\"}, {\"编号\": 6, \"标题\": \"Enter your payment information and confirm your purchase.\", \"描述\": \"You'll need to include contact details such as your name, phone number, email, birthday, and city of residence. Once you've filled out the contact form, enter your credit card or PayPal information and click “Confirm Purchase.”\\nKeep in mind that there are no refunds or exchanges available once you purchase your tickets.\\nIf you want to download electronic versions of your tickets onto your mobile device, make sure to click this option on the Confirm Purchase page.\"}, {\"编号\": 7, \"标题\": \"Pick up your tickets ahead of time at the stadium offices.\", \"描述\": \"The offices are located on the first floor of the stadium shopping center. They're open from 10 am to 7:30 pm, Monday through Saturday, and 10:30 am to 6:30 pm on Sunday and holidays. However, they are not open on match days.\\nIf you don't pick up your tickets ahead of time, you can also secure them on the day of the match by going to the stadium ticket window.\\nIf you downloaded electronic versions of your tickets onto your mobile device, there's no need to pick up tickets! Just scan your e-tickets at the gate when you get to the stadium, and you're all set.\\nYou can also print your tickets at home for some games. However, other games don't allow printed tickets from home, so be sure to check the game disclaimer online.\"}]}, {\"编号\": 2, \"标题\": \"Purchasing Tickets on the Phone\", \"步骤\": [{\"编号\": 1, \"标题\": \"Call Real Madrid's telephone sale service number at (+34) 902-324-324.\", \"描述\": \"This is the best option if you're in Spain and you don't have Internet access to book your tickets online. If you're in the USA, avoid this method so you don't have to pay the fee for an overseas call.\\nThis is the only official line you should use for purchasing Real Madrid tickets. Never give your credit card information to other sellers over the phone!\"}, {\"编号\": 2, \"标题\": \"Wait to get through, then dial 1 for football tickets.\", \"描述\": \"The line is often very busy, so it may take a few tries to get through. Keep calling until you reach the prompt to press a number, then press 1 to select the football tickets option and wait for a salesperson to speak with you.\"}, {\"编号\": 3, \"标题\": \"Ask for an English-speaking operator if you don't speak Spanish.\", \"描述\": \"You will likely reach a Spanish-speaking salesperson first. If you need to speak with someone who understands English, simply ask the salesperson and wait while they accommodate you.\"}, {\"编号\": 4, \"标题\": \"Have your credit card information ready to purchase tickets.\", \"描述\": \"To make the process more efficient, keep your credit card close by. Confirm your ticket prices, then read off your credit card information to the salesperson when prompted. You can purchase up to 6 tickets on the phone.\\nKeep in mind that ticket exchanges and returns are not allowed.\\nReal Madrid accepts all major credit cards for payment.\"}, {\"编号\": 5, \"标题\": \"Collect your tickets at Taquilla (Gate) 14 in the stadium on match day.\", \"描述\": \"For last-minute purchase tickets, you'll need to go to this specific gate instead of the regular stadium ticket window. Once you arrive at the stadium, follow the numbered gate signs to find Gate 14.\\nFor some games, you can print your ticket at home and bring it to the game. However, certain games don't allow this, so always check the official game disclaimer beforehand!\"}]}, {\"编号\": 3, \"标题\": \"Buying Last-Minute from the Ticket Office\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check the team's schedule online to confirm the date and kick-off time.\", \"描述\": \"Look for the next upcoming game and make sure the team is playing at home, at the Santiago Bernabéau Stadium, by checking the order of the team names listed. If Real Madrid Fútbol Club's name comes first, that means it's a home game. If their name is listed second, then it's an away game.\\nFor example, if you see “Real Madrid CF – Sevilla FC,” you'll know it's a home game.\\nGenerally, games are scheduled on Saturdays, Sundays, and Mondays.\"}, {\"编号\": 2, \"标题\": \"Go to the Real Madrid stadium ticket window #44 before the match.\", \"描述\": \"Last-minute tickets are generally available from this window, starting from the day before the match and going up until the morning of the match. As you approach the stadium, you'll be able to see the numbered windows for the box offices.\\nWindow #44 is located in Torre (Tower) A in the stadium.\\nThis window is usually open from Monday to Sunday, 9 am to 7 pm.\"}, {\"编号\": 3, \"标题\": \"Ask a salesperson if there are any tickets available.\", \"描述\": \"This is a good option for smaller games. Oftentimes, they'll have some tickets available, but seating options may be limited for families and groups. For games against more famous teams, such as Barcelona or Celta- Vigo, you probably won't be able to find any tickets at the last minute.\\nFor example, tickets to El Clásico are extremely hard to come by, especially so close to the game.\\nTo ask “Are there any tickets left for tomorrow's game?” in Spanish, you would say “¿Hay entradas para el juego de mañana?”\\nTo ask “Are there any tickets left for today's game?” in Spanish, you would say “¿Hay entradas para el juego de hoy?”\"}, {\"编号\": 4, \"标题\": \"Purchase your tickets at the window and take them with you.\", \"描述\": \"If there are any tickets left, select your seats and confirm the price. Pay for your tickets in euros and take them with you to get into the game.\"}]}, {\"编号\": 4, \"标题\": \"Ensuring Ticket Availability\", \"步骤\": [{\"编号\": 1, \"标题\": \"Expect to be able to purchase your tickets several days in advance.\", \"描述\": \"Tickets for normal games are usually made available to the general public about 5-10 days ahead of time, depending on when the stadium confirms the match date.\\nIf you're a club member or a Madridista card holder, you can get early access to tickets for all of Real Madrid's games. If you want to purchase a Madridista card, they cost 30 euros a year.\"}, {\"编号\": 2, \"标题\": \"Purchase tickets to a big game no later than 2 weeks beforehand.\", \"描述\": \"Make sure you can get tickets before they sell out by purchasing ahead of time. This is especially important for popular games, such as Madrid vs. Barcelona.\\nTickets to the Champions league games (which feature the best teams in Europe) are often made available 2-3 weeks before the confirmed date, since tickets to these games are in high demand.\"}, {\"编号\": 3, \"标题\": \"Check ticket availability regularly.\", \"描述\": \"If you can't find any tickets in the week leading up to the game, don't worry! Season pass holders sometimes decide to skip the game and make their ticket available to the public, so you may find more tickets opening up closer to the date of the game. Refresh the ticket page throughout the weeks leading up to the game.\"}]}, {\"编号\": 5, \"标题\": \"Avoiding Scams or Overpaying\", \"步骤\": [{\"编号\": 1, \"标题\": \"Expect to pay at least 30 euros for a ticket.\", \"描述\": \"The cheapest tickets available for small games are usually around 30-40 euros, or 50-60 euros for high-profile games. Although prices can vary depending on the game, expect to pay around 95 euros for a decent seat. The best seats ands VIP packages cost even more, sometimes up to 225-600 euros.\\nThere are several factors that can affect the ticket price for a certain game, including who the competition is, seat location, the day of the week, and whether or not the match will air for free on TV.\"}, {\"编号\": 2, \"标题\": \"Don't buy tickets through an agent.\", \"描述\": \"Agents will often raise the price of the tickets by hundreds of euros in order to make a sizable profit. Worst case scenario, the agent could even sell you fake tickets. Skip the middleman and purchase directly from the Real Madrid team website, phone line, or in person for the best possible deal!\\nSome agents will charge up to 700 euros for a ticket—you should not need to pay this much!\"}, {\"编号\": 3, \"标题\": \"Avoid purchasing tickets from scalpers.\", \"描述\": \"At the stadium, you'll likely see people standing outside the gates, selling both fake and real tickets. If you're desperate for a ticket, ask the person which seat number and section the ticket is for, then have the seller accompany you to the turnstile and scan their ticket. If the scanner light flashes green, then the ticket is legitimate and you can pay for it.\\nHowever, if the seller refuses to go to the turnstile and scan their ticket, then the ticket is likely fake.\"}], \"小提示\": [\"When reading your ticket, remember that “puerta” is the door number that you enter in the stadium, “fila” is your row, and “número” is your seat number.[20]\\nX\\nResearch source\\n\", \"If you aren't able to get a Real Madrid ticket during your stay, look into Atlético de Madrid tickets as an alternative.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,925 |
How to Buy Rechargeable Batteries
|
1. Steps
1-1. Find rechargeable batteries that are compatible to the device you have.
The type of batteries discussed here will be either AA size or those that fall under the category of lithium-ion.
Familiar sizes, such as AA, AAA, C and D can be found at almost any store imaginable. Concerning cost, rechargeable batteries are a wonderful investment. Rechargeable AA or AAA batteries are known as Nickel Metal Hydride (NiMH).Generally, C and D size are not available in this form.
1-2. Adjust your budget.
You will pay more for rechargeable batteries than you do for disposable batteries but they will pay for themselves quite quickly.
1-3. Choose between nickel and lithium batteries.
Most rechargeable batteries are made from nickel cadmium (NiCd) or lithium cadmium (LiCd).
Watch for the memory effect with your NiCd batteries. The battery life decreases when you recharge the battery before it is fully depleted. So, if you buy a nickel rechargeable battery, make sure you use up all the battery life before you charge it. The aforementioned NiMH battery (especially the new ones) have no memory and can be charged anytime. These are what you'll generally see in most stores ... when rechargeable batteries are sold.
Choose a lithium-ion (Li-ion) battery if you want to be able to charge it at any time. These types of batteries do not have a memory effect, and they hold their charge for months at a time regardless of when you charge them.
1-4. Compare battery life.
When you buy a rechargeable battery, the milliamp hour rating (mAh) is what to look for as far as knowing the amount of energy a battery will hold. The higher the rating, the longer it will power a device before needing to be charged again.
Consider the device you are using the battery for. A high energy item, such as a digital camera, or an LED flashlight will use up the battery quicker than a remote control will.
1-5. Buy a charger when you buy your batteries.
A battery charger is necessary to recharge your batteries over and over again.
Look for a charger that is reliable, and utilizes a CC/CV (constant current, constant voltage) algorithm. Some chargers will accept many different battery sizes, and be able to charge both NiMH and lithium batteries at the same time. Most chargers can be used through a wall plug, USB port and even a car charging port.
1-6. Consider the environmental impact of your battery choice.
All rechargeable batteries are better than single use batteries for the earth. NiMH batteries are even greener than cadmium batteries.
1-7. Check out consumer reviews when considering batteries and battery chargers.
But don't be fooled by extremely inexpensive lithium batteries! Even if some consumers rate them well, they are cheaply made and can be dangerous sometimes!
1-8. Look for safety features.
Buying "protected" batteries is your safest bet. Make sure you buy products that are safe and not the subject of government or industry recalls.
1-9. Buy NiMH rechargeable batteries anywhere you would normally buy batteries.
Department stores such as Target, Sears and Walmart, hardware and electronic stores such as Home Depot, Lowes and Radio Shack will all sell them. Only online retailers will sell rechargeable lithium-ion batteries.
Buy online from major sites such as Amazon, eBay and Overstock or on sites that specialize in rechargeable batteries and chargers. Just be aware that Amazon and eBay are also where you could be fooled into buying extremely cheap batteries that will NOT last, and be potentially unsafe.
Tips
Save all receipts and packaging in case the rechargeable battery is defective or does not work. Check return policies before you buy.
|
{
"create_time": "20230517 11:00:58",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Find rechargeable batteries that are compatible to the device you have.\\nThe type of batteries discussed here will be either AA size or those that fall under the category of lithium-ion. \\nFamiliar sizes, such as AA, AAA, C and D can be found at almost any store imaginable. Concerning cost, rechargeable batteries are a wonderful investment. Rechargeable AA or AAA batteries are known as Nickel Metal Hydride (NiMH).Generally, C and D size are not available in this form.\\n1-2. Adjust your budget.\\nYou will pay more for rechargeable batteries than you do for disposable batteries but they will pay for themselves quite quickly.\\n1-3. Choose between nickel and lithium batteries.\\nMost rechargeable batteries are made from nickel cadmium (NiCd) or lithium cadmium (LiCd).\\nWatch for the memory effect with your NiCd batteries. The battery life decreases when you recharge the battery before it is fully depleted. So, if you buy a nickel rechargeable battery, make sure you use up all the battery life before you charge it. The aforementioned NiMH battery (especially the new ones) have no memory and can be charged anytime. These are what you'll generally see in most stores ... when rechargeable batteries are sold.\\nChoose a lithium-ion (Li-ion) battery if you want to be able to charge it at any time. These types of batteries do not have a memory effect, and they hold their charge for months at a time regardless of when you charge them.\\n1-4. Compare battery life.\\nWhen you buy a rechargeable battery, the milliamp hour rating (mAh) is what to look for as far as knowing the amount of energy a battery will hold. The higher the rating, the longer it will power a device before needing to be charged again. \\nConsider the device you are using the battery for. A high energy item, such as a digital camera, or an LED flashlight will use up the battery quicker than a remote control will.\\n1-5. Buy a charger when you buy your batteries.\\nA battery charger is necessary to recharge your batteries over and over again.\\nLook for a charger that is reliable, and utilizes a CC/CV (constant current, constant voltage) algorithm. Some chargers will accept many different battery sizes, and be able to charge both NiMH and lithium batteries at the same time. Most chargers can be used through a wall plug, USB port and even a car charging port.\\n1-6. Consider the environmental impact of your battery choice.\\nAll rechargeable batteries are better than single use batteries for the earth. NiMH batteries are even greener than cadmium batteries.\\n1-7. Check out consumer reviews when considering batteries and battery chargers.\\nBut don't be fooled by extremely inexpensive lithium batteries! Even if some consumers rate them well, they are cheaply made and can be dangerous sometimes!\\n1-8. Look for safety features.\\nBuying \\\"protected\\\" batteries is your safest bet. Make sure you buy products that are safe and not the subject of government or industry recalls.\\n1-9. Buy NiMH rechargeable batteries anywhere you would normally buy batteries.\\nDepartment stores such as Target, Sears and Walmart, hardware and electronic stores such as Home Depot, Lowes and Radio Shack will all sell them. Only online retailers will sell rechargeable lithium-ion batteries.\\nBuy online from major sites such as Amazon, eBay and Overstock or on sites that specialize in rechargeable batteries and chargers. Just be aware that Amazon and eBay are also where you could be fooled into buying extremely cheap batteries that will NOT last, and be potentially unsafe.\\nTips\\nSave all receipts and packaging in case the rechargeable battery is defective or does not work. Check return policies before you buy.\\n\", \"简要回答\": \"Rechargeable batteries are convenient and efficient, but how do you know which ones are right for you? We can help you compare different features to choose the best rechargeable batteries to fit your needs.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find rechargeable batteries that are compatible to the device you have.\", \"描述\": \"The type of batteries discussed here will be either AA size or those that fall under the category of lithium-ion. \\nFamiliar sizes, such as AA, AAA, C and D can be found at almost any store imaginable. Concerning cost, rechargeable batteries are a wonderful investment. Rechargeable AA or AAA batteries are known as Nickel Metal Hydride (NiMH).Generally, C and D size are not available in this form.\"}, {\"编号\": 2, \"标题\": \"Adjust your budget.\", \"描述\": \"You will pay more for rechargeable batteries than you do for disposable batteries but they will pay for themselves quite quickly.\"}, {\"编号\": 3, \"标题\": \"Choose between nickel and lithium batteries.\", \"描述\": \"Most rechargeable batteries are made from nickel cadmium (NiCd) or lithium cadmium (LiCd).\\nWatch for the memory effect with your NiCd batteries. The battery life decreases when you recharge the battery before it is fully depleted. So, if you buy a nickel rechargeable battery, make sure you use up all the battery life before you charge it. The aforementioned NiMH battery (especially the new ones) have no memory and can be charged anytime. These are what you'll generally see in most stores ... when rechargeable batteries are sold.\\nChoose a lithium-ion (Li-ion) battery if you want to be able to charge it at any time. These types of batteries do not have a memory effect, and they hold their charge for months at a time regardless of when you charge them.\"}, {\"编号\": 4, \"标题\": \"Compare battery life.\", \"描述\": \"When you buy a rechargeable battery, the milliamp hour rating (mAh) is what to look for as far as knowing the amount of energy a battery will hold. The higher the rating, the longer it will power a device before needing to be charged again. \\nConsider the device you are using the battery for. A high energy item, such as a digital camera, or an LED flashlight will use up the battery quicker than a remote control will.\"}, {\"编号\": 5, \"标题\": \"Buy a charger when you buy your batteries.\", \"描述\": \"A battery charger is necessary to recharge your batteries over and over again.\\nLook for a charger that is reliable, and utilizes a CC/CV (constant current, constant voltage) algorithm. Some chargers will accept many different battery sizes, and be able to charge both NiMH and lithium batteries at the same time. Most chargers can be used through a wall plug, USB port and even a car charging port.\"}, {\"编号\": 6, \"标题\": \"Consider the environmental impact of your battery choice.\", \"描述\": \"All rechargeable batteries are better than single use batteries for the earth. NiMH batteries are even greener than cadmium batteries.\"}, {\"编号\": 7, \"标题\": \"Check out consumer reviews when considering batteries and battery chargers.\", \"描述\": \"But don't be fooled by extremely inexpensive lithium batteries! Even if some consumers rate them well, they are cheaply made and can be dangerous sometimes!\"}, {\"编号\": 8, \"标题\": \"Look for safety features.\", \"描述\": \"Buying \\\"protected\\\" batteries is your safest bet. Make sure you buy products that are safe and not the subject of government or industry recalls.\"}, {\"编号\": 9, \"标题\": \"Buy NiMH rechargeable batteries anywhere you would normally buy batteries.\", \"描述\": \"Department stores such as Target, Sears and Walmart, hardware and electronic stores such as Home Depot, Lowes and Radio Shack will all sell them. Only online retailers will sell rechargeable lithium-ion batteries.\\nBuy online from major sites such as Amazon, eBay and Overstock or on sites that specialize in rechargeable batteries and chargers. Just be aware that Amazon and eBay are also where you could be fooled into buying extremely cheap batteries that will NOT last, and be potentially unsafe.\"}], \"小提示\": [\"Save all receipts and packaging in case the rechargeable battery is defective or does not work. Check return policies before you buy.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,926 |
How to Buy Robux: 3 Easy Ways
|
1. Using a Computer
1-1. Go to https://www.roblox.com in a web browser.
This is the main Roblox website where you can access the games and items.
If you're not already signed in, click at the top-right corner of the page and then sign in with your username and password. You must have a Roblox account to buy Robux.
If you don't have a credit card, debit card, or PayPal account, you can use cash to purchase a Roblox card from any retail store that sells them.
See Roblox's card page to find a store that sells Roblox cards near you: https://www.roblox.com/gamecards www.roblox.com/gamecards
1-2. Click Robux.
It's the fourth tab at the top of the page to the left of the search bar. This displays options for buying Robux online.
1-3. Click the package deal you want to buy.
Prices range from $4.99 for 400 Robux, up to $199.99 for 22,500 Robux. Click the package deal you want to purchase to display the payment options.
Additionally, you can purchase one of the subscription options to receive Robux every month. They are the green button on the right-hand side. Subscription options include $4.99 a month for 450 monthly Robux, $9.99 a month for 1,000 monthly Robux, and $19.99 a month for 2,200 monthly Robux.
1-4. Select a payment method.
Click one of the options in the menu to the right to select a payment method. Options are , , , , and .
"Other" gives you additional options, which may vary depending on your region. These options often include Amazon Pay, PaySafe Card, CVS Pharmacy card, and Ethereum.
1-5. Enter your payment details.
Enter the requested details for the payment method you chose. Your options are as follows:
— If you are using a credit or debit card, you will need to enter an email address. Then enter the card number, expiration date, CVV number on the back, name on the card, and zip code.
— If you selected PayPal, sign in with the email address and password associated with your PayPal account.
— If you have purchased a Roblox card, scratch the back to reveal the 10 or 12 digit code on the back. If you have a digital gift card, retrieve the PIN code from your email. Enter the code where it says "Enter PIN". Then click .
1-6. Click Pay or Submit Order.
It's the green button below your payment info. Once your payment is processed, your Robux will be added to your account.
2. Using a Phone or Tablet
2-1. Open the Roblox app.
The Roblox has a grey icon with a titled square in the middle. Tap the Roblox icon on your Home screen or Apps menu to open Roblox.
If you do not have the Roblox app on your smartphone or tablet, you can download and install Roblox for free using the on iPhone and iPad, or the on Android devices.
If you are not logged in to your Roblox account already, tap at the bottom of the Roblox app Then enter the username and password associated with your Roblox account and tap .
2-2. Tap the Robux icon.
It's the icon that resembles a hexagon with a square cut out of the middle. It's in the upper-right corner of the app.
2-3. Tap the package you want to buy.
Packages prices range from $0.99 for 80 Robux, up to $99.99 for 10,000 Robux. You can also purchase a $4.99 per month subscription and receive 450 Robux per month.
If you want to cancel the purchase, tap (iPhone/iPad) or the back button (Android).
2-4. Confirm your identity and complete the payment.
On mobile phones and tablets, you will be using Google Pay, or Apple Pay to complete the transaction. Use one of the following options to complete the transaction:
— If your phone has Face ID, double-click the side button if prompted and then hold the phone up so the camera can see your face. If your phone has Touch ID, place your finger over the Home button to authenticate your purchase.
— Tap at the bottom of the screen. Then enter your Google password and tap to authenticate your purchase.
3. Using a Digital Gift Card from Amazon
3-1. Go to https://www.amazon.com/ in a web browser.
In addition to buying physical gift cards at a store, you can buy a digital gift card from Amazon. You will get a code you can redeem for Robux immediately.
If you are not logged in to Amazon, click in the upper-right corner. Then click . Enter the email address associated with your Amazon account and click . Then enter the password associated with your Amazon account and click . Retrieve the authentication code if you have 2-factor authentication enabled and enter it. Then click .
3-2. Search Roblox Gift Card.
Enter "Amazon Gift Card" in the search bar at the top and press .
3-3. Click one of the gift cards in the search results.
You should see a number of cards with different denominations in the search results. Click any one of the cards in the search results.
When you click a card in the search results, verify that it says "Visit the Roblox Store" below the header at the top. Click this link to make sure it actually takes you to the Roblox Store. This ensures that you are purchasing it from an official source.
3-4. Click your desired denomination.
You should see the different denominations listed below "Denominations." Denominations range from $10 (for 800 Robux) up to $200 (for 22,500 Robux). Each denomination displays an image with the amount of Robux it's worth to the left. Click your desired denomination.
3-5. Click Add to Card.
It's the yellow button in the menu to the right. This adds the card to your card.
3-6. Click Proceed to Checkout when you are ready to buy.
When you are finished shopping, click the yellow button that says to the left.
3-7. Verify your payment information.
If your payment information is not correct, click and select a different method.
3-8. Click Place your order.
It's the yellow button in the menu to the right. This will process your payment and purchase your digital gift card.
The digital card will not be shipped to you. Instead, you'll receive a digital code.
3-9. Click Returns & Orders.
It's in the upper-right corner next to the shopping cart icon.
3-10. Click View order details next to your Roblox gift card order.
Your Roblox gift card should be near the top of your list of orders. Click in the upper-right corner of the box that lists your Roblox gift card order.
3-11. Click Go to your Games Library.
It's the first button across from your Roblox gift card order. This displays a list of all the digital cards you ordered and their codes.
3-12. Copy the code for your Roblox digital gift card.
It's listed next to "PIN code" for your Roblox gift card. You can write it down or copy and paste it.
Alternatively, you should receive an email with the PIN code.
3-13. Redeem the digital gift card.
Once you have the PIN code, you can [[#Using a Computer|redeem it at the Roblox website}}. You can use the code to redeem the digital gift card the same way you would with a physical gift card.
|
{
"create_time": "20230517 11:00:58",
"回答明细": "{\"回答\": \"1. Using a Computer\\n1-1. Go to https://www.roblox.com in a web browser.\\nThis is the main Roblox website where you can access the games and items.\\nIf you're not already signed in, click at the top-right corner of the page and then sign in with your username and password. You must have a Roblox account to buy Robux.\\nIf you don't have a credit card, debit card, or PayPal account, you can use cash to purchase a Roblox card from any retail store that sells them.\\nSee Roblox's card page to find a store that sells Roblox cards near you: https://www.roblox.com/gamecards www.roblox.com/gamecards\\n1-2. Click Robux.\\nIt's the fourth tab at the top of the page to the left of the search bar. This displays options for buying Robux online.\\n1-3. Click the package deal you want to buy.\\nPrices range from $4.99 for 400 Robux, up to $199.99 for 22,500 Robux. Click the package deal you want to purchase to display the payment options.\\nAdditionally, you can purchase one of the subscription options to receive Robux every month. They are the green button on the right-hand side. Subscription options include $4.99 a month for 450 monthly Robux, $9.99 a month for 1,000 monthly Robux, and $19.99 a month for 2,200 monthly Robux.\\n1-4. Select a payment method.\\nClick one of the options in the menu to the right to select a payment method. Options are , , , , and .\\n\\\"Other\\\" gives you additional options, which may vary depending on your region. These options often include Amazon Pay, PaySafe Card, CVS Pharmacy card, and Ethereum.\\n1-5. Enter your payment details.\\nEnter the requested details for the payment method you chose. Your options are as follows:\\n\\n — If you are using a credit or debit card, you will need to enter an email address. Then enter the card number, expiration date, CVV number on the back, name on the card, and zip code.\\n — If you selected PayPal, sign in with the email address and password associated with your PayPal account.\\n — If you have purchased a Roblox card, scratch the back to reveal the 10 or 12 digit code on the back. If you have a digital gift card, retrieve the PIN code from your email. Enter the code where it says \\\"Enter PIN\\\". Then click .\\n1-6. Click Pay or Submit Order.\\nIt's the green button below your payment info. Once your payment is processed, your Robux will be added to your account.\\n2. Using a Phone or Tablet\\n2-1. Open the Roblox app.\\nThe Roblox has a grey icon with a titled square in the middle. Tap the Roblox icon on your Home screen or Apps menu to open Roblox.\\nIf you do not have the Roblox app on your smartphone or tablet, you can download and install Roblox for free using the on iPhone and iPad, or the on Android devices.\\nIf you are not logged in to your Roblox account already, tap at the bottom of the Roblox app Then enter the username and password associated with your Roblox account and tap .\\n2-2. Tap the Robux icon.\\nIt's the icon that resembles a hexagon with a square cut out of the middle. It's in the upper-right corner of the app.\\n2-3. Tap the package you want to buy.\\nPackages prices range from $0.99 for 80 Robux, up to $99.99 for 10,000 Robux. You can also purchase a $4.99 per month subscription and receive 450 Robux per month.\\nIf you want to cancel the purchase, tap (iPhone/iPad) or the back button (Android).\\n2-4. Confirm your identity and complete the payment.\\nOn mobile phones and tablets, you will be using Google Pay, or Apple Pay to complete the transaction. Use one of the following options to complete the transaction:\\n\\n — If your phone has Face ID, double-click the side button if prompted and then hold the phone up so the camera can see your face. If your phone has Touch ID, place your finger over the Home button to authenticate your purchase.\\n — Tap at the bottom of the screen. Then enter your Google password and tap to authenticate your purchase.\\n3. Using a Digital Gift Card from Amazon\\n3-1. Go to https://www.amazon.com/ in a web browser.\\nIn addition to buying physical gift cards at a store, you can buy a digital gift card from Amazon. You will get a code you can redeem for Robux immediately.\\nIf you are not logged in to Amazon, click in the upper-right corner. Then click . Enter the email address associated with your Amazon account and click . Then enter the password associated with your Amazon account and click . Retrieve the authentication code if you have 2-factor authentication enabled and enter it. Then click .\\n3-2. Search Roblox Gift Card.\\nEnter \\\"Amazon Gift Card\\\" in the search bar at the top and press .\\n3-3. Click one of the gift cards in the search results.\\nYou should see a number of cards with different denominations in the search results. Click any one of the cards in the search results.\\nWhen you click a card in the search results, verify that it says \\\"Visit the Roblox Store\\\" below the header at the top. Click this link to make sure it actually takes you to the Roblox Store. This ensures that you are purchasing it from an official source.\\n3-4. Click your desired denomination.\\nYou should see the different denominations listed below \\\"Denominations.\\\" Denominations range from $10 (for 800 Robux) up to $200 (for 22,500 Robux). Each denomination displays an image with the amount of Robux it's worth to the left. Click your desired denomination.\\n3-5. Click Add to Card.\\nIt's the yellow button in the menu to the right. This adds the card to your card.\\n3-6. Click Proceed to Checkout when you are ready to buy.\\nWhen you are finished shopping, click the yellow button that says to the left.\\n3-7. Verify your payment information.\\nIf your payment information is not correct, click and select a different method.\\n3-8. Click Place your order.\\nIt's the yellow button in the menu to the right. This will process your payment and purchase your digital gift card.\\nThe digital card will not be shipped to you. Instead, you'll receive a digital code.\\n3-9. Click Returns & Orders.\\nIt's in the upper-right corner next to the shopping cart icon.\\n3-10. Click View order details next to your Roblox gift card order.\\nYour Roblox gift card should be near the top of your list of orders. Click in the upper-right corner of the box that lists your Roblox gift card order.\\n3-11. Click Go to your Games Library.\\nIt's the first button across from your Roblox gift card order. This displays a list of all the digital cards you ordered and their codes.\\n3-12. Copy the code for your Roblox digital gift card.\\nIt's listed next to \\\"PIN code\\\" for your Roblox gift card. You can write it down or copy and paste it.\\nAlternatively, you should receive an email with the PIN code.\\n3-13. Redeem the digital gift card.\\nOnce you have the PIN code, you can [[#Using a Computer|redeem it at the Roblox website}}. You can use the code to redeem the digital gift card the same way you would with a physical gift card.\\n\", \"简要回答\": \"Do you want to buy special abilities or upgrade your avatar in Roblox? You'll need some Robux! While you can generally play Roblox for free, you can use Robux to make in-game purchases, play pay-to-play games, or purchase clothing and accessories for your avatar. You can easily buy Robux using a credit or debit card, PayPal account, . If you don't have a credit card, you can buy a Roblox gift card and spend it on Robux in the game. You can also buy a Robux digital gift card from Amazon to get special bonuses. This wikiHow teaches you how to buy Robux for Roblox on a computer, phone, or tablet.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Using a Computer\", \"步骤\": [{\"编号\": 1, \"标题\": \"Go to https://www.roblox.com in a web browser.\", \"描述\": \"This is the main Roblox website where you can access the games and items.\\nIf you're not already signed in, click at the top-right corner of the page and then sign in with your username and password. You must have a Roblox account to buy Robux.\\nIf you don't have a credit card, debit card, or PayPal account, you can use cash to purchase a Roblox card from any retail store that sells them.\\nSee Roblox's card page to find a store that sells Roblox cards near you: https://www.roblox.com/gamecards www.roblox.com/gamecards\"}, {\"编号\": 2, \"标题\": \"Click Robux.\", \"描述\": \"It's the fourth tab at the top of the page to the left of the search bar. This displays options for buying Robux online.\"}, {\"编号\": 3, \"标题\": \"Click the package deal you want to buy.\", \"描述\": \"Prices range from $4.99 for 400 Robux, up to $199.99 for 22,500 Robux. Click the package deal you want to purchase to display the payment options.\\nAdditionally, you can purchase one of the subscription options to receive Robux every month. They are the green button on the right-hand side. Subscription options include $4.99 a month for 450 monthly Robux, $9.99 a month for 1,000 monthly Robux, and $19.99 a month for 2,200 monthly Robux.\"}, {\"编号\": 4, \"标题\": \"Select a payment method.\", \"描述\": \"Click one of the options in the menu to the right to select a payment method. Options are , , , , and .\\n\\\"Other\\\" gives you additional options, which may vary depending on your region. These options often include Amazon Pay, PaySafe Card, CVS Pharmacy card, and Ethereum.\"}, {\"编号\": 5, \"标题\": \"Enter your payment details.\", \"描述\": \"Enter the requested details for the payment method you chose. Your options are as follows:\\n\\n — If you are using a credit or debit card, you will need to enter an email address. Then enter the card number, expiration date, CVV number on the back, name on the card, and zip code.\\n — If you selected PayPal, sign in with the email address and password associated with your PayPal account.\\n — If you have purchased a Roblox card, scratch the back to reveal the 10 or 12 digit code on the back. If you have a digital gift card, retrieve the PIN code from your email. Enter the code where it says \\\"Enter PIN\\\". Then click .\"}, {\"编号\": 6, \"标题\": \"Click Pay or Submit Order.\", \"描述\": \"It's the green button below your payment info. Once your payment is processed, your Robux will be added to your account.\"}]}, {\"编号\": 2, \"标题\": \"Using a Phone or Tablet\", \"步骤\": [{\"编号\": 1, \"标题\": \"Open the Roblox app.\", \"描述\": \"The Roblox has a grey icon with a titled square in the middle. Tap the Roblox icon on your Home screen or Apps menu to open Roblox.\\nIf you do not have the Roblox app on your smartphone or tablet, you can download and install Roblox for free using the on iPhone and iPad, or the on Android devices.\\nIf you are not logged in to your Roblox account already, tap at the bottom of the Roblox app Then enter the username and password associated with your Roblox account and tap .\"}, {\"编号\": 2, \"标题\": \"Tap the Robux icon.\", \"描述\": \"It's the icon that resembles a hexagon with a square cut out of the middle. It's in the upper-right corner of the app.\"}, {\"编号\": 3, \"标题\": \"Tap the package you want to buy.\", \"描述\": \"Packages prices range from $0.99 for 80 Robux, up to $99.99 for 10,000 Robux. You can also purchase a $4.99 per month subscription and receive 450 Robux per month.\\nIf you want to cancel the purchase, tap (iPhone/iPad) or the back button (Android).\"}, {\"编号\": 4, \"标题\": \"Confirm your identity and complete the payment.\", \"描述\": \"On mobile phones and tablets, you will be using Google Pay, or Apple Pay to complete the transaction. Use one of the following options to complete the transaction:\\n\\n — If your phone has Face ID, double-click the side button if prompted and then hold the phone up so the camera can see your face. If your phone has Touch ID, place your finger over the Home button to authenticate your purchase.\\n — Tap at the bottom of the screen. Then enter your Google password and tap to authenticate your purchase.\"}]}, {\"编号\": 3, \"标题\": \"Using a Digital Gift Card from Amazon\", \"步骤\": [{\"编号\": 1, \"标题\": \"Go to https://www.amazon.com/ in a web browser.\", \"描述\": \"In addition to buying physical gift cards at a store, you can buy a digital gift card from Amazon. You will get a code you can redeem for Robux immediately.\\nIf you are not logged in to Amazon, click in the upper-right corner. Then click . Enter the email address associated with your Amazon account and click . Then enter the password associated with your Amazon account and click . Retrieve the authentication code if you have 2-factor authentication enabled and enter it. Then click .\"}, {\"编号\": 2, \"标题\": \"Search Roblox Gift Card.\", \"描述\": \"Enter \\\"Amazon Gift Card\\\" in the search bar at the top and press .\"}, {\"编号\": 3, \"标题\": \"Click one of the gift cards in the search results.\", \"描述\": \"You should see a number of cards with different denominations in the search results. Click any one of the cards in the search results.\\nWhen you click a card in the search results, verify that it says \\\"Visit the Roblox Store\\\" below the header at the top. Click this link to make sure it actually takes you to the Roblox Store. This ensures that you are purchasing it from an official source.\"}, {\"编号\": 4, \"标题\": \"Click your desired denomination.\", \"描述\": \"You should see the different denominations listed below \\\"Denominations.\\\" Denominations range from $10 (for 800 Robux) up to $200 (for 22,500 Robux). Each denomination displays an image with the amount of Robux it's worth to the left. Click your desired denomination.\"}, {\"编号\": 5, \"标题\": \"Click Add to Card.\", \"描述\": \"It's the yellow button in the menu to the right. This adds the card to your card.\"}, {\"编号\": 6, \"标题\": \"Click Proceed to Checkout when you are ready to buy.\", \"描述\": \"When you are finished shopping, click the yellow button that says to the left.\"}, {\"编号\": 7, \"标题\": \"Verify your payment information.\", \"描述\": \"If your payment information is not correct, click and select a different method.\"}, {\"编号\": 8, \"标题\": \"Click Place your order.\", \"描述\": \"It's the yellow button in the menu to the right. This will process your payment and purchase your digital gift card.\\nThe digital card will not be shipped to you. Instead, you'll receive a digital code.\"}, {\"编号\": 9, \"标题\": \"Click Returns & Orders.\", \"描述\": \"It's in the upper-right corner next to the shopping cart icon.\"}, {\"编号\": 10, \"标题\": \"Click View order details next to your Roblox gift card order.\", \"描述\": \"Your Roblox gift card should be near the top of your list of orders. Click in the upper-right corner of the box that lists your Roblox gift card order.\"}, {\"编号\": 11, \"标题\": \"Click Go to your Games Library.\", \"描述\": \"It's the first button across from your Roblox gift card order. This displays a list of all the digital cards you ordered and their codes.\"}, {\"编号\": 12, \"标题\": \"Copy the code for your Roblox digital gift card.\", \"描述\": \"It's listed next to \\\"PIN code\\\" for your Roblox gift card. You can write it down or copy and paste it.\\nAlternatively, you should receive an email with the PIN code.\"}, {\"编号\": 13, \"标题\": \"Redeem the digital gift card.\", \"描述\": \"Once you have the PIN code, you can [[#Using a Computer|redeem it at the Roblox website}}. You can use the code to redeem the digital gift card the same way you would with a physical gift card.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,927 |
How to Buy Running Shoes
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1. Shopping Strategically
1-1. Shop at specialty running stores.
When shopping for a new pair of running shoes, it's best to go to a smaller, specialty running store rather than a large department store. In general, the staff at specialty running stores will be more knowledgeable and have more time to spend with each individual customer.
A good salesperson will ask you many questions about your running style and patterns in order to determine the right style of shoe for you. They will ask you how many miles you run in a week, if you're a road runner or a trail runner, and if you are currently training for a race or marathon.
The salesperson may also conduct several tests to determine how you run. They may watch you run on a treadmill to see whether you overpronate (roll your foot inwards) or supinate (roll your foot outwards) when your foot hits the ground. They may also conduct an arch test to see whether you have normal, high or fallen arches.
These factors will help to determine what type of running shoe is best for you.
1-2. Bring your current running shoes and any socks or inserts.
When you go shopping for a new pair of running shoes, it's important to bring any shoes, socks or inserts that you currently use with you -- these will help the sales assistant to identify your needs and also help you to choose a shoe that fits correctly.
The sales assistant may examine the wear patterns on your old shoes to confirm your running style. For example, if the wear patterns are mainly concentrated on the inside edge of the shoe, this indicates that you tend to overpronate as you run. Overpronators usually require stability or motion control shoes.
It's important to wear your regular socks and inserts when trying on new shoes, otherwise you risk buying a pair of shoes that seem to fit in the store, but feel too smart once you start running in them.
You should also wear your regular running clothes when you go shopping for running shoes, so you'll feel comfortable running on a treadmill or doing a lap around the store when the time comes to test them out. Don't go shopping for running shoes when you're wearing a suit or when wearing sandals or flip-flops with no socks.
1-3. Shop later in the day.
Many people make the mistake of shopping for running shoes early in the morning, but this doesn't take the fact that your feet swell throughout the day into account.
As a result of this swelling, a shoe that fits in the morning may not feel so comfortable come evening time. Plan your shopping trip for some time after 4pm, as your feet won't swell much more after this time.
This is important as your feet also swell while you run, so you need to buy shoes that are comfortable when your feet are at their biggest.
1-4. Get your foot measured.
Another common mistake people make is to assume that they know their foot size. However, the length and width of a person's foot tends to change over time (due to things like pregnancy and falling arches). Therefore, you should get your foot measured each time you buy a new pair of shoes.
In general, your running shoes should be between a half and a full size bigger than your street shoes. This gives your feet more space to move around as you run.
In addition, it's important to remember that sizing can be different across different brands, due to their design and the materials used. So even if you're a size 7 in Nike shoes, you may be a 7.5 in Reeboks.
Running in shoes that are too small can lead to things like blisters and blackened toenails, which is no fun. So don't worry too much about getting a shoe in "your" size, just buy a shoe that fits!
1-5. Be prepared to spend a little money.
There's no hard and fast rule when it comes to how much you should spend on a pair of running shoes, but in general you should expect to pay somewhere between $70 and $120.
Running shoes are an investment -- the right pair will help you to run comfortably while avoiding injuries and accidents. Buying a good pair of running shoes now may save you money on doctor's bills or physical therapy appointments down the line.
Don't be tempted to buy a cheap pair of running shoes just because you found them in the bargain basement. Equally, you shouldn't overspend on the latest pair of brand name shoes that claim to have the latest in running technology. It's unlikely that either of these options will be the perfect shoe for you.
2. Getting the Right Fit
2-1. Make sure your toes have enough room.
Making sure your toes have enough room is one of the most important things to look for in a new pair of running shoes.
Your toes should be able to move freely from side to side within the shoe's forefoot. When standing normally, your little toe should not be sitting on the edge of the insole.
There should be about one thumbs-width of space between your longest toe and the top of the shoe. Have a sales assistant or friend measure this while you are standing up straight.
Make sure the top of the shoe doesn't fit too tightly across your toes - you should be able to wiggle your toes up and down, as if playing the piano!
2-2. Make sure the heel fits comfortably.
If the heel of your running shoe is too tight or too loose, it can cause irritation while running.
The perfect running shoe will fit snugly around your heel, but won't be too tight. When your shoes are laced to the final eyelet (but not tied) you should be able to slip your foot out of the shoe without too much difficulty.
A little bit of movement around the heel is acceptable, but if you have any doubts you should trust your gut. Remember that any slight issues you have while trying shoes on in the store will be amplified once you go for your first run.
2-3. Make sure the shoe's upper feels snug but not tight.
The shoe's upper should feel secure around your instep, but it should not feel in any way uncomfortable or tight.
If you feel any kind of pressure or tightness around your instep, the shoe is probably too small and you should try a bigger size.
However, if the pressure or pain is concentrated in the area beneath the laces, you may want to try lacing the shoe a different way before moving on to the next shoe.
2-4. Check the flex point of the shoes.
The flex point of the shoe is the point at which it bends while running. For optimal comfort, the flex point of the shoe should match the bending point of your foot.
You can check the flex point of the shoe by holding it by the heel and pressing the toe of the shoe onto the ground. The point where the shoe bends and creases (if it bends at all) is the flex point.
This step is important, because if the flex point of the shoe doesn't align with your foot it can cause problems like arch pain or plantar fasciitis (heel pain).
2-5. Choose the right shoes for your arches.
Knowing your arch type and contour will come in handy when determining what shape and support level you require in a running shoe.
People with flat arches will require a shoe with more stability and support. However, you shouldn't overdo it on the support either -- it should feel as natural possible. If your arch starts to cramp while testing out the shoe, chances are it has too much support.
People with high arches may need a curved shoe, which matches the natural contour of their foot.
3. Knowing What to Avoid
3-1. Avoid buying fashionable shoes.
You shouldn't buy a pair of shoes just because they're brightly colored, flashy-looking or feel light as a feather.
Shoe manufacturers use these features to manipulate consumers into making an impulse purchase, without really considering if the shoe is the right choice for their needs.
In the long run, you are much better off buying a plain looking shoe that fits like a glove and provides your with the support you need, rather than a fashionable, pretty-looking shoe that hurts your feet after the first week of running.
3-2. Avoid gimmicks.
You should also avoid buying into the notion that a shoe with "special features" will help you to run longer, faster or better.
A lot of shoes will advertise features like shock-absorbing cushioning or claim to help you lose weight or even cure an injury. However, experts say that there is no significant difference between these shoes and most basic, no-frills running shoes.
Even those minimalist shoes designed to mimic barefoot running which have become so popular in recent years have not been scientifically proven to reduce a runner's risk of injury.
3-3. Don't forget to test out the shoes before buying.
On average, it takes a shopper 10 to 15 seconds to pick out a new pair of running shoes. However, it is highly recommended that you test out your new shoes for at least a few minutes before you make a decision.
Try on both shoes and spend a few minutes tying them up, walking around and trying out different movements. If possible, run on the store's treadmill or do a lap around the store to see how they feel while you are actually running (that's what you're buying them for, after all).
You should also avoid limiting yourself when it comes to the number of pairs you try on. A good sales assistant will be able to pick out a selection of running shoes that fit your needs, so take the time to try each of them on and choose the ones you like best.
3-4. Don't forget to ask for deals.
Many specialty running stores offer deals and discounts to local running or track clubs, so don't forget to ask before you pay!
These offers could include something like a 10% discount or a special reduced price when you buy more than one pair of shoes at a time (which is common for dedicated runners).
Some stores may require you become a member before you can qualify for a discount, which require a small membership fee. However, if you were happy with the service and found a pair of shoes that you love, this can definitely be worth it.
3-5. Don't wait too long before buying your next pair.
Keep in mind that even good running shoes are only designed to last for 400 to 500 miles (640 to 800 km).
As a result, your shoes will need to be replaced approximately every six months (for the average runner). It doesn't matter if they still look good, if the support has been worn out you're at a much higher risk of getting injured.
Make a note of the date each time you buy a new pair of running shoes, this will help you to keep track of when you're due for a new pair.
Tips
Ask the store owner for help as you pick out your shoes because they are the experts and generally they know more than you about it.
|
{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. Shopping Strategically\\n1-1. Shop at specialty running stores.\\nWhen shopping for a new pair of running shoes, it's best to go to a smaller, specialty running store rather than a large department store. In general, the staff at specialty running stores will be more knowledgeable and have more time to spend with each individual customer.\\nA good salesperson will ask you many questions about your running style and patterns in order to determine the right style of shoe for you. They will ask you how many miles you run in a week, if you're a road runner or a trail runner, and if you are currently training for a race or marathon.\\nThe salesperson may also conduct several tests to determine how you run. They may watch you run on a treadmill to see whether you overpronate (roll your foot inwards) or supinate (roll your foot outwards) when your foot hits the ground. They may also conduct an arch test to see whether you have normal, high or fallen arches.\\nThese factors will help to determine what type of running shoe is best for you.\\n1-2. Bring your current running shoes and any socks or inserts.\\nWhen you go shopping for a new pair of running shoes, it's important to bring any shoes, socks or inserts that you currently use with you -- these will help the sales assistant to identify your needs and also help you to choose a shoe that fits correctly.\\nThe sales assistant may examine the wear patterns on your old shoes to confirm your running style. For example, if the wear patterns are mainly concentrated on the inside edge of the shoe, this indicates that you tend to overpronate as you run. Overpronators usually require stability or motion control shoes.\\nIt's important to wear your regular socks and inserts when trying on new shoes, otherwise you risk buying a pair of shoes that seem to fit in the store, but feel too smart once you start running in them.\\nYou should also wear your regular running clothes when you go shopping for running shoes, so you'll feel comfortable running on a treadmill or doing a lap around the store when the time comes to test them out. Don't go shopping for running shoes when you're wearing a suit or when wearing sandals or flip-flops with no socks.\\n1-3. Shop later in the day.\\nMany people make the mistake of shopping for running shoes early in the morning, but this doesn't take the fact that your feet swell throughout the day into account.\\nAs a result of this swelling, a shoe that fits in the morning may not feel so comfortable come evening time. Plan your shopping trip for some time after 4pm, as your feet won't swell much more after this time.\\nThis is important as your feet also swell while you run, so you need to buy shoes that are comfortable when your feet are at their biggest.\\n1-4. Get your foot measured.\\nAnother common mistake people make is to assume that they know their foot size. However, the length and width of a person's foot tends to change over time (due to things like pregnancy and falling arches). Therefore, you should get your foot measured each time you buy a new pair of shoes.\\nIn general, your running shoes should be between a half and a full size bigger than your street shoes. This gives your feet more space to move around as you run.\\nIn addition, it's important to remember that sizing can be different across different brands, due to their design and the materials used. So even if you're a size 7 in Nike shoes, you may be a 7.5 in Reeboks.\\nRunning in shoes that are too small can lead to things like blisters and blackened toenails, which is no fun. So don't worry too much about getting a shoe in \\\"your\\\" size, just buy a shoe that fits!\\n1-5. Be prepared to spend a little money.\\nThere's no hard and fast rule when it comes to how much you should spend on a pair of running shoes, but in general you should expect to pay somewhere between $70 and $120.\\nRunning shoes are an investment -- the right pair will help you to run comfortably while avoiding injuries and accidents. Buying a good pair of running shoes now may save you money on doctor's bills or physical therapy appointments down the line.\\nDon't be tempted to buy a cheap pair of running shoes just because you found them in the bargain basement. Equally, you shouldn't overspend on the latest pair of brand name shoes that claim to have the latest in running technology. It's unlikely that either of these options will be the perfect shoe for you.\\n2. Getting the Right Fit\\n2-1. Make sure your toes have enough room.\\nMaking sure your toes have enough room is one of the most important things to look for in a new pair of running shoes.\\nYour toes should be able to move freely from side to side within the shoe's forefoot. When standing normally, your little toe should not be sitting on the edge of the insole.\\nThere should be about one thumbs-width of space between your longest toe and the top of the shoe. Have a sales assistant or friend measure this while you are standing up straight.\\nMake sure the top of the shoe doesn't fit too tightly across your toes - you should be able to wiggle your toes up and down, as if playing the piano!\\n2-2. Make sure the heel fits comfortably.\\nIf the heel of your running shoe is too tight or too loose, it can cause irritation while running.\\nThe perfect running shoe will fit snugly around your heel, but won't be too tight. When your shoes are laced to the final eyelet (but not tied) you should be able to slip your foot out of the shoe without too much difficulty.\\nA little bit of movement around the heel is acceptable, but if you have any doubts you should trust your gut. Remember that any slight issues you have while trying shoes on in the store will be amplified once you go for your first run.\\n2-3. Make sure the shoe's upper feels snug but not tight.\\nThe shoe's upper should feel secure around your instep, but it should not feel in any way uncomfortable or tight.\\nIf you feel any kind of pressure or tightness around your instep, the shoe is probably too small and you should try a bigger size.\\nHowever, if the pressure or pain is concentrated in the area beneath the laces, you may want to try lacing the shoe a different way before moving on to the next shoe.\\n2-4. Check the flex point of the shoes.\\nThe flex point of the shoe is the point at which it bends while running. For optimal comfort, the flex point of the shoe should match the bending point of your foot.\\nYou can check the flex point of the shoe by holding it by the heel and pressing the toe of the shoe onto the ground. The point where the shoe bends and creases (if it bends at all) is the flex point.\\nThis step is important, because if the flex point of the shoe doesn't align with your foot it can cause problems like arch pain or plantar fasciitis (heel pain).\\n2-5. Choose the right shoes for your arches.\\nKnowing your arch type and contour will come in handy when determining what shape and support level you require in a running shoe.\\nPeople with flat arches will require a shoe with more stability and support. However, you shouldn't overdo it on the support either -- it should feel as natural possible. If your arch starts to cramp while testing out the shoe, chances are it has too much support.\\nPeople with high arches may need a curved shoe, which matches the natural contour of their foot.\\n3. Knowing What to Avoid\\n3-1. Avoid buying fashionable shoes.\\nYou shouldn't buy a pair of shoes just because they're brightly colored, flashy-looking or feel light as a feather.\\nShoe manufacturers use these features to manipulate consumers into making an impulse purchase, without really considering if the shoe is the right choice for their needs.\\nIn the long run, you are much better off buying a plain looking shoe that fits like a glove and provides your with the support you need, rather than a fashionable, pretty-looking shoe that hurts your feet after the first week of running.\\n3-2. Avoid gimmicks.\\nYou should also avoid buying into the notion that a shoe with \\\"special features\\\" will help you to run longer, faster or better.\\nA lot of shoes will advertise features like shock-absorbing cushioning or claim to help you lose weight or even cure an injury. However, experts say that there is no significant difference between these shoes and most basic, no-frills running shoes.\\nEven those minimalist shoes designed to mimic barefoot running which have become so popular in recent years have not been scientifically proven to reduce a runner's risk of injury.\\n3-3. Don't forget to test out the shoes before buying.\\nOn average, it takes a shopper 10 to 15 seconds to pick out a new pair of running shoes. However, it is highly recommended that you test out your new shoes for at least a few minutes before you make a decision.\\nTry on both shoes and spend a few minutes tying them up, walking around and trying out different movements. If possible, run on the store's treadmill or do a lap around the store to see how they feel while you are actually running (that's what you're buying them for, after all).\\nYou should also avoid limiting yourself when it comes to the number of pairs you try on. A good sales assistant will be able to pick out a selection of running shoes that fit your needs, so take the time to try each of them on and choose the ones you like best.\\n3-4. Don't forget to ask for deals.\\nMany specialty running stores offer deals and discounts to local running or track clubs, so don't forget to ask before you pay!\\nThese offers could include something like a 10% discount or a special reduced price when you buy more than one pair of shoes at a time (which is common for dedicated runners).\\nSome stores may require you become a member before you can qualify for a discount, which require a small membership fee. However, if you were happy with the service and found a pair of shoes that you love, this can definitely be worth it.\\n3-5. Don't wait too long before buying your next pair.\\nKeep in mind that even good running shoes are only designed to last for 400 to 500 miles (640 to 800 km).\\nAs a result, your shoes will need to be replaced approximately every six months (for the average runner). It doesn't matter if they still look good, if the support has been worn out you're at a much higher risk of getting injured.\\nMake a note of the date each time you buy a new pair of running shoes, this will help you to keep track of when you're due for a new pair.\\nTips\\nAsk the store owner for help as you pick out your shoes because they are the experts and generally they know more than you about it.\\n\", \"简要回答\": \"Running shoes can have a huge impact on how comfortable you feel while running, whether you're jogging around your local track, trail running through a forest or competing in a marathon. The right pair can also help you to avoid accidents and injuries, while the wrong pair can actually increase the likelihood of getting hurt. As a result, buying the right pair of running shoes is an important decision, especially for dedicated runners. So start with Step 1 below for some helpful advice on how to buy the best running shoes for you.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Shopping Strategically\", \"步骤\": [{\"编号\": 1, \"标题\": \"Shop at specialty running stores.\", \"描述\": \"When shopping for a new pair of running shoes, it's best to go to a smaller, specialty running store rather than a large department store. In general, the staff at specialty running stores will be more knowledgeable and have more time to spend with each individual customer.\\nA good salesperson will ask you many questions about your running style and patterns in order to determine the right style of shoe for you. They will ask you how many miles you run in a week, if you're a road runner or a trail runner, and if you are currently training for a race or marathon.\\nThe salesperson may also conduct several tests to determine how you run. They may watch you run on a treadmill to see whether you overpronate (roll your foot inwards) or supinate (roll your foot outwards) when your foot hits the ground. They may also conduct an arch test to see whether you have normal, high or fallen arches.\\nThese factors will help to determine what type of running shoe is best for you.\"}, {\"编号\": 2, \"标题\": \"Bring your current running shoes and any socks or inserts.\", \"描述\": \"When you go shopping for a new pair of running shoes, it's important to bring any shoes, socks or inserts that you currently use with you -- these will help the sales assistant to identify your needs and also help you to choose a shoe that fits correctly.\\nThe sales assistant may examine the wear patterns on your old shoes to confirm your running style. For example, if the wear patterns are mainly concentrated on the inside edge of the shoe, this indicates that you tend to overpronate as you run. Overpronators usually require stability or motion control shoes.\\nIt's important to wear your regular socks and inserts when trying on new shoes, otherwise you risk buying a pair of shoes that seem to fit in the store, but feel too smart once you start running in them.\\nYou should also wear your regular running clothes when you go shopping for running shoes, so you'll feel comfortable running on a treadmill or doing a lap around the store when the time comes to test them out. Don't go shopping for running shoes when you're wearing a suit or when wearing sandals or flip-flops with no socks.\"}, {\"编号\": 3, \"标题\": \"Shop later in the day.\", \"描述\": \"Many people make the mistake of shopping for running shoes early in the morning, but this doesn't take the fact that your feet swell throughout the day into account.\\nAs a result of this swelling, a shoe that fits in the morning may not feel so comfortable come evening time. Plan your shopping trip for some time after 4pm, as your feet won't swell much more after this time.\\nThis is important as your feet also swell while you run, so you need to buy shoes that are comfortable when your feet are at their biggest.\"}, {\"编号\": 4, \"标题\": \"Get your foot measured.\", \"描述\": \"Another common mistake people make is to assume that they know their foot size. However, the length and width of a person's foot tends to change over time (due to things like pregnancy and falling arches). Therefore, you should get your foot measured each time you buy a new pair of shoes.\\nIn general, your running shoes should be between a half and a full size bigger than your street shoes. This gives your feet more space to move around as you run.\\nIn addition, it's important to remember that sizing can be different across different brands, due to their design and the materials used. So even if you're a size 7 in Nike shoes, you may be a 7.5 in Reeboks.\\nRunning in shoes that are too small can lead to things like blisters and blackened toenails, which is no fun. So don't worry too much about getting a shoe in \\\"your\\\" size, just buy a shoe that fits!\"}, {\"编号\": 5, \"标题\": \"Be prepared to spend a little money.\", \"描述\": \"There's no hard and fast rule when it comes to how much you should spend on a pair of running shoes, but in general you should expect to pay somewhere between $70 and $120.\\nRunning shoes are an investment -- the right pair will help you to run comfortably while avoiding injuries and accidents. Buying a good pair of running shoes now may save you money on doctor's bills or physical therapy appointments down the line.\\nDon't be tempted to buy a cheap pair of running shoes just because you found them in the bargain basement. Equally, you shouldn't overspend on the latest pair of brand name shoes that claim to have the latest in running technology. It's unlikely that either of these options will be the perfect shoe for you.\"}]}, {\"编号\": 2, \"标题\": \"Getting the Right Fit\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure your toes have enough room.\", \"描述\": \"Making sure your toes have enough room is one of the most important things to look for in a new pair of running shoes.\\nYour toes should be able to move freely from side to side within the shoe's forefoot. When standing normally, your little toe should not be sitting on the edge of the insole.\\nThere should be about one thumbs-width of space between your longest toe and the top of the shoe. Have a sales assistant or friend measure this while you are standing up straight.\\nMake sure the top of the shoe doesn't fit too tightly across your toes - you should be able to wiggle your toes up and down, as if playing the piano!\"}, {\"编号\": 2, \"标题\": \"Make sure the heel fits comfortably.\", \"描述\": \"If the heel of your running shoe is too tight or too loose, it can cause irritation while running.\\nThe perfect running shoe will fit snugly around your heel, but won't be too tight. When your shoes are laced to the final eyelet (but not tied) you should be able to slip your foot out of the shoe without too much difficulty.\\nA little bit of movement around the heel is acceptable, but if you have any doubts you should trust your gut. Remember that any slight issues you have while trying shoes on in the store will be amplified once you go for your first run.\"}, {\"编号\": 3, \"标题\": \"Make sure the shoe's upper feels snug but not tight.\", \"描述\": \"The shoe's upper should feel secure around your instep, but it should not feel in any way uncomfortable or tight.\\nIf you feel any kind of pressure or tightness around your instep, the shoe is probably too small and you should try a bigger size.\\nHowever, if the pressure or pain is concentrated in the area beneath the laces, you may want to try lacing the shoe a different way before moving on to the next shoe.\"}, {\"编号\": 4, \"标题\": \"Check the flex point of the shoes.\", \"描述\": \"The flex point of the shoe is the point at which it bends while running. For optimal comfort, the flex point of the shoe should match the bending point of your foot.\\nYou can check the flex point of the shoe by holding it by the heel and pressing the toe of the shoe onto the ground. The point where the shoe bends and creases (if it bends at all) is the flex point.\\nThis step is important, because if the flex point of the shoe doesn't align with your foot it can cause problems like arch pain or plantar fasciitis (heel pain).\"}, {\"编号\": 5, \"标题\": \"Choose the right shoes for your arches.\", \"描述\": \"Knowing your arch type and contour will come in handy when determining what shape and support level you require in a running shoe.\\nPeople with flat arches will require a shoe with more stability and support. However, you shouldn't overdo it on the support either -- it should feel as natural possible. If your arch starts to cramp while testing out the shoe, chances are it has too much support.\\nPeople with high arches may need a curved shoe, which matches the natural contour of their foot.\"}]}, {\"编号\": 3, \"标题\": \"Knowing What to Avoid\", \"步骤\": [{\"编号\": 1, \"标题\": \"Avoid buying fashionable shoes.\", \"描述\": \"You shouldn't buy a pair of shoes just because they're brightly colored, flashy-looking or feel light as a feather.\\nShoe manufacturers use these features to manipulate consumers into making an impulse purchase, without really considering if the shoe is the right choice for their needs.\\nIn the long run, you are much better off buying a plain looking shoe that fits like a glove and provides your with the support you need, rather than a fashionable, pretty-looking shoe that hurts your feet after the first week of running.\"}, {\"编号\": 2, \"标题\": \"Avoid gimmicks.\", \"描述\": \"You should also avoid buying into the notion that a shoe with \\\"special features\\\" will help you to run longer, faster or better.\\nA lot of shoes will advertise features like shock-absorbing cushioning or claim to help you lose weight or even cure an injury. However, experts say that there is no significant difference between these shoes and most basic, no-frills running shoes.\\nEven those minimalist shoes designed to mimic barefoot running which have become so popular in recent years have not been scientifically proven to reduce a runner's risk of injury.\"}, {\"编号\": 3, \"标题\": \"Don't forget to test out the shoes before buying.\", \"描述\": \"On average, it takes a shopper 10 to 15 seconds to pick out a new pair of running shoes. However, it is highly recommended that you test out your new shoes for at least a few minutes before you make a decision.\\nTry on both shoes and spend a few minutes tying them up, walking around and trying out different movements. If possible, run on the store's treadmill or do a lap around the store to see how they feel while you are actually running (that's what you're buying them for, after all).\\nYou should also avoid limiting yourself when it comes to the number of pairs you try on. A good sales assistant will be able to pick out a selection of running shoes that fit your needs, so take the time to try each of them on and choose the ones you like best.\"}, {\"编号\": 4, \"标题\": \"Don't forget to ask for deals.\", \"描述\": \"Many specialty running stores offer deals and discounts to local running or track clubs, so don't forget to ask before you pay!\\nThese offers could include something like a 10% discount or a special reduced price when you buy more than one pair of shoes at a time (which is common for dedicated runners).\\nSome stores may require you become a member before you can qualify for a discount, which require a small membership fee. However, if you were happy with the service and found a pair of shoes that you love, this can definitely be worth it.\"}, {\"编号\": 5, \"标题\": \"Don't wait too long before buying your next pair.\", \"描述\": \"Keep in mind that even good running shoes are only designed to last for 400 to 500 miles (640 to 800 km).\\nAs a result, your shoes will need to be replaced approximately every six months (for the average runner). It doesn't matter if they still look good, if the support has been worn out you're at a much higher risk of getting injured.\\nMake a note of the date each time you buy a new pair of running shoes, this will help you to keep track of when you're due for a new pair.\"}], \"小提示\": [\"Ask the store owner for help as you pick out your shoes because they are the experts and generally they know more than you about it.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,928 |
How and Where to Buy SafeMoon Cryptocurrency Tokens
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1. What is SafeMoon?
1-1. SafeMoon is a DeFi (decentralized finance) blockchain project on the Binance Smart Chain.
When you buy SafeMoon, you're buying a token on the SafeMoon blockchain called SFM.
The original token was called SAFEMOON, but there is no longer support for that token.
1-2. To reduce price volatility, SafeMoon charges a 10% transaction fee for each sale or purchase of SFM.
These fees encourage people to hold on to their SafeMoon rather than trade it, which aims to keep the price immune from major dips and spikes.
To reward people for holding SFM in their wallets, 4% of each transaction fee is distributed among all SafeMoon holders.
1-3. SafeMoon is deflationary.
2% of each transaction fee is added to SafeMoon's burn wallet, which holds nearly half of the SafeMoon supply. These tokens are burned to reduce the overall supply, making the existing tokens more scarce (and hopefully more valuable over time).
2. Buying in SafeMoon Wallet
2-1. Install the SafeMoon Wallet app on your Android, iPhone, or iPad.
SafeMoon Wallet, the official wallet of SafeMoon, is the safest and easiest way to buy and store SafeMoon. You can download SafeMoon Wallet from the App Store or the Google Play Store.
SafeMoon Wallet uses MoonPay to process payments. You'll be able to create your MoonPay account and confirm your identity through the SafeMoon app.
Like other services that allow you to buy cryptocurrency with fiat (your local currency), you'll need to provide some personal information and identification to complete your purchase.
2-2. Open SafeMoon Wallet and tap Create a New Wallet.
This option walks you through the simple process of creating your wallet.
2-3. Write down your recovery phrase and confirm.
This 12-word phrase is particularly important, so write it down exactly as it's displayed right now—you won't have another chance to do so later. When prompted, select the words in your recovery phrase to confirm that you've written it down.
If you ever forget your SafeMoon wallet password or need to reinstall the app, you'll have to enter this phrase to recover your funds. Without this phrase, you will lose access to your SafeMoon and any other funds in your wallet.
Do not share your recovery phrase with anyone.
2-4. Create your password.
This is the password you'll use to access the SafeMoon wallet on this Android, iPhone, or iPad.
2-5. Check the price of SafeMoon.
You'll see the price on the "SafeMoon v2" panel. SafeMoon v2 is the current version of SafeMoon, and its token name is SFM. That's the one you want.
The older token was called SAFEMOON, and that's not the one you want to buy—if you bought SAFEMOON you'd need to migrate it to SFM to have the most current version of the token.
2-6. Tap Buy.
It's the shopping cart icon in the upper area of the screen.
2-7. Tap Purchase under "MoonPay."
This option allows you to purchase BNB (Binance coin), which you'll need to buy SafeMoon.
2-8. Select Smart Chain.
It's the first option.
2-9. Enter the amount you want to spend and tap Continue.
Before you can buy SafeMoon, you must buy BNB. Enter the dollar amount you want to spend on SafeMoon to purchase that amount of BNB, which you can then convert to SafeMoon.
Tap to see the amount of fees you'll need to pay in addition to the amount you spend on BNB.
The minimum you can purchase is $30 worth of BNB.
2-10. Create your MoonPay account and complete your purchase.
Enter your email address and tap to sign up for MoonPay. When you receive your verification code via email, enter it into the "Verification code" field and tap .
Once confirmed, you'll have to enter your name, date of birth, address, a photo of your ID, and other information to complete the sign-up process.
Once your identity is verified, you'll be able to provide your banking or card information to complete your purchase of BNB tokens.
When the purchase is complete, you'll see your total amount of BNB in the "Smart Chain" section of the SafeMoon app.
2-11. Tap Swap.
It's at the bottom of the screen. You'll see a screen that displays a 12% slippage, which represents the possible difference between the expected price of the order and the price at which it actually executes.
You must choose 12% because the app has to account for SafeMoon's 10% transaction fee in addition to price fluctuations.
2-12. Swap your BNB for SafeMoon.
This is the last step in finally getting some SafeMoon into your wallet! To trade your BNB for SFM:
Select from the top box.
Enter the amount of BNB you want to trade for SafeMoon. If you want to use all of your BNB to buy SafeMoon, tap .
Select from the second tile. The amount of SafeMoon you can buy with the selected amount of BNB will automatically appear in the field.
2-13. Tap Swap to confirm.
After a few moments, your new SafeMoon tokens will be added to your wallet.
3. Buying with Trust Wallet with PancakeSwap
3-1. Install Trust Wallet on your Android, iPhone, or iPad.
To buy SafeMoon, you'll need a cryptocurrency wallet that supports both SafeMoon (SFM) and Binance Smart Chain coin (BNB) and allows you to make purchases with fiat (your local currency). Trust Wallet, a mobile wallet app largely owned by Binance, meets all of the marks.
You can download Trust Wallet for your iPhone or iPad from the App Store, or for your Android from Play Store. On the stores, the app is called Trust: Crypto & Bitcoin Wallet.
Trust Wallet uses MoonPay to process payments. Like other services that allow you to buy cryptocurrency with fiat (your local currency), you'll need to provide some personal information and identification to complete your purchase.
3-2. Create a new wallet in Trust Wallet.
To get started, tap , agree to the terms, and follow the instructions for backing up your new wallet.
3-3. Write down your secret phrase and confirm.
This 12-word phrase is especially important, so write it down exactly as it's displayed right now—you won't have another chance to do so later. When prompted, select the words in your secret phrase to confirm that you've written it down.
If you ever forget your Trust Wallet password or need to reinstall the app, you'll have to enter this phrase to recover your funds. Without this phrase, you will lose access to any funds in your Trust Wallet, including your SafeMoon.
Do not share your secret phrase with anyone.
3-4. Tap Buy and select BNB.
You'll first need to purchase BNB (Binance's official coin) and then swap it out for SafeMoon.
3-5. Enter the amount you want to spend and tap Continue.
Remember, you'll have to buy BNB first, so enter the total dollar amount you're willing to spend today. Once you complete your BNB order, you'll be able to use BNB as currency to buy SafeMoon in an exchange.
There is a $50 minimum purchase.
Fees will be automatically added to your purchase—you can tap to see what you'll be charged.
3-6. Review the wallet address and tap Continue.
You won't actually have to enter your wallet address, as it'll be pre-filled in the field. It'll look like a long series of letters and numbers.
3-7. Complete your purchase with MoonPay.
To pay for your BNB, you'll need to sign up for MoonPay, which will then allow you to use your bank account or card to make your purchase.
Enter your email address and tap , and then follow the on-screen instructions to retrieve and enter your verification code.
Like all other wallets and exchanges that allow you to make purchases with fiat (your local government's currency), you'll need to take a photo of your ID to complete your purchase. Follow the on-screen instructions to enter your personal info and confirm your identity.
Provide your payment information and confirm your purchase.
When the purchase is complete, you'll see your total amount of BNB in Trust Wallet.
3-8. Add SafeMoon to Trust Wallet.
The next thing you'll need to do is add the SFM token (SafeMoon v2) to your list of coins in Trust Wallet. SFM is SafeMoon v2, which is the version of SafeMoon that you want. Anyone who still has the outdated version of the token (which was SAFEMOON) now needs to migrate to the latest version (SFM). Here's how to get the right SafeMoon:
Tap the settings icon at the top-right corner of Trust Wallet.
Search for sfm.
Tap the "SafeMoon V2 (SFM)" switch to turn on SafeMoon and tap . SafeMoon v2 now appears in your wallet, although the value is still at 0.
3-9. Connect Trust Wallet to PancakeSwap.
The steps to do this are going to be a little different depending on whether you're using Android or iOS:
Tap at the top of TrustWallet.
Scroll down to "Popular" and select .
Tap on the PancakeSwap page.
If you see a "Connect" button on the resulting page, tap and choose from the list.
Open your web browser and go to https://exchange.pancakeswap.finance.
Tap at the top of the page.
Tap .
Select and tap to open Trust Wallet.
Tap in Trust Wallet and return to your browser to confirm.
3-10. Go to https://exchange.pancakeswap.finance and tap Swap.
You'll see this option at the top of the page.
3-11. Choose to swap BNB for SFM.
Select as the first token in the swap, and as the second token. You have to choose to buy SafeMoon. Don't select the antiquated token called !
If you want to use all your BNB to buy SafeMoon, you can tap in the top field. Otherwise, you can specify the amount you want to swap in the fields provided.
3-12. Set the "Slippage Tolerance" to 12%.
Slippage represents the possible difference between the expected price of the order and the price at which it executes. You must choose 12% because the exchange has to account for SafeMoon's 10% transaction fee in addition to price fluctuations.
3-13. Complete the swap.
The process is a little different depending on your phone or tablet. Once you finish confirming the swap, your SafeMoon tokens will appear in the SafeMoon v2 tile in Trust Wallet. Here's how to swap:
If you have an Android, tap , and then tap Then, in Trust Wallet, tap .
With an iPhone or iPad, tap in PancakeSwap, and then tap to open Trust Wallet when prompted. To approve, tap in Trust Wallet. Now you'll need to return to PancakeSwap to transfer the actual tokens—tap in PancakeSwap, tap again to return to Trust Wallet, and then tap one last time.
|
{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. What is SafeMoon?\\n1-1. SafeMoon is a DeFi (decentralized finance) blockchain project on the Binance Smart Chain.\\nWhen you buy SafeMoon, you're buying a token on the SafeMoon blockchain called SFM.\\nThe original token was called SAFEMOON, but there is no longer support for that token.\\n1-2. To reduce price volatility, SafeMoon charges a 10% transaction fee for each sale or purchase of SFM.\\nThese fees encourage people to hold on to their SafeMoon rather than trade it, which aims to keep the price immune from major dips and spikes.\\nTo reward people for holding SFM in their wallets, 4% of each transaction fee is distributed among all SafeMoon holders.\\n1-3. SafeMoon is deflationary.\\n2% of each transaction fee is added to SafeMoon's burn wallet, which holds nearly half of the SafeMoon supply. These tokens are burned to reduce the overall supply, making the existing tokens more scarce (and hopefully more valuable over time).\\n2. Buying in SafeMoon Wallet\\n2-1. Install the SafeMoon Wallet app on your Android, iPhone, or iPad.\\nSafeMoon Wallet, the official wallet of SafeMoon, is the safest and easiest way to buy and store SafeMoon. You can download SafeMoon Wallet from the App Store or the Google Play Store.\\nSafeMoon Wallet uses MoonPay to process payments. You'll be able to create your MoonPay account and confirm your identity through the SafeMoon app.\\nLike other services that allow you to buy cryptocurrency with fiat (your local currency), you'll need to provide some personal information and identification to complete your purchase.\\n2-2. Open SafeMoon Wallet and tap Create a New Wallet.\\nThis option walks you through the simple process of creating your wallet.\\n2-3. Write down your recovery phrase and confirm.\\nThis 12-word phrase is particularly important, so write it down exactly as it's displayed right now—you won't have another chance to do so later. When prompted, select the words in your recovery phrase to confirm that you've written it down.\\nIf you ever forget your SafeMoon wallet password or need to reinstall the app, you'll have to enter this phrase to recover your funds. Without this phrase, you will lose access to your SafeMoon and any other funds in your wallet.\\nDo not share your recovery phrase with anyone.\\n2-4. Create your password.\\nThis is the password you'll use to access the SafeMoon wallet on this Android, iPhone, or iPad.\\n2-5. Check the price of SafeMoon.\\nYou'll see the price on the \\\"SafeMoon v2\\\" panel. SafeMoon v2 is the current version of SafeMoon, and its token name is SFM. That's the one you want.\\nThe older token was called SAFEMOON, and that's not the one you want to buy—if you bought SAFEMOON you'd need to migrate it to SFM to have the most current version of the token.\\n2-6. Tap Buy.\\nIt's the shopping cart icon in the upper area of the screen.\\n2-7. Tap Purchase under \\\"MoonPay.\\\"\\nThis option allows you to purchase BNB (Binance coin), which you'll need to buy SafeMoon.\\n2-8. Select Smart Chain.\\nIt's the first option.\\n2-9. Enter the amount you want to spend and tap Continue.\\nBefore you can buy SafeMoon, you must buy BNB. Enter the dollar amount you want to spend on SafeMoon to purchase that amount of BNB, which you can then convert to SafeMoon.\\nTap to see the amount of fees you'll need to pay in addition to the amount you spend on BNB.\\nThe minimum you can purchase is $30 worth of BNB.\\n2-10. Create your MoonPay account and complete your purchase.\\nEnter your email address and tap to sign up for MoonPay. When you receive your verification code via email, enter it into the \\\"Verification code\\\" field and tap .\\nOnce confirmed, you'll have to enter your name, date of birth, address, a photo of your ID, and other information to complete the sign-up process.\\nOnce your identity is verified, you'll be able to provide your banking or card information to complete your purchase of BNB tokens.\\nWhen the purchase is complete, you'll see your total amount of BNB in the \\\"Smart Chain\\\" section of the SafeMoon app.\\n2-11. Tap Swap.\\nIt's at the bottom of the screen. You'll see a screen that displays a 12% slippage, which represents the possible difference between the expected price of the order and the price at which it actually executes.\\nYou must choose 12% because the app has to account for SafeMoon's 10% transaction fee in addition to price fluctuations.\\n2-12. Swap your BNB for SafeMoon.\\nThis is the last step in finally getting some SafeMoon into your wallet! To trade your BNB for SFM:\\nSelect from the top box.\\nEnter the amount of BNB you want to trade for SafeMoon. If you want to use all of your BNB to buy SafeMoon, tap .\\nSelect from the second tile. The amount of SafeMoon you can buy with the selected amount of BNB will automatically appear in the field.\\n2-13. Tap Swap to confirm.\\nAfter a few moments, your new SafeMoon tokens will be added to your wallet.\\n3. Buying with Trust Wallet with PancakeSwap\\n3-1. Install Trust Wallet on your Android, iPhone, or iPad.\\nTo buy SafeMoon, you'll need a cryptocurrency wallet that supports both SafeMoon (SFM) and Binance Smart Chain coin (BNB) and allows you to make purchases with fiat (your local currency). Trust Wallet, a mobile wallet app largely owned by Binance, meets all of the marks.\\nYou can download Trust Wallet for your iPhone or iPad from the App Store, or for your Android from Play Store. On the stores, the app is called Trust: Crypto & Bitcoin Wallet.\\nTrust Wallet uses MoonPay to process payments. Like other services that allow you to buy cryptocurrency with fiat (your local currency), you'll need to provide some personal information and identification to complete your purchase.\\n3-2. Create a new wallet in Trust Wallet.\\nTo get started, tap , agree to the terms, and follow the instructions for backing up your new wallet.\\n3-3. Write down your secret phrase and confirm.\\nThis 12-word phrase is especially important, so write it down exactly as it's displayed right now—you won't have another chance to do so later. When prompted, select the words in your secret phrase to confirm that you've written it down.\\nIf you ever forget your Trust Wallet password or need to reinstall the app, you'll have to enter this phrase to recover your funds. Without this phrase, you will lose access to any funds in your Trust Wallet, including your SafeMoon.\\nDo not share your secret phrase with anyone.\\n3-4. Tap Buy and select BNB.\\nYou'll first need to purchase BNB (Binance's official coin) and then swap it out for SafeMoon.\\n3-5. Enter the amount you want to spend and tap Continue.\\nRemember, you'll have to buy BNB first, so enter the total dollar amount you're willing to spend today. Once you complete your BNB order, you'll be able to use BNB as currency to buy SafeMoon in an exchange.\\nThere is a $50 minimum purchase.\\nFees will be automatically added to your purchase—you can tap to see what you'll be charged.\\n3-6. Review the wallet address and tap Continue.\\nYou won't actually have to enter your wallet address, as it'll be pre-filled in the field. It'll look like a long series of letters and numbers.\\n3-7. Complete your purchase with MoonPay.\\nTo pay for your BNB, you'll need to sign up for MoonPay, which will then allow you to use your bank account or card to make your purchase.\\nEnter your email address and tap , and then follow the on-screen instructions to retrieve and enter your verification code.\\nLike all other wallets and exchanges that allow you to make purchases with fiat (your local government's currency), you'll need to take a photo of your ID to complete your purchase. Follow the on-screen instructions to enter your personal info and confirm your identity.\\nProvide your payment information and confirm your purchase.\\nWhen the purchase is complete, you'll see your total amount of BNB in Trust Wallet.\\n3-8. Add SafeMoon to Trust Wallet.\\nThe next thing you'll need to do is add the SFM token (SafeMoon v2) to your list of coins in Trust Wallet. SFM is SafeMoon v2, which is the version of SafeMoon that you want. Anyone who still has the outdated version of the token (which was SAFEMOON) now needs to migrate to the latest version (SFM). Here's how to get the right SafeMoon:\\nTap the settings icon at the top-right corner of Trust Wallet.\\nSearch for sfm.\\nTap the \\\"SafeMoon V2 (SFM)\\\" switch to turn on SafeMoon and tap . SafeMoon v2 now appears in your wallet, although the value is still at 0.\\n3-9. Connect Trust Wallet to PancakeSwap.\\nThe steps to do this are going to be a little different depending on whether you're using Android or iOS:\\n\\n\\nTap at the top of TrustWallet.\\nScroll down to \\\"Popular\\\" and select .\\nTap on the PancakeSwap page.\\nIf you see a \\\"Connect\\\" button on the resulting page, tap and choose from the list.\\n\\n\\nOpen your web browser and go to https://exchange.pancakeswap.finance.\\nTap at the top of the page.\\nTap .\\nSelect and tap to open Trust Wallet.\\n\\nTap in Trust Wallet and return to your browser to confirm.\\n3-10. Go to https://exchange.pancakeswap.finance and tap Swap.\\nYou'll see this option at the top of the page.\\n3-11. Choose to swap BNB for SFM.\\nSelect as the first token in the swap, and as the second token. You have to choose to buy SafeMoon. Don't select the antiquated token called !\\nIf you want to use all your BNB to buy SafeMoon, you can tap in the top field. Otherwise, you can specify the amount you want to swap in the fields provided.\\n3-12. Set the \\\"Slippage Tolerance\\\" to 12%.\\nSlippage represents the possible difference between the expected price of the order and the price at which it executes. You must choose 12% because the exchange has to account for SafeMoon's 10% transaction fee in addition to price fluctuations.\\n3-13. Complete the swap.\\nThe process is a little different depending on your phone or tablet. Once you finish confirming the swap, your SafeMoon tokens will appear in the SafeMoon v2 tile in Trust Wallet. Here's how to swap:\\nIf you have an Android, tap , and then tap Then, in Trust Wallet, tap .\\nWith an iPhone or iPad, tap in PancakeSwap, and then tap to open Trust Wallet when prompted. To approve, tap in Trust Wallet. Now you'll need to return to PancakeSwap to transfer the actual tokens—tap in PancakeSwap, tap again to return to Trust Wallet, and then tap one last time.\\n\", \"简要回答\": \"Are you looking for an easy way to buy SafeMoon (SFM)? Even though you won't find it on major cryptocurrency exchanges like Coinbase, buying SafeMoon is now easier than ever thanks to the new SafeMoon Wallet mobile app. You'll need to buy Binance Coin (BNB) first, which is easy to do, and then swap it for SafeMoon. If you'd rather use a wallet that supports more tokens (or just prefer using exchanges), you can opt for Trust Wallet, which integrates perfectly with PancakeSwap. Read on to learn the two easiest ways to purchase SafeMoon!\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"What is SafeMoon?\", \"步骤\": [{\"编号\": 1, \"标题\": \"SafeMoon is a DeFi (decentralized finance) blockchain project on the Binance Smart Chain.\", \"描述\": \"When you buy SafeMoon, you're buying a token on the SafeMoon blockchain called SFM.\\nThe original token was called SAFEMOON, but there is no longer support for that token.\"}, {\"编号\": 2, \"标题\": \"To reduce price volatility, SafeMoon charges a 10% transaction fee for each sale or purchase of SFM.\", \"描述\": \"These fees encourage people to hold on to their SafeMoon rather than trade it, which aims to keep the price immune from major dips and spikes.\\nTo reward people for holding SFM in their wallets, 4% of each transaction fee is distributed among all SafeMoon holders.\"}, {\"编号\": 3, \"标题\": \"SafeMoon is deflationary.\", \"描述\": \"2% of each transaction fee is added to SafeMoon's burn wallet, which holds nearly half of the SafeMoon supply. These tokens are burned to reduce the overall supply, making the existing tokens more scarce (and hopefully more valuable over time).\"}]}, {\"编号\": 2, \"标题\": \"Buying in SafeMoon Wallet\", \"步骤\": [{\"编号\": 1, \"标题\": \"Install the SafeMoon Wallet app on your Android, iPhone, or iPad.\", \"描述\": \"SafeMoon Wallet, the official wallet of SafeMoon, is the safest and easiest way to buy and store SafeMoon. You can download SafeMoon Wallet from the App Store or the Google Play Store.\\nSafeMoon Wallet uses MoonPay to process payments. You'll be able to create your MoonPay account and confirm your identity through the SafeMoon app.\\nLike other services that allow you to buy cryptocurrency with fiat (your local currency), you'll need to provide some personal information and identification to complete your purchase.\"}, {\"编号\": 2, \"标题\": \"Open SafeMoon Wallet and tap Create a New Wallet.\", \"描述\": \"This option walks you through the simple process of creating your wallet.\"}, {\"编号\": 3, \"标题\": \"Write down your recovery phrase and confirm.\", \"描述\": \"This 12-word phrase is particularly important, so write it down exactly as it's displayed right now—you won't have another chance to do so later. When prompted, select the words in your recovery phrase to confirm that you've written it down.\\nIf you ever forget your SafeMoon wallet password or need to reinstall the app, you'll have to enter this phrase to recover your funds. Without this phrase, you will lose access to your SafeMoon and any other funds in your wallet.\\nDo not share your recovery phrase with anyone.\"}, {\"编号\": 4, \"标题\": \"Create your password.\", \"描述\": \"This is the password you'll use to access the SafeMoon wallet on this Android, iPhone, or iPad.\"}, {\"编号\": 5, \"标题\": \"Check the price of SafeMoon.\", \"描述\": \"You'll see the price on the \\\"SafeMoon v2\\\" panel. SafeMoon v2 is the current version of SafeMoon, and its token name is SFM. That's the one you want.\\nThe older token was called SAFEMOON, and that's not the one you want to buy—if you bought SAFEMOON you'd need to migrate it to SFM to have the most current version of the token.\"}, {\"编号\": 6, \"标题\": \"Tap Buy.\", \"描述\": \"It's the shopping cart icon in the upper area of the screen.\"}, {\"编号\": 7, \"标题\": \"Tap Purchase under \\\"MoonPay.\\\"\", \"描述\": \"This option allows you to purchase BNB (Binance coin), which you'll need to buy SafeMoon.\"}, {\"编号\": 8, \"标题\": \"Select Smart Chain.\", \"描述\": \"It's the first option.\"}, {\"编号\": 9, \"标题\": \"Enter the amount you want to spend and tap Continue.\", \"描述\": \"Before you can buy SafeMoon, you must buy BNB. Enter the dollar amount you want to spend on SafeMoon to purchase that amount of BNB, which you can then convert to SafeMoon.\\nTap to see the amount of fees you'll need to pay in addition to the amount you spend on BNB.\\nThe minimum you can purchase is $30 worth of BNB.\"}, {\"编号\": 10, \"标题\": \"Create your MoonPay account and complete your purchase.\", \"描述\": \"Enter your email address and tap to sign up for MoonPay. When you receive your verification code via email, enter it into the \\\"Verification code\\\" field and tap .\\nOnce confirmed, you'll have to enter your name, date of birth, address, a photo of your ID, and other information to complete the sign-up process.\\nOnce your identity is verified, you'll be able to provide your banking or card information to complete your purchase of BNB tokens.\\nWhen the purchase is complete, you'll see your total amount of BNB in the \\\"Smart Chain\\\" section of the SafeMoon app.\"}, {\"编号\": 11, \"标题\": \"Tap Swap.\", \"描述\": \"It's at the bottom of the screen. You'll see a screen that displays a 12% slippage, which represents the possible difference between the expected price of the order and the price at which it actually executes.\\nYou must choose 12% because the app has to account for SafeMoon's 10% transaction fee in addition to price fluctuations.\"}, {\"编号\": 12, \"标题\": \"Swap your BNB for SafeMoon.\", \"描述\": \"This is the last step in finally getting some SafeMoon into your wallet! To trade your BNB for SFM:\\nSelect from the top box.\\nEnter the amount of BNB you want to trade for SafeMoon. If you want to use all of your BNB to buy SafeMoon, tap .\\nSelect from the second tile. The amount of SafeMoon you can buy with the selected amount of BNB will automatically appear in the field.\"}, {\"编号\": 13, \"标题\": \"Tap Swap to confirm.\", \"描述\": \"After a few moments, your new SafeMoon tokens will be added to your wallet.\"}]}, {\"编号\": 3, \"标题\": \"Buying with Trust Wallet with PancakeSwap\", \"步骤\": [{\"编号\": 1, \"标题\": \"Install Trust Wallet on your Android, iPhone, or iPad.\", \"描述\": \"To buy SafeMoon, you'll need a cryptocurrency wallet that supports both SafeMoon (SFM) and Binance Smart Chain coin (BNB) and allows you to make purchases with fiat (your local currency). Trust Wallet, a mobile wallet app largely owned by Binance, meets all of the marks.\\nYou can download Trust Wallet for your iPhone or iPad from the App Store, or for your Android from Play Store. On the stores, the app is called Trust: Crypto & Bitcoin Wallet.\\nTrust Wallet uses MoonPay to process payments. Like other services that allow you to buy cryptocurrency with fiat (your local currency), you'll need to provide some personal information and identification to complete your purchase.\"}, {\"编号\": 2, \"标题\": \"Create a new wallet in Trust Wallet.\", \"描述\": \"To get started, tap , agree to the terms, and follow the instructions for backing up your new wallet.\"}, {\"编号\": 3, \"标题\": \"Write down your secret phrase and confirm.\", \"描述\": \"This 12-word phrase is especially important, so write it down exactly as it's displayed right now—you won't have another chance to do so later. When prompted, select the words in your secret phrase to confirm that you've written it down.\\nIf you ever forget your Trust Wallet password or need to reinstall the app, you'll have to enter this phrase to recover your funds. Without this phrase, you will lose access to any funds in your Trust Wallet, including your SafeMoon.\\nDo not share your secret phrase with anyone.\"}, {\"编号\": 4, \"标题\": \"Tap Buy and select BNB.\", \"描述\": \"You'll first need to purchase BNB (Binance's official coin) and then swap it out for SafeMoon.\"}, {\"编号\": 5, \"标题\": \"Enter the amount you want to spend and tap Continue.\", \"描述\": \"Remember, you'll have to buy BNB first, so enter the total dollar amount you're willing to spend today. Once you complete your BNB order, you'll be able to use BNB as currency to buy SafeMoon in an exchange.\\nThere is a $50 minimum purchase.\\nFees will be automatically added to your purchase—you can tap to see what you'll be charged.\"}, {\"编号\": 6, \"标题\": \"Review the wallet address and tap Continue.\", \"描述\": \"You won't actually have to enter your wallet address, as it'll be pre-filled in the field. It'll look like a long series of letters and numbers.\"}, {\"编号\": 7, \"标题\": \"Complete your purchase with MoonPay.\", \"描述\": \"To pay for your BNB, you'll need to sign up for MoonPay, which will then allow you to use your bank account or card to make your purchase.\\nEnter your email address and tap , and then follow the on-screen instructions to retrieve and enter your verification code.\\nLike all other wallets and exchanges that allow you to make purchases with fiat (your local government's currency), you'll need to take a photo of your ID to complete your purchase. Follow the on-screen instructions to enter your personal info and confirm your identity.\\nProvide your payment information and confirm your purchase.\\nWhen the purchase is complete, you'll see your total amount of BNB in Trust Wallet.\"}, {\"编号\": 8, \"标题\": \"Add SafeMoon to Trust Wallet.\", \"描述\": \"The next thing you'll need to do is add the SFM token (SafeMoon v2) to your list of coins in Trust Wallet. SFM is SafeMoon v2, which is the version of SafeMoon that you want. Anyone who still has the outdated version of the token (which was SAFEMOON) now needs to migrate to the latest version (SFM). Here's how to get the right SafeMoon:\\nTap the settings icon at the top-right corner of Trust Wallet.\\nSearch for sfm.\\nTap the \\\"SafeMoon V2 (SFM)\\\" switch to turn on SafeMoon and tap . SafeMoon v2 now appears in your wallet, although the value is still at 0.\"}, {\"编号\": 9, \"标题\": \"Connect Trust Wallet to PancakeSwap.\", \"描述\": \"The steps to do this are going to be a little different depending on whether you're using Android or iOS:\\n\\n\\nTap at the top of TrustWallet.\\nScroll down to \\\"Popular\\\" and select .\\nTap on the PancakeSwap page.\\nIf you see a \\\"Connect\\\" button on the resulting page, tap and choose from the list.\\n\\n\\nOpen your web browser and go to https://exchange.pancakeswap.finance.\\nTap at the top of the page.\\nTap .\\nSelect and tap to open Trust Wallet.\\n\\nTap in Trust Wallet and return to your browser to confirm.\"}, {\"编号\": 10, \"标题\": \"Go to https://exchange.pancakeswap.finance and tap Swap.\", \"描述\": \"You'll see this option at the top of the page.\"}, {\"编号\": 11, \"标题\": \"Choose to swap BNB for SFM.\", \"描述\": \"Select as the first token in the swap, and as the second token. You have to choose to buy SafeMoon. Don't select the antiquated token called !\\nIf you want to use all your BNB to buy SafeMoon, you can tap in the top field. Otherwise, you can specify the amount you want to swap in the fields provided.\"}, {\"编号\": 12, \"标题\": \"Set the \\\"Slippage Tolerance\\\" to 12%.\", \"描述\": \"Slippage represents the possible difference between the expected price of the order and the price at which it executes. You must choose 12% because the exchange has to account for SafeMoon's 10% transaction fee in addition to price fluctuations.\"}, {\"编号\": 13, \"标题\": \"Complete the swap.\", \"描述\": \"The process is a little different depending on your phone or tablet. Once you finish confirming the swap, your SafeMoon tokens will appear in the SafeMoon v2 tile in Trust Wallet. Here's how to swap:\\nIf you have an Android, tap , and then tap Then, in Trust Wallet, tap .\\nWith an iPhone or iPad, tap in PancakeSwap, and then tap to open Trust Wallet when prompted. To approve, tap in Trust Wallet. Now you'll need to return to PancakeSwap to transfer the actual tokens—tap in PancakeSwap, tap again to return to Trust Wallet, and then tap one last time.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,929 |
How to Buy Saguaro Cactus
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1. Steps
1-1. Buy saguaro cactus seeds from a seed distributor.
Saguaro cacti reproduce through seeds, which can be harvested from the plant's red fruit. One saguaro can produce as many as 40 million seeds over the course of 175 years. Several online seed distributors sell saguaro cactus seeds, which are tiny black seeds about the size of a pinhead.
Choose saguaro cactus seeds as an inexpensive way to grow the plant. The seeds are typically available in packs of 20 for $2 to $5.
Be prepared for slow growth. The saguaro seeds will germinate in 3 to 10 days. However, the cactus grows only about 1.5 inch (3.8 cm) in 10 years. If you choose to plant a saguaro cactus from seeds, be prepared to wait decades to see the plant grow.
Consider desert dome kits. Several seed distributors sell saguaro desert dome kits, which include the seeds, preferred soil, planting instructions and an incubator dome. The dome protects the cactus during its germination and provides the ideal growing conditions for the saguaro.
1-2. Purchase saguaro cactus plants from a garden center.
Young saguaros, which typically range from 10 to 20 inches (25.4 to 50.8 cm), are available through Arizona-based garden centers and online distributors.
Choose young saguaro cactus plants as a moderately priced option. A 15-inch (38.1 cm) saguaro cactus usually costs about $50.
Select a healthy saguaro cactus. If buying the cactus in person, examine the plant. Make sure the cactus doesn't have signs of bruising, damaged spines or uneven growth. The soil should be gritty and well-drained. The plant should not have any visible signs of scaling from common cactus pests like mealy bugs.
Be prepared to transplant the saguaro cactus to another container or into the ground within a few weeks. Saguaro roots typically are about 4 to 6 inches (10.1 to 15.2 cm) deep and spread out underground in a distance equivalent to the height of the plant. The main root of the plant is about 2 feet (0.6 m) long (.6 m) and extends directly below the plant into the soil. If the cactus is not transplanted, the container will inhibit the plant's growth.
Select a protected location to plant the saguaro cactus. Young saguaros grow best under a "nurse tree," which is a larger tree that protects the cactus from harsh sun rays and helps provide moisture. Once the saguaro cactus grows to a mature size, the nurse tree usually dies because the 2 plants are competing for sun and water.
1-3. Buy a rescued saguaro cactus.
Cactus rescuers preserve hundreds of saguaro cactus plants that are threatened due to development. Rescued cacti usually are sold at local plant sales in Arizona. Depending on the size, the plants typically are sold for $5 to $500. Often the proceeds benefit public cactus gardens or school botanical programs.
1-4. Buy transported saguaro cactus plants from approved suppliers.
To purchase a large, mature saguaro cactus, consider having a cactus transported to you. Because saguaros can grow up to 50 feet (15.2 m) tall and weigh more than 4,000 pounds (1,814.4 kg), relocating the plant requires the work of a professional and trained team of cactus brokers and transporters.
Plan to spend between $500 to $2,500 for a large saguaro cactus.
Enlist the services of a cactus broker approved by the state of Arizona. There are stringent laws governing the sale and transporting of saguaro cacti. Make sure your cactus broker is compliant with the Arizona Department of Agriculture.
Ensure the team transporting your saguaro cactus has the proper equipment. A saguaro more than 4 feet (1.2 m) tall (1.2 m) requires the work of several strong people to transport it. A saguaro more than 6 feet (1.8 m) tall (1.8 m) requires the use of hydraulic equipment to transport it.
Hire experienced transporters. Moving such a large plant can result in injury to the transporters and to the cactus. Any damage the saguaro experiences during relocation, such as skin tears or cracks, will decrease the chance of survival in its new environment.
Mark the south-facing base of the plant. In order to thrive in a new location, the cactus should be transplanted with the same orientation.
Warnings
Harming or destroying a saguaro cactus is illegal in Arizona. When saguaros are transported due to impending development, special permits must be obtained to move the affected plants.
Most saguaro distributors will not ship plants outside of the United States.
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{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Buy saguaro cactus seeds from a seed distributor.\\nSaguaro cacti reproduce through seeds, which can be harvested from the plant's red fruit. One saguaro can produce as many as 40 million seeds over the course of 175 years. Several online seed distributors sell saguaro cactus seeds, which are tiny black seeds about the size of a pinhead.\\nChoose saguaro cactus seeds as an inexpensive way to grow the plant. The seeds are typically available in packs of 20 for $2 to $5.\\nBe prepared for slow growth. The saguaro seeds will germinate in 3 to 10 days. However, the cactus grows only about 1.5 inch (3.8 cm) in 10 years. If you choose to plant a saguaro cactus from seeds, be prepared to wait decades to see the plant grow.\\nConsider desert dome kits. Several seed distributors sell saguaro desert dome kits, which include the seeds, preferred soil, planting instructions and an incubator dome. The dome protects the cactus during its germination and provides the ideal growing conditions for the saguaro.\\n1-2. Purchase saguaro cactus plants from a garden center.\\nYoung saguaros, which typically range from 10 to 20 inches (25.4 to 50.8 cm), are available through Arizona-based garden centers and online distributors.\\nChoose young saguaro cactus plants as a moderately priced option. A 15-inch (38.1 cm) saguaro cactus usually costs about $50.\\nSelect a healthy saguaro cactus. If buying the cactus in person, examine the plant. Make sure the cactus doesn't have signs of bruising, damaged spines or uneven growth. The soil should be gritty and well-drained. The plant should not have any visible signs of scaling from common cactus pests like mealy bugs.\\nBe prepared to transplant the saguaro cactus to another container or into the ground within a few weeks. Saguaro roots typically are about 4 to 6 inches (10.1 to 15.2 cm) deep and spread out underground in a distance equivalent to the height of the plant. The main root of the plant is about 2 feet (0.6 m) long (.6 m) and extends directly below the plant into the soil. If the cactus is not transplanted, the container will inhibit the plant's growth.\\nSelect a protected location to plant the saguaro cactus. Young saguaros grow best under a \\\"nurse tree,\\\" which is a larger tree that protects the cactus from harsh sun rays and helps provide moisture. Once the saguaro cactus grows to a mature size, the nurse tree usually dies because the 2 plants are competing for sun and water.\\n1-3. Buy a rescued saguaro cactus.\\nCactus rescuers preserve hundreds of saguaro cactus plants that are threatened due to development. Rescued cacti usually are sold at local plant sales in Arizona. Depending on the size, the plants typically are sold for $5 to $500. Often the proceeds benefit public cactus gardens or school botanical programs.\\n1-4. Buy transported saguaro cactus plants from approved suppliers.\\nTo purchase a large, mature saguaro cactus, consider having a cactus transported to you. Because saguaros can grow up to 50 feet (15.2 m) tall and weigh more than 4,000 pounds (1,814.4 kg), relocating the plant requires the work of a professional and trained team of cactus brokers and transporters. \\nPlan to spend between $500 to $2,500 for a large saguaro cactus.\\nEnlist the services of a cactus broker approved by the state of Arizona. There are stringent laws governing the sale and transporting of saguaro cacti. Make sure your cactus broker is compliant with the Arizona Department of Agriculture.\\nEnsure the team transporting your saguaro cactus has the proper equipment. A saguaro more than 4 feet (1.2 m) tall (1.2 m) requires the work of several strong people to transport it. A saguaro more than 6 feet (1.8 m) tall (1.8 m) requires the use of hydraulic equipment to transport it.\\nHire experienced transporters. Moving such a large plant can result in injury to the transporters and to the cactus. Any damage the saguaro experiences during relocation, such as skin tears or cracks, will decrease the chance of survival in its new environment.\\nMark the south-facing base of the plant. In order to thrive in a new location, the cactus should be transplanted with the same orientation.\\nWarnings\\nHarming or destroying a saguaro cactus is illegal in Arizona. When saguaros are transported due to impending development, special permits must be obtained to move the affected plants.\\nMost saguaro distributors will not ship plants outside of the United States.\\n\", \"简要回答\": \"The saguaro cactus (Carnegiea gigantea) is the largest cactus in the United States. Native to the Sonoran Desert in Arizona, the saguaro cactus can grow 50 feet (15.2 m) tall and live for 200 years. The green plants have waxy skin covered with protective spines. In late spring, saguaros bloom with white flowers; and in summer, the plants bear red fruit. The tree-like plants grow branches (often called arms), which typically bend upward. Some plants feature more than 25 arms. The saguaro cactus is a slow growing plant. It can take 10 years for it to grow 1.5 inches (3.8 cm) tall. Sensitive to cold weather, the cactus takes in most of its water during the summer rainy season and can weigh up to 4,800 pounds (2,177.2 kg) when fully hydrated. Although the saguaro is not currently classified as an endangered plant, Arizona has strict regulations regarding the harvesting, transporting and destruction of the cactus. Use these tip to buy a saguaro cactus.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy saguaro cactus seeds from a seed distributor.\", \"描述\": \"Saguaro cacti reproduce through seeds, which can be harvested from the plant's red fruit. One saguaro can produce as many as 40 million seeds over the course of 175 years. Several online seed distributors sell saguaro cactus seeds, which are tiny black seeds about the size of a pinhead.\\nChoose saguaro cactus seeds as an inexpensive way to grow the plant. The seeds are typically available in packs of 20 for $2 to $5.\\nBe prepared for slow growth. The saguaro seeds will germinate in 3 to 10 days. However, the cactus grows only about 1.5 inch (3.8 cm) in 10 years. If you choose to plant a saguaro cactus from seeds, be prepared to wait decades to see the plant grow.\\nConsider desert dome kits. Several seed distributors sell saguaro desert dome kits, which include the seeds, preferred soil, planting instructions and an incubator dome. The dome protects the cactus during its germination and provides the ideal growing conditions for the saguaro.\"}, {\"编号\": 2, \"标题\": \"Purchase saguaro cactus plants from a garden center.\", \"描述\": \"Young saguaros, which typically range from 10 to 20 inches (25.4 to 50.8 cm), are available through Arizona-based garden centers and online distributors.\\nChoose young saguaro cactus plants as a moderately priced option. A 15-inch (38.1 cm) saguaro cactus usually costs about $50.\\nSelect a healthy saguaro cactus. If buying the cactus in person, examine the plant. Make sure the cactus doesn't have signs of bruising, damaged spines or uneven growth. The soil should be gritty and well-drained. The plant should not have any visible signs of scaling from common cactus pests like mealy bugs.\\nBe prepared to transplant the saguaro cactus to another container or into the ground within a few weeks. Saguaro roots typically are about 4 to 6 inches (10.1 to 15.2 cm) deep and spread out underground in a distance equivalent to the height of the plant. The main root of the plant is about 2 feet (0.6 m) long (.6 m) and extends directly below the plant into the soil. If the cactus is not transplanted, the container will inhibit the plant's growth.\\nSelect a protected location to plant the saguaro cactus. Young saguaros grow best under a \\\"nurse tree,\\\" which is a larger tree that protects the cactus from harsh sun rays and helps provide moisture. Once the saguaro cactus grows to a mature size, the nurse tree usually dies because the 2 plants are competing for sun and water.\"}, {\"编号\": 3, \"标题\": \"Buy a rescued saguaro cactus.\", \"描述\": \"Cactus rescuers preserve hundreds of saguaro cactus plants that are threatened due to development. Rescued cacti usually are sold at local plant sales in Arizona. Depending on the size, the plants typically are sold for $5 to $500. Often the proceeds benefit public cactus gardens or school botanical programs.\"}, {\"编号\": 4, \"标题\": \"Buy transported saguaro cactus plants from approved suppliers.\", \"描述\": \"To purchase a large, mature saguaro cactus, consider having a cactus transported to you. Because saguaros can grow up to 50 feet (15.2 m) tall and weigh more than 4,000 pounds (1,814.4 kg), relocating the plant requires the work of a professional and trained team of cactus brokers and transporters. \\nPlan to spend between $500 to $2,500 for a large saguaro cactus.\\nEnlist the services of a cactus broker approved by the state of Arizona. There are stringent laws governing the sale and transporting of saguaro cacti. Make sure your cactus broker is compliant with the Arizona Department of Agriculture.\\nEnsure the team transporting your saguaro cactus has the proper equipment. A saguaro more than 4 feet (1.2 m) tall (1.2 m) requires the work of several strong people to transport it. A saguaro more than 6 feet (1.8 m) tall (1.8 m) requires the use of hydraulic equipment to transport it.\\nHire experienced transporters. Moving such a large plant can result in injury to the transporters and to the cactus. Any damage the saguaro experiences during relocation, such as skin tears or cracks, will decrease the chance of survival in its new environment.\\nMark the south-facing base of the plant. In order to thrive in a new location, the cactus should be transplanted with the same orientation.\"}], \"注意事项\": [\"Harming or destroying a saguaro cactus is illegal in Arizona. When saguaros are transported due to impending development, special permits must be obtained to move the affected plants.\\n\", \"Most saguaro distributors will not ship plants outside of the United States.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,930 |
How to Buy School Supplies
|
1. Buying Basic Supplies
1-1. Get a list from your child’s school.
Don’t rely on your child for a list of what they need for school. If a list isn’t available on the school’s website, ask the teachers if they can send you a list or give you some ideas. As a last resort, department stores sometimes have lists of common school supplies on their websites.
1-2. Know the difference between requests and requirements.
Before you panic over the long supply list on the school’s website, realize that many of the items are merely requests. One good rule of thumb is to avoid items the list specifically forbids. Use your best judgment as to which items your child might need.
1-3. Purchase writing supplies.
Elementary teachers usually prefer their students to use #2 (HP) pencils with erasers. Students in middle- and high school usually use ballpoint pens. Stick to black or blue ink. Most students will also need notebooks or loose-leaf paper. Check the supply list for whether you should buy wide-ruled or college-ruled paper.
Children in elementary school usually need pencil bags or boxes to store their supplies for writing and art.
Most classrooms have pencil sharpeners, but it’s always a good idea to check the supply list in case your child’s teacher requires individual pencil sharpeners.
Middle- and high-school students might need highlighters for studying and general note-taking.
1-4. Buy folders.
Whether students use notebooks or loose-leaf paper, they still need folders for the documents they receive in class. Buy one folder for each class, each in a different color or pattern. That way, your child can pattern- or color-code each folder by class (red for English, green for math, rainbow stripes for science, etc.).
1-5. Purchase a day planner.
Students in middle school and high school usually need day planners to keep track of their classes and after-school activities. Look for planners organized by the academic year, as opposed to the semester. This way, your child will stay organized from the first day of school in the fall to the last day of school in the spring.
1-6. Buy art supplies.
Children in elementary school usually need art supplies for a variety of activities. Buy one box of crayons, colored pencils, or washable markers. Other common materials you need to purchase are safety scissors and glue. Purchase glue sticks for younger students more likely to make a mess.
1-7. Purchase personal supplies.
Elementary school teachers usually request one or two boxes of facial tissues per student. Hand sanitizer also comes in handy during cold and flu season. Aim for one 8-ounce (about 237mL) bottle for the classroom and one travel-sized bottle for the backpack.
Students in middle school and high school need supplies for their lockers. Common supplies include plastic shelves, mirrors, and magnets. The school supply list should mention if a combination lock is required.
1-8. Buy a sturdy backpack or book bag.
Thanks to block scheduling, many older students take only two to four classes at a time. However, textbooks haven’t gotten any lighter. Buy a bag that can carry at least two to four hardcover textbooks, a large notebook or binder, and a pencil bag.
2. Shopping for Electronics
2-1. Buy a calculator.
High school students (or advanced middle school students) taking algebra, geometry, or calculus usually need calculators. Advanced math classes require specs beyond the basic calculator you use to balance your checkbook. The two most common kinds of calculators required by algebra and geometry students are:
Scientific calculators perform the functions students study in Algebra I and Algebra II. The average scientific calculator costs between $15 and $30.
Graphing calculators are required for advanced calculus classes. Graphing calculators are more expensive, costing $100 and up.
2-2. Purchase a computer.
High school students will likely need a laptop or tablet computer for their assignments. Unless school officials specify certain brands, either a Mac or a Windows computer should be fine. Word processing software, such as Microsoft Word or Open Office Writer, is a must for papers and other homework assignments. If your child needs any specialty programs (such as Photoshop for a graphic design class), the school should note them on the supply list.
Buy your computer only from reputable sources, such as Simply Mac or Best Buy. Consider an extended warranty if it fits your budget.
2-3. Buy external storage.
Even students who use their laptops and tablets at school need flash drives for printing their documents. Buy a smaller (4 GB) flash drive for storing basic word documents or spreadsheets. If you child is taking classes in graphic design or computer science, opt for a larger flash drive of about 16 to 32 GB.
3. Saving Money
3-1. Sort out what you already have.
Check the closets, attic, or junk drawer for supplies from past school years. Chances are you have a few pens, pencils, sheets of loose-leaf paper, or coloring supplies lying around. If you have older children heading off to college, ask them if they wouldn’t mind giving their locker accessories to their younger sibling(s).
Try to find substitutes for more expensive items. For example, if your kindergartener needs an art smock, substitute an old, oversized button-down shirt.
Swap meets are another great way of accessing gently used supplies, such as binders, backpacks, locker organizers, and flash drives.
3-2. Stick to basics and generics.
Choose folders, notebooks, or binders in basic colors or designs. That folder or notebook featuring Batman or Yoda might be cool this year, but it will also cost more than a folder with solid colors or abstract non-commercial designs. Don’t worry about brand names, even if the school list mentions them. Generic labels are just as good for a fraction of brand-name costs.
3-3. Take advantage of discounts.
Check newspapers, store circulars, and websites for coupons. Look for items that offer rebates, and mail the rebate form as soon as possible. If you belong to a rewards site like MyPoints, shop through the website to earn points or cashback.
Cash in your points at rewards sites for gift cards or prepaid debit cards. These are usually available in denominations of $25 to $100. Use them when buying school supplies.
3-4. Buy used electronic, or out-of-copyright textbooks.
Check bargain websites like Alibris or Half.com for steeply discounted used textbooks. E-book versions of required textbooks could also save you money since printing costs are not a factor. Required reading for humanities or social sciences classes might be available as free out-of-copyright PDFs from sites like Internet Archive or Project Gutenberg. Ask your instructor if they allow these older editions.
3-5. Buy refurbished.
Refurbished computers run as smoothly as brand new ones for a fraction of the cost. However, you should do your homework first. Only buy refurbished products from trusted retailers like Apple or Best Buy, which offer warranties and free repairs on known issues.
3-6. Buy a little at a time throughout the year.
There’s no rule that you have to buy school supplies in July and August. Each time you’re shopping for groceries or picking up a prescription, stop by the school supply aisle to look for unannounced discounts on commonly required supplies.
|
{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. Buying Basic Supplies\\n1-1. Get a list from your child’s school.\\nDon’t rely on your child for a list of what they need for school. If a list isn’t available on the school’s website, ask the teachers if they can send you a list or give you some ideas. As a last resort, department stores sometimes have lists of common school supplies on their websites.\\n1-2. Know the difference between requests and requirements.\\nBefore you panic over the long supply list on the school’s website, realize that many of the items are merely requests. One good rule of thumb is to avoid items the list specifically forbids. Use your best judgment as to which items your child might need.\\n1-3. Purchase writing supplies.\\nElementary teachers usually prefer their students to use #2 (HP) pencils with erasers. Students in middle- and high school usually use ballpoint pens. Stick to black or blue ink. Most students will also need notebooks or loose-leaf paper. Check the supply list for whether you should buy wide-ruled or college-ruled paper.\\nChildren in elementary school usually need pencil bags or boxes to store their supplies for writing and art.\\nMost classrooms have pencil sharpeners, but it’s always a good idea to check the supply list in case your child’s teacher requires individual pencil sharpeners.\\nMiddle- and high-school students might need highlighters for studying and general note-taking.\\n1-4. Buy folders.\\nWhether students use notebooks or loose-leaf paper, they still need folders for the documents they receive in class. Buy one folder for each class, each in a different color or pattern. That way, your child can pattern- or color-code each folder by class (red for English, green for math, rainbow stripes for science, etc.).\\n1-5. Purchase a day planner.\\nStudents in middle school and high school usually need day planners to keep track of their classes and after-school activities. Look for planners organized by the academic year, as opposed to the semester. This way, your child will stay organized from the first day of school in the fall to the last day of school in the spring.\\n1-6. Buy art supplies.\\nChildren in elementary school usually need art supplies for a variety of activities. Buy one box of crayons, colored pencils, or washable markers. Other common materials you need to purchase are safety scissors and glue. Purchase glue sticks for younger students more likely to make a mess.\\n1-7. Purchase personal supplies.\\nElementary school teachers usually request one or two boxes of facial tissues per student. Hand sanitizer also comes in handy during cold and flu season. Aim for one 8-ounce (about 237mL) bottle for the classroom and one travel-sized bottle for the backpack.\\nStudents in middle school and high school need supplies for their lockers. Common supplies include plastic shelves, mirrors, and magnets. The school supply list should mention if a combination lock is required.\\n1-8. Buy a sturdy backpack or book bag.\\nThanks to block scheduling, many older students take only two to four classes at a time. However, textbooks haven’t gotten any lighter. Buy a bag that can carry at least two to four hardcover textbooks, a large notebook or binder, and a pencil bag.\\n2. Shopping for Electronics\\n2-1. Buy a calculator.\\nHigh school students (or advanced middle school students) taking algebra, geometry, or calculus usually need calculators. Advanced math classes require specs beyond the basic calculator you use to balance your checkbook. The two most common kinds of calculators required by algebra and geometry students are:\\nScientific calculators perform the functions students study in Algebra I and Algebra II. The average scientific calculator costs between $15 and $30.\\nGraphing calculators are required for advanced calculus classes. Graphing calculators are more expensive, costing $100 and up.\\n2-2. Purchase a computer.\\nHigh school students will likely need a laptop or tablet computer for their assignments. Unless school officials specify certain brands, either a Mac or a Windows computer should be fine. Word processing software, such as Microsoft Word or Open Office Writer, is a must for papers and other homework assignments. If your child needs any specialty programs (such as Photoshop for a graphic design class), the school should note them on the supply list.\\nBuy your computer only from reputable sources, such as Simply Mac or Best Buy. Consider an extended warranty if it fits your budget.\\n2-3. Buy external storage.\\nEven students who use their laptops and tablets at school need flash drives for printing their documents. Buy a smaller (4 GB) flash drive for storing basic word documents or spreadsheets. If you child is taking classes in graphic design or computer science, opt for a larger flash drive of about 16 to 32 GB.\\n3. Saving Money\\n3-1. Sort out what you already have.\\nCheck the closets, attic, or junk drawer for supplies from past school years. Chances are you have a few pens, pencils, sheets of loose-leaf paper, or coloring supplies lying around. If you have older children heading off to college, ask them if they wouldn’t mind giving their locker accessories to their younger sibling(s).\\nTry to find substitutes for more expensive items. For example, if your kindergartener needs an art smock, substitute an old, oversized button-down shirt.\\nSwap meets are another great way of accessing gently used supplies, such as binders, backpacks, locker organizers, and flash drives.\\n3-2. Stick to basics and generics.\\nChoose folders, notebooks, or binders in basic colors or designs. That folder or notebook featuring Batman or Yoda might be cool this year, but it will also cost more than a folder with solid colors or abstract non-commercial designs. Don’t worry about brand names, even if the school list mentions them. Generic labels are just as good for a fraction of brand-name costs.\\n3-3. Take advantage of discounts.\\nCheck newspapers, store circulars, and websites for coupons. Look for items that offer rebates, and mail the rebate form as soon as possible. If you belong to a rewards site like MyPoints, shop through the website to earn points or cashback.\\nCash in your points at rewards sites for gift cards or prepaid debit cards. These are usually available in denominations of $25 to $100. Use them when buying school supplies.\\n3-4. Buy used electronic, or out-of-copyright textbooks.\\nCheck bargain websites like Alibris or Half.com for steeply discounted used textbooks. E-book versions of required textbooks could also save you money since printing costs are not a factor. Required reading for humanities or social sciences classes might be available as free out-of-copyright PDFs from sites like Internet Archive or Project Gutenberg. Ask your instructor if they allow these older editions.\\n3-5. Buy refurbished.\\nRefurbished computers run as smoothly as brand new ones for a fraction of the cost. However, you should do your homework first. Only buy refurbished products from trusted retailers like Apple or Best Buy, which offer warranties and free repairs on known issues.\\n3-6. Buy a little at a time throughout the year.\\nThere’s no rule that you have to buy school supplies in July and August. Each time you’re shopping for groceries or picking up a prescription, stop by the school supply aisle to look for unannounced discounts on commonly required supplies.\\n\", \"简要回答\": \"Shopping for school supplies can be stressful for both the seasoned shopper and the beginner. Working parents or guardians have to fight the crowds that gather on weekends or after the end of the workday. Even worse, the cost of school supplies steadily increases every year, costing families an average of just under $100 in 2015. The good news is that you don’t have to stress out or go bankrupt. By spacing out your purchases and practicing a few money-saving hacks, you can survive the back-to-school madness.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Buying Basic Supplies\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get a list from your child’s school.\", \"描述\": \"Don’t rely on your child for a list of what they need for school. If a list isn’t available on the school’s website, ask the teachers if they can send you a list or give you some ideas. As a last resort, department stores sometimes have lists of common school supplies on their websites.\"}, {\"编号\": 2, \"标题\": \"Know the difference between requests and requirements.\", \"描述\": \"Before you panic over the long supply list on the school’s website, realize that many of the items are merely requests. One good rule of thumb is to avoid items the list specifically forbids. Use your best judgment as to which items your child might need.\"}, {\"编号\": 3, \"标题\": \"Purchase writing supplies.\", \"描述\": \"Elementary teachers usually prefer their students to use #2 (HP) pencils with erasers. Students in middle- and high school usually use ballpoint pens. Stick to black or blue ink. Most students will also need notebooks or loose-leaf paper. Check the supply list for whether you should buy wide-ruled or college-ruled paper.\\nChildren in elementary school usually need pencil bags or boxes to store their supplies for writing and art.\\nMost classrooms have pencil sharpeners, but it’s always a good idea to check the supply list in case your child’s teacher requires individual pencil sharpeners.\\nMiddle- and high-school students might need highlighters for studying and general note-taking.\"}, {\"编号\": 4, \"标题\": \"Buy folders.\", \"描述\": \"Whether students use notebooks or loose-leaf paper, they still need folders for the documents they receive in class. Buy one folder for each class, each in a different color or pattern. That way, your child can pattern- or color-code each folder by class (red for English, green for math, rainbow stripes for science, etc.).\"}, {\"编号\": 5, \"标题\": \"Purchase a day planner.\", \"描述\": \"Students in middle school and high school usually need day planners to keep track of their classes and after-school activities. Look for planners organized by the academic year, as opposed to the semester. This way, your child will stay organized from the first day of school in the fall to the last day of school in the spring.\"}, {\"编号\": 6, \"标题\": \"Buy art supplies.\", \"描述\": \"Children in elementary school usually need art supplies for a variety of activities. Buy one box of crayons, colored pencils, or washable markers. Other common materials you need to purchase are safety scissors and glue. Purchase glue sticks for younger students more likely to make a mess.\"}, {\"编号\": 7, \"标题\": \"Purchase personal supplies.\", \"描述\": \"Elementary school teachers usually request one or two boxes of facial tissues per student. Hand sanitizer also comes in handy during cold and flu season. Aim for one 8-ounce (about 237mL) bottle for the classroom and one travel-sized bottle for the backpack.\\nStudents in middle school and high school need supplies for their lockers. Common supplies include plastic shelves, mirrors, and magnets. The school supply list should mention if a combination lock is required.\"}, {\"编号\": 8, \"标题\": \"Buy a sturdy backpack or book bag.\", \"描述\": \"Thanks to block scheduling, many older students take only two to four classes at a time. However, textbooks haven’t gotten any lighter. Buy a bag that can carry at least two to four hardcover textbooks, a large notebook or binder, and a pencil bag.\"}]}, {\"编号\": 2, \"标题\": \"Shopping for Electronics\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy a calculator.\", \"描述\": \"High school students (or advanced middle school students) taking algebra, geometry, or calculus usually need calculators. Advanced math classes require specs beyond the basic calculator you use to balance your checkbook. The two most common kinds of calculators required by algebra and geometry students are:\\nScientific calculators perform the functions students study in Algebra I and Algebra II. The average scientific calculator costs between $15 and $30.\\nGraphing calculators are required for advanced calculus classes. Graphing calculators are more expensive, costing $100 and up.\"}, {\"编号\": 2, \"标题\": \"Purchase a computer.\", \"描述\": \"High school students will likely need a laptop or tablet computer for their assignments. Unless school officials specify certain brands, either a Mac or a Windows computer should be fine. Word processing software, such as Microsoft Word or Open Office Writer, is a must for papers and other homework assignments. If your child needs any specialty programs (such as Photoshop for a graphic design class), the school should note them on the supply list.\\nBuy your computer only from reputable sources, such as Simply Mac or Best Buy. Consider an extended warranty if it fits your budget.\"}, {\"编号\": 3, \"标题\": \"Buy external storage.\", \"描述\": \"Even students who use their laptops and tablets at school need flash drives for printing their documents. Buy a smaller (4 GB) flash drive for storing basic word documents or spreadsheets. If you child is taking classes in graphic design or computer science, opt for a larger flash drive of about 16 to 32 GB.\"}]}, {\"编号\": 3, \"标题\": \"Saving Money\", \"步骤\": [{\"编号\": 1, \"标题\": \"Sort out what you already have.\", \"描述\": \"Check the closets, attic, or junk drawer for supplies from past school years. Chances are you have a few pens, pencils, sheets of loose-leaf paper, or coloring supplies lying around. If you have older children heading off to college, ask them if they wouldn’t mind giving their locker accessories to their younger sibling(s).\\nTry to find substitutes for more expensive items. For example, if your kindergartener needs an art smock, substitute an old, oversized button-down shirt.\\nSwap meets are another great way of accessing gently used supplies, such as binders, backpacks, locker organizers, and flash drives.\"}, {\"编号\": 2, \"标题\": \"Stick to basics and generics.\", \"描述\": \"Choose folders, notebooks, or binders in basic colors or designs. That folder or notebook featuring Batman or Yoda might be cool this year, but it will also cost more than a folder with solid colors or abstract non-commercial designs. Don’t worry about brand names, even if the school list mentions them. Generic labels are just as good for a fraction of brand-name costs.\"}, {\"编号\": 3, \"标题\": \"Take advantage of discounts.\", \"描述\": \"Check newspapers, store circulars, and websites for coupons. Look for items that offer rebates, and mail the rebate form as soon as possible. If you belong to a rewards site like MyPoints, shop through the website to earn points or cashback.\\nCash in your points at rewards sites for gift cards or prepaid debit cards. These are usually available in denominations of $25 to $100. Use them when buying school supplies.\"}, {\"编号\": 4, \"标题\": \"Buy used electronic, or out-of-copyright textbooks.\", \"描述\": \"Check bargain websites like Alibris or Half.com for steeply discounted used textbooks. E-book versions of required textbooks could also save you money since printing costs are not a factor. Required reading for humanities or social sciences classes might be available as free out-of-copyright PDFs from sites like Internet Archive or Project Gutenberg. Ask your instructor if they allow these older editions.\"}, {\"编号\": 5, \"标题\": \"Buy refurbished.\", \"描述\": \"Refurbished computers run as smoothly as brand new ones for a fraction of the cost. However, you should do your homework first. Only buy refurbished products from trusted retailers like Apple or Best Buy, which offer warranties and free repairs on known issues.\"}, {\"编号\": 6, \"标题\": \"Buy a little at a time throughout the year.\", \"描述\": \"There’s no rule that you have to buy school supplies in July and August. Each time you’re shopping for groceries or picking up a prescription, stop by the school supply aisle to look for unannounced discounts on commonly required supplies.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,931 |
How to Buy School Supplies for High School
|
1. Budgeting for supplies
1-1. Save up some money
School supplies can be quite costly, so you will need to have an adequate budget. Ask your parents to help out if they can.
1-2. Check to see what you have around your house before you buy any school supplies.
If you have items already, use them instead of buying a duplicate. Save money and time!
1-3. Buy quality for long-term durability.
When you are looking at school supplies, check the quality of the items. Will the folders rip or tear in your backpack? Is the spiral wire bound to come undone when you are using a notebook? If you buy supplies that don't last you through the year, you will become disorganized and forced to fork out more money. Check to see that what you are buying will stand up to some wear and tear. Even if it costs a little more, it may be better savings in the long run, especially if it lasts all year, or even into the following year.
2. Knowing which supplies to get
2-1. Check your school supply list.
Often, schools will give you a list of needed supplies before you arrive. If so, make sure to get everything on the list. The list is useful because it also helps you to avoid buying things you don't need, and you can keep that money for other things.
If your school does not give you a list, use common sense. You will need a notebook or binder for most subjects, as well as a folder.
2-2. Consider whether you need special supplies beyond the usual.
Some courses may require special materials (for example, a graphics package or a laboratory coat). In these cases, it may be best to consult with a teacher or student who has taken the course to ensure you get the right materials.
Is it possible to get used items? For some things, such as expensive textbooks or clothing, hand-me-downs might be the best option. Many schools run used sales groups or stalls for just such purposes; inquire at the front office.
3. Purchasing supplies
3-1. Buy a suitable bag.
If you don't already have a backpack, rucksack or satchel, get one that will last a few years at least. Choose dark colors as these won't mark as easily. Check for sturdy zippers, flaps, tabs, etc. so that things can't fall out and won't bust easily.
Check for sales on bags. You can spend a lot of money on bags, so it's wise to see what's on offer for less.
3-2. Choose your pens and pencils wisely.
If possible, test them before you buy. This can save you time and trouble when you go to write. Once you find one style you like, buy multiples so you don't run out, or have a replacement for a lost utensil.
Buy pens in blue and black for writing. Most teachers correct in another color (such as red, green, orange, etc.) , and thus prefer for students to use black or blue ink.
3-3. Get a large pencil case.
Fill it with: different pencils, blue, black and red pens, a geometry set (protractor, compass, triangle rulers, 15cm rulers etc.), sharpener with a top to collect shavings, a 30 centimeter (11.8 in) ruler, erasers (the ones that slot onto the back of your pencils are perfect), colored pens and pencils and a calculator.
3-4. Purchase basic school tools.
These may include but are not limited to: binder clips, a stapler, index cards, rubber bands, scissors, a three hole punch, an eraser, and tape.
Get a few plastic art folders for homework. A4 size is the best option.
3-5. Pick a planner or organizer that you will use.
Some schools provide a planner and require students to use it as a hall pass etc. but you may not find it one that you like. Choose something that is portable, and that you will write things down in.
3-6. Get a small wallet.
This is for dinner money, emergency supply money, etc. if relevant.
3-7. Consider buying a phone book to write down any emergency numbers or the number of new friends.
Tips
On the first day, some teachers might give you a list on what is required for their class (like a certain notebook for English or a scientific calculator). Usually by the time you start school, it's the time most schools start in your town so things like notebooks could be on sale.
You may want a big binder for everything or a separate binder for each class. Either way has some advantages and disadvantages.
If you get binders for each class, make sure to get less than 1" binders because that would be too much to carry.
Warnings
Don't go for the 5 subject notebooks unless your teacher tells you to have one. Disadvantages include that if one teacher wants to see it, you will have nothing to write for your other four subjects, it is big and bulky, it is generally more expensive compared to five separate books and it is wasteful as a lot of the pages end up unused.
|
{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. Budgeting for supplies\\n1-1. Save up some money\\nSchool supplies can be quite costly, so you will need to have an adequate budget. Ask your parents to help out if they can.\\n1-2. Check to see what you have around your house before you buy any school supplies.\\nIf you have items already, use them instead of buying a duplicate. Save money and time!\\n1-3. Buy quality for long-term durability.\\nWhen you are looking at school supplies, check the quality of the items. Will the folders rip or tear in your backpack? Is the spiral wire bound to come undone when you are using a notebook? If you buy supplies that don't last you through the year, you will become disorganized and forced to fork out more money. Check to see that what you are buying will stand up to some wear and tear. Even if it costs a little more, it may be better savings in the long run, especially if it lasts all year, or even into the following year.\\n2. Knowing which supplies to get\\n2-1. Check your school supply list.\\nOften, schools will give you a list of needed supplies before you arrive. If so, make sure to get everything on the list. The list is useful because it also helps you to avoid buying things you don't need, and you can keep that money for other things.\\nIf your school does not give you a list, use common sense. You will need a notebook or binder for most subjects, as well as a folder.\\n2-2. Consider whether you need special supplies beyond the usual.\\nSome courses may require special materials (for example, a graphics package or a laboratory coat). In these cases, it may be best to consult with a teacher or student who has taken the course to ensure you get the right materials.\\nIs it possible to get used items? For some things, such as expensive textbooks or clothing, hand-me-downs might be the best option. Many schools run used sales groups or stalls for just such purposes; inquire at the front office.\\n3. Purchasing supplies\\n3-1. Buy a suitable bag.\\nIf you don't already have a backpack, rucksack or satchel, get one that will last a few years at least. Choose dark colors as these won't mark as easily. Check for sturdy zippers, flaps, tabs, etc. so that things can't fall out and won't bust easily.\\nCheck for sales on bags. You can spend a lot of money on bags, so it's wise to see what's on offer for less.\\n3-2. Choose your pens and pencils wisely.\\nIf possible, test them before you buy. This can save you time and trouble when you go to write. Once you find one style you like, buy multiples so you don't run out, or have a replacement for a lost utensil.\\nBuy pens in blue and black for writing. Most teachers correct in another color (such as red, green, orange, etc.) , and thus prefer for students to use black or blue ink.\\n3-3. Get a large pencil case.\\nFill it with: different pencils, blue, black and red pens, a geometry set (protractor, compass, triangle rulers, 15cm rulers etc.), sharpener with a top to collect shavings, a 30 centimeter (11.8 in) ruler, erasers (the ones that slot onto the back of your pencils are perfect), colored pens and pencils and a calculator.\\n3-4. Purchase basic school tools.\\nThese may include but are not limited to: binder clips, a stapler, index cards, rubber bands, scissors, a three hole punch, an eraser, and tape.\\nGet a few plastic art folders for homework. A4 size is the best option.\\n3-5. Pick a planner or organizer that you will use.\\nSome schools provide a planner and require students to use it as a hall pass etc. but you may not find it one that you like. Choose something that is portable, and that you will write things down in.\\n3-6. Get a small wallet.\\nThis is for dinner money, emergency supply money, etc. if relevant.\\n3-7. Consider buying a phone book to write down any emergency numbers or the number of new friends.\\n\\nTips\\nOn the first day, some teachers might give you a list on what is required for their class (like a certain notebook for English or a scientific calculator). Usually by the time you start school, it's the time most schools start in your town so things like notebooks could be on sale.\\nYou may want a big binder for everything or a separate binder for each class. Either way has some advantages and disadvantages.\\nIf you get binders for each class, make sure to get less than 1\\\" binders because that would be too much to carry.\\nWarnings\\nDon't go for the 5 subject notebooks unless your teacher tells you to have one. Disadvantages include that if one teacher wants to see it, you will have nothing to write for your other four subjects, it is big and bulky, it is generally more expensive compared to five separate books and it is wasteful as a lot of the pages end up unused.\\n\", \"简要回答\": \"With all the school supplies available to students, buying supplies can turn from a simple task to one more daunting. However, a few tips and some common sense can help you overcome the myriad of supplies and transform you into a student groomed for success.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Budgeting for supplies\", \"步骤\": [{\"编号\": 1, \"标题\": \"Save up some money\", \"描述\": \"School supplies can be quite costly, so you will need to have an adequate budget. Ask your parents to help out if they can.\"}, {\"编号\": 2, \"标题\": \"Check to see what you have around your house before you buy any school supplies.\", \"描述\": \"If you have items already, use them instead of buying a duplicate. Save money and time!\"}, {\"编号\": 3, \"标题\": \"Buy quality for long-term durability.\", \"描述\": \"When you are looking at school supplies, check the quality of the items. Will the folders rip or tear in your backpack? Is the spiral wire bound to come undone when you are using a notebook? If you buy supplies that don't last you through the year, you will become disorganized and forced to fork out more money. Check to see that what you are buying will stand up to some wear and tear. Even if it costs a little more, it may be better savings in the long run, especially if it lasts all year, or even into the following year.\"}]}, {\"编号\": 2, \"标题\": \"Knowing which supplies to get\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check your school supply list.\", \"描述\": \"Often, schools will give you a list of needed supplies before you arrive. If so, make sure to get everything on the list. The list is useful because it also helps you to avoid buying things you don't need, and you can keep that money for other things.\\nIf your school does not give you a list, use common sense. You will need a notebook or binder for most subjects, as well as a folder.\"}, {\"编号\": 2, \"标题\": \"Consider whether you need special supplies beyond the usual.\", \"描述\": \"Some courses may require special materials (for example, a graphics package or a laboratory coat). In these cases, it may be best to consult with a teacher or student who has taken the course to ensure you get the right materials.\\nIs it possible to get used items? For some things, such as expensive textbooks or clothing, hand-me-downs might be the best option. Many schools run used sales groups or stalls for just such purposes; inquire at the front office.\"}]}, {\"编号\": 3, \"标题\": \"Purchasing supplies\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy a suitable bag.\", \"描述\": \"If you don't already have a backpack, rucksack or satchel, get one that will last a few years at least. Choose dark colors as these won't mark as easily. Check for sturdy zippers, flaps, tabs, etc. so that things can't fall out and won't bust easily.\\nCheck for sales on bags. You can spend a lot of money on bags, so it's wise to see what's on offer for less.\"}, {\"编号\": 2, \"标题\": \"Choose your pens and pencils wisely.\", \"描述\": \"If possible, test them before you buy. This can save you time and trouble when you go to write. Once you find one style you like, buy multiples so you don't run out, or have a replacement for a lost utensil.\\nBuy pens in blue and black for writing. Most teachers correct in another color (such as red, green, orange, etc.) , and thus prefer for students to use black or blue ink.\"}, {\"编号\": 3, \"标题\": \"Get a large pencil case.\", \"描述\": \"Fill it with: different pencils, blue, black and red pens, a geometry set (protractor, compass, triangle rulers, 15cm rulers etc.), sharpener with a top to collect shavings, a 30 centimeter (11.8 in) ruler, erasers (the ones that slot onto the back of your pencils are perfect), colored pens and pencils and a calculator.\"}, {\"编号\": 4, \"标题\": \"Purchase basic school tools.\", \"描述\": \"These may include but are not limited to: binder clips, a stapler, index cards, rubber bands, scissors, a three hole punch, an eraser, and tape.\\nGet a few plastic art folders for homework. A4 size is the best option.\"}, {\"编号\": 5, \"标题\": \"Pick a planner or organizer that you will use.\", \"描述\": \"Some schools provide a planner and require students to use it as a hall pass etc. but you may not find it one that you like. Choose something that is portable, and that you will write things down in.\"}, {\"编号\": 6, \"标题\": \"Get a small wallet.\", \"描述\": \"This is for dinner money, emergency supply money, etc. if relevant.\"}, {\"编号\": 7, \"标题\": \"Consider buying a phone book to write down any emergency numbers or the number of new friends.\", \"描述\": \"\"}], \"小提示\": [\"On the first day, some teachers might give you a list on what is required for their class (like a certain notebook for English or a scientific calculator). Usually by the time you start school, it's the time most schools start in your town so things like notebooks could be on sale.\\n\", \"You may want a big binder for everything or a separate binder for each class. Either way has some advantages and disadvantages.\\n\", \"If you get binders for each class, make sure to get less than 1\\\" binders because that would be too much to carry.\\n\"], \"注意事项\": [\"Don't go for the 5 subject notebooks unless your teacher tells you to have one. Disadvantages include that if one teacher wants to see it, you will have nothing to write for your other four subjects, it is big and bulky, it is generally more expensive compared to five separate books and it is wasteful as a lot of the pages end up unused.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,932 |
How to Buy Scrap Gold
|
1. Calculating Price and Purity
1-1. Find the purity level.
Look at the stamp on a piece of jewelry, for example, and this will indicate whether it is 10, 14 or 24 karats (it is only measured up to 24 karats). If there is no stamp you or a jeweler can use nitric acid to find out the real karat of a piece. There are nitric acid kits available to purchase online at such sites as Amazon in order to do this yourself. To convert karats to a percentage, divide the karat number by 24 and then multiply it by 100.
This tells you what percentage of the material is gold. A 10 karat piece of jewelry is 42% gold, 58% other metals. You are paying for the gold, not the other metals.
1-2. Calculate the current value of scrap gold.
Determine the Spot Price of gold (what one ounce of gold is being transacted and delivered for at a particular moment in time) by looking it up online at sites such as jmbullion.com or monex.com. Divide this number by 31.1 to get grams or by 20 to get pennyweights. Then multiply this number times the Purity Level (percentage of gold)and you have the value of the gold.
Here is simple example: A. Spot Price: $1000/31.1 = $32.15/gram of 24K. So one gram of 24K is worth $32.15 under a $1000 Spot Price. If the gold is 14 karats, determine purity by dividing 14k/24k = 58%, so one gram of 14k would $32.15 x 58% = $18.64.
1-3. Calculate how much you want to pay.
Find out what local jewelry stores are paying for scrap gold and offer to beat their price. Check out your local competition and price yourself accordingly.
2. Getting a License to Sell Gold
2-1. Obtain a license.
In the U.S. you need a license to buy and sell gold in order to be a scrap gold buyer. If you buy and sell without a license you are in violation of your state's laws. First you will need a general business license that you can obtain from your state's Department of Taxation and Finance. They will inform you of the specific license you need to buy and sell gold.
2-2. Work with someone who has a license as a Broker/Buyer.
If you feel you need to learn the business first to see the potential and expand, then you will not need your own license. To find a company in your local area, do an internet search under "pawn brokers, gold buyers and recyclers."
2-3. Keep good records.
You must keep a written or computerized record of every transaction you make buying and selling gold. The state department of Taxation and Finance will tell you what information you need to include in this record, as it varies by state.
3. Advertising and Increasing Profit
3-1. Advertise that you are in the business of buying scrap gold.
Tell friends, relatives and co-workers and post the information on your social media sites. Describe how your service is superior such as in pricing, cash payments, or home pick-up.
Other marketing ideas to consider are creating a website; blogging; or buying print, online, local television or radio ads. You can design your own website using templates from such sites as Web.com that will give your business a lot of legitimacy. Start a blog using WordPress.com and comment on other related blogs as an expert on gold buying. Your local newspaper, cable TV station and radio stations will assist you in designing ads for your business. You can also run banner ads on sites of stores for women's clothing, for example.
3-2. Obtain marketing plans from a broker.
If you are purchasing gold on another company's behalf they should be sharing their marketing techniques and plans. Some may even pay for your local marketing efforts.
3-3. Increase your revenue.
You could advertise online and accept gold that customers mail in. Continue to expand your local and regional marketing efforts. A marketing investment should pay for itself with increased sales.
Another source to find gold to buy is at garage and estate sales. Many sellers price their jewelry low to make sure it sells, or they don't know the current value. Check your local classified ads in your town's newspaper each week to find sales.
Tips
When working as a broker for someone else, you will be given paperwork to fill out. Each sale must be documented, and the store you are working for should give you this.
|
{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. Calculating Price and Purity\\n1-1. Find the purity level.\\nLook at the stamp on a piece of jewelry, for example, and this will indicate whether it is 10, 14 or 24 karats (it is only measured up to 24 karats). If there is no stamp you or a jeweler can use nitric acid to find out the real karat of a piece. There are nitric acid kits available to purchase online at such sites as Amazon in order to do this yourself. To convert karats to a percentage, divide the karat number by 24 and then multiply it by 100.\\nThis tells you what percentage of the material is gold. A 10 karat piece of jewelry is 42% gold, 58% other metals. You are paying for the gold, not the other metals.\\n1-2. Calculate the current value of scrap gold.\\nDetermine the Spot Price of gold (what one ounce of gold is being transacted and delivered for at a particular moment in time) by looking it up online at sites such as jmbullion.com or monex.com. Divide this number by 31.1 to get grams or by 20 to get pennyweights. Then multiply this number times the Purity Level (percentage of gold)and you have the value of the gold.\\nHere is simple example: A. Spot Price: $1000/31.1 = $32.15/gram of 24K. So one gram of 24K is worth $32.15 under a $1000 Spot Price. If the gold is 14 karats, determine purity by dividing 14k/24k = 58%, so one gram of 14k would $32.15 x 58% = $18.64.\\n1-3. Calculate how much you want to pay.\\nFind out what local jewelry stores are paying for scrap gold and offer to beat their price. Check out your local competition and price yourself accordingly.\\n2. Getting a License to Sell Gold\\n2-1. Obtain a license.\\nIn the U.S. you need a license to buy and sell gold in order to be a scrap gold buyer. If you buy and sell without a license you are in violation of your state's laws. First you will need a general business license that you can obtain from your state's Department of Taxation and Finance. They will inform you of the specific license you need to buy and sell gold.\\n2-2. Work with someone who has a license as a Broker/Buyer.\\nIf you feel you need to learn the business first to see the potential and expand, then you will not need your own license. To find a company in your local area, do an internet search under \\\"pawn brokers, gold buyers and recyclers.\\\"\\n2-3. Keep good records.\\nYou must keep a written or computerized record of every transaction you make buying and selling gold. The state department of Taxation and Finance will tell you what information you need to include in this record, as it varies by state.\\n3. Advertising and Increasing Profit\\n3-1. Advertise that you are in the business of buying scrap gold.\\nTell friends, relatives and co-workers and post the information on your social media sites. Describe how your service is superior such as in pricing, cash payments, or home pick-up.\\nOther marketing ideas to consider are creating a website; blogging; or buying print, online, local television or radio ads. You can design your own website using templates from such sites as Web.com that will give your business a lot of legitimacy. Start a blog using WordPress.com and comment on other related blogs as an expert on gold buying. Your local newspaper, cable TV station and radio stations will assist you in designing ads for your business. You can also run banner ads on sites of stores for women's clothing, for example.\\n3-2. Obtain marketing plans from a broker.\\nIf you are purchasing gold on another company's behalf they should be sharing their marketing techniques and plans. Some may even pay for your local marketing efforts.\\n3-3. Increase your revenue.\\nYou could advertise online and accept gold that customers mail in. Continue to expand your local and regional marketing efforts. A marketing investment should pay for itself with increased sales.\\nAnother source to find gold to buy is at garage and estate sales. Many sellers price their jewelry low to make sure it sells, or they don't know the current value. Check your local classified ads in your town's newspaper each week to find sales.\\nTips\\nWhen working as a broker for someone else, you will be given paperwork to fill out. Each sale must be documented, and the store you are working for should give you this.\\n\", \"简要回答\": \"Would you like to start a cash for gold business? The good news is buying and selling gold is very hot right now, but the bad news is you will have a lot of competition (depending on what part of the country you are from). Having plenty of experience is a major plus as well as educating yourself on how to buy gold for the right price.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Calculating Price and Purity\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find the purity level.\", \"描述\": \"Look at the stamp on a piece of jewelry, for example, and this will indicate whether it is 10, 14 or 24 karats (it is only measured up to 24 karats). If there is no stamp you or a jeweler can use nitric acid to find out the real karat of a piece. There are nitric acid kits available to purchase online at such sites as Amazon in order to do this yourself. To convert karats to a percentage, divide the karat number by 24 and then multiply it by 100.\\nThis tells you what percentage of the material is gold. A 10 karat piece of jewelry is 42% gold, 58% other metals. You are paying for the gold, not the other metals.\"}, {\"编号\": 2, \"标题\": \"Calculate the current value of scrap gold.\", \"描述\": \"Determine the Spot Price of gold (what one ounce of gold is being transacted and delivered for at a particular moment in time) by looking it up online at sites such as jmbullion.com or monex.com. Divide this number by 31.1 to get grams or by 20 to get pennyweights. Then multiply this number times the Purity Level (percentage of gold)and you have the value of the gold.\\nHere is simple example: A. Spot Price: $1000/31.1 = $32.15/gram of 24K. So one gram of 24K is worth $32.15 under a $1000 Spot Price. If the gold is 14 karats, determine purity by dividing 14k/24k = 58%, so one gram of 14k would $32.15 x 58% = $18.64.\"}, {\"编号\": 3, \"标题\": \"Calculate how much you want to pay.\", \"描述\": \"Find out what local jewelry stores are paying for scrap gold and offer to beat their price. Check out your local competition and price yourself accordingly.\"}]}, {\"编号\": 2, \"标题\": \"Getting a License to Sell Gold\", \"步骤\": [{\"编号\": 1, \"标题\": \"Obtain a license.\", \"描述\": \"In the U.S. you need a license to buy and sell gold in order to be a scrap gold buyer. If you buy and sell without a license you are in violation of your state's laws. First you will need a general business license that you can obtain from your state's Department of Taxation and Finance. They will inform you of the specific license you need to buy and sell gold.\"}, {\"编号\": 2, \"标题\": \"Work with someone who has a license as a Broker/Buyer.\", \"描述\": \"If you feel you need to learn the business first to see the potential and expand, then you will not need your own license. To find a company in your local area, do an internet search under \\\"pawn brokers, gold buyers and recyclers.\\\"\"}, {\"编号\": 3, \"标题\": \"Keep good records.\", \"描述\": \"You must keep a written or computerized record of every transaction you make buying and selling gold. The state department of Taxation and Finance will tell you what information you need to include in this record, as it varies by state.\"}]}, {\"编号\": 3, \"标题\": \"Advertising and Increasing Profit\", \"步骤\": [{\"编号\": 1, \"标题\": \"Advertise that you are in the business of buying scrap gold.\", \"描述\": \"Tell friends, relatives and co-workers and post the information on your social media sites. Describe how your service is superior such as in pricing, cash payments, or home pick-up.\\nOther marketing ideas to consider are creating a website; blogging; or buying print, online, local television or radio ads. You can design your own website using templates from such sites as Web.com that will give your business a lot of legitimacy. Start a blog using WordPress.com and comment on other related blogs as an expert on gold buying. Your local newspaper, cable TV station and radio stations will assist you in designing ads for your business. You can also run banner ads on sites of stores for women's clothing, for example.\"}, {\"编号\": 2, \"标题\": \"Obtain marketing plans from a broker.\", \"描述\": \"If you are purchasing gold on another company's behalf they should be sharing their marketing techniques and plans. Some may even pay for your local marketing efforts.\"}, {\"编号\": 3, \"标题\": \"Increase your revenue.\", \"描述\": \"You could advertise online and accept gold that customers mail in. Continue to expand your local and regional marketing efforts. A marketing investment should pay for itself with increased sales.\\nAnother source to find gold to buy is at garage and estate sales. Many sellers price their jewelry low to make sure it sells, or they don't know the current value. Check your local classified ads in your town's newspaper each week to find sales.\"}], \"小提示\": [\"When working as a broker for someone else, you will be given paperwork to fill out. Each sale must be documented, and the store you are working for should give you this.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,933 |
How to Buy Scrap Silver
|
1. Finding Silver Scrap
1-1. Educate yourself about silver in all its various forms.
Diversify your sources of information. Read books about gold and silver scrap dealing, as well as the blogs of dealers. Many dealers post scrap buying and selling tips online. Learning about silver buying means learning about the scrap dealing market and about silver itself.
Common sources of silver include jewelry, watches, flatware, medals, awards, plaques, and older currency.
Coins minted up to and including 1964 in the US or 1968 in Canada often contain silver.
1-2. Visit garage sales, estate sales, and flea markets.
Look through mismatched spoon and fork bins in thrift stores. Jewelry from thrift stores may have been combed through thoroughly already, but check out the watches and jewelry at obscure stores in small towns, antique shops, and estate sales.
1-3. Visit vintage stores, thrift stores, antique stores, and pawn shops.
Look for decorative items, jewelry, vases, tea sets, and silverware. You may be able to buy bulk amounts of certain items in these stores.
1-4. Check online auctions.
Search for silver, and read the description. Some sellers will use a stock photo of coins or other silver, but will write a more revealing description. Make sure the seller is clear about having authenticated the metal. Only buy scraps from sellers who have a return policy in case you're displeased with the condition or nature of the item.
2. Identifying Real Silver
2-1. Check for silver hallmarks.
None of the metals you find will be 100% silver. Sterling silver is considered "true" silver because it is .925 or more silver mixed with a base metal. Check the jewelry, flatware, and other silver items you are considering buying for stamps that indicate their silver content. Most sterling items are marked with a stamp that says ".925" or "sterling."
Other stamps that indicate sterling are "925," "950," "Ster," and "S.t.g."
2-2. Check for wear.
Examine any pieces you are considering buying with a magnifying glass. Determine whether something is silver or merely silver plated. If you are examining jewelry, you can look for the places the jewelry was most handled, such as the clasp or any linking pieces. If those areas are a different color, the jewelry may indeed be mostly brass or copper.
2-3. Check for magnetism.
Silver is not attracted by magnets. Bring a magnet when you are going to check a bit of silver you are considering purchasing. If the item is attracted to the magnet, it is likely made of other metals. However, there are metals other than silver that do not respond to magnets, so do not rely exclusively on this method.
2-4. Buy a silver testing kit.
Your kit will contain bottles of acid and a black basalt touchstone. Use the touchstone to scratch the silver. Test the silver that sticks to the touchstone with the acid. Do not test the piece directly, as it may be damaged by the acid. If your test line turns red, you have silver.
The acid test is reliable, but it can only tell you about the exterior of what you are testing.
Test further if you suspect an item is only silver-plated.
2-5. Listen to your silver.
Silver conducts more sound when tapped or dropped than other metals. Tap or drop items, such as old coins or forks, and listen for a quiet ringing sound. Drop or tap a similar item that you know is not silver, such as a recently minted coin or steel fork, to hear the contrasting sound.
2-6. Smell your silver.
Silver does not have a strong smell. Many other metals have a "metallic" or tangy smell. Take a whiff of the silver you are considering purchasing. If it smells coppery or tangy, it is likely an alloy and not silver.
3. Paying for Scrap Silver
3-1. Check the current selling price.
The price of silver fluctuates daily. Check online for the "Spot Price" of silver on any given day. This price changes constantly, so check back often. Do not pay more than the current selling price on any given day, unless the price is unusually low and you are willing to gamble that it will rise significantly before you need to sell.
Silver is measured in troy ounces. For reference when buying or selling, there are 12 troy ounces to 1 troy pound. There are approximately 31 grams to 1 troy ounce.
Beware of low prices. If a dealer is selling silver below the market price, it is likely not really sterling.
3-2. Bargain.
If you are buying at a yard sale, flea market, or store where the prices are not listed and haggling is legal, try to pay less. Offer the seller less than you are willing to pay, and go back and forth until you can agree on a price. Be willing to offer a fair price, especially if you plan on returning to this particular silver dealer.
3-3. Work the auction.
If you are buying silver online at an auction, don't get suckered into paying more than you think the silver is worth. Wait until the last minute to make your bid. If you are sure you want to buy an item, try being the first bidder. Top your own bid once or twice to send a clear message to other bidders.
Tips
If you buy silver jewelry with stones or gems, consider reselling it as jewelry rather than for scrap. If the jewelry is destroyed beyond repair, however, remove these stones before selling off the silver. When the jewelry is no longer wearable, selling the stones and silver separately will likely earn you a greater profit.[6]
X
Research source
Warnings
Although the silver market has steadied in the recent past, it is always subject to fluctuation and disruption. Be aware of this possibility before investing too heavily.
|
{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. Finding Silver Scrap\\n1-1. Educate yourself about silver in all its various forms.\\nDiversify your sources of information. Read books about gold and silver scrap dealing, as well as the blogs of dealers. Many dealers post scrap buying and selling tips online. Learning about silver buying means learning about the scrap dealing market and about silver itself.\\nCommon sources of silver include jewelry, watches, flatware, medals, awards, plaques, and older currency.\\nCoins minted up to and including 1964 in the US or 1968 in Canada often contain silver.\\n1-2. Visit garage sales, estate sales, and flea markets.\\nLook through mismatched spoon and fork bins in thrift stores. Jewelry from thrift stores may have been combed through thoroughly already, but check out the watches and jewelry at obscure stores in small towns, antique shops, and estate sales.\\n1-3. Visit vintage stores, thrift stores, antique stores, and pawn shops.\\nLook for decorative items, jewelry, vases, tea sets, and silverware. You may be able to buy bulk amounts of certain items in these stores.\\n1-4. Check online auctions.\\nSearch for silver, and read the description. Some sellers will use a stock photo of coins or other silver, but will write a more revealing description. Make sure the seller is clear about having authenticated the metal. Only buy scraps from sellers who have a return policy in case you're displeased with the condition or nature of the item.\\n2. Identifying Real Silver\\n2-1. Check for silver hallmarks.\\nNone of the metals you find will be 100% silver. Sterling silver is considered \\\"true\\\" silver because it is .925 or more silver mixed with a base metal. Check the jewelry, flatware, and other silver items you are considering buying for stamps that indicate their silver content. Most sterling items are marked with a stamp that says \\\".925\\\" or \\\"sterling.\\\"\\nOther stamps that indicate sterling are \\\"925,\\\" \\\"950,\\\" \\\"Ster,\\\" and \\\"S.t.g.\\\"\\n2-2. Check for wear.\\nExamine any pieces you are considering buying with a magnifying glass. Determine whether something is silver or merely silver plated. If you are examining jewelry, you can look for the places the jewelry was most handled, such as the clasp or any linking pieces. If those areas are a different color, the jewelry may indeed be mostly brass or copper.\\n2-3. Check for magnetism.\\nSilver is not attracted by magnets. Bring a magnet when you are going to check a bit of silver you are considering purchasing. If the item is attracted to the magnet, it is likely made of other metals. However, there are metals other than silver that do not respond to magnets, so do not rely exclusively on this method.\\n2-4. Buy a silver testing kit.\\nYour kit will contain bottles of acid and a black basalt touchstone. Use the touchstone to scratch the silver. Test the silver that sticks to the touchstone with the acid. Do not test the piece directly, as it may be damaged by the acid. If your test line turns red, you have silver.\\nThe acid test is reliable, but it can only tell you about the exterior of what you are testing.\\nTest further if you suspect an item is only silver-plated.\\n2-5. Listen to your silver.\\nSilver conducts more sound when tapped or dropped than other metals. Tap or drop items, such as old coins or forks, and listen for a quiet ringing sound. Drop or tap a similar item that you know is not silver, such as a recently minted coin or steel fork, to hear the contrasting sound.\\n2-6. Smell your silver.\\nSilver does not have a strong smell. Many other metals have a \\\"metallic\\\" or tangy smell. Take a whiff of the silver you are considering purchasing. If it smells coppery or tangy, it is likely an alloy and not silver.\\n3. Paying for Scrap Silver\\n3-1. Check the current selling price.\\nThe price of silver fluctuates daily. Check online for the \\\"Spot Price\\\" of silver on any given day. This price changes constantly, so check back often. Do not pay more than the current selling price on any given day, unless the price is unusually low and you are willing to gamble that it will rise significantly before you need to sell.\\nSilver is measured in troy ounces. For reference when buying or selling, there are 12 troy ounces to 1 troy pound. There are approximately 31 grams to 1 troy ounce.\\nBeware of low prices. If a dealer is selling silver below the market price, it is likely not really sterling.\\n3-2. Bargain.\\nIf you are buying at a yard sale, flea market, or store where the prices are not listed and haggling is legal, try to pay less. Offer the seller less than you are willing to pay, and go back and forth until you can agree on a price. Be willing to offer a fair price, especially if you plan on returning to this particular silver dealer.\\n3-3. Work the auction.\\nIf you are buying silver online at an auction, don't get suckered into paying more than you think the silver is worth. Wait until the last minute to make your bid. If you are sure you want to buy an item, try being the first bidder. Top your own bid once or twice to send a clear message to other bidders.\\nTips\\nIf you buy silver jewelry with stones or gems, consider reselling it as jewelry rather than for scrap. If the jewelry is destroyed beyond repair, however, remove these stones before selling off the silver. When the jewelry is no longer wearable, selling the stones and silver separately will likely earn you a greater profit.[6]\\nX\\nResearch source\\nWarnings\\nAlthough the silver market has steadied in the recent past, it is always subject to fluctuation and disruption. Be aware of this possibility before investing too heavily.\\n\", \"简要回答\": \"While many people are familiar with purchasing and selling off scrap gold, not as many people are aware that scrap silver is another lucrative and less tapped market. Depending on your interest level, it's possible to make some spending money selling off your spare silver or start a full-time scrap silver business with scrap you purchase.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding Silver Scrap\", \"步骤\": [{\"编号\": 1, \"标题\": \"Educate yourself about silver in all its various forms.\", \"描述\": \"Diversify your sources of information. Read books about gold and silver scrap dealing, as well as the blogs of dealers. Many dealers post scrap buying and selling tips online. Learning about silver buying means learning about the scrap dealing market and about silver itself.\\nCommon sources of silver include jewelry, watches, flatware, medals, awards, plaques, and older currency.\\nCoins minted up to and including 1964 in the US or 1968 in Canada often contain silver.\"}, {\"编号\": 2, \"标题\": \"Visit garage sales, estate sales, and flea markets.\", \"描述\": \"Look through mismatched spoon and fork bins in thrift stores. Jewelry from thrift stores may have been combed through thoroughly already, but check out the watches and jewelry at obscure stores in small towns, antique shops, and estate sales.\"}, {\"编号\": 3, \"标题\": \"Visit vintage stores, thrift stores, antique stores, and pawn shops.\", \"描述\": \"Look for decorative items, jewelry, vases, tea sets, and silverware. You may be able to buy bulk amounts of certain items in these stores.\"}, {\"编号\": 4, \"标题\": \"Check online auctions.\", \"描述\": \"Search for silver, and read the description. Some sellers will use a stock photo of coins or other silver, but will write a more revealing description. Make sure the seller is clear about having authenticated the metal. Only buy scraps from sellers who have a return policy in case you're displeased with the condition or nature of the item.\"}]}, {\"编号\": 2, \"标题\": \"Identifying Real Silver\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check for silver hallmarks.\", \"描述\": \"None of the metals you find will be 100% silver. Sterling silver is considered \\\"true\\\" silver because it is .925 or more silver mixed with a base metal. Check the jewelry, flatware, and other silver items you are considering buying for stamps that indicate their silver content. Most sterling items are marked with a stamp that says \\\".925\\\" or \\\"sterling.\\\"\\nOther stamps that indicate sterling are \\\"925,\\\" \\\"950,\\\" \\\"Ster,\\\" and \\\"S.t.g.\\\"\"}, {\"编号\": 2, \"标题\": \"Check for wear.\", \"描述\": \"Examine any pieces you are considering buying with a magnifying glass. Determine whether something is silver or merely silver plated. If you are examining jewelry, you can look for the places the jewelry was most handled, such as the clasp or any linking pieces. If those areas are a different color, the jewelry may indeed be mostly brass or copper.\"}, {\"编号\": 3, \"标题\": \"Check for magnetism.\", \"描述\": \"Silver is not attracted by magnets. Bring a magnet when you are going to check a bit of silver you are considering purchasing. If the item is attracted to the magnet, it is likely made of other metals. However, there are metals other than silver that do not respond to magnets, so do not rely exclusively on this method.\"}, {\"编号\": 4, \"标题\": \"Buy a silver testing kit.\", \"描述\": \"Your kit will contain bottles of acid and a black basalt touchstone. Use the touchstone to scratch the silver. Test the silver that sticks to the touchstone with the acid. Do not test the piece directly, as it may be damaged by the acid. If your test line turns red, you have silver.\\nThe acid test is reliable, but it can only tell you about the exterior of what you are testing.\\nTest further if you suspect an item is only silver-plated.\"}, {\"编号\": 5, \"标题\": \"Listen to your silver.\", \"描述\": \"Silver conducts more sound when tapped or dropped than other metals. Tap or drop items, such as old coins or forks, and listen for a quiet ringing sound. Drop or tap a similar item that you know is not silver, such as a recently minted coin or steel fork, to hear the contrasting sound.\"}, {\"编号\": 6, \"标题\": \"Smell your silver.\", \"描述\": \"Silver does not have a strong smell. Many other metals have a \\\"metallic\\\" or tangy smell. Take a whiff of the silver you are considering purchasing. If it smells coppery or tangy, it is likely an alloy and not silver.\"}]}, {\"编号\": 3, \"标题\": \"Paying for Scrap Silver\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check the current selling price.\", \"描述\": \"The price of silver fluctuates daily. Check online for the \\\"Spot Price\\\" of silver on any given day. This price changes constantly, so check back often. Do not pay more than the current selling price on any given day, unless the price is unusually low and you are willing to gamble that it will rise significantly before you need to sell.\\nSilver is measured in troy ounces. For reference when buying or selling, there are 12 troy ounces to 1 troy pound. There are approximately 31 grams to 1 troy ounce.\\nBeware of low prices. If a dealer is selling silver below the market price, it is likely not really sterling.\"}, {\"编号\": 2, \"标题\": \"Bargain.\", \"描述\": \"If you are buying at a yard sale, flea market, or store where the prices are not listed and haggling is legal, try to pay less. Offer the seller less than you are willing to pay, and go back and forth until you can agree on a price. Be willing to offer a fair price, especially if you plan on returning to this particular silver dealer.\"}, {\"编号\": 3, \"标题\": \"Work the auction.\", \"描述\": \"If you are buying silver online at an auction, don't get suckered into paying more than you think the silver is worth. Wait until the last minute to make your bid. If you are sure you want to buy an item, try being the first bidder. Top your own bid once or twice to send a clear message to other bidders.\"}], \"小提示\": [\"If you buy silver jewelry with stones or gems, consider reselling it as jewelry rather than for scrap. If the jewelry is destroyed beyond repair, however, remove these stones before selling off the silver. When the jewelry is no longer wearable, selling the stones and silver separately will likely earn you a greater profit.[6]\\nX\\nResearch source\\n\"], \"注意事项\": [\"Although the silver market has steadied in the recent past, it is always subject to fluctuation and disruption. Be aware of this possibility before investing too heavily.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,934 |
How to Buy Seized Cars for Sale
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1. Finding Seized Cars
1-1. Search government auction sites.
Start at the website https://www.govsales.gov. This website will tell you when an auction is taking place and its location.
Other good websites include governmentauctions.org and gov-auctions.org. These are privately-run sites that contain information about government auctions.
You will have to create an account to use the privately-run websites. Many offer free trials, but you will have to pay when your free trial ends.
1-2. Check other websites.
Search “auto auction” and look for websites that have repossessed and seized cars for sale. Not all auto auction websites will. Instead, some specialize in antiques or estate sales. At the website, you should be able to peruse inventory.
Avoid websites that require you to pay money before you can inspect a vehicle.
1-3. Search print publications.
These magazines often list auctions and seized cars for sale. However, be aware that sometimes the cars advertised aren’t the same as the cars you’ll see at the auction.
Your local paper should also contain information about upcoming local auctions.
1-4. Call up the police.
Law enforcement might let you check out their cars, so call up and ask. They usually store cars at towing yards, and the police might let you go inspect what stock they have available.
1-5. Contact lenders directly.
Some banks or credit unions will let you look at their file of repossessed vehicles. You’ll be able to inspect a car and then make a bid for it. Lenders usually want to recoup their losses, so you can often get a good deal this way. However, you’ll probably pay more than you will at an auction.
1-6. Find dealers who specialize in repo sales.
You can get a great discount from one of these sellers. Search online to find nearby sellers. You can buy a car without the high-pressure auction environment, which should give you more time to research the car. Nevertheless, you’ll pay more than you would for a similar car at auction.
2. Researching Cars
2-1. Choose cars you are interested in.
Bank and auction sites should have a list of cars available. Check if there’s anything offered you are interested in. It’s great to get a car cheap, but there’s no reason to buy a sports car when what you need is a minivan. Identify the types of cars you are in the market for.
2-2. Figure out why the car is being sold.
The difference between these reasons could potentially tell you a little more about the car. Typical reasons include:
Seized car: This means the car was taken by law enforcement for either too many traffic violations or because it was confiscated in a raid. The car was most likely maintained by the owner before being seized. The IRS and courts tend to seize cars that have a higher value and are of better quality.
Repossessed car: These cars are seized by lenders who haven’t been receiving payments. Since the former owner couldn’t repay their loan, they probably didn’t pay to maintain the car. These cars tend to be of lower quality.
Previously-owned government car: These cars were owned by government agencies that no longer need them. Most agencies frequently update their cars, so they tend to be high quality.
2-3. Inspect the car.
You might be able to inspect the car the day of the auction or before. Try to go before. When checking the car, look for new paint, dents, or rust. Each of these could hint at underlying problems.
Look under the hood if you know what to look for. If you don’t, ask a friend to go with you to see if the engine is in good shape.
Vehicles are shown in the same condition that they were seized. So don’t be surprised if they are dirty inside.
2-4. Ask for a car report.
Many cars come with CarFax reports to give you the car’s full history, which should include information about prior accidents and repair. If you don’t get a CarFax report, you can run a report yourself using the VIN number. Visit the CarFax website.
2-5. Understand what you are getting.
You might be able to get a car for a great price. However, there are some downsides that you should be aware of before you bid for a car at auction.
For example, most cars are sold “as is,” meaning that no warranty or guarantee is made about the car. In fact, many cars may be in terrible condition. Check if you can buy a warranty separately.
You also probably can’t test drive the vehicle, so you really won’t know with certainty what type of car you’re buying.
2-6. Come up with a maximum price.
Decide which vehicles you will bid on, and then come up with the absolute maximum you will bid for the car. If you’re having trouble setting the price, then look at sources such as the NADA guide.
Also look at eBay to see how much people are paying for auctioned vehicles. Find cars with the same make and model as the cars you want to bid on.
3. Attending the Auction
3-1. Have payment ready.
Generally, you need to have cash on hand or be preapproved for a loan in order to buy a car at auction. However, some banks will have finance options available if it is a bank auction, so call ahead to check.
You might also use a credit card, which is safer to carry than cash.
3-2. Register in advance.
Some auctions are open only to dealers, so it’s important to know in advance whether this is an auction you can actually attend.
3-3. Arrive prepared.
You’ll need some way to get the car off the lot. Don’t assume you’ll be able to start it. Many cars sit on the lot for a long time before auction. You may need to bring tools, oil, antifreeze, and an air pressure gauge.
You may also need to tow the car home, so check if a two truck is nearby. Some auctions might also let you pay to store the car until you can get the car off the lot.
3-4. Bid sensibly.
Remember not to go over your maximum for each car. It’s very easy to get caught up in the excitement of an auction, so try to restrain yourself. Ask a friend to come along with you to help keep you in line.
3-5. Buy your car.
If your bid was the highest, congratulations—you’re the new owner! You need to make a deposit immediately after winning. The deposit amount will be roughly 10% of the price.
If you back out of the sale, then you’ll forfeit your deposit.
|
{
"create_time": "20230517 11:00:59",
"回答明细": "{\"回答\": \"1. Finding Seized Cars\\n1-1. Search government auction sites.\\nStart at the website https://www.govsales.gov. This website will tell you when an auction is taking place and its location.\\nOther good websites include governmentauctions.org and gov-auctions.org. These are privately-run sites that contain information about government auctions.\\nYou will have to create an account to use the privately-run websites. Many offer free trials, but you will have to pay when your free trial ends.\\n1-2. Check other websites.\\nSearch “auto auction” and look for websites that have repossessed and seized cars for sale. Not all auto auction websites will. Instead, some specialize in antiques or estate sales. At the website, you should be able to peruse inventory.\\nAvoid websites that require you to pay money before you can inspect a vehicle.\\n1-3. Search print publications.\\nThese magazines often list auctions and seized cars for sale. However, be aware that sometimes the cars advertised aren’t the same as the cars you’ll see at the auction. \\nYour local paper should also contain information about upcoming local auctions.\\n1-4. Call up the police.\\nLaw enforcement might let you check out their cars, so call up and ask. They usually store cars at towing yards, and the police might let you go inspect what stock they have available.\\n1-5. Contact lenders directly.\\nSome banks or credit unions will let you look at their file of repossessed vehicles. You’ll be able to inspect a car and then make a bid for it. Lenders usually want to recoup their losses, so you can often get a good deal this way. However, you’ll probably pay more than you will at an auction.\\n1-6. Find dealers who specialize in repo sales.\\nYou can get a great discount from one of these sellers. Search online to find nearby sellers. You can buy a car without the high-pressure auction environment, which should give you more time to research the car. Nevertheless, you’ll pay more than you would for a similar car at auction.\\n2. Researching Cars\\n2-1. Choose cars you are interested in.\\nBank and auction sites should have a list of cars available. Check if there’s anything offered you are interested in. It’s great to get a car cheap, but there’s no reason to buy a sports car when what you need is a minivan. Identify the types of cars you are in the market for.\\n2-2. Figure out why the car is being sold.\\nThe difference between these reasons could potentially tell you a little more about the car. Typical reasons include:\\nSeized car: This means the car was taken by law enforcement for either too many traffic violations or because it was confiscated in a raid. The car was most likely maintained by the owner before being seized. The IRS and courts tend to seize cars that have a higher value and are of better quality.\\nRepossessed car: These cars are seized by lenders who haven’t been receiving payments. Since the former owner couldn’t repay their loan, they probably didn’t pay to maintain the car. These cars tend to be of lower quality.\\nPreviously-owned government car: These cars were owned by government agencies that no longer need them. Most agencies frequently update their cars, so they tend to be high quality.\\n2-3. Inspect the car.\\nYou might be able to inspect the car the day of the auction or before. Try to go before. When checking the car, look for new paint, dents, or rust. Each of these could hint at underlying problems.\\nLook under the hood if you know what to look for. If you don’t, ask a friend to go with you to see if the engine is in good shape.\\nVehicles are shown in the same condition that they were seized. So don’t be surprised if they are dirty inside.\\n2-4. Ask for a car report.\\nMany cars come with CarFax reports to give you the car’s full history, which should include information about prior accidents and repair. If you don’t get a CarFax report, you can run a report yourself using the VIN number. Visit the CarFax website.\\n2-5. Understand what you are getting.\\nYou might be able to get a car for a great price. However, there are some downsides that you should be aware of before you bid for a car at auction.\\nFor example, most cars are sold “as is,” meaning that no warranty or guarantee is made about the car. In fact, many cars may be in terrible condition. Check if you can buy a warranty separately.\\nYou also probably can’t test drive the vehicle, so you really won’t know with certainty what type of car you’re buying.\\n2-6. Come up with a maximum price.\\nDecide which vehicles you will bid on, and then come up with the absolute maximum you will bid for the car. If you’re having trouble setting the price, then look at sources such as the NADA guide.\\nAlso look at eBay to see how much people are paying for auctioned vehicles. Find cars with the same make and model as the cars you want to bid on.\\n3. Attending the Auction\\n3-1. Have payment ready.\\nGenerally, you need to have cash on hand or be preapproved for a loan in order to buy a car at auction. However, some banks will have finance options available if it is a bank auction, so call ahead to check.\\nYou might also use a credit card, which is safer to carry than cash.\\n3-2. Register in advance.\\nSome auctions are open only to dealers, so it’s important to know in advance whether this is an auction you can actually attend.\\n3-3. Arrive prepared.\\nYou’ll need some way to get the car off the lot. Don’t assume you’ll be able to start it. Many cars sit on the lot for a long time before auction. You may need to bring tools, oil, antifreeze, and an air pressure gauge.\\nYou may also need to tow the car home, so check if a two truck is nearby. Some auctions might also let you pay to store the car until you can get the car off the lot.\\n3-4. Bid sensibly.\\nRemember not to go over your maximum for each car. It’s very easy to get caught up in the excitement of an auction, so try to restrain yourself. Ask a friend to come along with you to help keep you in line.\\n3-5. Buy your car.\\nIf your bid was the highest, congratulations—you’re the new owner! You need to make a deposit immediately after winning. The deposit amount will be roughly 10% of the price.\\nIf you back out of the sale, then you’ll forfeit your deposit.\\n\", \"简要回答\": \"Thousands of cars are seized by banks, the government, and law enforcement agencies every year. Many of these vehicles will be put up for auction. You can buy a seized car for almost 90 percent off its retail value, so they're worth looking into if you're after a bargain.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding Seized Cars\", \"步骤\": [{\"编号\": 1, \"标题\": \"Search government auction sites.\", \"描述\": \"Start at the website https://www.govsales.gov. This website will tell you when an auction is taking place and its location.\\nOther good websites include governmentauctions.org and gov-auctions.org. These are privately-run sites that contain information about government auctions.\\nYou will have to create an account to use the privately-run websites. Many offer free trials, but you will have to pay when your free trial ends.\"}, {\"编号\": 2, \"标题\": \"Check other websites.\", \"描述\": \"Search “auto auction” and look for websites that have repossessed and seized cars for sale. Not all auto auction websites will. Instead, some specialize in antiques or estate sales. At the website, you should be able to peruse inventory.\\nAvoid websites that require you to pay money before you can inspect a vehicle.\"}, {\"编号\": 3, \"标题\": \"Search print publications.\", \"描述\": \"These magazines often list auctions and seized cars for sale. However, be aware that sometimes the cars advertised aren’t the same as the cars you’ll see at the auction. \\nYour local paper should also contain information about upcoming local auctions.\"}, {\"编号\": 4, \"标题\": \"Call up the police.\", \"描述\": \"Law enforcement might let you check out their cars, so call up and ask. They usually store cars at towing yards, and the police might let you go inspect what stock they have available.\"}, {\"编号\": 5, \"标题\": \"Contact lenders directly.\", \"描述\": \"Some banks or credit unions will let you look at their file of repossessed vehicles. You’ll be able to inspect a car and then make a bid for it. Lenders usually want to recoup their losses, so you can often get a good deal this way. However, you’ll probably pay more than you will at an auction.\"}, {\"编号\": 6, \"标题\": \"Find dealers who specialize in repo sales.\", \"描述\": \"You can get a great discount from one of these sellers. Search online to find nearby sellers. You can buy a car without the high-pressure auction environment, which should give you more time to research the car. Nevertheless, you’ll pay more than you would for a similar car at auction.\"}]}, {\"编号\": 2, \"标题\": \"Researching Cars\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose cars you are interested in.\", \"描述\": \"Bank and auction sites should have a list of cars available. Check if there’s anything offered you are interested in. It’s great to get a car cheap, but there’s no reason to buy a sports car when what you need is a minivan. Identify the types of cars you are in the market for.\"}, {\"编号\": 2, \"标题\": \"Figure out why the car is being sold.\", \"描述\": \"The difference between these reasons could potentially tell you a little more about the car. Typical reasons include:\\nSeized car: This means the car was taken by law enforcement for either too many traffic violations or because it was confiscated in a raid. The car was most likely maintained by the owner before being seized. The IRS and courts tend to seize cars that have a higher value and are of better quality.\\nRepossessed car: These cars are seized by lenders who haven’t been receiving payments. Since the former owner couldn’t repay their loan, they probably didn’t pay to maintain the car. These cars tend to be of lower quality.\\nPreviously-owned government car: These cars were owned by government agencies that no longer need them. Most agencies frequently update their cars, so they tend to be high quality.\"}, {\"编号\": 3, \"标题\": \"Inspect the car.\", \"描述\": \"You might be able to inspect the car the day of the auction or before. Try to go before. When checking the car, look for new paint, dents, or rust. Each of these could hint at underlying problems.\\nLook under the hood if you know what to look for. If you don’t, ask a friend to go with you to see if the engine is in good shape.\\nVehicles are shown in the same condition that they were seized. So don’t be surprised if they are dirty inside.\"}, {\"编号\": 4, \"标题\": \"Ask for a car report.\", \"描述\": \"Many cars come with CarFax reports to give you the car’s full history, which should include information about prior accidents and repair. If you don’t get a CarFax report, you can run a report yourself using the VIN number. Visit the CarFax website.\"}, {\"编号\": 5, \"标题\": \"Understand what you are getting.\", \"描述\": \"You might be able to get a car for a great price. However, there are some downsides that you should be aware of before you bid for a car at auction.\\nFor example, most cars are sold “as is,” meaning that no warranty or guarantee is made about the car. In fact, many cars may be in terrible condition. Check if you can buy a warranty separately.\\nYou also probably can’t test drive the vehicle, so you really won’t know with certainty what type of car you’re buying.\"}, {\"编号\": 6, \"标题\": \"Come up with a maximum price.\", \"描述\": \"Decide which vehicles you will bid on, and then come up with the absolute maximum you will bid for the car. If you’re having trouble setting the price, then look at sources such as the NADA guide.\\nAlso look at eBay to see how much people are paying for auctioned vehicles. Find cars with the same make and model as the cars you want to bid on.\"}]}, {\"编号\": 3, \"标题\": \"Attending the Auction\", \"步骤\": [{\"编号\": 1, \"标题\": \"Have payment ready.\", \"描述\": \"Generally, you need to have cash on hand or be preapproved for a loan in order to buy a car at auction. However, some banks will have finance options available if it is a bank auction, so call ahead to check.\\nYou might also use a credit card, which is safer to carry than cash.\"}, {\"编号\": 2, \"标题\": \"Register in advance.\", \"描述\": \"Some auctions are open only to dealers, so it’s important to know in advance whether this is an auction you can actually attend.\"}, {\"编号\": 3, \"标题\": \"Arrive prepared.\", \"描述\": \"You’ll need some way to get the car off the lot. Don’t assume you’ll be able to start it. Many cars sit on the lot for a long time before auction. You may need to bring tools, oil, antifreeze, and an air pressure gauge.\\nYou may also need to tow the car home, so check if a two truck is nearby. Some auctions might also let you pay to store the car until you can get the car off the lot.\"}, {\"编号\": 4, \"标题\": \"Bid sensibly.\", \"描述\": \"Remember not to go over your maximum for each car. It’s very easy to get caught up in the excitement of an auction, so try to restrain yourself. Ask a friend to come along with you to help keep you in line.\"}, {\"编号\": 5, \"标题\": \"Buy your car.\", \"描述\": \"If your bid was the highest, congratulations—you’re the new owner! You need to make a deposit immediately after winning. The deposit amount will be roughly 10% of the price.\\nIf you back out of the sale, then you’ll forfeit your deposit.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,935 |
How to Buy Sex Oriented Items at a Store Without Being Embarrassed
|
1. Controlling the Shopping Situation
1-1. Pick the right store.
Pick a store that you know well in order to easily locate your particular item. Or, go to a store outside of your neighborhood in order to avoid running into people you know.
Try going to a specialty sex-shop. The best part of buying from these types of locations is that you can easily play it off like you are buying a joke gift for a friend, or a party favor for a bachelorette party. This could also reduce your sense that someone may be judging you negatively by your purchase.
1-2. Get social support.
Going with a friend or partner can help deflect some of your embarrassment by serving as a social buffer or even a distraction for your embarrassment.
Ask your partner to join you on your trip to the store.
Tell a friend you need moral support in buying your embarrassing item.
1-3. Purchase other items.
Buying just the personal item can feel like it is drawing attention to yourself and may lead to increased feelings of embarrassment. Instead, buy multiple items in order to camouflage your purchase.
Get a bag of chips, gum, or soda to lessen the embarrassment. The more items the better.
1-4. Find a cashier that is similar to you.
Using coping strategies when buying sex-related items, such as going to a checkout stand with a similar person to yourself (the same gender and around the same age as you), can reduce embarrassment. This is a very common coping resource for avoiding embarrassment in purchasing personal products. It can be very embarrassing to checkout sexual items with a different sex or someone with a huge age difference.
If you can't find someone like you, try to find the person that is the best fit or that you think will produce the least amount of embarrassment for you.
1-5. Distract yourself or look busy during checkout.
This helps to draw less attention to yourself, and reduces the likelihood of engaging the cashier in small talk in order to avoid an awkward moment.
Be polite, but avoid too much eye contact or small-talk with the cashier.
Look at a magazine in the checkout stand.
Text or be on the phone while waiting for checkout.
1-6. Use the self-checkout system if available.
This may reduce the feeling that someone is watching you or judging your purchase. Studies have shown that decreasing the sense of a social presence around you can decrease feelings of embarrassment when purchasing a personal item.
1-7. Continue to practice.
Embarrassment about buying personal items lessens with experience. This is due to the idea that the more you do something, the more comfortable you are with that activity; the same thing goes for buying embarrassing items. So, the more experience you get buying these items the less uncomfortable you will feel. You may even begin to tolerate feeling embarrassed over time.
2. Changing your Thinking about the Situation
2-1. Think positively about the situation and your embarrassment.
It is important to take control of your thinking and reduce negative thinking about the situation. This limits the likelihood of you feeling excessively embarrassment; this is due the idea that our thoughts directly influence our feelings.
Think thoughts such as, “I can do this; it isn't that bad!”
Look for the humor in the situation. Isn't is funny that in society we buy these items in front of other people?
2-2. Remind yourself that the employees deal with this on a regular basis.
Remember that the cashiers at these stores ring up the same items all of the time. You're probably not the first person to buy this item at their register, and you most likely won't be the last.
Think something like, “This person is probably not thinking negatively about me, they deal with this sort of thing all the time!”
2-3. Identify the risks of avoidance.
Unfortunately, embarrassment when buying sexual contraceptives such as condoms can lead to unsafe sex and possible pregnancy. Thus, reducing embarrassment or coping with it is crucial to maintaining a healthy lifestyle with regard to your sex life.
Think about the consequences of not buying the product; could it lead to pregnancy, an STD, or uncomfortable sex?
Some people may steal in order to get personal items to reduce embarrassment. Know that this behavior could get you arrested.
3. Managing and Reducing your Embarrassment
3-1. Acknowledge and learn the cause your embarrassment.
In order to manage your embarrassment, you first need to own it and understand it. Embarrassment is the feeling of awkwardness or humiliation when we believe we are being negatively evaluated by another. Learn why you get embarrassed about buying sexual items in order to fully grasp what may need to change (thoughts or behaviors) in order to reduce your embarrassment.
Identify what thoughts result in you feeling embarrassed about buying personal or sex-related items. Is it because you are worried about what other people are thinking about you? Is it because you are afraid you will run into someone you know? Understanding the specific components that produce embarrassment or fear for you will be helpful in developing ways of coping with the situation.
3-2. Recognize that you are not alone.
For example, most individuals who purchase condoms do so by going to a store. Only about 5% of people get them from a medical clinic, and even less (.4%) purchase them online. Additionally, one study showed that approximately 55% of men and about 69% of women found condom purchasing to be embarrassing. This means it is quite common to feel embarrassed when buying personal or sex-related items.
When you are worried about the situation, remember that most people who buy personal products such as condoms, go to a store to do it. If they can do it, so can you!
When you are worrying about feeling embarrassed while buying a personal product, remind yourself that others feel similarly in your situation.
3-3. Accept your feelings.
Acceptance of your emotions is crucial to becoming motivated to better yourself and make positive changes, such as confidently buying personal items. Also, as previously stated, over half of shoppers report feeling embarrassed when buying items like condoms. Accept that embarrassment is a normal and natural emotion, especially when dealing with buying private items.
When you are feeling embarrassed, think to yourself, “It is okay that I am feeling this way. Many people feel embarrassed in this very situation.”
3-4. Become familiar with the product.
Studies suggest that the more comfortable and familiar you are with the particular product you are buying, the less embarrassed you will feel. This also reduces the amount of lingering time you spend in the aisle trying to find your product. Know where it is and how to easily get it.
Research the product online, read the instructions, side effects, etc.
Pick a particular type, brand, and specific store that stocks the product.
|
{
"create_time": "20230517 11:01:00",
"回答明细": "{\"回答\": \"1. Controlling the Shopping Situation\\n1-1. Pick the right store.\\nPick a store that you know well in order to easily locate your particular item. Or, go to a store outside of your neighborhood in order to avoid running into people you know.\\nTry going to a specialty sex-shop. The best part of buying from these types of locations is that you can easily play it off like you are buying a joke gift for a friend, or a party favor for a bachelorette party. This could also reduce your sense that someone may be judging you negatively by your purchase.\\n1-2. Get social support.\\nGoing with a friend or partner can help deflect some of your embarrassment by serving as a social buffer or even a distraction for your embarrassment. \\nAsk your partner to join you on your trip to the store.\\nTell a friend you need moral support in buying your embarrassing item.\\n1-3. Purchase other items.\\nBuying just the personal item can feel like it is drawing attention to yourself and may lead to increased feelings of embarrassment. Instead, buy multiple items in order to camouflage your purchase.\\nGet a bag of chips, gum, or soda to lessen the embarrassment. The more items the better.\\n1-4. Find a cashier that is similar to you.\\nUsing coping strategies when buying sex-related items, such as going to a checkout stand with a similar person to yourself (the same gender and around the same age as you), can reduce embarrassment. This is a very common coping resource for avoiding embarrassment in purchasing personal products. It can be very embarrassing to checkout sexual items with a different sex or someone with a huge age difference.\\nIf you can't find someone like you, try to find the person that is the best fit or that you think will produce the least amount of embarrassment for you.\\n1-5. Distract yourself or look busy during checkout.\\nThis helps to draw less attention to yourself, and reduces the likelihood of engaging the cashier in small talk in order to avoid an awkward moment.\\nBe polite, but avoid too much eye contact or small-talk with the cashier.\\nLook at a magazine in the checkout stand.\\nText or be on the phone while waiting for checkout.\\n1-6. Use the self-checkout system if available.\\nThis may reduce the feeling that someone is watching you or judging your purchase. Studies have shown that decreasing the sense of a social presence around you can decrease feelings of embarrassment when purchasing a personal item.\\n1-7. Continue to practice.\\nEmbarrassment about buying personal items lessens with experience. This is due to the idea that the more you do something, the more comfortable you are with that activity; the same thing goes for buying embarrassing items. So, the more experience you get buying these items the less uncomfortable you will feel. You may even begin to tolerate feeling embarrassed over time.\\n2. Changing your Thinking about the Situation\\n2-1. Think positively about the situation and your embarrassment.\\nIt is important to take control of your thinking and reduce negative thinking about the situation. This limits the likelihood of you feeling excessively embarrassment; this is due the idea that our thoughts directly influence our feelings.\\nThink thoughts such as, “I can do this; it isn't that bad!”\\nLook for the humor in the situation. Isn't is funny that in society we buy these items in front of other people?\\n2-2. Remind yourself that the employees deal with this on a regular basis.\\nRemember that the cashiers at these stores ring up the same items all of the time. You're probably not the first person to buy this item at their register, and you most likely won't be the last.\\nThink something like, “This person is probably not thinking negatively about me, they deal with this sort of thing all the time!”\\n2-3. Identify the risks of avoidance.\\nUnfortunately, embarrassment when buying sexual contraceptives such as condoms can lead to unsafe sex and possible pregnancy. Thus, reducing embarrassment or coping with it is crucial to maintaining a healthy lifestyle with regard to your sex life.\\nThink about the consequences of not buying the product; could it lead to pregnancy, an STD, or uncomfortable sex?\\nSome people may steal in order to get personal items to reduce embarrassment. Know that this behavior could get you arrested.\\n3. Managing and Reducing your Embarrassment\\n3-1. Acknowledge and learn the cause your embarrassment.\\nIn order to manage your embarrassment, you first need to own it and understand it. Embarrassment is the feeling of awkwardness or humiliation when we believe we are being negatively evaluated by another. Learn why you get embarrassed about buying sexual items in order to fully grasp what may need to change (thoughts or behaviors) in order to reduce your embarrassment.\\nIdentify what thoughts result in you feeling embarrassed about buying personal or sex-related items. Is it because you are worried about what other people are thinking about you? Is it because you are afraid you will run into someone you know? Understanding the specific components that produce embarrassment or fear for you will be helpful in developing ways of coping with the situation.\\n3-2. Recognize that you are not alone.\\nFor example, most individuals who purchase condoms do so by going to a store. Only about 5% of people get them from a medical clinic, and even less (.4%) purchase them online. Additionally, one study showed that approximately 55% of men and about 69% of women found condom purchasing to be embarrassing. This means it is quite common to feel embarrassed when buying personal or sex-related items.\\nWhen you are worried about the situation, remember that most people who buy personal products such as condoms, go to a store to do it. If they can do it, so can you!\\nWhen you are worrying about feeling embarrassed while buying a personal product, remind yourself that others feel similarly in your situation.\\n3-3. Accept your feelings.\\nAcceptance of your emotions is crucial to becoming motivated to better yourself and make positive changes, such as confidently buying personal items. Also, as previously stated, over half of shoppers report feeling embarrassed when buying items like condoms. Accept that embarrassment is a normal and natural emotion, especially when dealing with buying private items.\\nWhen you are feeling embarrassed, think to yourself, “It is okay that I am feeling this way. Many people feel embarrassed in this very situation.”\\n3-4. Become familiar with the product.\\nStudies suggest that the more comfortable and familiar you are with the particular product you are buying, the less embarrassed you will feel. This also reduces the amount of lingering time you spend in the aisle trying to find your product. Know where it is and how to easily get it.\\nResearch the product online, read the instructions, side effects, etc.\\nPick a particular type, brand, and specific store that stocks the product.\\n\", \"简要回答\": \"It's your anniversary and everything is perfectly set, the flowers, the chocolate, and even some champagne. Then, you notice you are missing something, maybe it's a condom, some lube, or birth control. You need the item but you are dreading the thought of going to the store to purchase it. Despite your nervous feelings, you can deal with purchasing embarrassing or sex-related items appropriately by controlling or coping with certain aspects of the shopping experience, changing your thinking about the situation, and managing your embarrassment.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Controlling the Shopping Situation\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pick the right store.\", \"描述\": \"Pick a store that you know well in order to easily locate your particular item. Or, go to a store outside of your neighborhood in order to avoid running into people you know.\\nTry going to a specialty sex-shop. The best part of buying from these types of locations is that you can easily play it off like you are buying a joke gift for a friend, or a party favor for a bachelorette party. This could also reduce your sense that someone may be judging you negatively by your purchase.\"}, {\"编号\": 2, \"标题\": \"Get social support.\", \"描述\": \"Going with a friend or partner can help deflect some of your embarrassment by serving as a social buffer or even a distraction for your embarrassment. \\nAsk your partner to join you on your trip to the store.\\nTell a friend you need moral support in buying your embarrassing item.\"}, {\"编号\": 3, \"标题\": \"Purchase other items.\", \"描述\": \"Buying just the personal item can feel like it is drawing attention to yourself and may lead to increased feelings of embarrassment. Instead, buy multiple items in order to camouflage your purchase.\\nGet a bag of chips, gum, or soda to lessen the embarrassment. The more items the better.\"}, {\"编号\": 4, \"标题\": \"Find a cashier that is similar to you.\", \"描述\": \"Using coping strategies when buying sex-related items, such as going to a checkout stand with a similar person to yourself (the same gender and around the same age as you), can reduce embarrassment. This is a very common coping resource for avoiding embarrassment in purchasing personal products. It can be very embarrassing to checkout sexual items with a different sex or someone with a huge age difference.\\nIf you can't find someone like you, try to find the person that is the best fit or that you think will produce the least amount of embarrassment for you.\"}, {\"编号\": 5, \"标题\": \"Distract yourself or look busy during checkout.\", \"描述\": \"This helps to draw less attention to yourself, and reduces the likelihood of engaging the cashier in small talk in order to avoid an awkward moment.\\nBe polite, but avoid too much eye contact or small-talk with the cashier.\\nLook at a magazine in the checkout stand.\\nText or be on the phone while waiting for checkout.\"}, {\"编号\": 6, \"标题\": \"Use the self-checkout system if available.\", \"描述\": \"This may reduce the feeling that someone is watching you or judging your purchase. Studies have shown that decreasing the sense of a social presence around you can decrease feelings of embarrassment when purchasing a personal item.\"}, {\"编号\": 7, \"标题\": \"Continue to practice.\", \"描述\": \"Embarrassment about buying personal items lessens with experience. This is due to the idea that the more you do something, the more comfortable you are with that activity; the same thing goes for buying embarrassing items. So, the more experience you get buying these items the less uncomfortable you will feel. You may even begin to tolerate feeling embarrassed over time.\"}]}, {\"编号\": 2, \"标题\": \"Changing your Thinking about the Situation\", \"步骤\": [{\"编号\": 1, \"标题\": \"Think positively about the situation and your embarrassment.\", \"描述\": \"It is important to take control of your thinking and reduce negative thinking about the situation. This limits the likelihood of you feeling excessively embarrassment; this is due the idea that our thoughts directly influence our feelings.\\nThink thoughts such as, “I can do this; it isn't that bad!”\\nLook for the humor in the situation. Isn't is funny that in society we buy these items in front of other people?\"}, {\"编号\": 2, \"标题\": \"Remind yourself that the employees deal with this on a regular basis.\", \"描述\": \"Remember that the cashiers at these stores ring up the same items all of the time. You're probably not the first person to buy this item at their register, and you most likely won't be the last.\\nThink something like, “This person is probably not thinking negatively about me, they deal with this sort of thing all the time!”\"}, {\"编号\": 3, \"标题\": \"Identify the risks of avoidance.\", \"描述\": \"Unfortunately, embarrassment when buying sexual contraceptives such as condoms can lead to unsafe sex and possible pregnancy. Thus, reducing embarrassment or coping with it is crucial to maintaining a healthy lifestyle with regard to your sex life.\\nThink about the consequences of not buying the product; could it lead to pregnancy, an STD, or uncomfortable sex?\\nSome people may steal in order to get personal items to reduce embarrassment. Know that this behavior could get you arrested.\"}]}, {\"编号\": 3, \"标题\": \"Managing and Reducing your Embarrassment\", \"步骤\": [{\"编号\": 1, \"标题\": \"Acknowledge and learn the cause your embarrassment.\", \"描述\": \"In order to manage your embarrassment, you first need to own it and understand it. Embarrassment is the feeling of awkwardness or humiliation when we believe we are being negatively evaluated by another. Learn why you get embarrassed about buying sexual items in order to fully grasp what may need to change (thoughts or behaviors) in order to reduce your embarrassment.\\nIdentify what thoughts result in you feeling embarrassed about buying personal or sex-related items. Is it because you are worried about what other people are thinking about you? Is it because you are afraid you will run into someone you know? Understanding the specific components that produce embarrassment or fear for you will be helpful in developing ways of coping with the situation.\"}, {\"编号\": 2, \"标题\": \"Recognize that you are not alone.\", \"描述\": \"For example, most individuals who purchase condoms do so by going to a store. Only about 5% of people get them from a medical clinic, and even less (.4%) purchase them online. Additionally, one study showed that approximately 55% of men and about 69% of women found condom purchasing to be embarrassing. This means it is quite common to feel embarrassed when buying personal or sex-related items.\\nWhen you are worried about the situation, remember that most people who buy personal products such as condoms, go to a store to do it. If they can do it, so can you!\\nWhen you are worrying about feeling embarrassed while buying a personal product, remind yourself that others feel similarly in your situation.\"}, {\"编号\": 3, \"标题\": \"Accept your feelings.\", \"描述\": \"Acceptance of your emotions is crucial to becoming motivated to better yourself and make positive changes, such as confidently buying personal items. Also, as previously stated, over half of shoppers report feeling embarrassed when buying items like condoms. Accept that embarrassment is a normal and natural emotion, especially when dealing with buying private items.\\nWhen you are feeling embarrassed, think to yourself, “It is okay that I am feeling this way. Many people feel embarrassed in this very situation.”\"}, {\"编号\": 4, \"标题\": \"Become familiar with the product.\", \"描述\": \"Studies suggest that the more comfortable and familiar you are with the particular product you are buying, the less embarrassed you will feel. This also reduces the amount of lingering time you spend in the aisle trying to find your product. Know where it is and how to easily get it.\\nResearch the product online, read the instructions, side effects, etc.\\nPick a particular type, brand, and specific store that stocks the product.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,936 |
How to Buy Sheets
|
1. Choosing the Right Size
1-1. Pick sheets based on your mattress size.
Sheets are measured based on the size of your mattress. At a department store, sheets should be listed as twin, full, double twin, king, queen, California king, and so on. A sheet's label should give you a sense of whether It's appropriate for your bed.
For twin beds, the standard measurement is usually 66 by 90 inches for a flat sheet and 39 times 75 for a fitted sheet. However, some twins are double twins. These are the kinds typically found in a college dorm. For a double twin, go for 39 by 80 inch fitted sheet. You can get by with a flat sheet fitted for a standard twin bed.
For a full sized bed, the standard size of a flat sheet is 81x96 inches. For a fitted sheet, go for 54x75 inches.
For a king sized bed, you'll need a 108x102 inch flat sheet and a 78x80 inch fitted sheet. For a queen sized bed, you'll need a 90x102 inch queen sheet and a 60x80 inch fitted sheet.
1-2. Measure your mattress's height.
Mattresses come in various heights. Some mattresses are thicker than others. When picking sheets, you'll need to know the height of your mattress. Take a tape measure and measure the side of the mattress. Most standard mattresses are 7 to 9 inches high, while some can be as much as 16 to 22 inches high.
1-3. Choose the appropriate pocket size based on height.
The pocket size of sheets varies. The pocket size you need depends on the height of your mattress.
A mattress that is 7 to 12 inches high will need a 7 to 9 inch pocket depth.
A mattress that is 13 to 17 inches high will require a pocket depth of 10 to 15 inches.
A mattress between 18 and 25 inches needs a pocket depth 15 to 22 inches.
2. Deciding on Material
2-1. Go for cotton sheets as your first choice.
Cotton is usually the best option when it comes to material. Cotton sheets tend to be the most breathable and comfortable, and also last a long time. They are also less prone to wrinkles.
Egyptian and pima cotton are generally the best options.
You should also look for 100% organic cotton. Many brands of cotton are mislabeled and actually contain a lot of synthetic ingredients, so make sure you read the label and look for verification that the material is 100% cotton.
2-2. Consider bamboo sheets if you want an eco friendly option.
Bamboo sheets are often blended with cotton or other materials. They have become more popular recently. Many people enjoy bamboo sheets as they're made from sustainable materials. If you want an eco friendly option, consider going for bamboo.
Bamboo also sops up moisture easily. If you tend to sweat a lot at night, go for bamboo sheets.
2-3. Go for a linen sheet if you live in a hot climate.
If you live in a hot environment, you may want to go for linen sheets. Linen sheets tend to be highly breathable. They tend to reduce overall body heat, so they can be refreshing in a warm environment.
The one downside to linen sheets is that they wrinkle easily. You will have to do a lot of ironing if you select linen sheets.
2-4. Pick the right weave.
Weave refers to the manner in which your sheets are made. Weave is important as it tends to affect the feel of the sheets. Make sure to choose a weave that works for you.
A sateen weave provides a softer feel. If you want crisper sheets, go for a percale weave.
Jersey sheets, also known as t-shirt sheets, tend to have a very slippery feel. They're usually best avoided. However, if you're on a budget and don't mind a slippery, heavier feel, you may want to opt for Jersey sheets. They may be cheaper than other brands.
If you live in a cool environment, go for nubby cotton flannel sheets. They tend to keep you very warm.
3. Looking at Other Factors
3-1. Pick an appropriate thread count.
The thread count of a sheet affects its softness. Many people believe a higher thread count means softer sheets. However, many manufacturer's exaggerate thread count, so this is not necessarily always the case. In general, a thread count of over 200 is recommended for comfort. Anything above 800 is probably unnecessary.
You can identify fabricated thread counts by thread type. Thread that is 2-ply is often twisted around itself to create a higher thread count. However, as the thread is of less high quality, this does not mean the sheets will be softer. Be wary of sheets made from 2-ply thread.
3-2. Pay attention to finish.
Most sheets are finished with a chemical process to keep them from wrinkling. If you're not averse to chemical-based products, wrinkle free sheets can require a lot less upkeep. However, if you're wary about chemicals, look for sheets labeled as organic.
3-3. Look at what types of dyes are used.
If you're buying a patterned sheet, it may use a lot of dye. Your sheets may feel stiff and uncomfortable if you don't wash them a few times before use.
If you have a sensitivity to any type of dye, avoid getting sheets that contain that product.
3-4. Pick the right color.
Most varieties of sheets come in many different colors and patterns. Ideally, you'll want colors that match the scheme of your room. For example, if you have a room with blue wallpaper, you may want to go with blue sheets.
Keep in mind dark colors hide stains better. If you're buying sheets for a very young child, who may have an accident in the bed, go for darker sheets.
To give your room a crisp, fresh hotel feel, opt for neutral or white linens.
Tips
Look for sheets that are labeled "pure-finish" if you want to avoid chemical treatments that are applied by the manufacturer to add a sheen or reduce wrinkling and shrinking.
|
{
"create_time": "20230517 11:01:00",
"回答明细": "{\"回答\": \"1. Choosing the Right Size\\n1-1. Pick sheets based on your mattress size.\\nSheets are measured based on the size of your mattress. At a department store, sheets should be listed as twin, full, double twin, king, queen, California king, and so on. A sheet's label should give you a sense of whether It's appropriate for your bed.\\nFor twin beds, the standard measurement is usually 66 by 90 inches for a flat sheet and 39 times 75 for a fitted sheet. However, some twins are double twins. These are the kinds typically found in a college dorm. For a double twin, go for 39 by 80 inch fitted sheet. You can get by with a flat sheet fitted for a standard twin bed.\\nFor a full sized bed, the standard size of a flat sheet is 81x96 inches. For a fitted sheet, go for 54x75 inches.\\nFor a king sized bed, you'll need a 108x102 inch flat sheet and a 78x80 inch fitted sheet. For a queen sized bed, you'll need a 90x102 inch queen sheet and a 60x80 inch fitted sheet.\\n1-2. Measure your mattress's height.\\nMattresses come in various heights. Some mattresses are thicker than others. When picking sheets, you'll need to know the height of your mattress. Take a tape measure and measure the side of the mattress. Most standard mattresses are 7 to 9 inches high, while some can be as much as 16 to 22 inches high.\\n1-3. Choose the appropriate pocket size based on height.\\nThe pocket size of sheets varies. The pocket size you need depends on the height of your mattress.\\nA mattress that is 7 to 12 inches high will need a 7 to 9 inch pocket depth.\\nA mattress that is 13 to 17 inches high will require a pocket depth of 10 to 15 inches.\\nA mattress between 18 and 25 inches needs a pocket depth 15 to 22 inches.\\n2. Deciding on Material\\n2-1. Go for cotton sheets as your first choice.\\nCotton is usually the best option when it comes to material. Cotton sheets tend to be the most breathable and comfortable, and also last a long time. They are also less prone to wrinkles.\\nEgyptian and pima cotton are generally the best options.\\nYou should also look for 100% organic cotton. Many brands of cotton are mislabeled and actually contain a lot of synthetic ingredients, so make sure you read the label and look for verification that the material is 100% cotton.\\n2-2. Consider bamboo sheets if you want an eco friendly option.\\nBamboo sheets are often blended with cotton or other materials. They have become more popular recently. Many people enjoy bamboo sheets as they're made from sustainable materials. If you want an eco friendly option, consider going for bamboo.\\nBamboo also sops up moisture easily. If you tend to sweat a lot at night, go for bamboo sheets.\\n2-3. Go for a linen sheet if you live in a hot climate.\\nIf you live in a hot environment, you may want to go for linen sheets. Linen sheets tend to be highly breathable. They tend to reduce overall body heat, so they can be refreshing in a warm environment.\\nThe one downside to linen sheets is that they wrinkle easily. You will have to do a lot of ironing if you select linen sheets.\\n2-4. Pick the right weave.\\nWeave refers to the manner in which your sheets are made. Weave is important as it tends to affect the feel of the sheets. Make sure to choose a weave that works for you.\\nA sateen weave provides a softer feel. If you want crisper sheets, go for a percale weave.\\nJersey sheets, also known as t-shirt sheets, tend to have a very slippery feel. They're usually best avoided. However, if you're on a budget and don't mind a slippery, heavier feel, you may want to opt for Jersey sheets. They may be cheaper than other brands.\\nIf you live in a cool environment, go for nubby cotton flannel sheets. They tend to keep you very warm.\\n3. Looking at Other Factors\\n3-1. Pick an appropriate thread count.\\nThe thread count of a sheet affects its softness. Many people believe a higher thread count means softer sheets. However, many manufacturer's exaggerate thread count, so this is not necessarily always the case. In general, a thread count of over 200 is recommended for comfort. Anything above 800 is probably unnecessary.\\nYou can identify fabricated thread counts by thread type. Thread that is 2-ply is often twisted around itself to create a higher thread count. However, as the thread is of less high quality, this does not mean the sheets will be softer. Be wary of sheets made from 2-ply thread.\\n3-2. Pay attention to finish.\\nMost sheets are finished with a chemical process to keep them from wrinkling. If you're not averse to chemical-based products, wrinkle free sheets can require a lot less upkeep. However, if you're wary about chemicals, look for sheets labeled as organic.\\n3-3. Look at what types of dyes are used.\\nIf you're buying a patterned sheet, it may use a lot of dye. Your sheets may feel stiff and uncomfortable if you don't wash them a few times before use.\\nIf you have a sensitivity to any type of dye, avoid getting sheets that contain that product.\\n3-4. Pick the right color.\\nMost varieties of sheets come in many different colors and patterns. Ideally, you'll want colors that match the scheme of your room. For example, if you have a room with blue wallpaper, you may want to go with blue sheets.\\nKeep in mind dark colors hide stains better. If you're buying sheets for a very young child, who may have an accident in the bed, go for darker sheets.\\nTo give your room a crisp, fresh hotel feel, opt for neutral or white linens.\\nTips\\nLook for sheets that are labeled \\\"pure-finish\\\" if you want to avoid chemical treatments that are applied by the manufacturer to add a sheen or reduce wrinkling and shrinking.\\n\", \"简要回答\": \"Bed sheets are a simple product but the choices can be overwhelming. A good night sleep has a profound effect on how you function and feel during the day, and the feel of sheets play a pivotal role in this equation. Make sure you choose sheets that are an appropriate size for you bed. You should also pick materials that are comfortable for you. You should also consider factors like dyes, thread count, and price.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing the Right Size\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pick sheets based on your mattress size.\", \"描述\": \"Sheets are measured based on the size of your mattress. At a department store, sheets should be listed as twin, full, double twin, king, queen, California king, and so on. A sheet's label should give you a sense of whether It's appropriate for your bed.\\nFor twin beds, the standard measurement is usually 66 by 90 inches for a flat sheet and 39 times 75 for a fitted sheet. However, some twins are double twins. These are the kinds typically found in a college dorm. For a double twin, go for 39 by 80 inch fitted sheet. You can get by with a flat sheet fitted for a standard twin bed.\\nFor a full sized bed, the standard size of a flat sheet is 81x96 inches. For a fitted sheet, go for 54x75 inches.\\nFor a king sized bed, you'll need a 108x102 inch flat sheet and a 78x80 inch fitted sheet. For a queen sized bed, you'll need a 90x102 inch queen sheet and a 60x80 inch fitted sheet.\"}, {\"编号\": 2, \"标题\": \"Measure your mattress's height.\", \"描述\": \"Mattresses come in various heights. Some mattresses are thicker than others. When picking sheets, you'll need to know the height of your mattress. Take a tape measure and measure the side of the mattress. Most standard mattresses are 7 to 9 inches high, while some can be as much as 16 to 22 inches high.\"}, {\"编号\": 3, \"标题\": \"Choose the appropriate pocket size based on height.\", \"描述\": \"The pocket size of sheets varies. The pocket size you need depends on the height of your mattress.\\nA mattress that is 7 to 12 inches high will need a 7 to 9 inch pocket depth.\\nA mattress that is 13 to 17 inches high will require a pocket depth of 10 to 15 inches.\\nA mattress between 18 and 25 inches needs a pocket depth 15 to 22 inches.\"}]}, {\"编号\": 2, \"标题\": \"Deciding on Material\", \"步骤\": [{\"编号\": 1, \"标题\": \"Go for cotton sheets as your first choice.\", \"描述\": \"Cotton is usually the best option when it comes to material. Cotton sheets tend to be the most breathable and comfortable, and also last a long time. They are also less prone to wrinkles.\\nEgyptian and pima cotton are generally the best options.\\nYou should also look for 100% organic cotton. Many brands of cotton are mislabeled and actually contain a lot of synthetic ingredients, so make sure you read the label and look for verification that the material is 100% cotton.\"}, {\"编号\": 2, \"标题\": \"Consider bamboo sheets if you want an eco friendly option.\", \"描述\": \"Bamboo sheets are often blended with cotton or other materials. They have become more popular recently. Many people enjoy bamboo sheets as they're made from sustainable materials. If you want an eco friendly option, consider going for bamboo.\\nBamboo also sops up moisture easily. If you tend to sweat a lot at night, go for bamboo sheets.\"}, {\"编号\": 3, \"标题\": \"Go for a linen sheet if you live in a hot climate.\", \"描述\": \"If you live in a hot environment, you may want to go for linen sheets. Linen sheets tend to be highly breathable. They tend to reduce overall body heat, so they can be refreshing in a warm environment.\\nThe one downside to linen sheets is that they wrinkle easily. You will have to do a lot of ironing if you select linen sheets.\"}, {\"编号\": 4, \"标题\": \"Pick the right weave.\", \"描述\": \"Weave refers to the manner in which your sheets are made. Weave is important as it tends to affect the feel of the sheets. Make sure to choose a weave that works for you.\\nA sateen weave provides a softer feel. If you want crisper sheets, go for a percale weave.\\nJersey sheets, also known as t-shirt sheets, tend to have a very slippery feel. They're usually best avoided. However, if you're on a budget and don't mind a slippery, heavier feel, you may want to opt for Jersey sheets. They may be cheaper than other brands.\\nIf you live in a cool environment, go for nubby cotton flannel sheets. They tend to keep you very warm.\"}]}, {\"编号\": 3, \"标题\": \"Looking at Other Factors\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pick an appropriate thread count.\", \"描述\": \"The thread count of a sheet affects its softness. Many people believe a higher thread count means softer sheets. However, many manufacturer's exaggerate thread count, so this is not necessarily always the case. In general, a thread count of over 200 is recommended for comfort. Anything above 800 is probably unnecessary.\\nYou can identify fabricated thread counts by thread type. Thread that is 2-ply is often twisted around itself to create a higher thread count. However, as the thread is of less high quality, this does not mean the sheets will be softer. Be wary of sheets made from 2-ply thread.\"}, {\"编号\": 2, \"标题\": \"Pay attention to finish.\", \"描述\": \"Most sheets are finished with a chemical process to keep them from wrinkling. If you're not averse to chemical-based products, wrinkle free sheets can require a lot less upkeep. However, if you're wary about chemicals, look for sheets labeled as organic.\"}, {\"编号\": 3, \"标题\": \"Look at what types of dyes are used.\", \"描述\": \"If you're buying a patterned sheet, it may use a lot of dye. Your sheets may feel stiff and uncomfortable if you don't wash them a few times before use.\\nIf you have a sensitivity to any type of dye, avoid getting sheets that contain that product.\"}, {\"编号\": 4, \"标题\": \"Pick the right color.\", \"描述\": \"Most varieties of sheets come in many different colors and patterns. Ideally, you'll want colors that match the scheme of your room. For example, if you have a room with blue wallpaper, you may want to go with blue sheets.\\nKeep in mind dark colors hide stains better. If you're buying sheets for a very young child, who may have an accident in the bed, go for darker sheets.\\nTo give your room a crisp, fresh hotel feel, opt for neutral or white linens.\"}], \"小提示\": [\"Look for sheets that are labeled \\\"pure-finish\\\" if you want to avoid chemical treatments that are applied by the manufacturer to add a sheen or reduce wrinkling and shrinking.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,937 |
How to Buy Shoes
|
1. Checking Shoe Quality
1-1. Buy shoes from a brand known for quality and comfort.
Many well-established footwear brands are known for their reliable, functional footwear. Buy a pair of shoes from one of these brands to make sure that you are getting a high quality product. Most of these companies have built their reputations on years of good customer service as well, so these shoes are likely to be covered by a generous warranty.
Find quality footwear brands by reading online reviews.
1-2. Examine the soles of the shoes to see if they are sturdy.
The soles of good shoes should be sturdy enough to protect your feet from sharp objects. They should also provide some kind of cushioning for your feet while you are walking. Examine the bottom of shoes before trying them on so see how thick and strong the soles look.
Avoid flat shoes with very thin bottoms, which are likely to break or wear away quickly.
1-3. Verify that the insole and arch offer adequate foot support.
Avoid buying shoes with flat insoles, which will not hold your foot in place properly. Shop for shoes with insoles and arches that are slightly raised and curved to support your foot. Note that some shoes will have removable insoles that can be removed and washed periodically.
1-4. Look closely at the seams and edges of the shoes.
Poor craftsmanship is most evident in the small details on a pair of shoes. Pick up a shoe and look closely at the edges for any loose material or or visible glue. Check the seams for uneven stitching or looped threads.
1-5. Make sure that the heel is securely attached to the shoe.
If you are looking for shoes with pronounced heels, check them carefully to make sure they are well-constructed. If the heels are sewn on, make sure that the stitches are even and secure. If the heels are glued on, check for any gaps where the soles could start peeling off.
2. Finding the Best Fit
2-1. Go shopping for shoes in the afternoon.
You feet expand naturally as you walk on the during the day, and are usually at their most swollen point in the afternoon. If possible, shop for shoes during this period to ensure that you get the best fit. This way you will be sure to buy shoes that accommodate your feet at their biggest, preventing tightness and discomfort later.
2-2. Wear the same type of socks that you'll be wearing with the shoes.
To get an accurate idea of how shoes fit, wear socks with the same thickness as those you intend to wear with your new shoes when you go shopping. Trying on shoes with the wrong socks will likely leave you with shoes that are too tight or loose. This will also give you a better picture of how the shoes will actually look when you wear them.
If you are buying sandals or other shoes you won't wear socks with, try them on your bare feet or bring a pair of nylon knee-highs to wear.
2-3. Ask the salesperson to measure your feet.
Knowing the exact size of your feet can make shopping for shoes much simpler. Ask a salesperson at the shoe store if they can measure your feet using a foot sizer. These measurements will give you unique information, which may prompt you to shop for special styles or brands of shoe.
For instance, if your feet are wider than average you might want to shop for extra-wide shoes.
2-4. Leave 0.5 inches (1.3 cm) between your big toe and the tip of the shoe.
Your feet shift in your shoes when you are standing or walking, so your shoes should be slightly roomy. As a general rule, 0.5 inches (1.3 cm) is the ideal amount of space to have between your foot and the shoe material. Test this by sliding your index finger behind your heel to make sure it fits.
If your finger doesn't fit, try on the shoe in the next size up.
This is a more accurate way of testing your shoe fit than simply pressing down on the toes of your shoes when you try them on.
2-5. Make sure that you are comfortable standing and walking in the shoes.
Good shoes should not have to be broken in to feel comfortable on your feet. When you try on shoes, stand up in them and take a few steps around the store to see how they feel. If you experience pain, tightness, or difficulty walking, opt for a different size or style.
Look for a block heel if you want comfortable pumps. A classic black pump is a timeless wardrobe staple. When you want to wear heels but you're looking for something comfortable, choose a shoe with a blocky heel. You'll have more comfort and stability, but you'll still get the look of a pump.
3. Shopping for Shoes Online
3-1. Review the comments left by buyers.
When you are looking at a particular pair of shoes online, scroll down to look for comments and reviews of the product. Customers who have already bought these shoes may provide important information about how the shoes fit. Avoid buying shoes that have received numerous poor reviews.
3-2. Make sure that return shipping is free.
Shopping for shoes is always a bit of a gamble, so flexible return policies are key. Only buy shoes from websites that offer free return shipping on products that don't fit. Many companies will provide you with a prepaid shipping label for stress-free returns.
3-3. Compare prices on different websites to get the best deals.
You can find good quality shoes at steep discounts online, particularly because of the competition between websites. Once you find a model of shoe that you like, research it online and compare the prices of several reliable sellers. If shoes are out of season or discontinued, you may find them at a fraction of their original retail price.
Make sure to factor shipping fees and taxes into shoes prices when comparison shopping.
3-4. Shop on websites that feature large, multi-perspective pictures.
When online shopping for shoes, you will have to rely heavily on images to gauge the product. Shop on websites with clear pictures that are big enough to show details such as stitching and texture. It is also helpful if the websites show each pair of shoes from multiple perspectives.
For instance, a good website may show pictures of their shoes from the outer edge, inner arch, and overhead to show the insoles.
|
{
"create_time": "20230517 11:01:00",
"回答明细": "{\"回答\": \"1. Checking Shoe Quality\\n1-1. Buy shoes from a brand known for quality and comfort.\\nMany well-established footwear brands are known for their reliable, functional footwear. Buy a pair of shoes from one of these brands to make sure that you are getting a high quality product. Most of these companies have built their reputations on years of good customer service as well, so these shoes are likely to be covered by a generous warranty.\\nFind quality footwear brands by reading online reviews.\\n1-2. Examine the soles of the shoes to see if they are sturdy.\\nThe soles of good shoes should be sturdy enough to protect your feet from sharp objects. They should also provide some kind of cushioning for your feet while you are walking. Examine the bottom of shoes before trying them on so see how thick and strong the soles look.\\nAvoid flat shoes with very thin bottoms, which are likely to break or wear away quickly.\\n1-3. Verify that the insole and arch offer adequate foot support.\\nAvoid buying shoes with flat insoles, which will not hold your foot in place properly. Shop for shoes with insoles and arches that are slightly raised and curved to support your foot. Note that some shoes will have removable insoles that can be removed and washed periodically.\\n1-4. Look closely at the seams and edges of the shoes.\\nPoor craftsmanship is most evident in the small details on a pair of shoes. Pick up a shoe and look closely at the edges for any loose material or or visible glue. Check the seams for uneven stitching or looped threads.\\n1-5. Make sure that the heel is securely attached to the shoe.\\nIf you are looking for shoes with pronounced heels, check them carefully to make sure they are well-constructed. If the heels are sewn on, make sure that the stitches are even and secure. If the heels are glued on, check for any gaps where the soles could start peeling off.\\n2. Finding the Best Fit\\n2-1. Go shopping for shoes in the afternoon.\\nYou feet expand naturally as you walk on the during the day, and are usually at their most swollen point in the afternoon. If possible, shop for shoes during this period to ensure that you get the best fit. This way you will be sure to buy shoes that accommodate your feet at their biggest, preventing tightness and discomfort later.\\n2-2. Wear the same type of socks that you'll be wearing with the shoes.\\nTo get an accurate idea of how shoes fit, wear socks with the same thickness as those you intend to wear with your new shoes when you go shopping. Trying on shoes with the wrong socks will likely leave you with shoes that are too tight or loose. This will also give you a better picture of how the shoes will actually look when you wear them.\\nIf you are buying sandals or other shoes you won't wear socks with, try them on your bare feet or bring a pair of nylon knee-highs to wear.\\n2-3. Ask the salesperson to measure your feet.\\nKnowing the exact size of your feet can make shopping for shoes much simpler. Ask a salesperson at the shoe store if they can measure your feet using a foot sizer. These measurements will give you unique information, which may prompt you to shop for special styles or brands of shoe.\\nFor instance, if your feet are wider than average you might want to shop for extra-wide shoes.\\n2-4. Leave 0.5 inches (1.3 cm) between your big toe and the tip of the shoe.\\nYour feet shift in your shoes when you are standing or walking, so your shoes should be slightly roomy. As a general rule, 0.5 inches (1.3 cm) is the ideal amount of space to have between your foot and the shoe material. Test this by sliding your index finger behind your heel to make sure it fits.\\nIf your finger doesn't fit, try on the shoe in the next size up.\\nThis is a more accurate way of testing your shoe fit than simply pressing down on the toes of your shoes when you try them on.\\n2-5. Make sure that you are comfortable standing and walking in the shoes.\\nGood shoes should not have to be broken in to feel comfortable on your feet. When you try on shoes, stand up in them and take a few steps around the store to see how they feel. If you experience pain, tightness, or difficulty walking, opt for a different size or style.\\nLook for a block heel if you want comfortable pumps. A classic black pump is a timeless wardrobe staple. When you want to wear heels but you're looking for something comfortable, choose a shoe with a blocky heel. You'll have more comfort and stability, but you'll still get the look of a pump.\\n3. Shopping for Shoes Online\\n3-1. Review the comments left by buyers.\\nWhen you are looking at a particular pair of shoes online, scroll down to look for comments and reviews of the product. Customers who have already bought these shoes may provide important information about how the shoes fit. Avoid buying shoes that have received numerous poor reviews.\\n3-2. Make sure that return shipping is free.\\nShopping for shoes is always a bit of a gamble, so flexible return policies are key. Only buy shoes from websites that offer free return shipping on products that don't fit. Many companies will provide you with a prepaid shipping label for stress-free returns.\\n3-3. Compare prices on different websites to get the best deals.\\nYou can find good quality shoes at steep discounts online, particularly because of the competition between websites. Once you find a model of shoe that you like, research it online and compare the prices of several reliable sellers. If shoes are out of season or discontinued, you may find them at a fraction of their original retail price.\\nMake sure to factor shipping fees and taxes into shoes prices when comparison shopping.\\n3-4. Shop on websites that feature large, multi-perspective pictures.\\nWhen online shopping for shoes, you will have to rely heavily on images to gauge the product. Shop on websites with clear pictures that are big enough to show details such as stitching and texture. It is also helpful if the websites show each pair of shoes from multiple perspectives.\\nFor instance, a good website may show pictures of their shoes from the outer edge, inner arch, and overhead to show the insoles.\\n\", \"简要回答\": \"Finding shoes that are comfortable and well-made is easy if you shop mindfully. Check shoes for details about their quality and choose reliable footwear brands. When shopping for shoes in person, try them on and make sure they are comfortable on your feet. If you shop online instead, always buy from reliable websites that offer free returns.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Checking Shoe Quality\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy shoes from a brand known for quality and comfort.\", \"描述\": \"Many well-established footwear brands are known for their reliable, functional footwear. Buy a pair of shoes from one of these brands to make sure that you are getting a high quality product. Most of these companies have built their reputations on years of good customer service as well, so these shoes are likely to be covered by a generous warranty.\\nFind quality footwear brands by reading online reviews.\"}, {\"编号\": 2, \"标题\": \"Examine the soles of the shoes to see if they are sturdy.\", \"描述\": \"The soles of good shoes should be sturdy enough to protect your feet from sharp objects. They should also provide some kind of cushioning for your feet while you are walking. Examine the bottom of shoes before trying them on so see how thick and strong the soles look.\\nAvoid flat shoes with very thin bottoms, which are likely to break or wear away quickly.\"}, {\"编号\": 3, \"标题\": \"Verify that the insole and arch offer adequate foot support.\", \"描述\": \"Avoid buying shoes with flat insoles, which will not hold your foot in place properly. Shop for shoes with insoles and arches that are slightly raised and curved to support your foot. Note that some shoes will have removable insoles that can be removed and washed periodically.\"}, {\"编号\": 4, \"标题\": \"Look closely at the seams and edges of the shoes.\", \"描述\": \"Poor craftsmanship is most evident in the small details on a pair of shoes. Pick up a shoe and look closely at the edges for any loose material or or visible glue. Check the seams for uneven stitching or looped threads.\"}, {\"编号\": 5, \"标题\": \"Make sure that the heel is securely attached to the shoe.\", \"描述\": \"If you are looking for shoes with pronounced heels, check them carefully to make sure they are well-constructed. If the heels are sewn on, make sure that the stitches are even and secure. If the heels are glued on, check for any gaps where the soles could start peeling off.\"}]}, {\"编号\": 2, \"标题\": \"Finding the Best Fit\", \"步骤\": [{\"编号\": 1, \"标题\": \"Go shopping for shoes in the afternoon.\", \"描述\": \"You feet expand naturally as you walk on the during the day, and are usually at their most swollen point in the afternoon. If possible, shop for shoes during this period to ensure that you get the best fit. This way you will be sure to buy shoes that accommodate your feet at their biggest, preventing tightness and discomfort later.\"}, {\"编号\": 2, \"标题\": \"Wear the same type of socks that you'll be wearing with the shoes.\", \"描述\": \"To get an accurate idea of how shoes fit, wear socks with the same thickness as those you intend to wear with your new shoes when you go shopping. Trying on shoes with the wrong socks will likely leave you with shoes that are too tight or loose. This will also give you a better picture of how the shoes will actually look when you wear them.\\nIf you are buying sandals or other shoes you won't wear socks with, try them on your bare feet or bring a pair of nylon knee-highs to wear.\"}, {\"编号\": 3, \"标题\": \"Ask the salesperson to measure your feet.\", \"描述\": \"Knowing the exact size of your feet can make shopping for shoes much simpler. Ask a salesperson at the shoe store if they can measure your feet using a foot sizer. These measurements will give you unique information, which may prompt you to shop for special styles or brands of shoe.\\nFor instance, if your feet are wider than average you might want to shop for extra-wide shoes.\"}, {\"编号\": 4, \"标题\": \"Leave 0.5 inches (1.3 cm) between your big toe and the tip of the shoe.\", \"描述\": \"Your feet shift in your shoes when you are standing or walking, so your shoes should be slightly roomy. As a general rule, 0.5 inches (1.3 cm) is the ideal amount of space to have between your foot and the shoe material. Test this by sliding your index finger behind your heel to make sure it fits.\\nIf your finger doesn't fit, try on the shoe in the next size up.\\nThis is a more accurate way of testing your shoe fit than simply pressing down on the toes of your shoes when you try them on.\"}, {\"编号\": 5, \"标题\": \"Make sure that you are comfortable standing and walking in the shoes.\", \"描述\": \"Good shoes should not have to be broken in to feel comfortable on your feet. When you try on shoes, stand up in them and take a few steps around the store to see how they feel. If you experience pain, tightness, or difficulty walking, opt for a different size or style.\\nLook for a block heel if you want comfortable pumps. A classic black pump is a timeless wardrobe staple. When you want to wear heels but you're looking for something comfortable, choose a shoe with a blocky heel. You'll have more comfort and stability, but you'll still get the look of a pump.\"}]}, {\"编号\": 3, \"标题\": \"Shopping for Shoes Online\", \"步骤\": [{\"编号\": 1, \"标题\": \"Review the comments left by buyers.\", \"描述\": \"When you are looking at a particular pair of shoes online, scroll down to look for comments and reviews of the product. Customers who have already bought these shoes may provide important information about how the shoes fit. Avoid buying shoes that have received numerous poor reviews.\"}, {\"编号\": 2, \"标题\": \"Make sure that return shipping is free.\", \"描述\": \"Shopping for shoes is always a bit of a gamble, so flexible return policies are key. Only buy shoes from websites that offer free return shipping on products that don't fit. Many companies will provide you with a prepaid shipping label for stress-free returns.\"}, {\"编号\": 3, \"标题\": \"Compare prices on different websites to get the best deals.\", \"描述\": \"You can find good quality shoes at steep discounts online, particularly because of the competition between websites. Once you find a model of shoe that you like, research it online and compare the prices of several reliable sellers. If shoes are out of season or discontinued, you may find them at a fraction of their original retail price.\\nMake sure to factor shipping fees and taxes into shoes prices when comparison shopping.\"}, {\"编号\": 4, \"标题\": \"Shop on websites that feature large, multi-perspective pictures.\", \"描述\": \"When online shopping for shoes, you will have to rely heavily on images to gauge the product. Shop on websites with clear pictures that are big enough to show details such as stitching and texture. It is also helpful if the websites show each pair of shoes from multiple perspectives.\\nFor instance, a good website may show pictures of their shoes from the outer edge, inner arch, and overhead to show the insoles.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,938 |
How to Buy Silver
|
1. Preliminary Steps
1-1. Consider the kind of silver you’d like to buy.
You can buy physical silver (scrap silver and bullion), paper silver (which buys you the rights to physical silver that you won’t have to store yourself) and silver futures, which is a way to bet on what you think silver will be worth in the future.
If you want to own tangible silver, beware of bait-and-switch techniques where a seller offers papers that claim to grant you ownership of physical silver held elsewhere.
1-2. Find a reputable dealer.
To avoid scams and other unfavorable buying situations, find a reputable dealer. In the United States probably the best way to connect with a reputable dealer is viewing the list of recommended dealers on the US Mint's website. Type "coin dealer database US Mint" into your favorite search engine, and that will connect you to a page on the US Mint's website where you can search for national and local dealers that have been vetted by the Mint.
1-3. Determine silver's market value.
In financial markets there's something called a troy ounce that shows the price of a precious metal per raw ounce. Look up the current value to make sure a seller is not charging you considerably more than market price for silver. (A price slightly higher than market value would not be unusual, but you should be able to find silver at market price if you look hard enough.)
1-4. Negotiate terms.
In any sale of silver, there are often specific terms that need to be negotiated between seller and buyer. Without considering these issues, you may be selling yourself short when purchasing physical silver.
If you are buying "paper" silver (documents granting silver ownership), determine how the seller holds the physical silver represented by the paper. For example, buyers have reported that commercial banks may offer paper representing physical silver, only to encounter frustrating delays and obstacles when the customers demand to receive actual silver.
Discuss numismatic and raw values for silver. Some sellers offer silver coins as physical silver. In this kind of transaction it's important for the buyer to understand how numismatic (coin) value may affect a purchase. Without going over this critical detail, you could end up paying too much for your silver. (In other words, don't pay a numismatic price unless you specifically want coins, which typically fetch a higher price than bullion does.)
Ask about premium fees. Some sellers (such as banks) charge extra fees for the sale of silver. This can cause a buyer to lose ground the moment they make a purchase. Demand that your seller honor a fair transaction value for silver so that you can see an immediate gain if the price of silver increases.
Ask about buybacks. Some sellers will buy back physical silver that they sell to you, and others won't. Keep in mind that without a buyback agreement, you may suffer losses when you try to sell your silver if you cannot find a buyer who will honor fair market values based on the original sale price as well as current market realities.
1-5. Get cost-basis information for tax filing.
Another important step in buying silver or any other precious metal is to get documentation of your sale and the cost of the silver. This is so that you can declare your cost basis when you sell the silver in the future. Without this information, the federal IRS could cause problems with your sale when you pass the metal on to another buyer.
2. Buying Scrap Silver
2-1. Know how to identify real silver.
Genuine silver jewelry or silverware will be stamped with the number 800 or 925 or a promise that the silver is sterling (e.g., "Ster," "Sterling" or "Stg"). If you cannot find an identifying mark on your silver, here are three tests you can perform if you're trying to tell real silver from fake silver.
Real silver rings. Either flick a silver coin into the air or tap it with another coin to produce a sound. The sound you should hear with silver is a ringing sound, high-pitched and bell-like. If you flip a 1932-1964 quarter (90% silver) and a post-1964 quarter (90% copper), you should hear the difference immediately.
Real silver melts ice. Place an ice cube on a block of silver or a silver coin and watch the ice cube melt faster than it would if it were merely left out at room temperature. Silver melts ice quickly because it has very high thermal conductivity. In other words, ice "sucks" the heat out of silver.
Real silver isn't magnetic. Get a rare-earth neodymium magnet. Tilt a silver bar at a 45° downward slope, and let the neodymium magnet slide down the bar. On real silver the magnet will make a slow descent down the bar. On non-silver materials, it will either stick to the top of the bar or slide down very quickly.
2-2. Ask friends and family if they have any scrap silver they'd like to sell.
Many people have broken or damaged silver jewelry that they’d be happy to sell at a reasonable price. Some may even give you things for free.
2-3. Place ads.
Use Craigslist, your local newspaper, or even your local radio station to make it known that you’re interesting in buying scrap silver.
2-4. Watch for a fair deal.
Ask around in the community before taking the first deal you see. (Online testimonials should be viewed with skepticism.) If a deal seems too good to be true, it probably is. Using the US Mint's list of recommended dealers is a good starting point.
2-5. Find your own sources.
Look at online auctions, garage sales, flea markets, thrift shops, and consignment stores. Online auctions will generally have higher prices, but the trustworthy ones will also have ways for you to verify that what you’re purchasing is actually silver. You can sometimes find hidden treasures in the bulk and miscellaneous baskets at second-hand shops – and for a fraction of what they’re worth.
In particular, look for thick rings, broken jewelry, and silverware.
2-6. Get to know local pawnshop owners.
While pawn shops aren’t necessarily the first place you’ll want to go to find silver, getting to know the owners can provide you with a lot of valuable insights and possibly set you up with contacts. If you’re lucky, you’ll find a pawn shop that doesn’t have the resources or inclination to deal with scrap silver and will work out a deal to put you in touch with potential sellers.
2-7. Look for silver in unexpected places.
In addition to jewelry, silver can be found in circuit boards, old electronics, mobile phones, photographic plates and old cameras. Look for dead electronics in thrift shops and scrap yards or whenever a school or office building is upgrading its equipment.
2-8. Break your silver down.
Take out any non-silver components and collect all the silver pieces in sealable containers.
Note that some jewelry will be worth more in an unaltered form than when broken down for scrap.
3. Buying Silver Coins, Bars or Rounds
3-1. Think about investing in silver coins.
Silver coins derive their value both from their silver content and the numismatic value of the coin. In most cases, numismatic value is the main component. What this means is that the characteristics of the coin — primarily its condition and the history attached to it — mean more to collectors than the actual value of the silver when determining price. For this reason many investors caution against investing in silver coins if you're not interested in numismatics at all.
Because of the collectible nature of silver coins, their prices can be very volatile. In fact, their prices can shift dramatically due to market demands, often for reasons that have nothing to do with the price of silver. If you're going to invest in silver coins, be aware of this before embarking on your journey.
3-2. Try your hand at investing in silver bars.
Silver bars consist of almost pure silver. Because of this unique feature, they often trade at above-market price. You can find silver bars at major banks or bullion dealers.
Silver bullion is effectively the same thing as silver bars. Bullion coins are made of precious metals, designed to store value instead of being used in commerce. As such, you can buy silver bullion coins if you're not committed to the notion of having silver bars.
Silver bars come in different shapes and weights. 1 oz., 5 oz., 10 oz., 100 oz. and 1000 oz. bars are the standard, although there are certain manufacturers who design even lighter bars. What you need to know when thinking about weight is this: the smaller the bar, the higher the premium you'll pay per ounce. So the best value is to buy larger bars.
3-3. Consider investing in silver "rounds."
A silver round is a cross between a bar and a coin. Like bars and bullion, rounds have no numismatic value. They look like coins, however, and usually contain a troy ounce of silver (1/12 of a pound). When purchased from a private manufacturer, they are often minted with a custom design.
4. Buying Silver without Physically Owning It
4-1. Consider investing in an ETF.
An exchange-traded fund is a mutual fund that tracks an index or commodity (like silver) but is traded like a stock. While ETFs are similar to index funds, there is often no commission fee associated with the buying or selling of the ETF, unlike some index funds.
When you choose to invest in an ETF, you're not actually buying physical silver or even the right to redeem silver. Normally, you're just making a bet that the price of silver is going to rise.
If, on the other hand, you're convinced the price of silver is going to go down, or you simply want insurance in case the price of silver drops, you can also short sell ETFs.
ETFs provide a very high level of liquidity, meaning that they can be cashed in quickly without substantially affecting their value.
4-2. Consider investing in a mining company.
It's a riskier proposition, but a potentially lucrative one. Consider these caveats, however:
The price of a mining company's stock may go down even though the value of the commodity goes up. Even if the price of silver is appreciating, you could lose money on your investment if the mining company you invest in suffers from bad management or has a poor financial quarter. Investing in mining companies is risky.
With greater risk comes potentially greater reward. If you can stomach the increased risk, or if you have an appetite for it, investing in mining operations can yield hefty rewards.
5. Making the Most of Your Silver
5-1. Know that owning physical silver is probably more useful than owning a non-physical security certificate.
Physical silver -- coins, bars, bullion or rounds -- is widely used both as currency and in industrial manufacturing. This makes physical sliver more versatile than "paper" silver, though not necessarily as liquid. If you're planning on investing in silver, consider starting with the physical metal before venturing into other more-complex forms of ownership.
5-2. Use silver as a hedge.
In a time of economic uncertainty and slow growth, silver is an excellent hedge. A hedge is a strategy that reduces your risk of losses when the market fluctuates, usually by investing in an offsetting position. Silver is a good hedge against currency inflation. That's because if the value of currency drops, precious metals like silver and gold remain relatively stable or even increase in value.
5-3. Don't buy on hope or sell on fear.
Many buyers of silver and gold approach such an investment from the wrong angle: they buy when they notice the price going up (since the "value" is increasing), and they sell when they notice the price going down (when the "value" is diminishing). This is a classic violation of the first principle of investing — buy low and sell high.
Think of things the other way around. Instead of buying when everyone else is confident, and the price of silver is high, buy when everyone else is worried, and the price of silver has dropped. Instead of buying when prices are high, that's the time to be selling. Instead of selling when prices are low, that's the time to be buying. Although this is an emotionally difficult path to tread, it's the best way to make money over time.
Take a look at a historical graph of silver prices. Over the last few decades the price of silver has periodically fallen to about $5 an ounce. If you can afford to wait until silver falls to that level again, invest in it at that time. When economic times are uncertain and the price of silver goes up, unload your silver for a hefty profit, or keep it as a hedge against currency depreciation.
5-4. Remember that the silver market is very volatile.
If you're not ready for a rollercoaster ride when you buy silver, perhaps it isn't the right investment for you. Of course, if you happen to buy silver when it's bottomed out, most of the future volatility will be to the upside . Even then, however, expect tortuous price fluctuations as consumer sentiment and monetary policy change periodically.
|
{
"create_time": "20230517 11:01:00",
"回答明细": "{\"回答\": \"1. Preliminary Steps\\n1-1. Consider the kind of silver you’d like to buy.\\nYou can buy physical silver (scrap silver and bullion), paper silver (which buys you the rights to physical silver that you won’t have to store yourself) and silver futures, which is a way to bet on what you think silver will be worth in the future. \\nIf you want to own tangible silver, beware of bait-and-switch techniques where a seller offers papers that claim to grant you ownership of physical silver held elsewhere.\\n1-2. Find a reputable dealer.\\nTo avoid scams and other unfavorable buying situations, find a reputable dealer. In the United States probably the best way to connect with a reputable dealer is viewing the list of recommended dealers on the US Mint's website. Type \\\"coin dealer database US Mint\\\" into your favorite search engine, and that will connect you to a page on the US Mint's website where you can search for national and local dealers that have been vetted by the Mint.\\n1-3. Determine silver's market value.\\nIn financial markets there's something called a troy ounce that shows the price of a precious metal per raw ounce. Look up the current value to make sure a seller is not charging you considerably more than market price for silver. (A price slightly higher than market value would not be unusual, but you should be able to find silver at market price if you look hard enough.)\\n1-4. Negotiate terms.\\nIn any sale of silver, there are often specific terms that need to be negotiated between seller and buyer. Without considering these issues, you may be selling yourself short when purchasing physical silver. \\nIf you are buying \\\"paper\\\" silver (documents granting silver ownership), determine how the seller holds the physical silver represented by the paper. For example, buyers have reported that commercial banks may offer paper representing physical silver, only to encounter frustrating delays and obstacles when the customers demand to receive actual silver.\\nDiscuss numismatic and raw values for silver. Some sellers offer silver coins as physical silver. In this kind of transaction it's important for the buyer to understand how numismatic (coin) value may affect a purchase. Without going over this critical detail, you could end up paying too much for your silver. (In other words, don't pay a numismatic price unless you specifically want coins, which typically fetch a higher price than bullion does.)\\nAsk about premium fees. Some sellers (such as banks) charge extra fees for the sale of silver. This can cause a buyer to lose ground the moment they make a purchase. Demand that your seller honor a fair transaction value for silver so that you can see an immediate gain if the price of silver increases.\\nAsk about buybacks. Some sellers will buy back physical silver that they sell to you, and others won't. Keep in mind that without a buyback agreement, you may suffer losses when you try to sell your silver if you cannot find a buyer who will honor fair market values based on the original sale price as well as current market realities.\\n1-5. Get cost-basis information for tax filing.\\nAnother important step in buying silver or any other precious metal is to get documentation of your sale and the cost of the silver. This is so that you can declare your cost basis when you sell the silver in the future. Without this information, the federal IRS could cause problems with your sale when you pass the metal on to another buyer.\\n2. Buying Scrap Silver\\n2-1. Know how to identify real silver.\\nGenuine silver jewelry or silverware will be stamped with the number 800 or 925 or a promise that the silver is sterling (e.g., \\\"Ster,\\\" \\\"Sterling\\\" or \\\"Stg\\\"). If you cannot find an identifying mark on your silver, here are three tests you can perform if you're trying to tell real silver from fake silver. \\n\\nReal silver rings. Either flick a silver coin into the air or tap it with another coin to produce a sound. The sound you should hear with silver is a ringing sound, high-pitched and bell-like. If you flip a 1932-1964 quarter (90% silver) and a post-1964 quarter (90% copper), you should hear the difference immediately.\\nReal silver melts ice. Place an ice cube on a block of silver or a silver coin and watch the ice cube melt faster than it would if it were merely left out at room temperature. Silver melts ice quickly because it has very high thermal conductivity. In other words, ice \\\"sucks\\\" the heat out of silver.\\nReal silver isn't magnetic. Get a rare-earth neodymium magnet. Tilt a silver bar at a 45° downward slope, and let the neodymium magnet slide down the bar. On real silver the magnet will make a slow descent down the bar. On non-silver materials, it will either stick to the top of the bar or slide down very quickly.\\n2-2. Ask friends and family if they have any scrap silver they'd like to sell.\\nMany people have broken or damaged silver jewelry that they’d be happy to sell at a reasonable price. Some may even give you things for free.\\n2-3. Place ads.\\nUse Craigslist, your local newspaper, or even your local radio station to make it known that you’re interesting in buying scrap silver.\\n2-4. Watch for a fair deal.\\nAsk around in the community before taking the first deal you see. (Online testimonials should be viewed with skepticism.) If a deal seems too good to be true, it probably is. Using the US Mint's list of recommended dealers is a good starting point.\\n2-5. Find your own sources.\\nLook at online auctions, garage sales, flea markets, thrift shops, and consignment stores. Online auctions will generally have higher prices, but the trustworthy ones will also have ways for you to verify that what you’re purchasing is actually silver. You can sometimes find hidden treasures in the bulk and miscellaneous baskets at second-hand shops – and for a fraction of what they’re worth.\\nIn particular, look for thick rings, broken jewelry, and silverware.\\n2-6. Get to know local pawnshop owners.\\nWhile pawn shops aren’t necessarily the first place you’ll want to go to find silver, getting to know the owners can provide you with a lot of valuable insights and possibly set you up with contacts. If you’re lucky, you’ll find a pawn shop that doesn’t have the resources or inclination to deal with scrap silver and will work out a deal to put you in touch with potential sellers.\\n2-7. Look for silver in unexpected places.\\nIn addition to jewelry, silver can be found in circuit boards, old electronics, mobile phones, photographic plates and old cameras. Look for dead electronics in thrift shops and scrap yards or whenever a school or office building is upgrading its equipment.\\n2-8. Break your silver down.\\nTake out any non-silver components and collect all the silver pieces in sealable containers.\\nNote that some jewelry will be worth more in an unaltered form than when broken down for scrap.\\n3. Buying Silver Coins, Bars or Rounds\\n3-1. Think about investing in silver coins.\\nSilver coins derive their value both from their silver content and the numismatic value of the coin. In most cases, numismatic value is the main component. What this means is that the characteristics of the coin — primarily its condition and the history attached to it — mean more to collectors than the actual value of the silver when determining price. For this reason many investors caution against investing in silver coins if you're not interested in numismatics at all.\\nBecause of the collectible nature of silver coins, their prices can be very volatile. In fact, their prices can shift dramatically due to market demands, often for reasons that have nothing to do with the price of silver. If you're going to invest in silver coins, be aware of this before embarking on your journey.\\n3-2. Try your hand at investing in silver bars.\\nSilver bars consist of almost pure silver. Because of this unique feature, they often trade at above-market price. You can find silver bars at major banks or bullion dealers.\\nSilver bullion is effectively the same thing as silver bars. Bullion coins are made of precious metals, designed to store value instead of being used in commerce. As such, you can buy silver bullion coins if you're not committed to the notion of having silver bars.\\nSilver bars come in different shapes and weights. 1 oz., 5 oz., 10 oz., 100 oz. and 1000 oz. bars are the standard, although there are certain manufacturers who design even lighter bars. What you need to know when thinking about weight is this: the smaller the bar, the higher the premium you'll pay per ounce. So the best value is to buy larger bars.\\n3-3. Consider investing in silver \\\"rounds.\\\"\\nA silver round is a cross between a bar and a coin. Like bars and bullion, rounds have no numismatic value. They look like coins, however, and usually contain a troy ounce of silver (1/12 of a pound). When purchased from a private manufacturer, they are often minted with a custom design.\\n4. Buying Silver without Physically Owning It\\n4-1. Consider investing in an ETF.\\nAn exchange-traded fund is a mutual fund that tracks an index or commodity (like silver) but is traded like a stock. While ETFs are similar to index funds, there is often no commission fee associated with the buying or selling of the ETF, unlike some index funds. \\nWhen you choose to invest in an ETF, you're not actually buying physical silver or even the right to redeem silver. Normally, you're just making a bet that the price of silver is going to rise. \\nIf, on the other hand, you're convinced the price of silver is going to go down, or you simply want insurance in case the price of silver drops, you can also short sell ETFs.\\nETFs provide a very high level of liquidity, meaning that they can be cashed in quickly without substantially affecting their value.\\n4-2. Consider investing in a mining company.\\nIt's a riskier proposition, but a potentially lucrative one. Consider these caveats, however: \\nThe price of a mining company's stock may go down even though the value of the commodity goes up. Even if the price of silver is appreciating, you could lose money on your investment if the mining company you invest in suffers from bad management or has a poor financial quarter. Investing in mining companies is risky.\\nWith greater risk comes potentially greater reward. If you can stomach the increased risk, or if you have an appetite for it, investing in mining operations can yield hefty rewards.\\n5. Making the Most of Your Silver\\n5-1. Know that owning physical silver is probably more useful than owning a non-physical security certificate.\\nPhysical silver -- coins, bars, bullion or rounds -- is widely used both as currency and in industrial manufacturing. This makes physical sliver more versatile than \\\"paper\\\" silver, though not necessarily as liquid. If you're planning on investing in silver, consider starting with the physical metal before venturing into other more-complex forms of ownership.\\n5-2. Use silver as a hedge.\\nIn a time of economic uncertainty and slow growth, silver is an excellent hedge. A hedge is a strategy that reduces your risk of losses when the market fluctuates, usually by investing in an offsetting position. Silver is a good hedge against currency inflation. That's because if the value of currency drops, precious metals like silver and gold remain relatively stable or even increase in value.\\n5-3. Don't buy on hope or sell on fear.\\nMany buyers of silver and gold approach such an investment from the wrong angle: they buy when they notice the price going up (since the \\\"value\\\" is increasing), and they sell when they notice the price going down (when the \\\"value\\\" is diminishing). This is a classic violation of the first principle of investing — buy low and sell high.\\nThink of things the other way around. Instead of buying when everyone else is confident, and the price of silver is high, buy when everyone else is worried, and the price of silver has dropped. Instead of buying when prices are high, that's the time to be selling. Instead of selling when prices are low, that's the time to be buying. Although this is an emotionally difficult path to tread, it's the best way to make money over time.\\nTake a look at a historical graph of silver prices. Over the last few decades the price of silver has periodically fallen to about $5 an ounce. If you can afford to wait until silver falls to that level again, invest in it at that time. When economic times are uncertain and the price of silver goes up, unload your silver for a hefty profit, or keep it as a hedge against currency depreciation.\\n5-4. Remember that the silver market is very volatile.\\nIf you're not ready for a rollercoaster ride when you buy silver, perhaps it isn't the right investment for you. Of course, if you happen to buy silver when it's bottomed out, most of the future volatility will be to the upside . Even then, however, expect tortuous price fluctuations as consumer sentiment and monetary policy change periodically.\\n\", \"简要回答\": \"Silver is a precious metal that has long been used for currency and a wide range of industrial applications. Like gold, it is purchased in large quantities by investors who wish to trade the commodity or use it as a hedge against economic uncertainty. If you want to get into the silver-trading game and need to know where to start, here's a quick primer on all the essential things you'll want to know.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Preliminary Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider the kind of silver you’d like to buy.\", \"描述\": \"You can buy physical silver (scrap silver and bullion), paper silver (which buys you the rights to physical silver that you won’t have to store yourself) and silver futures, which is a way to bet on what you think silver will be worth in the future. \\nIf you want to own tangible silver, beware of bait-and-switch techniques where a seller offers papers that claim to grant you ownership of physical silver held elsewhere.\"}, {\"编号\": 2, \"标题\": \"Find a reputable dealer.\", \"描述\": \"To avoid scams and other unfavorable buying situations, find a reputable dealer. In the United States probably the best way to connect with a reputable dealer is viewing the list of recommended dealers on the US Mint's website. Type \\\"coin dealer database US Mint\\\" into your favorite search engine, and that will connect you to a page on the US Mint's website where you can search for national and local dealers that have been vetted by the Mint.\"}, {\"编号\": 3, \"标题\": \"Determine silver's market value.\", \"描述\": \"In financial markets there's something called a troy ounce that shows the price of a precious metal per raw ounce. Look up the current value to make sure a seller is not charging you considerably more than market price for silver. (A price slightly higher than market value would not be unusual, but you should be able to find silver at market price if you look hard enough.)\"}, {\"编号\": 4, \"标题\": \"Negotiate terms.\", \"描述\": \"In any sale of silver, there are often specific terms that need to be negotiated between seller and buyer. Without considering these issues, you may be selling yourself short when purchasing physical silver. \\nIf you are buying \\\"paper\\\" silver (documents granting silver ownership), determine how the seller holds the physical silver represented by the paper. For example, buyers have reported that commercial banks may offer paper representing physical silver, only to encounter frustrating delays and obstacles when the customers demand to receive actual silver.\\nDiscuss numismatic and raw values for silver. Some sellers offer silver coins as physical silver. In this kind of transaction it's important for the buyer to understand how numismatic (coin) value may affect a purchase. Without going over this critical detail, you could end up paying too much for your silver. (In other words, don't pay a numismatic price unless you specifically want coins, which typically fetch a higher price than bullion does.)\\nAsk about premium fees. Some sellers (such as banks) charge extra fees for the sale of silver. This can cause a buyer to lose ground the moment they make a purchase. Demand that your seller honor a fair transaction value for silver so that you can see an immediate gain if the price of silver increases.\\nAsk about buybacks. Some sellers will buy back physical silver that they sell to you, and others won't. Keep in mind that without a buyback agreement, you may suffer losses when you try to sell your silver if you cannot find a buyer who will honor fair market values based on the original sale price as well as current market realities.\"}, {\"编号\": 5, \"标题\": \"Get cost-basis information for tax filing.\", \"描述\": \"Another important step in buying silver or any other precious metal is to get documentation of your sale and the cost of the silver. This is so that you can declare your cost basis when you sell the silver in the future. Without this information, the federal IRS could cause problems with your sale when you pass the metal on to another buyer.\"}]}, {\"编号\": 2, \"标题\": \"Buying Scrap Silver\", \"步骤\": [{\"编号\": 1, \"标题\": \"Know how to identify real silver.\", \"描述\": \"Genuine silver jewelry or silverware will be stamped with the number 800 or 925 or a promise that the silver is sterling (e.g., \\\"Ster,\\\" \\\"Sterling\\\" or \\\"Stg\\\"). If you cannot find an identifying mark on your silver, here are three tests you can perform if you're trying to tell real silver from fake silver. \\n\\nReal silver rings. Either flick a silver coin into the air or tap it with another coin to produce a sound. The sound you should hear with silver is a ringing sound, high-pitched and bell-like. If you flip a 1932-1964 quarter (90% silver) and a post-1964 quarter (90% copper), you should hear the difference immediately.\\nReal silver melts ice. Place an ice cube on a block of silver or a silver coin and watch the ice cube melt faster than it would if it were merely left out at room temperature. Silver melts ice quickly because it has very high thermal conductivity. In other words, ice \\\"sucks\\\" the heat out of silver.\\nReal silver isn't magnetic. Get a rare-earth neodymium magnet. Tilt a silver bar at a 45° downward slope, and let the neodymium magnet slide down the bar. On real silver the magnet will make a slow descent down the bar. On non-silver materials, it will either stick to the top of the bar or slide down very quickly.\"}, {\"编号\": 2, \"标题\": \"Ask friends and family if they have any scrap silver they'd like to sell.\", \"描述\": \"Many people have broken or damaged silver jewelry that they’d be happy to sell at a reasonable price. Some may even give you things for free.\"}, {\"编号\": 3, \"标题\": \"Place ads.\", \"描述\": \"Use Craigslist, your local newspaper, or even your local radio station to make it known that you’re interesting in buying scrap silver.\"}, {\"编号\": 4, \"标题\": \"Watch for a fair deal.\", \"描述\": \"Ask around in the community before taking the first deal you see. (Online testimonials should be viewed with skepticism.) If a deal seems too good to be true, it probably is. Using the US Mint's list of recommended dealers is a good starting point.\"}, {\"编号\": 5, \"标题\": \"Find your own sources.\", \"描述\": \"Look at online auctions, garage sales, flea markets, thrift shops, and consignment stores. Online auctions will generally have higher prices, but the trustworthy ones will also have ways for you to verify that what you’re purchasing is actually silver. You can sometimes find hidden treasures in the bulk and miscellaneous baskets at second-hand shops – and for a fraction of what they’re worth.\\nIn particular, look for thick rings, broken jewelry, and silverware.\"}, {\"编号\": 6, \"标题\": \"Get to know local pawnshop owners.\", \"描述\": \"While pawn shops aren’t necessarily the first place you’ll want to go to find silver, getting to know the owners can provide you with a lot of valuable insights and possibly set you up with contacts. If you’re lucky, you’ll find a pawn shop that doesn’t have the resources or inclination to deal with scrap silver and will work out a deal to put you in touch with potential sellers.\"}, {\"编号\": 7, \"标题\": \"Look for silver in unexpected places.\", \"描述\": \"In addition to jewelry, silver can be found in circuit boards, old electronics, mobile phones, photographic plates and old cameras. Look for dead electronics in thrift shops and scrap yards or whenever a school or office building is upgrading its equipment.\"}, {\"编号\": 8, \"标题\": \"Break your silver down.\", \"描述\": \"Take out any non-silver components and collect all the silver pieces in sealable containers.\\nNote that some jewelry will be worth more in an unaltered form than when broken down for scrap.\"}]}, {\"编号\": 3, \"标题\": \"Buying Silver Coins, Bars or Rounds\", \"步骤\": [{\"编号\": 1, \"标题\": \"Think about investing in silver coins.\", \"描述\": \"Silver coins derive their value both from their silver content and the numismatic value of the coin. In most cases, numismatic value is the main component. What this means is that the characteristics of the coin — primarily its condition and the history attached to it — mean more to collectors than the actual value of the silver when determining price. For this reason many investors caution against investing in silver coins if you're not interested in numismatics at all.\\nBecause of the collectible nature of silver coins, their prices can be very volatile. In fact, their prices can shift dramatically due to market demands, often for reasons that have nothing to do with the price of silver. If you're going to invest in silver coins, be aware of this before embarking on your journey.\"}, {\"编号\": 2, \"标题\": \"Try your hand at investing in silver bars.\", \"描述\": \"Silver bars consist of almost pure silver. Because of this unique feature, they often trade at above-market price. You can find silver bars at major banks or bullion dealers.\\nSilver bullion is effectively the same thing as silver bars. Bullion coins are made of precious metals, designed to store value instead of being used in commerce. As such, you can buy silver bullion coins if you're not committed to the notion of having silver bars.\\nSilver bars come in different shapes and weights. 1 oz., 5 oz., 10 oz., 100 oz. and 1000 oz. bars are the standard, although there are certain manufacturers who design even lighter bars. What you need to know when thinking about weight is this: the smaller the bar, the higher the premium you'll pay per ounce. So the best value is to buy larger bars.\"}, {\"编号\": 3, \"标题\": \"Consider investing in silver \\\"rounds.\\\"\", \"描述\": \"A silver round is a cross between a bar and a coin. Like bars and bullion, rounds have no numismatic value. They look like coins, however, and usually contain a troy ounce of silver (1/12 of a pound). When purchased from a private manufacturer, they are often minted with a custom design.\"}]}, {\"编号\": 4, \"标题\": \"Buying Silver without Physically Owning It\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider investing in an ETF.\", \"描述\": \"An exchange-traded fund is a mutual fund that tracks an index or commodity (like silver) but is traded like a stock. While ETFs are similar to index funds, there is often no commission fee associated with the buying or selling of the ETF, unlike some index funds. \\nWhen you choose to invest in an ETF, you're not actually buying physical silver or even the right to redeem silver. Normally, you're just making a bet that the price of silver is going to rise. \\nIf, on the other hand, you're convinced the price of silver is going to go down, or you simply want insurance in case the price of silver drops, you can also short sell ETFs.\\nETFs provide a very high level of liquidity, meaning that they can be cashed in quickly without substantially affecting their value.\"}, {\"编号\": 2, \"标题\": \"Consider investing in a mining company.\", \"描述\": \"It's a riskier proposition, but a potentially lucrative one. Consider these caveats, however: \\nThe price of a mining company's stock may go down even though the value of the commodity goes up. Even if the price of silver is appreciating, you could lose money on your investment if the mining company you invest in suffers from bad management or has a poor financial quarter. Investing in mining companies is risky.\\nWith greater risk comes potentially greater reward. If you can stomach the increased risk, or if you have an appetite for it, investing in mining operations can yield hefty rewards.\"}]}, {\"编号\": 5, \"标题\": \"Making the Most of Your Silver\", \"步骤\": [{\"编号\": 1, \"标题\": \"Know that owning physical silver is probably more useful than owning a non-physical security certificate.\", \"描述\": \"Physical silver -- coins, bars, bullion or rounds -- is widely used both as currency and in industrial manufacturing. This makes physical sliver more versatile than \\\"paper\\\" silver, though not necessarily as liquid. If you're planning on investing in silver, consider starting with the physical metal before venturing into other more-complex forms of ownership.\"}, {\"编号\": 2, \"标题\": \"Use silver as a hedge.\", \"描述\": \"In a time of economic uncertainty and slow growth, silver is an excellent hedge. A hedge is a strategy that reduces your risk of losses when the market fluctuates, usually by investing in an offsetting position. Silver is a good hedge against currency inflation. That's because if the value of currency drops, precious metals like silver and gold remain relatively stable or even increase in value.\"}, {\"编号\": 3, \"标题\": \"Don't buy on hope or sell on fear.\", \"描述\": \"Many buyers of silver and gold approach such an investment from the wrong angle: they buy when they notice the price going up (since the \\\"value\\\" is increasing), and they sell when they notice the price going down (when the \\\"value\\\" is diminishing). This is a classic violation of the first principle of investing — buy low and sell high.\\nThink of things the other way around. Instead of buying when everyone else is confident, and the price of silver is high, buy when everyone else is worried, and the price of silver has dropped. Instead of buying when prices are high, that's the time to be selling. Instead of selling when prices are low, that's the time to be buying. Although this is an emotionally difficult path to tread, it's the best way to make money over time.\\nTake a look at a historical graph of silver prices. Over the last few decades the price of silver has periodically fallen to about $5 an ounce. If you can afford to wait until silver falls to that level again, invest in it at that time. When economic times are uncertain and the price of silver goes up, unload your silver for a hefty profit, or keep it as a hedge against currency depreciation.\"}, {\"编号\": 4, \"标题\": \"Remember that the silver market is very volatile.\", \"描述\": \"If you're not ready for a rollercoaster ride when you buy silver, perhaps it isn't the right investment for you. Of course, if you happen to buy silver when it's bottomed out, most of the future volatility will be to the upside . Even then, however, expect tortuous price fluctuations as consumer sentiment and monetary policy change periodically.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,939 |
How to Buy Silver Bars
|
1. Choosing the Right Bars for You
1-1. Speak with an advisor if you’re planning to buy silver as an investment.
The first thing you’ll want to decide when buying silver bars as an investment is how much silver is right for your portfolio. Silver can hold its value well, but it does have risks, such as sometimes being difficult to sell.
A professional financial or investment advisor can give you specific advice about acquiring silver bars and help you determine how much silver to purchase.
1-2. Choose between art bars and bullion bars.
Both types of silver bars are generally 99.9% silver. Bullion bars, though, are simply unadorned pieces of silver while art bars are inscribed with artistic designs. While the art bars can be more pleasing to look at, you may have to pay a premium for them that is above their value in silver.
1-3. Choose a size of bar to buy.
Silver bars come in a variety of sizes, ranging between 1 ounce and 5,000 ounces. The 10 ounce and 100 ounce sizes, though, are the most common. If you’re looking for the best value when buying a silver bar, purchase larger sizes, such as the 100 ounce bar, as these usually have lower markups.
If you want to be able to liquidate your silver bars as easily as possible, however, buy smaller size bars as these tend to sell more quickly.
1-4. Learn about brands of silver bars.
Some brands of silver bars are more reputable and hold their value better than others. For instance, Credit Suisse, Engelhard, and Johnson Matthey are all popular and trusted manufacturers of silver bars. Familiarize yourself with different brands by searching online before buying silver bars.
You don’t need to prioritize buying one brand over another. But by knowing brands before you buy you can ensure that you’re getting a trusted product for your money.
2. Purchasing Bars Safely
2-1. Ask your bank about trusted silver dealers near you.
Many banks sell silver, so you can start your search for a dealer by visiting your local branch. While you should feel free to compare prices, banks often sell their silver at less of a markup than other dealers. Even if your bank does not sell silver, they will likely be able to give you reliable advice on trusted dealers in your community.
You can also search online to see if you can find reliable information about silver dealers in your area. Make sure you’re getting your information from a site you can trust, like that of a known news organization in your area.
If you’ve found a dealer you’re interested in but have reservations, contact your local consumer protection bureau or your state’s attorney general to see if any complaints have been filed against the dealer.
2-2. Avoid shopping for silver online.
There are many disreputable dealers of silver online and many scams. Additionally, it can be very expensive to ship silver bars, which greatly adds to the cost of purchasing the bars themselves.
2-3. Research the spot price of silver before making a deal.
The spot price of silver is the current price of the metal on the market. Silver bars are usually sold a little over this price. The more you know about the current price of silver, the surer you can be that you’re getting a good deal for the money you’re paying.
If the dealer is asking well over the spot price, be extremely cautious when deciding whether or not to make the purchase.
2-4. Watch out for false claims from dealers.
Disreputable dealers will try to make false claims about how valuable their bars are. A typical sign that a dealer is unreliable is that they make claims about the value of their bars that is very out of line with the current silver market. Do not do business with dealers who tell you information that your research proves to be false.
3. Storing and Selling Silver Bars
3-1. Be cautious of offers to store your silver.
Some dealers will say that they will store your silver for you. While this sounds like an easy solution to storing your new bars, beware that many of these dealers reduce your equity in the bars over time to cover the cost of storage. Eventually, you will no longer own the bars you purchased.
3-2. Store your silver bars in a safe at home.
Silver bars are relatively easy to store, since each size comes in a uniform shape. Purchase a safe that is large enough for your needs and stack your silver bars inside of it. Put your safe in a cool, dark area to protect your silver from heat and humidity, which can tarnish silver. Place packets of silica gel inside the safe to help reduce moisture inside of it.
3-3. Store your silver bars in a bank if you don’t want them in your home.
Your bank should have a safe or a safety deposit box that you can store your silver bars in for a low annual fee. Try choosing a bank that is close to your home so you can access your bars more easily.
3-4. Handle your silver bars with gloves.
To maintain the value of your silver you will need to keep it in good condition. Using cotton jeweler’s gloves when touching your silver helps you to prevent from tarnishing it. Also make sure to clean your silver only with soft cotton cloths. Purchase special sterling silver cloths if you don’t have adequate cloths already.
3-5. Contact your insurance company to insure your silver.
Insurance policies can help protect you if you lose your silver from theft or accidents to your home. Contact the insurance company you already use to see if you can get a discount by bundling policies.
3-6. Sell your silver bars to a trusted dealer if you no longer want them.
You need to be just as careful when selling silver bars as you were when buying them. It is always best to do business with a trusted dealer to ensure that you will be paid.
Dealers do usually buy silver for slightly under the spot price, so you can explore other options if you’d like to get more money. But remember to exercise extreme caution when selling to anyone other than an established dealer.
|
{
"create_time": "20230517 11:01:00",
"回答明细": "{\"回答\": \"1. Choosing the Right Bars for You\\n1-1. Speak with an advisor if you’re planning to buy silver as an investment.\\nThe first thing you’ll want to decide when buying silver bars as an investment is how much silver is right for your portfolio. Silver can hold its value well, but it does have risks, such as sometimes being difficult to sell.\\nA professional financial or investment advisor can give you specific advice about acquiring silver bars and help you determine how much silver to purchase.\\n1-2. Choose between art bars and bullion bars.\\nBoth types of silver bars are generally 99.9% silver. Bullion bars, though, are simply unadorned pieces of silver while art bars are inscribed with artistic designs. While the art bars can be more pleasing to look at, you may have to pay a premium for them that is above their value in silver.\\n1-3. Choose a size of bar to buy.\\nSilver bars come in a variety of sizes, ranging between 1 ounce and 5,000 ounces. The 10 ounce and 100 ounce sizes, though, are the most common. If you’re looking for the best value when buying a silver bar, purchase larger sizes, such as the 100 ounce bar, as these usually have lower markups.\\nIf you want to be able to liquidate your silver bars as easily as possible, however, buy smaller size bars as these tend to sell more quickly.\\n1-4. Learn about brands of silver bars.\\nSome brands of silver bars are more reputable and hold their value better than others. For instance, Credit Suisse, Engelhard, and Johnson Matthey are all popular and trusted manufacturers of silver bars. Familiarize yourself with different brands by searching online before buying silver bars.\\nYou don’t need to prioritize buying one brand over another. But by knowing brands before you buy you can ensure that you’re getting a trusted product for your money.\\n2. Purchasing Bars Safely\\n2-1. Ask your bank about trusted silver dealers near you.\\nMany banks sell silver, so you can start your search for a dealer by visiting your local branch. While you should feel free to compare prices, banks often sell their silver at less of a markup than other dealers. Even if your bank does not sell silver, they will likely be able to give you reliable advice on trusted dealers in your community.\\nYou can also search online to see if you can find reliable information about silver dealers in your area. Make sure you’re getting your information from a site you can trust, like that of a known news organization in your area.\\nIf you’ve found a dealer you’re interested in but have reservations, contact your local consumer protection bureau or your state’s attorney general to see if any complaints have been filed against the dealer.\\n2-2. Avoid shopping for silver online.\\nThere are many disreputable dealers of silver online and many scams. Additionally, it can be very expensive to ship silver bars, which greatly adds to the cost of purchasing the bars themselves.\\n2-3. Research the spot price of silver before making a deal.\\nThe spot price of silver is the current price of the metal on the market. Silver bars are usually sold a little over this price. The more you know about the current price of silver, the surer you can be that you’re getting a good deal for the money you’re paying.\\nIf the dealer is asking well over the spot price, be extremely cautious when deciding whether or not to make the purchase.\\n2-4. Watch out for false claims from dealers.\\nDisreputable dealers will try to make false claims about how valuable their bars are. A typical sign that a dealer is unreliable is that they make claims about the value of their bars that is very out of line with the current silver market. Do not do business with dealers who tell you information that your research proves to be false.\\n3. Storing and Selling Silver Bars\\n3-1. Be cautious of offers to store your silver.\\nSome dealers will say that they will store your silver for you. While this sounds like an easy solution to storing your new bars, beware that many of these dealers reduce your equity in the bars over time to cover the cost of storage. Eventually, you will no longer own the bars you purchased.\\n3-2. Store your silver bars in a safe at home.\\nSilver bars are relatively easy to store, since each size comes in a uniform shape. Purchase a safe that is large enough for your needs and stack your silver bars inside of it. Put your safe in a cool, dark area to protect your silver from heat and humidity, which can tarnish silver. Place packets of silica gel inside the safe to help reduce moisture inside of it.\\n3-3. Store your silver bars in a bank if you don’t want them in your home.\\nYour bank should have a safe or a safety deposit box that you can store your silver bars in for a low annual fee. Try choosing a bank that is close to your home so you can access your bars more easily.\\n3-4. Handle your silver bars with gloves.\\nTo maintain the value of your silver you will need to keep it in good condition. Using cotton jeweler’s gloves when touching your silver helps you to prevent from tarnishing it. Also make sure to clean your silver only with soft cotton cloths. Purchase special sterling silver cloths if you don’t have adequate cloths already.\\n3-5. Contact your insurance company to insure your silver.\\nInsurance policies can help protect you if you lose your silver from theft or accidents to your home. Contact the insurance company you already use to see if you can get a discount by bundling policies.\\n3-6. Sell your silver bars to a trusted dealer if you no longer want them.\\nYou need to be just as careful when selling silver bars as you were when buying them. It is always best to do business with a trusted dealer to ensure that you will be paid.\\nDealers do usually buy silver for slightly under the spot price, so you can explore other options if you’d like to get more money. But remember to exercise extreme caution when selling to anyone other than an established dealer.\\n\", \"简要回答\": \"Purchasing silver bars is a simple way to invest in a precious metal and to diversify your assets. You’ll want to make sure, though, that when you buy silver you’re making a safe purchase from a trusted vendor. If you thoroughly research the silver market before making a deal and exercise caution, you’ll be able to buy silver in a reliable way.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing the Right Bars for You\", \"步骤\": [{\"编号\": 1, \"标题\": \"Speak with an advisor if you’re planning to buy silver as an investment.\", \"描述\": \"The first thing you’ll want to decide when buying silver bars as an investment is how much silver is right for your portfolio. Silver can hold its value well, but it does have risks, such as sometimes being difficult to sell.\\nA professional financial or investment advisor can give you specific advice about acquiring silver bars and help you determine how much silver to purchase.\"}, {\"编号\": 2, \"标题\": \"Choose between art bars and bullion bars.\", \"描述\": \"Both types of silver bars are generally 99.9% silver. Bullion bars, though, are simply unadorned pieces of silver while art bars are inscribed with artistic designs. While the art bars can be more pleasing to look at, you may have to pay a premium for them that is above their value in silver.\"}, {\"编号\": 3, \"标题\": \"Choose a size of bar to buy.\", \"描述\": \"Silver bars come in a variety of sizes, ranging between 1 ounce and 5,000 ounces. The 10 ounce and 100 ounce sizes, though, are the most common. If you’re looking for the best value when buying a silver bar, purchase larger sizes, such as the 100 ounce bar, as these usually have lower markups.\\nIf you want to be able to liquidate your silver bars as easily as possible, however, buy smaller size bars as these tend to sell more quickly.\"}, {\"编号\": 4, \"标题\": \"Learn about brands of silver bars.\", \"描述\": \"Some brands of silver bars are more reputable and hold their value better than others. For instance, Credit Suisse, Engelhard, and Johnson Matthey are all popular and trusted manufacturers of silver bars. Familiarize yourself with different brands by searching online before buying silver bars.\\nYou don’t need to prioritize buying one brand over another. But by knowing brands before you buy you can ensure that you’re getting a trusted product for your money.\"}]}, {\"编号\": 2, \"标题\": \"Purchasing Bars Safely\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ask your bank about trusted silver dealers near you.\", \"描述\": \"Many banks sell silver, so you can start your search for a dealer by visiting your local branch. While you should feel free to compare prices, banks often sell their silver at less of a markup than other dealers. Even if your bank does not sell silver, they will likely be able to give you reliable advice on trusted dealers in your community.\\nYou can also search online to see if you can find reliable information about silver dealers in your area. Make sure you’re getting your information from a site you can trust, like that of a known news organization in your area.\\nIf you’ve found a dealer you’re interested in but have reservations, contact your local consumer protection bureau or your state’s attorney general to see if any complaints have been filed against the dealer.\"}, {\"编号\": 2, \"标题\": \"Avoid shopping for silver online.\", \"描述\": \"There are many disreputable dealers of silver online and many scams. Additionally, it can be very expensive to ship silver bars, which greatly adds to the cost of purchasing the bars themselves.\"}, {\"编号\": 3, \"标题\": \"Research the spot price of silver before making a deal.\", \"描述\": \"The spot price of silver is the current price of the metal on the market. Silver bars are usually sold a little over this price. The more you know about the current price of silver, the surer you can be that you’re getting a good deal for the money you’re paying.\\nIf the dealer is asking well over the spot price, be extremely cautious when deciding whether or not to make the purchase.\"}, {\"编号\": 4, \"标题\": \"Watch out for false claims from dealers.\", \"描述\": \"Disreputable dealers will try to make false claims about how valuable their bars are. A typical sign that a dealer is unreliable is that they make claims about the value of their bars that is very out of line with the current silver market. Do not do business with dealers who tell you information that your research proves to be false.\"}]}, {\"编号\": 3, \"标题\": \"Storing and Selling Silver Bars\", \"步骤\": [{\"编号\": 1, \"标题\": \"Be cautious of offers to store your silver.\", \"描述\": \"Some dealers will say that they will store your silver for you. While this sounds like an easy solution to storing your new bars, beware that many of these dealers reduce your equity in the bars over time to cover the cost of storage. Eventually, you will no longer own the bars you purchased.\"}, {\"编号\": 2, \"标题\": \"Store your silver bars in a safe at home.\", \"描述\": \"Silver bars are relatively easy to store, since each size comes in a uniform shape. Purchase a safe that is large enough for your needs and stack your silver bars inside of it. Put your safe in a cool, dark area to protect your silver from heat and humidity, which can tarnish silver. Place packets of silica gel inside the safe to help reduce moisture inside of it.\"}, {\"编号\": 3, \"标题\": \"Store your silver bars in a bank if you don’t want them in your home.\", \"描述\": \"Your bank should have a safe or a safety deposit box that you can store your silver bars in for a low annual fee. Try choosing a bank that is close to your home so you can access your bars more easily.\"}, {\"编号\": 4, \"标题\": \"Handle your silver bars with gloves.\", \"描述\": \"To maintain the value of your silver you will need to keep it in good condition. Using cotton jeweler’s gloves when touching your silver helps you to prevent from tarnishing it. Also make sure to clean your silver only with soft cotton cloths. Purchase special sterling silver cloths if you don’t have adequate cloths already.\"}, {\"编号\": 5, \"标题\": \"Contact your insurance company to insure your silver.\", \"描述\": \"Insurance policies can help protect you if you lose your silver from theft or accidents to your home. Contact the insurance company you already use to see if you can get a discount by bundling policies.\"}, {\"编号\": 6, \"标题\": \"Sell your silver bars to a trusted dealer if you no longer want them.\", \"描述\": \"You need to be just as careful when selling silver bars as you were when buying them. It is always best to do business with a trusted dealer to ensure that you will be paid.\\nDealers do usually buy silver for slightly under the spot price, so you can explore other options if you’d like to get more money. But remember to exercise extreme caution when selling to anyone other than an established dealer.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,940 |
How to Buy Something Online Without a Credit Card
|
1. Using Your Bank Account
1-1. Buy with your debit card.
Most sites that accept credit cards will also accept debit cards. Debit cards are easy to get because they come with any bank account. It allows you to use your checkbook for easy record-keeping of what you buy. It is also faster than other options. Since credit cards can lead to debt, using a debit card can save you from that problem because it takes the money directly out of your bank account.
To buy with a debit card, you enter the card number on the payment page just like you would a credit card. Sometimes, however, you might have to put in your PIN.
It can be risky because it gives direct access to your checking account. It could possibly be used for fraud.
1-2. Use an online payment company.
There are some online companies that act as a payment service for you. With these services, such as PayPal or Amazon Payments, you don't have to give your information directly to the website that you are buying from. You connect a debit card or checking account to your virtual account on the online platform on their site. You can then buy whatever you want and the payment company will take care of it.
You use these sites by creating an account. Chose the sign up option from their site. You will need to create a profile. You typically need to pick a username and password and add your email address. You will have to create answers for challenge questions that are used for your security. You then provide them with your address and additional personal information. Then you put in the information of the checking account you want linked to the account.
Many online retailers accept these forms of payment, but not all do. Make sure you check whatever store you are buying from.
1-3. Purchase with a check.
You can still buy from certain online store with checks, but it might be very difficult to use this option. Stores on websites such as EBay and Etsy will likely be more willing to accept this option than a larger retailer. For these methods, you send the check and wait for it to clear the bank. Then, your items will be shipped. The problem with this method is that it takes a lot more time than other methods. The store has to wait for the payment to arrive. This means you have to wait for the items you bought as well.
You can also use a money order. These work just like a check. You send them, the store cashes them, and then your items are shipped. You can buy these at many stores and your local post office.
1-4. Use your checking account for an electronic fund transfer.
Large online retailers such as Amazon accept electronic fund transfers (EFTs). This method works by transferring money from your personal checking account to the store. To set this up, you usually have to add your checking account to your profile. This means you need your account number and bank routing number. You then have to enter the name and the address of the person who is named on the account. You may also be asked to give the drivers license number of the account holder and the state that issued the ID.
Most sites will not accept business, corporate, or savings accounts.
Just like with a debit card, there is some risk involved because you are giving out your bank account information to a third party. Make sure it is a reputable website or store before you give away your information.
1-5. Pay with an electronic wallet.
Many companies and businesses have created electronic wallets. Google Wallet is the most popular, but companies such as Starbucks and Apple have also launched them. The electronic wallet is different than the traditional online payment service. They are on your device as an app instead of working through an online site. Digital wallets allow you to add money to them in a variety of ways. You can add with a debit card or checking account. To use, all you have to do is create an account and add money. Then just select the payment type, swipe the screen of your phone, and you have bought the items.
You can also use other units of value like loyalty points or mileage anywhere that will accept them. With a digital wallet, you don't have to go through a hectic redeeming process. The app does it all for you.
This is an important new development because mobile apps are one of the largest areas of growth in tech, media and other industries. This now includes payment systems.
2. Using Alternative Methods
2-1. Use collect on delivery.
Collect on delivery (COD), also known as cash on delivery, allows you to buy something and then pay for it when it arrives. The primary benefit of this option is that no money is spent until you get the items. You can check the product delivered and refuse delivery if necessary. This leaves the responsibility of the item to the seller instead of you. One other benefit is that, depending on the company, you can buy things for much higher than most credit card limits. Cash used to be accepted, but it is rarely accepted now. To pay when your items arrives, you need to pay with a personal check, business check, cashier’s check, or money order.
This used to be very common but is not as popular anymore. It is still possible with individual sellers and small retailers.
UPS, Fedex, and the USPS still offer this service. It is available within the United States and between the US and Canada. Fedex also does COD in India.
COD can have more costs than normal shipping. The extra costs have to be paid by you when the items arrive.
This option is great for high-dollar purchases that exceed your credit card limit.
2-2. Redeem points or rewards.
Some online retailers, such as Amazon, Macy's, and EBay, will allow you to use points for purchases. You can enable this option from these sites from their pay with points pages. You can use points from cards such as the Amazon.com Business Rewards Visa, the American Express Membership Rewards, the Chase Ultimate Rewards, the Discover Cashback Bonus, the Discover Miles, and the Citi Thank You card. The drawback to this method is that the value of points is often very hard to figure out. They will vary from company to company and even from product to product.
There is usually a dollar value associated with getting points, such as one point per dollar spent. The value when you spend the points is typically not the same. Each program is different and you should consult the terms and conditions of your program to determine the value of points or rewards.
Points can be collected and redeemed in many different ways. You can also get rewards from e-commerce sites such as Amazon or the Ebay Bucks program.
2-3. Purchase items with gift cards.
Gift cards can be used at many online store such as Amazon, Barnes and Noble, and Hallmark. You can use a gift card to buy any item from the online store, just like you would cash in a real store. You can also add the card balance to your account to be used the next time you buy something. The processes of using gift cards is similar across sites. If you want to use it on a particular purchase, you can enter it on your payment page when you are checking out. There is typically an option to redeem a gift card on your payment screen. You then locate the claim code on the card and enter it into the site.
To add the money to your account, go to your account page on the site. Choose to add a gift card to your account from this page. Enter the claim code and then hit submit or apply.
For plastic gift cards, you may need to scratch off the coating on the back of the card to see the code. The claim code is different than 16-digit card number.
Purchase gift debit cards. Gift debit cards (ie. Visa Gift Card, AMEX Gift Card,etc.) are accepted anywhere debit cards are accepted. You will likely be able to purchase them at a store that sells gift cards. They work like gift cards, however they are accepted anywhere debit cards are accepted, and some can be re-loaded.
|
{
"create_time": "20230517 11:01:00",
"回答明细": "{\"回答\": \"1. Using Your Bank Account\\n1-1. Buy with your debit card.\\nMost sites that accept credit cards will also accept debit cards. Debit cards are easy to get because they come with any bank account. It allows you to use your checkbook for easy record-keeping of what you buy. It is also faster than other options. Since credit cards can lead to debt, using a debit card can save you from that problem because it takes the money directly out of your bank account.\\nTo buy with a debit card, you enter the card number on the payment page just like you would a credit card. Sometimes, however, you might have to put in your PIN.\\nIt can be risky because it gives direct access to your checking account. It could possibly be used for fraud.\\n1-2. Use an online payment company.\\nThere are some online companies that act as a payment service for you. With these services, such as PayPal or Amazon Payments, you don't have to give your information directly to the website that you are buying from. You connect a debit card or checking account to your virtual account on the online platform on their site. You can then buy whatever you want and the payment company will take care of it.\\nYou use these sites by creating an account. Chose the sign up option from their site. You will need to create a profile. You typically need to pick a username and password and add your email address. You will have to create answers for challenge questions that are used for your security. You then provide them with your address and additional personal information. Then you put in the information of the checking account you want linked to the account.\\nMany online retailers accept these forms of payment, but not all do. Make sure you check whatever store you are buying from.\\n1-3. Purchase with a check.\\nYou can still buy from certain online store with checks, but it might be very difficult to use this option. Stores on websites such as EBay and Etsy will likely be more willing to accept this option than a larger retailer. For these methods, you send the check and wait for it to clear the bank. Then, your items will be shipped. The problem with this method is that it takes a lot more time than other methods. The store has to wait for the payment to arrive. This means you have to wait for the items you bought as well.\\nYou can also use a money order. These work just like a check. You send them, the store cashes them, and then your items are shipped. You can buy these at many stores and your local post office.\\n1-4. Use your checking account for an electronic fund transfer.\\nLarge online retailers such as Amazon accept electronic fund transfers (EFTs). This method works by transferring money from your personal checking account to the store. To set this up, you usually have to add your checking account to your profile. This means you need your account number and bank routing number. You then have to enter the name and the address of the person who is named on the account. You may also be asked to give the drivers license number of the account holder and the state that issued the ID.\\nMost sites will not accept business, corporate, or savings accounts.\\nJust like with a debit card, there is some risk involved because you are giving out your bank account information to a third party. Make sure it is a reputable website or store before you give away your information.\\n1-5. Pay with an electronic wallet.\\nMany companies and businesses have created electronic wallets. Google Wallet is the most popular, but companies such as Starbucks and Apple have also launched them. The electronic wallet is different than the traditional online payment service. They are on your device as an app instead of working through an online site. Digital wallets allow you to add money to them in a variety of ways. You can add with a debit card or checking account. To use, all you have to do is create an account and add money. Then just select the payment type, swipe the screen of your phone, and you have bought the items.\\nYou can also use other units of value like loyalty points or mileage anywhere that will accept them. With a digital wallet, you don't have to go through a hectic redeeming process. The app does it all for you.\\nThis is an important new development because mobile apps are one of the largest areas of growth in tech, media and other industries. This now includes payment systems.\\n2. Using Alternative Methods\\n2-1. Use collect on delivery.\\nCollect on delivery (COD), also known as cash on delivery, allows you to buy something and then pay for it when it arrives. The primary benefit of this option is that no money is spent until you get the items. You can check the product delivered and refuse delivery if necessary. This leaves the responsibility of the item to the seller instead of you. One other benefit is that, depending on the company, you can buy things for much higher than most credit card limits. Cash used to be accepted, but it is rarely accepted now. To pay when your items arrives, you need to pay with a personal check, business check, cashier’s check, or money order.\\nThis used to be very common but is not as popular anymore. It is still possible with individual sellers and small retailers.\\nUPS, Fedex, and the USPS still offer this service. It is available within the United States and between the US and Canada. Fedex also does COD in India.\\nCOD can have more costs than normal shipping. The extra costs have to be paid by you when the items arrive.\\nThis option is great for high-dollar purchases that exceed your credit card limit.\\n2-2. Redeem points or rewards.\\nSome online retailers, such as Amazon, Macy's, and EBay, will allow you to use points for purchases. You can enable this option from these sites from their pay with points pages. You can use points from cards such as the Amazon.com Business Rewards Visa, the American Express Membership Rewards, the Chase Ultimate Rewards, the Discover Cashback Bonus, the Discover Miles, and the Citi Thank You card. The drawback to this method is that the value of points is often very hard to figure out. They will vary from company to company and even from product to product.\\nThere is usually a dollar value associated with getting points, such as one point per dollar spent. The value when you spend the points is typically not the same. Each program is different and you should consult the terms and conditions of your program to determine the value of points or rewards.\\nPoints can be collected and redeemed in many different ways. You can also get rewards from e-commerce sites such as Amazon or the Ebay Bucks program.\\n2-3. Purchase items with gift cards.\\nGift cards can be used at many online store such as Amazon, Barnes and Noble, and Hallmark. You can use a gift card to buy any item from the online store, just like you would cash in a real store. You can also add the card balance to your account to be used the next time you buy something. The processes of using gift cards is similar across sites. If you want to use it on a particular purchase, you can enter it on your payment page when you are checking out. There is typically an option to redeem a gift card on your payment screen. You then locate the claim code on the card and enter it into the site.\\nTo add the money to your account, go to your account page on the site. Choose to add a gift card to your account from this page. Enter the claim code and then hit submit or apply.\\nFor plastic gift cards, you may need to scratch off the coating on the back of the card to see the code. The claim code is different than 16-digit card number.\\nPurchase gift debit cards. Gift debit cards (ie. Visa Gift Card, AMEX Gift Card,etc.) are accepted anywhere debit cards are accepted. You will likely be able to purchase them at a store that sells gift cards. They work like gift cards, however they are accepted anywhere debit cards are accepted, and some can be re-loaded.\\n\", \"简要回答\": \"Shopping online is an easy and fun way to buy items. It can be a pain if you don't have a credit card. There are many online store that accept different payment options. Here are some of the alternative options to paying with a credit card when you shop online.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Using Your Bank Account\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy with your debit card.\", \"描述\": \"Most sites that accept credit cards will also accept debit cards. Debit cards are easy to get because they come with any bank account. It allows you to use your checkbook for easy record-keeping of what you buy. It is also faster than other options. Since credit cards can lead to debt, using a debit card can save you from that problem because it takes the money directly out of your bank account.\\nTo buy with a debit card, you enter the card number on the payment page just like you would a credit card. Sometimes, however, you might have to put in your PIN.\\nIt can be risky because it gives direct access to your checking account. It could possibly be used for fraud.\"}, {\"编号\": 2, \"标题\": \"Use an online payment company.\", \"描述\": \"There are some online companies that act as a payment service for you. With these services, such as PayPal or Amazon Payments, you don't have to give your information directly to the website that you are buying from. You connect a debit card or checking account to your virtual account on the online platform on their site. You can then buy whatever you want and the payment company will take care of it.\\nYou use these sites by creating an account. Chose the sign up option from their site. You will need to create a profile. You typically need to pick a username and password and add your email address. You will have to create answers for challenge questions that are used for your security. You then provide them with your address and additional personal information. Then you put in the information of the checking account you want linked to the account.\\nMany online retailers accept these forms of payment, but not all do. Make sure you check whatever store you are buying from.\"}, {\"编号\": 3, \"标题\": \"Purchase with a check.\", \"描述\": \"You can still buy from certain online store with checks, but it might be very difficult to use this option. Stores on websites such as EBay and Etsy will likely be more willing to accept this option than a larger retailer. For these methods, you send the check and wait for it to clear the bank. Then, your items will be shipped. The problem with this method is that it takes a lot more time than other methods. The store has to wait for the payment to arrive. This means you have to wait for the items you bought as well.\\nYou can also use a money order. These work just like a check. You send them, the store cashes them, and then your items are shipped. You can buy these at many stores and your local post office.\"}, {\"编号\": 4, \"标题\": \"Use your checking account for an electronic fund transfer.\", \"描述\": \"Large online retailers such as Amazon accept electronic fund transfers (EFTs). This method works by transferring money from your personal checking account to the store. To set this up, you usually have to add your checking account to your profile. This means you need your account number and bank routing number. You then have to enter the name and the address of the person who is named on the account. You may also be asked to give the drivers license number of the account holder and the state that issued the ID.\\nMost sites will not accept business, corporate, or savings accounts.\\nJust like with a debit card, there is some risk involved because you are giving out your bank account information to a third party. Make sure it is a reputable website or store before you give away your information.\"}, {\"编号\": 5, \"标题\": \"Pay with an electronic wallet.\", \"描述\": \"Many companies and businesses have created electronic wallets. Google Wallet is the most popular, but companies such as Starbucks and Apple have also launched them. The electronic wallet is different than the traditional online payment service. They are on your device as an app instead of working through an online site. Digital wallets allow you to add money to them in a variety of ways. You can add with a debit card or checking account. To use, all you have to do is create an account and add money. Then just select the payment type, swipe the screen of your phone, and you have bought the items.\\nYou can also use other units of value like loyalty points or mileage anywhere that will accept them. With a digital wallet, you don't have to go through a hectic redeeming process. The app does it all for you.\\nThis is an important new development because mobile apps are one of the largest areas of growth in tech, media and other industries. This now includes payment systems.\"}]}, {\"编号\": 2, \"标题\": \"Using Alternative Methods\", \"步骤\": [{\"编号\": 1, \"标题\": \"Use collect on delivery.\", \"描述\": \"Collect on delivery (COD), also known as cash on delivery, allows you to buy something and then pay for it when it arrives. The primary benefit of this option is that no money is spent until you get the items. You can check the product delivered and refuse delivery if necessary. This leaves the responsibility of the item to the seller instead of you. One other benefit is that, depending on the company, you can buy things for much higher than most credit card limits. Cash used to be accepted, but it is rarely accepted now. To pay when your items arrives, you need to pay with a personal check, business check, cashier’s check, or money order.\\nThis used to be very common but is not as popular anymore. It is still possible with individual sellers and small retailers.\\nUPS, Fedex, and the USPS still offer this service. It is available within the United States and between the US and Canada. Fedex also does COD in India.\\nCOD can have more costs than normal shipping. The extra costs have to be paid by you when the items arrive.\\nThis option is great for high-dollar purchases that exceed your credit card limit.\"}, {\"编号\": 2, \"标题\": \"Redeem points or rewards.\", \"描述\": \"Some online retailers, such as Amazon, Macy's, and EBay, will allow you to use points for purchases. You can enable this option from these sites from their pay with points pages. You can use points from cards such as the Amazon.com Business Rewards Visa, the American Express Membership Rewards, the Chase Ultimate Rewards, the Discover Cashback Bonus, the Discover Miles, and the Citi Thank You card. The drawback to this method is that the value of points is often very hard to figure out. They will vary from company to company and even from product to product.\\nThere is usually a dollar value associated with getting points, such as one point per dollar spent. The value when you spend the points is typically not the same. Each program is different and you should consult the terms and conditions of your program to determine the value of points or rewards.\\nPoints can be collected and redeemed in many different ways. You can also get rewards from e-commerce sites such as Amazon or the Ebay Bucks program.\"}, {\"编号\": 3, \"标题\": \"Purchase items with gift cards.\", \"描述\": \"Gift cards can be used at many online store such as Amazon, Barnes and Noble, and Hallmark. You can use a gift card to buy any item from the online store, just like you would cash in a real store. You can also add the card balance to your account to be used the next time you buy something. The processes of using gift cards is similar across sites. If you want to use it on a particular purchase, you can enter it on your payment page when you are checking out. There is typically an option to redeem a gift card on your payment screen. You then locate the claim code on the card and enter it into the site.\\nTo add the money to your account, go to your account page on the site. Choose to add a gift card to your account from this page. Enter the claim code and then hit submit or apply.\\nFor plastic gift cards, you may need to scratch off the coating on the back of the card to see the code. The claim code is different than 16-digit card number.\\nPurchase gift debit cards. Gift debit cards (ie. Visa Gift Card, AMEX Gift Card,etc.) are accepted anywhere debit cards are accepted. You will likely be able to purchase them at a store that sells gift cards. They work like gift cards, however they are accepted anywhere debit cards are accepted, and some can be re-loaded.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,941 |
How to Buy Something Without Your Parent's Permission
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1. Buying from a Store
1-1. Save up your money.
Search online or in the store you want to buy from to find out the exact price of the item you want. Save up money from an allowance or job so that you have enough to pay for the item yourself.
Remember that tax will most likely be added when you purchase the item, so the total will be slightly higher than the listed price.
If you can’t come up with enough money of your own, ask a friend or sibling if they’ll give or lend you some, but know that they probably won’t give you money without some sort of exchange. You can also try mowing lawns for neighbors in the summer, shoveling snow in the winter, or babysitting to earn some extra cash.
1-2. Get to the store.
Get a friend, an older sibling, or another person who can drive to take you to the store you want to make your purchase from. Make sure this person is someone you can trust. If you are not allowed to go out, you shouldn't. Avoid using Uber or Lyft, especially because you never know if you run into a shady driver.
If you want to take a bus or train, check the routes and figure out the fastest way to get to your destination. Google Maps is a good way to do this.
Make sure you have a good cover up story if you parents asked why you are late, like "I missed the bus, the next one took ages to come, then I fell asleep on the train!" Or, if you have weekly remedial and there is no remedial on a certain week, buy the item on that day.
Your parents will be suspicious if you come home late two days in a row.
If you want to buy it after school instead get there as fast as you can, buy it, and then rush home to avoid suspicion.
If you can go out on your own: Try going after school with a friend who can drive or having an older sibling drive you from home. Avoid lying to your parents about where you're going if you can. If the store is close enough, ride a bike or walk there yourself, especially if you can’t get someone else to drive you or don’t want to tell another person what you’re buying.
1-3. Purchase what you want.
Buy your desired item at the store with cash or a gift card, if you have one.
Don’t pay for anything with a credit or debit card, especially if it’s a parent’s account, because the purchase will show up on bills and statements for the card.
Remember that there are age restrictions on certain items and store clerks will ask to see a valid ID before they let you make the purchase. For example, you’ll need to show that you’re 17 in order to buy an M-rated video game, and you have to be 21 to buy alcohol. If you’re not of age to buy the thing you want, consider asking someone older to buy it for you with your money.
1-4. Put your item in your backpack.
Conceal your package in a backpack or other normal bag you carry so you can easily bring it home without your parents getting suspicious.
Throw away the store bag or any other evidence you don’t need right away.
If what you buy is very large or bulky and you can’t conceal it in a bag, make sure a friend can help you transport it, and only bring it into your house when your parents aren’t home to see you bring it inside.
2. Buying Online
2-1. Get a gift card.
Buy a gift card for the online store you want to make your purchase from. You can find a big variety of gift cards at grocery stores or at the desired store itself, and most gift cards should be able to be used for online purchases.
If you can’t get a gift card for the specific store you want to buy from online, you can buy a Visa gift card, or other similar prepaid credit card, to use anywhere. Or try an Amazon gift card to buy anything from Amazon.com.
Remember that when ordering online, there will be tax, shipping, and handling charges added to the price, so the total will be higher than the listed price. If you want to avoid the extra cost of shipping and handling, try to get your purchase in person at a store. But keep in mind some websites like Amazon and Best Buy offer free shipping and handling on qualified items so check the policy on shipping and handling before buying the item on that site.
2-2. Enter your information to place the order.
Go online to where you want to purchase your item and enter all the information they ask for at checkout, including name and address. Enter the code on your gift card when they ask for your payment method. Don’t use a credit or debit card that your parents use to pay online, as the purchase will show up on bills and statements.
Make sure you enter an email address that only you have access to so that you get the confirmation email and any updates sent to you.
Avoid having your purchase shipped UPS or FedEx, as they will sometimes require a signature from an adult when it’s delivered. Choose regular mail such as USPS if you can.
Consider getting the permission of a friend to have your purchase sent to his or her house to avoid the chance of your parents seeing the package. In this case, enter the person who will receive the package for you name and address when ordering, but still use your email address.
2-3. Constantly track the order.
Go back to the website you made your purchase from or check the confirmation email sent to you for a link that says “Track your package,” or something similar. Continue to check the location of your package in this way so that you know when it will arrive at your house or a friend’s house.
If you’re not given the option to track your package, pay attention to what the online store says about how long shipping takes on average. Notice if they send an email when the item has shipped, and then it should arrive something like 7-10 days after that, or whatever range of time the store provides.
2-4. Check the mail frequently.
Try to check the mail before your parents do every day during the time you expect the package to arrive. When you finally get it, slip it into a backpack or other bag you normally carry to bring it into the house and into your room.
Pay attention to what time the mail comes every day so you can be available at that time and ready to go out to check the mailbox or front step right away. You can even go talk to the mail carrier if you see him or her outside to ask if they have a package for you.
If the mail typically arrives while you’re at school or another activity, you may want to have your package sent to a friend or other person you trust to receive it and give it to you.
3. Hiding Your Purchase
3-1. Conceal it at home.
Find a good hiding place to keep your purchase and only bring it out when your parents aren’t around or won’t notice. Try places with small openings, like underneath furniture.
Be careful not to choose a place that your parents might go to clean, pick up laundry, or otherwise have a reason to go from time to time like your closet, dresser drawers, or other storage areas.
If the item you purchased is too big or hard to hide, consider keeping it at a friend’s house that you trust, and only using it there or carefully transporting it to your own house when you can.
3-2. Keep receipts hidden.
Also hide receipts or any other evidence of your purchase so your parents don’t come across them and ask about it.
You should still keep any receipts and packaging from the item you purchased and not throw them away, because you may need them later if you need to return or exchange it.
If you ordered online, keep any packing receipts that came inside, but get rid of the other packaging by throwing it away where your parents won’t notice it. A trash can at school or a public place is better than one at home.
3-3. Delete search history.
If you purchased online, or if you did any other searching on the internet before or after buying, delete your history from your browser, particularly if you share a computer with your parents.
Go into the settings or history tab on whatever internet browser you use and clear all the recent history of websites visited, or select and delete just the ones you don’t want your parents to come across.
3-4. Use it in private.
Take your item out of its hiding place only when your parents aren’t around or won’t catch you with it. Or use it, wear it, or look at it only when you’re at a friend’s house or at school.
Make sure you have your purchase in a backpack or well concealed whenever you move it from place to place.
3-5. Tell your parents about a rewards program.
If your parents find your purchase and get suspicious about where it came from, and you don’t want to confess that you bought it, tell them about a rewards program or other contest, like collecting bottle caps or finding a winning code on a food or drink item.
You may want to have a small collection of bottle caps or other proof to show you really are participating in what you say you are.
You could also tell them that the item was a gift from a friend or classmate.
Note that lying to your parents is not a good idea, so avoid using this step or making up any other excuse if you can. If your parents ask about where your purchase came from, the best option at that point is just to be honest about where and how you got it.
3-6. Come clean about what you bought.
You might decide you just want to ‘fess up to your parents about your purchase. Consider that they could be mad if they told you not to buy it, but it might be worse if you try to hide it from them and they find it anyway.
If you’ve already asked your parents for permission to buy something and they said no, you can tell them, “Hey, I know you didn’t want me to buy this, but I did on my own with my own money. I’m sorry I went behind your back, but I want to be honest now and not hide it from you.”
If you haven’t asked your parents for permission previously, you can casually mention your purchase to your parents, and hopefully they will not see it as a big deal if you’re of age to own it and you paid for it with your own money.
Tips
Some websites will give you an option to collect your delivery from your nearest post office, just make sure you have proof of identity when you go and collect it.
Clear your browser history of this article as well so that your parents don’t see it.
This is a great way to buy gifts for your parents, not just things for yourself, too!
Warnings
You can get in big trouble with your parents for going behind their backs to buy something without getting their permission first. Consider if it’s really worth it to buy the item and keep it secret from them. Come clean and be honest if you want your parents to trust you more in the future.
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{
"create_time": "20230517 11:01:00",
"回答明细": "{\"回答\": \"1. Buying from a Store\\n1-1. Save up your money.\\nSearch online or in the store you want to buy from to find out the exact price of the item you want. Save up money from an allowance or job so that you have enough to pay for the item yourself.\\nRemember that tax will most likely be added when you purchase the item, so the total will be slightly higher than the listed price.\\nIf you can’t come up with enough money of your own, ask a friend or sibling if they’ll give or lend you some, but know that they probably won’t give you money without some sort of exchange. You can also try mowing lawns for neighbors in the summer, shoveling snow in the winter, or babysitting to earn some extra cash.\\n1-2. Get to the store.\\nGet a friend, an older sibling, or another person who can drive to take you to the store you want to make your purchase from. Make sure this person is someone you can trust. If you are not allowed to go out, you shouldn't. Avoid using Uber or Lyft, especially because you never know if you run into a shady driver.\\nIf you want to take a bus or train, check the routes and figure out the fastest way to get to your destination. Google Maps is a good way to do this.\\nMake sure you have a good cover up story if you parents asked why you are late, like \\\"I missed the bus, the next one took ages to come, then I fell asleep on the train!\\\" Or, if you have weekly remedial and there is no remedial on a certain week, buy the item on that day.\\n Your parents will be suspicious if you come home late two days in a row.\\nIf you want to buy it after school instead get there as fast as you can, buy it, and then rush home to avoid suspicion.\\nIf you can go out on your own: Try going after school with a friend who can drive or having an older sibling drive you from home. Avoid lying to your parents about where you're going if you can. If the store is close enough, ride a bike or walk there yourself, especially if you can’t get someone else to drive you or don’t want to tell another person what you’re buying.\\n1-3. Purchase what you want.\\nBuy your desired item at the store with cash or a gift card, if you have one.\\nDon’t pay for anything with a credit or debit card, especially if it’s a parent’s account, because the purchase will show up on bills and statements for the card.\\nRemember that there are age restrictions on certain items and store clerks will ask to see a valid ID before they let you make the purchase. For example, you’ll need to show that you’re 17 in order to buy an M-rated video game, and you have to be 21 to buy alcohol. If you’re not of age to buy the thing you want, consider asking someone older to buy it for you with your money.\\n1-4. Put your item in your backpack.\\nConceal your package in a backpack or other normal bag you carry so you can easily bring it home without your parents getting suspicious.\\nThrow away the store bag or any other evidence you don’t need right away.\\nIf what you buy is very large or bulky and you can’t conceal it in a bag, make sure a friend can help you transport it, and only bring it into your house when your parents aren’t home to see you bring it inside.\\n2. Buying Online\\n2-1. Get a gift card.\\nBuy a gift card for the online store you want to make your purchase from. You can find a big variety of gift cards at grocery stores or at the desired store itself, and most gift cards should be able to be used for online purchases.\\nIf you can’t get a gift card for the specific store you want to buy from online, you can buy a Visa gift card, or other similar prepaid credit card, to use anywhere. Or try an Amazon gift card to buy anything from Amazon.com.\\nRemember that when ordering online, there will be tax, shipping, and handling charges added to the price, so the total will be higher than the listed price. If you want to avoid the extra cost of shipping and handling, try to get your purchase in person at a store. But keep in mind some websites like Amazon and Best Buy offer free shipping and handling on qualified items so check the policy on shipping and handling before buying the item on that site.\\n2-2. Enter your information to place the order.\\nGo online to where you want to purchase your item and enter all the information they ask for at checkout, including name and address. Enter the code on your gift card when they ask for your payment method. Don’t use a credit or debit card that your parents use to pay online, as the purchase will show up on bills and statements.\\nMake sure you enter an email address that only you have access to so that you get the confirmation email and any updates sent to you.\\nAvoid having your purchase shipped UPS or FedEx, as they will sometimes require a signature from an adult when it’s delivered. Choose regular mail such as USPS if you can.\\nConsider getting the permission of a friend to have your purchase sent to his or her house to avoid the chance of your parents seeing the package. In this case, enter the person who will receive the package for you name and address when ordering, but still use your email address.\\n2-3. Constantly track the order.\\nGo back to the website you made your purchase from or check the confirmation email sent to you for a link that says “Track your package,” or something similar. Continue to check the location of your package in this way so that you know when it will arrive at your house or a friend’s house.\\nIf you’re not given the option to track your package, pay attention to what the online store says about how long shipping takes on average. Notice if they send an email when the item has shipped, and then it should arrive something like 7-10 days after that, or whatever range of time the store provides.\\n2-4. Check the mail frequently.\\nTry to check the mail before your parents do every day during the time you expect the package to arrive. When you finally get it, slip it into a backpack or other bag you normally carry to bring it into the house and into your room.\\nPay attention to what time the mail comes every day so you can be available at that time and ready to go out to check the mailbox or front step right away. You can even go talk to the mail carrier if you see him or her outside to ask if they have a package for you.\\nIf the mail typically arrives while you’re at school or another activity, you may want to have your package sent to a friend or other person you trust to receive it and give it to you.\\n3. Hiding Your Purchase\\n3-1. Conceal it at home.\\nFind a good hiding place to keep your purchase and only bring it out when your parents aren’t around or won’t notice. Try places with small openings, like underneath furniture.\\nBe careful not to choose a place that your parents might go to clean, pick up laundry, or otherwise have a reason to go from time to time like your closet, dresser drawers, or other storage areas.\\nIf the item you purchased is too big or hard to hide, consider keeping it at a friend’s house that you trust, and only using it there or carefully transporting it to your own house when you can.\\n3-2. Keep receipts hidden.\\nAlso hide receipts or any other evidence of your purchase so your parents don’t come across them and ask about it.\\nYou should still keep any receipts and packaging from the item you purchased and not throw them away, because you may need them later if you need to return or exchange it.\\nIf you ordered online, keep any packing receipts that came inside, but get rid of the other packaging by throwing it away where your parents won’t notice it. A trash can at school or a public place is better than one at home.\\n3-3. Delete search history.\\nIf you purchased online, or if you did any other searching on the internet before or after buying, delete your history from your browser, particularly if you share a computer with your parents.\\nGo into the settings or history tab on whatever internet browser you use and clear all the recent history of websites visited, or select and delete just the ones you don’t want your parents to come across.\\n3-4. Use it in private.\\nTake your item out of its hiding place only when your parents aren’t around or won’t catch you with it. Or use it, wear it, or look at it only when you’re at a friend’s house or at school.\\nMake sure you have your purchase in a backpack or well concealed whenever you move it from place to place.\\n3-5. Tell your parents about a rewards program.\\nIf your parents find your purchase and get suspicious about where it came from, and you don’t want to confess that you bought it, tell them about a rewards program or other contest, like collecting bottle caps or finding a winning code on a food or drink item.\\nYou may want to have a small collection of bottle caps or other proof to show you really are participating in what you say you are.\\nYou could also tell them that the item was a gift from a friend or classmate.\\nNote that lying to your parents is not a good idea, so avoid using this step or making up any other excuse if you can. If your parents ask about where your purchase came from, the best option at that point is just to be honest about where and how you got it.\\n3-6. Come clean about what you bought.\\nYou might decide you just want to ‘fess up to your parents about your purchase. Consider that they could be mad if they told you not to buy it, but it might be worse if you try to hide it from them and they find it anyway.\\nIf you’ve already asked your parents for permission to buy something and they said no, you can tell them, “Hey, I know you didn’t want me to buy this, but I did on my own with my own money. I’m sorry I went behind your back, but I want to be honest now and not hide it from you.”\\nIf you haven’t asked your parents for permission previously, you can casually mention your purchase to your parents, and hopefully they will not see it as a big deal if you’re of age to own it and you paid for it with your own money.\\nTips\\nSome websites will give you an option to collect your delivery from your nearest post office, just make sure you have proof of identity when you go and collect it.\\nClear your browser history of this article as well so that your parents don’t see it.\\nThis is a great way to buy gifts for your parents, not just things for yourself, too!\\nWarnings\\nYou can get in big trouble with your parents for going behind their backs to buy something without getting their permission first. Consider if it’s really worth it to buy the item and keep it secret from them. Come clean and be honest if you want your parents to trust you more in the future.\\n\", \"简要回答\": \"Do you want something that your parents just won’t say yes to, or you don’t even want to ask them because you know they’ll say no? Even if you have your own money, there might be some things your parents won’t give permission for you to buy. Learn how to buy what you want online or in a store and keep it secret from your parents.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Buying from a Store\", \"步骤\": [{\"编号\": 1, \"标题\": \"Save up your money.\", \"描述\": \"Search online or in the store you want to buy from to find out the exact price of the item you want. Save up money from an allowance or job so that you have enough to pay for the item yourself.\\nRemember that tax will most likely be added when you purchase the item, so the total will be slightly higher than the listed price.\\nIf you can’t come up with enough money of your own, ask a friend or sibling if they’ll give or lend you some, but know that they probably won’t give you money without some sort of exchange. You can also try mowing lawns for neighbors in the summer, shoveling snow in the winter, or babysitting to earn some extra cash.\"}, {\"编号\": 2, \"标题\": \"Get to the store.\", \"描述\": \"Get a friend, an older sibling, or another person who can drive to take you to the store you want to make your purchase from. Make sure this person is someone you can trust. If you are not allowed to go out, you shouldn't. Avoid using Uber or Lyft, especially because you never know if you run into a shady driver.\\nIf you want to take a bus or train, check the routes and figure out the fastest way to get to your destination. Google Maps is a good way to do this.\\nMake sure you have a good cover up story if you parents asked why you are late, like \\\"I missed the bus, the next one took ages to come, then I fell asleep on the train!\\\" Or, if you have weekly remedial and there is no remedial on a certain week, buy the item on that day.\\n Your parents will be suspicious if you come home late two days in a row.\\nIf you want to buy it after school instead get there as fast as you can, buy it, and then rush home to avoid suspicion.\\nIf you can go out on your own: Try going after school with a friend who can drive or having an older sibling drive you from home. Avoid lying to your parents about where you're going if you can. If the store is close enough, ride a bike or walk there yourself, especially if you can’t get someone else to drive you or don’t want to tell another person what you’re buying.\"}, {\"编号\": 3, \"标题\": \"Purchase what you want.\", \"描述\": \"Buy your desired item at the store with cash or a gift card, if you have one.\\nDon’t pay for anything with a credit or debit card, especially if it’s a parent’s account, because the purchase will show up on bills and statements for the card.\\nRemember that there are age restrictions on certain items and store clerks will ask to see a valid ID before they let you make the purchase. For example, you’ll need to show that you’re 17 in order to buy an M-rated video game, and you have to be 21 to buy alcohol. If you’re not of age to buy the thing you want, consider asking someone older to buy it for you with your money.\"}, {\"编号\": 4, \"标题\": \"Put your item in your backpack.\", \"描述\": \"Conceal your package in a backpack or other normal bag you carry so you can easily bring it home without your parents getting suspicious.\\nThrow away the store bag or any other evidence you don’t need right away.\\nIf what you buy is very large or bulky and you can’t conceal it in a bag, make sure a friend can help you transport it, and only bring it into your house when your parents aren’t home to see you bring it inside.\"}]}, {\"编号\": 2, \"标题\": \"Buying Online\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get a gift card.\", \"描述\": \"Buy a gift card for the online store you want to make your purchase from. You can find a big variety of gift cards at grocery stores or at the desired store itself, and most gift cards should be able to be used for online purchases.\\nIf you can’t get a gift card for the specific store you want to buy from online, you can buy a Visa gift card, or other similar prepaid credit card, to use anywhere. Or try an Amazon gift card to buy anything from Amazon.com.\\nRemember that when ordering online, there will be tax, shipping, and handling charges added to the price, so the total will be higher than the listed price. If you want to avoid the extra cost of shipping and handling, try to get your purchase in person at a store. But keep in mind some websites like Amazon and Best Buy offer free shipping and handling on qualified items so check the policy on shipping and handling before buying the item on that site.\"}, {\"编号\": 2, \"标题\": \"Enter your information to place the order.\", \"描述\": \"Go online to where you want to purchase your item and enter all the information they ask for at checkout, including name and address. Enter the code on your gift card when they ask for your payment method. Don’t use a credit or debit card that your parents use to pay online, as the purchase will show up on bills and statements.\\nMake sure you enter an email address that only you have access to so that you get the confirmation email and any updates sent to you.\\nAvoid having your purchase shipped UPS or FedEx, as they will sometimes require a signature from an adult when it’s delivered. Choose regular mail such as USPS if you can.\\nConsider getting the permission of a friend to have your purchase sent to his or her house to avoid the chance of your parents seeing the package. In this case, enter the person who will receive the package for you name and address when ordering, but still use your email address.\"}, {\"编号\": 3, \"标题\": \"Constantly track the order.\", \"描述\": \"Go back to the website you made your purchase from or check the confirmation email sent to you for a link that says “Track your package,” or something similar. Continue to check the location of your package in this way so that you know when it will arrive at your house or a friend’s house.\\nIf you’re not given the option to track your package, pay attention to what the online store says about how long shipping takes on average. Notice if they send an email when the item has shipped, and then it should arrive something like 7-10 days after that, or whatever range of time the store provides.\"}, {\"编号\": 4, \"标题\": \"Check the mail frequently.\", \"描述\": \"Try to check the mail before your parents do every day during the time you expect the package to arrive. When you finally get it, slip it into a backpack or other bag you normally carry to bring it into the house and into your room.\\nPay attention to what time the mail comes every day so you can be available at that time and ready to go out to check the mailbox or front step right away. You can even go talk to the mail carrier if you see him or her outside to ask if they have a package for you.\\nIf the mail typically arrives while you’re at school or another activity, you may want to have your package sent to a friend or other person you trust to receive it and give it to you.\"}]}, {\"编号\": 3, \"标题\": \"Hiding Your Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Conceal it at home.\", \"描述\": \"Find a good hiding place to keep your purchase and only bring it out when your parents aren’t around or won’t notice. Try places with small openings, like underneath furniture.\\nBe careful not to choose a place that your parents might go to clean, pick up laundry, or otherwise have a reason to go from time to time like your closet, dresser drawers, or other storage areas.\\nIf the item you purchased is too big or hard to hide, consider keeping it at a friend’s house that you trust, and only using it there or carefully transporting it to your own house when you can.\"}, {\"编号\": 2, \"标题\": \"Keep receipts hidden.\", \"描述\": \"Also hide receipts or any other evidence of your purchase so your parents don’t come across them and ask about it.\\nYou should still keep any receipts and packaging from the item you purchased and not throw them away, because you may need them later if you need to return or exchange it.\\nIf you ordered online, keep any packing receipts that came inside, but get rid of the other packaging by throwing it away where your parents won’t notice it. A trash can at school or a public place is better than one at home.\"}, {\"编号\": 3, \"标题\": \"Delete search history.\", \"描述\": \"If you purchased online, or if you did any other searching on the internet before or after buying, delete your history from your browser, particularly if you share a computer with your parents.\\nGo into the settings or history tab on whatever internet browser you use and clear all the recent history of websites visited, or select and delete just the ones you don’t want your parents to come across.\"}, {\"编号\": 4, \"标题\": \"Use it in private.\", \"描述\": \"Take your item out of its hiding place only when your parents aren’t around or won’t catch you with it. Or use it, wear it, or look at it only when you’re at a friend’s house or at school.\\nMake sure you have your purchase in a backpack or well concealed whenever you move it from place to place.\"}, {\"编号\": 5, \"标题\": \"Tell your parents about a rewards program.\", \"描述\": \"If your parents find your purchase and get suspicious about where it came from, and you don’t want to confess that you bought it, tell them about a rewards program or other contest, like collecting bottle caps or finding a winning code on a food or drink item.\\nYou may want to have a small collection of bottle caps or other proof to show you really are participating in what you say you are.\\nYou could also tell them that the item was a gift from a friend or classmate.\\nNote that lying to your parents is not a good idea, so avoid using this step or making up any other excuse if you can. If your parents ask about where your purchase came from, the best option at that point is just to be honest about where and how you got it.\"}, {\"编号\": 6, \"标题\": \"Come clean about what you bought.\", \"描述\": \"You might decide you just want to ‘fess up to your parents about your purchase. Consider that they could be mad if they told you not to buy it, but it might be worse if you try to hide it from them and they find it anyway.\\nIf you’ve already asked your parents for permission to buy something and they said no, you can tell them, “Hey, I know you didn’t want me to buy this, but I did on my own with my own money. I’m sorry I went behind your back, but I want to be honest now and not hide it from you.”\\nIf you haven’t asked your parents for permission previously, you can casually mention your purchase to your parents, and hopefully they will not see it as a big deal if you’re of age to own it and you paid for it with your own money.\"}], \"小提示\": [\"Some websites will give you an option to collect your delivery from your nearest post office, just make sure you have proof of identity when you go and collect it.\\n\", \"Clear your browser history of this article as well so that your parents don’t see it.\\n\", \"This is a great way to buy gifts for your parents, not just things for yourself, too!\\n\"], \"注意事项\": [\"You can get in big trouble with your parents for going behind their backs to buy something without getting their permission first. Consider if it’s really worth it to buy the item and keep it secret from them. Come clean and be honest if you want your parents to trust you more in the future.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,942 |
How to Buy Sterling Silver Jewelry
|
1. Determining Authenticity and Quality
1-1. Look for the hallmark.
Sterling silver in the U.S. is almost always marked with a small engraving of 925, .925, or 92.5. This is one of the ways to know if it is real sterling silver. Other countries have different standards, so pay attention to the hallmark on any piece of jewelry you buy.
Since silver is too soft to be used for durable jewelry, pure silver is mixed with other metals. Sterling silver contains 7.5% other metals, making it 92.5% pure—hence the .925 mark.
1-2. Watch for the word "plated."
If an item is described as “silver-plated,” then it is not sterling silver. That means it is coated in silver for appearance, but the piece itself is often made of nickel, copper, or another metal. This silver coating will eventually wear away.
1-3. Inspect pieces for quality construction.
Test all clasps to be sure that they're secure, but not difficult to open. Lay chains flat to check for any kinks or bends in the metal. And make sure earring posts are straight and not easily bent.
New sterling silver jewelry should be shiny and show no signs of tarnish. If you're buying used jewelry, tarnish does not necessarily mean it's poor quality. You will simply need to clean it.
2. Purchasing Sterling Silver in a Store
2-1. Research local stores that sell sterling silver jewelry.
Decide if you want to visit a department store, a dedicated jewelry store, or a resale store. Department stores may offer frequent sales and promotions, but they also regularly mark up their prices higher than independent jewelers. The staff at a jewelry store is also likely to be more knowledgeable about the products. Antique stores, thrift stores, and flea markets are also an option if you’re open to second-hand jewelry.
Seek recommendations from friends or family about where they have purchased sterling silver jewelry in the past. Localized recommendation websites like Yelp can give you good insight into the quality of products and customer service at nearby stores.
2-2. Visit the store and inspect several pieces of jewelry.
Choose from earrings, necklaces, bracelets, rings, pendants, and more. Search for the hallmark and test all clasps and backings. Use a magnifying glass or jeweler's loop if you want to inspect pieces more carefully.
2-3. Ask a store associate for details about the piece.
The associate should be able to tell you who the designer is, what metals the piece is composed of, and where the hallmark is located. Walk away if the associate refuses to answer a question or seems reluctant to find someone else there who can answer your questions.
Don’t be afraid to ask about the store’s return policy. Any reputable jeweler or department store should have one in writing.
2-4. Make your purchase.
Once you have determined that you are comfortable with the quality and price of a piece, purchase it. Keep any documentation that the associate gives you – receipts, proof of authenticity, or care instructions.
3. Buying Sterling Silver Jewelry Online
3-1. Research websites that sell sterling silver jewelry.
Online retailers like Amazon and Overstock.com offer a wide selection of jewelry and make it easy to search for what you want. Many brick-and-mortar jewelry or department stores offer all their products for sale online as well. Etsy is another option if you’re looking for something handmade or vintage.
If you’re shopping for a ring, you’ll want to find out your ring size since you won’t be able to try on different sizes before buying.
3-2. Select an item and read all the provided information.
There should be a thorough description with measurements of the item and details about the metal composition. There should also be several photos to show you the piece from multiple angles. If you have any questions, contact the seller for more information.
3-3. Read the return policy.
The site will either list their return policy within the product details, or there will be a separate page with a more broad return policy for all items on the site. Be sure the site allows you to return the piece if you don’t like it, not just if it’s damaged during shipping.
3-4. Purchase and track the item.
If it is an expensive piece, schedule the shipment so that it will arrive while you’re at home to avoid theft. Or have it shipped to your office if your employer allows it. Many sites offer shipment tracking, so watch for tracking updates to see where your item is.
Tips
Though .925 is the most common hallmark for sterling silver jewelry, some others that you might encounter are sterling, sterling silver, sil and ster. These hallmarks may or may not be in capital letters.
When learning how to buy sterling silver jewelry, you might want to purchase a jeweler's loop. This instrument allows you to examine jewelry closely and magnifies flaws.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Determining Authenticity and Quality\\n1-1. Look for the hallmark.\\nSterling silver in the U.S. is almost always marked with a small engraving of 925, .925, or 92.5. This is one of the ways to know if it is real sterling silver. Other countries have different standards, so pay attention to the hallmark on any piece of jewelry you buy.\\nSince silver is too soft to be used for durable jewelry, pure silver is mixed with other metals. Sterling silver contains 7.5% other metals, making it 92.5% pure—hence the .925 mark.\\n1-2. Watch for the word \\\"plated.\\\"\\nIf an item is described as “silver-plated,” then it is not sterling silver. That means it is coated in silver for appearance, but the piece itself is often made of nickel, copper, or another metal. This silver coating will eventually wear away.\\n1-3. Inspect pieces for quality construction.\\nTest all clasps to be sure that they're secure, but not difficult to open. Lay chains flat to check for any kinks or bends in the metal. And make sure earring posts are straight and not easily bent.\\nNew sterling silver jewelry should be shiny and show no signs of tarnish. If you're buying used jewelry, tarnish does not necessarily mean it's poor quality. You will simply need to clean it.\\n2. Purchasing Sterling Silver in a Store\\n2-1. Research local stores that sell sterling silver jewelry.\\nDecide if you want to visit a department store, a dedicated jewelry store, or a resale store. Department stores may offer frequent sales and promotions, but they also regularly mark up their prices higher than independent jewelers. The staff at a jewelry store is also likely to be more knowledgeable about the products. Antique stores, thrift stores, and flea markets are also an option if you’re open to second-hand jewelry.\\nSeek recommendations from friends or family about where they have purchased sterling silver jewelry in the past. Localized recommendation websites like Yelp can give you good insight into the quality of products and customer service at nearby stores.\\n2-2. Visit the store and inspect several pieces of jewelry.\\nChoose from earrings, necklaces, bracelets, rings, pendants, and more. Search for the hallmark and test all clasps and backings. Use a magnifying glass or jeweler's loop if you want to inspect pieces more carefully.\\n2-3. Ask a store associate for details about the piece.\\nThe associate should be able to tell you who the designer is, what metals the piece is composed of, and where the hallmark is located. Walk away if the associate refuses to answer a question or seems reluctant to find someone else there who can answer your questions.\\nDon’t be afraid to ask about the store’s return policy. Any reputable jeweler or department store should have one in writing.\\n2-4. Make your purchase.\\nOnce you have determined that you are comfortable with the quality and price of a piece, purchase it. Keep any documentation that the associate gives you – receipts, proof of authenticity, or care instructions.\\n3. Buying Sterling Silver Jewelry Online\\n3-1. Research websites that sell sterling silver jewelry.\\nOnline retailers like Amazon and Overstock.com offer a wide selection of jewelry and make it easy to search for what you want. Many brick-and-mortar jewelry or department stores offer all their products for sale online as well. Etsy is another option if you’re looking for something handmade or vintage.\\nIf you’re shopping for a ring, you’ll want to find out your ring size since you won’t be able to try on different sizes before buying.\\n3-2. Select an item and read all the provided information.\\nThere should be a thorough description with measurements of the item and details about the metal composition. There should also be several photos to show you the piece from multiple angles. If you have any questions, contact the seller for more information.\\n3-3. Read the return policy.\\nThe site will either list their return policy within the product details, or there will be a separate page with a more broad return policy for all items on the site. Be sure the site allows you to return the piece if you don’t like it, not just if it’s damaged during shipping.\\n3-4. Purchase and track the item.\\nIf it is an expensive piece, schedule the shipment so that it will arrive while you’re at home to avoid theft. Or have it shipped to your office if your employer allows it. Many sites offer shipment tracking, so watch for tracking updates to see where your item is.\\nTips\\nThough .925 is the most common hallmark for sterling silver jewelry, some others that you might encounter are sterling, sterling silver, sil and ster. These hallmarks may or may not be in capital letters.\\nWhen learning how to buy sterling silver jewelry, you might want to purchase a jeweler's loop. This instrument allows you to examine jewelry closely and magnifies flaws.\\n\", \"简要回答\": \"Sterling silver is one of the most popular materials used to make jewelry due to its affordability, durability, and appearance. It is an alloy (a mixture of metals) containing 92.5% silver by weight. The remaining 7.5% is made up of other metals, usually copper, to give it added strength. However, not all sterling silver jewelry is created equal. Buyers should know what to look for, both in-store and online, to find quality items that will last for years.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Determining Authenticity and Quality\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look for the hallmark.\", \"描述\": \"Sterling silver in the U.S. is almost always marked with a small engraving of 925, .925, or 92.5. This is one of the ways to know if it is real sterling silver. Other countries have different standards, so pay attention to the hallmark on any piece of jewelry you buy.\\nSince silver is too soft to be used for durable jewelry, pure silver is mixed with other metals. Sterling silver contains 7.5% other metals, making it 92.5% pure—hence the .925 mark.\"}, {\"编号\": 2, \"标题\": \"Watch for the word \\\"plated.\\\"\", \"描述\": \"If an item is described as “silver-plated,” then it is not sterling silver. That means it is coated in silver for appearance, but the piece itself is often made of nickel, copper, or another metal. This silver coating will eventually wear away.\"}, {\"编号\": 3, \"标题\": \"Inspect pieces for quality construction.\", \"描述\": \"Test all clasps to be sure that they're secure, but not difficult to open. Lay chains flat to check for any kinks or bends in the metal. And make sure earring posts are straight and not easily bent.\\nNew sterling silver jewelry should be shiny and show no signs of tarnish. If you're buying used jewelry, tarnish does not necessarily mean it's poor quality. You will simply need to clean it.\"}]}, {\"编号\": 2, \"标题\": \"Purchasing Sterling Silver in a Store\", \"步骤\": [{\"编号\": 1, \"标题\": \"Research local stores that sell sterling silver jewelry.\", \"描述\": \"Decide if you want to visit a department store, a dedicated jewelry store, or a resale store. Department stores may offer frequent sales and promotions, but they also regularly mark up their prices higher than independent jewelers. The staff at a jewelry store is also likely to be more knowledgeable about the products. Antique stores, thrift stores, and flea markets are also an option if you’re open to second-hand jewelry.\\nSeek recommendations from friends or family about where they have purchased sterling silver jewelry in the past. Localized recommendation websites like Yelp can give you good insight into the quality of products and customer service at nearby stores.\"}, {\"编号\": 2, \"标题\": \"Visit the store and inspect several pieces of jewelry.\", \"描述\": \"Choose from earrings, necklaces, bracelets, rings, pendants, and more. Search for the hallmark and test all clasps and backings. Use a magnifying glass or jeweler's loop if you want to inspect pieces more carefully.\"}, {\"编号\": 3, \"标题\": \"Ask a store associate for details about the piece.\", \"描述\": \"The associate should be able to tell you who the designer is, what metals the piece is composed of, and where the hallmark is located. Walk away if the associate refuses to answer a question or seems reluctant to find someone else there who can answer your questions.\\nDon’t be afraid to ask about the store’s return policy. Any reputable jeweler or department store should have one in writing.\"}, {\"编号\": 4, \"标题\": \"Make your purchase.\", \"描述\": \"Once you have determined that you are comfortable with the quality and price of a piece, purchase it. Keep any documentation that the associate gives you – receipts, proof of authenticity, or care instructions.\"}]}, {\"编号\": 3, \"标题\": \"Buying Sterling Silver Jewelry Online\", \"步骤\": [{\"编号\": 1, \"标题\": \"Research websites that sell sterling silver jewelry.\", \"描述\": \"Online retailers like Amazon and Overstock.com offer a wide selection of jewelry and make it easy to search for what you want. Many brick-and-mortar jewelry or department stores offer all their products for sale online as well. Etsy is another option if you’re looking for something handmade or vintage.\\nIf you’re shopping for a ring, you’ll want to find out your ring size since you won’t be able to try on different sizes before buying.\"}, {\"编号\": 2, \"标题\": \"Select an item and read all the provided information.\", \"描述\": \"There should be a thorough description with measurements of the item and details about the metal composition. There should also be several photos to show you the piece from multiple angles. If you have any questions, contact the seller for more information.\"}, {\"编号\": 3, \"标题\": \"Read the return policy.\", \"描述\": \"The site will either list their return policy within the product details, or there will be a separate page with a more broad return policy for all items on the site. Be sure the site allows you to return the piece if you don’t like it, not just if it’s damaged during shipping.\"}, {\"编号\": 4, \"标题\": \"Purchase and track the item.\", \"描述\": \"If it is an expensive piece, schedule the shipment so that it will arrive while you’re at home to avoid theft. Or have it shipped to your office if your employer allows it. Many sites offer shipment tracking, so watch for tracking updates to see where your item is.\"}], \"小提示\": [\"Though .925 is the most common hallmark for sterling silver jewelry, some others that you might encounter are sterling, sterling silver, sil and ster. These hallmarks may or may not be in capital letters.\\n\", \"When learning how to buy sterling silver jewelry, you might want to purchase a jeweler's loop. This instrument allows you to examine jewelry closely and magnifies flaws.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,943 |
How to Buy Stock Without a Broker
|
1. Investing through Direct Stock Purchase Plans (DSPPs)
1-1. Understand the benefits.
DSPPs allow you to take advantage of Dollar-Cost Averaging (DCA), which is the strategy of investing with a fixed dollar amount each month regardless of the stock price. Some months the stock price will be high, and others it will be low. However, over time, the average stock price will go down. This reduces the risk of investing a large amount of money at the wrong time. You are using the same strategy if you are investing in a 401(k) or a 403(b).
With DCA, the dollar amount remains the same each month, but the number of shares purchased varies because of fluctuations in the price. This strategy allows investors to ignore the short-term market and invest in companies over the long-term. It works because the market historically has shown strong returns over the long-term.
1-2. Understand the drawbacks.
Although DSPPs are a wise investment for many beginning investors or those with a small amount to invest, you should also be aware of their shortcomings. Your investments may be inadequately diversified. Also, the fees can become expensive. In addition, the record-keeping is daunting. Finally, you have no choice over the purchase date of your stocks.
Lack of diversity is a drawback of DSPPs. Unless you invest in a number of different companies across a variety of industries, your investments will not have adequate diversity.
The fees, although low, can add up over time. Many companies charge initial setup fees, purchase transaction fees, sales fees and more.
Investors must keep track of the cost of stock purchases in order to calculate capital gains taxes due. Those with multiple DSPPs over many years have to keep track of a multitude of transactions for each year.
You have no control over the trading date and price. Some stock purchases may take weeks.
1-3. Know how DSPPs work.
If you have a small amount of money to invest, and you don’t want the returns to be wiped away by expensive brokerage fees, then consider a DSPP. DSPPs allow you to purchase shares of stock directly from a company with the help of a transfer agent. You don’t need a broker to be the middleman. DSPPs are also known as no-load stocks.
DSPPs are generally available from large, well-established companies.
You can agree to automatic monthly withdrawals from your checking or savings account to purchase more stocks.
A transfer agent is a third party that represents the company. It may be a bank, a trust company or a similar organization. Corporations hire transfer agents to maintain records of stock transactions and investors’ account balances, to cancel and issue certificates and to deal with any problems, such as lost or stolen certificates. Some companies choose to act as their own transfer agent, but most use a third party.
1-4. Identify a company with which to invest.
Large, publicly-traded corporations often have DSPP programs. Consult informative websites such as Computershare. These websites have databases of thousands of companies that can be searched by industry and location. They also provide information about investments strategies.
Do a quick search to get a complete alphabetical list of companies that offer DSPPs. Or do an advanced search to filter companies by industry or initial investment amount. See the minimum share purchase and the minimum purchase dollar amount. Click on the Plan summary link to view more information such as plan fees and features.
1-5. Register and invest with a company.
Go to the investor’s page of the company’s website. Look through the FAQs to find a link to information about DSPPs. This link will take you to the company’s transfer agent.
On the transfer company’s website, find information about the DSPP for the company in which you are interested. This will tell you about any associated fees, the minimum required to open the account and the minimum monthly investment.
Supply information such as your name, address, social security number, bank account information and monthly withdrawal amount.
Indicate whether you want the dividends to be sent to you monthly or reinvested into additional stock.
You don’t have to set up a monthly withdrawal to purchase additional stocks. It is possible to make a single, one-time investment of a fixed number of shares.
Reinvesting your dividends to purchase additional stock is known as a Dividend Reinvestment Plan.
2. Investing through Dividend Reinvestment Plans (DRIPs)
2-1. Understand the meaning of a DRIP.
Once you own shares of stock in a company, you have two choices. You can have the monthly dividends sent directly to you or you can choose to reinvest them to purchase additional stock. The latter option is known as a Dividend Reinvestment Plan, or DRIP.
Many companies that offer DSPPs also offer DRIPs. However, if you do not want to purchase stock through a DSPP, you can purchase one share of stock in a company with a company such as Frame a Stock.
2-2. Understand the benefits.
Enrolling in a DRIP is usually simple and involves few or no commission fees. Once you are enrolled, the process is entirely automated, so you don’t have to worry about monitoring it.
DRIPs also allow you to purchase fractional shares, which is purchasing less than one full share at a time. Over time, purchasing fractional shares is lucrative because instead of holding on to cash while it builds up, it is invested right away.
DRIPs also enjoy the benefits of dollar cost averaging. Over time, the investor pays an average cost for shares of the stock.
2-3. Understand the downside.
The drawbacks of DRIPs are similar to those of DSPPs. Depending on the company with which you are investing, the fees can become expensive. Also, investors must think about ways to diversify their portfolio, which is difficult with DRIPs. Although dollar cost averaging and purchasing fractional shares are beneficial to investors, DRIPs do not allow the investor any control over the purchase date of the shares. Finally, record-keeping for tax purposes can be cumbersome.
2-4. Choose a dividend reinvestment option.
Choose between the partial or full enrollment plans.
With a partial enrollment plan, a portion of the dividends are paid to you. The rest is reinvested back into the company.
With the full enrollment plan, the entire monthly dividend is used to purchase additional shares.
If the monthly dividends are not sufficient to purchase shares in the company, they are allowed to accrue until additional shares can be purchased.
3. Using an Online Brokerage Account
3-1. Understand the difference between an online brokerage account and a full-service broker.
Full service brokers offer a variety of services and investment products. But they can be expensive. Discount and online brokers charge small commissions, but they do not offer investment advice.
Full service brokers, such as Merrill Lynch, Salomon Smith Barney, Morgan Stanley and Dean Witter, offer personal advice, retirement planning, tax tips and a wide selection of investment products; however, they charge usually charge hefty fees for personal advice. Also, brokers earn commissions based on how much you trade, not the performance of your stock. This can encourage them to advise you to purchase when it’s not necessarily beneficial to you.
Discount online brokers, such as TD Ameritrade and E-Trade, are a good option for self-directed investors who want to do their own research and not rely on the advice of a broker. The commissions are low and investors generally have control over their accounts.
3-2. Select the online broker
The quality of support varies from company to company. Some charge fees for talking to a live person. Study the company’s website to learn information about the support they provide. Call them with questions to evaluate how well they treat people. Select a company that offers a level of support with which you feel comfortable.
Important questions to ask include whether they are offering any special promotions, how much the minimum balance is for brokerage accounts, what fees they charge and what types of education and research tools they offer.
Recognize that online brokers may not offer much in the way of research and education about where to invest because they are geared for investors who feel comfortable doing that research on their own. However, choose a site that offers a level of technical support with which you feel comfortable.
3-3. Open a brokerage account.
Go to the company’s website. Find the “Open an Account” link. Follow the instructions for opening an account. You will need to provide key information, such as your name, address, e-mail address and social security information. The websites make it easy to open an account because it’s in their best interest to do so.
3-4. Identify your risk tolerance.
Risk tolerance is the degree to which you are able to withstand large swings in the market. Understanding yours will help you choose the right investment tools for you. Assess your degree of risk tolerance with a risk tolerance questionnaire, which are available online (such as the one found here or through your online brokerage. Other considerations in risk tolerance are the amount of time you have to invest, psychological comfort with the potential of loss, your future earning capacity, and the value of your other assets.
If you have many years to let your investments grow, then you may be able to withstand a few bad years of losing money on investments. Also, if your other assets are highly valuable, then you may feel more comfortable with high-risk investments.
3-5. Select your account type.
Choose either a cash or margin account. Each has different degrees of risk, so choose the one that suits your risk tolerance.
With cash accounts, you must pay the amount due on any transaction in full by the settlement date. You fully own all money and securities in a cash account.
With a margin account, you can borrow money from the broker to fund more investments. You must sign a hypothecate agreement, which pledges securities as collateral for the loan, and pay interest on the money borrowed.
3-6. Fund your account.
You will initially have anywhere from 10 to 14 days to fund your account. Choose from a variety of different ways to transfer money into the account.
You can write a check and mail it in.
Or, you can make a deposit from your checking or savings account through an electronic transfer.
You may also be able to make a transfer from an external brokerage.
Another option is to contact your bank to make a wire transfer.
Finally, you can make a deposit of a physical stock certificate into your account.
3-7. Make your first trade.
Find the trading platform. This is the webpage where you can select the details of your trade. You can typically find this under the “Trade” or “Trading” tab of the website.
Choose the order type. This means select “buy” or “sell.”
Select the desired amount of shares you wish to buy or sell.
Plug your company’s stock symbol (if you don't know it, you can search here). You will then be given information about your company’s current trading conditions, such as the current price of the stock and how it has performed that day. Choose the price type for executing your trade: market, market on close, or limit.
Select “market” to execute the trade at the current market price.
Select “market on close” to execute the trade as close to the end of the trading day as possible.
Note that a market order or market on close are guaranteed execution, but price is variable.
Select “limit” to enter a specific price for the trade. If the stock never reaches this price, your trade will not be executed.
Note that limit order guarantees price equal to limit or better, but not execution
Enter the term of your trade. This specifies the length of time your trading order remains in effect. Your choices usually include “good for the day,” “good for 60 days,” or “good until canceled.”
Click on the “help” or “?” icons if you have questions.
Click the “preview order” button to review all of the options you just selected. This is your last opportunity to to make any changes.
If it looks acceptable, click the “execute trade” button.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Investing through Direct Stock Purchase Plans (DSPPs)\\n1-1. Understand the benefits.\\nDSPPs allow you to take advantage of Dollar-Cost Averaging (DCA), which is the strategy of investing with a fixed dollar amount each month regardless of the stock price. Some months the stock price will be high, and others it will be low. However, over time, the average stock price will go down. This reduces the risk of investing a large amount of money at the wrong time. You are using the same strategy if you are investing in a 401(k) or a 403(b). \\nWith DCA, the dollar amount remains the same each month, but the number of shares purchased varies because of fluctuations in the price. This strategy allows investors to ignore the short-term market and invest in companies over the long-term. It works because the market historically has shown strong returns over the long-term.\\n1-2. Understand the drawbacks.\\nAlthough DSPPs are a wise investment for many beginning investors or those with a small amount to invest, you should also be aware of their shortcomings. Your investments may be inadequately diversified. Also, the fees can become expensive. In addition, the record-keeping is daunting. Finally, you have no choice over the purchase date of your stocks.\\nLack of diversity is a drawback of DSPPs. Unless you invest in a number of different companies across a variety of industries, your investments will not have adequate diversity.\\nThe fees, although low, can add up over time. Many companies charge initial setup fees, purchase transaction fees, sales fees and more.\\nInvestors must keep track of the cost of stock purchases in order to calculate capital gains taxes due. Those with multiple DSPPs over many years have to keep track of a multitude of transactions for each year.\\nYou have no control over the trading date and price. Some stock purchases may take weeks.\\n1-3. Know how DSPPs work.\\nIf you have a small amount of money to invest, and you don’t want the returns to be wiped away by expensive brokerage fees, then consider a DSPP. DSPPs allow you to purchase shares of stock directly from a company with the help of a transfer agent. You don’t need a broker to be the middleman. DSPPs are also known as no-load stocks.\\nDSPPs are generally available from large, well-established companies.\\nYou can agree to automatic monthly withdrawals from your checking or savings account to purchase more stocks.\\nA transfer agent is a third party that represents the company. It may be a bank, a trust company or a similar organization. Corporations hire transfer agents to maintain records of stock transactions and investors’ account balances, to cancel and issue certificates and to deal with any problems, such as lost or stolen certificates. Some companies choose to act as their own transfer agent, but most use a third party.\\n1-4. Identify a company with which to invest.\\nLarge, publicly-traded corporations often have DSPP programs. Consult informative websites such as Computershare. These websites have databases of thousands of companies that can be searched by industry and location. They also provide information about investments strategies.\\nDo a quick search to get a complete alphabetical list of companies that offer DSPPs. Or do an advanced search to filter companies by industry or initial investment amount. See the minimum share purchase and the minimum purchase dollar amount. Click on the Plan summary link to view more information such as plan fees and features.\\n1-5. Register and invest with a company.\\nGo to the investor’s page of the company’s website. Look through the FAQs to find a link to information about DSPPs. This link will take you to the company’s transfer agent. \\nOn the transfer company’s website, find information about the DSPP for the company in which you are interested. This will tell you about any associated fees, the minimum required to open the account and the minimum monthly investment.\\nSupply information such as your name, address, social security number, bank account information and monthly withdrawal amount.\\nIndicate whether you want the dividends to be sent to you monthly or reinvested into additional stock.\\nYou don’t have to set up a monthly withdrawal to purchase additional stocks. It is possible to make a single, one-time investment of a fixed number of shares.\\nReinvesting your dividends to purchase additional stock is known as a Dividend Reinvestment Plan.\\n2. Investing through Dividend Reinvestment Plans (DRIPs)\\n2-1. Understand the meaning of a DRIP.\\nOnce you own shares of stock in a company, you have two choices. You can have the monthly dividends sent directly to you or you can choose to reinvest them to purchase additional stock. The latter option is known as a Dividend Reinvestment Plan, or DRIP.\\nMany companies that offer DSPPs also offer DRIPs. However, if you do not want to purchase stock through a DSPP, you can purchase one share of stock in a company with a company such as Frame a Stock.\\n2-2. Understand the benefits.\\nEnrolling in a DRIP is usually simple and involves few or no commission fees. Once you are enrolled, the process is entirely automated, so you don’t have to worry about monitoring it.\\nDRIPs also allow you to purchase fractional shares, which is purchasing less than one full share at a time. Over time, purchasing fractional shares is lucrative because instead of holding on to cash while it builds up, it is invested right away.\\nDRIPs also enjoy the benefits of dollar cost averaging. Over time, the investor pays an average cost for shares of the stock.\\n2-3. Understand the downside.\\nThe drawbacks of DRIPs are similar to those of DSPPs. Depending on the company with which you are investing, the fees can become expensive. Also, investors must think about ways to diversify their portfolio, which is difficult with DRIPs. Although dollar cost averaging and purchasing fractional shares are beneficial to investors, DRIPs do not allow the investor any control over the purchase date of the shares. Finally, record-keeping for tax purposes can be cumbersome.\\n2-4. Choose a dividend reinvestment option.\\nChoose between the partial or full enrollment plans.\\nWith a partial enrollment plan, a portion of the dividends are paid to you. The rest is reinvested back into the company.\\nWith the full enrollment plan, the entire monthly dividend is used to purchase additional shares.\\nIf the monthly dividends are not sufficient to purchase shares in the company, they are allowed to accrue until additional shares can be purchased.\\n3. Using an Online Brokerage Account\\n3-1. Understand the difference between an online brokerage account and a full-service broker.\\nFull service brokers offer a variety of services and investment products. But they can be expensive. Discount and online brokers charge small commissions, but they do not offer investment advice. \\nFull service brokers, such as Merrill Lynch, Salomon Smith Barney, Morgan Stanley and Dean Witter, offer personal advice, retirement planning, tax tips and a wide selection of investment products; however, they charge usually charge hefty fees for personal advice. Also, brokers earn commissions based on how much you trade, not the performance of your stock. This can encourage them to advise you to purchase when it’s not necessarily beneficial to you.\\nDiscount online brokers, such as TD Ameritrade and E-Trade, are a good option for self-directed investors who want to do their own research and not rely on the advice of a broker. The commissions are low and investors generally have control over their accounts.\\n3-2. Select the online broker\\nThe quality of support varies from company to company. Some charge fees for talking to a live person. Study the company’s website to learn information about the support they provide. Call them with questions to evaluate how well they treat people. Select a company that offers a level of support with which you feel comfortable.\\nImportant questions to ask include whether they are offering any special promotions, how much the minimum balance is for brokerage accounts, what fees they charge and what types of education and research tools they offer.\\nRecognize that online brokers may not offer much in the way of research and education about where to invest because they are geared for investors who feel comfortable doing that research on their own. However, choose a site that offers a level of technical support with which you feel comfortable.\\n3-3. Open a brokerage account.\\nGo to the company’s website. Find the “Open an Account” link. Follow the instructions for opening an account. You will need to provide key information, such as your name, address, e-mail address and social security information. The websites make it easy to open an account because it’s in their best interest to do so.\\n3-4. Identify your risk tolerance.\\nRisk tolerance is the degree to which you are able to withstand large swings in the market. Understanding yours will help you choose the right investment tools for you. Assess your degree of risk tolerance with a risk tolerance questionnaire, which are available online (such as the one found here or through your online brokerage. Other considerations in risk tolerance are the amount of time you have to invest, psychological comfort with the potential of loss, your future earning capacity, and the value of your other assets.\\nIf you have many years to let your investments grow, then you may be able to withstand a few bad years of losing money on investments. Also, if your other assets are highly valuable, then you may feel more comfortable with high-risk investments.\\n3-5. Select your account type.\\nChoose either a cash or margin account. Each has different degrees of risk, so choose the one that suits your risk tolerance.\\nWith cash accounts, you must pay the amount due on any transaction in full by the settlement date. You fully own all money and securities in a cash account.\\nWith a margin account, you can borrow money from the broker to fund more investments. You must sign a hypothecate agreement, which pledges securities as collateral for the loan, and pay interest on the money borrowed.\\n3-6. Fund your account.\\nYou will initially have anywhere from 10 to 14 days to fund your account. Choose from a variety of different ways to transfer money into the account.\\nYou can write a check and mail it in.\\nOr, you can make a deposit from your checking or savings account through an electronic transfer.\\nYou may also be able to make a transfer from an external brokerage.\\nAnother option is to contact your bank to make a wire transfer.\\nFinally, you can make a deposit of a physical stock certificate into your account.\\n3-7. Make your first trade.\\nFind the trading platform. This is the webpage where you can select the details of your trade. You can typically find this under the “Trade” or “Trading” tab of the website.\\nChoose the order type. This means select “buy” or “sell.”\\nSelect the desired amount of shares you wish to buy or sell.\\nPlug your company’s stock symbol (if you don't know it, you can search here). You will then be given information about your company’s current trading conditions, such as the current price of the stock and how it has performed that day. Choose the price type for executing your trade: market, market on close, or limit.\\nSelect “market” to execute the trade at the current market price.\\nSelect “market on close” to execute the trade as close to the end of the trading day as possible.\\nNote that a market order or market on close are guaranteed execution, but price is variable.\\nSelect “limit” to enter a specific price for the trade. If the stock never reaches this price, your trade will not be executed.\\nNote that limit order guarantees price equal to limit or better, but not execution\\nEnter the term of your trade. This specifies the length of time your trading order remains in effect. Your choices usually include “good for the day,” “good for 60 days,” or “good until canceled.”\\nClick on the “help” or “?” icons if you have questions.\\nClick the “preview order” button to review all of the options you just selected. This is your last opportunity to to make any changes.\\nIf it looks acceptable, click the “execute trade” button.\\n\", \"简要回答\": \"If the global financial crisis has taught us anything, it’s that stockbrokers aren’t quite the demigods they’d like to think they are. The good news is that if you’re willing to put in extra work, you can foregoing the investment advice of a broker and build a portfolio of your own, using a broker only to execute trades.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Investing through Direct Stock Purchase Plans (DSPPs)\", \"步骤\": [{\"编号\": 1, \"标题\": \"Understand the benefits.\", \"描述\": \"DSPPs allow you to take advantage of Dollar-Cost Averaging (DCA), which is the strategy of investing with a fixed dollar amount each month regardless of the stock price. Some months the stock price will be high, and others it will be low. However, over time, the average stock price will go down. This reduces the risk of investing a large amount of money at the wrong time. You are using the same strategy if you are investing in a 401(k) or a 403(b). \\nWith DCA, the dollar amount remains the same each month, but the number of shares purchased varies because of fluctuations in the price. This strategy allows investors to ignore the short-term market and invest in companies over the long-term. It works because the market historically has shown strong returns over the long-term.\"}, {\"编号\": 2, \"标题\": \"Understand the drawbacks.\", \"描述\": \"Although DSPPs are a wise investment for many beginning investors or those with a small amount to invest, you should also be aware of their shortcomings. Your investments may be inadequately diversified. Also, the fees can become expensive. In addition, the record-keeping is daunting. Finally, you have no choice over the purchase date of your stocks.\\nLack of diversity is a drawback of DSPPs. Unless you invest in a number of different companies across a variety of industries, your investments will not have adequate diversity.\\nThe fees, although low, can add up over time. Many companies charge initial setup fees, purchase transaction fees, sales fees and more.\\nInvestors must keep track of the cost of stock purchases in order to calculate capital gains taxes due. Those with multiple DSPPs over many years have to keep track of a multitude of transactions for each year.\\nYou have no control over the trading date and price. Some stock purchases may take weeks.\"}, {\"编号\": 3, \"标题\": \"Know how DSPPs work.\", \"描述\": \"If you have a small amount of money to invest, and you don’t want the returns to be wiped away by expensive brokerage fees, then consider a DSPP. DSPPs allow you to purchase shares of stock directly from a company with the help of a transfer agent. You don’t need a broker to be the middleman. DSPPs are also known as no-load stocks.\\nDSPPs are generally available from large, well-established companies.\\nYou can agree to automatic monthly withdrawals from your checking or savings account to purchase more stocks.\\nA transfer agent is a third party that represents the company. It may be a bank, a trust company or a similar organization. Corporations hire transfer agents to maintain records of stock transactions and investors’ account balances, to cancel and issue certificates and to deal with any problems, such as lost or stolen certificates. Some companies choose to act as their own transfer agent, but most use a third party.\"}, {\"编号\": 4, \"标题\": \"Identify a company with which to invest.\", \"描述\": \"Large, publicly-traded corporations often have DSPP programs. Consult informative websites such as Computershare. These websites have databases of thousands of companies that can be searched by industry and location. They also provide information about investments strategies.\\nDo a quick search to get a complete alphabetical list of companies that offer DSPPs. Or do an advanced search to filter companies by industry or initial investment amount. See the minimum share purchase and the minimum purchase dollar amount. Click on the Plan summary link to view more information such as plan fees and features.\"}, {\"编号\": 5, \"标题\": \"Register and invest with a company.\", \"描述\": \"Go to the investor’s page of the company’s website. Look through the FAQs to find a link to information about DSPPs. This link will take you to the company’s transfer agent. \\nOn the transfer company’s website, find information about the DSPP for the company in which you are interested. This will tell you about any associated fees, the minimum required to open the account and the minimum monthly investment.\\nSupply information such as your name, address, social security number, bank account information and monthly withdrawal amount.\\nIndicate whether you want the dividends to be sent to you monthly or reinvested into additional stock.\\nYou don’t have to set up a monthly withdrawal to purchase additional stocks. It is possible to make a single, one-time investment of a fixed number of shares.\\nReinvesting your dividends to purchase additional stock is known as a Dividend Reinvestment Plan.\"}]}, {\"编号\": 2, \"标题\": \"Investing through Dividend Reinvestment Plans (DRIPs)\", \"步骤\": [{\"编号\": 1, \"标题\": \"Understand the meaning of a DRIP.\", \"描述\": \"Once you own shares of stock in a company, you have two choices. You can have the monthly dividends sent directly to you or you can choose to reinvest them to purchase additional stock. The latter option is known as a Dividend Reinvestment Plan, or DRIP.\\nMany companies that offer DSPPs also offer DRIPs. However, if you do not want to purchase stock through a DSPP, you can purchase one share of stock in a company with a company such as Frame a Stock.\"}, {\"编号\": 2, \"标题\": \"Understand the benefits.\", \"描述\": \"Enrolling in a DRIP is usually simple and involves few or no commission fees. Once you are enrolled, the process is entirely automated, so you don’t have to worry about monitoring it.\\nDRIPs also allow you to purchase fractional shares, which is purchasing less than one full share at a time. Over time, purchasing fractional shares is lucrative because instead of holding on to cash while it builds up, it is invested right away.\\nDRIPs also enjoy the benefits of dollar cost averaging. Over time, the investor pays an average cost for shares of the stock.\"}, {\"编号\": 3, \"标题\": \"Understand the downside.\", \"描述\": \"The drawbacks of DRIPs are similar to those of DSPPs. Depending on the company with which you are investing, the fees can become expensive. Also, investors must think about ways to diversify their portfolio, which is difficult with DRIPs. Although dollar cost averaging and purchasing fractional shares are beneficial to investors, DRIPs do not allow the investor any control over the purchase date of the shares. Finally, record-keeping for tax purposes can be cumbersome.\"}, {\"编号\": 4, \"标题\": \"Choose a dividend reinvestment option.\", \"描述\": \"Choose between the partial or full enrollment plans.\\nWith a partial enrollment plan, a portion of the dividends are paid to you. The rest is reinvested back into the company.\\nWith the full enrollment plan, the entire monthly dividend is used to purchase additional shares.\\nIf the monthly dividends are not sufficient to purchase shares in the company, they are allowed to accrue until additional shares can be purchased.\"}]}, {\"编号\": 3, \"标题\": \"Using an Online Brokerage Account\", \"步骤\": [{\"编号\": 1, \"标题\": \"Understand the difference between an online brokerage account and a full-service broker.\", \"描述\": \"Full service brokers offer a variety of services and investment products. But they can be expensive. Discount and online brokers charge small commissions, but they do not offer investment advice. \\nFull service brokers, such as Merrill Lynch, Salomon Smith Barney, Morgan Stanley and Dean Witter, offer personal advice, retirement planning, tax tips and a wide selection of investment products; however, they charge usually charge hefty fees for personal advice. Also, brokers earn commissions based on how much you trade, not the performance of your stock. This can encourage them to advise you to purchase when it’s not necessarily beneficial to you.\\nDiscount online brokers, such as TD Ameritrade and E-Trade, are a good option for self-directed investors who want to do their own research and not rely on the advice of a broker. The commissions are low and investors generally have control over their accounts.\"}, {\"编号\": 2, \"标题\": \"Select the online broker\", \"描述\": \"The quality of support varies from company to company. Some charge fees for talking to a live person. Study the company’s website to learn information about the support they provide. Call them with questions to evaluate how well they treat people. Select a company that offers a level of support with which you feel comfortable.\\nImportant questions to ask include whether they are offering any special promotions, how much the minimum balance is for brokerage accounts, what fees they charge and what types of education and research tools they offer.\\nRecognize that online brokers may not offer much in the way of research and education about where to invest because they are geared for investors who feel comfortable doing that research on their own. However, choose a site that offers a level of technical support with which you feel comfortable.\"}, {\"编号\": 3, \"标题\": \"Open a brokerage account.\", \"描述\": \"Go to the company’s website. Find the “Open an Account” link. Follow the instructions for opening an account. You will need to provide key information, such as your name, address, e-mail address and social security information. The websites make it easy to open an account because it’s in their best interest to do so.\"}, {\"编号\": 4, \"标题\": \"Identify your risk tolerance.\", \"描述\": \"Risk tolerance is the degree to which you are able to withstand large swings in the market. Understanding yours will help you choose the right investment tools for you. Assess your degree of risk tolerance with a risk tolerance questionnaire, which are available online (such as the one found here or through your online brokerage. Other considerations in risk tolerance are the amount of time you have to invest, psychological comfort with the potential of loss, your future earning capacity, and the value of your other assets.\\nIf you have many years to let your investments grow, then you may be able to withstand a few bad years of losing money on investments. Also, if your other assets are highly valuable, then you may feel more comfortable with high-risk investments.\"}, {\"编号\": 5, \"标题\": \"Select your account type.\", \"描述\": \"Choose either a cash or margin account. Each has different degrees of risk, so choose the one that suits your risk tolerance.\\nWith cash accounts, you must pay the amount due on any transaction in full by the settlement date. You fully own all money and securities in a cash account.\\nWith a margin account, you can borrow money from the broker to fund more investments. You must sign a hypothecate agreement, which pledges securities as collateral for the loan, and pay interest on the money borrowed.\"}, {\"编号\": 6, \"标题\": \"Fund your account.\", \"描述\": \"You will initially have anywhere from 10 to 14 days to fund your account. Choose from a variety of different ways to transfer money into the account.\\nYou can write a check and mail it in.\\nOr, you can make a deposit from your checking or savings account through an electronic transfer.\\nYou may also be able to make a transfer from an external brokerage.\\nAnother option is to contact your bank to make a wire transfer.\\nFinally, you can make a deposit of a physical stock certificate into your account.\"}, {\"编号\": 7, \"标题\": \"Make your first trade.\", \"描述\": \"Find the trading platform. This is the webpage where you can select the details of your trade. You can typically find this under the “Trade” or “Trading” tab of the website.\\nChoose the order type. This means select “buy” or “sell.”\\nSelect the desired amount of shares you wish to buy or sell.\\nPlug your company’s stock symbol (if you don't know it, you can search here). You will then be given information about your company’s current trading conditions, such as the current price of the stock and how it has performed that day. Choose the price type for executing your trade: market, market on close, or limit.\\nSelect “market” to execute the trade at the current market price.\\nSelect “market on close” to execute the trade as close to the end of the trading day as possible.\\nNote that a market order or market on close are guaranteed execution, but price is variable.\\nSelect “limit” to enter a specific price for the trade. If the stock never reaches this price, your trade will not be executed.\\nNote that limit order guarantees price equal to limit or better, but not execution\\nEnter the term of your trade. This specifies the length of time your trading order remains in effect. Your choices usually include “good for the day,” “good for 60 days,” or “good until canceled.”\\nClick on the “help” or “?” icons if you have questions.\\nClick the “preview order” button to review all of the options you just selected. This is your last opportunity to to make any changes.\\nIf it looks acceptable, click the “execute trade” button.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,944 |
How to Buy Stocks
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1. Learning About The Stock Market
1-1. Consider how the stock market works.
The stock market works like any other marketplace. In this case, the products being bought and sold are pieces of ownership in companies. We call these shares of stock. Stocks are traded on exchanges. You can think of an exchange as the marketplace. In the U.S., the major exchanges include the New York Stock Exchange and the National Association of Securities Dealers Automated Quotation system (the NASDAQ).
Stock prices move up and down depending on supply and demand. When there is a large demand for a stock, its price will rise. Since there are more interested buyers than sellers, the stock price will increase. When there are more sellers than buyers, the price will fall.
A stock's price is a reflection of the investment community’s opinion of the stock. The price is not necessarily the actual value of the company. This means that short-term prices are often affected by people's emotions, rather than by facts. Prices can move based on information, misinformation, and rumor.
Your goal as a stock investor is to purchase shares of a company that will increase in value over time. If the issuing company grows their sales and increases profits, investors may buy more of the stock. If the stock price goes up, you can sell your shares for a gain.
For example, imagine that you buy 100 shares of stock priced at $15 each. That's a $1,500 investment. After two years, the stock price increases to $20. Now, your investment is worth $2,000. If you sell your shares, you’ll recognize a $500 gain before any fees or commissions ($2,000 - $1,500).
1-2. Go over the terminology related to stock trading.
These terms help you decide exactly what type of buy or sell order you want to place with your broker. The terms allow you place certain conditions on your order to buy or sell stock.
The ask price, also known as the offer, is the lowest available price when trying to buy shares of a stock. Assume you want to buy IBM common stock. If the current ask price is $50 per share, you would pay the $50 price for the stock.
The bid price (or simply bid) is the highest available price you can find when trying to sell shares of a stock. If you own IBM common stock and want to sell it now, you would receive the bid price per share. If the bid price is $49.75, you would receive that price per share.
A market order is a request to buy or sell a security immediately at the best price available. If you place a market order, you will pay the ask price as a buyer. If you are selling, the market price you receive will be the current bid price. Keep in mind that your order could be executed at a price higher or lower than what you're hoping for. The immediate execution of a market order is guaranteed but the price is not.
In addition to a market order, you can place orders that put conditions on your buy or sell price. A limit order, for example, is a request to buy or sell a security at a specific price or better. On the other hand, a stop order is an order that becomes a market order once a certain price is reached. Consult with a broker who is licensed to trade securities. Ask the broker if these other types of orders are right for you.
1-3. Look into buying a mutual fund.
A mutual fund is a pool of money provided by many investors. The pool can be used to buy a variety of investments. You can select a mutual fund that invests in the stocks of many different companies. When you invest through a mutual fund, you get a stake in every stock the fund invests in. This can be a lower-risk alternative to buying stocks individually.
Investing in mutual funds can lower your investment risk because of diversification. If you invest in one stock, your risk is concentrated in one company. A mutual fund, on the other hand, may hold dozens (even hundreds) of stocks. If the value of one stock declines, it will have little effect on the overall value of your investment.
If you’re just starting out as an investor, this can be a good way to invest in stocks. Choose a mutual fund if you feel uncertain about investing in stocks individually, or if you don't have sufficient time to research and manage a portfolio.
Be aware of mutual fund fees. Keep in mind that you will pay fees for professional money management in a mutual fund. For example, you may pay a sales charge when you buy or sell your fund. Fund investors will also pay an annual fee for the money management and operation of the fund. These annual fees are based on a percentage of the assets under management.
Say, for example, that you have $10,000 invested in a stock mutual fund. If the annual fee is 1/2 of 1% of the assets, you annual fee will be $50.
2. Researching A Stock Purchase
2-1. Learn about investment research.
If you decide to purchase individual stocks instead of a mutual fund, it is important to do some research. There is a huge amount of available data on the Internet. Finding useful data can be difficult. There are some useful tools you can use to perform analysis and select a stock.
Information about stocks is typically found on a company's website or in their annual report. These resources can provide valuable information about a company's business model and financial results. In addition, companies frequently prepare investor presentations. These presentations are often provided in an easy-to-understand format. Review these documents before making an investment decision.
Websites like Morningstar.com are also useful. New investors may find quarterly or annual reports overwhelming. By researching a stock on Morningstar, you can access essential information on a company, such as the balance sheet, income statement, and statement of cash flows. Morningstar also provides important financial ratios, which help in analyzing the company. This website is easy to navigate and review.
Perform a Google search for news about the company. Read the recent news articles that explain how the company is performing. A news source should be an independent third party, so the information should not be biased.
2-2. Search for companies of interest.
The first step is to find a company to research. To do this, read investing publications and websites, like the Wall Street Journal or Investor's Business Daily. Similarly, websites like Stockchase.com can provide ideas for stocks that analysts rank highly.
Start by investing in blue chip stocks. Blue chip stocks are large, well-established companies with a track record of generating profits. These firms are typically recognizable corporate names. They make products and services that consumers know and purchase. These stocks are more likely to grow steadily in price over the long-term.
While these companies do present some risk to the investor, they are often less volatile than other companies. Blue chips tend to have a large market share in the markets they operate. These firms are well funded, and may enjoy some competitive advantage.
Blue chip stocks include Walmart, Google, Apple, and McDonald's, among many others. Think about companies that you turn to for products and services.
2-3. Choose a business that performs well.
Once you find a good candidate, you should review some key financial indicators for the company. Compare those indicators with the firm’s competitors to see how they compare. A few specific indicators are widely used to assess the investment value of a company.
Look at the company's profit margin. Profit margin is defined as (net income)/ (sales). For this discussion, net income and profit mean the same thing. This indicator explains how much profit a firm generates for every dollar in sales. A business always wants a higher profit margin. If a firm earned 10 cents on every dollar sold, for example, the profit margin would be (.10)/ ($1), or 10%.
Analyze the company's return on equity. Equity refers to the total dollars invested by all company stockholders. Return on equity shows how well a company is using its shareholders' money to generate a profit. The ratio is stated as (profit) / (shareholder equity). If a firm earned $100,000 profit on $2,000,000 in equity, the return on equity would be ($100,000)/($2,000,000), or 5%.
Look at a company's past and expected growth. Is the company steadily growing earnings per share? This is a sign of a strong business that likely has a competitive advantage of some sort.
Compare the firm’s historic rate of earnings growth to its peers. Also, look at the projected earnings growth rate for the next five years. If it is higher than its peers, that’s an indication that the stock price may increase.
Look at the company's debt. A well-managed company should not take on more debt than it can afford to repay. One popular way to analyze debt is using the debt-to-equity ratio.
The debt-to-equity ratio takes the company's debt and divides it by shareholder equity. The lower the percentage is, the better. If a firm has $2,000,000 in debt and $4,000,000 in equity, the debt-to-equity ratio would be ($2,000,000)/($4,000,000), or 50%. Compare the ratio to the firm’s competitors.
2-4. Familiarize yourself with the concept of value.
You can think of a stock as a machine that is designed to generate profits. If the machine performs well and is able to generate more profit, investors view the machine as more valuable. The most important financial ratios for a stock’s value relate to earnings.
The common way to value a stock is to use the price-to-earnings (P/E) ratio. The P/E ratio takes a company's current share price and divides it by the annual earnings (profits) per share of stock. This is an important tool to evaluate the value of an investment.
Earnings per share represents the total earnings in dollars divided by the number of shares held by the investing public. Shares held by investors are referred to as outstanding shares. If, for example, a company earns $1,000,000 per year and has 10,000,000 shares outstanding, the earnings per share is ($1,000,000) / (10,000,000 shares), or 10 cents per share.
Assume that a company’s stock is trading at $50 per share. If the earnings-per-share total $5, the stock’s P/E ratio is ($50/$5), or 10. If an investor bought this particular stock, they would be “paying 10 times earnings”.
If Company A is trading at ten times earnings (or a P/E of 10), and Company B is trading at a P/E of 8, Company A is more expensive. Note that "more expensive" has nothing to do with the share price. Instead, the multiple is a reflection of how expensive the share price is relative to earnings.
3. Making Your Investment
3-1. Investigate the possibility of buying stock directly from the issuer.
Some companies offer direct stock purchase plans (DSPPs) that allow you to purchase stock without using a broker. If you are planning to buy a small amount of a certain stock, this may be your best option. This approach saves you the time and cost of going through a broker.
Search online or call the company whose stock you wish to buy. Ask them if they offer a stock purchase plan. If they do, the firm will forward you a copy of their plan's prospectus, application forms, and other relevant information. A prospectus is a regulatory document that discloses all of the important information about a stock purchase.
Many plans allow you to invest as little as $50 per month. Verify any fees you need to pay. A few companies offer no-fee investment plans.
DSPPs also allow you to reinvest all your dividends automatically if you desire. Dividends are paid to you based on the profits of the company. The company’s board of directors must declare a dividend in order for a payment to take place.
3-2. Choose a broker.
If you can't buy the stock you want directly from the issuing company, you'll need to find a broker. Brokerage houses vary in terms of the services they provide. This means you'll need to compare your options and choose the brokerage that suits you best. Generally speaking, there are two types of brokers: full-service and discount.
Full-service brokers are more expensive. These firms target their services toward investors interested in receiving recommendations and guidance. The higher fee may be worthwhile, however, because full-service brokers can provide valuable assistance. If you’re not confident in your ability to pick stocks, or if you don’t have time, consider working with a full-service broker.
If you plan to make your own investment decisions, choose a discount broker. There is no point in paying a higher fee for services you aren't going to use. Still, you must examine each broker's platform closely to make sure their offerings align with your investment objectives.
Search the Internet for online discount brokers. Analyze the fees, particularly any additional charges that may not be mentioned when you first contact a prospective broker. Ask for a written disclosure of all fees charged.
3-3. Open a brokerage account and deposit funds.
Contact a broker about opening an account. Your broker will have you fill out a new account form. This form documents your personal information, along with your investment experience and your risk tolerance.
Your broker must report your stock trades to the IRS. Specifically, sales proceeds from a stock sale, along with dividend income, are reported to the IRS. You will need to fill out the required forms and send them back to the broker.
Determine how to deposit funds into your brokerage account. Send your broker an initial deposit of money that will be used to make your first stock purchase.
Enter an order. Notify your broker of the company's stock you want to buy and the number of shares. When your trade is completed, you will receive a confirmation. The confirmation is your record of the purchase. Keep all of your confirmations on file.
Tips
A common mistake that beginners make is trading too often. Instead of trying to buy something and sell it quickly to make money, think about investing as a long-term endeavor.[9]
X
Expert Source
Ara Oghoorian, CPACertified Financial Planner & Accountant
Expert Interview. 11 March 2020.
You can buy stocks from other countries, such as Indian stocks, if you wish to diversify your portfolio outside of the United States. However, do your research first to understand not only the viability and strength of the stocks but to also understand the cultural and national issues at play, which can affect both the value and security of overseas stocks.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Learning About The Stock Market\\n1-1. Consider how the stock market works.\\nThe stock market works like any other marketplace. In this case, the products being bought and sold are pieces of ownership in companies. We call these shares of stock. Stocks are traded on exchanges. You can think of an exchange as the marketplace. In the U.S., the major exchanges include the New York Stock Exchange and the National Association of Securities Dealers Automated Quotation system (the NASDAQ).\\nStock prices move up and down depending on supply and demand. When there is a large demand for a stock, its price will rise. Since there are more interested buyers than sellers, the stock price will increase. When there are more sellers than buyers, the price will fall.\\nA stock's price is a reflection of the investment community’s opinion of the stock. The price is not necessarily the actual value of the company. This means that short-term prices are often affected by people's emotions, rather than by facts. Prices can move based on information, misinformation, and rumor.\\nYour goal as a stock investor is to purchase shares of a company that will increase in value over time. If the issuing company grows their sales and increases profits, investors may buy more of the stock. If the stock price goes up, you can sell your shares for a gain.\\nFor example, imagine that you buy 100 shares of stock priced at $15 each. That's a $1,500 investment. After two years, the stock price increases to $20. Now, your investment is worth $2,000. If you sell your shares, you’ll recognize a $500 gain before any fees or commissions ($2,000 - $1,500).\\n1-2. Go over the terminology related to stock trading.\\nThese terms help you decide exactly what type of buy or sell order you want to place with your broker. The terms allow you place certain conditions on your order to buy or sell stock.\\nThe ask price, also known as the offer, is the lowest available price when trying to buy shares of a stock. Assume you want to buy IBM common stock. If the current ask price is $50 per share, you would pay the $50 price for the stock.\\nThe bid price (or simply bid) is the highest available price you can find when trying to sell shares of a stock. If you own IBM common stock and want to sell it now, you would receive the bid price per share. If the bid price is $49.75, you would receive that price per share.\\nA market order is a request to buy or sell a security immediately at the best price available. If you place a market order, you will pay the ask price as a buyer. If you are selling, the market price you receive will be the current bid price. Keep in mind that your order could be executed at a price higher or lower than what you're hoping for. The immediate execution of a market order is guaranteed but the price is not.\\nIn addition to a market order, you can place orders that put conditions on your buy or sell price. A limit order, for example, is a request to buy or sell a security at a specific price or better. On the other hand, a stop order is an order that becomes a market order once a certain price is reached. Consult with a broker who is licensed to trade securities. Ask the broker if these other types of orders are right for you.\\n1-3. Look into buying a mutual fund.\\nA mutual fund is a pool of money provided by many investors. The pool can be used to buy a variety of investments. You can select a mutual fund that invests in the stocks of many different companies. When you invest through a mutual fund, you get a stake in every stock the fund invests in. This can be a lower-risk alternative to buying stocks individually.\\nInvesting in mutual funds can lower your investment risk because of diversification. If you invest in one stock, your risk is concentrated in one company. A mutual fund, on the other hand, may hold dozens (even hundreds) of stocks. If the value of one stock declines, it will have little effect on the overall value of your investment.\\nIf you’re just starting out as an investor, this can be a good way to invest in stocks. Choose a mutual fund if you feel uncertain about investing in stocks individually, or if you don't have sufficient time to research and manage a portfolio.\\nBe aware of mutual fund fees. Keep in mind that you will pay fees for professional money management in a mutual fund. For example, you may pay a sales charge when you buy or sell your fund. Fund investors will also pay an annual fee for the money management and operation of the fund. These annual fees are based on a percentage of the assets under management.\\nSay, for example, that you have $10,000 invested in a stock mutual fund. If the annual fee is 1/2 of 1% of the assets, you annual fee will be $50.\\n2. Researching A Stock Purchase\\n2-1. Learn about investment research.\\nIf you decide to purchase individual stocks instead of a mutual fund, it is important to do some research. There is a huge amount of available data on the Internet. Finding useful data can be difficult. There are some useful tools you can use to perform analysis and select a stock.\\nInformation about stocks is typically found on a company's website or in their annual report. These resources can provide valuable information about a company's business model and financial results. In addition, companies frequently prepare investor presentations. These presentations are often provided in an easy-to-understand format. Review these documents before making an investment decision.\\nWebsites like Morningstar.com are also useful. New investors may find quarterly or annual reports overwhelming. By researching a stock on Morningstar, you can access essential information on a company, such as the balance sheet, income statement, and statement of cash flows. Morningstar also provides important financial ratios, which help in analyzing the company. This website is easy to navigate and review.\\nPerform a Google search for news about the company. Read the recent news articles that explain how the company is performing. A news source should be an independent third party, so the information should not be biased.\\n2-2. Search for companies of interest.\\nThe first step is to find a company to research. To do this, read investing publications and websites, like the Wall Street Journal or Investor's Business Daily. Similarly, websites like Stockchase.com can provide ideas for stocks that analysts rank highly.\\nStart by investing in blue chip stocks. Blue chip stocks are large, well-established companies with a track record of generating profits. These firms are typically recognizable corporate names. They make products and services that consumers know and purchase. These stocks are more likely to grow steadily in price over the long-term.\\nWhile these companies do present some risk to the investor, they are often less volatile than other companies. Blue chips tend to have a large market share in the markets they operate. These firms are well funded, and may enjoy some competitive advantage.\\nBlue chip stocks include Walmart, Google, Apple, and McDonald's, among many others. Think about companies that you turn to for products and services.\\n2-3. Choose a business that performs well.\\nOnce you find a good candidate, you should review some key financial indicators for the company. Compare those indicators with the firm’s competitors to see how they compare. A few specific indicators are widely used to assess the investment value of a company.\\nLook at the company's profit margin. Profit margin is defined as (net income)/ (sales). For this discussion, net income and profit mean the same thing. This indicator explains how much profit a firm generates for every dollar in sales. A business always wants a higher profit margin. If a firm earned 10 cents on every dollar sold, for example, the profit margin would be (.10)/ ($1), or 10%.\\nAnalyze the company's return on equity. Equity refers to the total dollars invested by all company stockholders. Return on equity shows how well a company is using its shareholders' money to generate a profit. The ratio is stated as (profit) / (shareholder equity). If a firm earned $100,000 profit on $2,000,000 in equity, the return on equity would be ($100,000)/($2,000,000), or 5%.\\nLook at a company's past and expected growth. Is the company steadily growing earnings per share? This is a sign of a strong business that likely has a competitive advantage of some sort.\\nCompare the firm’s historic rate of earnings growth to its peers. Also, look at the projected earnings growth rate for the next five years. If it is higher than its peers, that’s an indication that the stock price may increase.\\nLook at the company's debt. A well-managed company should not take on more debt than it can afford to repay. One popular way to analyze debt is using the debt-to-equity ratio.\\nThe debt-to-equity ratio takes the company's debt and divides it by shareholder equity. The lower the percentage is, the better. If a firm has $2,000,000 in debt and $4,000,000 in equity, the debt-to-equity ratio would be ($2,000,000)/($4,000,000), or 50%. Compare the ratio to the firm’s competitors.\\n2-4. Familiarize yourself with the concept of value.\\nYou can think of a stock as a machine that is designed to generate profits. If the machine performs well and is able to generate more profit, investors view the machine as more valuable. The most important financial ratios for a stock’s value relate to earnings.\\nThe common way to value a stock is to use the price-to-earnings (P/E) ratio. The P/E ratio takes a company's current share price and divides it by the annual earnings (profits) per share of stock. This is an important tool to evaluate the value of an investment.\\nEarnings per share represents the total earnings in dollars divided by the number of shares held by the investing public. Shares held by investors are referred to as outstanding shares. If, for example, a company earns $1,000,000 per year and has 10,000,000 shares outstanding, the earnings per share is ($1,000,000) / (10,000,000 shares), or 10 cents per share.\\nAssume that a company’s stock is trading at $50 per share. If the earnings-per-share total $5, the stock’s P/E ratio is ($50/$5), or 10. If an investor bought this particular stock, they would be “paying 10 times earnings”.\\nIf Company A is trading at ten times earnings (or a P/E of 10), and Company B is trading at a P/E of 8, Company A is more expensive. Note that \\\"more expensive\\\" has nothing to do with the share price. Instead, the multiple is a reflection of how expensive the share price is relative to earnings.\\n3. Making Your Investment\\n3-1. Investigate the possibility of buying stock directly from the issuer.\\nSome companies offer direct stock purchase plans (DSPPs) that allow you to purchase stock without using a broker. If you are planning to buy a small amount of a certain stock, this may be your best option. This approach saves you the time and cost of going through a broker.\\nSearch online or call the company whose stock you wish to buy. Ask them if they offer a stock purchase plan. If they do, the firm will forward you a copy of their plan's prospectus, application forms, and other relevant information. A prospectus is a regulatory document that discloses all of the important information about a stock purchase.\\nMany plans allow you to invest as little as $50 per month. Verify any fees you need to pay. A few companies offer no-fee investment plans.\\nDSPPs also allow you to reinvest all your dividends automatically if you desire. Dividends are paid to you based on the profits of the company. The company’s board of directors must declare a dividend in order for a payment to take place.\\n3-2. Choose a broker.\\nIf you can't buy the stock you want directly from the issuing company, you'll need to find a broker. Brokerage houses vary in terms of the services they provide. This means you'll need to compare your options and choose the brokerage that suits you best. Generally speaking, there are two types of brokers: full-service and discount.\\nFull-service brokers are more expensive. These firms target their services toward investors interested in receiving recommendations and guidance. The higher fee may be worthwhile, however, because full-service brokers can provide valuable assistance. If you’re not confident in your ability to pick stocks, or if you don’t have time, consider working with a full-service broker.\\nIf you plan to make your own investment decisions, choose a discount broker. There is no point in paying a higher fee for services you aren't going to use. Still, you must examine each broker's platform closely to make sure their offerings align with your investment objectives.\\nSearch the Internet for online discount brokers. Analyze the fees, particularly any additional charges that may not be mentioned when you first contact a prospective broker. Ask for a written disclosure of all fees charged.\\n3-3. Open a brokerage account and deposit funds.\\nContact a broker about opening an account. Your broker will have you fill out a new account form. This form documents your personal information, along with your investment experience and your risk tolerance.\\nYour broker must report your stock trades to the IRS. Specifically, sales proceeds from a stock sale, along with dividend income, are reported to the IRS. You will need to fill out the required forms and send them back to the broker.\\nDetermine how to deposit funds into your brokerage account. Send your broker an initial deposit of money that will be used to make your first stock purchase.\\nEnter an order. Notify your broker of the company's stock you want to buy and the number of shares. When your trade is completed, you will receive a confirmation. The confirmation is your record of the purchase. Keep all of your confirmations on file.\\nTips\\nA common mistake that beginners make is trading too often. Instead of trying to buy something and sell it quickly to make money, think about investing as a long-term endeavor.[9]\\nX\\nExpert Source\\n\\nAra Oghoorian, CPACertified Financial Planner & Accountant\\nExpert Interview. 11 March 2020.\\nYou can buy stocks from other countries, such as Indian stocks, if you wish to diversify your portfolio outside of the United States. However, do your research first to understand not only the viability and strength of the stocks but to also understand the cultural and national issues at play, which can affect both the value and security of overseas stocks.\\n\", \"简要回答\": \"When you buy stock, you are purchasing ownership in the company that issues the security. As an owner, you have certain rights. For example, a stock investor has the right to receive a dividend if the company generates sufficient earnings. Investors also have the potential to sell their shares of stock for a gain. You can buy individual shares of stock, or purchase a stock mutual fund.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Learning About The Stock Market\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider how the stock market works.\", \"描述\": \"The stock market works like any other marketplace. In this case, the products being bought and sold are pieces of ownership in companies. We call these shares of stock. Stocks are traded on exchanges. You can think of an exchange as the marketplace. In the U.S., the major exchanges include the New York Stock Exchange and the National Association of Securities Dealers Automated Quotation system (the NASDAQ).\\nStock prices move up and down depending on supply and demand. When there is a large demand for a stock, its price will rise. Since there are more interested buyers than sellers, the stock price will increase. When there are more sellers than buyers, the price will fall.\\nA stock's price is a reflection of the investment community’s opinion of the stock. The price is not necessarily the actual value of the company. This means that short-term prices are often affected by people's emotions, rather than by facts. Prices can move based on information, misinformation, and rumor.\\nYour goal as a stock investor is to purchase shares of a company that will increase in value over time. If the issuing company grows their sales and increases profits, investors may buy more of the stock. If the stock price goes up, you can sell your shares for a gain.\\nFor example, imagine that you buy 100 shares of stock priced at $15 each. That's a $1,500 investment. After two years, the stock price increases to $20. Now, your investment is worth $2,000. If you sell your shares, you’ll recognize a $500 gain before any fees or commissions ($2,000 - $1,500).\"}, {\"编号\": 2, \"标题\": \"Go over the terminology related to stock trading.\", \"描述\": \"These terms help you decide exactly what type of buy or sell order you want to place with your broker. The terms allow you place certain conditions on your order to buy or sell stock.\\nThe ask price, also known as the offer, is the lowest available price when trying to buy shares of a stock. Assume you want to buy IBM common stock. If the current ask price is $50 per share, you would pay the $50 price for the stock.\\nThe bid price (or simply bid) is the highest available price you can find when trying to sell shares of a stock. If you own IBM common stock and want to sell it now, you would receive the bid price per share. If the bid price is $49.75, you would receive that price per share.\\nA market order is a request to buy or sell a security immediately at the best price available. If you place a market order, you will pay the ask price as a buyer. If you are selling, the market price you receive will be the current bid price. Keep in mind that your order could be executed at a price higher or lower than what you're hoping for. The immediate execution of a market order is guaranteed but the price is not.\\nIn addition to a market order, you can place orders that put conditions on your buy or sell price. A limit order, for example, is a request to buy or sell a security at a specific price or better. On the other hand, a stop order is an order that becomes a market order once a certain price is reached. Consult with a broker who is licensed to trade securities. Ask the broker if these other types of orders are right for you.\"}, {\"编号\": 3, \"标题\": \"Look into buying a mutual fund.\", \"描述\": \"A mutual fund is a pool of money provided by many investors. The pool can be used to buy a variety of investments. You can select a mutual fund that invests in the stocks of many different companies. When you invest through a mutual fund, you get a stake in every stock the fund invests in. This can be a lower-risk alternative to buying stocks individually.\\nInvesting in mutual funds can lower your investment risk because of diversification. If you invest in one stock, your risk is concentrated in one company. A mutual fund, on the other hand, may hold dozens (even hundreds) of stocks. If the value of one stock declines, it will have little effect on the overall value of your investment.\\nIf you’re just starting out as an investor, this can be a good way to invest in stocks. Choose a mutual fund if you feel uncertain about investing in stocks individually, or if you don't have sufficient time to research and manage a portfolio.\\nBe aware of mutual fund fees. Keep in mind that you will pay fees for professional money management in a mutual fund. For example, you may pay a sales charge when you buy or sell your fund. Fund investors will also pay an annual fee for the money management and operation of the fund. These annual fees are based on a percentage of the assets under management.\\nSay, for example, that you have $10,000 invested in a stock mutual fund. If the annual fee is 1/2 of 1% of the assets, you annual fee will be $50.\"}]}, {\"编号\": 2, \"标题\": \"Researching A Stock Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Learn about investment research.\", \"描述\": \"If you decide to purchase individual stocks instead of a mutual fund, it is important to do some research. There is a huge amount of available data on the Internet. Finding useful data can be difficult. There are some useful tools you can use to perform analysis and select a stock.\\nInformation about stocks is typically found on a company's website or in their annual report. These resources can provide valuable information about a company's business model and financial results. In addition, companies frequently prepare investor presentations. These presentations are often provided in an easy-to-understand format. Review these documents before making an investment decision.\\nWebsites like Morningstar.com are also useful. New investors may find quarterly or annual reports overwhelming. By researching a stock on Morningstar, you can access essential information on a company, such as the balance sheet, income statement, and statement of cash flows. Morningstar also provides important financial ratios, which help in analyzing the company. This website is easy to navigate and review.\\nPerform a Google search for news about the company. Read the recent news articles that explain how the company is performing. A news source should be an independent third party, so the information should not be biased.\"}, {\"编号\": 2, \"标题\": \"Search for companies of interest.\", \"描述\": \"The first step is to find a company to research. To do this, read investing publications and websites, like the Wall Street Journal or Investor's Business Daily. Similarly, websites like Stockchase.com can provide ideas for stocks that analysts rank highly.\\nStart by investing in blue chip stocks. Blue chip stocks are large, well-established companies with a track record of generating profits. These firms are typically recognizable corporate names. They make products and services that consumers know and purchase. These stocks are more likely to grow steadily in price over the long-term.\\nWhile these companies do present some risk to the investor, they are often less volatile than other companies. Blue chips tend to have a large market share in the markets they operate. These firms are well funded, and may enjoy some competitive advantage.\\nBlue chip stocks include Walmart, Google, Apple, and McDonald's, among many others. Think about companies that you turn to for products and services.\"}, {\"编号\": 3, \"标题\": \"Choose a business that performs well.\", \"描述\": \"Once you find a good candidate, you should review some key financial indicators for the company. Compare those indicators with the firm’s competitors to see how they compare. A few specific indicators are widely used to assess the investment value of a company.\\nLook at the company's profit margin. Profit margin is defined as (net income)/ (sales). For this discussion, net income and profit mean the same thing. This indicator explains how much profit a firm generates for every dollar in sales. A business always wants a higher profit margin. If a firm earned 10 cents on every dollar sold, for example, the profit margin would be (.10)/ ($1), or 10%.\\nAnalyze the company's return on equity. Equity refers to the total dollars invested by all company stockholders. Return on equity shows how well a company is using its shareholders' money to generate a profit. The ratio is stated as (profit) / (shareholder equity). If a firm earned $100,000 profit on $2,000,000 in equity, the return on equity would be ($100,000)/($2,000,000), or 5%.\\nLook at a company's past and expected growth. Is the company steadily growing earnings per share? This is a sign of a strong business that likely has a competitive advantage of some sort.\\nCompare the firm’s historic rate of earnings growth to its peers. Also, look at the projected earnings growth rate for the next five years. If it is higher than its peers, that’s an indication that the stock price may increase.\\nLook at the company's debt. A well-managed company should not take on more debt than it can afford to repay. One popular way to analyze debt is using the debt-to-equity ratio.\\nThe debt-to-equity ratio takes the company's debt and divides it by shareholder equity. The lower the percentage is, the better. If a firm has $2,000,000 in debt and $4,000,000 in equity, the debt-to-equity ratio would be ($2,000,000)/($4,000,000), or 50%. Compare the ratio to the firm’s competitors.\"}, {\"编号\": 4, \"标题\": \"Familiarize yourself with the concept of value.\", \"描述\": \"You can think of a stock as a machine that is designed to generate profits. If the machine performs well and is able to generate more profit, investors view the machine as more valuable. The most important financial ratios for a stock’s value relate to earnings.\\nThe common way to value a stock is to use the price-to-earnings (P/E) ratio. The P/E ratio takes a company's current share price and divides it by the annual earnings (profits) per share of stock. This is an important tool to evaluate the value of an investment.\\nEarnings per share represents the total earnings in dollars divided by the number of shares held by the investing public. Shares held by investors are referred to as outstanding shares. If, for example, a company earns $1,000,000 per year and has 10,000,000 shares outstanding, the earnings per share is ($1,000,000) / (10,000,000 shares), or 10 cents per share.\\nAssume that a company’s stock is trading at $50 per share. If the earnings-per-share total $5, the stock’s P/E ratio is ($50/$5), or 10. If an investor bought this particular stock, they would be “paying 10 times earnings”.\\nIf Company A is trading at ten times earnings (or a P/E of 10), and Company B is trading at a P/E of 8, Company A is more expensive. Note that \\\"more expensive\\\" has nothing to do with the share price. Instead, the multiple is a reflection of how expensive the share price is relative to earnings.\"}]}, {\"编号\": 3, \"标题\": \"Making Your Investment\", \"步骤\": [{\"编号\": 1, \"标题\": \"Investigate the possibility of buying stock directly from the issuer.\", \"描述\": \"Some companies offer direct stock purchase plans (DSPPs) that allow you to purchase stock without using a broker. If you are planning to buy a small amount of a certain stock, this may be your best option. This approach saves you the time and cost of going through a broker.\\nSearch online or call the company whose stock you wish to buy. Ask them if they offer a stock purchase plan. If they do, the firm will forward you a copy of their plan's prospectus, application forms, and other relevant information. A prospectus is a regulatory document that discloses all of the important information about a stock purchase.\\nMany plans allow you to invest as little as $50 per month. Verify any fees you need to pay. A few companies offer no-fee investment plans.\\nDSPPs also allow you to reinvest all your dividends automatically if you desire. Dividends are paid to you based on the profits of the company. The company’s board of directors must declare a dividend in order for a payment to take place.\"}, {\"编号\": 2, \"标题\": \"Choose a broker.\", \"描述\": \"If you can't buy the stock you want directly from the issuing company, you'll need to find a broker. Brokerage houses vary in terms of the services they provide. This means you'll need to compare your options and choose the brokerage that suits you best. Generally speaking, there are two types of brokers: full-service and discount.\\nFull-service brokers are more expensive. These firms target their services toward investors interested in receiving recommendations and guidance. The higher fee may be worthwhile, however, because full-service brokers can provide valuable assistance. If you’re not confident in your ability to pick stocks, or if you don’t have time, consider working with a full-service broker.\\nIf you plan to make your own investment decisions, choose a discount broker. There is no point in paying a higher fee for services you aren't going to use. Still, you must examine each broker's platform closely to make sure their offerings align with your investment objectives.\\nSearch the Internet for online discount brokers. Analyze the fees, particularly any additional charges that may not be mentioned when you first contact a prospective broker. Ask for a written disclosure of all fees charged.\"}, {\"编号\": 3, \"标题\": \"Open a brokerage account and deposit funds.\", \"描述\": \"Contact a broker about opening an account. Your broker will have you fill out a new account form. This form documents your personal information, along with your investment experience and your risk tolerance.\\nYour broker must report your stock trades to the IRS. Specifically, sales proceeds from a stock sale, along with dividend income, are reported to the IRS. You will need to fill out the required forms and send them back to the broker.\\nDetermine how to deposit funds into your brokerage account. Send your broker an initial deposit of money that will be used to make your first stock purchase.\\nEnter an order. Notify your broker of the company's stock you want to buy and the number of shares. When your trade is completed, you will receive a confirmation. The confirmation is your record of the purchase. Keep all of your confirmations on file.\"}], \"小提示\": [\"A common mistake that beginners make is trading too often. Instead of trying to buy something and sell it quickly to make money, think about investing as a long-term endeavor.[9]\\nX\\nExpert Source\\n\\nAra Oghoorian, CPACertified Financial Planner & Accountant\\nExpert Interview. 11 March 2020.\\n\", \"You can buy stocks from other countries, such as Indian stocks, if you wish to diversify your portfolio outside of the United States. However, do your research first to understand not only the viability and strength of the stocks but to also understand the cultural and national issues at play, which can affect both the value and security of overseas stocks.\\n\"]}]}}",
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How to Buy Stocks (for Beginners)
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1. Establishing a Framework for Investing
1-1. Set your goals.
Spend some time thinking about why you are considering investing in stocks. Are you investing to build an emergency fund for the future, to buy a home, or pay for college expenses? Are you investing for retirement?
It's a good idea to write out your motivation. Try quantify it in dollars, considering how much money you need for your goals.
For example, purchasing a home might require a down-payment and closing costs of $40,000. Retirement might cost $1 million or more.
Most people have more than one investment goal. Those goals often vary in priority and timing. For example, you may want to buy a house in three years, pay for a child’s education in fifteen years, and retire in thirty-five years. Documenting your investment goals will clarify your thinking and help you focus on the goal.
1-2. Determine your time frame.
Your investment goals will determine the time during which your investments will remain in place. The longer investments can stay in place, the greater the probability of positive returns.
If your goal is to have money to buy a house in three years, your time frame, or "investment horizon" is relatively short. If you are investing to fund your retirement 30 years from now, your investment horizon is much longer.
The S&P 500 is a collection of 500 of the most widely held stocks. There were only four ten year periods between 1926 and 2011 where the S&P 500 as a whole produced a loss. For holding periods of fifteen years or more, there were no losses. If you bought and held these stocks over the long term, you would have made money.
By contrast, holding the S&P 500 for just a single year would have produced a loss 24 times in the 85-year period between 1926 and 2014. Over a short period, stock are extremely volatile. As a consequence, investing for short time periods is riskier than investing for longer time periods. You can gain more if you've invested well. You can lose everything if you've invested poorly.
1-3. Understand your risk tolerance.
All investments have risks because there is always a possibility that you will lose some of your money. Stocks are no different. How much risk you are willing to take is called your "risk tolerance." Before making any investment, ask yourself, "How much money am I willing to lose in the short-term in order to make more money over a long period of time?"
In most cases, the more risk you take, the higher the potential return. But, there is also a greater likelihood of loss.
One of the first rules of investing is to avoid losses when possible. Do not take on investment risk when it is unnecessary to reach your goals.
1-4. Calculate the investments needed to reach your goals.
Use one of the many free investment or retirement calculators found on the internet. Calculate the rate of return that you must earn and the investment needed to reach your goals.
For example, imagine you need $30,000 in three years, but can only invest $500 per month. You will need to earn a whopping 38.2% on your investment each of the three years to reach this goal. This means that you must accept an extraordinary amount of risk. Most people would consider such investments a bad decision.
A better choice would be to extend your time horizon to four and one-half years. This would require a much more achievable and safe return rate 0f 4.8%.
You could also increase your monthly investment from $500 to $775. This would let you reach your $30,000 goal with a realistic rate of return of 5.037%.
Or, you could reduce your financial goal of $30,000 in 3 years to $19,621 in three years while investing the same $500 a month. To reach this goal, your return would only need to be 6% each year.
2. Choosing Investments
2-1. Understand different types of investments.
The next task to select which investment is most appropriate for you. An important first step is to understand the different types of investments available.
You can buy shares of specific companies. Buying shares of an individual company means that you are an owner of that company. As a result, your return will be like the owner of any other business. If the company sees increases in its sales, profits, and market share, the value of the company will normally increase. This is especially true over a long term.
In the short term, the market price of the company depends on how people feel about the future of the company. Emotions, rumors, and perceptions will drive changes in value. The prices at which you buy and sell will determine whether you will make a profit.
You can also invest in mutual funds. Mutual funds allow many people to invest together in many different stocks. The result is lower risk, but also lower return, especially in the short run.
In recent years, Exchange Traded Funds (ETFs) have become popular. Many people call these “index funds”. These are like mutual funds. They are portfolios of stocks that typically aren't overseen by a manager. Most seek to copy the price movement of an index, such as the S&P 500, Vanguard Total Stock Market, or the iShares Russell 2000.
Like individual stocks, ETFs are traded on the market. The value of an ETF can change over the course of a single day.
Some ETFs track specific industries, commodities, bonds, or currencies.
One advantage of index funds is that they are diverse investments. They reflect the various holdings that make up the index. Some index funds are also available for little or no commission. This makes them an affordable way to invest.
2-2. Understand key terms.
Many people rely on financial news to understand the performance of different stocks or the market in general. To get the most out of these information sources, its important to understand several key terms.
Earnings per share: the part of a company's profits that is paid out to stockholders. If you're hoping to earn dividends on your investment, this is important!
Market capitalization ("market cap"): the total value of all a company's shares. It represents a company's overall value.
Return on equity: the amount of income a company generates, relative to the amount invested by stockholders. This is useful for comparing firms in the same industry to determine which are most profitable.
Beta: A measure of a stock's volatility, relative to the market as a whole. A useful measure for assessing risk. As a rule of thumb, beta numbers below 1 represent fairly low volatility. Numbers above 1 suggest higher volatility.
Moving average: The average price per share of some company over a specific period of time. This can be useful in determining whether the current price of a stock is a good deal.
2-3. Pay attention to analysts.
Analyzing a stock can be time-consuming and confusing, especially for first-timers. As such, you may want to use research from stock analysts. Usually, an analyst watches specific companies closely to assess its performance.
There are free, reputable websites that provide synopses of analysts’ opinions on companies.
Analysts often provide advice, in the form one or two word recommendations, for each specific stock. Some of these are quite obvious, such as "buy," "sell," or "hold." Others, such as "sector underperformer" are less intuitive.
Different analysis firms use different words to make their recommendations. Financial websites often provide guides that explain the terms used by each firm.
2-4. Determine your investing strategy.
Once you've gathered your information, it's time to think about your investment strategy. Different investors have different approaches, and there are several factors to consider.
Diversity of investments. Diversification is the degree to which you spread your dollars over different investments. Investing all your money in a small number of companies can lead to a big payoff if those companies perform well. But, this approach also exposes you to a lot more risk. The more diverse your investments, the lower the risk. The more diverse your investments, the lower the risk.
Compounding. This is the result of consistent re-investment of any earnings you receive. If you reinvest your earnings, you will then generate more earnings on those original dividends. Some companies have programs that allow you to do this automatically.
Investing versus trading. Investing is a long-term strategy that aims at earning money based on long-term growth rates. Prices rise and fall, but hopefully rise in the long run. Trading is a more active process. It involves trying to pick stocks that will rise in price over the short term, and then quickly selling them. This "buy low, sell high" approach can result in big returns, but requires constant attention ad higher risk.
Traders try to gauge people’s emotions about a company by interpreting historical price movements. Their goal is to buy while the stock price is rising and selling before the price begins to fall. Trading over short periods is high-risk and not for novice investors.
Novice investors tend to trade more regularly by reacting to headline news or events, but investing is a long-term endeavor and isn't a reliable way to make a quick profit.
3. Buying Your First Stocks
3-1. Consider a full service broker.
There are many ways you can make your stock purchases. Each comes with its own advantages and disadvantages. If you have little or no stock buying experience then you may want to start with a full service firm. Full service brokerage firms are more expensive, but they come with expert advice.
For instance, your broker’s job is to guide you through the stock-buying process. He or she is there to answer questions. You may ask things like, “What stocks do you recommend based on my risk tolerance?” and “Do you have research reports on the stocks that I want to buy?”
There are many full-service firms to choose from so you can ask around for a recommendation. For instance, a friend or family may have a broker whom they trust or have used for a long time. If not, then there are some larger, more reputable full service firms that you can explore. Some of these firms include Edward Jones, Merrill Lynch, Morgan Stanley, Raymond James, and UBS.
Keep in mind that if you do go with a full service broker, you are usually going to be paying larger commissions. Commissions are fees that you pay any time you buy or sell a stock.
For example, if you buy $5,000 worth of Disney stock, your broker might charge a $150.00 commission for executing the trade.
3-2. Consider a discount broker.
If you don’t want to pay higher commissions for your stock market activity, you can use a discount or online brokerage firm.
The disadvantage of a discount broker is that you won’t get the advice that you would from a full service brokerage firm. The advantage is that you will pay less and be able to buy your stocks online.
Some reputable discount brokerage firms include Charles Schwab, TD Ameritrade, Interactive Brokers, and E*Trade.
3-3. Look into direct purchase options.
These plans allow investors to buy stock directly from the company of their choice. They come in two varieties: direct investment plans (DIPs) and dividend reinvestment plans (DRIPs).
These plans allow you to buy stock without a broker.
Both are inexpensive and easy ways for investors to buy stock with smaller amounts of money at regular intervals. Not all companies have these options.
For example, John enrolls in a DRIP plan that allows him to invest $50.00 in Coca-Cola common stock every two weeks. At the end of the year, he will have invested $1200 in the stock and paid no commissions.
A disadvantage of investing through a DRIP or DIP can be the paperwork. If you invest in many companies, you'll have to complete forms and review the statements for each one.
For instance, if you invest in 20 DRIP or DIP programs, then that’s 20 quarterly statements that you are going to receive. On the other hand, if you are investing $1000 every two weeks, that is a lot of commission saved.
3-4. Open an account.
Regardless of which option you choose, your next step will be to open an account. You'll need to fill out some forms and possibly deposit money. The specifics will vary based on which option you choose for making your purchases.
If you use a full service firm, pick a broker you are comfortable sharing your private financial information with. If possible, meet face to face so you can explain your needs and goals in specific details. The more information he has, the more likely he will solve your needs.
If you use a discount brokerage firm, you will need to complete some online paperwork. You may need to mail in other forms that need physical signatures. You may also need to make a deposit depending upon the dollar value of your initial trade.
If you invest through a DRIP or DIP, you will need to complete online and physical documents before buying your first stock. You will also need to deposit cash for any transactions before they occur.
3-5. Place an order.
Once you've got an account set up, making first purchase should be quick and easy. Once again, though, the details will vary based on how you make your purchase.
If you have chosen a full service firm, then you simply call your broker. He or she will buy the stock for you. Your account will already be open, so the broker will ask you for your account number. He or she will make sure that you are one of the account holders. Then the broker will confirm your order before he or she places it into the system. Listen carefully. Brokers are humans and can make mistakes when putting in an order.
If you have chosen a discount firm, you will most likely place the trade online. When doing this make sure that you follow the directions carefully. Don’t confuse stock price with the amount of money you want to invest. For example, if you want to invest $5,000.00 in a stock trading at $45 a share then you DO NOT want to put an order in for 5,000 shares of stock. This will cost you $225,000.00 as opposed to $5,000.00.
If you are using a DRIP or DIP, you can find the enrollment paperwork on the company’s website. Otherwise, you can call the company’s shareholder division and request that they send the paperwork to you.
3-6. Watch your investments.
It is important to recognize that stocks and the stock market as a whole are volatile. Values move up and down, especially in the short term. If you see that one of your investments consistently performs poorly, it may be time to consider a change in your portfolio.
Prices reflect human emotions. They will react to rumors, misinformation, expectations, and concerns, whether valid or not. There is little benefit to watching the price of your stock move during the day or week if you are investing for a time frame of a year or longer.
Monitoring too closely encourages impulse decisions, which may exaggerate losses. Watch your stock performance over the long term.
At the same time, recognize that something can go wrong with one of the companies that you own. For instance, if a company loses a major lawsuit or has to compete with a new entry into their market, prices may fall dramatically. In such cases, you need to consider selling.
Tips
Before buying stocks, you might want to try paper-trading for a while. This is simulated stock trading. Keep track of stock prices, and make records of the buying and selling decisions you would make if you were actually trading. Check to see if your investment decisions would have paid off. Once you've gotten comfortable with how the market functions, try trading stocks for real.[36]
X
Research source
There are many helpful books, magazines, and websites about stocks and the stock market. It is a good idea to do some research on your own before making any purchases.
Invest in a company that makes you feel comfortable.
Warnings
All investments have risk. Do no invest more than you can afford to lose.
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"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Establishing a Framework for Investing\\n1-1. Set your goals.\\nSpend some time thinking about why you are considering investing in stocks. Are you investing to build an emergency fund for the future, to buy a home, or pay for college expenses? Are you investing for retirement?\\nIt's a good idea to write out your motivation. Try quantify it in dollars, considering how much money you need for your goals.\\nFor example, purchasing a home might require a down-payment and closing costs of $40,000. Retirement might cost $1 million or more.\\nMost people have more than one investment goal. Those goals often vary in priority and timing. For example, you may want to buy a house in three years, pay for a child’s education in fifteen years, and retire in thirty-five years. Documenting your investment goals will clarify your thinking and help you focus on the goal.\\n1-2. Determine your time frame.\\nYour investment goals will determine the time during which your investments will remain in place. The longer investments can stay in place, the greater the probability of positive returns.\\nIf your goal is to have money to buy a house in three years, your time frame, or \\\"investment horizon\\\" is relatively short. If you are investing to fund your retirement 30 years from now, your investment horizon is much longer.\\nThe S&P 500 is a collection of 500 of the most widely held stocks. There were only four ten year periods between 1926 and 2011 where the S&P 500 as a whole produced a loss. For holding periods of fifteen years or more, there were no losses. If you bought and held these stocks over the long term, you would have made money.\\nBy contrast, holding the S&P 500 for just a single year would have produced a loss 24 times in the 85-year period between 1926 and 2014. Over a short period, stock are extremely volatile. As a consequence, investing for short time periods is riskier than investing for longer time periods. You can gain more if you've invested well. You can lose everything if you've invested poorly.\\n1-3. Understand your risk tolerance.\\nAll investments have risks because there is always a possibility that you will lose some of your money. Stocks are no different. How much risk you are willing to take is called your \\\"risk tolerance.\\\" Before making any investment, ask yourself, \\\"How much money am I willing to lose in the short-term in order to make more money over a long period of time?\\\"\\nIn most cases, the more risk you take, the higher the potential return. But, there is also a greater likelihood of loss.\\nOne of the first rules of investing is to avoid losses when possible. Do not take on investment risk when it is unnecessary to reach your goals.\\n1-4. Calculate the investments needed to reach your goals.\\nUse one of the many free investment or retirement calculators found on the internet. Calculate the rate of return that you must earn and the investment needed to reach your goals.\\nFor example, imagine you need $30,000 in three years, but can only invest $500 per month. You will need to earn a whopping 38.2% on your investment each of the three years to reach this goal. This means that you must accept an extraordinary amount of risk. Most people would consider such investments a bad decision.\\nA better choice would be to extend your time horizon to four and one-half years. This would require a much more achievable and safe return rate 0f 4.8%.\\nYou could also increase your monthly investment from $500 to $775. This would let you reach your $30,000 goal with a realistic rate of return of 5.037%.\\nOr, you could reduce your financial goal of $30,000 in 3 years to $19,621 in three years while investing the same $500 a month. To reach this goal, your return would only need to be 6% each year.\\n2. Choosing Investments\\n2-1. Understand different types of investments.\\nThe next task to select which investment is most appropriate for you. An important first step is to understand the different types of investments available.\\nYou can buy shares of specific companies. Buying shares of an individual company means that you are an owner of that company. As a result, your return will be like the owner of any other business. If the company sees increases in its sales, profits, and market share, the value of the company will normally increase. This is especially true over a long term.\\nIn the short term, the market price of the company depends on how people feel about the future of the company. Emotions, rumors, and perceptions will drive changes in value. The prices at which you buy and sell will determine whether you will make a profit.\\nYou can also invest in mutual funds. Mutual funds allow many people to invest together in many different stocks. The result is lower risk, but also lower return, especially in the short run.\\nIn recent years, Exchange Traded Funds (ETFs) have become popular. Many people call these “index funds”. These are like mutual funds. They are portfolios of stocks that typically aren't overseen by a manager. Most seek to copy the price movement of an index, such as the S&P 500, Vanguard Total Stock Market, or the iShares Russell 2000.\\nLike individual stocks, ETFs are traded on the market. The value of an ETF can change over the course of a single day.\\nSome ETFs track specific industries, commodities, bonds, or currencies.\\nOne advantage of index funds is that they are diverse investments. They reflect the various holdings that make up the index. Some index funds are also available for little or no commission. This makes them an affordable way to invest.\\n2-2. Understand key terms.\\nMany people rely on financial news to understand the performance of different stocks or the market in general. To get the most out of these information sources, its important to understand several key terms.\\nEarnings per share: the part of a company's profits that is paid out to stockholders. If you're hoping to earn dividends on your investment, this is important!\\nMarket capitalization (\\\"market cap\\\"): the total value of all a company's shares. It represents a company's overall value.\\nReturn on equity: the amount of income a company generates, relative to the amount invested by stockholders. This is useful for comparing firms in the same industry to determine which are most profitable.\\nBeta: A measure of a stock's volatility, relative to the market as a whole. A useful measure for assessing risk. As a rule of thumb, beta numbers below 1 represent fairly low volatility. Numbers above 1 suggest higher volatility.\\nMoving average: The average price per share of some company over a specific period of time. This can be useful in determining whether the current price of a stock is a good deal.\\n2-3. Pay attention to analysts.\\nAnalyzing a stock can be time-consuming and confusing, especially for first-timers. As such, you may want to use research from stock analysts. Usually, an analyst watches specific companies closely to assess its performance.\\nThere are free, reputable websites that provide synopses of analysts’ opinions on companies.\\nAnalysts often provide advice, in the form one or two word recommendations, for each specific stock. Some of these are quite obvious, such as \\\"buy,\\\" \\\"sell,\\\" or \\\"hold.\\\" Others, such as \\\"sector underperformer\\\" are less intuitive.\\nDifferent analysis firms use different words to make their recommendations. Financial websites often provide guides that explain the terms used by each firm.\\n2-4. Determine your investing strategy.\\nOnce you've gathered your information, it's time to think about your investment strategy. Different investors have different approaches, and there are several factors to consider.\\nDiversity of investments. Diversification is the degree to which you spread your dollars over different investments. Investing all your money in a small number of companies can lead to a big payoff if those companies perform well. But, this approach also exposes you to a lot more risk. The more diverse your investments, the lower the risk. The more diverse your investments, the lower the risk.\\nCompounding. This is the result of consistent re-investment of any earnings you receive. If you reinvest your earnings, you will then generate more earnings on those original dividends. Some companies have programs that allow you to do this automatically.\\nInvesting versus trading. Investing is a long-term strategy that aims at earning money based on long-term growth rates. Prices rise and fall, but hopefully rise in the long run. Trading is a more active process. It involves trying to pick stocks that will rise in price over the short term, and then quickly selling them. This \\\"buy low, sell high\\\" approach can result in big returns, but requires constant attention ad higher risk.\\nTraders try to gauge people’s emotions about a company by interpreting historical price movements. Their goal is to buy while the stock price is rising and selling before the price begins to fall. Trading over short periods is high-risk and not for novice investors.\\nNovice investors tend to trade more regularly by reacting to headline news or events, but investing is a long-term endeavor and isn't a reliable way to make a quick profit.\\n3. Buying Your First Stocks\\n3-1. Consider a full service broker.\\nThere are many ways you can make your stock purchases. Each comes with its own advantages and disadvantages. If you have little or no stock buying experience then you may want to start with a full service firm. Full service brokerage firms are more expensive, but they come with expert advice.\\nFor instance, your broker’s job is to guide you through the stock-buying process. He or she is there to answer questions. You may ask things like, “What stocks do you recommend based on my risk tolerance?” and “Do you have research reports on the stocks that I want to buy?”\\nThere are many full-service firms to choose from so you can ask around for a recommendation. For instance, a friend or family may have a broker whom they trust or have used for a long time. If not, then there are some larger, more reputable full service firms that you can explore. Some of these firms include Edward Jones, Merrill Lynch, Morgan Stanley, Raymond James, and UBS.\\nKeep in mind that if you do go with a full service broker, you are usually going to be paying larger commissions. Commissions are fees that you pay any time you buy or sell a stock.\\nFor example, if you buy $5,000 worth of Disney stock, your broker might charge a $150.00 commission for executing the trade.\\n3-2. Consider a discount broker.\\nIf you don’t want to pay higher commissions for your stock market activity, you can use a discount or online brokerage firm.\\nThe disadvantage of a discount broker is that you won’t get the advice that you would from a full service brokerage firm. The advantage is that you will pay less and be able to buy your stocks online.\\nSome reputable discount brokerage firms include Charles Schwab, TD Ameritrade, Interactive Brokers, and E*Trade.\\n3-3. Look into direct purchase options.\\nThese plans allow investors to buy stock directly from the company of their choice. They come in two varieties: direct investment plans (DIPs) and dividend reinvestment plans (DRIPs).\\nThese plans allow you to buy stock without a broker.\\nBoth are inexpensive and easy ways for investors to buy stock with smaller amounts of money at regular intervals. Not all companies have these options.\\nFor example, John enrolls in a DRIP plan that allows him to invest $50.00 in Coca-Cola common stock every two weeks. At the end of the year, he will have invested $1200 in the stock and paid no commissions.\\nA disadvantage of investing through a DRIP or DIP can be the paperwork. If you invest in many companies, you'll have to complete forms and review the statements for each one.\\nFor instance, if you invest in 20 DRIP or DIP programs, then that’s 20 quarterly statements that you are going to receive. On the other hand, if you are investing $1000 every two weeks, that is a lot of commission saved.\\n3-4. Open an account.\\nRegardless of which option you choose, your next step will be to open an account. You'll need to fill out some forms and possibly deposit money. The specifics will vary based on which option you choose for making your purchases.\\nIf you use a full service firm, pick a broker you are comfortable sharing your private financial information with. If possible, meet face to face so you can explain your needs and goals in specific details. The more information he has, the more likely he will solve your needs.\\nIf you use a discount brokerage firm, you will need to complete some online paperwork. You may need to mail in other forms that need physical signatures. You may also need to make a deposit depending upon the dollar value of your initial trade.\\nIf you invest through a DRIP or DIP, you will need to complete online and physical documents before buying your first stock. You will also need to deposit cash for any transactions before they occur.\\n3-5. Place an order.\\nOnce you've got an account set up, making first purchase should be quick and easy. Once again, though, the details will vary based on how you make your purchase.\\nIf you have chosen a full service firm, then you simply call your broker. He or she will buy the stock for you. Your account will already be open, so the broker will ask you for your account number. He or she will make sure that you are one of the account holders. Then the broker will confirm your order before he or she places it into the system. Listen carefully. Brokers are humans and can make mistakes when putting in an order.\\nIf you have chosen a discount firm, you will most likely place the trade online. When doing this make sure that you follow the directions carefully. Don’t confuse stock price with the amount of money you want to invest. For example, if you want to invest $5,000.00 in a stock trading at $45 a share then you DO NOT want to put an order in for 5,000 shares of stock. This will cost you $225,000.00 as opposed to $5,000.00.\\nIf you are using a DRIP or DIP, you can find the enrollment paperwork on the company’s website. Otherwise, you can call the company’s shareholder division and request that they send the paperwork to you.\\n3-6. Watch your investments.\\nIt is important to recognize that stocks and the stock market as a whole are volatile. Values move up and down, especially in the short term. If you see that one of your investments consistently performs poorly, it may be time to consider a change in your portfolio.\\nPrices reflect human emotions. They will react to rumors, misinformation, expectations, and concerns, whether valid or not. There is little benefit to watching the price of your stock move during the day or week if you are investing for a time frame of a year or longer.\\nMonitoring too closely encourages impulse decisions, which may exaggerate losses. Watch your stock performance over the long term.\\nAt the same time, recognize that something can go wrong with one of the companies that you own. For instance, if a company loses a major lawsuit or has to compete with a new entry into their market, prices may fall dramatically. In such cases, you need to consider selling.\\nTips\\nBefore buying stocks, you might want to try paper-trading for a while. This is simulated stock trading. Keep track of stock prices, and make records of the buying and selling decisions you would make if you were actually trading. Check to see if your investment decisions would have paid off. Once you've gotten comfortable with how the market functions, try trading stocks for real.[36]\\nX\\nResearch source\\nThere are many helpful books, magazines, and websites about stocks and the stock market. It is a good idea to do some research on your own before making any purchases.\\nInvest in a company that makes you feel comfortable.\\nWarnings\\nAll investments have risk. Do no invest more than you can afford to lose.\\n\", \"简要回答\": \"When you buy stocks, you are buying a small part of company. Twenty years ago, stocks were primarily bought with the advice of a stockbroker. Nowadays, anyone with a computer can buy or sell stocks with brokerage firm. If you are new to buying stocks, you may feel overwhelmed. But, with a little knowledge, you can buy your own stocks and make money from your investments.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Establishing a Framework for Investing\", \"步骤\": [{\"编号\": 1, \"标题\": \"Set your goals.\", \"描述\": \"Spend some time thinking about why you are considering investing in stocks. Are you investing to build an emergency fund for the future, to buy a home, or pay for college expenses? Are you investing for retirement?\\nIt's a good idea to write out your motivation. Try quantify it in dollars, considering how much money you need for your goals.\\nFor example, purchasing a home might require a down-payment and closing costs of $40,000. Retirement might cost $1 million or more.\\nMost people have more than one investment goal. Those goals often vary in priority and timing. For example, you may want to buy a house in three years, pay for a child’s education in fifteen years, and retire in thirty-five years. Documenting your investment goals will clarify your thinking and help you focus on the goal.\"}, {\"编号\": 2, \"标题\": \"Determine your time frame.\", \"描述\": \"Your investment goals will determine the time during which your investments will remain in place. The longer investments can stay in place, the greater the probability of positive returns.\\nIf your goal is to have money to buy a house in three years, your time frame, or \\\"investment horizon\\\" is relatively short. If you are investing to fund your retirement 30 years from now, your investment horizon is much longer.\\nThe S&P 500 is a collection of 500 of the most widely held stocks. There were only four ten year periods between 1926 and 2011 where the S&P 500 as a whole produced a loss. For holding periods of fifteen years or more, there were no losses. If you bought and held these stocks over the long term, you would have made money.\\nBy contrast, holding the S&P 500 for just a single year would have produced a loss 24 times in the 85-year period between 1926 and 2014. Over a short period, stock are extremely volatile. As a consequence, investing for short time periods is riskier than investing for longer time periods. You can gain more if you've invested well. You can lose everything if you've invested poorly.\"}, {\"编号\": 3, \"标题\": \"Understand your risk tolerance.\", \"描述\": \"All investments have risks because there is always a possibility that you will lose some of your money. Stocks are no different. How much risk you are willing to take is called your \\\"risk tolerance.\\\" Before making any investment, ask yourself, \\\"How much money am I willing to lose in the short-term in order to make more money over a long period of time?\\\"\\nIn most cases, the more risk you take, the higher the potential return. But, there is also a greater likelihood of loss.\\nOne of the first rules of investing is to avoid losses when possible. Do not take on investment risk when it is unnecessary to reach your goals.\"}, {\"编号\": 4, \"标题\": \"Calculate the investments needed to reach your goals.\", \"描述\": \"Use one of the many free investment or retirement calculators found on the internet. Calculate the rate of return that you must earn and the investment needed to reach your goals.\\nFor example, imagine you need $30,000 in three years, but can only invest $500 per month. You will need to earn a whopping 38.2% on your investment each of the three years to reach this goal. This means that you must accept an extraordinary amount of risk. Most people would consider such investments a bad decision.\\nA better choice would be to extend your time horizon to four and one-half years. This would require a much more achievable and safe return rate 0f 4.8%.\\nYou could also increase your monthly investment from $500 to $775. This would let you reach your $30,000 goal with a realistic rate of return of 5.037%.\\nOr, you could reduce your financial goal of $30,000 in 3 years to $19,621 in three years while investing the same $500 a month. To reach this goal, your return would only need to be 6% each year.\"}]}, {\"编号\": 2, \"标题\": \"Choosing Investments\", \"步骤\": [{\"编号\": 1, \"标题\": \"Understand different types of investments.\", \"描述\": \"The next task to select which investment is most appropriate for you. An important first step is to understand the different types of investments available.\\nYou can buy shares of specific companies. Buying shares of an individual company means that you are an owner of that company. As a result, your return will be like the owner of any other business. If the company sees increases in its sales, profits, and market share, the value of the company will normally increase. This is especially true over a long term.\\nIn the short term, the market price of the company depends on how people feel about the future of the company. Emotions, rumors, and perceptions will drive changes in value. The prices at which you buy and sell will determine whether you will make a profit.\\nYou can also invest in mutual funds. Mutual funds allow many people to invest together in many different stocks. The result is lower risk, but also lower return, especially in the short run.\\nIn recent years, Exchange Traded Funds (ETFs) have become popular. Many people call these “index funds”. These are like mutual funds. They are portfolios of stocks that typically aren't overseen by a manager. Most seek to copy the price movement of an index, such as the S&P 500, Vanguard Total Stock Market, or the iShares Russell 2000.\\nLike individual stocks, ETFs are traded on the market. The value of an ETF can change over the course of a single day.\\nSome ETFs track specific industries, commodities, bonds, or currencies.\\nOne advantage of index funds is that they are diverse investments. They reflect the various holdings that make up the index. Some index funds are also available for little or no commission. This makes them an affordable way to invest.\"}, {\"编号\": 2, \"标题\": \"Understand key terms.\", \"描述\": \"Many people rely on financial news to understand the performance of different stocks or the market in general. To get the most out of these information sources, its important to understand several key terms.\\nEarnings per share: the part of a company's profits that is paid out to stockholders. If you're hoping to earn dividends on your investment, this is important!\\nMarket capitalization (\\\"market cap\\\"): the total value of all a company's shares. It represents a company's overall value.\\nReturn on equity: the amount of income a company generates, relative to the amount invested by stockholders. This is useful for comparing firms in the same industry to determine which are most profitable.\\nBeta: A measure of a stock's volatility, relative to the market as a whole. A useful measure for assessing risk. As a rule of thumb, beta numbers below 1 represent fairly low volatility. Numbers above 1 suggest higher volatility.\\nMoving average: The average price per share of some company over a specific period of time. This can be useful in determining whether the current price of a stock is a good deal.\"}, {\"编号\": 3, \"标题\": \"Pay attention to analysts.\", \"描述\": \"Analyzing a stock can be time-consuming and confusing, especially for first-timers. As such, you may want to use research from stock analysts. Usually, an analyst watches specific companies closely to assess its performance.\\nThere are free, reputable websites that provide synopses of analysts’ opinions on companies.\\nAnalysts often provide advice, in the form one or two word recommendations, for each specific stock. Some of these are quite obvious, such as \\\"buy,\\\" \\\"sell,\\\" or \\\"hold.\\\" Others, such as \\\"sector underperformer\\\" are less intuitive.\\nDifferent analysis firms use different words to make their recommendations. Financial websites often provide guides that explain the terms used by each firm.\"}, {\"编号\": 4, \"标题\": \"Determine your investing strategy.\", \"描述\": \"Once you've gathered your information, it's time to think about your investment strategy. Different investors have different approaches, and there are several factors to consider.\\nDiversity of investments. Diversification is the degree to which you spread your dollars over different investments. Investing all your money in a small number of companies can lead to a big payoff if those companies perform well. But, this approach also exposes you to a lot more risk. The more diverse your investments, the lower the risk. The more diverse your investments, the lower the risk.\\nCompounding. This is the result of consistent re-investment of any earnings you receive. If you reinvest your earnings, you will then generate more earnings on those original dividends. Some companies have programs that allow you to do this automatically.\\nInvesting versus trading. Investing is a long-term strategy that aims at earning money based on long-term growth rates. Prices rise and fall, but hopefully rise in the long run. Trading is a more active process. It involves trying to pick stocks that will rise in price over the short term, and then quickly selling them. This \\\"buy low, sell high\\\" approach can result in big returns, but requires constant attention ad higher risk.\\nTraders try to gauge people’s emotions about a company by interpreting historical price movements. Their goal is to buy while the stock price is rising and selling before the price begins to fall. Trading over short periods is high-risk and not for novice investors.\\nNovice investors tend to trade more regularly by reacting to headline news or events, but investing is a long-term endeavor and isn't a reliable way to make a quick profit.\"}]}, {\"编号\": 3, \"标题\": \"Buying Your First Stocks\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider a full service broker.\", \"描述\": \"There are many ways you can make your stock purchases. Each comes with its own advantages and disadvantages. If you have little or no stock buying experience then you may want to start with a full service firm. Full service brokerage firms are more expensive, but they come with expert advice.\\nFor instance, your broker’s job is to guide you through the stock-buying process. He or she is there to answer questions. You may ask things like, “What stocks do you recommend based on my risk tolerance?” and “Do you have research reports on the stocks that I want to buy?”\\nThere are many full-service firms to choose from so you can ask around for a recommendation. For instance, a friend or family may have a broker whom they trust or have used for a long time. If not, then there are some larger, more reputable full service firms that you can explore. Some of these firms include Edward Jones, Merrill Lynch, Morgan Stanley, Raymond James, and UBS.\\nKeep in mind that if you do go with a full service broker, you are usually going to be paying larger commissions. Commissions are fees that you pay any time you buy or sell a stock.\\nFor example, if you buy $5,000 worth of Disney stock, your broker might charge a $150.00 commission for executing the trade.\"}, {\"编号\": 2, \"标题\": \"Consider a discount broker.\", \"描述\": \"If you don’t want to pay higher commissions for your stock market activity, you can use a discount or online brokerage firm.\\nThe disadvantage of a discount broker is that you won’t get the advice that you would from a full service brokerage firm. The advantage is that you will pay less and be able to buy your stocks online.\\nSome reputable discount brokerage firms include Charles Schwab, TD Ameritrade, Interactive Brokers, and E*Trade.\"}, {\"编号\": 3, \"标题\": \"Look into direct purchase options.\", \"描述\": \"These plans allow investors to buy stock directly from the company of their choice. They come in two varieties: direct investment plans (DIPs) and dividend reinvestment plans (DRIPs).\\nThese plans allow you to buy stock without a broker.\\nBoth are inexpensive and easy ways for investors to buy stock with smaller amounts of money at regular intervals. Not all companies have these options.\\nFor example, John enrolls in a DRIP plan that allows him to invest $50.00 in Coca-Cola common stock every two weeks. At the end of the year, he will have invested $1200 in the stock and paid no commissions.\\nA disadvantage of investing through a DRIP or DIP can be the paperwork. If you invest in many companies, you'll have to complete forms and review the statements for each one.\\nFor instance, if you invest in 20 DRIP or DIP programs, then that’s 20 quarterly statements that you are going to receive. On the other hand, if you are investing $1000 every two weeks, that is a lot of commission saved.\"}, {\"编号\": 4, \"标题\": \"Open an account.\", \"描述\": \"Regardless of which option you choose, your next step will be to open an account. You'll need to fill out some forms and possibly deposit money. The specifics will vary based on which option you choose for making your purchases.\\nIf you use a full service firm, pick a broker you are comfortable sharing your private financial information with. If possible, meet face to face so you can explain your needs and goals in specific details. The more information he has, the more likely he will solve your needs.\\nIf you use a discount brokerage firm, you will need to complete some online paperwork. You may need to mail in other forms that need physical signatures. You may also need to make a deposit depending upon the dollar value of your initial trade.\\nIf you invest through a DRIP or DIP, you will need to complete online and physical documents before buying your first stock. You will also need to deposit cash for any transactions before they occur.\"}, {\"编号\": 5, \"标题\": \"Place an order.\", \"描述\": \"Once you've got an account set up, making first purchase should be quick and easy. Once again, though, the details will vary based on how you make your purchase.\\nIf you have chosen a full service firm, then you simply call your broker. He or she will buy the stock for you. Your account will already be open, so the broker will ask you for your account number. He or she will make sure that you are one of the account holders. Then the broker will confirm your order before he or she places it into the system. Listen carefully. Brokers are humans and can make mistakes when putting in an order.\\nIf you have chosen a discount firm, you will most likely place the trade online. When doing this make sure that you follow the directions carefully. Don’t confuse stock price with the amount of money you want to invest. For example, if you want to invest $5,000.00 in a stock trading at $45 a share then you DO NOT want to put an order in for 5,000 shares of stock. This will cost you $225,000.00 as opposed to $5,000.00.\\nIf you are using a DRIP or DIP, you can find the enrollment paperwork on the company’s website. Otherwise, you can call the company’s shareholder division and request that they send the paperwork to you.\"}, {\"编号\": 6, \"标题\": \"Watch your investments.\", \"描述\": \"It is important to recognize that stocks and the stock market as a whole are volatile. Values move up and down, especially in the short term. If you see that one of your investments consistently performs poorly, it may be time to consider a change in your portfolio.\\nPrices reflect human emotions. They will react to rumors, misinformation, expectations, and concerns, whether valid or not. There is little benefit to watching the price of your stock move during the day or week if you are investing for a time frame of a year or longer.\\nMonitoring too closely encourages impulse decisions, which may exaggerate losses. Watch your stock performance over the long term.\\nAt the same time, recognize that something can go wrong with one of the companies that you own. For instance, if a company loses a major lawsuit or has to compete with a new entry into their market, prices may fall dramatically. In such cases, you need to consider selling.\"}], \"小提示\": [\"Before buying stocks, you might want to try paper-trading for a while. This is simulated stock trading. Keep track of stock prices, and make records of the buying and selling decisions you would make if you were actually trading. Check to see if your investment decisions would have paid off. Once you've gotten comfortable with how the market functions, try trading stocks for real.[36]\\nX\\nResearch source\\n\", \"There are many helpful books, magazines, and websites about stocks and the stock market. It is a good idea to do some research on your own before making any purchases.\\n\", \"Invest in a company that makes you feel comfortable.\\n\"], \"注意事项\": [\"All investments have risk. Do no invest more than you can afford to lose.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,946 |
How to Buy Stuff for Cheap on eBay
|
1. Steps
1-1. Search for whatever item you want to bid on and click on sort (Price:
Lowest First).
1-2. Mark those items to watch on your My eBay.
1-3. Watch items of interest until the last 5-10 minutes of auction.
1-4. Go to auction page and prepare proxy bid.
Be cheap. Don't set proxy higher than you are willing to go. REMEMBER you will also pay shipping when you win the auction. Consider this as part of your total investment.
1-5. As late as you dare, click bid.
1-6. If you lose, try again on the next watched auction.
1-7. If you win, pay promptly.
1-8. Make sure you don't enter the wrong amount.
Tips
Bid during the summer or other holiday periods as many bidders are not in front of their computer so less competition.
Look for auctions that are finishing early in the morning or late at night.
Bid odd values - eg $10.23 rather $10 - as most people bid in round numbers.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Search for whatever item you want to bid on and click on sort (Price:\\nLowest First).\\n1-2. Mark those items to watch on your My eBay.\\n\\n1-3. Watch items of interest until the last 5-10 minutes of auction.\\n\\n1-4. Go to auction page and prepare proxy bid.\\nBe cheap. Don't set proxy higher than you are willing to go. REMEMBER you will also pay shipping when you win the auction. Consider this as part of your total investment.\\n1-5. As late as you dare, click bid.\\n\\n1-6. If you lose, try again on the next watched auction.\\n\\n1-7. If you win, pay promptly.\\n\\n1-8. Make sure you don't enter the wrong amount.\\n\\nTips\\nBid during the summer or other holiday periods as many bidders are not in front of their computer so less competition.\\nLook for auctions that are finishing early in the morning or late at night.\\nBid odd values - eg $10.23 rather $10 - as most people bid in round numbers.\\n\", \"简要回答\": \"Buying and selling on e-bay can save you money. It can also make you money if you learn to understand the concept.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Search for whatever item you want to bid on and click on sort (Price:\", \"描述\": \"Lowest First).\"}, {\"编号\": 2, \"标题\": \"Mark those items to watch on your My eBay.\", \"描述\": \"\"}, {\"编号\": 3, \"标题\": \"Watch items of interest until the last 5-10 minutes of auction.\", \"描述\": \"\"}, {\"编号\": 4, \"标题\": \"Go to auction page and prepare proxy bid.\", \"描述\": \"Be cheap. Don't set proxy higher than you are willing to go. REMEMBER you will also pay shipping when you win the auction. Consider this as part of your total investment.\"}, {\"编号\": 5, \"标题\": \"As late as you dare, click bid.\", \"描述\": \"\"}, {\"编号\": 6, \"标题\": \"If you lose, try again on the next watched auction.\", \"描述\": \"\"}, {\"编号\": 7, \"标题\": \"If you win, pay promptly.\", \"描述\": \"\"}, {\"编号\": 8, \"标题\": \"Make sure you don't enter the wrong amount.\", \"描述\": \"\"}], \"小提示\": [\"Bid during the summer or other holiday periods as many bidders are not in front of their computer so less competition.\\n\", \"Look for auctions that are finishing early in the morning or late at night.\\n\", \"Bid odd values - eg $10.23 rather $10 - as most people bid in round numbers.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,947 |
How to Buy Stuff on Sweatcoin on Android
|
1. Steps
1-1. Open Sweatcoin.
This app icon looks like a broken letter S on a blue background. You can find this app on either your home screen, in the app drawer, or by searching.
1-2. Tap the shopping bag icon.
This is in the upper right corner of your screen. A page with all your shopping offers will appear.
1-3. Tap on the offer you want.
This will open that specific offer and instructions to purchase.
1-4. Read “How to claim”.
All offers will have this section, and all offers will have different ways to claim.
Follow the instructions listed in your “How to claim” section of the offer.
You may need to access your email to continue.
1-5. Tap Buy.
This is located under the offer’s image at the top of your screen and lists the Sweatcoin price. This will redeem your Sweatcoins and allow you to purchase free of charge.
1-6. Check your email.
You will receive additional instructions on how to claim an offer through the Sweatcoin app in an email.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Open Sweatcoin.\\nThis app icon looks like a broken letter S on a blue background. You can find this app on either your home screen, in the app drawer, or by searching.\\n1-2. Tap the shopping bag icon.\\nThis is in the upper right corner of your screen. A page with all your shopping offers will appear.\\n1-3. Tap on the offer you want.\\nThis will open that specific offer and instructions to purchase.\\n1-4. Read “How to claim”.\\nAll offers will have this section, and all offers will have different ways to claim.\\nFollow the instructions listed in your “How to claim” section of the offer.\\nYou may need to access your email to continue.\\n1-5. Tap Buy.\\nThis is located under the offer’s image at the top of your screen and lists the Sweatcoin price. This will redeem your Sweatcoins and allow you to purchase free of charge.\\n1-6. Check your email.\\nYou will receive additional instructions on how to claim an offer through the Sweatcoin app in an email.\\n\", \"简要回答\": \"Sweatcoin is a fitness app that tracks your steps and exercise then pays in rewards. This wikiHow teaches you how to buy stuff on Sweatcoin on Android.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Open Sweatcoin.\", \"描述\": \"This app icon looks like a broken letter S on a blue background. You can find this app on either your home screen, in the app drawer, or by searching.\"}, {\"编号\": 2, \"标题\": \"Tap the shopping bag icon.\", \"描述\": \"This is in the upper right corner of your screen. A page with all your shopping offers will appear.\"}, {\"编号\": 3, \"标题\": \"Tap on the offer you want.\", \"描述\": \"This will open that specific offer and instructions to purchase.\"}, {\"编号\": 4, \"标题\": \"Read “How to claim”.\", \"描述\": \"All offers will have this section, and all offers will have different ways to claim.\\nFollow the instructions listed in your “How to claim” section of the offer.\\nYou may need to access your email to continue.\"}, {\"编号\": 5, \"标题\": \"Tap Buy.\", \"描述\": \"This is located under the offer’s image at the top of your screen and lists the Sweatcoin price. This will redeem your Sweatcoins and allow you to purchase free of charge.\"}, {\"编号\": 6, \"标题\": \"Check your email.\", \"描述\": \"You will receive additional instructions on how to claim an offer through the Sweatcoin app in an email.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,948 |
How to Buy Stuff on Sweatcoin on iPhone or iPad
|
1. Steps
1-1. Open the Sweatcoin app on your iPhone or iPad.
The Sweatcoin icon looks like an "S" in a dark-blue circle on a white background. You can find it on your home screen, or in an app folder.
1-2. Tap the Shop icon on the bottom-left.
The Shop icon looks like shopping bags in the lower-left corner of your screen. You can view all the shopping offers here.
1-3. Tap the offer you want to purchase.
You can scroll down to view all the daily specials and marathon offers. Tapping will open the selected offer's details on a new page.
You may also have other special categories here, such as "First Week Specials."
1-4. Scroll down and read the "How to claim" section.
Every offer will require you to follow a different claim process.
Note down your purchase's claim instructions, and make sure to claim your item after you complete your purchase in the app.
You will also receive claim instructions in a confirmation email when you complete a purchase.
Make sure to also read the "Offer details" section on the item details page. You may find extra costs here, such as shipping fees.
1-5. Tap the Buy button at the top.
This is a white button below the offer's title and picture at the top of the item details. This will redeem your Sweatcoins, and purchase the selected offer for free.
The button indicates the item's Sweatcoin price here.
If you're prompted, confirm your action to complete your purchase.
You will receive a confirmation email with instructions in your registered mailbox.
Some items are also eligible to buy with cash if you're short on Sweatcoins. For these items, you'll see a button next to the Sweatcoin button.
1-6. Check your mailbox for confirmation and claim instructions.
You will receive an email in your registered email address as soon as your order is processed.
You can find further instructions in this email on how to claim your purchase.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Open the Sweatcoin app on your iPhone or iPad.\\nThe Sweatcoin icon looks like an \\\"S\\\" in a dark-blue circle on a white background. You can find it on your home screen, or in an app folder.\\n1-2. Tap the Shop icon on the bottom-left.\\nThe Shop icon looks like shopping bags in the lower-left corner of your screen. You can view all the shopping offers here.\\n1-3. Tap the offer you want to purchase.\\nYou can scroll down to view all the daily specials and marathon offers. Tapping will open the selected offer's details on a new page.\\nYou may also have other special categories here, such as \\\"First Week Specials.\\\"\\n1-4. Scroll down and read the \\\"How to claim\\\" section.\\nEvery offer will require you to follow a different claim process.\\nNote down your purchase's claim instructions, and make sure to claim your item after you complete your purchase in the app.\\nYou will also receive claim instructions in a confirmation email when you complete a purchase.\\nMake sure to also read the \\\"Offer details\\\" section on the item details page. You may find extra costs here, such as shipping fees.\\n1-5. Tap the Buy button at the top.\\nThis is a white button below the offer's title and picture at the top of the item details. This will redeem your Sweatcoins, and purchase the selected offer for free.\\nThe button indicates the item's Sweatcoin price here.\\nIf you're prompted, confirm your action to complete your purchase.\\nYou will receive a confirmation email with instructions in your registered mailbox.\\nSome items are also eligible to buy with cash if you're short on Sweatcoins. For these items, you'll see a button next to the Sweatcoin button.\\n1-6. Check your mailbox for confirmation and claim instructions.\\nYou will receive an email in your registered email address as soon as your order is processed.\\nYou can find further instructions in this email on how to claim your purchase.\\n\", \"简要回答\": \"This wikiHow teaches you how to purchase an offer on the Sweatcoin shop with your accumulated balance, using an iPhone or iPad. As soon as your purchase is processed, you'll receive an email in your mailbox with further instructions on how to claim your items.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Open the Sweatcoin app on your iPhone or iPad.\", \"描述\": \"The Sweatcoin icon looks like an \\\"S\\\" in a dark-blue circle on a white background. You can find it on your home screen, or in an app folder.\"}, {\"编号\": 2, \"标题\": \"Tap the Shop icon on the bottom-left.\", \"描述\": \"The Shop icon looks like shopping bags in the lower-left corner of your screen. You can view all the shopping offers here.\"}, {\"编号\": 3, \"标题\": \"Tap the offer you want to purchase.\", \"描述\": \"You can scroll down to view all the daily specials and marathon offers. Tapping will open the selected offer's details on a new page.\\nYou may also have other special categories here, such as \\\"First Week Specials.\\\"\"}, {\"编号\": 4, \"标题\": \"Scroll down and read the \\\"How to claim\\\" section.\", \"描述\": \"Every offer will require you to follow a different claim process.\\nNote down your purchase's claim instructions, and make sure to claim your item after you complete your purchase in the app.\\nYou will also receive claim instructions in a confirmation email when you complete a purchase.\\nMake sure to also read the \\\"Offer details\\\" section on the item details page. You may find extra costs here, such as shipping fees.\"}, {\"编号\": 5, \"标题\": \"Tap the Buy button at the top.\", \"描述\": \"This is a white button below the offer's title and picture at the top of the item details. This will redeem your Sweatcoins, and purchase the selected offer for free.\\nThe button indicates the item's Sweatcoin price here.\\nIf you're prompted, confirm your action to complete your purchase.\\nYou will receive a confirmation email with instructions in your registered mailbox.\\nSome items are also eligible to buy with cash if you're short on Sweatcoins. For these items, you'll see a button next to the Sweatcoin button.\"}, {\"编号\": 6, \"标题\": \"Check your mailbox for confirmation and claim instructions.\", \"描述\": \"You will receive an email in your registered email address as soon as your order is processed.\\nYou can find further instructions in this email on how to claim your purchase.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,949 |
How to Buy Sunglasses
|
1. Choosing Frames
1-1. Choose a frame shape that contrasts with your face shape.
That way your sunglasses will balance out your face when you’re wearing them. Wearing frames that match your face shape may accentuate the shape of your face, and they won't pop as much.
For example, if your face is more round, you could choose a pair of square, angular frames as a nice contrast.
If you have a squarer face with a defined jaw, sunglasses with round frames may help soften the angles of your face.
1-2. Get frames that are proportional to your face.
Keep in mind that frames on sunglasses are usually bigger than frames on eyeglasses. Choose frames that cover the width of your face. The top of your sunglasses should go up to your eyebrows and the bottom of your sunglasses should cover the raised, top portion of your cheeks.
Good fitting frames won’t go past your forehead. Christina Santelli, professional stylist, tells us: "They can go higher if you want an oversized frame look, but for the most part, your forehead is a good stopping point."
1-3. Choose a metal or plastic frame for something durable and cost-effective.
Metal and plastic are the most common materials used to make frames for sunglasses. Go with metal or plastic frames if you want something classic that will hold up well over time.
1-4. Buy wooden frames if you want stylish, unique sunglasses.
Wooden frames are less common than plastic and metal frames, but they’re more expensive. If you don’t want the entire frame to be made out of wood, or wooden sunglasses are out of your budget, look for frames that have plastic earpieces with wood around the rims.
1-5. Get acetate frames if you want sunglasses that are hypoallergenic.
Acetate frames won't irritate your skin when you wear them. They're also lightweight, and they're available in a wide range of colors.
2. Choosing Lenses
2-1. Buy sunglasses with glass lenses if you want something durable.
Optical glass lenses are durable and scratch resistant. They also offer a clear view. Optical glass is usually more expensive than other lens materials, so look for a cheaper option if you’re on a budget.
2-2. Choose polycarbonate or plastic lenses if you drop your sunglasses a lot.
Polycarbonate and plastic lenses are more shatter-resistant than optical glass lenses. They’re also more lightweight than glass. Polycarbonate and plastic are more susceptible to scratches, so glass may be a better option if you don't like to keep your sunglasses in a case.
2-3. Get polarized lenses if you want to block out reflective glares.
Go with polarized sunglasses if you do a lot of activities that expose you to glares, like water sports, biking, and driving. Polarized lenses have a coating on them that prevents glares from shining through.
2-4. Look for lenses with UV protection if you’ll be in the sun a lot.
UV rays from the sun can damage your eyes and cause skin cancer. Try to find lenses that block out 99-100 percent of UVA and UVB rays.
2-5. Buy sunglasses with gradient lenses if you'll be driving in them a lot.
Gradient lenses have a tint that fades from top to bottom. Gradient lenses are good for driving because they block out rays from the sun coming from above while still allowing you to see clearly out of the bottom half of the lenses.
2-6. Get prescription lenses if you normally wear eyeglasses or contacts.
When you find a pair of sunglasses you like, see if they're offered with prescription lenses. You can also shop for prescription sunglasses online. If you have a strong prescription, make sure your lenses will fit in the frame you like. Also, try to find a pair of sunglasses with thick frames so your thick prescription lenses aren't as obvious.
2-7. Choose a lens color based on what you'll use your sunglasses for the most.
Different lens colors filter light differently and offer different ranges of visibility. Keep in mind that darker lens colors aren't better at blocking out the sun or harmful UV rays than lighter color lenses.
Green lenses are the best choice for everyday wear. They filter all colors of light the same, and they offer good visibility whether it's sunny or raining.
Gray lenses offer clear visibility. They're a good choice if you'll be driving and playing sports a lot with your sunglasses on.
Yellow and orange lenses are a good choice if you'll be skiing and hunting a lot in your sunglasses.
Purple and red lenses filter out blues and greens. Go with purple or red lenses if you'll be biking or racing a lot while wearing your sunglasses.
Blue lenses filter out white light, making them ideal for activities like fishing and golfing.
3. Making the Purchase
3-1. Measure the width of your face if you want to order sunglasses online.
That way you’ll know whether the sunglasses you’re interested in will fit your face. Using measuring tape, measure the width from one of your temples to the other. Then, look for sunglasses online with a matching measurement.
The measurement for a pair of sunglasses should be listed in the product description. It might be labeled as the “frame width” or “temple length.”
3-2. Go into a store and try sunglasses on if you don’t know which style you like.
Search online for “sunglasses store near me” if you’re not sure where the nearest one is. In the store, try on a variety of styles to see what you like best. Bring someone along so you can get a second opinion.
3-3. Buy a cheaper pair of sunglasses if you’re on a budget.
Some cheaper sunglasses come polarized and have full UV protection, so you can still get the features you want in a cheap pair. If there’s a pair of expensive sunglasses you like, try to find a cheaper pair that looks similar. Search online for “cheap sunglasses,” or ask an employee at a sunglasses store if they’re having any sales.
Always check the label on sunglasses to make sure they block UV rays. If you're not sure, ask someone at the store.
3-4. Buy sunglasses from a well-known brand if you want something high quality.
While cheap sunglasses and high-end sunglasses offer the same UV protection, high-end sunglasses are more durable and well made. If you want frames and lenses that will last you a long time, investing in a high-end pair of sunglasses from a well-known brand may be a good choice. Also, high-end sunglasses may be more comfortable to wear than cheaper sunglasses.
Some reliable, well-known brands you could buy sunglasses from are Ray-Ban, Oakley, Prada, Persol, Tom Ford, and Gucci.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Choosing Frames\\n1-1. Choose a frame shape that contrasts with your face shape.\\nThat way your sunglasses will balance out your face when you’re wearing them. Wearing frames that match your face shape may accentuate the shape of your face, and they won't pop as much.\\nFor example, if your face is more round, you could choose a pair of square, angular frames as a nice contrast.\\nIf you have a squarer face with a defined jaw, sunglasses with round frames may help soften the angles of your face.\\n1-2. Get frames that are proportional to your face.\\nKeep in mind that frames on sunglasses are usually bigger than frames on eyeglasses. Choose frames that cover the width of your face. The top of your sunglasses should go up to your eyebrows and the bottom of your sunglasses should cover the raised, top portion of your cheeks.\\n Good fitting frames won’t go past your forehead. Christina Santelli, professional stylist, tells us: \\\"They can go higher if you want an oversized frame look, but for the most part, your forehead is a good stopping point.\\\"\\n1-3. Choose a metal or plastic frame for something durable and cost-effective.\\nMetal and plastic are the most common materials used to make frames for sunglasses. Go with metal or plastic frames if you want something classic that will hold up well over time.\\n1-4. Buy wooden frames if you want stylish, unique sunglasses.\\nWooden frames are less common than plastic and metal frames, but they’re more expensive. If you don’t want the entire frame to be made out of wood, or wooden sunglasses are out of your budget, look for frames that have plastic earpieces with wood around the rims.\\n1-5. Get acetate frames if you want sunglasses that are hypoallergenic.\\nAcetate frames won't irritate your skin when you wear them. They're also lightweight, and they're available in a wide range of colors.\\n2. Choosing Lenses\\n2-1. Buy sunglasses with glass lenses if you want something durable.\\nOptical glass lenses are durable and scratch resistant. They also offer a clear view. Optical glass is usually more expensive than other lens materials, so look for a cheaper option if you’re on a budget.\\n2-2. Choose polycarbonate or plastic lenses if you drop your sunglasses a lot.\\nPolycarbonate and plastic lenses are more shatter-resistant than optical glass lenses. They’re also more lightweight than glass. Polycarbonate and plastic are more susceptible to scratches, so glass may be a better option if you don't like to keep your sunglasses in a case.\\n2-3. Get polarized lenses if you want to block out reflective glares.\\nGo with polarized sunglasses if you do a lot of activities that expose you to glares, like water sports, biking, and driving. Polarized lenses have a coating on them that prevents glares from shining through.\\n2-4. Look for lenses with UV protection if you’ll be in the sun a lot.\\nUV rays from the sun can damage your eyes and cause skin cancer. Try to find lenses that block out 99-100 percent of UVA and UVB rays.\\n2-5. Buy sunglasses with gradient lenses if you'll be driving in them a lot.\\nGradient lenses have a tint that fades from top to bottom. Gradient lenses are good for driving because they block out rays from the sun coming from above while still allowing you to see clearly out of the bottom half of the lenses.\\n2-6. Get prescription lenses if you normally wear eyeglasses or contacts.\\nWhen you find a pair of sunglasses you like, see if they're offered with prescription lenses. You can also shop for prescription sunglasses online. If you have a strong prescription, make sure your lenses will fit in the frame you like. Also, try to find a pair of sunglasses with thick frames so your thick prescription lenses aren't as obvious.\\n2-7. Choose a lens color based on what you'll use your sunglasses for the most.\\nDifferent lens colors filter light differently and offer different ranges of visibility. Keep in mind that darker lens colors aren't better at blocking out the sun or harmful UV rays than lighter color lenses.\\nGreen lenses are the best choice for everyday wear. They filter all colors of light the same, and they offer good visibility whether it's sunny or raining.\\nGray lenses offer clear visibility. They're a good choice if you'll be driving and playing sports a lot with your sunglasses on.\\nYellow and orange lenses are a good choice if you'll be skiing and hunting a lot in your sunglasses.\\nPurple and red lenses filter out blues and greens. Go with purple or red lenses if you'll be biking or racing a lot while wearing your sunglasses.\\nBlue lenses filter out white light, making them ideal for activities like fishing and golfing.\\n3. Making the Purchase\\n3-1. Measure the width of your face if you want to order sunglasses online.\\nThat way you’ll know whether the sunglasses you’re interested in will fit your face. Using measuring tape, measure the width from one of your temples to the other. Then, look for sunglasses online with a matching measurement. \\nThe measurement for a pair of sunglasses should be listed in the product description. It might be labeled as the “frame width” or “temple length.”\\n3-2. Go into a store and try sunglasses on if you don’t know which style you like.\\nSearch online for “sunglasses store near me” if you’re not sure where the nearest one is. In the store, try on a variety of styles to see what you like best. Bring someone along so you can get a second opinion.\\n3-3. Buy a cheaper pair of sunglasses if you’re on a budget.\\nSome cheaper sunglasses come polarized and have full UV protection, so you can still get the features you want in a cheap pair. If there’s a pair of expensive sunglasses you like, try to find a cheaper pair that looks similar. Search online for “cheap sunglasses,” or ask an employee at a sunglasses store if they’re having any sales.\\nAlways check the label on sunglasses to make sure they block UV rays. If you're not sure, ask someone at the store.\\n3-4. Buy sunglasses from a well-known brand if you want something high quality.\\nWhile cheap sunglasses and high-end sunglasses offer the same UV protection, high-end sunglasses are more durable and well made. If you want frames and lenses that will last you a long time, investing in a high-end pair of sunglasses from a well-known brand may be a good choice. Also, high-end sunglasses may be more comfortable to wear than cheaper sunglasses. \\nSome reliable, well-known brands you could buy sunglasses from are Ray-Ban, Oakley, Prada, Persol, Tom Ford, and Gucci.\\n\", \"简要回答\": \"Buying a new pair of sunglasses can be overwhelming with all the different frames, lenses, and features available. Doing your research ahead of time and figuring out which features are the most important to you will help make your sunglasses shopping experience easier.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing Frames\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose a frame shape that contrasts with your face shape.\", \"描述\": \"That way your sunglasses will balance out your face when you’re wearing them. Wearing frames that match your face shape may accentuate the shape of your face, and they won't pop as much.\\nFor example, if your face is more round, you could choose a pair of square, angular frames as a nice contrast.\\nIf you have a squarer face with a defined jaw, sunglasses with round frames may help soften the angles of your face.\"}, {\"编号\": 2, \"标题\": \"Get frames that are proportional to your face.\", \"描述\": \"Keep in mind that frames on sunglasses are usually bigger than frames on eyeglasses. Choose frames that cover the width of your face. The top of your sunglasses should go up to your eyebrows and the bottom of your sunglasses should cover the raised, top portion of your cheeks.\\n Good fitting frames won’t go past your forehead. Christina Santelli, professional stylist, tells us: \\\"They can go higher if you want an oversized frame look, but for the most part, your forehead is a good stopping point.\\\"\"}, {\"编号\": 3, \"标题\": \"Choose a metal or plastic frame for something durable and cost-effective.\", \"描述\": \"Metal and plastic are the most common materials used to make frames for sunglasses. Go with metal or plastic frames if you want something classic that will hold up well over time.\"}, {\"编号\": 4, \"标题\": \"Buy wooden frames if you want stylish, unique sunglasses.\", \"描述\": \"Wooden frames are less common than plastic and metal frames, but they’re more expensive. If you don’t want the entire frame to be made out of wood, or wooden sunglasses are out of your budget, look for frames that have plastic earpieces with wood around the rims.\"}, {\"编号\": 5, \"标题\": \"Get acetate frames if you want sunglasses that are hypoallergenic.\", \"描述\": \"Acetate frames won't irritate your skin when you wear them. They're also lightweight, and they're available in a wide range of colors.\"}]}, {\"编号\": 2, \"标题\": \"Choosing Lenses\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy sunglasses with glass lenses if you want something durable.\", \"描述\": \"Optical glass lenses are durable and scratch resistant. They also offer a clear view. Optical glass is usually more expensive than other lens materials, so look for a cheaper option if you’re on a budget.\"}, {\"编号\": 2, \"标题\": \"Choose polycarbonate or plastic lenses if you drop your sunglasses a lot.\", \"描述\": \"Polycarbonate and plastic lenses are more shatter-resistant than optical glass lenses. They’re also more lightweight than glass. Polycarbonate and plastic are more susceptible to scratches, so glass may be a better option if you don't like to keep your sunglasses in a case.\"}, {\"编号\": 3, \"标题\": \"Get polarized lenses if you want to block out reflective glares.\", \"描述\": \"Go with polarized sunglasses if you do a lot of activities that expose you to glares, like water sports, biking, and driving. Polarized lenses have a coating on them that prevents glares from shining through.\"}, {\"编号\": 4, \"标题\": \"Look for lenses with UV protection if you’ll be in the sun a lot.\", \"描述\": \"UV rays from the sun can damage your eyes and cause skin cancer. Try to find lenses that block out 99-100 percent of UVA and UVB rays.\"}, {\"编号\": 5, \"标题\": \"Buy sunglasses with gradient lenses if you'll be driving in them a lot.\", \"描述\": \"Gradient lenses have a tint that fades from top to bottom. Gradient lenses are good for driving because they block out rays from the sun coming from above while still allowing you to see clearly out of the bottom half of the lenses.\"}, {\"编号\": 6, \"标题\": \"Get prescription lenses if you normally wear eyeglasses or contacts.\", \"描述\": \"When you find a pair of sunglasses you like, see if they're offered with prescription lenses. You can also shop for prescription sunglasses online. If you have a strong prescription, make sure your lenses will fit in the frame you like. Also, try to find a pair of sunglasses with thick frames so your thick prescription lenses aren't as obvious.\"}, {\"编号\": 7, \"标题\": \"Choose a lens color based on what you'll use your sunglasses for the most.\", \"描述\": \"Different lens colors filter light differently and offer different ranges of visibility. Keep in mind that darker lens colors aren't better at blocking out the sun or harmful UV rays than lighter color lenses.\\nGreen lenses are the best choice for everyday wear. They filter all colors of light the same, and they offer good visibility whether it's sunny or raining.\\nGray lenses offer clear visibility. They're a good choice if you'll be driving and playing sports a lot with your sunglasses on.\\nYellow and orange lenses are a good choice if you'll be skiing and hunting a lot in your sunglasses.\\nPurple and red lenses filter out blues and greens. Go with purple or red lenses if you'll be biking or racing a lot while wearing your sunglasses.\\nBlue lenses filter out white light, making them ideal for activities like fishing and golfing.\"}]}, {\"编号\": 3, \"标题\": \"Making the Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Measure the width of your face if you want to order sunglasses online.\", \"描述\": \"That way you’ll know whether the sunglasses you’re interested in will fit your face. Using measuring tape, measure the width from one of your temples to the other. Then, look for sunglasses online with a matching measurement. \\nThe measurement for a pair of sunglasses should be listed in the product description. It might be labeled as the “frame width” or “temple length.”\"}, {\"编号\": 2, \"标题\": \"Go into a store and try sunglasses on if you don’t know which style you like.\", \"描述\": \"Search online for “sunglasses store near me” if you’re not sure where the nearest one is. In the store, try on a variety of styles to see what you like best. Bring someone along so you can get a second opinion.\"}, {\"编号\": 3, \"标题\": \"Buy a cheaper pair of sunglasses if you’re on a budget.\", \"描述\": \"Some cheaper sunglasses come polarized and have full UV protection, so you can still get the features you want in a cheap pair. If there’s a pair of expensive sunglasses you like, try to find a cheaper pair that looks similar. Search online for “cheap sunglasses,” or ask an employee at a sunglasses store if they’re having any sales.\\nAlways check the label on sunglasses to make sure they block UV rays. If you're not sure, ask someone at the store.\"}, {\"编号\": 4, \"标题\": \"Buy sunglasses from a well-known brand if you want something high quality.\", \"描述\": \"While cheap sunglasses and high-end sunglasses offer the same UV protection, high-end sunglasses are more durable and well made. If you want frames and lenses that will last you a long time, investing in a high-end pair of sunglasses from a well-known brand may be a good choice. Also, high-end sunglasses may be more comfortable to wear than cheaper sunglasses. \\nSome reliable, well-known brands you could buy sunglasses from are Ray-Ban, Oakley, Prada, Persol, Tom Ford, and Gucci.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,950 |
How to Buy TOMS Shoes Online
|
1. Steps
1-1. Determine your TOMS shoe size.
TOMS shoe sizes normally align with the shoe size you wear most often and are only available in a medium width.
Choose a TOMS shoe size identical to your size in casual or dress shoes. TOMS shoe styles and sizes are very similar to styles of casual and dress shoes.
If you wear 2 different shoe sizes that vary depending on the shoe style, choose the smaller size when buying TOMS shoes. TOMS shoes will most likely stretch and expand slightly after you have worn them. For example, if you are a woman who wears sizes 7 and 7.5, buy your TOMS shoes in a size 7.
1-2. Designate your TOMS shoe size on the website.
This will provide you with the full collection of shoe styles that are available to buy in your size.
Visit the TOMS website featured in the Sources section of this article and click on either the "Women," "Men," or "Youth" links at the top of the screen to access the type of shoes you want to buy.
Navigate to the right side of your TOMS web session and select your shoe size from the drop-down menu provided. The page will then refresh and display your shoe size on the right.
1-3. Select a TOMS shoe style.
TOMS shoes are available in boot styles, wedding styles, and more.
You can place your cursor over the "Women," "Men," or "Youth" categories to view a drop-down menu of different shoe styles. Select "View All" or click directly on the shoe style you want to browse.
To view product details about a shoe that interests you, click on the "Details" box below the shoe photo or click on "Quick-Info" to display a small pop-up window with additional details.
After finding the shoe style you want, click on "Add to Bag" to add the item to your online shopping cart.
1-4. Review your TOMS shopping cart.
Navigate to the upper-right corner of your TOMS web session and click on "Bag." You will then be shown the details and subtotal of your purchase.
1-5. Select your payment method.
The TOMS website will accept credit card payments or PayPal payments.
Click on the "Secure Checkout" button to pay with a credit card or click on "Check out with Paypal" to be redirected to PayPal's website to complete the purchase.
1-6. Sign in to your TOMS or PayPal account.
Depending on the payment method you choose, you will be prompted for your email address or username and password.
If you do not have a TOMS or PayPal account, click on "Create an Account" and follow the prompts to create a username and password for the website.
After you have finished signing in to your TOMS or PayPal account, you will be redirected to your shopping cart to complete the purchase.
1-7. Pay for your TOMS shoes.
Select your shipping method and select "Continue." Shipping costs will vary depending on the details of your order and your location.
Enter or select your payment information to complete your TOMS shoes purchase.
Once your order is complete, TOMS will process your order, send you the shoes, and donate a pair of shoes for each item you bought to a child in need.
Tips
You can also buy TOMS shoes online at auction websites or visit websites that feature classified advertisements if you want to buy TOMS shoes from someone in your local area. Purchasing TOMS shoes using these methods will not provide a shoe donation to a child in need from the TOMS organization.
|
{
"create_time": "20230517 11:01:01",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Determine your TOMS shoe size.\\nTOMS shoe sizes normally align with the shoe size you wear most often and are only available in a medium width.\\nChoose a TOMS shoe size identical to your size in casual or dress shoes. TOMS shoe styles and sizes are very similar to styles of casual and dress shoes.\\nIf you wear 2 different shoe sizes that vary depending on the shoe style, choose the smaller size when buying TOMS shoes. TOMS shoes will most likely stretch and expand slightly after you have worn them. For example, if you are a woman who wears sizes 7 and 7.5, buy your TOMS shoes in a size 7.\\n1-2. Designate your TOMS shoe size on the website.\\nThis will provide you with the full collection of shoe styles that are available to buy in your size.\\nVisit the TOMS website featured in the Sources section of this article and click on either the \\\"Women,\\\" \\\"Men,\\\" or \\\"Youth\\\" links at the top of the screen to access the type of shoes you want to buy.\\nNavigate to the right side of your TOMS web session and select your shoe size from the drop-down menu provided. The page will then refresh and display your shoe size on the right.\\n1-3. Select a TOMS shoe style.\\nTOMS shoes are available in boot styles, wedding styles, and more.\\nYou can place your cursor over the \\\"Women,\\\" \\\"Men,\\\" or \\\"Youth\\\" categories to view a drop-down menu of different shoe styles. Select \\\"View All\\\" or click directly on the shoe style you want to browse.\\nTo view product details about a shoe that interests you, click on the \\\"Details\\\" box below the shoe photo or click on \\\"Quick-Info\\\" to display a small pop-up window with additional details.\\nAfter finding the shoe style you want, click on \\\"Add to Bag\\\" to add the item to your online shopping cart.\\n1-4. Review your TOMS shopping cart.\\nNavigate to the upper-right corner of your TOMS web session and click on \\\"Bag.\\\" You will then be shown the details and subtotal of your purchase.\\n1-5. Select your payment method.\\nThe TOMS website will accept credit card payments or PayPal payments.\\nClick on the \\\"Secure Checkout\\\" button to pay with a credit card or click on \\\"Check out with Paypal\\\" to be redirected to PayPal's website to complete the purchase.\\n1-6. Sign in to your TOMS or PayPal account.\\nDepending on the payment method you choose, you will be prompted for your email address or username and password.\\nIf you do not have a TOMS or PayPal account, click on \\\"Create an Account\\\" and follow the prompts to create a username and password for the website.\\nAfter you have finished signing in to your TOMS or PayPal account, you will be redirected to your shopping cart to complete the purchase.\\n1-7. Pay for your TOMS shoes.\\nSelect your shipping method and select \\\"Continue.\\\" Shipping costs will vary depending on the details of your order and your location.\\nEnter or select your payment information to complete your TOMS shoes purchase.\\nOnce your order is complete, TOMS will process your order, send you the shoes, and donate a pair of shoes for each item you bought to a child in need.\\nTips\\nYou can also buy TOMS shoes online at auction websites or visit websites that feature classified advertisements if you want to buy TOMS shoes from someone in your local area. Purchasing TOMS shoes using these methods will not provide a shoe donation to a child in need from the TOMS organization.\\n\", \"简要回答\": \"TOMS shoes are sold by an organization that donates a pair of shoes to a child in need for each pair of TOMS shoes you buy for yourself. TOMS shoes are available for men, women, and children in a variety of different styles, materials, and colors. TOMS shoes can be purchased online directly from the TOMS company website and will provide a child with a free pair of shoes within 4 and 6 months after you place an order.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine your TOMS shoe size.\", \"描述\": \"TOMS shoe sizes normally align with the shoe size you wear most often and are only available in a medium width.\\nChoose a TOMS shoe size identical to your size in casual or dress shoes. TOMS shoe styles and sizes are very similar to styles of casual and dress shoes.\\nIf you wear 2 different shoe sizes that vary depending on the shoe style, choose the smaller size when buying TOMS shoes. TOMS shoes will most likely stretch and expand slightly after you have worn them. For example, if you are a woman who wears sizes 7 and 7.5, buy your TOMS shoes in a size 7.\"}, {\"编号\": 2, \"标题\": \"Designate your TOMS shoe size on the website.\", \"描述\": \"This will provide you with the full collection of shoe styles that are available to buy in your size.\\nVisit the TOMS website featured in the Sources section of this article and click on either the \\\"Women,\\\" \\\"Men,\\\" or \\\"Youth\\\" links at the top of the screen to access the type of shoes you want to buy.\\nNavigate to the right side of your TOMS web session and select your shoe size from the drop-down menu provided. The page will then refresh and display your shoe size on the right.\"}, {\"编号\": 3, \"标题\": \"Select a TOMS shoe style.\", \"描述\": \"TOMS shoes are available in boot styles, wedding styles, and more.\\nYou can place your cursor over the \\\"Women,\\\" \\\"Men,\\\" or \\\"Youth\\\" categories to view a drop-down menu of different shoe styles. Select \\\"View All\\\" or click directly on the shoe style you want to browse.\\nTo view product details about a shoe that interests you, click on the \\\"Details\\\" box below the shoe photo or click on \\\"Quick-Info\\\" to display a small pop-up window with additional details.\\nAfter finding the shoe style you want, click on \\\"Add to Bag\\\" to add the item to your online shopping cart.\"}, {\"编号\": 4, \"标题\": \"Review your TOMS shopping cart.\", \"描述\": \"Navigate to the upper-right corner of your TOMS web session and click on \\\"Bag.\\\" You will then be shown the details and subtotal of your purchase.\"}, {\"编号\": 5, \"标题\": \"Select your payment method.\", \"描述\": \"The TOMS website will accept credit card payments or PayPal payments.\\nClick on the \\\"Secure Checkout\\\" button to pay with a credit card or click on \\\"Check out with Paypal\\\" to be redirected to PayPal's website to complete the purchase.\"}, {\"编号\": 6, \"标题\": \"Sign in to your TOMS or PayPal account.\", \"描述\": \"Depending on the payment method you choose, you will be prompted for your email address or username and password.\\nIf you do not have a TOMS or PayPal account, click on \\\"Create an Account\\\" and follow the prompts to create a username and password for the website.\\nAfter you have finished signing in to your TOMS or PayPal account, you will be redirected to your shopping cart to complete the purchase.\"}, {\"编号\": 7, \"标题\": \"Pay for your TOMS shoes.\", \"描述\": \"Select your shipping method and select \\\"Continue.\\\" Shipping costs will vary depending on the details of your order and your location.\\nEnter or select your payment information to complete your TOMS shoes purchase.\\nOnce your order is complete, TOMS will process your order, send you the shoes, and donate a pair of shoes for each item you bought to a child in need.\"}], \"小提示\": [\"You can also buy TOMS shoes online at auction websites or visit websites that feature classified advertisements if you want to buy TOMS shoes from someone in your local area. Purchasing TOMS shoes using these methods will not provide a shoe donation to a child in need from the TOMS organization.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,951 |
Buying TV Ads: Where, How, and How Much It Costs in 2021
|
1. Where do I buy TV ads?
1-1. Contact the station directly.
When you work directly with a station, you’ll know which TV programs your ad runs alongside. However, it can require some extra work, depending on how many people you’d like to see your ad. If you want to reach a large audience, you’ll need to negotiate with multiple networks to get your ad out there. Visit the websites of the stations you’d like to work with, and look for a sales representative or advertising manager you can contact.
1-2. Work with a streaming service.
Companies like Hulu, Pluto TV, and Sling TV work with a lot of different TV stations and channels, and make it easy to reach a lot of people at once. However, streaming services don’t let you choose the individual shows and programs that your ads run with.
These ads will be broadcasted by the streaming service, not an individual channel or station.
1-3. Use a demand-side platform (DSP).
A DSP is a third-party ad management product that makes it easier to publish your ad across many different avenues, including TV, social media, search engines, and video advertising channels. However, you’ll need to pay an extra fee to use a DSP service.
Some popular DSPs are Basis, Google Marketing Program, The Trade Desk, and Criteo.
2. How much does it cost to run a TV ad?
2-1. Most TV ads are charged on a cost-per-thousand (CPM) model.
Unfortunately, TV advertising isn’t super cut-and-dry; instead, the total cost ultimately depends on when you’re airing the ad, where you’re airing the ad, the current demand for ad space, and how many potential viewers there will be. With a CPM model, you’ll pay a set rate for every 1,000 people who view your ad.
The more populated a city is, the higher the CPM will be. For instance, the CPM for Los Angeles is about $35, while the CPM for Kansas City is about $14.
For example, if you bought a 60-second ad in the LA area that reached 1,000,000 people, you’d probably pay around $35,000.
2-2. Broadcast channels typically have a lower CPM than cable channels.
Broadcast channels are stations that you can get just about anywhere, while cable channels usually cost extra. Because of this, ads for local broadcast channels tend to be cheaper than cable ads.
While you can schedule an ad on a national network, it definitely won’t be cheap. On average, a national, 30-second ad costs around $115,000.
In general, more viewers will see ads on a broadcast channel. However, cable ads make it easier to target a specific group of people.
3. How long does my ad have to be?
Most ads are somewhere between 10 and 60 seconds.
Most TV stations are happy to accept ads that are 10, 15, 30, or 60 seconds long. However, keep in mind that longer TV spots will be a bit pricier than shorter ones.
4. What other cost factors should I consider?
Factor in production costs to your budget.
Before you send your TV ad to a station or network, you’ll need to create it first. That’s where production costs come in! If you make your ad independently, your ad production might only cost around $2,000. However, if you work with a professional agency or production team, your ad production could easily cost between $10,000 and $20,000, and possibly even more.
5. How do I buy ads if I’m on a budget?
5-1. Invest in remnant advertising.
This type of advertising is way more flexible than most advertising packages, but probably won’t get you prime TV slots. Instead, remnant advertising offers discounts by broadcasting your ads when there’s room in the schedule.
For example, you might buy an “auto-fill” package that runs your ad 50 times per week between 6 AM and 12 AM.
5-2. Ask the TV station for extra perks.
Officially known as a “value adds,” some stations might offer some free web advertisements in addition to your TV ad package. Before committing to any deals, see what kinds of value adds are available first.
Advertising agencies can help clue you in on what value adds are available for certain stations.
5-3. Buy your ads in bulk.
TV stations like planning their ad schedules in advance. In fact, some stations sell budget-friendly ad packages, as long as you’re willing to book 10-13 weeks of ads at once. Talk to the station and see what kinds of options are available for your budget.
6. What other discounts are available?
Look into co-op advertising.
If your business sells a product made by another company, that company might give you some money for your ad. See if there are any special requirements for these co-op funds—to qualify for the money, the ad in question might have to run during a certain time slot, or get replayed a certain number of times.
|
{
"create_time": "20230517 11:01:02",
"回答明细": "{\"回答\": \"1. Where do I buy TV ads?\\n1-1. Contact the station directly.\\nWhen you work directly with a station, you’ll know which TV programs your ad runs alongside. However, it can require some extra work, depending on how many people you’d like to see your ad. If you want to reach a large audience, you’ll need to negotiate with multiple networks to get your ad out there. Visit the websites of the stations you’d like to work with, and look for a sales representative or advertising manager you can contact.\\n1-2. Work with a streaming service.\\nCompanies like Hulu, Pluto TV, and Sling TV work with a lot of different TV stations and channels, and make it easy to reach a lot of people at once. However, streaming services don’t let you choose the individual shows and programs that your ads run with.\\nThese ads will be broadcasted by the streaming service, not an individual channel or station.\\n1-3. Use a demand-side platform (DSP).\\nA DSP is a third-party ad management product that makes it easier to publish your ad across many different avenues, including TV, social media, search engines, and video advertising channels. However, you’ll need to pay an extra fee to use a DSP service.\\nSome popular DSPs are Basis, Google Marketing Program, The Trade Desk, and Criteo.\\n2. How much does it cost to run a TV ad?\\n2-1. Most TV ads are charged on a cost-per-thousand (CPM) model.\\nUnfortunately, TV advertising isn’t super cut-and-dry; instead, the total cost ultimately depends on when you’re airing the ad, where you’re airing the ad, the current demand for ad space, and how many potential viewers there will be. With a CPM model, you’ll pay a set rate for every 1,000 people who view your ad.\\nThe more populated a city is, the higher the CPM will be. For instance, the CPM for Los Angeles is about $35, while the CPM for Kansas City is about $14.\\nFor example, if you bought a 60-second ad in the LA area that reached 1,000,000 people, you’d probably pay around $35,000.\\n2-2. Broadcast channels typically have a lower CPM than cable channels.\\nBroadcast channels are stations that you can get just about anywhere, while cable channels usually cost extra. Because of this, ads for local broadcast channels tend to be cheaper than cable ads.\\nWhile you can schedule an ad on a national network, it definitely won’t be cheap. On average, a national, 30-second ad costs around $115,000.\\nIn general, more viewers will see ads on a broadcast channel. However, cable ads make it easier to target a specific group of people.\\n3. How long does my ad have to be?\\nMost ads are somewhere between 10 and 60 seconds.\\nMost TV stations are happy to accept ads that are 10, 15, 30, or 60 seconds long. However, keep in mind that longer TV spots will be a bit pricier than shorter ones.\\n4. What other cost factors should I consider?\\nFactor in production costs to your budget.\\nBefore you send your TV ad to a station or network, you’ll need to create it first. That’s where production costs come in! If you make your ad independently, your ad production might only cost around $2,000. However, if you work with a professional agency or production team, your ad production could easily cost between $10,000 and $20,000, and possibly even more.\\n5. How do I buy ads if I’m on a budget?\\n5-1. Invest in remnant advertising.\\nThis type of advertising is way more flexible than most advertising packages, but probably won’t get you prime TV slots. Instead, remnant advertising offers discounts by broadcasting your ads when there’s room in the schedule.\\nFor example, you might buy an “auto-fill” package that runs your ad 50 times per week between 6 AM and 12 AM.\\n5-2. Ask the TV station for extra perks.\\nOfficially known as a “value adds,” some stations might offer some free web advertisements in addition to your TV ad package. Before committing to any deals, see what kinds of value adds are available first.\\nAdvertising agencies can help clue you in on what value adds are available for certain stations.\\n5-3. Buy your ads in bulk.\\nTV stations like planning their ad schedules in advance. In fact, some stations sell budget-friendly ad packages, as long as you’re willing to book 10-13 weeks of ads at once. Talk to the station and see what kinds of options are available for your budget.\\n6. What other discounts are available?\\nLook into co-op advertising.\\nIf your business sells a product made by another company, that company might give you some money for your ad. See if there are any special requirements for these co-op funds—to qualify for the money, the ad in question might have to run during a certain time slot, or get replayed a certain number of times.\\n\", \"简要回答\": \"Are you hoping to take your business or product to the next level? If so, TV ads might be the perfect way to get you from point A to point B. Not to worry—we’ve answered all your frequently asked questions, so you can figure out the best option for you and your advertising needs.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Where do I buy TV ads?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Contact the station directly.\", \"描述\": \"When you work directly with a station, you’ll know which TV programs your ad runs alongside. However, it can require some extra work, depending on how many people you’d like to see your ad. If you want to reach a large audience, you’ll need to negotiate with multiple networks to get your ad out there. Visit the websites of the stations you’d like to work with, and look for a sales representative or advertising manager you can contact.\"}, {\"编号\": 2, \"标题\": \"Work with a streaming service.\", \"描述\": \"Companies like Hulu, Pluto TV, and Sling TV work with a lot of different TV stations and channels, and make it easy to reach a lot of people at once. However, streaming services don’t let you choose the individual shows and programs that your ads run with.\\nThese ads will be broadcasted by the streaming service, not an individual channel or station.\"}, {\"编号\": 3, \"标题\": \"Use a demand-side platform (DSP).\", \"描述\": \"A DSP is a third-party ad management product that makes it easier to publish your ad across many different avenues, including TV, social media, search engines, and video advertising channels. However, you’ll need to pay an extra fee to use a DSP service.\\nSome popular DSPs are Basis, Google Marketing Program, The Trade Desk, and Criteo.\"}]}, {\"编号\": 2, \"标题\": \"How much does it cost to run a TV ad?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Most TV ads are charged on a cost-per-thousand (CPM) model.\", \"描述\": \"Unfortunately, TV advertising isn’t super cut-and-dry; instead, the total cost ultimately depends on when you’re airing the ad, where you’re airing the ad, the current demand for ad space, and how many potential viewers there will be. With a CPM model, you’ll pay a set rate for every 1,000 people who view your ad.\\nThe more populated a city is, the higher the CPM will be. For instance, the CPM for Los Angeles is about $35, while the CPM for Kansas City is about $14.\\nFor example, if you bought a 60-second ad in the LA area that reached 1,000,000 people, you’d probably pay around $35,000.\"}, {\"编号\": 2, \"标题\": \"Broadcast channels typically have a lower CPM than cable channels.\", \"描述\": \"Broadcast channels are stations that you can get just about anywhere, while cable channels usually cost extra. Because of this, ads for local broadcast channels tend to be cheaper than cable ads.\\nWhile you can schedule an ad on a national network, it definitely won’t be cheap. On average, a national, 30-second ad costs around $115,000.\\nIn general, more viewers will see ads on a broadcast channel. However, cable ads make it easier to target a specific group of people.\"}]}, {\"编号\": 3, \"标题\": \"How long does my ad have to be?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Most ads are somewhere between 10 and 60 seconds.\", \"描述\": \"Most TV stations are happy to accept ads that are 10, 15, 30, or 60 seconds long. However, keep in mind that longer TV spots will be a bit pricier than shorter ones.\"}]}, {\"编号\": 4, \"标题\": \"What other cost factors should I consider?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Factor in production costs to your budget.\", \"描述\": \"Before you send your TV ad to a station or network, you’ll need to create it first. That’s where production costs come in! If you make your ad independently, your ad production might only cost around $2,000. However, if you work with a professional agency or production team, your ad production could easily cost between $10,000 and $20,000, and possibly even more.\"}]}, {\"编号\": 5, \"标题\": \"How do I buy ads if I’m on a budget?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Invest in remnant advertising.\", \"描述\": \"This type of advertising is way more flexible than most advertising packages, but probably won’t get you prime TV slots. Instead, remnant advertising offers discounts by broadcasting your ads when there’s room in the schedule.\\nFor example, you might buy an “auto-fill” package that runs your ad 50 times per week between 6 AM and 12 AM.\"}, {\"编号\": 2, \"标题\": \"Ask the TV station for extra perks.\", \"描述\": \"Officially known as a “value adds,” some stations might offer some free web advertisements in addition to your TV ad package. Before committing to any deals, see what kinds of value adds are available first.\\nAdvertising agencies can help clue you in on what value adds are available for certain stations.\"}, {\"编号\": 3, \"标题\": \"Buy your ads in bulk.\", \"描述\": \"TV stations like planning their ad schedules in advance. In fact, some stations sell budget-friendly ad packages, as long as you’re willing to book 10-13 weeks of ads at once. Talk to the station and see what kinds of options are available for your budget.\"}]}, {\"编号\": 6, \"标题\": \"What other discounts are available?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look into co-op advertising.\", \"描述\": \"If your business sells a product made by another company, that company might give you some money for your ad. See if there are any special requirements for these co-op funds—to qualify for the money, the ad in question might have to run during a certain time slot, or get replayed a certain number of times.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,952 |
How to Buy Tax Liens in Illinois
|
1. Registering as a Tax Buyer
1-1. Read the Illinois tax sale law.
As a tax buyer, you are responsible for understanding the law and your responsibilities as a bidder and a buyer. This can be cumbersome reading, but it's essential for you to know what you're getting into.
You can find the law online and read it for free. Search for "35ILCS200." That's the entire tax code. For the purposes of tax sales, the most important part for you to understand is Title 7, which covers tax collection.
1-2. Check deadlines in the counties where you want to participate.
The website of the county treasurer's office has information on that county's tax sales. To participate in the tax sale, you must be registered by a certain date.
For example, Lake County's tax sale is in November. If you want to participate in the sale, you must register during the month of October.
1-3. Complete your application.
The application to participate in a tax sale as a buyer is typically short and simple, requiring your name, address, and contact information. Sign and date it and return it to the county treasurer's office.
The application is accompanied by a memo you must sign, certifying that you are over the age of 18.
1-4. Fill out a W-9.
Since you will potentially be receiving income in the form of interest, you must also submit a completed W-9 to the county treasurers before you can participate in the tax sale. Any income you earn from tax liens must be reported on your state and federal tax returns.
You can download and fill out a W-9 at https://www.irs.gov/pub/irs-pdf/fw9.pdf.
1-5. Pay your deposit.
All registration applications must be accompanied by a $500 deposit. This deposit will be applied toward any purchases you make at the tax sale. If you participate in the tax sale but end up not buying anything, your deposit will be refunded.
If you are a first-time buyer, you don't have to pay a $500 deposit. Instead, you must provide a certified check for the total amount you plan to purchase at the sale. If you end up not buying that much, the county will refund the balance to you.
Most counties have a minimum bid set. This amount may be higher than the $500 deposit. For example, the minimum bid in St. Clair County is $750. If you're a first-time buyer, keep this in mind when you're calculating the total amount of your certified check.
1-6. Get a delinquent tax list.
The delinquent tax list lets you know what tax liens will be available at the tax sale you've registered for. You will be charged a fee of at least $100 for the delinquent tax list. The amount of this fee varies among Illinois counties.
If you're a first-time buyer, pay this fee separately from your certified check.
The delinquent tax list can help you plan your strategy for the sale and identify specific tax liens you're interested in buying.
2. Participating in a Tax Sale
2-1. Find out the bidding process in your county.
Illinois tax sales are all administered by the same auction company. The company offers 3 different bidding processes. If you're participating in tax sales in multiple counties, you may also have multiple bidding processes.
With verbal auctions, each item has a minimum bid. Available tax deeds are called out live, and buyers may bid until the tax deed is sold. Then the next listed tax deed is called.
If the county has an open bid system, you can purchase a tax lien at any time for the minimum bid listed.
If the county has a sealed bid system, you offer your bid on a tax lien that is equal to or greater than the minimum listed. You don't have to appear in person at any auction site. You're only allowed to make one bid, so your sealed bid should be at or close to the maximum you're willing to pay for the property.
2-2. Arrive at the courthouse early on the day of the sale.
If the county has a verbal auction, you must go to the courthouse in person to participate in the tax sale. Since seating is typically first-come, first-served, you should arrive as early as possible.
If you purchased a delinquent tax list, bring it with you so you can follow along.
Leave electronic devices at home. You may also be required to turn your cell phone off.
2-3. Bid on properties called.
Verbal auctions typically take place electronically, with buyers placing their bids over laptop computers. There will be a computer provided for you to use at your seat. You'll sign in for the auction with your registration information.
When you're actually bidding, you're bidding the interest rate you would charge on the delinquent taxes until they are paid. That interest rate is assessed every 6 months. The lowest percentage rate bid wins the sale.
2-4. Make payment for your purchases.
You typically have a day or two after the tax sale concludes to pay the county treasurer for any tax liens you won at the auction. Tax lien certificates aren't issued until after you've made your payment, so they aren't available immediately.
The county treasurer's office will notify you when your certificates are ready and you can go down to the treasurer's office to get them.
3. Foreclosing on the Property
3-1. Provide notice to the county clerk.
After you have your tax lien certificate, go to the clerk's office in the county where the property is located to have a notice sent to the record owners of the property that you have a lien.
The wording of your notice must be exact, as stated in 35 ILCS 200, Article 22. Pull up a copy of the statute online and copy the words of the notice exactly, filling in the blanks with the appropriate information about yourself and the property.
The county clerk will deliver notice to the record owners of the property, with instructions on how to redeem the property by paying the delinquent taxes plus interest.
3-2. Wait out the redemption period.
Illinois gives property owners between 2 and 3 years to pay delinquent taxes, depending on the type of property. If the property owner pays the taxes during that time, you will receive payment from the county clerk's office and your lien will be removed.
If the property owner fails to pay taxes over the course of the redemption period, you have the option of buying those taxes as well.
3-3. Submit notice to the county clerk if the redemption period expires.
Within 3 months of the date the redemption period will expire, file a second notice with the clerk, following the exact wording set forth in the statute.
This notice informs the property owner that the redemption period is expiring, and after the deadline you will petition the court for a tax deed.
3-4. File a petition for a tax deed.
If the redemption period expires and the owner has not paid the delinquent property taxes, start a lawsuit in the circuit court where the property is located. Ask the judge to order the county clerk to issue a tax deed in your name.
The owners of the property will be notified of your petition, as will anyone else, such as a mortgage company, that has an interest in the property.
3-5. Participate in the court proceeding.
The judge will schedule a hearing on your petition. The property owners or anyone else with an interest in the property may appear at the proceeding to argue against your petition being granted.
If the judge is satisfied that the redemption period has expired and that you have fulfilled all legal requirements as the tax buyer, the judge will order a tax deed in your name.
3-6. Take possession of the property.
Once you have the tax deed, you are the legal owner of the property. As the legal owner, you can do whatever you want with the property, including rehabilitating it or selling it.
Tax buyers seldom reach this stage. The vast majority of delinquent taxes are paid before the redemption period expires.
|
{
"create_time": "20230517 11:01:02",
"回答明细": "{\"回答\": \"1. Registering as a Tax Buyer\\n1-1. Read the Illinois tax sale law.\\nAs a tax buyer, you are responsible for understanding the law and your responsibilities as a bidder and a buyer. This can be cumbersome reading, but it's essential for you to know what you're getting into.\\nYou can find the law online and read it for free. Search for \\\"35ILCS200.\\\" That's the entire tax code. For the purposes of tax sales, the most important part for you to understand is Title 7, which covers tax collection.\\n1-2. Check deadlines in the counties where you want to participate.\\nThe website of the county treasurer's office has information on that county's tax sales. To participate in the tax sale, you must be registered by a certain date.\\nFor example, Lake County's tax sale is in November. If you want to participate in the sale, you must register during the month of October.\\n1-3. Complete your application.\\nThe application to participate in a tax sale as a buyer is typically short and simple, requiring your name, address, and contact information. Sign and date it and return it to the county treasurer's office.\\nThe application is accompanied by a memo you must sign, certifying that you are over the age of 18.\\n1-4. Fill out a W-9.\\nSince you will potentially be receiving income in the form of interest, you must also submit a completed W-9 to the county treasurers before you can participate in the tax sale. Any income you earn from tax liens must be reported on your state and federal tax returns.\\nYou can download and fill out a W-9 at https://www.irs.gov/pub/irs-pdf/fw9.pdf.\\n1-5. Pay your deposit.\\nAll registration applications must be accompanied by a $500 deposit. This deposit will be applied toward any purchases you make at the tax sale. If you participate in the tax sale but end up not buying anything, your deposit will be refunded.\\nIf you are a first-time buyer, you don't have to pay a $500 deposit. Instead, you must provide a certified check for the total amount you plan to purchase at the sale. If you end up not buying that much, the county will refund the balance to you.\\nMost counties have a minimum bid set. This amount may be higher than the $500 deposit. For example, the minimum bid in St. Clair County is $750. If you're a first-time buyer, keep this in mind when you're calculating the total amount of your certified check.\\n1-6. Get a delinquent tax list.\\nThe delinquent tax list lets you know what tax liens will be available at the tax sale you've registered for. You will be charged a fee of at least $100 for the delinquent tax list. The amount of this fee varies among Illinois counties.\\nIf you're a first-time buyer, pay this fee separately from your certified check.\\nThe delinquent tax list can help you plan your strategy for the sale and identify specific tax liens you're interested in buying.\\n2. Participating in a Tax Sale\\n2-1. Find out the bidding process in your county.\\nIllinois tax sales are all administered by the same auction company. The company offers 3 different bidding processes. If you're participating in tax sales in multiple counties, you may also have multiple bidding processes.\\nWith verbal auctions, each item has a minimum bid. Available tax deeds are called out live, and buyers may bid until the tax deed is sold. Then the next listed tax deed is called.\\nIf the county has an open bid system, you can purchase a tax lien at any time for the minimum bid listed.\\nIf the county has a sealed bid system, you offer your bid on a tax lien that is equal to or greater than the minimum listed. You don't have to appear in person at any auction site. You're only allowed to make one bid, so your sealed bid should be at or close to the maximum you're willing to pay for the property.\\n2-2. Arrive at the courthouse early on the day of the sale.\\nIf the county has a verbal auction, you must go to the courthouse in person to participate in the tax sale. Since seating is typically first-come, first-served, you should arrive as early as possible.\\nIf you purchased a delinquent tax list, bring it with you so you can follow along.\\nLeave electronic devices at home. You may also be required to turn your cell phone off.\\n2-3. Bid on properties called.\\nVerbal auctions typically take place electronically, with buyers placing their bids over laptop computers. There will be a computer provided for you to use at your seat. You'll sign in for the auction with your registration information.\\nWhen you're actually bidding, you're bidding the interest rate you would charge on the delinquent taxes until they are paid. That interest rate is assessed every 6 months. The lowest percentage rate bid wins the sale.\\n2-4. Make payment for your purchases.\\nYou typically have a day or two after the tax sale concludes to pay the county treasurer for any tax liens you won at the auction. Tax lien certificates aren't issued until after you've made your payment, so they aren't available immediately.\\nThe county treasurer's office will notify you when your certificates are ready and you can go down to the treasurer's office to get them.\\n3. Foreclosing on the Property\\n3-1. Provide notice to the county clerk.\\nAfter you have your tax lien certificate, go to the clerk's office in the county where the property is located to have a notice sent to the record owners of the property that you have a lien.\\nThe wording of your notice must be exact, as stated in 35 ILCS 200, Article 22. Pull up a copy of the statute online and copy the words of the notice exactly, filling in the blanks with the appropriate information about yourself and the property.\\nThe county clerk will deliver notice to the record owners of the property, with instructions on how to redeem the property by paying the delinquent taxes plus interest.\\n3-2. Wait out the redemption period.\\nIllinois gives property owners between 2 and 3 years to pay delinquent taxes, depending on the type of property. If the property owner pays the taxes during that time, you will receive payment from the county clerk's office and your lien will be removed.\\nIf the property owner fails to pay taxes over the course of the redemption period, you have the option of buying those taxes as well.\\n3-3. Submit notice to the county clerk if the redemption period expires.\\nWithin 3 months of the date the redemption period will expire, file a second notice with the clerk, following the exact wording set forth in the statute.\\nThis notice informs the property owner that the redemption period is expiring, and after the deadline you will petition the court for a tax deed.\\n3-4. File a petition for a tax deed.\\nIf the redemption period expires and the owner has not paid the delinquent property taxes, start a lawsuit in the circuit court where the property is located. Ask the judge to order the county clerk to issue a tax deed in your name.\\nThe owners of the property will be notified of your petition, as will anyone else, such as a mortgage company, that has an interest in the property.\\n3-5. Participate in the court proceeding.\\nThe judge will schedule a hearing on your petition. The property owners or anyone else with an interest in the property may appear at the proceeding to argue against your petition being granted.\\nIf the judge is satisfied that the redemption period has expired and that you have fulfilled all legal requirements as the tax buyer, the judge will order a tax deed in your name.\\n3-6. Take possession of the property.\\nOnce you have the tax deed, you are the legal owner of the property. As the legal owner, you can do whatever you want with the property, including rehabilitating it or selling it.\\nTax buyers seldom reach this stage. The vast majority of delinquent taxes are paid before the redemption period expires.\\n\", \"简要回答\": \"Many active investors are turning to tax liens to earn a little extra income. When you buy a tax lien in Illinois, you aren't buying the property. You're simply buying the right to collect the taxes that are owed. However, if the taxes aren't paid within 2 or 3 years, you may be able to go to court and foreclose on the property. Although most property owners do pay their delinquent taxes, if you own the tax lien you can earn interest until they do.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Registering as a Tax Buyer\", \"步骤\": [{\"编号\": 1, \"标题\": \"Read the Illinois tax sale law.\", \"描述\": \"As a tax buyer, you are responsible for understanding the law and your responsibilities as a bidder and a buyer. This can be cumbersome reading, but it's essential for you to know what you're getting into.\\nYou can find the law online and read it for free. Search for \\\"35ILCS200.\\\" That's the entire tax code. For the purposes of tax sales, the most important part for you to understand is Title 7, which covers tax collection.\"}, {\"编号\": 2, \"标题\": \"Check deadlines in the counties where you want to participate.\", \"描述\": \"The website of the county treasurer's office has information on that county's tax sales. To participate in the tax sale, you must be registered by a certain date.\\nFor example, Lake County's tax sale is in November. If you want to participate in the sale, you must register during the month of October.\"}, {\"编号\": 3, \"标题\": \"Complete your application.\", \"描述\": \"The application to participate in a tax sale as a buyer is typically short and simple, requiring your name, address, and contact information. Sign and date it and return it to the county treasurer's office.\\nThe application is accompanied by a memo you must sign, certifying that you are over the age of 18.\"}, {\"编号\": 4, \"标题\": \"Fill out a W-9.\", \"描述\": \"Since you will potentially be receiving income in the form of interest, you must also submit a completed W-9 to the county treasurers before you can participate in the tax sale. Any income you earn from tax liens must be reported on your state and federal tax returns.\\nYou can download and fill out a W-9 at https://www.irs.gov/pub/irs-pdf/fw9.pdf.\"}, {\"编号\": 5, \"标题\": \"Pay your deposit.\", \"描述\": \"All registration applications must be accompanied by a $500 deposit. This deposit will be applied toward any purchases you make at the tax sale. If you participate in the tax sale but end up not buying anything, your deposit will be refunded.\\nIf you are a first-time buyer, you don't have to pay a $500 deposit. Instead, you must provide a certified check for the total amount you plan to purchase at the sale. If you end up not buying that much, the county will refund the balance to you.\\nMost counties have a minimum bid set. This amount may be higher than the $500 deposit. For example, the minimum bid in St. Clair County is $750. If you're a first-time buyer, keep this in mind when you're calculating the total amount of your certified check.\"}, {\"编号\": 6, \"标题\": \"Get a delinquent tax list.\", \"描述\": \"The delinquent tax list lets you know what tax liens will be available at the tax sale you've registered for. You will be charged a fee of at least $100 for the delinquent tax list. The amount of this fee varies among Illinois counties.\\nIf you're a first-time buyer, pay this fee separately from your certified check.\\nThe delinquent tax list can help you plan your strategy for the sale and identify specific tax liens you're interested in buying.\"}]}, {\"编号\": 2, \"标题\": \"Participating in a Tax Sale\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find out the bidding process in your county.\", \"描述\": \"Illinois tax sales are all administered by the same auction company. The company offers 3 different bidding processes. If you're participating in tax sales in multiple counties, you may also have multiple bidding processes.\\nWith verbal auctions, each item has a minimum bid. Available tax deeds are called out live, and buyers may bid until the tax deed is sold. Then the next listed tax deed is called.\\nIf the county has an open bid system, you can purchase a tax lien at any time for the minimum bid listed.\\nIf the county has a sealed bid system, you offer your bid on a tax lien that is equal to or greater than the minimum listed. You don't have to appear in person at any auction site. You're only allowed to make one bid, so your sealed bid should be at or close to the maximum you're willing to pay for the property.\"}, {\"编号\": 2, \"标题\": \"Arrive at the courthouse early on the day of the sale.\", \"描述\": \"If the county has a verbal auction, you must go to the courthouse in person to participate in the tax sale. Since seating is typically first-come, first-served, you should arrive as early as possible.\\nIf you purchased a delinquent tax list, bring it with you so you can follow along.\\nLeave electronic devices at home. You may also be required to turn your cell phone off.\"}, {\"编号\": 3, \"标题\": \"Bid on properties called.\", \"描述\": \"Verbal auctions typically take place electronically, with buyers placing their bids over laptop computers. There will be a computer provided for you to use at your seat. You'll sign in for the auction with your registration information.\\nWhen you're actually bidding, you're bidding the interest rate you would charge on the delinquent taxes until they are paid. That interest rate is assessed every 6 months. The lowest percentage rate bid wins the sale.\"}, {\"编号\": 4, \"标题\": \"Make payment for your purchases.\", \"描述\": \"You typically have a day or two after the tax sale concludes to pay the county treasurer for any tax liens you won at the auction. Tax lien certificates aren't issued until after you've made your payment, so they aren't available immediately.\\nThe county treasurer's office will notify you when your certificates are ready and you can go down to the treasurer's office to get them.\"}]}, {\"编号\": 3, \"标题\": \"Foreclosing on the Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"Provide notice to the county clerk.\", \"描述\": \"After you have your tax lien certificate, go to the clerk's office in the county where the property is located to have a notice sent to the record owners of the property that you have a lien.\\nThe wording of your notice must be exact, as stated in 35 ILCS 200, Article 22. Pull up a copy of the statute online and copy the words of the notice exactly, filling in the blanks with the appropriate information about yourself and the property.\\nThe county clerk will deliver notice to the record owners of the property, with instructions on how to redeem the property by paying the delinquent taxes plus interest.\"}, {\"编号\": 2, \"标题\": \"Wait out the redemption period.\", \"描述\": \"Illinois gives property owners between 2 and 3 years to pay delinquent taxes, depending on the type of property. If the property owner pays the taxes during that time, you will receive payment from the county clerk's office and your lien will be removed.\\nIf the property owner fails to pay taxes over the course of the redemption period, you have the option of buying those taxes as well.\"}, {\"编号\": 3, \"标题\": \"Submit notice to the county clerk if the redemption period expires.\", \"描述\": \"Within 3 months of the date the redemption period will expire, file a second notice with the clerk, following the exact wording set forth in the statute.\\nThis notice informs the property owner that the redemption period is expiring, and after the deadline you will petition the court for a tax deed.\"}, {\"编号\": 4, \"标题\": \"File a petition for a tax deed.\", \"描述\": \"If the redemption period expires and the owner has not paid the delinquent property taxes, start a lawsuit in the circuit court where the property is located. Ask the judge to order the county clerk to issue a tax deed in your name.\\nThe owners of the property will be notified of your petition, as will anyone else, such as a mortgage company, that has an interest in the property.\"}, {\"编号\": 5, \"标题\": \"Participate in the court proceeding.\", \"描述\": \"The judge will schedule a hearing on your petition. The property owners or anyone else with an interest in the property may appear at the proceeding to argue against your petition being granted.\\nIf the judge is satisfied that the redemption period has expired and that you have fulfilled all legal requirements as the tax buyer, the judge will order a tax deed in your name.\"}, {\"编号\": 6, \"标题\": \"Take possession of the property.\", \"描述\": \"Once you have the tax deed, you are the legal owner of the property. As the legal owner, you can do whatever you want with the property, including rehabilitating it or selling it.\\nTax buyers seldom reach this stage. The vast majority of delinquent taxes are paid before the redemption period expires.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,953 |
How to Buy Tax Liens in New Jersey
|
1. Registering as a Bidder
1-1. Check municipality registration requirements.
While each municipality is required to have at least one tax sale each year, some have more than one. Check the website of the tax collector for the municipalities where you're interested in buying property. They will list the deadlines and requirements for registering as a bidder.
At a minimum, you must be at least 18 years old and a citizen or legal resident of the United States.
If there is an upcoming sale, you may be able to look at the property list so you can determine your interest in that municipality. You can also look at the results of previous sales.
1-2. Comply with additional requirements for special tax sales.
Under New Jersey's Abandoned Properties Rehabilitation Act, municipalities can hold special tax sales that include abandoned properties in distressed communities. The goal is to revitalize these communities.
Municipalities may have additional requirements for bidders at special tax sales. For example, you may have to demonstrate that you have experience and qualifications to rehabilitate a distressed property.
Bidders at special tax sales often are nonprofit organizations or community organizations dedicating to rebuilding distressed communities.
1-3. Read Title 54 of the New Jersey Statutes.
As a bidder, it is your responsibility to understand your responsibilities as a tax certificate holder. The law lays out specific obligations for tax certificate holders. If you don't meet these legal obligations, you could lose your investment and any right to the property.
Sales take place online. You can take a training class that covers how to use the software, but it does not cover statutory requirements. It still might be helpful if you are unfamiliar and don't consider yourself to be particularly tech savvy. Call the customer service center at (877) 361-7325 for more information about how to register for the training.
1-4. Complete your application.
Since the sales take place online, the application is also online. Follow the link on the tax sale website of each municipality. If you want to register for tax sales at several municipalities, you'll have to complete a separate application for each one.
Double-check your information before you submit it. In the event you win a bid, the municipality will use the information you provided to fill out your tax certificates.
1-5. Submit a W-9.
Since you will potentially be earning interest if you purchase any tax certificates, you must submit a W-9 so that income can be reported to the IRS. You are responsible for reporting any interest earned on your own income tax returns.
You can fill out the W-9 online when you complete the application to register as a bidder.
2. Buying Tax Liens
2-1. Study the published list of available properties.
A few weeks before the tax sale, the municipality will post a list of properties that will be sold. The sale itself will follow the order the properties are listed on the published list, although some properties may be removed from the list by the time of the sale.
The main reason a property would be removed from the list would be that the property owners have paid their delinquent taxes.
Use the list to plan your strategy for the sale and decide which properties you're interested in bidding on.
2-2. Pay your initial deposit.
A day or two before the sale at the latest, you must submit a deposit of at least 10 percent of the amount you plan to bid at the tax sale. Since the price of the properties is already fixed, simply mark the properties you plan to bid on and deposit 10 percent of the total. This total doesn't need to include premiums.
The initial deposit can only be paid online using ACH transfer from a US bank account.
2-3. Bid down the lien.
The price of each listing is already fixed. By law, you must pay the total taxes, penalties, and interest owed for each property. When you bid for properties, you are bidding on the interest you will receive while you hold the tax lien.
Bidding starts at the statutory maximum rate of 18 percent and goes down. The person with the lowest bid wins the property.
2-4. Offer a premium if the lien is bid down to zero.
If the interest rate is bid down to zero and there are several people still interested in the property, you can win the tax lien by bidding a dollar amount you are willing to pay in excess of the taxes, penalties, and interest already owed on the property.
The bidder offering the highest premium is awarded the tax lien on the property.
2-5. Pay taxes and interest on winning bids.
All taxes, penalties, and interest owed must be paid immediately after the conclusion of the tax sale. Different municipalities have their own rules regarding the timing and method of payments.
When you make your payments, you will be issued certificates for the tax liens you've purchased. Your certificates may be ready immediately, or you may have to wait a few days before you can pick them up. You'll be notified when they're ready.
2-6. Record your certificate.
Take your certificate to the Deed Room of the County Clerk's office within 90 days after the close of the sale. The clerk will record your certificate to protect your interest in the lien you've purchased.
If you don't record your certificate within 90 days, the certificate may be revoked and you would lose any right to recover the taxes, penalties, and interest you paid on the property.
3. Foreclosing on the Property
3-1. File a complaint in Superior Court.
For tax certificates bought at regular tax sales, you must wait for 2 years before you can foreclose on the property. This redemption period gives the property owners a chance to retain their ownership interest by paying all taxes, penalties, and interest due.
You have a legal obligation to file a complaint for foreclosure within 6 months after the redemption period expires.
If you bought a tax certificate on abandoned property at a special tax sale, you don't have to wait 2 years for the property owners to redeem the property. You can file a complaint for foreclosure immediately after the tax sale.
3-2. Serve notice to anyone with an ownership interest.
Tax foreclosure eliminates all property interests in the property. Accordingly, the property owners must be notified of the foreclosure, as well as any other lien holders, such as mortgage companies.
You are only responsible for serving individuals or entities that you can find by looking at the property records. Use the last known address or contact information available.
Use the exact language, format, and procedure specified in the statute to provide notice. If the court determines your notice was insufficient, you may lose your right to ownership of the property.
3-3. Publish notice in the newspaper.
You must run a legal advertisement in a newspaper circulating in the municipality where the property is located for several weeks before the foreclosure hearing is scheduled.
To be sufficient as notice, this ad must include the properties involved, their owners of record, and the amounts due.
Tax certificates on abandoned property purchased at a special tax sale have an expedited notice procedure that only requires a single advertisement in any newspaper circulating in that municipality.
3-4. Attend the court hearing.
The court will hold a hearing to determine whether you have met all your obligations as a lien holder. If you have, and if the property owners still have not paid the taxes, interest, and penalties due, the judge will order the property foreclosed upon.
The property owner retains the right to redeem the property by paying the total amount of taxes, interest, and penalties due up until the moment the judge signs the order of foreclosure.
3-5. Take possession of the property.
Once foreclosure is perfected, a new deed will be issued in your name. You are now the owner of the property and have all the rights that come with that, including the right to sell the property.
If you purchased the property at a special tax sale, you may not be able to sell the property outright. Municipalities have guidelines on the rehabilitation and reuse of abandoned property sold at special tax sales.
Warnings
Buying tax liens is not a passive investment strategy. It requires active management to meet the legal requirements so you can earn interest or eventually foreclose on the property. Research carefully and make sure you understand the process and potential for gains and losses before you begin.[17]
X
Research source
|
{
"create_time": "20230517 11:01:02",
"回答明细": "{\"回答\": \"1. Registering as a Bidder\\n1-1. Check municipality registration requirements.\\nWhile each municipality is required to have at least one tax sale each year, some have more than one. Check the website of the tax collector for the municipalities where you're interested in buying property. They will list the deadlines and requirements for registering as a bidder.\\nAt a minimum, you must be at least 18 years old and a citizen or legal resident of the United States.\\nIf there is an upcoming sale, you may be able to look at the property list so you can determine your interest in that municipality. You can also look at the results of previous sales.\\n1-2. Comply with additional requirements for special tax sales.\\nUnder New Jersey's Abandoned Properties Rehabilitation Act, municipalities can hold special tax sales that include abandoned properties in distressed communities. The goal is to revitalize these communities.\\nMunicipalities may have additional requirements for bidders at special tax sales. For example, you may have to demonstrate that you have experience and qualifications to rehabilitate a distressed property.\\nBidders at special tax sales often are nonprofit organizations or community organizations dedicating to rebuilding distressed communities.\\n1-3. Read Title 54 of the New Jersey Statutes.\\nAs a bidder, it is your responsibility to understand your responsibilities as a tax certificate holder. The law lays out specific obligations for tax certificate holders. If you don't meet these legal obligations, you could lose your investment and any right to the property.\\nSales take place online. You can take a training class that covers how to use the software, but it does not cover statutory requirements. It still might be helpful if you are unfamiliar and don't consider yourself to be particularly tech savvy. Call the customer service center at (877) 361-7325 for more information about how to register for the training.\\n1-4. Complete your application.\\nSince the sales take place online, the application is also online. Follow the link on the tax sale website of each municipality. If you want to register for tax sales at several municipalities, you'll have to complete a separate application for each one.\\nDouble-check your information before you submit it. In the event you win a bid, the municipality will use the information you provided to fill out your tax certificates.\\n1-5. Submit a W-9.\\nSince you will potentially be earning interest if you purchase any tax certificates, you must submit a W-9 so that income can be reported to the IRS. You are responsible for reporting any interest earned on your own income tax returns.\\nYou can fill out the W-9 online when you complete the application to register as a bidder.\\n2. Buying Tax Liens\\n2-1. Study the published list of available properties.\\nA few weeks before the tax sale, the municipality will post a list of properties that will be sold. The sale itself will follow the order the properties are listed on the published list, although some properties may be removed from the list by the time of the sale.\\nThe main reason a property would be removed from the list would be that the property owners have paid their delinquent taxes.\\nUse the list to plan your strategy for the sale and decide which properties you're interested in bidding on.\\n2-2. Pay your initial deposit.\\nA day or two before the sale at the latest, you must submit a deposit of at least 10 percent of the amount you plan to bid at the tax sale. Since the price of the properties is already fixed, simply mark the properties you plan to bid on and deposit 10 percent of the total. This total doesn't need to include premiums.\\nThe initial deposit can only be paid online using ACH transfer from a US bank account.\\n2-3. Bid down the lien.\\nThe price of each listing is already fixed. By law, you must pay the total taxes, penalties, and interest owed for each property. When you bid for properties, you are bidding on the interest you will receive while you hold the tax lien.\\nBidding starts at the statutory maximum rate of 18 percent and goes down. The person with the lowest bid wins the property.\\n2-4. Offer a premium if the lien is bid down to zero.\\nIf the interest rate is bid down to zero and there are several people still interested in the property, you can win the tax lien by bidding a dollar amount you are willing to pay in excess of the taxes, penalties, and interest already owed on the property.\\nThe bidder offering the highest premium is awarded the tax lien on the property.\\n2-5. Pay taxes and interest on winning bids.\\nAll taxes, penalties, and interest owed must be paid immediately after the conclusion of the tax sale. Different municipalities have their own rules regarding the timing and method of payments.\\nWhen you make your payments, you will be issued certificates for the tax liens you've purchased. Your certificates may be ready immediately, or you may have to wait a few days before you can pick them up. You'll be notified when they're ready.\\n2-6. Record your certificate.\\nTake your certificate to the Deed Room of the County Clerk's office within 90 days after the close of the sale. The clerk will record your certificate to protect your interest in the lien you've purchased.\\nIf you don't record your certificate within 90 days, the certificate may be revoked and you would lose any right to recover the taxes, penalties, and interest you paid on the property.\\n3. Foreclosing on the Property\\n3-1. File a complaint in Superior Court.\\nFor tax certificates bought at regular tax sales, you must wait for 2 years before you can foreclose on the property. This redemption period gives the property owners a chance to retain their ownership interest by paying all taxes, penalties, and interest due.\\nYou have a legal obligation to file a complaint for foreclosure within 6 months after the redemption period expires.\\nIf you bought a tax certificate on abandoned property at a special tax sale, you don't have to wait 2 years for the property owners to redeem the property. You can file a complaint for foreclosure immediately after the tax sale.\\n3-2. Serve notice to anyone with an ownership interest.\\nTax foreclosure eliminates all property interests in the property. Accordingly, the property owners must be notified of the foreclosure, as well as any other lien holders, such as mortgage companies.\\nYou are only responsible for serving individuals or entities that you can find by looking at the property records. Use the last known address or contact information available.\\nUse the exact language, format, and procedure specified in the statute to provide notice. If the court determines your notice was insufficient, you may lose your right to ownership of the property.\\n3-3. Publish notice in the newspaper.\\nYou must run a legal advertisement in a newspaper circulating in the municipality where the property is located for several weeks before the foreclosure hearing is scheduled.\\nTo be sufficient as notice, this ad must include the properties involved, their owners of record, and the amounts due.\\nTax certificates on abandoned property purchased at a special tax sale have an expedited notice procedure that only requires a single advertisement in any newspaper circulating in that municipality.\\n3-4. Attend the court hearing.\\nThe court will hold a hearing to determine whether you have met all your obligations as a lien holder. If you have, and if the property owners still have not paid the taxes, interest, and penalties due, the judge will order the property foreclosed upon.\\nThe property owner retains the right to redeem the property by paying the total amount of taxes, interest, and penalties due up until the moment the judge signs the order of foreclosure.\\n3-5. Take possession of the property.\\nOnce foreclosure is perfected, a new deed will be issued in your name. You are now the owner of the property and have all the rights that come with that, including the right to sell the property.\\nIf you purchased the property at a special tax sale, you may not be able to sell the property outright. Municipalities have guidelines on the rehabilitation and reuse of abandoned property sold at special tax sales.\\nWarnings\\nBuying tax liens is not a passive investment strategy. It requires active management to meet the legal requirements so you can earn interest or eventually foreclose on the property. Research carefully and make sure you understand the process and potential for gains and losses before you begin.[17]\\nX\\nResearch source\\n\", \"简要回答\": \"New Jersey requires municipalities to hold tax sales of delinquent property taxes at least once a year. Many people look at the purchase of tax liens as an investment opportunity. You pay the taxes owed, and in exchange you get the right to charge interest on the amount owed by the property owner. If they fail to pay their delinquent taxes within 2 years, you can foreclose on the property and take it over.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Registering as a Bidder\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check municipality registration requirements.\", \"描述\": \"While each municipality is required to have at least one tax sale each year, some have more than one. Check the website of the tax collector for the municipalities where you're interested in buying property. They will list the deadlines and requirements for registering as a bidder.\\nAt a minimum, you must be at least 18 years old and a citizen or legal resident of the United States.\\nIf there is an upcoming sale, you may be able to look at the property list so you can determine your interest in that municipality. You can also look at the results of previous sales.\"}, {\"编号\": 2, \"标题\": \"Comply with additional requirements for special tax sales.\", \"描述\": \"Under New Jersey's Abandoned Properties Rehabilitation Act, municipalities can hold special tax sales that include abandoned properties in distressed communities. The goal is to revitalize these communities.\\nMunicipalities may have additional requirements for bidders at special tax sales. For example, you may have to demonstrate that you have experience and qualifications to rehabilitate a distressed property.\\nBidders at special tax sales often are nonprofit organizations or community organizations dedicating to rebuilding distressed communities.\"}, {\"编号\": 3, \"标题\": \"Read Title 54 of the New Jersey Statutes.\", \"描述\": \"As a bidder, it is your responsibility to understand your responsibilities as a tax certificate holder. The law lays out specific obligations for tax certificate holders. If you don't meet these legal obligations, you could lose your investment and any right to the property.\\nSales take place online. You can take a training class that covers how to use the software, but it does not cover statutory requirements. It still might be helpful if you are unfamiliar and don't consider yourself to be particularly tech savvy. Call the customer service center at (877) 361-7325 for more information about how to register for the training.\"}, {\"编号\": 4, \"标题\": \"Complete your application.\", \"描述\": \"Since the sales take place online, the application is also online. Follow the link on the tax sale website of each municipality. If you want to register for tax sales at several municipalities, you'll have to complete a separate application for each one.\\nDouble-check your information before you submit it. In the event you win a bid, the municipality will use the information you provided to fill out your tax certificates.\"}, {\"编号\": 5, \"标题\": \"Submit a W-9.\", \"描述\": \"Since you will potentially be earning interest if you purchase any tax certificates, you must submit a W-9 so that income can be reported to the IRS. You are responsible for reporting any interest earned on your own income tax returns.\\nYou can fill out the W-9 online when you complete the application to register as a bidder.\"}]}, {\"编号\": 2, \"标题\": \"Buying Tax Liens\", \"步骤\": [{\"编号\": 1, \"标题\": \"Study the published list of available properties.\", \"描述\": \"A few weeks before the tax sale, the municipality will post a list of properties that will be sold. The sale itself will follow the order the properties are listed on the published list, although some properties may be removed from the list by the time of the sale.\\nThe main reason a property would be removed from the list would be that the property owners have paid their delinquent taxes.\\nUse the list to plan your strategy for the sale and decide which properties you're interested in bidding on.\"}, {\"编号\": 2, \"标题\": \"Pay your initial deposit.\", \"描述\": \"A day or two before the sale at the latest, you must submit a deposit of at least 10 percent of the amount you plan to bid at the tax sale. Since the price of the properties is already fixed, simply mark the properties you plan to bid on and deposit 10 percent of the total. This total doesn't need to include premiums.\\nThe initial deposit can only be paid online using ACH transfer from a US bank account.\"}, {\"编号\": 3, \"标题\": \"Bid down the lien.\", \"描述\": \"The price of each listing is already fixed. By law, you must pay the total taxes, penalties, and interest owed for each property. When you bid for properties, you are bidding on the interest you will receive while you hold the tax lien.\\nBidding starts at the statutory maximum rate of 18 percent and goes down. The person with the lowest bid wins the property.\"}, {\"编号\": 4, \"标题\": \"Offer a premium if the lien is bid down to zero.\", \"描述\": \"If the interest rate is bid down to zero and there are several people still interested in the property, you can win the tax lien by bidding a dollar amount you are willing to pay in excess of the taxes, penalties, and interest already owed on the property.\\nThe bidder offering the highest premium is awarded the tax lien on the property.\"}, {\"编号\": 5, \"标题\": \"Pay taxes and interest on winning bids.\", \"描述\": \"All taxes, penalties, and interest owed must be paid immediately after the conclusion of the tax sale. Different municipalities have their own rules regarding the timing and method of payments.\\nWhen you make your payments, you will be issued certificates for the tax liens you've purchased. Your certificates may be ready immediately, or you may have to wait a few days before you can pick them up. You'll be notified when they're ready.\"}, {\"编号\": 6, \"标题\": \"Record your certificate.\", \"描述\": \"Take your certificate to the Deed Room of the County Clerk's office within 90 days after the close of the sale. The clerk will record your certificate to protect your interest in the lien you've purchased.\\nIf you don't record your certificate within 90 days, the certificate may be revoked and you would lose any right to recover the taxes, penalties, and interest you paid on the property.\"}]}, {\"编号\": 3, \"标题\": \"Foreclosing on the Property\", \"步骤\": [{\"编号\": 1, \"标题\": \"File a complaint in Superior Court.\", \"描述\": \"For tax certificates bought at regular tax sales, you must wait for 2 years before you can foreclose on the property. This redemption period gives the property owners a chance to retain their ownership interest by paying all taxes, penalties, and interest due.\\nYou have a legal obligation to file a complaint for foreclosure within 6 months after the redemption period expires.\\nIf you bought a tax certificate on abandoned property at a special tax sale, you don't have to wait 2 years for the property owners to redeem the property. You can file a complaint for foreclosure immediately after the tax sale.\"}, {\"编号\": 2, \"标题\": \"Serve notice to anyone with an ownership interest.\", \"描述\": \"Tax foreclosure eliminates all property interests in the property. Accordingly, the property owners must be notified of the foreclosure, as well as any other lien holders, such as mortgage companies.\\nYou are only responsible for serving individuals or entities that you can find by looking at the property records. Use the last known address or contact information available.\\nUse the exact language, format, and procedure specified in the statute to provide notice. If the court determines your notice was insufficient, you may lose your right to ownership of the property.\"}, {\"编号\": 3, \"标题\": \"Publish notice in the newspaper.\", \"描述\": \"You must run a legal advertisement in a newspaper circulating in the municipality where the property is located for several weeks before the foreclosure hearing is scheduled.\\nTo be sufficient as notice, this ad must include the properties involved, their owners of record, and the amounts due.\\nTax certificates on abandoned property purchased at a special tax sale have an expedited notice procedure that only requires a single advertisement in any newspaper circulating in that municipality.\"}, {\"编号\": 4, \"标题\": \"Attend the court hearing.\", \"描述\": \"The court will hold a hearing to determine whether you have met all your obligations as a lien holder. If you have, and if the property owners still have not paid the taxes, interest, and penalties due, the judge will order the property foreclosed upon.\\nThe property owner retains the right to redeem the property by paying the total amount of taxes, interest, and penalties due up until the moment the judge signs the order of foreclosure.\"}, {\"编号\": 5, \"标题\": \"Take possession of the property.\", \"描述\": \"Once foreclosure is perfected, a new deed will be issued in your name. You are now the owner of the property and have all the rights that come with that, including the right to sell the property.\\nIf you purchased the property at a special tax sale, you may not be able to sell the property outright. Municipalities have guidelines on the rehabilitation and reuse of abandoned property sold at special tax sales.\"}], \"注意事项\": [\"Buying tax liens is not a passive investment strategy. It requires active management to meet the legal requirements so you can earn interest or eventually foreclose on the property. Research carefully and make sure you understand the process and potential for gains and losses before you begin.[17]\\nX\\nResearch source\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,954 |
How to Buy Tennis Shoes
|
1. Determining How and Where You Play
1-1. Figure out what kind of tennis player you are.
Typically players are either "serve and volley," who charge the net and slide their back foot while serving, or "baseline," who generally play along the back line. Since these two types move differently on the court, they wear shoes out differently.
Choose a shoe with a toecap if you're a "serve and volley" player.
Buy shoes with lots of lateral support and a durable sole if you run from side to side a lot.
1-2. Determine your most frequent court surface type.
The harder the court surface, the more durable the sole should be. Using the right sole for the right court surface can prolong the life of your shoes, offer the right amount of traction and prevent court surface damage.
1-3. Pick the right sole for the surface.
Hard surfaces wear shoes out faster. Shoes made for concrete are more durable and made with tougher materials, while others are more flexible.
For clay or grass courts, the soles may not be as durable, but they are designed to provide traction without damaging the court.
Multi-court shoes are also available that adapt well for a variety of surfaces.
Shoes with a herringbone style outer sole work especially well for clay. The narrow treading helps grip the floor and prevent loose grains on the surface from entering the sole and smoothing it out.
2. Knowing Your Foot Type and Shoe Fit
2-1. Determine your foot type.
This is arguably the most important step in choosing the right tennis shoe. Your foot type will determine how much lateral support and cushioning you will need for optimal safety and comfort.
Use the "wet test" to determine your foot type. Wet the soles of your foot and step onto a flat surface, such as a piece of construction paper or the sidewalk. Look at the area between the ball of the foot and the heel of the foot.
A large gap indicates a high arch, which means your feet are supinated.
No gap at all indicates flat feet, which means your feet are pronated.
If your feet are in between, then they are neutral.
For supinated feet: Opt for a more flexible shoe. You will experience most wear and tear around the heel and toes.
For pronated feet: Buy a stabilizing tennis shoe, since you will experience most wear and tear around the front inside area of your foot.
For neutral feet: You can try just about any shoe.
2-2. Determine cushioning material type.
Tennis shoes are made with 2 types of cushions: EVA and PU. EVA cushions are lighter and more flexible, but offer less stability and durability. PU cushions are more durable and stable, but tend to be heavier.
2-3. Make a list.
Putting together a list of your play style, court style and foot type will help you figure out what kind of shoes you should be shopping for, so you don't waste your time trying on tennis shoes that won't work for you.
2-4. Consider sizing up.
Remember that feet tend to swell a bit during exercise and you may be wearing thicker socks than normal.
3. Picking Your Shoes
3-1. Do some research.
Knowing what kind of sole and how much stability you need, based on court type, playing style and foot type will go a long way. Determine how much the kind of shoes you're looking for tend to cost.
Even if budget is a factor, buying the best shoes you can afford will help protect your feet and ensure your shoes last as long as possible. Remember that purchasing tennis shoes is an investment. It will reduce your chances of succumbing to injury.
Shopping around and visiting different stores and websites can help you find the best deal.
In general, you get what you pay for, and $80 shoes will be higher quality and last longer than $15 shoes—but paying big bucks for celebrity-endorsed shoes may not be worth it.
3-2. Make your purchase.
After you've figured out what kind of shoes you need, the brand and style you like, and where the best deal can be found, it's time to buy!
Unlike leather shoes, most tennis shoes do not need to be "broken in" and should feel ready to play in when you try them on. They should fit snugly but not so tightly they will chafe.
Stores specializing in athletic shoes may have employees who can recommend brands and styles that will work well for you.
If you're ordering shoes online, be sure you know the site's return policy and how to return shoes that don't work for you.
3-3. Enjoy your shoes.
See how your shoes work in action on the court and make sure you're fully satisfied with your purchase.
Warnings
Don't substitute other kinds of athletic shoes. Tennis shoes are made with flatter soles that are more durable and meant for the back-and-forth motion, while running shoes have softer, more highly cushioned soles meant for forward motion.
Tennis shoes will feel heavy relative to other shoes. This is normal—the weight can often indicate that the shoes offer protection.
|
{
"create_time": "20230517 11:01:02",
"回答明细": "{\"回答\": \"1. Determining How and Where You Play\\n1-1. Figure out what kind of tennis player you are.\\nTypically players are either \\\"serve and volley,\\\" who charge the net and slide their back foot while serving, or \\\"baseline,\\\" who generally play along the back line. Since these two types move differently on the court, they wear shoes out differently.\\nChoose a shoe with a toecap if you're a \\\"serve and volley\\\" player.\\nBuy shoes with lots of lateral support and a durable sole if you run from side to side a lot.\\n1-2. Determine your most frequent court surface type.\\nThe harder the court surface, the more durable the sole should be. Using the right sole for the right court surface can prolong the life of your shoes, offer the right amount of traction and prevent court surface damage.\\n1-3. Pick the right sole for the surface.\\nHard surfaces wear shoes out faster. Shoes made for concrete are more durable and made with tougher materials, while others are more flexible.\\nFor clay or grass courts, the soles may not be as durable, but they are designed to provide traction without damaging the court.\\nMulti-court shoes are also available that adapt well for a variety of surfaces.\\nShoes with a herringbone style outer sole work especially well for clay. The narrow treading helps grip the floor and prevent loose grains on the surface from entering the sole and smoothing it out.\\n2. Knowing Your Foot Type and Shoe Fit\\n2-1. Determine your foot type.\\nThis is arguably the most important step in choosing the right tennis shoe. Your foot type will determine how much lateral support and cushioning you will need for optimal safety and comfort.\\nUse the \\\"wet test\\\" to determine your foot type. Wet the soles of your foot and step onto a flat surface, such as a piece of construction paper or the sidewalk. Look at the area between the ball of the foot and the heel of the foot.\\nA large gap indicates a high arch, which means your feet are supinated.\\nNo gap at all indicates flat feet, which means your feet are pronated.\\nIf your feet are in between, then they are neutral.\\n\\nFor supinated feet: Opt for a more flexible shoe. You will experience most wear and tear around the heel and toes.\\nFor pronated feet: Buy a stabilizing tennis shoe, since you will experience most wear and tear around the front inside area of your foot.\\nFor neutral feet: You can try just about any shoe.\\n2-2. Determine cushioning material type.\\nTennis shoes are made with 2 types of cushions: EVA and PU. EVA cushions are lighter and more flexible, but offer less stability and durability. PU cushions are more durable and stable, but tend to be heavier.\\n2-3. Make a list.\\nPutting together a list of your play style, court style and foot type will help you figure out what kind of shoes you should be shopping for, so you don't waste your time trying on tennis shoes that won't work for you.\\n2-4. Consider sizing up.\\nRemember that feet tend to swell a bit during exercise and you may be wearing thicker socks than normal.\\n3. Picking Your Shoes\\n3-1. Do some research.\\nKnowing what kind of sole and how much stability you need, based on court type, playing style and foot type will go a long way. Determine how much the kind of shoes you're looking for tend to cost.\\nEven if budget is a factor, buying the best shoes you can afford will help protect your feet and ensure your shoes last as long as possible. Remember that purchasing tennis shoes is an investment. It will reduce your chances of succumbing to injury.\\nShopping around and visiting different stores and websites can help you find the best deal.\\nIn general, you get what you pay for, and $80 shoes will be higher quality and last longer than $15 shoes—but paying big bucks for celebrity-endorsed shoes may not be worth it.\\n3-2. Make your purchase.\\nAfter you've figured out what kind of shoes you need, the brand and style you like, and where the best deal can be found, it's time to buy!\\nUnlike leather shoes, most tennis shoes do not need to be \\\"broken in\\\" and should feel ready to play in when you try them on. They should fit snugly but not so tightly they will chafe.\\nStores specializing in athletic shoes may have employees who can recommend brands and styles that will work well for you.\\nIf you're ordering shoes online, be sure you know the site's return policy and how to return shoes that don't work for you.\\n3-3. Enjoy your shoes.\\nSee how your shoes work in action on the court and make sure you're fully satisfied with your purchase.\\nWarnings\\nDon't substitute other kinds of athletic shoes. Tennis shoes are made with flatter soles that are more durable and meant for the back-and-forth motion, while running shoes have softer, more highly cushioned soles meant for forward motion.\\nTennis shoes will feel heavy relative to other shoes. This is normal—the weight can often indicate that the shoes offer protection.\\n\", \"简要回答\": \"Tennis is a sport that requires considerable agility and coordination. The constant back-and-forth nature of tennis play and the need to switch directions while running means that for avid tennis players, shoes are the fastest thing to wear out. Regular trainers just won't cut it—they do not offer the needed ankle or heel protection. By extension, a well-chosen tennis shoe will help players endure the stress of playing well. When deciding to buy tennis shoes, you will need to take your play style, court surface and foot type into consideration to find your best fit.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Determining How and Where You Play\", \"步骤\": [{\"编号\": 1, \"标题\": \"Figure out what kind of tennis player you are.\", \"描述\": \"Typically players are either \\\"serve and volley,\\\" who charge the net and slide their back foot while serving, or \\\"baseline,\\\" who generally play along the back line. Since these two types move differently on the court, they wear shoes out differently.\\nChoose a shoe with a toecap if you're a \\\"serve and volley\\\" player.\\nBuy shoes with lots of lateral support and a durable sole if you run from side to side a lot.\"}, {\"编号\": 2, \"标题\": \"Determine your most frequent court surface type.\", \"描述\": \"The harder the court surface, the more durable the sole should be. Using the right sole for the right court surface can prolong the life of your shoes, offer the right amount of traction and prevent court surface damage.\"}, {\"编号\": 3, \"标题\": \"Pick the right sole for the surface.\", \"描述\": \"Hard surfaces wear shoes out faster. Shoes made for concrete are more durable and made with tougher materials, while others are more flexible.\\nFor clay or grass courts, the soles may not be as durable, but they are designed to provide traction without damaging the court.\\nMulti-court shoes are also available that adapt well for a variety of surfaces.\\nShoes with a herringbone style outer sole work especially well for clay. The narrow treading helps grip the floor and prevent loose grains on the surface from entering the sole and smoothing it out.\"}]}, {\"编号\": 2, \"标题\": \"Knowing Your Foot Type and Shoe Fit\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine your foot type.\", \"描述\": \"This is arguably the most important step in choosing the right tennis shoe. Your foot type will determine how much lateral support and cushioning you will need for optimal safety and comfort.\\nUse the \\\"wet test\\\" to determine your foot type. Wet the soles of your foot and step onto a flat surface, such as a piece of construction paper or the sidewalk. Look at the area between the ball of the foot and the heel of the foot.\\nA large gap indicates a high arch, which means your feet are supinated.\\nNo gap at all indicates flat feet, which means your feet are pronated.\\nIf your feet are in between, then they are neutral.\\n\\nFor supinated feet: Opt for a more flexible shoe. You will experience most wear and tear around the heel and toes.\\nFor pronated feet: Buy a stabilizing tennis shoe, since you will experience most wear and tear around the front inside area of your foot.\\nFor neutral feet: You can try just about any shoe.\"}, {\"编号\": 2, \"标题\": \"Determine cushioning material type.\", \"描述\": \"Tennis shoes are made with 2 types of cushions: EVA and PU. EVA cushions are lighter and more flexible, but offer less stability and durability. PU cushions are more durable and stable, but tend to be heavier.\"}, {\"编号\": 3, \"标题\": \"Make a list.\", \"描述\": \"Putting together a list of your play style, court style and foot type will help you figure out what kind of shoes you should be shopping for, so you don't waste your time trying on tennis shoes that won't work for you.\"}, {\"编号\": 4, \"标题\": \"Consider sizing up.\", \"描述\": \"Remember that feet tend to swell a bit during exercise and you may be wearing thicker socks than normal.\"}]}, {\"编号\": 3, \"标题\": \"Picking Your Shoes\", \"步骤\": [{\"编号\": 1, \"标题\": \"Do some research.\", \"描述\": \"Knowing what kind of sole and how much stability you need, based on court type, playing style and foot type will go a long way. Determine how much the kind of shoes you're looking for tend to cost.\\nEven if budget is a factor, buying the best shoes you can afford will help protect your feet and ensure your shoes last as long as possible. Remember that purchasing tennis shoes is an investment. It will reduce your chances of succumbing to injury.\\nShopping around and visiting different stores and websites can help you find the best deal.\\nIn general, you get what you pay for, and $80 shoes will be higher quality and last longer than $15 shoes—but paying big bucks for celebrity-endorsed shoes may not be worth it.\"}, {\"编号\": 2, \"标题\": \"Make your purchase.\", \"描述\": \"After you've figured out what kind of shoes you need, the brand and style you like, and where the best deal can be found, it's time to buy!\\nUnlike leather shoes, most tennis shoes do not need to be \\\"broken in\\\" and should feel ready to play in when you try them on. They should fit snugly but not so tightly they will chafe.\\nStores specializing in athletic shoes may have employees who can recommend brands and styles that will work well for you.\\nIf you're ordering shoes online, be sure you know the site's return policy and how to return shoes that don't work for you.\"}, {\"编号\": 3, \"标题\": \"Enjoy your shoes.\", \"描述\": \"See how your shoes work in action on the court and make sure you're fully satisfied with your purchase.\"}], \"注意事项\": [\"Don't substitute other kinds of athletic shoes. Tennis shoes are made with flatter soles that are more durable and meant for the back-and-forth motion, while running shoes have softer, more highly cushioned soles meant for forward motion.\\n\", \"Tennis shoes will feel heavy relative to other shoes. This is normal—the weight can often indicate that the shoes offer protection.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,955 |
How to Buy Things on Amazon Without a Credit Card
|
1. Using a Gift Card
1-1. Purchase your Amazon gift card.
You can find Amazon gift cards at most retailers that carry gift cards, such as the supermarket or a convenience store. You can purchase these cards with cash.
You can receive gift card allowances from someone else as well. They can choose to automatically deposit money into your Amazon gift card balance, which you can then spend on Amazon. Visit amazon.com/allowance to get it set up.
1-2. Log into Amazon.
You'll need to create an account with Amazon if you don't have one already. To create an account, you'll just need to enter your name and email address.
1-3. Open your Account page.
You can find this by hovering over your name in the upper-right corner and selecting "Your Account."
1-4. Click the "Apply a Gift Card to Your Account" link.
You'll find this in the "Amazon Wallet" section of your account page.
1-5. Enter the code from the back of the gift card.
The code is 14 or 15 characters long and includes letters and numbers. You may have to scratch off the cover on a plastic gift card. If you received the gift card digitally, the code will be in the email you receive.
Click the "Check" button to check that the code was entered correctly and see the balance on the card.
1-6. Click "Apply to your balance."
The gift card value will be applied to your Amazon account balance, which will be the default payment method when you purchase an item.
1-7. Add an item to your cart and move to checkout.
Now that you've applied the gift card, you can shop for the item or items you want to purchase. You can pay for the shipping with the gift card as well as long as you have the balance to cover it.
1-8. Enter your shipping address (for physical goods).
You'll need to enter the address you want the items shipped to in order to proceed with the checkout. This may not be required if you're purchasing digital items.
1-9. Ensure that your gift card balance is selected as the payment method.
You can also enter additional codes on this screen to add cards to your balance.
If you're prompted to enter a billing address for the gift card, make it the same as your shipping address.
1-10. Complete the order.
Finish your order and wait for it to be processed. As long as you have enough on your Amazon gift card balance to cover the price of the item and the shipping fee, the purchase should process and ship without issue.
2. Using a Checking Account (US only)
2-1. Log into the Amazon website.
If you have a US-based checking account, you can link it with Amazon and deduct purchases directly from your bank balance. You'll need to create an Amazon account if you don't have one already.
You cannot use savings, corporate, or business bank accounts.
2-2. Open the "Your Account" page.
You can find this by hovering over your name in the upper-right corner of the Amazon home page and selecting "Your Account."
2-3. Click the "Manage Payment Options" link.
You'll find this in the "Amazon Wallet" section of the account page.
2-4. Click "Add checking account."
A form will appear.
2-5. Enter your checking account information.
Refer to one of your checks to find your routing number and your account number. The routing number identifies the bank.
The routing number is the leftmost number at the bottom of your check and is nine digits long.
The account number is located to the right of the routing number. Make sure you don't include the check number on the right end.
2-6. Enter your state-issued driver's license or identification number.
This is required for purchases made with a bank account as a way to identify you.
2-7. Click "Continue" to process the form.
Amazon will verify that you've entered the correct routing number, and the payment method will be added to your account.
2-8. Buy an item on Amazon with your bank account.
Now that you have your bank account associated with your Amazon account, you'll be able to select it as the payment method when making a purchase.
3. Using a Prepaid Credit Card
3-1. Register your prepaid card with the issuer.
In order to use your prepaid credit card for online purchases, you'll need to register it with the card issuer. This will allow you to set a billing address for the card, which Amazon requires.
You can either call the number printed on the back of the card to register it over the phone, or you can visit the issuer's website and register it online. Make sure to enter in your valid address when registering the card.
3-2. Log into Amazon.
Once your card is registered, you'll be able to use it for online purchases. Log into Amazon so that you can add it to your account as a payment method.
3-3. Hover over your name on the Amazon home page and select "Your Account."
This will open your Amazon account page.
3-4. Select "Add a Credit or Debit Card."
You'll find this in the "Payment Methods" column of the "Amazon Wallet" section.
3-5. Enter in the prepaid card number and your name.
Make sure to enter your name the same way you did when you registered your card, or the same way that it's printed on the card itself. Not all prepaid cards will have your name printed on them.
3-6. Enter your billing address exactly as you registered.
Enter the billing address you used when you registered your card. The address will need to match exactly, or your card will be declined.
3-7. Make a purchase with your newly-added prepaid card.
You can now complete a purchase and select your prepaid card as the payment method. Make sure that your card has a balance to cover the purchase cost as well as the shipping fee.
3-8. Check the billing address if your card is declined.
If your prepaid card is declined when you try to complete your purchase, your billing information likely does not match the address you registered with. Check the billing address entered in Amazon and register your prepaid card if you haven't yet.
Tips
You should compare products on Amazon before purchasing to get the best deal.
|
{
"create_time": "20230517 11:01:02",
"回答明细": "{\"回答\": \"1. Using a Gift Card\\n1-1. Purchase your Amazon gift card.\\nYou can find Amazon gift cards at most retailers that carry gift cards, such as the supermarket or a convenience store. You can purchase these cards with cash.\\nYou can receive gift card allowances from someone else as well. They can choose to automatically deposit money into your Amazon gift card balance, which you can then spend on Amazon. Visit amazon.com/allowance to get it set up.\\n1-2. Log into Amazon.\\nYou'll need to create an account with Amazon if you don't have one already. To create an account, you'll just need to enter your name and email address.\\n1-3. Open your Account page.\\nYou can find this by hovering over your name in the upper-right corner and selecting \\\"Your Account.\\\"\\n1-4. Click the \\\"Apply a Gift Card to Your Account\\\" link.\\nYou'll find this in the \\\"Amazon Wallet\\\" section of your account page.\\n1-5. Enter the code from the back of the gift card.\\nThe code is 14 or 15 characters long and includes letters and numbers. You may have to scratch off the cover on a plastic gift card. If you received the gift card digitally, the code will be in the email you receive.\\nClick the \\\"Check\\\" button to check that the code was entered correctly and see the balance on the card.\\n1-6. Click \\\"Apply to your balance.\\\"\\nThe gift card value will be applied to your Amazon account balance, which will be the default payment method when you purchase an item.\\n1-7. Add an item to your cart and move to checkout.\\nNow that you've applied the gift card, you can shop for the item or items you want to purchase. You can pay for the shipping with the gift card as well as long as you have the balance to cover it.\\n1-8. Enter your shipping address (for physical goods).\\nYou'll need to enter the address you want the items shipped to in order to proceed with the checkout. This may not be required if you're purchasing digital items.\\n1-9. Ensure that your gift card balance is selected as the payment method.\\nYou can also enter additional codes on this screen to add cards to your balance.\\nIf you're prompted to enter a billing address for the gift card, make it the same as your shipping address.\\n1-10. Complete the order.\\nFinish your order and wait for it to be processed. As long as you have enough on your Amazon gift card balance to cover the price of the item and the shipping fee, the purchase should process and ship without issue.\\n2. Using a Checking Account (US only)\\n2-1. Log into the Amazon website.\\nIf you have a US-based checking account, you can link it with Amazon and deduct purchases directly from your bank balance. You'll need to create an Amazon account if you don't have one already.\\nYou cannot use savings, corporate, or business bank accounts.\\n2-2. Open the \\\"Your Account\\\" page.\\nYou can find this by hovering over your name in the upper-right corner of the Amazon home page and selecting \\\"Your Account.\\\"\\n2-3. Click the \\\"Manage Payment Options\\\" link.\\nYou'll find this in the \\\"Amazon Wallet\\\" section of the account page.\\n2-4. Click \\\"Add checking account.\\\"\\nA form will appear.\\n2-5. Enter your checking account information.\\nRefer to one of your checks to find your routing number and your account number. The routing number identifies the bank.\\nThe routing number is the leftmost number at the bottom of your check and is nine digits long.\\nThe account number is located to the right of the routing number. Make sure you don't include the check number on the right end.\\n2-6. Enter your state-issued driver's license or identification number.\\nThis is required for purchases made with a bank account as a way to identify you.\\n2-7. Click \\\"Continue\\\" to process the form.\\nAmazon will verify that you've entered the correct routing number, and the payment method will be added to your account.\\n2-8. Buy an item on Amazon with your bank account.\\nNow that you have your bank account associated with your Amazon account, you'll be able to select it as the payment method when making a purchase.\\n3. Using a Prepaid Credit Card\\n3-1. Register your prepaid card with the issuer.\\nIn order to use your prepaid credit card for online purchases, you'll need to register it with the card issuer. This will allow you to set a billing address for the card, which Amazon requires.\\nYou can either call the number printed on the back of the card to register it over the phone, or you can visit the issuer's website and register it online. Make sure to enter in your valid address when registering the card.\\n3-2. Log into Amazon.\\nOnce your card is registered, you'll be able to use it for online purchases. Log into Amazon so that you can add it to your account as a payment method.\\n3-3. Hover over your name on the Amazon home page and select \\\"Your Account.\\\"\\nThis will open your Amazon account page.\\n3-4. Select \\\"Add a Credit or Debit Card.\\\"\\nYou'll find this in the \\\"Payment Methods\\\" column of the \\\"Amazon Wallet\\\" section.\\n3-5. Enter in the prepaid card number and your name.\\nMake sure to enter your name the same way you did when you registered your card, or the same way that it's printed on the card itself. Not all prepaid cards will have your name printed on them.\\n3-6. Enter your billing address exactly as you registered.\\nEnter the billing address you used when you registered your card. The address will need to match exactly, or your card will be declined.\\n3-7. Make a purchase with your newly-added prepaid card.\\nYou can now complete a purchase and select your prepaid card as the payment method. Make sure that your card has a balance to cover the purchase cost as well as the shipping fee.\\n3-8. Check the billing address if your card is declined.\\nIf your prepaid card is declined when you try to complete your purchase, your billing information likely does not match the address you registered with. Check the billing address entered in Amazon and register your prepaid card if you haven't yet.\\nTips\\nYou should compare products on Amazon before purchasing to get the best deal.\\n\", \"简要回答\": \"You can find pretty much anything on Amazon, but making the purchase can be difficult if you don't have a credit or debit card. Luckily, there are several ways you can make purchases on Amazon without one. Gift cards and prepaid credit cards can be purchased at most major grocery or convenience stores, and if you have a US-based checking account, you can pay directly from it.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Using a Gift Card\", \"步骤\": [{\"编号\": 1, \"标题\": \"Purchase your Amazon gift card.\", \"描述\": \"You can find Amazon gift cards at most retailers that carry gift cards, such as the supermarket or a convenience store. You can purchase these cards with cash.\\nYou can receive gift card allowances from someone else as well. They can choose to automatically deposit money into your Amazon gift card balance, which you can then spend on Amazon. Visit amazon.com/allowance to get it set up.\"}, {\"编号\": 2, \"标题\": \"Log into Amazon.\", \"描述\": \"You'll need to create an account with Amazon if you don't have one already. To create an account, you'll just need to enter your name and email address.\"}, {\"编号\": 3, \"标题\": \"Open your Account page.\", \"描述\": \"You can find this by hovering over your name in the upper-right corner and selecting \\\"Your Account.\\\"\"}, {\"编号\": 4, \"标题\": \"Click the \\\"Apply a Gift Card to Your Account\\\" link.\", \"描述\": \"You'll find this in the \\\"Amazon Wallet\\\" section of your account page.\"}, {\"编号\": 5, \"标题\": \"Enter the code from the back of the gift card.\", \"描述\": \"The code is 14 or 15 characters long and includes letters and numbers. You may have to scratch off the cover on a plastic gift card. If you received the gift card digitally, the code will be in the email you receive.\\nClick the \\\"Check\\\" button to check that the code was entered correctly and see the balance on the card.\"}, {\"编号\": 6, \"标题\": \"Click \\\"Apply to your balance.\\\"\", \"描述\": \"The gift card value will be applied to your Amazon account balance, which will be the default payment method when you purchase an item.\"}, {\"编号\": 7, \"标题\": \"Add an item to your cart and move to checkout.\", \"描述\": \"Now that you've applied the gift card, you can shop for the item or items you want to purchase. You can pay for the shipping with the gift card as well as long as you have the balance to cover it.\"}, {\"编号\": 8, \"标题\": \"Enter your shipping address (for physical goods).\", \"描述\": \"You'll need to enter the address you want the items shipped to in order to proceed with the checkout. This may not be required if you're purchasing digital items.\"}, {\"编号\": 9, \"标题\": \"Ensure that your gift card balance is selected as the payment method.\", \"描述\": \"You can also enter additional codes on this screen to add cards to your balance.\\nIf you're prompted to enter a billing address for the gift card, make it the same as your shipping address.\"}, {\"编号\": 10, \"标题\": \"Complete the order.\", \"描述\": \"Finish your order and wait for it to be processed. As long as you have enough on your Amazon gift card balance to cover the price of the item and the shipping fee, the purchase should process and ship without issue.\"}]}, {\"编号\": 2, \"标题\": \"Using a Checking Account (US only)\", \"步骤\": [{\"编号\": 1, \"标题\": \"Log into the Amazon website.\", \"描述\": \"If you have a US-based checking account, you can link it with Amazon and deduct purchases directly from your bank balance. You'll need to create an Amazon account if you don't have one already.\\nYou cannot use savings, corporate, or business bank accounts.\"}, {\"编号\": 2, \"标题\": \"Open the \\\"Your Account\\\" page.\", \"描述\": \"You can find this by hovering over your name in the upper-right corner of the Amazon home page and selecting \\\"Your Account.\\\"\"}, {\"编号\": 3, \"标题\": \"Click the \\\"Manage Payment Options\\\" link.\", \"描述\": \"You'll find this in the \\\"Amazon Wallet\\\" section of the account page.\"}, {\"编号\": 4, \"标题\": \"Click \\\"Add checking account.\\\"\", \"描述\": \"A form will appear.\"}, {\"编号\": 5, \"标题\": \"Enter your checking account information.\", \"描述\": \"Refer to one of your checks to find your routing number and your account number. The routing number identifies the bank.\\nThe routing number is the leftmost number at the bottom of your check and is nine digits long.\\nThe account number is located to the right of the routing number. Make sure you don't include the check number on the right end.\"}, {\"编号\": 6, \"标题\": \"Enter your state-issued driver's license or identification number.\", \"描述\": \"This is required for purchases made with a bank account as a way to identify you.\"}, {\"编号\": 7, \"标题\": \"Click \\\"Continue\\\" to process the form.\", \"描述\": \"Amazon will verify that you've entered the correct routing number, and the payment method will be added to your account.\"}, {\"编号\": 8, \"标题\": \"Buy an item on Amazon with your bank account.\", \"描述\": \"Now that you have your bank account associated with your Amazon account, you'll be able to select it as the payment method when making a purchase.\"}]}, {\"编号\": 3, \"标题\": \"Using a Prepaid Credit Card\", \"步骤\": [{\"编号\": 1, \"标题\": \"Register your prepaid card with the issuer.\", \"描述\": \"In order to use your prepaid credit card for online purchases, you'll need to register it with the card issuer. This will allow you to set a billing address for the card, which Amazon requires.\\nYou can either call the number printed on the back of the card to register it over the phone, or you can visit the issuer's website and register it online. Make sure to enter in your valid address when registering the card.\"}, {\"编号\": 2, \"标题\": \"Log into Amazon.\", \"描述\": \"Once your card is registered, you'll be able to use it for online purchases. Log into Amazon so that you can add it to your account as a payment method.\"}, {\"编号\": 3, \"标题\": \"Hover over your name on the Amazon home page and select \\\"Your Account.\\\"\", \"描述\": \"This will open your Amazon account page.\"}, {\"编号\": 4, \"标题\": \"Select \\\"Add a Credit or Debit Card.\\\"\", \"描述\": \"You'll find this in the \\\"Payment Methods\\\" column of the \\\"Amazon Wallet\\\" section.\"}, {\"编号\": 5, \"标题\": \"Enter in the prepaid card number and your name.\", \"描述\": \"Make sure to enter your name the same way you did when you registered your card, or the same way that it's printed on the card itself. Not all prepaid cards will have your name printed on them.\"}, {\"编号\": 6, \"标题\": \"Enter your billing address exactly as you registered.\", \"描述\": \"Enter the billing address you used when you registered your card. The address will need to match exactly, or your card will be declined.\"}, {\"编号\": 7, \"标题\": \"Make a purchase with your newly-added prepaid card.\", \"描述\": \"You can now complete a purchase and select your prepaid card as the payment method. Make sure that your card has a balance to cover the purchase cost as well as the shipping fee.\"}, {\"编号\": 8, \"标题\": \"Check the billing address if your card is declined.\", \"描述\": \"If your prepaid card is declined when you try to complete your purchase, your billing information likely does not match the address you registered with. Check the billing address entered in Amazon and register your prepaid card if you haven't yet.\"}], \"小提示\": [\"You should compare products on Amazon before purchasing to get the best deal.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,956 |
How to Buy Things on eBay
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1. Getting Familiar With eBay
1-1. Set up an account.
The first thing you need to do to starting shopping on eBay is to set up an account. You won't be able to buy or sell items without creating an account. Go to ebay.com and click on the link to "register" on the top left-hand corner of the page. You will be asked to input your full name and email address, along with creating an eBay username and password. You will then be sent a confirmation email which you will need to open in order to activate your account. Now you're ready to start shopping!
1-2. Search for an item.
You can search for a specific item on eBay by typing a keyword into the search box at the top of the homepage. Alternatively, you can browse through the list of categories - which features everything from fashion, to electronics, to home ware - to see what's on offer. A list of all ongoing auctions will appear, which you can scroll through to compare.
1-3. Start small.
If it's your first time making a purchase an eBay, it is advisable to get involved in some low-priced auctions first, so you can get a feel for how the site works without worrying about spending large sums of money. Learning how to bid smartly and successfully is a skill, which you will need to practice to become good at.
2. Choosing Your Purchases Wisely
2-1. Compare the price.
When buying an item on eBay, make sure that you have thoroughly researched the item before placing a bid. Look up the market value and search for similar items on auction and watch what prices they're selling for. This way, you will get a good idea of the going rate for a particular item, so you will recognize a genuinely good bargain when you see one. Take the time to do your research and make informed decisions before buying.
Just imagine how angry you'd be if you rushed into purchasing a watch for $50 (thinking this was an excellent deal) only to see the same watch sell for $30 a week later.
Whatever you do, don't rush into a purchase just because you think it might be your only opportunity to buy - with the exception of very rare collectibles, most sale items will pop up again and again on eBay.
2-2. Look at the seller's feedback score.
Once of the most important things you need to consider before making a transaction on eBay is the feedback rating of the seller. The efficiency, openness and trustworthiness of the seller can make a huge impact on whether your buying experience on eBay is positive or negative. Each seller has a feedback score, which they receive based on the reviews of eBay customers who have previously bought items from them. This information is available on the description page of the item to be sold, in the top right hand corner.
Whether the seller's feedback rating is good or poor should inform your decision to buy the item. If the rating is poor, you buy the item at your own risk. Though uncommon, it's possible that the seller may ship you a broken or faulty item, or fail to send the item at all.
You can also read reviews of each seller on their feedback page, written by previous buyers. This will also help to give you an idea of what you can expect when buying an item from them.
2-3. Read the description carefully.
To save time and hassle, it is important that you read the description of each item very, very carefully, to make sure it is exactly what you're looking for. Some pictures or titles may be deceiving (whether intentionally or otherwise) and you might be fooled into buying the wrong thing. Make sure to read the entire description thoroughly, looking out for any mentions of flaws or problems with the item.
Remember that if you are disappointed with the condition of your item when it arrives, even though the flaws were clearly noted in the item's description, you will have no one to blame but yourself. In this situation it might be very difficult to arrange a return and the seller will not be happy.
Examples of things to watch out for include whether the item is new or used, whether it comes in its original packaging, and whether it includes any necessary extras (batteries, chargers etc.) Be wary of very vague or confusing descriptions, as there is an increased risk that the item will not be what you expect.
2-4. Look at the shipping fees.
Shipping fees are another expense you will need to factor in to the cost of buying things on eBay. It is very important to check the cost of shipping before you buy, as many buyers get caught out by very low selling prices which are balanced out by exorbitantly high shipping rates. For this reason, you always need to factor shipping costs in to the total price of your item. The shipping information should be stated clearly beneath the selling price of the item.
If you are not satisfied with the shipping charge on the item, then you should not bid on it. It is very unfair on the seller to commit to buying the item, then refuse to pay high shipping charges. If you really wish to find a compromise, message the seller before agreeing to buy the item, to see if a solution can be found.
You also need to check what location the seller is shipping from and where they are willing to ship to. This is particularly important if you are buying from an international location, as some sellers will refuse to ship outside their own country. This information is available underneath the shipping costs.
2-5. Message the seller if you have any questions.
Good communication between the buyer and seller can transform any buying experience from poor to excellent. Most high-rated sellers will be very responsive towards any questions or queries you might have about the item itself, the shipping method and fees and the payment method.
In order to message the seller, scroll down the item page until you reach the "Question and Answers" box beneath the item's description. There will be a link titled "Ask a question" which you can click on to message the seller.
You should make sure that you have all of the correct information about the seller's preferred payment method and return policy before making a purchase. If this information is not supplied on the item page, ask the seller directly.
2-6. Don't click the "Buy it Now" or "Place Bid" button til you're sure.
What many new buyers don't realize is that by clicking on either the "Buy it Now" or "Place Bid" button, they are committing to purchasing the item and there is no going back. Once you hit either of these buttons, the seller is automatically charged a fee by eBay for their use of the site, so they will not be happy if you try to back out of the sale.
In some cases, the situation can be resolved if you have a legitimate reason for backing out of the sale and you message the seller immediately requesting a cancellation. You may need to cover the cost of the fee they've already paid, but at least you won't be forced to buy an item you don't want.
If you do not have a legitimate reason for backing out of the sale and simply refuse to pay for the item, the seller is entitled to open a non-paying bidder dispute against you. This may result in an unpaid item strike being placed on your account, which will deter future sellers and buyers from wanting to do business with you. If you get three of these strikes, eBay will suspend your account.
3. Making a Purchase
3-1. Use the "Buy it Now" option.
If an item gives you a "Buy it Now" option, you will be able to bypass the auction process and purchase the item immediately. The price of "Buy it Now" items an vary quite a lot - depending on the seller's strategy:
Sometimes the "Buy it Now" price will be very low -- this is when the seller is trying to get rid of the item in a hurry, so they sell it at a lower than average price. You can get some great deals using the "Buy it Now" option, but these items get snapped up quickly, so you will have to act fast to avail of them. A good way to deal with this is to set up email notifications, where eBay will notify you when a particular item becomes available for immediate purchase.
On the other hand, the "Buy it Now" price can often be higher than the average bidding price. This is because sellers are counting on buyers who need particular items in a hurry and are not willing to wait the several days it takes to bid in an auction. So unless you are in a hurry, it's important that you do your research to find out the average selling price for a particular item, before buying it using "Buy it Now".
3-2. Place a bid.
If the "Buy it Now" option is unavailable, or you're hoping to get a better deal on an item, you can use eBay's innovative online bidding system. The bidding system is very simple, all you need to do enter the maximum amount that you would be willing to pay for an item. eBay will then compare this amount to the bids of other potential buyers and will increase your bid incrementally each time you are outbid. They will continually raise your bid until they reach your maximum amount.
eBay will only raise the price of your bid high enough to outbid other potential buyers. Once they reach your maximum amount, and the auction is still running, you will either need to accept defeat or raise your maximum bid.
Once you have placed a bid, there is no way to retract it. If you win the auction, you will be obligated to buy the item. If you refuse, you will face penalties from eBay and may even have your account suspended.
3-3. Check the status of your bid.
Make a note of how much longer the auction will be running for and check back periodically to see how your bid is doing. Once the auction ends, you will receive an email notification from eBay informing you whether you won the item or not. If you did, the email will also provide instructions on what to do next.
3-4. Make a payment.
The next step is to complete your payment for the item. You can reach the payment page by clicking on the "Pay Now" link, which can be found on the "Review Order" page, on the confirmation email, on the listing page and on the "Purchase History" page on My eBay. The viable payment options are decided by the seller, and while most will accept payment by credit card or through Pay Pal, some sellers will request payment by check, money order or bank wire transfer.
Never send cash to a seller in the mail. It could potentially get lost or stolen, or the seller might keep it and refuse to ship you your item.
You should make your payment as promptly as possible after winning the auction, a seller is entitled to open an unpaid item case if you fail to pay for the item after as little as two days.
When entering your shipment information, double check it to make sure all of the details are correct. If the information is incorrect and the item is shipped to the wrong address, you are the one at fault.
3-5. Give your seller feedback.
Once you have you have received your item, you can can rate the seller based on whether you had a positive or negative experience. eBay encourages you to leave feedback as it creates trust between buyers and sellers and improves the overall customer experience. You can leave feedback by going to the "Feedback Forum" on the eBay site and clicking on the "Leave Feedback" link on the right hand side of the page.
While feedback is encouraged, it is advisable to contact a seller directly about any negative experiences before you give them a poor rating. Most sellers will do their best to reach a solution which is agreeable to both of you - whether that's providing a refund, or some other form of compensation. Your bad experience may have been due to unforeseen circumstances or simple human error, so it is best to give sellers the benefit of the doubt before slating them on the forums.
When giving feedback, you can rate your experience as positive, neutral or negative, as well as provide a more detailed seller review. Try to be as factual and informative as possible and avoid making any offensive or personal comments, as this may discourage other people from selling to you.
4. Mastering Bidding Strategies
4-1. Bid using odd figures.
Most of the time, when people place a bet they keep it to a nice round number, like $50 or $300. However, your chances of winning a bid can be greatly increased if you use odd figures instead, such as $50.03 or $301.87. This way you can win an auction by paying only an extra few cents more than the next highest bidder.
For example, if you place a bid of $150.97 on a piece of furniture, you may win the auction over someone who placed a round bid of $150.00. You get your coffee table, but you only had to spend an extra 97 cent to do so.
4-2. Bid at strategic times.
eBay is busiest at specific times of the day, and at these times there are more people bidding on each individual auction. Thus, logically, if you can bid during the site's quietest hours, you increase your chances of winning more bids. eBay gets the most traffic during business hours on weekdays and in the early evenings, on Eastern Standard Time. It's at its quietest in the early hours of the morning, around 1 am to 2 am.
You can take advantage of this fact, particularly if you live in an accommodating time zone, if you place your bids while all of the East Coasters are asleep. Surprisingly, many auctions end during the early hours of the morning, so you'll have plenty of items to choose from.
Holidays like Christmas and Thanksgiving are also quieter than normal days, so take advantage of this by placing your bids while the turkey's in the oven.
4-3. Don't bid early and high - do one or the other.
Many new eBay users make the mistake of placing a high bid early on in the auction. This is not a good move, as it makes it obvious how much you want the item and marks you out as a newbie. You can either make a low bid early in the game and increase it as the competition intensifies, or you can place a high bid near the end of the auction, only when it becomes necessary to secure the item.
Unsurprisingly, most sellers will be very happy if you place a high bid early in the game, as they know that they are guaranteed that amount no matter what.
Unfortunately for you, you may end up having to pay a much higher amount for an item you could have got for half the price, if you'd played your cards right. Avoid over-bidding by researching amounts that have been paid for similar items during past auctions.
4-4. Try bid sniping.
Bid sniping involves placing your bid as late as possible in the auction, typically in the last minutes or seconds before it closes. The thinking behind this is that other buyers won't notice or won't have time to outbid you and you will win the auction. Although sniping is a very popular strategy and works in a lot of cases, it has a number of flaws.
Firstly, if your snipe is a lower value than that of the maximum bid of another buyer, then eBay will automatically increase their bid to the next incremental value. In this case, you will not have enough time to come back with a higher bid and you will lose the auction, in addition to raising the buying price for the winner. Lose-lose.
Secondly, sniping is very risky if you have your heart set on a specific item. A last minute sniping war with another buyer may cause you to bid higher than you originally intended out of panic, thus undoing any potential savings. In addition, you run the risk of your computer crashing, of unexpectedly having to log in again before placing your bid or some other external factor which will prevent you from making your bid.
4-5. Use proxy bidding.
Proxy bidding is the system outlined in the previous section, whereby you enter the maximum amount you are willing to pay for an item and eBay does the bidding for you. This is the easiest way to bid, as eBay will enter the lowest possible winning bid on your behalf, then increase it incrementally (up to your maximum amount) as competing bids are submitted.
This is a pretty safe way to bid, as the only way you will lose the auction is if the selling price is higher than your maximum amount.
Only eBay knows what your highest maximum bid is, that information is not available to the seller or to other potential buyers.
4-6. Watch your auction carefully.
You can bide your time and wait to see how the auction is going before entering your maximum bid. This will give you a chance to see how fierce the competition is and how low you can possibly bid to win the auction. You can watch a number of ongoing auctions easily by clicking the "Add to Watch List" link on the item's description page. You can then access the auction information by going to your My eBay page. Remember to check back every day for updates.
4-7. Don't panic if you find yourself in a bidding war.
Bidding wars happen all the time on eBay, particularly in the final few seconds before an auction closes. This is all part of the fun - you may be certain that you have placed the winning bid on an item, only to find out at the last minute that you have been topped by someone else.
It is possible to increase your maximum bid to get another shot at securing the item, but without knowing what the other buyer's maximum bid is, you cannot guarantee that you'll win.
Don't be too angry or frustrated if you you lose an auction. The same items pop up again and again on eBay and you may find an even better deal next time round.
Tips
Be wise and you can become an expert on eBay.
Don't waste too much money bidding.
|
{
"create_time": "20230517 11:01:02",
"回答明细": "{\"回答\": \"1. Getting Familiar With eBay\\n1-1. Set up an account.\\nThe first thing you need to do to starting shopping on eBay is to set up an account. You won't be able to buy or sell items without creating an account. Go to ebay.com and click on the link to \\\"register\\\" on the top left-hand corner of the page. You will be asked to input your full name and email address, along with creating an eBay username and password. You will then be sent a confirmation email which you will need to open in order to activate your account. Now you're ready to start shopping!\\n1-2. Search for an item.\\nYou can search for a specific item on eBay by typing a keyword into the search box at the top of the homepage. Alternatively, you can browse through the list of categories - which features everything from fashion, to electronics, to home ware - to see what's on offer. A list of all ongoing auctions will appear, which you can scroll through to compare.\\n1-3. Start small.\\nIf it's your first time making a purchase an eBay, it is advisable to get involved in some low-priced auctions first, so you can get a feel for how the site works without worrying about spending large sums of money. Learning how to bid smartly and successfully is a skill, which you will need to practice to become good at.\\n2. Choosing Your Purchases Wisely\\n2-1. Compare the price.\\nWhen buying an item on eBay, make sure that you have thoroughly researched the item before placing a bid. Look up the market value and search for similar items on auction and watch what prices they're selling for. This way, you will get a good idea of the going rate for a particular item, so you will recognize a genuinely good bargain when you see one. Take the time to do your research and make informed decisions before buying.\\nJust imagine how angry you'd be if you rushed into purchasing a watch for $50 (thinking this was an excellent deal) only to see the same watch sell for $30 a week later.\\nWhatever you do, don't rush into a purchase just because you think it might be your only opportunity to buy - with the exception of very rare collectibles, most sale items will pop up again and again on eBay.\\n2-2. Look at the seller's feedback score.\\nOnce of the most important things you need to consider before making a transaction on eBay is the feedback rating of the seller. The efficiency, openness and trustworthiness of the seller can make a huge impact on whether your buying experience on eBay is positive or negative. Each seller has a feedback score, which they receive based on the reviews of eBay customers who have previously bought items from them. This information is available on the description page of the item to be sold, in the top right hand corner.\\nWhether the seller's feedback rating is good or poor should inform your decision to buy the item. If the rating is poor, you buy the item at your own risk. Though uncommon, it's possible that the seller may ship you a broken or faulty item, or fail to send the item at all.\\nYou can also read reviews of each seller on their feedback page, written by previous buyers. This will also help to give you an idea of what you can expect when buying an item from them.\\n2-3. Read the description carefully.\\nTo save time and hassle, it is important that you read the description of each item very, very carefully, to make sure it is exactly what you're looking for. Some pictures or titles may be deceiving (whether intentionally or otherwise) and you might be fooled into buying the wrong thing. Make sure to read the entire description thoroughly, looking out for any mentions of flaws or problems with the item.\\nRemember that if you are disappointed with the condition of your item when it arrives, even though the flaws were clearly noted in the item's description, you will have no one to blame but yourself. In this situation it might be very difficult to arrange a return and the seller will not be happy.\\nExamples of things to watch out for include whether the item is new or used, whether it comes in its original packaging, and whether it includes any necessary extras (batteries, chargers etc.) Be wary of very vague or confusing descriptions, as there is an increased risk that the item will not be what you expect.\\n2-4. Look at the shipping fees.\\nShipping fees are another expense you will need to factor in to the cost of buying things on eBay. It is very important to check the cost of shipping before you buy, as many buyers get caught out by very low selling prices which are balanced out by exorbitantly high shipping rates. For this reason, you always need to factor shipping costs in to the total price of your item. The shipping information should be stated clearly beneath the selling price of the item.\\nIf you are not satisfied with the shipping charge on the item, then you should not bid on it. It is very unfair on the seller to commit to buying the item, then refuse to pay high shipping charges. If you really wish to find a compromise, message the seller before agreeing to buy the item, to see if a solution can be found.\\nYou also need to check what location the seller is shipping from and where they are willing to ship to. This is particularly important if you are buying from an international location, as some sellers will refuse to ship outside their own country. This information is available underneath the shipping costs.\\n2-5. Message the seller if you have any questions.\\nGood communication between the buyer and seller can transform any buying experience from poor to excellent. Most high-rated sellers will be very responsive towards any questions or queries you might have about the item itself, the shipping method and fees and the payment method.\\nIn order to message the seller, scroll down the item page until you reach the \\\"Question and Answers\\\" box beneath the item's description. There will be a link titled \\\"Ask a question\\\" which you can click on to message the seller.\\nYou should make sure that you have all of the correct information about the seller's preferred payment method and return policy before making a purchase. If this information is not supplied on the item page, ask the seller directly.\\n2-6. Don't click the \\\"Buy it Now\\\" or \\\"Place Bid\\\" button til you're sure.\\nWhat many new buyers don't realize is that by clicking on either the \\\"Buy it Now\\\" or \\\"Place Bid\\\" button, they are committing to purchasing the item and there is no going back. Once you hit either of these buttons, the seller is automatically charged a fee by eBay for their use of the site, so they will not be happy if you try to back out of the sale.\\nIn some cases, the situation can be resolved if you have a legitimate reason for backing out of the sale and you message the seller immediately requesting a cancellation. You may need to cover the cost of the fee they've already paid, but at least you won't be forced to buy an item you don't want.\\nIf you do not have a legitimate reason for backing out of the sale and simply refuse to pay for the item, the seller is entitled to open a non-paying bidder dispute against you. This may result in an unpaid item strike being placed on your account, which will deter future sellers and buyers from wanting to do business with you. If you get three of these strikes, eBay will suspend your account.\\n3. Making a Purchase\\n3-1. Use the \\\"Buy it Now\\\" option.\\nIf an item gives you a \\\"Buy it Now\\\" option, you will be able to bypass the auction process and purchase the item immediately. The price of \\\"Buy it Now\\\" items an vary quite a lot - depending on the seller's strategy:\\nSometimes the \\\"Buy it Now\\\" price will be very low -- this is when the seller is trying to get rid of the item in a hurry, so they sell it at a lower than average price. You can get some great deals using the \\\"Buy it Now\\\" option, but these items get snapped up quickly, so you will have to act fast to avail of them. A good way to deal with this is to set up email notifications, where eBay will notify you when a particular item becomes available for immediate purchase.\\nOn the other hand, the \\\"Buy it Now\\\" price can often be higher than the average bidding price. This is because sellers are counting on buyers who need particular items in a hurry and are not willing to wait the several days it takes to bid in an auction. So unless you are in a hurry, it's important that you do your research to find out the average selling price for a particular item, before buying it using \\\"Buy it Now\\\".\\n3-2. Place a bid.\\nIf the \\\"Buy it Now\\\" option is unavailable, or you're hoping to get a better deal on an item, you can use eBay's innovative online bidding system. The bidding system is very simple, all you need to do enter the maximum amount that you would be willing to pay for an item. eBay will then compare this amount to the bids of other potential buyers and will increase your bid incrementally each time you are outbid. They will continually raise your bid until they reach your maximum amount.\\neBay will only raise the price of your bid high enough to outbid other potential buyers. Once they reach your maximum amount, and the auction is still running, you will either need to accept defeat or raise your maximum bid.\\nOnce you have placed a bid, there is no way to retract it. If you win the auction, you will be obligated to buy the item. If you refuse, you will face penalties from eBay and may even have your account suspended.\\n3-3. Check the status of your bid.\\nMake a note of how much longer the auction will be running for and check back periodically to see how your bid is doing. Once the auction ends, you will receive an email notification from eBay informing you whether you won the item or not. If you did, the email will also provide instructions on what to do next.\\n3-4. Make a payment.\\nThe next step is to complete your payment for the item. You can reach the payment page by clicking on the \\\"Pay Now\\\" link, which can be found on the \\\"Review Order\\\" page, on the confirmation email, on the listing page and on the \\\"Purchase History\\\" page on My eBay. The viable payment options are decided by the seller, and while most will accept payment by credit card or through Pay Pal, some sellers will request payment by check, money order or bank wire transfer.\\n\\nNever send cash to a seller in the mail. It could potentially get lost or stolen, or the seller might keep it and refuse to ship you your item.\\nYou should make your payment as promptly as possible after winning the auction, a seller is entitled to open an unpaid item case if you fail to pay for the item after as little as two days.\\nWhen entering your shipment information, double check it to make sure all of the details are correct. If the information is incorrect and the item is shipped to the wrong address, you are the one at fault.\\n3-5. Give your seller feedback.\\nOnce you have you have received your item, you can can rate the seller based on whether you had a positive or negative experience. eBay encourages you to leave feedback as it creates trust between buyers and sellers and improves the overall customer experience. You can leave feedback by going to the \\\"Feedback Forum\\\" on the eBay site and clicking on the \\\"Leave Feedback\\\" link on the right hand side of the page.\\nWhile feedback is encouraged, it is advisable to contact a seller directly about any negative experiences before you give them a poor rating. Most sellers will do their best to reach a solution which is agreeable to both of you - whether that's providing a refund, or some other form of compensation. Your bad experience may have been due to unforeseen circumstances or simple human error, so it is best to give sellers the benefit of the doubt before slating them on the forums.\\nWhen giving feedback, you can rate your experience as positive, neutral or negative, as well as provide a more detailed seller review. Try to be as factual and informative as possible and avoid making any offensive or personal comments, as this may discourage other people from selling to you.\\n4. Mastering Bidding Strategies\\n4-1. Bid using odd figures.\\nMost of the time, when people place a bet they keep it to a nice round number, like $50 or $300. However, your chances of winning a bid can be greatly increased if you use odd figures instead, such as $50.03 or $301.87. This way you can win an auction by paying only an extra few cents more than the next highest bidder.\\nFor example, if you place a bid of $150.97 on a piece of furniture, you may win the auction over someone who placed a round bid of $150.00. You get your coffee table, but you only had to spend an extra 97 cent to do so.\\n4-2. Bid at strategic times.\\neBay is busiest at specific times of the day, and at these times there are more people bidding on each individual auction. Thus, logically, if you can bid during the site's quietest hours, you increase your chances of winning more bids. eBay gets the most traffic during business hours on weekdays and in the early evenings, on Eastern Standard Time. It's at its quietest in the early hours of the morning, around 1 am to 2 am.\\nYou can take advantage of this fact, particularly if you live in an accommodating time zone, if you place your bids while all of the East Coasters are asleep. Surprisingly, many auctions end during the early hours of the morning, so you'll have plenty of items to choose from.\\nHolidays like Christmas and Thanksgiving are also quieter than normal days, so take advantage of this by placing your bids while the turkey's in the oven.\\n4-3. Don't bid early and high - do one or the other.\\nMany new eBay users make the mistake of placing a high bid early on in the auction. This is not a good move, as it makes it obvious how much you want the item and marks you out as a newbie. You can either make a low bid early in the game and increase it as the competition intensifies, or you can place a high bid near the end of the auction, only when it becomes necessary to secure the item.\\nUnsurprisingly, most sellers will be very happy if you place a high bid early in the game, as they know that they are guaranteed that amount no matter what.\\nUnfortunately for you, you may end up having to pay a much higher amount for an item you could have got for half the price, if you'd played your cards right. Avoid over-bidding by researching amounts that have been paid for similar items during past auctions.\\n4-4. Try bid sniping.\\nBid sniping involves placing your bid as late as possible in the auction, typically in the last minutes or seconds before it closes. The thinking behind this is that other buyers won't notice or won't have time to outbid you and you will win the auction. Although sniping is a very popular strategy and works in a lot of cases, it has a number of flaws.\\nFirstly, if your snipe is a lower value than that of the maximum bid of another buyer, then eBay will automatically increase their bid to the next incremental value. In this case, you will not have enough time to come back with a higher bid and you will lose the auction, in addition to raising the buying price for the winner. Lose-lose.\\nSecondly, sniping is very risky if you have your heart set on a specific item. A last minute sniping war with another buyer may cause you to bid higher than you originally intended out of panic, thus undoing any potential savings. In addition, you run the risk of your computer crashing, of unexpectedly having to log in again before placing your bid or some other external factor which will prevent you from making your bid.\\n4-5. Use proxy bidding.\\nProxy bidding is the system outlined in the previous section, whereby you enter the maximum amount you are willing to pay for an item and eBay does the bidding for you. This is the easiest way to bid, as eBay will enter the lowest possible winning bid on your behalf, then increase it incrementally (up to your maximum amount) as competing bids are submitted.\\nThis is a pretty safe way to bid, as the only way you will lose the auction is if the selling price is higher than your maximum amount.\\nOnly eBay knows what your highest maximum bid is, that information is not available to the seller or to other potential buyers.\\n4-6. Watch your auction carefully.\\nYou can bide your time and wait to see how the auction is going before entering your maximum bid. This will give you a chance to see how fierce the competition is and how low you can possibly bid to win the auction. You can watch a number of ongoing auctions easily by clicking the \\\"Add to Watch List\\\" link on the item's description page. You can then access the auction information by going to your My eBay page. Remember to check back every day for updates.\\n4-7. Don't panic if you find yourself in a bidding war.\\nBidding wars happen all the time on eBay, particularly in the final few seconds before an auction closes. This is all part of the fun - you may be certain that you have placed the winning bid on an item, only to find out at the last minute that you have been topped by someone else.\\nIt is possible to increase your maximum bid to get another shot at securing the item, but without knowing what the other buyer's maximum bid is, you cannot guarantee that you'll win.\\nDon't be too angry or frustrated if you you lose an auction. The same items pop up again and again on eBay and you may find an even better deal next time round.\\nTips\\nBe wise and you can become an expert on eBay.\\nDon't waste too much money bidding.\\n\", \"简要回答\": \"eBay is an online auction website where you can buy a wide variety of goods for below market value. When buying items on eBay you have two major options: you can place a bid on an item and wait to see if you have won once the auction ends, or you can use the \\\"Buy it Now\\\" option, to purchase items outright. Both buying methods are pretty simple, but there are still some tips and techniques you should know, especially when it comes to bidding strategies. Read on to find out more.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Getting Familiar With eBay\", \"步骤\": [{\"编号\": 1, \"标题\": \"Set up an account.\", \"描述\": \"The first thing you need to do to starting shopping on eBay is to set up an account. You won't be able to buy or sell items without creating an account. Go to ebay.com and click on the link to \\\"register\\\" on the top left-hand corner of the page. You will be asked to input your full name and email address, along with creating an eBay username and password. You will then be sent a confirmation email which you will need to open in order to activate your account. Now you're ready to start shopping!\"}, {\"编号\": 2, \"标题\": \"Search for an item.\", \"描述\": \"You can search for a specific item on eBay by typing a keyword into the search box at the top of the homepage. Alternatively, you can browse through the list of categories - which features everything from fashion, to electronics, to home ware - to see what's on offer. A list of all ongoing auctions will appear, which you can scroll through to compare.\"}, {\"编号\": 3, \"标题\": \"Start small.\", \"描述\": \"If it's your first time making a purchase an eBay, it is advisable to get involved in some low-priced auctions first, so you can get a feel for how the site works without worrying about spending large sums of money. Learning how to bid smartly and successfully is a skill, which you will need to practice to become good at.\"}]}, {\"编号\": 2, \"标题\": \"Choosing Your Purchases Wisely\", \"步骤\": [{\"编号\": 1, \"标题\": \"Compare the price.\", \"描述\": \"When buying an item on eBay, make sure that you have thoroughly researched the item before placing a bid. Look up the market value and search for similar items on auction and watch what prices they're selling for. This way, you will get a good idea of the going rate for a particular item, so you will recognize a genuinely good bargain when you see one. Take the time to do your research and make informed decisions before buying.\\nJust imagine how angry you'd be if you rushed into purchasing a watch for $50 (thinking this was an excellent deal) only to see the same watch sell for $30 a week later.\\nWhatever you do, don't rush into a purchase just because you think it might be your only opportunity to buy - with the exception of very rare collectibles, most sale items will pop up again and again on eBay.\"}, {\"编号\": 2, \"标题\": \"Look at the seller's feedback score.\", \"描述\": \"Once of the most important things you need to consider before making a transaction on eBay is the feedback rating of the seller. The efficiency, openness and trustworthiness of the seller can make a huge impact on whether your buying experience on eBay is positive or negative. Each seller has a feedback score, which they receive based on the reviews of eBay customers who have previously bought items from them. This information is available on the description page of the item to be sold, in the top right hand corner.\\nWhether the seller's feedback rating is good or poor should inform your decision to buy the item. If the rating is poor, you buy the item at your own risk. Though uncommon, it's possible that the seller may ship you a broken or faulty item, or fail to send the item at all.\\nYou can also read reviews of each seller on their feedback page, written by previous buyers. This will also help to give you an idea of what you can expect when buying an item from them.\"}, {\"编号\": 3, \"标题\": \"Read the description carefully.\", \"描述\": \"To save time and hassle, it is important that you read the description of each item very, very carefully, to make sure it is exactly what you're looking for. Some pictures or titles may be deceiving (whether intentionally or otherwise) and you might be fooled into buying the wrong thing. Make sure to read the entire description thoroughly, looking out for any mentions of flaws or problems with the item.\\nRemember that if you are disappointed with the condition of your item when it arrives, even though the flaws were clearly noted in the item's description, you will have no one to blame but yourself. In this situation it might be very difficult to arrange a return and the seller will not be happy.\\nExamples of things to watch out for include whether the item is new or used, whether it comes in its original packaging, and whether it includes any necessary extras (batteries, chargers etc.) Be wary of very vague or confusing descriptions, as there is an increased risk that the item will not be what you expect.\"}, {\"编号\": 4, \"标题\": \"Look at the shipping fees.\", \"描述\": \"Shipping fees are another expense you will need to factor in to the cost of buying things on eBay. It is very important to check the cost of shipping before you buy, as many buyers get caught out by very low selling prices which are balanced out by exorbitantly high shipping rates. For this reason, you always need to factor shipping costs in to the total price of your item. The shipping information should be stated clearly beneath the selling price of the item.\\nIf you are not satisfied with the shipping charge on the item, then you should not bid on it. It is very unfair on the seller to commit to buying the item, then refuse to pay high shipping charges. If you really wish to find a compromise, message the seller before agreeing to buy the item, to see if a solution can be found.\\nYou also need to check what location the seller is shipping from and where they are willing to ship to. This is particularly important if you are buying from an international location, as some sellers will refuse to ship outside their own country. This information is available underneath the shipping costs.\"}, {\"编号\": 5, \"标题\": \"Message the seller if you have any questions.\", \"描述\": \"Good communication between the buyer and seller can transform any buying experience from poor to excellent. Most high-rated sellers will be very responsive towards any questions or queries you might have about the item itself, the shipping method and fees and the payment method.\\nIn order to message the seller, scroll down the item page until you reach the \\\"Question and Answers\\\" box beneath the item's description. There will be a link titled \\\"Ask a question\\\" which you can click on to message the seller.\\nYou should make sure that you have all of the correct information about the seller's preferred payment method and return policy before making a purchase. If this information is not supplied on the item page, ask the seller directly.\"}, {\"编号\": 6, \"标题\": \"Don't click the \\\"Buy it Now\\\" or \\\"Place Bid\\\" button til you're sure.\", \"描述\": \"What many new buyers don't realize is that by clicking on either the \\\"Buy it Now\\\" or \\\"Place Bid\\\" button, they are committing to purchasing the item and there is no going back. Once you hit either of these buttons, the seller is automatically charged a fee by eBay for their use of the site, so they will not be happy if you try to back out of the sale.\\nIn some cases, the situation can be resolved if you have a legitimate reason for backing out of the sale and you message the seller immediately requesting a cancellation. You may need to cover the cost of the fee they've already paid, but at least you won't be forced to buy an item you don't want.\\nIf you do not have a legitimate reason for backing out of the sale and simply refuse to pay for the item, the seller is entitled to open a non-paying bidder dispute against you. This may result in an unpaid item strike being placed on your account, which will deter future sellers and buyers from wanting to do business with you. If you get three of these strikes, eBay will suspend your account.\"}]}, {\"编号\": 3, \"标题\": \"Making a Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Use the \\\"Buy it Now\\\" option.\", \"描述\": \"If an item gives you a \\\"Buy it Now\\\" option, you will be able to bypass the auction process and purchase the item immediately. The price of \\\"Buy it Now\\\" items an vary quite a lot - depending on the seller's strategy:\\nSometimes the \\\"Buy it Now\\\" price will be very low -- this is when the seller is trying to get rid of the item in a hurry, so they sell it at a lower than average price. You can get some great deals using the \\\"Buy it Now\\\" option, but these items get snapped up quickly, so you will have to act fast to avail of them. A good way to deal with this is to set up email notifications, where eBay will notify you when a particular item becomes available for immediate purchase.\\nOn the other hand, the \\\"Buy it Now\\\" price can often be higher than the average bidding price. This is because sellers are counting on buyers who need particular items in a hurry and are not willing to wait the several days it takes to bid in an auction. So unless you are in a hurry, it's important that you do your research to find out the average selling price for a particular item, before buying it using \\\"Buy it Now\\\".\"}, {\"编号\": 2, \"标题\": \"Place a bid.\", \"描述\": \"If the \\\"Buy it Now\\\" option is unavailable, or you're hoping to get a better deal on an item, you can use eBay's innovative online bidding system. The bidding system is very simple, all you need to do enter the maximum amount that you would be willing to pay for an item. eBay will then compare this amount to the bids of other potential buyers and will increase your bid incrementally each time you are outbid. They will continually raise your bid until they reach your maximum amount.\\neBay will only raise the price of your bid high enough to outbid other potential buyers. Once they reach your maximum amount, and the auction is still running, you will either need to accept defeat or raise your maximum bid.\\nOnce you have placed a bid, there is no way to retract it. If you win the auction, you will be obligated to buy the item. If you refuse, you will face penalties from eBay and may even have your account suspended.\"}, {\"编号\": 3, \"标题\": \"Check the status of your bid.\", \"描述\": \"Make a note of how much longer the auction will be running for and check back periodically to see how your bid is doing. Once the auction ends, you will receive an email notification from eBay informing you whether you won the item or not. If you did, the email will also provide instructions on what to do next.\"}, {\"编号\": 4, \"标题\": \"Make a payment.\", \"描述\": \"The next step is to complete your payment for the item. You can reach the payment page by clicking on the \\\"Pay Now\\\" link, which can be found on the \\\"Review Order\\\" page, on the confirmation email, on the listing page and on the \\\"Purchase History\\\" page on My eBay. The viable payment options are decided by the seller, and while most will accept payment by credit card or through Pay Pal, some sellers will request payment by check, money order or bank wire transfer.\\n\\nNever send cash to a seller in the mail. It could potentially get lost or stolen, or the seller might keep it and refuse to ship you your item.\\nYou should make your payment as promptly as possible after winning the auction, a seller is entitled to open an unpaid item case if you fail to pay for the item after as little as two days.\\nWhen entering your shipment information, double check it to make sure all of the details are correct. If the information is incorrect and the item is shipped to the wrong address, you are the one at fault.\"}, {\"编号\": 5, \"标题\": \"Give your seller feedback.\", \"描述\": \"Once you have you have received your item, you can can rate the seller based on whether you had a positive or negative experience. eBay encourages you to leave feedback as it creates trust between buyers and sellers and improves the overall customer experience. You can leave feedback by going to the \\\"Feedback Forum\\\" on the eBay site and clicking on the \\\"Leave Feedback\\\" link on the right hand side of the page.\\nWhile feedback is encouraged, it is advisable to contact a seller directly about any negative experiences before you give them a poor rating. Most sellers will do their best to reach a solution which is agreeable to both of you - whether that's providing a refund, or some other form of compensation. Your bad experience may have been due to unforeseen circumstances or simple human error, so it is best to give sellers the benefit of the doubt before slating them on the forums.\\nWhen giving feedback, you can rate your experience as positive, neutral or negative, as well as provide a more detailed seller review. Try to be as factual and informative as possible and avoid making any offensive or personal comments, as this may discourage other people from selling to you.\"}]}, {\"编号\": 4, \"标题\": \"Mastering Bidding Strategies\", \"步骤\": [{\"编号\": 1, \"标题\": \"Bid using odd figures.\", \"描述\": \"Most of the time, when people place a bet they keep it to a nice round number, like $50 or $300. However, your chances of winning a bid can be greatly increased if you use odd figures instead, such as $50.03 or $301.87. This way you can win an auction by paying only an extra few cents more than the next highest bidder.\\nFor example, if you place a bid of $150.97 on a piece of furniture, you may win the auction over someone who placed a round bid of $150.00. You get your coffee table, but you only had to spend an extra 97 cent to do so.\"}, {\"编号\": 2, \"标题\": \"Bid at strategic times.\", \"描述\": \"eBay is busiest at specific times of the day, and at these times there are more people bidding on each individual auction. Thus, logically, if you can bid during the site's quietest hours, you increase your chances of winning more bids. eBay gets the most traffic during business hours on weekdays and in the early evenings, on Eastern Standard Time. It's at its quietest in the early hours of the morning, around 1 am to 2 am.\\nYou can take advantage of this fact, particularly if you live in an accommodating time zone, if you place your bids while all of the East Coasters are asleep. Surprisingly, many auctions end during the early hours of the morning, so you'll have plenty of items to choose from.\\nHolidays like Christmas and Thanksgiving are also quieter than normal days, so take advantage of this by placing your bids while the turkey's in the oven.\"}, {\"编号\": 3, \"标题\": \"Don't bid early and high - do one or the other.\", \"描述\": \"Many new eBay users make the mistake of placing a high bid early on in the auction. This is not a good move, as it makes it obvious how much you want the item and marks you out as a newbie. You can either make a low bid early in the game and increase it as the competition intensifies, or you can place a high bid near the end of the auction, only when it becomes necessary to secure the item.\\nUnsurprisingly, most sellers will be very happy if you place a high bid early in the game, as they know that they are guaranteed that amount no matter what.\\nUnfortunately for you, you may end up having to pay a much higher amount for an item you could have got for half the price, if you'd played your cards right. Avoid over-bidding by researching amounts that have been paid for similar items during past auctions.\"}, {\"编号\": 4, \"标题\": \"Try bid sniping.\", \"描述\": \"Bid sniping involves placing your bid as late as possible in the auction, typically in the last minutes or seconds before it closes. The thinking behind this is that other buyers won't notice or won't have time to outbid you and you will win the auction. Although sniping is a very popular strategy and works in a lot of cases, it has a number of flaws.\\nFirstly, if your snipe is a lower value than that of the maximum bid of another buyer, then eBay will automatically increase their bid to the next incremental value. In this case, you will not have enough time to come back with a higher bid and you will lose the auction, in addition to raising the buying price for the winner. Lose-lose.\\nSecondly, sniping is very risky if you have your heart set on a specific item. A last minute sniping war with another buyer may cause you to bid higher than you originally intended out of panic, thus undoing any potential savings. In addition, you run the risk of your computer crashing, of unexpectedly having to log in again before placing your bid or some other external factor which will prevent you from making your bid.\"}, {\"编号\": 5, \"标题\": \"Use proxy bidding.\", \"描述\": \"Proxy bidding is the system outlined in the previous section, whereby you enter the maximum amount you are willing to pay for an item and eBay does the bidding for you. This is the easiest way to bid, as eBay will enter the lowest possible winning bid on your behalf, then increase it incrementally (up to your maximum amount) as competing bids are submitted.\\nThis is a pretty safe way to bid, as the only way you will lose the auction is if the selling price is higher than your maximum amount.\\nOnly eBay knows what your highest maximum bid is, that information is not available to the seller or to other potential buyers.\"}, {\"编号\": 6, \"标题\": \"Watch your auction carefully.\", \"描述\": \"You can bide your time and wait to see how the auction is going before entering your maximum bid. This will give you a chance to see how fierce the competition is and how low you can possibly bid to win the auction. You can watch a number of ongoing auctions easily by clicking the \\\"Add to Watch List\\\" link on the item's description page. You can then access the auction information by going to your My eBay page. Remember to check back every day for updates.\"}, {\"编号\": 7, \"标题\": \"Don't panic if you find yourself in a bidding war.\", \"描述\": \"Bidding wars happen all the time on eBay, particularly in the final few seconds before an auction closes. This is all part of the fun - you may be certain that you have placed the winning bid on an item, only to find out at the last minute that you have been topped by someone else.\\nIt is possible to increase your maximum bid to get another shot at securing the item, but without knowing what the other buyer's maximum bid is, you cannot guarantee that you'll win.\\nDon't be too angry or frustrated if you you lose an auction. The same items pop up again and again on eBay and you may find an even better deal next time round.\"}], \"小提示\": [\"Be wise and you can become an expert on eBay.\\n\", \"Don't waste too much money bidding.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,957 |
How to Buy Things with PayPal Without a Credit Card
|
1. Setting up an Account
1-1. Navigate to http://www.paypal.com to find the "Sign Up" button.
Once you're on the page, you can find this button in the upper right-hand corner of the screen. Click on it to begin the process of opening your account.
1-2. Enter your email and a password.
To use PayPal, you must have a valid email address. Create a password for your account that has both letters, numbers, and a special character. It also helps to have an uppercase and a lowercase letter.
If you don't have an email account, you can sign up for a free account at places like Yahoo!, Gmail, and AOL.
1-3. Fill in the biographical information.
PayPal will ask you to fill in information like your name and address. You'll also need to add your phone number. This information allows PayPal to contact you in case something is wrong with your account.
Also, adding the address makes purchases easy, as they can use that address to mail you items when you buy something online.
They will also use this for your billing address.
1-4. Verify your email address.
When you set up your account, PayPal will send a link to your email that you need to click on. That will confirm your email address for the account.
If it's not automatically sent, go to "Settings" in your account and click on "Update" next to the email and then "Confirm this Email." You'll be sent another link to your email.
2. Adding a Bank or Debit Card
2-1. Click on "Wallet" in your account.
On a computer, "Wallet" is at the top of the screen. On the mobile phone app, "Wallet" is under the menu. Tap the button to navigate to the wallet.
Your wallet is your list of debit cards, credit cards, and bank accounts associated with your PayPal account. You can link more than one.
2-2. Select the "Link a Card or Bank" button.
This button will bring up a page where you can choose what type of account you want to enter. Pick either "Link a Bank" or "Link a Debit Card," depending on your preferences.
If you're not comfortable linking PayPal to your main checking account, you can set up a new, separate checking account with an online bank like Ally, Radius, Chime, or Aspiration.
2-3. Follow the prompts to add the appropriate information.
You will need the account information for whatever type of payment you decide to enter. PayPal needs this information to make payments for you.
For a bank account, you will need to choose checking or savings. Then enter both the routing number and the bank account number.
For a debit card, you will need to enter the card number, the expiration date, and the security number.
2-4. Confirm your account if you're using a bank account.
While debit cards are instantly confirmed, you will need to take a few extra steps to confirm a bank account. You can either confirm the account instantly by entering your bank ID and password, or you can do it manually by watching for small deposits PayPal will make into your account.
To do it instantly, enter your bank ID and password when prompted. PayPal doesn't store this information.
To do it manually, watch for the deposits in your bank account over the next couple of days. They will be very small. Then, go back to the bank account screen on your PayPal account and enter the amount PayPal sent you in 2 separate deposits. Don't get too excited! These amounts are less than $1 USD, and PayPal withdraws them after a few days.
3. Making a Purchase
3-1. Find a website that accepts PayPal.
Many websites accept this form of payment, including major players like eBay and Etsy. If the website accepts PayPal, it will have the PayPal icon when you go to check out.
You can also check under the "About" page or FAQs page to find what forms of payment the website accepts.
Some physical stores also accept this payment method.
3-2. Add items to your cart as you normally would.
PayPal doesn't change how you shop on a website. Simply choose the items you want and add them to your account. Keep adding items until you're ready to check out.
3-3. Click on the "Checkout" button.
Begin the process of checking out like you normally would. The checkout button is usually in the top right hand corner of the screen on most websites. This button will take you to a page where you can review your cart and decide how you want to pay.
3-4. Log into your PayPal account when prompted.
As you check out, click on the "PayPal" icon to choose that as your payment method. It will then pull up a PayPal screen asking for your email and password. Enter this information and click continue.
If you're already logged into your PayPal account on that browser, it may not prompt you to enter your email and password.
This page is a secure page from PayPal, so you should see "PayPal" in the URL address at the top of the pop-up window.
3-5. Confirm the purchase.
The PayPal pop-up will guide you through a couple of screens. One screen will ask you about your preferred address, and another will ask you which linked account you prefer to pay from if you don't have a PayPal balance. Click "Confirm" to continue the purchase.
Sometimes, clicking "Confirm" will automatically make the purchase and then take you back to the original website to show you the confirmation number. Other times, it will take you back to a screen on the original website to confirm the purchase and get your confirmation number.
Tips
You don't need money in your PayPal account to make a purchase. It will simply withdraw it from your linked account.
Warnings
Keep an eye on your PayPal balance. While PayPal's purpose is to protect you online, it's still vulnerable to some attacks. If someone gets a hold of your information, they may start making small withdrawals, so set up your account to notify you by email for each transaction. That way, you can keep track of what's going on and call PayPal if you have a problem.
|
{
"create_time": "20230517 11:01:02",
"回答明细": "{\"回答\": \"1. Setting up an Account\\n1-1. Navigate to http://www.paypal.com to find the \\\"Sign Up\\\" button.\\nOnce you're on the page, you can find this button in the upper right-hand corner of the screen. Click on it to begin the process of opening your account.\\n1-2. Enter your email and a password.\\nTo use PayPal, you must have a valid email address. Create a password for your account that has both letters, numbers, and a special character. It also helps to have an uppercase and a lowercase letter.\\nIf you don't have an email account, you can sign up for a free account at places like Yahoo!, Gmail, and AOL.\\n1-3. Fill in the biographical information.\\nPayPal will ask you to fill in information like your name and address. You'll also need to add your phone number. This information allows PayPal to contact you in case something is wrong with your account.\\nAlso, adding the address makes purchases easy, as they can use that address to mail you items when you buy something online.\\nThey will also use this for your billing address.\\n1-4. Verify your email address.\\nWhen you set up your account, PayPal will send a link to your email that you need to click on. That will confirm your email address for the account.\\nIf it's not automatically sent, go to \\\"Settings\\\" in your account and click on \\\"Update\\\" next to the email and then \\\"Confirm this Email.\\\" You'll be sent another link to your email.\\n2. Adding a Bank or Debit Card\\n2-1. Click on \\\"Wallet\\\" in your account.\\nOn a computer, \\\"Wallet\\\" is at the top of the screen. On the mobile phone app, \\\"Wallet\\\" is under the menu. Tap the button to navigate to the wallet.\\nYour wallet is your list of debit cards, credit cards, and bank accounts associated with your PayPal account. You can link more than one.\\n2-2. Select the \\\"Link a Card or Bank\\\" button.\\nThis button will bring up a page where you can choose what type of account you want to enter. Pick either \\\"Link a Bank\\\" or \\\"Link a Debit Card,\\\" depending on your preferences.\\nIf you're not comfortable linking PayPal to your main checking account, you can set up a new, separate checking account with an online bank like Ally, Radius, Chime, or Aspiration.\\n2-3. Follow the prompts to add the appropriate information.\\nYou will need the account information for whatever type of payment you decide to enter. PayPal needs this information to make payments for you.\\nFor a bank account, you will need to choose checking or savings. Then enter both the routing number and the bank account number.\\nFor a debit card, you will need to enter the card number, the expiration date, and the security number.\\n2-4. Confirm your account if you're using a bank account.\\nWhile debit cards are instantly confirmed, you will need to take a few extra steps to confirm a bank account. You can either confirm the account instantly by entering your bank ID and password, or you can do it manually by watching for small deposits PayPal will make into your account.\\nTo do it instantly, enter your bank ID and password when prompted. PayPal doesn't store this information.\\nTo do it manually, watch for the deposits in your bank account over the next couple of days. They will be very small. Then, go back to the bank account screen on your PayPal account and enter the amount PayPal sent you in 2 separate deposits. Don't get too excited! These amounts are less than $1 USD, and PayPal withdraws them after a few days.\\n3. Making a Purchase\\n3-1. Find a website that accepts PayPal.\\nMany websites accept this form of payment, including major players like eBay and Etsy. If the website accepts PayPal, it will have the PayPal icon when you go to check out.\\nYou can also check under the \\\"About\\\" page or FAQs page to find what forms of payment the website accepts.\\nSome physical stores also accept this payment method.\\n3-2. Add items to your cart as you normally would.\\nPayPal doesn't change how you shop on a website. Simply choose the items you want and add them to your account. Keep adding items until you're ready to check out.\\n3-3. Click on the \\\"Checkout\\\" button.\\nBegin the process of checking out like you normally would. The checkout button is usually in the top right hand corner of the screen on most websites. This button will take you to a page where you can review your cart and decide how you want to pay.\\n3-4. Log into your PayPal account when prompted.\\nAs you check out, click on the \\\"PayPal\\\" icon to choose that as your payment method. It will then pull up a PayPal screen asking for your email and password. Enter this information and click continue.\\nIf you're already logged into your PayPal account on that browser, it may not prompt you to enter your email and password.\\nThis page is a secure page from PayPal, so you should see \\\"PayPal\\\" in the URL address at the top of the pop-up window.\\n3-5. Confirm the purchase.\\nThe PayPal pop-up will guide you through a couple of screens. One screen will ask you about your preferred address, and another will ask you which linked account you prefer to pay from if you don't have a PayPal balance. Click \\\"Confirm\\\" to continue the purchase.\\nSometimes, clicking \\\"Confirm\\\" will automatically make the purchase and then take you back to the original website to show you the confirmation number. Other times, it will take you back to a screen on the original website to confirm the purchase and get your confirmation number.\\nTips\\nYou don't need money in your PayPal account to make a purchase. It will simply withdraw it from your linked account.\\nWarnings\\nKeep an eye on your PayPal balance. While PayPal's purpose is to protect you online, it's still vulnerable to some attacks. If someone gets a hold of your information, they may start making small withdrawals, so set up your account to notify you by email for each transaction. That way, you can keep track of what's going on and call PayPal if you have a problem.\\n\", \"简要回答\": \"If you're wanting to make your purchases online easier and more secure, PayPal is a great way to do it. You don't need a credit card to set up an account, but you will need a debit card or bank account to make purchases. Then, you can use your PayPal login information to buy things on websites that accept this form of payment.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Setting up an Account\", \"步骤\": [{\"编号\": 1, \"标题\": \"Navigate to http://www.paypal.com to find the \\\"Sign Up\\\" button.\", \"描述\": \"Once you're on the page, you can find this button in the upper right-hand corner of the screen. Click on it to begin the process of opening your account.\"}, {\"编号\": 2, \"标题\": \"Enter your email and a password.\", \"描述\": \"To use PayPal, you must have a valid email address. Create a password for your account that has both letters, numbers, and a special character. It also helps to have an uppercase and a lowercase letter.\\nIf you don't have an email account, you can sign up for a free account at places like Yahoo!, Gmail, and AOL.\"}, {\"编号\": 3, \"标题\": \"Fill in the biographical information.\", \"描述\": \"PayPal will ask you to fill in information like your name and address. You'll also need to add your phone number. This information allows PayPal to contact you in case something is wrong with your account.\\nAlso, adding the address makes purchases easy, as they can use that address to mail you items when you buy something online.\\nThey will also use this for your billing address.\"}, {\"编号\": 4, \"标题\": \"Verify your email address.\", \"描述\": \"When you set up your account, PayPal will send a link to your email that you need to click on. That will confirm your email address for the account.\\nIf it's not automatically sent, go to \\\"Settings\\\" in your account and click on \\\"Update\\\" next to the email and then \\\"Confirm this Email.\\\" You'll be sent another link to your email.\"}]}, {\"编号\": 2, \"标题\": \"Adding a Bank or Debit Card\", \"步骤\": [{\"编号\": 1, \"标题\": \"Click on \\\"Wallet\\\" in your account.\", \"描述\": \"On a computer, \\\"Wallet\\\" is at the top of the screen. On the mobile phone app, \\\"Wallet\\\" is under the menu. Tap the button to navigate to the wallet.\\nYour wallet is your list of debit cards, credit cards, and bank accounts associated with your PayPal account. You can link more than one.\"}, {\"编号\": 2, \"标题\": \"Select the \\\"Link a Card or Bank\\\" button.\", \"描述\": \"This button will bring up a page where you can choose what type of account you want to enter. Pick either \\\"Link a Bank\\\" or \\\"Link a Debit Card,\\\" depending on your preferences.\\nIf you're not comfortable linking PayPal to your main checking account, you can set up a new, separate checking account with an online bank like Ally, Radius, Chime, or Aspiration.\"}, {\"编号\": 3, \"标题\": \"Follow the prompts to add the appropriate information.\", \"描述\": \"You will need the account information for whatever type of payment you decide to enter. PayPal needs this information to make payments for you.\\nFor a bank account, you will need to choose checking or savings. Then enter both the routing number and the bank account number.\\nFor a debit card, you will need to enter the card number, the expiration date, and the security number.\"}, {\"编号\": 4, \"标题\": \"Confirm your account if you're using a bank account.\", \"描述\": \"While debit cards are instantly confirmed, you will need to take a few extra steps to confirm a bank account. You can either confirm the account instantly by entering your bank ID and password, or you can do it manually by watching for small deposits PayPal will make into your account.\\nTo do it instantly, enter your bank ID and password when prompted. PayPal doesn't store this information.\\nTo do it manually, watch for the deposits in your bank account over the next couple of days. They will be very small. Then, go back to the bank account screen on your PayPal account and enter the amount PayPal sent you in 2 separate deposits. Don't get too excited! These amounts are less than $1 USD, and PayPal withdraws them after a few days.\"}]}, {\"编号\": 3, \"标题\": \"Making a Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find a website that accepts PayPal.\", \"描述\": \"Many websites accept this form of payment, including major players like eBay and Etsy. If the website accepts PayPal, it will have the PayPal icon when you go to check out.\\nYou can also check under the \\\"About\\\" page or FAQs page to find what forms of payment the website accepts.\\nSome physical stores also accept this payment method.\"}, {\"编号\": 2, \"标题\": \"Add items to your cart as you normally would.\", \"描述\": \"PayPal doesn't change how you shop on a website. Simply choose the items you want and add them to your account. Keep adding items until you're ready to check out.\"}, {\"编号\": 3, \"标题\": \"Click on the \\\"Checkout\\\" button.\", \"描述\": \"Begin the process of checking out like you normally would. The checkout button is usually in the top right hand corner of the screen on most websites. This button will take you to a page where you can review your cart and decide how you want to pay.\"}, {\"编号\": 4, \"标题\": \"Log into your PayPal account when prompted.\", \"描述\": \"As you check out, click on the \\\"PayPal\\\" icon to choose that as your payment method. It will then pull up a PayPal screen asking for your email and password. Enter this information and click continue.\\nIf you're already logged into your PayPal account on that browser, it may not prompt you to enter your email and password.\\nThis page is a secure page from PayPal, so you should see \\\"PayPal\\\" in the URL address at the top of the pop-up window.\"}, {\"编号\": 5, \"标题\": \"Confirm the purchase.\", \"描述\": \"The PayPal pop-up will guide you through a couple of screens. One screen will ask you about your preferred address, and another will ask you which linked account you prefer to pay from if you don't have a PayPal balance. Click \\\"Confirm\\\" to continue the purchase.\\nSometimes, clicking \\\"Confirm\\\" will automatically make the purchase and then take you back to the original website to show you the confirmation number. Other times, it will take you back to a screen on the original website to confirm the purchase and get your confirmation number.\"}], \"小提示\": [\"You don't need money in your PayPal account to make a purchase. It will simply withdraw it from your linked account.\\n\"], \"注意事项\": [\"Keep an eye on your PayPal balance. While PayPal's purpose is to protect you online, it's still vulnerable to some attacks. If someone gets a hold of your information, they may start making small withdrawals, so set up your account to notify you by email for each transaction. That way, you can keep track of what's going on and call PayPal if you have a problem.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,958 |
How to Buy Tickets to Formula 1
|
1. Choose A Race
1-1. Consult the Formula 1 race calendar.
This calendar of events is available on the official Internet site of Formula 1. The official Formula 1 Internet site also lists the scheduled times for the Friday free practice sessions, the Saturday free practice and race qualifying sessions, and the Sunday race. There is some variation in race venues from year to year, so be sure to use the current race calendar.
1-2. Pick an early season race or a late season race.
The early season races will be more open to all competitors; while in the later races, the competition will increasingly focus on those who still have a chance to be world champion.
1-3. Study the tracks.
The official Formula 1 Internet calendar will offer track maps for all events. These are not standard ovals, but rather complex courses with turns of varying difficulty and straights of varying lengths. Choose a slower, twisty track or a wide, high-speed track with long straights.
1-4. Check the weather.
Be aware that the typical weather expectations for each race venue will differ. For example, it may be hot at the Turkish Grand Prix and rainy at the Belgian Grand Prix.
1-5. Determine needed travel documentation and expectations.
The need for passports and visas will vary from country to country, and advice from the appropriate embassy or national travel office should be obtained. Determine any other restrictions that may apply. For example, alcohol is illegal in Muslim countries.
2. Purchase Your Tickets
2-1. Choose a seating area.
Spectator seating areas will be placed strategically in areas of interest around the track. Most will have large screen televisions facing the seating area so that action on other portions of the track can be followed. Grandstand locations and television screen locations will be shown on the track map.
Decide to sit in a grandstand seat. The grandstands are named to identify the specific seat location. Each venue will specify if seating is open for free practices. For most races, grandstand ticket holders must take their assigned seats.
Get in closer to the action. Each venue has an area called the Formula 1 Paddock Club. The Paddock Club is on the second floor of the building that houses the racing team pits. From the Paddock Club, you can look down at the action in the pits or watch the entire race from an open balcony. Food and drink is included for the entire day.
Tour the pits. Formula 1 has no such thing as a pit pass that allows free entry to the pits. Paddock Club attendees are typically offered short escorted pit walk tours at pre-arranged times.
2-2. Pick the days you wish to attend.
Tickets to a Grand Prix race are available as a package for all 3 days, but less expensive packages are available if you do not wish to attend all 3 days of the event.
2-3. Buy your tickets.
Tickets are available directly through the racing association that operates the track or by tour operators. The official Formula 1 Internet site offers such tours, as do other specialty on line tour operators. The tours operators usually offer hotel deals and transportation between the hotel and the track. The price of the event ranges, but typically starts at $1,000 USD (800 Euros) per day per seat.
Tips
The Monaco Grand Prix holds the free practice sessions on Thursday, rather than Friday. This is done so that the tourist-oriented city can be open for business on a Friday.
You can also visit www.formula1.com for travel packages.
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. Choose A Race\\n1-1. Consult the Formula 1 race calendar.\\nThis calendar of events is available on the official Internet site of Formula 1. The official Formula 1 Internet site also lists the scheduled times for the Friday free practice sessions, the Saturday free practice and race qualifying sessions, and the Sunday race. There is some variation in race venues from year to year, so be sure to use the current race calendar.\\n1-2. Pick an early season race or a late season race.\\nThe early season races will be more open to all competitors; while in the later races, the competition will increasingly focus on those who still have a chance to be world champion.\\n1-3. Study the tracks.\\nThe official Formula 1 Internet calendar will offer track maps for all events. These are not standard ovals, but rather complex courses with turns of varying difficulty and straights of varying lengths. Choose a slower, twisty track or a wide, high-speed track with long straights.\\n1-4. Check the weather.\\nBe aware that the typical weather expectations for each race venue will differ. For example, it may be hot at the Turkish Grand Prix and rainy at the Belgian Grand Prix.\\n1-5. Determine needed travel documentation and expectations.\\nThe need for passports and visas will vary from country to country, and advice from the appropriate embassy or national travel office should be obtained. Determine any other restrictions that may apply. For example, alcohol is illegal in Muslim countries.\\n2. Purchase Your Tickets\\n2-1. Choose a seating area.\\nSpectator seating areas will be placed strategically in areas of interest around the track. Most will have large screen televisions facing the seating area so that action on other portions of the track can be followed. Grandstand locations and television screen locations will be shown on the track map.\\nDecide to sit in a grandstand seat. The grandstands are named to identify the specific seat location. Each venue will specify if seating is open for free practices. For most races, grandstand ticket holders must take their assigned seats.\\nGet in closer to the action. Each venue has an area called the Formula 1 Paddock Club. The Paddock Club is on the second floor of the building that houses the racing team pits. From the Paddock Club, you can look down at the action in the pits or watch the entire race from an open balcony. Food and drink is included for the entire day.\\nTour the pits. Formula 1 has no such thing as a pit pass that allows free entry to the pits. Paddock Club attendees are typically offered short escorted pit walk tours at pre-arranged times.\\n2-2. Pick the days you wish to attend.\\nTickets to a Grand Prix race are available as a package for all 3 days, but less expensive packages are available if you do not wish to attend all 3 days of the event.\\n2-3. Buy your tickets.\\nTickets are available directly through the racing association that operates the track or by tour operators. The official Formula 1 Internet site offers such tours, as do other specialty on line tour operators. The tours operators usually offer hotel deals and transportation between the hotel and the track. The price of the event ranges, but typically starts at $1,000 USD (800 Euros) per day per seat.\\nTips\\nThe Monaco Grand Prix holds the free practice sessions on Thursday, rather than Friday. This is done so that the tourist-oriented city can be open for business on a Friday.\\nYou can also visit www.formula1.com for travel packages.\\n\", \"简要回答\": \"Automobile racing is popular throughout most of the world in various forms. The highest form of automobile racing is Formula 1. The cars used in Formula 1 are the most technically advanced racing cars in the world. Drivers must excel in at least 2 lower classes of racing to reach the seat of a Formula 1 car. The amount of money involved in the Formula 1 effort exceeds other types of races. Formula 1 teams will spend up to $1 million USD per engine, and go through several engines a year. Formula 1 drivers are on retainer for up to $20 million USD per season. Sponsorship money flows into Formula 1 at rates of more than $100 million. Races are held in countries all over the world, encompassing 6 continents. Each country hosts only 1 race. At the completion of the season, the driver and team that have amassed the most combined points in the international races win the world championships for the year. Use these tips to learn how to buy tickets to Formula 1.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choose A Race\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consult the Formula 1 race calendar.\", \"描述\": \"This calendar of events is available on the official Internet site of Formula 1. The official Formula 1 Internet site also lists the scheduled times for the Friday free practice sessions, the Saturday free practice and race qualifying sessions, and the Sunday race. There is some variation in race venues from year to year, so be sure to use the current race calendar.\"}, {\"编号\": 2, \"标题\": \"Pick an early season race or a late season race.\", \"描述\": \"The early season races will be more open to all competitors; while in the later races, the competition will increasingly focus on those who still have a chance to be world champion.\"}, {\"编号\": 3, \"标题\": \"Study the tracks.\", \"描述\": \"The official Formula 1 Internet calendar will offer track maps for all events. These are not standard ovals, but rather complex courses with turns of varying difficulty and straights of varying lengths. Choose a slower, twisty track or a wide, high-speed track with long straights.\"}, {\"编号\": 4, \"标题\": \"Check the weather.\", \"描述\": \"Be aware that the typical weather expectations for each race venue will differ. For example, it may be hot at the Turkish Grand Prix and rainy at the Belgian Grand Prix.\"}, {\"编号\": 5, \"标题\": \"Determine needed travel documentation and expectations.\", \"描述\": \"The need for passports and visas will vary from country to country, and advice from the appropriate embassy or national travel office should be obtained. Determine any other restrictions that may apply. For example, alcohol is illegal in Muslim countries.\"}]}, {\"编号\": 2, \"标题\": \"Purchase Your Tickets\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose a seating area.\", \"描述\": \"Spectator seating areas will be placed strategically in areas of interest around the track. Most will have large screen televisions facing the seating area so that action on other portions of the track can be followed. Grandstand locations and television screen locations will be shown on the track map.\\nDecide to sit in a grandstand seat. The grandstands are named to identify the specific seat location. Each venue will specify if seating is open for free practices. For most races, grandstand ticket holders must take their assigned seats.\\nGet in closer to the action. Each venue has an area called the Formula 1 Paddock Club. The Paddock Club is on the second floor of the building that houses the racing team pits. From the Paddock Club, you can look down at the action in the pits or watch the entire race from an open balcony. Food and drink is included for the entire day.\\nTour the pits. Formula 1 has no such thing as a pit pass that allows free entry to the pits. Paddock Club attendees are typically offered short escorted pit walk tours at pre-arranged times.\"}, {\"编号\": 2, \"标题\": \"Pick the days you wish to attend.\", \"描述\": \"Tickets to a Grand Prix race are available as a package for all 3 days, but less expensive packages are available if you do not wish to attend all 3 days of the event.\"}, {\"编号\": 3, \"标题\": \"Buy your tickets.\", \"描述\": \"Tickets are available directly through the racing association that operates the track or by tour operators. The official Formula 1 Internet site offers such tours, as do other specialty on line tour operators. The tours operators usually offer hotel deals and transportation between the hotel and the track. The price of the event ranges, but typically starts at $1,000 USD (800 Euros) per day per seat.\"}], \"小提示\": [\"The Monaco Grand Prix holds the free practice sessions on Thursday, rather than Friday. This is done so that the tourist-oriented city can be open for business on a Friday.\\n\", \"You can also visit www.formula1.com for travel packages.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,959 |
How to Buy Tinder Gold on iPhone or iPad
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1. Steps
1-1. Open Tinder on your iPhone or iPad.
It’s the pink square icon with a white flame inside. You’ll usually find it on the home screen.
1-2. Tap the profile icon.
It’s the silhouette of a person’s head at the top of the screen.
1-3. Tap Settings.
It’s the button with a gear in the top-left area of your profile.
1-4. Tap Get Tinder Gold.
This displays a list of payment options.
1-5. Select a plan.
You have the choice of being billed monthly, every 6 months, or once per year. Prices vary by location.
To pay for an entire year at once, select the 12-month plan. You will not be billed again until the end of the billing period (365 days from now).
To pay for 6 months at once, choose the 6-month plan. You will not be billed again until the end of the 6-month billing cycle.
To pay a smaller fee each month, choose the month-to-month plan. You will only have to pay for the first month now. You’ll be billed the same fee again next month (and every month until you cancel the service).
1-6. Follow the on-screen instructions to confirm your selection.
You’ll usually have to enter your password or use Touch ID to process your payment and subscription through iTunes/Apple.
You can cancel your subscription at any time. See Cancel Subscriptions on iPhone to learn how.
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Open Tinder on your iPhone or iPad.\\nIt’s the pink square icon with a white flame inside. You’ll usually find it on the home screen.\\n1-2. Tap the profile icon.\\nIt’s the silhouette of a person’s head at the top of the screen.\\n1-3. Tap Settings.\\nIt’s the button with a gear in the top-left area of your profile.\\n1-4. Tap Get Tinder Gold.\\nThis displays a list of payment options.\\n1-5. Select a plan.\\nYou have the choice of being billed monthly, every 6 months, or once per year. Prices vary by location.\\nTo pay for an entire year at once, select the 12-month plan. You will not be billed again until the end of the billing period (365 days from now).\\nTo pay for 6 months at once, choose the 6-month plan. You will not be billed again until the end of the 6-month billing cycle.\\nTo pay a smaller fee each month, choose the month-to-month plan. You will only have to pay for the first month now. You’ll be billed the same fee again next month (and every month until you cancel the service).\\n1-6. Follow the on-screen instructions to confirm your selection.\\nYou’ll usually have to enter your password or use Touch ID to process your payment and subscription through iTunes/Apple.\\nYou can cancel your subscription at any time. See Cancel Subscriptions on iPhone to learn how.\\n\", \"简要回答\": \"This wikiHow teaches you how to sign up for Tinder Gold when you’re using an iPhone or iPad. Tinder Gold is a paid subscription plan that contains all of the features of Tinder Plus, with the added bonus of being able to find out who likes you.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Open Tinder on your iPhone or iPad.\", \"描述\": \"It’s the pink square icon with a white flame inside. You’ll usually find it on the home screen.\"}, {\"编号\": 2, \"标题\": \"Tap the profile icon.\", \"描述\": \"It’s the silhouette of a person’s head at the top of the screen.\"}, {\"编号\": 3, \"标题\": \"Tap Settings.\", \"描述\": \"It’s the button with a gear in the top-left area of your profile.\"}, {\"编号\": 4, \"标题\": \"Tap Get Tinder Gold.\", \"描述\": \"This displays a list of payment options.\"}, {\"编号\": 5, \"标题\": \"Select a plan.\", \"描述\": \"You have the choice of being billed monthly, every 6 months, or once per year. Prices vary by location.\\nTo pay for an entire year at once, select the 12-month plan. You will not be billed again until the end of the billing period (365 days from now).\\nTo pay for 6 months at once, choose the 6-month plan. You will not be billed again until the end of the 6-month billing cycle.\\nTo pay a smaller fee each month, choose the month-to-month plan. You will only have to pay for the first month now. You’ll be billed the same fee again next month (and every month until you cancel the service).\"}, {\"编号\": 6, \"标题\": \"Follow the on-screen instructions to confirm your selection.\", \"描述\": \"You’ll usually have to enter your password or use Touch ID to process your payment and subscription through iTunes/Apple.\\nYou can cancel your subscription at any time. See Cancel Subscriptions on iPhone to learn how.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,960 |
How to Buy Train Tickets in Italy
|
1. Steps
1-1. Understand Italian train tickets versus reservations.
The train system in Italy is different than many other countries because they separate the ticket that allows you to ride on the train itself and the ticket that allows you to sit in an assigned seat. The latter is called a "reservation," and an "R" indicates whether it is required on a train schedule.
Italian rail passes and train tickets do not guarantee you a seat on the train. If the train seats are full, but tickets are not required, you must stand for the duration of the ride. If the trip requires you to have a reservation, you must buy both a ticket and a reservation.
Train reservations are necessary, in addition to the ticket, for trains going to other countries, trains that travel at peak times and overnight trains. They are also essential for travel around holidays. You cannot legally ride an Italian train with a reservation but without a ticket.
If you are traveling within Italy at off-peak times, check the train schedule to see if there is an "R" next to the train route for which you have a ticket. If there is not an "R" (reservation required), you will only need to purchase a ticket. Remember that the Italian trains will sell more tickets than they have seats, if there is high demand.
1-2. Research the train routes.
If you are traveling to Italy, it is a good idea to establish what towns you would like to visit. Learn the Italian names for cities, not just the English names.
For example, the Italian name for Florence is "Firenze." The Italian name for Rome is "Roma." Milan is "Milano." Venice is "Venezia" and Sicily is "Sicilia." Genoa is "Genova" and Turin is "Torino." It is a good idea to also learn the names of the major airports.
1-3. Book tickets up to 90 days in advance.
If you plan to travel on an overnight train, long-distance trip or during peak holiday times. You can book Italian train tickets online using a credit card.
Purchase tickets online from www.trenitalia.com if you have a European credit card. This site allows you to search for travel dates and discounts.
Purchase tickets from WhyGoItaly.com if you have an American credit card. The Trenitalia site does not take American credit cards. Click on the "Italy Train Travel" section and purchase Italy rail passes or separate train tickets. You can also pay for reservations on this site.
It is a good idea to book the long-distance trips as close to 90-days before as possible. You can find the best discounts at this time, including "Super-Economy" or "Economy" that are under $15 for a second-class fare.
1-4. Purchase train tickets when you arrive in Italy using the automated touch-screen machines at train stations.
The Trenitalia ticket machines allow credit card purchases from most international credit cards, including American cards. The machines also accept Euro cash . If you know you are going to use the train to travel from 1 place to another, it is a good idea to purchase some tickets when you arrive.
1-5. Purchase train tickets from the tellers.
There are often 2 windows for purchasing train tickets, 1 for same day travel and another for future travel. You can use Euros to purchase these tickets.
1-6. Buy a Eurail Pass if you are going to be traveling through Italy by train extremely often and you are unable to make advanced reservations on the trenitalia.com website.
It is far cheaper to book economy tickets months in advance than to book a few days ahead using a Eurail Pass and pay the surcharge.
If you already have a Eurail Pass you can book tickets in 2 ways. You can go online to www.fsitaliane.it, search for train journeys and book with the "Global Pass" function. You will need to pay your surcharge online. You can also use the automated touch-screen machines at train stations and pay the surcharge using a credit card.
1-7. Validate your train ticket when boarding a train.
This is very important. There are yellow machines at entrance points so that you can validate your ticket for the specific trip you are taking. You will be fined by the conductor if you fail to do this.
There are some very small train stations that do not have yellow validation machines. In this case, you may be able to give your ticket to the conductor to be punched.
Tips
Prepare for some delays in the Italian train system. Although high-speed and commuter trains tend to run on time, overnight trains are known for being delayed and frequently canceled. Make sure your train is going to run before validating your ticket.
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Understand Italian train tickets versus reservations.\\nThe train system in Italy is different than many other countries because they separate the ticket that allows you to ride on the train itself and the ticket that allows you to sit in an assigned seat. The latter is called a \\\"reservation,\\\" and an \\\"R\\\" indicates whether it is required on a train schedule.\\nItalian rail passes and train tickets do not guarantee you a seat on the train. If the train seats are full, but tickets are not required, you must stand for the duration of the ride. If the trip requires you to have a reservation, you must buy both a ticket and a reservation.\\nTrain reservations are necessary, in addition to the ticket, for trains going to other countries, trains that travel at peak times and overnight trains. They are also essential for travel around holidays. You cannot legally ride an Italian train with a reservation but without a ticket.\\nIf you are traveling within Italy at off-peak times, check the train schedule to see if there is an \\\"R\\\" next to the train route for which you have a ticket. If there is not an \\\"R\\\" (reservation required), you will only need to purchase a ticket. Remember that the Italian trains will sell more tickets than they have seats, if there is high demand.\\n1-2. Research the train routes.\\nIf you are traveling to Italy, it is a good idea to establish what towns you would like to visit. Learn the Italian names for cities, not just the English names.\\nFor example, the Italian name for Florence is \\\"Firenze.\\\" The Italian name for Rome is \\\"Roma.\\\" Milan is \\\"Milano.\\\" Venice is \\\"Venezia\\\" and Sicily is \\\"Sicilia.\\\" Genoa is \\\"Genova\\\" and Turin is \\\"Torino.\\\" It is a good idea to also learn the names of the major airports.\\n1-3. Book tickets up to 90 days in advance.\\nIf you plan to travel on an overnight train, long-distance trip or during peak holiday times. You can book Italian train tickets online using a credit card.\\nPurchase tickets online from www.trenitalia.com if you have a European credit card. This site allows you to search for travel dates and discounts.\\nPurchase tickets from WhyGoItaly.com if you have an American credit card. The Trenitalia site does not take American credit cards. Click on the \\\"Italy Train Travel\\\" section and purchase Italy rail passes or separate train tickets. You can also pay for reservations on this site.\\nIt is a good idea to book the long-distance trips as close to 90-days before as possible. You can find the best discounts at this time, including \\\"Super-Economy\\\" or \\\"Economy\\\" that are under $15 for a second-class fare.\\n1-4. Purchase train tickets when you arrive in Italy using the automated touch-screen machines at train stations.\\nThe Trenitalia ticket machines allow credit card purchases from most international credit cards, including American cards. The machines also accept Euro cash . If you know you are going to use the train to travel from 1 place to another, it is a good idea to purchase some tickets when you arrive.\\n1-5. Purchase train tickets from the tellers.\\nThere are often 2 windows for purchasing train tickets, 1 for same day travel and another for future travel. You can use Euros to purchase these tickets.\\n1-6. Buy a Eurail Pass if you are going to be traveling through Italy by train extremely often and you are unable to make advanced reservations on the trenitalia.com website.\\nIt is far cheaper to book economy tickets months in advance than to book a few days ahead using a Eurail Pass and pay the surcharge.\\nIf you already have a Eurail Pass you can book tickets in 2 ways. You can go online to www.fsitaliane.it, search for train journeys and book with the \\\"Global Pass\\\" function. You will need to pay your surcharge online. You can also use the automated touch-screen machines at train stations and pay the surcharge using a credit card.\\n1-7. Validate your train ticket when boarding a train.\\nThis is very important. There are yellow machines at entrance points so that you can validate your ticket for the specific trip you are taking. You will be fined by the conductor if you fail to do this.\\nThere are some very small train stations that do not have yellow validation machines. In this case, you may be able to give your ticket to the conductor to be punched.\\nTips\\nPrepare for some delays in the Italian train system. Although high-speed and commuter trains tend to run on time, overnight trains are known for being delayed and frequently canceled. Make sure your train is going to run before validating your ticket.\\n\", \"简要回答\": \"Traveling by train also lets you see the country like an Italian, because it is a common mode of transportation to go from 1 busy city to another. Train travel in Italy can save you time because they frequently use high-speed trains. For example, the train from Florence to Rome takes 1 hour 30 minutes. It helps to know some basic Italian phrases that will help you buy a ticket, but the Italian ticket machines and signs are fairly easy for English travelers to navigate. Find out how to buy train tickets in Italy.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Understand Italian train tickets versus reservations.\", \"描述\": \"The train system in Italy is different than many other countries because they separate the ticket that allows you to ride on the train itself and the ticket that allows you to sit in an assigned seat. The latter is called a \\\"reservation,\\\" and an \\\"R\\\" indicates whether it is required on a train schedule.\\nItalian rail passes and train tickets do not guarantee you a seat on the train. If the train seats are full, but tickets are not required, you must stand for the duration of the ride. If the trip requires you to have a reservation, you must buy both a ticket and a reservation.\\nTrain reservations are necessary, in addition to the ticket, for trains going to other countries, trains that travel at peak times and overnight trains. They are also essential for travel around holidays. You cannot legally ride an Italian train with a reservation but without a ticket.\\nIf you are traveling within Italy at off-peak times, check the train schedule to see if there is an \\\"R\\\" next to the train route for which you have a ticket. If there is not an \\\"R\\\" (reservation required), you will only need to purchase a ticket. Remember that the Italian trains will sell more tickets than they have seats, if there is high demand.\"}, {\"编号\": 2, \"标题\": \"Research the train routes.\", \"描述\": \"If you are traveling to Italy, it is a good idea to establish what towns you would like to visit. Learn the Italian names for cities, not just the English names.\\nFor example, the Italian name for Florence is \\\"Firenze.\\\" The Italian name for Rome is \\\"Roma.\\\" Milan is \\\"Milano.\\\" Venice is \\\"Venezia\\\" and Sicily is \\\"Sicilia.\\\" Genoa is \\\"Genova\\\" and Turin is \\\"Torino.\\\" It is a good idea to also learn the names of the major airports.\"}, {\"编号\": 3, \"标题\": \"Book tickets up to 90 days in advance.\", \"描述\": \"If you plan to travel on an overnight train, long-distance trip or during peak holiday times. You can book Italian train tickets online using a credit card.\\nPurchase tickets online from www.trenitalia.com if you have a European credit card. This site allows you to search for travel dates and discounts.\\nPurchase tickets from WhyGoItaly.com if you have an American credit card. The Trenitalia site does not take American credit cards. Click on the \\\"Italy Train Travel\\\" section and purchase Italy rail passes or separate train tickets. You can also pay for reservations on this site.\\nIt is a good idea to book the long-distance trips as close to 90-days before as possible. You can find the best discounts at this time, including \\\"Super-Economy\\\" or \\\"Economy\\\" that are under $15 for a second-class fare.\"}, {\"编号\": 4, \"标题\": \"Purchase train tickets when you arrive in Italy using the automated touch-screen machines at train stations.\", \"描述\": \"The Trenitalia ticket machines allow credit card purchases from most international credit cards, including American cards. The machines also accept Euro cash . If you know you are going to use the train to travel from 1 place to another, it is a good idea to purchase some tickets when you arrive.\"}, {\"编号\": 5, \"标题\": \"Purchase train tickets from the tellers.\", \"描述\": \"There are often 2 windows for purchasing train tickets, 1 for same day travel and another for future travel. You can use Euros to purchase these tickets.\"}, {\"编号\": 6, \"标题\": \"Buy a Eurail Pass if you are going to be traveling through Italy by train extremely often and you are unable to make advanced reservations on the trenitalia.com website.\", \"描述\": \"It is far cheaper to book economy tickets months in advance than to book a few days ahead using a Eurail Pass and pay the surcharge.\\nIf you already have a Eurail Pass you can book tickets in 2 ways. You can go online to www.fsitaliane.it, search for train journeys and book with the \\\"Global Pass\\\" function. You will need to pay your surcharge online. You can also use the automated touch-screen machines at train stations and pay the surcharge using a credit card.\"}, {\"编号\": 7, \"标题\": \"Validate your train ticket when boarding a train.\", \"描述\": \"This is very important. There are yellow machines at entrance points so that you can validate your ticket for the specific trip you are taking. You will be fined by the conductor if you fail to do this.\\nThere are some very small train stations that do not have yellow validation machines. In this case, you may be able to give your ticket to the conductor to be punched.\"}], \"小提示\": [\"Prepare for some delays in the Italian train system. Although high-speed and commuter trains tend to run on time, overnight trains are known for being delayed and frequently canceled. Make sure your train is going to run before validating your ticket.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,961 |
How to Buy Treasury Bonds
|
1. Choosing a Bond Investing Strategy
1-1. Familiarize yourself with bond terminology.
A bond's "par value" is the amount of money the Treasury will pay the bondholder (you) on the bond's maturity date. Bonds are sold in par value increments of $100. The "maturity date" of a treasury bond is always 30 years from the date the bonds are issued. In addition to par value, bonds are sold at a given "interest rate," which is the percentage of the bond par value the bond will pay in interest every six months. Treasury bonds pay the holder each six months.
Here is an example of a treasury bond with a par value of $100 and an interest rate of 5 percent. Before the auction, bidders already know that bondholders will receive $2.50 (half of the annual interest rate of 5 percent times $100) in interest every six months on this bond, and that they will receive $100 when the bond matures.
1-2. Understand bond yield.
Buyers can purchase bonds above or below par value to receive a specific "yield." Yield is calculated by dividing the coupon rate by the price paid for the bond. Bond yields move inversely to interest rates (when rates go up, bond yields go down, and vice versa).
If the yield determined at auction is higher than the bond's stated interest rate, the bond will sell at a discount, or less than the par value of the bond. If the yield determined is less than the bond interest rate, the bond sale price is higher than the par value of the bond.
At auction, the bidding determines the yield for the bond from the previous example should be 6%. So, the Treasury reduces the purchase price of the bond to $83.30, which makes the yield, (interest payment / purchase price or $5.00 / $83.30), 6%. You buy the bond for $83.30 on the purchase date. Every year you receive a payment of $5.00 (or 6% of $83.30) until the bond matures, and then on the maturity date the Treasury pays you back the $100 par value of the bond.
T-bonds are very liquid, especially compared to other bonds, and can be easily traded on the secondary market. This means that you don't have to hold the bond to maturity.
Current Treasury bond prices can be found by visiting Treasury.gov or on financial market news sites like Bloomberg or the Wall Street Journal.
1-3. Assess your investing needs.
Ask yourself what you hope to get out of investing, and assess how much money you can invest in bonds in the short and long term future. Bonds pay out in two ways: bi-annual interest payments and maturity payments of the bond par value. For example, if your goal in saving is to have a lump sum available at some point in the future, like for retirement or education, you will benefit from buying multiple bonds that mature on or around the same day.
1-4. Determine your investment strategy.
Many people use the interest they earn on their bond investments, and the bond maturity payments when the bond is redeemed, to invest in more bonds. By having investments in multiple bonds, you will diversify your portfolio and earn residual interest. You can also time your bond maturities to achieve different payoff schedules. The strategy you choose will depend on your savings goals.
While you can invest as much money in bonds as you would like, remember that the stock market does tend to average higher returns than bonds in the long term. You should consider bonds as one of many investment options for long term investments. Other options include equities, corporate bonds, and securities options.
1-5. Build a bond ladder.
One investment strategy is to build a bond ladder, so that at a recurring interval you buy a new bond with the proceeds of the sale or maturity of another bond investment in your portfolio. You can build ladders for as little as $200 (or the price of two bonds), and because bonds are a very secure investment, your investment is a lot like a high interest savings account.
Bond ladders are advantageous for helping an investor avoid risks from fluctuating interest rates. They can also provide a steady stream of income that you can modify to suit your needs as they change over time.
1-6. Buy bonds that mature at the same time.
You may also consider buying many bonds that all mature around the same time, such as for a college savings account. If you are investing to fund your daughter's education, you buy a $100 par value bond each month with a maturity date sometime between the years your daughter will be 18 and 23. You will receive investment income every six months until then that you can reinvest or use for expenses, and when your daughter graduates from high school you can use the bond par value payouts to pay for her college.
2. Buying Treasury Bonds
2-1. Decide how you will buy.
If you are a borrower who plans to buy multiple kinds of bonds, purchase and trade often, or purchase and trade other kinds of securities such as stocks, you should consider using a broker to manage your investment activity. Investment brokers can help you develop an investment strategy, or do the legwork to implement yours. If you're not planning and buying multiple types of securities, the US Treasury allows investors to buy and sell bonds directly through their site www.treasurydirect.gov without having to work with a broker or bank.
Brokers can be generally categorized as either full-service or discount brokers. Discount brokers, like their name suggests, are affordable trade facilitation services. This may be as basic as an e-trade account, where you register with the broker, e-trade, and use their service to buy, sell, and monitor your investments. A full-service brokerage can be as personalized as an agent who develops an investment strategy for you, and even buys and sells on your behalf with your permission.
If you are investing a small amount of money or are new to investing, a discount broker is probably your best choice. Using a discount broker will save you the higher cost of full service, and give you the opportunity to learn a bit about trading while making your first investments. Most discount groups like etrade or scottrade provide investors with learning materials, so you won't be completely on your own.
To create an account using a broker or through TreasuryDirect® you will need your social security number (or EIN if you are a business), email address, and bank routing and account numbers to fund your purchases and collect earnings.
TreasuryDirect® users can purchase and sell treasury securities of all kinds on the site, and can even schedule recurring purchases, or repurchases of new bonds, such as for the ladder or lump sum investment strategy.
2-2. Pick an auction.
The US Treasury holds bond auctions every February, May, August, and November, when it issues new bonds with maturity dates 30 years in the future. In the other months of the year, the treasury reissues older bonds, with maturity dates closer to the date of sale. You can place bids on the auction date itself, or you can schedule purchases in advance by specifying the par value of stock you will buy and agreeing to pay the determined noncompetitive purchase price.
2-3. Place your bid.
Treasury bond auctions are made up of two phases, first of competitive and then of noncompetitive bidding. During competitive bidding, bidders specify the par value of bonds they want to purchase, as well as the yield they require. They are awarded all, some, or none of the par value they bid on, based on how their bid stacks up against the other bidders. After competitive bidding is complete, the Treasury takes the average bond yield rate of the wining competitive bids, and awards noncompetitive bids at that yield.
Noncompetitive bidding is the most common form of bidding for new or modest sized bond purchases. Noncompetitive bidders agree to accept the high yield determined by the competitive auction, and specify the amount of bond par value they will purchase.
Competitive bidders are usually institutions or market experts, and they bid against each other for bond par value. They bid stating the amount of par value they want to buy and the yield they want to receive. The Treasury awards bids starting with the bid for the lowest yield, although no one bidder can buy more than 35% of the total offering.
Competitive bidding is complex and requires more knowledge than this outline provides. To place a competitive bid you should learn about the market, look at recent bond sale discount or premium rates for the type of bond you want to buy, and work with a broker or on your own to predict how inflation stacks up against the interest rate offered on the bond.
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. Choosing a Bond Investing Strategy\\n1-1. Familiarize yourself with bond terminology.\\nA bond's \\\"par value\\\" is the amount of money the Treasury will pay the bondholder (you) on the bond's maturity date. Bonds are sold in par value increments of $100. The \\\"maturity date\\\" of a treasury bond is always 30 years from the date the bonds are issued. In addition to par value, bonds are sold at a given \\\"interest rate,\\\" which is the percentage of the bond par value the bond will pay in interest every six months. Treasury bonds pay the holder each six months.\\nHere is an example of a treasury bond with a par value of $100 and an interest rate of 5 percent. Before the auction, bidders already know that bondholders will receive $2.50 (half of the annual interest rate of 5 percent times $100) in interest every six months on this bond, and that they will receive $100 when the bond matures.\\n1-2. Understand bond yield.\\nBuyers can purchase bonds above or below par value to receive a specific \\\"yield.\\\" Yield is calculated by dividing the coupon rate by the price paid for the bond. Bond yields move inversely to interest rates (when rates go up, bond yields go down, and vice versa). \\nIf the yield determined at auction is higher than the bond's stated interest rate, the bond will sell at a discount, or less than the par value of the bond. If the yield determined is less than the bond interest rate, the bond sale price is higher than the par value of the bond.\\nAt auction, the bidding determines the yield for the bond from the previous example should be 6%. So, the Treasury reduces the purchase price of the bond to $83.30, which makes the yield, (interest payment / purchase price or $5.00 / $83.30), 6%. You buy the bond for $83.30 on the purchase date. Every year you receive a payment of $5.00 (or 6% of $83.30) until the bond matures, and then on the maturity date the Treasury pays you back the $100 par value of the bond.\\nT-bonds are very liquid, especially compared to other bonds, and can be easily traded on the secondary market. This means that you don't have to hold the bond to maturity.\\nCurrent Treasury bond prices can be found by visiting Treasury.gov or on financial market news sites like Bloomberg or the Wall Street Journal.\\n1-3. Assess your investing needs.\\nAsk yourself what you hope to get out of investing, and assess how much money you can invest in bonds in the short and long term future. Bonds pay out in two ways: bi-annual interest payments and maturity payments of the bond par value. For example, if your goal in saving is to have a lump sum available at some point in the future, like for retirement or education, you will benefit from buying multiple bonds that mature on or around the same day.\\n1-4. Determine your investment strategy.\\nMany people use the interest they earn on their bond investments, and the bond maturity payments when the bond is redeemed, to invest in more bonds. By having investments in multiple bonds, you will diversify your portfolio and earn residual interest. You can also time your bond maturities to achieve different payoff schedules. The strategy you choose will depend on your savings goals.\\nWhile you can invest as much money in bonds as you would like, remember that the stock market does tend to average higher returns than bonds in the long term. You should consider bonds as one of many investment options for long term investments. Other options include equities, corporate bonds, and securities options.\\n1-5. Build a bond ladder.\\nOne investment strategy is to build a bond ladder, so that at a recurring interval you buy a new bond with the proceeds of the sale or maturity of another bond investment in your portfolio. You can build ladders for as little as $200 (or the price of two bonds), and because bonds are a very secure investment, your investment is a lot like a high interest savings account. \\nBond ladders are advantageous for helping an investor avoid risks from fluctuating interest rates. They can also provide a steady stream of income that you can modify to suit your needs as they change over time.\\n1-6. Buy bonds that mature at the same time.\\nYou may also consider buying many bonds that all mature around the same time, such as for a college savings account. If you are investing to fund your daughter's education, you buy a $100 par value bond each month with a maturity date sometime between the years your daughter will be 18 and 23. You will receive investment income every six months until then that you can reinvest or use for expenses, and when your daughter graduates from high school you can use the bond par value payouts to pay for her college.\\n2. Buying Treasury Bonds\\n2-1. Decide how you will buy.\\nIf you are a borrower who plans to buy multiple kinds of bonds, purchase and trade often, or purchase and trade other kinds of securities such as stocks, you should consider using a broker to manage your investment activity. Investment brokers can help you develop an investment strategy, or do the legwork to implement yours. If you're not planning and buying multiple types of securities, the US Treasury allows investors to buy and sell bonds directly through their site www.treasurydirect.gov without having to work with a broker or bank.\\nBrokers can be generally categorized as either full-service or discount brokers. Discount brokers, like their name suggests, are affordable trade facilitation services. This may be as basic as an e-trade account, where you register with the broker, e-trade, and use their service to buy, sell, and monitor your investments. A full-service brokerage can be as personalized as an agent who develops an investment strategy for you, and even buys and sells on your behalf with your permission.\\nIf you are investing a small amount of money or are new to investing, a discount broker is probably your best choice. Using a discount broker will save you the higher cost of full service, and give you the opportunity to learn a bit about trading while making your first investments. Most discount groups like etrade or scottrade provide investors with learning materials, so you won't be completely on your own.\\nTo create an account using a broker or through TreasuryDirect® you will need your social security number (or EIN if you are a business), email address, and bank routing and account numbers to fund your purchases and collect earnings.\\nTreasuryDirect® users can purchase and sell treasury securities of all kinds on the site, and can even schedule recurring purchases, or repurchases of new bonds, such as for the ladder or lump sum investment strategy.\\n2-2. Pick an auction.\\nThe US Treasury holds bond auctions every February, May, August, and November, when it issues new bonds with maturity dates 30 years in the future. In the other months of the year, the treasury reissues older bonds, with maturity dates closer to the date of sale. You can place bids on the auction date itself, or you can schedule purchases in advance by specifying the par value of stock you will buy and agreeing to pay the determined noncompetitive purchase price.\\n2-3. Place your bid.\\nTreasury bond auctions are made up of two phases, first of competitive and then of noncompetitive bidding. During competitive bidding, bidders specify the par value of bonds they want to purchase, as well as the yield they require. They are awarded all, some, or none of the par value they bid on, based on how their bid stacks up against the other bidders. After competitive bidding is complete, the Treasury takes the average bond yield rate of the wining competitive bids, and awards noncompetitive bids at that yield.\\nNoncompetitive bidding is the most common form of bidding for new or modest sized bond purchases. Noncompetitive bidders agree to accept the high yield determined by the competitive auction, and specify the amount of bond par value they will purchase.\\nCompetitive bidders are usually institutions or market experts, and they bid against each other for bond par value. They bid stating the amount of par value they want to buy and the yield they want to receive. The Treasury awards bids starting with the bid for the lowest yield, although no one bidder can buy more than 35% of the total offering.\\nCompetitive bidding is complex and requires more knowledge than this outline provides. To place a competitive bid you should learn about the market, look at recent bond sale discount or premium rates for the type of bond you want to buy, and work with a broker or on your own to predict how inflation stacks up against the interest rate offered on the bond.\\n\", \"简要回答\": \"Purchasing a Treasury bond is like lending money to the US Government — buying the bond means buying the rights to interest payments every six months over the life of the bond, as well as owning the rights to a cash payment of the bond par value on the bond's maturity date. If you are a new investor, treasury bonds are a great way to learn about investing and earn some interest. Non-citizens can also buy Treasury bonds. If you already have a developed securities portfolio, treasury bonds can strengthen your investment and shield it against market changes.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing a Bond Investing Strategy\", \"步骤\": [{\"编号\": 1, \"标题\": \"Familiarize yourself with bond terminology.\", \"描述\": \"A bond's \\\"par value\\\" is the amount of money the Treasury will pay the bondholder (you) on the bond's maturity date. Bonds are sold in par value increments of $100. The \\\"maturity date\\\" of a treasury bond is always 30 years from the date the bonds are issued. In addition to par value, bonds are sold at a given \\\"interest rate,\\\" which is the percentage of the bond par value the bond will pay in interest every six months. Treasury bonds pay the holder each six months.\\nHere is an example of a treasury bond with a par value of $100 and an interest rate of 5 percent. Before the auction, bidders already know that bondholders will receive $2.50 (half of the annual interest rate of 5 percent times $100) in interest every six months on this bond, and that they will receive $100 when the bond matures.\"}, {\"编号\": 2, \"标题\": \"Understand bond yield.\", \"描述\": \"Buyers can purchase bonds above or below par value to receive a specific \\\"yield.\\\" Yield is calculated by dividing the coupon rate by the price paid for the bond. Bond yields move inversely to interest rates (when rates go up, bond yields go down, and vice versa). \\nIf the yield determined at auction is higher than the bond's stated interest rate, the bond will sell at a discount, or less than the par value of the bond. If the yield determined is less than the bond interest rate, the bond sale price is higher than the par value of the bond.\\nAt auction, the bidding determines the yield for the bond from the previous example should be 6%. So, the Treasury reduces the purchase price of the bond to $83.30, which makes the yield, (interest payment / purchase price or $5.00 / $83.30), 6%. You buy the bond for $83.30 on the purchase date. Every year you receive a payment of $5.00 (or 6% of $83.30) until the bond matures, and then on the maturity date the Treasury pays you back the $100 par value of the bond.\\nT-bonds are very liquid, especially compared to other bonds, and can be easily traded on the secondary market. This means that you don't have to hold the bond to maturity.\\nCurrent Treasury bond prices can be found by visiting Treasury.gov or on financial market news sites like Bloomberg or the Wall Street Journal.\"}, {\"编号\": 3, \"标题\": \"Assess your investing needs.\", \"描述\": \"Ask yourself what you hope to get out of investing, and assess how much money you can invest in bonds in the short and long term future. Bonds pay out in two ways: bi-annual interest payments and maturity payments of the bond par value. For example, if your goal in saving is to have a lump sum available at some point in the future, like for retirement or education, you will benefit from buying multiple bonds that mature on or around the same day.\"}, {\"编号\": 4, \"标题\": \"Determine your investment strategy.\", \"描述\": \"Many people use the interest they earn on their bond investments, and the bond maturity payments when the bond is redeemed, to invest in more bonds. By having investments in multiple bonds, you will diversify your portfolio and earn residual interest. You can also time your bond maturities to achieve different payoff schedules. The strategy you choose will depend on your savings goals.\\nWhile you can invest as much money in bonds as you would like, remember that the stock market does tend to average higher returns than bonds in the long term. You should consider bonds as one of many investment options for long term investments. Other options include equities, corporate bonds, and securities options.\"}, {\"编号\": 5, \"标题\": \"Build a bond ladder.\", \"描述\": \"One investment strategy is to build a bond ladder, so that at a recurring interval you buy a new bond with the proceeds of the sale or maturity of another bond investment in your portfolio. You can build ladders for as little as $200 (or the price of two bonds), and because bonds are a very secure investment, your investment is a lot like a high interest savings account. \\nBond ladders are advantageous for helping an investor avoid risks from fluctuating interest rates. They can also provide a steady stream of income that you can modify to suit your needs as they change over time.\"}, {\"编号\": 6, \"标题\": \"Buy bonds that mature at the same time.\", \"描述\": \"You may also consider buying many bonds that all mature around the same time, such as for a college savings account. If you are investing to fund your daughter's education, you buy a $100 par value bond each month with a maturity date sometime between the years your daughter will be 18 and 23. You will receive investment income every six months until then that you can reinvest or use for expenses, and when your daughter graduates from high school you can use the bond par value payouts to pay for her college.\"}]}, {\"编号\": 2, \"标题\": \"Buying Treasury Bonds\", \"步骤\": [{\"编号\": 1, \"标题\": \"Decide how you will buy.\", \"描述\": \"If you are a borrower who plans to buy multiple kinds of bonds, purchase and trade often, or purchase and trade other kinds of securities such as stocks, you should consider using a broker to manage your investment activity. Investment brokers can help you develop an investment strategy, or do the legwork to implement yours. If you're not planning and buying multiple types of securities, the US Treasury allows investors to buy and sell bonds directly through their site www.treasurydirect.gov without having to work with a broker or bank.\\nBrokers can be generally categorized as either full-service or discount brokers. Discount brokers, like their name suggests, are affordable trade facilitation services. This may be as basic as an e-trade account, where you register with the broker, e-trade, and use their service to buy, sell, and monitor your investments. A full-service brokerage can be as personalized as an agent who develops an investment strategy for you, and even buys and sells on your behalf with your permission.\\nIf you are investing a small amount of money or are new to investing, a discount broker is probably your best choice. Using a discount broker will save you the higher cost of full service, and give you the opportunity to learn a bit about trading while making your first investments. Most discount groups like etrade or scottrade provide investors with learning materials, so you won't be completely on your own.\\nTo create an account using a broker or through TreasuryDirect® you will need your social security number (or EIN if you are a business), email address, and bank routing and account numbers to fund your purchases and collect earnings.\\nTreasuryDirect® users can purchase and sell treasury securities of all kinds on the site, and can even schedule recurring purchases, or repurchases of new bonds, such as for the ladder or lump sum investment strategy.\"}, {\"编号\": 2, \"标题\": \"Pick an auction.\", \"描述\": \"The US Treasury holds bond auctions every February, May, August, and November, when it issues new bonds with maturity dates 30 years in the future. In the other months of the year, the treasury reissues older bonds, with maturity dates closer to the date of sale. You can place bids on the auction date itself, or you can schedule purchases in advance by specifying the par value of stock you will buy and agreeing to pay the determined noncompetitive purchase price.\"}, {\"编号\": 3, \"标题\": \"Place your bid.\", \"描述\": \"Treasury bond auctions are made up of two phases, first of competitive and then of noncompetitive bidding. During competitive bidding, bidders specify the par value of bonds they want to purchase, as well as the yield they require. They are awarded all, some, or none of the par value they bid on, based on how their bid stacks up against the other bidders. After competitive bidding is complete, the Treasury takes the average bond yield rate of the wining competitive bids, and awards noncompetitive bids at that yield.\\nNoncompetitive bidding is the most common form of bidding for new or modest sized bond purchases. Noncompetitive bidders agree to accept the high yield determined by the competitive auction, and specify the amount of bond par value they will purchase.\\nCompetitive bidders are usually institutions or market experts, and they bid against each other for bond par value. They bid stating the amount of par value they want to buy and the yield they want to receive. The Treasury awards bids starting with the bid for the lowest yield, although no one bidder can buy more than 35% of the total offering.\\nCompetitive bidding is complex and requires more knowledge than this outline provides. To place a competitive bid you should learn about the market, look at recent bond sale discount or premium rates for the type of bond you want to buy, and work with a broker or on your own to predict how inflation stacks up against the interest rate offered on the bond.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,962 |
How to Buy Tuna Steak
|
1. Choosing the Best Tuna Steak
1-1. Start with Albacore tuna for basic, affordable meals.
The most affordable tuna, Albacore tuna is characterized by its pale, white flesh and its low-fat content. Albacore tuna has the lightest flesh and the mildest flavor, so it is a great family choice.
Albacore does have a mercury level three times as high as that of Skipjack tuna, so pregnant women and young children should limit their intake.
1-2. Choose Bluefin tuna for the perfect seared steak.
The most prized for its flavor, Bluefin tuna is also the most expensive. Bluefin tuna is well-known for its dark ruby-red color, high fat content, strong flavor and silky texture. The largest tuna variety, when the fish is mature the dark-red steak has an appearance similar to raw beef. It is perfect for a seared steak.
While Bluefin tuna is often chosen for its strong flavor and silky texture, be aware that many Bluefin species are critically endangered due to overfishing.
1-3. Enjoy a mild flavor and light texture with Yellowfin or Bigeye tuna.
Also known as ahi, the pale pink Yellowfin and Bigeye tuna are less expensive than the red Bluefin. Both Yellowfin and Bigeye tuna can be eaten raw. Their light texture and mild taste make the Yellowfin and Bigeye ideal for sashimi.
1-4. Eat sustainably with Skipjack tuna.
Making up more than 70 percent of the American canned tuna market, Skipjack tuna is an abundant and widely-fished tuna species. Unlike its overfished cousins the Bluefin and Albacore, the Skipjack is a relatively small tuna that is known as one of the more ecologically sustainable tuna species. Skipjack tuna has a bold flavor, so its steak suits robust sauces and garnishes.
2. Purchasing Your Tuna Steak
2-1. Research your local seafood stores.
Find out which local stores, markets or supermarkets sell tuna near you. If you are lucky, your town may have a specialized fishmonger store or seafood market that will sell fresh tuna. If possible, locate a store that has a reputable fish counter. Stores with an in-house fish counter tend to have a higher turnover of seafood, which means you will be able to purchase fresher tuna.
Since tuna (especially high-quality tuna) can be expensive, visit your local store’s website to look at their tuna price range. If the tuna is too expensive, you could consider alternatives such as purchasing a frozen tuna steak.
2-2. Look for high-quality tuna.
High-quality tuna will range in color from deep red to pink. The best type of seafood seller will display tuna as a whole loin, and you can ask the butcher to cut steaks from the loin. If your store displays steaks that are already sliced, look for the ones that are moist, about one-inch thick, shiny, and almost translucent.
Tuna will taste best (and be less expensive) when they are in season, which is from May through to early September.
2-3. Aim to purchase the freshest tuna available.
Ask the seafood attendant when and where the tuna was caught. For ultimate freshness, it is best to purchase as close to the catch date as possible. Fresh tuna will look moist but not wet, and it will have a fresh sea-air smell rather than a strong fishy odor. Tuna that looks dull, dry, flaky or is brown on the edges will most likely not be fresh.
All tuna steaks have a middle strip of darker meat running through them that should look moist, rather than flaky or dry. This meat has a strong flavor that some people may not like, but it is edible and nutritious.
2-4. Purchase the tuna steak.
Once you have chosen the right tuna steak required for your recipe, purchase the steak from the attendant. If you discover that the price is above your budget, you could consider buying a frozen tuna steak from the same store. Tuna are often processed and frozen so quickly after their capture that frozen tuna steaks are perfectly fresh.
2-5. Keep your tuna covered and refrigerated until you're ready to use it.
Tuna dries out quickly, so place your steak on a covered tray or in a lidded container and store it in the bottom shelf of your refrigerator. Your tuna should be stored at a temperature of 40 Fahrenheit or below and should be eaten within 2 days. Alternatively, you can freeze the steak until you are ready to cook it.
Due to the possible presence of parasites, all tuna should be cooked prior to eating. If you are going to eat raw tuna, freeze it first, as freezing will kill the parasites. To be safe, freeze tuna for at least 15 hours at -35 Fahrenheit.
Warnings
Overfishing of tuna has resulted in the decline and extinction of many tuna species. Even the ones that are still available are considered to be endangered to the point of extinction.[14]
X
Research source
To eat sustainably, cross-reference the location of your tuna catch with the latest information from the Monterey Bay Aquarium Seafood Watch website: http://www.seafoodwatch.org/.
Always say ‘no, thanks’ to wild-caught or farmed Bluefin tuna, as well as all types of tuna that are internationally caught with drifting longlines.[15]
X
Research source
Longline fishing is controversial in many areas because of the risk of bycatch (killing of marine and bird life in the nets and lines used in the catch of commercial fish).[16]
X
Research source
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. Choosing the Best Tuna Steak\\n1-1. Start with Albacore tuna for basic, affordable meals.\\nThe most affordable tuna, Albacore tuna is characterized by its pale, white flesh and its low-fat content. Albacore tuna has the lightest flesh and the mildest flavor, so it is a great family choice.\\nAlbacore does have a mercury level three times as high as that of Skipjack tuna, so pregnant women and young children should limit their intake.\\n1-2. Choose Bluefin tuna for the perfect seared steak.\\nThe most prized for its flavor, Bluefin tuna is also the most expensive. Bluefin tuna is well-known for its dark ruby-red color, high fat content, strong flavor and silky texture. The largest tuna variety, when the fish is mature the dark-red steak has an appearance similar to raw beef. It is perfect for a seared steak.\\nWhile Bluefin tuna is often chosen for its strong flavor and silky texture, be aware that many Bluefin species are critically endangered due to overfishing.\\n1-3. Enjoy a mild flavor and light texture with Yellowfin or Bigeye tuna.\\nAlso known as ahi, the pale pink Yellowfin and Bigeye tuna are less expensive than the red Bluefin. Both Yellowfin and Bigeye tuna can be eaten raw. Their light texture and mild taste make the Yellowfin and Bigeye ideal for sashimi.\\n1-4. Eat sustainably with Skipjack tuna.\\nMaking up more than 70 percent of the American canned tuna market, Skipjack tuna is an abundant and widely-fished tuna species. Unlike its overfished cousins the Bluefin and Albacore, the Skipjack is a relatively small tuna that is known as one of the more ecologically sustainable tuna species. Skipjack tuna has a bold flavor, so its steak suits robust sauces and garnishes.\\n2. Purchasing Your Tuna Steak\\n2-1. Research your local seafood stores.\\nFind out which local stores, markets or supermarkets sell tuna near you. If you are lucky, your town may have a specialized fishmonger store or seafood market that will sell fresh tuna. If possible, locate a store that has a reputable fish counter. Stores with an in-house fish counter tend to have a higher turnover of seafood, which means you will be able to purchase fresher tuna.\\nSince tuna (especially high-quality tuna) can be expensive, visit your local store’s website to look at their tuna price range. If the tuna is too expensive, you could consider alternatives such as purchasing a frozen tuna steak.\\n2-2. Look for high-quality tuna.\\nHigh-quality tuna will range in color from deep red to pink. The best type of seafood seller will display tuna as a whole loin, and you can ask the butcher to cut steaks from the loin. If your store displays steaks that are already sliced, look for the ones that are moist, about one-inch thick, shiny, and almost translucent.\\nTuna will taste best (and be less expensive) when they are in season, which is from May through to early September.\\n2-3. Aim to purchase the freshest tuna available.\\nAsk the seafood attendant when and where the tuna was caught. For ultimate freshness, it is best to purchase as close to the catch date as possible. Fresh tuna will look moist but not wet, and it will have a fresh sea-air smell rather than a strong fishy odor. Tuna that looks dull, dry, flaky or is brown on the edges will most likely not be fresh. \\nAll tuna steaks have a middle strip of darker meat running through them that should look moist, rather than flaky or dry. This meat has a strong flavor that some people may not like, but it is edible and nutritious.\\n2-4. Purchase the tuna steak.\\nOnce you have chosen the right tuna steak required for your recipe, purchase the steak from the attendant. If you discover that the price is above your budget, you could consider buying a frozen tuna steak from the same store. Tuna are often processed and frozen so quickly after their capture that frozen tuna steaks are perfectly fresh.\\n2-5. Keep your tuna covered and refrigerated until you're ready to use it.\\nTuna dries out quickly, so place your steak on a covered tray or in a lidded container and store it in the bottom shelf of your refrigerator. Your tuna should be stored at a temperature of 40 Fahrenheit or below and should be eaten within 2 days. Alternatively, you can freeze the steak until you are ready to cook it.\\nDue to the possible presence of parasites, all tuna should be cooked prior to eating. If you are going to eat raw tuna, freeze it first, as freezing will kill the parasites. To be safe, freeze tuna for at least 15 hours at -35 Fahrenheit.\\nWarnings\\nOverfishing of tuna has resulted in the decline and extinction of many tuna species. Even the ones that are still available are considered to be endangered to the point of extinction.[14]\\nX\\nResearch source\\n\\n\\n\\n To eat sustainably, cross-reference the location of your tuna catch with the latest information from the Monterey Bay Aquarium Seafood Watch website: http://www.seafoodwatch.org/.\\nAlways say ‘no, thanks’ to wild-caught or farmed Bluefin tuna, as well as all types of tuna that are internationally caught with drifting longlines.[15]\\nX\\nResearch source\\n\\n\\n\\n Longline fishing is controversial in many areas because of the risk of bycatch (killing of marine and bird life in the nets and lines used in the catch of commercial fish).[16]\\nX\\nResearch source\\n\", \"简要回答\": \"Whether you’re cooking a seafood dish for your family or you’re working in hospitality, it is important to know how to buy your perfect tuna steak. With over 15 species of tuna to choose from, knowing the difference between the main commercial tuna is crucial. High-quality tuna steaks can make or break the success of a tuna dish – by purchasing fresh, sustainably caught tuna, you will choose the very best steak for your recipe.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing the Best Tuna Steak\", \"步骤\": [{\"编号\": 1, \"标题\": \"Start with Albacore tuna for basic, affordable meals.\", \"描述\": \"The most affordable tuna, Albacore tuna is characterized by its pale, white flesh and its low-fat content. Albacore tuna has the lightest flesh and the mildest flavor, so it is a great family choice.\\nAlbacore does have a mercury level three times as high as that of Skipjack tuna, so pregnant women and young children should limit their intake.\"}, {\"编号\": 2, \"标题\": \"Choose Bluefin tuna for the perfect seared steak.\", \"描述\": \"The most prized for its flavor, Bluefin tuna is also the most expensive. Bluefin tuna is well-known for its dark ruby-red color, high fat content, strong flavor and silky texture. The largest tuna variety, when the fish is mature the dark-red steak has an appearance similar to raw beef. It is perfect for a seared steak.\\nWhile Bluefin tuna is often chosen for its strong flavor and silky texture, be aware that many Bluefin species are critically endangered due to overfishing.\"}, {\"编号\": 3, \"标题\": \"Enjoy a mild flavor and light texture with Yellowfin or Bigeye tuna.\", \"描述\": \"Also known as ahi, the pale pink Yellowfin and Bigeye tuna are less expensive than the red Bluefin. Both Yellowfin and Bigeye tuna can be eaten raw. Their light texture and mild taste make the Yellowfin and Bigeye ideal for sashimi.\"}, {\"编号\": 4, \"标题\": \"Eat sustainably with Skipjack tuna.\", \"描述\": \"Making up more than 70 percent of the American canned tuna market, Skipjack tuna is an abundant and widely-fished tuna species. Unlike its overfished cousins the Bluefin and Albacore, the Skipjack is a relatively small tuna that is known as one of the more ecologically sustainable tuna species. Skipjack tuna has a bold flavor, so its steak suits robust sauces and garnishes.\"}]}, {\"编号\": 2, \"标题\": \"Purchasing Your Tuna Steak\", \"步骤\": [{\"编号\": 1, \"标题\": \"Research your local seafood stores.\", \"描述\": \"Find out which local stores, markets or supermarkets sell tuna near you. If you are lucky, your town may have a specialized fishmonger store or seafood market that will sell fresh tuna. If possible, locate a store that has a reputable fish counter. Stores with an in-house fish counter tend to have a higher turnover of seafood, which means you will be able to purchase fresher tuna.\\nSince tuna (especially high-quality tuna) can be expensive, visit your local store’s website to look at their tuna price range. If the tuna is too expensive, you could consider alternatives such as purchasing a frozen tuna steak.\"}, {\"编号\": 2, \"标题\": \"Look for high-quality tuna.\", \"描述\": \"High-quality tuna will range in color from deep red to pink. The best type of seafood seller will display tuna as a whole loin, and you can ask the butcher to cut steaks from the loin. If your store displays steaks that are already sliced, look for the ones that are moist, about one-inch thick, shiny, and almost translucent.\\nTuna will taste best (and be less expensive) when they are in season, which is from May through to early September.\"}, {\"编号\": 3, \"标题\": \"Aim to purchase the freshest tuna available.\", \"描述\": \"Ask the seafood attendant when and where the tuna was caught. For ultimate freshness, it is best to purchase as close to the catch date as possible. Fresh tuna will look moist but not wet, and it will have a fresh sea-air smell rather than a strong fishy odor. Tuna that looks dull, dry, flaky or is brown on the edges will most likely not be fresh. \\nAll tuna steaks have a middle strip of darker meat running through them that should look moist, rather than flaky or dry. This meat has a strong flavor that some people may not like, but it is edible and nutritious.\"}, {\"编号\": 4, \"标题\": \"Purchase the tuna steak.\", \"描述\": \"Once you have chosen the right tuna steak required for your recipe, purchase the steak from the attendant. If you discover that the price is above your budget, you could consider buying a frozen tuna steak from the same store. Tuna are often processed and frozen so quickly after their capture that frozen tuna steaks are perfectly fresh.\"}, {\"编号\": 5, \"标题\": \"Keep your tuna covered and refrigerated until you're ready to use it.\", \"描述\": \"Tuna dries out quickly, so place your steak on a covered tray or in a lidded container and store it in the bottom shelf of your refrigerator. Your tuna should be stored at a temperature of 40 Fahrenheit or below and should be eaten within 2 days. Alternatively, you can freeze the steak until you are ready to cook it.\\nDue to the possible presence of parasites, all tuna should be cooked prior to eating. If you are going to eat raw tuna, freeze it first, as freezing will kill the parasites. To be safe, freeze tuna for at least 15 hours at -35 Fahrenheit.\"}], \"注意事项\": [\"Overfishing of tuna has resulted in the decline and extinction of many tuna species. Even the ones that are still available are considered to be endangered to the point of extinction.[14]\\nX\\nResearch source\\n\\n\\n\\n To eat sustainably, cross-reference the location of your tuna catch with the latest information from the Monterey Bay Aquarium Seafood Watch website: http://www.seafoodwatch.org/.\\n\", \"Always say ‘no, thanks’ to wild-caught or farmed Bluefin tuna, as well as all types of tuna that are internationally caught with drifting longlines.[15]\\nX\\nResearch source\\n\\n\\n\\n Longline fishing is controversial in many areas because of the risk of bycatch (killing of marine and bird life in the nets and lines used in the catch of commercial fish).[16]\\nX\\nResearch source\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,963 |
How to Buy US Savings Bonds
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1. Determining the Type of Bonds to Buy
1-1. Learn about the types of US Savings Bonds.
There are two different types of US Savings Bonds the Treasury Department offers. Learning about these two types of bonds can help you figure out the best type of bond for your needs.
The two types of bonds are EE Bonds and I Bonds.
There are many similarities between EE and I bonds, but there are a few difference including the form in which they come and the amount of interest earnings.
You can no longer buy savings bonds at financial institutions such as banks or credit unions.
1-2. Consider Type EE Bonds.
Type EE bonds are only available online and have a variable rate of interest depending on the purchase date. If you want a fixed rate of interest return and the convenience of tracking the bonds online, Type EE bonds might be the right choice for you.
Paper EE bonds are no longer available. You can only buy EE bonds online at the Treasury Department’s website.
EE bonds earn a fixed rate of interest that is reset every six months after May and November of the year. Since 2005,the rate has varied between 3.7% and 0.1%.
1-3. Think about Type I Bonds.
Type I bonds are available in paper form if purchased using your IRS tax return. If you want a combined rate interest return and a physical paper bond, Type I bonds might be the right choice for you.
You can buy Type I bonds using your IRS tax refund at face value or online at the Treasury Department website.
Type I bonds earn a combined rate of interest. This rate is based on a fixed rate of return either known when you buy the bond and an inflation rate that the Treasury Department calculates twice a year.
1-4. Recognize the similarities in Type EE and Type I bonds.
Although the format and interest rates of Types EE and I bonds differ, there are many similarities between them. Recognizing these similarities may help you to decide which bond type is the best for you.
The purchase price of each bond is the face value of the bond. A $50 bond costs $50 if you buy it either electronically or using your tax refund.
You can buy electronic bonds in any amount of $25 or more to the penny. Thus, you could buy an electronic bond for $100.15.
You can buy paper I bonds in $50 increments.
You can buy up to $10,000 in electronic EE or I bonds each calendar year. You may buy up to $5,000 in paper I bonds with your tax return.
You may redeem the bond after 12 months. There may be some penalty for cashing in your bond early, except if used for educational purposes.
Your bonds earn interest monthly and this is then compounded semiannually up to 30 years.
You must pay federal taxes on your savings bonds but do not need to pay state or local taxes on them.
2. Buying U.S. Savings Bonds Online
2-1. Set up a TreasuryDirect account.
If you want to buy Type EE bonds or Type I bonds electronically, you must purchase them through the Treasury Department’s website. You’ll need to set up a TreasuryDirect account, which will allow you to purchase and manage your savings bonds.
You can set up your account at http://treasurydirect.gov.
You must be at least 18 years of age to open a TreasuryDirect account.
2-2. Click on “Open an Account” and then “TreasuryDirect”.
In order to open your account, follow the prompts on the Treasury Department’s website by clicking on the tabs to open a TreasuryDirect account. You’ll also need to have some basic information available to purchase the bonds online. Following the prompts and having the proper data can help you to effortlessly purchase your bonds.
You need your Social Security number or taxpayer identification, the savings or checking account number from which the Treasury Department can withdraw the funds, and your financial institution’s routing number.
If you are buying the savings bonds as a gift, you’ll need the recipient’s Social Security number.
2-3. Enter your personal information.
You'll be required to provide several pieces of personal information to set up your account. Enter your Social Security Number, a valid United States address, driver's license or state ID number, United States bank account and routing information, and email address. Enter this information will allow you to fully set up and manage your account.
2-4. Construct a password.
You’ll need a password that you can easily remember in order to buy and manage bonds. Construct a password that is simple enough for you to know but secure enough to prevent hacking.
Consider using a mix of letters and numbers for the most secure password.
Write down your password and keep it in a safe and easily accessible place for when you need it.
Select a reminder from the list the Treasury Department provides to help you if you forget your password.
2-5. Confirm your TreasuryDirect account.
Once you’ve finished following the account setup prompts, the Treasury Department will email you your account information. Click on the link provided to confirm your account so that you can start buying savings bonds as soon as you like.
2-6. Log on to your Treasury Direct account to buy bonds.
You’re now ready to buy bonds with your TreasuryDirect account. Log in to your account with the information you provided to start the process of purchasing EE or I bonds.
2-7. Select the owner of the bond.
Your TreasuryDirect account will prompt you to choose who will own the savings bond. You have the choice of buying the bond for yourself or for someone else as a gift.
You have the option to purchase as “sole owner” or a recipient who will own the bond.
If you are giving the savings bond to someone else as a gift, the recipient must have a Treasury Direct account. You will need to indicate the recipient's full name and Social Security Number or taxpayer ID number. You can keep the gift bond in your account until they set up a TreasuryDirect account.
2-8. Choose the bond series you want to buy.
You can decide which bond series to buy after you’ve designated the owner. Choose either Type EE or I bond based on the type of interest rate you want to accrue.
Both Series EE and Series I bonds are sold electronically at face value and require a $25 minimum purchase. You can purchase bonds electronically in any dollar amount, however.
2-9. Review and send your purchase request.
Make sure to review your savings bond purchase before you send the final request. This can help ensure that you haven’t purchased too much—or too little—in savings bonds.
The Treasury Department will deduct the dollar amount of your bond purchase within five business days of your purchase.
Confirm your purchase by checking your account. A record of the bond will be in your TreasuryDirect account. If it doesn’t appear within one business day, you can email the Treasury Department for help at [email protected]. Include your account number and daytime phone number, but no personal information.
Remember that you will not receive a paper bond if you purchased online.
3. Using Your Tax Refund for Paper Bonds
3-1. File your tax return.
You’ll have to file your income tax return with the Internal Revenue Service (IRS) in order to buy paper bonds. You can only purchase paper bonds by requesting for them once you’ve submitted your taxes and qualify for a return.
You can get savings bonds as tax refunds by using any IRS tax return form, including streamlined tax refund methods.
3-2. Designate that you want for savings bonds as a tax refund.
When you file your tax return with the IRS, you can designate how you want your refund. By filling out IRS Form 8888, you can tell the IRS the amount of your refund you want as savings bonds.
Form 8888 is also called “Allocation of Refund.” You have the option of an IRA, US savings bonds, or a direct deposit to a checking or savings account. Make sure to choose “US savings bonds.”
3-3. Fill in the refund amount in savings bonds.
You may not want or be able to get your entire tax refund to be in the form of savings bonds. Fill in the amount of savings bonds you want in IRS Form 8888.
Remember that you can only get $5000 in I paper bonds per calendar year.
The amount you designate as savings bonds must be in increments of $50.
You can designate the owner of the savings bond on Form 8888.
3-4. Submit your tax return to the IRS.
Make sure to submit your tax return to the IRS in order to collect your Type I savings bonds as a refund. The general submission date for taxes is April 15 of any calendar year, unless you have filed for an extension.
Remember to include Form 8888 with your return.
3-5. Wait for your paper Type I bonds.
If you choose to receive Type I bonds as a tax return, you will receive physical paper bonds in the mail once you’ve submitted your taxes. It can take up to three weeks to receive paper bonds once the IRS completes processing your tax return.
The IRS will send the paper bonds to the address on your tax return or Form 8888.
If you do not receive your bonds, you can check their status by using the IRS’s online system “Where’s My Refund” at http://www.irs.gov/Refunds. You can also call the IRS hotline at 1-800-829-1954.
If you do not receive your bonds or they are lost or destroyed, you can also file a claim with the Bureau of Public Debt. You’ll submit BPD Form PD F1048 to Bureau of Public Debt; Parkersburg, WV 26106-7012.
Tips
You can manage, change registration, and redeem your U.S. savings bond online through your TreasuryDirect account.
You can convert paper U.S. savings bonds into electronic bonds through a new Treasury Direct program called Smart Exchange. You must have an account with TreasuryDirect before converting bonds.
Warnings
Interest on your U.S. savings bond is subject to federal income tax.
Savings bond interest is subject to gift, inheritance, estate, or other excise taxes, whether federal or state.
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. Determining the Type of Bonds to Buy\\n1-1. Learn about the types of US Savings Bonds.\\nThere are two different types of US Savings Bonds the Treasury Department offers. Learning about these two types of bonds can help you figure out the best type of bond for your needs.\\nThe two types of bonds are EE Bonds and I Bonds.\\nThere are many similarities between EE and I bonds, but there are a few difference including the form in which they come and the amount of interest earnings.\\nYou can no longer buy savings bonds at financial institutions such as banks or credit unions.\\n1-2. Consider Type EE Bonds.\\nType EE bonds are only available online and have a variable rate of interest depending on the purchase date. If you want a fixed rate of interest return and the convenience of tracking the bonds online, Type EE bonds might be the right choice for you.\\nPaper EE bonds are no longer available. You can only buy EE bonds online at the Treasury Department’s website.\\nEE bonds earn a fixed rate of interest that is reset every six months after May and November of the year. Since 2005,the rate has varied between 3.7% and 0.1%.\\n1-3. Think about Type I Bonds.\\nType I bonds are available in paper form if purchased using your IRS tax return. If you want a combined rate interest return and a physical paper bond, Type I bonds might be the right choice for you.\\nYou can buy Type I bonds using your IRS tax refund at face value or online at the Treasury Department website.\\nType I bonds earn a combined rate of interest. This rate is based on a fixed rate of return either known when you buy the bond and an inflation rate that the Treasury Department calculates twice a year.\\n1-4. Recognize the similarities in Type EE and Type I bonds.\\nAlthough the format and interest rates of Types EE and I bonds differ, there are many similarities between them. Recognizing these similarities may help you to decide which bond type is the best for you.\\nThe purchase price of each bond is the face value of the bond. A $50 bond costs $50 if you buy it either electronically or using your tax refund.\\nYou can buy electronic bonds in any amount of $25 or more to the penny. Thus, you could buy an electronic bond for $100.15.\\nYou can buy paper I bonds in $50 increments.\\nYou can buy up to $10,000 in electronic EE or I bonds each calendar year. You may buy up to $5,000 in paper I bonds with your tax return.\\nYou may redeem the bond after 12 months. There may be some penalty for cashing in your bond early, except if used for educational purposes.\\nYour bonds earn interest monthly and this is then compounded semiannually up to 30 years.\\nYou must pay federal taxes on your savings bonds but do not need to pay state or local taxes on them.\\n2. Buying U.S. Savings Bonds Online\\n2-1. Set up a TreasuryDirect account.\\nIf you want to buy Type EE bonds or Type I bonds electronically, you must purchase them through the Treasury Department’s website. You’ll need to set up a TreasuryDirect account, which will allow you to purchase and manage your savings bonds.\\nYou can set up your account at http://treasurydirect.gov.\\nYou must be at least 18 years of age to open a TreasuryDirect account.\\n2-2. Click on “Open an Account” and then “TreasuryDirect”.\\nIn order to open your account, follow the prompts on the Treasury Department’s website by clicking on the tabs to open a TreasuryDirect account. You’ll also need to have some basic information available to purchase the bonds online. Following the prompts and having the proper data can help you to effortlessly purchase your bonds.\\nYou need your Social Security number or taxpayer identification, the savings or checking account number from which the Treasury Department can withdraw the funds, and your financial institution’s routing number.\\nIf you are buying the savings bonds as a gift, you’ll need the recipient’s Social Security number.\\n2-3. Enter your personal information.\\nYou'll be required to provide several pieces of personal information to set up your account. Enter your Social Security Number, a valid United States address, driver's license or state ID number, United States bank account and routing information, and email address. Enter this information will allow you to fully set up and manage your account.\\n2-4. Construct a password.\\nYou’ll need a password that you can easily remember in order to buy and manage bonds. Construct a password that is simple enough for you to know but secure enough to prevent hacking.\\nConsider using a mix of letters and numbers for the most secure password.\\nWrite down your password and keep it in a safe and easily accessible place for when you need it.\\nSelect a reminder from the list the Treasury Department provides to help you if you forget your password.\\n2-5. Confirm your TreasuryDirect account.\\nOnce you’ve finished following the account setup prompts, the Treasury Department will email you your account information. Click on the link provided to confirm your account so that you can start buying savings bonds as soon as you like.\\n2-6. Log on to your Treasury Direct account to buy bonds.\\nYou’re now ready to buy bonds with your TreasuryDirect account. Log in to your account with the information you provided to start the process of purchasing EE or I bonds.\\n2-7. Select the owner of the bond.\\nYour TreasuryDirect account will prompt you to choose who will own the savings bond. You have the choice of buying the bond for yourself or for someone else as a gift.\\nYou have the option to purchase as “sole owner” or a recipient who will own the bond.\\nIf you are giving the savings bond to someone else as a gift, the recipient must have a Treasury Direct account. You will need to indicate the recipient's full name and Social Security Number or taxpayer ID number. You can keep the gift bond in your account until they set up a TreasuryDirect account.\\n2-8. Choose the bond series you want to buy.\\nYou can decide which bond series to buy after you’ve designated the owner. Choose either Type EE or I bond based on the type of interest rate you want to accrue.\\nBoth Series EE and Series I bonds are sold electronically at face value and require a $25 minimum purchase. You can purchase bonds electronically in any dollar amount, however.\\n2-9. Review and send your purchase request.\\nMake sure to review your savings bond purchase before you send the final request. This can help ensure that you haven’t purchased too much—or too little—in savings bonds.\\nThe Treasury Department will deduct the dollar amount of your bond purchase within five business days of your purchase.\\nConfirm your purchase by checking your account. A record of the bond will be in your TreasuryDirect account. If it doesn’t appear within one business day, you can email the Treasury Department for help at [email protected]. Include your account number and daytime phone number, but no personal information.\\nRemember that you will not receive a paper bond if you purchased online.\\n3. Using Your Tax Refund for Paper Bonds\\n3-1. File your tax return.\\nYou’ll have to file your income tax return with the Internal Revenue Service (IRS) in order to buy paper bonds. You can only purchase paper bonds by requesting for them once you’ve submitted your taxes and qualify for a return.\\nYou can get savings bonds as tax refunds by using any IRS tax return form, including streamlined tax refund methods.\\n3-2. Designate that you want for savings bonds as a tax refund.\\nWhen you file your tax return with the IRS, you can designate how you want your refund. By filling out IRS Form 8888, you can tell the IRS the amount of your refund you want as savings bonds.\\nForm 8888 is also called “Allocation of Refund.” You have the option of an IRA, US savings bonds, or a direct deposit to a checking or savings account. Make sure to choose “US savings bonds.”\\n3-3. Fill in the refund amount in savings bonds.\\nYou may not want or be able to get your entire tax refund to be in the form of savings bonds. Fill in the amount of savings bonds you want in IRS Form 8888.\\nRemember that you can only get $5000 in I paper bonds per calendar year.\\nThe amount you designate as savings bonds must be in increments of $50.\\nYou can designate the owner of the savings bond on Form 8888.\\n3-4. Submit your tax return to the IRS.\\nMake sure to submit your tax return to the IRS in order to collect your Type I savings bonds as a refund. The general submission date for taxes is April 15 of any calendar year, unless you have filed for an extension.\\nRemember to include Form 8888 with your return.\\n3-5. Wait for your paper Type I bonds.\\nIf you choose to receive Type I bonds as a tax return, you will receive physical paper bonds in the mail once you’ve submitted your taxes. It can take up to three weeks to receive paper bonds once the IRS completes processing your tax return.\\nThe IRS will send the paper bonds to the address on your tax return or Form 8888.\\nIf you do not receive your bonds, you can check their status by using the IRS’s online system “Where’s My Refund” at http://www.irs.gov/Refunds. You can also call the IRS hotline at 1-800-829-1954.\\nIf you do not receive your bonds or they are lost or destroyed, you can also file a claim with the Bureau of Public Debt. You’ll submit BPD Form PD F1048 to Bureau of Public Debt; Parkersburg, WV 26106-7012.\\nTips\\nYou can manage, change registration, and redeem your U.S. savings bond online through your TreasuryDirect account.\\nYou can convert paper U.S. savings bonds into electronic bonds through a new Treasury Direct program called Smart Exchange. You must have an account with TreasuryDirect before converting bonds.\\nWarnings\\nInterest on your U.S. savings bond is subject to federal income tax.\\nSavings bond interest is subject to gift, inheritance, estate, or other excise taxes, whether federal or state.\\n\", \"简要回答\": \"US Savings bonds from the Department of the Treasury are a low-risk investment you can purchase for yourself or as a gift. The interest earned is exempt from state and local income taxes, though you must pay federal taxes on savings bonds. You can buy US Savings bonds either online at the Treasury Department’s website or by using your tax refund for paper gift bonds.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Determining the Type of Bonds to Buy\", \"步骤\": [{\"编号\": 1, \"标题\": \"Learn about the types of US Savings Bonds.\", \"描述\": \"There are two different types of US Savings Bonds the Treasury Department offers. Learning about these two types of bonds can help you figure out the best type of bond for your needs.\\nThe two types of bonds are EE Bonds and I Bonds.\\nThere are many similarities between EE and I bonds, but there are a few difference including the form in which they come and the amount of interest earnings.\\nYou can no longer buy savings bonds at financial institutions such as banks or credit unions.\"}, {\"编号\": 2, \"标题\": \"Consider Type EE Bonds.\", \"描述\": \"Type EE bonds are only available online and have a variable rate of interest depending on the purchase date. If you want a fixed rate of interest return and the convenience of tracking the bonds online, Type EE bonds might be the right choice for you.\\nPaper EE bonds are no longer available. You can only buy EE bonds online at the Treasury Department’s website.\\nEE bonds earn a fixed rate of interest that is reset every six months after May and November of the year. Since 2005,the rate has varied between 3.7% and 0.1%.\"}, {\"编号\": 3, \"标题\": \"Think about Type I Bonds.\", \"描述\": \"Type I bonds are available in paper form if purchased using your IRS tax return. If you want a combined rate interest return and a physical paper bond, Type I bonds might be the right choice for you.\\nYou can buy Type I bonds using your IRS tax refund at face value or online at the Treasury Department website.\\nType I bonds earn a combined rate of interest. This rate is based on a fixed rate of return either known when you buy the bond and an inflation rate that the Treasury Department calculates twice a year.\"}, {\"编号\": 4, \"标题\": \"Recognize the similarities in Type EE and Type I bonds.\", \"描述\": \"Although the format and interest rates of Types EE and I bonds differ, there are many similarities between them. Recognizing these similarities may help you to decide which bond type is the best for you.\\nThe purchase price of each bond is the face value of the bond. A $50 bond costs $50 if you buy it either electronically or using your tax refund.\\nYou can buy electronic bonds in any amount of $25 or more to the penny. Thus, you could buy an electronic bond for $100.15.\\nYou can buy paper I bonds in $50 increments.\\nYou can buy up to $10,000 in electronic EE or I bonds each calendar year. You may buy up to $5,000 in paper I bonds with your tax return.\\nYou may redeem the bond after 12 months. There may be some penalty for cashing in your bond early, except if used for educational purposes.\\nYour bonds earn interest monthly and this is then compounded semiannually up to 30 years.\\nYou must pay federal taxes on your savings bonds but do not need to pay state or local taxes on them.\"}]}, {\"编号\": 2, \"标题\": \"Buying U.S. Savings Bonds Online\", \"步骤\": [{\"编号\": 1, \"标题\": \"Set up a TreasuryDirect account.\", \"描述\": \"If you want to buy Type EE bonds or Type I bonds electronically, you must purchase them through the Treasury Department’s website. You’ll need to set up a TreasuryDirect account, which will allow you to purchase and manage your savings bonds.\\nYou can set up your account at http://treasurydirect.gov.\\nYou must be at least 18 years of age to open a TreasuryDirect account.\"}, {\"编号\": 2, \"标题\": \"Click on “Open an Account” and then “TreasuryDirect”.\", \"描述\": \"In order to open your account, follow the prompts on the Treasury Department’s website by clicking on the tabs to open a TreasuryDirect account. You’ll also need to have some basic information available to purchase the bonds online. Following the prompts and having the proper data can help you to effortlessly purchase your bonds.\\nYou need your Social Security number or taxpayer identification, the savings or checking account number from which the Treasury Department can withdraw the funds, and your financial institution’s routing number.\\nIf you are buying the savings bonds as a gift, you’ll need the recipient’s Social Security number.\"}, {\"编号\": 3, \"标题\": \"Enter your personal information.\", \"描述\": \"You'll be required to provide several pieces of personal information to set up your account. Enter your Social Security Number, a valid United States address, driver's license or state ID number, United States bank account and routing information, and email address. Enter this information will allow you to fully set up and manage your account.\"}, {\"编号\": 4, \"标题\": \"Construct a password.\", \"描述\": \"You’ll need a password that you can easily remember in order to buy and manage bonds. Construct a password that is simple enough for you to know but secure enough to prevent hacking.\\nConsider using a mix of letters and numbers for the most secure password.\\nWrite down your password and keep it in a safe and easily accessible place for when you need it.\\nSelect a reminder from the list the Treasury Department provides to help you if you forget your password.\"}, {\"编号\": 5, \"标题\": \"Confirm your TreasuryDirect account.\", \"描述\": \"Once you’ve finished following the account setup prompts, the Treasury Department will email you your account information. Click on the link provided to confirm your account so that you can start buying savings bonds as soon as you like.\"}, {\"编号\": 6, \"标题\": \"Log on to your Treasury Direct account to buy bonds.\", \"描述\": \"You’re now ready to buy bonds with your TreasuryDirect account. Log in to your account with the information you provided to start the process of purchasing EE or I bonds.\"}, {\"编号\": 7, \"标题\": \"Select the owner of the bond.\", \"描述\": \"Your TreasuryDirect account will prompt you to choose who will own the savings bond. You have the choice of buying the bond for yourself or for someone else as a gift.\\nYou have the option to purchase as “sole owner” or a recipient who will own the bond.\\nIf you are giving the savings bond to someone else as a gift, the recipient must have a Treasury Direct account. You will need to indicate the recipient's full name and Social Security Number or taxpayer ID number. You can keep the gift bond in your account until they set up a TreasuryDirect account.\"}, {\"编号\": 8, \"标题\": \"Choose the bond series you want to buy.\", \"描述\": \"You can decide which bond series to buy after you’ve designated the owner. Choose either Type EE or I bond based on the type of interest rate you want to accrue.\\nBoth Series EE and Series I bonds are sold electronically at face value and require a $25 minimum purchase. You can purchase bonds electronically in any dollar amount, however.\"}, {\"编号\": 9, \"标题\": \"Review and send your purchase request.\", \"描述\": \"Make sure to review your savings bond purchase before you send the final request. This can help ensure that you haven’t purchased too much—or too little—in savings bonds.\\nThe Treasury Department will deduct the dollar amount of your bond purchase within five business days of your purchase.\\nConfirm your purchase by checking your account. A record of the bond will be in your TreasuryDirect account. If it doesn’t appear within one business day, you can email the Treasury Department for help at [email protected]. Include your account number and daytime phone number, but no personal information.\\nRemember that you will not receive a paper bond if you purchased online.\"}]}, {\"编号\": 3, \"标题\": \"Using Your Tax Refund for Paper Bonds\", \"步骤\": [{\"编号\": 1, \"标题\": \"File your tax return.\", \"描述\": \"You’ll have to file your income tax return with the Internal Revenue Service (IRS) in order to buy paper bonds. You can only purchase paper bonds by requesting for them once you’ve submitted your taxes and qualify for a return.\\nYou can get savings bonds as tax refunds by using any IRS tax return form, including streamlined tax refund methods.\"}, {\"编号\": 2, \"标题\": \"Designate that you want for savings bonds as a tax refund.\", \"描述\": \"When you file your tax return with the IRS, you can designate how you want your refund. By filling out IRS Form 8888, you can tell the IRS the amount of your refund you want as savings bonds.\\nForm 8888 is also called “Allocation of Refund.” You have the option of an IRA, US savings bonds, or a direct deposit to a checking or savings account. Make sure to choose “US savings bonds.”\"}, {\"编号\": 3, \"标题\": \"Fill in the refund amount in savings bonds.\", \"描述\": \"You may not want or be able to get your entire tax refund to be in the form of savings bonds. Fill in the amount of savings bonds you want in IRS Form 8888.\\nRemember that you can only get $5000 in I paper bonds per calendar year.\\nThe amount you designate as savings bonds must be in increments of $50.\\nYou can designate the owner of the savings bond on Form 8888.\"}, {\"编号\": 4, \"标题\": \"Submit your tax return to the IRS.\", \"描述\": \"Make sure to submit your tax return to the IRS in order to collect your Type I savings bonds as a refund. The general submission date for taxes is April 15 of any calendar year, unless you have filed for an extension.\\nRemember to include Form 8888 with your return.\"}, {\"编号\": 5, \"标题\": \"Wait for your paper Type I bonds.\", \"描述\": \"If you choose to receive Type I bonds as a tax return, you will receive physical paper bonds in the mail once you’ve submitted your taxes. It can take up to three weeks to receive paper bonds once the IRS completes processing your tax return.\\nThe IRS will send the paper bonds to the address on your tax return or Form 8888.\\nIf you do not receive your bonds, you can check their status by using the IRS’s online system “Where’s My Refund” at http://www.irs.gov/Refunds. You can also call the IRS hotline at 1-800-829-1954.\\nIf you do not receive your bonds or they are lost or destroyed, you can also file a claim with the Bureau of Public Debt. You’ll submit BPD Form PD F1048 to Bureau of Public Debt; Parkersburg, WV 26106-7012.\"}], \"小提示\": [\"You can manage, change registration, and redeem your U.S. savings bond online through your TreasuryDirect account.\\n\", \"You can convert paper U.S. savings bonds into electronic bonds through a new Treasury Direct program called Smart Exchange. You must have an account with TreasuryDirect before converting bonds.\\n\"], \"注意事项\": [\"Interest on your U.S. savings bond is subject to federal income tax.\\n\", \"Savings bond interest is subject to gift, inheritance, estate, or other excise taxes, whether federal or state.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,964 |
How to Buy Unclaimed Amazon Packages
|
1. Can you buy unclaimed Amazon packages?
Yes, you can legally buy unclaimed Amazon packages.
Plenty of Amazon packages get unclaimed each year, leaving a pretty big collection of parcels just sitting around. While Amazon usually does their due diligence in refunding customers or sending them a new version of the lost item, the original package remains unclaimed and up for grabs.
USPS also sells off or gives away some of their unclaimed packages that aren’t picked up within 60 days by the intended recipient.
2. Where can you buy unclaimed Amazon packages?
2-1. Bid for unclaimed Amazon packages on liquidation websites.
A lot of Amazon packages are sold to auction sites like Liquidation.com, which sells Amazon products in bulk. An advantage of liquidation sites is being able to see the type of product you’re buying, rather than being totally in the dark.
Check out https://www.liquidation.com/c/amazon to see what types of products are available. This website also sells bulk products from other major retailers like Target.
Since you’re buying bulk items from liquidation websites, the shipping costs tend to be more expensive.
USPS often sends some of their unclaimed packages to https://www.govdeals.com/, a website that also sells unclaimed items in large quantities.
2-2. Order unclaimed Amazon packages on e-commerce websites.
Sites like eBay, Poshmark, Facebook Marketplace, and Craiglist often sell a lot of unclaimed “mystery” packages. Just type “unclaimed Amazon packages” in the search boxes on these sites to see what comes up.
https://www.ebay.com/
https://poshmark.com/
https://www.facebook.com/login/?next=%2Fmarketplace%2F
https://craigslist.org
eBay sellers list unclaimed or returned packages at different price points, ranging from $20 to over $100.
2-3. Buy unclaimed Amazon packages at a physical store or swap meet.
Some physical stores sell mystery Amazon boxes that customers can buy in person. You can also find unclaimed packages being sold at swap meets in your area.
Check out https://www.swapmadness.com/ to find a swap meet near you.
Some of these stores are pretty popular, so it might be worth calling beforehand to see what their stock is looking like.
3. How do you know what unclaimed Amazon packages are worth?
3-1. Check the price listing on a liquidation site to find the exact value of your Amazon package.
Liquidation sites post what they’re selling, so you know exactly what you’re getting when you place an order. Just keep in mind that liquidation sites often sell in bulk, so the items may be a bit pricier than you’d originally expect.
Since liquidation items sell in bulk, the shipping prices can be pretty high, too.
3-2. There’s no way to know if you’re buying the package from an e-commerce site, physical store, or swap meet.
When you’re buying a mystery package from these places, you’re getting a physical, unopened package—so, it’s impossible to know if your item is really valuable or low-quality. Some mystery shoppers have reported getting designer-label purses in their packages, while other people have gotten clothing items that didn’t fit them.
4. Are unclaimed Amazon packages in good condition?
Yes, unclaimed Amazon packages are in good condition.
According to Amazon, employees physically open and inspect all of the unclaimed packages to make sure that each item is intact and good to resell.
5. How to Avoid Scams
5-1. Research the seller on Better Business Bureau (BBB) before buying any packages.
Head to https://www.bbb.org/ and type in the name of the unclaimed package’s seller to see what comes up. BBB contains trustworthy ratings and customer reviews, so you can make an informed decision before buying anything.
Sites like https://www.liquidation.com/c/amazon and https://www.govdeals.com/ are definitely reliable, so you don’t have to worry about researching them beforehand.
5-2. Check seller reviews on an e-commerce site.
Click or tap on the seller’s profile and see what past customers have said. Are they happy with their purchases, or did the seller scam them or send them low-quality products? Make sure that the seller has consistent, high-quality reviews before purchasing any packages from them.
On eBay, click or tap on the seller’s username to access all of their reviews and feedback.
5-3. Inspect the seller’s website to see if it looks fake.
Auction sites like https://www.govdeals.com/ and https://www.liquidation.com are totally legit and vetted, but you’ll need to do some extra digging if you’re buying packages from an independent auction or seller website. Here are some red flags to be on the lookout for:
Misspelled domain names or email addresses (like Amason instead of Amazon)
Poor-quality pictures and unprofessional website layout
A lack of contact info
Websites attached to subdomains (ebay.com.shopping.com)
Tips
When bidding for items on a liquidation site, try “jump bidding” instead. With “jump bidding,” you over-bid slightly on the item that you want. Researchers agree that people who jump bid don’t have to submit as many total bids in the auction.[12]
X
Research source
When shopping for mystery packages in person, try arriving as early as possible. That way, the shop is more likely to have unclaimed Amazon packages still in stock.
If you do see or fall for a scam, report it to your local law enforcement agency.
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. Can you buy unclaimed Amazon packages?\\nYes, you can legally buy unclaimed Amazon packages.\\nPlenty of Amazon packages get unclaimed each year, leaving a pretty big collection of parcels just sitting around. While Amazon usually does their due diligence in refunding customers or sending them a new version of the lost item, the original package remains unclaimed and up for grabs.\\nUSPS also sells off or gives away some of their unclaimed packages that aren’t picked up within 60 days by the intended recipient.\\n2. Where can you buy unclaimed Amazon packages?\\n2-1. Bid for unclaimed Amazon packages on liquidation websites.\\nA lot of Amazon packages are sold to auction sites like Liquidation.com, which sells Amazon products in bulk. An advantage of liquidation sites is being able to see the type of product you’re buying, rather than being totally in the dark.\\nCheck out https://www.liquidation.com/c/amazon to see what types of products are available. This website also sells bulk products from other major retailers like Target.\\nSince you’re buying bulk items from liquidation websites, the shipping costs tend to be more expensive.\\nUSPS often sends some of their unclaimed packages to https://www.govdeals.com/, a website that also sells unclaimed items in large quantities.\\n2-2. Order unclaimed Amazon packages on e-commerce websites.\\nSites like eBay, Poshmark, Facebook Marketplace, and Craiglist often sell a lot of unclaimed “mystery” packages. Just type “unclaimed Amazon packages” in the search boxes on these sites to see what comes up.\\n\\n https://www.ebay.com/\\n\\n https://poshmark.com/\\n\\n https://www.facebook.com/login/?next=%2Fmarketplace%2F\\n\\n https://craigslist.org\\neBay sellers list unclaimed or returned packages at different price points, ranging from $20 to over $100.\\n2-3. Buy unclaimed Amazon packages at a physical store or swap meet.\\nSome physical stores sell mystery Amazon boxes that customers can buy in person. You can also find unclaimed packages being sold at swap meets in your area.\\nCheck out https://www.swapmadness.com/ to find a swap meet near you.\\nSome of these stores are pretty popular, so it might be worth calling beforehand to see what their stock is looking like.\\n3. How do you know what unclaimed Amazon packages are worth?\\n3-1. Check the price listing on a liquidation site to find the exact value of your Amazon package.\\nLiquidation sites post what they’re selling, so you know exactly what you’re getting when you place an order. Just keep in mind that liquidation sites often sell in bulk, so the items may be a bit pricier than you’d originally expect.\\nSince liquidation items sell in bulk, the shipping prices can be pretty high, too.\\n3-2. There’s no way to know if you’re buying the package from an e-commerce site, physical store, or swap meet.\\nWhen you’re buying a mystery package from these places, you’re getting a physical, unopened package—so, it’s impossible to know if your item is really valuable or low-quality. Some mystery shoppers have reported getting designer-label purses in their packages, while other people have gotten clothing items that didn’t fit them.\\n4. Are unclaimed Amazon packages in good condition?\\nYes, unclaimed Amazon packages are in good condition.\\nAccording to Amazon, employees physically open and inspect all of the unclaimed packages to make sure that each item is intact and good to resell.\\n5. How to Avoid Scams\\n5-1. Research the seller on Better Business Bureau (BBB) before buying any packages.\\nHead to https://www.bbb.org/ and type in the name of the unclaimed package’s seller to see what comes up. BBB contains trustworthy ratings and customer reviews, so you can make an informed decision before buying anything.\\nSites like https://www.liquidation.com/c/amazon and https://www.govdeals.com/ are definitely reliable, so you don’t have to worry about researching them beforehand.\\n5-2. Check seller reviews on an e-commerce site.\\nClick or tap on the seller’s profile and see what past customers have said. Are they happy with their purchases, or did the seller scam them or send them low-quality products? Make sure that the seller has consistent, high-quality reviews before purchasing any packages from them.\\nOn eBay, click or tap on the seller’s username to access all of their reviews and feedback.\\n5-3. Inspect the seller’s website to see if it looks fake.\\nAuction sites like https://www.govdeals.com/ and https://www.liquidation.com are totally legit and vetted, but you’ll need to do some extra digging if you’re buying packages from an independent auction or seller website. Here are some red flags to be on the lookout for:\\nMisspelled domain names or email addresses (like Amason instead of Amazon)\\nPoor-quality pictures and unprofessional website layout\\nA lack of contact info\\nWebsites attached to subdomains (ebay.com.shopping.com)\\nTips\\nWhen bidding for items on a liquidation site, try “jump bidding” instead. With “jump bidding,” you over-bid slightly on the item that you want. Researchers agree that people who jump bid don’t have to submit as many total bids in the auction.[12]\\nX\\nResearch source\\nWhen shopping for mystery packages in person, try arriving as early as possible. That way, the shop is more likely to have unclaimed Amazon packages still in stock.\\nIf you do see or fall for a scam, report it to your local law enforcement agency.\\n\", \"简要回答\": \"Interested in buying unclaimed Amazon packages? With all of the “mystery box” TikToks going around, the world of at-home treasure hunting seems more appealing than ever. You can get in on this exciting pastime, too—and we’re here to help you get started. Keep reading for a comprehensive guide that walks you through exactly where and how to buy these packages (without getting scammed in the process). Soon, you’ll be the proud owner of some potentially valuable Amazon treasures!\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Can you buy unclaimed Amazon packages?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Yes, you can legally buy unclaimed Amazon packages.\", \"描述\": \"Plenty of Amazon packages get unclaimed each year, leaving a pretty big collection of parcels just sitting around. While Amazon usually does their due diligence in refunding customers or sending them a new version of the lost item, the original package remains unclaimed and up for grabs.\\nUSPS also sells off or gives away some of their unclaimed packages that aren’t picked up within 60 days by the intended recipient.\"}]}, {\"编号\": 2, \"标题\": \"Where can you buy unclaimed Amazon packages?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Bid for unclaimed Amazon packages on liquidation websites.\", \"描述\": \"A lot of Amazon packages are sold to auction sites like Liquidation.com, which sells Amazon products in bulk. An advantage of liquidation sites is being able to see the type of product you’re buying, rather than being totally in the dark.\\nCheck out https://www.liquidation.com/c/amazon to see what types of products are available. This website also sells bulk products from other major retailers like Target.\\nSince you’re buying bulk items from liquidation websites, the shipping costs tend to be more expensive.\\nUSPS often sends some of their unclaimed packages to https://www.govdeals.com/, a website that also sells unclaimed items in large quantities.\"}, {\"编号\": 2, \"标题\": \"Order unclaimed Amazon packages on e-commerce websites.\", \"描述\": \"Sites like eBay, Poshmark, Facebook Marketplace, and Craiglist often sell a lot of unclaimed “mystery” packages. Just type “unclaimed Amazon packages” in the search boxes on these sites to see what comes up.\\n\\n https://www.ebay.com/\\n\\n https://poshmark.com/\\n\\n https://www.facebook.com/login/?next=%2Fmarketplace%2F\\n\\n https://craigslist.org\\neBay sellers list unclaimed or returned packages at different price points, ranging from $20 to over $100.\"}, {\"编号\": 3, \"标题\": \"Buy unclaimed Amazon packages at a physical store or swap meet.\", \"描述\": \"Some physical stores sell mystery Amazon boxes that customers can buy in person. You can also find unclaimed packages being sold at swap meets in your area.\\nCheck out https://www.swapmadness.com/ to find a swap meet near you.\\nSome of these stores are pretty popular, so it might be worth calling beforehand to see what their stock is looking like.\"}]}, {\"编号\": 3, \"标题\": \"How do you know what unclaimed Amazon packages are worth?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check the price listing on a liquidation site to find the exact value of your Amazon package.\", \"描述\": \"Liquidation sites post what they’re selling, so you know exactly what you’re getting when you place an order. Just keep in mind that liquidation sites often sell in bulk, so the items may be a bit pricier than you’d originally expect.\\nSince liquidation items sell in bulk, the shipping prices can be pretty high, too.\"}, {\"编号\": 2, \"标题\": \"There’s no way to know if you’re buying the package from an e-commerce site, physical store, or swap meet.\", \"描述\": \"When you’re buying a mystery package from these places, you’re getting a physical, unopened package—so, it’s impossible to know if your item is really valuable or low-quality. Some mystery shoppers have reported getting designer-label purses in their packages, while other people have gotten clothing items that didn’t fit them.\"}]}, {\"编号\": 4, \"标题\": \"Are unclaimed Amazon packages in good condition?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Yes, unclaimed Amazon packages are in good condition.\", \"描述\": \"According to Amazon, employees physically open and inspect all of the unclaimed packages to make sure that each item is intact and good to resell.\"}]}, {\"编号\": 5, \"标题\": \"How to Avoid Scams\", \"步骤\": [{\"编号\": 1, \"标题\": \"Research the seller on Better Business Bureau (BBB) before buying any packages.\", \"描述\": \"Head to https://www.bbb.org/ and type in the name of the unclaimed package’s seller to see what comes up. BBB contains trustworthy ratings and customer reviews, so you can make an informed decision before buying anything.\\nSites like https://www.liquidation.com/c/amazon and https://www.govdeals.com/ are definitely reliable, so you don’t have to worry about researching them beforehand.\"}, {\"编号\": 2, \"标题\": \"Check seller reviews on an e-commerce site.\", \"描述\": \"Click or tap on the seller’s profile and see what past customers have said. Are they happy with their purchases, or did the seller scam them or send them low-quality products? Make sure that the seller has consistent, high-quality reviews before purchasing any packages from them.\\nOn eBay, click or tap on the seller’s username to access all of their reviews and feedback.\"}, {\"编号\": 3, \"标题\": \"Inspect the seller’s website to see if it looks fake.\", \"描述\": \"Auction sites like https://www.govdeals.com/ and https://www.liquidation.com are totally legit and vetted, but you’ll need to do some extra digging if you’re buying packages from an independent auction or seller website. Here are some red flags to be on the lookout for:\\nMisspelled domain names or email addresses (like Amason instead of Amazon)\\nPoor-quality pictures and unprofessional website layout\\nA lack of contact info\\nWebsites attached to subdomains (ebay.com.shopping.com)\"}], \"小提示\": [\"When bidding for items on a liquidation site, try “jump bidding” instead. With “jump bidding,” you over-bid slightly on the item that you want. Researchers agree that people who jump bid don’t have to submit as many total bids in the auction.[12]\\nX\\nResearch source\\n\", \"When shopping for mystery packages in person, try arriving as early as possible. That way, the shop is more likely to have unclaimed Amazon packages still in stock.\\n\", \"If you do see or fall for a scam, report it to your local law enforcement agency.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,965 |
3 Places to Buy Abandoned Airport Luggage
|
1. What happens to abandoned luggage?
1-1. Most luggage is returned to the owner.
If the baggage has a label, the airline delivers it to the traveler. Unlabeled bags and suitcases hang out in the airport’s lost property department for 5 days. Then these orphaned items are carted off to a warehouse, and the 90-day countdown to selling starts.
Airlines have a system in place so you can track your lost luggage. A whopping 97% of unclaimed luggage is reunited with its owner.
1-2. After 3 months, airlines sell or donate unclaimed luggage.
Once the mandatory 90-day period is up, airlines have the green light to pass the items along to a charity or reselling business. That's where the fun for bargain hunters begins!
Since airlines invest significant manpower and resources in searching for the rightful owner and storing abandoned baggage, they don't end up making a profit from luggage sales.
2. Buying Abandoned Luggage
2-1. Score amazing deals on the Unclaimed Baggage website.
If a trip to Alabama isn't in your future, you can still get in on the treasure hunt! Need a laptop? Skis? A designer handbag? You’ll find all that and more on the Unclaimed Baggage site! Goodies are organized by category and have slick product pics, so you can easily find whatever your heart desires.
Shop with confidence: keep the original packing slip, and you can return most items within 14 days of delivery (you pay the outbound and return shipping fees). If the item was less than $50 USD, there's a $1.99 USD restocking fee.
2-2. Or, buy luggage at the Unclaimed Baggage store in Alabama.
Unclaimed Baggage is the nation’s only retailer of lost luggage. They open the suitcases, sort the items, then sell, donate, or recycle the loot. This massive 50,000-square-foot (4,645-square-meter) retail store has become a popular Alabama tourist attraction.
The store is organized into 10 departments, with an extra 3-story "Men's & More" building next door. Plan for plenty of time to explore!
Feeling posh? Stop by guest services or call ahead to book a free 90-minute session with a professional style advisor. They'll create a personalized fashion profile, then they'll match you up with fabulous clothing and accessories!
If you go a little overboard with your shopping spree, guest services has your back. They'll happily mail your haul directly to your doorstep as long as you cover the shipping costs.
3. Purchasing Confiscated Items
3-1. Items that were surrendered at the airport are up for sale too.
If a passenger has an item that isn't allowed on the plane, they can leave it behind in their vehicle, mail it to their destination, or say goodbye to it. Agents inventory the surrendered items, then either toss them in a haz-mat can, hand them over to law enforcement, or send them to a surplus center.
3-2. Surplus centers auction the items online.
It's illegal for the TSA (Transportation Security Administration) to profit from confiscated property, but they can pass the loot on to other agencies that are free to sell it. These items are often sold on state surplus websites.
3-3. Buy in bulk from GovDeals.
This website sells huge lots of recovered items. If you’re looking to buy 80 pounds of keys or a pallet of random paperback books, this is the place to look!
4. Can I buy unopened luggage?
There isn't a way to buy unopened baggage from airlines.
Buying and opening a sealed suitcase would be exciting, but businesses make a bigger profit by selling the items individually. On the bright side, at least you know exactly what you're buying!
|
{
"create_time": "20230517 11:01:03",
"回答明细": "{\"回答\": \"1. What happens to abandoned luggage?\\n1-1. Most luggage is returned to the owner.\\nIf the baggage has a label, the airline delivers it to the traveler. Unlabeled bags and suitcases hang out in the airport’s lost property department for 5 days. Then these orphaned items are carted off to a warehouse, and the 90-day countdown to selling starts.\\nAirlines have a system in place so you can track your lost luggage. A whopping 97% of unclaimed luggage is reunited with its owner.\\n1-2. After 3 months, airlines sell or donate unclaimed luggage.\\nOnce the mandatory 90-day period is up, airlines have the green light to pass the items along to a charity or reselling business. That's where the fun for bargain hunters begins!\\nSince airlines invest significant manpower and resources in searching for the rightful owner and storing abandoned baggage, they don't end up making a profit from luggage sales.\\n2. Buying Abandoned Luggage\\n2-1. Score amazing deals on the Unclaimed Baggage website.\\nIf a trip to Alabama isn't in your future, you can still get in on the treasure hunt! Need a laptop? Skis? A designer handbag? You’ll find all that and more on the Unclaimed Baggage site! Goodies are organized by category and have slick product pics, so you can easily find whatever your heart desires.\\nShop with confidence: keep the original packing slip, and you can return most items within 14 days of delivery (you pay the outbound and return shipping fees). If the item was less than $50 USD, there's a $1.99 USD restocking fee.\\n2-2. Or, buy luggage at the Unclaimed Baggage store in Alabama.\\nUnclaimed Baggage is the nation’s only retailer of lost luggage. They open the suitcases, sort the items, then sell, donate, or recycle the loot. This massive 50,000-square-foot (4,645-square-meter) retail store has become a popular Alabama tourist attraction.\\nThe store is organized into 10 departments, with an extra 3-story \\\"Men's & More\\\" building next door. Plan for plenty of time to explore!\\nFeeling posh? Stop by guest services or call ahead to book a free 90-minute session with a professional style advisor. They'll create a personalized fashion profile, then they'll match you up with fabulous clothing and accessories!\\nIf you go a little overboard with your shopping spree, guest services has your back. They'll happily mail your haul directly to your doorstep as long as you cover the shipping costs.\\n3. Purchasing Confiscated Items\\n3-1. Items that were surrendered at the airport are up for sale too.\\nIf a passenger has an item that isn't allowed on the plane, they can leave it behind in their vehicle, mail it to their destination, or say goodbye to it. Agents inventory the surrendered items, then either toss them in a haz-mat can, hand them over to law enforcement, or send them to a surplus center.\\n3-2. Surplus centers auction the items online.\\nIt's illegal for the TSA (Transportation Security Administration) to profit from confiscated property, but they can pass the loot on to other agencies that are free to sell it. These items are often sold on state surplus websites.\\n3-3. Buy in bulk from GovDeals.\\nThis website sells huge lots of recovered items. If you’re looking to buy 80 pounds of keys or a pallet of random paperback books, this is the place to look!\\n4. Can I buy unopened luggage?\\nThere isn't a way to buy unopened baggage from airlines.\\nBuying and opening a sealed suitcase would be exciting, but businesses make a bigger profit by selling the items individually. On the bright side, at least you know exactly what you're buying!\\n\", \"简要回答\": \"Have you ever wondered what happens to suitcases that are left behind at the airport? Are those goodies up for grabs? If you’re hoping to score a fantastic deal on abandoned luggage, we have great news: those unclaimed items are for sale. Keep reading to learn how airports handle forgotten luggage and confiscated items, and how you can score them for cheap!\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"What happens to abandoned luggage?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Most luggage is returned to the owner.\", \"描述\": \"If the baggage has a label, the airline delivers it to the traveler. Unlabeled bags and suitcases hang out in the airport’s lost property department for 5 days. Then these orphaned items are carted off to a warehouse, and the 90-day countdown to selling starts.\\nAirlines have a system in place so you can track your lost luggage. A whopping 97% of unclaimed luggage is reunited with its owner.\"}, {\"编号\": 2, \"标题\": \"After 3 months, airlines sell or donate unclaimed luggage.\", \"描述\": \"Once the mandatory 90-day period is up, airlines have the green light to pass the items along to a charity or reselling business. That's where the fun for bargain hunters begins!\\nSince airlines invest significant manpower and resources in searching for the rightful owner and storing abandoned baggage, they don't end up making a profit from luggage sales.\"}]}, {\"编号\": 2, \"标题\": \"Buying Abandoned Luggage\", \"步骤\": [{\"编号\": 1, \"标题\": \"Score amazing deals on the Unclaimed Baggage website.\", \"描述\": \"If a trip to Alabama isn't in your future, you can still get in on the treasure hunt! Need a laptop? Skis? A designer handbag? You’ll find all that and more on the Unclaimed Baggage site! Goodies are organized by category and have slick product pics, so you can easily find whatever your heart desires.\\nShop with confidence: keep the original packing slip, and you can return most items within 14 days of delivery (you pay the outbound and return shipping fees). If the item was less than $50 USD, there's a $1.99 USD restocking fee.\"}, {\"编号\": 2, \"标题\": \"Or, buy luggage at the Unclaimed Baggage store in Alabama.\", \"描述\": \"Unclaimed Baggage is the nation’s only retailer of lost luggage. They open the suitcases, sort the items, then sell, donate, or recycle the loot. This massive 50,000-square-foot (4,645-square-meter) retail store has become a popular Alabama tourist attraction.\\nThe store is organized into 10 departments, with an extra 3-story \\\"Men's & More\\\" building next door. Plan for plenty of time to explore!\\nFeeling posh? Stop by guest services or call ahead to book a free 90-minute session with a professional style advisor. They'll create a personalized fashion profile, then they'll match you up with fabulous clothing and accessories!\\nIf you go a little overboard with your shopping spree, guest services has your back. They'll happily mail your haul directly to your doorstep as long as you cover the shipping costs.\"}]}, {\"编号\": 3, \"标题\": \"Purchasing Confiscated Items\", \"步骤\": [{\"编号\": 1, \"标题\": \"Items that were surrendered at the airport are up for sale too.\", \"描述\": \"If a passenger has an item that isn't allowed on the plane, they can leave it behind in their vehicle, mail it to their destination, or say goodbye to it. Agents inventory the surrendered items, then either toss them in a haz-mat can, hand them over to law enforcement, or send them to a surplus center.\"}, {\"编号\": 2, \"标题\": \"Surplus centers auction the items online.\", \"描述\": \"It's illegal for the TSA (Transportation Security Administration) to profit from confiscated property, but they can pass the loot on to other agencies that are free to sell it. These items are often sold on state surplus websites.\"}, {\"编号\": 3, \"标题\": \"Buy in bulk from GovDeals.\", \"描述\": \"This website sells huge lots of recovered items. If you’re looking to buy 80 pounds of keys or a pallet of random paperback books, this is the place to look!\"}]}, {\"编号\": 4, \"标题\": \"Can I buy unopened luggage?\", \"步骤\": [{\"编号\": 1, \"标题\": \"There isn't a way to buy unopened baggage from airlines.\", \"描述\": \"Buying and opening a sealed suitcase would be exciting, but businesses make a bigger profit by selling the items individually. On the bright side, at least you know exactly what you're buying!\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
|
7,966 |
How to Buy V Bucks on a PC
|
1. Steps
1-1. Open the Microsoft Store in your internet browser.
Type https://www.microsoft.com/store into the address bar, and press ↵ Enter or ⏎ Return on your keyboard.
1-2. Click the Search button on the top-right.
You can find it next to the button in the upper-right corner of the page. It will open the search bar.
1-3. Type V-Bucks into the search bar.
Matching results will appear in a drop-down as you type.
On some computers you may see the search bar in the top left corner of the page instead.
1-4. Click the V-Bucks package you want to buy.
This will open the selected V-Bucks package's details on a new page.
You can buy 1000, 2500, 4000 or 10000 V-Bucks at once.
1-5. Click the Buy button.
This is a blue button below the price tag on the right-hand side.
If you're already signed in, you'll be prompted to confirm your purchase in a pop-up window.
If you're not signed in, you'll be prompted to sign in to your Microsoft account now.
1-6. Sign in to your Microsoft account.
You'll need to sign in to your Microsoft account in order to complete your purchase.
Enter your email, phone or Skype ID.
Click .
Enter your account password.
Click .
If prompted, verify your identity.
1-7. Click Change next to your payment method (optional).
If you want to change your method of payment, click this button in the purchase window. This will allow you to select a different card.
If you want to add a new card, click on the Change menu.
You can also click if you want to use a Microsoft gift card.
1-8. Click Buy in the purchase window.
It's a blue button in the lower-right corner of the confirmation window. This will charge your selected payment method, and complete your purchase.
|
{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Open the Microsoft Store in your internet browser.\\nType https://www.microsoft.com/store into the address bar, and press ↵ Enter or ⏎ Return on your keyboard.\\n1-2. Click the Search button on the top-right.\\nYou can find it next to the button in the upper-right corner of the page. It will open the search bar.\\n1-3. Type V-Bucks into the search bar.\\nMatching results will appear in a drop-down as you type.\\nOn some computers you may see the search bar in the top left corner of the page instead.\\n1-4. Click the V-Bucks package you want to buy.\\nThis will open the selected V-Bucks package's details on a new page.\\nYou can buy 1000, 2500, 4000 or 10000 V-Bucks at once.\\n1-5. Click the Buy button.\\nThis is a blue button below the price tag on the right-hand side.\\nIf you're already signed in, you'll be prompted to confirm your purchase in a pop-up window.\\nIf you're not signed in, you'll be prompted to sign in to your Microsoft account now.\\n1-6. Sign in to your Microsoft account.\\nYou'll need to sign in to your Microsoft account in order to complete your purchase.\\nEnter your email, phone or Skype ID.\\nClick .\\nEnter your account password.\\nClick .\\nIf prompted, verify your identity.\\n1-7. Click Change next to your payment method (optional).\\nIf you want to change your method of payment, click this button in the purchase window. This will allow you to select a different card.\\nIf you want to add a new card, click on the Change menu.\\nYou can also click if you want to use a Microsoft gift card.\\n1-8. Click Buy in the purchase window.\\nIt's a blue button in the lower-right corner of the confirmation window. This will charge your selected payment method, and complete your purchase.\\n\", \"简要回答\": \"This wikiHow teaches you how to purchase V-Bucks from the Microsoft Store, using a computer. You can buy V-Bucks packages in your internet browser.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Open the Microsoft Store in your internet browser.\", \"描述\": \"Type https://www.microsoft.com/store into the address bar, and press ↵ Enter or ⏎ Return on your keyboard.\"}, {\"编号\": 2, \"标题\": \"Click the Search button on the top-right.\", \"描述\": \"You can find it next to the button in the upper-right corner of the page. It will open the search bar.\"}, {\"编号\": 3, \"标题\": \"Type V-Bucks into the search bar.\", \"描述\": \"Matching results will appear in a drop-down as you type.\\nOn some computers you may see the search bar in the top left corner of the page instead.\"}, {\"编号\": 4, \"标题\": \"Click the V-Bucks package you want to buy.\", \"描述\": \"This will open the selected V-Bucks package's details on a new page.\\nYou can buy 1000, 2500, 4000 or 10000 V-Bucks at once.\"}, {\"编号\": 5, \"标题\": \"Click the Buy button.\", \"描述\": \"This is a blue button below the price tag on the right-hand side.\\nIf you're already signed in, you'll be prompted to confirm your purchase in a pop-up window.\\nIf you're not signed in, you'll be prompted to sign in to your Microsoft account now.\"}, {\"编号\": 6, \"标题\": \"Sign in to your Microsoft account.\", \"描述\": \"You'll need to sign in to your Microsoft account in order to complete your purchase.\\nEnter your email, phone or Skype ID.\\nClick .\\nEnter your account password.\\nClick .\\nIf prompted, verify your identity.\"}, {\"编号\": 7, \"标题\": \"Click Change next to your payment method (optional).\", \"描述\": \"If you want to change your method of payment, click this button in the purchase window. This will allow you to select a different card.\\nIf you want to add a new card, click on the Change menu.\\nYou can also click if you want to use a Microsoft gift card.\"}, {\"编号\": 8, \"标题\": \"Click Buy in the purchase window.\", \"描述\": \"It's a blue button in the lower-right corner of the confirmation window. This will charge your selected payment method, and complete your purchase.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,967 |
How to Buy Vegetables
|
1. Steps
1-1. Write your shopping list out covering what you need - few things can annoy as much as getting home after your shopping to find you have forgotten a key ingredient.
1-2. Find a suitable vegetable store.
Places selling vegetables vary and some are likely to be more concerned about the quality of their vegetables than other places. For example, a place specializing in vegetables such as a fruit and vegetable store is more likely to be choosy and about the freshness and quality of their fruit and vegetables than a 24/7 store which sells all sorts of things for all prices. Places to look include:
Fruit and vegetable stores
Local supermarket
Farmer's markets
Delicatessens (sometimes)
Roadside stalls (often great, fresh bargains to be found)
Night markets
Wholesalers
1-3. Choose suitable vegetables.
There are several considerations when buying vegetables, depending on what concerns you and your recipe.
1-4. On selecting your vegetables and fruits here are some things to try, some will look a little funny, but you'll find real experienced shoppers doing this anyway:
Smell the produce, this is best with fruit and melons, it should smell worth eating with a rich but fresh perfume. If it smells too strong, or odd in anyway, it may have been damaged or is old even if it looks OK.
Examine the color, this one is pretty straightforward (such as brown bananas etc), but some fruit such as pineapple display their ripeness by their changing from green to gold.
Examine it for lumps, bumps and bruises and insect damage. Do the store a favor and discretely hand in any damaged or old produce on their display as it #removes the risk of contamination spreading and makes their display look better.
Originally it was recommended to test by squeezing fruit near the stem (such as mangoes and avocados), but in reality this is a bad habit to encourage as this is a sure way to end with bad fruit, even if you take the fruit you tested. Just don't do it.
Talk to the people who work in that section - they know if a particularly choice range of new season produce has just come in, or some rare produce worth trying. Compliment them (regardless of the size of the store) if they have something good as it's always worthwhile to encourage this.
Leafy greens, broccoli, carrots etc should be crisp and firm, any sign of wilt or discoloring and its past its prime.
Particularly with tomatoes and soft fruits - buy & use good ripe ones for today and select slightly under-ripe ones to ripen at home for the next use. Don't buy all ripe food, unless you intend to eat it today as it could go bad before you needed it. If this sounds like it may be too complicated, shop when you need to.
Avoid anything that has sprouted when it shouldn't (such as potato, sweet potato, onion, garlic, ginger etc).
The common white mushroom should be closed (look at them stem pointing up - the mushroom should still be closed to the stem). When they open and reveal the brown underside, they age quicker. If they are open so the top curls up, they could be over-ripe which can make you very ill. Some varieties are OK like this, some aren't.
Eggplants are usually light purple when they are fresh and darken more as they ripen. Near black eggplants have little time left.
Ginger should be smooth with the smaller bulbs pinkish.
The "Bargain" rack should be explored carefully - occasionally you might find a win of surplus stock to make pickles and chutneys, but sometimes it's only suitable for the compost bin. Save your money and buy fresh.
1-5. Here are some more things to consider as well when choosing vegetables:
In season: Vegetables are best in season and at their most affordable
Local: For some people, supporting local industry and not having vegetables travel too far is an important consideration.
Allergies: Obviously, if someone in your family has an allergy to certain vegetables, either don't purchase it or don't feed that vegetable to them. Even more obviously, this does not mean a "dislike" of vegetables!
Variety: The best advice is to "eat your colors". Make sure to choose various vegetable colors to meet your nutritional needs. It isn't supposed to be hard, just obvious.
1-6. Know how to store and prepare your vegetables.
wikiHow has an entire section on this at: Food Selection and Storage.
Tips
Don't forget to look for special offers. A large bag of something can be turned into pickles, frozen food/meals, chutney, etc.
|
{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Write your shopping list out covering what you need - few things can annoy as much as getting home after your shopping to find you have forgotten a key ingredient.\\n\\n1-2. Find a suitable vegetable store.\\nPlaces selling vegetables vary and some are likely to be more concerned about the quality of their vegetables than other places. For example, a place specializing in vegetables such as a fruit and vegetable store is more likely to be choosy and about the freshness and quality of their fruit and vegetables than a 24/7 store which sells all sorts of things for all prices. Places to look include:\\nFruit and vegetable stores\\nLocal supermarket\\nFarmer's markets\\nDelicatessens (sometimes)\\nRoadside stalls (often great, fresh bargains to be found)\\nNight markets\\nWholesalers\\n1-3. Choose suitable vegetables.\\nThere are several considerations when buying vegetables, depending on what concerns you and your recipe.\\n1-4. On selecting your vegetables and fruits here are some things to try, some will look a little funny, but you'll find real experienced shoppers doing this anyway:\\nSmell the produce, this is best with fruit and melons, it should smell worth eating with a rich but fresh perfume. If it smells too strong, or odd in anyway, it may have been damaged or is old even if it looks OK.\\nExamine the color, this one is pretty straightforward (such as brown bananas etc), but some fruit such as pineapple display their ripeness by their changing from green to gold.\\nExamine it for lumps, bumps and bruises and insect damage. Do the store a favor and discretely hand in any damaged or old produce on their display as it #removes the risk of contamination spreading and makes their display look better.\\nOriginally it was recommended to test by squeezing fruit near the stem (such as mangoes and avocados), but in reality this is a bad habit to encourage as this is a sure way to end with bad fruit, even if you take the fruit you tested. Just don't do it.\\nTalk to the people who work in that section - they know if a particularly choice range of new season produce has just come in, or some rare produce worth trying. Compliment them (regardless of the size of the store) if they have something good as it's always worthwhile to encourage this.\\nLeafy greens, broccoli, carrots etc should be crisp and firm, any sign of wilt or discoloring and its past its prime.\\nParticularly with tomatoes and soft fruits - buy & use good ripe ones for today and select slightly under-ripe ones to ripen at home for the next use. Don't buy all ripe food, unless you intend to eat it today as it could go bad before you needed it. If this sounds like it may be too complicated, shop when you need to.\\nAvoid anything that has sprouted when it shouldn't (such as potato, sweet potato, onion, garlic, ginger etc).\\nThe common white mushroom should be closed (look at them stem pointing up - the mushroom should still be closed to the stem). When they open and reveal the brown underside, they age quicker. If they are open so the top curls up, they could be over-ripe which can make you very ill. Some varieties are OK like this, some aren't.\\nEggplants are usually light purple when they are fresh and darken more as they ripen. Near black eggplants have little time left.\\nGinger should be smooth with the smaller bulbs pinkish.\\nThe \\\"Bargain\\\" rack should be explored carefully - occasionally you might find a win of surplus stock to make pickles and chutneys, but sometimes it's only suitable for the compost bin. Save your money and buy fresh.\\n1-5. Here are some more things to consider as well when choosing vegetables:\\nIn season: Vegetables are best in season and at their most affordable\\nLocal: For some people, supporting local industry and not having vegetables travel too far is an important consideration.\\nAllergies: Obviously, if someone in your family has an allergy to certain vegetables, either don't purchase it or don't feed that vegetable to them. Even more obviously, this does not mean a \\\"dislike\\\" of vegetables!\\nVariety: The best advice is to \\\"eat your colors\\\". Make sure to choose various vegetable colors to meet your nutritional needs. It isn't supposed to be hard, just obvious.\\n1-6. Know how to store and prepare your vegetables.\\nwikiHow has an entire section on this at: Food Selection and Storage.\\nTips\\nDon't forget to look for special offers. A large bag of something can be turned into pickles, frozen food/meals, chutney, etc.\\n\", \"简要回答\": \"Vegetables are a healthy part of a human diet. Knowing how to buy them is an important part of keeping your nutrition optimal by avoiding vegetables that are not in their best condition and by seeking out the vegetables that are at their best.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Write your shopping list out covering what you need - few things can annoy as much as getting home after your shopping to find you have forgotten a key ingredient.\", \"描述\": \"\"}, {\"编号\": 2, \"标题\": \"Find a suitable vegetable store.\", \"描述\": \"Places selling vegetables vary and some are likely to be more concerned about the quality of their vegetables than other places. For example, a place specializing in vegetables such as a fruit and vegetable store is more likely to be choosy and about the freshness and quality of their fruit and vegetables than a 24/7 store which sells all sorts of things for all prices. Places to look include:\\nFruit and vegetable stores\\nLocal supermarket\\nFarmer's markets\\nDelicatessens (sometimes)\\nRoadside stalls (often great, fresh bargains to be found)\\nNight markets\\nWholesalers\"}, {\"编号\": 3, \"标题\": \"Choose suitable vegetables.\", \"描述\": \"There are several considerations when buying vegetables, depending on what concerns you and your recipe.\"}, {\"编号\": 4, \"标题\": \"On selecting your vegetables and fruits here are some things to try, some will look a little funny, but you'll find real experienced shoppers doing this anyway:\", \"描述\": \"Smell the produce, this is best with fruit and melons, it should smell worth eating with a rich but fresh perfume. If it smells too strong, or odd in anyway, it may have been damaged or is old even if it looks OK.\\nExamine the color, this one is pretty straightforward (such as brown bananas etc), but some fruit such as pineapple display their ripeness by their changing from green to gold.\\nExamine it for lumps, bumps and bruises and insect damage. Do the store a favor and discretely hand in any damaged or old produce on their display as it #removes the risk of contamination spreading and makes their display look better.\\nOriginally it was recommended to test by squeezing fruit near the stem (such as mangoes and avocados), but in reality this is a bad habit to encourage as this is a sure way to end with bad fruit, even if you take the fruit you tested. Just don't do it.\\nTalk to the people who work in that section - they know if a particularly choice range of new season produce has just come in, or some rare produce worth trying. Compliment them (regardless of the size of the store) if they have something good as it's always worthwhile to encourage this.\\nLeafy greens, broccoli, carrots etc should be crisp and firm, any sign of wilt or discoloring and its past its prime.\\nParticularly with tomatoes and soft fruits - buy & use good ripe ones for today and select slightly under-ripe ones to ripen at home for the next use. Don't buy all ripe food, unless you intend to eat it today as it could go bad before you needed it. If this sounds like it may be too complicated, shop when you need to.\\nAvoid anything that has sprouted when it shouldn't (such as potato, sweet potato, onion, garlic, ginger etc).\\nThe common white mushroom should be closed (look at them stem pointing up - the mushroom should still be closed to the stem). When they open and reveal the brown underside, they age quicker. If they are open so the top curls up, they could be over-ripe which can make you very ill. Some varieties are OK like this, some aren't.\\nEggplants are usually light purple when they are fresh and darken more as they ripen. Near black eggplants have little time left.\\nGinger should be smooth with the smaller bulbs pinkish.\\nThe \\\"Bargain\\\" rack should be explored carefully - occasionally you might find a win of surplus stock to make pickles and chutneys, but sometimes it's only suitable for the compost bin. Save your money and buy fresh.\"}, {\"编号\": 5, \"标题\": \"Here are some more things to consider as well when choosing vegetables:\", \"描述\": \"In season: Vegetables are best in season and at their most affordable\\nLocal: For some people, supporting local industry and not having vegetables travel too far is an important consideration.\\nAllergies: Obviously, if someone in your family has an allergy to certain vegetables, either don't purchase it or don't feed that vegetable to them. Even more obviously, this does not mean a \\\"dislike\\\" of vegetables!\\nVariety: The best advice is to \\\"eat your colors\\\". Make sure to choose various vegetable colors to meet your nutritional needs. It isn't supposed to be hard, just obvious.\"}, {\"编号\": 6, \"标题\": \"Know how to store and prepare your vegetables.\", \"描述\": \"wikiHow has an entire section on this at: Food Selection and Storage.\"}], \"小提示\": [\"Don't forget to look for special offers. A large bag of something can be turned into pickles, frozen food/meals, chutney, etc.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,968 |
How to Buy Weapons in GTA for PC
|
1. Buying Weapons in GTA V
1-1. Launch Grand Theft Auto V.
Find GTA V in the All Programs tab of the Start menu and click on it. If you have the game’s desktop shortcut, double-click on it there. On the game’s main screen, highlight “Start Game” with the mouse and press Enter.
1-2. Set up a GPS route using the game’s map.
Once the game has started and you are standing in the virtual world, open the menu by pressing the Esc key, and enter the map menu by pressing Enter.
On the map, look for the nearest AMMU-NATION, the gun icon on the map. Once you find it, set a waypoint by right-clicking on the icon. A pink line should appear showing you your route.
Exit the map by pressing Esc. Your GPS (located on the bottom left corner of the screen) should now be updated with the route to AMMU-NATION.
1-3. Travel to AMMU-NATION.
Follow the route on the GPS by either walking to AMMU-NATION or by driving there. Enter the store by walking through the front door, and continue heading towards the man behind the counter.
1-4. Buy your weapons.
Talk to the man by pressing the E key. When the menu opens, hover over the gun you want to buy, and press ENTER to select it. This will display a magnified image of the gun, its details, and its price. Press Enter a second time to buy the gun.
Another window will open with a wide range of upgrades to buy for your new weapon. If you do not wish to buy upgrades, press Esc to close the window.
To select a different gun, just click it using the mouse or scroll up to it using the left and right arrow keys.
1-5. Exit the shop.
Press Esc repeatedly to exit Ammu-Nation and return to the game world.
2. Buying Weapons in GTA IV
2-1. Launch Grand Theft Auto IV.
Find GTA IV in the All Programs tab of the Start menu and click on it. If you have the game’s desktop shortcut, double-click on it there. On the game’s main screen, highlight “Start Game” with the mouse and press Enter.
2-2. Open the map.
Once the game has started and you are standing in the virtual world, open the menu by pressing the Esc key and enter the map menu by pressing Enter.
2-3. Set a route to AMMU-NATION.
On the map, look for the nearest AMMU-NATION, the gun icon on the map. Once you find it, set a waypoint by right-clicking on the icon. A green line should appear showing you your route.
Exit the map by pressing Esc. Your GPS should be updated now on the bottom left of the screen.
2-4. Travel to AMMU-NATION.
Follow the route marked by your GPS and either walk or drive to AMM-NATION. Walk through the front door of AMMU-NATION when you get there.
2-5. Buy your weapon(s).
As you walk around the room, you will notice various guns located around the room. When you have found the gun you want, simply walk up to it and press Enter to buy it.
Tips
Once you have bought your new gun you will not have to buy it again, only ammo.
|
{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Buying Weapons in GTA V\\n1-1. Launch Grand Theft Auto V.\\nFind GTA V in the All Programs tab of the Start menu and click on it. If you have the game’s desktop shortcut, double-click on it there. On the game’s main screen, highlight “Start Game” with the mouse and press Enter.\\n1-2. Set up a GPS route using the game’s map.\\nOnce the game has started and you are standing in the virtual world, open the menu by pressing the Esc key, and enter the map menu by pressing Enter.\\nOn the map, look for the nearest AMMU-NATION, the gun icon on the map. Once you find it, set a waypoint by right-clicking on the icon. A pink line should appear showing you your route.\\nExit the map by pressing Esc. Your GPS (located on the bottom left corner of the screen) should now be updated with the route to AMMU-NATION.\\n1-3. Travel to AMMU-NATION.\\nFollow the route on the GPS by either walking to AMMU-NATION or by driving there. Enter the store by walking through the front door, and continue heading towards the man behind the counter.\\n1-4. Buy your weapons.\\nTalk to the man by pressing the E key. When the menu opens, hover over the gun you want to buy, and press ENTER to select it. This will display a magnified image of the gun, its details, and its price. Press Enter a second time to buy the gun.\\nAnother window will open with a wide range of upgrades to buy for your new weapon. If you do not wish to buy upgrades, press Esc to close the window.\\nTo select a different gun, just click it using the mouse or scroll up to it using the left and right arrow keys.\\n1-5. Exit the shop.\\nPress Esc repeatedly to exit Ammu-Nation and return to the game world.\\n2. Buying Weapons in GTA IV\\n2-1. Launch Grand Theft Auto IV.\\nFind GTA IV in the All Programs tab of the Start menu and click on it. If you have the game’s desktop shortcut, double-click on it there. On the game’s main screen, highlight “Start Game” with the mouse and press Enter.\\n2-2. Open the map.\\nOnce the game has started and you are standing in the virtual world, open the menu by pressing the Esc key and enter the map menu by pressing Enter.\\n2-3. Set a route to AMMU-NATION.\\nOn the map, look for the nearest AMMU-NATION, the gun icon on the map. Once you find it, set a waypoint by right-clicking on the icon. A green line should appear showing you your route.\\nExit the map by pressing Esc. Your GPS should be updated now on the bottom left of the screen.\\n2-4. Travel to AMMU-NATION.\\nFollow the route marked by your GPS and either walk or drive to AMM-NATION. Walk through the front door of AMMU-NATION when you get there.\\n2-5. Buy your weapon(s).\\nAs you walk around the room, you will notice various guns located around the room. When you have found the gun you want, simply walk up to it and press Enter to buy it.\\nTips\\nOnce you have bought your new gun you will not have to buy it again, only ammo.\\n\", \"简要回答\": \"Grand Theft Auto is a game of street chaos, with fast paced cars and intense shoot outs. It is a game that leaves any gamer on the edge of their seat. With all this action going on you’re going to need to arm yourself. Fortunately, all you need to do to pack some heat is to head over to the nearest AMMU-NATION!\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Buying Weapons in GTA V\", \"步骤\": [{\"编号\": 1, \"标题\": \"Launch Grand Theft Auto V.\", \"描述\": \"Find GTA V in the All Programs tab of the Start menu and click on it. If you have the game’s desktop shortcut, double-click on it there. On the game’s main screen, highlight “Start Game” with the mouse and press Enter.\"}, {\"编号\": 2, \"标题\": \"Set up a GPS route using the game’s map.\", \"描述\": \"Once the game has started and you are standing in the virtual world, open the menu by pressing the Esc key, and enter the map menu by pressing Enter.\\nOn the map, look for the nearest AMMU-NATION, the gun icon on the map. Once you find it, set a waypoint by right-clicking on the icon. A pink line should appear showing you your route.\\nExit the map by pressing Esc. Your GPS (located on the bottom left corner of the screen) should now be updated with the route to AMMU-NATION.\"}, {\"编号\": 3, \"标题\": \"Travel to AMMU-NATION.\", \"描述\": \"Follow the route on the GPS by either walking to AMMU-NATION or by driving there. Enter the store by walking through the front door, and continue heading towards the man behind the counter.\"}, {\"编号\": 4, \"标题\": \"Buy your weapons.\", \"描述\": \"Talk to the man by pressing the E key. When the menu opens, hover over the gun you want to buy, and press ENTER to select it. This will display a magnified image of the gun, its details, and its price. Press Enter a second time to buy the gun.\\nAnother window will open with a wide range of upgrades to buy for your new weapon. If you do not wish to buy upgrades, press Esc to close the window.\\nTo select a different gun, just click it using the mouse or scroll up to it using the left and right arrow keys.\"}, {\"编号\": 5, \"标题\": \"Exit the shop.\", \"描述\": \"Press Esc repeatedly to exit Ammu-Nation and return to the game world.\"}]}, {\"编号\": 2, \"标题\": \"Buying Weapons in GTA IV\", \"步骤\": [{\"编号\": 1, \"标题\": \"Launch Grand Theft Auto IV.\", \"描述\": \"Find GTA IV in the All Programs tab of the Start menu and click on it. If you have the game’s desktop shortcut, double-click on it there. On the game’s main screen, highlight “Start Game” with the mouse and press Enter.\"}, {\"编号\": 2, \"标题\": \"Open the map.\", \"描述\": \"Once the game has started and you are standing in the virtual world, open the menu by pressing the Esc key and enter the map menu by pressing Enter.\"}, {\"编号\": 3, \"标题\": \"Set a route to AMMU-NATION.\", \"描述\": \"On the map, look for the nearest AMMU-NATION, the gun icon on the map. Once you find it, set a waypoint by right-clicking on the icon. A green line should appear showing you your route.\\nExit the map by pressing Esc. Your GPS should be updated now on the bottom left of the screen.\"}, {\"编号\": 4, \"标题\": \"Travel to AMMU-NATION.\", \"描述\": \"Follow the route marked by your GPS and either walk or drive to AMM-NATION. Walk through the front door of AMMU-NATION when you get there.\"}, {\"编号\": 5, \"标题\": \"Buy your weapon(s).\", \"描述\": \"As you walk around the room, you will notice various guns located around the room. When you have found the gun you want, simply walk up to it and press Enter to buy it.\"}], \"小提示\": [\"Once you have bought your new gun you will not have to buy it again, only ammo.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,969 |
How to Buy Wholesale
|
1. Finding Wholesale Suppliers
1-1. Do an Internet search to locate specific products.
Search first by typing the name of the product you are looking for. Include a model number if you are looking for something specific. Follow it with words like “wholesaler” or “distributor.” Your Internet search may show you a list of businesses selling merchandise at reasonable prices.
Type your area code into the search as well in order to cut down on shipping expenses.
Research companies before you buy from them. Search for the company name online to check customer reviews. Use a business database such as the Better Business Bureau.
Call companies not only to discuss purchases, but to gauge their legitimacy. Most legitimate companies will have business protocols such as a departmental phone system or receptionist.
1-2. Speak to brand manufacturers to order from them directly.
Many manufacturers are tough to buy from since they tend to fulfill high volume orders only. However, you get the cheapest prices when you buy from them. Call up their sales department or send them an email. Ask them, “Can I order your product from you directly? Do you have a minimum order amount?”
To contact a brand manufacturer, search for their information online. Look for emails and phone numbers on the manufacturer’s website or in business listings.
If the manufacturer can’t sell to you directly, ask them, “Can I have a list of your distributors?” Many times you can connect with regional distributors or wholesalers to purchase products at a reduced price.
1-3. Visit trade shows if you want to order from manufacturers in person.
Manufacturers and even wholesalers sometimes set up booths at trade shows. Purchasing products here can be a little more expensive and less efficient than over the Internet, but you also get a chance to network with various company representatives.
Trade shows provide an opportunity to view products and ask questions about wholesaling in person.
Search online to find trade show listings in your area.
1-4. Network with other wholesalers if you want to find deals.
Make connections with manufacturers, distributors, and other buyers. The people you know may direct you to new acquaintances and opportunities for a deal. Search online for wholesale communities so you have a place to discuss business and have access to deal-finding tools.
For instance, find a list of wholesalers at a site such as https://www.wholesalecentral.com/.
Meet up with other wholesalers when you can. Befriend them, talk to them, share sources, and discuss your purchases. Ask to be introduced to other wholesalers and sellers so you can expand your network.
Make connections at trade shows and in professional organizations. Other wholesalers may be using these sources too.
1-5. Join professional groups offering wholesale prices in trade magazines.
These groups occasionally run ads in trade magazines. Stumbling upon ads can be hit or miss, but by reading a magazine or website relevant to what you want to buy, you may come across good deals. These organizations often provide purchase discounts to members.
For example, read about the food or restaurant industry if you are interested in buying food or kitchen supplies wholesale.
Paying to access deals may seem rough at first, but it quickly becomes worth it if you find what you need.
1-6. Buy from business to business sites if you want to shop internationally.
There are a few of these wholesale sites available that can help you make purchases, the biggest of them being Alibaba or AliExpress. You can connect to manufacturers across the world so you can buy goods directly from places like China. You can then place larger orders if you plan on reselling items.
Business to business websites facilitate purchases. By using them, you can get price quotes and place orders without calling up a manufacturer. This means less worries about issues like language barriers or shipping.
2. Making Successful Purchases
2-1. Choose products to buy that fit your needs.
If you need a specific product for yourself at wholesale prices, your choice is easy. If you want to resell a product, you also need to think about what you are able to store and sell. When starting out, stick to a few products you are knowledgeable about. Chances are you will have an easier time getting what you need and selling the product for a fair value if you don’t want to keep it.
For example, you might buy beauty products at wholesale prices and sell them to others. If you know more about computers than beauty products, you might start with laptops instead.
2-2. Compare prices between different sellers.
Don’t stop looking once you find a product to buy. You may be able to find the same product elsewhere for less money. This is because the price increases for every broker that handles the merchandise. Getting the product from its source will save you money.
The manufacturer sells at the cheapest price. Manufacturers have regional distributors that sell products in a certain area. Wholesale businesses often buy from distributors and sell to retailers.
You will also hear about jobbers or brokers. These are wholesalers who sell products to businesses in a small area. You can usually get better prices by speaking to their distributors.
Also consider branching out to similar products. If one type of laptop is too expensive to purchase, you may be able to find a different brand, for example.
2-3. Ask for discounts and other perks from wholesale suppliers.
When making a purchase, ask the seller, “Do you have any discount offers?” Sometimes you can find great products at reduced prices. Other times, you get to save money because suppliers compete for your business and want you as a repeat customer.
Sign up for email lists and newsletters. Discount, closeout, and liquidation offers are often listed there.
You may have better luck asking for discounts after placing a few orders with the same supplier. However, you can sometimes find good deals for new customers.
2-4. Select an inexpensive way to have the items shipped to you.
You’re going to need to find a way to get the product from the supplier to you. Generally, sticking with a trusted name in the freight business is recommended. The cheapest way to receive a shipment is by land through trucks or trains. Sea freight is a cheap but slow way to bring large shipments overseas, while air transport is the quickest but often the most expensive method.
To find trusted freight companies, research the company’s reputation online. Use sites such as the Better Business Bureau in America. Also, ask other wholesale shoppers what shipment companies they use.
The shipping cost depends on how far away you are from the supplier. You will end up paying less if you can find suppliers in your area.
You can often choose how fast you need the product delivered. Faster shipping costs more money. The seller will most likely finalize this arrangement.
Unless you place a large order, your product will end up in a truck with other orders. The costs of shipping may be split by everyone who placed an order.
2-5. View the return policy before placing an order.
As most wholesale merchandise is sold “as is,” clarify the seller’s return policy. Ask them about it if you aren’t sure. Make sure you also understand the cost of the order and the processing and shipping times. You need to know all of this so you can return items you don’t want and recoup the cost.
If you think an offer isn’t good enough, negotiate. Many times the supplier will improve the return policy or lower the overall price, especially if you can get a better deal elsewhere.
For orders over $50,000, you may wish to have a lawyer review the shipping contract before you sign it. This way, you ensure you aren’t out a lot of money in case something goes wrong.
3. Starting a Wholesale Buying Business
3-1. Get a business license if you plan on reselling wholesale items.
In most areas, you need a business license with a valid tax ID before you can buy wholesale products. To apply for a license, speak to your government’s licensing board. You will need to fill out an application explaining your business, such as what you are buying and your plans to resell the items to other customers.
You can usually apply through your government’s website. Organizations such as the Small Business Administration in the U.S. can help you with this.
For tax purposes, get a federal employee ID number. You can do this by registering your business with your government’s tax department. For example, visit the IRS’ website, if you’re in the U.S., and fill out a form describing what your business does.
If you purchase wholesale products for yourself, you don’t need a license. You may also be fine without a license if you don’t buy a lot of products or sell them often.
3-2. Apply for a resale certificate with your government to avoid taxes.
Visit your government’s licensing board or their website to begin your application. You will need to supply your business license, tax ID, and a description of your business. With a resale certificate, you can avoid paying for sales taxes. All you have to do is show the certificate to the seller.
Without a certificate, you pay the sales tax when you purchase wholesale items. If you have a license, your customer has to pay the sales tax when they buy the item(s) from you.
Like with business licenses, you do not need a resale certificate unless you plan on reselling wholesale items. If you do plan on running a business, having a certificate saves you money.
3-3. Find a place to store what you buy.
Purchasing wholesale goods can take up a lot of space. If you plan on reselling merchandise and make frequent purchases, you may soon end up finding yourself overwhelmed. Clear out some space in your home, such as in your basement or attic, so that you can keep the items.
Some of your items may not sell right away. Count on having enough space to store items for a several months at a time.
Many professional resellers rent out storage warehouses. Look for some empty storage buildings in your area.
3-4. Start off with sample units until you want to buy more of a product.
Instead of trying to hawk 1,000 units of something, try selling 20 units of the same thing first. Even though many wholesale suppliers operate by selling large quantities, some will let you buy sample or test units at discounted prices. You can then keep or sell the units at your own pace without taking a big risk.
Ask your source for a sample order or simply order a small quantity of the item.
Sticking to small quantities is useful if you don’t have a lot of extra cash or storage space, but remember that wholesaling is a volume-based business.
If an item sells like hotcakes, you can easily purchase more of it. If it sells poorly, you won’t be stuck with a lot of costly junk.
3-5. Order items in higher quantities to save money.
In wholesale, volume is very important. Companies offer you lower prices when you buy units in bulk. Many commercial wholesale businesses are “volume-centric,” making money by selling a lot of products quickly at reduced prices. In fact, some manufacturers and distributors won’t sell to you unless you order a certain amount of their product.
Balance your supply and physical needs with inventory constraints. A deal on 2,000 computer laptops won’t do you much good if you have no place to store them.
Large bulk wholesalers maintain purchase minimums, such as requiring you to place orders over $5,000 USD. These types of purchases work well for retail stores.
Light bulk wholesalers operate in smaller quantities, such as by selling a single case of an item or by accepting orders less than $500. Working with these sorts of sellers is useful when you’re just starting out.
3-6. Request an itemized list of what's on the pallet or truckload.
Often referred to as a "manifest", these listings describe the goods, quantity you receive, approximate retail value (ARV), and item number assigned by the retailer or manufacturer. This information is useful for recordkeeping and researching products. Type the product number and other information into an online search engine to see if you can find comparable wholesale prices.
Tell the seller you want an itemized listing when you place your order. Also, ask the shipping service for their records.
You can also find this information by typing in a product’s UPC barcode number online.
3-7. Inspect shipments to make sure you received what you paid for.
Take time to check your merchandise as soon as you receive it. Use the manifest, if you requested it, as guidance. Make sure you received the full order and that the merchandise isn’t damaged. Sometimes miscommunications happen, so stay vigilant to avoid nasty surprises.
The return policy is important when you don’t get what you want. Read it carefully before agreeing to a purchase.
You can research your sources online to find reviews from other buyers. If you feel uncertain about a source, ask other wholesalers for their opinions.
If you are unable to return an order or get your money back, you will know to avoid buying from this source in the future.
Tips
Look at the prices for large general store chains and online retail websites. These places often sell products at prices below those of wholesalers.
Use a separate bank account and credit card for wholesale purchases if you are a seller. Keep a business account so you can easily manage your finances.
Research the retail value of every item you want to buy. This way, you can avoid overpaying on items that are mislabeled as wholesale.
Warnings
Beware of online auctions that originate from another country. The merchandise may be inferior and come with high shipping costs and fees.
Beware of set fees, or “buyer’s premiums,” mandated by some sellers and auction sites.
|
{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Finding Wholesale Suppliers\\n1-1. Do an Internet search to locate specific products.\\nSearch first by typing the name of the product you are looking for. Include a model number if you are looking for something specific. Follow it with words like “wholesaler” or “distributor.” Your Internet search may show you a list of businesses selling merchandise at reasonable prices.\\nType your area code into the search as well in order to cut down on shipping expenses.\\nResearch companies before you buy from them. Search for the company name online to check customer reviews. Use a business database such as the Better Business Bureau.\\nCall companies not only to discuss purchases, but to gauge their legitimacy. Most legitimate companies will have business protocols such as a departmental phone system or receptionist.\\n1-2. Speak to brand manufacturers to order from them directly.\\nMany manufacturers are tough to buy from since they tend to fulfill high volume orders only. However, you get the cheapest prices when you buy from them. Call up their sales department or send them an email. Ask them, “Can I order your product from you directly? Do you have a minimum order amount?”\\nTo contact a brand manufacturer, search for their information online. Look for emails and phone numbers on the manufacturer’s website or in business listings.\\nIf the manufacturer can’t sell to you directly, ask them, “Can I have a list of your distributors?” Many times you can connect with regional distributors or wholesalers to purchase products at a reduced price.\\n1-3. Visit trade shows if you want to order from manufacturers in person.\\nManufacturers and even wholesalers sometimes set up booths at trade shows. Purchasing products here can be a little more expensive and less efficient than over the Internet, but you also get a chance to network with various company representatives.\\nTrade shows provide an opportunity to view products and ask questions about wholesaling in person.\\nSearch online to find trade show listings in your area.\\n1-4. Network with other wholesalers if you want to find deals.\\nMake connections with manufacturers, distributors, and other buyers. The people you know may direct you to new acquaintances and opportunities for a deal. Search online for wholesale communities so you have a place to discuss business and have access to deal-finding tools.\\nFor instance, find a list of wholesalers at a site such as https://www.wholesalecentral.com/.\\nMeet up with other wholesalers when you can. Befriend them, talk to them, share sources, and discuss your purchases. Ask to be introduced to other wholesalers and sellers so you can expand your network.\\nMake connections at trade shows and in professional organizations. Other wholesalers may be using these sources too.\\n1-5. Join professional groups offering wholesale prices in trade magazines.\\nThese groups occasionally run ads in trade magazines. Stumbling upon ads can be hit or miss, but by reading a magazine or website relevant to what you want to buy, you may come across good deals. These organizations often provide purchase discounts to members.\\nFor example, read about the food or restaurant industry if you are interested in buying food or kitchen supplies wholesale.\\nPaying to access deals may seem rough at first, but it quickly becomes worth it if you find what you need.\\n1-6. Buy from business to business sites if you want to shop internationally.\\nThere are a few of these wholesale sites available that can help you make purchases, the biggest of them being Alibaba or AliExpress. You can connect to manufacturers across the world so you can buy goods directly from places like China. You can then place larger orders if you plan on reselling items.\\nBusiness to business websites facilitate purchases. By using them, you can get price quotes and place orders without calling up a manufacturer. This means less worries about issues like language barriers or shipping.\\n2. Making Successful Purchases\\n2-1. Choose products to buy that fit your needs.\\nIf you need a specific product for yourself at wholesale prices, your choice is easy. If you want to resell a product, you also need to think about what you are able to store and sell. When starting out, stick to a few products you are knowledgeable about. Chances are you will have an easier time getting what you need and selling the product for a fair value if you don’t want to keep it. \\nFor example, you might buy beauty products at wholesale prices and sell them to others. If you know more about computers than beauty products, you might start with laptops instead.\\n2-2. Compare prices between different sellers.\\nDon’t stop looking once you find a product to buy. You may be able to find the same product elsewhere for less money. This is because the price increases for every broker that handles the merchandise. Getting the product from its source will save you money.\\nThe manufacturer sells at the cheapest price. Manufacturers have regional distributors that sell products in a certain area. Wholesale businesses often buy from distributors and sell to retailers.\\nYou will also hear about jobbers or brokers. These are wholesalers who sell products to businesses in a small area. You can usually get better prices by speaking to their distributors.\\nAlso consider branching out to similar products. If one type of laptop is too expensive to purchase, you may be able to find a different brand, for example.\\n2-3. Ask for discounts and other perks from wholesale suppliers.\\nWhen making a purchase, ask the seller, “Do you have any discount offers?” Sometimes you can find great products at reduced prices. Other times, you get to save money because suppliers compete for your business and want you as a repeat customer.\\nSign up for email lists and newsletters. Discount, closeout, and liquidation offers are often listed there.\\nYou may have better luck asking for discounts after placing a few orders with the same supplier. However, you can sometimes find good deals for new customers.\\n2-4. Select an inexpensive way to have the items shipped to you.\\nYou’re going to need to find a way to get the product from the supplier to you. Generally, sticking with a trusted name in the freight business is recommended. The cheapest way to receive a shipment is by land through trucks or trains. Sea freight is a cheap but slow way to bring large shipments overseas, while air transport is the quickest but often the most expensive method.\\nTo find trusted freight companies, research the company’s reputation online. Use sites such as the Better Business Bureau in America. Also, ask other wholesale shoppers what shipment companies they use.\\nThe shipping cost depends on how far away you are from the supplier. You will end up paying less if you can find suppliers in your area.\\nYou can often choose how fast you need the product delivered. Faster shipping costs more money. The seller will most likely finalize this arrangement.\\nUnless you place a large order, your product will end up in a truck with other orders. The costs of shipping may be split by everyone who placed an order.\\n2-5. View the return policy before placing an order.\\nAs most wholesale merchandise is sold “as is,” clarify the seller’s return policy. Ask them about it if you aren’t sure. Make sure you also understand the cost of the order and the processing and shipping times. You need to know all of this so you can return items you don’t want and recoup the cost. \\nIf you think an offer isn’t good enough, negotiate. Many times the supplier will improve the return policy or lower the overall price, especially if you can get a better deal elsewhere.\\nFor orders over $50,000, you may wish to have a lawyer review the shipping contract before you sign it. This way, you ensure you aren’t out a lot of money in case something goes wrong.\\n3. Starting a Wholesale Buying Business\\n3-1. Get a business license if you plan on reselling wholesale items.\\nIn most areas, you need a business license with a valid tax ID before you can buy wholesale products. To apply for a license, speak to your government’s licensing board. You will need to fill out an application explaining your business, such as what you are buying and your plans to resell the items to other customers.\\nYou can usually apply through your government’s website. Organizations such as the Small Business Administration in the U.S. can help you with this.\\nFor tax purposes, get a federal employee ID number. You can do this by registering your business with your government’s tax department. For example, visit the IRS’ website, if you’re in the U.S., and fill out a form describing what your business does.\\nIf you purchase wholesale products for yourself, you don’t need a license. You may also be fine without a license if you don’t buy a lot of products or sell them often.\\n3-2. Apply for a resale certificate with your government to avoid taxes.\\nVisit your government’s licensing board or their website to begin your application. You will need to supply your business license, tax ID, and a description of your business. With a resale certificate, you can avoid paying for sales taxes. All you have to do is show the certificate to the seller.\\nWithout a certificate, you pay the sales tax when you purchase wholesale items. If you have a license, your customer has to pay the sales tax when they buy the item(s) from you.\\nLike with business licenses, you do not need a resale certificate unless you plan on reselling wholesale items. If you do plan on running a business, having a certificate saves you money.\\n3-3. Find a place to store what you buy.\\nPurchasing wholesale goods can take up a lot of space. If you plan on reselling merchandise and make frequent purchases, you may soon end up finding yourself overwhelmed. Clear out some space in your home, such as in your basement or attic, so that you can keep the items.\\nSome of your items may not sell right away. Count on having enough space to store items for a several months at a time.\\nMany professional resellers rent out storage warehouses. Look for some empty storage buildings in your area.\\n3-4. Start off with sample units until you want to buy more of a product.\\nInstead of trying to hawk 1,000 units of something, try selling 20 units of the same thing first. Even though many wholesale suppliers operate by selling large quantities, some will let you buy sample or test units at discounted prices. You can then keep or sell the units at your own pace without taking a big risk.\\nAsk your source for a sample order or simply order a small quantity of the item.\\nSticking to small quantities is useful if you don’t have a lot of extra cash or storage space, but remember that wholesaling is a volume-based business.\\nIf an item sells like hotcakes, you can easily purchase more of it. If it sells poorly, you won’t be stuck with a lot of costly junk.\\n3-5. Order items in higher quantities to save money.\\nIn wholesale, volume is very important. Companies offer you lower prices when you buy units in bulk. Many commercial wholesale businesses are “volume-centric,” making money by selling a lot of products quickly at reduced prices. In fact, some manufacturers and distributors won’t sell to you unless you order a certain amount of their product.\\nBalance your supply and physical needs with inventory constraints. A deal on 2,000 computer laptops won’t do you much good if you have no place to store them.\\nLarge bulk wholesalers maintain purchase minimums, such as requiring you to place orders over $5,000 USD. These types of purchases work well for retail stores.\\nLight bulk wholesalers operate in smaller quantities, such as by selling a single case of an item or by accepting orders less than $500. Working with these sorts of sellers is useful when you’re just starting out.\\n3-6. Request an itemized list of what's on the pallet or truckload.\\nOften referred to as a \\\"manifest\\\", these listings describe the goods, quantity you receive, approximate retail value (ARV), and item number assigned by the retailer or manufacturer. This information is useful for recordkeeping and researching products. Type the product number and other information into an online search engine to see if you can find comparable wholesale prices.\\nTell the seller you want an itemized listing when you place your order. Also, ask the shipping service for their records.\\nYou can also find this information by typing in a product’s UPC barcode number online.\\n3-7. Inspect shipments to make sure you received what you paid for.\\nTake time to check your merchandise as soon as you receive it. Use the manifest, if you requested it, as guidance. Make sure you received the full order and that the merchandise isn’t damaged. Sometimes miscommunications happen, so stay vigilant to avoid nasty surprises.\\nThe return policy is important when you don’t get what you want. Read it carefully before agreeing to a purchase.\\nYou can research your sources online to find reviews from other buyers. If you feel uncertain about a source, ask other wholesalers for their opinions.\\nIf you are unable to return an order or get your money back, you will know to avoid buying from this source in the future.\\nTips\\nLook at the prices for large general store chains and online retail websites. These places often sell products at prices below those of wholesalers.\\nUse a separate bank account and credit card for wholesale purchases if you are a seller. Keep a business account so you can easily manage your finances.\\nResearch the retail value of every item you want to buy. This way, you can avoid overpaying on items that are mislabeled as wholesale.\\nWarnings\\nBeware of online auctions that originate from another country. The merchandise may be inferior and come with high shipping costs and fees.\\nBeware of set fees, or “buyer’s premiums,” mandated by some sellers and auction sites.\\n\", \"简要回答\": \"Wholesale businesses are volume-based. Their need to sell large quantities of items at a rapid pace means lower prices and more savings for you. There are opportunities to buy almost anything at wholesale prices so getting started is easy. Once your contact list of sellers begins to grow, you can even find success reselling wholesale goods.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding Wholesale Suppliers\", \"步骤\": [{\"编号\": 1, \"标题\": \"Do an Internet search to locate specific products.\", \"描述\": \"Search first by typing the name of the product you are looking for. Include a model number if you are looking for something specific. Follow it with words like “wholesaler” or “distributor.” Your Internet search may show you a list of businesses selling merchandise at reasonable prices.\\nType your area code into the search as well in order to cut down on shipping expenses.\\nResearch companies before you buy from them. Search for the company name online to check customer reviews. Use a business database such as the Better Business Bureau.\\nCall companies not only to discuss purchases, but to gauge their legitimacy. Most legitimate companies will have business protocols such as a departmental phone system or receptionist.\"}, {\"编号\": 2, \"标题\": \"Speak to brand manufacturers to order from them directly.\", \"描述\": \"Many manufacturers are tough to buy from since they tend to fulfill high volume orders only. However, you get the cheapest prices when you buy from them. Call up their sales department or send them an email. Ask them, “Can I order your product from you directly? Do you have a minimum order amount?”\\nTo contact a brand manufacturer, search for their information online. Look for emails and phone numbers on the manufacturer’s website or in business listings.\\nIf the manufacturer can’t sell to you directly, ask them, “Can I have a list of your distributors?” Many times you can connect with regional distributors or wholesalers to purchase products at a reduced price.\"}, {\"编号\": 3, \"标题\": \"Visit trade shows if you want to order from manufacturers in person.\", \"描述\": \"Manufacturers and even wholesalers sometimes set up booths at trade shows. Purchasing products here can be a little more expensive and less efficient than over the Internet, but you also get a chance to network with various company representatives.\\nTrade shows provide an opportunity to view products and ask questions about wholesaling in person.\\nSearch online to find trade show listings in your area.\"}, {\"编号\": 4, \"标题\": \"Network with other wholesalers if you want to find deals.\", \"描述\": \"Make connections with manufacturers, distributors, and other buyers. The people you know may direct you to new acquaintances and opportunities for a deal. Search online for wholesale communities so you have a place to discuss business and have access to deal-finding tools.\\nFor instance, find a list of wholesalers at a site such as https://www.wholesalecentral.com/.\\nMeet up with other wholesalers when you can. Befriend them, talk to them, share sources, and discuss your purchases. Ask to be introduced to other wholesalers and sellers so you can expand your network.\\nMake connections at trade shows and in professional organizations. Other wholesalers may be using these sources too.\"}, {\"编号\": 5, \"标题\": \"Join professional groups offering wholesale prices in trade magazines.\", \"描述\": \"These groups occasionally run ads in trade magazines. Stumbling upon ads can be hit or miss, but by reading a magazine or website relevant to what you want to buy, you may come across good deals. These organizations often provide purchase discounts to members.\\nFor example, read about the food or restaurant industry if you are interested in buying food or kitchen supplies wholesale.\\nPaying to access deals may seem rough at first, but it quickly becomes worth it if you find what you need.\"}, {\"编号\": 6, \"标题\": \"Buy from business to business sites if you want to shop internationally.\", \"描述\": \"There are a few of these wholesale sites available that can help you make purchases, the biggest of them being Alibaba or AliExpress. You can connect to manufacturers across the world so you can buy goods directly from places like China. You can then place larger orders if you plan on reselling items.\\nBusiness to business websites facilitate purchases. By using them, you can get price quotes and place orders without calling up a manufacturer. This means less worries about issues like language barriers or shipping.\"}]}, {\"编号\": 2, \"标题\": \"Making Successful Purchases\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose products to buy that fit your needs.\", \"描述\": \"If you need a specific product for yourself at wholesale prices, your choice is easy. If you want to resell a product, you also need to think about what you are able to store and sell. When starting out, stick to a few products you are knowledgeable about. Chances are you will have an easier time getting what you need and selling the product for a fair value if you don’t want to keep it. \\nFor example, you might buy beauty products at wholesale prices and sell them to others. If you know more about computers than beauty products, you might start with laptops instead.\"}, {\"编号\": 2, \"标题\": \"Compare prices between different sellers.\", \"描述\": \"Don’t stop looking once you find a product to buy. You may be able to find the same product elsewhere for less money. This is because the price increases for every broker that handles the merchandise. Getting the product from its source will save you money.\\nThe manufacturer sells at the cheapest price. Manufacturers have regional distributors that sell products in a certain area. Wholesale businesses often buy from distributors and sell to retailers.\\nYou will also hear about jobbers or brokers. These are wholesalers who sell products to businesses in a small area. You can usually get better prices by speaking to their distributors.\\nAlso consider branching out to similar products. If one type of laptop is too expensive to purchase, you may be able to find a different brand, for example.\"}, {\"编号\": 3, \"标题\": \"Ask for discounts and other perks from wholesale suppliers.\", \"描述\": \"When making a purchase, ask the seller, “Do you have any discount offers?” Sometimes you can find great products at reduced prices. Other times, you get to save money because suppliers compete for your business and want you as a repeat customer.\\nSign up for email lists and newsletters. Discount, closeout, and liquidation offers are often listed there.\\nYou may have better luck asking for discounts after placing a few orders with the same supplier. However, you can sometimes find good deals for new customers.\"}, {\"编号\": 4, \"标题\": \"Select an inexpensive way to have the items shipped to you.\", \"描述\": \"You’re going to need to find a way to get the product from the supplier to you. Generally, sticking with a trusted name in the freight business is recommended. The cheapest way to receive a shipment is by land through trucks or trains. Sea freight is a cheap but slow way to bring large shipments overseas, while air transport is the quickest but often the most expensive method.\\nTo find trusted freight companies, research the company’s reputation online. Use sites such as the Better Business Bureau in America. Also, ask other wholesale shoppers what shipment companies they use.\\nThe shipping cost depends on how far away you are from the supplier. You will end up paying less if you can find suppliers in your area.\\nYou can often choose how fast you need the product delivered. Faster shipping costs more money. The seller will most likely finalize this arrangement.\\nUnless you place a large order, your product will end up in a truck with other orders. The costs of shipping may be split by everyone who placed an order.\"}, {\"编号\": 5, \"标题\": \"View the return policy before placing an order.\", \"描述\": \"As most wholesale merchandise is sold “as is,” clarify the seller’s return policy. Ask them about it if you aren’t sure. Make sure you also understand the cost of the order and the processing and shipping times. You need to know all of this so you can return items you don’t want and recoup the cost. \\nIf you think an offer isn’t good enough, negotiate. Many times the supplier will improve the return policy or lower the overall price, especially if you can get a better deal elsewhere.\\nFor orders over $50,000, you may wish to have a lawyer review the shipping contract before you sign it. This way, you ensure you aren’t out a lot of money in case something goes wrong.\"}]}, {\"编号\": 3, \"标题\": \"Starting a Wholesale Buying Business\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get a business license if you plan on reselling wholesale items.\", \"描述\": \"In most areas, you need a business license with a valid tax ID before you can buy wholesale products. To apply for a license, speak to your government’s licensing board. You will need to fill out an application explaining your business, such as what you are buying and your plans to resell the items to other customers.\\nYou can usually apply through your government’s website. Organizations such as the Small Business Administration in the U.S. can help you with this.\\nFor tax purposes, get a federal employee ID number. You can do this by registering your business with your government’s tax department. For example, visit the IRS’ website, if you’re in the U.S., and fill out a form describing what your business does.\\nIf you purchase wholesale products for yourself, you don’t need a license. You may also be fine without a license if you don’t buy a lot of products or sell them often.\"}, {\"编号\": 2, \"标题\": \"Apply for a resale certificate with your government to avoid taxes.\", \"描述\": \"Visit your government’s licensing board or their website to begin your application. You will need to supply your business license, tax ID, and a description of your business. With a resale certificate, you can avoid paying for sales taxes. All you have to do is show the certificate to the seller.\\nWithout a certificate, you pay the sales tax when you purchase wholesale items. If you have a license, your customer has to pay the sales tax when they buy the item(s) from you.\\nLike with business licenses, you do not need a resale certificate unless you plan on reselling wholesale items. If you do plan on running a business, having a certificate saves you money.\"}, {\"编号\": 3, \"标题\": \"Find a place to store what you buy.\", \"描述\": \"Purchasing wholesale goods can take up a lot of space. If you plan on reselling merchandise and make frequent purchases, you may soon end up finding yourself overwhelmed. Clear out some space in your home, such as in your basement or attic, so that you can keep the items.\\nSome of your items may not sell right away. Count on having enough space to store items for a several months at a time.\\nMany professional resellers rent out storage warehouses. Look for some empty storage buildings in your area.\"}, {\"编号\": 4, \"标题\": \"Start off with sample units until you want to buy more of a product.\", \"描述\": \"Instead of trying to hawk 1,000 units of something, try selling 20 units of the same thing first. Even though many wholesale suppliers operate by selling large quantities, some will let you buy sample or test units at discounted prices. You can then keep or sell the units at your own pace without taking a big risk.\\nAsk your source for a sample order or simply order a small quantity of the item.\\nSticking to small quantities is useful if you don’t have a lot of extra cash or storage space, but remember that wholesaling is a volume-based business.\\nIf an item sells like hotcakes, you can easily purchase more of it. If it sells poorly, you won’t be stuck with a lot of costly junk.\"}, {\"编号\": 5, \"标题\": \"Order items in higher quantities to save money.\", \"描述\": \"In wholesale, volume is very important. Companies offer you lower prices when you buy units in bulk. Many commercial wholesale businesses are “volume-centric,” making money by selling a lot of products quickly at reduced prices. In fact, some manufacturers and distributors won’t sell to you unless you order a certain amount of their product.\\nBalance your supply and physical needs with inventory constraints. A deal on 2,000 computer laptops won’t do you much good if you have no place to store them.\\nLarge bulk wholesalers maintain purchase minimums, such as requiring you to place orders over $5,000 USD. These types of purchases work well for retail stores.\\nLight bulk wholesalers operate in smaller quantities, such as by selling a single case of an item or by accepting orders less than $500. Working with these sorts of sellers is useful when you’re just starting out.\"}, {\"编号\": 6, \"标题\": \"Request an itemized list of what's on the pallet or truckload.\", \"描述\": \"Often referred to as a \\\"manifest\\\", these listings describe the goods, quantity you receive, approximate retail value (ARV), and item number assigned by the retailer or manufacturer. This information is useful for recordkeeping and researching products. Type the product number and other information into an online search engine to see if you can find comparable wholesale prices.\\nTell the seller you want an itemized listing when you place your order. Also, ask the shipping service for their records.\\nYou can also find this information by typing in a product’s UPC barcode number online.\"}, {\"编号\": 7, \"标题\": \"Inspect shipments to make sure you received what you paid for.\", \"描述\": \"Take time to check your merchandise as soon as you receive it. Use the manifest, if you requested it, as guidance. Make sure you received the full order and that the merchandise isn’t damaged. Sometimes miscommunications happen, so stay vigilant to avoid nasty surprises.\\nThe return policy is important when you don’t get what you want. Read it carefully before agreeing to a purchase.\\nYou can research your sources online to find reviews from other buyers. If you feel uncertain about a source, ask other wholesalers for their opinions.\\nIf you are unable to return an order or get your money back, you will know to avoid buying from this source in the future.\"}], \"小提示\": [\"Look at the prices for large general store chains and online retail websites. These places often sell products at prices below those of wholesalers.\\n\", \"Use a separate bank account and credit card for wholesale purchases if you are a seller. Keep a business account so you can easily manage your finances.\\n\", \"Research the retail value of every item you want to buy. This way, you can avoid overpaying on items that are mislabeled as wholesale.\\n\"], \"注意事项\": [\"Beware of online auctions that originate from another country. The merchandise may be inferior and come with high shipping costs and fees.\\n\", \"Beware of set fees, or “buyer’s premiums,” mandated by some sellers and auction sites.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,970 |
How to Buy Wholesale Clothing
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1. Getting a Wholesale License
1-1. Determine whether you need a wholesale license.
In some countries or jurisdictions, you need a license to purchase wholesale clothing and other items. However, you only really need the license if you’ll be making large wholesale clothing purchases on a regular basis, such as for a store or online shop.
Check with your region’s department of taxation to determine what the requirements are for a license and how to apply for one.
If you don’t plan to sell the clothing that you buy wholesale, you usually don’t need a wholesale license.
1-2. Register your business.
In most jurisdictions, you’ll need to have an official business before you’re granted a wholesale license. Contact your country’s department of taxation to determine what the necessary steps are, so you’re legally allowed to conduct business.
If you’re unsure where to start when it comes to registering your business, it may help to talk to a lawyer.
In many areas, you can register your business online, so the process takes 10 minutes or less. However, the registration for more complicated business structures may take 1 to 3 months to process.
1-3. Check to see if you need a sales tax license.
If you plan to sell the clothing that you buy, you may need to get a sales tax license before you can obtain a wholesale license. Check with your local department of taxation for sales tax requirements and how to apply for a sales tax license.
While you can often apply for a sales tax license online, it can take 1 to 4 weeks for the application to be processed.
There is usually a fee for a sales tax license.
1-4. Apply for a wholesale license.
Once your company is registered and you’re legally able to sell goods, contact your local department of taxation to officially apply for a wholesale license. You’ll usually need to supply the name of your business and its taxation information, as well as pay a fee.
2. Identifying Wholesalers
2-1. Purchase from online wholesale marketplaces.
There are a wide range of online marketplaces that specialize in wholesale clothing and fashion. You’ll have access to a large variety of online clothing styles, colors, and sizes without having to leave your home. Most sites require membership to purchase the clothing, but sign-up is usually free.
You can use a general search engine, such as Google, to search for terms like “wholesale clothing marketplace,” and track down a wide variety of options.
You can also visit search engines or directories specifically for wholesalers, such as Wholesale Central, which usually have a section dedicated to clothing.
2-2. Visit your region’s fashion district.
If you prefer to shop for wholesale clothing in person, check to see if your area has a fashion district. They are often found in big cities, such as New York or Los Angeles, and feature hundreds of clothing wholesalers and manufacturers in a condensed area. Not only can you pick out premade clothing to buy, you can have manufacturers custom make clothing items for wholesale.
Shopping in person allows you to check out the quality and appearance of the clothing before you commit to purchasing it.
Depending on where you live, wholesale clothing made locally may be more expensive than other options. For example, if you live in the U.S., wholesale clothing made locally typically costs more than options purchased from other countries.
Visiting wholesalers in person allows you to establish a relationship with the sellers, which can help you buy clothing wholesale going forward.
2-3. Attend trade shows.
If you want to have a wider range of wholesale clothing options but still shop in person, a trade show is good option. Wholesalers set up booths with their clothing options, and you can place orders for the items that you like.
Websites such as Wholesale Central often have calendars with trade shows that are of interest to people looking to buy wholesale. Check the calendar for apparel or fashion trade shows taking place in your area that you can attend.
2-4. Search for overseas wholesalers for lower prices.
If you’re looking to save money, finding wholesalers in other countries can mean lower prices. For example, there are a wide variety of wholesale clothing companies in China where you may be able to get a good deal. Search engines such as GlobalSources.com and Alibaba.com can help you identify overseas clothing manufacturers.
When you're dealing with wholesalers in other countries, there may be a language barrier. It may be easier to use written communication to talk to your contacts because you can use translation software to help you.
2-5. Set up a Skype account to communicate with wholesalers.
Whether you're dealing with overseas wholesalers or domestic options that are located across the country, a Skype account allows for face to face communication. This can often help improve your business relationships, which can help with future purchases.
Keep in mind that if you’re dealing with wholesalers and manufacturers in other countries, you’ll have to deal with time zone differences when discussing business.
2-6. Shop at closeout companies if you don't have a wholesale license.
You can often purchase clothing at wholesale prices from closeout companies, which typically sell stock that manufacturers are looking to get rid of at greatly reduced prices. You may have a local closeout company warehouse that you can shop at in person, but there are a variety of online closeout companies as well.
You can find closeout companies by doing a basic internet search. It helps to use “clothing” or “apparel” as key words in your search as well.
3. Devising a Buying Strategy
3-1. Study the sales and return policies.
Before you buy any wholesale clothing, make sure that you know what the seller’s sale and return policies are. You don’t want to be stuck with a bunch of clothes that you can’t sell, so ask the wholesaler questions if they allow returns and what the terms are before purchasing anything.
3-2. Buy ahead of time.
If you’re stocking a brick and mortar store or a website, it’s a good idea to plan what types of clothing you’ll want for each season ahead of time. Purchase at least one season ahead, so you’ll always have the right items in stock.
For example, don’t try to buy shorts at the beginning summer when there probably won’t be as many options available and you might have to pay more. Buy summer clothing in fall, winter, or spring.
3-3. Choose a variety of styles.
When you’re shopping for wholesale clothing, don’t just purchase items that you would wear. You’ll want your inventory to appeal to as many people as possible, so buy clothing that will work for people with a variety of different tastes.
3-4. Determine the wholesaler's sizing information.
When you’re dealing with a new wholesaler, make sure that you familiarize yourself with their sizing measurements. If items run small, you’ll probably want to purchase a greater number of larger sizes to ensure that the inventory will fit the majority of potential customers.
3-5. Consider quality and price.
Don’t just purchase a certain set of shirts because they’re really cheap and you think you can make a good profit. Very inexpensive items may not be good quality, which can leave you with unhappy customers.
It's often worth it to purchase some designer wholesale clothing if you want to ensure that your inventory can appeal to customers who are looking for higher quality items.
3-6. Purchase only what you need.
When you’re buying wholesale clothing, you’ll often get a better price if you purchase a larger quantity. However, if you don’t sell all of the items, you’ll wind up losing money in the long run. Buy only the amount of clothing that you expect to sell to avoid having unsold inventory.
Tips
If you’re thinking of buying clothing wholesale to sell, it’s best to start small. Consider setting up a store on a site like eBay or Etsy to get some experience before starting your own webstore.
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{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Getting a Wholesale License\\n1-1. Determine whether you need a wholesale license.\\nIn some countries or jurisdictions, you need a license to purchase wholesale clothing and other items. However, you only really need the license if you’ll be making large wholesale clothing purchases on a regular basis, such as for a store or online shop.\\nCheck with your region’s department of taxation to determine what the requirements are for a license and how to apply for one.\\nIf you don’t plan to sell the clothing that you buy wholesale, you usually don’t need a wholesale license.\\n1-2. Register your business.\\nIn most jurisdictions, you’ll need to have an official business before you’re granted a wholesale license. Contact your country’s department of taxation to determine what the necessary steps are, so you’re legally allowed to conduct business.\\nIf you’re unsure where to start when it comes to registering your business, it may help to talk to a lawyer.\\nIn many areas, you can register your business online, so the process takes 10 minutes or less. However, the registration for more complicated business structures may take 1 to 3 months to process.\\n1-3. Check to see if you need a sales tax license.\\nIf you plan to sell the clothing that you buy, you may need to get a sales tax license before you can obtain a wholesale license. Check with your local department of taxation for sales tax requirements and how to apply for a sales tax license.\\nWhile you can often apply for a sales tax license online, it can take 1 to 4 weeks for the application to be processed.\\nThere is usually a fee for a sales tax license.\\n1-4. Apply for a wholesale license.\\nOnce your company is registered and you’re legally able to sell goods, contact your local department of taxation to officially apply for a wholesale license. You’ll usually need to supply the name of your business and its taxation information, as well as pay a fee.\\n2. Identifying Wholesalers\\n2-1. Purchase from online wholesale marketplaces.\\nThere are a wide range of online marketplaces that specialize in wholesale clothing and fashion. You’ll have access to a large variety of online clothing styles, colors, and sizes without having to leave your home. Most sites require membership to purchase the clothing, but sign-up is usually free.\\nYou can use a general search engine, such as Google, to search for terms like “wholesale clothing marketplace,” and track down a wide variety of options.\\nYou can also visit search engines or directories specifically for wholesalers, such as Wholesale Central, which usually have a section dedicated to clothing.\\n2-2. Visit your region’s fashion district.\\nIf you prefer to shop for wholesale clothing in person, check to see if your area has a fashion district. They are often found in big cities, such as New York or Los Angeles, and feature hundreds of clothing wholesalers and manufacturers in a condensed area. Not only can you pick out premade clothing to buy, you can have manufacturers custom make clothing items for wholesale. \\nShopping in person allows you to check out the quality and appearance of the clothing before you commit to purchasing it.\\nDepending on where you live, wholesale clothing made locally may be more expensive than other options. For example, if you live in the U.S., wholesale clothing made locally typically costs more than options purchased from other countries.\\nVisiting wholesalers in person allows you to establish a relationship with the sellers, which can help you buy clothing wholesale going forward.\\n2-3. Attend trade shows.\\nIf you want to have a wider range of wholesale clothing options but still shop in person, a trade show is good option. Wholesalers set up booths with their clothing options, and you can place orders for the items that you like.\\nWebsites such as Wholesale Central often have calendars with trade shows that are of interest to people looking to buy wholesale. Check the calendar for apparel or fashion trade shows taking place in your area that you can attend.\\n2-4. Search for overseas wholesalers for lower prices.\\nIf you’re looking to save money, finding wholesalers in other countries can mean lower prices. For example, there are a wide variety of wholesale clothing companies in China where you may be able to get a good deal. Search engines such as GlobalSources.com and Alibaba.com can help you identify overseas clothing manufacturers.\\nWhen you're dealing with wholesalers in other countries, there may be a language barrier. It may be easier to use written communication to talk to your contacts because you can use translation software to help you.\\n2-5. Set up a Skype account to communicate with wholesalers.\\nWhether you're dealing with overseas wholesalers or domestic options that are located across the country, a Skype account allows for face to face communication. This can often help improve your business relationships, which can help with future purchases.\\nKeep in mind that if you’re dealing with wholesalers and manufacturers in other countries, you’ll have to deal with time zone differences when discussing business.\\n2-6. Shop at closeout companies if you don't have a wholesale license.\\nYou can often purchase clothing at wholesale prices from closeout companies, which typically sell stock that manufacturers are looking to get rid of at greatly reduced prices. You may have a local closeout company warehouse that you can shop at in person, but there are a variety of online closeout companies as well.\\nYou can find closeout companies by doing a basic internet search. It helps to use “clothing” or “apparel” as key words in your search as well.\\n3. Devising a Buying Strategy\\n3-1. Study the sales and return policies.\\nBefore you buy any wholesale clothing, make sure that you know what the seller’s sale and return policies are. You don’t want to be stuck with a bunch of clothes that you can’t sell, so ask the wholesaler questions if they allow returns and what the terms are before purchasing anything.\\n3-2. Buy ahead of time.\\nIf you’re stocking a brick and mortar store or a website, it’s a good idea to plan what types of clothing you’ll want for each season ahead of time. Purchase at least one season ahead, so you’ll always have the right items in stock. \\nFor example, don’t try to buy shorts at the beginning summer when there probably won’t be as many options available and you might have to pay more. Buy summer clothing in fall, winter, or spring.\\n3-3. Choose a variety of styles.\\nWhen you’re shopping for wholesale clothing, don’t just purchase items that you would wear. You’ll want your inventory to appeal to as many people as possible, so buy clothing that will work for people with a variety of different tastes.\\n3-4. Determine the wholesaler's sizing information.\\nWhen you’re dealing with a new wholesaler, make sure that you familiarize yourself with their sizing measurements. If items run small, you’ll probably want to purchase a greater number of larger sizes to ensure that the inventory will fit the majority of potential customers.\\n3-5. Consider quality and price.\\nDon’t just purchase a certain set of shirts because they’re really cheap and you think you can make a good profit. Very inexpensive items may not be good quality, which can leave you with unhappy customers.\\nIt's often worth it to purchase some designer wholesale clothing if you want to ensure that your inventory can appeal to customers who are looking for higher quality items.\\n3-6. Purchase only what you need.\\nWhen you’re buying wholesale clothing, you’ll often get a better price if you purchase a larger quantity. However, if you don’t sell all of the items, you’ll wind up losing money in the long run. Buy only the amount of clothing that you expect to sell to avoid having unsold inventory.\\nTips\\nIf you’re thinking of buying clothing wholesale to sell, it’s best to start small. Consider setting up a store on a site like eBay or Etsy to get some experience before starting your own webstore.\\n\", \"简要回答\": \"When you purchase clothing wholesale, you're usually able to get it at much cheaper prices than consumers would at store. However, buying wholesale typically means buying in bulk, which is why it's usually only done if you plan to resell the items in a store or online store. Buying clothing wholesale usually requires having a wholesale license and involves tracking down wholesalers who provide the type of clothing that you're interested in. Once you've found the wholesalers, though, coming up with the right purchasing strategy is key if you want a successful business.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Getting a Wholesale License\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine whether you need a wholesale license.\", \"描述\": \"In some countries or jurisdictions, you need a license to purchase wholesale clothing and other items. However, you only really need the license if you’ll be making large wholesale clothing purchases on a regular basis, such as for a store or online shop.\\nCheck with your region’s department of taxation to determine what the requirements are for a license and how to apply for one.\\nIf you don’t plan to sell the clothing that you buy wholesale, you usually don’t need a wholesale license.\"}, {\"编号\": 2, \"标题\": \"Register your business.\", \"描述\": \"In most jurisdictions, you’ll need to have an official business before you’re granted a wholesale license. Contact your country’s department of taxation to determine what the necessary steps are, so you’re legally allowed to conduct business.\\nIf you’re unsure where to start when it comes to registering your business, it may help to talk to a lawyer.\\nIn many areas, you can register your business online, so the process takes 10 minutes or less. However, the registration for more complicated business structures may take 1 to 3 months to process.\"}, {\"编号\": 3, \"标题\": \"Check to see if you need a sales tax license.\", \"描述\": \"If you plan to sell the clothing that you buy, you may need to get a sales tax license before you can obtain a wholesale license. Check with your local department of taxation for sales tax requirements and how to apply for a sales tax license.\\nWhile you can often apply for a sales tax license online, it can take 1 to 4 weeks for the application to be processed.\\nThere is usually a fee for a sales tax license.\"}, {\"编号\": 4, \"标题\": \"Apply for a wholesale license.\", \"描述\": \"Once your company is registered and you’re legally able to sell goods, contact your local department of taxation to officially apply for a wholesale license. You’ll usually need to supply the name of your business and its taxation information, as well as pay a fee.\"}]}, {\"编号\": 2, \"标题\": \"Identifying Wholesalers\", \"步骤\": [{\"编号\": 1, \"标题\": \"Purchase from online wholesale marketplaces.\", \"描述\": \"There are a wide range of online marketplaces that specialize in wholesale clothing and fashion. You’ll have access to a large variety of online clothing styles, colors, and sizes without having to leave your home. Most sites require membership to purchase the clothing, but sign-up is usually free.\\nYou can use a general search engine, such as Google, to search for terms like “wholesale clothing marketplace,” and track down a wide variety of options.\\nYou can also visit search engines or directories specifically for wholesalers, such as Wholesale Central, which usually have a section dedicated to clothing.\"}, {\"编号\": 2, \"标题\": \"Visit your region’s fashion district.\", \"描述\": \"If you prefer to shop for wholesale clothing in person, check to see if your area has a fashion district. They are often found in big cities, such as New York or Los Angeles, and feature hundreds of clothing wholesalers and manufacturers in a condensed area. Not only can you pick out premade clothing to buy, you can have manufacturers custom make clothing items for wholesale. \\nShopping in person allows you to check out the quality and appearance of the clothing before you commit to purchasing it.\\nDepending on where you live, wholesale clothing made locally may be more expensive than other options. For example, if you live in the U.S., wholesale clothing made locally typically costs more than options purchased from other countries.\\nVisiting wholesalers in person allows you to establish a relationship with the sellers, which can help you buy clothing wholesale going forward.\"}, {\"编号\": 3, \"标题\": \"Attend trade shows.\", \"描述\": \"If you want to have a wider range of wholesale clothing options but still shop in person, a trade show is good option. Wholesalers set up booths with their clothing options, and you can place orders for the items that you like.\\nWebsites such as Wholesale Central often have calendars with trade shows that are of interest to people looking to buy wholesale. Check the calendar for apparel or fashion trade shows taking place in your area that you can attend.\"}, {\"编号\": 4, \"标题\": \"Search for overseas wholesalers for lower prices.\", \"描述\": \"If you’re looking to save money, finding wholesalers in other countries can mean lower prices. For example, there are a wide variety of wholesale clothing companies in China where you may be able to get a good deal. Search engines such as GlobalSources.com and Alibaba.com can help you identify overseas clothing manufacturers.\\nWhen you're dealing with wholesalers in other countries, there may be a language barrier. It may be easier to use written communication to talk to your contacts because you can use translation software to help you.\"}, {\"编号\": 5, \"标题\": \"Set up a Skype account to communicate with wholesalers.\", \"描述\": \"Whether you're dealing with overseas wholesalers or domestic options that are located across the country, a Skype account allows for face to face communication. This can often help improve your business relationships, which can help with future purchases.\\nKeep in mind that if you’re dealing with wholesalers and manufacturers in other countries, you’ll have to deal with time zone differences when discussing business.\"}, {\"编号\": 6, \"标题\": \"Shop at closeout companies if you don't have a wholesale license.\", \"描述\": \"You can often purchase clothing at wholesale prices from closeout companies, which typically sell stock that manufacturers are looking to get rid of at greatly reduced prices. You may have a local closeout company warehouse that you can shop at in person, but there are a variety of online closeout companies as well.\\nYou can find closeout companies by doing a basic internet search. It helps to use “clothing” or “apparel” as key words in your search as well.\"}]}, {\"编号\": 3, \"标题\": \"Devising a Buying Strategy\", \"步骤\": [{\"编号\": 1, \"标题\": \"Study the sales and return policies.\", \"描述\": \"Before you buy any wholesale clothing, make sure that you know what the seller’s sale and return policies are. You don’t want to be stuck with a bunch of clothes that you can’t sell, so ask the wholesaler questions if they allow returns and what the terms are before purchasing anything.\"}, {\"编号\": 2, \"标题\": \"Buy ahead of time.\", \"描述\": \"If you’re stocking a brick and mortar store or a website, it’s a good idea to plan what types of clothing you’ll want for each season ahead of time. Purchase at least one season ahead, so you’ll always have the right items in stock. \\nFor example, don’t try to buy shorts at the beginning summer when there probably won’t be as many options available and you might have to pay more. Buy summer clothing in fall, winter, or spring.\"}, {\"编号\": 3, \"标题\": \"Choose a variety of styles.\", \"描述\": \"When you’re shopping for wholesale clothing, don’t just purchase items that you would wear. You’ll want your inventory to appeal to as many people as possible, so buy clothing that will work for people with a variety of different tastes.\"}, {\"编号\": 4, \"标题\": \"Determine the wholesaler's sizing information.\", \"描述\": \"When you’re dealing with a new wholesaler, make sure that you familiarize yourself with their sizing measurements. If items run small, you’ll probably want to purchase a greater number of larger sizes to ensure that the inventory will fit the majority of potential customers.\"}, {\"编号\": 5, \"标题\": \"Consider quality and price.\", \"描述\": \"Don’t just purchase a certain set of shirts because they’re really cheap and you think you can make a good profit. Very inexpensive items may not be good quality, which can leave you with unhappy customers.\\nIt's often worth it to purchase some designer wholesale clothing if you want to ensure that your inventory can appeal to customers who are looking for higher quality items.\"}, {\"编号\": 6, \"标题\": \"Purchase only what you need.\", \"描述\": \"When you’re buying wholesale clothing, you’ll often get a better price if you purchase a larger quantity. However, if you don’t sell all of the items, you’ll wind up losing money in the long run. Buy only the amount of clothing that you expect to sell to avoid having unsold inventory.\"}], \"小提示\": [\"If you’re thinking of buying clothing wholesale to sell, it’s best to start small. Consider setting up a store on a site like eBay or Etsy to get some experience before starting your own webstore.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,971 |
How to Buy Wine for a Gift
|
1. Picking Out a Bottle
1-1. Go mid-range to high end.
It's tempting to buy a cheap wine to give as a gift, particularly if you don't know much about wines. However, cheap wine will taste cheap. That's not to say that you can't get a decent wine for a reasonable price. You just don't want to pick the cheapest wine, especially if you've never tasted it yourself.
Also, consider who you're buying the wine for. Buying a very cheap bottle of wine for your boss won't endear you to them. Similarly, you may not want to buy the cheapest bottle you can find for a close friend (unless you have a habit of drinking cheap wine together).
In addition, if you're known as someone who appreciates wine, buying a cheap bottle for someone else can come off as you underestimating their taste or simply not appreciating them as much.
Also, how much you spend can depend on the wine. For instance, you can get a very tasty Cotes du Rhône (pronounce it "Coats Do Roan") for about $15. However, with a Burgundy, you'll need to spend more to get a better wine, usually upwards of $50. Another relatively cheap option is a Cabernet Sauvignon, as even cheap versions of this wine are fairly decent. For Pinot noir, go for at least a $20 bottle, as anything less won't be very good.
1-2. Consider the season.
If you don't know where to start, picking wines by the season is a good bet. You don't necessarily want the same wines in the summer that you do in the winter. In the summer, you want something lighter, for instance, than you do in winter.
White wines like Sauvignon Blanc, Chardonnay, and Riesling are good summer choices. Rose and Merlot are also a good bet. These wines are a bit lighter.
For fall, you want fuller bodied whites, such as oaked Chardonnay or Viognier. You still want a somewhat lighter red wine, so stick with Pinot noir, Cabernet Franc, Merlot, or a sparkling variety.
During the winter, you can go with heavier wines since you'll have heavier dishes. Cabernet Sauvignon, Bordeaux blend, Syrah, Zinfandel, and Malbec are fine in the reds. For whites, choose oaked Chardonnay. You can also go for a sparkly wine.
In the spring, you want lighter, fruitier wines, such as Chenin Blanc, Pinot Grigio, Unoaked Chardonnay, or Rose. You can also choose Riesling, Moscato, or Pinot noir.
1-3. Ask questions.
If you're not a wine connoisseur yourself, gazing at a liquor store's collection of wines can be quite daunting, as you may be faced with hundreds of different bottles of wines. If you're a bit lost, don't be afraid to ask the person in charge of wines for advice. Many will work within your price range to help you find a good, drinkable wine, especially if you can specify a few parameters, such as whether you want a sweet or dry wine.
1-4. Don't be afraid to pick something unusual.
If you know your wines, a unique wine is a good choice because you can introduce your friend or friends to something new. However, don't pick something so obscure that they won't be able to find it again. You don't want to whet their appetite for a wine they can't buy.
1-5. Know the person's tastes.
If you're buying wine as a gift, it's best to know what the person likes to drink. Most wine drinkers have particular tastes, whether they like a dry white wine or a fun and fruity sparkling rose. Consider what you've seen the person drink in the past, and then go for something the same or similar.
If you're not sure what the person drinks, consider their general tastes. If they have a sweet tooth, they might prefer a sweeter wine, while if they like to avoid sugar for the most part, they may prefer something drier.
If you're still not sure, ask someone at the store to recommend a reasonably priced popular wine.
1-6. Pick a pretty label or bottle.
Of course, you don't want to pick a wine solely on what the label looks like. However, when you're giving a wine, the packaging matters. A pretty, well-designed label will be more appreciated than a subdued, boring label, especially since many people will associate the latter with cheaper wine.
1-7. Consider a wine subscription.
If you're looking for a substantial gift for someone, think about buying the person a subscription to a wine delivery service. Usually, you pay one price (or a monthly price) for the service to deliver wine for a specified period of time.
Some just send a curated selection, while others base the delivery on the person's preferences.
Some also include food with the subscription that pairs with the wine.
Check to make sure wine can be delivered in the state where the person resides, as some states don't allow alcohol to be shipped to people's homes.
2. Buying Wine for Parties and Dinners
2-1. Consider a magnum for a party.
A magnum is a double bottle of wine or champagne. One reason it works well for a party is it's fairly impressive to look at. Plus, because it's double the size, it will last much longer than a single bottle of wine. Your host will appreciate your thoughtfulness.
When choosing a wine for a party, sparkling is usually a good option.
If you insist on bringing a standard bottle of wine to a party, give it to the hosts before the party, and let them decide whether they want to serve it at the party or not.
2-2. Buy standard bottles for dinner.
On the other hand, when you've been invited for dinner to a small gathering, such as a dinner for about four people, a regular bottle is appropriate. A regular bottle will provide enough wine for each person at the dinner, which is why it's appropriate.
Ask the hosts ahead of time what they will be serving. Then you can get a wine that matches the dinner, such as a white wine for fish. If you're not sure what goes with what type of food, ask at the store.
2-3. Go more expensive for special occasions.
When it comes to weddings or other big special occasions, such as birthdays or Christmas dinner, plan to spend a bit more on the bottle. Weddings especially call for a more expensive bottle. If you don't want to spend that much, skip the wine. You'll be safer buying something off their registry.
2-4. Make sure it's appropriate.
That is, you don't want to buy wine if the host doesn't drink wine. For instance, maybe the host enjoys alcohol, but they don't like wine. Another situation you may run into is the host may not drink at all, due to personal choice, health reasons, or religious reasons. If you're not sure, ask.
3. Presenting the Wine
3-1. Make the wine the package.
That is, a wine doesn't necessarily need to be wrapped or put in a bag or box. If the bottle is pretty enough, adding a bow or ribbon is pretty much all you need to do. Besides, most wine packaging doesn't actually hide the fact that you're giving a bottle of wine, which defeats the purpose.
In addition, putting wine in boxes can heat them, which can be a problem for more expensive wines. It's much better to try to keep the wine cool. If it's a particularly expensive wine that should be kept in a cellar, consider holding it in a cooler until you give it to your friend.
3-2. Think about adding an accessory.
If you want the gift to be extra special, include a gift that goes with the wine. You could pick a funky and fun corkscrew or carafe, for instance. You could also choose a wine thermometer, so the person can serve the wine at the proper temperature. Other options include fancy or unique wine glasses or a wall rack.
3-3. Wait for a good time.
If you and your friend are both wine connoisseurs, pick a moment when you can tell the person a little about the wine. Of course, you don't want to bore someone who's not interested in all the details about the wine, but if you know the person will be interested, wait until they aren't busy doing something else.
|
{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Picking Out a Bottle\\n1-1. Go mid-range to high end.\\nIt's tempting to buy a cheap wine to give as a gift, particularly if you don't know much about wines. However, cheap wine will taste cheap. That's not to say that you can't get a decent wine for a reasonable price. You just don't want to pick the cheapest wine, especially if you've never tasted it yourself.\\nAlso, consider who you're buying the wine for. Buying a very cheap bottle of wine for your boss won't endear you to them. Similarly, you may not want to buy the cheapest bottle you can find for a close friend (unless you have a habit of drinking cheap wine together).\\nIn addition, if you're known as someone who appreciates wine, buying a cheap bottle for someone else can come off as you underestimating their taste or simply not appreciating them as much.\\nAlso, how much you spend can depend on the wine. For instance, you can get a very tasty Cotes du Rhône (pronounce it \\\"Coats Do Roan\\\") for about $15. However, with a Burgundy, you'll need to spend more to get a better wine, usually upwards of $50. Another relatively cheap option is a Cabernet Sauvignon, as even cheap versions of this wine are fairly decent. For Pinot noir, go for at least a $20 bottle, as anything less won't be very good.\\n1-2. Consider the season.\\nIf you don't know where to start, picking wines by the season is a good bet. You don't necessarily want the same wines in the summer that you do in the winter. In the summer, you want something lighter, for instance, than you do in winter.\\nWhite wines like Sauvignon Blanc, Chardonnay, and Riesling are good summer choices. Rose and Merlot are also a good bet. These wines are a bit lighter.\\nFor fall, you want fuller bodied whites, such as oaked Chardonnay or Viognier. You still want a somewhat lighter red wine, so stick with Pinot noir, Cabernet Franc, Merlot, or a sparkling variety.\\nDuring the winter, you can go with heavier wines since you'll have heavier dishes. Cabernet Sauvignon, Bordeaux blend, Syrah, Zinfandel, and Malbec are fine in the reds. For whites, choose oaked Chardonnay. You can also go for a sparkly wine.\\nIn the spring, you want lighter, fruitier wines, such as Chenin Blanc, Pinot Grigio, Unoaked Chardonnay, or Rose. You can also choose Riesling, Moscato, or Pinot noir.\\n1-3. Ask questions.\\nIf you're not a wine connoisseur yourself, gazing at a liquor store's collection of wines can be quite daunting, as you may be faced with hundreds of different bottles of wines. If you're a bit lost, don't be afraid to ask the person in charge of wines for advice. Many will work within your price range to help you find a good, drinkable wine, especially if you can specify a few parameters, such as whether you want a sweet or dry wine.\\n1-4. Don't be afraid to pick something unusual.\\nIf you know your wines, a unique wine is a good choice because you can introduce your friend or friends to something new. However, don't pick something so obscure that they won't be able to find it again. You don't want to whet their appetite for a wine they can't buy.\\n1-5. Know the person's tastes.\\nIf you're buying wine as a gift, it's best to know what the person likes to drink. Most wine drinkers have particular tastes, whether they like a dry white wine or a fun and fruity sparkling rose. Consider what you've seen the person drink in the past, and then go for something the same or similar.\\nIf you're not sure what the person drinks, consider their general tastes. If they have a sweet tooth, they might prefer a sweeter wine, while if they like to avoid sugar for the most part, they may prefer something drier.\\nIf you're still not sure, ask someone at the store to recommend a reasonably priced popular wine.\\n1-6. Pick a pretty label or bottle.\\nOf course, you don't want to pick a wine solely on what the label looks like. However, when you're giving a wine, the packaging matters. A pretty, well-designed label will be more appreciated than a subdued, boring label, especially since many people will associate the latter with cheaper wine.\\n1-7. Consider a wine subscription.\\nIf you're looking for a substantial gift for someone, think about buying the person a subscription to a wine delivery service. Usually, you pay one price (or a monthly price) for the service to deliver wine for a specified period of time.\\nSome just send a curated selection, while others base the delivery on the person's preferences.\\nSome also include food with the subscription that pairs with the wine.\\nCheck to make sure wine can be delivered in the state where the person resides, as some states don't allow alcohol to be shipped to people's homes.\\n2. Buying Wine for Parties and Dinners\\n2-1. Consider a magnum for a party.\\nA magnum is a double bottle of wine or champagne. One reason it works well for a party is it's fairly impressive to look at. Plus, because it's double the size, it will last much longer than a single bottle of wine. Your host will appreciate your thoughtfulness.\\nWhen choosing a wine for a party, sparkling is usually a good option.\\nIf you insist on bringing a standard bottle of wine to a party, give it to the hosts before the party, and let them decide whether they want to serve it at the party or not.\\n2-2. Buy standard bottles for dinner.\\nOn the other hand, when you've been invited for dinner to a small gathering, such as a dinner for about four people, a regular bottle is appropriate. A regular bottle will provide enough wine for each person at the dinner, which is why it's appropriate.\\nAsk the hosts ahead of time what they will be serving. Then you can get a wine that matches the dinner, such as a white wine for fish. If you're not sure what goes with what type of food, ask at the store.\\n2-3. Go more expensive for special occasions.\\nWhen it comes to weddings or other big special occasions, such as birthdays or Christmas dinner, plan to spend a bit more on the bottle. Weddings especially call for a more expensive bottle. If you don't want to spend that much, skip the wine. You'll be safer buying something off their registry.\\n2-4. Make sure it's appropriate.\\nThat is, you don't want to buy wine if the host doesn't drink wine. For instance, maybe the host enjoys alcohol, but they don't like wine. Another situation you may run into is the host may not drink at all, due to personal choice, health reasons, or religious reasons. If you're not sure, ask.\\n3. Presenting the Wine\\n3-1. Make the wine the package.\\nThat is, a wine doesn't necessarily need to be wrapped or put in a bag or box. If the bottle is pretty enough, adding a bow or ribbon is pretty much all you need to do. Besides, most wine packaging doesn't actually hide the fact that you're giving a bottle of wine, which defeats the purpose.\\nIn addition, putting wine in boxes can heat them, which can be a problem for more expensive wines. It's much better to try to keep the wine cool. If it's a particularly expensive wine that should be kept in a cellar, consider holding it in a cooler until you give it to your friend.\\n3-2. Think about adding an accessory.\\nIf you want the gift to be extra special, include a gift that goes with the wine. You could pick a funky and fun corkscrew or carafe, for instance. You could also choose a wine thermometer, so the person can serve the wine at the proper temperature. Other options include fancy or unique wine glasses or a wall rack.\\n3-3. Wait for a good time.\\nIf you and your friend are both wine connoisseurs, pick a moment when you can tell the person a little about the wine. Of course, you don't want to bore someone who's not interested in all the details about the wine, but if you know the person will be interested, wait until they aren't busy doing something else.\\n\", \"简要回答\": \"can make a good gift for a newly married couple as a housewarming gift, the hostess of a dinner party, or your boss. However, if you don't know much about wine, picking one out can be pretty daunting. It's important to think about the person and the occasion, as well as how you'll present the wine.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Picking Out a Bottle\", \"步骤\": [{\"编号\": 1, \"标题\": \"Go mid-range to high end.\", \"描述\": \"It's tempting to buy a cheap wine to give as a gift, particularly if you don't know much about wines. However, cheap wine will taste cheap. That's not to say that you can't get a decent wine for a reasonable price. You just don't want to pick the cheapest wine, especially if you've never tasted it yourself.\\nAlso, consider who you're buying the wine for. Buying a very cheap bottle of wine for your boss won't endear you to them. Similarly, you may not want to buy the cheapest bottle you can find for a close friend (unless you have a habit of drinking cheap wine together).\\nIn addition, if you're known as someone who appreciates wine, buying a cheap bottle for someone else can come off as you underestimating their taste or simply not appreciating them as much.\\nAlso, how much you spend can depend on the wine. For instance, you can get a very tasty Cotes du Rhône (pronounce it \\\"Coats Do Roan\\\") for about $15. However, with a Burgundy, you'll need to spend more to get a better wine, usually upwards of $50. Another relatively cheap option is a Cabernet Sauvignon, as even cheap versions of this wine are fairly decent. For Pinot noir, go for at least a $20 bottle, as anything less won't be very good.\"}, {\"编号\": 2, \"标题\": \"Consider the season.\", \"描述\": \"If you don't know where to start, picking wines by the season is a good bet. You don't necessarily want the same wines in the summer that you do in the winter. In the summer, you want something lighter, for instance, than you do in winter.\\nWhite wines like Sauvignon Blanc, Chardonnay, and Riesling are good summer choices. Rose and Merlot are also a good bet. These wines are a bit lighter.\\nFor fall, you want fuller bodied whites, such as oaked Chardonnay or Viognier. You still want a somewhat lighter red wine, so stick with Pinot noir, Cabernet Franc, Merlot, or a sparkling variety.\\nDuring the winter, you can go with heavier wines since you'll have heavier dishes. Cabernet Sauvignon, Bordeaux blend, Syrah, Zinfandel, and Malbec are fine in the reds. For whites, choose oaked Chardonnay. You can also go for a sparkly wine.\\nIn the spring, you want lighter, fruitier wines, such as Chenin Blanc, Pinot Grigio, Unoaked Chardonnay, or Rose. You can also choose Riesling, Moscato, or Pinot noir.\"}, {\"编号\": 3, \"标题\": \"Ask questions.\", \"描述\": \"If you're not a wine connoisseur yourself, gazing at a liquor store's collection of wines can be quite daunting, as you may be faced with hundreds of different bottles of wines. If you're a bit lost, don't be afraid to ask the person in charge of wines for advice. Many will work within your price range to help you find a good, drinkable wine, especially if you can specify a few parameters, such as whether you want a sweet or dry wine.\"}, {\"编号\": 4, \"标题\": \"Don't be afraid to pick something unusual.\", \"描述\": \"If you know your wines, a unique wine is a good choice because you can introduce your friend or friends to something new. However, don't pick something so obscure that they won't be able to find it again. You don't want to whet their appetite for a wine they can't buy.\"}, {\"编号\": 5, \"标题\": \"Know the person's tastes.\", \"描述\": \"If you're buying wine as a gift, it's best to know what the person likes to drink. Most wine drinkers have particular tastes, whether they like a dry white wine or a fun and fruity sparkling rose. Consider what you've seen the person drink in the past, and then go for something the same or similar.\\nIf you're not sure what the person drinks, consider their general tastes. If they have a sweet tooth, they might prefer a sweeter wine, while if they like to avoid sugar for the most part, they may prefer something drier.\\nIf you're still not sure, ask someone at the store to recommend a reasonably priced popular wine.\"}, {\"编号\": 6, \"标题\": \"Pick a pretty label or bottle.\", \"描述\": \"Of course, you don't want to pick a wine solely on what the label looks like. However, when you're giving a wine, the packaging matters. A pretty, well-designed label will be more appreciated than a subdued, boring label, especially since many people will associate the latter with cheaper wine.\"}, {\"编号\": 7, \"标题\": \"Consider a wine subscription.\", \"描述\": \"If you're looking for a substantial gift for someone, think about buying the person a subscription to a wine delivery service. Usually, you pay one price (or a monthly price) for the service to deliver wine for a specified period of time.\\nSome just send a curated selection, while others base the delivery on the person's preferences.\\nSome also include food with the subscription that pairs with the wine.\\nCheck to make sure wine can be delivered in the state where the person resides, as some states don't allow alcohol to be shipped to people's homes.\"}]}, {\"编号\": 2, \"标题\": \"Buying Wine for Parties and Dinners\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider a magnum for a party.\", \"描述\": \"A magnum is a double bottle of wine or champagne. One reason it works well for a party is it's fairly impressive to look at. Plus, because it's double the size, it will last much longer than a single bottle of wine. Your host will appreciate your thoughtfulness.\\nWhen choosing a wine for a party, sparkling is usually a good option.\\nIf you insist on bringing a standard bottle of wine to a party, give it to the hosts before the party, and let them decide whether they want to serve it at the party or not.\"}, {\"编号\": 2, \"标题\": \"Buy standard bottles for dinner.\", \"描述\": \"On the other hand, when you've been invited for dinner to a small gathering, such as a dinner for about four people, a regular bottle is appropriate. A regular bottle will provide enough wine for each person at the dinner, which is why it's appropriate.\\nAsk the hosts ahead of time what they will be serving. Then you can get a wine that matches the dinner, such as a white wine for fish. If you're not sure what goes with what type of food, ask at the store.\"}, {\"编号\": 3, \"标题\": \"Go more expensive for special occasions.\", \"描述\": \"When it comes to weddings or other big special occasions, such as birthdays or Christmas dinner, plan to spend a bit more on the bottle. Weddings especially call for a more expensive bottle. If you don't want to spend that much, skip the wine. You'll be safer buying something off their registry.\"}, {\"编号\": 4, \"标题\": \"Make sure it's appropriate.\", \"描述\": \"That is, you don't want to buy wine if the host doesn't drink wine. For instance, maybe the host enjoys alcohol, but they don't like wine. Another situation you may run into is the host may not drink at all, due to personal choice, health reasons, or religious reasons. If you're not sure, ask.\"}]}, {\"编号\": 3, \"标题\": \"Presenting the Wine\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make the wine the package.\", \"描述\": \"That is, a wine doesn't necessarily need to be wrapped or put in a bag or box. If the bottle is pretty enough, adding a bow or ribbon is pretty much all you need to do. Besides, most wine packaging doesn't actually hide the fact that you're giving a bottle of wine, which defeats the purpose.\\nIn addition, putting wine in boxes can heat them, which can be a problem for more expensive wines. It's much better to try to keep the wine cool. If it's a particularly expensive wine that should be kept in a cellar, consider holding it in a cooler until you give it to your friend.\"}, {\"编号\": 2, \"标题\": \"Think about adding an accessory.\", \"描述\": \"If you want the gift to be extra special, include a gift that goes with the wine. You could pick a funky and fun corkscrew or carafe, for instance. You could also choose a wine thermometer, so the person can serve the wine at the proper temperature. Other options include fancy or unique wine glasses or a wall rack.\"}, {\"编号\": 3, \"标题\": \"Wait for a good time.\", \"描述\": \"If you and your friend are both wine connoisseurs, pick a moment when you can tell the person a little about the wine. Of course, you don't want to bore someone who's not interested in all the details about the wine, but if you know the person will be interested, wait until they aren't busy doing something else.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,972 |
How to Buy Your Daughter's First Bra
|
1. Getting the Bra
1-1. Remind your daughter that breasts come in different shapes.
Talk to your daughter about the kind of bra she would like. If she is confused, let her know what might best work with her size and shape. Let your daughter know that every body is different, which may also help her better accept her changing shape.
Explain to your daughter that every person’s breasts are different and that she may even need something different than you. Tell her that each of her own breasts may differ in size and shape and that this is normal.
1-2. Purchase the bra online if your daughter is shy.
Acknowledge if your daughter is shy by ordering a few different bras online with her. Let her try them on at home so she can make a final decision. Giving your daughter control of the atmosphere where she gets her bra can ease this exciting and scary time.
1-3. Have a fun girls' day of bra shopping.
Turn getting your daughter’s first bra into a fun day for just the two of you. Limit the participants to just the two of you to maintain her privacy and let her know she is the star of the day. Making bra shopping fun can help your daughter feel more comfortable with the changes happening to her body.
1-4. Get a professional fitting.
Find a local store that has a dedicated lingerie department or that sells only bras. Ask a member of the staff to take your daughter’s measurements. Ensuring that your daughter has a proper fitting bra can keep her comfortable and even stylish when she wears her first bra.
Ask your daughter well before you start shopping if she is comfortable with a fitting. Only schedule it if she is comfortable. For example, “Molly, a lady named Mrs. Caldicott does professional bra fittings. She’s worked with me and lots of other girls your age. She's usually got ideas about fun and pretty bras. Is this something that you might want to do?"
1-5. Select different bra choices.
Let your daughter know that she has a lot of options of bra styles. For younger girls, a bra might include sports bras, bralettes, or unlined bras with shaped cups. Ask your daughter to pick out a few different bras she likes in her size. Then let her try them on to see which she likes best.
Try not rejecting bra choices immediately. Remember that your daughter is growing and exploring herself and the red lace bralette may be what other girls are wearing.
1-6. Decide on a type of bra together.
Ask your daughter which bras she likes best and why. Purchase her one or two choices that you can both agree on.
For example, “So you like this black lace bralette and this bright pink sports bra, right, Charlotte? What do you like about them? Do you think it might be more practical to get a cream or white lace bralette that you can wear with everything?” or “Why don’t we get a bra with padding in a couple of months? Then you can get used to wearing another layer under your clothes.”
2. Noticing Breast Development
2-1. Check for breast buds.
Observe your daughter’s chest area when she’s 9 or 10, which is often when girls start thelarche, or developing breasts. Ask your daughter if she’s felt nickel-sized lumps under each breast called “breast buds” or noticed any pain or tenderness in her chest.
Bring up breast buds with your daughter gently and constructively. For example, “Hey Kate, Mrs. Allum mentioned that Devon is getting breasts. You know it’s completely normal if you have or haven’t yet. You might feel little lumps on your chest called breast buds. They don’t hurt and just mean you’re getting your breasts, too. You can ask me questions any time you have them. I’ll keep it between us.”
Be aware that each breast bud can develop at different rates, which is completely normal.
2-2. Look for other signs of puberty.
Girls usually start puberty between the ages of 8 and 13. Recognizing signs your daughter is going through puberty can indicate that she may be ready to buy her first bra. Watch for the following signs that your daughter is going through puberty:
Changes in body shape.
Development of body hair.
Changing behaviors and emotions.
2-3. Talk to your daughter’s doctor.
If you don’t notice any signs of breast development or your daughter is shy, schedule an appointment with her doctor. Allow your daughter to talk to doctor by herself. They can then call or meet with you to discuss her development. Ask if they think your daughter needs a bra and how to broach it with her.
3. Being Sensitive to Your Daughter's Needs
3-1. Ask your daughter if she wants a bra.
Chat with your daughter when just the two of you are together. Bring up getting a bra by asking questions not directed at her. Having an easygoing and open chat can let you know if your daughter is comfortable with getting her first bra.
For example, “Emmeline, I noticed that Liv was wearing a sports bra at practice the other day. Is that something you’re interested in?” Your daughter’s answer can clue you in to if she’s ready for a bra.
3-2. Answer your daughter’s questions honestly.
Let your daughter know she can ask any question about her changing body. Be honest about issues of breast health and if she needs to wear a bra. Being open to discussion about breast development with your daughter can make it easier to buy her first bra.
Answer questions simply as possible. Avoid using big words like “thelarche,” “mammogram,” or “breast tissue.” Instead, say, “You can start developing breasts until your 14, Sam. Your boobs can grow and shrink with age, weight, and if you ever have a baby.”
Be honest if you don’t know the answers to questions. For example, “I’m so sorry Isabel, I don’t know the answer to that question. Why don’t we call Dr. Martina and find out? Do you have any other hard questions about your breasts?”
3-3. Consider peer pressure.
Notice if your daughter’s friends are wearing bras, which may be a source of peer pressure for her. Take your daughter’s wish for a bra into consideration based on physical and emotional factors. It can be pretty traumatizing for a young girl to not wear a bra when her friends are.
Keep in mind that your daughter may want to look like her friends when she is changing in gym class or sleepovers.
3-4. Allow your daughter to make her own decision.
After you’ve discussed the pros and cons of getting a bra, let you daughter know she can make the final decision. Support her in any decision and help her find a suitable bra she likes. Giving your daughter the decision can give her a measure of control over her body during an exciting and scary time.
For example, “Hey Josephine, the decision is up to you. We can make a fun day of it and get you your first bra. But if you want to wait, that’s totally ok, too. Just let me know whenever you’re ready.”
3-5. Respect your daughter’s privacy.
Avoid telling family and friends that your daughter is getting a bra. She may feel embarrassed if other people know she’s developing. It also lets her know that she can trust you if she has questions about her body.
|
{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Getting the Bra\\n1-1. Remind your daughter that breasts come in different shapes.\\nTalk to your daughter about the kind of bra she would like. If she is confused, let her know what might best work with her size and shape. Let your daughter know that every body is different, which may also help her better accept her changing shape.\\nExplain to your daughter that every person’s breasts are different and that she may even need something different than you. Tell her that each of her own breasts may differ in size and shape and that this is normal.\\n1-2. Purchase the bra online if your daughter is shy.\\nAcknowledge if your daughter is shy by ordering a few different bras online with her. Let her try them on at home so she can make a final decision. Giving your daughter control of the atmosphere where she gets her bra can ease this exciting and scary time.\\n1-3. Have a fun girls' day of bra shopping.\\nTurn getting your daughter’s first bra into a fun day for just the two of you. Limit the participants to just the two of you to maintain her privacy and let her know she is the star of the day. Making bra shopping fun can help your daughter feel more comfortable with the changes happening to her body.\\n1-4. Get a professional fitting.\\nFind a local store that has a dedicated lingerie department or that sells only bras. Ask a member of the staff to take your daughter’s measurements. Ensuring that your daughter has a proper fitting bra can keep her comfortable and even stylish when she wears her first bra.\\nAsk your daughter well before you start shopping if she is comfortable with a fitting. Only schedule it if she is comfortable. For example, “Molly, a lady named Mrs. Caldicott does professional bra fittings. She’s worked with me and lots of other girls your age. She's usually got ideas about fun and pretty bras. Is this something that you might want to do?\\\"\\n1-5. Select different bra choices.\\nLet your daughter know that she has a lot of options of bra styles. For younger girls, a bra might include sports bras, bralettes, or unlined bras with shaped cups. Ask your daughter to pick out a few different bras she likes in her size. Then let her try them on to see which she likes best.\\nTry not rejecting bra choices immediately. Remember that your daughter is growing and exploring herself and the red lace bralette may be what other girls are wearing.\\n1-6. Decide on a type of bra together.\\nAsk your daughter which bras she likes best and why. Purchase her one or two choices that you can both agree on.\\nFor example, “So you like this black lace bralette and this bright pink sports bra, right, Charlotte? What do you like about them? Do you think it might be more practical to get a cream or white lace bralette that you can wear with everything?” or “Why don’t we get a bra with padding in a couple of months? Then you can get used to wearing another layer under your clothes.”\\n2. Noticing Breast Development\\n2-1. Check for breast buds.\\nObserve your daughter’s chest area when she’s 9 or 10, which is often when girls start thelarche, or developing breasts. Ask your daughter if she’s felt nickel-sized lumps under each breast called “breast buds” or noticed any pain or tenderness in her chest.\\nBring up breast buds with your daughter gently and constructively. For example, “Hey Kate, Mrs. Allum mentioned that Devon is getting breasts. You know it’s completely normal if you have or haven’t yet. You might feel little lumps on your chest called breast buds. They don’t hurt and just mean you’re getting your breasts, too. You can ask me questions any time you have them. I’ll keep it between us.”\\nBe aware that each breast bud can develop at different rates, which is completely normal.\\n2-2. Look for other signs of puberty.\\nGirls usually start puberty between the ages of 8 and 13. Recognizing signs your daughter is going through puberty can indicate that she may be ready to buy her first bra. Watch for the following signs that your daughter is going through puberty:\\nChanges in body shape.\\nDevelopment of body hair.\\nChanging behaviors and emotions.\\n2-3. Talk to your daughter’s doctor.\\nIf you don’t notice any signs of breast development or your daughter is shy, schedule an appointment with her doctor. Allow your daughter to talk to doctor by herself. They can then call or meet with you to discuss her development. Ask if they think your daughter needs a bra and how to broach it with her.\\n3. Being Sensitive to Your Daughter's Needs\\n3-1. Ask your daughter if she wants a bra.\\nChat with your daughter when just the two of you are together. Bring up getting a bra by asking questions not directed at her. Having an easygoing and open chat can let you know if your daughter is comfortable with getting her first bra.\\nFor example, “Emmeline, I noticed that Liv was wearing a sports bra at practice the other day. Is that something you’re interested in?” Your daughter’s answer can clue you in to if she’s ready for a bra.\\n3-2. Answer your daughter’s questions honestly.\\nLet your daughter know she can ask any question about her changing body. Be honest about issues of breast health and if she needs to wear a bra. Being open to discussion about breast development with your daughter can make it easier to buy her first bra.\\nAnswer questions simply as possible. Avoid using big words like “thelarche,” “mammogram,” or “breast tissue.” Instead, say, “You can start developing breasts until your 14, Sam. Your boobs can grow and shrink with age, weight, and if you ever have a baby.”\\nBe honest if you don’t know the answers to questions. For example, “I’m so sorry Isabel, I don’t know the answer to that question. Why don’t we call Dr. Martina and find out? Do you have any other hard questions about your breasts?”\\n3-3. Consider peer pressure.\\nNotice if your daughter’s friends are wearing bras, which may be a source of peer pressure for her. Take your daughter’s wish for a bra into consideration based on physical and emotional factors. It can be pretty traumatizing for a young girl to not wear a bra when her friends are.\\nKeep in mind that your daughter may want to look like her friends when she is changing in gym class or sleepovers.\\n3-4. Allow your daughter to make her own decision.\\nAfter you’ve discussed the pros and cons of getting a bra, let you daughter know she can make the final decision. Support her in any decision and help her find a suitable bra she likes. Giving your daughter the decision can give her a measure of control over her body during an exciting and scary time.\\nFor example, “Hey Josephine, the decision is up to you. We can make a fun day of it and get you your first bra. But if you want to wait, that’s totally ok, too. Just let me know whenever you’re ready.”\\n3-5. Respect your daughter’s privacy.\\nAvoid telling family and friends that your daughter is getting a bra. She may feel embarrassed if other people know she’s developing. It also lets her know that she can trust you if she has questions about her body.\\n\", \"简要回答\": \"Getting a first bra can bring mixed emotions for you and your daughter. Most girls get their first bras because their breasts are budding or other girls their age are wearing them. Talk to your daughter about getting her first bra and the reasons for doing it, which can help start the process of getting her first bra. You can buy your daughter’s first bra by noticing breast development, keeping your daughter’s emotions in mind, and getting the right fit and form.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Getting the Bra\", \"步骤\": [{\"编号\": 1, \"标题\": \"Remind your daughter that breasts come in different shapes.\", \"描述\": \"Talk to your daughter about the kind of bra she would like. If she is confused, let her know what might best work with her size and shape. Let your daughter know that every body is different, which may also help her better accept her changing shape.\\nExplain to your daughter that every person’s breasts are different and that she may even need something different than you. Tell her that each of her own breasts may differ in size and shape and that this is normal.\"}, {\"编号\": 2, \"标题\": \"Purchase the bra online if your daughter is shy.\", \"描述\": \"Acknowledge if your daughter is shy by ordering a few different bras online with her. Let her try them on at home so she can make a final decision. Giving your daughter control of the atmosphere where she gets her bra can ease this exciting and scary time.\"}, {\"编号\": 3, \"标题\": \"Have a fun girls' day of bra shopping.\", \"描述\": \"Turn getting your daughter’s first bra into a fun day for just the two of you. Limit the participants to just the two of you to maintain her privacy and let her know she is the star of the day. Making bra shopping fun can help your daughter feel more comfortable with the changes happening to her body.\"}, {\"编号\": 4, \"标题\": \"Get a professional fitting.\", \"描述\": \"Find a local store that has a dedicated lingerie department or that sells only bras. Ask a member of the staff to take your daughter’s measurements. Ensuring that your daughter has a proper fitting bra can keep her comfortable and even stylish when she wears her first bra.\\nAsk your daughter well before you start shopping if she is comfortable with a fitting. Only schedule it if she is comfortable. For example, “Molly, a lady named Mrs. Caldicott does professional bra fittings. She’s worked with me and lots of other girls your age. She's usually got ideas about fun and pretty bras. Is this something that you might want to do?\\\"\"}, {\"编号\": 5, \"标题\": \"Select different bra choices.\", \"描述\": \"Let your daughter know that she has a lot of options of bra styles. For younger girls, a bra might include sports bras, bralettes, or unlined bras with shaped cups. Ask your daughter to pick out a few different bras she likes in her size. Then let her try them on to see which she likes best.\\nTry not rejecting bra choices immediately. Remember that your daughter is growing and exploring herself and the red lace bralette may be what other girls are wearing.\"}, {\"编号\": 6, \"标题\": \"Decide on a type of bra together.\", \"描述\": \"Ask your daughter which bras she likes best and why. Purchase her one or two choices that you can both agree on.\\nFor example, “So you like this black lace bralette and this bright pink sports bra, right, Charlotte? What do you like about them? Do you think it might be more practical to get a cream or white lace bralette that you can wear with everything?” or “Why don’t we get a bra with padding in a couple of months? Then you can get used to wearing another layer under your clothes.”\"}]}, {\"编号\": 2, \"标题\": \"Noticing Breast Development\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check for breast buds.\", \"描述\": \"Observe your daughter’s chest area when she’s 9 or 10, which is often when girls start thelarche, or developing breasts. Ask your daughter if she’s felt nickel-sized lumps under each breast called “breast buds” or noticed any pain or tenderness in her chest.\\nBring up breast buds with your daughter gently and constructively. For example, “Hey Kate, Mrs. Allum mentioned that Devon is getting breasts. You know it’s completely normal if you have or haven’t yet. You might feel little lumps on your chest called breast buds. They don’t hurt and just mean you’re getting your breasts, too. You can ask me questions any time you have them. I’ll keep it between us.”\\nBe aware that each breast bud can develop at different rates, which is completely normal.\"}, {\"编号\": 2, \"标题\": \"Look for other signs of puberty.\", \"描述\": \"Girls usually start puberty between the ages of 8 and 13. Recognizing signs your daughter is going through puberty can indicate that she may be ready to buy her first bra. Watch for the following signs that your daughter is going through puberty:\\nChanges in body shape.\\nDevelopment of body hair.\\nChanging behaviors and emotions.\"}, {\"编号\": 3, \"标题\": \"Talk to your daughter’s doctor.\", \"描述\": \"If you don’t notice any signs of breast development or your daughter is shy, schedule an appointment with her doctor. Allow your daughter to talk to doctor by herself. They can then call or meet with you to discuss her development. Ask if they think your daughter needs a bra and how to broach it with her.\"}]}, {\"编号\": 3, \"标题\": \"Being Sensitive to Your Daughter's Needs\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ask your daughter if she wants a bra.\", \"描述\": \"Chat with your daughter when just the two of you are together. Bring up getting a bra by asking questions not directed at her. Having an easygoing and open chat can let you know if your daughter is comfortable with getting her first bra.\\nFor example, “Emmeline, I noticed that Liv was wearing a sports bra at practice the other day. Is that something you’re interested in?” Your daughter’s answer can clue you in to if she’s ready for a bra.\"}, {\"编号\": 2, \"标题\": \"Answer your daughter’s questions honestly.\", \"描述\": \"Let your daughter know she can ask any question about her changing body. Be honest about issues of breast health and if she needs to wear a bra. Being open to discussion about breast development with your daughter can make it easier to buy her first bra.\\nAnswer questions simply as possible. Avoid using big words like “thelarche,” “mammogram,” or “breast tissue.” Instead, say, “You can start developing breasts until your 14, Sam. Your boobs can grow and shrink with age, weight, and if you ever have a baby.”\\nBe honest if you don’t know the answers to questions. For example, “I’m so sorry Isabel, I don’t know the answer to that question. Why don’t we call Dr. Martina and find out? Do you have any other hard questions about your breasts?”\"}, {\"编号\": 3, \"标题\": \"Consider peer pressure.\", \"描述\": \"Notice if your daughter’s friends are wearing bras, which may be a source of peer pressure for her. Take your daughter’s wish for a bra into consideration based on physical and emotional factors. It can be pretty traumatizing for a young girl to not wear a bra when her friends are.\\nKeep in mind that your daughter may want to look like her friends when she is changing in gym class or sleepovers.\"}, {\"编号\": 4, \"标题\": \"Allow your daughter to make her own decision.\", \"描述\": \"After you’ve discussed the pros and cons of getting a bra, let you daughter know she can make the final decision. Support her in any decision and help her find a suitable bra she likes. Giving your daughter the decision can give her a measure of control over her body during an exciting and scary time.\\nFor example, “Hey Josephine, the decision is up to you. We can make a fun day of it and get you your first bra. But if you want to wait, that’s totally ok, too. Just let me know whenever you’re ready.”\"}, {\"编号\": 5, \"标题\": \"Respect your daughter’s privacy.\", \"描述\": \"Avoid telling family and friends that your daughter is getting a bra. She may feel embarrassed if other people know she’s developing. It also lets her know that she can trust you if she has questions about her body.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,973 |
How to Buy Your First Dirt Bike
|
1. Picking the Right Dirt Bike for You
1-1. Buy a used dirt bike if you want to save money.
There's nothing wrong with buying a used dirt bike for your first dirt bike. Used bikes are much cheaper than new bikes and can be bought for between $500 and $2000. It's better to buy a used dirt bike starting out because you might decide to give up the sport soon after starting. You don't want a brand new dirt bike that you spent a lot of money on collecting dust in your garage.
Remember that if a used bike breaks, you have very little chance of a refund if you bought it on eBay or Craigslist.
Spending less can often cost more in the future. If you find 2 of the exact same bike at 2 different prices online and the cheaper one is more beaten up, you should consider buying the more expensive bike. You could spend much more money fixing up the cheaper, battered, bike compared to the more expensive bike in good condition.
1-2. Purchase a new dirt bike if you want something that will last a long time.
New bikes will generally have a much longer lifespan than used bikes. If you're only getting started with riding dirt bikes, you might want a new dirt bike so it lasts you a few years. If a new bike breaks, you can bring it back to the store and they can fix it or replace it.
New dirt bikes can cost anywhere from $2000 upwards depending on the quality of bike you're looking for. The best bikes on the market cost between $7000 and $8000. Most bikes in the $2000 to $3000 range will be perfect for all types of riders and you shouldn't pay much more than that for your first bike.
1-3. Look for play dirt bikes since they're designed for beginners.
Dirt bikes come in a variety of types and sizes. Since you're only starting out, a play bike will be ideal as your first dirt bike. Don't be offended by the word "play" here. If you've never owned or rode a dirt bike before, it's a bad idea to start out with one of the fastest bikes on the market. Play bikes are designed for beginners.
Play bikes are high on durability and low on maintenance, which means they are perfect for beginners. You'll be able to focus on learning how to ride and control the bike.
If you have some experience riding dirt bikes and don't want to buy a play dirt bike, you can buy another type of bike. Trail bikes are the most common type of dirt bike. These bikes are designed for riding on rough terrain. Motocross bikes are built for speed, endurance dirt bikes are made to travel long distances, and street bikes can be driven on roads or on rough terrain.
1-4. Take your height into account when choosing a dirt bike.
Height is an important aspect when choosing your dirt bike. If you're too big for the bike, you'll be cramped when riding it and more likely to have an accident. If you're too small, you won't have as much control, and you will be more likely to have an accident.
Generally, the dirt bike seat should be half your height. If you're 6 feet (1.8 m), the seat should be 3 feet (0.91 m) tall.
When you sit on the bike, you should only be able to touch the floor with your toes and the balls of your feet. You should not be able to plant your heel. If you sit on a bike and can only touch the floor with your toes and the balls of your feet, the bike is the right size.
2. Shopping for a Dirt Bike
2-1. Shop online if you want a used dirt bike.
The best place to find a cheap, used dirt bike is online. Visit online marketplaces and search for the model and type of dirt bike you want. You can also take a look at past auctions to see what the going price is for the type of bike you want.
Sites like eBay and Craigslist are generally the best place to buy dirt bikes online. CycleTrader is another good website as they specialize in used dirt bikes.
If you buy from eBay, the dirt bike will more than likely be shipped to you by the seller. If you buy on a site like Craigslist, if you live near the seller you can arrange a meeting. If not, the seller will probably have to ship it.
2-2. Shop in-store if you're looking for a new dirt bike.
If you're buying a brand new dirt bike, you want to buy from a dealership or legitimate seller. If your bike breaks, you can't ask someone on Craigslist for a refund. Dealerships will provide you with receipts or warranties, so if something does go wrong, you can sort it out at the store.
2-3. Compare prices and shop around for bikes before you make a purchase.
Once you've identified the type and model of dirt bike you want, make sure to look around on different websites and in stores before you buy. There's no worse feeling than buying your dirt bike and then finding a much cheaper price for the same bike later.
It can be cheaper to buy a dirt bike from a local store than buying online. If the bike you buy online is on the other side of the United States, it could cost you a lot more money to get the bike delivered.
2-4. Sit on a dirt bike to test out its size if you're shopping in person.
You can do all the research you want but nothing will tell you more about how much a bike suits you than when you sit on it. In an instant you can tell if the bike is too tall or too small, if the handlebars are the right distance, and whether or not you like the overall feel of the bike.
Dealerships will usually have no problem with you sitting on the bike.
If you're buying the bike used and the owner says you can't sit on the bike, take that as a warning sign that there's something the seller is hiding about the bike.
2-5. Make a list of questions to ask about the dirt bike in advance.
If you're buying at a dealership, the salesperson there should be an expert on the bikes in store and should be able to provide answers to all the questions you have. A used bike seller is more than likely not an expert and they will only be able to answer some of your questions about their dirt bike. Good questions to ask are:
"How durable is the bike?" This will tell you how well the bike stands up to force and pressure.
"How long is the warranty for the bike?" A dealership will provide you with a warranty but don't expect one from a seller from eBay or Craigslist.
"How many CCs is the dirt bike?" Cubic centimeters (CC) tells you how big the engine is.
"How often does the bike need to be serviced?" All vehicles should be given a look over at a garage from time to time. If the bike needs to be serviced more than once a year, it's probably going to be high maintenance for the rest of the time too.
3. Negotiating the Price of a Used Bike
3-1. Research the dirt bike you want so you're more informed when you negotiate.
You should try and find out as much as you can about different types of dirt bike, how much they tend to cost, and the wider motor sport world. Sellers love misinformed buyers. They will often charge more than they would if they were selling to a knowledgeable buyer.
You will also be able to ask better questions about the bike, which can help you negotiate a lower price.
3-2. Contact the seller.
If using an online marketplace, for safety reasons, only talk to the seller through the website. Most marketplace sites show the positive feedback rating of each seller. This tells you how easy they are to deal with and if they usually sell their products as described.
If you need to phone the seller or contact them via another method, make sure you follow their instructions for contacting them. Some sellers will only want you to contact them at a certain time of day.
3-3. Be calm and relaxed when discussing the bike.
Don't seem overly eager or desperate to buy the dirt bike. If you're buying your dirt bike through eBay, you won't have much room to haggle over the price. If using another method of purchase such as Craigslist or a store, you can try to negotiate.
You can never be too calm about a deal. The more calm and confident you are the better results you will have. However, don't be cocky, it will turn your seller off and tell them you know nothing about what you are talking about.
3-4. Discuss some issues you have with the dirt bike.
You need to be careful with this step as you don't want the seller to think you're being too picky for the sake of it. Point out any flaws with the bike such as damage to the paint or worn disk pads. This will make it easier to negotiate a lower price.
If some parts of the bike are in bad condition, mention it. If the headlight doesn't work, bring it up.
3-5. Make a lower offer than what you're willing to pay for the bike to start.
It's always a good idea in negotiations to start out with a low offer. Don't make an offer that's offensively low, but make an offer you don't think the seller will accept. The seller will try and get the most money they can for their bike but you should drive a hard bargain. Slowly move up from your initial offer but always stay on the lower end of the scale.
If you act like you don't care if you get this bike or not, you will have better chances at coming away with a good deal.
Don't be afraid to walk away if the seller isn't being fair with the price.
3-6. Pay the seller once the price is agreed.
It's always possible that you and the seller won't be able to agree on the price, but once your price is fair, the seller should accept. If you've met the seller in person, pay in cash or check. If you've talked over the phone with the seller, you can mail them a check or transfer money to their bank account.
You now own your first dirt bike.
Tips
This is a sport that requires a certain chunk of change to participate. Don't let that scare you. The amount of fun you will have on the track or on the trails will outweigh any amount of money.
Warnings
If meeting the seller in person, meet them in a busy place during the day. Never meet the seller at their own house or another isolated location.
|
{
"create_time": "20230517 11:01:04",
"回答明细": "{\"回答\": \"1. Picking the Right Dirt Bike for You\\n1-1. Buy a used dirt bike if you want to save money.\\nThere's nothing wrong with buying a used dirt bike for your first dirt bike. Used bikes are much cheaper than new bikes and can be bought for between $500 and $2000. It's better to buy a used dirt bike starting out because you might decide to give up the sport soon after starting. You don't want a brand new dirt bike that you spent a lot of money on collecting dust in your garage.\\nRemember that if a used bike breaks, you have very little chance of a refund if you bought it on eBay or Craigslist.\\nSpending less can often cost more in the future. If you find 2 of the exact same bike at 2 different prices online and the cheaper one is more beaten up, you should consider buying the more expensive bike. You could spend much more money fixing up the cheaper, battered, bike compared to the more expensive bike in good condition.\\n1-2. Purchase a new dirt bike if you want something that will last a long time.\\nNew bikes will generally have a much longer lifespan than used bikes. If you're only getting started with riding dirt bikes, you might want a new dirt bike so it lasts you a few years. If a new bike breaks, you can bring it back to the store and they can fix it or replace it.\\nNew dirt bikes can cost anywhere from $2000 upwards depending on the quality of bike you're looking for. The best bikes on the market cost between $7000 and $8000. Most bikes in the $2000 to $3000 range will be perfect for all types of riders and you shouldn't pay much more than that for your first bike.\\n1-3. Look for play dirt bikes since they're designed for beginners.\\nDirt bikes come in a variety of types and sizes. Since you're only starting out, a play bike will be ideal as your first dirt bike. Don't be offended by the word \\\"play\\\" here. If you've never owned or rode a dirt bike before, it's a bad idea to start out with one of the fastest bikes on the market. Play bikes are designed for beginners.\\nPlay bikes are high on durability and low on maintenance, which means they are perfect for beginners. You'll be able to focus on learning how to ride and control the bike.\\nIf you have some experience riding dirt bikes and don't want to buy a play dirt bike, you can buy another type of bike. Trail bikes are the most common type of dirt bike. These bikes are designed for riding on rough terrain. Motocross bikes are built for speed, endurance dirt bikes are made to travel long distances, and street bikes can be driven on roads or on rough terrain.\\n1-4. Take your height into account when choosing a dirt bike.\\nHeight is an important aspect when choosing your dirt bike. If you're too big for the bike, you'll be cramped when riding it and more likely to have an accident. If you're too small, you won't have as much control, and you will be more likely to have an accident.\\nGenerally, the dirt bike seat should be half your height. If you're 6 feet (1.8 m), the seat should be 3 feet (0.91 m) tall.\\nWhen you sit on the bike, you should only be able to touch the floor with your toes and the balls of your feet. You should not be able to plant your heel. If you sit on a bike and can only touch the floor with your toes and the balls of your feet, the bike is the right size.\\n2. Shopping for a Dirt Bike\\n2-1. Shop online if you want a used dirt bike.\\nThe best place to find a cheap, used dirt bike is online. Visit online marketplaces and search for the model and type of dirt bike you want. You can also take a look at past auctions to see what the going price is for the type of bike you want.\\nSites like eBay and Craigslist are generally the best place to buy dirt bikes online. CycleTrader is another good website as they specialize in used dirt bikes.\\nIf you buy from eBay, the dirt bike will more than likely be shipped to you by the seller. If you buy on a site like Craigslist, if you live near the seller you can arrange a meeting. If not, the seller will probably have to ship it.\\n2-2. Shop in-store if you're looking for a new dirt bike.\\nIf you're buying a brand new dirt bike, you want to buy from a dealership or legitimate seller. If your bike breaks, you can't ask someone on Craigslist for a refund. Dealerships will provide you with receipts or warranties, so if something does go wrong, you can sort it out at the store.\\n2-3. Compare prices and shop around for bikes before you make a purchase.\\nOnce you've identified the type and model of dirt bike you want, make sure to look around on different websites and in stores before you buy. There's no worse feeling than buying your dirt bike and then finding a much cheaper price for the same bike later.\\nIt can be cheaper to buy a dirt bike from a local store than buying online. If the bike you buy online is on the other side of the United States, it could cost you a lot more money to get the bike delivered.\\n2-4. Sit on a dirt bike to test out its size if you're shopping in person.\\nYou can do all the research you want but nothing will tell you more about how much a bike suits you than when you sit on it. In an instant you can tell if the bike is too tall or too small, if the handlebars are the right distance, and whether or not you like the overall feel of the bike.\\nDealerships will usually have no problem with you sitting on the bike.\\nIf you're buying the bike used and the owner says you can't sit on the bike, take that as a warning sign that there's something the seller is hiding about the bike.\\n2-5. Make a list of questions to ask about the dirt bike in advance.\\nIf you're buying at a dealership, the salesperson there should be an expert on the bikes in store and should be able to provide answers to all the questions you have. A used bike seller is more than likely not an expert and they will only be able to answer some of your questions about their dirt bike. Good questions to ask are:\\n\\\"How durable is the bike?\\\" This will tell you how well the bike stands up to force and pressure.\\n\\\"How long is the warranty for the bike?\\\" A dealership will provide you with a warranty but don't expect one from a seller from eBay or Craigslist.\\n\\\"How many CCs is the dirt bike?\\\" Cubic centimeters (CC) tells you how big the engine is.\\n\\\"How often does the bike need to be serviced?\\\" All vehicles should be given a look over at a garage from time to time. If the bike needs to be serviced more than once a year, it's probably going to be high maintenance for the rest of the time too.\\n3. Negotiating the Price of a Used Bike\\n3-1. Research the dirt bike you want so you're more informed when you negotiate.\\nYou should try and find out as much as you can about different types of dirt bike, how much they tend to cost, and the wider motor sport world. Sellers love misinformed buyers. They will often charge more than they would if they were selling to a knowledgeable buyer.\\nYou will also be able to ask better questions about the bike, which can help you negotiate a lower price.\\n3-2. Contact the seller.\\nIf using an online marketplace, for safety reasons, only talk to the seller through the website. Most marketplace sites show the positive feedback rating of each seller. This tells you how easy they are to deal with and if they usually sell their products as described.\\nIf you need to phone the seller or contact them via another method, make sure you follow their instructions for contacting them. Some sellers will only want you to contact them at a certain time of day.\\n3-3. Be calm and relaxed when discussing the bike.\\nDon't seem overly eager or desperate to buy the dirt bike. If you're buying your dirt bike through eBay, you won't have much room to haggle over the price. If using another method of purchase such as Craigslist or a store, you can try to negotiate.\\nYou can never be too calm about a deal. The more calm and confident you are the better results you will have. However, don't be cocky, it will turn your seller off and tell them you know nothing about what you are talking about.\\n3-4. Discuss some issues you have with the dirt bike.\\nYou need to be careful with this step as you don't want the seller to think you're being too picky for the sake of it. Point out any flaws with the bike such as damage to the paint or worn disk pads. This will make it easier to negotiate a lower price.\\nIf some parts of the bike are in bad condition, mention it. If the headlight doesn't work, bring it up.\\n3-5. Make a lower offer than what you're willing to pay for the bike to start.\\nIt's always a good idea in negotiations to start out with a low offer. Don't make an offer that's offensively low, but make an offer you don't think the seller will accept. The seller will try and get the most money they can for their bike but you should drive a hard bargain. Slowly move up from your initial offer but always stay on the lower end of the scale.\\nIf you act like you don't care if you get this bike or not, you will have better chances at coming away with a good deal.\\nDon't be afraid to walk away if the seller isn't being fair with the price.\\n3-6. Pay the seller once the price is agreed.\\nIt's always possible that you and the seller won't be able to agree on the price, but once your price is fair, the seller should accept. If you've met the seller in person, pay in cash or check. If you've talked over the phone with the seller, you can mail them a check or transfer money to their bank account.\\nYou now own your first dirt bike.\\nTips\\nThis is a sport that requires a certain chunk of change to participate. Don't let that scare you. The amount of fun you will have on the track or on the trails will outweigh any amount of money.\\nWarnings\\nIf meeting the seller in person, meet them in a busy place during the day. Never meet the seller at their own house or another isolated location.\\n\", \"简要回答\": \"Buying your first dirt bike can seem like a daunting task. There are so many different types of dirt bikes out there and it can be difficult to choose the right one for you. Don't stress, you can get your first bike for a good price by finding out the best bike for you, where to find that type of bike, and how to negotiate a good price.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Picking the Right Dirt Bike for You\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy a used dirt bike if you want to save money.\", \"描述\": \"There's nothing wrong with buying a used dirt bike for your first dirt bike. Used bikes are much cheaper than new bikes and can be bought for between $500 and $2000. It's better to buy a used dirt bike starting out because you might decide to give up the sport soon after starting. You don't want a brand new dirt bike that you spent a lot of money on collecting dust in your garage.\\nRemember that if a used bike breaks, you have very little chance of a refund if you bought it on eBay or Craigslist.\\nSpending less can often cost more in the future. If you find 2 of the exact same bike at 2 different prices online and the cheaper one is more beaten up, you should consider buying the more expensive bike. You could spend much more money fixing up the cheaper, battered, bike compared to the more expensive bike in good condition.\"}, {\"编号\": 2, \"标题\": \"Purchase a new dirt bike if you want something that will last a long time.\", \"描述\": \"New bikes will generally have a much longer lifespan than used bikes. If you're only getting started with riding dirt bikes, you might want a new dirt bike so it lasts you a few years. If a new bike breaks, you can bring it back to the store and they can fix it or replace it.\\nNew dirt bikes can cost anywhere from $2000 upwards depending on the quality of bike you're looking for. The best bikes on the market cost between $7000 and $8000. Most bikes in the $2000 to $3000 range will be perfect for all types of riders and you shouldn't pay much more than that for your first bike.\"}, {\"编号\": 3, \"标题\": \"Look for play dirt bikes since they're designed for beginners.\", \"描述\": \"Dirt bikes come in a variety of types and sizes. Since you're only starting out, a play bike will be ideal as your first dirt bike. Don't be offended by the word \\\"play\\\" here. If you've never owned or rode a dirt bike before, it's a bad idea to start out with one of the fastest bikes on the market. Play bikes are designed for beginners.\\nPlay bikes are high on durability and low on maintenance, which means they are perfect for beginners. You'll be able to focus on learning how to ride and control the bike.\\nIf you have some experience riding dirt bikes and don't want to buy a play dirt bike, you can buy another type of bike. Trail bikes are the most common type of dirt bike. These bikes are designed for riding on rough terrain. Motocross bikes are built for speed, endurance dirt bikes are made to travel long distances, and street bikes can be driven on roads or on rough terrain.\"}, {\"编号\": 4, \"标题\": \"Take your height into account when choosing a dirt bike.\", \"描述\": \"Height is an important aspect when choosing your dirt bike. If you're too big for the bike, you'll be cramped when riding it and more likely to have an accident. If you're too small, you won't have as much control, and you will be more likely to have an accident.\\nGenerally, the dirt bike seat should be half your height. If you're 6 feet (1.8 m), the seat should be 3 feet (0.91 m) tall.\\nWhen you sit on the bike, you should only be able to touch the floor with your toes and the balls of your feet. You should not be able to plant your heel. If you sit on a bike and can only touch the floor with your toes and the balls of your feet, the bike is the right size.\"}]}, {\"编号\": 2, \"标题\": \"Shopping for a Dirt Bike\", \"步骤\": [{\"编号\": 1, \"标题\": \"Shop online if you want a used dirt bike.\", \"描述\": \"The best place to find a cheap, used dirt bike is online. Visit online marketplaces and search for the model and type of dirt bike you want. You can also take a look at past auctions to see what the going price is for the type of bike you want.\\nSites like eBay and Craigslist are generally the best place to buy dirt bikes online. CycleTrader is another good website as they specialize in used dirt bikes.\\nIf you buy from eBay, the dirt bike will more than likely be shipped to you by the seller. If you buy on a site like Craigslist, if you live near the seller you can arrange a meeting. If not, the seller will probably have to ship it.\"}, {\"编号\": 2, \"标题\": \"Shop in-store if you're looking for a new dirt bike.\", \"描述\": \"If you're buying a brand new dirt bike, you want to buy from a dealership or legitimate seller. If your bike breaks, you can't ask someone on Craigslist for a refund. Dealerships will provide you with receipts or warranties, so if something does go wrong, you can sort it out at the store.\"}, {\"编号\": 3, \"标题\": \"Compare prices and shop around for bikes before you make a purchase.\", \"描述\": \"Once you've identified the type and model of dirt bike you want, make sure to look around on different websites and in stores before you buy. There's no worse feeling than buying your dirt bike and then finding a much cheaper price for the same bike later.\\nIt can be cheaper to buy a dirt bike from a local store than buying online. If the bike you buy online is on the other side of the United States, it could cost you a lot more money to get the bike delivered.\"}, {\"编号\": 4, \"标题\": \"Sit on a dirt bike to test out its size if you're shopping in person.\", \"描述\": \"You can do all the research you want but nothing will tell you more about how much a bike suits you than when you sit on it. In an instant you can tell if the bike is too tall or too small, if the handlebars are the right distance, and whether or not you like the overall feel of the bike.\\nDealerships will usually have no problem with you sitting on the bike.\\nIf you're buying the bike used and the owner says you can't sit on the bike, take that as a warning sign that there's something the seller is hiding about the bike.\"}, {\"编号\": 5, \"标题\": \"Make a list of questions to ask about the dirt bike in advance.\", \"描述\": \"If you're buying at a dealership, the salesperson there should be an expert on the bikes in store and should be able to provide answers to all the questions you have. A used bike seller is more than likely not an expert and they will only be able to answer some of your questions about their dirt bike. Good questions to ask are:\\n\\\"How durable is the bike?\\\" This will tell you how well the bike stands up to force and pressure.\\n\\\"How long is the warranty for the bike?\\\" A dealership will provide you with a warranty but don't expect one from a seller from eBay or Craigslist.\\n\\\"How many CCs is the dirt bike?\\\" Cubic centimeters (CC) tells you how big the engine is.\\n\\\"How often does the bike need to be serviced?\\\" All vehicles should be given a look over at a garage from time to time. If the bike needs to be serviced more than once a year, it's probably going to be high maintenance for the rest of the time too.\"}]}, {\"编号\": 3, \"标题\": \"Negotiating the Price of a Used Bike\", \"步骤\": [{\"编号\": 1, \"标题\": \"Research the dirt bike you want so you're more informed when you negotiate.\", \"描述\": \"You should try and find out as much as you can about different types of dirt bike, how much they tend to cost, and the wider motor sport world. Sellers love misinformed buyers. They will often charge more than they would if they were selling to a knowledgeable buyer.\\nYou will also be able to ask better questions about the bike, which can help you negotiate a lower price.\"}, {\"编号\": 2, \"标题\": \"Contact the seller.\", \"描述\": \"If using an online marketplace, for safety reasons, only talk to the seller through the website. Most marketplace sites show the positive feedback rating of each seller. This tells you how easy they are to deal with and if they usually sell their products as described.\\nIf you need to phone the seller or contact them via another method, make sure you follow their instructions for contacting them. Some sellers will only want you to contact them at a certain time of day.\"}, {\"编号\": 3, \"标题\": \"Be calm and relaxed when discussing the bike.\", \"描述\": \"Don't seem overly eager or desperate to buy the dirt bike. If you're buying your dirt bike through eBay, you won't have much room to haggle over the price. If using another method of purchase such as Craigslist or a store, you can try to negotiate.\\nYou can never be too calm about a deal. The more calm and confident you are the better results you will have. However, don't be cocky, it will turn your seller off and tell them you know nothing about what you are talking about.\"}, {\"编号\": 4, \"标题\": \"Discuss some issues you have with the dirt bike.\", \"描述\": \"You need to be careful with this step as you don't want the seller to think you're being too picky for the sake of it. Point out any flaws with the bike such as damage to the paint or worn disk pads. This will make it easier to negotiate a lower price.\\nIf some parts of the bike are in bad condition, mention it. If the headlight doesn't work, bring it up.\"}, {\"编号\": 5, \"标题\": \"Make a lower offer than what you're willing to pay for the bike to start.\", \"描述\": \"It's always a good idea in negotiations to start out with a low offer. Don't make an offer that's offensively low, but make an offer you don't think the seller will accept. The seller will try and get the most money they can for their bike but you should drive a hard bargain. Slowly move up from your initial offer but always stay on the lower end of the scale.\\nIf you act like you don't care if you get this bike or not, you will have better chances at coming away with a good deal.\\nDon't be afraid to walk away if the seller isn't being fair with the price.\"}, {\"编号\": 6, \"标题\": \"Pay the seller once the price is agreed.\", \"描述\": \"It's always possible that you and the seller won't be able to agree on the price, but once your price is fair, the seller should accept. If you've met the seller in person, pay in cash or check. If you've talked over the phone with the seller, you can mail them a check or transfer money to their bank account.\\nYou now own your first dirt bike.\"}], \"小提示\": [\"This is a sport that requires a certain chunk of change to participate. Don't let that scare you. The amount of fun you will have on the track or on the trails will outweigh any amount of money.\\n\"], \"注意事项\": [\"If meeting the seller in person, meet them in a busy place during the day. Never meet the seller at their own house or another isolated location.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,974 |
How to Buy Your First Set of DJ Equipment
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1. Getting a Traditional Vinyl Set-Up
1-1. Get two direct-drive turntables.
Any basic DJ set-up must involve two record players for you to simultaneously play one song while beat-matching another, cross-fading, scratching, and doing all the little tricks that make DJ-ing an art. Without simultaneous turntables, it's hard to pull off on vinyl, beat matching etc. Good turntables are the single most important place to spend your money.
A good starter turntable is the Audio Technica 1240, which is somewhat cheaper than AT's high-end models, but is still high quality. It also features USB inputs to allow for digital-analog interface. It's a good professional record player for the beginner.
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It's important that you do not get a belt-drive turntable for DJing. While perfectly useful for listening to vinyl at your house, belt-driven turntables feature a separate motor that drives a rubber belt, which is used to spin the plate and the record. This means you can't scratch or pause the record player while you're spinning. Direct-drive motors are directly attached to the plate, making them ideal for DJs.
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1-2. Get an appropriate pre-amp for your turntable, if necessary.
Depending on your record player, you might need a pre-amp to boost sound. Some record players have built-in pre-amps that make external varieties somewhat obsolete, but it's best to be sure. When you purchase your turntables, make sure to find out whether or not you'll need a preamp to go with them.
Pre-amps can run anywhere from $50-500, and while it's nowhere near the most essential item in your set-up, a good pre-amp has everything to do with the quality of the sound you're going to get. Without good quality sound, nobody is going to dance to your killer sets. Keep that in mind when you're buying your gear.
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1-3. Get the necessary vinyl hardware.
Since a record player is essentially a needle scratching into vinyl grooves to create sound, there are a lot of little things that'll help to optimize the sound quality and the durability of your set-up. There's a lot to balance all at once. You'll need things like:
record cleaning fluid and a vinyl brush
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extra styluses and cartridges
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an anti-static slip-mat for the turntable
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RCA cables
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an outlet power strip
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a great pair of headphones
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1-4. Get a mixer.
An entry-level mixer, like a Vestax would be appropriate to connect your two turntables and shift between them. This is an important piece of a DJ's gear. When you see someone spinning records and performing that distinctive flip-switch during the scratches, that's on the mixer. You can fade between your two channels, adjust the volume, and make other necessary adjustments. Most of the tricks of the trade are found here.
1-5. Consider getting your own PA speakers.
If you want to be truly independent--a traveling party machine--you'll also need to invest in your own speakers to play your music through. A good pair of Mackies or Behringers can cost anywhere from $100 to well in excess of that. Think about the size of the rooms you'll be playing and the kind of sound you'll have to compete with, and invest in a good but moderate variety of speaker.
If you're trying to get into DJing at a venue or other place with a house PA, then you could hold off on getting speakers, which can be expensive, but if you're going to play parties, you'll need to provide your own speakers. Don't risk playing through a crappy home entertainment sound system. Get some high quality speakers you know your careful playlists will sound great through.
1-6. Consider investing in a DJ starter pack.
Audio Technica and other brands will often compile starter packs, that provide you will a relatively cheap pair of turntables, a mixer, and the other necessary equipment to get started DJing, at less than the cost of purchasing everything separately. In general, the quality is at the low end of the spectrum, but that's what makes it perfect for the beginner: you don't know the difference yet.
These packages usually run about $1200, and are a great option if you're not a big audiophile with lots of opinions about what kind of gear you want to learn on.
1-7. Start collecting a sizable amount of vinyl records.
Essential to the vinyl DJ's set-up is his collection of tasty and obscure vinyl records that'll get crowds moving. Start hitting up places where you can buy vinyl cheaply and reliably, and start learning to look for deep-cuts and grooves that nobody's heard before, as well as the latest in electronic and dance music.
Hit up the regular used record stores, but don't neglect thrift stores, flea markets, and yard sales for the best deals. Libraries regularly are still liquidating their old stock and have basements full of vinyl waiting to be plucked on the cheap.
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Thai psychedelic funk? Mexican psych rock? The great vinyl is out there waiting to be discovered by DJs like you. Start learning to recognize labels that you respect and who reliably put out good vinyl, even if you've never heard it. When you see anything on that label for a good price, snatch it up.
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Treat a record collection like an investment. If you buy something that doesn't end up striking you, sell it for more than you spent on it, and then turn that money around to get something else. Build the collection slowly, only keeping around the absolute best stuff. Vinyl collectors are a diverse community, so start participating!
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2. Starting a Digital DJ Setup
2-1. Get some CD turntables.
If you want to dive straight into the most modern technology and start becoming one of the DJs illuminating by the glow of a Macbook on stage, then you're going to need to start with a good pair of CD turntables.
The good news? These are incredibly versatile, useful, and can hold an incredible amount of music. You'll have literally thousands of songs at your fingertips, ready to mash-up beats and verses in crazy combinations, as opposed to being stuck with the crate-full of heavy vinyl you'll have to drag to the club with an old-school set up.
The bad news? These are expensive. At the low-end, a single CD turntable can cost up to $700, making an investment for a pair neighboring on the ridiculous. For this reason, many digital DJs prefer to line-in a laptop and play sound files directly, or use Ableton Live.
2-2. Get some DJ software.
Serato Scratch Live or Traktor Scratch are typical digital DJ packages that allow you to do everything that a vinyl DJ does on his mixer and turntables on your computer. You won't be able to have the same kind of touch available to tactile records, but you can still approximate a lot of the same distinctive sounds and effects, especially if you have a digital turntable or some other way of mixing the sounds manually.
2-3. Consider a digital turntable controller.
There are also devices called DJ controllers, which are almost exactly like video game controllers (in that you use them to plug into your computer, basically). They don't actually play music in and of themselves, but you can use them to simulate the action of mixing on real turntables, but while playing MP3s or other sound files from your computer set-up.
2-4. Just line your computer into some speakers.
At the most basic, being a digital DJ might mean hooking your computer up to a set of good-quality speakers and pushing play on your pre-mixed set lists. It's not the most fun way of playing a DJ set, because it doesn't allow you to read the crowd or acquire any of the skills and touches that an analog DJ has, but it's a popular option, increasingly.
2-5. Get a digital interface.
Regardless of what kind of turntables you're using, if you want to use any kind of software while you're on stage, you're going to need to invest in some kind of digital interface that connects the RCA-style ports on your hardware with the USB ports on your computer. A lot of these will also come with DJ software, like the Traktor brand.
2-6. Get an external hard drive.
It's good to have your tunes backed up on an external hard drive that you can carry around with you and not bog down any of your hardware, or your computer. A Seagate One Terabyte hard drive is almost impossible to fill up, and super-compact and easy to set-up, making it a good investment for digital audio files.
Tips
Always buy direct drive turntables with a start/stop button and pitch control. Also make sure that the CD players you get have at least a pitch control and cue function.
Digital DJing (using a laptop) may be cheaper, since songs can be downloaded individually at low cost. It is best if your laptop has a lot of memory or you buy a large external HDD. You might also want a decent program and an extra audio socket depending on your equipment's needs and abilities.
Learn to work the equipment before operating. This means reading the manual, asking the seller questions and noting what sort of a volume everything needs to be at.
|
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"create_time": "20230517 11:01:05",
"回答明细": "{\"回答\": \"1. Getting a Traditional Vinyl Set-Up\\n1-1. Get two direct-drive turntables.\\nAny basic DJ set-up must involve two record players for you to simultaneously play one song while beat-matching another, cross-fading, scratching, and doing all the little tricks that make DJ-ing an art. Without simultaneous turntables, it's hard to pull off on vinyl, beat matching etc. Good turntables are the single most important place to spend your money.\\nA good starter turntable is the Audio Technica 1240, which is somewhat cheaper than AT's high-end models, but is still high quality. It also features USB inputs to allow for digital-analog interface. It's a good professional record player for the beginner.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/f\\\\/f2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/f\\\\/f2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nIt's important that you do not get a belt-drive turntable for DJing. While perfectly useful for listening to vinyl at your house, belt-driven turntables feature a separate motor that drives a rubber belt, which is used to spin the plate and the record. This means you can't scratch or pause the record player while you're spinning. Direct-drive motors are directly attached to the plate, making them ideal for DJs.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/e\\\\/e0\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/e\\\\/e0\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\n1-2. Get an appropriate pre-amp for your turntable, if necessary.\\nDepending on your record player, you might need a pre-amp to boost sound. Some record players have built-in pre-amps that make external varieties somewhat obsolete, but it's best to be sure. When you purchase your turntables, make sure to find out whether or not you'll need a preamp to go with them.\\nPre-amps can run anywhere from $50-500, and while it's nowhere near the most essential item in your set-up, a good pre-amp has everything to do with the quality of the sound you're going to get. Without good quality sound, nobody is going to dance to your killer sets. Keep that in mind when you're buying your gear.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/8\\\\/88\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/8\\\\/88\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\n1-3. Get the necessary vinyl hardware.\\nSince a record player is essentially a needle scratching into vinyl grooves to create sound, there are a lot of little things that'll help to optimize the sound quality and the durability of your set-up. There's a lot to balance all at once. You'll need things like:\\nrecord cleaning fluid and a vinyl brush\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/c\\\\/c3\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/c\\\\/c3\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nextra styluses and cartridges\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/b\\\\/b2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/b\\\\/b2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nan anti-static slip-mat for the turntable\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/6\\\\/67\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/6\\\\/67\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nRCA cables\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/6\\\\/6c\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/6\\\\/6c\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nan outlet power strip\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/b\\\\/ba\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/b\\\\/ba\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\na great pair of headphones\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/7\\\\/73\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/7\\\\/73\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\n1-4. Get a mixer.\\nAn entry-level mixer, like a Vestax would be appropriate to connect your two turntables and shift between them. This is an important piece of a DJ's gear. When you see someone spinning records and performing that distinctive flip-switch during the scratches, that's on the mixer. You can fade between your two channels, adjust the volume, and make other necessary adjustments. Most of the tricks of the trade are found here.\\n1-5. Consider getting your own PA speakers.\\nIf you want to be truly independent--a traveling party machine--you'll also need to invest in your own speakers to play your music through. A good pair of Mackies or Behringers can cost anywhere from $100 to well in excess of that. Think about the size of the rooms you'll be playing and the kind of sound you'll have to compete with, and invest in a good but moderate variety of speaker.\\nIf you're trying to get into DJing at a venue or other place with a house PA, then you could hold off on getting speakers, which can be expensive, but if you're going to play parties, you'll need to provide your own speakers. Don't risk playing through a crappy home entertainment sound system. Get some high quality speakers you know your careful playlists will sound great through.\\n1-6. Consider investing in a DJ starter pack.\\nAudio Technica and other brands will often compile starter packs, that provide you will a relatively cheap pair of turntables, a mixer, and the other necessary equipment to get started DJing, at less than the cost of purchasing everything separately. In general, the quality is at the low end of the spectrum, but that's what makes it perfect for the beginner: you don't know the difference yet.\\nThese packages usually run about $1200, and are a great option if you're not a big audiophile with lots of opinions about what kind of gear you want to learn on.\\n1-7. Start collecting a sizable amount of vinyl records.\\nEssential to the vinyl DJ's set-up is his collection of tasty and obscure vinyl records that'll get crowds moving. Start hitting up places where you can buy vinyl cheaply and reliably, and start learning to look for deep-cuts and grooves that nobody's heard before, as well as the latest in electronic and dance music.\\nHit up the regular used record stores, but don't neglect thrift stores, flea markets, and yard sales for the best deals. Libraries regularly are still liquidating their old stock and have basements full of vinyl waiting to be plucked on the cheap.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/9\\\\/9e\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/9\\\\/9e\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nThai psychedelic funk? Mexican psych rock? The great vinyl is out there waiting to be discovered by DJs like you. Start learning to recognize labels that you respect and who reliably put out good vinyl, even if you've never heard it. When you see anything on that label for a good price, snatch it up.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/5\\\\/5b\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/5\\\\/5b\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nTreat a record collection like an investment. If you buy something that doesn't end up striking you, sell it for more than you spent on it, and then turn that money around to get something else. Build the collection slowly, only keeping around the absolute best stuff. Vinyl collectors are a diverse community, so start participating!\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/4\\\\/4d\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/4\\\\/4d\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\n2. Starting a Digital DJ Setup\\n2-1. Get some CD turntables.\\nIf you want to dive straight into the most modern technology and start becoming one of the DJs illuminating by the glow of a Macbook on stage, then you're going to need to start with a good pair of CD turntables.\\nThe good news? These are incredibly versatile, useful, and can hold an incredible amount of music. You'll have literally thousands of songs at your fingertips, ready to mash-up beats and verses in crazy combinations, as opposed to being stuck with the crate-full of heavy vinyl you'll have to drag to the club with an old-school set up.\\nThe bad news? These are expensive. At the low-end, a single CD turntable can cost up to $700, making an investment for a pair neighboring on the ridiculous. For this reason, many digital DJs prefer to line-in a laptop and play sound files directly, or use Ableton Live.\\n2-2. Get some DJ software.\\nSerato Scratch Live or Traktor Scratch are typical digital DJ packages that allow you to do everything that a vinyl DJ does on his mixer and turntables on your computer. You won't be able to have the same kind of touch available to tactile records, but you can still approximate a lot of the same distinctive sounds and effects, especially if you have a digital turntable or some other way of mixing the sounds manually.\\n2-3. Consider a digital turntable controller.\\nThere are also devices called DJ controllers, which are almost exactly like video game controllers (in that you use them to plug into your computer, basically). They don't actually play music in and of themselves, but you can use them to simulate the action of mixing on real turntables, but while playing MP3s or other sound files from your computer set-up.\\n2-4. Just line your computer into some speakers.\\nAt the most basic, being a digital DJ might mean hooking your computer up to a set of good-quality speakers and pushing play on your pre-mixed set lists. It's not the most fun way of playing a DJ set, because it doesn't allow you to read the crowd or acquire any of the skills and touches that an analog DJ has, but it's a popular option, increasingly.\\n2-5. Get a digital interface.\\nRegardless of what kind of turntables you're using, if you want to use any kind of software while you're on stage, you're going to need to invest in some kind of digital interface that connects the RCA-style ports on your hardware with the USB ports on your computer. A lot of these will also come with DJ software, like the Traktor brand.\\n2-6. Get an external hard drive.\\nIt's good to have your tunes backed up on an external hard drive that you can carry around with you and not bog down any of your hardware, or your computer. A Seagate One Terabyte hard drive is almost impossible to fill up, and super-compact and easy to set-up, making it a good investment for digital audio files.\\nTips\\nAlways buy direct drive turntables with a start/stop button and pitch control. Also make sure that the CD players you get have at least a pitch control and cue function.\\nDigital DJing (using a laptop) may be cheaper, since songs can be downloaded individually at low cost. It is best if your laptop has a lot of memory or you buy a large external HDD. You might also want a decent program and an extra audio socket depending on your equipment's needs and abilities.\\nLearn to work the equipment before operating. This means reading the manual, asking the seller questions and noting what sort of a volume everything needs to be at.\\n\", \"简要回答\": \"If you want to be in control of the dance floor, you need to be behind the turntables. Jumping into being a DJ is an exciting challenge, but the amount of gear and choices can be somewhat overwhelming for a beginner. Fortunately, you can learn about a solid digital or analog set-up which would help make sure that you've got all the necessary equipment to make killer playlists and get people dancing. See Step 1 for more information.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Getting a Traditional Vinyl Set-Up\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get two direct-drive turntables.\", \"描述\": \"Any basic DJ set-up must involve two record players for you to simultaneously play one song while beat-matching another, cross-fading, scratching, and doing all the little tricks that make DJ-ing an art. Without simultaneous turntables, it's hard to pull off on vinyl, beat matching etc. Good turntables are the single most important place to spend your money.\\nA good starter turntable is the Audio Technica 1240, which is somewhat cheaper than AT's high-end models, but is still high quality. It also features USB inputs to allow for digital-analog interface. It's a good professional record player for the beginner.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/f\\\\/f2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/f\\\\/f2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nIt's important that you do not get a belt-drive turntable for DJing. While perfectly useful for listening to vinyl at your house, belt-driven turntables feature a separate motor that drives a rubber belt, which is used to spin the plate and the record. This means you can't scratch or pause the record player while you're spinning. Direct-drive motors are directly attached to the plate, making them ideal for DJs.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/e\\\\/e0\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/e\\\\/e0\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-1Bullet2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\"}, {\"编号\": 2, \"标题\": \"Get an appropriate pre-amp for your turntable, if necessary.\", \"描述\": \"Depending on your record player, you might need a pre-amp to boost sound. Some record players have built-in pre-amps that make external varieties somewhat obsolete, but it's best to be sure. When you purchase your turntables, make sure to find out whether or not you'll need a preamp to go with them.\\nPre-amps can run anywhere from $50-500, and while it's nowhere near the most essential item in your set-up, a good pre-amp has everything to do with the quality of the sound you're going to get. Without good quality sound, nobody is going to dance to your killer sets. Keep that in mind when you're buying your gear.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/8\\\\/88\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/8\\\\/88\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-2Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\"}, {\"编号\": 3, \"标题\": \"Get the necessary vinyl hardware.\", \"描述\": \"Since a record player is essentially a needle scratching into vinyl grooves to create sound, there are a lot of little things that'll help to optimize the sound quality and the durability of your set-up. There's a lot to balance all at once. You'll need things like:\\nrecord cleaning fluid and a vinyl brush\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/c\\\\/c3\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/c\\\\/c3\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nextra styluses and cartridges\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/b\\\\/b2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/b\\\\/b2\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nan anti-static slip-mat for the turntable\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/6\\\\/67\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/6\\\\/67\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet3.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nRCA cables\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/6\\\\/6c\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/6\\\\/6c\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet4.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nan outlet power strip\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/b\\\\/ba\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/b\\\\/ba\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet5.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\na great pair of headphones\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/7\\\\/73\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/7\\\\/73\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-3Bullet6.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\"}, {\"编号\": 4, \"标题\": \"Get a mixer.\", \"描述\": \"An entry-level mixer, like a Vestax would be appropriate to connect your two turntables and shift between them. This is an important piece of a DJ's gear. When you see someone spinning records and performing that distinctive flip-switch during the scratches, that's on the mixer. You can fade between your two channels, adjust the volume, and make other necessary adjustments. Most of the tricks of the trade are found here.\"}, {\"编号\": 5, \"标题\": \"Consider getting your own PA speakers.\", \"描述\": \"If you want to be truly independent--a traveling party machine--you'll also need to invest in your own speakers to play your music through. A good pair of Mackies or Behringers can cost anywhere from $100 to well in excess of that. Think about the size of the rooms you'll be playing and the kind of sound you'll have to compete with, and invest in a good but moderate variety of speaker.\\nIf you're trying to get into DJing at a venue or other place with a house PA, then you could hold off on getting speakers, which can be expensive, but if you're going to play parties, you'll need to provide your own speakers. Don't risk playing through a crappy home entertainment sound system. Get some high quality speakers you know your careful playlists will sound great through.\"}, {\"编号\": 6, \"标题\": \"Consider investing in a DJ starter pack.\", \"描述\": \"Audio Technica and other brands will often compile starter packs, that provide you will a relatively cheap pair of turntables, a mixer, and the other necessary equipment to get started DJing, at less than the cost of purchasing everything separately. In general, the quality is at the low end of the spectrum, but that's what makes it perfect for the beginner: you don't know the difference yet.\\nThese packages usually run about $1200, and are a great option if you're not a big audiophile with lots of opinions about what kind of gear you want to learn on.\"}, {\"编号\": 7, \"标题\": \"Start collecting a sizable amount of vinyl records.\", \"描述\": \"Essential to the vinyl DJ's set-up is his collection of tasty and obscure vinyl records that'll get crowds moving. Start hitting up places where you can buy vinyl cheaply and reliably, and start learning to look for deep-cuts and grooves that nobody's heard before, as well as the latest in electronic and dance music.\\nHit up the regular used record stores, but don't neglect thrift stores, flea markets, and yard sales for the best deals. Libraries regularly are still liquidating their old stock and have basements full of vinyl waiting to be plucked on the cheap.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/9\\\\/9e\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/9\\\\/9e\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet1.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nThai psychedelic funk? Mexican psych rock? The great vinyl is out there waiting to be discovered by DJs like you. Start learning to recognize labels that you respect and who reliably put out good vinyl, even if you've never heard it. When you see anything on that label for a good price, snatch it up.\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/5\\\\/5b\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/5\\\\/5b\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet2.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\\nTreat a record collection like an investment. If you buy something that doesn't end up striking you, sell it for more than you spent on it, and then turn that money around to get something else. Build the collection slowly, only keeping around the absolute best stuff. Vinyl collectors are a diverse community, so start participating!\\n\\n{\\\"smallUrl\\\":\\\"https:\\\\/\\\\/www.wikihow.com\\\\/images\\\\/thumb\\\\/4\\\\/4d\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\\/v4-460px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\",\\\"bigUrl\\\":\\\"\\\\/images\\\\/thumb\\\\/4\\\\/4d\\\\/Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\\/aid94394-v4-728px-Buy-Your-First-Set-of-DJ-Equipment-Step-7Bullet3.jpg\\\",\\\"smallWidth\\\":460,\\\"smallHeight\\\":345,\\\"bigWidth\\\":728,\\\"bigHeight\\\":546,\\\"licensing\\\":\\\"<div class=\\\\\\\"mw-parser-output\\\\\\\"><p>License: <a target=\\\\\\\"_blank\\\\\\\" rel=\\\\\\\"nofollow noreferrer noopener\\\\\\\" class=\\\\\\\"external text\\\\\\\" href=\\\\\\\"https:\\\\/\\\\/creativecommons.org\\\\/licenses\\\\/by-nc-sa\\\\/3.0\\\\/\\\\\\\">Creative Commons<\\\\/a><br>\\\\n<\\\\/p><p><br \\\\/>\\\\n<\\\\/p><\\\\/div>\\\"}\"}]}, {\"编号\": 2, \"标题\": \"Starting a Digital DJ Setup\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get some CD turntables.\", \"描述\": \"If you want to dive straight into the most modern technology and start becoming one of the DJs illuminating by the glow of a Macbook on stage, then you're going to need to start with a good pair of CD turntables.\\nThe good news? These are incredibly versatile, useful, and can hold an incredible amount of music. You'll have literally thousands of songs at your fingertips, ready to mash-up beats and verses in crazy combinations, as opposed to being stuck with the crate-full of heavy vinyl you'll have to drag to the club with an old-school set up.\\nThe bad news? These are expensive. At the low-end, a single CD turntable can cost up to $700, making an investment for a pair neighboring on the ridiculous. For this reason, many digital DJs prefer to line-in a laptop and play sound files directly, or use Ableton Live.\"}, {\"编号\": 2, \"标题\": \"Get some DJ software.\", \"描述\": \"Serato Scratch Live or Traktor Scratch are typical digital DJ packages that allow you to do everything that a vinyl DJ does on his mixer and turntables on your computer. You won't be able to have the same kind of touch available to tactile records, but you can still approximate a lot of the same distinctive sounds and effects, especially if you have a digital turntable or some other way of mixing the sounds manually.\"}, {\"编号\": 3, \"标题\": \"Consider a digital turntable controller.\", \"描述\": \"There are also devices called DJ controllers, which are almost exactly like video game controllers (in that you use them to plug into your computer, basically). They don't actually play music in and of themselves, but you can use them to simulate the action of mixing on real turntables, but while playing MP3s or other sound files from your computer set-up.\"}, {\"编号\": 4, \"标题\": \"Just line your computer into some speakers.\", \"描述\": \"At the most basic, being a digital DJ might mean hooking your computer up to a set of good-quality speakers and pushing play on your pre-mixed set lists. It's not the most fun way of playing a DJ set, because it doesn't allow you to read the crowd or acquire any of the skills and touches that an analog DJ has, but it's a popular option, increasingly.\"}, {\"编号\": 5, \"标题\": \"Get a digital interface.\", \"描述\": \"Regardless of what kind of turntables you're using, if you want to use any kind of software while you're on stage, you're going to need to invest in some kind of digital interface that connects the RCA-style ports on your hardware with the USB ports on your computer. A lot of these will also come with DJ software, like the Traktor brand.\"}, {\"编号\": 6, \"标题\": \"Get an external hard drive.\", \"描述\": \"It's good to have your tunes backed up on an external hard drive that you can carry around with you and not bog down any of your hardware, or your computer. A Seagate One Terabyte hard drive is almost impossible to fill up, and super-compact and easy to set-up, making it a good investment for digital audio files.\"}], \"小提示\": [\"Always buy direct drive turntables with a start/stop button and pitch control. Also make sure that the CD players you get have at least a pitch control and cue function.\\n\", \"Digital DJing (using a laptop) may be cheaper, since songs can be downloaded individually at low cost. It is best if your laptop has a lot of memory or you buy a large external HDD. You might also want a decent program and an extra audio socket depending on your equipment's needs and abilities.\\n\", \"Learn to work the equipment before operating. This means reading the manual, asking the seller questions and noting what sort of a volume everything needs to be at.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,975 |
How to Buy Your Girlfriend the Perfect Gift
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1. Plan ahead.
Don’t wait until the last minute.
By planning ahead, you can decide on a romantic gesture or present that fits the occasion, and you'll have the time to execute it. It also gives you time to order online if you need to.
2. Brainstorm ideas.
Think about things she likes, things you like about her, and things you have in common.
You can pull a lot of ideas from the connection you’ve built and what you know about your girlfriend. Use these lists as inspiration for gift ideas.
For instance, if you know she loves cooking, you could get her an apron printed with some of your favorite pictures together.
3. Consider a practical gift.
She’ll appreciate something that she can use every day.
Many people appreciate practical gifts. Be careful with this option, though; you don’t want to give something too boring or mundane. A good question to ask yourself is, “Is this something she will eventually wind up buying for herself if I don’t?” If the answer is yes, don’t buy it. A good gift should be something she loves and/or can use, but she would not buy for herself.
For instance, maybe she keeps eyeing a fancy kitchen gadget, but she never has the extra cash to shell out for it, which would make it the perfect gift.
4. Use recent conversations.
It's possible she's intentionally dropped a hint about something she may want.
Alternatively, maybe you two have talked about something she's really into lately, which can help guide your gift. Using what she says as a source of gift-giving inspiration will ensure you get her something she genuinely likes, and show her that you listen to what she says.
For instance, maybe she's said, "Taylor Swift's music always makes me happy. I really want to get her new CD."
5. Look at her Pinterest.
You can get a lot of inspiration from her feed.
If she has one, this is a fantastic resource for figuring out what she wants without asking her directly. Another source could be her Amazon wishlist, if it's public. Just make sure you're not buying her something that she already owns.
6. Ask her what she wants.
Ask her for a list of things or types of things she's had her eye on.
Use good judgment here; some girls will appreciate your consideration in asking, while others may find it strange. If you do ask her for help, avoid just asking, “What do you want?” This way she won't know exactly what she's getting.
7. Make her something.
Your girlfriend will value a handmade gift even more.
This option is great if you don’t have much money. Making a gift takes more time and effort than just buying something online, but it doesn't need to take days. Plus, you know it will be unique. Don't worry, you don't have to be Van Gogh to make a beautiful gift she'll love.
8. Make a scrapbook or frame a photo.
Photos let your reminisce on all your fun memories together.
You can either put photos in a simple scrapbook or frame several photos of you two together. Since most photos are on the computer or phone these days, actually giving her physical photos can be nice.
9. Put together her favorite drink.
Whether she loves tea or hot cocoa, try making a little kit of her favorite beverage.
For instance, for hot cocoa, you could make a homemade cocoa mix with little packets of marshmallows and several small bottles of Bailey's on the side. If she likes tea, try making an arrangement of all her favorites, plus some fancy honey. Include a fancy mug to top it off.
10. Create some homemade bath bombs.
If your girl loves to soak in the tub, making bath bombs will be perfect for her.
Pick an essential oil she'll love to scent them, and she'll be in bliss.
To make a bath bomb, simply mix 2 cups of cornstarch with 1 cup of citric acid, and 1 3/4 a cup of baking soda by shaking it through a sieve.
Fill up small spray bottles with water. If you want to color your bath fizzies, add 6 drops of food coloring.
Measure out 1 cup of powered mixture. Use the spray bottles to add small amounts of water to the powder. Mix it up after each spray. The mixture is ready when it holds together when squeezed.
Add in the essential oil. For an essential oil with a heavy fragrance (such as peppermint), add 5 drops; use 6 if it's lighter (such as lemon). Stir the fragrance in. Put the mixture in small baking molds, preferably ones that hold about 1/4 cup, enough for one bath. If smaller, use two bath bombs per bath. Repeat for the rest of the dry mixture.
11. Clean the house.
Give her a break from chores so she can relax.
Maybe you don't want a clean house to be the whole gift, but if you live with your girlfriend, showing you care by cleaning the house is a nice gesture. Make sure you think about all the regular chores, from cleaning the bathroom to doing the laundry.
12. Make her food.
Pick a simple recipe or play to your strengths.
You could make her brownies (mixes make brownies very easy), and you customize them by adding chocolate chips, caramels, candy, or raspberry preserves, anything she'd like. Don't forget to take her allergies and likes and dislikes into consideration. Alternatively, if you want to step it up, try making a whole meal.
13. Shine up her car.
Take her car out, and clean it up, inside and out.
If she's like most people, she doesn't always have the time to keep her car in order. Find a way to "borrow" her car. Just be sure not to throw anything away--that could lead to trouble!
14. Look at handcrafted websites.
You can find something tailored or customized to what your girl loves.
Handcrafted websites offer a variety of gifts that are unique. Check out websites such as Etsy, Custom Made, and Shana Logic.
15. Try checking craft or art fairs.
Support local artists and find something custom for your girl.
Like websites with arts and crafts, you can find one-of-a-kind gifts at local art shows and craft fairs. While sometimes the prices can be high, you're paying for a truly special gift and supporting your local economy at the same time.
16. Find something in line with her passions.
She’ll always appreciate getting something she already loves.
For instance, if your girlfriend loves drawing, art supplies are definitely an appropriate choice. However, so is a book about art, or a painting by her favorite artist (if you can afford it). Have the gift line up with things she loves.
17. Get her unique gifts.
Make your gift stand out so it has more special value.
For instance, if she loves books, giving her a book is an obvious choice. However, you can go one step further. Instead of just getting her any book, try to get a copy of her favorite book signed by the author. That will make it truly unique and special.
18. Try picking something you can do together.
A couple’s experience is a great bonding time for you.
Instead of giving her something she'll set on her shelf, try giving her something you can go out and do. Whether it's something you both love or something you don't like as much but she does, it will make an unforgettable gift.
For instance, try getting tickets to a musical or play. Alternatively, you could buy tickets for a local symphony.
Another option would be to book a couple's massage or a weekend getaway, depending on how long you've been together.
19. Consider giving her a more long-term experience.
Long-term classes can be a good choice if she wants to learn something.
For instance, try getting her into a painting class if she's always loved painting. Alternatively, you both could try a beer-brewing class together if she loves beer, which could turn into a life-long passion. Just make sure it's something she's passionate about, which you should know from paying attention to what she says and does.
20. Try a small trip.
Even a short jaunt to a cabin nearby can be romantic under the right conditions.
It doesn't have to be super expensive, as long as you think about what you your girlfriend likes. For instance, if she isn't super outdoorsy, take her for small getaway in a nearby city or quaint small town.
For an even smaller getaway, try staying one night at a fancy hotel in town.
Another option is a "staycation." Basically, you both take a day off from work and make fun plans in the city you live in. For instance, you could make her a picnic and go to a park or go to a concert at the botanical gardens.
21. Consider the occasion.
Some girls want to keep celebrations more casual so there isn’t as much pressure.
While it might be nice to give a girl a sweet, handmade card to celebrate your 1-month anniversary, a huge romantic gesture will probably freak her out and put too much pressure on the relationship. Likewise, a handmade card will probably not cut it for a 1-year anniversary. However, you have to consider what your girlfriend wants, too; some girls like to make a big deal out of events like birthdays and Valentine's Day, while others prefer to keep things more casual.
22. Avoid gifts that are more for you than her.
Make sure you think about your girlfriend, not yourself, when selecting a gift.
A skimpy outfit or tickets to a sporting event she doesn’t really care about will not earn you any points.
23. Don't fall back on clichés.
Old-fashioned gifts may seem insincere.
Popular culture is full of depictions of men giving women teddy bears, heart necklaces, and roses. While some girls may appreciate feeling like they are in a romantic comedy, most will prefer a gift that shows you really know them, and don’t think of them as a two-dimensional stereotype.
If you are out of time and ideas, at least consider buying a stuffed version of her favorite animal instead of a generic teddy bear, a bouquet of her favorite flowers instead of roses, or a necklace that somehow reminds you of her instead of just a typical heart pendant.
24. Be wary of clothing and jewelry.
Always check your girlfriend’s tastes before you commit to clothing.
While these can seem like great ideas, you should think twice about giving clothing or jewelry unless you are very confident that you know your girlfriend’s tastes. It is always a good idea to include a receipt with wearable gifts, so that your girlfriend has the option of exchanging your gift for something that suits her better.
|
{
"create_time": "20230517 11:01:05",
"回答明细": "{\"回答\": \"1. Plan ahead.\\nDon’t wait until the last minute.\\nBy planning ahead, you can decide on a romantic gesture or present that fits the occasion, and you'll have the time to execute it. It also gives you time to order online if you need to.\\n2. Brainstorm ideas.\\nThink about things she likes, things you like about her, and things you have in common.\\nYou can pull a lot of ideas from the connection you’ve built and what you know about your girlfriend. Use these lists as inspiration for gift ideas.\\nFor instance, if you know she loves cooking, you could get her an apron printed with some of your favorite pictures together.\\n3. Consider a practical gift.\\nShe’ll appreciate something that she can use every day.\\nMany people appreciate practical gifts. Be careful with this option, though; you don’t want to give something too boring or mundane. A good question to ask yourself is, “Is this something she will eventually wind up buying for herself if I don’t?” If the answer is yes, don’t buy it. A good gift should be something she loves and/or can use, but she would not buy for herself.\\nFor instance, maybe she keeps eyeing a fancy kitchen gadget, but she never has the extra cash to shell out for it, which would make it the perfect gift.\\n4. Use recent conversations.\\nIt's possible she's intentionally dropped a hint about something she may want.\\nAlternatively, maybe you two have talked about something she's really into lately, which can help guide your gift. Using what she says as a source of gift-giving inspiration will ensure you get her something she genuinely likes, and show her that you listen to what she says.\\nFor instance, maybe she's said, \\\"Taylor Swift's music always makes me happy. I really want to get her new CD.\\\"\\n5. Look at her Pinterest.\\nYou can get a lot of inspiration from her feed.\\nIf she has one, this is a fantastic resource for figuring out what she wants without asking her directly. Another source could be her Amazon wishlist, if it's public. Just make sure you're not buying her something that she already owns.\\n6. Ask her what she wants.\\nAsk her for a list of things or types of things she's had her eye on.\\nUse good judgment here; some girls will appreciate your consideration in asking, while others may find it strange. If you do ask her for help, avoid just asking, “What do you want?” This way she won't know exactly what she's getting.\\n7. Make her something.\\nYour girlfriend will value a handmade gift even more.\\nThis option is great if you don’t have much money. Making a gift takes more time and effort than just buying something online, but it doesn't need to take days. Plus, you know it will be unique. Don't worry, you don't have to be Van Gogh to make a beautiful gift she'll love.\\n8. Make a scrapbook or frame a photo.\\nPhotos let your reminisce on all your fun memories together.\\nYou can either put photos in a simple scrapbook or frame several photos of you two together. Since most photos are on the computer or phone these days, actually giving her physical photos can be nice.\\n9. Put together her favorite drink.\\nWhether she loves tea or hot cocoa, try making a little kit of her favorite beverage.\\nFor instance, for hot cocoa, you could make a homemade cocoa mix with little packets of marshmallows and several small bottles of Bailey's on the side. If she likes tea, try making an arrangement of all her favorites, plus some fancy honey. Include a fancy mug to top it off.\\n10. Create some homemade bath bombs.\\nIf your girl loves to soak in the tub, making bath bombs will be perfect for her.\\nPick an essential oil she'll love to scent them, and she'll be in bliss.\\nTo make a bath bomb, simply mix 2 cups of cornstarch with 1 cup of citric acid, and 1 3/4 a cup of baking soda by shaking it through a sieve.\\nFill up small spray bottles with water. If you want to color your bath fizzies, add 6 drops of food coloring.\\nMeasure out 1 cup of powered mixture. Use the spray bottles to add small amounts of water to the powder. Mix it up after each spray. The mixture is ready when it holds together when squeezed.\\nAdd in the essential oil. For an essential oil with a heavy fragrance (such as peppermint), add 5 drops; use 6 if it's lighter (such as lemon). Stir the fragrance in. Put the mixture in small baking molds, preferably ones that hold about 1/4 cup, enough for one bath. If smaller, use two bath bombs per bath. Repeat for the rest of the dry mixture.\\n11. Clean the house.\\nGive her a break from chores so she can relax.\\nMaybe you don't want a clean house to be the whole gift, but if you live with your girlfriend, showing you care by cleaning the house is a nice gesture. Make sure you think about all the regular chores, from cleaning the bathroom to doing the laundry.\\n12. Make her food.\\nPick a simple recipe or play to your strengths.\\nYou could make her brownies (mixes make brownies very easy), and you customize them by adding chocolate chips, caramels, candy, or raspberry preserves, anything she'd like. Don't forget to take her allergies and likes and dislikes into consideration. Alternatively, if you want to step it up, try making a whole meal.\\n13. Shine up her car.\\nTake her car out, and clean it up, inside and out.\\nIf she's like most people, she doesn't always have the time to keep her car in order. Find a way to \\\"borrow\\\" her car. Just be sure not to throw anything away--that could lead to trouble!\\n14. Look at handcrafted websites.\\nYou can find something tailored or customized to what your girl loves.\\nHandcrafted websites offer a variety of gifts that are unique. Check out websites such as Etsy, Custom Made, and Shana Logic.\\n15. Try checking craft or art fairs.\\nSupport local artists and find something custom for your girl.\\nLike websites with arts and crafts, you can find one-of-a-kind gifts at local art shows and craft fairs. While sometimes the prices can be high, you're paying for a truly special gift and supporting your local economy at the same time.\\n16. Find something in line with her passions.\\nShe’ll always appreciate getting something she already loves.\\nFor instance, if your girlfriend loves drawing, art supplies are definitely an appropriate choice. However, so is a book about art, or a painting by her favorite artist (if you can afford it). Have the gift line up with things she loves.\\n17. Get her unique gifts.\\nMake your gift stand out so it has more special value.\\nFor instance, if she loves books, giving her a book is an obvious choice. However, you can go one step further. Instead of just getting her any book, try to get a copy of her favorite book signed by the author. That will make it truly unique and special.\\n18. Try picking something you can do together.\\nA couple’s experience is a great bonding time for you.\\nInstead of giving her something she'll set on her shelf, try giving her something you can go out and do. Whether it's something you both love or something you don't like as much but she does, it will make an unforgettable gift.\\nFor instance, try getting tickets to a musical or play. Alternatively, you could buy tickets for a local symphony.\\nAnother option would be to book a couple's massage or a weekend getaway, depending on how long you've been together.\\n19. Consider giving her a more long-term experience.\\nLong-term classes can be a good choice if she wants to learn something.\\nFor instance, try getting her into a painting class if she's always loved painting. Alternatively, you both could try a beer-brewing class together if she loves beer, which could turn into a life-long passion. Just make sure it's something she's passionate about, which you should know from paying attention to what she says and does.\\n20. Try a small trip.\\nEven a short jaunt to a cabin nearby can be romantic under the right conditions.\\nIt doesn't have to be super expensive, as long as you think about what you your girlfriend likes. For instance, if she isn't super outdoorsy, take her for small getaway in a nearby city or quaint small town. \\nFor an even smaller getaway, try staying one night at a fancy hotel in town.\\nAnother option is a \\\"staycation.\\\" Basically, you both take a day off from work and make fun plans in the city you live in. For instance, you could make her a picnic and go to a park or go to a concert at the botanical gardens.\\n21. Consider the occasion.\\nSome girls want to keep celebrations more casual so there isn’t as much pressure.\\nWhile it might be nice to give a girl a sweet, handmade card to celebrate your 1-month anniversary, a huge romantic gesture will probably freak her out and put too much pressure on the relationship. Likewise, a handmade card will probably not cut it for a 1-year anniversary. However, you have to consider what your girlfriend wants, too; some girls like to make a big deal out of events like birthdays and Valentine's Day, while others prefer to keep things more casual.\\n22. Avoid gifts that are more for you than her.\\nMake sure you think about your girlfriend, not yourself, when selecting a gift.\\nA skimpy outfit or tickets to a sporting event she doesn’t really care about will not earn you any points.\\n23. Don't fall back on clichés.\\nOld-fashioned gifts may seem insincere.\\nPopular culture is full of depictions of men giving women teddy bears, heart necklaces, and roses. While some girls may appreciate feeling like they are in a romantic comedy, most will prefer a gift that shows you really know them, and don’t think of them as a two-dimensional stereotype.\\nIf you are out of time and ideas, at least consider buying a stuffed version of her favorite animal instead of a generic teddy bear, a bouquet of her favorite flowers instead of roses, or a necklace that somehow reminds you of her instead of just a typical heart pendant.\\n24. Be wary of clothing and jewelry.\\nAlways check your girlfriend’s tastes before you commit to clothing.\\nWhile these can seem like great ideas, you should think twice about giving clothing or jewelry unless you are very confident that you know your girlfriend’s tastes. It is always a good idea to include a receipt with wearable gifts, so that your girlfriend has the option of exchanging your gift for something that suits her better.\\n\", \"简要回答\": \"You've got plenty of options to show your girlfriend how much you care about her by getting her the perfect gift. It's important to remember that the most important part of buying a gift for anyone is to make them feel like you really know them. With a little consideration, you can be sure to see a happy face when she opens the box.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Plan ahead.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Don’t wait until the last minute.\", \"描述\": \"By planning ahead, you can decide on a romantic gesture or present that fits the occasion, and you'll have the time to execute it. It also gives you time to order online if you need to.\"}]}, {\"编号\": 2, \"标题\": \"Brainstorm ideas.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Think about things she likes, things you like about her, and things you have in common.\", \"描述\": \"You can pull a lot of ideas from the connection you’ve built and what you know about your girlfriend. Use these lists as inspiration for gift ideas.\\nFor instance, if you know she loves cooking, you could get her an apron printed with some of your favorite pictures together.\"}]}, {\"编号\": 3, \"标题\": \"Consider a practical gift.\", \"步骤\": [{\"编号\": 1, \"标题\": \"She’ll appreciate something that she can use every day.\", \"描述\": \"Many people appreciate practical gifts. Be careful with this option, though; you don’t want to give something too boring or mundane. A good question to ask yourself is, “Is this something she will eventually wind up buying for herself if I don’t?” If the answer is yes, don’t buy it. A good gift should be something she loves and/or can use, but she would not buy for herself.\\nFor instance, maybe she keeps eyeing a fancy kitchen gadget, but she never has the extra cash to shell out for it, which would make it the perfect gift.\"}]}, {\"编号\": 4, \"标题\": \"Use recent conversations.\", \"步骤\": [{\"编号\": 1, \"标题\": \"It's possible she's intentionally dropped a hint about something she may want.\", \"描述\": \"Alternatively, maybe you two have talked about something she's really into lately, which can help guide your gift. Using what she says as a source of gift-giving inspiration will ensure you get her something she genuinely likes, and show her that you listen to what she says.\\nFor instance, maybe she's said, \\\"Taylor Swift's music always makes me happy. I really want to get her new CD.\\\"\"}]}, {\"编号\": 5, \"标题\": \"Look at her Pinterest.\", \"步骤\": [{\"编号\": 1, \"标题\": \"You can get a lot of inspiration from her feed.\", \"描述\": \"If she has one, this is a fantastic resource for figuring out what she wants without asking her directly. Another source could be her Amazon wishlist, if it's public. Just make sure you're not buying her something that she already owns.\"}]}, {\"编号\": 6, \"标题\": \"Ask her what she wants.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ask her for a list of things or types of things she's had her eye on.\", \"描述\": \"Use good judgment here; some girls will appreciate your consideration in asking, while others may find it strange. If you do ask her for help, avoid just asking, “What do you want?” This way she won't know exactly what she's getting.\"}]}, {\"编号\": 7, \"标题\": \"Make her something.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Your girlfriend will value a handmade gift even more.\", \"描述\": \"This option is great if you don’t have much money. Making a gift takes more time and effort than just buying something online, but it doesn't need to take days. Plus, you know it will be unique. Don't worry, you don't have to be Van Gogh to make a beautiful gift she'll love.\"}]}, {\"编号\": 8, \"标题\": \"Make a scrapbook or frame a photo.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Photos let your reminisce on all your fun memories together.\", \"描述\": \"You can either put photos in a simple scrapbook or frame several photos of you two together. Since most photos are on the computer or phone these days, actually giving her physical photos can be nice.\"}]}, {\"编号\": 9, \"标题\": \"Put together her favorite drink.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Whether she loves tea or hot cocoa, try making a little kit of her favorite beverage.\", \"描述\": \"For instance, for hot cocoa, you could make a homemade cocoa mix with little packets of marshmallows and several small bottles of Bailey's on the side. If she likes tea, try making an arrangement of all her favorites, plus some fancy honey. Include a fancy mug to top it off.\"}]}, {\"编号\": 10, \"标题\": \"Create some homemade bath bombs.\", \"步骤\": [{\"编号\": 1, \"标题\": \"If your girl loves to soak in the tub, making bath bombs will be perfect for her.\", \"描述\": \"Pick an essential oil she'll love to scent them, and she'll be in bliss.\\nTo make a bath bomb, simply mix 2 cups of cornstarch with 1 cup of citric acid, and 1 3/4 a cup of baking soda by shaking it through a sieve.\\nFill up small spray bottles with water. If you want to color your bath fizzies, add 6 drops of food coloring.\\nMeasure out 1 cup of powered mixture. Use the spray bottles to add small amounts of water to the powder. Mix it up after each spray. The mixture is ready when it holds together when squeezed.\\nAdd in the essential oil. For an essential oil with a heavy fragrance (such as peppermint), add 5 drops; use 6 if it's lighter (such as lemon). Stir the fragrance in. Put the mixture in small baking molds, preferably ones that hold about 1/4 cup, enough for one bath. If smaller, use two bath bombs per bath. Repeat for the rest of the dry mixture.\"}]}, {\"编号\": 11, \"标题\": \"Clean the house.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Give her a break from chores so she can relax.\", \"描述\": \"Maybe you don't want a clean house to be the whole gift, but if you live with your girlfriend, showing you care by cleaning the house is a nice gesture. Make sure you think about all the regular chores, from cleaning the bathroom to doing the laundry.\"}]}, {\"编号\": 12, \"标题\": \"Make her food.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pick a simple recipe or play to your strengths.\", \"描述\": \"You could make her brownies (mixes make brownies very easy), and you customize them by adding chocolate chips, caramels, candy, or raspberry preserves, anything she'd like. Don't forget to take her allergies and likes and dislikes into consideration. Alternatively, if you want to step it up, try making a whole meal.\"}]}, {\"编号\": 13, \"标题\": \"Shine up her car.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Take her car out, and clean it up, inside and out.\", \"描述\": \"If she's like most people, she doesn't always have the time to keep her car in order. Find a way to \\\"borrow\\\" her car. Just be sure not to throw anything away--that could lead to trouble!\"}]}, {\"编号\": 14, \"标题\": \"Look at handcrafted websites.\", \"步骤\": [{\"编号\": 1, \"标题\": \"You can find something tailored or customized to what your girl loves.\", \"描述\": \"Handcrafted websites offer a variety of gifts that are unique. Check out websites such as Etsy, Custom Made, and Shana Logic.\"}]}, {\"编号\": 15, \"标题\": \"Try checking craft or art fairs.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Support local artists and find something custom for your girl.\", \"描述\": \"Like websites with arts and crafts, you can find one-of-a-kind gifts at local art shows and craft fairs. While sometimes the prices can be high, you're paying for a truly special gift and supporting your local economy at the same time.\"}]}, {\"编号\": 16, \"标题\": \"Find something in line with her passions.\", \"步骤\": [{\"编号\": 1, \"标题\": \"She’ll always appreciate getting something she already loves.\", \"描述\": \"For instance, if your girlfriend loves drawing, art supplies are definitely an appropriate choice. However, so is a book about art, or a painting by her favorite artist (if you can afford it). Have the gift line up with things she loves.\"}]}, {\"编号\": 17, \"标题\": \"Get her unique gifts.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make your gift stand out so it has more special value.\", \"描述\": \"For instance, if she loves books, giving her a book is an obvious choice. However, you can go one step further. Instead of just getting her any book, try to get a copy of her favorite book signed by the author. That will make it truly unique and special.\"}]}, {\"编号\": 18, \"标题\": \"Try picking something you can do together.\", \"步骤\": [{\"编号\": 1, \"标题\": \"A couple’s experience is a great bonding time for you.\", \"描述\": \"Instead of giving her something she'll set on her shelf, try giving her something you can go out and do. Whether it's something you both love or something you don't like as much but she does, it will make an unforgettable gift.\\nFor instance, try getting tickets to a musical or play. Alternatively, you could buy tickets for a local symphony.\\nAnother option would be to book a couple's massage or a weekend getaway, depending on how long you've been together.\"}]}, {\"编号\": 19, \"标题\": \"Consider giving her a more long-term experience.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Long-term classes can be a good choice if she wants to learn something.\", \"描述\": \"For instance, try getting her into a painting class if she's always loved painting. Alternatively, you both could try a beer-brewing class together if she loves beer, which could turn into a life-long passion. Just make sure it's something she's passionate about, which you should know from paying attention to what she says and does.\"}]}, {\"编号\": 20, \"标题\": \"Try a small trip.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Even a short jaunt to a cabin nearby can be romantic under the right conditions.\", \"描述\": \"It doesn't have to be super expensive, as long as you think about what you your girlfriend likes. For instance, if she isn't super outdoorsy, take her for small getaway in a nearby city or quaint small town. \\nFor an even smaller getaway, try staying one night at a fancy hotel in town.\\nAnother option is a \\\"staycation.\\\" Basically, you both take a day off from work and make fun plans in the city you live in. For instance, you could make her a picnic and go to a park or go to a concert at the botanical gardens.\"}]}, {\"编号\": 21, \"标题\": \"Consider the occasion.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Some girls want to keep celebrations more casual so there isn’t as much pressure.\", \"描述\": \"While it might be nice to give a girl a sweet, handmade card to celebrate your 1-month anniversary, a huge romantic gesture will probably freak her out and put too much pressure on the relationship. Likewise, a handmade card will probably not cut it for a 1-year anniversary. However, you have to consider what your girlfriend wants, too; some girls like to make a big deal out of events like birthdays and Valentine's Day, while others prefer to keep things more casual.\"}]}, {\"编号\": 22, \"标题\": \"Avoid gifts that are more for you than her.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure you think about your girlfriend, not yourself, when selecting a gift.\", \"描述\": \"A skimpy outfit or tickets to a sporting event she doesn’t really care about will not earn you any points.\"}]}, {\"编号\": 23, \"标题\": \"Don't fall back on clichés.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Old-fashioned gifts may seem insincere.\", \"描述\": \"Popular culture is full of depictions of men giving women teddy bears, heart necklaces, and roses. While some girls may appreciate feeling like they are in a romantic comedy, most will prefer a gift that shows you really know them, and don’t think of them as a two-dimensional stereotype.\\nIf you are out of time and ideas, at least consider buying a stuffed version of her favorite animal instead of a generic teddy bear, a bouquet of her favorite flowers instead of roses, or a necklace that somehow reminds you of her instead of just a typical heart pendant.\"}]}, {\"编号\": 24, \"标题\": \"Be wary of clothing and jewelry.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Always check your girlfriend’s tastes before you commit to clothing.\", \"描述\": \"While these can seem like great ideas, you should think twice about giving clothing or jewelry unless you are very confident that you know your girlfriend’s tastes. It is always a good idea to include a receipt with wearable gifts, so that your girlfriend has the option of exchanging your gift for something that suits her better.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,976 |
How to Buy Your Own Alcohol for a Wedding
|
1. Planning the Reception
1-1. Count the number of guests that will attend your reception.
You will need an accurate head count to calculate how much alcohol you’ll need at your wedding reception. Don’t use a rough estimate or you could wind up without enough booze to last the whole reception.
1-2. Decide how long your wedding reception will be.
You can assume that your guests will have 2 drinks per person in the first hour of your wedding reception, and 1 additional drink for each following hour, so choosing the length of your reception will help you figure out how much alcohol you need to buy.
Put a start and end time for the reception so people don’t arrive early or linger late.
A good rule of thumb for a standard 5-hour wedding reception is to calculate 6 drinks total per person.
1-3. Choose a date and time to influence what people will drink.
The day of the week and the time of the reception will inform what type of alcohol people will likely drink, and how much they’ll drink. People will drink differently for a daytime wedding on a Sunday than they will for a wedding reception on a Friday night.
For daytime weddings, people tend to drink more wine and beer than liquor.
People drink more liquor and beer for nighttime receptions, especially on a Friday or Saturday.
1-4. Select the alcohol based on your wedding environment.
The location of your wedding reception will also influence what types of alcohol you should serve. If your reception is being held at an event hall that you rented out, people are more likely to drink liquor. If you hold your reception at an antique or a destination wedding, people will drink more champagne and wine.
1-5. Decide if you want an open bar or a limited bar.
An open bar is the more expensive option and means that your guests can order any drink at the bar, at no cost to them. A limited bar offers a set selection of drinks and serves drinks during set windows to limit costs.
If you choose a limited bar, consider having waiters serve the drinks to control the amount of alcohol being distributed.
1-6. Consult and hire a bartender to serve your guests.
A professional bartender can provide helpful insight into how much alcohol you need to buy for your wedding. If you hire a professional, they will serve a measured amount each time they make a drink, which means your calculations will be more accurate.
If you allow guests to pour their own drinks or hire an amateur to serve your guests, then they are much more likely to overserve.
Bartenders will often require a liquor license to sell alcohol. Search online for a bartending service company to hire a bartender near you.
Your wedding venue may provide bartenders for an additional fee.
2. Calculating the Alcohol
2-1. Consider the drinking tendencies of your guests.
You should calculate the alcohol you plan to buy based on what your guests are more likely to drink. If your guests are more of a beer and wine crowd, then you can purchase a larger portion of beer and wine and save costs by purchasing less liquor.
Asking your guests what they plan to drink when they RSVP can be considered tacky, but you could ask them what they plan to drink with their meal to get an idea of what they’ll be drinking.
2-2. Decide what types of alcohol you will serve.
A general rule for wedding receptions is to have the alcohol you purchase consist of a ratio of 50% wine, 30% beer, and 20% liquor. But if you believe that your guests are more likely to drink beer or liquor, you need to adjust the ratio to suit your needs.
You could also just decide what types of alcohol you want to be served. After all, it is your wedding!
2-3. Set a spending budget for alcohol.
The easiest way to keep from spending too much on alcohol for your wedding is to set a budget that you won’t exceed. An open bar can often account for 10-20% of the total wedding budget.
You can assume that 1 drink will cost you about $5. Multiply that by the number of guests and the number of drinks each guest may drink to get a budget.
2-4. Review established averages for serving alcohol to guests.
When you’re calculating how much of each type of alcohol you need to buy for your wedding, you can consider what event planners recommend is the right amount to keep on hand per hour of your reception.
For every 25 guests, you will need 17 bottles of beer, 4 bottles of wine, and 1 bottle of liquor.
For every 50 guests, you will need 34 bottles of beer, 7 bottles of wine, and 2 bottles of liquor.
For every 100 guests, you will need 67 bottles of beer, 14 bottles of wine, and 4 bottles of liquor.
2-5. Use an alcohol calculator to find out how much you need to get.
An easy solution to calculating how much alcohol you need to buy for your wedding is to use an online alcohol calculator or an alcohol calculating application on your smartphone or tablet. You can select how many people will attend, what types of alcohol you plan to serve, and how much you want to spend.
3. Purchasing the Right Amount
3-1. Locate potential distributors near you and inquire about pricing.
Look online or ask your wedding reception venue if they recommend any local alcohol distributors. Call the distributor and ask them about their prices. If there are multiple distributors in the area, compare their prices to find the best deal.
Ask the distributors if they give discounts for bulk purchases.
See if the distributor needs to coordinate with your wedding venue or if you need to have a license in order to place bulk orders.
Distributors often carry certain brands or product lines, so be sure to pick one that has the alcohol that you want to serve.
3-2. Ask your wedding venue if they can refrigerate your alcohol.
Some of your drinks, like beer and champagne, needs to stay cold until they’re served. Check with your venue to see if they can provide cold storage for your alcohol that needs to be kept cold.
If you’re not using a venue that can provide cold storage, make arrangements to keep your drinks cold with ice chests and ice.
3-3. Place an order and schedule a pick-up time the day before your wedding.
When you’ve found the best distributor for your alcohol purchase, place an order and schedule a pick-up time a day before your wedding to allow for proper delivery and setup.
Contact the distributor a day or so before you pick up the order to make sure it’ll be ready.
3-4. Deliver the alcohol to the venue and store it until the reception begins.
Once your alcohol order has been picked up, deliver it to the venue and set it up so the bartenders will know where to access it. Keep it in a location that isn’t easily accessible for the wedding guests, or for children who may be at your wedding.
Ask a friend or family member to pick-up and deliver your alcohol so you can focus on your last-minute wedding details.
Tips
You can consult a wedding planner to help figure out how much alcohol you need to buy for your wedding.
Some venues will require you to purchase alcohol through them, so check with your venue before you purchase bulk quantities of alcohol from a distributor.
Don’t forget to provide non-alcoholic drink options for people who don’t drink and children.
Warnings
Check local alcohol licensing laws when you’re planning your wedding. You may need to get a license or use a licensed venue to serve alcohol at your wedding.
|
{
"create_time": "20230517 11:01:05",
"回答明细": "{\"回答\": \"1. Planning the Reception\\n1-1. Count the number of guests that will attend your reception.\\nYou will need an accurate head count to calculate how much alcohol you’ll need at your wedding reception. Don’t use a rough estimate or you could wind up without enough booze to last the whole reception.\\n1-2. Decide how long your wedding reception will be.\\nYou can assume that your guests will have 2 drinks per person in the first hour of your wedding reception, and 1 additional drink for each following hour, so choosing the length of your reception will help you figure out how much alcohol you need to buy.\\nPut a start and end time for the reception so people don’t arrive early or linger late.\\nA good rule of thumb for a standard 5-hour wedding reception is to calculate 6 drinks total per person.\\n1-3. Choose a date and time to influence what people will drink.\\nThe day of the week and the time of the reception will inform what type of alcohol people will likely drink, and how much they’ll drink. People will drink differently for a daytime wedding on a Sunday than they will for a wedding reception on a Friday night.\\nFor daytime weddings, people tend to drink more wine and beer than liquor.\\nPeople drink more liquor and beer for nighttime receptions, especially on a Friday or Saturday.\\n1-4. Select the alcohol based on your wedding environment.\\nThe location of your wedding reception will also influence what types of alcohol you should serve. If your reception is being held at an event hall that you rented out, people are more likely to drink liquor. If you hold your reception at an antique or a destination wedding, people will drink more champagne and wine.\\n1-5. Decide if you want an open bar or a limited bar.\\nAn open bar is the more expensive option and means that your guests can order any drink at the bar, at no cost to them. A limited bar offers a set selection of drinks and serves drinks during set windows to limit costs.\\nIf you choose a limited bar, consider having waiters serve the drinks to control the amount of alcohol being distributed.\\n1-6. Consult and hire a bartender to serve your guests.\\nA professional bartender can provide helpful insight into how much alcohol you need to buy for your wedding. If you hire a professional, they will serve a measured amount each time they make a drink, which means your calculations will be more accurate.\\nIf you allow guests to pour their own drinks or hire an amateur to serve your guests, then they are much more likely to overserve.\\nBartenders will often require a liquor license to sell alcohol. Search online for a bartending service company to hire a bartender near you.\\nYour wedding venue may provide bartenders for an additional fee.\\n2. Calculating the Alcohol\\n2-1. Consider the drinking tendencies of your guests.\\nYou should calculate the alcohol you plan to buy based on what your guests are more likely to drink. If your guests are more of a beer and wine crowd, then you can purchase a larger portion of beer and wine and save costs by purchasing less liquor.\\nAsking your guests what they plan to drink when they RSVP can be considered tacky, but you could ask them what they plan to drink with their meal to get an idea of what they’ll be drinking.\\n2-2. Decide what types of alcohol you will serve.\\nA general rule for wedding receptions is to have the alcohol you purchase consist of a ratio of 50% wine, 30% beer, and 20% liquor. But if you believe that your guests are more likely to drink beer or liquor, you need to adjust the ratio to suit your needs.\\nYou could also just decide what types of alcohol you want to be served. After all, it is your wedding!\\n2-3. Set a spending budget for alcohol.\\nThe easiest way to keep from spending too much on alcohol for your wedding is to set a budget that you won’t exceed. An open bar can often account for 10-20% of the total wedding budget.\\nYou can assume that 1 drink will cost you about $5. Multiply that by the number of guests and the number of drinks each guest may drink to get a budget.\\n2-4. Review established averages for serving alcohol to guests.\\nWhen you’re calculating how much of each type of alcohol you need to buy for your wedding, you can consider what event planners recommend is the right amount to keep on hand per hour of your reception.\\nFor every 25 guests, you will need 17 bottles of beer, 4 bottles of wine, and 1 bottle of liquor.\\nFor every 50 guests, you will need 34 bottles of beer, 7 bottles of wine, and 2 bottles of liquor.\\nFor every 100 guests, you will need 67 bottles of beer, 14 bottles of wine, and 4 bottles of liquor.\\n2-5. Use an alcohol calculator to find out how much you need to get.\\nAn easy solution to calculating how much alcohol you need to buy for your wedding is to use an online alcohol calculator or an alcohol calculating application on your smartphone or tablet. You can select how many people will attend, what types of alcohol you plan to serve, and how much you want to spend.\\n3. Purchasing the Right Amount\\n3-1. Locate potential distributors near you and inquire about pricing.\\nLook online or ask your wedding reception venue if they recommend any local alcohol distributors. Call the distributor and ask them about their prices. If there are multiple distributors in the area, compare their prices to find the best deal.\\nAsk the distributors if they give discounts for bulk purchases.\\nSee if the distributor needs to coordinate with your wedding venue or if you need to have a license in order to place bulk orders.\\nDistributors often carry certain brands or product lines, so be sure to pick one that has the alcohol that you want to serve.\\n3-2. Ask your wedding venue if they can refrigerate your alcohol.\\nSome of your drinks, like beer and champagne, needs to stay cold until they’re served. Check with your venue to see if they can provide cold storage for your alcohol that needs to be kept cold.\\nIf you’re not using a venue that can provide cold storage, make arrangements to keep your drinks cold with ice chests and ice.\\n3-3. Place an order and schedule a pick-up time the day before your wedding.\\nWhen you’ve found the best distributor for your alcohol purchase, place an order and schedule a pick-up time a day before your wedding to allow for proper delivery and setup.\\nContact the distributor a day or so before you pick up the order to make sure it’ll be ready.\\n3-4. Deliver the alcohol to the venue and store it until the reception begins.\\nOnce your alcohol order has been picked up, deliver it to the venue and set it up so the bartenders will know where to access it. Keep it in a location that isn’t easily accessible for the wedding guests, or for children who may be at your wedding.\\nAsk a friend or family member to pick-up and deliver your alcohol so you can focus on your last-minute wedding details.\\nTips\\nYou can consult a wedding planner to help figure out how much alcohol you need to buy for your wedding.\\nSome venues will require you to purchase alcohol through them, so check with your venue before you purchase bulk quantities of alcohol from a distributor.\\nDon’t forget to provide non-alcoholic drink options for people who don’t drink and children.\\nWarnings\\nCheck local alcohol licensing laws when you’re planning your wedding. You may need to get a license or use a licensed venue to serve alcohol at your wedding.\\n\", \"简要回答\": \"Buying alcohol for a party is one thing, buying enough alcohol for a wedding party is another. Buying your own alcohol for a wedding can seem like a daunting task, but you can make it easier on yourself with proper planning. You know your guests best, and you can calculate how much and what type of alcohol you need to buy to last for the entire reception.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Planning the Reception\", \"步骤\": [{\"编号\": 1, \"标题\": \"Count the number of guests that will attend your reception.\", \"描述\": \"You will need an accurate head count to calculate how much alcohol you’ll need at your wedding reception. Don’t use a rough estimate or you could wind up without enough booze to last the whole reception.\"}, {\"编号\": 2, \"标题\": \"Decide how long your wedding reception will be.\", \"描述\": \"You can assume that your guests will have 2 drinks per person in the first hour of your wedding reception, and 1 additional drink for each following hour, so choosing the length of your reception will help you figure out how much alcohol you need to buy.\\nPut a start and end time for the reception so people don’t arrive early or linger late.\\nA good rule of thumb for a standard 5-hour wedding reception is to calculate 6 drinks total per person.\"}, {\"编号\": 3, \"标题\": \"Choose a date and time to influence what people will drink.\", \"描述\": \"The day of the week and the time of the reception will inform what type of alcohol people will likely drink, and how much they’ll drink. People will drink differently for a daytime wedding on a Sunday than they will for a wedding reception on a Friday night.\\nFor daytime weddings, people tend to drink more wine and beer than liquor.\\nPeople drink more liquor and beer for nighttime receptions, especially on a Friday or Saturday.\"}, {\"编号\": 4, \"标题\": \"Select the alcohol based on your wedding environment.\", \"描述\": \"The location of your wedding reception will also influence what types of alcohol you should serve. If your reception is being held at an event hall that you rented out, people are more likely to drink liquor. If you hold your reception at an antique or a destination wedding, people will drink more champagne and wine.\"}, {\"编号\": 5, \"标题\": \"Decide if you want an open bar or a limited bar.\", \"描述\": \"An open bar is the more expensive option and means that your guests can order any drink at the bar, at no cost to them. A limited bar offers a set selection of drinks and serves drinks during set windows to limit costs.\\nIf you choose a limited bar, consider having waiters serve the drinks to control the amount of alcohol being distributed.\"}, {\"编号\": 6, \"标题\": \"Consult and hire a bartender to serve your guests.\", \"描述\": \"A professional bartender can provide helpful insight into how much alcohol you need to buy for your wedding. If you hire a professional, they will serve a measured amount each time they make a drink, which means your calculations will be more accurate.\\nIf you allow guests to pour their own drinks or hire an amateur to serve your guests, then they are much more likely to overserve.\\nBartenders will often require a liquor license to sell alcohol. Search online for a bartending service company to hire a bartender near you.\\nYour wedding venue may provide bartenders for an additional fee.\"}]}, {\"编号\": 2, \"标题\": \"Calculating the Alcohol\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider the drinking tendencies of your guests.\", \"描述\": \"You should calculate the alcohol you plan to buy based on what your guests are more likely to drink. If your guests are more of a beer and wine crowd, then you can purchase a larger portion of beer and wine and save costs by purchasing less liquor.\\nAsking your guests what they plan to drink when they RSVP can be considered tacky, but you could ask them what they plan to drink with their meal to get an idea of what they’ll be drinking.\"}, {\"编号\": 2, \"标题\": \"Decide what types of alcohol you will serve.\", \"描述\": \"A general rule for wedding receptions is to have the alcohol you purchase consist of a ratio of 50% wine, 30% beer, and 20% liquor. But if you believe that your guests are more likely to drink beer or liquor, you need to adjust the ratio to suit your needs.\\nYou could also just decide what types of alcohol you want to be served. After all, it is your wedding!\"}, {\"编号\": 3, \"标题\": \"Set a spending budget for alcohol.\", \"描述\": \"The easiest way to keep from spending too much on alcohol for your wedding is to set a budget that you won’t exceed. An open bar can often account for 10-20% of the total wedding budget.\\nYou can assume that 1 drink will cost you about $5. Multiply that by the number of guests and the number of drinks each guest may drink to get a budget.\"}, {\"编号\": 4, \"标题\": \"Review established averages for serving alcohol to guests.\", \"描述\": \"When you’re calculating how much of each type of alcohol you need to buy for your wedding, you can consider what event planners recommend is the right amount to keep on hand per hour of your reception.\\nFor every 25 guests, you will need 17 bottles of beer, 4 bottles of wine, and 1 bottle of liquor.\\nFor every 50 guests, you will need 34 bottles of beer, 7 bottles of wine, and 2 bottles of liquor.\\nFor every 100 guests, you will need 67 bottles of beer, 14 bottles of wine, and 4 bottles of liquor.\"}, {\"编号\": 5, \"标题\": \"Use an alcohol calculator to find out how much you need to get.\", \"描述\": \"An easy solution to calculating how much alcohol you need to buy for your wedding is to use an online alcohol calculator or an alcohol calculating application on your smartphone or tablet. You can select how many people will attend, what types of alcohol you plan to serve, and how much you want to spend.\"}]}, {\"编号\": 3, \"标题\": \"Purchasing the Right Amount\", \"步骤\": [{\"编号\": 1, \"标题\": \"Locate potential distributors near you and inquire about pricing.\", \"描述\": \"Look online or ask your wedding reception venue if they recommend any local alcohol distributors. Call the distributor and ask them about their prices. If there are multiple distributors in the area, compare their prices to find the best deal.\\nAsk the distributors if they give discounts for bulk purchases.\\nSee if the distributor needs to coordinate with your wedding venue or if you need to have a license in order to place bulk orders.\\nDistributors often carry certain brands or product lines, so be sure to pick one that has the alcohol that you want to serve.\"}, {\"编号\": 2, \"标题\": \"Ask your wedding venue if they can refrigerate your alcohol.\", \"描述\": \"Some of your drinks, like beer and champagne, needs to stay cold until they’re served. Check with your venue to see if they can provide cold storage for your alcohol that needs to be kept cold.\\nIf you’re not using a venue that can provide cold storage, make arrangements to keep your drinks cold with ice chests and ice.\"}, {\"编号\": 3, \"标题\": \"Place an order and schedule a pick-up time the day before your wedding.\", \"描述\": \"When you’ve found the best distributor for your alcohol purchase, place an order and schedule a pick-up time a day before your wedding to allow for proper delivery and setup.\\nContact the distributor a day or so before you pick up the order to make sure it’ll be ready.\"}, {\"编号\": 4, \"标题\": \"Deliver the alcohol to the venue and store it until the reception begins.\", \"描述\": \"Once your alcohol order has been picked up, deliver it to the venue and set it up so the bartenders will know where to access it. Keep it in a location that isn’t easily accessible for the wedding guests, or for children who may be at your wedding.\\nAsk a friend or family member to pick-up and deliver your alcohol so you can focus on your last-minute wedding details.\"}], \"小提示\": [\"You can consult a wedding planner to help figure out how much alcohol you need to buy for your wedding.\\n\", \"Some venues will require you to purchase alcohol through them, so check with your venue before you purchase bulk quantities of alcohol from a distributor.\\n\", \"Don’t forget to provide non-alcoholic drink options for people who don’t drink and children.\\n\"], \"注意事项\": [\"Check local alcohol licensing laws when you’re planning your wedding. You may need to get a license or use a licensed venue to serve alcohol at your wedding.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,977 |
How to Buy Youth Soccer Shin Guards
|
1. Sizing Guards Appropriately
1-1. Choose shin guards with attached ankle protection for players 12 years old and under.
There are two basic types of shin guards. One type has attached ankle straps, which wrap under the foot and provides support and ankle protection. The other type simply slides under your socks and protect just your shins. For players under 12 the added ankle support is crucial for safety and comfort.
Currently, there are some hybrid guards that come down to cover the ankle but don't actually wrap around it. These tend to be more expensive, however, as they need a very precise fit.
1-2. Consider slide-in shin guards for older players.
As players grow more serious about soccer, they tend to find the ankle-guards too bulky, as they can limit your foot's range of motion. By ages 10-12, many youth players switch to slide-ins, which you simply push under the socks. They do not cover your ankles. While slightly less protective, the added speed is essential for higher levels of competition.
1-3. Size shin guards based on your height.
Shin guards come in the standard sizes from x-small all the way to XL, but just because you wear a large jersey doesn't mean you need a large guard. For the most part, let height be your guide:
0 - 5'2" (0 - 160cm)
5'2" - 5'10" (160cm - 180cm)
5'10" - 6'4" (180cm - 195cm)
6'4" + (195cm and up)
1-4. Ensure the guard protects a few inches under the knee to just above the ankle.
While the guide above is best for 90% of players, everyone is different. As a rule of thumb, you want the guard to cover from below the knee to right before your ankle bends.
1-5. Get a guard that comfortably molds to the width of your leg.
Professional players actually have guards that are custom-molded to their shins. While this is overkill for youth soccer, the basic idea is a good one -- you want snug, complete protection around your shins. When looking at your legs from the front, the shinguard should cover the entire width of your leg.
Most shin guards can be lightly bent with your fingers to curve them to your leg. Do not yank on them, however, as this can cause them to weaken.
1-6. Try on shin guards with a soccer sock before buying.
The best way to buy guards is to see what feels comfortable. When going to the store, bring a pair of long soccer socks with you. Slide the guards on and walk around a bit, even jogging if possible, and see if they stay snugly in place. They should be comfortable and cover the majority of your leg.
2. Getting the Best Guards
2-1. Get a bigger, bulkier shinguard as a defender.
When you're back protecting the box you're getting a lot more action coming at you, from hard shots to attacking players. As such, defenders tend to prefer something with a bit more protection than a striker. For youth defenders, it's not a bad idea to keep using ankle guards or something with ankle protection.
2-2. Look for lighter, faster guards for forwards and midfielders.
When you're sprinting at the goal, you want something small that in no way limits your mobility. If there is any difference between strikers and midfielders, it is that forwards and strikers sometimes opt for added ankle protection, like longer shin guards, to protect against tackling defenders.
2-3. Get light, minimal-protection guards as a goalie.
The last thing you want to do in net is keep adjusting or worrying about your guards. Since they're generally much less needed in the box, keepers tend to get the smallest guards they can get away with.
2-4. Get plastic shin guards for the best price and carbon fiber for the best protection.
These are the two most common shin guard materials. Both will work great, but depending on your needs as a player one may be better than the other. Plastic is generally most budget-friendly for less serious players, whereas carbon fiber is both lighter and stronger for high-level play.
Carbon fiber is recognizable by the distinctive "cross-hatching" pattern it has, where the materially looks like a tightly woven basket.
2-5. Buy a sleeve or straps to keep shin guards in place all game long.
No player wants to constantly look down and readjust their shin guards. If you're wearing slide-ins, you may want a thin, breathable sleeve that slides on under your socks. You can then slide the shin guard into the sleeve, pulling the sock over both. Some players prefer simple Velcro straps, as well, which can go above or underneath your sock.
In a pinch, athletic wrapped above and below the shin guard and sock can keep them in place all game long.
2-6. Purchase NOCSAE approved guards if you're playing for middle or high school soccer teams.
The National Operating Committee on Standards for Athletic Equipment, NOCSAE, must approve all US high school shin guards. This is only true for games through your actual school, not for high-school aged players on other teams. There should be a NOCSAE seal or stamp on the shin guard or attached tag.
All NOCSAE approved guards will be clearly labeled on the packaging when you go shopping. No stamp, no approval.
Tips
Some shin guards have removable ankle protection, allowing you to get the best of both worlds.
|
{
"create_time": "20230517 11:01:05",
"回答明细": "{\"回答\": \"1. Sizing Guards Appropriately\\n1-1. Choose shin guards with attached ankle protection for players 12 years old and under.\\nThere are two basic types of shin guards. One type has attached ankle straps, which wrap under the foot and provides support and ankle protection. The other type simply slides under your socks and protect just your shins. For players under 12 the added ankle support is crucial for safety and comfort.\\nCurrently, there are some hybrid guards that come down to cover the ankle but don't actually wrap around it. These tend to be more expensive, however, as they need a very precise fit.\\n1-2. Consider slide-in shin guards for older players.\\nAs players grow more serious about soccer, they tend to find the ankle-guards too bulky, as they can limit your foot's range of motion. By ages 10-12, many youth players switch to slide-ins, which you simply push under the socks. They do not cover your ankles. While slightly less protective, the added speed is essential for higher levels of competition.\\n1-3. Size shin guards based on your height.\\nShin guards come in the standard sizes from x-small all the way to XL, but just because you wear a large jersey doesn't mean you need a large guard. For the most part, let height be your guide:\\n\\n 0 - 5'2\\\" (0 - 160cm)\\n 5'2\\\" - 5'10\\\" (160cm - 180cm)\\n 5'10\\\" - 6'4\\\" (180cm - 195cm)\\n 6'4\\\" + (195cm and up)\\n1-4. Ensure the guard protects a few inches under the knee to just above the ankle.\\nWhile the guide above is best for 90% of players, everyone is different. As a rule of thumb, you want the guard to cover from below the knee to right before your ankle bends.\\n1-5. Get a guard that comfortably molds to the width of your leg.\\nProfessional players actually have guards that are custom-molded to their shins. While this is overkill for youth soccer, the basic idea is a good one -- you want snug, complete protection around your shins. When looking at your legs from the front, the shinguard should cover the entire width of your leg.\\nMost shin guards can be lightly bent with your fingers to curve them to your leg. Do not yank on them, however, as this can cause them to weaken.\\n1-6. Try on shin guards with a soccer sock before buying.\\nThe best way to buy guards is to see what feels comfortable. When going to the store, bring a pair of long soccer socks with you. Slide the guards on and walk around a bit, even jogging if possible, and see if they stay snugly in place. They should be comfortable and cover the majority of your leg.\\n2. Getting the Best Guards\\n2-1. Get a bigger, bulkier shinguard as a defender.\\nWhen you're back protecting the box you're getting a lot more action coming at you, from hard shots to attacking players. As such, defenders tend to prefer something with a bit more protection than a striker. For youth defenders, it's not a bad idea to keep using ankle guards or something with ankle protection.\\n2-2. Look for lighter, faster guards for forwards and midfielders.\\nWhen you're sprinting at the goal, you want something small that in no way limits your mobility. If there is any difference between strikers and midfielders, it is that forwards and strikers sometimes opt for added ankle protection, like longer shin guards, to protect against tackling defenders.\\n2-3. Get light, minimal-protection guards as a goalie.\\nThe last thing you want to do in net is keep adjusting or worrying about your guards. Since they're generally much less needed in the box, keepers tend to get the smallest guards they can get away with.\\n2-4. Get plastic shin guards for the best price and carbon fiber for the best protection.\\nThese are the two most common shin guard materials. Both will work great, but depending on your needs as a player one may be better than the other. Plastic is generally most budget-friendly for less serious players, whereas carbon fiber is both lighter and stronger for high-level play.\\nCarbon fiber is recognizable by the distinctive \\\"cross-hatching\\\" pattern it has, where the materially looks like a tightly woven basket.\\n2-5. Buy a sleeve or straps to keep shin guards in place all game long.\\nNo player wants to constantly look down and readjust their shin guards. If you're wearing slide-ins, you may want a thin, breathable sleeve that slides on under your socks. You can then slide the shin guard into the sleeve, pulling the sock over both. Some players prefer simple Velcro straps, as well, which can go above or underneath your sock.\\nIn a pinch, athletic wrapped above and below the shin guard and sock can keep them in place all game long.\\n2-6. Purchase NOCSAE approved guards if you're playing for middle or high school soccer teams.\\nThe National Operating Committee on Standards for Athletic Equipment, NOCSAE, must approve all US high school shin guards. This is only true for games through your actual school, not for high-school aged players on other teams. There should be a NOCSAE seal or stamp on the shin guard or attached tag.\\nAll NOCSAE approved guards will be clearly labeled on the packaging when you go shopping. No stamp, no approval.\\nTips\\nSome shin guards have removable ankle protection, allowing you to get the best of both worlds.\\n\", \"简要回答\": \"Shin guards are the only required piece of protection in soccer. They are essential for any game and protect you from kicks, hard shots, and fouls. When buying them, you want to look for two things: a large protection area and comfort while running.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Sizing Guards Appropriately\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose shin guards with attached ankle protection for players 12 years old and under.\", \"描述\": \"There are two basic types of shin guards. One type has attached ankle straps, which wrap under the foot and provides support and ankle protection. The other type simply slides under your socks and protect just your shins. For players under 12 the added ankle support is crucial for safety and comfort.\\nCurrently, there are some hybrid guards that come down to cover the ankle but don't actually wrap around it. These tend to be more expensive, however, as they need a very precise fit.\"}, {\"编号\": 2, \"标题\": \"Consider slide-in shin guards for older players.\", \"描述\": \"As players grow more serious about soccer, they tend to find the ankle-guards too bulky, as they can limit your foot's range of motion. By ages 10-12, many youth players switch to slide-ins, which you simply push under the socks. They do not cover your ankles. While slightly less protective, the added speed is essential for higher levels of competition.\"}, {\"编号\": 3, \"标题\": \"Size shin guards based on your height.\", \"描述\": \"Shin guards come in the standard sizes from x-small all the way to XL, but just because you wear a large jersey doesn't mean you need a large guard. For the most part, let height be your guide:\\n\\n 0 - 5'2\\\" (0 - 160cm)\\n 5'2\\\" - 5'10\\\" (160cm - 180cm)\\n 5'10\\\" - 6'4\\\" (180cm - 195cm)\\n 6'4\\\" + (195cm and up)\"}, {\"编号\": 4, \"标题\": \"Ensure the guard protects a few inches under the knee to just above the ankle.\", \"描述\": \"While the guide above is best for 90% of players, everyone is different. As a rule of thumb, you want the guard to cover from below the knee to right before your ankle bends.\"}, {\"编号\": 5, \"标题\": \"Get a guard that comfortably molds to the width of your leg.\", \"描述\": \"Professional players actually have guards that are custom-molded to their shins. While this is overkill for youth soccer, the basic idea is a good one -- you want snug, complete protection around your shins. When looking at your legs from the front, the shinguard should cover the entire width of your leg.\\nMost shin guards can be lightly bent with your fingers to curve them to your leg. Do not yank on them, however, as this can cause them to weaken.\"}, {\"编号\": 6, \"标题\": \"Try on shin guards with a soccer sock before buying.\", \"描述\": \"The best way to buy guards is to see what feels comfortable. When going to the store, bring a pair of long soccer socks with you. Slide the guards on and walk around a bit, even jogging if possible, and see if they stay snugly in place. They should be comfortable and cover the majority of your leg.\"}]}, {\"编号\": 2, \"标题\": \"Getting the Best Guards\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get a bigger, bulkier shinguard as a defender.\", \"描述\": \"When you're back protecting the box you're getting a lot more action coming at you, from hard shots to attacking players. As such, defenders tend to prefer something with a bit more protection than a striker. For youth defenders, it's not a bad idea to keep using ankle guards or something with ankle protection.\"}, {\"编号\": 2, \"标题\": \"Look for lighter, faster guards for forwards and midfielders.\", \"描述\": \"When you're sprinting at the goal, you want something small that in no way limits your mobility. If there is any difference between strikers and midfielders, it is that forwards and strikers sometimes opt for added ankle protection, like longer shin guards, to protect against tackling defenders.\"}, {\"编号\": 3, \"标题\": \"Get light, minimal-protection guards as a goalie.\", \"描述\": \"The last thing you want to do in net is keep adjusting or worrying about your guards. Since they're generally much less needed in the box, keepers tend to get the smallest guards they can get away with.\"}, {\"编号\": 4, \"标题\": \"Get plastic shin guards for the best price and carbon fiber for the best protection.\", \"描述\": \"These are the two most common shin guard materials. Both will work great, but depending on your needs as a player one may be better than the other. Plastic is generally most budget-friendly for less serious players, whereas carbon fiber is both lighter and stronger for high-level play.\\nCarbon fiber is recognizable by the distinctive \\\"cross-hatching\\\" pattern it has, where the materially looks like a tightly woven basket.\"}, {\"编号\": 5, \"标题\": \"Buy a sleeve or straps to keep shin guards in place all game long.\", \"描述\": \"No player wants to constantly look down and readjust their shin guards. If you're wearing slide-ins, you may want a thin, breathable sleeve that slides on under your socks. You can then slide the shin guard into the sleeve, pulling the sock over both. Some players prefer simple Velcro straps, as well, which can go above or underneath your sock.\\nIn a pinch, athletic wrapped above and below the shin guard and sock can keep them in place all game long.\"}, {\"编号\": 6, \"标题\": \"Purchase NOCSAE approved guards if you're playing for middle or high school soccer teams.\", \"描述\": \"The National Operating Committee on Standards for Athletic Equipment, NOCSAE, must approve all US high school shin guards. This is only true for games through your actual school, not for high-school aged players on other teams. There should be a NOCSAE seal or stamp on the shin guard or attached tag.\\nAll NOCSAE approved guards will be clearly labeled on the packaging when you go shopping. No stamp, no approval.\"}], \"小提示\": [\"Some shin guards have removable ankle protection, allowing you to get the best of both worlds.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,978 |
How to Buy a Barcode
|
1. Acquiring Barcodes Unique to Your Company
1-1. Determine if a unique barcode is needed.
If you are manufacturing products for retail sale, especially at major retail outlets, you will almost certainly need to have identifying barcodes on the packaging. Contact your intended retailers, including those online, for information.
If you intend to use barcodes only to track the production process and/or manage inventory (that is, they will only be used internally), you as a manufacturer can define your own barcodes. However, it is required by the international barcode governing body (GS1) that these barcodes not leave your manufacturing premises or be offered for sale.
If you are using the barcode in any other way than for internal tracking, you need one authorized by the GS1 (though you can purchase from other reputable third party sellers).
1-2. Contact GS1.
A non-profit organization known as GS1 sets the standards for global commerce using barcodes. GS1 operates in over 100 nations, so you can likely contact an office in your country or region.
To find the closest GS1 office to you, visit the GS1 website (www.gs1.org) and click on "Get your barcodes." Then choose the GS1 member organization closest to you from the drop-down menu.
1-3. Join GS1.
Purchasing barcodes directly from GS1 previously required a membership and payment of an annual fee, which is why some people preferred to buy their barcodes from resellers for a one-time charge.
1-4. Estimate how many barcodes you need.
The most important thing to understand is that each variation of each product you sell requires a unique barcode. You’ll need to determine exactly how many barcodes you need before you fill out the GS1 application.
1-5. Choose the GS1 option based on your barcode needs.
https://www.gs1us.org/upcs-barcodes-prefixes/get-a-barcode
Single GTIN: If you have only a few products that need barcodes, this might be the most cost-effective option for your company. Single GTINs are a great option for small companies that are looking to quickly list their products for sale. You can license a single GTIN for $30 and there is no annual renewal fee. (Global Trade Item Numbers (GTINs) are encoded into UPC barcodes.)
GS1 Company Prefix: A GS1 Company Prefix allows businesses to get multiple barcodes at a single time, as well as identify locations, mixed cases, create coupons, and create higher levels of packaging like a case or pallet. GS1 Company Prefixes are great for companies with growing product lines. You can license a GS1 Company Prefix that comes in different “capacities” representing the maximum number of unique products you can identify with that license. As long as you renew your Membership every year, your product data will remain linked to your company information.
1-6. Fill out the application and pay online.
The GS1 check out process has 3 simple steps (https://www.gs1us.org/upcs-barcodes-prefixes/get-a-barcode):
Select a single GTIN or GS1 Company Prefix and put them in your cart. Provide your contact information.
Pay the required fees.
You will get a welcome email from GS1 US within minutes. It includes all the important information you need to get started, including access to myGS1 US—your online member center.
1-7. Create your barcodes.
Instead of buying already-created barcodes as you do when purchasing secondhand, when purchasing through GS1 you will actually create the barcodes for your product(s).
GS1 US offers a "GS1 US Data Hub" interface that enables you to create the barcodes yourself, or you can utilize (for a fee) an authorized GS1 US Solution Provider to do the work for you.
Contact GS1 US if you need to modify or add to the series of barcodes that you create.
2. Buying Barcodes a la Carte
2-1. Establish whether you require a unique retail barcode.
This is almost always the case if you have a retail product, as the vast majority of retailers require products going into their stores to have barcodes on the packaging.
If you're selling your homemade candles at the farmer's market, you probably won't need a barcode; at the small shop on the corner, possibly so; and at a big-box retailer, certainly so. Some online retailers may also require barcodes for logistical purposes. Contact your intended retailers before proceeding with or without barcodes.
Please note that this Method describes buying barcodes from resellers that have bought them in bulk from the originating organization (known as GS1). Some retailers, such as Target and Walmart, may not accept such secondhand barcodes (even though they are unique and legitimate) because they require you, the producer, to have a certificate from GS1. Check with your intended retailer(s) before buying barcodes.
2-2. Determine whether you need a UPC-A or an EAN-13 barcode.
In general, UPC-A barcodes are used in the USA and EAN-13 barcodes are used predominantly everywhere else. This means if you are primarily selling in the USA, you should get a UPC-A barcode; if you are predominantly selling outside of the USA, you should get an EAN-13.
Truth be told, however, UPC-A and EAN-13 barcodes are virtually identical and almost always interchangeable; the latter has one more digit (13 instead of 12) as a country code.
2-3. Find a barcode reseller that supplies the barcode you require.
Resellers supply legitimate, legal barcodes for a one-off cost. Many of them supply both UPC-A and EAN-13 barcodes.
There are several reputable places to buy UPC-A and EAN-13 codes. Be sure to do research as there are many sellers which don't sell GS1 codes and instead sell 'air codes' which GS1 will not verify.
2-4. Determine how many barcodes you need.
Buying secondhand barcodes a la carte gives you more flexibility to buy only the amount you need, though buying in bulk does save money per barcode. You will need 1 barcode for each unique product as well as product variation you sell.
As an example of how many barcodes you may need, let's suppose you are selling a t-shirt with your logo on the front, in two colors (white and blue) and three sizes (S, M, L). Each combination of size and color requires a unique barcode, meaning you will need to buy six. With increased variety and complexity in your product line, the amount of unique barcodes you need can grow substantially.
As one example from a barcode reseller, one barcode costs $5 (a one-time fee); 10 cost $15; and 100 cost $45.
2-5. Buy your barcode from the reseller.
Most resellers will promptly email an image of the barcode to you, along with your UPC/EAN number, allowing you to quickly incorporate it into your product packaging. You can then begin using your barcode.
Make sure the barcode image sent to you is clear, and that the copies you render for your product packaging are of the same quality.
Barcodes don't necessarily have to be black and white, but a high contrast between the alternating bars is essential for easy reading.
In some cases product packaging (e.g. a matchbox) may be too small to incorporate a standard EAN and UPC barcode image supplied by resellers (37.29mm x 25.93). This is because GS1 recommends a minimum 80% reduction of a bar code's original size. If your product packaging is very small you can ask your reseller to scale down your barcodes to suit or you can obtain smaller eight digit EAN 8 barcodes from GS1 directly.
Warnings
Purchase barcodes from a secondhand reseller with care. While this is a perfectly legal practice and the barcodes they sell are accepted by the vast majority of retailers, GS1 does not condone the reselling of barcodes in this way. Therefore, as far as GS1 is concerned, these reseller barcodes belong to the original purchaser that was given the company identification number and not to any company that purchased the number.
|
{
"create_time": "20230517 11:01:05",
"回答明细": "{\"回答\": \"1. Acquiring Barcodes Unique to Your Company\\n1-1. Determine if a unique barcode is needed.\\nIf you are manufacturing products for retail sale, especially at major retail outlets, you will almost certainly need to have identifying barcodes on the packaging. Contact your intended retailers, including those online, for information. \\nIf you intend to use barcodes only to track the production process and/or manage inventory (that is, they will only be used internally), you as a manufacturer can define your own barcodes. However, it is required by the international barcode governing body (GS1) that these barcodes not leave your manufacturing premises or be offered for sale.\\nIf you are using the barcode in any other way than for internal tracking, you need one authorized by the GS1 (though you can purchase from other reputable third party sellers).\\n1-2. Contact GS1.\\nA non-profit organization known as GS1 sets the standards for global commerce using barcodes. GS1 operates in over 100 nations, so you can likely contact an office in your country or region.\\nTo find the closest GS1 office to you, visit the GS1 website (www.gs1.org) and click on \\\"Get your barcodes.\\\" Then choose the GS1 member organization closest to you from the drop-down menu.\\n1-3. Join GS1.\\nPurchasing barcodes directly from GS1 previously required a membership and payment of an annual fee, which is why some people preferred to buy their barcodes from resellers for a one-time charge.\\n1-4. Estimate how many barcodes you need.\\nThe most important thing to understand is that each variation of each product you sell requires a unique barcode. You’ll need to determine exactly how many barcodes you need before you fill out the GS1 application.\\n1-5. Choose the GS1 option based on your barcode needs.\\nhttps://www.gs1us.org/upcs-barcodes-prefixes/get-a-barcode\\nSingle GTIN: If you have only a few products that need barcodes, this might be the most cost-effective option for your company. Single GTINs are a great option for small companies that are looking to quickly list their products for sale. You can license a single GTIN for $30 and there is no annual renewal fee. (Global Trade Item Numbers (GTINs) are encoded into UPC barcodes.)\\nGS1 Company Prefix: A GS1 Company Prefix allows businesses to get multiple barcodes at a single time, as well as identify locations, mixed cases, create coupons, and create higher levels of packaging like a case or pallet. GS1 Company Prefixes are great for companies with growing product lines. You can license a GS1 Company Prefix that comes in different “capacities” representing the maximum number of unique products you can identify with that license. As long as you renew your Membership every year, your product data will remain linked to your company information.\\n1-6. Fill out the application and pay online.\\nThe GS1 check out process has 3 simple steps (https://www.gs1us.org/upcs-barcodes-prefixes/get-a-barcode):\\nSelect a single GTIN or GS1 Company Prefix and put them in your cart. Provide your contact information.\\nPay the required fees.\\nYou will get a welcome email from GS1 US within minutes. It includes all the important information you need to get started, including access to myGS1 US—your online member center.\\n1-7. Create your barcodes.\\nInstead of buying already-created barcodes as you do when purchasing secondhand, when purchasing through GS1 you will actually create the barcodes for your product(s).\\nGS1 US offers a \\\"GS1 US Data Hub\\\" interface that enables you to create the barcodes yourself, or you can utilize (for a fee) an authorized GS1 US Solution Provider to do the work for you.\\nContact GS1 US if you need to modify or add to the series of barcodes that you create.\\n2. Buying Barcodes a la Carte\\n2-1. Establish whether you require a unique retail barcode.\\nThis is almost always the case if you have a retail product, as the vast majority of retailers require products going into their stores to have barcodes on the packaging.\\nIf you're selling your homemade candles at the farmer's market, you probably won't need a barcode; at the small shop on the corner, possibly so; and at a big-box retailer, certainly so. Some online retailers may also require barcodes for logistical purposes. Contact your intended retailers before proceeding with or without barcodes.\\nPlease note that this Method describes buying barcodes from resellers that have bought them in bulk from the originating organization (known as GS1). Some retailers, such as Target and Walmart, may not accept such secondhand barcodes (even though they are unique and legitimate) because they require you, the producer, to have a certificate from GS1. Check with your intended retailer(s) before buying barcodes.\\n2-2. Determine whether you need a UPC-A or an EAN-13 barcode.\\nIn general, UPC-A barcodes are used in the USA and EAN-13 barcodes are used predominantly everywhere else. This means if you are primarily selling in the USA, you should get a UPC-A barcode; if you are predominantly selling outside of the USA, you should get an EAN-13.\\nTruth be told, however, UPC-A and EAN-13 barcodes are virtually identical and almost always interchangeable; the latter has one more digit (13 instead of 12) as a country code.\\n2-3. Find a barcode reseller that supplies the barcode you require.\\nResellers supply legitimate, legal barcodes for a one-off cost. Many of them supply both UPC-A and EAN-13 barcodes.\\nThere are several reputable places to buy UPC-A and EAN-13 codes. Be sure to do research as there are many sellers which don't sell GS1 codes and instead sell 'air codes' which GS1 will not verify.\\n2-4. Determine how many barcodes you need.\\nBuying secondhand barcodes a la carte gives you more flexibility to buy only the amount you need, though buying in bulk does save money per barcode. You will need 1 barcode for each unique product as well as product variation you sell. \\nAs an example of how many barcodes you may need, let's suppose you are selling a t-shirt with your logo on the front, in two colors (white and blue) and three sizes (S, M, L). Each combination of size and color requires a unique barcode, meaning you will need to buy six. With increased variety and complexity in your product line, the amount of unique barcodes you need can grow substantially.\\nAs one example from a barcode reseller, one barcode costs $5 (a one-time fee); 10 cost $15; and 100 cost $45.\\n2-5. Buy your barcode from the reseller.\\nMost resellers will promptly email an image of the barcode to you, along with your UPC/EAN number, allowing you to quickly incorporate it into your product packaging. You can then begin using your barcode.\\nMake sure the barcode image sent to you is clear, and that the copies you render for your product packaging are of the same quality.\\nBarcodes don't necessarily have to be black and white, but a high contrast between the alternating bars is essential for easy reading.\\nIn some cases product packaging (e.g. a matchbox) may be too small to incorporate a standard EAN and UPC barcode image supplied by resellers (37.29mm x 25.93). This is because GS1 recommends a minimum 80% reduction of a bar code's original size. If your product packaging is very small you can ask your reseller to scale down your barcodes to suit or you can obtain smaller eight digit EAN 8 barcodes from GS1 directly.\\nWarnings\\nPurchase barcodes from a secondhand reseller with care. While this is a perfectly legal practice and the barcodes they sell are accepted by the vast majority of retailers, GS1 does not condone the reselling of barcodes in this way. Therefore, as far as GS1 is concerned, these reseller barcodes belong to the original purchaser that was given the company identification number and not to any company that purchased the number.\\n\", \"简要回答\": \"Barcodes, those strips of alternating white and black vertical stripes of varying width that appear on just about everything you buy, have become a standard method of keeping track of products for both inventory and sale. Unlike serial numbers, which identify one unique item (akin to how a VIN number identifies a single car), barcodes classify categories of items by criteria like maker, type, size, style and price (for example, all Brand X, Model Y four-door sedans in red). If you intend to sell a product in a retail setting, you will likely need to have a legitimate barcode on the packaging. Fortunately, whether you need one barcode or thousands, or want them direct from the supervising organization or don't mind buying them secondhand, the process of acquiring barcodes is relatively simple.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Acquiring Barcodes Unique to Your Company\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine if a unique barcode is needed.\", \"描述\": \"If you are manufacturing products for retail sale, especially at major retail outlets, you will almost certainly need to have identifying barcodes on the packaging. Contact your intended retailers, including those online, for information. \\nIf you intend to use barcodes only to track the production process and/or manage inventory (that is, they will only be used internally), you as a manufacturer can define your own barcodes. However, it is required by the international barcode governing body (GS1) that these barcodes not leave your manufacturing premises or be offered for sale.\\nIf you are using the barcode in any other way than for internal tracking, you need one authorized by the GS1 (though you can purchase from other reputable third party sellers).\"}, {\"编号\": 2, \"标题\": \"Contact GS1.\", \"描述\": \"A non-profit organization known as GS1 sets the standards for global commerce using barcodes. GS1 operates in over 100 nations, so you can likely contact an office in your country or region.\\nTo find the closest GS1 office to you, visit the GS1 website (www.gs1.org) and click on \\\"Get your barcodes.\\\" Then choose the GS1 member organization closest to you from the drop-down menu.\"}, {\"编号\": 3, \"标题\": \"Join GS1.\", \"描述\": \"Purchasing barcodes directly from GS1 previously required a membership and payment of an annual fee, which is why some people preferred to buy their barcodes from resellers for a one-time charge.\"}, {\"编号\": 4, \"标题\": \"Estimate how many barcodes you need.\", \"描述\": \"The most important thing to understand is that each variation of each product you sell requires a unique barcode. You’ll need to determine exactly how many barcodes you need before you fill out the GS1 application.\"}, {\"编号\": 5, \"标题\": \"Choose the GS1 option based on your barcode needs.\", \"描述\": \"https://www.gs1us.org/upcs-barcodes-prefixes/get-a-barcode\\nSingle GTIN: If you have only a few products that need barcodes, this might be the most cost-effective option for your company. Single GTINs are a great option for small companies that are looking to quickly list their products for sale. You can license a single GTIN for $30 and there is no annual renewal fee. (Global Trade Item Numbers (GTINs) are encoded into UPC barcodes.)\\nGS1 Company Prefix: A GS1 Company Prefix allows businesses to get multiple barcodes at a single time, as well as identify locations, mixed cases, create coupons, and create higher levels of packaging like a case or pallet. GS1 Company Prefixes are great for companies with growing product lines. You can license a GS1 Company Prefix that comes in different “capacities” representing the maximum number of unique products you can identify with that license. As long as you renew your Membership every year, your product data will remain linked to your company information.\"}, {\"编号\": 6, \"标题\": \"Fill out the application and pay online.\", \"描述\": \"The GS1 check out process has 3 simple steps (https://www.gs1us.org/upcs-barcodes-prefixes/get-a-barcode):\\nSelect a single GTIN or GS1 Company Prefix and put them in your cart. Provide your contact information.\\nPay the required fees.\\nYou will get a welcome email from GS1 US within minutes. It includes all the important information you need to get started, including access to myGS1 US—your online member center.\"}, {\"编号\": 7, \"标题\": \"Create your barcodes.\", \"描述\": \"Instead of buying already-created barcodes as you do when purchasing secondhand, when purchasing through GS1 you will actually create the barcodes for your product(s).\\nGS1 US offers a \\\"GS1 US Data Hub\\\" interface that enables you to create the barcodes yourself, or you can utilize (for a fee) an authorized GS1 US Solution Provider to do the work for you.\\nContact GS1 US if you need to modify or add to the series of barcodes that you create.\"}]}, {\"编号\": 2, \"标题\": \"Buying Barcodes a la Carte\", \"步骤\": [{\"编号\": 1, \"标题\": \"Establish whether you require a unique retail barcode.\", \"描述\": \"This is almost always the case if you have a retail product, as the vast majority of retailers require products going into their stores to have barcodes on the packaging.\\nIf you're selling your homemade candles at the farmer's market, you probably won't need a barcode; at the small shop on the corner, possibly so; and at a big-box retailer, certainly so. Some online retailers may also require barcodes for logistical purposes. Contact your intended retailers before proceeding with or without barcodes.\\nPlease note that this Method describes buying barcodes from resellers that have bought them in bulk from the originating organization (known as GS1). Some retailers, such as Target and Walmart, may not accept such secondhand barcodes (even though they are unique and legitimate) because they require you, the producer, to have a certificate from GS1. Check with your intended retailer(s) before buying barcodes.\"}, {\"编号\": 2, \"标题\": \"Determine whether you need a UPC-A or an EAN-13 barcode.\", \"描述\": \"In general, UPC-A barcodes are used in the USA and EAN-13 barcodes are used predominantly everywhere else. This means if you are primarily selling in the USA, you should get a UPC-A barcode; if you are predominantly selling outside of the USA, you should get an EAN-13.\\nTruth be told, however, UPC-A and EAN-13 barcodes are virtually identical and almost always interchangeable; the latter has one more digit (13 instead of 12) as a country code.\"}, {\"编号\": 3, \"标题\": \"Find a barcode reseller that supplies the barcode you require.\", \"描述\": \"Resellers supply legitimate, legal barcodes for a one-off cost. Many of them supply both UPC-A and EAN-13 barcodes.\\nThere are several reputable places to buy UPC-A and EAN-13 codes. Be sure to do research as there are many sellers which don't sell GS1 codes and instead sell 'air codes' which GS1 will not verify.\"}, {\"编号\": 4, \"标题\": \"Determine how many barcodes you need.\", \"描述\": \"Buying secondhand barcodes a la carte gives you more flexibility to buy only the amount you need, though buying in bulk does save money per barcode. You will need 1 barcode for each unique product as well as product variation you sell. \\nAs an example of how many barcodes you may need, let's suppose you are selling a t-shirt with your logo on the front, in two colors (white and blue) and three sizes (S, M, L). Each combination of size and color requires a unique barcode, meaning you will need to buy six. With increased variety and complexity in your product line, the amount of unique barcodes you need can grow substantially.\\nAs one example from a barcode reseller, one barcode costs $5 (a one-time fee); 10 cost $15; and 100 cost $45.\"}, {\"编号\": 5, \"标题\": \"Buy your barcode from the reseller.\", \"描述\": \"Most resellers will promptly email an image of the barcode to you, along with your UPC/EAN number, allowing you to quickly incorporate it into your product packaging. You can then begin using your barcode.\\nMake sure the barcode image sent to you is clear, and that the copies you render for your product packaging are of the same quality.\\nBarcodes don't necessarily have to be black and white, but a high contrast between the alternating bars is essential for easy reading.\\nIn some cases product packaging (e.g. a matchbox) may be too small to incorporate a standard EAN and UPC barcode image supplied by resellers (37.29mm x 25.93). This is because GS1 recommends a minimum 80% reduction of a bar code's original size. If your product packaging is very small you can ask your reseller to scale down your barcodes to suit or you can obtain smaller eight digit EAN 8 barcodes from GS1 directly.\"}], \"注意事项\": [\"Purchase barcodes from a secondhand reseller with care. While this is a perfectly legal practice and the barcodes they sell are accepted by the vast majority of retailers, GS1 does not condone the reselling of barcodes in this way. Therefore, as far as GS1 is concerned, these reseller barcodes belong to the original purchaser that was given the company identification number and not to any company that purchased the number.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,979 |
How to Buy a Bathroom Mirror
|
1. Choosing a Size and Location
1-1. Decide on a general placement for your mirror.
Knowing where you want your mirror is the first step. This will help you take the correct measurements of your space and accurately consider aesthetic questions before going into the store.
Most bathroom mirrors are placed above the sink. It’s not a requirement, although hanging your mirror elsewhere, such as to the side or behind your vanity and sink, might take some getting used to.
1-2. Measure your vanity or sink.
The width of the vanity will determine the width of your mirror. Your mirror can be as wide as your vanity or smaller, but is usually not larger than your vanity.
A typical rule of thumb is to keep your mirror at least 1 inch (2.5 cm) smaller on both sides than the width of the vanity.
If you have or are planning to install lights alongside the mirror, factor their width into your measurements.
If you are installing a round mirror, you don’t need to worry as much about matching the width of your vanity.
If you have 2 sinks, consider installing a mirror above each sink instead of just 1 big mirror above both sinks. This will give the space a more designer look.
1-3. Measure the area above the vanity or sink.
This will help to determine the desired height of your mirror. Bathroom mirrors are typically placed at least 4-6 inches (10-15cm) from the ceiling and are not usually taller than the vanity.
Consider both the height of the wall and the height of the people who will be using the bathroom most often.
For example, a bathroom used only by adults will probably have a taller mirror than one used frequently by children. Make sure your mirror is tall enough to accommodate people at least of average height (5’5” or 165 cm for women, 5’10” or 178 cm for men) and slightly taller and shorter.
1-4. Install sconces alongside the mirror or lights above it for a bathroom with no window.
Make sure the lighting source will provide enough light to see your reflection clearly but won’t create a glare on the mirror.
Sconces vary widely in size, but in the bathroom you should go with a smaller model, about 8-10 in. (20-25cm), or thin and elongated. Your sconces should be about 1/3-2/3rds the length of the mirror.
Buy 2 of the same model and place them at least 4 in (10 cm) away from the mirror on either side. Factor their size and distance from the mirror into your measurements.
Take care not to place the sconces too high or too low. Line them up with the center of the mirror.
1-5. Place the mirror a few inches (several cm) above the sink to lessen backsplash.
If your sink is prone to splashing water out, place your mirror high enough above the vanity so that it won’t get hit. Remember to factor this into your measurements for the height of your mirror.
Make sure the mirror clears your faucet!
1-6. Accommodate accessories and/or electrical outlets.
If you plan to install sconces or have electrical outlets around your mirror, factor them into your mirror’s size and placement. Make sure to leave a few inches or several centimeters of space between the mirror and electrical outlets to avoid cluttering the space.
If you plan to put décor or practical objects on your countertop, make sure to place them so they won’t collide with your mirror.
2. Deciding on Style
2-1. Buy a frameless mirror if you want a contemporary look.
Frameless mirrors create a sleek, "floating" effect that suits a modern bathroom.
Frameless mirrors will usually need to be glued onto the wall to avoid the appearance of bulky hooks.
You can also use picture wire or mirror mounting clips to seamlessly mount or hang a frameless mirror.
2-2. Choose a framed mirror for easier hanging.
Make sure to choose a frame that matches the décor in your bathroom. For example, choose a cherry wood frame if your bathroom cabinets or vanity are done in cherry, or choose a tiled frame to match your bathroom tiles.
The mirror in your bathroom can also be a fun statement piece. Consider a mirror with a brightly colored or mosaic-style frame, or try a mirror with a unique shape (like a crescent moon or heart) to add flair and style.
Narrow frames are best for smaller mirrors and create a sleek, modern look for the space. Thicker frames tend to be richer and more ornate.
2-3. Buy a custom-cut mirror and frame for an unusually-sized space.
Though it's typically more expensive and less convenient to buy a custom-made mirror and frame, they can create a unique effect.
If you're framing your mirror separately, ask for frame samples from a framing website or frame/mirror store to decide whether a frame is the right look for your mirror and bathroom.
2-4. Create a template for the shape of the mirror.
Cut a piece of paper or poster board in your desired shape and hang it on the wall using tape to get an idea of how a style will look in your bathroom.
This will save you time and money if you decide the style isn’t what you’re looking for.
Making a template can also help you determine if the mirror you have in mind will be the right size for your space.
2-5. Choose a vanity cabinet with a mirrored front for more storage.
You can save space by having your mirror also serve as a medicine cabinet. You can choose a mounted cabinet, which stands out from the wall, or a recessed one, which is set into the wall so the mirror is flush with the surface of the wall.
2-6. Choose a mirror with built-in lighting if your bathroom is poorly-lit.
This can save you the hassle of buying lights or sconces separately. For those looking to achieve a sleek, modern look, mirrors with backlit LED light borders are an elegant, futuristic-looking choice.
3. Buying Your Mirror
3-1. Stick to your budget.
Mirrors can range widely in price, so take into account your desired size and style when determining a budget. Mirrors with more accessories, such as built-in lighting or technological features, will be more expensive than simpler models.
You can also cut costs and create a unique piece by adding your own trim to a frameless mirror.
3-2. Head to the specialty mirror store if you want professional help.
The staff can give you advice about style, sizing, and accessories if you need guidance. Make sure you bring in your measurement information to aid with selection.
3-3. Purchase online if you're confident in your decision.
Buying online can be cheaper if you know exactly what you want. Be sure to read the labeling carefully and know the exact dimensions of the mirror before you buy, since you can't see it in person.
3-4. Try the clearance section, but know the return policy first.
Finding a cheap mirror on clearance can be great, but it can often look different on the wall than it did in the store. Make sure you can return it if necessary.
Tips
Remember that the mirror you choose will need to be cleaned. Do not buy a mirror that will require more upkeep than you can provide.
Look for water-repellent and anti-fogging products on the market to keep your bathroom mirror from steaming up while hot showers and baths are running. These items can be applied with a paper towel or a cloth, and can be purchased in hardware stores, department stores or online.
Mirrors can be quite heavy, so make sure you have the tools you need to safely and securely mount your mirror on the wall.
|
{
"create_time": "20230517 11:01:05",
"回答明细": "{\"回答\": \"1. Choosing a Size and Location\\n1-1. Decide on a general placement for your mirror.\\nKnowing where you want your mirror is the first step. This will help you take the correct measurements of your space and accurately consider aesthetic questions before going into the store.\\nMost bathroom mirrors are placed above the sink. It’s not a requirement, although hanging your mirror elsewhere, such as to the side or behind your vanity and sink, might take some getting used to.\\n1-2. Measure your vanity or sink.\\nThe width of the vanity will determine the width of your mirror. Your mirror can be as wide as your vanity or smaller, but is usually not larger than your vanity.\\nA typical rule of thumb is to keep your mirror at least 1 inch (2.5 cm) smaller on both sides than the width of the vanity.\\nIf you have or are planning to install lights alongside the mirror, factor their width into your measurements.\\nIf you are installing a round mirror, you don’t need to worry as much about matching the width of your vanity.\\nIf you have 2 sinks, consider installing a mirror above each sink instead of just 1 big mirror above both sinks. This will give the space a more designer look.\\n1-3. Measure the area above the vanity or sink.\\nThis will help to determine the desired height of your mirror. Bathroom mirrors are typically placed at least 4-6 inches (10-15cm) from the ceiling and are not usually taller than the vanity. \\nConsider both the height of the wall and the height of the people who will be using the bathroom most often.\\nFor example, a bathroom used only by adults will probably have a taller mirror than one used frequently by children. Make sure your mirror is tall enough to accommodate people at least of average height (5’5” or 165 cm for women, 5’10” or 178 cm for men) and slightly taller and shorter.\\n1-4. Install sconces alongside the mirror or lights above it for a bathroom with no window.\\nMake sure the lighting source will provide enough light to see your reflection clearly but won’t create a glare on the mirror.\\nSconces vary widely in size, but in the bathroom you should go with a smaller model, about 8-10 in. (20-25cm), or thin and elongated. Your sconces should be about 1/3-2/3rds the length of the mirror.\\nBuy 2 of the same model and place them at least 4 in (10 cm) away from the mirror on either side. Factor their size and distance from the mirror into your measurements.\\nTake care not to place the sconces too high or too low. Line them up with the center of the mirror.\\n1-5. Place the mirror a few inches (several cm) above the sink to lessen backsplash.\\nIf your sink is prone to splashing water out, place your mirror high enough above the vanity so that it won’t get hit. Remember to factor this into your measurements for the height of your mirror.\\nMake sure the mirror clears your faucet!\\n1-6. Accommodate accessories and/or electrical outlets.\\nIf you plan to install sconces or have electrical outlets around your mirror, factor them into your mirror’s size and placement. Make sure to leave a few inches or several centimeters of space between the mirror and electrical outlets to avoid cluttering the space.\\nIf you plan to put décor or practical objects on your countertop, make sure to place them so they won’t collide with your mirror.\\n2. Deciding on Style\\n2-1. Buy a frameless mirror if you want a contemporary look.\\nFrameless mirrors create a sleek, \\\"floating\\\" effect that suits a modern bathroom.\\nFrameless mirrors will usually need to be glued onto the wall to avoid the appearance of bulky hooks.\\nYou can also use picture wire or mirror mounting clips to seamlessly mount or hang a frameless mirror.\\n2-2. Choose a framed mirror for easier hanging.\\nMake sure to choose a frame that matches the décor in your bathroom. For example, choose a cherry wood frame if your bathroom cabinets or vanity are done in cherry, or choose a tiled frame to match your bathroom tiles.\\nThe mirror in your bathroom can also be a fun statement piece. Consider a mirror with a brightly colored or mosaic-style frame, or try a mirror with a unique shape (like a crescent moon or heart) to add flair and style.\\nNarrow frames are best for smaller mirrors and create a sleek, modern look for the space. Thicker frames tend to be richer and more ornate.\\n2-3. Buy a custom-cut mirror and frame for an unusually-sized space.\\nThough it's typically more expensive and less convenient to buy a custom-made mirror and frame, they can create a unique effect.\\nIf you're framing your mirror separately, ask for frame samples from a framing website or frame/mirror store to decide whether a frame is the right look for your mirror and bathroom.\\n2-4. Create a template for the shape of the mirror.\\nCut a piece of paper or poster board in your desired shape and hang it on the wall using tape to get an idea of how a style will look in your bathroom.\\nThis will save you time and money if you decide the style isn’t what you’re looking for.\\nMaking a template can also help you determine if the mirror you have in mind will be the right size for your space.\\n2-5. Choose a vanity cabinet with a mirrored front for more storage.\\nYou can save space by having your mirror also serve as a medicine cabinet. You can choose a mounted cabinet, which stands out from the wall, or a recessed one, which is set into the wall so the mirror is flush with the surface of the wall.\\n2-6. Choose a mirror with built-in lighting if your bathroom is poorly-lit.\\nThis can save you the hassle of buying lights or sconces separately. For those looking to achieve a sleek, modern look, mirrors with backlit LED light borders are an elegant, futuristic-looking choice.\\n3. Buying Your Mirror\\n3-1. Stick to your budget.\\nMirrors can range widely in price, so take into account your desired size and style when determining a budget. Mirrors with more accessories, such as built-in lighting or technological features, will be more expensive than simpler models.\\nYou can also cut costs and create a unique piece by adding your own trim to a frameless mirror.\\n3-2. Head to the specialty mirror store if you want professional help.\\nThe staff can give you advice about style, sizing, and accessories if you need guidance. Make sure you bring in your measurement information to aid with selection.\\n3-3. Purchase online if you're confident in your decision.\\nBuying online can be cheaper if you know exactly what you want. Be sure to read the labeling carefully and know the exact dimensions of the mirror before you buy, since you can't see it in person.\\n3-4. Try the clearance section, but know the return policy first.\\nFinding a cheap mirror on clearance can be great, but it can often look different on the wall than it did in the store. Make sure you can return it if necessary.\\nTips\\nRemember that the mirror you choose will need to be cleaned. Do not buy a mirror that will require more upkeep than you can provide.\\nLook for water-repellent and anti-fogging products on the market to keep your bathroom mirror from steaming up while hot showers and baths are running. These items can be applied with a paper towel or a cloth, and can be purchased in hardware stores, department stores or online.\\nMirrors can be quite heavy, so make sure you have the tools you need to safely and securely mount your mirror on the wall.\\n\", \"简要回答\": \"Bathroom mirrors combine both style and function, and can have a big impact on the small but important space of the bathroom. Deciding on an approximate size, style and placement of the mirror, and taking into account your budget and existing bathroom decor, will make your trip to the mirror store easy and efficient.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing a Size and Location\", \"步骤\": [{\"编号\": 1, \"标题\": \"Decide on a general placement for your mirror.\", \"描述\": \"Knowing where you want your mirror is the first step. This will help you take the correct measurements of your space and accurately consider aesthetic questions before going into the store.\\nMost bathroom mirrors are placed above the sink. It’s not a requirement, although hanging your mirror elsewhere, such as to the side or behind your vanity and sink, might take some getting used to.\"}, {\"编号\": 2, \"标题\": \"Measure your vanity or sink.\", \"描述\": \"The width of the vanity will determine the width of your mirror. Your mirror can be as wide as your vanity or smaller, but is usually not larger than your vanity.\\nA typical rule of thumb is to keep your mirror at least 1 inch (2.5 cm) smaller on both sides than the width of the vanity.\\nIf you have or are planning to install lights alongside the mirror, factor their width into your measurements.\\nIf you are installing a round mirror, you don’t need to worry as much about matching the width of your vanity.\\nIf you have 2 sinks, consider installing a mirror above each sink instead of just 1 big mirror above both sinks. This will give the space a more designer look.\"}, {\"编号\": 3, \"标题\": \"Measure the area above the vanity or sink.\", \"描述\": \"This will help to determine the desired height of your mirror. Bathroom mirrors are typically placed at least 4-6 inches (10-15cm) from the ceiling and are not usually taller than the vanity. \\nConsider both the height of the wall and the height of the people who will be using the bathroom most often.\\nFor example, a bathroom used only by adults will probably have a taller mirror than one used frequently by children. Make sure your mirror is tall enough to accommodate people at least of average height (5’5” or 165 cm for women, 5’10” or 178 cm for men) and slightly taller and shorter.\"}, {\"编号\": 4, \"标题\": \"Install sconces alongside the mirror or lights above it for a bathroom with no window.\", \"描述\": \"Make sure the lighting source will provide enough light to see your reflection clearly but won’t create a glare on the mirror.\\nSconces vary widely in size, but in the bathroom you should go with a smaller model, about 8-10 in. (20-25cm), or thin and elongated. Your sconces should be about 1/3-2/3rds the length of the mirror.\\nBuy 2 of the same model and place them at least 4 in (10 cm) away from the mirror on either side. Factor their size and distance from the mirror into your measurements.\\nTake care not to place the sconces too high or too low. Line them up with the center of the mirror.\"}, {\"编号\": 5, \"标题\": \"Place the mirror a few inches (several cm) above the sink to lessen backsplash.\", \"描述\": \"If your sink is prone to splashing water out, place your mirror high enough above the vanity so that it won’t get hit. Remember to factor this into your measurements for the height of your mirror.\\nMake sure the mirror clears your faucet!\"}, {\"编号\": 6, \"标题\": \"Accommodate accessories and/or electrical outlets.\", \"描述\": \"If you plan to install sconces or have electrical outlets around your mirror, factor them into your mirror’s size and placement. Make sure to leave a few inches or several centimeters of space between the mirror and electrical outlets to avoid cluttering the space.\\nIf you plan to put décor or practical objects on your countertop, make sure to place them so they won’t collide with your mirror.\"}]}, {\"编号\": 2, \"标题\": \"Deciding on Style\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy a frameless mirror if you want a contemporary look.\", \"描述\": \"Frameless mirrors create a sleek, \\\"floating\\\" effect that suits a modern bathroom.\\nFrameless mirrors will usually need to be glued onto the wall to avoid the appearance of bulky hooks.\\nYou can also use picture wire or mirror mounting clips to seamlessly mount or hang a frameless mirror.\"}, {\"编号\": 2, \"标题\": \"Choose a framed mirror for easier hanging.\", \"描述\": \"Make sure to choose a frame that matches the décor in your bathroom. For example, choose a cherry wood frame if your bathroom cabinets or vanity are done in cherry, or choose a tiled frame to match your bathroom tiles.\\nThe mirror in your bathroom can also be a fun statement piece. Consider a mirror with a brightly colored or mosaic-style frame, or try a mirror with a unique shape (like a crescent moon or heart) to add flair and style.\\nNarrow frames are best for smaller mirrors and create a sleek, modern look for the space. Thicker frames tend to be richer and more ornate.\"}, {\"编号\": 3, \"标题\": \"Buy a custom-cut mirror and frame for an unusually-sized space.\", \"描述\": \"Though it's typically more expensive and less convenient to buy a custom-made mirror and frame, they can create a unique effect.\\nIf you're framing your mirror separately, ask for frame samples from a framing website or frame/mirror store to decide whether a frame is the right look for your mirror and bathroom.\"}, {\"编号\": 4, \"标题\": \"Create a template for the shape of the mirror.\", \"描述\": \"Cut a piece of paper or poster board in your desired shape and hang it on the wall using tape to get an idea of how a style will look in your bathroom.\\nThis will save you time and money if you decide the style isn’t what you’re looking for.\\nMaking a template can also help you determine if the mirror you have in mind will be the right size for your space.\"}, {\"编号\": 5, \"标题\": \"Choose a vanity cabinet with a mirrored front for more storage.\", \"描述\": \"You can save space by having your mirror also serve as a medicine cabinet. You can choose a mounted cabinet, which stands out from the wall, or a recessed one, which is set into the wall so the mirror is flush with the surface of the wall.\"}, {\"编号\": 6, \"标题\": \"Choose a mirror with built-in lighting if your bathroom is poorly-lit.\", \"描述\": \"This can save you the hassle of buying lights or sconces separately. For those looking to achieve a sleek, modern look, mirrors with backlit LED light borders are an elegant, futuristic-looking choice.\"}]}, {\"编号\": 3, \"标题\": \"Buying Your Mirror\", \"步骤\": [{\"编号\": 1, \"标题\": \"Stick to your budget.\", \"描述\": \"Mirrors can range widely in price, so take into account your desired size and style when determining a budget. Mirrors with more accessories, such as built-in lighting or technological features, will be more expensive than simpler models.\\nYou can also cut costs and create a unique piece by adding your own trim to a frameless mirror.\"}, {\"编号\": 2, \"标题\": \"Head to the specialty mirror store if you want professional help.\", \"描述\": \"The staff can give you advice about style, sizing, and accessories if you need guidance. Make sure you bring in your measurement information to aid with selection.\"}, {\"编号\": 3, \"标题\": \"Purchase online if you're confident in your decision.\", \"描述\": \"Buying online can be cheaper if you know exactly what you want. Be sure to read the labeling carefully and know the exact dimensions of the mirror before you buy, since you can't see it in person.\"}, {\"编号\": 4, \"标题\": \"Try the clearance section, but know the return policy first.\", \"描述\": \"Finding a cheap mirror on clearance can be great, but it can often look different on the wall than it did in the store. Make sure you can return it if necessary.\"}], \"小提示\": [\"Remember that the mirror you choose will need to be cleaned. Do not buy a mirror that will require more upkeep than you can provide.\\n\", \"Look for water-repellent and anti-fogging products on the market to keep your bathroom mirror from steaming up while hot showers and baths are running. These items can be applied with a paper towel or a cloth, and can be purchased in hardware stores, department stores or online.\\n\", \"Mirrors can be quite heavy, so make sure you have the tools you need to safely and securely mount your mirror on the wall.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,980 |
How to Buy a Bearded Dragon
|
1. Selecting the Bearded Dragon
1-1. Go for a full grown dragon.
Though younger bearded dragon babies are cute to look at, they are fragile and have a higher risk of illness. Some babies may also lose their appetite and must be force fed to stay alive. Getting a full-grown or close to full-grown dragon as a pet will ensure it remains healthy and easy to care for.
Look for a dragon that is at least six to 10 weeks old and six to 10 inches in length. This will ensure the dragon is not too young and has hit a mature age. You can also ask the breeder you are buying from about the age of the bearded dragon before you buy her.
If you already have one bearded dragon and are looking for a second one, you should go for a dragon of the same sex. Two female dragons usually get along well. A male and a female dragon may end up fighting or mating, which could lead to unwanted dragon babies in your vivarium.
You may want to avoid buying more than one bearded dragon at a time, as the two dragons may end up not getting along. You would then have the sell one dragon or set up a separate vivarium for each dragon.
1-2. Check that the bearded dragon is alert and plump.
Note if the dragon moves her eyes towards you when you approach its cage, appearing alert and awake. The dragon should not look lethargic or have eyes that are sunken in, as this may be a sign of dehydration or illness. You should also check that the dragon’s face is clean and not covered in pus or fluid.
You should notice if the dragon appears plump and large. Look at her limbs and tail. Make sure these areas appear full and fat, and that you cannot see her tail or hip bones. Lizards store fat in their tails and a healthy lizard should have a good fat supply.
1-3. Make sure the dragon has no broken limbs or skin.
You should check the dragon’s skin to ensure there are no lesions, wounds, or irritated bumps. Then, look at her limbs, tail, and toes to make sure the skin does not appear broken or swollen. Make sure the dragon has no broken bones, as broken bones can be a sign of metabolic bone disease.
You should also examine her limbs and toes to make sure they do not twitch or tremble, as these can also be a sign of metabolic bone disease.
You may observe the dragon running around in the enclosure to make sure she can use all of her limbs properly. The dragon should not limp or stumble when she moves. A missing toe or tip of the tail are okay as these often heal on their own, though they will not grow back. But broken bones and damaged legs or arms are not a good sign.
1-4. Check the enclosure for cleanliness.
You should inspect the enclosure the dragon is kept in and make sure it appears well kept, with fresh food and water. You should check that the dragon has been getting enough UVB light from a heat lamp in the enclosure and that the dragon has been given calcium supplements.
2. Buying the Bearded Dragon
2-1. Buy a dragon from a breeder.
Many lizard lovers buy their “beardies” from reputable reptile breeders. Buying a dragon from a breeder is often the safest option as many breeders only raise the same breed of bearded dragon, leading to less illness, injury, and disease. You can find bearded dragon breeders online and through your local herpetological society.
Bearded dragons usually cost around $100 each, though this may vary by breeder. When you visit the breeder, you should check the cleanliness of the enclosures where the dragons are kept. Make sure you also do a good inspection of the dragon’s body and mannerisms to ensure he is going to be a healthy pet.
2-2. Get the dragon from a pet store.
You can also buy a dragon from your local pet store, though it may be more difficult to ensure the dragon is healthy. The best option is to buy a dragon from a breeder, but if you are not able to get in contact with a breeder, the pet store may be your only option. Try to find a pet store that keeps the same breed of bearded dragon in the same enclosure.
You should also inspect the enclosure for cleanliness and examine the dragon well before you purchase him at the pet store.
2-3. Look for bearded dragons at reptile shows.
You can also buy bearded dragons from reptile shows or events, where collectors and breeders get together to sell reptiles. Make sure you check that the enclosure that holds the dragons is very clean and well kept.
You should also chat with the breeder at the show to check that the dragons have been exposed to UVB light and been given the necessary supplements. A reputable breeder will only keep dragons of the same species together and may focus on breeding one particular breed of bearded dragon.
3. Bringing the Dragon Home
3-1. Have the enclosure set up and ready.
Before you bring your new pet home, you should have its enclosure ready and setup. You should have a vivarium that is at least 47 inches (120 cm) long x 23 inches (60 cm) high x 23 inches (60 cm) wide for one bearded dragon. You can hold more than one dragon in the same vivarium or enclosure, but it should be large enough for more than one dragon.
The enclosure should be well-ventilated, with a screen top and glass sides. You should include reptile-safe substrate at the bottom of the enclosure. Include rocks and branches from your new pet to climb on, as well as hiding areas in the enclosure.
There is some controversy about what is safe substrate for a reptile enclosure. Reptile-safe sand may still cause a gut impaction. It's best to weigh up the pros and cons of different substrates to see which one best suits you. Choose from reptile-safe sand, aspen, or repti-carpet.
Make sure the vivarium has one end that is hotter, at 38 to 42 degrees Celsius (100 to 107 degrees Fahrenheit), with the help of a UVB lamp that is a 10 to 12 percent fluorescent UV tube. You should have another end of the vivarium that is cooler and shaded, at 22 to 26 degrees Celsius (72 to 79 degrees Fahrenheit).
The humidity should be low in the tank. Use a hygrometer to make sure the enclosure is not too humid — it should be between 30 and 40%.
3-2. Be prepared for the dragon to be nervous or timid.
Your new bearded dragon may appear nervous or timid during the first few days in her new space. She may not eat properly for the first two to three days as she adapts to his new environment. After warming up to you and her new enclosure, she should start to eat normally and be less shy.
You should get in the habit of handling your dragon as a way to bond. Try to handle her on a consistent basis so she gets used to being held and touched. Always be gentle and use both hands to scoop up the dragon, supporting her four legs. Only handle the dragon for 10 to 15 minutes at a time, as you do not want her core temperature to drop too low.
3-3. Put the dragon on a feeding schedule.
Try to put your dragon on a feeding schedule right away so she gets used to set meal times. Bearded dragons are omnivorous, so they eat live invertebrates as well as plants and animals. You should feed your dragon once a day, preferably in the morning so she can digest his food during the day.
Feed your dragon greens like watercress, rocket, chicory, cress and grated butternut squash, as well as wild plants like dandelion, clover and plantain leaves. Avoid giving your dragon spinach, as well as too much cabbage or kale. Remove any uneaten items in the cage and replace them with fresh food at feeding time.
Give your dragon live invertebrates dusted with a calcium supplement. This can include crickets, locusts, and calci worms. Make sure the live food is no bigger than your dragon’s mouth. You should feed the live food the same greens as you feed your dragon and keep them in a well-ventilated container.
You should provide fresh water in a shallow water dish on a daily basis. Make sure there is not feces in the water dish, and if there is, replace the water.
|
{
"create_time": "20230517 11:01:06",
"回答明细": "{\"回答\": \"1. Selecting the Bearded Dragon\\n1-1. Go for a full grown dragon.\\nThough younger bearded dragon babies are cute to look at, they are fragile and have a higher risk of illness. Some babies may also lose their appetite and must be force fed to stay alive. Getting a full-grown or close to full-grown dragon as a pet will ensure it remains healthy and easy to care for.\\nLook for a dragon that is at least six to 10 weeks old and six to 10 inches in length. This will ensure the dragon is not too young and has hit a mature age. You can also ask the breeder you are buying from about the age of the bearded dragon before you buy her.\\nIf you already have one bearded dragon and are looking for a second one, you should go for a dragon of the same sex. Two female dragons usually get along well. A male and a female dragon may end up fighting or mating, which could lead to unwanted dragon babies in your vivarium.\\nYou may want to avoid buying more than one bearded dragon at a time, as the two dragons may end up not getting along. You would then have the sell one dragon or set up a separate vivarium for each dragon.\\n1-2. Check that the bearded dragon is alert and plump.\\nNote if the dragon moves her eyes towards you when you approach its cage, appearing alert and awake. The dragon should not look lethargic or have eyes that are sunken in, as this may be a sign of dehydration or illness. You should also check that the dragon’s face is clean and not covered in pus or fluid.\\nYou should notice if the dragon appears plump and large. Look at her limbs and tail. Make sure these areas appear full and fat, and that you cannot see her tail or hip bones. Lizards store fat in their tails and a healthy lizard should have a good fat supply.\\n1-3. Make sure the dragon has no broken limbs or skin.\\nYou should check the dragon’s skin to ensure there are no lesions, wounds, or irritated bumps. Then, look at her limbs, tail, and toes to make sure the skin does not appear broken or swollen. Make sure the dragon has no broken bones, as broken bones can be a sign of metabolic bone disease. \\nYou should also examine her limbs and toes to make sure they do not twitch or tremble, as these can also be a sign of metabolic bone disease.\\nYou may observe the dragon running around in the enclosure to make sure she can use all of her limbs properly. The dragon should not limp or stumble when she moves. A missing toe or tip of the tail are okay as these often heal on their own, though they will not grow back. But broken bones and damaged legs or arms are not a good sign.\\n1-4. Check the enclosure for cleanliness.\\nYou should inspect the enclosure the dragon is kept in and make sure it appears well kept, with fresh food and water. You should check that the dragon has been getting enough UVB light from a heat lamp in the enclosure and that the dragon has been given calcium supplements.\\n2. Buying the Bearded Dragon\\n2-1. Buy a dragon from a breeder.\\nMany lizard lovers buy their “beardies” from reputable reptile breeders. Buying a dragon from a breeder is often the safest option as many breeders only raise the same breed of bearded dragon, leading to less illness, injury, and disease. You can find bearded dragon breeders online and through your local herpetological society.\\nBearded dragons usually cost around $100 each, though this may vary by breeder. When you visit the breeder, you should check the cleanliness of the enclosures where the dragons are kept. Make sure you also do a good inspection of the dragon’s body and mannerisms to ensure he is going to be a healthy pet.\\n2-2. Get the dragon from a pet store.\\nYou can also buy a dragon from your local pet store, though it may be more difficult to ensure the dragon is healthy. The best option is to buy a dragon from a breeder, but if you are not able to get in contact with a breeder, the pet store may be your only option. Try to find a pet store that keeps the same breed of bearded dragon in the same enclosure.\\nYou should also inspect the enclosure for cleanliness and examine the dragon well before you purchase him at the pet store.\\n2-3. Look for bearded dragons at reptile shows.\\nYou can also buy bearded dragons from reptile shows or events, where collectors and breeders get together to sell reptiles. Make sure you check that the enclosure that holds the dragons is very clean and well kept.\\nYou should also chat with the breeder at the show to check that the dragons have been exposed to UVB light and been given the necessary supplements. A reputable breeder will only keep dragons of the same species together and may focus on breeding one particular breed of bearded dragon.\\n3. Bringing the Dragon Home\\n3-1. Have the enclosure set up and ready.\\nBefore you bring your new pet home, you should have its enclosure ready and setup. You should have a vivarium that is at least 47 inches (120 cm) long x 23 inches (60 cm) high x 23 inches (60 cm) wide for one bearded dragon. You can hold more than one dragon in the same vivarium or enclosure, but it should be large enough for more than one dragon.\\nThe enclosure should be well-ventilated, with a screen top and glass sides. You should include reptile-safe substrate at the bottom of the enclosure. Include rocks and branches from your new pet to climb on, as well as hiding areas in the enclosure.\\nThere is some controversy about what is safe substrate for a reptile enclosure. Reptile-safe sand may still cause a gut impaction. It's best to weigh up the pros and cons of different substrates to see which one best suits you. Choose from reptile-safe sand, aspen, or repti-carpet.\\nMake sure the vivarium has one end that is hotter, at 38 to 42 degrees Celsius (100 to 107 degrees Fahrenheit), with the help of a UVB lamp that is a 10 to 12 percent fluorescent UV tube. You should have another end of the vivarium that is cooler and shaded, at 22 to 26 degrees Celsius (72 to 79 degrees Fahrenheit).\\nThe humidity should be low in the tank. Use a hygrometer to make sure the enclosure is not too humid — it should be between 30 and 40%.\\n3-2. Be prepared for the dragon to be nervous or timid.\\nYour new bearded dragon may appear nervous or timid during the first few days in her new space. She may not eat properly for the first two to three days as she adapts to his new environment. After warming up to you and her new enclosure, she should start to eat normally and be less shy. \\nYou should get in the habit of handling your dragon as a way to bond. Try to handle her on a consistent basis so she gets used to being held and touched. Always be gentle and use both hands to scoop up the dragon, supporting her four legs. Only handle the dragon for 10 to 15 minutes at a time, as you do not want her core temperature to drop too low.\\n3-3. Put the dragon on a feeding schedule.\\nTry to put your dragon on a feeding schedule right away so she gets used to set meal times. Bearded dragons are omnivorous, so they eat live invertebrates as well as plants and animals. You should feed your dragon once a day, preferably in the morning so she can digest his food during the day.\\nFeed your dragon greens like watercress, rocket, chicory, cress and grated butternut squash, as well as wild plants like dandelion, clover and plantain leaves. Avoid giving your dragon spinach, as well as too much cabbage or kale. Remove any uneaten items in the cage and replace them with fresh food at feeding time.\\nGive your dragon live invertebrates dusted with a calcium supplement. This can include crickets, locusts, and calci worms. Make sure the live food is no bigger than your dragon’s mouth. You should feed the live food the same greens as you feed your dragon and keep them in a well-ventilated container.\\nYou should provide fresh water in a shallow water dish on a daily basis. Make sure there is not feces in the water dish, and if there is, replace the water.\\n\", \"简要回答\": \"Bearded dragons, or “beardies,” are quiet, gentle reptiles that are easy to care for. These animals make great pets for children over five and require minimal care. To buy a bearded dragon, you should start by selecting a healthy dragon that will fit your budget and your needs as a pet owner. You can then buy the pet from a licensed breeder, at a pet store, or at a reptile show.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Selecting the Bearded Dragon\", \"步骤\": [{\"编号\": 1, \"标题\": \"Go for a full grown dragon.\", \"描述\": \"Though younger bearded dragon babies are cute to look at, they are fragile and have a higher risk of illness. Some babies may also lose their appetite and must be force fed to stay alive. Getting a full-grown or close to full-grown dragon as a pet will ensure it remains healthy and easy to care for.\\nLook for a dragon that is at least six to 10 weeks old and six to 10 inches in length. This will ensure the dragon is not too young and has hit a mature age. You can also ask the breeder you are buying from about the age of the bearded dragon before you buy her.\\nIf you already have one bearded dragon and are looking for a second one, you should go for a dragon of the same sex. Two female dragons usually get along well. A male and a female dragon may end up fighting or mating, which could lead to unwanted dragon babies in your vivarium.\\nYou may want to avoid buying more than one bearded dragon at a time, as the two dragons may end up not getting along. You would then have the sell one dragon or set up a separate vivarium for each dragon.\"}, {\"编号\": 2, \"标题\": \"Check that the bearded dragon is alert and plump.\", \"描述\": \"Note if the dragon moves her eyes towards you when you approach its cage, appearing alert and awake. The dragon should not look lethargic or have eyes that are sunken in, as this may be a sign of dehydration or illness. You should also check that the dragon’s face is clean and not covered in pus or fluid.\\nYou should notice if the dragon appears plump and large. Look at her limbs and tail. Make sure these areas appear full and fat, and that you cannot see her tail or hip bones. Lizards store fat in their tails and a healthy lizard should have a good fat supply.\"}, {\"编号\": 3, \"标题\": \"Make sure the dragon has no broken limbs or skin.\", \"描述\": \"You should check the dragon’s skin to ensure there are no lesions, wounds, or irritated bumps. Then, look at her limbs, tail, and toes to make sure the skin does not appear broken or swollen. Make sure the dragon has no broken bones, as broken bones can be a sign of metabolic bone disease. \\nYou should also examine her limbs and toes to make sure they do not twitch or tremble, as these can also be a sign of metabolic bone disease.\\nYou may observe the dragon running around in the enclosure to make sure she can use all of her limbs properly. The dragon should not limp or stumble when she moves. A missing toe or tip of the tail are okay as these often heal on their own, though they will not grow back. But broken bones and damaged legs or arms are not a good sign.\"}, {\"编号\": 4, \"标题\": \"Check the enclosure for cleanliness.\", \"描述\": \"You should inspect the enclosure the dragon is kept in and make sure it appears well kept, with fresh food and water. You should check that the dragon has been getting enough UVB light from a heat lamp in the enclosure and that the dragon has been given calcium supplements.\"}]}, {\"编号\": 2, \"标题\": \"Buying the Bearded Dragon\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy a dragon from a breeder.\", \"描述\": \"Many lizard lovers buy their “beardies” from reputable reptile breeders. Buying a dragon from a breeder is often the safest option as many breeders only raise the same breed of bearded dragon, leading to less illness, injury, and disease. You can find bearded dragon breeders online and through your local herpetological society.\\nBearded dragons usually cost around $100 each, though this may vary by breeder. When you visit the breeder, you should check the cleanliness of the enclosures where the dragons are kept. Make sure you also do a good inspection of the dragon’s body and mannerisms to ensure he is going to be a healthy pet.\"}, {\"编号\": 2, \"标题\": \"Get the dragon from a pet store.\", \"描述\": \"You can also buy a dragon from your local pet store, though it may be more difficult to ensure the dragon is healthy. The best option is to buy a dragon from a breeder, but if you are not able to get in contact with a breeder, the pet store may be your only option. Try to find a pet store that keeps the same breed of bearded dragon in the same enclosure.\\nYou should also inspect the enclosure for cleanliness and examine the dragon well before you purchase him at the pet store.\"}, {\"编号\": 3, \"标题\": \"Look for bearded dragons at reptile shows.\", \"描述\": \"You can also buy bearded dragons from reptile shows or events, where collectors and breeders get together to sell reptiles. Make sure you check that the enclosure that holds the dragons is very clean and well kept.\\nYou should also chat with the breeder at the show to check that the dragons have been exposed to UVB light and been given the necessary supplements. A reputable breeder will only keep dragons of the same species together and may focus on breeding one particular breed of bearded dragon.\"}]}, {\"编号\": 3, \"标题\": \"Bringing the Dragon Home\", \"步骤\": [{\"编号\": 1, \"标题\": \"Have the enclosure set up and ready.\", \"描述\": \"Before you bring your new pet home, you should have its enclosure ready and setup. You should have a vivarium that is at least 47 inches (120 cm) long x 23 inches (60 cm) high x 23 inches (60 cm) wide for one bearded dragon. You can hold more than one dragon in the same vivarium or enclosure, but it should be large enough for more than one dragon.\\nThe enclosure should be well-ventilated, with a screen top and glass sides. You should include reptile-safe substrate at the bottom of the enclosure. Include rocks and branches from your new pet to climb on, as well as hiding areas in the enclosure.\\nThere is some controversy about what is safe substrate for a reptile enclosure. Reptile-safe sand may still cause a gut impaction. It's best to weigh up the pros and cons of different substrates to see which one best suits you. Choose from reptile-safe sand, aspen, or repti-carpet.\\nMake sure the vivarium has one end that is hotter, at 38 to 42 degrees Celsius (100 to 107 degrees Fahrenheit), with the help of a UVB lamp that is a 10 to 12 percent fluorescent UV tube. You should have another end of the vivarium that is cooler and shaded, at 22 to 26 degrees Celsius (72 to 79 degrees Fahrenheit).\\nThe humidity should be low in the tank. Use a hygrometer to make sure the enclosure is not too humid — it should be between 30 and 40%.\"}, {\"编号\": 2, \"标题\": \"Be prepared for the dragon to be nervous or timid.\", \"描述\": \"Your new bearded dragon may appear nervous or timid during the first few days in her new space. She may not eat properly for the first two to three days as she adapts to his new environment. After warming up to you and her new enclosure, she should start to eat normally and be less shy. \\nYou should get in the habit of handling your dragon as a way to bond. Try to handle her on a consistent basis so she gets used to being held and touched. Always be gentle and use both hands to scoop up the dragon, supporting her four legs. Only handle the dragon for 10 to 15 minutes at a time, as you do not want her core temperature to drop too low.\"}, {\"编号\": 3, \"标题\": \"Put the dragon on a feeding schedule.\", \"描述\": \"Try to put your dragon on a feeding schedule right away so she gets used to set meal times. Bearded dragons are omnivorous, so they eat live invertebrates as well as plants and animals. You should feed your dragon once a day, preferably in the morning so she can digest his food during the day.\\nFeed your dragon greens like watercress, rocket, chicory, cress and grated butternut squash, as well as wild plants like dandelion, clover and plantain leaves. Avoid giving your dragon spinach, as well as too much cabbage or kale. Remove any uneaten items in the cage and replace them with fresh food at feeding time.\\nGive your dragon live invertebrates dusted with a calcium supplement. This can include crickets, locusts, and calci worms. Make sure the live food is no bigger than your dragon’s mouth. You should feed the live food the same greens as you feed your dragon and keep them in a well-ventilated container.\\nYou should provide fresh water in a shallow water dish on a daily basis. Make sure there is not feces in the water dish, and if there is, replace the water.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,981 |
How to Buy a Bed
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1. Choosing a Mattress
1-1. Purchase an inner spring mattress.
Inner spring is the most common mattress type, and almost every mattress store will carry this model. Chances are you have either seen or slept on this type of mattress before. The inner spring mattress is usually distinguished by coil count. Generally, the higher the coil count, the higher the price. However, these types of mattresses are available in all price ranges.
1-2. Consider buying a foam mattress.
Foam mattresses are made of memory foam, which is soft and conforms to the body. It is good for people who desire extra softness. This type is often more expensive than the inner spring type of mattress because it conforms to people's bodies. This can be good for some people and a negative for others. For example, people with pressure points and joint problems may prefer a foam mattress.
Some people find that this type of mattress makes them uncomfortably warm.
Maybe your current mattress is quite soft, and you want to find a bed with adequate firmness. If this is your situation, then you may want to avoid memory foam and stick to an inner-spring type of mattress.
1-3. Look into air mattresses.
Air mattresses can be adjusted by the user for an appropriate amount of softness. This is done with an electric pump. Sleep Number beds are the most well known type of air mattress. These beds are separated into 2 areas, which can be controlled by remotes. The air pockets above the coils can be firm or soft. Often times, mattresses like this will have a foam covering as well. If you disagree about the type of mattress you and your partner want, you should consider an air mattress.
1-4. Consider significant additional features.
There are characteristics in mattresses that you may specifically want or need. For instance, you might want to make sure you are buying an “eco-friendly” mattress. In that case, research potential mattresses to see if they were built to either OE Standards or the Global Organic Textile Standards (GOTS).
If you have pain or simply feel uncomfortable, you may want a bed with adjustable positioning. This type of bed will allow you to rest at an incline. If you have specific health concerns you might want to ask your doctor for advice.
1-5. Choose a size preference.
You might consider a twin if you are by yourself. Maybe you’re alone, but you want some extra space. In that case, a full could be what you want. Queen size and king size beds are generally preferred by couples.
Twin, full, queen, and king are all standard mattress sizes. However, if these sizes are too small for you, then you may want to consider the California King size. This extra large mattress is 72 by 84 inches (182 cm by 213 cm).
Make sure you consider the size of the bedroom. You might like a king, but if it barely fits into the room it's not going to be a good choice.
1-6. Test your mattress.
Lie on the mattress in your regular fashion. Aim to spend at least 15 minutes on the mattress. You want to create a sleeping situation as close to the one you have at home. Make sure that you change positions frequently in order to imitate how you would normally go to sleep. Never buy a mattress that is untested.
If you will share the mattress, make sure both people try it before you buy.
There are an increasing number of mattresses you can buy online. These can be a great choice if you are looking to save money, though you will not be able to try them out. Make sure the company you buy from has a good return policy and that you understand the terms.
2. Picking a Bed Frame
2-1. Measure your room.
Look at the space where your bed will go, and measure it with a tape ruler. Make sure there is at least a few feet of space to the walls and any furniture in the room. The size of the bed will depend on the size of the room. Another way to get an accurate measure if you already have a mattress, is to place the mattress on the floor of your room. By doing this, you will see exactly how much space the mattress itself will take up. This will be incredibly helpful in choosing what type of bed frame to buy.
Common bed frame sizes are twin, full, queen, and king. A twin bed frame will fit in a space of 39 inches by 70 inches (99 to 178 cm). For a full bed frame, you will generally need a space measuring 54 by 75 inches (137 by 190 cm). 60 by 80 inches (152 by 203 cm) is a large enough space for a queen bed frame. A king bed frame will require 72 by 84 inches (183 by 213 cm).
These sizes vary between the EU and United States. You should note this in case you buy the bed frame or mattress from a retailer in an EU country.
2-2. Measure your mattress.
Check the height of the mattress and bed sets you are considering. Then, determine if you need a high or low bed frame. So, if you have a mattress that’s four inches high, then you might want to consider a high bed frame. Using a low bed frame with this mattress might lead to your bed standing too close to the floor.
You don’t want the bed frame to be so high that it is difficult to get in and out. At the same time, you don’t want to get a bed frame that is so low that your mattress is touching the ground.
2-3. Determine whether you want a footboard.
Measure how tall you are. A bed frame that is too small will be uncomfortable, because you will consistently be banging your head or feet when you get into it. Use your height to decide if you need a bed frame with a foot board. If you don’t, you can buy minimal bed frames in both wood and metal.
2-4. Buy a platform bed frame.
This type of bed frame has wooden slats that hold your mattress up. If you are in the market for a smaller frame, consider buying a platform bed frame. With some beds, you may not need a box spring in addition to the platform. Take into account that platform bed frames are generally closer to the ground than other bed frames.
If you prefer a simple look with the mattress resting right on the slats of the frame, there's no need for a boxspring.
2-5. Buy a bed frame with bottom storage.
Depending on your living situation, you might need a bed that has multiple functions. If your apartment or room is quite small, then you might benefit from a bed that can store your things. A bed frame with bottom storage will have space under the bed for books, supplies, and other possessions. Usually, this storage area is located under the place where you will put your mattress.
This is an especially great option for rooms without a closet or small apartments that are lacking in storage space in general. You can even find bed frames with built in drawers.
2-6. Choose a color and style.
Pick a frame with colors and décor style that you like. Page through décor magazines such as Pottery Barn, West Elm, Ikea, Restoration Hardware and Crate and Barrel. Try to take detailed notes about what you like. Choose your style and then go comparison shopping in furniture stores or in box stores, like Target.
3. Finding the Right Price
3-1. Don’t rush.
Give yourself some time to buy the perfect bed. Don’t simply buy the first thing that you see. You want to make sure that you have done thorough research. The more rushed you are in making a purchase, the less likely you are to find a good deal.
3-2. Choose the right time.
Buy your mattress in May if possible. Mattress companies often come out with new models in May or June. These are also months when retailers will mark down old models. Other good times include holidays, like Labor Day and President’s Day, when furniture stores have big sales.
3-3. Be cautious when buying online.
Unless you are completely sure, it is best to avoid buying a mattress online. If you slept on the mattress while staying with friends or at a bed and breakfast, you may be able to order it at discount online without too much worry. Yes, there are definitely cheap options on the Internet; however, since you usually won’t be able to see the bed firsthand, you should be wary of online deals.
3-4. Do comparison shopping online.
After you test out mattresses at several stores, look online for the best prices. Make sure to include shipping costs and warranties. The price you calculate online may be cheaper than what is offered in-store, in which case you can bring the price into a store to ask for a price reduction. After going to several stores, create a comparison sheet between retailers.
3-5. Get a comfort warranty.
Talk to the salesperson and ask if they offer a comfort guarantee. A comfort warranty states that if the bed is not comfortable, then you can exchange or return it. If they do, ask for specific details. You want to know if you will need to exchange the bed or pay for the bed to be shipped back. Generally, this is included in the mattress price.
Give preference to any retailer that gives a comfort guarantee for 1 year after purchase.
3-6. Search for discounts.
Look for any discounts available. For example, some stores give you a discount for buying a bed set. Sold separately, a box spring and mattress can be over $1,000 each. However, most bed stores are willing to make a deal when you purchase both at once. Some stores offer prices reduction if you find that another store has a cheaper price for the same item. You should also ask about payment plans, and if it is possible to sign up for one.
3-7. Consider interest-free financing.
Going this route depends on your budget. If you think you can pay for the bed immediately, then you probably shouldn’t use an installment plan. However, if you can’t pay for your bed up front, many furniture stores still offer installment payments. Speak to the salesperson, and ask for information about this option.
All plans are not the same. For example, stores will often ask you to go through a third party lender such as a bank or finance company. Usually, these institutions will need to approve you for credit. They may also have minimum purchase amounts and application fees.
Tips
Buy a mattress cover and put it on right away. Staining a mattress may void the warranty.
EU and American sizes are different for mattresses and bed frames.
Secondhand mattresses are generally a bad idea, because they could have germs or be infested with pests without you realizing it.
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{
"create_time": "20230517 11:01:06",
"回答明细": "{\"回答\": \"1. Choosing a Mattress\\n1-1. Purchase an inner spring mattress.\\nInner spring is the most common mattress type, and almost every mattress store will carry this model. Chances are you have either seen or slept on this type of mattress before. The inner spring mattress is usually distinguished by coil count. Generally, the higher the coil count, the higher the price. However, these types of mattresses are available in all price ranges.\\n1-2. Consider buying a foam mattress.\\nFoam mattresses are made of memory foam, which is soft and conforms to the body. It is good for people who desire extra softness. This type is often more expensive than the inner spring type of mattress because it conforms to people's bodies. This can be good for some people and a negative for others. For example, people with pressure points and joint problems may prefer a foam mattress. \\nSome people find that this type of mattress makes them uncomfortably warm.\\nMaybe your current mattress is quite soft, and you want to find a bed with adequate firmness. If this is your situation, then you may want to avoid memory foam and stick to an inner-spring type of mattress.\\n1-3. Look into air mattresses.\\nAir mattresses can be adjusted by the user for an appropriate amount of softness. This is done with an electric pump. Sleep Number beds are the most well known type of air mattress. These beds are separated into 2 areas, which can be controlled by remotes. The air pockets above the coils can be firm or soft. Often times, mattresses like this will have a foam covering as well. If you disagree about the type of mattress you and your partner want, you should consider an air mattress.\\n1-4. Consider significant additional features.\\nThere are characteristics in mattresses that you may specifically want or need. For instance, you might want to make sure you are buying an “eco-friendly” mattress. In that case, research potential mattresses to see if they were built to either OE Standards or the Global Organic Textile Standards (GOTS).\\nIf you have pain or simply feel uncomfortable, you may want a bed with adjustable positioning. This type of bed will allow you to rest at an incline. If you have specific health concerns you might want to ask your doctor for advice.\\n1-5. Choose a size preference.\\nYou might consider a twin if you are by yourself. Maybe you’re alone, but you want some extra space. In that case, a full could be what you want. Queen size and king size beds are generally preferred by couples.\\nTwin, full, queen, and king are all standard mattress sizes. However, if these sizes are too small for you, then you may want to consider the California King size. This extra large mattress is 72 by 84 inches (182 cm by 213 cm).\\nMake sure you consider the size of the bedroom. You might like a king, but if it barely fits into the room it's not going to be a good choice.\\n1-6. Test your mattress.\\nLie on the mattress in your regular fashion. Aim to spend at least 15 minutes on the mattress. You want to create a sleeping situation as close to the one you have at home. Make sure that you change positions frequently in order to imitate how you would normally go to sleep. Never buy a mattress that is untested.\\nIf you will share the mattress, make sure both people try it before you buy.\\nThere are an increasing number of mattresses you can buy online. These can be a great choice if you are looking to save money, though you will not be able to try them out. Make sure the company you buy from has a good return policy and that you understand the terms.\\n2. Picking a Bed Frame\\n2-1. Measure your room.\\nLook at the space where your bed will go, and measure it with a tape ruler. Make sure there is at least a few feet of space to the walls and any furniture in the room. The size of the bed will depend on the size of the room. Another way to get an accurate measure if you already have a mattress, is to place the mattress on the floor of your room. By doing this, you will see exactly how much space the mattress itself will take up. This will be incredibly helpful in choosing what type of bed frame to buy. \\nCommon bed frame sizes are twin, full, queen, and king. A twin bed frame will fit in a space of 39 inches by 70 inches (99 to 178 cm). For a full bed frame, you will generally need a space measuring 54 by 75 inches (137 by 190 cm). 60 by 80 inches (152 by 203 cm) is a large enough space for a queen bed frame. A king bed frame will require 72 by 84 inches (183 by 213 cm). \\nThese sizes vary between the EU and United States. You should note this in case you buy the bed frame or mattress from a retailer in an EU country.\\n2-2. Measure your mattress.\\nCheck the height of the mattress and bed sets you are considering. Then, determine if you need a high or low bed frame. So, if you have a mattress that’s four inches high, then you might want to consider a high bed frame. Using a low bed frame with this mattress might lead to your bed standing too close to the floor.\\nYou don’t want the bed frame to be so high that it is difficult to get in and out. At the same time, you don’t want to get a bed frame that is so low that your mattress is touching the ground.\\n2-3. Determine whether you want a footboard.\\nMeasure how tall you are. A bed frame that is too small will be uncomfortable, because you will consistently be banging your head or feet when you get into it. Use your height to decide if you need a bed frame with a foot board. If you don’t, you can buy minimal bed frames in both wood and metal.\\n2-4. Buy a platform bed frame.\\nThis type of bed frame has wooden slats that hold your mattress up. If you are in the market for a smaller frame, consider buying a platform bed frame. With some beds, you may not need a box spring in addition to the platform. Take into account that platform bed frames are generally closer to the ground than other bed frames.\\nIf you prefer a simple look with the mattress resting right on the slats of the frame, there's no need for a boxspring.\\n2-5. Buy a bed frame with bottom storage.\\nDepending on your living situation, you might need a bed that has multiple functions. If your apartment or room is quite small, then you might benefit from a bed that can store your things. A bed frame with bottom storage will have space under the bed for books, supplies, and other possessions. Usually, this storage area is located under the place where you will put your mattress.\\nThis is an especially great option for rooms without a closet or small apartments that are lacking in storage space in general. You can even find bed frames with built in drawers.\\n2-6. Choose a color and style.\\nPick a frame with colors and décor style that you like. Page through décor magazines such as Pottery Barn, West Elm, Ikea, Restoration Hardware and Crate and Barrel. Try to take detailed notes about what you like. Choose your style and then go comparison shopping in furniture stores or in box stores, like Target.\\n3. Finding the Right Price\\n3-1. Don’t rush.\\nGive yourself some time to buy the perfect bed. Don’t simply buy the first thing that you see. You want to make sure that you have done thorough research. The more rushed you are in making a purchase, the less likely you are to find a good deal.\\n3-2. Choose the right time.\\nBuy your mattress in May if possible. Mattress companies often come out with new models in May or June. These are also months when retailers will mark down old models. Other good times include holidays, like Labor Day and President’s Day, when furniture stores have big sales.\\n3-3. Be cautious when buying online.\\nUnless you are completely sure, it is best to avoid buying a mattress online. If you slept on the mattress while staying with friends or at a bed and breakfast, you may be able to order it at discount online without too much worry. Yes, there are definitely cheap options on the Internet; however, since you usually won’t be able to see the bed firsthand, you should be wary of online deals.\\n3-4. Do comparison shopping online.\\nAfter you test out mattresses at several stores, look online for the best prices. Make sure to include shipping costs and warranties. The price you calculate online may be cheaper than what is offered in-store, in which case you can bring the price into a store to ask for a price reduction. After going to several stores, create a comparison sheet between retailers.\\n3-5. Get a comfort warranty.\\nTalk to the salesperson and ask if they offer a comfort guarantee. A comfort warranty states that if the bed is not comfortable, then you can exchange or return it. If they do, ask for specific details. You want to know if you will need to exchange the bed or pay for the bed to be shipped back. Generally, this is included in the mattress price.\\nGive preference to any retailer that gives a comfort guarantee for 1 year after purchase.\\n3-6. Search for discounts.\\nLook for any discounts available. For example, some stores give you a discount for buying a bed set. Sold separately, a box spring and mattress can be over $1,000 each. However, most bed stores are willing to make a deal when you purchase both at once. Some stores offer prices reduction if you find that another store has a cheaper price for the same item. You should also ask about payment plans, and if it is possible to sign up for one.\\n3-7. Consider interest-free financing.\\nGoing this route depends on your budget. If you think you can pay for the bed immediately, then you probably shouldn’t use an installment plan. However, if you can’t pay for your bed up front, many furniture stores still offer installment payments. Speak to the salesperson, and ask for information about this option.\\nAll plans are not the same. For example, stores will often ask you to go through a third party lender such as a bank or finance company. Usually, these institutions will need to approve you for credit. They may also have minimum purchase amounts and application fees.\\nTips\\nBuy a mattress cover and put it on right away. Staining a mattress may void the warranty.\\nEU and American sizes are different for mattresses and bed frames.\\nSecondhand mattresses are generally a bad idea, because they could have germs or be infested with pests without you realizing it.\\n\", \"简要回答\": \"Sleep is one of our most important functions. Going without sleep due to a creaky, uncomfortable bed (or sleeping on the floor) can affect your feelings, health, and thoughts. Therefore, choosing the right type of bed is a significant decision. The size of your budget, room, and body will all affect your eventual bed frame and mattress choice. With research, testing, and deliberation you can find the most comfortable bed for your home.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing a Mattress\", \"步骤\": [{\"编号\": 1, \"标题\": \"Purchase an inner spring mattress.\", \"描述\": \"Inner spring is the most common mattress type, and almost every mattress store will carry this model. Chances are you have either seen or slept on this type of mattress before. The inner spring mattress is usually distinguished by coil count. Generally, the higher the coil count, the higher the price. However, these types of mattresses are available in all price ranges.\"}, {\"编号\": 2, \"标题\": \"Consider buying a foam mattress.\", \"描述\": \"Foam mattresses are made of memory foam, which is soft and conforms to the body. It is good for people who desire extra softness. This type is often more expensive than the inner spring type of mattress because it conforms to people's bodies. This can be good for some people and a negative for others. For example, people with pressure points and joint problems may prefer a foam mattress. \\nSome people find that this type of mattress makes them uncomfortably warm.\\nMaybe your current mattress is quite soft, and you want to find a bed with adequate firmness. If this is your situation, then you may want to avoid memory foam and stick to an inner-spring type of mattress.\"}, {\"编号\": 3, \"标题\": \"Look into air mattresses.\", \"描述\": \"Air mattresses can be adjusted by the user for an appropriate amount of softness. This is done with an electric pump. Sleep Number beds are the most well known type of air mattress. These beds are separated into 2 areas, which can be controlled by remotes. The air pockets above the coils can be firm or soft. Often times, mattresses like this will have a foam covering as well. If you disagree about the type of mattress you and your partner want, you should consider an air mattress.\"}, {\"编号\": 4, \"标题\": \"Consider significant additional features.\", \"描述\": \"There are characteristics in mattresses that you may specifically want or need. For instance, you might want to make sure you are buying an “eco-friendly” mattress. In that case, research potential mattresses to see if they were built to either OE Standards or the Global Organic Textile Standards (GOTS).\\nIf you have pain or simply feel uncomfortable, you may want a bed with adjustable positioning. This type of bed will allow you to rest at an incline. If you have specific health concerns you might want to ask your doctor for advice.\"}, {\"编号\": 5, \"标题\": \"Choose a size preference.\", \"描述\": \"You might consider a twin if you are by yourself. Maybe you’re alone, but you want some extra space. In that case, a full could be what you want. Queen size and king size beds are generally preferred by couples.\\nTwin, full, queen, and king are all standard mattress sizes. However, if these sizes are too small for you, then you may want to consider the California King size. This extra large mattress is 72 by 84 inches (182 cm by 213 cm).\\nMake sure you consider the size of the bedroom. You might like a king, but if it barely fits into the room it's not going to be a good choice.\"}, {\"编号\": 6, \"标题\": \"Test your mattress.\", \"描述\": \"Lie on the mattress in your regular fashion. Aim to spend at least 15 minutes on the mattress. You want to create a sleeping situation as close to the one you have at home. Make sure that you change positions frequently in order to imitate how you would normally go to sleep. Never buy a mattress that is untested.\\nIf you will share the mattress, make sure both people try it before you buy.\\nThere are an increasing number of mattresses you can buy online. These can be a great choice if you are looking to save money, though you will not be able to try them out. Make sure the company you buy from has a good return policy and that you understand the terms.\"}]}, {\"编号\": 2, \"标题\": \"Picking a Bed Frame\", \"步骤\": [{\"编号\": 1, \"标题\": \"Measure your room.\", \"描述\": \"Look at the space where your bed will go, and measure it with a tape ruler. Make sure there is at least a few feet of space to the walls and any furniture in the room. The size of the bed will depend on the size of the room. Another way to get an accurate measure if you already have a mattress, is to place the mattress on the floor of your room. By doing this, you will see exactly how much space the mattress itself will take up. This will be incredibly helpful in choosing what type of bed frame to buy. \\nCommon bed frame sizes are twin, full, queen, and king. A twin bed frame will fit in a space of 39 inches by 70 inches (99 to 178 cm). For a full bed frame, you will generally need a space measuring 54 by 75 inches (137 by 190 cm). 60 by 80 inches (152 by 203 cm) is a large enough space for a queen bed frame. A king bed frame will require 72 by 84 inches (183 by 213 cm). \\nThese sizes vary between the EU and United States. You should note this in case you buy the bed frame or mattress from a retailer in an EU country.\"}, {\"编号\": 2, \"标题\": \"Measure your mattress.\", \"描述\": \"Check the height of the mattress and bed sets you are considering. Then, determine if you need a high or low bed frame. So, if you have a mattress that’s four inches high, then you might want to consider a high bed frame. Using a low bed frame with this mattress might lead to your bed standing too close to the floor.\\nYou don’t want the bed frame to be so high that it is difficult to get in and out. At the same time, you don’t want to get a bed frame that is so low that your mattress is touching the ground.\"}, {\"编号\": 3, \"标题\": \"Determine whether you want a footboard.\", \"描述\": \"Measure how tall you are. A bed frame that is too small will be uncomfortable, because you will consistently be banging your head or feet when you get into it. Use your height to decide if you need a bed frame with a foot board. If you don’t, you can buy minimal bed frames in both wood and metal.\"}, {\"编号\": 4, \"标题\": \"Buy a platform bed frame.\", \"描述\": \"This type of bed frame has wooden slats that hold your mattress up. If you are in the market for a smaller frame, consider buying a platform bed frame. With some beds, you may not need a box spring in addition to the platform. Take into account that platform bed frames are generally closer to the ground than other bed frames.\\nIf you prefer a simple look with the mattress resting right on the slats of the frame, there's no need for a boxspring.\"}, {\"编号\": 5, \"标题\": \"Buy a bed frame with bottom storage.\", \"描述\": \"Depending on your living situation, you might need a bed that has multiple functions. If your apartment or room is quite small, then you might benefit from a bed that can store your things. A bed frame with bottom storage will have space under the bed for books, supplies, and other possessions. Usually, this storage area is located under the place where you will put your mattress.\\nThis is an especially great option for rooms without a closet or small apartments that are lacking in storage space in general. You can even find bed frames with built in drawers.\"}, {\"编号\": 6, \"标题\": \"Choose a color and style.\", \"描述\": \"Pick a frame with colors and décor style that you like. Page through décor magazines such as Pottery Barn, West Elm, Ikea, Restoration Hardware and Crate and Barrel. Try to take detailed notes about what you like. Choose your style and then go comparison shopping in furniture stores or in box stores, like Target.\"}]}, {\"编号\": 3, \"标题\": \"Finding the Right Price\", \"步骤\": [{\"编号\": 1, \"标题\": \"Don’t rush.\", \"描述\": \"Give yourself some time to buy the perfect bed. Don’t simply buy the first thing that you see. You want to make sure that you have done thorough research. The more rushed you are in making a purchase, the less likely you are to find a good deal.\"}, {\"编号\": 2, \"标题\": \"Choose the right time.\", \"描述\": \"Buy your mattress in May if possible. Mattress companies often come out with new models in May or June. These are also months when retailers will mark down old models. Other good times include holidays, like Labor Day and President’s Day, when furniture stores have big sales.\"}, {\"编号\": 3, \"标题\": \"Be cautious when buying online.\", \"描述\": \"Unless you are completely sure, it is best to avoid buying a mattress online. If you slept on the mattress while staying with friends or at a bed and breakfast, you may be able to order it at discount online without too much worry. Yes, there are definitely cheap options on the Internet; however, since you usually won’t be able to see the bed firsthand, you should be wary of online deals.\"}, {\"编号\": 4, \"标题\": \"Do comparison shopping online.\", \"描述\": \"After you test out mattresses at several stores, look online for the best prices. Make sure to include shipping costs and warranties. The price you calculate online may be cheaper than what is offered in-store, in which case you can bring the price into a store to ask for a price reduction. After going to several stores, create a comparison sheet between retailers.\"}, {\"编号\": 5, \"标题\": \"Get a comfort warranty.\", \"描述\": \"Talk to the salesperson and ask if they offer a comfort guarantee. A comfort warranty states that if the bed is not comfortable, then you can exchange or return it. If they do, ask for specific details. You want to know if you will need to exchange the bed or pay for the bed to be shipped back. Generally, this is included in the mattress price.\\nGive preference to any retailer that gives a comfort guarantee for 1 year after purchase.\"}, {\"编号\": 6, \"标题\": \"Search for discounts.\", \"描述\": \"Look for any discounts available. For example, some stores give you a discount for buying a bed set. Sold separately, a box spring and mattress can be over $1,000 each. However, most bed stores are willing to make a deal when you purchase both at once. Some stores offer prices reduction if you find that another store has a cheaper price for the same item. You should also ask about payment plans, and if it is possible to sign up for one.\"}, {\"编号\": 7, \"标题\": \"Consider interest-free financing.\", \"描述\": \"Going this route depends on your budget. If you think you can pay for the bed immediately, then you probably shouldn’t use an installment plan. However, if you can’t pay for your bed up front, many furniture stores still offer installment payments. Speak to the salesperson, and ask for information about this option.\\nAll plans are not the same. For example, stores will often ask you to go through a third party lender such as a bank or finance company. Usually, these institutions will need to approve you for credit. They may also have minimum purchase amounts and application fees.\"}], \"小提示\": [\"Buy a mattress cover and put it on right away. Staining a mattress may void the warranty.\\n\", \"EU and American sizes are different for mattresses and bed frames.\\n\", \"Secondhand mattresses are generally a bad idea, because they could have germs or be infested with pests without you realizing it.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,982 |
How to Buy a Belt
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1. Determining Your Belt Size
1-1. Bring your best-fitting belt along on your shopping trip.
If you already have a belt that fits you just right, use it when you’re ready to pick out another belt. At the store, hold your belt up next to any belts that catch your eye—when you find one that’s the same length, you’ll know it will fit!
If you’re really thinking ahead, also put on the pair of pants that you’re most interested in wearing with a new belt.
1-2. Add 2-3 in/cm to your pants’ waist size if you need a quick estimate.
Use this tactic if you see a belt you like while out shopping and don’t have a good-fitting belt on you for comparison. If you know the waist measurement (in inches) of a pair of pants that fits you well, add 2 inches to an even measurement (like 34 inches) and 3 inches to an odd measurement (like 35 inches). If your pants are a 34 inch waist, then, shop for a belt with a “36 inch” label.
If the measurement is in centimeters, add 2 cm to an even number (like 86 cm) and 3 cm to an odd number (like 87 cm).
1-3. Measure your best-fitting belt for a more accurate size estimate.
Lay your old belt out straight on a flat surface, with the buckle facing to your left. Start the tape measure at the far end of the buckle and run it to the sizing hole that you normally use to latch the belt. Round up this measurement to the closest even number in inches/centimeters, and write it down to use when belt shopping.
For example, round up a measurement of 30.5 inches to 32 inches, or 78.5 cm to 80 cm.
For a belt without sizing holes, such as a fabric belt, put on the belt (with pants) and mark the spot where it buckles with chalk. Take off the belt and measure from the end of the buckle to the chalk mark.
1-4. Run a cloth measuring tape through your belt loops for greater accuracy.
Put on a pair of nice-fitting pants that you’re looking to match up with a new belt, making sure that the waist is sitting where you normally wear it. Hold the starting point (0 in/cm) of a cloth measuring tape at the front pants button, then feed the measuring tape through the centers of all the belt loops. Overlap the front pants button and record the measurement in inches or centimeters. Round up to the closest even number in inches or centimeters.
If your measurement is 32.5 inches, shop for a 34 inch belt. If it’s 88.5 cm, look for a 90 cm belt.
1-5. Use a sizing chart, if needed, to convert measurements to size options.
While many belts are labeled based on their length measurement, others use designations like “small,” “medium,” and “large.” In this case, look for a sizing chart near the store’s belt display or with the belt’s online description. If you can’t find one, use a generic belt sizing chart from a reputable online source.
Belt sizing charts aren't universal, but they're usually pretty similar. For men’s belts, “small” often equals 32 inches (82 cm), “medium” often equals 34-36 inches (88-92 cm), and “large” often equals 38-40 inches (98-102 cm). For women’s belts, “small” often equals 30 inches (78 cm), “medium” often equals 32 inches (82 cm), and “large” often equals 34 inches (88 cm).
1-6. Get measured by a professional belt-maker for the ultimate fit.
If you want a premium quality belt that fits you perfectly, this is the way to go! Having a bespoke belt made for you isn’t cheap, of course, but it may be a worthwhile investment if you like to make your belt a focal point of your wardrobe.
If you plan to order a bespoke belt online, go to a tailor and have them measure your waist so you get the most accurate info for your order.
2. Evaluating Style and Functionality
2-1. Choose leather (or vegan leather) if you want a multi-purpose belt.
A good-quality black or brown leather (or leather alternative) belt pairs with just about anything and can stand up to regular wear-and-tear for years. If you’re looking for one belt that can serve many purposes, this is the material to go with.
As opposed to good-quality vegan leather belts, low-quality fake leather belts are unlikely to last for years. But they are a cheaper initial investment.
2-2. Opt for a canvas or vinyl belt for a more casual and colorful vibe.
While leather is the best choice for formalwear and for lasting, non-flashy functionality, it’s also okay to get colorful with your belts! Belts made of canvas, mesh, and similar fabrics won’t look right with a suit, but they come in a range of colors and—depending on the quality—can be very rugged.
If you like the look of canvas but the ruggedness of leather, shop for a fabric belt that has a leather backing—that way, you get the best of both worlds!
While a brown or black vinyl belt will just look like a really cheap leather knockoff, colorful vinyl belts can add fun pops of style to your casual wardrobe.
2-3. Buy a wider belt for a casual look, and a thinner one for a formal look.
The “belt police” won’t come after you if you violate this rule, but formal belts are usually thinner than casual belts. Dressier pants usually have smaller belt loops than casual pants, so there’s also a practical reason to choose a thinner formal belt.
Men’s formal belts are usually 1–1.5 in (2.5–3.8 cm) wide.
Men’s casual belts are typically 1.5–1.75 in (3.8–4.4 cm) wide.
Women’s belts are usually thinner than men’s belts, so expect to subtract around 0.25 in (0.64 cm) from the ranges listed above.
2-4. Pick the belt’s color based on the shoes you’ll usually wear with it.
This is a more important consideration with formal belts, and less vital when choosing a casual belt. That said, matching the color of your sneakers and belt can make a nice style complement to your favorite pair of jeans.
When it comes to formal belts, style experts often recommend matching your leathers. That is to say, you should wear a black leather belt with black leather shoes, a dark brown leather belt with dark brown leather shoes, and a light brown leather belt with light brown leather shoes. The same principle applies if you prefer to wear a leather alternative.
If you’re adding a leather (or alternative) jacket, purse, or other item to your wardrobe, try to match the color with your belt and shoes as well.
2-5. Match the metals on your belt and wardrobe, especially with formal wear.
Like matching your leathers, this is a more important consideration when you’re dressing up. Aim to match the color of your belt buckle—or any other metal material on the belt—with your watch, cufflinks, shoe buckles, pins, metal buttons, jewelry, and/or other metal items.
Focus primarily on matching larger, more prominent metal items, like your belt buckle and shoe buckles, or belt buckle and hoop earrings.
If you wear a particular piece of jewelry—such as a wedding ring—all the time, don’t worry about matching it with a gold-colored belt buckle every time.
2-6. Select a belt buckle type that you find stylish and easy to use.
Most leather belts use a metal buckle with a “tongue” that slips through one of the sizing holes in the belt strap in order to secure the belt. This type of buckle is a safe choice for a multi-functional belt, but there are other options to consider as well. For example:
Canvas belts often have a sliding latch buckle or a buckle that snaps together. It may be made of metal or plastic.
Some leather or vegan leather belts have a braided buckle, which is secured by sizing notches on the underside of the belt strap.
Decorative buckles, like the kind that might come to mind when you think of cowboys, can make a big statement—especially if you choose a really big buckle!
2-7. Invest in one or a few expensive belts, or buy several cheap ones.
It really comes down to your own preferences here. For roughly the same price, you can buy 2 or 3 well-made belts that will look and work great for years, or maybe 10 cheaper belts in a range of colors and styles that may not last a year.
If you just want a black belt and a brown belt that will look good, work well, and go with practically any outfit, it probably makes the most sense to invest in high-end options.
If you want to have lots of mix-and-match belt options every day and don’t want to blow your budget in the process, buying cheaper belts is likely the way to go. Just plan on having to shop for belts more frequently!
2-8. Test the quality of any belt you’re considering buying.
Even if you’re buying an inexpensive belt, you don’t want it to just fall apart right away! Look for scratches or tears, check that the stitching is tight, and make sure the buckling mechanism works smoothly. The more expensive the belt, the more discriminating you should be about the craftsmanship.
If you’re buying a leather belt, use your fingernail to make a small scrape on the backside of the leather. You’ll leave behind a faint line if the leather is still soft and supple. If you can’t leave a mark, the leather has dried out and toughened and will crack sooner rather than later.
Flex and twist a leather belt several times as well. The leather should offer little resistance, and definitely shouldn’t crack.
Tips
Never assume that a belt is the right size, or that it will look good on you because it looks good on the display rack. Take a few minutes to slip on the belt and look at it in a full-body mirror. Also make sure the buckling mechanism is sturdy and easy to manage.[14]
X
Research source
Belts that are sold by length (32 inch, 34 inch, 36 inch, etc.) are measured from the end of the buckle to the middle adjustment hole (or the midpoint of the expected area where the belt will be buckled). A “32 inch” belt is therefore actually several inches longer if measured from end-to-end.
It’s really difficult to be confident that a belt you buy online will fit as expected. The belt may also look different in real life than it does on the screen. Ideally, you should buy from a retailer that offers a no-hassle return guarantee—that way, if your first belt choice doesn’t fit or look right, you can easily replace it with another.
|
{
"create_time": "20230517 11:01:06",
"回答明细": "{\"回答\": \"1. Determining Your Belt Size\\n1-1. Bring your best-fitting belt along on your shopping trip.\\nIf you already have a belt that fits you just right, use it when you’re ready to pick out another belt. At the store, hold your belt up next to any belts that catch your eye—when you find one that’s the same length, you’ll know it will fit!\\nIf you’re really thinking ahead, also put on the pair of pants that you’re most interested in wearing with a new belt.\\n1-2. Add 2-3 in/cm to your pants’ waist size if you need a quick estimate.\\nUse this tactic if you see a belt you like while out shopping and don’t have a good-fitting belt on you for comparison. If you know the waist measurement (in inches) of a pair of pants that fits you well, add 2 inches to an even measurement (like 34 inches) and 3 inches to an odd measurement (like 35 inches). If your pants are a 34 inch waist, then, shop for a belt with a “36 inch” label.\\nIf the measurement is in centimeters, add 2 cm to an even number (like 86 cm) and 3 cm to an odd number (like 87 cm).\\n1-3. Measure your best-fitting belt for a more accurate size estimate.\\nLay your old belt out straight on a flat surface, with the buckle facing to your left. Start the tape measure at the far end of the buckle and run it to the sizing hole that you normally use to latch the belt. Round up this measurement to the closest even number in inches/centimeters, and write it down to use when belt shopping.\\nFor example, round up a measurement of 30.5 inches to 32 inches, or 78.5 cm to 80 cm.\\nFor a belt without sizing holes, such as a fabric belt, put on the belt (with pants) and mark the spot where it buckles with chalk. Take off the belt and measure from the end of the buckle to the chalk mark.\\n1-4. Run a cloth measuring tape through your belt loops for greater accuracy.\\nPut on a pair of nice-fitting pants that you’re looking to match up with a new belt, making sure that the waist is sitting where you normally wear it. Hold the starting point (0 in/cm) of a cloth measuring tape at the front pants button, then feed the measuring tape through the centers of all the belt loops. Overlap the front pants button and record the measurement in inches or centimeters. Round up to the closest even number in inches or centimeters.\\nIf your measurement is 32.5 inches, shop for a 34 inch belt. If it’s 88.5 cm, look for a 90 cm belt.\\n1-5. Use a sizing chart, if needed, to convert measurements to size options.\\nWhile many belts are labeled based on their length measurement, others use designations like “small,” “medium,” and “large.” In this case, look for a sizing chart near the store’s belt display or with the belt’s online description. If you can’t find one, use a generic belt sizing chart from a reputable online source.\\nBelt sizing charts aren't universal, but they're usually pretty similar. For men’s belts, “small” often equals 32 inches (82 cm), “medium” often equals 34-36 inches (88-92 cm), and “large” often equals 38-40 inches (98-102 cm). For women’s belts, “small” often equals 30 inches (78 cm), “medium” often equals 32 inches (82 cm), and “large” often equals 34 inches (88 cm).\\n1-6. Get measured by a professional belt-maker for the ultimate fit.\\nIf you want a premium quality belt that fits you perfectly, this is the way to go! Having a bespoke belt made for you isn’t cheap, of course, but it may be a worthwhile investment if you like to make your belt a focal point of your wardrobe.\\nIf you plan to order a bespoke belt online, go to a tailor and have them measure your waist so you get the most accurate info for your order.\\n2. Evaluating Style and Functionality\\n2-1. Choose leather (or vegan leather) if you want a multi-purpose belt.\\nA good-quality black or brown leather (or leather alternative) belt pairs with just about anything and can stand up to regular wear-and-tear for years. If you’re looking for one belt that can serve many purposes, this is the material to go with.\\nAs opposed to good-quality vegan leather belts, low-quality fake leather belts are unlikely to last for years. But they are a cheaper initial investment.\\n2-2. Opt for a canvas or vinyl belt for a more casual and colorful vibe.\\nWhile leather is the best choice for formalwear and for lasting, non-flashy functionality, it’s also okay to get colorful with your belts! Belts made of canvas, mesh, and similar fabrics won’t look right with a suit, but they come in a range of colors and—depending on the quality—can be very rugged.\\nIf you like the look of canvas but the ruggedness of leather, shop for a fabric belt that has a leather backing—that way, you get the best of both worlds!\\nWhile a brown or black vinyl belt will just look like a really cheap leather knockoff, colorful vinyl belts can add fun pops of style to your casual wardrobe.\\n2-3. Buy a wider belt for a casual look, and a thinner one for a formal look.\\nThe “belt police” won’t come after you if you violate this rule, but formal belts are usually thinner than casual belts. Dressier pants usually have smaller belt loops than casual pants, so there’s also a practical reason to choose a thinner formal belt.\\nMen’s formal belts are usually 1–1.5 in (2.5–3.8 cm) wide.\\nMen’s casual belts are typically 1.5–1.75 in (3.8–4.4 cm) wide.\\nWomen’s belts are usually thinner than men’s belts, so expect to subtract around 0.25 in (0.64 cm) from the ranges listed above.\\n2-4. Pick the belt’s color based on the shoes you’ll usually wear with it.\\nThis is a more important consideration with formal belts, and less vital when choosing a casual belt. That said, matching the color of your sneakers and belt can make a nice style complement to your favorite pair of jeans.\\nWhen it comes to formal belts, style experts often recommend matching your leathers. That is to say, you should wear a black leather belt with black leather shoes, a dark brown leather belt with dark brown leather shoes, and a light brown leather belt with light brown leather shoes. The same principle applies if you prefer to wear a leather alternative.\\nIf you’re adding a leather (or alternative) jacket, purse, or other item to your wardrobe, try to match the color with your belt and shoes as well.\\n2-5. Match the metals on your belt and wardrobe, especially with formal wear.\\nLike matching your leathers, this is a more important consideration when you’re dressing up. Aim to match the color of your belt buckle—or any other metal material on the belt—with your watch, cufflinks, shoe buckles, pins, metal buttons, jewelry, and/or other metal items.\\nFocus primarily on matching larger, more prominent metal items, like your belt buckle and shoe buckles, or belt buckle and hoop earrings.\\nIf you wear a particular piece of jewelry—such as a wedding ring—all the time, don’t worry about matching it with a gold-colored belt buckle every time.\\n2-6. Select a belt buckle type that you find stylish and easy to use.\\nMost leather belts use a metal buckle with a “tongue” that slips through one of the sizing holes in the belt strap in order to secure the belt. This type of buckle is a safe choice for a multi-functional belt, but there are other options to consider as well. For example:\\nCanvas belts often have a sliding latch buckle or a buckle that snaps together. It may be made of metal or plastic.\\nSome leather or vegan leather belts have a braided buckle, which is secured by sizing notches on the underside of the belt strap.\\nDecorative buckles, like the kind that might come to mind when you think of cowboys, can make a big statement—especially if you choose a really big buckle!\\n2-7. Invest in one or a few expensive belts, or buy several cheap ones.\\nIt really comes down to your own preferences here. For roughly the same price, you can buy 2 or 3 well-made belts that will look and work great for years, or maybe 10 cheaper belts in a range of colors and styles that may not last a year.\\nIf you just want a black belt and a brown belt that will look good, work well, and go with practically any outfit, it probably makes the most sense to invest in high-end options.\\nIf you want to have lots of mix-and-match belt options every day and don’t want to blow your budget in the process, buying cheaper belts is likely the way to go. Just plan on having to shop for belts more frequently!\\n2-8. Test the quality of any belt you’re considering buying.\\nEven if you’re buying an inexpensive belt, you don’t want it to just fall apart right away! Look for scratches or tears, check that the stitching is tight, and make sure the buckling mechanism works smoothly. The more expensive the belt, the more discriminating you should be about the craftsmanship.\\nIf you’re buying a leather belt, use your fingernail to make a small scrape on the backside of the leather. You’ll leave behind a faint line if the leather is still soft and supple. If you can’t leave a mark, the leather has dried out and toughened and will crack sooner rather than later.\\nFlex and twist a leather belt several times as well. The leather should offer little resistance, and definitely shouldn’t crack.\\nTips\\nNever assume that a belt is the right size, or that it will look good on you because it looks good on the display rack. Take a few minutes to slip on the belt and look at it in a full-body mirror. Also make sure the buckling mechanism is sturdy and easy to manage.[14]\\nX\\nResearch source\\nBelts that are sold by length (32 inch, 34 inch, 36 inch, etc.) are measured from the end of the buckle to the middle adjustment hole (or the midpoint of the expected area where the belt will be buckled). A “32 inch” belt is therefore actually several inches longer if measured from end-to-end.\\nIt’s really difficult to be confident that a belt you buy online will fit as expected. The belt may also look different in real life than it does on the screen. Ideally, you should buy from a retailer that offers a no-hassle return guarantee—that way, if your first belt choice doesn’t fit or look right, you can easily replace it with another.\\n\", \"简要回答\": \"It’s easy to take belts for granted, but they’re more than just a practical accessory. A good belt complements your wardrobe and can even make a fashion statement of its own. Buying the right belt starts with figuring out your belt size. After that, use your style preferences and budget to zero in on the right belt for your needs.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Determining Your Belt Size\", \"步骤\": [{\"编号\": 1, \"标题\": \"Bring your best-fitting belt along on your shopping trip.\", \"描述\": \"If you already have a belt that fits you just right, use it when you’re ready to pick out another belt. At the store, hold your belt up next to any belts that catch your eye—when you find one that’s the same length, you’ll know it will fit!\\nIf you’re really thinking ahead, also put on the pair of pants that you’re most interested in wearing with a new belt.\"}, {\"编号\": 2, \"标题\": \"Add 2-3 in/cm to your pants’ waist size if you need a quick estimate.\", \"描述\": \"Use this tactic if you see a belt you like while out shopping and don’t have a good-fitting belt on you for comparison. If you know the waist measurement (in inches) of a pair of pants that fits you well, add 2 inches to an even measurement (like 34 inches) and 3 inches to an odd measurement (like 35 inches). If your pants are a 34 inch waist, then, shop for a belt with a “36 inch” label.\\nIf the measurement is in centimeters, add 2 cm to an even number (like 86 cm) and 3 cm to an odd number (like 87 cm).\"}, {\"编号\": 3, \"标题\": \"Measure your best-fitting belt for a more accurate size estimate.\", \"描述\": \"Lay your old belt out straight on a flat surface, with the buckle facing to your left. Start the tape measure at the far end of the buckle and run it to the sizing hole that you normally use to latch the belt. Round up this measurement to the closest even number in inches/centimeters, and write it down to use when belt shopping.\\nFor example, round up a measurement of 30.5 inches to 32 inches, or 78.5 cm to 80 cm.\\nFor a belt without sizing holes, such as a fabric belt, put on the belt (with pants) and mark the spot where it buckles with chalk. Take off the belt and measure from the end of the buckle to the chalk mark.\"}, {\"编号\": 4, \"标题\": \"Run a cloth measuring tape through your belt loops for greater accuracy.\", \"描述\": \"Put on a pair of nice-fitting pants that you’re looking to match up with a new belt, making sure that the waist is sitting where you normally wear it. Hold the starting point (0 in/cm) of a cloth measuring tape at the front pants button, then feed the measuring tape through the centers of all the belt loops. Overlap the front pants button and record the measurement in inches or centimeters. Round up to the closest even number in inches or centimeters.\\nIf your measurement is 32.5 inches, shop for a 34 inch belt. If it’s 88.5 cm, look for a 90 cm belt.\"}, {\"编号\": 5, \"标题\": \"Use a sizing chart, if needed, to convert measurements to size options.\", \"描述\": \"While many belts are labeled based on their length measurement, others use designations like “small,” “medium,” and “large.” In this case, look for a sizing chart near the store’s belt display or with the belt’s online description. If you can’t find one, use a generic belt sizing chart from a reputable online source.\\nBelt sizing charts aren't universal, but they're usually pretty similar. For men’s belts, “small” often equals 32 inches (82 cm), “medium” often equals 34-36 inches (88-92 cm), and “large” often equals 38-40 inches (98-102 cm). For women’s belts, “small” often equals 30 inches (78 cm), “medium” often equals 32 inches (82 cm), and “large” often equals 34 inches (88 cm).\"}, {\"编号\": 6, \"标题\": \"Get measured by a professional belt-maker for the ultimate fit.\", \"描述\": \"If you want a premium quality belt that fits you perfectly, this is the way to go! Having a bespoke belt made for you isn’t cheap, of course, but it may be a worthwhile investment if you like to make your belt a focal point of your wardrobe.\\nIf you plan to order a bespoke belt online, go to a tailor and have them measure your waist so you get the most accurate info for your order.\"}]}, {\"编号\": 2, \"标题\": \"Evaluating Style and Functionality\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose leather (or vegan leather) if you want a multi-purpose belt.\", \"描述\": \"A good-quality black or brown leather (or leather alternative) belt pairs with just about anything and can stand up to regular wear-and-tear for years. If you’re looking for one belt that can serve many purposes, this is the material to go with.\\nAs opposed to good-quality vegan leather belts, low-quality fake leather belts are unlikely to last for years. But they are a cheaper initial investment.\"}, {\"编号\": 2, \"标题\": \"Opt for a canvas or vinyl belt for a more casual and colorful vibe.\", \"描述\": \"While leather is the best choice for formalwear and for lasting, non-flashy functionality, it’s also okay to get colorful with your belts! Belts made of canvas, mesh, and similar fabrics won’t look right with a suit, but they come in a range of colors and—depending on the quality—can be very rugged.\\nIf you like the look of canvas but the ruggedness of leather, shop for a fabric belt that has a leather backing—that way, you get the best of both worlds!\\nWhile a brown or black vinyl belt will just look like a really cheap leather knockoff, colorful vinyl belts can add fun pops of style to your casual wardrobe.\"}, {\"编号\": 3, \"标题\": \"Buy a wider belt for a casual look, and a thinner one for a formal look.\", \"描述\": \"The “belt police” won’t come after you if you violate this rule, but formal belts are usually thinner than casual belts. Dressier pants usually have smaller belt loops than casual pants, so there’s also a practical reason to choose a thinner formal belt.\\nMen’s formal belts are usually 1–1.5 in (2.5–3.8 cm) wide.\\nMen’s casual belts are typically 1.5–1.75 in (3.8–4.4 cm) wide.\\nWomen’s belts are usually thinner than men’s belts, so expect to subtract around 0.25 in (0.64 cm) from the ranges listed above.\"}, {\"编号\": 4, \"标题\": \"Pick the belt’s color based on the shoes you’ll usually wear with it.\", \"描述\": \"This is a more important consideration with formal belts, and less vital when choosing a casual belt. That said, matching the color of your sneakers and belt can make a nice style complement to your favorite pair of jeans.\\nWhen it comes to formal belts, style experts often recommend matching your leathers. That is to say, you should wear a black leather belt with black leather shoes, a dark brown leather belt with dark brown leather shoes, and a light brown leather belt with light brown leather shoes. The same principle applies if you prefer to wear a leather alternative.\\nIf you’re adding a leather (or alternative) jacket, purse, or other item to your wardrobe, try to match the color with your belt and shoes as well.\"}, {\"编号\": 5, \"标题\": \"Match the metals on your belt and wardrobe, especially with formal wear.\", \"描述\": \"Like matching your leathers, this is a more important consideration when you’re dressing up. Aim to match the color of your belt buckle—or any other metal material on the belt—with your watch, cufflinks, shoe buckles, pins, metal buttons, jewelry, and/or other metal items.\\nFocus primarily on matching larger, more prominent metal items, like your belt buckle and shoe buckles, or belt buckle and hoop earrings.\\nIf you wear a particular piece of jewelry—such as a wedding ring—all the time, don’t worry about matching it with a gold-colored belt buckle every time.\"}, {\"编号\": 6, \"标题\": \"Select a belt buckle type that you find stylish and easy to use.\", \"描述\": \"Most leather belts use a metal buckle with a “tongue” that slips through one of the sizing holes in the belt strap in order to secure the belt. This type of buckle is a safe choice for a multi-functional belt, but there are other options to consider as well. For example:\\nCanvas belts often have a sliding latch buckle or a buckle that snaps together. It may be made of metal or plastic.\\nSome leather or vegan leather belts have a braided buckle, which is secured by sizing notches on the underside of the belt strap.\\nDecorative buckles, like the kind that might come to mind when you think of cowboys, can make a big statement—especially if you choose a really big buckle!\"}, {\"编号\": 7, \"标题\": \"Invest in one or a few expensive belts, or buy several cheap ones.\", \"描述\": \"It really comes down to your own preferences here. For roughly the same price, you can buy 2 or 3 well-made belts that will look and work great for years, or maybe 10 cheaper belts in a range of colors and styles that may not last a year.\\nIf you just want a black belt and a brown belt that will look good, work well, and go with practically any outfit, it probably makes the most sense to invest in high-end options.\\nIf you want to have lots of mix-and-match belt options every day and don’t want to blow your budget in the process, buying cheaper belts is likely the way to go. Just plan on having to shop for belts more frequently!\"}, {\"编号\": 8, \"标题\": \"Test the quality of any belt you’re considering buying.\", \"描述\": \"Even if you’re buying an inexpensive belt, you don’t want it to just fall apart right away! Look for scratches or tears, check that the stitching is tight, and make sure the buckling mechanism works smoothly. The more expensive the belt, the more discriminating you should be about the craftsmanship.\\nIf you’re buying a leather belt, use your fingernail to make a small scrape on the backside of the leather. You’ll leave behind a faint line if the leather is still soft and supple. If you can’t leave a mark, the leather has dried out and toughened and will crack sooner rather than later.\\nFlex and twist a leather belt several times as well. The leather should offer little resistance, and definitely shouldn’t crack.\"}], \"小提示\": [\"Never assume that a belt is the right size, or that it will look good on you because it looks good on the display rack. Take a few minutes to slip on the belt and look at it in a full-body mirror. Also make sure the buckling mechanism is sturdy and easy to manage.[14]\\nX\\nResearch source\\n\", \"Belts that are sold by length (32 inch, 34 inch, 36 inch, etc.) are measured from the end of the buckle to the middle adjustment hole (or the midpoint of the expected area where the belt will be buckled). A “32 inch” belt is therefore actually several inches longer if measured from end-to-end.\\n\", \"It’s really difficult to be confident that a belt you buy online will fit as expected. The belt may also look different in real life than it does on the screen. Ideally, you should buy from a retailer that offers a no-hassle return guarantee—that way, if your first belt choice doesn’t fit or look right, you can easily replace it with another.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,983 |
How to Buy a Betta Fish
|
1. Setting Up the Tank
1-1. Make sure to have the correct equipment for your fish.
You will need to start by purchasing a tank. There are many different tank options available online, and at pet stores. Just make sure to purchase a tank with a minimum of 2.5 gallons. Remember, bigger is always better. Bettas thrive in tanks with lots of swimming room and could become bored, and not live long in a smaller tank.
1-2. Purchase plants, substrate, and decorations.
Either live plants or fake plants will work. If you purchase fake plants, however, make sure they have no sharp edges or anything that may rip the Bettas' fins.
Substrate is any kind of gravel, sand, or rock used at the bottom of aquariums. You can buy whatever substrate pleases you. Just be sure nothing is painted, because paint chips can be toxic to the water.
Decorations are good for making your aquarium fun. They also keep your Betta feeling safe, and it gives them something to swim around, and hide in. You can purchase any decorations you like. Just remember, no sharp edges!
1-3. Don't forget to have a filter and heater.
These are also necessary items to help with the upkeep of the water, and the general health of the fish.
Purchase a low-power filter. High-powered filters can stress Betta fish as they aren't the strongest swimmers. If you cannot find a low powered filter, consider buying a filter sponge, to slow down the flow of the water.
Bettas are tropical fish that comes from a tropical climate of around 78–82 °F (26–28 °C). So a heater and thermometer are necessary items to keep the Betta happy and healthy.
1-4. Purchase a water conditioner.
The last, and most important step, is to purchase a water conditioner.
Water conditioner removes all harmful chlorine, and chemicals from the water that may be harmful to your Betta fish.
1-5. Set your tank
Remember to rinse out everything including the tank. Only use water, and do not use soap. Soap is very hard to completely rinse out, and can be toxic to fish.
Start by adding your substrate. Fill it up to about 2 inches (5.1 cm) deep.
Next, add your decorations, and plants. You can set them up however you like.
Fill the tank with water, hook up the heater, the filter, and turn them on.
Add the conditioner, and let the tank run (cycle) for at least 4-6 weeks before adding the fish.
2. Purchasing and Adding Fish into Your Tank
2-1. Buy your fish from a good store.
There are many different pet stores, and even online breeders to choose from.
If you purchase the fish online, make sure it is from a reputable breeder you're buying from.
If you want a long-lived fish, purchase a healthy one. Most online breeders take very good care of their fish, and you won't have to worry about the health of the Betta.
If you buy from a pet store, look at each fish carefully. They should be active, and react when you come near, and their colors should be vibrant, and their fins should look beautiful, and healthy.
When you see the one, buy it!
2-2. Add the fish to your tank.
Once you have brought home your new friend, you will move on to the most exciting part, adding it to the tank!
Start by placing the plastic cup, or bag you brought your fish in into the tank. This is called acclimating. It helps the fish get used to the temperature in the tank, without stressing them. Do this for about 30 minutes.
Once the 30 minutes are up, release them, and let them explore their new home!
Warnings
Never keep more than one Betta in the same tank. They are natural-born fighters, and they will fight!
|
{
"create_time": "20230517 11:01:06",
"回答明细": "{\"回答\": \"1. Setting Up the Tank\\n1-1. Make sure to have the correct equipment for your fish.\\nYou will need to start by purchasing a tank. There are many different tank options available online, and at pet stores. Just make sure to purchase a tank with a minimum of 2.5 gallons. Remember, bigger is always better. Bettas thrive in tanks with lots of swimming room and could become bored, and not live long in a smaller tank.\\n1-2. Purchase plants, substrate, and decorations.\\nEither live plants or fake plants will work. If you purchase fake plants, however, make sure they have no sharp edges or anything that may rip the Bettas' fins.\\nSubstrate is any kind of gravel, sand, or rock used at the bottom of aquariums. You can buy whatever substrate pleases you. Just be sure nothing is painted, because paint chips can be toxic to the water.\\nDecorations are good for making your aquarium fun. They also keep your Betta feeling safe, and it gives them something to swim around, and hide in. You can purchase any decorations you like. Just remember, no sharp edges!\\n1-3. Don't forget to have a filter and heater.\\nThese are also necessary items to help with the upkeep of the water, and the general health of the fish.\\nPurchase a low-power filter. High-powered filters can stress Betta fish as they aren't the strongest swimmers. If you cannot find a low powered filter, consider buying a filter sponge, to slow down the flow of the water.\\nBettas are tropical fish that comes from a tropical climate of around 78–82 °F (26–28 °C). So a heater and thermometer are necessary items to keep the Betta happy and healthy.\\n1-4. Purchase a water conditioner.\\nThe last, and most important step, is to purchase a water conditioner.\\nWater conditioner removes all harmful chlorine, and chemicals from the water that may be harmful to your Betta fish.\\n1-5. Set your tank\\nRemember to rinse out everything including the tank. Only use water, and do not use soap. Soap is very hard to completely rinse out, and can be toxic to fish.\\nStart by adding your substrate. Fill it up to about 2 inches (5.1 cm) deep.\\nNext, add your decorations, and plants. You can set them up however you like.\\nFill the tank with water, hook up the heater, the filter, and turn them on.\\nAdd the conditioner, and let the tank run (cycle) for at least 4-6 weeks before adding the fish.\\n2. Purchasing and Adding Fish into Your Tank\\n2-1. Buy your fish from a good store.\\nThere are many different pet stores, and even online breeders to choose from.\\nIf you purchase the fish online, make sure it is from a reputable breeder you're buying from.\\nIf you want a long-lived fish, purchase a healthy one. Most online breeders take very good care of their fish, and you won't have to worry about the health of the Betta.\\nIf you buy from a pet store, look at each fish carefully. They should be active, and react when you come near, and their colors should be vibrant, and their fins should look beautiful, and healthy.\\nWhen you see the one, buy it!\\n2-2. Add the fish to your tank.\\nOnce you have brought home your new friend, you will move on to the most exciting part, adding it to the tank!\\nStart by placing the plastic cup, or bag you brought your fish in into the tank. This is called acclimating. It helps the fish get used to the temperature in the tank, without stressing them. Do this for about 30 minutes.\\nOnce the 30 minutes are up, release them, and let them explore their new home!\\nWarnings\\nNever keep more than one Betta in the same tank. They are natural-born fighters, and they will fight!\\n\", \"简要回答\": \"Bettas are a beautiful breed of fish known for their vibrant colors, and their long, flowing fins. If you are interested in owning a Betta, you will need to know what to expect. This article will help you with the process of purchasing, owning, and general care for your new friend.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Setting Up the Tank\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure to have the correct equipment for your fish.\", \"描述\": \"You will need to start by purchasing a tank. There are many different tank options available online, and at pet stores. Just make sure to purchase a tank with a minimum of 2.5 gallons. Remember, bigger is always better. Bettas thrive in tanks with lots of swimming room and could become bored, and not live long in a smaller tank.\"}, {\"编号\": 2, \"标题\": \"Purchase plants, substrate, and decorations.\", \"描述\": \"Either live plants or fake plants will work. If you purchase fake plants, however, make sure they have no sharp edges or anything that may rip the Bettas' fins.\\nSubstrate is any kind of gravel, sand, or rock used at the bottom of aquariums. You can buy whatever substrate pleases you. Just be sure nothing is painted, because paint chips can be toxic to the water.\\nDecorations are good for making your aquarium fun. They also keep your Betta feeling safe, and it gives them something to swim around, and hide in. You can purchase any decorations you like. Just remember, no sharp edges!\"}, {\"编号\": 3, \"标题\": \"Don't forget to have a filter and heater.\", \"描述\": \"These are also necessary items to help with the upkeep of the water, and the general health of the fish.\\nPurchase a low-power filter. High-powered filters can stress Betta fish as they aren't the strongest swimmers. If you cannot find a low powered filter, consider buying a filter sponge, to slow down the flow of the water.\\nBettas are tropical fish that comes from a tropical climate of around 78–82 °F (26–28 °C). So a heater and thermometer are necessary items to keep the Betta happy and healthy.\"}, {\"编号\": 4, \"标题\": \"Purchase a water conditioner.\", \"描述\": \"The last, and most important step, is to purchase a water conditioner.\\nWater conditioner removes all harmful chlorine, and chemicals from the water that may be harmful to your Betta fish.\"}, {\"编号\": 5, \"标题\": \"Set your tank\", \"描述\": \"Remember to rinse out everything including the tank. Only use water, and do not use soap. Soap is very hard to completely rinse out, and can be toxic to fish.\\nStart by adding your substrate. Fill it up to about 2 inches (5.1 cm) deep.\\nNext, add your decorations, and plants. You can set them up however you like.\\nFill the tank with water, hook up the heater, the filter, and turn them on.\\nAdd the conditioner, and let the tank run (cycle) for at least 4-6 weeks before adding the fish.\"}]}, {\"编号\": 2, \"标题\": \"Purchasing and Adding Fish into Your Tank\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy your fish from a good store.\", \"描述\": \"There are many different pet stores, and even online breeders to choose from.\\nIf you purchase the fish online, make sure it is from a reputable breeder you're buying from.\\nIf you want a long-lived fish, purchase a healthy one. Most online breeders take very good care of their fish, and you won't have to worry about the health of the Betta.\\nIf you buy from a pet store, look at each fish carefully. They should be active, and react when you come near, and their colors should be vibrant, and their fins should look beautiful, and healthy.\\nWhen you see the one, buy it!\"}, {\"编号\": 2, \"标题\": \"Add the fish to your tank.\", \"描述\": \"Once you have brought home your new friend, you will move on to the most exciting part, adding it to the tank!\\nStart by placing the plastic cup, or bag you brought your fish in into the tank. This is called acclimating. It helps the fish get used to the temperature in the tank, without stressing them. Do this for about 30 minutes.\\nOnce the 30 minutes are up, release them, and let them explore their new home!\"}], \"注意事项\": [\"Never keep more than one Betta in the same tank. They are natural-born fighters, and they will fight!\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,984 |
How to Buy a Birkin Bag
|
1. Shopping at a Hermès Store
1-1. Look (and act) the part of a Birkin owner.
Hermès employees are often selective with who they let see their humble supplies of the most coveted bag. Dress to impress but make sure not to go overboard by choosing a clean, well fitting, fashion forward outfit that shows you know your stuff.
Treat the sales associates kindly, and display any knowledge you have of the brand in conversation before bringing up the Birkin.
Wear some Hermès merchandise you already own, like scarves, belts, or other bags.
1-2. Take a shot and ask a sales associate to see one of the bags.
While it’s rare, there are some lucky people who simply strolled into a Hermès store, asked to buy a Birkin, and walked away successful. Avoid shopping on weekends because most stores receive supplies during the week. Try to go in the morning to show you’re serious and beat any crowds.
1-3. Create a reputation with the store by building a purchase history.
If you’ve already tried asking to buy the bag and gotten a resounding no, you can increase your chances of getting your hands on a Birkin by building up to it with smaller purchases first. Wallets, belts, scarves, smaller bags, and other options are more affordable and will show associates you’re the right kind of person to be a walking billboard for the holy grail of handbags.
Going back to the same location and working with the same sales associate over and over will speed the process up. Connections are important!
If you’re going to shop at multiple locations or with multiple salespeople you’ll have to make a larger amount of purchases before being shown a Birkin.
With time and patience a salesperson may offer to show you something special in their private room.
1-4. Take a trip to the Las Vegas shops to increase your odds of being helped.
Head into one of the three Hermès locations along Las Vegas Boulevard and ask an employee if they have any in stock.
Vegas is a magnet for wealthy people from all over the world who dress in a broad range of styles, so sales associates have a hard time knowing who is and isn’t serious about the Birkin based on appearance.
1-5. Make an appointment at the mothership store in Paris if within your means.
Maximize your options and go straight to the source by shopping at the global flagship store located at 24 Rue du Faubourg Saint-Honoré in Paris. Get in line early in the morning to score yourself an appointment with a leather specialist on a first-come-first-serve basis.
If you can’t get an appointment, build a reputation for yourself by purchasing some smaller priced items or fine jewelry and try again the next day.
Avoid going in August. Stocks are lowest at this time since that’s when many of the leather specialists take their vacations.
2. Finding Used Bags
2-1. Try a pawn shop if you’re willing to purchase a used bag.
People sometimes use their Birkins as collateral for a loan and when they can’t pay it back the pawn shop sells it. Choose to shop at pawn shops and jewelry exchanges in upscale neighborhoods. Make sure you’re not buying a knock-off by checking for:
Hand stitching on the entire bag. All real Birkins are completely hand sewn.
Dents and cracks in the handle. A real Birkin handle will connect to the bag in a smooth line.
Quality hardware. The zippers, buckles, and latches on a real Birkin are made of quality materials but the one’s on a fake will look and feel cheap and could get stuck easily.
2-2. Consider buying pre-owned through a certified online reseller.
While you can’t purchase a Birkin through the Hermès website, there are some companies that sell used ones.
Privé Porter’s website has a contact submission form. Fill it out and a specialist will get in touch with you about their stock.
The Real Real showcases their available bags on their website. Make an account, add your billing information, and shop right from the site for your not-exactly-new (but certified authentic) Birkin.
2-3. Regularly check marketplace websites for more used options.
Make an account with a company like eBay, LetGo, OfferUp, or PoshMark and search for the Birkin you want. Message the seller, negotiate a price, and make arrangements for the exchange. To stay safe during your meeting:
Ask for extensive pictures beforehand to ensure you’re getting what you want.
Meet up in a public place.
Thoroughly inspect the bag to confirm it’s real.
Bring a friend with you for a second opinion before you finalize payment.
3. Shopping for Alternatives
3-1. Consider buying from a different Hermès line if the Birkin isn't an option right now.
If finding or affording a Birkin feels too overwhelming there are alternative lines from the brand that will still look great.
The Evelyne is a cross body bag that features a perforated H design and costs between $500 and $1,000.
The Picotin is a lightweight bag with minimal hardware ranging in price from $1,000 to $3,000.
The Kelly is a hard sided design made with textured goat leather and is priced between $5,000 and $8,000.
3-2. Try a different designer brand if Hermès is too much right now.
Opting for a less expensive designer brand opens your options up to similar styles and luxury without the same price tag.
The Michael Kors Studio Mercer Tote Bag is almost identical to a Birkin and costs around $300.
The Kate Spade New York Hayes Street Isobel has a similar design and feel as the Birkin but comes in at about $350.
3-3. Opt for a lower end copy-cat as a last resort.
If designer brands are truly not an option right now, you can still get the look by shopping for bags with similar design elements without the luxury cost! A good option is the Dasein Padlock Satchel Handbag which can be found at online retailers like Overstock. The best part? It only costs about $50.
Tips
You’re more likely to score a Birkin if you aren’t set on a specific one.
Avoid shopping on weekends because most stores receive their supplies on weekdays.
Birkin stocks are lowest during the month of August when most leather specialists at their flagship store take their vacations.
|
{
"create_time": "20230517 11:01:06",
"回答明细": "{\"回答\": \"1. Shopping at a Hermès Store\\n1-1. Look (and act) the part of a Birkin owner.\\nHermès employees are often selective with who they let see their humble supplies of the most coveted bag. Dress to impress but make sure not to go overboard by choosing a clean, well fitting, fashion forward outfit that shows you know your stuff.\\nTreat the sales associates kindly, and display any knowledge you have of the brand in conversation before bringing up the Birkin.\\nWear some Hermès merchandise you already own, like scarves, belts, or other bags.\\n1-2. Take a shot and ask a sales associate to see one of the bags.\\nWhile it’s rare, there are some lucky people who simply strolled into a Hermès store, asked to buy a Birkin, and walked away successful. Avoid shopping on weekends because most stores receive supplies during the week. Try to go in the morning to show you’re serious and beat any crowds.\\n1-3. Create a reputation with the store by building a purchase history.\\nIf you’ve already tried asking to buy the bag and gotten a resounding no, you can increase your chances of getting your hands on a Birkin by building up to it with smaller purchases first. Wallets, belts, scarves, smaller bags, and other options are more affordable and will show associates you’re the right kind of person to be a walking billboard for the holy grail of handbags.\\nGoing back to the same location and working with the same sales associate over and over will speed the process up. Connections are important!\\nIf you’re going to shop at multiple locations or with multiple salespeople you’ll have to make a larger amount of purchases before being shown a Birkin.\\nWith time and patience a salesperson may offer to show you something special in their private room.\\n1-4. Take a trip to the Las Vegas shops to increase your odds of being helped.\\nHead into one of the three Hermès locations along Las Vegas Boulevard and ask an employee if they have any in stock.\\nVegas is a magnet for wealthy people from all over the world who dress in a broad range of styles, so sales associates have a hard time knowing who is and isn’t serious about the Birkin based on appearance.\\n1-5. Make an appointment at the mothership store in Paris if within your means.\\nMaximize your options and go straight to the source by shopping at the global flagship store located at 24 Rue du Faubourg Saint-Honoré in Paris. Get in line early in the morning to score yourself an appointment with a leather specialist on a first-come-first-serve basis.\\nIf you can’t get an appointment, build a reputation for yourself by purchasing some smaller priced items or fine jewelry and try again the next day.\\nAvoid going in August. Stocks are lowest at this time since that’s when many of the leather specialists take their vacations.\\n2. Finding Used Bags\\n2-1. Try a pawn shop if you’re willing to purchase a used bag.\\nPeople sometimes use their Birkins as collateral for a loan and when they can’t pay it back the pawn shop sells it. Choose to shop at pawn shops and jewelry exchanges in upscale neighborhoods. Make sure you’re not buying a knock-off by checking for:\\nHand stitching on the entire bag. All real Birkins are completely hand sewn.\\nDents and cracks in the handle. A real Birkin handle will connect to the bag in a smooth line.\\nQuality hardware. The zippers, buckles, and latches on a real Birkin are made of quality materials but the one’s on a fake will look and feel cheap and could get stuck easily.\\n2-2. Consider buying pre-owned through a certified online reseller.\\nWhile you can’t purchase a Birkin through the Hermès website, there are some companies that sell used ones.\\nPrivé Porter’s website has a contact submission form. Fill it out and a specialist will get in touch with you about their stock.\\nThe Real Real showcases their available bags on their website. Make an account, add your billing information, and shop right from the site for your not-exactly-new (but certified authentic) Birkin.\\n2-3. Regularly check marketplace websites for more used options.\\nMake an account with a company like eBay, LetGo, OfferUp, or PoshMark and search for the Birkin you want. Message the seller, negotiate a price, and make arrangements for the exchange. To stay safe during your meeting:\\nAsk for extensive pictures beforehand to ensure you’re getting what you want.\\nMeet up in a public place.\\nThoroughly inspect the bag to confirm it’s real.\\nBring a friend with you for a second opinion before you finalize payment.\\n3. Shopping for Alternatives\\n3-1. Consider buying from a different Hermès line if the Birkin isn't an option right now.\\nIf finding or affording a Birkin feels too overwhelming there are alternative lines from the brand that will still look great.\\nThe Evelyne is a cross body bag that features a perforated H design and costs between $500 and $1,000.\\nThe Picotin is a lightweight bag with minimal hardware ranging in price from $1,000 to $3,000.\\nThe Kelly is a hard sided design made with textured goat leather and is priced between $5,000 and $8,000.\\n3-2. Try a different designer brand if Hermès is too much right now.\\nOpting for a less expensive designer brand opens your options up to similar styles and luxury without the same price tag.\\nThe Michael Kors Studio Mercer Tote Bag is almost identical to a Birkin and costs around $300.\\nThe Kate Spade New York Hayes Street Isobel has a similar design and feel as the Birkin but comes in at about $350.\\n3-3. Opt for a lower end copy-cat as a last resort.\\nIf designer brands are truly not an option right now, you can still get the look by shopping for bags with similar design elements without the luxury cost! A good option is the Dasein Padlock Satchel Handbag which can be found at online retailers like Overstock. The best part? It only costs about $50.\\nTips\\nYou’re more likely to score a Birkin if you aren’t set on a specific one.\\nAvoid shopping on weekends because most stores receive their supplies on weekdays.\\nBirkin stocks are lowest during the month of August when most leather specialists at their flagship store take their vacations.\\n\", \"简要回答\": \"The Hermès Birkin is the most sought after bag in the world with a price tag to match. Incredibly hard to find and costing as much as some cars, their limited supply drives the high demand for this elite accessory. If you’ve been dreaming of buying an Hermès Birkin bag, figuring out where to start can be overwhelming. Bring home your own iconic, orange box by looking the part, making connections, and getting creative with your shopping options. Since the Birkin isn’t for everyone, there are other alternatives to consider if you can’t get your hands on (or afford!) one of your own. To help you get your hands on an Hermès Birkin bag, we've put together some insider tips below.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Shopping at a Hermès Store\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look (and act) the part of a Birkin owner.\", \"描述\": \"Hermès employees are often selective with who they let see their humble supplies of the most coveted bag. Dress to impress but make sure not to go overboard by choosing a clean, well fitting, fashion forward outfit that shows you know your stuff.\\nTreat the sales associates kindly, and display any knowledge you have of the brand in conversation before bringing up the Birkin.\\nWear some Hermès merchandise you already own, like scarves, belts, or other bags.\"}, {\"编号\": 2, \"标题\": \"Take a shot and ask a sales associate to see one of the bags.\", \"描述\": \"While it’s rare, there are some lucky people who simply strolled into a Hermès store, asked to buy a Birkin, and walked away successful. Avoid shopping on weekends because most stores receive supplies during the week. Try to go in the morning to show you’re serious and beat any crowds.\"}, {\"编号\": 3, \"标题\": \"Create a reputation with the store by building a purchase history.\", \"描述\": \"If you’ve already tried asking to buy the bag and gotten a resounding no, you can increase your chances of getting your hands on a Birkin by building up to it with smaller purchases first. Wallets, belts, scarves, smaller bags, and other options are more affordable and will show associates you’re the right kind of person to be a walking billboard for the holy grail of handbags.\\nGoing back to the same location and working with the same sales associate over and over will speed the process up. Connections are important!\\nIf you’re going to shop at multiple locations or with multiple salespeople you’ll have to make a larger amount of purchases before being shown a Birkin.\\nWith time and patience a salesperson may offer to show you something special in their private room.\"}, {\"编号\": 4, \"标题\": \"Take a trip to the Las Vegas shops to increase your odds of being helped.\", \"描述\": \"Head into one of the three Hermès locations along Las Vegas Boulevard and ask an employee if they have any in stock.\\nVegas is a magnet for wealthy people from all over the world who dress in a broad range of styles, so sales associates have a hard time knowing who is and isn’t serious about the Birkin based on appearance.\"}, {\"编号\": 5, \"标题\": \"Make an appointment at the mothership store in Paris if within your means.\", \"描述\": \"Maximize your options and go straight to the source by shopping at the global flagship store located at 24 Rue du Faubourg Saint-Honoré in Paris. Get in line early in the morning to score yourself an appointment with a leather specialist on a first-come-first-serve basis.\\nIf you can’t get an appointment, build a reputation for yourself by purchasing some smaller priced items or fine jewelry and try again the next day.\\nAvoid going in August. Stocks are lowest at this time since that’s when many of the leather specialists take their vacations.\"}]}, {\"编号\": 2, \"标题\": \"Finding Used Bags\", \"步骤\": [{\"编号\": 1, \"标题\": \"Try a pawn shop if you’re willing to purchase a used bag.\", \"描述\": \"People sometimes use their Birkins as collateral for a loan and when they can’t pay it back the pawn shop sells it. Choose to shop at pawn shops and jewelry exchanges in upscale neighborhoods. Make sure you’re not buying a knock-off by checking for:\\nHand stitching on the entire bag. All real Birkins are completely hand sewn.\\nDents and cracks in the handle. A real Birkin handle will connect to the bag in a smooth line.\\nQuality hardware. The zippers, buckles, and latches on a real Birkin are made of quality materials but the one’s on a fake will look and feel cheap and could get stuck easily.\"}, {\"编号\": 2, \"标题\": \"Consider buying pre-owned through a certified online reseller.\", \"描述\": \"While you can’t purchase a Birkin through the Hermès website, there are some companies that sell used ones.\\nPrivé Porter’s website has a contact submission form. Fill it out and a specialist will get in touch with you about their stock.\\nThe Real Real showcases their available bags on their website. Make an account, add your billing information, and shop right from the site for your not-exactly-new (but certified authentic) Birkin.\"}, {\"编号\": 3, \"标题\": \"Regularly check marketplace websites for more used options.\", \"描述\": \"Make an account with a company like eBay, LetGo, OfferUp, or PoshMark and search for the Birkin you want. Message the seller, negotiate a price, and make arrangements for the exchange. To stay safe during your meeting:\\nAsk for extensive pictures beforehand to ensure you’re getting what you want.\\nMeet up in a public place.\\nThoroughly inspect the bag to confirm it’s real.\\nBring a friend with you for a second opinion before you finalize payment.\"}]}, {\"编号\": 3, \"标题\": \"Shopping for Alternatives\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider buying from a different Hermès line if the Birkin isn't an option right now.\", \"描述\": \"If finding or affording a Birkin feels too overwhelming there are alternative lines from the brand that will still look great.\\nThe Evelyne is a cross body bag that features a perforated H design and costs between $500 and $1,000.\\nThe Picotin is a lightweight bag with minimal hardware ranging in price from $1,000 to $3,000.\\nThe Kelly is a hard sided design made with textured goat leather and is priced between $5,000 and $8,000.\"}, {\"编号\": 2, \"标题\": \"Try a different designer brand if Hermès is too much right now.\", \"描述\": \"Opting for a less expensive designer brand opens your options up to similar styles and luxury without the same price tag.\\nThe Michael Kors Studio Mercer Tote Bag is almost identical to a Birkin and costs around $300.\\nThe Kate Spade New York Hayes Street Isobel has a similar design and feel as the Birkin but comes in at about $350.\"}, {\"编号\": 3, \"标题\": \"Opt for a lower end copy-cat as a last resort.\", \"描述\": \"If designer brands are truly not an option right now, you can still get the look by shopping for bags with similar design elements without the luxury cost! A good option is the Dasein Padlock Satchel Handbag which can be found at online retailers like Overstock. The best part? It only costs about $50.\"}], \"小提示\": [\"You’re more likely to score a Birkin if you aren’t set on a specific one.\\n\", \"Avoid shopping on weekends because most stores receive their supplies on weekdays.\\n\", \"Birkin stocks are lowest during the month of August when most leather specialists at their flagship store take their vacations.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,985 |
How to Buy a Bulletproof Vest
|
1. Weighing Your Options
1-1. Determine if it’s legal for you to buy and wear a vest.
If you’ve ever been convicted of a violent crime, it’s illegal to wear body armor in the United States. In certain places, like Australia, it’s illegal to wear a bulletproof vest without a permit. Search online for your local and federal laws related to bullet proof vests or body armor, and make sure that you don’t need a permit to purchase one.
If you do need a permit, follow your state or country’s application process and get a permit before attempting to purchase a vest
1-2. Choose a vest based on the threat that you’re likely to encounter.
Lighter, thinner ballistics vests like the IIA, II, and IIIA are made to stop bullets from handguns. These three vests are recommended if you are likely to encounter small arms fire. If you are in a more dangerous war zone, however, you’ll need the protection of a level III vest, which can stop rifle bullets. Determine what kind of atmosphere you’re in and the potential threats around you.
If you're a civilian that’s not in a war zone, get a lighter vest so that you can wear it under your clothes.
The IIA can stop bullets from a 9mm or .40 caliber handgun.
The II vest can stop 9mm and .357 caliber handgun bullets.
An IIIA vest can stop larger caliber handgun bullets like a .357 SIG and .44 Magnum.
For the greatest protection, purchase a level IV vest which can save you from .30 caliber armor piercing rounds.
1-3. Decide if you want a concealed or an external vest.
If you’re a civilian or an undercover agent, you’ll want to wear a vest that won’t be seen. External vests and plates fit over your existing clothing and are usually preferred by military personnel or police officers because they are easier to remove.
1-4. Consider your needed level of mobility.
The higher the protection level on your vest, the thicker and heavier it becomes. If you need to be agile and quick on your feet, consider getting a lighter vest like the II or IIA. Heavier body armor may feel clunky and will be harder to move in.
1-5. Consider purchasing stab resistant armor to stop blade attacks.
Look at the armor panel label on the inside of your vest to determine whether it’s made to protect you from knife attacks. If you think you’ll be in a situation where your greatest threat is a blade, consider purchasing a stab-resistant vest rather than a standard ballistics vest. Combination armor is also an option, as it's specially designed to stop both bullets and knives.
If you’re a correctional officer, there’s a greater chance of you being slashed or stabbed than getting shot.
1-6. Get a vest that can stop a bullet from the gun that you plan on carrying.
If you intend on carrying a gun, you should at very least purchase a vest that’s capable of stopping a bullet from the weapon that you plan on carrying. This may save your life if you’re disarmed and your own weapon is used against you.
2. Taking Your Measurements
2-1. Measure your height and weight.
Most vests will have sizes based on your height and weight. Use a tape measure to determine how tall you are. Step on a scale and to get your current weight and write the measurements on a piece of paper.
2-2. Wear the clothes you’ll be wearing while measuring yourself.
If you are buying a concealed vest, wear a tight fitting t-shirt and pants. If you are wearing a larger, exterior vest, wear the uniform or clothes you’ll be wearing and then measure yourself. This will give you a more accurate idea of what vest size you need while you’re out in the field.
If you're a law enforcement official, remember to wear your utility belt and the gear you’d normally be carrying.
2-3. Measure your chest.
Have someone help when taking measurements. Wrap a tape measure around your chest so that the tape runs under your armpits and across your back. Take the measurement and round it up to the next whole number. Make a note of measurement.
For instance if your chest measurement was 16.25 inches (41.3 cm), you’ll want to round up to 17 inches (43 cm).
Relax your muscles and breathe normally while you get measured for your vest.
2-4. Measure around the largest part of your torso.
Wrap the tape measure around the widest part of your torso. Round this number up as well.
2-5. Measure from your collarbone to your navel.
Hold the tape measure up to the center of your collarbone and let the tape hang under your navel. If you're wearing a utility belt, measure from the center of your collarbone to the top of the belt. Use this measurement to determine how long your vest should be.
Some people make the mistake of getting a vest that hangs down below their hips for extra protection. This is actually bad because it hinders mobility while you wear it.
3. Purchasing the Right Vest
3-1. Make sure that the vest you want to buy is on the NIJ compliant list.
The National Institute of Justice, or NIJ, has created a list of tested manufacturers. This organization tests the vests and then grades them depending on their level of protection. Instead of risking it and getting a vest that isn’t certified, choose a manufacturer that has already been tested. To get a list of all the certified manufacturers, visit https://justnet.org/compliant/ballistic_cpl.html.
Look online for reviews of different manufacturers to help you make your decision.
If you like a certain manufacturer for the other equipment they produce, there’s a good chance you’ll like the vests that they manufacture.
3-2. Go to the manufacturer's website.
The link to the manufacturer's website can be found directly on the NIJ compliant list. Some companies will allow direct sales while others will require you to go to a physical location. Find a button that says “find retailers” or look on their contact page for their location. Once you find the location, you can visit and authorized dealer and purchase the vest.
3-3. Compare your body measurements with the vest measurements.
As you look for vests to purchase, compare your body measurements with the vest that you want to buy. If the manufacturer doesn’t list the dimensions of the vest, you can request it through email or by giving them a call. They may want you to come into the store so that they can measure you.
3-4. Purchase a vest that fits within your budget.
Determine how much money you have to spend on the vest and get one that falls within your budget. Some vests cost extra because of their style or look. Others will cost more because of their level of protection or innovative extra features.
Regardless of the cost, make sure that the vest is approved by the National Institute of Justice.
3-5. Try the vest on before you buy it.
Make sure that you feel comfortable in the vest and that it isn’t too tight or too loose on your body. If it feels too bulky and you can’t move your arms, find a vest that fits you better.
You should never wear another person's vest because it won’t fit correctly and won’t fully protect you.
If you're buying your vest online, make sure that they have a return or replacement policy so that you can send it back if it doesn't fit.
3-6. Move around while wearing the vest.
Run around and sit in a chair while wearing the vest. Your vest should feel comfortable whether you're running or sitting. Try to do different physical acts and see if your vest interferes with your ability to move. The vest should not shift too high or low as you’re making your movements.
3-7. Get a replacement vest every five years or after it gets hit with a bullet.
Once the vest gets shot, the bullet can crack the ballistics plate and damage the material, so it must be replaced. It's also recommended that you replace your bulletproof vest every five years. After a couple of years, the material inside of the vest starts to break down. While an expired vest may still stop a bullet, it's better to be safe than sorry.
|
{
"create_time": "20230517 11:01:06",
"回答明细": "{\"回答\": \"1. Weighing Your Options\\n1-1. Determine if it’s legal for you to buy and wear a vest.\\nIf you’ve ever been convicted of a violent crime, it’s illegal to wear body armor in the United States. In certain places, like Australia, it’s illegal to wear a bulletproof vest without a permit. Search online for your local and federal laws related to bullet proof vests or body armor, and make sure that you don’t need a permit to purchase one.\\nIf you do need a permit, follow your state or country’s application process and get a permit before attempting to purchase a vest\\n1-2. Choose a vest based on the threat that you’re likely to encounter.\\nLighter, thinner ballistics vests like the IIA, II, and IIIA are made to stop bullets from handguns. These three vests are recommended if you are likely to encounter small arms fire. If you are in a more dangerous war zone, however, you’ll need the protection of a level III vest, which can stop rifle bullets. Determine what kind of atmosphere you’re in and the potential threats around you.\\nIf you're a civilian that’s not in a war zone, get a lighter vest so that you can wear it under your clothes.\\nThe IIA can stop bullets from a 9mm or .40 caliber handgun.\\nThe II vest can stop 9mm and .357 caliber handgun bullets.\\nAn IIIA vest can stop larger caliber handgun bullets like a .357 SIG and .44 Magnum.\\nFor the greatest protection, purchase a level IV vest which can save you from .30 caliber armor piercing rounds.\\n1-3. Decide if you want a concealed or an external vest.\\nIf you’re a civilian or an undercover agent, you’ll want to wear a vest that won’t be seen. External vests and plates fit over your existing clothing and are usually preferred by military personnel or police officers because they are easier to remove.\\n1-4. Consider your needed level of mobility.\\nThe higher the protection level on your vest, the thicker and heavier it becomes. If you need to be agile and quick on your feet, consider getting a lighter vest like the II or IIA. Heavier body armor may feel clunky and will be harder to move in.\\n1-5. Consider purchasing stab resistant armor to stop blade attacks.\\nLook at the armor panel label on the inside of your vest to determine whether it’s made to protect you from knife attacks. If you think you’ll be in a situation where your greatest threat is a blade, consider purchasing a stab-resistant vest rather than a standard ballistics vest. Combination armor is also an option, as it's specially designed to stop both bullets and knives.\\nIf you’re a correctional officer, there’s a greater chance of you being slashed or stabbed than getting shot.\\n1-6. Get a vest that can stop a bullet from the gun that you plan on carrying.\\nIf you intend on carrying a gun, you should at very least purchase a vest that’s capable of stopping a bullet from the weapon that you plan on carrying. This may save your life if you’re disarmed and your own weapon is used against you.\\n2. Taking Your Measurements\\n2-1. Measure your height and weight.\\nMost vests will have sizes based on your height and weight. Use a tape measure to determine how tall you are. Step on a scale and to get your current weight and write the measurements on a piece of paper.\\n2-2. Wear the clothes you’ll be wearing while measuring yourself.\\nIf you are buying a concealed vest, wear a tight fitting t-shirt and pants. If you are wearing a larger, exterior vest, wear the uniform or clothes you’ll be wearing and then measure yourself. This will give you a more accurate idea of what vest size you need while you’re out in the field.\\nIf you're a law enforcement official, remember to wear your utility belt and the gear you’d normally be carrying.\\n2-3. Measure your chest.\\nHave someone help when taking measurements. Wrap a tape measure around your chest so that the tape runs under your armpits and across your back. Take the measurement and round it up to the next whole number. Make a note of measurement.\\nFor instance if your chest measurement was 16.25 inches (41.3 cm), you’ll want to round up to 17 inches (43 cm).\\nRelax your muscles and breathe normally while you get measured for your vest.\\n2-4. Measure around the largest part of your torso.\\nWrap the tape measure around the widest part of your torso. Round this number up as well.\\n2-5. Measure from your collarbone to your navel.\\nHold the tape measure up to the center of your collarbone and let the tape hang under your navel. If you're wearing a utility belt, measure from the center of your collarbone to the top of the belt. Use this measurement to determine how long your vest should be.\\nSome people make the mistake of getting a vest that hangs down below their hips for extra protection. This is actually bad because it hinders mobility while you wear it.\\n3. Purchasing the Right Vest\\n3-1. Make sure that the vest you want to buy is on the NIJ compliant list.\\nThe National Institute of Justice, or NIJ, has created a list of tested manufacturers. This organization tests the vests and then grades them depending on their level of protection. Instead of risking it and getting a vest that isn’t certified, choose a manufacturer that has already been tested. To get a list of all the certified manufacturers, visit https://justnet.org/compliant/ballistic_cpl.html.\\nLook online for reviews of different manufacturers to help you make your decision.\\nIf you like a certain manufacturer for the other equipment they produce, there’s a good chance you’ll like the vests that they manufacture.\\n3-2. Go to the manufacturer's website.\\nThe link to the manufacturer's website can be found directly on the NIJ compliant list. Some companies will allow direct sales while others will require you to go to a physical location. Find a button that says “find retailers” or look on their contact page for their location. Once you find the location, you can visit and authorized dealer and purchase the vest.\\n3-3. Compare your body measurements with the vest measurements.\\nAs you look for vests to purchase, compare your body measurements with the vest that you want to buy. If the manufacturer doesn’t list the dimensions of the vest, you can request it through email or by giving them a call. They may want you to come into the store so that they can measure you.\\n3-4. Purchase a vest that fits within your budget.\\nDetermine how much money you have to spend on the vest and get one that falls within your budget. Some vests cost extra because of their style or look. Others will cost more because of their level of protection or innovative extra features.\\nRegardless of the cost, make sure that the vest is approved by the National Institute of Justice.\\n3-5. Try the vest on before you buy it.\\nMake sure that you feel comfortable in the vest and that it isn’t too tight or too loose on your body. If it feels too bulky and you can’t move your arms, find a vest that fits you better.\\nYou should never wear another person's vest because it won’t fit correctly and won’t fully protect you.\\nIf you're buying your vest online, make sure that they have a return or replacement policy so that you can send it back if it doesn't fit.\\n3-6. Move around while wearing the vest.\\nRun around and sit in a chair while wearing the vest. Your vest should feel comfortable whether you're running or sitting. Try to do different physical acts and see if your vest interferes with your ability to move. The vest should not shift too high or low as you’re making your movements.\\n3-7. Get a replacement vest every five years or after it gets hit with a bullet.\\nOnce the vest gets shot, the bullet can crack the ballistics plate and damage the material, so it must be replaced. It's also recommended that you replace your bulletproof vest every five years. After a couple of years, the material inside of the vest starts to break down. While an expired vest may still stop a bullet, it's better to be safe than sorry.\\n\", \"简要回答\": \"If you find yourself in a situation where people are shooting at you, a bulletproof vest may be the piece of equipment that saves your life. Bulletproof vests are typically made of a strong woven fiber called Kevlar or contain a ballistics plate that is capable of stopping bullets before they penetrate your body. When buying a bulletproof vest, it's important to weigh all of your options and make sure it fits before making your final decision. If you educate yourself on different models and measure yourself correctly, you can get a bulletproof vest that fits comfortably and protects you from gunfire.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Weighing Your Options\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine if it’s legal for you to buy and wear a vest.\", \"描述\": \"If you’ve ever been convicted of a violent crime, it’s illegal to wear body armor in the United States. In certain places, like Australia, it’s illegal to wear a bulletproof vest without a permit. Search online for your local and federal laws related to bullet proof vests or body armor, and make sure that you don’t need a permit to purchase one.\\nIf you do need a permit, follow your state or country’s application process and get a permit before attempting to purchase a vest\"}, {\"编号\": 2, \"标题\": \"Choose a vest based on the threat that you’re likely to encounter.\", \"描述\": \"Lighter, thinner ballistics vests like the IIA, II, and IIIA are made to stop bullets from handguns. These three vests are recommended if you are likely to encounter small arms fire. If you are in a more dangerous war zone, however, you’ll need the protection of a level III vest, which can stop rifle bullets. Determine what kind of atmosphere you’re in and the potential threats around you.\\nIf you're a civilian that’s not in a war zone, get a lighter vest so that you can wear it under your clothes.\\nThe IIA can stop bullets from a 9mm or .40 caliber handgun.\\nThe II vest can stop 9mm and .357 caliber handgun bullets.\\nAn IIIA vest can stop larger caliber handgun bullets like a .357 SIG and .44 Magnum.\\nFor the greatest protection, purchase a level IV vest which can save you from .30 caliber armor piercing rounds.\"}, {\"编号\": 3, \"标题\": \"Decide if you want a concealed or an external vest.\", \"描述\": \"If you’re a civilian or an undercover agent, you’ll want to wear a vest that won’t be seen. External vests and plates fit over your existing clothing and are usually preferred by military personnel or police officers because they are easier to remove.\"}, {\"编号\": 4, \"标题\": \"Consider your needed level of mobility.\", \"描述\": \"The higher the protection level on your vest, the thicker and heavier it becomes. If you need to be agile and quick on your feet, consider getting a lighter vest like the II or IIA. Heavier body armor may feel clunky and will be harder to move in.\"}, {\"编号\": 5, \"标题\": \"Consider purchasing stab resistant armor to stop blade attacks.\", \"描述\": \"Look at the armor panel label on the inside of your vest to determine whether it’s made to protect you from knife attacks. If you think you’ll be in a situation where your greatest threat is a blade, consider purchasing a stab-resistant vest rather than a standard ballistics vest. Combination armor is also an option, as it's specially designed to stop both bullets and knives.\\nIf you’re a correctional officer, there’s a greater chance of you being slashed or stabbed than getting shot.\"}, {\"编号\": 6, \"标题\": \"Get a vest that can stop a bullet from the gun that you plan on carrying.\", \"描述\": \"If you intend on carrying a gun, you should at very least purchase a vest that’s capable of stopping a bullet from the weapon that you plan on carrying. This may save your life if you’re disarmed and your own weapon is used against you.\"}]}, {\"编号\": 2, \"标题\": \"Taking Your Measurements\", \"步骤\": [{\"编号\": 1, \"标题\": \"Measure your height and weight.\", \"描述\": \"Most vests will have sizes based on your height and weight. Use a tape measure to determine how tall you are. Step on a scale and to get your current weight and write the measurements on a piece of paper.\"}, {\"编号\": 2, \"标题\": \"Wear the clothes you’ll be wearing while measuring yourself.\", \"描述\": \"If you are buying a concealed vest, wear a tight fitting t-shirt and pants. If you are wearing a larger, exterior vest, wear the uniform or clothes you’ll be wearing and then measure yourself. This will give you a more accurate idea of what vest size you need while you’re out in the field.\\nIf you're a law enforcement official, remember to wear your utility belt and the gear you’d normally be carrying.\"}, {\"编号\": 3, \"标题\": \"Measure your chest.\", \"描述\": \"Have someone help when taking measurements. Wrap a tape measure around your chest so that the tape runs under your armpits and across your back. Take the measurement and round it up to the next whole number. Make a note of measurement.\\nFor instance if your chest measurement was 16.25 inches (41.3 cm), you’ll want to round up to 17 inches (43 cm).\\nRelax your muscles and breathe normally while you get measured for your vest.\"}, {\"编号\": 4, \"标题\": \"Measure around the largest part of your torso.\", \"描述\": \"Wrap the tape measure around the widest part of your torso. Round this number up as well.\"}, {\"编号\": 5, \"标题\": \"Measure from your collarbone to your navel.\", \"描述\": \"Hold the tape measure up to the center of your collarbone and let the tape hang under your navel. If you're wearing a utility belt, measure from the center of your collarbone to the top of the belt. Use this measurement to determine how long your vest should be.\\nSome people make the mistake of getting a vest that hangs down below their hips for extra protection. This is actually bad because it hinders mobility while you wear it.\"}]}, {\"编号\": 3, \"标题\": \"Purchasing the Right Vest\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure that the vest you want to buy is on the NIJ compliant list.\", \"描述\": \"The National Institute of Justice, or NIJ, has created a list of tested manufacturers. This organization tests the vests and then grades them depending on their level of protection. Instead of risking it and getting a vest that isn’t certified, choose a manufacturer that has already been tested. To get a list of all the certified manufacturers, visit https://justnet.org/compliant/ballistic_cpl.html.\\nLook online for reviews of different manufacturers to help you make your decision.\\nIf you like a certain manufacturer for the other equipment they produce, there’s a good chance you’ll like the vests that they manufacture.\"}, {\"编号\": 2, \"标题\": \"Go to the manufacturer's website.\", \"描述\": \"The link to the manufacturer's website can be found directly on the NIJ compliant list. Some companies will allow direct sales while others will require you to go to a physical location. Find a button that says “find retailers” or look on their contact page for their location. Once you find the location, you can visit and authorized dealer and purchase the vest.\"}, {\"编号\": 3, \"标题\": \"Compare your body measurements with the vest measurements.\", \"描述\": \"As you look for vests to purchase, compare your body measurements with the vest that you want to buy. If the manufacturer doesn’t list the dimensions of the vest, you can request it through email or by giving them a call. They may want you to come into the store so that they can measure you.\"}, {\"编号\": 4, \"标题\": \"Purchase a vest that fits within your budget.\", \"描述\": \"Determine how much money you have to spend on the vest and get one that falls within your budget. Some vests cost extra because of their style or look. Others will cost more because of their level of protection or innovative extra features.\\nRegardless of the cost, make sure that the vest is approved by the National Institute of Justice.\"}, {\"编号\": 5, \"标题\": \"Try the vest on before you buy it.\", \"描述\": \"Make sure that you feel comfortable in the vest and that it isn’t too tight or too loose on your body. If it feels too bulky and you can’t move your arms, find a vest that fits you better.\\nYou should never wear another person's vest because it won’t fit correctly and won’t fully protect you.\\nIf you're buying your vest online, make sure that they have a return or replacement policy so that you can send it back if it doesn't fit.\"}, {\"编号\": 6, \"标题\": \"Move around while wearing the vest.\", \"描述\": \"Run around and sit in a chair while wearing the vest. Your vest should feel comfortable whether you're running or sitting. Try to do different physical acts and see if your vest interferes with your ability to move. The vest should not shift too high or low as you’re making your movements.\"}, {\"编号\": 7, \"标题\": \"Get a replacement vest every five years or after it gets hit with a bullet.\", \"描述\": \"Once the vest gets shot, the bullet can crack the ballistics plate and damage the material, so it must be replaced. It's also recommended that you replace your bulletproof vest every five years. After a couple of years, the material inside of the vest starts to break down. While an expired vest may still stop a bullet, it's better to be safe than sorry.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,986 |
How to Buy a Business With No Money
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1. Locating and Settling on a Business
1-1. Figure out your ideal business.
Before you look for a business to buy, consider what type of business you'd like to run. Even if you plan to "flip" the business for a profit, you'll have to run and grow the business for a good length of time. So make sure that you actually want to be involved with this type of business. Also, figuring out what you want can help you find and identify a business to buy.
1-2. Look for a business owner ready to get out.
Investigate local businesses, and their owners, to find out which ones are ripe to be bought. Generally, this means finding an owner who is prepared to retire or move on to a new business opportunity. The retiring owner will likely be the better opportunity, as they have more of an incentive to sell the business quickly. Locating these businesses, however, is easier said than done. Try the following avenues to locate them:
Talk to lawyers or accountants that work with local businesses.
Talk with the business owners themselves. Even if they aren't willing to sell, they may know another business owner who is.
Read local publications and seek out owners who are nearing retirement age.
1-3. Come in at the right time.
Getting a good deal on a business requires making an offer at the right time. However, this doesn't mean the right time for you, just for the business owner. As previously mentioned, this can simply be as the owner is planning to retire. Alternately, this could be during a recession or economic downturn, when the owner is looking for a quick exit to establish his financial security. While this is a risk for you as the buyer, you may be able to secure betting financing from the owner and then see the business grow faster as you exit the downturn.
1-4. Find an attorney.
When you're performing your own leveraged buyout (buying a business without using your own money), you're going to need a good business attorney to ensure that the deal is structured properly.
Ensure that you get an attorney who specializes in business sales, not a general purpose attorney. Too much can go wrong with a deal handled by an attorney that's not specialized in business transactions.
2. Buying the Business
2-1. Find a business that's offered with seller financing.
Some owners who are selling their businesses are willing to loan buyers the money to purchase the business. When you can find a business that's on the market with seller financing, you're on your way to buying a business with no money.
Keep in mind, though, that almost no business owner is willing to lend 100% of the purchase price. You'll still need a "down payment." However, the down payment can be borrowed from another source, meaning that you still get the business without putting any of your own money into it.
When a business owner is willing to lend you money to buy his or her business, that usually means two things:
The business owner believes in the business
The business owner believes that you can manage the business well. That's good news and points to likely success in your entrepreneurial efforts.
However, it can also mean that there is a limited market for the business, thus few buyers. As a consequence, the seller is faced with liquidating the business at a substantial discount.
2-2. Make a creative offer.
If the owner is reluctant to offer 100% financing, you may want to make them an attractive offer to go along with your purchase of the business. This offer could be one that offers them higher payments for a period of time or a better repayment interest rate. For example, a buyer could offer to work for free for a number of months (building sweat equity) while giving all profits to the seller.
2-3. Find an owner who wants to be a passive investor.
Some owners have been working with their own businesses for decades. They'd like to retire and just enjoy life for a while, but they still need income. You can approach that type of owner with an opportunity to let you buy and run the business while he or she earns a percentage of the income.
In this case, you may still need to put some money down. However, you'll owe the owner a percentage of the intake for several years into the future. This is similar to owner financing, except that the payments to the owner are based on the ongoing success of the business. You also aren't in debt.
2-4. Find a secondary source of financing, if necessary.
It's not likely that any business owner will give you 100% financing for the business. If that's the case, you'll need to get a second source of financing.
You can try to go to a bank, but usually the process of getting a bank loan for a small business is long and complicated. Bank lenders typically don't like to be part of a deal that's 100% financed. Your best option in many cases is to try and find an unsecured personal loan.
2-5. Bring on other investors.
If you can't finance the purchase through other means, you may be forced to bring on an additional partner. This partner can contribute the needed money in exchange for a share of the business's future profits. You can even bring them on as a "silent partner," where they have no responsibilities or active duties in the business, but instead simply contribute money. Your equity partner will likely have to subordinate his position to the original business owner.
Additionally, you could consider issuing preferred stock to various investors (perhaps family and friends) or issuing unsecured debt.
3. Covering Additional Expenses
3-1. Determine whether you purchased the assets of the business or the business itself.
The difference lies in the assumption of debts held by the business. If you only buy the assets of the business, you are not liable for these loans. However, if you buy the whole business, you will also have to factor in the repayment of existing loans in your repayment schedule. This distinction can inform your decisions, like the purchase value of the company and your repayment schedule to the business owner.
3-2. Structure the deal so you still have some money left over.
Even with owner and secondary financing, you don't want to be left with an empty bank account. It's still a good idea to have some money left in the bank for attorney fees, capital budgeting purposes and working capital.
You should always determine how much you can borrow from the owner and additional sources before making an offer on a business. That way, you can be sure that you'll make an offer that leaves you with some money left over.
3-3. Assess whether or not you need additional financing for working capital.
If you buy a business for $100,000 that was completely borrowed, you've done a good job at buying a business with no money. However, you also need working capital to keep the business going. You'll need to pay rent, employees, utilities, etc. Make sure that you have some working capital. You can either get that from some of the same sources you used to obtain the money to buy the business or use the business's income and assets to produce the needed capital.
3-4. Use existing cash inflows.
You can use the business's cash flows to supply your working capital. This will save you from having to borrow more money. However, you'll need to analyze and project the business's future cash flows to be sure that you will have enough working capital. If you don't feel comfortable with projecting cash flows, seek out professional advice or hire a banker to do the projections for you.
3-5. Use existing assets to generate income.
Look for opportunities to sell or repurpose existing equipment or other assets owned by the business. This can give you an opportunity to make additional income without any investment of your own. For example, you could sell off unused equipment or loan out vehicles that are not used frequently. These opportunities can vary widely between businesses, so examine all of the assets available to you and assess their potential value.
You can only do this if the assets aren't pledged as security to the seller.
3-6. Finance your business with receivables and inventory loans.
Factoring allows the business to sell its accounts receivable (at a discount) to a third party in order to receive capital more quickly. In contrast, accounts receivable financing allows the business to take out a loan against the value of their account. This means that the business must pay back regular payments to the lender or risk losing the rights to their accounts receivable.
In factoring deals, the third party buyer gives the business 75 to 80 percent of the accounts receivable value immediately so that the business can cover costs. The remainder, minus the discount taken by the third party, is given at a later date when the customer payments actually come in. Talk to your banker to be referred to a third party that offers factoring.
Factoring is not cheap capital, and is generally more expensive than a short-term financing arrangement secured by receivables.
3-7. Generate income from the property.
Look for business owners who also own the real estate associated with their business. Then, you might be able to structure a deal that includes leasing the property with an option to buy it later. Alternately, you may be able to refinance the real property with another lender for cash.
3-8. Consider refinancing or taking on additional loans.
If all else fails, you can take out additional loans to cover working capital costs. One good way of doing this is by taking out an inventory loan. Essentially, an inventory loan gives the business money to purchase products for sale, with the inventory being held as collateral for the loan. However, because of the difficulty banks may experience in selling inventory seized as collateral, many lenders are reluctant to offer this type of financing.
Alternately, if you buy a business that takes in a lot of revenue from credit card sales, you might be eligible of a merchant cash advance. That's a "loan" where you get an upfront amount of cash but the company that provided you with the money takes a percentage of your credit card sales for a period of time.
Tips
Maintain financial health personally and professionally. Having no money to buy a business does not have to prevent you from purchasing one, but make sure you are not a monetary disaster, or you will have a hard time acquiring that business. Keep your credit score high and exercise sound financial practices in your professional life.
|
{
"create_time": "20230517 11:01:06",
"回答明细": "{\"回答\": \"1. Locating and Settling on a Business\\n1-1. Figure out your ideal business.\\nBefore you look for a business to buy, consider what type of business you'd like to run. Even if you plan to \\\"flip\\\" the business for a profit, you'll have to run and grow the business for a good length of time. So make sure that you actually want to be involved with this type of business. Also, figuring out what you want can help you find and identify a business to buy.\\n1-2. Look for a business owner ready to get out.\\nInvestigate local businesses, and their owners, to find out which ones are ripe to be bought. Generally, this means finding an owner who is prepared to retire or move on to a new business opportunity. The retiring owner will likely be the better opportunity, as they have more of an incentive to sell the business quickly. Locating these businesses, however, is easier said than done. Try the following avenues to locate them:\\nTalk to lawyers or accountants that work with local businesses.\\nTalk with the business owners themselves. Even if they aren't willing to sell, they may know another business owner who is.\\nRead local publications and seek out owners who are nearing retirement age.\\n1-3. Come in at the right time.\\nGetting a good deal on a business requires making an offer at the right time. However, this doesn't mean the right time for you, just for the business owner. As previously mentioned, this can simply be as the owner is planning to retire. Alternately, this could be during a recession or economic downturn, when the owner is looking for a quick exit to establish his financial security. While this is a risk for you as the buyer, you may be able to secure betting financing from the owner and then see the business grow faster as you exit the downturn.\\n1-4. Find an attorney.\\nWhen you're performing your own leveraged buyout (buying a business without using your own money), you're going to need a good business attorney to ensure that the deal is structured properly.\\nEnsure that you get an attorney who specializes in business sales, not a general purpose attorney. Too much can go wrong with a deal handled by an attorney that's not specialized in business transactions.\\n2. Buying the Business\\n2-1. Find a business that's offered with seller financing.\\nSome owners who are selling their businesses are willing to loan buyers the money to purchase the business. When you can find a business that's on the market with seller financing, you're on your way to buying a business with no money.\\nKeep in mind, though, that almost no business owner is willing to lend 100% of the purchase price. You'll still need a \\\"down payment.\\\" However, the down payment can be borrowed from another source, meaning that you still get the business without putting any of your own money into it.\\nWhen a business owner is willing to lend you money to buy his or her business, that usually means two things:\\nThe business owner believes in the business\\nThe business owner believes that you can manage the business well. That's good news and points to likely success in your entrepreneurial efforts.\\n\\nHowever, it can also mean that there is a limited market for the business, thus few buyers. As a consequence, the seller is faced with liquidating the business at a substantial discount.\\n2-2. Make a creative offer.\\nIf the owner is reluctant to offer 100% financing, you may want to make them an attractive offer to go along with your purchase of the business. This offer could be one that offers them higher payments for a period of time or a better repayment interest rate. For example, a buyer could offer to work for free for a number of months (building sweat equity) while giving all profits to the seller.\\n2-3. Find an owner who wants to be a passive investor.\\nSome owners have been working with their own businesses for decades. They'd like to retire and just enjoy life for a while, but they still need income. You can approach that type of owner with an opportunity to let you buy and run the business while he or she earns a percentage of the income.\\nIn this case, you may still need to put some money down. However, you'll owe the owner a percentage of the intake for several years into the future. This is similar to owner financing, except that the payments to the owner are based on the ongoing success of the business. You also aren't in debt.\\n2-4. Find a secondary source of financing, if necessary.\\nIt's not likely that any business owner will give you 100% financing for the business. If that's the case, you'll need to get a second source of financing.\\nYou can try to go to a bank, but usually the process of getting a bank loan for a small business is long and complicated. Bank lenders typically don't like to be part of a deal that's 100% financed. Your best option in many cases is to try and find an unsecured personal loan.\\n2-5. Bring on other investors.\\nIf you can't finance the purchase through other means, you may be forced to bring on an additional partner. This partner can contribute the needed money in exchange for a share of the business's future profits. You can even bring them on as a \\\"silent partner,\\\" where they have no responsibilities or active duties in the business, but instead simply contribute money. Your equity partner will likely have to subordinate his position to the original business owner.\\nAdditionally, you could consider issuing preferred stock to various investors (perhaps family and friends) or issuing unsecured debt.\\n3. Covering Additional Expenses\\n3-1. Determine whether you purchased the assets of the business or the business itself.\\nThe difference lies in the assumption of debts held by the business. If you only buy the assets of the business, you are not liable for these loans. However, if you buy the whole business, you will also have to factor in the repayment of existing loans in your repayment schedule. This distinction can inform your decisions, like the purchase value of the company and your repayment schedule to the business owner.\\n3-2. Structure the deal so you still have some money left over.\\nEven with owner and secondary financing, you don't want to be left with an empty bank account. It's still a good idea to have some money left in the bank for attorney fees, capital budgeting purposes and working capital.\\nYou should always determine how much you can borrow from the owner and additional sources before making an offer on a business. That way, you can be sure that you'll make an offer that leaves you with some money left over.\\n3-3. Assess whether or not you need additional financing for working capital.\\nIf you buy a business for $100,000 that was completely borrowed, you've done a good job at buying a business with no money. However, you also need working capital to keep the business going. You'll need to pay rent, employees, utilities, etc. Make sure that you have some working capital. You can either get that from some of the same sources you used to obtain the money to buy the business or use the business's income and assets to produce the needed capital.\\n3-4. Use existing cash inflows.\\nYou can use the business's cash flows to supply your working capital. This will save you from having to borrow more money. However, you'll need to analyze and project the business's future cash flows to be sure that you will have enough working capital. If you don't feel comfortable with projecting cash flows, seek out professional advice or hire a banker to do the projections for you.\\n3-5. Use existing assets to generate income.\\nLook for opportunities to sell or repurpose existing equipment or other assets owned by the business. This can give you an opportunity to make additional income without any investment of your own. For example, you could sell off unused equipment or loan out vehicles that are not used frequently. These opportunities can vary widely between businesses, so examine all of the assets available to you and assess their potential value.\\nYou can only do this if the assets aren't pledged as security to the seller.\\n3-6. Finance your business with receivables and inventory loans.\\nFactoring allows the business to sell its accounts receivable (at a discount) to a third party in order to receive capital more quickly. In contrast, accounts receivable financing allows the business to take out a loan against the value of their account. This means that the business must pay back regular payments to the lender or risk losing the rights to their accounts receivable.\\nIn factoring deals, the third party buyer gives the business 75 to 80 percent of the accounts receivable value immediately so that the business can cover costs. The remainder, minus the discount taken by the third party, is given at a later date when the customer payments actually come in. Talk to your banker to be referred to a third party that offers factoring.\\nFactoring is not cheap capital, and is generally more expensive than a short-term financing arrangement secured by receivables.\\n3-7. Generate income from the property.\\nLook for business owners who also own the real estate associated with their business. Then, you might be able to structure a deal that includes leasing the property with an option to buy it later. Alternately, you may be able to refinance the real property with another lender for cash.\\n3-8. Consider refinancing or taking on additional loans.\\nIf all else fails, you can take out additional loans to cover working capital costs. One good way of doing this is by taking out an inventory loan. Essentially, an inventory loan gives the business money to purchase products for sale, with the inventory being held as collateral for the loan. However, because of the difficulty banks may experience in selling inventory seized as collateral, many lenders are reluctant to offer this type of financing.\\nAlternately, if you buy a business that takes in a lot of revenue from credit card sales, you might be eligible of a merchant cash advance. That's a \\\"loan\\\" where you get an upfront amount of cash but the company that provided you with the money takes a percentage of your credit card sales for a period of time.\\nTips\\nMaintain financial health personally and professionally. Having no money to buy a business does not have to prevent you from purchasing one, but make sure you are not a monetary disaster, or you will have a hard time acquiring that business. Keep your credit score high and exercise sound financial practices in your professional life.\\n\", \"简要回答\": \"Many smart entrepreneurs prefer to buy an existing business instead of beginning a new one. Buying a business that is already operational will bring many benefits, including an already established product or service, well trained staff who know the business and enough success to have kept the company afloat for a period of time. Not having enough cash on hand to purchase the business will not necessarily keep you from buying it. Banks have been tightening their commercial lending standards in the last few years, but you can still find the funding necessary to purchase a business without using your own money.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Locating and Settling on a Business\", \"步骤\": [{\"编号\": 1, \"标题\": \"Figure out your ideal business.\", \"描述\": \"Before you look for a business to buy, consider what type of business you'd like to run. Even if you plan to \\\"flip\\\" the business for a profit, you'll have to run and grow the business for a good length of time. So make sure that you actually want to be involved with this type of business. Also, figuring out what you want can help you find and identify a business to buy.\"}, {\"编号\": 2, \"标题\": \"Look for a business owner ready to get out.\", \"描述\": \"Investigate local businesses, and their owners, to find out which ones are ripe to be bought. Generally, this means finding an owner who is prepared to retire or move on to a new business opportunity. The retiring owner will likely be the better opportunity, as they have more of an incentive to sell the business quickly. Locating these businesses, however, is easier said than done. Try the following avenues to locate them:\\nTalk to lawyers or accountants that work with local businesses.\\nTalk with the business owners themselves. Even if they aren't willing to sell, they may know another business owner who is.\\nRead local publications and seek out owners who are nearing retirement age.\"}, {\"编号\": 3, \"标题\": \"Come in at the right time.\", \"描述\": \"Getting a good deal on a business requires making an offer at the right time. However, this doesn't mean the right time for you, just for the business owner. As previously mentioned, this can simply be as the owner is planning to retire. Alternately, this could be during a recession or economic downturn, when the owner is looking for a quick exit to establish his financial security. While this is a risk for you as the buyer, you may be able to secure betting financing from the owner and then see the business grow faster as you exit the downturn.\"}, {\"编号\": 4, \"标题\": \"Find an attorney.\", \"描述\": \"When you're performing your own leveraged buyout (buying a business without using your own money), you're going to need a good business attorney to ensure that the deal is structured properly.\\nEnsure that you get an attorney who specializes in business sales, not a general purpose attorney. Too much can go wrong with a deal handled by an attorney that's not specialized in business transactions.\"}]}, {\"编号\": 2, \"标题\": \"Buying the Business\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find a business that's offered with seller financing.\", \"描述\": \"Some owners who are selling their businesses are willing to loan buyers the money to purchase the business. When you can find a business that's on the market with seller financing, you're on your way to buying a business with no money.\\nKeep in mind, though, that almost no business owner is willing to lend 100% of the purchase price. You'll still need a \\\"down payment.\\\" However, the down payment can be borrowed from another source, meaning that you still get the business without putting any of your own money into it.\\nWhen a business owner is willing to lend you money to buy his or her business, that usually means two things:\\nThe business owner believes in the business\\nThe business owner believes that you can manage the business well. That's good news and points to likely success in your entrepreneurial efforts.\\n\\nHowever, it can also mean that there is a limited market for the business, thus few buyers. As a consequence, the seller is faced with liquidating the business at a substantial discount.\"}, {\"编号\": 2, \"标题\": \"Make a creative offer.\", \"描述\": \"If the owner is reluctant to offer 100% financing, you may want to make them an attractive offer to go along with your purchase of the business. This offer could be one that offers them higher payments for a period of time or a better repayment interest rate. For example, a buyer could offer to work for free for a number of months (building sweat equity) while giving all profits to the seller.\"}, {\"编号\": 3, \"标题\": \"Find an owner who wants to be a passive investor.\", \"描述\": \"Some owners have been working with their own businesses for decades. They'd like to retire and just enjoy life for a while, but they still need income. You can approach that type of owner with an opportunity to let you buy and run the business while he or she earns a percentage of the income.\\nIn this case, you may still need to put some money down. However, you'll owe the owner a percentage of the intake for several years into the future. This is similar to owner financing, except that the payments to the owner are based on the ongoing success of the business. You also aren't in debt.\"}, {\"编号\": 4, \"标题\": \"Find a secondary source of financing, if necessary.\", \"描述\": \"It's not likely that any business owner will give you 100% financing for the business. If that's the case, you'll need to get a second source of financing.\\nYou can try to go to a bank, but usually the process of getting a bank loan for a small business is long and complicated. Bank lenders typically don't like to be part of a deal that's 100% financed. Your best option in many cases is to try and find an unsecured personal loan.\"}, {\"编号\": 5, \"标题\": \"Bring on other investors.\", \"描述\": \"If you can't finance the purchase through other means, you may be forced to bring on an additional partner. This partner can contribute the needed money in exchange for a share of the business's future profits. You can even bring them on as a \\\"silent partner,\\\" where they have no responsibilities or active duties in the business, but instead simply contribute money. Your equity partner will likely have to subordinate his position to the original business owner.\\nAdditionally, you could consider issuing preferred stock to various investors (perhaps family and friends) or issuing unsecured debt.\"}]}, {\"编号\": 3, \"标题\": \"Covering Additional Expenses\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine whether you purchased the assets of the business or the business itself.\", \"描述\": \"The difference lies in the assumption of debts held by the business. If you only buy the assets of the business, you are not liable for these loans. However, if you buy the whole business, you will also have to factor in the repayment of existing loans in your repayment schedule. This distinction can inform your decisions, like the purchase value of the company and your repayment schedule to the business owner.\"}, {\"编号\": 2, \"标题\": \"Structure the deal so you still have some money left over.\", \"描述\": \"Even with owner and secondary financing, you don't want to be left with an empty bank account. It's still a good idea to have some money left in the bank for attorney fees, capital budgeting purposes and working capital.\\nYou should always determine how much you can borrow from the owner and additional sources before making an offer on a business. That way, you can be sure that you'll make an offer that leaves you with some money left over.\"}, {\"编号\": 3, \"标题\": \"Assess whether or not you need additional financing for working capital.\", \"描述\": \"If you buy a business for $100,000 that was completely borrowed, you've done a good job at buying a business with no money. However, you also need working capital to keep the business going. You'll need to pay rent, employees, utilities, etc. Make sure that you have some working capital. You can either get that from some of the same sources you used to obtain the money to buy the business or use the business's income and assets to produce the needed capital.\"}, {\"编号\": 4, \"标题\": \"Use existing cash inflows.\", \"描述\": \"You can use the business's cash flows to supply your working capital. This will save you from having to borrow more money. However, you'll need to analyze and project the business's future cash flows to be sure that you will have enough working capital. If you don't feel comfortable with projecting cash flows, seek out professional advice or hire a banker to do the projections for you.\"}, {\"编号\": 5, \"标题\": \"Use existing assets to generate income.\", \"描述\": \"Look for opportunities to sell or repurpose existing equipment or other assets owned by the business. This can give you an opportunity to make additional income without any investment of your own. For example, you could sell off unused equipment or loan out vehicles that are not used frequently. These opportunities can vary widely between businesses, so examine all of the assets available to you and assess their potential value.\\nYou can only do this if the assets aren't pledged as security to the seller.\"}, {\"编号\": 6, \"标题\": \"Finance your business with receivables and inventory loans.\", \"描述\": \"Factoring allows the business to sell its accounts receivable (at a discount) to a third party in order to receive capital more quickly. In contrast, accounts receivable financing allows the business to take out a loan against the value of their account. This means that the business must pay back regular payments to the lender or risk losing the rights to their accounts receivable.\\nIn factoring deals, the third party buyer gives the business 75 to 80 percent of the accounts receivable value immediately so that the business can cover costs. The remainder, minus the discount taken by the third party, is given at a later date when the customer payments actually come in. Talk to your banker to be referred to a third party that offers factoring.\\nFactoring is not cheap capital, and is generally more expensive than a short-term financing arrangement secured by receivables.\"}, {\"编号\": 7, \"标题\": \"Generate income from the property.\", \"描述\": \"Look for business owners who also own the real estate associated with their business. Then, you might be able to structure a deal that includes leasing the property with an option to buy it later. Alternately, you may be able to refinance the real property with another lender for cash.\"}, {\"编号\": 8, \"标题\": \"Consider refinancing or taking on additional loans.\", \"描述\": \"If all else fails, you can take out additional loans to cover working capital costs. One good way of doing this is by taking out an inventory loan. Essentially, an inventory loan gives the business money to purchase products for sale, with the inventory being held as collateral for the loan. However, because of the difficulty banks may experience in selling inventory seized as collateral, many lenders are reluctant to offer this type of financing.\\nAlternately, if you buy a business that takes in a lot of revenue from credit card sales, you might be eligible of a merchant cash advance. That's a \\\"loan\\\" where you get an upfront amount of cash but the company that provided you with the money takes a percentage of your credit card sales for a period of time.\"}], \"小提示\": [\"Maintain financial health personally and professionally. Having no money to buy a business does not have to prevent you from purchasing one, but make sure you are not a monetary disaster, or you will have a hard time acquiring that business. Keep your credit score high and exercise sound financial practices in your professional life.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,987 |
How to Buy a Camel
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1. Preparing to Own a Camel
1-1. Understand the commitment and cost behind owning a camel.
This is especially true if you plan to keep a camel as a pet or livestock beyond a short trip. Camels can live for 40 to 50 years. After buying and transporting your camel, expect to spend thousands of dollars on food, equipment, grooming, vaccinations, and specialized vet care each year. It costs around $2,000 USD to care for a camel annually, and initial prices for camels vary depending on your region and the camel breed.
In the US, expect to spend around $10,000 for a mature gelding and up to $17,000 for a pregnant female.
In Tanzania, a camel will likely cost $700 USD.
In Egypt’s camel markets, prices range from around $50 USD to $380, but the animals are often poorly treated there.
In the UK, specialized racing camels cost around $55,000 USD.
Racing camels cost over $12,000 to care for annually.
If your camel is not properly trained, you may need to spend additional time and money to train it. This will be important when it comes to grooming the camel.
1-2. Prepare your camel’s pasture, or buy accessories to ride your camel.
If you plan to keep the camel for a pet, you will need a pasture with strong fences and a three-walled shelter. Plan on having at least two acres of land per camel, and keep the camels away from horses. It might be a good idea to keep at least two camels, since they’re herd animals.
If you plan to ride the camel, you will need a saddle, a rope and peg, and blankets. You might also find a camel stick helpful too.
If you plan to use the camel to carry stuff for you, you will need additional rope and sturdy sacks. Sometimes this can hurt the camel's back if you put too much weight on, so be careful.
1-3. Make sure that you have proper nutrition for the camel.
Camels can go for a long time without drinking water, but they need food daily. Before you buy your camel, it’s a good idea to have some alfalfa hay and oat hay ready. You can also feed them corn or oats from time to time. Preparing food in advance is especially important if you plan on traveling with your camel to places where it cannot graze.
Camels need 5 ounces (140 grams) of salt every day. If the camel's food does not already include salt, consider getting a salt block.
Check that your camel gets 4-8mg of selenium per day in its food or via supplements. A camel will die if it does not get enough selenium.
1-4. Understand the effort that goes into proper camel care.
Just like cats and dogs, camels need yearly vaccinations. They also need to be trained, not just for riding, but also to handle proper grooming.
Camels need a West Nile virus vaccine. These can be administered by a specialized vet. If you are not willing to give your camel vaccinations, you would end up with a very sick camel.
Camels need to be groomed. This will keep their thick fur clean of dust and insects. Regular brushing will allow you to catch any bites, bumps, or cuts, and to treat them before they get infected.
Camels have nails instead of hooves. They will need those trimmed by a vet or farrier. They will need their toenails trimming either by the vet or a farrier.
1-5. Sort out any necessary paperwork.
Depending on where you live, you might need special clearances, authorizations, and paperwork in order to own a camel. For example, if you live in the United Kingdom, for example, get a DWA license. You need this license to legally keep a camel in the UK.
1-6. Plan the journey home.
Depending on where you live, this can be not only expensive for you, but stressful for the camel. In general, ground-based transportation will be less expensive and less stressful than overseas transportation. If you are using an agency to transport your camel overseas, be sure to ask if they offer any aftercare. Some agencies just drop the camel off at a predetermined location, and how you get your camel home from there is up to you.
2. Choosing the Right Camel
2-1. Decide on the breed of camel.
The breed affects the number of humps a camel has, its size, and fur. For example, the Dromedary has one hump. It tends to be taller, and a natural desert dweller. The Bactrian has two humps and a stocky build. It gets a thick woolly coat in winter, making it ideal for colder climates.
2-2. Buy a strong camel if you are going to use it for traveling long distances.
This is especially important if the camel has to carry supplies, people, or both. A weak camel can get hurt easily, especially if it is not accustomed to bearing so much weight. Here are some things to consider:
Observe the camel's knees when it sits and stands back up again. Look for any signs of shaking or trembling. This is an indicator of weak knees. A camel with weak knees will not be able to safely bear heavy loads.
Watch how it walks. If the camel has a limp, this could be a sign of weakness or illness. This could spell problems later on in your journey.
2-3. Choose a docile, obedient camel if you plan on using it for traveling.
Camels are large, strong creatures. A disobedient camel will be difficult to control by strength alone. You also don't want a camel that bites or kicks.
A well-trained camel is important not just for riding, but also for grooming purposes. The camel must be able to stand still while being brushed and having its nails trimmed.
2-4. Watch how the camel sits and stands back up again.
The movement should be smooth and fluid, especially if you plan on riding a camel. Unlike with horses, the camel must be seated in order for you to get on and off. You can't mount a camel if it is standing. If the camel sits or stands too roughly, you'll be more likely to fall off.
2-5. Make sure that the camel will accept a rope and peg if you plan to ride it.
Camels do not wear bridles and bits like horses do. Instead, the reins are attached to their muzzles through a peg in their nose. If the camel gets fussy while wearing a nose peg, it might not be trained for riding.
2-6. Check the camel’s overall health.
An unhealthy camel will only create problems, whether you are going to ride it or keep it as a pet. Check the camel's skin and mouth for any sores. Also, if you can, take a look under its feet. There should be no sores or open wounds. Any of these are indicators of serious medical conditions, which can be disastrous, especially if you are traveling in the desert.
Even if you aren't planning on ever riding your camel, you want to get a healthy one. An unhealthy camel will require veterinary care, which can cost a lot.
2-7. Choose a younger camel between four and eight years old.
These camels tend to be experienced enough while being strong and healthy.
3. Buying the Camel
3-1. Know where to buy a camel.
You do not necessarily have to travel to the Middle East in order to buy a camel. For example, if you live in the United States, you might be able to find a camel breeder in your state.
Ethiopia, India, the Gobi desert, and Australia all sell camels. Livestock markets are a great place to start looking.
In India, the city of Pushkar has a huge camel festival in October and November.
Some organizations will allow you to view and/or select your camel online before you physically travel to the location.
3-2. Be prepared when you are visiting a market in a foreign country.
Sellers may recognize that you’re not a local and flock to you. Some may be honest and helpful, while others might be less so. The dishonest ones may try to use your inexperience against you and overcharge you.
If you are visiting a foreign country to buy your camel, familiarize yourself with that country's culture customs, especially when it comes to business, bartering, and haggling. This will prevent you from appearing rude or disrespectful.
3-3. Consider bringing a local person with you.
This can be a friend or someone you trust. Try to find someone who knows something about camels. This person can help manage the bartering for you, and ensure that you get a fair price.
Offer to pay the person who is helping you for their time, travel, and effort.
3-4. Know that camel prices can vary depending on various factors.
Camels will be cheaper during times when they are plentiful, and more expensive when they are scarce. Other factors that might influence the price of a camel may also include any of the following:
Its age and sex
Whether is it used for meat, milk, or fur
Whether it is used for riding or travel
How well it is trained
Its parentage, especially if it comes from a breeder.
3-5. Name your camel, unless it already has a name.
Choose a name that best matches your camel. Decide based on your fancy, the way they eat or walk, or even just the way they look.
Tips
Pick a female camel if you are interested in trying delicious, nutritious camel milk.
If you are a first-time camel owner, consider getting an older camel that is already tamed, trained, and docile.
Purchase or borrow books on raising camels and visit camel raising websites to find out how to take care of your new camel.
Warnings
Keep horses away from camels. Horses tend to get spooked by them easily and may react violently.
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{
"create_time": "20230517 11:01:07",
"回答明细": "{\"回答\": \"1. Preparing to Own a Camel\\n1-1. Understand the commitment and cost behind owning a camel.\\nThis is especially true if you plan to keep a camel as a pet or livestock beyond a short trip. Camels can live for 40 to 50 years. After buying and transporting your camel, expect to spend thousands of dollars on food, equipment, grooming, vaccinations, and specialized vet care each year. It costs around $2,000 USD to care for a camel annually, and initial prices for camels vary depending on your region and the camel breed.\\nIn the US, expect to spend around $10,000 for a mature gelding and up to $17,000 for a pregnant female.\\nIn Tanzania, a camel will likely cost $700 USD.\\nIn Egypt’s camel markets, prices range from around $50 USD to $380, but the animals are often poorly treated there.\\nIn the UK, specialized racing camels cost around $55,000 USD.\\nRacing camels cost over $12,000 to care for annually.\\nIf your camel is not properly trained, you may need to spend additional time and money to train it. This will be important when it comes to grooming the camel.\\n1-2. Prepare your camel’s pasture, or buy accessories to ride your camel.\\nIf you plan to keep the camel for a pet, you will need a pasture with strong fences and a three-walled shelter. Plan on having at least two acres of land per camel, and keep the camels away from horses. It might be a good idea to keep at least two camels, since they’re herd animals.\\nIf you plan to ride the camel, you will need a saddle, a rope and peg, and blankets. You might also find a camel stick helpful too.\\nIf you plan to use the camel to carry stuff for you, you will need additional rope and sturdy sacks. Sometimes this can hurt the camel's back if you put too much weight on, so be careful.\\n1-3. Make sure that you have proper nutrition for the camel.\\nCamels can go for a long time without drinking water, but they need food daily. Before you buy your camel, it’s a good idea to have some alfalfa hay and oat hay ready. You can also feed them corn or oats from time to time. Preparing food in advance is especially important if you plan on traveling with your camel to places where it cannot graze.\\nCamels need 5 ounces (140 grams) of salt every day. If the camel's food does not already include salt, consider getting a salt block.\\nCheck that your camel gets 4-8mg of selenium per day in its food or via supplements. A camel will die if it does not get enough selenium.\\n1-4. Understand the effort that goes into proper camel care.\\nJust like cats and dogs, camels need yearly vaccinations. They also need to be trained, not just for riding, but also to handle proper grooming.\\nCamels need a West Nile virus vaccine. These can be administered by a specialized vet. If you are not willing to give your camel vaccinations, you would end up with a very sick camel.\\nCamels need to be groomed. This will keep their thick fur clean of dust and insects. Regular brushing will allow you to catch any bites, bumps, or cuts, and to treat them before they get infected.\\nCamels have nails instead of hooves. They will need those trimmed by a vet or farrier. They will need their toenails trimming either by the vet or a farrier.\\n1-5. Sort out any necessary paperwork.\\nDepending on where you live, you might need special clearances, authorizations, and paperwork in order to own a camel. For example, if you live in the United Kingdom, for example, get a DWA license. You need this license to legally keep a camel in the UK.\\n1-6. Plan the journey home.\\nDepending on where you live, this can be not only expensive for you, but stressful for the camel. In general, ground-based transportation will be less expensive and less stressful than overseas transportation. If you are using an agency to transport your camel overseas, be sure to ask if they offer any aftercare. Some agencies just drop the camel off at a predetermined location, and how you get your camel home from there is up to you.\\n2. Choosing the Right Camel\\n2-1. Decide on the breed of camel.\\nThe breed affects the number of humps a camel has, its size, and fur. For example, the Dromedary has one hump. It tends to be taller, and a natural desert dweller. The Bactrian has two humps and a stocky build. It gets a thick woolly coat in winter, making it ideal for colder climates.\\n2-2. Buy a strong camel if you are going to use it for traveling long distances.\\nThis is especially important if the camel has to carry supplies, people, or both. A weak camel can get hurt easily, especially if it is not accustomed to bearing so much weight. Here are some things to consider:\\nObserve the camel's knees when it sits and stands back up again. Look for any signs of shaking or trembling. This is an indicator of weak knees. A camel with weak knees will not be able to safely bear heavy loads.\\nWatch how it walks. If the camel has a limp, this could be a sign of weakness or illness. This could spell problems later on in your journey.\\n2-3. Choose a docile, obedient camel if you plan on using it for traveling.\\nCamels are large, strong creatures. A disobedient camel will be difficult to control by strength alone. You also don't want a camel that bites or kicks.\\nA well-trained camel is important not just for riding, but also for grooming purposes. The camel must be able to stand still while being brushed and having its nails trimmed.\\n2-4. Watch how the camel sits and stands back up again.\\nThe movement should be smooth and fluid, especially if you plan on riding a camel. Unlike with horses, the camel must be seated in order for you to get on and off. You can't mount a camel if it is standing. If the camel sits or stands too roughly, you'll be more likely to fall off.\\n2-5. Make sure that the camel will accept a rope and peg if you plan to ride it.\\nCamels do not wear bridles and bits like horses do. Instead, the reins are attached to their muzzles through a peg in their nose. If the camel gets fussy while wearing a nose peg, it might not be trained for riding.\\n2-6. Check the camel’s overall health.\\nAn unhealthy camel will only create problems, whether you are going to ride it or keep it as a pet. Check the camel's skin and mouth for any sores. Also, if you can, take a look under its feet. There should be no sores or open wounds. Any of these are indicators of serious medical conditions, which can be disastrous, especially if you are traveling in the desert.\\nEven if you aren't planning on ever riding your camel, you want to get a healthy one. An unhealthy camel will require veterinary care, which can cost a lot.\\n2-7. Choose a younger camel between four and eight years old.\\nThese camels tend to be experienced enough while being strong and healthy.\\n3. Buying the Camel\\n3-1. Know where to buy a camel.\\nYou do not necessarily have to travel to the Middle East in order to buy a camel. For example, if you live in the United States, you might be able to find a camel breeder in your state.\\nEthiopia, India, the Gobi desert, and Australia all sell camels. Livestock markets are a great place to start looking.\\nIn India, the city of Pushkar has a huge camel festival in October and November.\\nSome organizations will allow you to view and/or select your camel online before you physically travel to the location.\\n3-2. Be prepared when you are visiting a market in a foreign country.\\nSellers may recognize that you’re not a local and flock to you. Some may be honest and helpful, while others might be less so. The dishonest ones may try to use your inexperience against you and overcharge you.\\nIf you are visiting a foreign country to buy your camel, familiarize yourself with that country's culture customs, especially when it comes to business, bartering, and haggling. This will prevent you from appearing rude or disrespectful.\\n3-3. Consider bringing a local person with you.\\nThis can be a friend or someone you trust. Try to find someone who knows something about camels. This person can help manage the bartering for you, and ensure that you get a fair price.\\nOffer to pay the person who is helping you for their time, travel, and effort.\\n3-4. Know that camel prices can vary depending on various factors.\\nCamels will be cheaper during times when they are plentiful, and more expensive when they are scarce. Other factors that might influence the price of a camel may also include any of the following:\\nIts age and sex\\nWhether is it used for meat, milk, or fur\\nWhether it is used for riding or travel\\nHow well it is trained\\nIts parentage, especially if it comes from a breeder.\\n3-5. Name your camel, unless it already has a name.\\nChoose a name that best matches your camel. Decide based on your fancy, the way they eat or walk, or even just the way they look.\\nTips\\nPick a female camel if you are interested in trying delicious, nutritious camel milk.\\nIf you are a first-time camel owner, consider getting an older camel that is already tamed, trained, and docile.\\nPurchase or borrow books on raising camels and visit camel raising websites to find out how to take care of your new camel.\\nWarnings\\nKeep horses away from camels. Horses tend to get spooked by them easily and may react violently.\\n\", \"简要回答\": \"Starting to look at camels for sale? Whether you’re looking for livestock, a pet, or a pack animal for your latest adventures, buying a camel takes a bit of knowledge and prep work. We'll cover everything from how much a camel costs to how you can choose a healthy camel and care for your animal.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Preparing to Own a Camel\", \"步骤\": [{\"编号\": 1, \"标题\": \"Understand the commitment and cost behind owning a camel.\", \"描述\": \"This is especially true if you plan to keep a camel as a pet or livestock beyond a short trip. Camels can live for 40 to 50 years. After buying and transporting your camel, expect to spend thousands of dollars on food, equipment, grooming, vaccinations, and specialized vet care each year. It costs around $2,000 USD to care for a camel annually, and initial prices for camels vary depending on your region and the camel breed.\\nIn the US, expect to spend around $10,000 for a mature gelding and up to $17,000 for a pregnant female.\\nIn Tanzania, a camel will likely cost $700 USD.\\nIn Egypt’s camel markets, prices range from around $50 USD to $380, but the animals are often poorly treated there.\\nIn the UK, specialized racing camels cost around $55,000 USD.\\nRacing camels cost over $12,000 to care for annually.\\nIf your camel is not properly trained, you may need to spend additional time and money to train it. This will be important when it comes to grooming the camel.\"}, {\"编号\": 2, \"标题\": \"Prepare your camel’s pasture, or buy accessories to ride your camel.\", \"描述\": \"If you plan to keep the camel for a pet, you will need a pasture with strong fences and a three-walled shelter. Plan on having at least two acres of land per camel, and keep the camels away from horses. It might be a good idea to keep at least two camels, since they’re herd animals.\\nIf you plan to ride the camel, you will need a saddle, a rope and peg, and blankets. You might also find a camel stick helpful too.\\nIf you plan to use the camel to carry stuff for you, you will need additional rope and sturdy sacks. Sometimes this can hurt the camel's back if you put too much weight on, so be careful.\"}, {\"编号\": 3, \"标题\": \"Make sure that you have proper nutrition for the camel.\", \"描述\": \"Camels can go for a long time without drinking water, but they need food daily. Before you buy your camel, it’s a good idea to have some alfalfa hay and oat hay ready. You can also feed them corn or oats from time to time. Preparing food in advance is especially important if you plan on traveling with your camel to places where it cannot graze.\\nCamels need 5 ounces (140 grams) of salt every day. If the camel's food does not already include salt, consider getting a salt block.\\nCheck that your camel gets 4-8mg of selenium per day in its food or via supplements. A camel will die if it does not get enough selenium.\"}, {\"编号\": 4, \"标题\": \"Understand the effort that goes into proper camel care.\", \"描述\": \"Just like cats and dogs, camels need yearly vaccinations. They also need to be trained, not just for riding, but also to handle proper grooming.\\nCamels need a West Nile virus vaccine. These can be administered by a specialized vet. If you are not willing to give your camel vaccinations, you would end up with a very sick camel.\\nCamels need to be groomed. This will keep their thick fur clean of dust and insects. Regular brushing will allow you to catch any bites, bumps, or cuts, and to treat them before they get infected.\\nCamels have nails instead of hooves. They will need those trimmed by a vet or farrier. They will need their toenails trimming either by the vet or a farrier.\"}, {\"编号\": 5, \"标题\": \"Sort out any necessary paperwork.\", \"描述\": \"Depending on where you live, you might need special clearances, authorizations, and paperwork in order to own a camel. For example, if you live in the United Kingdom, for example, get a DWA license. You need this license to legally keep a camel in the UK.\"}, {\"编号\": 6, \"标题\": \"Plan the journey home.\", \"描述\": \"Depending on where you live, this can be not only expensive for you, but stressful for the camel. In general, ground-based transportation will be less expensive and less stressful than overseas transportation. If you are using an agency to transport your camel overseas, be sure to ask if they offer any aftercare. Some agencies just drop the camel off at a predetermined location, and how you get your camel home from there is up to you.\"}]}, {\"编号\": 2, \"标题\": \"Choosing the Right Camel\", \"步骤\": [{\"编号\": 1, \"标题\": \"Decide on the breed of camel.\", \"描述\": \"The breed affects the number of humps a camel has, its size, and fur. For example, the Dromedary has one hump. It tends to be taller, and a natural desert dweller. The Bactrian has two humps and a stocky build. It gets a thick woolly coat in winter, making it ideal for colder climates.\"}, {\"编号\": 2, \"标题\": \"Buy a strong camel if you are going to use it for traveling long distances.\", \"描述\": \"This is especially important if the camel has to carry supplies, people, or both. A weak camel can get hurt easily, especially if it is not accustomed to bearing so much weight. Here are some things to consider:\\nObserve the camel's knees when it sits and stands back up again. Look for any signs of shaking or trembling. This is an indicator of weak knees. A camel with weak knees will not be able to safely bear heavy loads.\\nWatch how it walks. If the camel has a limp, this could be a sign of weakness or illness. This could spell problems later on in your journey.\"}, {\"编号\": 3, \"标题\": \"Choose a docile, obedient camel if you plan on using it for traveling.\", \"描述\": \"Camels are large, strong creatures. A disobedient camel will be difficult to control by strength alone. You also don't want a camel that bites or kicks.\\nA well-trained camel is important not just for riding, but also for grooming purposes. The camel must be able to stand still while being brushed and having its nails trimmed.\"}, {\"编号\": 4, \"标题\": \"Watch how the camel sits and stands back up again.\", \"描述\": \"The movement should be smooth and fluid, especially if you plan on riding a camel. Unlike with horses, the camel must be seated in order for you to get on and off. You can't mount a camel if it is standing. If the camel sits or stands too roughly, you'll be more likely to fall off.\"}, {\"编号\": 5, \"标题\": \"Make sure that the camel will accept a rope and peg if you plan to ride it.\", \"描述\": \"Camels do not wear bridles and bits like horses do. Instead, the reins are attached to their muzzles through a peg in their nose. If the camel gets fussy while wearing a nose peg, it might not be trained for riding.\"}, {\"编号\": 6, \"标题\": \"Check the camel’s overall health.\", \"描述\": \"An unhealthy camel will only create problems, whether you are going to ride it or keep it as a pet. Check the camel's skin and mouth for any sores. Also, if you can, take a look under its feet. There should be no sores or open wounds. Any of these are indicators of serious medical conditions, which can be disastrous, especially if you are traveling in the desert.\\nEven if you aren't planning on ever riding your camel, you want to get a healthy one. An unhealthy camel will require veterinary care, which can cost a lot.\"}, {\"编号\": 7, \"标题\": \"Choose a younger camel between four and eight years old.\", \"描述\": \"These camels tend to be experienced enough while being strong and healthy.\"}]}, {\"编号\": 3, \"标题\": \"Buying the Camel\", \"步骤\": [{\"编号\": 1, \"标题\": \"Know where to buy a camel.\", \"描述\": \"You do not necessarily have to travel to the Middle East in order to buy a camel. For example, if you live in the United States, you might be able to find a camel breeder in your state.\\nEthiopia, India, the Gobi desert, and Australia all sell camels. Livestock markets are a great place to start looking.\\nIn India, the city of Pushkar has a huge camel festival in October and November.\\nSome organizations will allow you to view and/or select your camel online before you physically travel to the location.\"}, {\"编号\": 2, \"标题\": \"Be prepared when you are visiting a market in a foreign country.\", \"描述\": \"Sellers may recognize that you’re not a local and flock to you. Some may be honest and helpful, while others might be less so. The dishonest ones may try to use your inexperience against you and overcharge you.\\nIf you are visiting a foreign country to buy your camel, familiarize yourself with that country's culture customs, especially when it comes to business, bartering, and haggling. This will prevent you from appearing rude or disrespectful.\"}, {\"编号\": 3, \"标题\": \"Consider bringing a local person with you.\", \"描述\": \"This can be a friend or someone you trust. Try to find someone who knows something about camels. This person can help manage the bartering for you, and ensure that you get a fair price.\\nOffer to pay the person who is helping you for their time, travel, and effort.\"}, {\"编号\": 4, \"标题\": \"Know that camel prices can vary depending on various factors.\", \"描述\": \"Camels will be cheaper during times when they are plentiful, and more expensive when they are scarce. Other factors that might influence the price of a camel may also include any of the following:\\nIts age and sex\\nWhether is it used for meat, milk, or fur\\nWhether it is used for riding or travel\\nHow well it is trained\\nIts parentage, especially if it comes from a breeder.\"}, {\"编号\": 5, \"标题\": \"Name your camel, unless it already has a name.\", \"描述\": \"Choose a name that best matches your camel. Decide based on your fancy, the way they eat or walk, or even just the way they look.\"}], \"小提示\": [\"Pick a female camel if you are interested in trying delicious, nutritious camel milk.\\n\", \"If you are a first-time camel owner, consider getting an older camel that is already tamed, trained, and docile.\\n\", \"Purchase or borrow books on raising camels and visit camel raising websites to find out how to take care of your new camel.\\n\"], \"注意事项\": [\"Keep horses away from camels. Horses tend to get spooked by them easily and may react violently.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,988 |
How to Buy a Cantaloupe
|
1. Choosing a Cantaloupe
1-1. Look for signs of decay.
Take a look at the bin, shelf, or box the cantaloupes are being stored in. If there are flies or other insects around it, or there is juice leaking out and covering the fruits, it's probably a good idea to buy your melon elsewhere.
Avoid melons with punctures, dents, or brown or black patches.
If there's only one patch of discoloration, this is probably where the melon rested on the ground, or where it was sunburned. This will usually not affect the taste.
1-2. Check the rind color and webbing.
A ripe cantaloupe has a yellow, tan, or cream-colored rind. This is covered with a webbed pattern, which has some areas that are more pronounced and raised off the surface. A grey-green rind covered by a flat web means the cantaloupe is unripe.
Some newer varieties may stay green even when ripe. If every cantaloupe in the pile is green, try looking up the variety name online or asking a store employee.
1-3. Examine the stem end carefully.
Never buy a cantaloupe with a rough or torn end, a lumpy end protruding from the fruit, or one that has nubs of stem still attached. These were picked too early, and will have poor flavor. Instead, look for a melon with a smooth, round "belly button" depression at one end instead.
Although you can feel this end for the slight give that indicates ripeness, this is an unreliable test and can cause bruising. Do avoid melons with a wet, leaking end.
1-4. Heft and tap the cantaloupe.
The melon should be heavy for its size. It should be firm, but not rock hard. Tap it and listen for a low, solid sound. A high, hollow sound is a bad sign.
Stay alert for signs of an overripe melon: a sticky surface, damp patches or bruises, or a sloshing sound when moved.
1-5. Feel and smell the blossom end.
A little give at the blossom end (opposite the stem end) is ideal. More importantly, it should have a pleasant, sweet smell, akin to flowers. An overpowering sweetness may mean the fruit is overripe and fermented.
The smell of alcohol or acetone (nail polish remover) means the melon is very fermented.
To avoid getting a melon with a mushy interior, press it gently all over. Is it firm? If you feel any soft spots or dimples, it will be mushy.
2. Storing and Handling Cantaloupe
2-1. Store cantaloupe in the refrigerator.
The cold temperature will reduce the chance of bacterial growth, and keep the melon crisp. Keep the melon between 36 and 40ºF (2.2–5ºC) for best results. (Most likely, the crisper drawer of your refrigerator already falls in this range.)
You may store an unripe melon for a couple days at room temperature. Once ripe, refrigeration is highly recommended for health reasons.
The strong smell can cling to other items in the refrigerator. Store the melon in a closed glass or plastic container to prevent this.
2-2. Wash hands when handling cantaloupe.
There have been several outbreaks of Salmonella and other bacteria from cantaloupes, partly because consumers are not aware they should be cautious. Wash your hands with soapy water after transporting your cantaloupe home. Wash your hands again before and after cutting the melon.
2-3. Scrub the melon before cutting.
The melon rind often contains bacteria that may be pushed onto the fruit by the knife. The webbed pattern can make it difficult to wash off the bacteria, so rub it thoroughly with a clean brush or your fingers instead. Hold the melon under running water as you do this. Pat it dry with paper towels when finished.
Do not wash the melon in advance. Even a little moisture and softened rind can lead to mold growth.
Do not use soap, which the melon can absorb through the rind.
2-4. Cut the melon.
Use a clean knife and cutting board. Cut in half from the blossom end to the stem end, scrape out the seeds, then cut into slices. Wash all knives and surfaces once you're done enjoying the cantaloupe.
2-5. Peel and store leftovers.
Do not leave cut cantaloupe out for more than four hours; some guidelines recommend no more than two. Cut the flesh away from the peel and store covered in the refrigerator.
Alternatively, freeze cantaloupe flesh in between layers of wax paper. For best flavor, serve within one month, partially thawed. To preserve flavor and color longer, cover in sugar or sugar syrup before freezing.
Tips
This article describes the American cantaloupe, which is referred to as a rock melon or musk melon in some regions. In Europe, the word cantaloupe can refer to other melons that do not have webbing, and that remain green when ripe.[14]
X
Research source
In areas where cantaloupes grow, the melons taste best in summer. Although often available the rest of the year, these imports or off-season harvests don't have as good a taste.
To find an extra sweet melon, look for a glob of red fruit sugar around the stem. The skin should be three quarters golden orange, one quarter green.
Warnings
Shaking the cantaloupe to listen for rattling seeds is not an accurate test. People can't even agree whether the rattle is good or bad! There might be some varieties of cantaloupe that rattle when they're ready, but most fruit sold will remain silent in any state.[15]
X
Research source
|
{
"create_time": "20230517 11:01:07",
"回答明细": "{\"回答\": \"1. Choosing a Cantaloupe\\n1-1. Look for signs of decay.\\nTake a look at the bin, shelf, or box the cantaloupes are being stored in. If there are flies or other insects around it, or there is juice leaking out and covering the fruits, it's probably a good idea to buy your melon elsewhere.\\nAvoid melons with punctures, dents, or brown or black patches.\\nIf there's only one patch of discoloration, this is probably where the melon rested on the ground, or where it was sunburned. This will usually not affect the taste.\\n1-2. Check the rind color and webbing.\\nA ripe cantaloupe has a yellow, tan, or cream-colored rind. This is covered with a webbed pattern, which has some areas that are more pronounced and raised off the surface. A grey-green rind covered by a flat web means the cantaloupe is unripe.\\nSome newer varieties may stay green even when ripe. If every cantaloupe in the pile is green, try looking up the variety name online or asking a store employee.\\n1-3. Examine the stem end carefully.\\nNever buy a cantaloupe with a rough or torn end, a lumpy end protruding from the fruit, or one that has nubs of stem still attached. These were picked too early, and will have poor flavor. Instead, look for a melon with a smooth, round \\\"belly button\\\" depression at one end instead.\\nAlthough you can feel this end for the slight give that indicates ripeness, this is an unreliable test and can cause bruising. Do avoid melons with a wet, leaking end.\\n1-4. Heft and tap the cantaloupe.\\nThe melon should be heavy for its size. It should be firm, but not rock hard. Tap it and listen for a low, solid sound. A high, hollow sound is a bad sign.\\nStay alert for signs of an overripe melon: a sticky surface, damp patches or bruises, or a sloshing sound when moved.\\n1-5. Feel and smell the blossom end.\\nA little give at the blossom end (opposite the stem end) is ideal. More importantly, it should have a pleasant, sweet smell, akin to flowers. An overpowering sweetness may mean the fruit is overripe and fermented.\\nThe smell of alcohol or acetone (nail polish remover) means the melon is very fermented.\\nTo avoid getting a melon with a mushy interior, press it gently all over. Is it firm? If you feel any soft spots or dimples, it will be mushy.\\n2. Storing and Handling Cantaloupe\\n2-1. Store cantaloupe in the refrigerator.\\nThe cold temperature will reduce the chance of bacterial growth, and keep the melon crisp. Keep the melon between 36 and 40ºF (2.2–5ºC) for best results. (Most likely, the crisper drawer of your refrigerator already falls in this range.)\\nYou may store an unripe melon for a couple days at room temperature. Once ripe, refrigeration is highly recommended for health reasons.\\nThe strong smell can cling to other items in the refrigerator. Store the melon in a closed glass or plastic container to prevent this.\\n2-2. Wash hands when handling cantaloupe.\\nThere have been several outbreaks of Salmonella and other bacteria from cantaloupes, partly because consumers are not aware they should be cautious. Wash your hands with soapy water after transporting your cantaloupe home. Wash your hands again before and after cutting the melon.\\n2-3. Scrub the melon before cutting.\\nThe melon rind often contains bacteria that may be pushed onto the fruit by the knife. The webbed pattern can make it difficult to wash off the bacteria, so rub it thoroughly with a clean brush or your fingers instead. Hold the melon under running water as you do this. Pat it dry with paper towels when finished.\\nDo not wash the melon in advance. Even a little moisture and softened rind can lead to mold growth.\\nDo not use soap, which the melon can absorb through the rind.\\n2-4. Cut the melon.\\nUse a clean knife and cutting board. Cut in half from the blossom end to the stem end, scrape out the seeds, then cut into slices. Wash all knives and surfaces once you're done enjoying the cantaloupe.\\n2-5. Peel and store leftovers.\\nDo not leave cut cantaloupe out for more than four hours; some guidelines recommend no more than two. Cut the flesh away from the peel and store covered in the refrigerator.\\nAlternatively, freeze cantaloupe flesh in between layers of wax paper. For best flavor, serve within one month, partially thawed. To preserve flavor and color longer, cover in sugar or sugar syrup before freezing.\\nTips\\nThis article describes the American cantaloupe, which is referred to as a rock melon or musk melon in some regions. In Europe, the word cantaloupe can refer to other melons that do not have webbing, and that remain green when ripe.[14]\\nX\\nResearch source\\nIn areas where cantaloupes grow, the melons taste best in summer. Although often available the rest of the year, these imports or off-season harvests don't have as good a taste.\\nTo find an extra sweet melon, look for a glob of red fruit sugar around the stem. The skin should be three quarters golden orange, one quarter green.\\nWarnings\\nShaking the cantaloupe to listen for rattling seeds is not an accurate test. People can't even agree whether the rattle is good or bad! There might be some varieties of cantaloupe that rattle when they're ready, but most fruit sold will remain silent in any state.[15]\\nX\\nResearch source\\n\", \"简要回答\": \"The strange patterns on a cantaloupe may as well be a map of Pluto for many shoppers. Unlock the secrets of this musky fruit and learn how to leave the store with a ripe, sweet bounty.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing a Cantaloupe\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look for signs of decay.\", \"描述\": \"Take a look at the bin, shelf, or box the cantaloupes are being stored in. If there are flies or other insects around it, or there is juice leaking out and covering the fruits, it's probably a good idea to buy your melon elsewhere.\\nAvoid melons with punctures, dents, or brown or black patches.\\nIf there's only one patch of discoloration, this is probably where the melon rested on the ground, or where it was sunburned. This will usually not affect the taste.\"}, {\"编号\": 2, \"标题\": \"Check the rind color and webbing.\", \"描述\": \"A ripe cantaloupe has a yellow, tan, or cream-colored rind. This is covered with a webbed pattern, which has some areas that are more pronounced and raised off the surface. A grey-green rind covered by a flat web means the cantaloupe is unripe.\\nSome newer varieties may stay green even when ripe. If every cantaloupe in the pile is green, try looking up the variety name online or asking a store employee.\"}, {\"编号\": 3, \"标题\": \"Examine the stem end carefully.\", \"描述\": \"Never buy a cantaloupe with a rough or torn end, a lumpy end protruding from the fruit, or one that has nubs of stem still attached. These were picked too early, and will have poor flavor. Instead, look for a melon with a smooth, round \\\"belly button\\\" depression at one end instead.\\nAlthough you can feel this end for the slight give that indicates ripeness, this is an unreliable test and can cause bruising. Do avoid melons with a wet, leaking end.\"}, {\"编号\": 4, \"标题\": \"Heft and tap the cantaloupe.\", \"描述\": \"The melon should be heavy for its size. It should be firm, but not rock hard. Tap it and listen for a low, solid sound. A high, hollow sound is a bad sign.\\nStay alert for signs of an overripe melon: a sticky surface, damp patches or bruises, or a sloshing sound when moved.\"}, {\"编号\": 5, \"标题\": \"Feel and smell the blossom end.\", \"描述\": \"A little give at the blossom end (opposite the stem end) is ideal. More importantly, it should have a pleasant, sweet smell, akin to flowers. An overpowering sweetness may mean the fruit is overripe and fermented.\\nThe smell of alcohol or acetone (nail polish remover) means the melon is very fermented.\\nTo avoid getting a melon with a mushy interior, press it gently all over. Is it firm? If you feel any soft spots or dimples, it will be mushy.\"}]}, {\"编号\": 2, \"标题\": \"Storing and Handling Cantaloupe\", \"步骤\": [{\"编号\": 1, \"标题\": \"Store cantaloupe in the refrigerator.\", \"描述\": \"The cold temperature will reduce the chance of bacterial growth, and keep the melon crisp. Keep the melon between 36 and 40ºF (2.2–5ºC) for best results. (Most likely, the crisper drawer of your refrigerator already falls in this range.)\\nYou may store an unripe melon for a couple days at room temperature. Once ripe, refrigeration is highly recommended for health reasons.\\nThe strong smell can cling to other items in the refrigerator. Store the melon in a closed glass or plastic container to prevent this.\"}, {\"编号\": 2, \"标题\": \"Wash hands when handling cantaloupe.\", \"描述\": \"There have been several outbreaks of Salmonella and other bacteria from cantaloupes, partly because consumers are not aware they should be cautious. Wash your hands with soapy water after transporting your cantaloupe home. Wash your hands again before and after cutting the melon.\"}, {\"编号\": 3, \"标题\": \"Scrub the melon before cutting.\", \"描述\": \"The melon rind often contains bacteria that may be pushed onto the fruit by the knife. The webbed pattern can make it difficult to wash off the bacteria, so rub it thoroughly with a clean brush or your fingers instead. Hold the melon under running water as you do this. Pat it dry with paper towels when finished.\\nDo not wash the melon in advance. Even a little moisture and softened rind can lead to mold growth.\\nDo not use soap, which the melon can absorb through the rind.\"}, {\"编号\": 4, \"标题\": \"Cut the melon.\", \"描述\": \"Use a clean knife and cutting board. Cut in half from the blossom end to the stem end, scrape out the seeds, then cut into slices. Wash all knives and surfaces once you're done enjoying the cantaloupe.\"}, {\"编号\": 5, \"标题\": \"Peel and store leftovers.\", \"描述\": \"Do not leave cut cantaloupe out for more than four hours; some guidelines recommend no more than two. Cut the flesh away from the peel and store covered in the refrigerator.\\nAlternatively, freeze cantaloupe flesh in between layers of wax paper. For best flavor, serve within one month, partially thawed. To preserve flavor and color longer, cover in sugar or sugar syrup before freezing.\"}], \"小提示\": [\"This article describes the American cantaloupe, which is referred to as a rock melon or musk melon in some regions. In Europe, the word cantaloupe can refer to other melons that do not have webbing, and that remain green when ripe.[14]\\nX\\nResearch source\\n\", \"In areas where cantaloupes grow, the melons taste best in summer. Although often available the rest of the year, these imports or off-season harvests don't have as good a taste.\\n\", \"To find an extra sweet melon, look for a glob of red fruit sugar around the stem. The skin should be three quarters golden orange, one quarter green.\\n\"], \"注意事项\": [\"Shaking the cantaloupe to listen for rattling seeds is not an accurate test. People can't even agree whether the rattle is good or bad! There might be some varieties of cantaloupe that rattle when they're ready, but most fruit sold will remain silent in any state.[15]\\nX\\nResearch source\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,989 |
How to Buy a Car
|
1. Doing Your Homework
1-1. Make a list of what you're looking for in a car.
Doing your homework, like most things in life, is a good idea, especially when purchasing something as expensive as a car. Often, this means knowing what you want to get out of your car. Make a list of what you're looking for in your new car. Some criteria include:
Age
Appearance
Performance
Safety
Reliability
Size
Comfort
Fuel efficiency
Cost
Resale value
Transmission type
Engine size
Miles/kilometers per gallon
Current mileage (if car is used)
Color.
1-2. Organize the list in terms of how important the criteria are to you.
What aspects of your would-be car are you willing to budge on, and which aspects do you need to find in your would-be car? Many people say they want safety, reliability, and mileage in their car, when in fact they're looking for performance, comfort, and appearance. Be honest with yourself; it will make the buying process much easier.
1-3. Consider the advantages and disadvantages of buying a new car.
The smell. The feel. The touch. Buying a new car can be like a religious experience, but it can burn a hole in your wallet if you're not careful. Carefully weigh the advantages and disadvantages of buying new based on your situation:
The :
Freedom of choice. You can buy the car of your dream vs. being limited to the cars that are available.
Better financing. If you do decide to finance on a new car, your financing rates could be better than if you bought a used car.
Getting new features. New cars are stocked with new cutting-edge features such as interactive touchscreens on the dashboard, additional sensors and reversing cameras.
Knowing what you're buying. When you buy new, you have an excellent idea of exactly what you're getting; there shouldn't be any uncertainty lurking the background about the car's history.
The :
Spending more money. This one's a no-brainer. You spend more money on a new car than you do on a used one.
Immediate depreciation. As soon as you drive the car off the lot, it loses about 11% of its value. This is informally called the "lemon effect."
Higher insurance costs. It'll cost more to insure that brand new convertible.
Ambiguous information for model year. Is the model you're buying a workhorse or a defective wreck? You can't really know until later on — sometimes much later on.
1-4. Consider the advantages and disadvantages of buying a used car.
Used cars are a great deal for many people: they're relatively cheap and the consumer has idea of what to expect out of the car. Still, there are some disadvantages associated with buying used. Know them before you pull the trigger.
The :
Cost. Buying that car fresh off the lot sure can be expensive; buying a similar car from a classified listings can be drastically cheaper.
Better insurance rates. Insurance companies know that drivers of used cars tend to be more cautious and price their insurance accordingly.
Less depreciation. Your car will depreciate less if you buy used, because the initial depreciation was so drastic.
The :
Higher dealer markup. Dealers know that they can make a killing on used cars. Buying a used car usually means a significant dealer markup.
Higher financing. It usually costs more to finance a used car.
Higher/more maintenance. Used cars usually need to be maintained more often and for more money.
Unknown mechanical and accident history. When you buy a used car, you don't necessarily have any information on who drove it, how often it was serviced, or whether it got into any accidents.
1-5. Decide on a budget.
Give yourself a budget, regardless of how much you're spending or what kind of car you want to get. Your budget will keep you from overspending and will tell you when and why to walk away from a bad deal.
1-6. Look for models that fit your criteria and budget.
Take your criteria identified above and the budget that you've made for yourself and start looking. You can look at dealerships, car websites, or classified postings, among others. A couple of things to remember as you begin shopping:
Use the internet. A car salesman's worst dream is an educated buyer: a buyer who knows what they want, does not want to be impulsive, and is aware of what's available based on their budget. Searching around on the internet or in the newspaper can help you achieve this.
Save your preliminary results. Saving the results of your research will give you a reference point as you continue to shop, especially if you choose to go to a car dealership. Dealers will have artificially high prices that you can spot if you've done your homework.
2. Shopping Around
2-1. Go to dealerships with no intention of buying.
If you can, try to go on a day/time when the dealership is closed so you can browse freely and not be bothered by any sales pitches or arm twisting. If salespeople do approach you, tell them you have no intention of buying, and are just doing market research, and would prefer to look undisturbed. If they continue to hassle you, walk away and go to another dealership: you probably don't want to buy from a dealership that doesn't respect the customer's wishes.
2-2. Figure out what the dealership paid for the car(s) you're looking at.
This is called the "invoice price," and it's relatively easy to get on the internet. Arming yourself with the invoice price lets you haggle starting low and going up, as opposed to starting high and going down. It's a much better position to be in.
Make sure you find the invoice price with all the available features you want. The invoice price doesn't mean much unless it actually matches the features of the car you're trying to buy.
2-3. Get online price quotes to use as bargaining chips.
Use websites such as Autobytel.com, VINSnoop.com and PriceQuotes.com to shop for quotes that you can use as bargaining chips when you actually decide to negotiate in person. Many dealerships will also have an online branch that will get you a quote in a couple days; use them!
2-4. Get your finances in order before you go to the dealership.
For the best possible bargain, it's essential to have your financial game plan laid out before you set foot on the dealership. This includes:
Knowing your credit score if you intend to finance. You can get a free report once a year from each of the three major credit reporting agencies. If you haven't done so already, get your credit score.
Shopping around for a loan from a bank or credit agency. Getting a loan directly from the dealership can be a bad idea. Get a loan secured before you walk into the dealership; the dealership might be able to beat the price, and if they can't, you know you'll be able to finance your car another way.
3. Deciding on Your Dream Car
3-1. Be willing to walk away at any point in time.
A smart buyer knows that they have the inherent bargaining edge if they choose to use it: being willing to walk away. A person who isn't willing to walk away from a deal — at any point in the negotiation process — is likely a person who will overpay for their car.
A smart dealer may try draw out the process, making you feel like you've invested a good amount of time in a car, and that walking away is the same thing as abandoning that investment. Don't fall for that trap. Know that any time you spend researching or negotiating, even if the negotiation falls apart, is an investment in itself and will eventually pay off.
3-2. If you plan on keeping the car for a good while, forget about leasing.
Car dealerships know that they can generally make money off of people who decide to lease a car. The prevailing myth that leasing a car is always bad isn't quite accurate; if you plan on keeping the car for less than three years, it's an okay deal. But if you want to hold onto your car for a good deal of time, paying that lease will usually leave you worse off than if you negotiated to buy the car.
3-3. Ace the test drive.
If you do decide to take a car on a test drive, keep your emotions in check. Dealers know that people get emotionally attached to cars when they take them for a test drive. When a customer is emotionally attached to a car, they are far likelier to overspend because they are less willing to walk away from a bad deal. Some things you can do during a test drive to control your enthusiasm:
Ask the salesperson for quiet, if necessary. During a test drive, a good salesperson will keep talking about all the features and amenities of a car, trying to convince you it's the best deal. They're trying to get you emotionally attached, do not fall for this trick. If the salesperson won't give it a rest, ask them for silence point blank.
Bring your somebody else with you on the drive. Your companion will help you remain analytical and focused on the task of extracting the best possible value for the car. They could also be another BS radar, if the salesperson tries to pull a fast one.
Take your time and nitpick. If you're going to buy this car, you should very well feel comfortable in it. Don't rush the drive and ask questions that you want answered. Wait for clear answers.
3-4. Walk away if the salesperson brings out a four-square worksheet.
Better yet, tell the salesperson up front that you're prepared to walk away if they bring out a four-square worksheet. A four-square worksheet is a clever mechanism the dealership uses to massage the numbers, getting you to agree on an inflated price. It's a three-card Monte trick the dealer uses. Don't get scammed.
3-5. Negotiate
Dealers will try to "sweeten the deal" (ostensibly for you, but really for them) by adding on services, perks, etc. onto the price that you initially agreed on, making you feel bad about or guilty about not accepting because it's "agreed on." Don't get fooled by this.
You can say something like: "I'm only prepared to negotiate on the final out-the-door price. If we can agree on a number, I expect that number to be the final number, not the starting point for another negotiation."
3-6. Know the salesperson's tricks of the trade.
Not all salespeople are slimy and wily, but a lot work in the car industry. Knowing the tricks of their trade will help you be prepared when you sit down to negotiate.
Don't fall for the guilt trick. Don't feel guilty for refusing an offer that you know is bad. A salesperson might make you feel guilty for "wasting his time" after taking a test drive. This is their job. Don't feel guilty. They certainly don't, their priority is to make a sale.
Know that salespeople will start negotiating with an achingly, ridiculously high number. It's their way of "breaking" you, and making you feel like the number they're willing to come down on is actually a good one. If you know the invoice price (the price the dealer paid for the car), don't be afraid to walk away from an insultingly high bid.
Know the commission structure. After a "holdback," the salesperson gets about a 10% to 25% cut of the difference between the sales price and the invoice price. The higher the total sales price of the car, the more money the salesperson makes in commission.
3-7. Try this clever trick, if you're willing.
Decide exactly what kind of car you want to buy. Locate several dealerships in the area that have that make and model of car. Phone each one of the dealerships up and tell them that you're planning on buying such and such a car at 5 PM from the dealer that gives you the best price. Tell them you're not negotiating, aren't willing to come into the office until the price is agreed upon, and that you want an out-the-door prices (taxes, everything included).
The dealer may not want to play this game with you, but they'd be missing out on an opportunity to sell a car (something a dealer hates to do). Assure them that if they can give you the lowest possible offer, you'll take their offer.
3-8. Before buying a used car, take the car to a qualified mechanic for a complete pre-purchase inspection.
If you're buying a used car from a private seller or even a dealership, ask to take the car to a trusted mechanic to check for performance, accident history, or even water damage. Buying with peace of mind will help you find the best deal.
3-9. Before buying a used car, run a Vehicle History Report on the car.
Check if the car was reported stolen, scrapped, or ever recalled before you buy. You can get a full history report at CARFAX.com. Or if you live in the UK, go onto autotrader.co.uk, then "Get A Vehicle Check". You will have to pay a fee, but it is worth paying to know the truth about the vehicle you are considering purchasing.
3-10. Read the fine print carefully before you sign.
Don't put your guard down until you've driven the car of your dreams off the lot. Make sure you understand any contract you're reading, and don't be afraid to ask questions. A lot of the time, a dealership will try to add on $10 a month or even hidden fees to wring extra money out of your purchase. Don't be gullible and trust that the salespeople necessarily have your best interests at heart.
If the dealership tries to "pack payments" by surreptitiously increasing your interest rate, for example, know that the dealer may be subject to heavy fines, as is it illegal. If you believe you are a victim of packing payments, contact a lawyer.
Tips
Check out Consumer Reports. It's arguably the best place to look for impartial reviews, ratings, crash tests, reliability forecasts, and pricing guidelines for new and used cars. Start with their list of recommended cars, research them, pick out a few you like, and then go to the dealer. They also have an excellent guide to new car buying, a guide to used car buying, and even a guide to buying cars for teens. Much of their info is free, but a subscription is well worth it. They review everything from chocolate to computers.
When you go to a dealership, bring your spouse, or a friend. You are more likely to be taken seriously. If you do not have one, then walk in with an air of confidence. If you are a single woman, it is good to bring a male friend who knows about cars, so that you don't let the dealer mislead you. Sales people will try to take advantage of you, don't trust them.
When you have done your homework, and know what you want in a car, then visit the dealership.
Warnings
Always ask yourself if the car you are buying is worth the money they are asking. If not, make a lower offer, and if they refuse, don't worry - there are plenty more cars out there, the perfect one is just waiting for you to come along and find it.
Always test drive the car, check things like the sound of the engine, whether the windscreen wipers work, air conditioning (if applicable), heater, indicators, gearstick, and headlights. Check for cup holders, compartments, the boot, the seat quality (no rips or stains), look in the bonnet to make sure nothing funky is going on, beep the horn, Check the comfort of the seats (will this car be comfortable on long trips?), The visibility (is it easy to see other cars?), does it have seat belts, air bags, roof handles, Sun shades, and a radio? (CD or cassette tape), and whether it works.
Make sure you read the contract completely. Do not sign, unless you understand exactly what you are signing. If you are not sure, then take the contract home, and have an attorney read it. Once you sign, you have legally bought the vehicle!
If you are concerned about the safety using the car if a bad situation was to ever happen such as a car crash, check out its crash test results on Euro NCAP, the IIHS, and NHSTA before purchasing it.
|
{
"create_time": "20230517 11:01:07",
"回答明细": "{\"回答\": \"1. Doing Your Homework\\n1-1. Make a list of what you're looking for in a car.\\nDoing your homework, like most things in life, is a good idea, especially when purchasing something as expensive as a car. Often, this means knowing what you want to get out of your car. Make a list of what you're looking for in your new car. Some criteria include:\\nAge\\nAppearance\\nPerformance\\nSafety\\nReliability\\nSize\\nComfort\\nFuel efficiency\\nCost\\nResale value\\nTransmission type\\nEngine size\\nMiles/kilometers per gallon\\nCurrent mileage (if car is used)\\nColor.\\n1-2. Organize the list in terms of how important the criteria are to you.\\nWhat aspects of your would-be car are you willing to budge on, and which aspects do you need to find in your would-be car? Many people say they want safety, reliability, and mileage in their car, when in fact they're looking for performance, comfort, and appearance. Be honest with yourself; it will make the buying process much easier.\\n1-3. Consider the advantages and disadvantages of buying a new car.\\nThe smell. The feel. The touch. Buying a new car can be like a religious experience, but it can burn a hole in your wallet if you're not careful. Carefully weigh the advantages and disadvantages of buying new based on your situation:\\nThe :\\nFreedom of choice. You can buy the car of your dream vs. being limited to the cars that are available.\\nBetter financing. If you do decide to finance on a new car, your financing rates could be better than if you bought a used car.\\nGetting new features. New cars are stocked with new cutting-edge features such as interactive touchscreens on the dashboard, additional sensors and reversing cameras.\\nKnowing what you're buying. When you buy new, you have an excellent idea of exactly what you're getting; there shouldn't be any uncertainty lurking the background about the car's history.\\n\\nThe :\\nSpending more money. This one's a no-brainer. You spend more money on a new car than you do on a used one.\\nImmediate depreciation. As soon as you drive the car off the lot, it loses about 11% of its value. This is informally called the \\\"lemon effect.\\\"\\nHigher insurance costs. It'll cost more to insure that brand new convertible.\\nAmbiguous information for model year. Is the model you're buying a workhorse or a defective wreck? You can't really know until later on — sometimes much later on.\\n1-4. Consider the advantages and disadvantages of buying a used car.\\nUsed cars are a great deal for many people: they're relatively cheap and the consumer has idea of what to expect out of the car. Still, there are some disadvantages associated with buying used. Know them before you pull the trigger.\\nThe :\\nCost. Buying that car fresh off the lot sure can be expensive; buying a similar car from a classified listings can be drastically cheaper.\\nBetter insurance rates. Insurance companies know that drivers of used cars tend to be more cautious and price their insurance accordingly.\\nLess depreciation. Your car will depreciate less if you buy used, because the initial depreciation was so drastic.\\n\\nThe :\\nHigher dealer markup. Dealers know that they can make a killing on used cars. Buying a used car usually means a significant dealer markup.\\nHigher financing. It usually costs more to finance a used car.\\nHigher/more maintenance. Used cars usually need to be maintained more often and for more money.\\nUnknown mechanical and accident history. When you buy a used car, you don't necessarily have any information on who drove it, how often it was serviced, or whether it got into any accidents.\\n1-5. Decide on a budget.\\nGive yourself a budget, regardless of how much you're spending or what kind of car you want to get. Your budget will keep you from overspending and will tell you when and why to walk away from a bad deal.\\n1-6. Look for models that fit your criteria and budget.\\nTake your criteria identified above and the budget that you've made for yourself and start looking. You can look at dealerships, car websites, or classified postings, among others. A couple of things to remember as you begin shopping:\\nUse the internet. A car salesman's worst dream is an educated buyer: a buyer who knows what they want, does not want to be impulsive, and is aware of what's available based on their budget. Searching around on the internet or in the newspaper can help you achieve this.\\nSave your preliminary results. Saving the results of your research will give you a reference point as you continue to shop, especially if you choose to go to a car dealership. Dealers will have artificially high prices that you can spot if you've done your homework.\\n2. Shopping Around\\n2-1. Go to dealerships with no intention of buying.\\nIf you can, try to go on a day/time when the dealership is closed so you can browse freely and not be bothered by any sales pitches or arm twisting. If salespeople do approach you, tell them you have no intention of buying, and are just doing market research, and would prefer to look undisturbed. If they continue to hassle you, walk away and go to another dealership: you probably don't want to buy from a dealership that doesn't respect the customer's wishes.\\n2-2. Figure out what the dealership paid for the car(s) you're looking at.\\nThis is called the \\\"invoice price,\\\" and it's relatively easy to get on the internet. Arming yourself with the invoice price lets you haggle starting low and going up, as opposed to starting high and going down. It's a much better position to be in.\\nMake sure you find the invoice price with all the available features you want. The invoice price doesn't mean much unless it actually matches the features of the car you're trying to buy.\\n2-3. Get online price quotes to use as bargaining chips.\\nUse websites such as Autobytel.com, VINSnoop.com and PriceQuotes.com to shop for quotes that you can use as bargaining chips when you actually decide to negotiate in person. Many dealerships will also have an online branch that will get you a quote in a couple days; use them!\\n2-4. Get your finances in order before you go to the dealership.\\nFor the best possible bargain, it's essential to have your financial game plan laid out before you set foot on the dealership. This includes:\\nKnowing your credit score if you intend to finance. You can get a free report once a year from each of the three major credit reporting agencies. If you haven't done so already, get your credit score.\\nShopping around for a loan from a bank or credit agency. Getting a loan directly from the dealership can be a bad idea. Get a loan secured before you walk into the dealership; the dealership might be able to beat the price, and if they can't, you know you'll be able to finance your car another way.\\n3. Deciding on Your Dream Car\\n3-1. Be willing to walk away at any point in time.\\nA smart buyer knows that they have the inherent bargaining edge if they choose to use it: being willing to walk away. A person who isn't willing to walk away from a deal — at any point in the negotiation process — is likely a person who will overpay for their car.\\nA smart dealer may try draw out the process, making you feel like you've invested a good amount of time in a car, and that walking away is the same thing as abandoning that investment. Don't fall for that trap. Know that any time you spend researching or negotiating, even if the negotiation falls apart, is an investment in itself and will eventually pay off.\\n3-2. If you plan on keeping the car for a good while, forget about leasing.\\nCar dealerships know that they can generally make money off of people who decide to lease a car. The prevailing myth that leasing a car is always bad isn't quite accurate; if you plan on keeping the car for less than three years, it's an okay deal. But if you want to hold onto your car for a good deal of time, paying that lease will usually leave you worse off than if you negotiated to buy the car.\\n3-3. Ace the test drive.\\nIf you do decide to take a car on a test drive, keep your emotions in check. Dealers know that people get emotionally attached to cars when they take them for a test drive. When a customer is emotionally attached to a car, they are far likelier to overspend because they are less willing to walk away from a bad deal. Some things you can do during a test drive to control your enthusiasm:\\nAsk the salesperson for quiet, if necessary. During a test drive, a good salesperson will keep talking about all the features and amenities of a car, trying to convince you it's the best deal. They're trying to get you emotionally attached, do not fall for this trick. If the salesperson won't give it a rest, ask them for silence point blank.\\nBring your somebody else with you on the drive. Your companion will help you remain analytical and focused on the task of extracting the best possible value for the car. They could also be another BS radar, if the salesperson tries to pull a fast one.\\nTake your time and nitpick. If you're going to buy this car, you should very well feel comfortable in it. Don't rush the drive and ask questions that you want answered. Wait for clear answers.\\n3-4. Walk away if the salesperson brings out a four-square worksheet.\\nBetter yet, tell the salesperson up front that you're prepared to walk away if they bring out a four-square worksheet. A four-square worksheet is a clever mechanism the dealership uses to massage the numbers, getting you to agree on an inflated price. It's a three-card Monte trick the dealer uses. Don't get scammed.\\n3-5. Negotiate\\nDealers will try to \\\"sweeten the deal\\\" (ostensibly for you, but really for them) by adding on services, perks, etc. onto the price that you initially agreed on, making you feel bad about or guilty about not accepting because it's \\\"agreed on.\\\" Don't get fooled by this.\\nYou can say something like: \\\"I'm only prepared to negotiate on the final out-the-door price. If we can agree on a number, I expect that number to be the final number, not the starting point for another negotiation.\\\"\\n3-6. Know the salesperson's tricks of the trade.\\nNot all salespeople are slimy and wily, but a lot work in the car industry. Knowing the tricks of their trade will help you be prepared when you sit down to negotiate.\\nDon't fall for the guilt trick. Don't feel guilty for refusing an offer that you know is bad. A salesperson might make you feel guilty for \\\"wasting his time\\\" after taking a test drive. This is their job. Don't feel guilty. They certainly don't, their priority is to make a sale.\\nKnow that salespeople will start negotiating with an achingly, ridiculously high number. It's their way of \\\"breaking\\\" you, and making you feel like the number they're willing to come down on is actually a good one. If you know the invoice price (the price the dealer paid for the car), don't be afraid to walk away from an insultingly high bid.\\nKnow the commission structure. After a \\\"holdback,\\\" the salesperson gets about a 10% to 25% cut of the difference between the sales price and the invoice price. The higher the total sales price of the car, the more money the salesperson makes in commission.\\n3-7. Try this clever trick, if you're willing.\\nDecide exactly what kind of car you want to buy. Locate several dealerships in the area that have that make and model of car. Phone each one of the dealerships up and tell them that you're planning on buying such and such a car at 5 PM from the dealer that gives you the best price. Tell them you're not negotiating, aren't willing to come into the office until the price is agreed upon, and that you want an out-the-door prices (taxes, everything included).\\nThe dealer may not want to play this game with you, but they'd be missing out on an opportunity to sell a car (something a dealer hates to do). Assure them that if they can give you the lowest possible offer, you'll take their offer.\\n3-8. Before buying a used car, take the car to a qualified mechanic for a complete pre-purchase inspection.\\nIf you're buying a used car from a private seller or even a dealership, ask to take the car to a trusted mechanic to check for performance, accident history, or even water damage. Buying with peace of mind will help you find the best deal.\\n3-9. Before buying a used car, run a Vehicle History Report on the car.\\nCheck if the car was reported stolen, scrapped, or ever recalled before you buy. You can get a full history report at CARFAX.com. Or if you live in the UK, go onto autotrader.co.uk, then \\\"Get A Vehicle Check\\\". You will have to pay a fee, but it is worth paying to know the truth about the vehicle you are considering purchasing.\\n3-10. Read the fine print carefully before you sign.\\nDon't put your guard down until you've driven the car of your dreams off the lot. Make sure you understand any contract you're reading, and don't be afraid to ask questions. A lot of the time, a dealership will try to add on $10 a month or even hidden fees to wring extra money out of your purchase. Don't be gullible and trust that the salespeople necessarily have your best interests at heart.\\nIf the dealership tries to \\\"pack payments\\\" by surreptitiously increasing your interest rate, for example, know that the dealer may be subject to heavy fines, as is it illegal. If you believe you are a victim of packing payments, contact a lawyer.\\nTips\\nCheck out Consumer Reports. It's arguably the best place to look for impartial reviews, ratings, crash tests, reliability forecasts, and pricing guidelines for new and used cars. Start with their list of recommended cars, research them, pick out a few you like, and then go to the dealer. They also have an excellent guide to new car buying, a guide to used car buying, and even a guide to buying cars for teens. Much of their info is free, but a subscription is well worth it. They review everything from chocolate to computers.\\nWhen you go to a dealership, bring your spouse, or a friend. You are more likely to be taken seriously. If you do not have one, then walk in with an air of confidence. If you are a single woman, it is good to bring a male friend who knows about cars, so that you don't let the dealer mislead you. Sales people will try to take advantage of you, don't trust them.\\nWhen you have done your homework, and know what you want in a car, then visit the dealership.\\nWarnings\\nAlways ask yourself if the car you are buying is worth the money they are asking. If not, make a lower offer, and if they refuse, don't worry - there are plenty more cars out there, the perfect one is just waiting for you to come along and find it.\\nAlways test drive the car, check things like the sound of the engine, whether the windscreen wipers work, air conditioning (if applicable), heater, indicators, gearstick, and headlights. Check for cup holders, compartments, the boot, the seat quality (no rips or stains), look in the bonnet to make sure nothing funky is going on, beep the horn, Check the comfort of the seats (will this car be comfortable on long trips?), The visibility (is it easy to see other cars?), does it have seat belts, air bags, roof handles, Sun shades, and a radio? (CD or cassette tape), and whether it works.\\nMake sure you read the contract completely. Do not sign, unless you understand exactly what you are signing. If you are not sure, then take the contract home, and have an attorney read it. Once you sign, you have legally bought the vehicle!\\nIf you are concerned about the safety using the car if a bad situation was to ever happen such as a car crash, check out its crash test results on Euro NCAP, the IIHS, and NHSTA before purchasing it.\\n\", \"简要回答\": \"Finding and buying a perfect car is not an easy task. There are many decisions to make and factors to take into account, not to mention the rainbow of colours to choose from. The price, of course, has to be a deciding factor, as well as how often you drive the car. Whether you're buying new or used, from a private seller or a car dealership, knowing what you want ahead of time and being able to walk away are two of the most important things you can do when buying a car. Read on for more information on how to buy a car.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Doing Your Homework\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make a list of what you're looking for in a car.\", \"描述\": \"Doing your homework, like most things in life, is a good idea, especially when purchasing something as expensive as a car. Often, this means knowing what you want to get out of your car. Make a list of what you're looking for in your new car. Some criteria include:\\nAge\\nAppearance\\nPerformance\\nSafety\\nReliability\\nSize\\nComfort\\nFuel efficiency\\nCost\\nResale value\\nTransmission type\\nEngine size\\nMiles/kilometers per gallon\\nCurrent mileage (if car is used)\\nColor.\"}, {\"编号\": 2, \"标题\": \"Organize the list in terms of how important the criteria are to you.\", \"描述\": \"What aspects of your would-be car are you willing to budge on, and which aspects do you need to find in your would-be car? Many people say they want safety, reliability, and mileage in their car, when in fact they're looking for performance, comfort, and appearance. Be honest with yourself; it will make the buying process much easier.\"}, {\"编号\": 3, \"标题\": \"Consider the advantages and disadvantages of buying a new car.\", \"描述\": \"The smell. The feel. The touch. Buying a new car can be like a religious experience, but it can burn a hole in your wallet if you're not careful. Carefully weigh the advantages and disadvantages of buying new based on your situation:\\nThe :\\nFreedom of choice. You can buy the car of your dream vs. being limited to the cars that are available.\\nBetter financing. If you do decide to finance on a new car, your financing rates could be better than if you bought a used car.\\nGetting new features. New cars are stocked with new cutting-edge features such as interactive touchscreens on the dashboard, additional sensors and reversing cameras.\\nKnowing what you're buying. When you buy new, you have an excellent idea of exactly what you're getting; there shouldn't be any uncertainty lurking the background about the car's history.\\n\\nThe :\\nSpending more money. This one's a no-brainer. You spend more money on a new car than you do on a used one.\\nImmediate depreciation. As soon as you drive the car off the lot, it loses about 11% of its value. This is informally called the \\\"lemon effect.\\\"\\nHigher insurance costs. It'll cost more to insure that brand new convertible.\\nAmbiguous information for model year. Is the model you're buying a workhorse or a defective wreck? You can't really know until later on — sometimes much later on.\"}, {\"编号\": 4, \"标题\": \"Consider the advantages and disadvantages of buying a used car.\", \"描述\": \"Used cars are a great deal for many people: they're relatively cheap and the consumer has idea of what to expect out of the car. Still, there are some disadvantages associated with buying used. Know them before you pull the trigger.\\nThe :\\nCost. Buying that car fresh off the lot sure can be expensive; buying a similar car from a classified listings can be drastically cheaper.\\nBetter insurance rates. Insurance companies know that drivers of used cars tend to be more cautious and price their insurance accordingly.\\nLess depreciation. Your car will depreciate less if you buy used, because the initial depreciation was so drastic.\\n\\nThe :\\nHigher dealer markup. Dealers know that they can make a killing on used cars. Buying a used car usually means a significant dealer markup.\\nHigher financing. It usually costs more to finance a used car.\\nHigher/more maintenance. Used cars usually need to be maintained more often and for more money.\\nUnknown mechanical and accident history. When you buy a used car, you don't necessarily have any information on who drove it, how often it was serviced, or whether it got into any accidents.\"}, {\"编号\": 5, \"标题\": \"Decide on a budget.\", \"描述\": \"Give yourself a budget, regardless of how much you're spending or what kind of car you want to get. Your budget will keep you from overspending and will tell you when and why to walk away from a bad deal.\"}, {\"编号\": 6, \"标题\": \"Look for models that fit your criteria and budget.\", \"描述\": \"Take your criteria identified above and the budget that you've made for yourself and start looking. You can look at dealerships, car websites, or classified postings, among others. A couple of things to remember as you begin shopping:\\nUse the internet. A car salesman's worst dream is an educated buyer: a buyer who knows what they want, does not want to be impulsive, and is aware of what's available based on their budget. Searching around on the internet or in the newspaper can help you achieve this.\\nSave your preliminary results. Saving the results of your research will give you a reference point as you continue to shop, especially if you choose to go to a car dealership. Dealers will have artificially high prices that you can spot if you've done your homework.\"}]}, {\"编号\": 2, \"标题\": \"Shopping Around\", \"步骤\": [{\"编号\": 1, \"标题\": \"Go to dealerships with no intention of buying.\", \"描述\": \"If you can, try to go on a day/time when the dealership is closed so you can browse freely and not be bothered by any sales pitches or arm twisting. If salespeople do approach you, tell them you have no intention of buying, and are just doing market research, and would prefer to look undisturbed. If they continue to hassle you, walk away and go to another dealership: you probably don't want to buy from a dealership that doesn't respect the customer's wishes.\"}, {\"编号\": 2, \"标题\": \"Figure out what the dealership paid for the car(s) you're looking at.\", \"描述\": \"This is called the \\\"invoice price,\\\" and it's relatively easy to get on the internet. Arming yourself with the invoice price lets you haggle starting low and going up, as opposed to starting high and going down. It's a much better position to be in.\\nMake sure you find the invoice price with all the available features you want. The invoice price doesn't mean much unless it actually matches the features of the car you're trying to buy.\"}, {\"编号\": 3, \"标题\": \"Get online price quotes to use as bargaining chips.\", \"描述\": \"Use websites such as Autobytel.com, VINSnoop.com and PriceQuotes.com to shop for quotes that you can use as bargaining chips when you actually decide to negotiate in person. Many dealerships will also have an online branch that will get you a quote in a couple days; use them!\"}, {\"编号\": 4, \"标题\": \"Get your finances in order before you go to the dealership.\", \"描述\": \"For the best possible bargain, it's essential to have your financial game plan laid out before you set foot on the dealership. This includes:\\nKnowing your credit score if you intend to finance. You can get a free report once a year from each of the three major credit reporting agencies. If you haven't done so already, get your credit score.\\nShopping around for a loan from a bank or credit agency. Getting a loan directly from the dealership can be a bad idea. Get a loan secured before you walk into the dealership; the dealership might be able to beat the price, and if they can't, you know you'll be able to finance your car another way.\"}]}, {\"编号\": 3, \"标题\": \"Deciding on Your Dream Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Be willing to walk away at any point in time.\", \"描述\": \"A smart buyer knows that they have the inherent bargaining edge if they choose to use it: being willing to walk away. A person who isn't willing to walk away from a deal — at any point in the negotiation process — is likely a person who will overpay for their car.\\nA smart dealer may try draw out the process, making you feel like you've invested a good amount of time in a car, and that walking away is the same thing as abandoning that investment. Don't fall for that trap. Know that any time you spend researching or negotiating, even if the negotiation falls apart, is an investment in itself and will eventually pay off.\"}, {\"编号\": 2, \"标题\": \"If you plan on keeping the car for a good while, forget about leasing.\", \"描述\": \"Car dealerships know that they can generally make money off of people who decide to lease a car. The prevailing myth that leasing a car is always bad isn't quite accurate; if you plan on keeping the car for less than three years, it's an okay deal. But if you want to hold onto your car for a good deal of time, paying that lease will usually leave you worse off than if you negotiated to buy the car.\"}, {\"编号\": 3, \"标题\": \"Ace the test drive.\", \"描述\": \"If you do decide to take a car on a test drive, keep your emotions in check. Dealers know that people get emotionally attached to cars when they take them for a test drive. When a customer is emotionally attached to a car, they are far likelier to overspend because they are less willing to walk away from a bad deal. Some things you can do during a test drive to control your enthusiasm:\\nAsk the salesperson for quiet, if necessary. During a test drive, a good salesperson will keep talking about all the features and amenities of a car, trying to convince you it's the best deal. They're trying to get you emotionally attached, do not fall for this trick. If the salesperson won't give it a rest, ask them for silence point blank.\\nBring your somebody else with you on the drive. Your companion will help you remain analytical and focused on the task of extracting the best possible value for the car. They could also be another BS radar, if the salesperson tries to pull a fast one.\\nTake your time and nitpick. If you're going to buy this car, you should very well feel comfortable in it. Don't rush the drive and ask questions that you want answered. Wait for clear answers.\"}, {\"编号\": 4, \"标题\": \"Walk away if the salesperson brings out a four-square worksheet.\", \"描述\": \"Better yet, tell the salesperson up front that you're prepared to walk away if they bring out a four-square worksheet. A four-square worksheet is a clever mechanism the dealership uses to massage the numbers, getting you to agree on an inflated price. It's a three-card Monte trick the dealer uses. Don't get scammed.\"}, {\"编号\": 5, \"标题\": \"Negotiate\", \"描述\": \"Dealers will try to \\\"sweeten the deal\\\" (ostensibly for you, but really for them) by adding on services, perks, etc. onto the price that you initially agreed on, making you feel bad about or guilty about not accepting because it's \\\"agreed on.\\\" Don't get fooled by this.\\nYou can say something like: \\\"I'm only prepared to negotiate on the final out-the-door price. If we can agree on a number, I expect that number to be the final number, not the starting point for another negotiation.\\\"\"}, {\"编号\": 6, \"标题\": \"Know the salesperson's tricks of the trade.\", \"描述\": \"Not all salespeople are slimy and wily, but a lot work in the car industry. Knowing the tricks of their trade will help you be prepared when you sit down to negotiate.\\nDon't fall for the guilt trick. Don't feel guilty for refusing an offer that you know is bad. A salesperson might make you feel guilty for \\\"wasting his time\\\" after taking a test drive. This is their job. Don't feel guilty. They certainly don't, their priority is to make a sale.\\nKnow that salespeople will start negotiating with an achingly, ridiculously high number. It's their way of \\\"breaking\\\" you, and making you feel like the number they're willing to come down on is actually a good one. If you know the invoice price (the price the dealer paid for the car), don't be afraid to walk away from an insultingly high bid.\\nKnow the commission structure. After a \\\"holdback,\\\" the salesperson gets about a 10% to 25% cut of the difference between the sales price and the invoice price. The higher the total sales price of the car, the more money the salesperson makes in commission.\"}, {\"编号\": 7, \"标题\": \"Try this clever trick, if you're willing.\", \"描述\": \"Decide exactly what kind of car you want to buy. Locate several dealerships in the area that have that make and model of car. Phone each one of the dealerships up and tell them that you're planning on buying such and such a car at 5 PM from the dealer that gives you the best price. Tell them you're not negotiating, aren't willing to come into the office until the price is agreed upon, and that you want an out-the-door prices (taxes, everything included).\\nThe dealer may not want to play this game with you, but they'd be missing out on an opportunity to sell a car (something a dealer hates to do). Assure them that if they can give you the lowest possible offer, you'll take their offer.\"}, {\"编号\": 8, \"标题\": \"Before buying a used car, take the car to a qualified mechanic for a complete pre-purchase inspection.\", \"描述\": \"If you're buying a used car from a private seller or even a dealership, ask to take the car to a trusted mechanic to check for performance, accident history, or even water damage. Buying with peace of mind will help you find the best deal.\"}, {\"编号\": 9, \"标题\": \"Before buying a used car, run a Vehicle History Report on the car.\", \"描述\": \"Check if the car was reported stolen, scrapped, or ever recalled before you buy. You can get a full history report at CARFAX.com. Or if you live in the UK, go onto autotrader.co.uk, then \\\"Get A Vehicle Check\\\". You will have to pay a fee, but it is worth paying to know the truth about the vehicle you are considering purchasing.\"}, {\"编号\": 10, \"标题\": \"Read the fine print carefully before you sign.\", \"描述\": \"Don't put your guard down until you've driven the car of your dreams off the lot. Make sure you understand any contract you're reading, and don't be afraid to ask questions. A lot of the time, a dealership will try to add on $10 a month or even hidden fees to wring extra money out of your purchase. Don't be gullible and trust that the salespeople necessarily have your best interests at heart.\\nIf the dealership tries to \\\"pack payments\\\" by surreptitiously increasing your interest rate, for example, know that the dealer may be subject to heavy fines, as is it illegal. If you believe you are a victim of packing payments, contact a lawyer.\"}], \"小提示\": [\"Check out Consumer Reports. It's arguably the best place to look for impartial reviews, ratings, crash tests, reliability forecasts, and pricing guidelines for new and used cars. Start with their list of recommended cars, research them, pick out a few you like, and then go to the dealer. They also have an excellent guide to new car buying, a guide to used car buying, and even a guide to buying cars for teens. Much of their info is free, but a subscription is well worth it. They review everything from chocolate to computers.\\n\", \"When you go to a dealership, bring your spouse, or a friend. You are more likely to be taken seriously. If you do not have one, then walk in with an air of confidence. If you are a single woman, it is good to bring a male friend who knows about cars, so that you don't let the dealer mislead you. Sales people will try to take advantage of you, don't trust them.\\n\", \"When you have done your homework, and know what you want in a car, then visit the dealership.\\n\"], \"注意事项\": [\"Always ask yourself if the car you are buying is worth the money they are asking. If not, make a lower offer, and if they refuse, don't worry - there are plenty more cars out there, the perfect one is just waiting for you to come along and find it.\\n\", \"Always test drive the car, check things like the sound of the engine, whether the windscreen wipers work, air conditioning (if applicable), heater, indicators, gearstick, and headlights. Check for cup holders, compartments, the boot, the seat quality (no rips or stains), look in the bonnet to make sure nothing funky is going on, beep the horn, Check the comfort of the seats (will this car be comfortable on long trips?), The visibility (is it easy to see other cars?), does it have seat belts, air bags, roof handles, Sun shades, and a radio? (CD or cassette tape), and whether it works.\\n\", \"Make sure you read the contract completely. Do not sign, unless you understand exactly what you are signing. If you are not sure, then take the contract home, and have an attorney read it. Once you sign, you have legally bought the vehicle!\\n\", \"If you are concerned about the safety using the car if a bad situation was to ever happen such as a car crash, check out its crash test results on Euro NCAP, the IIHS, and NHSTA before purchasing it.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,990 |
How to Buy a Car That Money Is Owed On
|
1. Finding Out If Money Is Owed
1-1. Check with the DMV.
If you live in the United States, you can check the status of a car's lien by going to your state's DMV website. You will need to know the vehicle's make, model, and vehicle identification number (VIN), which can all be found on the vehicle's registration paperwork. Though the process may vary somewhat by state, in general an inquiry will follow the same procedure. The DMV will be able to tell you the last date that a title was processed in that state, how many liens (if any) exist on the vehicle, and the name and address of each lien holder.
Provide your contact information in the online form through the DMV's website.
Fill in all the necessary information for the DMV to identify the vehicle. This will typically include the make, model and year of the vehicle, as well as the VIN.
Save the form as a PDF or image file.
Attach the form in an email and send it to the email address listed on the DMV website.
1-2. Search online.
Many websites, including VehicleIdentificationNumber.com and Carfax, allow you to search for lien information, using the VIN and the vehicle's make and model. Some of these websites are free, while others charge a fee.
1-3. Check with the Personal Property Securities Register.
Some countries have a government-run Personal Property Securities Register, or a similar registry in place, in which security interests held in personal property (in this case, automobiles) are cataloged online and can be searched for by interested parties. If you live in a place that has such a registry, you can search online to find out whether or not the car you're buying has money owed on it.
Buyers in Australia and New Zealand can go to http://www.ppsr.govt.nz/cms and click "search." Buyers can also have search results texted to a mobile phone for a $3 service fee.
1-4. Run an HPI Check.
HPI is a company that checks vehicle registrations to verify the histories of used cars. HPI Checks can tell potential buyers if a car has outstanding finance owed on it, as well as whether the vehicle is stolen or has altered mileage. HPI Checks are not free, but can provide peace of mind when it comes to buying a used vehicle.
1-5. Ask to see the title or certificate of registration.
In some countries, a car owner must show potential buyers a copy of an official certificate of registration, which can only be had if there are no debts owed on the car. In other countries, the automobile's title will reflect that the bank has liens on the vehicle, indicating that the seller has outstanding loans with a financial institution.
2. Having the Debt Paid
2-1. Ask the seller to pay.
If you're interested in buying a used car with finances owed, you may want to first insist that the seller pays off his debt before you give him any money. You may want to suggest that the seller take out a personal loan to cover the costs, in order to secure the title before you buy it from him.
If you insist that the seller pays off his loans before you buy the vehicle, make sure you get a signed, written proof of payment from the seller's bank or financing company. If you can, accompany the seller to the bank or financial institution so that you can oversee the process and know for certain that the vehicle's loans have been paid in full.
If you cannot get something in writing from the bank verifying that the loans were paid in full, you may want to run another search through PPSR or HPI, if those options are available where you will be purchasing the vehicle. This will allow you to verify that the loans have been settled.
2-2. Renegotiate the price.
If you're still interested in purchasing the vehicle, try to renegotiate the price you would pay to the seller, after factoring in how much he still owes on the vehicle's loans.
Subtract the amount that the seller owes to the bank from the price you initially thought was a reasonable sales price for the vehicle. Offer to pay the seller that amount, after you've paid off the remainder of the seller's loan to the bank or financial institution who has a lien on the vehicle.
Have the seller send a dated payout quote directly to you. Once you've paid off the loan, and given any remaining money to the seller after agreeing on a price, you can have the title transferred to your name.
2-3. Set up an escrow account.
If you worry about the seller not holding his end of the agreement to pay off his car loans, you can always set up an escrow account. This would hold your money for a stipulated period of time, during which the seller must pay off his loans and transfer the title to you in order to receive your money. In the United States, the Department of Motor Vehicles recommends using PaySAFE Escrow.
Set up an account at https://paysafeescrow.com/car-escrow.
Create a transaction, and have the seller agree to the terms and conditions.
Deposit your money. PaySAFE will not release the money to the seller until the loans have been settled and the title is ready to change hands.
2-4. Ask a dealer to broker the sale.
By getting a dealership involved, you ensure that there will be a paper trail that proves all payments were made and that ownership is legal. You may have to pay more, as the dealer will want to make a profit by buying the car from the seller and in turn selling it to you, but you will have peace of mind with your purchase.
Expect this to be a costlier option, as the dealer will want to make some money from the sale. You could ask the seller to pay the dealer out of his or her profits, so that you do not end up having to pay more for the car.
Tips
Consider getting legal help in this matter. You want to be sure you own the car free and clear of any bank lien once you pay the seller. An attorney or legal advisor can help you make sure you are protected.
Warnings
Be sure to use a reputable escrow service if you choose that option. Find a bank or other broker who is licensed and experienced.
|
{
"create_time": "20230517 11:01:07",
"回答明细": "{\"回答\": \"1. Finding Out If Money Is Owed\\n1-1. Check with the DMV.\\nIf you live in the United States, you can check the status of a car's lien by going to your state's DMV website. You will need to know the vehicle's make, model, and vehicle identification number (VIN), which can all be found on the vehicle's registration paperwork. Though the process may vary somewhat by state, in general an inquiry will follow the same procedure. The DMV will be able to tell you the last date that a title was processed in that state, how many liens (if any) exist on the vehicle, and the name and address of each lien holder.\\nProvide your contact information in the online form through the DMV's website. \\nFill in all the necessary information for the DMV to identify the vehicle. This will typically include the make, model and year of the vehicle, as well as the VIN.\\nSave the form as a PDF or image file.\\nAttach the form in an email and send it to the email address listed on the DMV website.\\n1-2. Search online.\\nMany websites, including VehicleIdentificationNumber.com and Carfax, allow you to search for lien information, using the VIN and the vehicle's make and model. Some of these websites are free, while others charge a fee.\\n1-3. Check with the Personal Property Securities Register.\\nSome countries have a government-run Personal Property Securities Register, or a similar registry in place, in which security interests held in personal property (in this case, automobiles) are cataloged online and can be searched for by interested parties. If you live in a place that has such a registry, you can search online to find out whether or not the car you're buying has money owed on it.\\nBuyers in Australia and New Zealand can go to http://www.ppsr.govt.nz/cms and click \\\"search.\\\" Buyers can also have search results texted to a mobile phone for a $3 service fee.\\n1-4. Run an HPI Check.\\nHPI is a company that checks vehicle registrations to verify the histories of used cars. HPI Checks can tell potential buyers if a car has outstanding finance owed on it, as well as whether the vehicle is stolen or has altered mileage. HPI Checks are not free, but can provide peace of mind when it comes to buying a used vehicle.\\n1-5. Ask to see the title or certificate of registration.\\nIn some countries, a car owner must show potential buyers a copy of an official certificate of registration, which can only be had if there are no debts owed on the car. In other countries, the automobile's title will reflect that the bank has liens on the vehicle, indicating that the seller has outstanding loans with a financial institution.\\n2. Having the Debt Paid\\n2-1. Ask the seller to pay.\\nIf you're interested in buying a used car with finances owed, you may want to first insist that the seller pays off his debt before you give him any money. You may want to suggest that the seller take out a personal loan to cover the costs, in order to secure the title before you buy it from him.\\nIf you insist that the seller pays off his loans before you buy the vehicle, make sure you get a signed, written proof of payment from the seller's bank or financing company. If you can, accompany the seller to the bank or financial institution so that you can oversee the process and know for certain that the vehicle's loans have been paid in full.\\nIf you cannot get something in writing from the bank verifying that the loans were paid in full, you may want to run another search through PPSR or HPI, if those options are available where you will be purchasing the vehicle. This will allow you to verify that the loans have been settled.\\n2-2. Renegotiate the price.\\nIf you're still interested in purchasing the vehicle, try to renegotiate the price you would pay to the seller, after factoring in how much he still owes on the vehicle's loans.\\nSubtract the amount that the seller owes to the bank from the price you initially thought was a reasonable sales price for the vehicle. Offer to pay the seller that amount, after you've paid off the remainder of the seller's loan to the bank or financial institution who has a lien on the vehicle.\\nHave the seller send a dated payout quote directly to you. Once you've paid off the loan, and given any remaining money to the seller after agreeing on a price, you can have the title transferred to your name.\\n2-3. Set up an escrow account.\\nIf you worry about the seller not holding his end of the agreement to pay off his car loans, you can always set up an escrow account. This would hold your money for a stipulated period of time, during which the seller must pay off his loans and transfer the title to you in order to receive your money. In the United States, the Department of Motor Vehicles recommends using PaySAFE Escrow.\\nSet up an account at https://paysafeescrow.com/car-escrow.\\nCreate a transaction, and have the seller agree to the terms and conditions.\\nDeposit your money. PaySAFE will not release the money to the seller until the loans have been settled and the title is ready to change hands.\\n2-4. Ask a dealer to broker the sale.\\nBy getting a dealership involved, you ensure that there will be a paper trail that proves all payments were made and that ownership is legal. You may have to pay more, as the dealer will want to make a profit by buying the car from the seller and in turn selling it to you, but you will have peace of mind with your purchase.\\nExpect this to be a costlier option, as the dealer will want to make some money from the sale. You could ask the seller to pay the dealer out of his or her profits, so that you do not end up having to pay more for the car.\\nTips\\nConsider getting legal help in this matter. You want to be sure you own the car free and clear of any bank lien once you pay the seller. An attorney or legal advisor can help you make sure you are protected.\\nWarnings\\nBe sure to use a reputable escrow service if you choose that option. Find a bank or other broker who is licensed and experienced.\\n\", \"简要回答\": \"Buying a car from a private seller who still owes money on the car can be complicated. The seller will not be able to transfer the title of the car to you until the loan is paid off. A lien will remain on the car until the loan is paid off, and as a buyer, you do not want to be held responsible for that lien in addition to what you pay for the car. By taking certain precautions, you can ensure that you will not find yourself with an unexpected financial burden.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding Out If Money Is Owed\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check with the DMV.\", \"描述\": \"If you live in the United States, you can check the status of a car's lien by going to your state's DMV website. You will need to know the vehicle's make, model, and vehicle identification number (VIN), which can all be found on the vehicle's registration paperwork. Though the process may vary somewhat by state, in general an inquiry will follow the same procedure. The DMV will be able to tell you the last date that a title was processed in that state, how many liens (if any) exist on the vehicle, and the name and address of each lien holder.\\nProvide your contact information in the online form through the DMV's website. \\nFill in all the necessary information for the DMV to identify the vehicle. This will typically include the make, model and year of the vehicle, as well as the VIN.\\nSave the form as a PDF or image file.\\nAttach the form in an email and send it to the email address listed on the DMV website.\"}, {\"编号\": 2, \"标题\": \"Search online.\", \"描述\": \"Many websites, including VehicleIdentificationNumber.com and Carfax, allow you to search for lien information, using the VIN and the vehicle's make and model. Some of these websites are free, while others charge a fee.\"}, {\"编号\": 3, \"标题\": \"Check with the Personal Property Securities Register.\", \"描述\": \"Some countries have a government-run Personal Property Securities Register, or a similar registry in place, in which security interests held in personal property (in this case, automobiles) are cataloged online and can be searched for by interested parties. If you live in a place that has such a registry, you can search online to find out whether or not the car you're buying has money owed on it.\\nBuyers in Australia and New Zealand can go to http://www.ppsr.govt.nz/cms and click \\\"search.\\\" Buyers can also have search results texted to a mobile phone for a $3 service fee.\"}, {\"编号\": 4, \"标题\": \"Run an HPI Check.\", \"描述\": \"HPI is a company that checks vehicle registrations to verify the histories of used cars. HPI Checks can tell potential buyers if a car has outstanding finance owed on it, as well as whether the vehicle is stolen or has altered mileage. HPI Checks are not free, but can provide peace of mind when it comes to buying a used vehicle.\"}, {\"编号\": 5, \"标题\": \"Ask to see the title or certificate of registration.\", \"描述\": \"In some countries, a car owner must show potential buyers a copy of an official certificate of registration, which can only be had if there are no debts owed on the car. In other countries, the automobile's title will reflect that the bank has liens on the vehicle, indicating that the seller has outstanding loans with a financial institution.\"}]}, {\"编号\": 2, \"标题\": \"Having the Debt Paid\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ask the seller to pay.\", \"描述\": \"If you're interested in buying a used car with finances owed, you may want to first insist that the seller pays off his debt before you give him any money. You may want to suggest that the seller take out a personal loan to cover the costs, in order to secure the title before you buy it from him.\\nIf you insist that the seller pays off his loans before you buy the vehicle, make sure you get a signed, written proof of payment from the seller's bank or financing company. If you can, accompany the seller to the bank or financial institution so that you can oversee the process and know for certain that the vehicle's loans have been paid in full.\\nIf you cannot get something in writing from the bank verifying that the loans were paid in full, you may want to run another search through PPSR or HPI, if those options are available where you will be purchasing the vehicle. This will allow you to verify that the loans have been settled.\"}, {\"编号\": 2, \"标题\": \"Renegotiate the price.\", \"描述\": \"If you're still interested in purchasing the vehicle, try to renegotiate the price you would pay to the seller, after factoring in how much he still owes on the vehicle's loans.\\nSubtract the amount that the seller owes to the bank from the price you initially thought was a reasonable sales price for the vehicle. Offer to pay the seller that amount, after you've paid off the remainder of the seller's loan to the bank or financial institution who has a lien on the vehicle.\\nHave the seller send a dated payout quote directly to you. Once you've paid off the loan, and given any remaining money to the seller after agreeing on a price, you can have the title transferred to your name.\"}, {\"编号\": 3, \"标题\": \"Set up an escrow account.\", \"描述\": \"If you worry about the seller not holding his end of the agreement to pay off his car loans, you can always set up an escrow account. This would hold your money for a stipulated period of time, during which the seller must pay off his loans and transfer the title to you in order to receive your money. In the United States, the Department of Motor Vehicles recommends using PaySAFE Escrow.\\nSet up an account at https://paysafeescrow.com/car-escrow.\\nCreate a transaction, and have the seller agree to the terms and conditions.\\nDeposit your money. PaySAFE will not release the money to the seller until the loans have been settled and the title is ready to change hands.\"}, {\"编号\": 4, \"标题\": \"Ask a dealer to broker the sale.\", \"描述\": \"By getting a dealership involved, you ensure that there will be a paper trail that proves all payments were made and that ownership is legal. You may have to pay more, as the dealer will want to make a profit by buying the car from the seller and in turn selling it to you, but you will have peace of mind with your purchase.\\nExpect this to be a costlier option, as the dealer will want to make some money from the sale. You could ask the seller to pay the dealer out of his or her profits, so that you do not end up having to pay more for the car.\"}], \"小提示\": [\"Consider getting legal help in this matter. You want to be sure you own the car free and clear of any bank lien once you pay the seller. An attorney or legal advisor can help you make sure you are protected.\\n\"], \"注意事项\": [\"Be sure to use a reputable escrow service if you choose that option. Find a bank or other broker who is licensed and experienced.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,991 |
How to Buy a Car Under a Business Name
|
1. Establishing Your Business Credit
1-1. Obtain a tax ID number.
You’ll need an (EIN) from the IRS to establish your business credit. You can get it at https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online. Alternately, you can fill out IRS form SS-4, which is available at the IRS website.
1-2. Create a credit profile.
Contact Dun & Bradstreet, which is the major credit bureau for businesses. You can create a profile and upload company information, such as financial statements. Set up your Dun & Bradstreet profile at their website.
You’ll need at least three trade lines to get a Dun & Bradstreet credit score (called a Paydex score). You can get trade lines with large retailers, such as FedEx, Home Depot, or Staples.
Ask the vendor to report your payment information to Dun & Bradstreet if they aren’t doing it already.
1-3. Build your business credit
It can take up to two years to build up enough credit for your business to qualify for a car loan. To get the highest score, you should do the following:
Pay your bills early. A history of timely payments will improve your business credit score. It’s also important to pay early, since that’s the only way you can qualify for the highest Paydex score.
Avoid using too much credit. Limit your use to 20-30% of available credit.
Clean up your public records. Bankruptcies, liens, and court judgments against your business will all lower your credit score. If a client has a lien, try to pay the debt and get the lien released.
2. Purchasing the Car
2-1. Check your business credit score.
Before heading out to a dealership, you should pull your business credit score from each of the three main credit bureaus: Dun & Bradstreet, Equifax, and Experian. Business credit scores range from 0-100.
You’ll need to pay to see your business credit score. Contact each bureau individually. You can get your Experian credit history for around $36.95, your Equifax score for $99.99, and your Dun & Bradstreet for $61.99.
A credit score over 80 is generally good and should qualify you for loans.
If your business credit is weak, consider leasing a car in your company name instead of buying one.
2-2. Find dealerships with commercial sale departments.
These departments specially assist businesses buy and register their vehicles. Stop into a dealership and ask if they have a commercial sales department, which can make buying the car easier.
2-3. Choose an appropriate vehicle.
For example, if you have a catering business, then buying a minivan might be appropriate. However, buying a sports car could raise red flags with the IRS.
You should never buy a car for personal use through your business.
2-4. Provide financial information.
Lenders will want to see a variety of financial information before extending a loan. For example, they might want to see financial records such as your business balance sheet.
You can also expect the lender to pull your personal credit history as well. For this reason, you should get a free copy of your personal credit report and check it for errors. Dispute errors with the credit reporting agency that has the wrong information.
2-5. Finance in your company name.
You can get a loan from the dealership, or you can shop around for a car loan from local banks and credit unions. Always remember to state that you are seeking a loan in your business name.
Compare interest rates and other terms so that you find the most competitive loan. You shouldn’t assume that the dealership is giving you the best deal, though obtaining financing from them might be the most convenient.
2-6. Provide a guaranty for the loan.
Your business credit might not be strong enough to get a loan only in your business name. Some lenders will ask you to sign a guaranty. This means you are personally responsible for the loan if your business stops making payments.
Think carefully before doing this. The lender can sue you and come after other personal assets to satisfy the loan.
2-7. Make regular payments on the loan.
Always remember to use your business bank accounts to make payments on the car. If you make payments using personal accounts, then it looks like your business is a sham.
3. Registering Your Car
3-1. Obtain insurance.
If you use the car primarily for business, then you should look into commercial auto insurance. However, if you only use the car part-time for business, then personal auto insurance might be better. Consider how many employees will be driving the car as well.
You can obtain insurance from large insurers such as Geico, Allstate, and Progressive. Also check for local insurers in your phone book, who might offer better deals.
If you don’t know where to look, reach out to the insurance agent who sold you business liability insurance.
3-2. Register the car
Car registration differs depending on the state. You’ll probably need to show that your business has been properly organized by providing copies of your Articles of Organization or Articles of Incorporation. Contact the DMV for information about registration in your state.
Send a member/manager of the business to register the car and not an employee. The member will need to show their driver’s license.
Remember to pay all registration fees using your business bank account. Don’t cut a personal check.
3-3. Keep a mileage journal, if necessary.
You might be using the car for both business and personal use. However, you can only get a tax deduction for the business portion. If necessary, keep a mileage journal in which you note how much you drove for business purposes.
3-4. Claim a tax deduction.
The tax deduction rules are complicated and depend on whether you own the vehicle as an LLC, one-member LLC, corporation, or partnership. Consult with a tax professional for more information.
|
{
"create_time": "20230517 11:01:07",
"回答明细": "{\"回答\": \"1. Establishing Your Business Credit\\n1-1. Obtain a tax ID number.\\nYou’ll need an (EIN) from the IRS to establish your business credit. You can get it at https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online. Alternately, you can fill out IRS form SS-4, which is available at the IRS website.\\n1-2. Create a credit profile.\\nContact Dun & Bradstreet, which is the major credit bureau for businesses. You can create a profile and upload company information, such as financial statements. Set up your Dun & Bradstreet profile at their website.\\nYou’ll need at least three trade lines to get a Dun & Bradstreet credit score (called a Paydex score). You can get trade lines with large retailers, such as FedEx, Home Depot, or Staples.\\nAsk the vendor to report your payment information to Dun & Bradstreet if they aren’t doing it already.\\n1-3. Build your business credit\\nIt can take up to two years to build up enough credit for your business to qualify for a car loan. To get the highest score, you should do the following:\\n\\nPay your bills early. A history of timely payments will improve your business credit score. It’s also important to pay early, since that’s the only way you can qualify for the highest Paydex score.\\nAvoid using too much credit. Limit your use to 20-30% of available credit.\\nClean up your public records. Bankruptcies, liens, and court judgments against your business will all lower your credit score. If a client has a lien, try to pay the debt and get the lien released.\\n2. Purchasing the Car\\n2-1. Check your business credit score.\\nBefore heading out to a dealership, you should pull your business credit score from each of the three main credit bureaus: Dun & Bradstreet, Equifax, and Experian. Business credit scores range from 0-100.\\nYou’ll need to pay to see your business credit score. Contact each bureau individually. You can get your Experian credit history for around $36.95, your Equifax score for $99.99, and your Dun & Bradstreet for $61.99.\\nA credit score over 80 is generally good and should qualify you for loans.\\nIf your business credit is weak, consider leasing a car in your company name instead of buying one.\\n2-2. Find dealerships with commercial sale departments.\\nThese departments specially assist businesses buy and register their vehicles. Stop into a dealership and ask if they have a commercial sales department, which can make buying the car easier.\\n2-3. Choose an appropriate vehicle.\\nFor example, if you have a catering business, then buying a minivan might be appropriate. However, buying a sports car could raise red flags with the IRS.\\nYou should never buy a car for personal use through your business.\\n2-4. Provide financial information.\\nLenders will want to see a variety of financial information before extending a loan. For example, they might want to see financial records such as your business balance sheet.\\nYou can also expect the lender to pull your personal credit history as well. For this reason, you should get a free copy of your personal credit report and check it for errors. Dispute errors with the credit reporting agency that has the wrong information.\\n2-5. Finance in your company name.\\nYou can get a loan from the dealership, or you can shop around for a car loan from local banks and credit unions. Always remember to state that you are seeking a loan in your business name.\\nCompare interest rates and other terms so that you find the most competitive loan. You shouldn’t assume that the dealership is giving you the best deal, though obtaining financing from them might be the most convenient.\\n2-6. Provide a guaranty for the loan.\\nYour business credit might not be strong enough to get a loan only in your business name. Some lenders will ask you to sign a guaranty. This means you are personally responsible for the loan if your business stops making payments.\\nThink carefully before doing this. The lender can sue you and come after other personal assets to satisfy the loan.\\n2-7. Make regular payments on the loan.\\nAlways remember to use your business bank accounts to make payments on the car. If you make payments using personal accounts, then it looks like your business is a sham.\\n3. Registering Your Car\\n3-1. Obtain insurance.\\nIf you use the car primarily for business, then you should look into commercial auto insurance. However, if you only use the car part-time for business, then personal auto insurance might be better. Consider how many employees will be driving the car as well.\\nYou can obtain insurance from large insurers such as Geico, Allstate, and Progressive. Also check for local insurers in your phone book, who might offer better deals.\\nIf you don’t know where to look, reach out to the insurance agent who sold you business liability insurance.\\n3-2. Register the car\\nCar registration differs depending on the state. You’ll probably need to show that your business has been properly organized by providing copies of your Articles of Organization or Articles of Incorporation. Contact the DMV for information about registration in your state.\\nSend a member/manager of the business to register the car and not an employee. The member will need to show their driver’s license.\\nRemember to pay all registration fees using your business bank account. Don’t cut a personal check.\\n3-3. Keep a mileage journal, if necessary.\\nYou might be using the car for both business and personal use. However, you can only get a tax deduction for the business portion. If necessary, keep a mileage journal in which you note how much you drove for business purposes.\\n3-4. Claim a tax deduction.\\nThe tax deduction rules are complicated and depend on whether you own the vehicle as an LLC, one-member LLC, corporation, or partnership. Consult with a tax professional for more information.\\n\", \"简要回答\": \"In the United States, it’s possible to get a car loan under your business name. You can’t buy a car as a sole proprietor, but you can buy one as a limited liability company or as a corporation. To begin, you’ll have to establish your business credit, which can take up to two years.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Establishing Your Business Credit\", \"步骤\": [{\"编号\": 1, \"标题\": \"Obtain a tax ID number.\", \"描述\": \"You’ll need an (EIN) from the IRS to establish your business credit. You can get it at https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online. Alternately, you can fill out IRS form SS-4, which is available at the IRS website.\"}, {\"编号\": 2, \"标题\": \"Create a credit profile.\", \"描述\": \"Contact Dun & Bradstreet, which is the major credit bureau for businesses. You can create a profile and upload company information, such as financial statements. Set up your Dun & Bradstreet profile at their website.\\nYou’ll need at least three trade lines to get a Dun & Bradstreet credit score (called a Paydex score). You can get trade lines with large retailers, such as FedEx, Home Depot, or Staples.\\nAsk the vendor to report your payment information to Dun & Bradstreet if they aren’t doing it already.\"}, {\"编号\": 3, \"标题\": \"Build your business credit\", \"描述\": \"It can take up to two years to build up enough credit for your business to qualify for a car loan. To get the highest score, you should do the following:\\n\\nPay your bills early. A history of timely payments will improve your business credit score. It’s also important to pay early, since that’s the only way you can qualify for the highest Paydex score.\\nAvoid using too much credit. Limit your use to 20-30% of available credit.\\nClean up your public records. Bankruptcies, liens, and court judgments against your business will all lower your credit score. If a client has a lien, try to pay the debt and get the lien released.\"}]}, {\"编号\": 2, \"标题\": \"Purchasing the Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check your business credit score.\", \"描述\": \"Before heading out to a dealership, you should pull your business credit score from each of the three main credit bureaus: Dun & Bradstreet, Equifax, and Experian. Business credit scores range from 0-100.\\nYou’ll need to pay to see your business credit score. Contact each bureau individually. You can get your Experian credit history for around $36.95, your Equifax score for $99.99, and your Dun & Bradstreet for $61.99.\\nA credit score over 80 is generally good and should qualify you for loans.\\nIf your business credit is weak, consider leasing a car in your company name instead of buying one.\"}, {\"编号\": 2, \"标题\": \"Find dealerships with commercial sale departments.\", \"描述\": \"These departments specially assist businesses buy and register their vehicles. Stop into a dealership and ask if they have a commercial sales department, which can make buying the car easier.\"}, {\"编号\": 3, \"标题\": \"Choose an appropriate vehicle.\", \"描述\": \"For example, if you have a catering business, then buying a minivan might be appropriate. However, buying a sports car could raise red flags with the IRS.\\nYou should never buy a car for personal use through your business.\"}, {\"编号\": 4, \"标题\": \"Provide financial information.\", \"描述\": \"Lenders will want to see a variety of financial information before extending a loan. For example, they might want to see financial records such as your business balance sheet.\\nYou can also expect the lender to pull your personal credit history as well. For this reason, you should get a free copy of your personal credit report and check it for errors. Dispute errors with the credit reporting agency that has the wrong information.\"}, {\"编号\": 5, \"标题\": \"Finance in your company name.\", \"描述\": \"You can get a loan from the dealership, or you can shop around for a car loan from local banks and credit unions. Always remember to state that you are seeking a loan in your business name.\\nCompare interest rates and other terms so that you find the most competitive loan. You shouldn’t assume that the dealership is giving you the best deal, though obtaining financing from them might be the most convenient.\"}, {\"编号\": 6, \"标题\": \"Provide a guaranty for the loan.\", \"描述\": \"Your business credit might not be strong enough to get a loan only in your business name. Some lenders will ask you to sign a guaranty. This means you are personally responsible for the loan if your business stops making payments.\\nThink carefully before doing this. The lender can sue you and come after other personal assets to satisfy the loan.\"}, {\"编号\": 7, \"标题\": \"Make regular payments on the loan.\", \"描述\": \"Always remember to use your business bank accounts to make payments on the car. If you make payments using personal accounts, then it looks like your business is a sham.\"}]}, {\"编号\": 3, \"标题\": \"Registering Your Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Obtain insurance.\", \"描述\": \"If you use the car primarily for business, then you should look into commercial auto insurance. However, if you only use the car part-time for business, then personal auto insurance might be better. Consider how many employees will be driving the car as well.\\nYou can obtain insurance from large insurers such as Geico, Allstate, and Progressive. Also check for local insurers in your phone book, who might offer better deals.\\nIf you don’t know where to look, reach out to the insurance agent who sold you business liability insurance.\"}, {\"编号\": 2, \"标题\": \"Register the car\", \"描述\": \"Car registration differs depending on the state. You’ll probably need to show that your business has been properly organized by providing copies of your Articles of Organization or Articles of Incorporation. Contact the DMV for information about registration in your state.\\nSend a member/manager of the business to register the car and not an employee. The member will need to show their driver’s license.\\nRemember to pay all registration fees using your business bank account. Don’t cut a personal check.\"}, {\"编号\": 3, \"标题\": \"Keep a mileage journal, if necessary.\", \"描述\": \"You might be using the car for both business and personal use. However, you can only get a tax deduction for the business portion. If necessary, keep a mileage journal in which you note how much you drove for business purposes.\"}, {\"编号\": 4, \"标题\": \"Claim a tax deduction.\", \"描述\": \"The tax deduction rules are complicated and depend on whether you own the vehicle as an LLC, one-member LLC, corporation, or partnership. Consult with a tax professional for more information.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,992 |
How to Buy a Car With No Money Down and Bad Credit
|
1. Exploring Financing Options
1-1. Try to get a loan through your credit union.
If you already have an account at a credit union, it is a good idea to inquire there about loans first. Credit unions are generally more lenient with their qualification requirements than other banks, especially in regards to their members. If you are not a credit union member, join a credit union and ask about auto financing for problematic credit.
In order to open a credit union account, you will need a government issued I.D. and a minimum deposit. This amount will vary by credit union, but may be as low as $25.
Once your account is open, speak to a loan representative about auto financing options.
They will likely be able to tell you that same day whether or not you are approved and for what amount.
Bring your loan approval letter to the car dealership, who will deal directly with the credit union.
1-2. Seek out a loan through a dealership.
Find an auto dealership that specializes in used cars and bad credit financing. These are often referred to as "buy here pay here" lots. This type of dealership may approve a car loan for you with little to no money down, but be prepared to pay a high interest rate.
Many of these dealerships can approve you over the phone. They can also sit down with you in person.
You will need to verify your identity by providing a social security number, birth date, and other information (such as previous addresses).
It is a good idea to call and see if you are approved before you begin shopping for cars.
1-3. Explore loan options through “sub-prime lenders.”
“Sub-prime lenders” specialize in loaning money to those with damaged credit. An Internet search will return numerous sub-prime lenders, and you can often fill out an application online and have an answer within minutes. Once again, be prepared to pay a high interest rate.
You will need to provide identifying information such as your social security number, birth date, and previous addresses.
You should be able to apply for a loan and be approved within 20 minutes.
Bring your loan approval letter to the car dealership, who will deal directly with the sub-prime lender.
Your interest rate will vary depending on the lender and your credit score, but there are usury laws at the state level that stop lenders from being predatory.
1-4. Get a cosigner
If you are not approved for the car loan on your own, another option is to get a family member or friend to co-sign. This means that the lender (the credit union, dealership, or other lender) will consider that person’s credit score alongside your own. This can be a good way to get a loan, and as you make payments, improve your credit score.
This can be done through almost any lender (credit union, dealership, or sub-prime).
If you are not approved for a loan through any or all of these channels, speak to them about getting a co-signer.
You will then need to discuss this with your family member or friend.
You co-signer will either need to appear in person to sign the paperwork, or submit identifying information online and signatures.
1-5. Research auto loan rates.
Knowing the most common loan rates will help you avoid getting blindsided by someone wanting to charge you an interest rate that is too high. Do some basic internet searches to determine the going interest rates for different types of auto loans, and use this information to bargain with your lender.
These rates vary by location and change regularly.
Perform an online search for "average car loan rates in [your zipcode]."
Typically, loans spread over a longer period of time may have lower interest rates. However, as you will paying the loan back for longer, the interest will add up over time.
1-6. Shop for your loan before you shop for a car.
Before you begin to look at cars, work on getting approved for a loan. Once you know the amount you have been approved for, shop for cars that fit this budget. You don’t want to fall in love with a car on the lot only to find out you can’t afford it.
2. Improving Your Overall Standing
2-1. Remain at the same address for at least one year.
Even lenders specializing in bad credit lending want to see that their clients are reliable. One way to demonstrate this is to reside at the same residence for one year or longer. If your credit report shows an endless string of addresses, this does not bode well for your reliability.
2-2. Maintain steady employment.
Having steady employment and an income that can be verified is a crucial component to receiving a car loan. For some dealerships and sub-prime lenders, having a steady, verifiable source of income is the only factor that decides whether or not you will get a loan. If you are not employed, work to rectify this before seeking a car loan.
Your verified employment can be shown through a paycheck stub, W-2, or 1099.
Know the address and phone number of your employer, as well as the name of someone a lender can call to verify your employment.
2-3. Open a bank account.
Yet another way to show that are an established and responsible adult is to maintain a bank account. You may be asked to provide information about your bank account to potential lenders, either to show your balance in savings, or to provide a location for loan money to be deposited. Not only does the absence of a bank account make you look bad, it may disqualify you for a loan.
Visit a local bank and speak to a representative about checking and/or savings accounts.
The minimum deposit to open an account will vary by bank and type of account. In some instances, it may be as low as $20.
2-4. Obtain a phone in your name.
When you apply for a loan, your lender may need to contact you. This will only be possible if you have a phone. Not having a phone makes it difficult for them to communicate to you, but furthermore makes you look irresponsible. Visit a telephone provider in your area and discuss phones plans (including prepaid options) that fit your budget.
3. Optimizing Your Credit
3-1. Learn your credit score.
Go online and request credit reports from each of the three credit bureaus (TransUnion, Equifax and Experian). Learning your credit score and seeing what positive and negative items are listed on your credit report will help you to see where you stand.
3-2. Evaluate your credit score.
If you have a credit score of 680 or higher, you will most likely get the best interest rate loans available. Scores between 550 and 680 are considered sub-prime. If you have a sub-prime score, you may pay higher interest rates. If you have a credit score of 550 and below, it may be difficult to obtain a car loan. If your score is below 550, you may want to work on improving this score before trying to purchase a car.
3-3. Dispute inaccuracies
Double-check your credit report for accuracy. It is not unusual for these agencies to make mistakes. Sometimes improving your credit is as painless as disputing inaccuracies on your credit report.
3-4. Pay off small balances.
If there are any small, unpaid balances on your credit report, pay these off. Paying off small amounts so that they are no longer listed as “unpaid” on your credit report can work to improve your credit rating, and display good faith to potential car lenders.
Often, collection agencies will take a smaller settlement than what is owed, so try to negotiate.
3-5. Optimize your "debt utilization."
About 30% of your credit score is determined by your "debt utilization," that is, how much of your available credit has been used. For example, if you have a credit card with a $15,000 limit, and you have only used $3000 of it, this will help your credit score. You can optimize your debt utilization by either paying down some of your balances, or increasing your credit limits.
If you have recently gotten a raise or paid off some debts, you may by eligible for an increase in your credit limits. Contact your credit card company for details.
3-6. Obtain at least one major credit card.
Being approved for a major credit card (like a Visa or Mastercard) can help your credit score improve. This may be difficult if you have bad credit, but you can work toward it by opening a less prestigious credit account and making all your payments on time. After a while, you can apply for that Visa or Mastercard again.
Warnings
Do not allow yourself to be talked into signing an auto loan with a payment plan you cannot afford.
Do not keep applying for credit because this will lower your credit score.
Avoid financing extended warranties with high-interest loans.
|
{
"create_time": "20230517 11:01:07",
"回答明细": "{\"回答\": \"1. Exploring Financing Options\\n1-1. Try to get a loan through your credit union.\\nIf you already have an account at a credit union, it is a good idea to inquire there about loans first. Credit unions are generally more lenient with their qualification requirements than other banks, especially in regards to their members. If you are not a credit union member, join a credit union and ask about auto financing for problematic credit.\\nIn order to open a credit union account, you will need a government issued I.D. and a minimum deposit. This amount will vary by credit union, but may be as low as $25.\\nOnce your account is open, speak to a loan representative about auto financing options.\\nThey will likely be able to tell you that same day whether or not you are approved and for what amount.\\nBring your loan approval letter to the car dealership, who will deal directly with the credit union.\\n1-2. Seek out a loan through a dealership.\\nFind an auto dealership that specializes in used cars and bad credit financing. These are often referred to as \\\"buy here pay here\\\" lots. This type of dealership may approve a car loan for you with little to no money down, but be prepared to pay a high interest rate.\\nMany of these dealerships can approve you over the phone. They can also sit down with you in person.\\nYou will need to verify your identity by providing a social security number, birth date, and other information (such as previous addresses).\\nIt is a good idea to call and see if you are approved before you begin shopping for cars.\\n1-3. Explore loan options through “sub-prime lenders.”\\n“Sub-prime lenders” specialize in loaning money to those with damaged credit. An Internet search will return numerous sub-prime lenders, and you can often fill out an application online and have an answer within minutes. Once again, be prepared to pay a high interest rate.\\nYou will need to provide identifying information such as your social security number, birth date, and previous addresses.\\nYou should be able to apply for a loan and be approved within 20 minutes.\\nBring your loan approval letter to the car dealership, who will deal directly with the sub-prime lender.\\nYour interest rate will vary depending on the lender and your credit score, but there are usury laws at the state level that stop lenders from being predatory.\\n1-4. Get a cosigner\\nIf you are not approved for the car loan on your own, another option is to get a family member or friend to co-sign. This means that the lender (the credit union, dealership, or other lender) will consider that person’s credit score alongside your own. This can be a good way to get a loan, and as you make payments, improve your credit score.\\nThis can be done through almost any lender (credit union, dealership, or sub-prime).\\nIf you are not approved for a loan through any or all of these channels, speak to them about getting a co-signer.\\nYou will then need to discuss this with your family member or friend.\\nYou co-signer will either need to appear in person to sign the paperwork, or submit identifying information online and signatures.\\n1-5. Research auto loan rates.\\nKnowing the most common loan rates will help you avoid getting blindsided by someone wanting to charge you an interest rate that is too high. Do some basic internet searches to determine the going interest rates for different types of auto loans, and use this information to bargain with your lender.\\nThese rates vary by location and change regularly.\\nPerform an online search for \\\"average car loan rates in [your zipcode].\\\"\\nTypically, loans spread over a longer period of time may have lower interest rates. However, as you will paying the loan back for longer, the interest will add up over time.\\n1-6. Shop for your loan before you shop for a car.\\nBefore you begin to look at cars, work on getting approved for a loan. Once you know the amount you have been approved for, shop for cars that fit this budget. You don’t want to fall in love with a car on the lot only to find out you can’t afford it.\\n2. Improving Your Overall Standing\\n2-1. Remain at the same address for at least one year.\\nEven lenders specializing in bad credit lending want to see that their clients are reliable. One way to demonstrate this is to reside at the same residence for one year or longer. If your credit report shows an endless string of addresses, this does not bode well for your reliability.\\n2-2. Maintain steady employment.\\nHaving steady employment and an income that can be verified is a crucial component to receiving a car loan. For some dealerships and sub-prime lenders, having a steady, verifiable source of income is the only factor that decides whether or not you will get a loan. If you are not employed, work to rectify this before seeking a car loan.\\nYour verified employment can be shown through a paycheck stub, W-2, or 1099.\\nKnow the address and phone number of your employer, as well as the name of someone a lender can call to verify your employment.\\n2-3. Open a bank account.\\nYet another way to show that are an established and responsible adult is to maintain a bank account. You may be asked to provide information about your bank account to potential lenders, either to show your balance in savings, or to provide a location for loan money to be deposited. Not only does the absence of a bank account make you look bad, it may disqualify you for a loan.\\nVisit a local bank and speak to a representative about checking and/or savings accounts.\\nThe minimum deposit to open an account will vary by bank and type of account. In some instances, it may be as low as $20.\\n2-4. Obtain a phone in your name.\\nWhen you apply for a loan, your lender may need to contact you. This will only be possible if you have a phone. Not having a phone makes it difficult for them to communicate to you, but furthermore makes you look irresponsible. Visit a telephone provider in your area and discuss phones plans (including prepaid options) that fit your budget.\\n3. Optimizing Your Credit\\n3-1. Learn your credit score.\\nGo online and request credit reports from each of the three credit bureaus (TransUnion, Equifax and Experian). Learning your credit score and seeing what positive and negative items are listed on your credit report will help you to see where you stand.\\n3-2. Evaluate your credit score.\\nIf you have a credit score of 680 or higher, you will most likely get the best interest rate loans available. Scores between 550 and 680 are considered sub-prime. If you have a sub-prime score, you may pay higher interest rates. If you have a credit score of 550 and below, it may be difficult to obtain a car loan. If your score is below 550, you may want to work on improving this score before trying to purchase a car.\\n3-3. Dispute inaccuracies\\nDouble-check your credit report for accuracy. It is not unusual for these agencies to make mistakes. Sometimes improving your credit is as painless as disputing inaccuracies on your credit report.\\n3-4. Pay off small balances.\\nIf there are any small, unpaid balances on your credit report, pay these off. Paying off small amounts so that they are no longer listed as “unpaid” on your credit report can work to improve your credit rating, and display good faith to potential car lenders.\\nOften, collection agencies will take a smaller settlement than what is owed, so try to negotiate.\\n3-5. Optimize your \\\"debt utilization.\\\"\\nAbout 30% of your credit score is determined by your \\\"debt utilization,\\\" that is, how much of your available credit has been used. For example, if you have a credit card with a $15,000 limit, and you have only used $3000 of it, this will help your credit score. You can optimize your debt utilization by either paying down some of your balances, or increasing your credit limits.\\nIf you have recently gotten a raise or paid off some debts, you may by eligible for an increase in your credit limits. Contact your credit card company for details.\\n3-6. Obtain at least one major credit card.\\nBeing approved for a major credit card (like a Visa or Mastercard) can help your credit score improve. This may be difficult if you have bad credit, but you can work toward it by opening a less prestigious credit account and making all your payments on time. After a while, you can apply for that Visa or Mastercard again.\\nWarnings\\nDo not allow yourself to be talked into signing an auto loan with a payment plan you cannot afford.\\nDo not keep applying for credit because this will lower your credit score.\\nAvoid financing extended warranties with high-interest loans.\\n\", \"简要回答\": \"No matter how it happened, you may find yourself dealing with a low credit score. A low credit score can make it difficult to purchase a car. By working to optimize your credit and improve your overall standing, you can put yourself in a better position to purchase a car with no money down. Furthermore, by exploring a variety of financing options, you can improve your chances of getting the car loan you seek.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Exploring Financing Options\", \"步骤\": [{\"编号\": 1, \"标题\": \"Try to get a loan through your credit union.\", \"描述\": \"If you already have an account at a credit union, it is a good idea to inquire there about loans first. Credit unions are generally more lenient with their qualification requirements than other banks, especially in regards to their members. If you are not a credit union member, join a credit union and ask about auto financing for problematic credit.\\nIn order to open a credit union account, you will need a government issued I.D. and a minimum deposit. This amount will vary by credit union, but may be as low as $25.\\nOnce your account is open, speak to a loan representative about auto financing options.\\nThey will likely be able to tell you that same day whether or not you are approved and for what amount.\\nBring your loan approval letter to the car dealership, who will deal directly with the credit union.\"}, {\"编号\": 2, \"标题\": \"Seek out a loan through a dealership.\", \"描述\": \"Find an auto dealership that specializes in used cars and bad credit financing. These are often referred to as \\\"buy here pay here\\\" lots. This type of dealership may approve a car loan for you with little to no money down, but be prepared to pay a high interest rate.\\nMany of these dealerships can approve you over the phone. They can also sit down with you in person.\\nYou will need to verify your identity by providing a social security number, birth date, and other information (such as previous addresses).\\nIt is a good idea to call and see if you are approved before you begin shopping for cars.\"}, {\"编号\": 3, \"标题\": \"Explore loan options through “sub-prime lenders.”\", \"描述\": \"“Sub-prime lenders” specialize in loaning money to those with damaged credit. An Internet search will return numerous sub-prime lenders, and you can often fill out an application online and have an answer within minutes. Once again, be prepared to pay a high interest rate.\\nYou will need to provide identifying information such as your social security number, birth date, and previous addresses.\\nYou should be able to apply for a loan and be approved within 20 minutes.\\nBring your loan approval letter to the car dealership, who will deal directly with the sub-prime lender.\\nYour interest rate will vary depending on the lender and your credit score, but there are usury laws at the state level that stop lenders from being predatory.\"}, {\"编号\": 4, \"标题\": \"Get a cosigner\", \"描述\": \"If you are not approved for the car loan on your own, another option is to get a family member or friend to co-sign. This means that the lender (the credit union, dealership, or other lender) will consider that person’s credit score alongside your own. This can be a good way to get a loan, and as you make payments, improve your credit score.\\nThis can be done through almost any lender (credit union, dealership, or sub-prime).\\nIf you are not approved for a loan through any or all of these channels, speak to them about getting a co-signer.\\nYou will then need to discuss this with your family member or friend.\\nYou co-signer will either need to appear in person to sign the paperwork, or submit identifying information online and signatures.\"}, {\"编号\": 5, \"标题\": \"Research auto loan rates.\", \"描述\": \"Knowing the most common loan rates will help you avoid getting blindsided by someone wanting to charge you an interest rate that is too high. Do some basic internet searches to determine the going interest rates for different types of auto loans, and use this information to bargain with your lender.\\nThese rates vary by location and change regularly.\\nPerform an online search for \\\"average car loan rates in [your zipcode].\\\"\\nTypically, loans spread over a longer period of time may have lower interest rates. However, as you will paying the loan back for longer, the interest will add up over time.\"}, {\"编号\": 6, \"标题\": \"Shop for your loan before you shop for a car.\", \"描述\": \"Before you begin to look at cars, work on getting approved for a loan. Once you know the amount you have been approved for, shop for cars that fit this budget. You don’t want to fall in love with a car on the lot only to find out you can’t afford it.\"}]}, {\"编号\": 2, \"标题\": \"Improving Your Overall Standing\", \"步骤\": [{\"编号\": 1, \"标题\": \"Remain at the same address for at least one year.\", \"描述\": \"Even lenders specializing in bad credit lending want to see that their clients are reliable. One way to demonstrate this is to reside at the same residence for one year or longer. If your credit report shows an endless string of addresses, this does not bode well for your reliability.\"}, {\"编号\": 2, \"标题\": \"Maintain steady employment.\", \"描述\": \"Having steady employment and an income that can be verified is a crucial component to receiving a car loan. For some dealerships and sub-prime lenders, having a steady, verifiable source of income is the only factor that decides whether or not you will get a loan. If you are not employed, work to rectify this before seeking a car loan.\\nYour verified employment can be shown through a paycheck stub, W-2, or 1099.\\nKnow the address and phone number of your employer, as well as the name of someone a lender can call to verify your employment.\"}, {\"编号\": 3, \"标题\": \"Open a bank account.\", \"描述\": \"Yet another way to show that are an established and responsible adult is to maintain a bank account. You may be asked to provide information about your bank account to potential lenders, either to show your balance in savings, or to provide a location for loan money to be deposited. Not only does the absence of a bank account make you look bad, it may disqualify you for a loan.\\nVisit a local bank and speak to a representative about checking and/or savings accounts.\\nThe minimum deposit to open an account will vary by bank and type of account. In some instances, it may be as low as $20.\"}, {\"编号\": 4, \"标题\": \"Obtain a phone in your name.\", \"描述\": \"When you apply for a loan, your lender may need to contact you. This will only be possible if you have a phone. Not having a phone makes it difficult for them to communicate to you, but furthermore makes you look irresponsible. Visit a telephone provider in your area and discuss phones plans (including prepaid options) that fit your budget.\"}]}, {\"编号\": 3, \"标题\": \"Optimizing Your Credit\", \"步骤\": [{\"编号\": 1, \"标题\": \"Learn your credit score.\", \"描述\": \"Go online and request credit reports from each of the three credit bureaus (TransUnion, Equifax and Experian). Learning your credit score and seeing what positive and negative items are listed on your credit report will help you to see where you stand.\"}, {\"编号\": 2, \"标题\": \"Evaluate your credit score.\", \"描述\": \"If you have a credit score of 680 or higher, you will most likely get the best interest rate loans available. Scores between 550 and 680 are considered sub-prime. If you have a sub-prime score, you may pay higher interest rates. If you have a credit score of 550 and below, it may be difficult to obtain a car loan. If your score is below 550, you may want to work on improving this score before trying to purchase a car.\"}, {\"编号\": 3, \"标题\": \"Dispute inaccuracies\", \"描述\": \"Double-check your credit report for accuracy. It is not unusual for these agencies to make mistakes. Sometimes improving your credit is as painless as disputing inaccuracies on your credit report.\"}, {\"编号\": 4, \"标题\": \"Pay off small balances.\", \"描述\": \"If there are any small, unpaid balances on your credit report, pay these off. Paying off small amounts so that they are no longer listed as “unpaid” on your credit report can work to improve your credit rating, and display good faith to potential car lenders.\\nOften, collection agencies will take a smaller settlement than what is owed, so try to negotiate.\"}, {\"编号\": 5, \"标题\": \"Optimize your \\\"debt utilization.\\\"\", \"描述\": \"About 30% of your credit score is determined by your \\\"debt utilization,\\\" that is, how much of your available credit has been used. For example, if you have a credit card with a $15,000 limit, and you have only used $3000 of it, this will help your credit score. You can optimize your debt utilization by either paying down some of your balances, or increasing your credit limits.\\nIf you have recently gotten a raise or paid off some debts, you may by eligible for an increase in your credit limits. Contact your credit card company for details.\"}, {\"编号\": 6, \"标题\": \"Obtain at least one major credit card.\", \"描述\": \"Being approved for a major credit card (like a Visa or Mastercard) can help your credit score improve. This may be difficult if you have bad credit, but you can work toward it by opening a less prestigious credit account and making all your payments on time. After a while, you can apply for that Visa or Mastercard again.\"}], \"注意事项\": [\"Do not allow yourself to be talked into signing an auto loan with a payment plan you cannot afford.\\n\", \"Do not keep applying for credit because this will lower your credit score.\\n\", \"Avoid financing extended warranties with high-interest loans.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,993 |
How to Buy a Car Without Proof of Income
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1. Establishing Your Ability to Pay
1-1. Provide tax returns.
If you cannot produce pay stubs, your lender may ask for copies of tax returns. Be prepared to produce tax returns for at least the past two years. Since your tax returns report all of your taxable income, they may serve as an adequate proof of income for your loan. Also, your tax returns for the past two years can provide a reasonable estimate for how much you will make in the current year. Finally, lenders trust that information provided on a tax return is accurate.
Lenders look at gross income, not taxable income, so don't worry if your deductions cause your income to appear lower.
The inability to produce tax returns makes you seem like a higher credit risk.
1-2. Produce bank statements.
Another method of proving your income is to provide bank statements. If your income varies from month to month because of freelance work, a lender may ask for several months' worth of statements. These will provide your lender with records of all of your deposits, allowing them to see that you do have income. However, bank statements do not give information about how you earned your income. If you have bank statements but cannot also provide tax returns, expect to pay a higher interest rate.
1-3. Generate a report of invoices and contracts.
List all of the invoices you have made for at least the past 12 months. Also, provide details about work for which you have been contracted but haven't invoiced yet. This information will provide proof of past income and allow a lender to predict future income. Invoices and contracts provide more detail about your sources of income. However, don't expect lenders to rely on these alone. Invoices and contracts should only be used as a supplement to tax returns and bank statements.
2. Proving Your Residence
2-1. Bring your most recent mortgage statement.
If you own your home, a mortgage statement may be used to prove residence. Bring the most recent statement. This will demonstrate that you still reside at this address. The mortgage statement must have your name on it. If the mortgage is not in your name, then the statement will not have your name on it.
2-2. Provide cancelled rent checks.
If you rent, a cancelled rent check can prove where you live. Your landlord must sign a receipt verifying that you live at this address. If you live with relatives and pay rent to them, ask them to sign a statement that you live with them at this address. In this case, you might also be asked to produce mail, such as a bill, addressed to you at this address.
2-3. Produce utility bills.
Lenders will usually accept a utility bill in your name as proof of your address. Be prepared to provide more than one utility bill. For example, you can provide an electric bill, water bill, sewer bill or phone bill if you have a land line. Be sure that the utility bill has your name on it. If all of your bills are in someone else's name, such as a spouse or roommate, you will need to provide other forms of business mail in your name at that address.
2-4. Show other business mail.
Other business mail includes bank statements, credit statements or other household bills besides utilities. The mail must be addressed to you at your address. Don't use junk mail. Since junk mail is not specifically addressed to you, it would not suffice as proof of residence.
2-5. Present a library card application.
A library card application requires proof of residence. So, it can also be used to verify that you reside at your stated address. Some lenders may accept this as proof of your address. However, be prepared to bring additional documents, such as bills or other business mail.
3. Demonstrating Credit Worthiness
3-1. Repair bad credit.
Lenders will evaluate your credit score during the loan approval process. If you do not have a proof of income, prepare several months ahead of time to improve your credit score. This will increase the likelihood of getting approved for an auto loan.
Pay all of your bills on time.
Pay off as much debt as possible.
Get a short-term loan for a small amount of money from your bank or credit union to establish good credit. Instead of taking the cash, put the money in an interest-bearing account. Pay off the loan from the account where you parked the money.
Get a secured credit card.
Ask to be an authorized user on another person's credit card account, such as your spouse or a parent.
Open a store credit card.
Dispute inaccurate or negative information on your credit report.
Create a budget and work out a repayment plan to your creditors. You can find legitimate credit counseling programs at many universities, military bases, credit unions, housing authorities and branches of the U.S. Cooperative Extension Service.
Do not work with companies that promise to erase your bad credit or create a new credit identity. These are likely a scam.
Avoid subprime loans. These are often marketing to people with less-than-stellar credit, but the terms are usually unfavorable. Auto loans are easier to get than mortgages because they involve less money over a shorter period of time. Shop around, because you may qualify for a better loan than you think.
3-2. Put down a healthy down payment.
Many car buyers put down approximately 10 percent of the car's value as a down payment. However, without proof of income, you may be required to make a bigger down payment. Save up as much cash as possible ahead of time to use as your down payment. A bigger down payment not only reduces the amount you have to finance, but it also reassures lenders that you won't be “upside down” on your loan. Lenders don't want this to happen, so they're more likely to approve you for a loan if you have a large down payment.
If you are trading in your old car, this can be applied towards your down payment.
Provide documentation about the source of your down payment.
3-3. Get a cosigner.
If someone is willing to cosign your auto loan, your lender may be more willing to approve it. A cosigner guarantees that you will make all of your payments in full and on time. Also, if you fail to pay, the cosigner agrees to make the payments for you. Your cosigner will need to have a good or excellent credit score. Also, the cosigner will need to provide proof of income and demonstrate stability in their residence and employment.
Your cosigner is at risk for payment, so a default can destroy relationship.
4. Choosing a Lender
4-1. Be wary of dealer financing.
Your dealer may try to convince you that you won't qualify for a bank loan because you don't have sufficient proof of income. Don't fall for this. The dealer may be misleading you in order to get you to work with their financing. Dealer financing often comes with higher interest rates, which can mean a bigger monthly payment. Or, they may stretch the loan out for 72 months or more in order to make the monthly payment lower. In this case, you could still be paying off the loan after you no longer own the car.
4-2. Seek out local banks and credit unions.
If you are a member of a credit union, check with them first about getting an auto loan. Credit unions are member- and community-oriented. They offer a user-friendly loan process and competitive interest rates. If you already have a relationship with a local bank, visit a branch and meet with a someone in person. Since they already do business with you, they will be familiar with your financial history and be more willing to work with you.
4-3. Avoid predatory lenders.
Predatory lenders employ unfair or fraudulent practices. If you cannot provide proof of income, these loans might seem attractive because they are easy to get. However, these loans come with very high interest rates and expensive fees and charges. It's not always simple to recognize a predatory loan. Be on the lookout for the following red flags.
If you are encouraged to put false information on the loan, it's likely a predatory loan.
If add-on packages come with the loan, such as insurance, theft deterrents or rust-proofing, don't take the loan. These packages don't add value and simply inflate the loan amount.
Ads that promise you can get a loan even with bad credit. These loans come with exorbitantly high interest rates.
4-4. Thoroughly examine all dealer financing paperwork.
If you do decide to go with dealer financing, never leave the dealership without a signed contract. Some dealers will allow you to take ownership of the car before the loan process is completed. Then, a few weeks later you get a phone call saying you didn't qualify for the loan and must accept a different loan with a higher interest rate.
This is a scam. The dealer can adequately assess your credit worthiness and approve you for a loan on the spot.
If they are not willing to complete the loan process with you, then go elsewhere.
|
{
"create_time": "20230517 11:01:07",
"回答明细": "{\"回答\": \"1. Establishing Your Ability to Pay\\n1-1. Provide tax returns.\\nIf you cannot produce pay stubs, your lender may ask for copies of tax returns. Be prepared to produce tax returns for at least the past two years. Since your tax returns report all of your taxable income, they may serve as an adequate proof of income for your loan. Also, your tax returns for the past two years can provide a reasonable estimate for how much you will make in the current year. Finally, lenders trust that information provided on a tax return is accurate.\\nLenders look at gross income, not taxable income, so don't worry if your deductions cause your income to appear lower.\\nThe inability to produce tax returns makes you seem like a higher credit risk.\\n1-2. Produce bank statements.\\nAnother method of proving your income is to provide bank statements. If your income varies from month to month because of freelance work, a lender may ask for several months' worth of statements. These will provide your lender with records of all of your deposits, allowing them to see that you do have income. However, bank statements do not give information about how you earned your income. If you have bank statements but cannot also provide tax returns, expect to pay a higher interest rate.\\n1-3. Generate a report of invoices and contracts.\\nList all of the invoices you have made for at least the past 12 months. Also, provide details about work for which you have been contracted but haven't invoiced yet. This information will provide proof of past income and allow a lender to predict future income. Invoices and contracts provide more detail about your sources of income. However, don't expect lenders to rely on these alone. Invoices and contracts should only be used as a supplement to tax returns and bank statements.\\n2. Proving Your Residence\\n2-1. Bring your most recent mortgage statement.\\nIf you own your home, a mortgage statement may be used to prove residence. Bring the most recent statement. This will demonstrate that you still reside at this address. The mortgage statement must have your name on it. If the mortgage is not in your name, then the statement will not have your name on it.\\n2-2. Provide cancelled rent checks.\\nIf you rent, a cancelled rent check can prove where you live. Your landlord must sign a receipt verifying that you live at this address. If you live with relatives and pay rent to them, ask them to sign a statement that you live with them at this address. In this case, you might also be asked to produce mail, such as a bill, addressed to you at this address.\\n2-3. Produce utility bills.\\nLenders will usually accept a utility bill in your name as proof of your address. Be prepared to provide more than one utility bill. For example, you can provide an electric bill, water bill, sewer bill or phone bill if you have a land line. Be sure that the utility bill has your name on it. If all of your bills are in someone else's name, such as a spouse or roommate, you will need to provide other forms of business mail in your name at that address.\\n2-4. Show other business mail.\\nOther business mail includes bank statements, credit statements or other household bills besides utilities. The mail must be addressed to you at your address. Don't use junk mail. Since junk mail is not specifically addressed to you, it would not suffice as proof of residence.\\n2-5. Present a library card application.\\nA library card application requires proof of residence. So, it can also be used to verify that you reside at your stated address. Some lenders may accept this as proof of your address. However, be prepared to bring additional documents, such as bills or other business mail.\\n3. Demonstrating Credit Worthiness\\n3-1. Repair bad credit.\\nLenders will evaluate your credit score during the loan approval process. If you do not have a proof of income, prepare several months ahead of time to improve your credit score. This will increase the likelihood of getting approved for an auto loan.\\nPay all of your bills on time.\\nPay off as much debt as possible.\\nGet a short-term loan for a small amount of money from your bank or credit union to establish good credit. Instead of taking the cash, put the money in an interest-bearing account. Pay off the loan from the account where you parked the money.\\nGet a secured credit card.\\nAsk to be an authorized user on another person's credit card account, such as your spouse or a parent.\\nOpen a store credit card.\\nDispute inaccurate or negative information on your credit report.\\nCreate a budget and work out a repayment plan to your creditors. You can find legitimate credit counseling programs at many universities, military bases, credit unions, housing authorities and branches of the U.S. Cooperative Extension Service.\\nDo not work with companies that promise to erase your bad credit or create a new credit identity. These are likely a scam.\\nAvoid subprime loans. These are often marketing to people with less-than-stellar credit, but the terms are usually unfavorable. Auto loans are easier to get than mortgages because they involve less money over a shorter period of time. Shop around, because you may qualify for a better loan than you think.\\n3-2. Put down a healthy down payment.\\nMany car buyers put down approximately 10 percent of the car's value as a down payment. However, without proof of income, you may be required to make a bigger down payment. Save up as much cash as possible ahead of time to use as your down payment. A bigger down payment not only reduces the amount you have to finance, but it also reassures lenders that you won't be “upside down” on your loan. Lenders don't want this to happen, so they're more likely to approve you for a loan if you have a large down payment.\\nIf you are trading in your old car, this can be applied towards your down payment.\\nProvide documentation about the source of your down payment.\\n3-3. Get a cosigner.\\nIf someone is willing to cosign your auto loan, your lender may be more willing to approve it. A cosigner guarantees that you will make all of your payments in full and on time. Also, if you fail to pay, the cosigner agrees to make the payments for you. Your cosigner will need to have a good or excellent credit score. Also, the cosigner will need to provide proof of income and demonstrate stability in their residence and employment.\\nYour cosigner is at risk for payment, so a default can destroy relationship.\\n4. Choosing a Lender\\n4-1. Be wary of dealer financing.\\nYour dealer may try to convince you that you won't qualify for a bank loan because you don't have sufficient proof of income. Don't fall for this. The dealer may be misleading you in order to get you to work with their financing. Dealer financing often comes with higher interest rates, which can mean a bigger monthly payment. Or, they may stretch the loan out for 72 months or more in order to make the monthly payment lower. In this case, you could still be paying off the loan after you no longer own the car.\\n4-2. Seek out local banks and credit unions.\\nIf you are a member of a credit union, check with them first about getting an auto loan. Credit unions are member- and community-oriented. They offer a user-friendly loan process and competitive interest rates. If you already have a relationship with a local bank, visit a branch and meet with a someone in person. Since they already do business with you, they will be familiar with your financial history and be more willing to work with you.\\n4-3. Avoid predatory lenders.\\nPredatory lenders employ unfair or fraudulent practices. If you cannot provide proof of income, these loans might seem attractive because they are easy to get. However, these loans come with very high interest rates and expensive fees and charges. It's not always simple to recognize a predatory loan. Be on the lookout for the following red flags.\\nIf you are encouraged to put false information on the loan, it's likely a predatory loan.\\nIf add-on packages come with the loan, such as insurance, theft deterrents or rust-proofing, don't take the loan. These packages don't add value and simply inflate the loan amount.\\nAds that promise you can get a loan even with bad credit. These loans come with exorbitantly high interest rates.\\n4-4. Thoroughly examine all dealer financing paperwork.\\nIf you do decide to go with dealer financing, never leave the dealership without a signed contract. Some dealers will allow you to take ownership of the car before the loan process is completed. Then, a few weeks later you get a phone call saying you didn't qualify for the loan and must accept a different loan with a higher interest rate.\\nThis is a scam. The dealer can adequately assess your credit worthiness and approve you for a loan on the spot.\\nIf they are not willing to complete the loan process with you, then go elsewhere.\\n\", \"简要回答\": \"People who are self-employed or work on a freelance or temporary basis often have a difficult time providing proof of income. If you do this kind of work, you may not have pay stubs to verify your income. This can be a serious obstacle in getting the loan you need to buy a car. Unless you can pay for a car in full, you will need to get a car loan, and most lenders will ask for employment verification. But buying a car without proof of income can be accomplished through lenders that take other financial factors into consideration and proper preparation.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Establishing Your Ability to Pay\", \"步骤\": [{\"编号\": 1, \"标题\": \"Provide tax returns.\", \"描述\": \"If you cannot produce pay stubs, your lender may ask for copies of tax returns. Be prepared to produce tax returns for at least the past two years. Since your tax returns report all of your taxable income, they may serve as an adequate proof of income for your loan. Also, your tax returns for the past two years can provide a reasonable estimate for how much you will make in the current year. Finally, lenders trust that information provided on a tax return is accurate.\\nLenders look at gross income, not taxable income, so don't worry if your deductions cause your income to appear lower.\\nThe inability to produce tax returns makes you seem like a higher credit risk.\"}, {\"编号\": 2, \"标题\": \"Produce bank statements.\", \"描述\": \"Another method of proving your income is to provide bank statements. If your income varies from month to month because of freelance work, a lender may ask for several months' worth of statements. These will provide your lender with records of all of your deposits, allowing them to see that you do have income. However, bank statements do not give information about how you earned your income. If you have bank statements but cannot also provide tax returns, expect to pay a higher interest rate.\"}, {\"编号\": 3, \"标题\": \"Generate a report of invoices and contracts.\", \"描述\": \"List all of the invoices you have made for at least the past 12 months. Also, provide details about work for which you have been contracted but haven't invoiced yet. This information will provide proof of past income and allow a lender to predict future income. Invoices and contracts provide more detail about your sources of income. However, don't expect lenders to rely on these alone. Invoices and contracts should only be used as a supplement to tax returns and bank statements.\"}]}, {\"编号\": 2, \"标题\": \"Proving Your Residence\", \"步骤\": [{\"编号\": 1, \"标题\": \"Bring your most recent mortgage statement.\", \"描述\": \"If you own your home, a mortgage statement may be used to prove residence. Bring the most recent statement. This will demonstrate that you still reside at this address. The mortgage statement must have your name on it. If the mortgage is not in your name, then the statement will not have your name on it.\"}, {\"编号\": 2, \"标题\": \"Provide cancelled rent checks.\", \"描述\": \"If you rent, a cancelled rent check can prove where you live. Your landlord must sign a receipt verifying that you live at this address. If you live with relatives and pay rent to them, ask them to sign a statement that you live with them at this address. In this case, you might also be asked to produce mail, such as a bill, addressed to you at this address.\"}, {\"编号\": 3, \"标题\": \"Produce utility bills.\", \"描述\": \"Lenders will usually accept a utility bill in your name as proof of your address. Be prepared to provide more than one utility bill. For example, you can provide an electric bill, water bill, sewer bill or phone bill if you have a land line. Be sure that the utility bill has your name on it. If all of your bills are in someone else's name, such as a spouse or roommate, you will need to provide other forms of business mail in your name at that address.\"}, {\"编号\": 4, \"标题\": \"Show other business mail.\", \"描述\": \"Other business mail includes bank statements, credit statements or other household bills besides utilities. The mail must be addressed to you at your address. Don't use junk mail. Since junk mail is not specifically addressed to you, it would not suffice as proof of residence.\"}, {\"编号\": 5, \"标题\": \"Present a library card application.\", \"描述\": \"A library card application requires proof of residence. So, it can also be used to verify that you reside at your stated address. Some lenders may accept this as proof of your address. However, be prepared to bring additional documents, such as bills or other business mail.\"}]}, {\"编号\": 3, \"标题\": \"Demonstrating Credit Worthiness\", \"步骤\": [{\"编号\": 1, \"标题\": \"Repair bad credit.\", \"描述\": \"Lenders will evaluate your credit score during the loan approval process. If you do not have a proof of income, prepare several months ahead of time to improve your credit score. This will increase the likelihood of getting approved for an auto loan.\\nPay all of your bills on time.\\nPay off as much debt as possible.\\nGet a short-term loan for a small amount of money from your bank or credit union to establish good credit. Instead of taking the cash, put the money in an interest-bearing account. Pay off the loan from the account where you parked the money.\\nGet a secured credit card.\\nAsk to be an authorized user on another person's credit card account, such as your spouse or a parent.\\nOpen a store credit card.\\nDispute inaccurate or negative information on your credit report.\\nCreate a budget and work out a repayment plan to your creditors. You can find legitimate credit counseling programs at many universities, military bases, credit unions, housing authorities and branches of the U.S. Cooperative Extension Service.\\nDo not work with companies that promise to erase your bad credit or create a new credit identity. These are likely a scam.\\nAvoid subprime loans. These are often marketing to people with less-than-stellar credit, but the terms are usually unfavorable. Auto loans are easier to get than mortgages because they involve less money over a shorter period of time. Shop around, because you may qualify for a better loan than you think.\"}, {\"编号\": 2, \"标题\": \"Put down a healthy down payment.\", \"描述\": \"Many car buyers put down approximately 10 percent of the car's value as a down payment. However, without proof of income, you may be required to make a bigger down payment. Save up as much cash as possible ahead of time to use as your down payment. A bigger down payment not only reduces the amount you have to finance, but it also reassures lenders that you won't be “upside down” on your loan. Lenders don't want this to happen, so they're more likely to approve you for a loan if you have a large down payment.\\nIf you are trading in your old car, this can be applied towards your down payment.\\nProvide documentation about the source of your down payment.\"}, {\"编号\": 3, \"标题\": \"Get a cosigner.\", \"描述\": \"If someone is willing to cosign your auto loan, your lender may be more willing to approve it. A cosigner guarantees that you will make all of your payments in full and on time. Also, if you fail to pay, the cosigner agrees to make the payments for you. Your cosigner will need to have a good or excellent credit score. Also, the cosigner will need to provide proof of income and demonstrate stability in their residence and employment.\\nYour cosigner is at risk for payment, so a default can destroy relationship.\"}]}, {\"编号\": 4, \"标题\": \"Choosing a Lender\", \"步骤\": [{\"编号\": 1, \"标题\": \"Be wary of dealer financing.\", \"描述\": \"Your dealer may try to convince you that you won't qualify for a bank loan because you don't have sufficient proof of income. Don't fall for this. The dealer may be misleading you in order to get you to work with their financing. Dealer financing often comes with higher interest rates, which can mean a bigger monthly payment. Or, they may stretch the loan out for 72 months or more in order to make the monthly payment lower. In this case, you could still be paying off the loan after you no longer own the car.\"}, {\"编号\": 2, \"标题\": \"Seek out local banks and credit unions.\", \"描述\": \"If you are a member of a credit union, check with them first about getting an auto loan. Credit unions are member- and community-oriented. They offer a user-friendly loan process and competitive interest rates. If you already have a relationship with a local bank, visit a branch and meet with a someone in person. Since they already do business with you, they will be familiar with your financial history and be more willing to work with you.\"}, {\"编号\": 3, \"标题\": \"Avoid predatory lenders.\", \"描述\": \"Predatory lenders employ unfair or fraudulent practices. If you cannot provide proof of income, these loans might seem attractive because they are easy to get. However, these loans come with very high interest rates and expensive fees and charges. It's not always simple to recognize a predatory loan. Be on the lookout for the following red flags.\\nIf you are encouraged to put false information on the loan, it's likely a predatory loan.\\nIf add-on packages come with the loan, such as insurance, theft deterrents or rust-proofing, don't take the loan. These packages don't add value and simply inflate the loan amount.\\nAds that promise you can get a loan even with bad credit. These loans come with exorbitantly high interest rates.\"}, {\"编号\": 4, \"标题\": \"Thoroughly examine all dealer financing paperwork.\", \"描述\": \"If you do decide to go with dealer financing, never leave the dealership without a signed contract. Some dealers will allow you to take ownership of the car before the loan process is completed. Then, a few weeks later you get a phone call saying you didn't qualify for the loan and must accept a different loan with a higher interest rate.\\nThis is a scam. The dealer can adequately assess your credit worthiness and approve you for a loan on the spot.\\nIf they are not willing to complete the loan process with you, then go elsewhere.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,994 |
How to Buy a Car Without a Title
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1. Determining Existing Problems with the Car
1-1. Inspect the car in person and meet the seller.
Before purchasing a car without a title, you should inspect the car in person. This gives you an opportunity to not only examine the car but also the seller. You are looking for a reputable seller who will help you secure a title, if possible. If the seller is pressuring you into buying the car, you should consider walking away from the purchase.
Ask the seller whether they ever had the title and how they came into possession of the car. Explain to them that you are trying to determine whether or not you can obtain the title for the car.
If they seem unwilling to help you or uncomfortable answering questions about how they got the car, you should seriously consider not buying the car. Without the title, you have no way of knowing whether the seller has the legal right to sell you the car. If they don’t have the legal right to sell the car, you could be purchasing stolen merchandise.
1-2. Identify the VIN number and take a picture.
While you are inspecting the car, be sure to photograph or copy down the car’s vehicle identification number (VIN). Every car is assigned a 17-digit number that identifies the place the car was manufactured, the year, model and make of the car, as well as other identifying features. You can find the VIN number in the following places:
Below the windshield on the driver’s side of the car
In a car’s engine bay on the firewall, which is the wall located between the engine and the passenger compartment.
On a sticker or metal plate located on the doorjamb on the driver’s side of the car.
1-3. Run a free VIN number check.
The National Insurance Crime Bureau (NICB) allows people to run a free VIN check in order to determine whether a car has been reported as stolen but not recovered or if a NICB member insurance company listed it as salvage.
You can conduct a VIN search here: https://www.nicb.org/theft_and_fraud_awareness/vincheck. This website allows you to run up to five free VIN searches in a 24-hour period.
A car that is listed as salvage may have been in an accident, have serious structural problems or be expensive to repair. Many insurance companies will not insure a salvage-title car, which means that you would not be able to register the car in your state.
1-4. Decide whether to walk away from the sale or attempt to secure a title.
If the car has been listed as salvage, you should strongly consider not buying the car unless you are looking to purchase it for parts. If the car has not been listed as salvage or reported as stolen, and they seller seems like a reputable person, you should take steps to acquire the title.
2. Identifying Previous Owners
2-1. Ask the seller whether they ever had the title.
If the seller seems willing to help you secure the title to the car, state by asking them whether they ever had the title. If they did, in most states you can easily request a duplicate title for a small fee. You can check the state-by-state requirements for replacing a lost title at: http://www.dmv.org/replacing-a-lost-title.php.
2-2. Run a more extensive vehicle report.
If the seller is not sure whether they ever had the title, you can use the VIN number to run a more extensive vehicle information report, which may help you locate the previous title holder. While you will have to pay a fee for this report from companies such as CARFAX, the report provides the following useful information:
Number of owners and the states where the car was registered.
Information regarding liens on the car.
Accident reports.
Maintenance on the vehicle.
Accident history.
Car title check.
Other damage to the car.
Whether the car was salvaged.
2-3. Ask the seller for a bill of sale from previous owner.
If the seller does not have a title but did get a bill of sale when he or she purchased the car then you may be able to use the bill of sale to track down the previous owner.
You should check whether the information on the bill of sale matches the information on your vehicle report. Specifically, check if the car was sold in the same state where the car was registered and titled.
Identify the previous owner and try to locate the person using an internet white pages search at whitepages.com. This allows you to search people by name and location in an attempt to locate their phone number.
If you locate the previous owner, call them and ask whether they would be willing to assist you in getting title for the car. You can offer to pay for any fees that they may incur as a way of encouraging them to fill out the online paperwork and transfer title.
2-4. Contact that last DMV where the car was registered.
If you are unable to locate the previous owner, you should contact the DMV for that state and explain that you are looking to secure a proper title to the car and give them the name of the seller and the VIN number for the car and the bill of sale. The DMV may be able to help you or explain what, if any, additional steps you need to take.
You can find contact information for motor vehicle departments in the United States at: http://www.dmvnv.com/50_state_dmv_list.html.
2-5. Consider hiring a title company.
If you are unable to get the title for the car, you should consider hiring a title company to try and get the proper title for you. You can do this before you purchase the car or if you already purchased the car without a title. You can find businesses that help you get titles by conducting an internet search for “title recovery services.”
Before hiring a title recovery company, check with the Better Business Bureau at https://www.bbb.org, to see whether there have been any complaints filed against the company.
3. Drafting a Bill of Sale
3-1. Draft a bill of sale.
If you decide to purchase the car with or without the title you should draft a bill of sale. A bill of sale is a sales agreement between two parties. Some states require that you have a bill of sale in order to transfer title. Even if it is not required, you should still get a bill of sale for your own records to document proof of purchase. You should have the bill of sale notarized and it should include the following information:
The name and address of the seller(s).
The name and address of the buyer(s).
Information on the car being bought/sold, including the make, model, body type, year and VIN number.
List any additional items that the sale includes, if applicable, such as snow tires.
The current odometer reading.
The full purchase price.
A warranty from the seller stating that he or she is the legal owner and that the vehicle is free from all liens or encumbrances.
Whether the vehicle has been inspected by a mechanic prior to purchase.
Information identifying the condition of the vehicle and whether it is being sold “as is.”
Identify whether the vehicle was a salvage vehicle, deemed a total loss by an insurance company, or whether the vehicle was repaired under “lemon law.”
Identify any additional terms of sale.
Signatures by all parties to the sale of the car in front of a notary.
3-2. Get proof of payment.
In addition to the bill of sale, you should purchase the car with a check or bank check where you can demonstrate that you paid the funds to the seller.
3-3. Transfer title.
If you were able to assist the seller in replacing a lost title or having a previous owner transfer title to the seller, you should make sure that the seller transfers the title to you when you are exchanging payment for the car.
3-4. Register your vehicle.
Some states, such as New York, will allow you to register your vehicle with the state without the title. After completing your state’s required paperwork, the state may issue you a non-transferable registration, which means that the car is registered in the state, that you can use the car but that you cannot sell it to another person.
You can find the required paperwork on your state DMV's website or by calling a local branch. You can also visit http://www.dmv.org/car-registration.php to find general guidelines.
Tips
If a seller refuses to meet you at his or her home, refuses to show you their driver’s license and demands cash for the car, you should not purchase the car. The seller’s behavior should raise a number of concerns, one of which is that they do not own the car.
If you purchase a car without a title, you should consider hiring a company to try and get you a perfected title. This will allow you to more easily sell the car in the future, register the car with your state’s DMV and get car insurance.
|
{
"create_time": "20230517 11:01:08",
"回答明细": "{\"回答\": \"1. Determining Existing Problems with the Car\\n1-1. Inspect the car in person and meet the seller.\\nBefore purchasing a car without a title, you should inspect the car in person. This gives you an opportunity to not only examine the car but also the seller. You are looking for a reputable seller who will help you secure a title, if possible. If the seller is pressuring you into buying the car, you should consider walking away from the purchase.\\nAsk the seller whether they ever had the title and how they came into possession of the car. Explain to them that you are trying to determine whether or not you can obtain the title for the car.\\nIf they seem unwilling to help you or uncomfortable answering questions about how they got the car, you should seriously consider not buying the car. Without the title, you have no way of knowing whether the seller has the legal right to sell you the car. If they don’t have the legal right to sell the car, you could be purchasing stolen merchandise.\\n1-2. Identify the VIN number and take a picture.\\nWhile you are inspecting the car, be sure to photograph or copy down the car’s vehicle identification number (VIN). Every car is assigned a 17-digit number that identifies the place the car was manufactured, the year, model and make of the car, as well as other identifying features. You can find the VIN number in the following places:\\nBelow the windshield on the driver’s side of the car\\nIn a car’s engine bay on the firewall, which is the wall located between the engine and the passenger compartment.\\nOn a sticker or metal plate located on the doorjamb on the driver’s side of the car.\\n1-3. Run a free VIN number check.\\nThe National Insurance Crime Bureau (NICB) allows people to run a free VIN check in order to determine whether a car has been reported as stolen but not recovered or if a NICB member insurance company listed it as salvage.\\nYou can conduct a VIN search here: https://www.nicb.org/theft_and_fraud_awareness/vincheck. This website allows you to run up to five free VIN searches in a 24-hour period.\\nA car that is listed as salvage may have been in an accident, have serious structural problems or be expensive to repair. Many insurance companies will not insure a salvage-title car, which means that you would not be able to register the car in your state.\\n1-4. Decide whether to walk away from the sale or attempt to secure a title.\\nIf the car has been listed as salvage, you should strongly consider not buying the car unless you are looking to purchase it for parts. If the car has not been listed as salvage or reported as stolen, and they seller seems like a reputable person, you should take steps to acquire the title.\\n2. Identifying Previous Owners\\n2-1. Ask the seller whether they ever had the title.\\nIf the seller seems willing to help you secure the title to the car, state by asking them whether they ever had the title. If they did, in most states you can easily request a duplicate title for a small fee. You can check the state-by-state requirements for replacing a lost title at: http://www.dmv.org/replacing-a-lost-title.php.\\n2-2. Run a more extensive vehicle report.\\nIf the seller is not sure whether they ever had the title, you can use the VIN number to run a more extensive vehicle information report, which may help you locate the previous title holder. While you will have to pay a fee for this report from companies such as CARFAX, the report provides the following useful information:\\nNumber of owners and the states where the car was registered.\\nInformation regarding liens on the car.\\nAccident reports.\\nMaintenance on the vehicle.\\nAccident history.\\nCar title check.\\nOther damage to the car.\\nWhether the car was salvaged.\\n2-3. Ask the seller for a bill of sale from previous owner.\\nIf the seller does not have a title but did get a bill of sale when he or she purchased the car then you may be able to use the bill of sale to track down the previous owner.\\nYou should check whether the information on the bill of sale matches the information on your vehicle report. Specifically, check if the car was sold in the same state where the car was registered and titled.\\nIdentify the previous owner and try to locate the person using an internet white pages search at whitepages.com. This allows you to search people by name and location in an attempt to locate their phone number.\\nIf you locate the previous owner, call them and ask whether they would be willing to assist you in getting title for the car. You can offer to pay for any fees that they may incur as a way of encouraging them to fill out the online paperwork and transfer title.\\n2-4. Contact that last DMV where the car was registered.\\nIf you are unable to locate the previous owner, you should contact the DMV for that state and explain that you are looking to secure a proper title to the car and give them the name of the seller and the VIN number for the car and the bill of sale. The DMV may be able to help you or explain what, if any, additional steps you need to take.\\nYou can find contact information for motor vehicle departments in the United States at: http://www.dmvnv.com/50_state_dmv_list.html.\\n2-5. Consider hiring a title company.\\nIf you are unable to get the title for the car, you should consider hiring a title company to try and get the proper title for you. You can do this before you purchase the car or if you already purchased the car without a title. You can find businesses that help you get titles by conducting an internet search for “title recovery services.”\\nBefore hiring a title recovery company, check with the Better Business Bureau at https://www.bbb.org, to see whether there have been any complaints filed against the company.\\n3. Drafting a Bill of Sale\\n3-1. Draft a bill of sale.\\nIf you decide to purchase the car with or without the title you should draft a bill of sale. A bill of sale is a sales agreement between two parties. Some states require that you have a bill of sale in order to transfer title. Even if it is not required, you should still get a bill of sale for your own records to document proof of purchase. You should have the bill of sale notarized and it should include the following information:\\nThe name and address of the seller(s).\\nThe name and address of the buyer(s).\\nInformation on the car being bought/sold, including the make, model, body type, year and VIN number.\\nList any additional items that the sale includes, if applicable, such as snow tires.\\nThe current odometer reading.\\nThe full purchase price.\\nA warranty from the seller stating that he or she is the legal owner and that the vehicle is free from all liens or encumbrances.\\nWhether the vehicle has been inspected by a mechanic prior to purchase.\\nInformation identifying the condition of the vehicle and whether it is being sold “as is.”\\nIdentify whether the vehicle was a salvage vehicle, deemed a total loss by an insurance company, or whether the vehicle was repaired under “lemon law.”\\nIdentify any additional terms of sale.\\nSignatures by all parties to the sale of the car in front of a notary.\\n3-2. Get proof of payment.\\nIn addition to the bill of sale, you should purchase the car with a check or bank check where you can demonstrate that you paid the funds to the seller.\\n3-3. Transfer title.\\nIf you were able to assist the seller in replacing a lost title or having a previous owner transfer title to the seller, you should make sure that the seller transfers the title to you when you are exchanging payment for the car.\\n3-4. Register your vehicle.\\nSome states, such as New York, will allow you to register your vehicle with the state without the title. After completing your state’s required paperwork, the state may issue you a non-transferable registration, which means that the car is registered in the state, that you can use the car but that you cannot sell it to another person.\\nYou can find the required paperwork on your state DMV's website or by calling a local branch. You can also visit http://www.dmv.org/car-registration.php to find general guidelines.\\nTips\\nIf a seller refuses to meet you at his or her home, refuses to show you their driver’s license and demands cash for the car, you should not purchase the car. The seller’s behavior should raise a number of concerns, one of which is that they do not own the car.\\nIf you purchase a car without a title, you should consider hiring a company to try and get you a perfected title. This will allow you to more easily sell the car in the future, register the car with your state’s DMV and get car insurance.\\n\", \"简要回答\": \"In many states, even if you pay for a car you do not legally own the car without a title. If someone is offering to sell you a car without a title, you should take certain steps to ensure that you are legally purchasing a car, without a lien, and one that has not been considered salvage by an insurance company. Before purchasing the car, you should attempt to secure the title by reaching out to previously registered owners. If you still want to purchase the car without a title, you should take steps to minimize the risk, such as drafting a bill of sale.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Determining Existing Problems with the Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Inspect the car in person and meet the seller.\", \"描述\": \"Before purchasing a car without a title, you should inspect the car in person. This gives you an opportunity to not only examine the car but also the seller. You are looking for a reputable seller who will help you secure a title, if possible. If the seller is pressuring you into buying the car, you should consider walking away from the purchase.\\nAsk the seller whether they ever had the title and how they came into possession of the car. Explain to them that you are trying to determine whether or not you can obtain the title for the car.\\nIf they seem unwilling to help you or uncomfortable answering questions about how they got the car, you should seriously consider not buying the car. Without the title, you have no way of knowing whether the seller has the legal right to sell you the car. If they don’t have the legal right to sell the car, you could be purchasing stolen merchandise.\"}, {\"编号\": 2, \"标题\": \"Identify the VIN number and take a picture.\", \"描述\": \"While you are inspecting the car, be sure to photograph or copy down the car’s vehicle identification number (VIN). Every car is assigned a 17-digit number that identifies the place the car was manufactured, the year, model and make of the car, as well as other identifying features. You can find the VIN number in the following places:\\nBelow the windshield on the driver’s side of the car\\nIn a car’s engine bay on the firewall, which is the wall located between the engine and the passenger compartment.\\nOn a sticker or metal plate located on the doorjamb on the driver’s side of the car.\"}, {\"编号\": 3, \"标题\": \"Run a free VIN number check.\", \"描述\": \"The National Insurance Crime Bureau (NICB) allows people to run a free VIN check in order to determine whether a car has been reported as stolen but not recovered or if a NICB member insurance company listed it as salvage.\\nYou can conduct a VIN search here: https://www.nicb.org/theft_and_fraud_awareness/vincheck. This website allows you to run up to five free VIN searches in a 24-hour period.\\nA car that is listed as salvage may have been in an accident, have serious structural problems or be expensive to repair. Many insurance companies will not insure a salvage-title car, which means that you would not be able to register the car in your state.\"}, {\"编号\": 4, \"标题\": \"Decide whether to walk away from the sale or attempt to secure a title.\", \"描述\": \"If the car has been listed as salvage, you should strongly consider not buying the car unless you are looking to purchase it for parts. If the car has not been listed as salvage or reported as stolen, and they seller seems like a reputable person, you should take steps to acquire the title.\"}]}, {\"编号\": 2, \"标题\": \"Identifying Previous Owners\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ask the seller whether they ever had the title.\", \"描述\": \"If the seller seems willing to help you secure the title to the car, state by asking them whether they ever had the title. If they did, in most states you can easily request a duplicate title for a small fee. You can check the state-by-state requirements for replacing a lost title at: http://www.dmv.org/replacing-a-lost-title.php.\"}, {\"编号\": 2, \"标题\": \"Run a more extensive vehicle report.\", \"描述\": \"If the seller is not sure whether they ever had the title, you can use the VIN number to run a more extensive vehicle information report, which may help you locate the previous title holder. While you will have to pay a fee for this report from companies such as CARFAX, the report provides the following useful information:\\nNumber of owners and the states where the car was registered.\\nInformation regarding liens on the car.\\nAccident reports.\\nMaintenance on the vehicle.\\nAccident history.\\nCar title check.\\nOther damage to the car.\\nWhether the car was salvaged.\"}, {\"编号\": 3, \"标题\": \"Ask the seller for a bill of sale from previous owner.\", \"描述\": \"If the seller does not have a title but did get a bill of sale when he or she purchased the car then you may be able to use the bill of sale to track down the previous owner.\\nYou should check whether the information on the bill of sale matches the information on your vehicle report. Specifically, check if the car was sold in the same state where the car was registered and titled.\\nIdentify the previous owner and try to locate the person using an internet white pages search at whitepages.com. This allows you to search people by name and location in an attempt to locate their phone number.\\nIf you locate the previous owner, call them and ask whether they would be willing to assist you in getting title for the car. You can offer to pay for any fees that they may incur as a way of encouraging them to fill out the online paperwork and transfer title.\"}, {\"编号\": 4, \"标题\": \"Contact that last DMV where the car was registered.\", \"描述\": \"If you are unable to locate the previous owner, you should contact the DMV for that state and explain that you are looking to secure a proper title to the car and give them the name of the seller and the VIN number for the car and the bill of sale. The DMV may be able to help you or explain what, if any, additional steps you need to take.\\nYou can find contact information for motor vehicle departments in the United States at: http://www.dmvnv.com/50_state_dmv_list.html.\"}, {\"编号\": 5, \"标题\": \"Consider hiring a title company.\", \"描述\": \"If you are unable to get the title for the car, you should consider hiring a title company to try and get the proper title for you. You can do this before you purchase the car or if you already purchased the car without a title. You can find businesses that help you get titles by conducting an internet search for “title recovery services.”\\nBefore hiring a title recovery company, check with the Better Business Bureau at https://www.bbb.org, to see whether there have been any complaints filed against the company.\"}]}, {\"编号\": 3, \"标题\": \"Drafting a Bill of Sale\", \"步骤\": [{\"编号\": 1, \"标题\": \"Draft a bill of sale.\", \"描述\": \"If you decide to purchase the car with or without the title you should draft a bill of sale. A bill of sale is a sales agreement between two parties. Some states require that you have a bill of sale in order to transfer title. Even if it is not required, you should still get a bill of sale for your own records to document proof of purchase. You should have the bill of sale notarized and it should include the following information:\\nThe name and address of the seller(s).\\nThe name and address of the buyer(s).\\nInformation on the car being bought/sold, including the make, model, body type, year and VIN number.\\nList any additional items that the sale includes, if applicable, such as snow tires.\\nThe current odometer reading.\\nThe full purchase price.\\nA warranty from the seller stating that he or she is the legal owner and that the vehicle is free from all liens or encumbrances.\\nWhether the vehicle has been inspected by a mechanic prior to purchase.\\nInformation identifying the condition of the vehicle and whether it is being sold “as is.”\\nIdentify whether the vehicle was a salvage vehicle, deemed a total loss by an insurance company, or whether the vehicle was repaired under “lemon law.”\\nIdentify any additional terms of sale.\\nSignatures by all parties to the sale of the car in front of a notary.\"}, {\"编号\": 2, \"标题\": \"Get proof of payment.\", \"描述\": \"In addition to the bill of sale, you should purchase the car with a check or bank check where you can demonstrate that you paid the funds to the seller.\"}, {\"编号\": 3, \"标题\": \"Transfer title.\", \"描述\": \"If you were able to assist the seller in replacing a lost title or having a previous owner transfer title to the seller, you should make sure that the seller transfers the title to you when you are exchanging payment for the car.\"}, {\"编号\": 4, \"标题\": \"Register your vehicle.\", \"描述\": \"Some states, such as New York, will allow you to register your vehicle with the state without the title. After completing your state’s required paperwork, the state may issue you a non-transferable registration, which means that the car is registered in the state, that you can use the car but that you cannot sell it to another person.\\nYou can find the required paperwork on your state DMV's website or by calling a local branch. You can also visit http://www.dmv.org/car-registration.php to find general guidelines.\"}], \"小提示\": [\"If a seller refuses to meet you at his or her home, refuses to show you their driver’s license and demands cash for the car, you should not purchase the car. The seller’s behavior should raise a number of concerns, one of which is that they do not own the car.\\n\", \"If you purchase a car without a title, you should consider hiring a company to try and get you a perfected title. This will allow you to more easily sell the car in the future, register the car with your state’s DMV and get car insurance.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,995 |
How to Buy a Car in the USA As a Foreigner
|
1. Planning your Financing Options
1-1. Shop for a car you can afford.
Getting a car loan is not impossible as a newcomer to the U.S., but there are some additional difficulties. Start out by shopping around, perhaps for a used car, that will be cheaper. If you can afford to pay cash, then you won’t need to worry about financing.
1-2. Research the lenders’ credit requirements.
If you need a car loan, understand that different banks or credit unions have different requirements regarding prior credit history. You will want to shop around and ask. It is possible to get a loan as a foreigner. Just be prepared that you may need to pay a bit higher interest rate.
1-3. Consider where the car will eventually be based.
There may be shipping restrictions across borders by the lender while debt is owed. In addition, if you're planning to take the car out of the United States, foreign countries may lack repair facilities for your vehicle or require engine modifications before you can legally drive.
1-4. Try an expat-specific financing company.
Before you move to the United States, begin researching "expat car leasing and financing companies." You will find a variety of companies, like Expatride, International AutoSource, and many others. These companies offer financing and leasing rates to expats at competitive local prices. If possible, contact a company before you move to the US to take advantage of special offers and savings.
1-5. Compare bank rates with dealer lending rates.
Many buyers may not realize that banks are not the only lenders. Most new car dealers will also handle their own financing. In some cases, if you finance your car purchase through the dealer, you may be able to get a better rate than you could get at a bank or other finance company. Research the conventional lenders first, and then keep these numbers in mind when you are shopping for cars.
1-6. Consider leasing as an alternative to buying.
Work with the expat car service to get a better understanding of which of these options work best with your visa length and planned stay time in the country.
2. Getting Car Insurance
2-1. Make sure you can legally drive in the U.S.
In order to drive in the United States, you will need a recognized form of driver's identification. If you have a foreign license written in English, you can use this license as a visitor or for a time after you become a resident (the specific time varies by state). However, if your license is in another language, you will have to get an International Driving License (IDL) from your home country before you visit the U.S. If you plan to immigrate, you will need to exchange your foreign license for a U.S. one within a certain amount of time. Residents of the following countries may do so easily through reciprocity agreements:
Canada.
France.
Germany.
South Korea.
2-2. Understand the obligation.
In most of the U.S., you are required to have car insurance in order to drive. Before you are able to drive your new car away from the dealership, you will have to show proof that you are insured.
New Hampshire is the only state that does not require car insurance, but even they highly recommend it.
2-3. Find out the insurance requirements for your state.
Although generally we say that every state requires you to have automotive liability insurance, the minimum requirements are different from state to state. In addition, lenders will usually require comprehensive and collision insurance for new cars. You will need to identify the requirements for the state where you intend to buy and register your car.
2-4. Secure affordable auto insurance.
Shop around, before you come to the U.S. or after you arrive, to find the best rates. Your expat car service should be able to help you secure auto insurance at an affordable rate.
3. Finding and Buying a Car
3-1. Consider your needs.
When buying a car, you will want to consider such things as the size (how many people are in your family?), the distance you will need to travel, and whether good gas mileage is important to you.
3-2. Research your options.
Take the time to research and become familiar with your vehicle options. Available manufacturers in the U.S. may differ from your home country. Consider asking your expat car service representative questions about the available vehicles.
3-3. Negotiate the best price you can
In the U.S., prices for most items are set by the merchant and are not negotiable. Cars are different. Cars are listed with a “sticker price” (that is the price on the sticker posted in the car’s window). Most dealers, however, expect that you will make an offer that may be a few thousand dollars less than the sticker price. For a used car, there is usually even more room for negotiation. Some keys to good negotiation include:
Research the car you want before you begin negotiating. After you have completed your shopping and you believe you have found the car you want, research it thoroughly. Using online sources like KellyBlueBook.com or Edmunds.com, you can look up the values of both new and used cars. These will give you a starting place for your negotiating.
Have a target price in mind. Before you begin the process, you should know what you want to pay, and then a higher amount that you might be willing to pay.
Use leverage to your advantage. When you are negotiating a price for a car, let the salesman believe that you are willing to walk away and go buy a different car from someone else. If they know they might lose your business, they may be willing to lower the price.
Focus on the car’s price, not the monthly payments. Many car salesmen will try negotiating the price in terms of monthly payments, rather than the total. If you do this, you run the risk of adding thousands of dollars to the price without really noticing it. Keep the conversation focused on the total price.
4. Registering Your New or Used Car
4-1. Let the dealer handle it, if you are buying from a dealer.
Almost all professional car dealerships, whether you are buying a new or a used car, will do the work of registering a car and getting the license plates for it.
4-2. Contact the Department of Motor Vehicles for the state where you reside.
Each state has a Department of Motor Vehicles (or it may be referred as Department of Transportation, Registry of Motor Vehicles, or some other similar name). If you are handling the registration yourself, you will need to contact this office or review its web site and find out their specific requirements for car registration.
A handy site with contact information for all 50 states is DMV.org.
4-3. Collect the information that you will need to register your car.
In most states, before you can register your car, you will need to get the following pieces of information:
A registration application, which you can usually download from your state’s DMV web site.
The title for the new car, showing your name as the owner. A lien might be on title if it has been financed.
Proof of a satisfactory vehicle inspection. In most states, every car must pass a safety inspection in order to be registered. Some states also require an emissions or pollution test as well. You will need to take the car to a licensed mechanic or testing center to get inspected.
If you have not registered the car yet, you will not be able to drive it to the inspection location. If you are buying a used car, you will probably drive the car with the seller’s license plates to the inspection site, and then you will be able to get your own registration.
Proof of insurance.
Payment for sales tax and other registration fees. Check with the DMV web site in your state to determine what this will be. It varies from state to state.
5. Shipping Your Car Overseas
5-1. Select the type of transport.
If, after you are through in the U.S., you choose to return home with your American-bought car, there are essentially three different choices for shipping. They vary based on time, cost, and security.
Roll On, Roll Off (RORO): Vehicles are driven directly onto a ship and are lashed down. The travel time across the ocean (from the east coast to Europe, or from the west coast to Asia) is approximately two weeks. The cost is reasonable, but there is a risk of damage or theft.
Containerized Shipping: About six cars at a time are loaded into a closed, locked container, which is then loaded onto a ship. This is a more expensive alternative but provides added security than the RORO method.
Air freight: This is the most secure and fastest method of shipping your car. It is also the most expensive.
5-2. Clear your car through US Customs as part of shipping it.
You will need to show the title that you received when you purchased the car, showing your name as the vehicle's owner, in order to go through Customs. If you purchased the car at an auction (primarily for dealers), you would need the auction gate release and a report from the DMV showing that the title is clear.
5-3. Protect your car and personal property for the voyage.
Many shipping companies recommend that you remove any personal property from inside the car before shipping it. At least one source suggests that you protect your car seats and dashboard with plastic sheeting. You also need to deliver the car to the shipper with as little gas left in the tank as possible.
5-4. Remove your license plates and personal papers from the car.
Before shipping take these items off the car. Make sure that you have the title and registration, along with any other private information or personal identifying paperwork, with you before you leave the car with the shipping company. Take these materials with you then when you pick up your car at your destination.
Tips
Do your research. Remember to ask about financing services, auto insurance, and long term rental capabilities before you choose a company. Choose an expat car service that offers all of these services at affordable rates.
Research whether you need an international driver's license before you leave home. Requirements vary from state to state and will vary depending on the length of time you are in the U.S. In most states, if you are establishing a residence, you will be able to get a local driver's license and still keep your original license. If you are only in the U.S. temporarily, you may be able to drive with you home license alone.
|
{
"create_time": "20230517 11:01:08",
"回答明细": "{\"回答\": \"1. Planning your Financing Options\\n1-1. Shop for a car you can afford.\\nGetting a car loan is not impossible as a newcomer to the U.S., but there are some additional difficulties. Start out by shopping around, perhaps for a used car, that will be cheaper. If you can afford to pay cash, then you won’t need to worry about financing.\\n1-2. Research the lenders’ credit requirements.\\nIf you need a car loan, understand that different banks or credit unions have different requirements regarding prior credit history. You will want to shop around and ask. It is possible to get a loan as a foreigner. Just be prepared that you may need to pay a bit higher interest rate.\\n1-3. Consider where the car will eventually be based.\\nThere may be shipping restrictions across borders by the lender while debt is owed. In addition, if you're planning to take the car out of the United States, foreign countries may lack repair facilities for your vehicle or require engine modifications before you can legally drive.\\n1-4. Try an expat-specific financing company.\\nBefore you move to the United States, begin researching \\\"expat car leasing and financing companies.\\\" You will find a variety of companies, like Expatride, International AutoSource, and many others. These companies offer financing and leasing rates to expats at competitive local prices. If possible, contact a company before you move to the US to take advantage of special offers and savings.\\n1-5. Compare bank rates with dealer lending rates.\\nMany buyers may not realize that banks are not the only lenders. Most new car dealers will also handle their own financing. In some cases, if you finance your car purchase through the dealer, you may be able to get a better rate than you could get at a bank or other finance company. Research the conventional lenders first, and then keep these numbers in mind when you are shopping for cars.\\n1-6. Consider leasing as an alternative to buying.\\nWork with the expat car service to get a better understanding of which of these options work best with your visa length and planned stay time in the country.\\n2. Getting Car Insurance\\n2-1. Make sure you can legally drive in the U.S.\\nIn order to drive in the United States, you will need a recognized form of driver's identification. If you have a foreign license written in English, you can use this license as a visitor or for a time after you become a resident (the specific time varies by state). However, if your license is in another language, you will have to get an International Driving License (IDL) from your home country before you visit the U.S. If you plan to immigrate, you will need to exchange your foreign license for a U.S. one within a certain amount of time. Residents of the following countries may do so easily through reciprocity agreements:\\nCanada.\\nFrance.\\nGermany.\\nSouth Korea.\\n2-2. Understand the obligation.\\nIn most of the U.S., you are required to have car insurance in order to drive. Before you are able to drive your new car away from the dealership, you will have to show proof that you are insured.\\nNew Hampshire is the only state that does not require car insurance, but even they highly recommend it.\\n2-3. Find out the insurance requirements for your state.\\nAlthough generally we say that every state requires you to have automotive liability insurance, the minimum requirements are different from state to state. In addition, lenders will usually require comprehensive and collision insurance for new cars. You will need to identify the requirements for the state where you intend to buy and register your car.\\n2-4. Secure affordable auto insurance.\\nShop around, before you come to the U.S. or after you arrive, to find the best rates. Your expat car service should be able to help you secure auto insurance at an affordable rate.\\n3. Finding and Buying a Car\\n3-1. Consider your needs.\\nWhen buying a car, you will want to consider such things as the size (how many people are in your family?), the distance you will need to travel, and whether good gas mileage is important to you.\\n3-2. Research your options.\\nTake the time to research and become familiar with your vehicle options. Available manufacturers in the U.S. may differ from your home country. Consider asking your expat car service representative questions about the available vehicles.\\n3-3. Negotiate the best price you can\\nIn the U.S., prices for most items are set by the merchant and are not negotiable. Cars are different. Cars are listed with a “sticker price” (that is the price on the sticker posted in the car’s window). Most dealers, however, expect that you will make an offer that may be a few thousand dollars less than the sticker price. For a used car, there is usually even more room for negotiation. Some keys to good negotiation include:\\nResearch the car you want before you begin negotiating. After you have completed your shopping and you believe you have found the car you want, research it thoroughly. Using online sources like KellyBlueBook.com or Edmunds.com, you can look up the values of both new and used cars. These will give you a starting place for your negotiating.\\nHave a target price in mind. Before you begin the process, you should know what you want to pay, and then a higher amount that you might be willing to pay.\\nUse leverage to your advantage. When you are negotiating a price for a car, let the salesman believe that you are willing to walk away and go buy a different car from someone else. If they know they might lose your business, they may be willing to lower the price.\\nFocus on the car’s price, not the monthly payments. Many car salesmen will try negotiating the price in terms of monthly payments, rather than the total. If you do this, you run the risk of adding thousands of dollars to the price without really noticing it. Keep the conversation focused on the total price.\\n4. Registering Your New or Used Car\\n4-1. Let the dealer handle it, if you are buying from a dealer.\\nAlmost all professional car dealerships, whether you are buying a new or a used car, will do the work of registering a car and getting the license plates for it.\\n4-2. Contact the Department of Motor Vehicles for the state where you reside.\\nEach state has a Department of Motor Vehicles (or it may be referred as Department of Transportation, Registry of Motor Vehicles, or some other similar name). If you are handling the registration yourself, you will need to contact this office or review its web site and find out their specific requirements for car registration.\\nA handy site with contact information for all 50 states is DMV.org.\\n4-3. Collect the information that you will need to register your car.\\nIn most states, before you can register your car, you will need to get the following pieces of information:\\nA registration application, which you can usually download from your state’s DMV web site.\\nThe title for the new car, showing your name as the owner. A lien might be on title if it has been financed.\\nProof of a satisfactory vehicle inspection. In most states, every car must pass a safety inspection in order to be registered. Some states also require an emissions or pollution test as well. You will need to take the car to a licensed mechanic or testing center to get inspected.\\nIf you have not registered the car yet, you will not be able to drive it to the inspection location. If you are buying a used car, you will probably drive the car with the seller’s license plates to the inspection site, and then you will be able to get your own registration.\\nProof of insurance.\\nPayment for sales tax and other registration fees. Check with the DMV web site in your state to determine what this will be. It varies from state to state.\\n5. Shipping Your Car Overseas\\n5-1. Select the type of transport.\\nIf, after you are through in the U.S., you choose to return home with your American-bought car, there are essentially three different choices for shipping. They vary based on time, cost, and security.\\nRoll On, Roll Off (RORO): Vehicles are driven directly onto a ship and are lashed down. The travel time across the ocean (from the east coast to Europe, or from the west coast to Asia) is approximately two weeks. The cost is reasonable, but there is a risk of damage or theft.\\nContainerized Shipping: About six cars at a time are loaded into a closed, locked container, which is then loaded onto a ship. This is a more expensive alternative but provides added security than the RORO method.\\nAir freight: This is the most secure and fastest method of shipping your car. It is also the most expensive.\\n5-2. Clear your car through US Customs as part of shipping it.\\nYou will need to show the title that you received when you purchased the car, showing your name as the vehicle's owner, in order to go through Customs. If you purchased the car at an auction (primarily for dealers), you would need the auction gate release and a report from the DMV showing that the title is clear.\\n5-3. Protect your car and personal property for the voyage.\\nMany shipping companies recommend that you remove any personal property from inside the car before shipping it. At least one source suggests that you protect your car seats and dashboard with plastic sheeting. You also need to deliver the car to the shipper with as little gas left in the tank as possible.\\n5-4. Remove your license plates and personal papers from the car.\\nBefore shipping take these items off the car. Make sure that you have the title and registration, along with any other private information or personal identifying paperwork, with you before you leave the car with the shipping company. Take these materials with you then when you pick up your car at your destination.\\nTips\\nDo your research. Remember to ask about financing services, auto insurance, and long term rental capabilities before you choose a company. Choose an expat car service that offers all of these services at affordable rates.\\nResearch whether you need an international driver's license before you leave home. Requirements vary from state to state and will vary depending on the length of time you are in the U.S. In most states, if you are establishing a residence, you will be able to get a local driver's license and still keep your original license. If you are only in the U.S. temporarily, you may be able to drive with you home license alone.\\n\", \"简要回答\": \"Buying a car is a big event and contains several steps, even for American citizens. There are actually very few, if any, separate requirements for visitors or immigrants from other countries who wish to buy a car in the U.S. Nevertheless, understanding all the requirements is important and will make the process easier. Along the way, there are some resources that may be helpful to foreigners in the U.S.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Planning your Financing Options\", \"步骤\": [{\"编号\": 1, \"标题\": \"Shop for a car you can afford.\", \"描述\": \"Getting a car loan is not impossible as a newcomer to the U.S., but there are some additional difficulties. Start out by shopping around, perhaps for a used car, that will be cheaper. If you can afford to pay cash, then you won’t need to worry about financing.\"}, {\"编号\": 2, \"标题\": \"Research the lenders’ credit requirements.\", \"描述\": \"If you need a car loan, understand that different banks or credit unions have different requirements regarding prior credit history. You will want to shop around and ask. It is possible to get a loan as a foreigner. Just be prepared that you may need to pay a bit higher interest rate.\"}, {\"编号\": 3, \"标题\": \"Consider where the car will eventually be based.\", \"描述\": \"There may be shipping restrictions across borders by the lender while debt is owed. In addition, if you're planning to take the car out of the United States, foreign countries may lack repair facilities for your vehicle or require engine modifications before you can legally drive.\"}, {\"编号\": 4, \"标题\": \"Try an expat-specific financing company.\", \"描述\": \"Before you move to the United States, begin researching \\\"expat car leasing and financing companies.\\\" You will find a variety of companies, like Expatride, International AutoSource, and many others. These companies offer financing and leasing rates to expats at competitive local prices. If possible, contact a company before you move to the US to take advantage of special offers and savings.\"}, {\"编号\": 5, \"标题\": \"Compare bank rates with dealer lending rates.\", \"描述\": \"Many buyers may not realize that banks are not the only lenders. Most new car dealers will also handle their own financing. In some cases, if you finance your car purchase through the dealer, you may be able to get a better rate than you could get at a bank or other finance company. Research the conventional lenders first, and then keep these numbers in mind when you are shopping for cars.\"}, {\"编号\": 6, \"标题\": \"Consider leasing as an alternative to buying.\", \"描述\": \"Work with the expat car service to get a better understanding of which of these options work best with your visa length and planned stay time in the country.\"}]}, {\"编号\": 2, \"标题\": \"Getting Car Insurance\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure you can legally drive in the U.S.\", \"描述\": \"In order to drive in the United States, you will need a recognized form of driver's identification. If you have a foreign license written in English, you can use this license as a visitor or for a time after you become a resident (the specific time varies by state). However, if your license is in another language, you will have to get an International Driving License (IDL) from your home country before you visit the U.S. If you plan to immigrate, you will need to exchange your foreign license for a U.S. one within a certain amount of time. Residents of the following countries may do so easily through reciprocity agreements:\\nCanada.\\nFrance.\\nGermany.\\nSouth Korea.\"}, {\"编号\": 2, \"标题\": \"Understand the obligation.\", \"描述\": \"In most of the U.S., you are required to have car insurance in order to drive. Before you are able to drive your new car away from the dealership, you will have to show proof that you are insured.\\nNew Hampshire is the only state that does not require car insurance, but even they highly recommend it.\"}, {\"编号\": 3, \"标题\": \"Find out the insurance requirements for your state.\", \"描述\": \"Although generally we say that every state requires you to have automotive liability insurance, the minimum requirements are different from state to state. In addition, lenders will usually require comprehensive and collision insurance for new cars. You will need to identify the requirements for the state where you intend to buy and register your car.\"}, {\"编号\": 4, \"标题\": \"Secure affordable auto insurance.\", \"描述\": \"Shop around, before you come to the U.S. or after you arrive, to find the best rates. Your expat car service should be able to help you secure auto insurance at an affordable rate.\"}]}, {\"编号\": 3, \"标题\": \"Finding and Buying a Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider your needs.\", \"描述\": \"When buying a car, you will want to consider such things as the size (how many people are in your family?), the distance you will need to travel, and whether good gas mileage is important to you.\"}, {\"编号\": 2, \"标题\": \"Research your options.\", \"描述\": \"Take the time to research and become familiar with your vehicle options. Available manufacturers in the U.S. may differ from your home country. Consider asking your expat car service representative questions about the available vehicles.\"}, {\"编号\": 3, \"标题\": \"Negotiate the best price you can\", \"描述\": \"In the U.S., prices for most items are set by the merchant and are not negotiable. Cars are different. Cars are listed with a “sticker price” (that is the price on the sticker posted in the car’s window). Most dealers, however, expect that you will make an offer that may be a few thousand dollars less than the sticker price. For a used car, there is usually even more room for negotiation. Some keys to good negotiation include:\\nResearch the car you want before you begin negotiating. After you have completed your shopping and you believe you have found the car you want, research it thoroughly. Using online sources like KellyBlueBook.com or Edmunds.com, you can look up the values of both new and used cars. These will give you a starting place for your negotiating.\\nHave a target price in mind. Before you begin the process, you should know what you want to pay, and then a higher amount that you might be willing to pay.\\nUse leverage to your advantage. When you are negotiating a price for a car, let the salesman believe that you are willing to walk away and go buy a different car from someone else. If they know they might lose your business, they may be willing to lower the price.\\nFocus on the car’s price, not the monthly payments. Many car salesmen will try negotiating the price in terms of monthly payments, rather than the total. If you do this, you run the risk of adding thousands of dollars to the price without really noticing it. Keep the conversation focused on the total price.\"}]}, {\"编号\": 4, \"标题\": \"Registering Your New or Used Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Let the dealer handle it, if you are buying from a dealer.\", \"描述\": \"Almost all professional car dealerships, whether you are buying a new or a used car, will do the work of registering a car and getting the license plates for it.\"}, {\"编号\": 2, \"标题\": \"Contact the Department of Motor Vehicles for the state where you reside.\", \"描述\": \"Each state has a Department of Motor Vehicles (or it may be referred as Department of Transportation, Registry of Motor Vehicles, or some other similar name). If you are handling the registration yourself, you will need to contact this office or review its web site and find out their specific requirements for car registration.\\nA handy site with contact information for all 50 states is DMV.org.\"}, {\"编号\": 3, \"标题\": \"Collect the information that you will need to register your car.\", \"描述\": \"In most states, before you can register your car, you will need to get the following pieces of information:\\nA registration application, which you can usually download from your state’s DMV web site.\\nThe title for the new car, showing your name as the owner. A lien might be on title if it has been financed.\\nProof of a satisfactory vehicle inspection. In most states, every car must pass a safety inspection in order to be registered. Some states also require an emissions or pollution test as well. You will need to take the car to a licensed mechanic or testing center to get inspected.\\nIf you have not registered the car yet, you will not be able to drive it to the inspection location. If you are buying a used car, you will probably drive the car with the seller’s license plates to the inspection site, and then you will be able to get your own registration.\\nProof of insurance.\\nPayment for sales tax and other registration fees. Check with the DMV web site in your state to determine what this will be. It varies from state to state.\"}]}, {\"编号\": 5, \"标题\": \"Shipping Your Car Overseas\", \"步骤\": [{\"编号\": 1, \"标题\": \"Select the type of transport.\", \"描述\": \"If, after you are through in the U.S., you choose to return home with your American-bought car, there are essentially three different choices for shipping. They vary based on time, cost, and security.\\nRoll On, Roll Off (RORO): Vehicles are driven directly onto a ship and are lashed down. The travel time across the ocean (from the east coast to Europe, or from the west coast to Asia) is approximately two weeks. The cost is reasonable, but there is a risk of damage or theft.\\nContainerized Shipping: About six cars at a time are loaded into a closed, locked container, which is then loaded onto a ship. This is a more expensive alternative but provides added security than the RORO method.\\nAir freight: This is the most secure and fastest method of shipping your car. It is also the most expensive.\"}, {\"编号\": 2, \"标题\": \"Clear your car through US Customs as part of shipping it.\", \"描述\": \"You will need to show the title that you received when you purchased the car, showing your name as the vehicle's owner, in order to go through Customs. If you purchased the car at an auction (primarily for dealers), you would need the auction gate release and a report from the DMV showing that the title is clear.\"}, {\"编号\": 3, \"标题\": \"Protect your car and personal property for the voyage.\", \"描述\": \"Many shipping companies recommend that you remove any personal property from inside the car before shipping it. At least one source suggests that you protect your car seats and dashboard with plastic sheeting. You also need to deliver the car to the shipper with as little gas left in the tank as possible.\"}, {\"编号\": 4, \"标题\": \"Remove your license plates and personal papers from the car.\", \"描述\": \"Before shipping take these items off the car. Make sure that you have the title and registration, along with any other private information or personal identifying paperwork, with you before you leave the car with the shipping company. Take these materials with you then when you pick up your car at your destination.\"}], \"小提示\": [\"Do your research. Remember to ask about financing services, auto insurance, and long term rental capabilities before you choose a company. Choose an expat car service that offers all of these services at affordable rates.\\n\", \"Research whether you need an international driver's license before you leave home. Requirements vary from state to state and will vary depending on the length of time you are in the U.S. In most states, if you are establishing a residence, you will be able to get a local driver's license and still keep your original license. If you are only in the U.S. temporarily, you may be able to drive with you home license alone.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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7,996 |
How to Buy a Cat
|
1. Planning to Buy
1-1. Make sure everyone in your home is ready to get a cat.
Everyone in your house might need to pitch in and help take care of the cat, so it’s a good idea to discuss your plan ahead of time. If you are trying to convince your parents or someone else to let you get a cat, let them know that you will be responsible for it, and that you have done your research on how to care for it.
Some cats can live fifteen-twenty years or more. Before getting a cat, make sure that you or your family is willing and able to commit to taking care of an animal for that long. For instance, if your parents let you get a cat as a kid, make sure you or someone will be able to take care of the cat if you move out later on.
Be prepared to spend time with your cat. Cats are relatively independent, and can stand to be alone for parts of the day. However, they still need lots of attention and play time, so make sure you and/or your family can commit.
Be prepared to cover the costs of having a cat. Aside from the upfront costs of buying a cat and the supplies it needs, you will need to supply food, treats, shelter, toys, and vet care throughout the cat’s life.
1-2. Think about what kind of cat you want.
There are many different kinds of cats. Some people are interested in a particular breed, such as a Maine Coon, Abyssinian, Prussian Blue, Angora, or Siamese. Mixed breed cats, however, make wonderful pets as well. You should also consider whether you want to get a cat as a kitten or one that is older.
If you are interested in a particular breed, research it before buying one. Each breed is unique in terms of looks and behavior. Many breeds have special needs and/or are prone to medical problems, so you will also want to be prepared for these concerns.
Mixed-breed cats may live healthier lives, and can make very friendly and loyal pets. They are also easier to find and far less expensive than pure-bred cats of a particular breed.
If you bring home a kitten, you will raise it and discover its behavior along the way. If you buy or adopt an older cat, you will have a better idea of its temperament from the start.
1-3. Get the supplies you need.
Before bringing a cat home, you’ll want to make sure you have everything it needs to adjust to its new home. Items you may need to take care of your cat include:
A litter box and litter
Food and water dishes
A supply of food and treats
A scratching post
Toys
A bed or other place for the cat to sleep
A brush to groom your cat
Nail clippers or caps
A collar and name tag
1-4. Cat-proof your home.
Cats are curious creatures; to prevent yours from getting into something it shouldn’t, take steps to make your home safe before you buy the animal. For instance:
Make sure there aren’t any electrical cords that your cat can easily reach and chew on.
Put cleaning products, poisons, and medications in a place your cat can’t reach.
Keep your cat away from any toxic houseplants.
Make sure your cat will have a quiet and safe place to rest.
1-5. Plan to visit a veterinarian.
Once you have your cat, you will need to take it to a vet as soon as possible so that it can have its general health assessed, and receive any vaccines or other care it may need. If the cat is over four months old, it can also be neutered.
You can find out about good vets in your area by asking animal shelters and other cat owners for recommendations, as well as researching them online.
1-6. Consider getting pet insurance.
Pet insurance policies usually don’t cover routine shots (which owners should get anyway), but getting a policy can save you from worrying about being able to cover the costs if the cat ever becomes sick or injured.
2. Finding a Cat to Buy
2-1. Consider getting a cat from an animal shelter.
Your local animal shelter probably has many excellent cats who are in need of a good home, and most animal societies will suggest this as the first place to start looking for a cat. Shelters usually have a large variety of cats to choose from, so they are a good option if you can’t decide beforehand which kind you want.
Animal shelters usually charge a small adoption fee as well as a fee to cover the cost of spaying/neutering and vaccinations.
You can also adopt an older cat from a shelter, if you want. That way you will already know something about its temperament—for example, if it is ready to live with children, how playful it is, if it is house trained, etc.
Many animal shelters allow you to preview available cats online ahead of time. Always see the cat in person before you decide to take it home, however.
2-2. Look for cats available from rescue groups.
Much like animal shelters, cat rescue groups have many felines ready to find good homes. These groups place the cats in foster homes until permanent owners (such as you) can be found. You can look online to see if such a group is available in your area.
Cat rescue groups may charge a small adoption fee as well as a fee to cover the cost of spaying/neutering and vaccinations.
2-3. Research local pet stores.
Some pet stores may sell kittens. Many, however, work with animal shelters to help rescued cats find new homes.
Some pet stores hold regular adoption fairs, connecting cats with potential owners. These are also opportunities to find out more about caring for cats, finding a good vet, etc.
In addition to the cost of the cat, pet stores may charge fees for spaying/neutering and vaccinations.
If you want to buy a purebred cat or kitten from a store, make sure that it is not from a “kitten mill” that practices irresponsible breeding. Make sure that you can find out who the cat’s breeder is and how the cat was cared for. Many pet stores may not sell purebred cats at all because cat associations prefer breeders to sell their felines directly.
Pet stores focus on selling, so they may or may not not give you good information about caring for the the cat long-term.
2-4. Choose a reputable breeder if you want a purebred cat.
If you are certain that you want a particular breed of cat, your best choice is a good breeder. Do research on cat breeders in your area ahead of time. Your local animal association should have a list of reputable breeders.
Be prepared to pay hundreds or thousands of dollars for a purebred cat.
Reputable breeders will be able to supply you with copies of pedigree papers and veterinarian records. These will show that the cat has been fully vaccinated and treated for worms and fleas.
Ask when the kitten was born, how old its mother is, and how many litters she has had.
Visit the place where the kitten was born, and make sure it is clean and safe, free from odors, and that there is room for the kittens to play and get exercise.
Breeders may ask you to spay/neuter the cat as a condition of ownership.
Use good judgment: if any breeder does not want to share information with you, or if you see signs that the breeder is not taking good care of the cats, seek another one.
2-5. Be wary of free kittens.
It is often relatively easy to find offers of “free kittens” or “kittens free to a good home” online, on community bulletin boards, advertised in newspapers, etc. These kittens may not have been to a vet, so even if one is initially “free,” you will still be paying for it if you want to take good care of the cat. If you take a free kitten home, have a vet inspect it as soon as possible to make sure it is good health, has any vaccinations it needs, and is ready to be spayed or neutered.
2-6. Inspect a kitten carefully before you buy it.
Cats purchased from breeders should be in excellent health. Most cats offered for adoption at animal shelters or other locations are also in very good health. If you are willing to take care of an animal with a health problem, animal shelters will help you understand its needs. In all cases, you should see the cat before you agree to buy it and bring it home.
Gently feel the cat’s ribs. Healthy cats will have some fat covering them.
The kitten’s fur should be smooth and shiny, and its eyes and ears should be clean, with no signs of discharge.
Notice how the cat reacts to people; it should not hiss or back away from people. Good breeders will make sure that their kittens have good temperaments and are well-socialized. Animal shelters should be able to give you tips on a particular cat's behavior.
2-7. Expect questions from an animal shelter or breeder.
Before letting you take a cat home, good breeders or animal shelters will want to make sure that you are prepared to take care of it. Questions they might ask you include:
Do you have other animals? If so, how will they react to a new kitten?
How often will the kitten be left on its own, and for how long?
What kind of space will the animal have access to? How will it be protected from traffic, other animals, getting lost, etc.?
Who will be the kitten’s vet?
What are your plans if the kitten does not adjust to your home? (Good breeders, many pet stores, and some shelters will offer to take back a kitten within a certain time frame if things do not work out.)
|
{
"create_time": "20230517 11:01:08",
"回答明细": "{\"回答\": \"1. Planning to Buy\\n1-1. Make sure everyone in your home is ready to get a cat.\\nEveryone in your house might need to pitch in and help take care of the cat, so it’s a good idea to discuss your plan ahead of time. If you are trying to convince your parents or someone else to let you get a cat, let them know that you will be responsible for it, and that you have done your research on how to care for it.\\nSome cats can live fifteen-twenty years or more. Before getting a cat, make sure that you or your family is willing and able to commit to taking care of an animal for that long. For instance, if your parents let you get a cat as a kid, make sure you or someone will be able to take care of the cat if you move out later on.\\nBe prepared to spend time with your cat. Cats are relatively independent, and can stand to be alone for parts of the day. However, they still need lots of attention and play time, so make sure you and/or your family can commit.\\nBe prepared to cover the costs of having a cat. Aside from the upfront costs of buying a cat and the supplies it needs, you will need to supply food, treats, shelter, toys, and vet care throughout the cat’s life.\\n1-2. Think about what kind of cat you want.\\nThere are many different kinds of cats. Some people are interested in a particular breed, such as a Maine Coon, Abyssinian, Prussian Blue, Angora, or Siamese. Mixed breed cats, however, make wonderful pets as well. You should also consider whether you want to get a cat as a kitten or one that is older.\\nIf you are interested in a particular breed, research it before buying one. Each breed is unique in terms of looks and behavior. Many breeds have special needs and/or are prone to medical problems, so you will also want to be prepared for these concerns.\\nMixed-breed cats may live healthier lives, and can make very friendly and loyal pets. They are also easier to find and far less expensive than pure-bred cats of a particular breed.\\nIf you bring home a kitten, you will raise it and discover its behavior along the way. If you buy or adopt an older cat, you will have a better idea of its temperament from the start.\\n1-3. Get the supplies you need.\\nBefore bringing a cat home, you’ll want to make sure you have everything it needs to adjust to its new home. Items you may need to take care of your cat include:\\nA litter box and litter\\nFood and water dishes\\nA supply of food and treats\\nA scratching post\\nToys\\nA bed or other place for the cat to sleep\\nA brush to groom your cat\\nNail clippers or caps\\nA collar and name tag\\n1-4. Cat-proof your home.\\nCats are curious creatures; to prevent yours from getting into something it shouldn’t, take steps to make your home safe before you buy the animal. For instance:\\nMake sure there aren’t any electrical cords that your cat can easily reach and chew on.\\nPut cleaning products, poisons, and medications in a place your cat can’t reach.\\nKeep your cat away from any toxic houseplants.\\nMake sure your cat will have a quiet and safe place to rest.\\n1-5. Plan to visit a veterinarian.\\nOnce you have your cat, you will need to take it to a vet as soon as possible so that it can have its general health assessed, and receive any vaccines or other care it may need. If the cat is over four months old, it can also be neutered.\\nYou can find out about good vets in your area by asking animal shelters and other cat owners for recommendations, as well as researching them online.\\n1-6. Consider getting pet insurance.\\nPet insurance policies usually don’t cover routine shots (which owners should get anyway), but getting a policy can save you from worrying about being able to cover the costs if the cat ever becomes sick or injured.\\n2. Finding a Cat to Buy\\n2-1. Consider getting a cat from an animal shelter.\\nYour local animal shelter probably has many excellent cats who are in need of a good home, and most animal societies will suggest this as the first place to start looking for a cat. Shelters usually have a large variety of cats to choose from, so they are a good option if you can’t decide beforehand which kind you want.\\nAnimal shelters usually charge a small adoption fee as well as a fee to cover the cost of spaying/neutering and vaccinations.\\nYou can also adopt an older cat from a shelter, if you want. That way you will already know something about its temperament—for example, if it is ready to live with children, how playful it is, if it is house trained, etc.\\nMany animal shelters allow you to preview available cats online ahead of time. Always see the cat in person before you decide to take it home, however.\\n2-2. Look for cats available from rescue groups.\\nMuch like animal shelters, cat rescue groups have many felines ready to find good homes. These groups place the cats in foster homes until permanent owners (such as you) can be found. You can look online to see if such a group is available in your area.\\nCat rescue groups may charge a small adoption fee as well as a fee to cover the cost of spaying/neutering and vaccinations.\\n2-3. Research local pet stores.\\nSome pet stores may sell kittens. Many, however, work with animal shelters to help rescued cats find new homes.\\nSome pet stores hold regular adoption fairs, connecting cats with potential owners. These are also opportunities to find out more about caring for cats, finding a good vet, etc.\\nIn addition to the cost of the cat, pet stores may charge fees for spaying/neutering and vaccinations.\\nIf you want to buy a purebred cat or kitten from a store, make sure that it is not from a “kitten mill” that practices irresponsible breeding. Make sure that you can find out who the cat’s breeder is and how the cat was cared for. Many pet stores may not sell purebred cats at all because cat associations prefer breeders to sell their felines directly.\\nPet stores focus on selling, so they may or may not not give you good information about caring for the the cat long-term.\\n2-4. Choose a reputable breeder if you want a purebred cat.\\nIf you are certain that you want a particular breed of cat, your best choice is a good breeder. Do research on cat breeders in your area ahead of time. Your local animal association should have a list of reputable breeders.\\nBe prepared to pay hundreds or thousands of dollars for a purebred cat.\\nReputable breeders will be able to supply you with copies of pedigree papers and veterinarian records. These will show that the cat has been fully vaccinated and treated for worms and fleas.\\nAsk when the kitten was born, how old its mother is, and how many litters she has had.\\nVisit the place where the kitten was born, and make sure it is clean and safe, free from odors, and that there is room for the kittens to play and get exercise.\\nBreeders may ask you to spay/neuter the cat as a condition of ownership.\\nUse good judgment: if any breeder does not want to share information with you, or if you see signs that the breeder is not taking good care of the cats, seek another one.\\n2-5. Be wary of free kittens.\\nIt is often relatively easy to find offers of “free kittens” or “kittens free to a good home” online, on community bulletin boards, advertised in newspapers, etc. These kittens may not have been to a vet, so even if one is initially “free,” you will still be paying for it if you want to take good care of the cat. If you take a free kitten home, have a vet inspect it as soon as possible to make sure it is good health, has any vaccinations it needs, and is ready to be spayed or neutered.\\n2-6. Inspect a kitten carefully before you buy it.\\nCats purchased from breeders should be in excellent health. Most cats offered for adoption at animal shelters or other locations are also in very good health. If you are willing to take care of an animal with a health problem, animal shelters will help you understand its needs. In all cases, you should see the cat before you agree to buy it and bring it home.\\nGently feel the cat’s ribs. Healthy cats will have some fat covering them.\\nThe kitten’s fur should be smooth and shiny, and its eyes and ears should be clean, with no signs of discharge.\\nNotice how the cat reacts to people; it should not hiss or back away from people. Good breeders will make sure that their kittens have good temperaments and are well-socialized. Animal shelters should be able to give you tips on a particular cat's behavior.\\n2-7. Expect questions from an animal shelter or breeder.\\nBefore letting you take a cat home, good breeders or animal shelters will want to make sure that you are prepared to take care of it. Questions they might ask you include:\\nDo you have other animals? If so, how will they react to a new kitten?\\nHow often will the kitten be left on its own, and for how long?\\nWhat kind of space will the animal have access to? How will it be protected from traffic, other animals, getting lost, etc.?\\nWho will be the kitten’s vet?\\nWhat are your plans if the kitten does not adjust to your home? (Good breeders, many pet stores, and some shelters will offer to take back a kitten within a certain time frame if things do not work out.)\\n\", \"简要回答\": \"Buying a cat can be very exciting, but it also requires some planning. You will need to think about what kind of cat you want, as well as where you will buy it. Common places to get cats include animal shelters, pet stores, and breeders. Before bringing a cat home, you will also need to make sure you have all the supplies it needs, and that you have a good veterinarian in mind.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Planning to Buy\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure everyone in your home is ready to get a cat.\", \"描述\": \"Everyone in your house might need to pitch in and help take care of the cat, so it’s a good idea to discuss your plan ahead of time. If you are trying to convince your parents or someone else to let you get a cat, let them know that you will be responsible for it, and that you have done your research on how to care for it.\\nSome cats can live fifteen-twenty years or more. Before getting a cat, make sure that you or your family is willing and able to commit to taking care of an animal for that long. For instance, if your parents let you get a cat as a kid, make sure you or someone will be able to take care of the cat if you move out later on.\\nBe prepared to spend time with your cat. Cats are relatively independent, and can stand to be alone for parts of the day. However, they still need lots of attention and play time, so make sure you and/or your family can commit.\\nBe prepared to cover the costs of having a cat. Aside from the upfront costs of buying a cat and the supplies it needs, you will need to supply food, treats, shelter, toys, and vet care throughout the cat’s life.\"}, {\"编号\": 2, \"标题\": \"Think about what kind of cat you want.\", \"描述\": \"There are many different kinds of cats. Some people are interested in a particular breed, such as a Maine Coon, Abyssinian, Prussian Blue, Angora, or Siamese. Mixed breed cats, however, make wonderful pets as well. You should also consider whether you want to get a cat as a kitten or one that is older.\\nIf you are interested in a particular breed, research it before buying one. Each breed is unique in terms of looks and behavior. Many breeds have special needs and/or are prone to medical problems, so you will also want to be prepared for these concerns.\\nMixed-breed cats may live healthier lives, and can make very friendly and loyal pets. They are also easier to find and far less expensive than pure-bred cats of a particular breed.\\nIf you bring home a kitten, you will raise it and discover its behavior along the way. If you buy or adopt an older cat, you will have a better idea of its temperament from the start.\"}, {\"编号\": 3, \"标题\": \"Get the supplies you need.\", \"描述\": \"Before bringing a cat home, you’ll want to make sure you have everything it needs to adjust to its new home. Items you may need to take care of your cat include:\\nA litter box and litter\\nFood and water dishes\\nA supply of food and treats\\nA scratching post\\nToys\\nA bed or other place for the cat to sleep\\nA brush to groom your cat\\nNail clippers or caps\\nA collar and name tag\"}, {\"编号\": 4, \"标题\": \"Cat-proof your home.\", \"描述\": \"Cats are curious creatures; to prevent yours from getting into something it shouldn’t, take steps to make your home safe before you buy the animal. For instance:\\nMake sure there aren’t any electrical cords that your cat can easily reach and chew on.\\nPut cleaning products, poisons, and medications in a place your cat can’t reach.\\nKeep your cat away from any toxic houseplants.\\nMake sure your cat will have a quiet and safe place to rest.\"}, {\"编号\": 5, \"标题\": \"Plan to visit a veterinarian.\", \"描述\": \"Once you have your cat, you will need to take it to a vet as soon as possible so that it can have its general health assessed, and receive any vaccines or other care it may need. If the cat is over four months old, it can also be neutered.\\nYou can find out about good vets in your area by asking animal shelters and other cat owners for recommendations, as well as researching them online.\"}, {\"编号\": 6, \"标题\": \"Consider getting pet insurance.\", \"描述\": \"Pet insurance policies usually don’t cover routine shots (which owners should get anyway), but getting a policy can save you from worrying about being able to cover the costs if the cat ever becomes sick or injured.\"}]}, {\"编号\": 2, \"标题\": \"Finding a Cat to Buy\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider getting a cat from an animal shelter.\", \"描述\": \"Your local animal shelter probably has many excellent cats who are in need of a good home, and most animal societies will suggest this as the first place to start looking for a cat. Shelters usually have a large variety of cats to choose from, so they are a good option if you can’t decide beforehand which kind you want.\\nAnimal shelters usually charge a small adoption fee as well as a fee to cover the cost of spaying/neutering and vaccinations.\\nYou can also adopt an older cat from a shelter, if you want. That way you will already know something about its temperament—for example, if it is ready to live with children, how playful it is, if it is house trained, etc.\\nMany animal shelters allow you to preview available cats online ahead of time. Always see the cat in person before you decide to take it home, however.\"}, {\"编号\": 2, \"标题\": \"Look for cats available from rescue groups.\", \"描述\": \"Much like animal shelters, cat rescue groups have many felines ready to find good homes. These groups place the cats in foster homes until permanent owners (such as you) can be found. You can look online to see if such a group is available in your area.\\nCat rescue groups may charge a small adoption fee as well as a fee to cover the cost of spaying/neutering and vaccinations.\"}, {\"编号\": 3, \"标题\": \"Research local pet stores.\", \"描述\": \"Some pet stores may sell kittens. Many, however, work with animal shelters to help rescued cats find new homes.\\nSome pet stores hold regular adoption fairs, connecting cats with potential owners. These are also opportunities to find out more about caring for cats, finding a good vet, etc.\\nIn addition to the cost of the cat, pet stores may charge fees for spaying/neutering and vaccinations.\\nIf you want to buy a purebred cat or kitten from a store, make sure that it is not from a “kitten mill” that practices irresponsible breeding. Make sure that you can find out who the cat’s breeder is and how the cat was cared for. Many pet stores may not sell purebred cats at all because cat associations prefer breeders to sell their felines directly.\\nPet stores focus on selling, so they may or may not not give you good information about caring for the the cat long-term.\"}, {\"编号\": 4, \"标题\": \"Choose a reputable breeder if you want a purebred cat.\", \"描述\": \"If you are certain that you want a particular breed of cat, your best choice is a good breeder. Do research on cat breeders in your area ahead of time. Your local animal association should have a list of reputable breeders.\\nBe prepared to pay hundreds or thousands of dollars for a purebred cat.\\nReputable breeders will be able to supply you with copies of pedigree papers and veterinarian records. These will show that the cat has been fully vaccinated and treated for worms and fleas.\\nAsk when the kitten was born, how old its mother is, and how many litters she has had.\\nVisit the place where the kitten was born, and make sure it is clean and safe, free from odors, and that there is room for the kittens to play and get exercise.\\nBreeders may ask you to spay/neuter the cat as a condition of ownership.\\nUse good judgment: if any breeder does not want to share information with you, or if you see signs that the breeder is not taking good care of the cats, seek another one.\"}, {\"编号\": 5, \"标题\": \"Be wary of free kittens.\", \"描述\": \"It is often relatively easy to find offers of “free kittens” or “kittens free to a good home” online, on community bulletin boards, advertised in newspapers, etc. These kittens may not have been to a vet, so even if one is initially “free,” you will still be paying for it if you want to take good care of the cat. If you take a free kitten home, have a vet inspect it as soon as possible to make sure it is good health, has any vaccinations it needs, and is ready to be spayed or neutered.\"}, {\"编号\": 6, \"标题\": \"Inspect a kitten carefully before you buy it.\", \"描述\": \"Cats purchased from breeders should be in excellent health. Most cats offered for adoption at animal shelters or other locations are also in very good health. If you are willing to take care of an animal with a health problem, animal shelters will help you understand its needs. In all cases, you should see the cat before you agree to buy it and bring it home.\\nGently feel the cat’s ribs. Healthy cats will have some fat covering them.\\nThe kitten’s fur should be smooth and shiny, and its eyes and ears should be clean, with no signs of discharge.\\nNotice how the cat reacts to people; it should not hiss or back away from people. Good breeders will make sure that their kittens have good temperaments and are well-socialized. Animal shelters should be able to give you tips on a particular cat's behavior.\"}, {\"编号\": 7, \"标题\": \"Expect questions from an animal shelter or breeder.\", \"描述\": \"Before letting you take a cat home, good breeders or animal shelters will want to make sure that you are prepared to take care of it. Questions they might ask you include:\\nDo you have other animals? If so, how will they react to a new kitten?\\nHow often will the kitten be left on its own, and for how long?\\nWhat kind of space will the animal have access to? How will it be protected from traffic, other animals, getting lost, etc.?\\nWho will be the kitten’s vet?\\nWhat are your plans if the kitten does not adjust to your home? (Good breeders, many pet stores, and some shelters will offer to take back a kitten within a certain time frame if things do not work out.)\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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7,997 |
How to Buy a Cell Phone
|
1. Can I buy a cell phone without a plan?
Yes, you can buy an unlocked phone without a plan.
If you don’t want to sign a contract and pay a monthly fee in order to purchase a phone, you don't have to. A locked cell phone is one that includes a SIM card and only works in a specific cell phone carrier’s network. An unlocked phone isn’t tied to a specific network and you can use it with any carrier that you choose.
When you buy a locked phone, you also own it outright. You don’t have to pay any additional fees or sign a lengthy contract. It’s yours!
Choosing an unlocked phone also gives you more options since you’re not limited to the phones that a specific carrier provides.
2. Where can I buy a new unlocked phone?
You can buy new unlocked cell phones at most electronics retailers.
Big vendors like Best Buy and Walmart sell brand-new unlocked phones that you can purchase and use with whichever cell phone carrier you want. They also offer a wide selection, including the latest smartphones. Visit a local store to see what options they’re offering and choose one that suits your needs.
For instance, you can buy the latest iPhones, Moto G7 Power, and Samsung Galaxy at many of the big-box retailers.
3. Do I need a SIM card for an unlocked phone?
Yes, you’ll need a SIM card on the network you choose.
You can choose any carrier you like for your unlocked phone. But you’ll need to install a SIM provided by the carrier in order to use their network to make calls, send texts, and use your data. Choose a carrier and then contact them or visit a physical store to install a SIM card you can use.
For instance, if you choose to use a company such as Boost Mobile, you can contact them and they’ll send you a SIM card or you can visit one of their stores and have an employee install one for you.
4. Can I buy a cell phone online?
Yes, you can buy unlocked phones or phones from a carrier online.
If you’re looking to purchase a phone from one of the major cell phone carriers, you can visit their website, choose a phone, and have it shipped to you. Many carriers may even waive shipping fees and offer deals for customers switching from other carriers and buying new phones on monthly payments. If you’re looking to buy an unlocked phone, there are many online retailers who sell them including Best Buy, Amazon, Walmart, and eBay.
For instance, if you want to purchase a phone from a company like Sprint, Verizon, or AT&T, you can visit their website and order one.
If you buy a smartphone from a cell phone carrier, many come with a built-in setup wizard that will walk you step-by-step through the activation process.
When you buy an unlocked phone online, you’ll need to choose a carrier in order to start using it ot make calls.
5. What are the best phones on the market right now?
The Samsung Galaxy and the iPhone are the best phones in 2021.
With the most features, best battery life, stylish design, and high-quality camera, the Samsung Galaxy S21 is the best overall phone out there. The iPhone 12 Pro and 12 Pro Max are the most powerful iPhones to date and they have almost all of the same features as the Samsung Galaxy S21, but they’re more expensive. For the price of an iPhone 12 Pro, you can buy a Samsung phone with a bigger screen and more storage space. But, they’re still great phones.
There are also older models of Samsung Galaxies and iPhones that have all of the same features, they just won’t have as high-quality of a camera or operating system.
6. What is the best cheapest smartphone?
The Google Pixel 4A is the best overall affordable smartphone for 2021.
The 4A has all of the features of smartphones such as the iPhone or Samsung Galaxy, including all of the apps and accessibility options. It also has a high-quality camera that can take photos that are as quality as phones 3 times its price. At $350 USD brand new, it’s tough to beat the bang for your buck that the 4A delivers.
It also has a speedy operating system and the battery charge lasts a full day, so you won’t be constantly looking for a charger.
7. What cell phone carrier is the best?
7-1. T-Mobile, Verizon, and AT&T are the best major carriers.
When it comes to the best plans, prices, and customer service, T-Mobile is the best overall of all of the large phone companies. Verizon and AT&T offer high-quality network speeds and great plans, but their unlimited plans can be on the pricey side and their “5G” speeds may be limited to select areas. Ultimately, the best carrier for you will be the one that satisfies your cell phone needs.
For instance, if you don’t need an unlimited plan, you may be able to get a cheaper plan at Verizon than with T-Mobile.
7-2. Visible, Mint, and Metro by T-Mobile are the best discount carriers.
If you aren’t looking for a pricey plan with one of the major carriers, there are a variety of alternative companies you can use. Companies like Visible and Mint may not have all of the service options of the larger companies, but you can get unlimited talk and data for a much cheaper rate. If you’re looking for the best cell phone service for the cheapest rate, Metro by T-Mobile (formerly MetroPCS) offers plans as low as $15 USD a month.With some of the alternative companies, your loading speed can slow down if the network is heavily congested.
8. What is the cheapest place to buy a phone?
Amazon is almost always the best place to find a cheap phone.
Visit the site, run a search for cell phones, and see what they have available. You can even sort by the cheapest price to look through the most affordable options. Select and pay for the phone that suits your needs and it’ll be shipped right to your home.
Amazon also offers both new and used or refurbished phones.
Purchasing from Amazon also means you’ll have customer support as well as the option of a refund or replacement if the phone you receive doesn’t work.
9. Do any cell phone companies offer free phones?
Yes, many carriers offer discounted or free phones with a plan.
Companies like Samsung, Verizon, and Sprint often offer older model phones at highly discounted rates and sometimes even for free. The phones may be older or they may have limited features, but if you’re looking for the most affordable way to get a phone, buying a plan from a carrier that offers free phones may be the way to go.
Companies like Google Fi, Cricket, and Pure Talk often offer free phones to entice you to switch to them.
The cost of cell phone plans varies from company to company. For instance, some may cost around $60 USD for an unlimited plan with data, while others may offer a talk-only plan for $45 USD.
Tips
Old cell phones need to be disposed of correctly. When you buy a new phone, consider recycling your old phone! Look up a recycling company or center in your area that accepts cell phones.[11]
X
Research source
Warnings
Be wary of buying used cell phones from sites like eBay. They could be damaged or malfunction.
|
{
"create_time": "20230517 11:01:08",
"回答明细": "{\"回答\": \"1. Can I buy a cell phone without a plan?\\nYes, you can buy an unlocked phone without a plan.\\nIf you don’t want to sign a contract and pay a monthly fee in order to purchase a phone, you don't have to. A locked cell phone is one that includes a SIM card and only works in a specific cell phone carrier’s network. An unlocked phone isn’t tied to a specific network and you can use it with any carrier that you choose.\\nWhen you buy a locked phone, you also own it outright. You don’t have to pay any additional fees or sign a lengthy contract. It’s yours!\\nChoosing an unlocked phone also gives you more options since you’re not limited to the phones that a specific carrier provides.\\n2. Where can I buy a new unlocked phone?\\nYou can buy new unlocked cell phones at most electronics retailers.\\nBig vendors like Best Buy and Walmart sell brand-new unlocked phones that you can purchase and use with whichever cell phone carrier you want. They also offer a wide selection, including the latest smartphones. Visit a local store to see what options they’re offering and choose one that suits your needs.\\nFor instance, you can buy the latest iPhones, Moto G7 Power, and Samsung Galaxy at many of the big-box retailers.\\n3. Do I need a SIM card for an unlocked phone?\\nYes, you’ll need a SIM card on the network you choose.\\nYou can choose any carrier you like for your unlocked phone. But you’ll need to install a SIM provided by the carrier in order to use their network to make calls, send texts, and use your data. Choose a carrier and then contact them or visit a physical store to install a SIM card you can use.\\nFor instance, if you choose to use a company such as Boost Mobile, you can contact them and they’ll send you a SIM card or you can visit one of their stores and have an employee install one for you.\\n4. Can I buy a cell phone online?\\nYes, you can buy unlocked phones or phones from a carrier online.\\nIf you’re looking to purchase a phone from one of the major cell phone carriers, you can visit their website, choose a phone, and have it shipped to you. Many carriers may even waive shipping fees and offer deals for customers switching from other carriers and buying new phones on monthly payments. If you’re looking to buy an unlocked phone, there are many online retailers who sell them including Best Buy, Amazon, Walmart, and eBay.\\nFor instance, if you want to purchase a phone from a company like Sprint, Verizon, or AT&T, you can visit their website and order one.\\nIf you buy a smartphone from a cell phone carrier, many come with a built-in setup wizard that will walk you step-by-step through the activation process.\\nWhen you buy an unlocked phone online, you’ll need to choose a carrier in order to start using it ot make calls.\\n5. What are the best phones on the market right now?\\nThe Samsung Galaxy and the iPhone are the best phones in 2021.\\nWith the most features, best battery life, stylish design, and high-quality camera, the Samsung Galaxy S21 is the best overall phone out there. The iPhone 12 Pro and 12 Pro Max are the most powerful iPhones to date and they have almost all of the same features as the Samsung Galaxy S21, but they’re more expensive. For the price of an iPhone 12 Pro, you can buy a Samsung phone with a bigger screen and more storage space. But, they’re still great phones.\\nThere are also older models of Samsung Galaxies and iPhones that have all of the same features, they just won’t have as high-quality of a camera or operating system.\\n6. What is the best cheapest smartphone?\\nThe Google Pixel 4A is the best overall affordable smartphone for 2021.\\nThe 4A has all of the features of smartphones such as the iPhone or Samsung Galaxy, including all of the apps and accessibility options. It also has a high-quality camera that can take photos that are as quality as phones 3 times its price. At $350 USD brand new, it’s tough to beat the bang for your buck that the 4A delivers.\\nIt also has a speedy operating system and the battery charge lasts a full day, so you won’t be constantly looking for a charger.\\n7. What cell phone carrier is the best?\\n7-1. T-Mobile, Verizon, and AT&T are the best major carriers.\\nWhen it comes to the best plans, prices, and customer service, T-Mobile is the best overall of all of the large phone companies. Verizon and AT&T offer high-quality network speeds and great plans, but their unlimited plans can be on the pricey side and their “5G” speeds may be limited to select areas. Ultimately, the best carrier for you will be the one that satisfies your cell phone needs.\\nFor instance, if you don’t need an unlimited plan, you may be able to get a cheaper plan at Verizon than with T-Mobile.\\n7-2. Visible, Mint, and Metro by T-Mobile are the best discount carriers.\\nIf you aren’t looking for a pricey plan with one of the major carriers, there are a variety of alternative companies you can use. Companies like Visible and Mint may not have all of the service options of the larger companies, but you can get unlimited talk and data for a much cheaper rate. If you’re looking for the best cell phone service for the cheapest rate, Metro by T-Mobile (formerly MetroPCS) offers plans as low as $15 USD a month.With some of the alternative companies, your loading speed can slow down if the network is heavily congested.\\n8. What is the cheapest place to buy a phone?\\nAmazon is almost always the best place to find a cheap phone.\\nVisit the site, run a search for cell phones, and see what they have available. You can even sort by the cheapest price to look through the most affordable options. Select and pay for the phone that suits your needs and it’ll be shipped right to your home.\\nAmazon also offers both new and used or refurbished phones.\\nPurchasing from Amazon also means you’ll have customer support as well as the option of a refund or replacement if the phone you receive doesn’t work.\\n9. Do any cell phone companies offer free phones?\\nYes, many carriers offer discounted or free phones with a plan.\\nCompanies like Samsung, Verizon, and Sprint often offer older model phones at highly discounted rates and sometimes even for free. The phones may be older or they may have limited features, but if you’re looking for the most affordable way to get a phone, buying a plan from a carrier that offers free phones may be the way to go.\\nCompanies like Google Fi, Cricket, and Pure Talk often offer free phones to entice you to switch to them.\\nThe cost of cell phone plans varies from company to company. For instance, some may cost around $60 USD for an unlimited plan with data, while others may offer a talk-only plan for $45 USD.\\nTips\\nOld cell phones need to be disposed of correctly. When you buy a new phone, consider recycling your old phone! Look up a recycling company or center in your area that accepts cell phones.[11]\\nX\\nResearch source\\nWarnings\\nBe wary of buying used cell phones from sites like eBay. They could be damaged or malfunction.\\n\", \"简要回答\": \"These days, having a cell phone almost isn’t even a luxury anymore—it’s pretty much a necessity! With so many cell phone carriers and retailers, it can feel overwhelming to try to figure out the best way to buy one. To help cut through the clutter, we’ve answered some of the most common questions that people have about buying cell phones so you can make the best choice for you.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Can I buy a cell phone without a plan?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Yes, you can buy an unlocked phone without a plan.\", \"描述\": \"If you don’t want to sign a contract and pay a monthly fee in order to purchase a phone, you don't have to. A locked cell phone is one that includes a SIM card and only works in a specific cell phone carrier’s network. An unlocked phone isn’t tied to a specific network and you can use it with any carrier that you choose.\\nWhen you buy a locked phone, you also own it outright. You don’t have to pay any additional fees or sign a lengthy contract. It’s yours!\\nChoosing an unlocked phone also gives you more options since you’re not limited to the phones that a specific carrier provides.\"}]}, {\"编号\": 2, \"标题\": \"Where can I buy a new unlocked phone?\", \"步骤\": [{\"编号\": 1, \"标题\": \"You can buy new unlocked cell phones at most electronics retailers.\", \"描述\": \"Big vendors like Best Buy and Walmart sell brand-new unlocked phones that you can purchase and use with whichever cell phone carrier you want. They also offer a wide selection, including the latest smartphones. Visit a local store to see what options they’re offering and choose one that suits your needs.\\nFor instance, you can buy the latest iPhones, Moto G7 Power, and Samsung Galaxy at many of the big-box retailers.\"}]}, {\"编号\": 3, \"标题\": \"Do I need a SIM card for an unlocked phone?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Yes, you’ll need a SIM card on the network you choose.\", \"描述\": \"You can choose any carrier you like for your unlocked phone. But you’ll need to install a SIM provided by the carrier in order to use their network to make calls, send texts, and use your data. Choose a carrier and then contact them or visit a physical store to install a SIM card you can use.\\nFor instance, if you choose to use a company such as Boost Mobile, you can contact them and they’ll send you a SIM card or you can visit one of their stores and have an employee install one for you.\"}]}, {\"编号\": 4, \"标题\": \"Can I buy a cell phone online?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Yes, you can buy unlocked phones or phones from a carrier online.\", \"描述\": \"If you’re looking to purchase a phone from one of the major cell phone carriers, you can visit their website, choose a phone, and have it shipped to you. Many carriers may even waive shipping fees and offer deals for customers switching from other carriers and buying new phones on monthly payments. If you’re looking to buy an unlocked phone, there are many online retailers who sell them including Best Buy, Amazon, Walmart, and eBay.\\nFor instance, if you want to purchase a phone from a company like Sprint, Verizon, or AT&T, you can visit their website and order one.\\nIf you buy a smartphone from a cell phone carrier, many come with a built-in setup wizard that will walk you step-by-step through the activation process.\\nWhen you buy an unlocked phone online, you’ll need to choose a carrier in order to start using it ot make calls.\"}]}, {\"编号\": 5, \"标题\": \"What are the best phones on the market right now?\", \"步骤\": [{\"编号\": 1, \"标题\": \"The Samsung Galaxy and the iPhone are the best phones in 2021.\", \"描述\": \"With the most features, best battery life, stylish design, and high-quality camera, the Samsung Galaxy S21 is the best overall phone out there. The iPhone 12 Pro and 12 Pro Max are the most powerful iPhones to date and they have almost all of the same features as the Samsung Galaxy S21, but they’re more expensive. For the price of an iPhone 12 Pro, you can buy a Samsung phone with a bigger screen and more storage space. But, they’re still great phones.\\nThere are also older models of Samsung Galaxies and iPhones that have all of the same features, they just won’t have as high-quality of a camera or operating system.\"}]}, {\"编号\": 6, \"标题\": \"What is the best cheapest smartphone?\", \"步骤\": [{\"编号\": 1, \"标题\": \"The Google Pixel 4A is the best overall affordable smartphone for 2021.\", \"描述\": \"The 4A has all of the features of smartphones such as the iPhone or Samsung Galaxy, including all of the apps and accessibility options. It also has a high-quality camera that can take photos that are as quality as phones 3 times its price. At $350 USD brand new, it’s tough to beat the bang for your buck that the 4A delivers.\\nIt also has a speedy operating system and the battery charge lasts a full day, so you won’t be constantly looking for a charger.\"}]}, {\"编号\": 7, \"标题\": \"What cell phone carrier is the best?\", \"步骤\": [{\"编号\": 1, \"标题\": \"T-Mobile, Verizon, and AT&T are the best major carriers.\", \"描述\": \"When it comes to the best plans, prices, and customer service, T-Mobile is the best overall of all of the large phone companies. Verizon and AT&T offer high-quality network speeds and great plans, but their unlimited plans can be on the pricey side and their “5G” speeds may be limited to select areas. Ultimately, the best carrier for you will be the one that satisfies your cell phone needs.\\nFor instance, if you don’t need an unlimited plan, you may be able to get a cheaper plan at Verizon than with T-Mobile.\"}, {\"编号\": 2, \"标题\": \"Visible, Mint, and Metro by T-Mobile are the best discount carriers.\", \"描述\": \"If you aren’t looking for a pricey plan with one of the major carriers, there are a variety of alternative companies you can use. Companies like Visible and Mint may not have all of the service options of the larger companies, but you can get unlimited talk and data for a much cheaper rate. If you’re looking for the best cell phone service for the cheapest rate, Metro by T-Mobile (formerly MetroPCS) offers plans as low as $15 USD a month.With some of the alternative companies, your loading speed can slow down if the network is heavily congested.\"}]}, {\"编号\": 8, \"标题\": \"What is the cheapest place to buy a phone?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Amazon is almost always the best place to find a cheap phone.\", \"描述\": \"Visit the site, run a search for cell phones, and see what they have available. You can even sort by the cheapest price to look through the most affordable options. Select and pay for the phone that suits your needs and it’ll be shipped right to your home.\\nAmazon also offers both new and used or refurbished phones.\\nPurchasing from Amazon also means you’ll have customer support as well as the option of a refund or replacement if the phone you receive doesn’t work.\"}]}, {\"编号\": 9, \"标题\": \"Do any cell phone companies offer free phones?\", \"步骤\": [{\"编号\": 1, \"标题\": \"Yes, many carriers offer discounted or free phones with a plan.\", \"描述\": \"Companies like Samsung, Verizon, and Sprint often offer older model phones at highly discounted rates and sometimes even for free. The phones may be older or they may have limited features, but if you’re looking for the most affordable way to get a phone, buying a plan from a carrier that offers free phones may be the way to go.\\nCompanies like Google Fi, Cricket, and Pure Talk often offer free phones to entice you to switch to them.\\nThe cost of cell phone plans varies from company to company. For instance, some may cost around $60 USD for an unlimited plan with data, while others may offer a talk-only plan for $45 USD.\"}], \"小提示\": [\"Old cell phones need to be disposed of correctly. When you buy a new phone, consider recycling your old phone! Look up a recycling company or center in your area that accepts cell phones.[11]\\nX\\nResearch source\\n\"], \"注意事项\": [\"Be wary of buying used cell phones from sites like eBay. They could be damaged or malfunction.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
7,998 |
How to Buy a Chinchilla
|
1. Preparing for a Chinchilla
1-1. Learn about chinchillas.
You need to be prepared before you buy one of these unique and exotic pets. Read as much as you can about can about these furry creatures to be sure that they are the right pet for you.
Consult websites dedicated to chinchillas and reach out to owners - perhaps a friend who has a chinchilla - to get first hand accounts of what it's like to own one.
Become knowledgeable about the needs of a pet chinchilla, their diet, socializing habits, nocturnal lifestyle, and their daily exercise needs.
Be sure that you understand the full responsibilities of owning these creatures, the commitments, and the sacrifices you will need to make to ensure your pet will have a healthy and long life. Chinchillas can live as long as 15-20 years, and they are a long-term commitment. They are unique pets that require care which is different from more common pets such as cats or dogs.
1-2. Look for the right veterinarian.
You need to make sure that if your new chinchilla gets sick, you have a professional who can help heal it. The vet should be certified to treat 'exotic pets.'
Consult the Association of Exotic Mammal Veterinarians to find listing of vets that treat chinchillas.
Contact your local veterinarians to ask about their experience with chinchillas. Find a vet office that you can trust and are comfortable with.
Inquire about costs for chinchilla related services. You will be responsible for paying the vet bills which can be surprisingly expensive.
1-3. Purchase an appropriate cage.
This will serve as the home and environment for your chinchilla. A cage should fit the following specifications:
Chinchillas need a wire cage, otherwise they will be able to chew through it. They can overheat in an enclosed space like an aquarium. The wire should not be coated with plastic or paint, because it will be ingested by the chinchilla.
A mesh bottom is not recommended, because a chinchilla's feet can get caught in it, leading to injuries. If it does have a mesh shelf, the spaces should not be more than ½ inch apart.
The cage should be large enough for a chinchilla to exercise. A chinchilla that can run and play is a happy chinchilla.
Chinchillas' ideal temperature is 68°F. Keep the cage in a draft free place in the winter. In the summer, your pet may need an air conditioner to keep it cool.
1-4. Get additional supplies.
You will need to furnish the cage to make it a comfortable home for your chinchilla as well as have food ready for when you bring your pet home. These supplies can be bought at your local pet supplies store.
Bedding to line the bottom of the cage.
Timothy hay.
Chinchilla food, in the form of pellets.
Food bowl and drip bottle.
Exercise wheel.
Dust and dust bath.
Treats and chews.
Toys.
2. Acquiring a Chinchilla
2-1. Make sure the chinchilla is healthy.
When you visit an adoption center or a breeder, check to see that the chinchilla is being well-taken care of. They should have a solid, clean coat, shiny black eyes, and be living in a clean and comfortable cage with plenty of food.
2-2. Consider adopting.
There are many chinchillas who are looking for a good home. Search for a chinchilla rescue center online, or contact the local RSPCA.
Sadly, many chinchillas are put to sleep every year due to a lack of housing.
A benefit of adopting is that your chinchilla will be older, tame, and trained in certain skills - a lot of the hard work has already been done for you!
Adopting from an established rescue center will mean that your chinchilla is in the hands of caring people who are dedicated to caring for and finding a good home for these abandoned pets.
2-3. Find a respected breeder.
Read online reviews for local breeders and pick one with a good reputation. You will have the advantage of seeing the chinchilla awake in the evening, in their home environment. The breeder can share expert knowledge about a particular chinchilla and you can see its parents.
A good breeder will offer to deliver your chinchilla and double check that you have set up a good environment for their new home.
Chinchillas come in many different colors, and purchase price will be based on color variations and fur quality.
2-4. Buy from the local pet shop.
You will need to make sure the chinchilla is being well cared for and healthy.
If the pet shop does not allow you to handle the chinchilla during daytime, look into the cage to see how it is living.
Ensure that they are happy to let you handle the chinchilla under their supervision before taking it home. If they are not, leave and find a different store where they will let you check a chinchilla's health and well-being.
3. Caring for a Chinchilla
3-1. Clean up after the chinchilla.
Cage bedding, or hay, should be changed weekly, and the entire cage cleaned and disinfected once a month. Do this with soap and warm water.
3-2. Feed your pet pellets and hay.
A chinchilla will eat about 2 tablespoons of pellets per day. Replenish the cage with fresh hay daily. Treats can be store bought, or Cheerios, whole wheat pasta, or rose buds.
Chinchillas will not overeat and should always have pellets and hay available.
They should be provided with specialty chinchilla pellets. Do not buy pellets made for other animals like rabbits or guinea pigs, these pellets do not contain the correct nutrition that a chinchilla needs.
3-3. Refill the drip bottle with fresh water daily.
This is absolutely crucial to keeping a healthy chinchilla. Stale water can grow algae and fungus and make your pet sick. Just as you wouldn't drink old water, chinchillas need clean water every day.
Do not use water directly from the tap. It should be filtered or boiled and cooled completely before put in the drip bottle.
Keep in mind that your chinchilla likely will not drink all the water in the bottle in one day. This does not mean you should wait until the bottle is empty, water should be replaced daily!
3-4. Exercise your pet daily.
Remove your chinchilla from the cage for 30-60 minutes of daily exercise. Turn off any noise, like the TV, and allow the chinchilla to come to you.
When outside of its cage, do not let the chinchilla out of your sight. They can be mischievous critters with a tendency to chew anything from books to electrical wires. They can burrow and quickly become lost.
3-5. Dust bathe.
Chinchillas should never get their fur wet, as it will cause to clump and tangle. In their natural environment, chinchillas roll in volcanic ash to clean their fur.
Chinchilla dust is available at pet stores, although some small pet supply stores may not carry it. Try a larger chain such as PetCo, or order online. A two pound jar of dust costs about $10. Chinchillas only need a small amount to bathe in, so it should last for a while.
Make available a small bowl filled with dust for the chinchilla to “bathe” in.
Fill container such as a biscuit tin, goldfish bowl, or tupperware box with a thin layer of dust. Keep in mind that the container should be big enough for a chinchilla to roll around in.
Allow the chinchilla to bathe in the dust for 15 minutes every other day, or at least twice a week.
Replace the dust once it has become dark colored or grainy.
Chinchillas may be sensitive to dust and make nose clearing sounds, or watery eyes. If the chinchilla seems particularly sensitive, switch to a different brand.
3-6. Observe your pet's health.
Chinchillas are prey animals, which means they will hide their symptoms until it is often too late. A healthy animal is active and alert, eats and drinks regularly, has healthy fur and walks normally. Look out for symptoms like weight and hair loss, lethargy, eye or nasal discharge, as they can be signs of sickness. Conduct a weekly examination of your chinchilla.
Check the animal's weight. Weight loss is one of the first symptoms of sickness.
Ear ailments are uncommon, but if you notice fluid coming coming out, or issues with balance, contact a vet immediately.
The nose should be clean and dry, with no discharge. Missing fur from around the nose can indicate a fungal infection such as ringworm.
Drooling or pawing at the mouth can mean tooth issues. Teeth should be straight, even, and unchipped. Providing your chinchilla with plenty of hay and chew toys should keep their teeth in food shape and stop them from overgrowing.
Droppings are a strong indicator of your pet's health. Chinchillas poo frequently, and their droppings should be dark brown or brown-black, dry, firm, plump, slightly moist, rounded or oval and solid. Irregular droppings can be a sign of digestive problems.
Tips
Chinchillas are not recommended as a first pet.
Many stores require children under 18 to come in with a parent, who will sign that the parent will make sure that the child will take proper care of their pet.
Toys include wooden chews, pumice blocks, and bells that are made to hang on the cage.
Warnings
Be sure to get your chinchilla from a reputable source, whether a shelter, breeder, or pet shop, to support the ethical treatment of animals.
|
{
"create_time": "20230517 11:01:08",
"回答明细": "{\"回答\": \"1. Preparing for a Chinchilla\\n1-1. Learn about chinchillas.\\nYou need to be prepared before you buy one of these unique and exotic pets. Read as much as you can about can about these furry creatures to be sure that they are the right pet for you.\\nConsult websites dedicated to chinchillas and reach out to owners - perhaps a friend who has a chinchilla - to get first hand accounts of what it's like to own one.\\nBecome knowledgeable about the needs of a pet chinchilla, their diet, socializing habits, nocturnal lifestyle, and their daily exercise needs.\\nBe sure that you understand the full responsibilities of owning these creatures, the commitments, and the sacrifices you will need to make to ensure your pet will have a healthy and long life. Chinchillas can live as long as 15-20 years, and they are a long-term commitment. They are unique pets that require care which is different from more common pets such as cats or dogs.\\n1-2. Look for the right veterinarian.\\nYou need to make sure that if your new chinchilla gets sick, you have a professional who can help heal it. The vet should be certified to treat 'exotic pets.'\\nConsult the Association of Exotic Mammal Veterinarians to find listing of vets that treat chinchillas.\\nContact your local veterinarians to ask about their experience with chinchillas. Find a vet office that you can trust and are comfortable with.\\nInquire about costs for chinchilla related services. You will be responsible for paying the vet bills which can be surprisingly expensive.\\n1-3. Purchase an appropriate cage.\\nThis will serve as the home and environment for your chinchilla. A cage should fit the following specifications:\\nChinchillas need a wire cage, otherwise they will be able to chew through it. They can overheat in an enclosed space like an aquarium. The wire should not be coated with plastic or paint, because it will be ingested by the chinchilla.\\nA mesh bottom is not recommended, because a chinchilla's feet can get caught in it, leading to injuries. If it does have a mesh shelf, the spaces should not be more than ½ inch apart.\\nThe cage should be large enough for a chinchilla to exercise. A chinchilla that can run and play is a happy chinchilla.\\nChinchillas' ideal temperature is 68°F. Keep the cage in a draft free place in the winter. In the summer, your pet may need an air conditioner to keep it cool.\\n1-4. Get additional supplies.\\nYou will need to furnish the cage to make it a comfortable home for your chinchilla as well as have food ready for when you bring your pet home. These supplies can be bought at your local pet supplies store.\\nBedding to line the bottom of the cage.\\nTimothy hay.\\nChinchilla food, in the form of pellets.\\nFood bowl and drip bottle.\\nExercise wheel.\\nDust and dust bath.\\nTreats and chews.\\nToys.\\n2. Acquiring a Chinchilla\\n2-1. Make sure the chinchilla is healthy.\\nWhen you visit an adoption center or a breeder, check to see that the chinchilla is being well-taken care of. They should have a solid, clean coat, shiny black eyes, and be living in a clean and comfortable cage with plenty of food.\\n2-2. Consider adopting.\\nThere are many chinchillas who are looking for a good home. Search for a chinchilla rescue center online, or contact the local RSPCA.\\nSadly, many chinchillas are put to sleep every year due to a lack of housing.\\nA benefit of adopting is that your chinchilla will be older, tame, and trained in certain skills - a lot of the hard work has already been done for you!\\nAdopting from an established rescue center will mean that your chinchilla is in the hands of caring people who are dedicated to caring for and finding a good home for these abandoned pets.\\n2-3. Find a respected breeder.\\nRead online reviews for local breeders and pick one with a good reputation. You will have the advantage of seeing the chinchilla awake in the evening, in their home environment. The breeder can share expert knowledge about a particular chinchilla and you can see its parents.\\nA good breeder will offer to deliver your chinchilla and double check that you have set up a good environment for their new home.\\nChinchillas come in many different colors, and purchase price will be based on color variations and fur quality.\\n2-4. Buy from the local pet shop.\\nYou will need to make sure the chinchilla is being well cared for and healthy.\\nIf the pet shop does not allow you to handle the chinchilla during daytime, look into the cage to see how it is living.\\nEnsure that they are happy to let you handle the chinchilla under their supervision before taking it home. If they are not, leave and find a different store where they will let you check a chinchilla's health and well-being.\\n3. Caring for a Chinchilla\\n3-1. Clean up after the chinchilla.\\nCage bedding, or hay, should be changed weekly, and the entire cage cleaned and disinfected once a month. Do this with soap and warm water.\\n3-2. Feed your pet pellets and hay.\\nA chinchilla will eat about 2 tablespoons of pellets per day. Replenish the cage with fresh hay daily. Treats can be store bought, or Cheerios, whole wheat pasta, or rose buds.\\nChinchillas will not overeat and should always have pellets and hay available.\\nThey should be provided with specialty chinchilla pellets. Do not buy pellets made for other animals like rabbits or guinea pigs, these pellets do not contain the correct nutrition that a chinchilla needs.\\n3-3. Refill the drip bottle with fresh water daily.\\nThis is absolutely crucial to keeping a healthy chinchilla. Stale water can grow algae and fungus and make your pet sick. Just as you wouldn't drink old water, chinchillas need clean water every day.\\nDo not use water directly from the tap. It should be filtered or boiled and cooled completely before put in the drip bottle.\\nKeep in mind that your chinchilla likely will not drink all the water in the bottle in one day. This does not mean you should wait until the bottle is empty, water should be replaced daily!\\n3-4. Exercise your pet daily.\\nRemove your chinchilla from the cage for 30-60 minutes of daily exercise. Turn off any noise, like the TV, and allow the chinchilla to come to you.\\nWhen outside of its cage, do not let the chinchilla out of your sight. They can be mischievous critters with a tendency to chew anything from books to electrical wires. They can burrow and quickly become lost.\\n3-5. Dust bathe.\\nChinchillas should never get their fur wet, as it will cause to clump and tangle. In their natural environment, chinchillas roll in volcanic ash to clean their fur.\\nChinchilla dust is available at pet stores, although some small pet supply stores may not carry it. Try a larger chain such as PetCo, or order online. A two pound jar of dust costs about $10. Chinchillas only need a small amount to bathe in, so it should last for a while.\\nMake available a small bowl filled with dust for the chinchilla to “bathe” in.\\nFill container such as a biscuit tin, goldfish bowl, or tupperware box with a thin layer of dust. Keep in mind that the container should be big enough for a chinchilla to roll around in.\\nAllow the chinchilla to bathe in the dust for 15 minutes every other day, or at least twice a week.\\nReplace the dust once it has become dark colored or grainy.\\nChinchillas may be sensitive to dust and make nose clearing sounds, or watery eyes. If the chinchilla seems particularly sensitive, switch to a different brand.\\n3-6. Observe your pet's health.\\nChinchillas are prey animals, which means they will hide their symptoms until it is often too late. A healthy animal is active and alert, eats and drinks regularly, has healthy fur and walks normally. Look out for symptoms like weight and hair loss, lethargy, eye or nasal discharge, as they can be signs of sickness. Conduct a weekly examination of your chinchilla.\\nCheck the animal's weight. Weight loss is one of the first symptoms of sickness.\\nEar ailments are uncommon, but if you notice fluid coming coming out, or issues with balance, contact a vet immediately.\\nThe nose should be clean and dry, with no discharge. Missing fur from around the nose can indicate a fungal infection such as ringworm.\\nDrooling or pawing at the mouth can mean tooth issues. Teeth should be straight, even, and unchipped. Providing your chinchilla with plenty of hay and chew toys should keep their teeth in food shape and stop them from overgrowing.\\nDroppings are a strong indicator of your pet's health. Chinchillas poo frequently, and their droppings should be dark brown or brown-black, dry, firm, plump, slightly moist, rounded or oval and solid. Irregular droppings can be a sign of digestive problems.\\nTips\\nChinchillas are not recommended as a first pet.\\nMany stores require children under 18 to come in with a parent, who will sign that the parent will make sure that the child will take proper care of their pet.\\nToys include wooden chews, pumice blocks, and bells that are made to hang on the cage.\\nWarnings\\nBe sure to get your chinchilla from a reputable source, whether a shelter, breeder, or pet shop, to support the ethical treatment of animals.\\n\", \"简要回答\": \"Buying a new chinchilla can be an exciting experience, especially when you've never owned one of these adorable friends before! Learning as much as possible about these animals and setting up a healthy and comfortable environment for them to live in can help ensure that your chinchilla will have a long and happy life.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Preparing for a Chinchilla\", \"步骤\": [{\"编号\": 1, \"标题\": \"Learn about chinchillas.\", \"描述\": \"You need to be prepared before you buy one of these unique and exotic pets. Read as much as you can about can about these furry creatures to be sure that they are the right pet for you.\\nConsult websites dedicated to chinchillas and reach out to owners - perhaps a friend who has a chinchilla - to get first hand accounts of what it's like to own one.\\nBecome knowledgeable about the needs of a pet chinchilla, their diet, socializing habits, nocturnal lifestyle, and their daily exercise needs.\\nBe sure that you understand the full responsibilities of owning these creatures, the commitments, and the sacrifices you will need to make to ensure your pet will have a healthy and long life. Chinchillas can live as long as 15-20 years, and they are a long-term commitment. They are unique pets that require care which is different from more common pets such as cats or dogs.\"}, {\"编号\": 2, \"标题\": \"Look for the right veterinarian.\", \"描述\": \"You need to make sure that if your new chinchilla gets sick, you have a professional who can help heal it. The vet should be certified to treat 'exotic pets.'\\nConsult the Association of Exotic Mammal Veterinarians to find listing of vets that treat chinchillas.\\nContact your local veterinarians to ask about their experience with chinchillas. Find a vet office that you can trust and are comfortable with.\\nInquire about costs for chinchilla related services. You will be responsible for paying the vet bills which can be surprisingly expensive.\"}, {\"编号\": 3, \"标题\": \"Purchase an appropriate cage.\", \"描述\": \"This will serve as the home and environment for your chinchilla. A cage should fit the following specifications:\\nChinchillas need a wire cage, otherwise they will be able to chew through it. They can overheat in an enclosed space like an aquarium. The wire should not be coated with plastic or paint, because it will be ingested by the chinchilla.\\nA mesh bottom is not recommended, because a chinchilla's feet can get caught in it, leading to injuries. If it does have a mesh shelf, the spaces should not be more than ½ inch apart.\\nThe cage should be large enough for a chinchilla to exercise. A chinchilla that can run and play is a happy chinchilla.\\nChinchillas' ideal temperature is 68°F. Keep the cage in a draft free place in the winter. In the summer, your pet may need an air conditioner to keep it cool.\"}, {\"编号\": 4, \"标题\": \"Get additional supplies.\", \"描述\": \"You will need to furnish the cage to make it a comfortable home for your chinchilla as well as have food ready for when you bring your pet home. These supplies can be bought at your local pet supplies store.\\nBedding to line the bottom of the cage.\\nTimothy hay.\\nChinchilla food, in the form of pellets.\\nFood bowl and drip bottle.\\nExercise wheel.\\nDust and dust bath.\\nTreats and chews.\\nToys.\"}]}, {\"编号\": 2, \"标题\": \"Acquiring a Chinchilla\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure the chinchilla is healthy.\", \"描述\": \"When you visit an adoption center or a breeder, check to see that the chinchilla is being well-taken care of. They should have a solid, clean coat, shiny black eyes, and be living in a clean and comfortable cage with plenty of food.\"}, {\"编号\": 2, \"标题\": \"Consider adopting.\", \"描述\": \"There are many chinchillas who are looking for a good home. Search for a chinchilla rescue center online, or contact the local RSPCA.\\nSadly, many chinchillas are put to sleep every year due to a lack of housing.\\nA benefit of adopting is that your chinchilla will be older, tame, and trained in certain skills - a lot of the hard work has already been done for you!\\nAdopting from an established rescue center will mean that your chinchilla is in the hands of caring people who are dedicated to caring for and finding a good home for these abandoned pets.\"}, {\"编号\": 3, \"标题\": \"Find a respected breeder.\", \"描述\": \"Read online reviews for local breeders and pick one with a good reputation. You will have the advantage of seeing the chinchilla awake in the evening, in their home environment. The breeder can share expert knowledge about a particular chinchilla and you can see its parents.\\nA good breeder will offer to deliver your chinchilla and double check that you have set up a good environment for their new home.\\nChinchillas come in many different colors, and purchase price will be based on color variations and fur quality.\"}, {\"编号\": 4, \"标题\": \"Buy from the local pet shop.\", \"描述\": \"You will need to make sure the chinchilla is being well cared for and healthy.\\nIf the pet shop does not allow you to handle the chinchilla during daytime, look into the cage to see how it is living.\\nEnsure that they are happy to let you handle the chinchilla under their supervision before taking it home. If they are not, leave and find a different store where they will let you check a chinchilla's health and well-being.\"}]}, {\"编号\": 3, \"标题\": \"Caring for a Chinchilla\", \"步骤\": [{\"编号\": 1, \"标题\": \"Clean up after the chinchilla.\", \"描述\": \"Cage bedding, or hay, should be changed weekly, and the entire cage cleaned and disinfected once a month. Do this with soap and warm water.\"}, {\"编号\": 2, \"标题\": \"Feed your pet pellets and hay.\", \"描述\": \"A chinchilla will eat about 2 tablespoons of pellets per day. Replenish the cage with fresh hay daily. Treats can be store bought, or Cheerios, whole wheat pasta, or rose buds.\\nChinchillas will not overeat and should always have pellets and hay available.\\nThey should be provided with specialty chinchilla pellets. Do not buy pellets made for other animals like rabbits or guinea pigs, these pellets do not contain the correct nutrition that a chinchilla needs.\"}, {\"编号\": 3, \"标题\": \"Refill the drip bottle with fresh water daily.\", \"描述\": \"This is absolutely crucial to keeping a healthy chinchilla. Stale water can grow algae and fungus and make your pet sick. Just as you wouldn't drink old water, chinchillas need clean water every day.\\nDo not use water directly from the tap. It should be filtered or boiled and cooled completely before put in the drip bottle.\\nKeep in mind that your chinchilla likely will not drink all the water in the bottle in one day. This does not mean you should wait until the bottle is empty, water should be replaced daily!\"}, {\"编号\": 4, \"标题\": \"Exercise your pet daily.\", \"描述\": \"Remove your chinchilla from the cage for 30-60 minutes of daily exercise. Turn off any noise, like the TV, and allow the chinchilla to come to you.\\nWhen outside of its cage, do not let the chinchilla out of your sight. They can be mischievous critters with a tendency to chew anything from books to electrical wires. They can burrow and quickly become lost.\"}, {\"编号\": 5, \"标题\": \"Dust bathe.\", \"描述\": \"Chinchillas should never get their fur wet, as it will cause to clump and tangle. In their natural environment, chinchillas roll in volcanic ash to clean their fur.\\nChinchilla dust is available at pet stores, although some small pet supply stores may not carry it. Try a larger chain such as PetCo, or order online. A two pound jar of dust costs about $10. Chinchillas only need a small amount to bathe in, so it should last for a while.\\nMake available a small bowl filled with dust for the chinchilla to “bathe” in.\\nFill container such as a biscuit tin, goldfish bowl, or tupperware box with a thin layer of dust. Keep in mind that the container should be big enough for a chinchilla to roll around in.\\nAllow the chinchilla to bathe in the dust for 15 minutes every other day, or at least twice a week.\\nReplace the dust once it has become dark colored or grainy.\\nChinchillas may be sensitive to dust and make nose clearing sounds, or watery eyes. If the chinchilla seems particularly sensitive, switch to a different brand.\"}, {\"编号\": 6, \"标题\": \"Observe your pet's health.\", \"描述\": \"Chinchillas are prey animals, which means they will hide their symptoms until it is often too late. A healthy animal is active and alert, eats and drinks regularly, has healthy fur and walks normally. Look out for symptoms like weight and hair loss, lethargy, eye or nasal discharge, as they can be signs of sickness. Conduct a weekly examination of your chinchilla.\\nCheck the animal's weight. Weight loss is one of the first symptoms of sickness.\\nEar ailments are uncommon, but if you notice fluid coming coming out, or issues with balance, contact a vet immediately.\\nThe nose should be clean and dry, with no discharge. Missing fur from around the nose can indicate a fungal infection such as ringworm.\\nDrooling or pawing at the mouth can mean tooth issues. Teeth should be straight, even, and unchipped. Providing your chinchilla with plenty of hay and chew toys should keep their teeth in food shape and stop them from overgrowing.\\nDroppings are a strong indicator of your pet's health. Chinchillas poo frequently, and their droppings should be dark brown or brown-black, dry, firm, plump, slightly moist, rounded or oval and solid. Irregular droppings can be a sign of digestive problems.\"}], \"小提示\": [\"Chinchillas are not recommended as a first pet.\\n\", \"Many stores require children under 18 to come in with a parent, who will sign that the parent will make sure that the child will take proper care of their pet.\\n\", \"Toys include wooden chews, pumice blocks, and bells that are made to hang on the cage.\\n\"], \"注意事项\": [\"Be sure to get your chinchilla from a reputable source, whether a shelter, breeder, or pet shop, to support the ethical treatment of animals.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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How to Buy a Christmas Present for Your Female Crush
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1. Steps
1-1. Find out what she wants, but subtly.
Ask her about her favorite color, favorite animal or favorite pastime. Everyone has an interest that they consider their own; something that they feel identifies them as an individual. This interest is the key to a good gift.
Think about specific sports, activities, animals, bands, authors, or artists that she likes. Any one of these interests is a potential gift.
If you don't want her to know you're asking about her, you can always ask around (her friends, or your friends) to gather more ideas. There's no shame in asking. Ask about other girls' interests, too, if you're worried that you might
1-2. Use your feminine side.
It's probably not a great ideas to go and buy her a skull statue, unless she's into that kind of thing. Put yourself in her shoes; think about what girls generally swoon over.
Jewelry, flowers or candy are usually safe bets. : if you plan on buying her any one of these, don't expect to keep your crush secret. These gifts scream "I'm really into you."
Clothing can also be a good option, but choose with care. Shirts, scarves, hats, and socks are all fine clothing gifts.
, underwear, lingerie, camisoles or anything that goes underneath clothing is not! It's way too personal and may be taken the wrong way, or earn you a slap in the face. Underwear is only okay with her permission!
1-3. Be careful of how much you pay for her present.
This may sound weird to say, but she may get a little uncomfortable if you buy her a $300 necklace and she buys you a pair of socks, or nothing at all. You might want to get her the world, but she might find it embarrassing.
If you're just getting to know your crush, or haven't known her for too long, stick with presents that are under $100. It's still fairly easy to get her a great present that's classy and tasteful but doesn't cost too much. Think about:
A nice set of paper and envelopes if she's a romantic or she likes to write letters. A pen (fountain or ball point) might be nice.
A set of wonderfully-smelling candles. Just remember that the candles you think smell good might not appeal to her.
A lomography camera. A lomography camera is a fancy name for a lo-fi camera that's coming back into style. These cameras are often available under $100.
A miniature ecosystem if she's into nature, science, or biology. Mini ecosystems are customizable, require little upkeep, and can be bought for under $100.
1-4. Make a gift for her.
Buying a gift — anyone can do that. Making a gift, on the other hand — that takes time, effort, and dedication. If you really want to show her you care around her, make her something she'll enjoy and appreciate.
There are tons of things you can make for her. Most involve a little bit of crafting. Maybe go with a rope bowl or some vintage stamp coasters. Both are ideas you can expand on.
Make her a necklace with nice fabric and beads, or tiny Polaroid magnets with pictures of you and her.
If she's a food-lover, make her some printable recipe cards where she can immortalize her favorite recipes, or a fruit bouquet packed with some of her favorite fruit.
1-5. Get her something that reflects a common interest.
If you both enjoy doing something similar, why not make her happy while reinforcing what you have in common? More common ground can mean more time together.
If you both like a sports team or a particular sport, get tickets to a game. Make sure she actually likes the sport though. You don't want to invite her to a baseball game only to find out she thinks it's incredibly boring.
If you both like art or cooking, buy entry into a sculpture class or a cooking lesson. These are both fun group activities, and end up being pretty easy dates!
1-6. Wrap up whatever you get her nicely.
Simple wrapping paper with a pretty ribbon. Girls don't like presents handed to them in trash bags.
There are a couple different wrapping methods you can experiment with, or you can always get your present gift wrapped for a fee (or sometimes free).
Experiment a bit. Some people wrap the present inside a present. For example, cut a hole out of the middle of an old, used book and place a small, wrapped present inside the space you cut out. Then wrap up the book.
Even if you're getting her tickets or something that fits into an envelope, take care to make the envelope look good. Make a great impression on her with sleek, high-quality paper.
1-7. Get her a card.
When you get her a card, don't run down the aisle and get the first one that falls off the shelf. Try to pick one that says something about how special she is. All girls like to be told they are special.
Keep your card short and sweet. An essay is probably what you'd like to write, but that much gushing can make her feel overwhelmed and embarrassed. Keep it simple.
Cards are perfect opportunities for you to say something that will hit home with her.
You can make it suggestive and romantic by saying something like: "Choosing gifts isn't easy, but what's worth all the world is to see you happy and healthy."
Or you can stick to the friendly, familiar, or funny: "Hope your holidays are filled with the brightest cheer."
1-8. When you give her your gift, try to slide in a quick hug.
When she's squealing with delight at your great gift, just go for it. It's normal to exchange hugs like that after gift-giving.
1-9. Give her the gift yourself.
You'll make more of an impression on her if you give her the gift personally. Not only are you showing her how confident you are, you're showing her how she makes you feel. That's a great thing.
1-10. Don't make a big deal of it.
Hopefully she sees how much you like her. Lay low and keep the course.
If she has a gift for you, or gives you a gift over the course of the next couple of weeks, there's a good chance she really values you as a friend or likes you more intimately.
If she really likes your gift, you could take a risk and tell her how you feel. She may even tell you how she feels! You may want to do this in a less populated area (e.g. not at school, work, or at a party), just in case her reaction to the news is unexpected.
If she doesn't get you a gift back, and doesn't starting talking to you more, the signs aren't looking good. She probably doesn't like you in the same way that you like her, but you can never be sure. The surest way is to go out and ask her out at this point. You have nothing to lose.
1-11. Be confident.
If you get a girl a gift, don't back out. Even if she doesn't really like the gift, she'll still love the thought. Put feeling behind your actions and everything should turn out fine.
1-12. If she likes the present, but is "not that into you" remain friends.
Accept the fact she is not the one for you. Try to find the right girl next time.
Tips
Make her feel special in some way when you give the present to her.[5]
X
Research source
Make sure that if you are going to buy her clothing that it is her size. It will be very uncomfortable for you both if you get her something too big or too small!
If you are giving flowers, be conscious of whether your girl likes public attention or not. If she is a shy one, perhaps you should send the flowers to her house and not her place of employment.
Warnings
Don't assume she likes frilly "girl" stuff.
Don't assume she likes pink. Some girls just don't.
Find out if she is already married to or in a relationship with someone. If she is, it may not be the best time to spring a heartfelt gift on her.
If you can see that she doesn't like the present, don't freak. There's always her birthday and next Christmas.
|
{
"create_time": "20230517 11:01:08",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Find out what she wants, but subtly.\\nAsk her about her favorite color, favorite animal or favorite pastime. Everyone has an interest that they consider their own; something that they feel identifies them as an individual. This interest is the key to a good gift.\\nThink about specific sports, activities, animals, bands, authors, or artists that she likes. Any one of these interests is a potential gift.\\nIf you don't want her to know you're asking about her, you can always ask around (her friends, or your friends) to gather more ideas. There's no shame in asking. Ask about other girls' interests, too, if you're worried that you might\\n1-2. Use your feminine side.\\nIt's probably not a great ideas to go and buy her a skull statue, unless she's into that kind of thing. Put yourself in her shoes; think about what girls generally swoon over.\\nJewelry, flowers or candy are usually safe bets. : if you plan on buying her any one of these, don't expect to keep your crush secret. These gifts scream \\\"I'm really into you.\\\"\\nClothing can also be a good option, but choose with care. Shirts, scarves, hats, and socks are all fine clothing gifts.\\n, underwear, lingerie, camisoles or anything that goes underneath clothing is not! It's way too personal and may be taken the wrong way, or earn you a slap in the face. Underwear is only okay with her permission!\\n1-3. Be careful of how much you pay for her present.\\nThis may sound weird to say, but she may get a little uncomfortable if you buy her a $300 necklace and she buys you a pair of socks, or nothing at all. You might want to get her the world, but she might find it embarrassing.\\nIf you're just getting to know your crush, or haven't known her for too long, stick with presents that are under $100. It's still fairly easy to get her a great present that's classy and tasteful but doesn't cost too much. Think about:\\nA nice set of paper and envelopes if she's a romantic or she likes to write letters. A pen (fountain or ball point) might be nice.\\nA set of wonderfully-smelling candles. Just remember that the candles you think smell good might not appeal to her.\\nA lomography camera. A lomography camera is a fancy name for a lo-fi camera that's coming back into style. These cameras are often available under $100.\\nA miniature ecosystem if she's into nature, science, or biology. Mini ecosystems are customizable, require little upkeep, and can be bought for under $100.\\n1-4. Make a gift for her.\\nBuying a gift — anyone can do that. Making a gift, on the other hand — that takes time, effort, and dedication. If you really want to show her you care around her, make her something she'll enjoy and appreciate.\\nThere are tons of things you can make for her. Most involve a little bit of crafting. Maybe go with a rope bowl or some vintage stamp coasters. Both are ideas you can expand on.\\nMake her a necklace with nice fabric and beads, or tiny Polaroid magnets with pictures of you and her.\\nIf she's a food-lover, make her some printable recipe cards where she can immortalize her favorite recipes, or a fruit bouquet packed with some of her favorite fruit.\\n1-5. Get her something that reflects a common interest.\\nIf you both enjoy doing something similar, why not make her happy while reinforcing what you have in common? More common ground can mean more time together.\\nIf you both like a sports team or a particular sport, get tickets to a game. Make sure she actually likes the sport though. You don't want to invite her to a baseball game only to find out she thinks it's incredibly boring.\\nIf you both like art or cooking, buy entry into a sculpture class or a cooking lesson. These are both fun group activities, and end up being pretty easy dates!\\n1-6. Wrap up whatever you get her nicely.\\nSimple wrapping paper with a pretty ribbon. Girls don't like presents handed to them in trash bags.\\nThere are a couple different wrapping methods you can experiment with, or you can always get your present gift wrapped for a fee (or sometimes free).\\nExperiment a bit. Some people wrap the present inside a present. For example, cut a hole out of the middle of an old, used book and place a small, wrapped present inside the space you cut out. Then wrap up the book.\\nEven if you're getting her tickets or something that fits into an envelope, take care to make the envelope look good. Make a great impression on her with sleek, high-quality paper.\\n1-7. Get her a card.\\nWhen you get her a card, don't run down the aisle and get the first one that falls off the shelf. Try to pick one that says something about how special she is. All girls like to be told they are special.\\nKeep your card short and sweet. An essay is probably what you'd like to write, but that much gushing can make her feel overwhelmed and embarrassed. Keep it simple.\\nCards are perfect opportunities for you to say something that will hit home with her.\\nYou can make it suggestive and romantic by saying something like: \\\"Choosing gifts isn't easy, but what's worth all the world is to see you happy and healthy.\\\"\\nOr you can stick to the friendly, familiar, or funny: \\\"Hope your holidays are filled with the brightest cheer.\\\"\\n1-8. When you give her your gift, try to slide in a quick hug.\\nWhen she's squealing with delight at your great gift, just go for it. It's normal to exchange hugs like that after gift-giving.\\n1-9. Give her the gift yourself.\\nYou'll make more of an impression on her if you give her the gift personally. Not only are you showing her how confident you are, you're showing her how she makes you feel. That's a great thing.\\n1-10. Don't make a big deal of it.\\nHopefully she sees how much you like her. Lay low and keep the course.\\nIf she has a gift for you, or gives you a gift over the course of the next couple of weeks, there's a good chance she really values you as a friend or likes you more intimately.\\nIf she really likes your gift, you could take a risk and tell her how you feel. She may even tell you how she feels! You may want to do this in a less populated area (e.g. not at school, work, or at a party), just in case her reaction to the news is unexpected.\\nIf she doesn't get you a gift back, and doesn't starting talking to you more, the signs aren't looking good. She probably doesn't like you in the same way that you like her, but you can never be sure. The surest way is to go out and ask her out at this point. You have nothing to lose.\\n1-11. Be confident.\\nIf you get a girl a gift, don't back out. Even if she doesn't really like the gift, she'll still love the thought. Put feeling behind your actions and everything should turn out fine.\\n1-12. If she likes the present, but is \\\"not that into you\\\" remain friends.\\nAccept the fact she is not the one for you. Try to find the right girl next time.\\nTips\\nMake her feel special in some way when you give the present to her.[5]\\nX\\nResearch source\\nMake sure that if you are going to buy her clothing that it is her size. It will be very uncomfortable for you both if you get her something too big or too small!\\nIf you are giving flowers, be conscious of whether your girl likes public attention or not. If she is a shy one, perhaps you should send the flowers to her house and not her place of employment.\\nWarnings\\nDon't assume she likes frilly \\\"girl\\\" stuff.\\nDon't assume she likes pink. Some girls just don't.\\nFind out if she is already married to or in a relationship with someone. If she is, it may not be the best time to spring a heartfelt gift on her.\\nIf you can see that she doesn't like the present, don't freak. There's always her birthday and next Christmas.\\n\", \"简要回答\": \"A present says a lot about you. Not only does it say that you like someone enough to gift them a special present, it also shows them how thoughtful and perceptive you can be when it comes to them. This article will help you find the perfect gift for your female crush, as well as teach you what girls generally like.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find out what she wants, but subtly.\", \"描述\": \"Ask her about her favorite color, favorite animal or favorite pastime. Everyone has an interest that they consider their own; something that they feel identifies them as an individual. This interest is the key to a good gift.\\nThink about specific sports, activities, animals, bands, authors, or artists that she likes. Any one of these interests is a potential gift.\\nIf you don't want her to know you're asking about her, you can always ask around (her friends, or your friends) to gather more ideas. There's no shame in asking. Ask about other girls' interests, too, if you're worried that you might\"}, {\"编号\": 2, \"标题\": \"Use your feminine side.\", \"描述\": \"It's probably not a great ideas to go and buy her a skull statue, unless she's into that kind of thing. Put yourself in her shoes; think about what girls generally swoon over.\\nJewelry, flowers or candy are usually safe bets. : if you plan on buying her any one of these, don't expect to keep your crush secret. These gifts scream \\\"I'm really into you.\\\"\\nClothing can also be a good option, but choose with care. Shirts, scarves, hats, and socks are all fine clothing gifts.\\n, underwear, lingerie, camisoles or anything that goes underneath clothing is not! It's way too personal and may be taken the wrong way, or earn you a slap in the face. Underwear is only okay with her permission!\"}, {\"编号\": 3, \"标题\": \"Be careful of how much you pay for her present.\", \"描述\": \"This may sound weird to say, but she may get a little uncomfortable if you buy her a $300 necklace and she buys you a pair of socks, or nothing at all. You might want to get her the world, but she might find it embarrassing.\\nIf you're just getting to know your crush, or haven't known her for too long, stick with presents that are under $100. It's still fairly easy to get her a great present that's classy and tasteful but doesn't cost too much. Think about:\\nA nice set of paper and envelopes if she's a romantic or she likes to write letters. A pen (fountain or ball point) might be nice.\\nA set of wonderfully-smelling candles. Just remember that the candles you think smell good might not appeal to her.\\nA lomography camera. A lomography camera is a fancy name for a lo-fi camera that's coming back into style. These cameras are often available under $100.\\nA miniature ecosystem if she's into nature, science, or biology. Mini ecosystems are customizable, require little upkeep, and can be bought for under $100.\"}, {\"编号\": 4, \"标题\": \"Make a gift for her.\", \"描述\": \"Buying a gift — anyone can do that. Making a gift, on the other hand — that takes time, effort, and dedication. If you really want to show her you care around her, make her something she'll enjoy and appreciate.\\nThere are tons of things you can make for her. Most involve a little bit of crafting. Maybe go with a rope bowl or some vintage stamp coasters. Both are ideas you can expand on.\\nMake her a necklace with nice fabric and beads, or tiny Polaroid magnets with pictures of you and her.\\nIf she's a food-lover, make her some printable recipe cards where she can immortalize her favorite recipes, or a fruit bouquet packed with some of her favorite fruit.\"}, {\"编号\": 5, \"标题\": \"Get her something that reflects a common interest.\", \"描述\": \"If you both enjoy doing something similar, why not make her happy while reinforcing what you have in common? More common ground can mean more time together.\\nIf you both like a sports team or a particular sport, get tickets to a game. Make sure she actually likes the sport though. You don't want to invite her to a baseball game only to find out she thinks it's incredibly boring.\\nIf you both like art or cooking, buy entry into a sculpture class or a cooking lesson. These are both fun group activities, and end up being pretty easy dates!\"}, {\"编号\": 6, \"标题\": \"Wrap up whatever you get her nicely.\", \"描述\": \"Simple wrapping paper with a pretty ribbon. Girls don't like presents handed to them in trash bags.\\nThere are a couple different wrapping methods you can experiment with, or you can always get your present gift wrapped for a fee (or sometimes free).\\nExperiment a bit. Some people wrap the present inside a present. For example, cut a hole out of the middle of an old, used book and place a small, wrapped present inside the space you cut out. Then wrap up the book.\\nEven if you're getting her tickets or something that fits into an envelope, take care to make the envelope look good. Make a great impression on her with sleek, high-quality paper.\"}, {\"编号\": 7, \"标题\": \"Get her a card.\", \"描述\": \"When you get her a card, don't run down the aisle and get the first one that falls off the shelf. Try to pick one that says something about how special she is. All girls like to be told they are special.\\nKeep your card short and sweet. An essay is probably what you'd like to write, but that much gushing can make her feel overwhelmed and embarrassed. Keep it simple.\\nCards are perfect opportunities for you to say something that will hit home with her.\\nYou can make it suggestive and romantic by saying something like: \\\"Choosing gifts isn't easy, but what's worth all the world is to see you happy and healthy.\\\"\\nOr you can stick to the friendly, familiar, or funny: \\\"Hope your holidays are filled with the brightest cheer.\\\"\"}, {\"编号\": 8, \"标题\": \"When you give her your gift, try to slide in a quick hug.\", \"描述\": \"When she's squealing with delight at your great gift, just go for it. It's normal to exchange hugs like that after gift-giving.\"}, {\"编号\": 9, \"标题\": \"Give her the gift yourself.\", \"描述\": \"You'll make more of an impression on her if you give her the gift personally. Not only are you showing her how confident you are, you're showing her how she makes you feel. That's a great thing.\"}, {\"编号\": 10, \"标题\": \"Don't make a big deal of it.\", \"描述\": \"Hopefully she sees how much you like her. Lay low and keep the course.\\nIf she has a gift for you, or gives you a gift over the course of the next couple of weeks, there's a good chance she really values you as a friend or likes you more intimately.\\nIf she really likes your gift, you could take a risk and tell her how you feel. She may even tell you how she feels! You may want to do this in a less populated area (e.g. not at school, work, or at a party), just in case her reaction to the news is unexpected.\\nIf she doesn't get you a gift back, and doesn't starting talking to you more, the signs aren't looking good. She probably doesn't like you in the same way that you like her, but you can never be sure. The surest way is to go out and ask her out at this point. You have nothing to lose.\"}, {\"编号\": 11, \"标题\": \"Be confident.\", \"描述\": \"If you get a girl a gift, don't back out. Even if she doesn't really like the gift, she'll still love the thought. Put feeling behind your actions and everything should turn out fine.\"}, {\"编号\": 12, \"标题\": \"If she likes the present, but is \\\"not that into you\\\" remain friends.\", \"描述\": \"Accept the fact she is not the one for you. Try to find the right girl next time.\"}], \"小提示\": [\"Make her feel special in some way when you give the present to her.[5]\\nX\\nResearch source\\n\", \"Make sure that if you are going to buy her clothing that it is her size. It will be very uncomfortable for you both if you get her something too big or too small!\\n\", \"If you are giving flowers, be conscious of whether your girl likes public attention or not. If she is a shy one, perhaps you should send the flowers to her house and not her place of employment.\\n\"], \"注意事项\": [\"Don't assume she likes frilly \\\"girl\\\" stuff.\\n\", \"Don't assume she likes pink. Some girls just don't.\\n\", \"Find out if she is already married to or in a relationship with someone. If she is, it may not be the best time to spring a heartfelt gift on her.\\n\", \"If you can see that she doesn't like the present, don't freak. There's always her birthday and next Christmas.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,000 |
How to Buy a Classic Car
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1. Finding a Car
1-1. Determine what you'll be using the classic car for.
If it will be used as a daily driver, there is no need to find a "show condition" vehicle. If you plan on entering classic car competitions, you'll have to find something with its original parts and spend slightly more. Additionally, you will have different car requirements if you want it for romantic weekends or family outings versus speeding down the highway. Whether you would like to use it year round is another factor to consider. Take all factors into account when deciding on a car to help you find the best one for you.
1-2. Choose a model.
First get a general idea of the car you want. Based on what you’ll be using it for, maybe you’ve decided to go with a Corvette. Once you know the model you are interested in, narrow it down to 2 or 3 years (e.g., Corvette 1963-1965). This will help with your search. To further narrow it down, research what changes were made each year to find what best suits your needs. Then decide on the exact make of the car that you desire.
1-3. Join an owner’s club.
Once you have an idea of which classic car you want, you can find an owner’s club for that type of car. With an owner’s club, you will be able to meet with enthusiasts, learn a lot, and find cars for sale at reasonable prices. Check with local classic car clubs for any people who own, or have owned the type of classic you are interested in. They may be able to help you determine what to buy and what to avoid.
Look at Practical Classics or Classic & Sports Car magazines for lists of owner’s clubs.
1-4. Look online.
There are many websites that sell classic cars. As with any online purchases, be sure to exercise caution when shopping online. Try to see the car in person before buying it whenever possible.
Before buying a car from a website, check reviews of the website through independent organizations such as Consumer Reports or the Better Business Bureau. If a deal feels shady or too good to be true, look elsewhere; many scams happen in online sales, and you don't want to risk making a mistake with a purchase of this magnitude.
1-5. Look at many different cars.
This will help you to make an informed choice. It is a good idea to spend at least a month shopping around before you buy your classic car. If you are looking for a specific model, depending on its rarity, you might need to be patient for one to come on the market. Start by looking locally because it will be easiest to buy a car in your area. This will also make it simple for you to see the car before buying it. Find local sources through your car club, car museums, classic car dealerships, newspaper classifieds, or local online listings, such as your city’s Craigslist.
1-6. Plan your budget
This is important because classic cars come at a wide range of prices. It can be easy to fall in love with a car that you can’t afford. By determining your budget ahead of time, you can keep yourself from overspending. Try to avoid going into debt if at all possible. You don’t want to enjoy your car but lose your house!
To plan a budget, look at your monthly income and expenses and determine how much you have leftover. Take into account money you have in savings and find a reasonable budget that won’t require you to miss out on other important parts of life, like eating, for example!
1-7. Look for rare cars.
It is very difficult to make money by investing in cars, but rare cars are your best chance of doing so. The less that were made, the more value it will have. To find out whether it is especially rare, check with the manufacturer to find out how many were made.
1-8. Buy a restored car.
This will help keep its maintenance to a minimum, but be prepared to pay a premium price. A fully reconditioned, professionally restored car might have hundreds of thousands of dollars invested in time and parts, and will have every nut and bolt examined. A restored car will perform as well, if not better, than it did when it was new. At this point the car will only require normal maintenance, although it is likely you will want to keep it as perfect as possible and maintain it to the highest possible standards.
2. Examining the Car
2-1. Learn about the classic you are interested in.
Research what problem areas the vehicle may have and check if the problem has been resolved. For example, many European classics have electrical problems, so check that the components are in working order. The more you know about your car of interest, the better decision you will make when buying it.
2-2. Drive the car before buying it.
This is not only to make sure that you like it, but also to test for any problems. Look for anything out of the ordinary and pay special attention to how it sounds. Squeaking, grinding, and clunking are not good signs! Make sure to get permission from the dealer or owner before driving it.
If you don’t know a lot about cars, bring someone along for the ride who is an expert, like a friend from your owner’s club.
2-3. Have a vehicle appraiser look at the car.
They may be able to tell if it has been in an accident and whether the engine, transmission, and other vital components are original. This will alter the value of the vehicle. They will determine a price by looking at the value of comparable cars that are sold to ensure a fair market value. They are experts in the car market and highly knowledgeable about classic cars. Having a car professionally appraised is important when making a big investment.
Look for an appraiser that adheres to Uniform Standards of Professional Appraisal Practice to find someone reputable.
Search online using the name of your city and the keywords "classic car appraisal" to find an appraiser near you.
2-4. Check the car’s title.
Make sure it is actually registered to the seller. This will help you to avoid fees and avoid buying a stolen car. You can check with the DMV or vehiclehistory.gov by the car’s VIN (Vehicle Identification Number), which can be found on its registration. There is usually a small fee of a couple of dollars to check the title.Image:Buy a Classic Car Step 12.jpg|center]]
2-5. Look carefully at the interior and exterior.
Does it have its original parts? What damage is there? Each little repair will quickly add up. Look for welding marks, which can signal a clip job. Pay attention to the quality of the paint and notice any dents or misaligned panels. Missing trim and odd smells are another cause for concern. You need to carefully examine any car before you buy it.
2-6. Check the car’s mileage.
The lower the mileage, the less it has been used, the more valuable it is. There is nothing wrong with high-mileage cars, but low-mileage is important if you want your car to be an investment. Additionally, low-mileage cars often require less upkeep than high-mileage cars. But since they are in newer condition, they will likely cost you more.
A low-mileage car would be one with 40,000 miles, for example, while a high-mileage car might have 200,000 miles.
Be aware of mileage scams. Some sellers try to trick buyers by claiming a car has lower miles than it actually has. Any car that has been around for at least 15 years is likely to have significant mileage. Since the odometer can be changed, pay attention to other parts of the car such as the carpets, headliner, gearshift knob, spare wheel, tires, and brake pads. If these have significant wear or damage but the mileage is under 50,000, then something is askew. Low-mileage classics are very rare but are often faked, so be sure to look for the telltale signs.
2-7. Get a used vehicle history report.
This will provide you with valuable information on the car to make sure it has not been stolen and to check how many people owned the car previously. This can be completed online using a service such as Carfax. Simply enter the car’s VIN or license plate and find out its history, including accidents, recalls, usage, damage, and registration. This will cost around $40, but many dealers offer them for free.
Keep in mind that classic cars will generally have multiple owners. This is to be expected, but if your owners are keeping the car for less than a year or two, this could indicate a problem. For example, for a forty-year-old car, between five and ten owners is perfectly acceptable, but over twenty would be cause for concern. Ideally, two owners per decade is a good rule of thumb.
2-8. Get it inspected.
Car inspection companies and car repair shops offer inspections. A thorough inspection will be conducted by an expert who will look at the car’s exterior, engine, brakes, tires, radiator, belts, hoses, and fluids. This is an especially important step if you are not a mechanic. This can help you to avoid buying a car with any major problems. If you are buying the car from a dealer, it will likely come with an inspection.
National Auto Inspection Services offer inspections for $220.
To get an inspection specific to classic cars, find a list of inspectors at fossilcars.com/resources/classic-car-inspections. It is a good idea to get a classic car inspected by a specialist that knows exactly what to look for with classics. You don’t need to worry about finding an inspector specifically for your car’s make or model, but finding one specifically for classics will help.
2-9. Look for rust damage.
Expect some rust, but if an entire panel is rusted, this is cause for concern. Significant rust means the car has not been properly maintained. It can also indicate more serious problems with the car. A little rust around the edges is to be expected in an old car, but significant rust means you should look elsewhere.
2-10. Check that the VINs (Vehicle Identification Number) match.
Check that the VIN on the car's title matches the official VIN tag. If they do not match then the vehicle may have been in a severe accident, stolen, or counterfeit.
VIN numbers were first used in 1954 and the numbers and letters used, as well as the length, varied by manufacturer until they became standardized in the 80s.
You may be able to locate VIN or serial numbers on a sticker on the driver's side door, on the firewall, or elsewhere in the engine compartment.
Check the engine, transmission, and rear axle to make sure they have the same VIN number as well. The last six numbers of the VIN should be on the engine, and matching dates should be on the transmission and rear axle.
3. Buying the Car
3-1. Prepare for hidden costs.
A classic car will cost a lot more than its original price. Plan to spend up to seven times more for insurance than you would with an average car. Storing the car can also cost a lot if you don’t have your own garage. Storage in an auto facility or motor club can cost $500+/month. Classic cars generally require a lot of upkeep, and unexpected repairs can cost $1000+. Make sure to factor all costs into its price so that you have enough money to maintain your car.
Be prepared to pay more for parts. If you buy something rare, be prepared to pay more not only for the car, but also for its parts. In many cases you'll have to get parts custom-made, which can be very expensive. You may also be able to buy used parts from someone who is "chopping" up a similar model. You can check online auctions for general availability of such parts.
3-2. Pay an appropriate price.
It is not uncommon for new classic car buyers to overspend. A fair price needs to be calculated based on the car's age, the condition it's in, how rare it is, and what features it has. Find the market value of your car at the National Automobile Dealers Association at nada.org.
3-3. Buy the car.
If you need to finance the car, you will likely have trouble finding a bank or lending institution that is willing to help because they don’t understand the value of an object that is several decades old. But there are some companies that will help, such as J.J. Best Banc & Company and Woodside Credit. You will need to make a down payment of 10-30% and will pay interest ranging from 5-10%. The loan is often for 10-12 years and you can often build in the cost of warranty. The insurance and car title will need to be in the owner’s name. You can transfer the car title at the DMV.
Of course, if you have the money to pay for it, you can simply buy it with your own money. It is always preferable to avoid going into debt. Save up for it and then pay by check.
Another option is to lease a classic car if you can’t afford to own it. This is advantageous because if the market changes and the car’s value decreases, it won’t affect you.
Tips
Try to buy something with full service records. This will give you some peace of mind.
Be careful with the car; you don't want to ruin something you spent your money for!
Warnings
Be aware that classic vehicles require effort to stay in the shape they are. Many people buy a classic with the thought, "Wouldn't it be fun to drive that after work every day?” Realistically, there will always be something that needs fixing.
Remember classic cars were built during a different time, with different standards from today. Some old cars were manufactured with materials known to corrode and much lower safety standards than today. You may find you are better storing your classic motor in a garage over winter, to ensure protection from the colder and harsher weather conditions.
The good thing with an older vehicle is that because there is less gadgets, there is usually less things to go wrong and if something does, it will be easier to fix (eg. No touchscreens to reprogram, electric windows to jam, central locking to malfunction).
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{
"create_time": "20230517 11:01:08",
"回答明细": "{\"回答\": \"1. Finding a Car\\n1-1. Determine what you'll be using the classic car for.\\nIf it will be used as a daily driver, there is no need to find a \\\"show condition\\\" vehicle. If you plan on entering classic car competitions, you'll have to find something with its original parts and spend slightly more. Additionally, you will have different car requirements if you want it for romantic weekends or family outings versus speeding down the highway. Whether you would like to use it year round is another factor to consider. Take all factors into account when deciding on a car to help you find the best one for you.\\n1-2. Choose a model.\\nFirst get a general idea of the car you want. Based on what you’ll be using it for, maybe you’ve decided to go with a Corvette. Once you know the model you are interested in, narrow it down to 2 or 3 years (e.g., Corvette 1963-1965). This will help with your search. To further narrow it down, research what changes were made each year to find what best suits your needs. Then decide on the exact make of the car that you desire.\\n1-3. Join an owner’s club.\\nOnce you have an idea of which classic car you want, you can find an owner’s club for that type of car. With an owner’s club, you will be able to meet with enthusiasts, learn a lot, and find cars for sale at reasonable prices. Check with local classic car clubs for any people who own, or have owned the type of classic you are interested in. They may be able to help you determine what to buy and what to avoid.\\nLook at Practical Classics or Classic & Sports Car magazines for lists of owner’s clubs.\\n1-4. Look online.\\nThere are many websites that sell classic cars. As with any online purchases, be sure to exercise caution when shopping online. Try to see the car in person before buying it whenever possible.\\nBefore buying a car from a website, check reviews of the website through independent organizations such as Consumer Reports or the Better Business Bureau. If a deal feels shady or too good to be true, look elsewhere; many scams happen in online sales, and you don't want to risk making a mistake with a purchase of this magnitude.\\n1-5. Look at many different cars.\\nThis will help you to make an informed choice. It is a good idea to spend at least a month shopping around before you buy your classic car. If you are looking for a specific model, depending on its rarity, you might need to be patient for one to come on the market. Start by looking locally because it will be easiest to buy a car in your area. This will also make it simple for you to see the car before buying it. Find local sources through your car club, car museums, classic car dealerships, newspaper classifieds, or local online listings, such as your city’s Craigslist.\\n1-6. Plan your budget\\nThis is important because classic cars come at a wide range of prices. It can be easy to fall in love with a car that you can’t afford. By determining your budget ahead of time, you can keep yourself from overspending. Try to avoid going into debt if at all possible. You don’t want to enjoy your car but lose your house!\\nTo plan a budget, look at your monthly income and expenses and determine how much you have leftover. Take into account money you have in savings and find a reasonable budget that won’t require you to miss out on other important parts of life, like eating, for example!\\n1-7. Look for rare cars.\\nIt is very difficult to make money by investing in cars, but rare cars are your best chance of doing so. The less that were made, the more value it will have. To find out whether it is especially rare, check with the manufacturer to find out how many were made.\\n1-8. Buy a restored car.\\nThis will help keep its maintenance to a minimum, but be prepared to pay a premium price. A fully reconditioned, professionally restored car might have hundreds of thousands of dollars invested in time and parts, and will have every nut and bolt examined. A restored car will perform as well, if not better, than it did when it was new. At this point the car will only require normal maintenance, although it is likely you will want to keep it as perfect as possible and maintain it to the highest possible standards.\\n2. Examining the Car\\n2-1. Learn about the classic you are interested in.\\nResearch what problem areas the vehicle may have and check if the problem has been resolved. For example, many European classics have electrical problems, so check that the components are in working order. The more you know about your car of interest, the better decision you will make when buying it.\\n2-2. Drive the car before buying it.\\nThis is not only to make sure that you like it, but also to test for any problems. Look for anything out of the ordinary and pay special attention to how it sounds. Squeaking, grinding, and clunking are not good signs! Make sure to get permission from the dealer or owner before driving it.\\nIf you don’t know a lot about cars, bring someone along for the ride who is an expert, like a friend from your owner’s club.\\n2-3. Have a vehicle appraiser look at the car.\\nThey may be able to tell if it has been in an accident and whether the engine, transmission, and other vital components are original. This will alter the value of the vehicle. They will determine a price by looking at the value of comparable cars that are sold to ensure a fair market value. They are experts in the car market and highly knowledgeable about classic cars. Having a car professionally appraised is important when making a big investment.\\nLook for an appraiser that adheres to Uniform Standards of Professional Appraisal Practice to find someone reputable.\\nSearch online using the name of your city and the keywords \\\"classic car appraisal\\\" to find an appraiser near you.\\n2-4. Check the car’s title.\\nMake sure it is actually registered to the seller. This will help you to avoid fees and avoid buying a stolen car. You can check with the DMV or vehiclehistory.gov by the car’s VIN (Vehicle Identification Number), which can be found on its registration. There is usually a small fee of a couple of dollars to check the title.Image:Buy a Classic Car Step 12.jpg|center]]\\n2-5. Look carefully at the interior and exterior.\\nDoes it have its original parts? What damage is there? Each little repair will quickly add up. Look for welding marks, which can signal a clip job. Pay attention to the quality of the paint and notice any dents or misaligned panels. Missing trim and odd smells are another cause for concern. You need to carefully examine any car before you buy it.\\n2-6. Check the car’s mileage.\\nThe lower the mileage, the less it has been used, the more valuable it is. There is nothing wrong with high-mileage cars, but low-mileage is important if you want your car to be an investment. Additionally, low-mileage cars often require less upkeep than high-mileage cars. But since they are in newer condition, they will likely cost you more.\\nA low-mileage car would be one with 40,000 miles, for example, while a high-mileage car might have 200,000 miles.\\nBe aware of mileage scams. Some sellers try to trick buyers by claiming a car has lower miles than it actually has. Any car that has been around for at least 15 years is likely to have significant mileage. Since the odometer can be changed, pay attention to other parts of the car such as the carpets, headliner, gearshift knob, spare wheel, tires, and brake pads. If these have significant wear or damage but the mileage is under 50,000, then something is askew. Low-mileage classics are very rare but are often faked, so be sure to look for the telltale signs.\\n2-7. Get a used vehicle history report.\\nThis will provide you with valuable information on the car to make sure it has not been stolen and to check how many people owned the car previously. This can be completed online using a service such as Carfax. Simply enter the car’s VIN or license plate and find out its history, including accidents, recalls, usage, damage, and registration. This will cost around $40, but many dealers offer them for free.\\nKeep in mind that classic cars will generally have multiple owners. This is to be expected, but if your owners are keeping the car for less than a year or two, this could indicate a problem. For example, for a forty-year-old car, between five and ten owners is perfectly acceptable, but over twenty would be cause for concern. Ideally, two owners per decade is a good rule of thumb.\\n2-8. Get it inspected.\\nCar inspection companies and car repair shops offer inspections. A thorough inspection will be conducted by an expert who will look at the car’s exterior, engine, brakes, tires, radiator, belts, hoses, and fluids. This is an especially important step if you are not a mechanic. This can help you to avoid buying a car with any major problems. If you are buying the car from a dealer, it will likely come with an inspection.\\nNational Auto Inspection Services offer inspections for $220.\\nTo get an inspection specific to classic cars, find a list of inspectors at fossilcars.com/resources/classic-car-inspections. It is a good idea to get a classic car inspected by a specialist that knows exactly what to look for with classics. You don’t need to worry about finding an inspector specifically for your car’s make or model, but finding one specifically for classics will help.\\n2-9. Look for rust damage.\\nExpect some rust, but if an entire panel is rusted, this is cause for concern. Significant rust means the car has not been properly maintained. It can also indicate more serious problems with the car. A little rust around the edges is to be expected in an old car, but significant rust means you should look elsewhere.\\n2-10. Check that the VINs (Vehicle Identification Number) match.\\nCheck that the VIN on the car's title matches the official VIN tag. If they do not match then the vehicle may have been in a severe accident, stolen, or counterfeit.\\nVIN numbers were first used in 1954 and the numbers and letters used, as well as the length, varied by manufacturer until they became standardized in the 80s.\\nYou may be able to locate VIN or serial numbers on a sticker on the driver's side door, on the firewall, or elsewhere in the engine compartment.\\nCheck the engine, transmission, and rear axle to make sure they have the same VIN number as well. The last six numbers of the VIN should be on the engine, and matching dates should be on the transmission and rear axle.\\n3. Buying the Car\\n3-1. Prepare for hidden costs.\\nA classic car will cost a lot more than its original price. Plan to spend up to seven times more for insurance than you would with an average car. Storing the car can also cost a lot if you don’t have your own garage. Storage in an auto facility or motor club can cost $500+/month. Classic cars generally require a lot of upkeep, and unexpected repairs can cost $1000+. Make sure to factor all costs into its price so that you have enough money to maintain your car.\\nBe prepared to pay more for parts. If you buy something rare, be prepared to pay more not only for the car, but also for its parts. In many cases you'll have to get parts custom-made, which can be very expensive. You may also be able to buy used parts from someone who is \\\"chopping\\\" up a similar model. You can check online auctions for general availability of such parts.\\n3-2. Pay an appropriate price.\\nIt is not uncommon for new classic car buyers to overspend. A fair price needs to be calculated based on the car's age, the condition it's in, how rare it is, and what features it has. Find the market value of your car at the National Automobile Dealers Association at nada.org.\\n3-3. Buy the car.\\nIf you need to finance the car, you will likely have trouble finding a bank or lending institution that is willing to help because they don’t understand the value of an object that is several decades old. But there are some companies that will help, such as J.J. Best Banc & Company and Woodside Credit. You will need to make a down payment of 10-30% and will pay interest ranging from 5-10%. The loan is often for 10-12 years and you can often build in the cost of warranty. The insurance and car title will need to be in the owner’s name. You can transfer the car title at the DMV.\\nOf course, if you have the money to pay for it, you can simply buy it with your own money. It is always preferable to avoid going into debt. Save up for it and then pay by check.\\nAnother option is to lease a classic car if you can’t afford to own it. This is advantageous because if the market changes and the car’s value decreases, it won’t affect you.\\nTips\\nTry to buy something with full service records. This will give you some peace of mind.\\nBe careful with the car; you don't want to ruin something you spent your money for!\\nWarnings\\nBe aware that classic vehicles require effort to stay in the shape they are. Many people buy a classic with the thought, \\\"Wouldn't it be fun to drive that after work every day?” Realistically, there will always be something that needs fixing.\\nRemember classic cars were built during a different time, with different standards from today. Some old cars were manufactured with materials known to corrode and much lower safety standards than today. You may find you are better storing your classic motor in a garage over winter, to ensure protection from the colder and harsher weather conditions.\\nThe good thing with an older vehicle is that because there is less gadgets, there is usually less things to go wrong and if something does, it will be easier to fix (eg. No touchscreens to reprogram, electric windows to jam, central locking to malfunction).\\n\", \"简要回答\": \"Buying a classic car is not so different from purchasing a typical car. It requires a good amount of research and inspection to make sure you are getting a good-quality vehicle. Buying a classic car has the added challenge of it being used and being a collector’s item, so there is much more to look for ahead of time. Additionally, classic cars are often much larger investments than normal cars, so it is important to get it right. By doing your research, diligently examining the car, and having realistic buying expectations, you can find the classic car of your dreams.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding a Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Determine what you'll be using the classic car for.\", \"描述\": \"If it will be used as a daily driver, there is no need to find a \\\"show condition\\\" vehicle. If you plan on entering classic car competitions, you'll have to find something with its original parts and spend slightly more. Additionally, you will have different car requirements if you want it for romantic weekends or family outings versus speeding down the highway. Whether you would like to use it year round is another factor to consider. Take all factors into account when deciding on a car to help you find the best one for you.\"}, {\"编号\": 2, \"标题\": \"Choose a model.\", \"描述\": \"First get a general idea of the car you want. Based on what you’ll be using it for, maybe you’ve decided to go with a Corvette. Once you know the model you are interested in, narrow it down to 2 or 3 years (e.g., Corvette 1963-1965). This will help with your search. To further narrow it down, research what changes were made each year to find what best suits your needs. Then decide on the exact make of the car that you desire.\"}, {\"编号\": 3, \"标题\": \"Join an owner’s club.\", \"描述\": \"Once you have an idea of which classic car you want, you can find an owner’s club for that type of car. With an owner’s club, you will be able to meet with enthusiasts, learn a lot, and find cars for sale at reasonable prices. Check with local classic car clubs for any people who own, or have owned the type of classic you are interested in. They may be able to help you determine what to buy and what to avoid.\\nLook at Practical Classics or Classic & Sports Car magazines for lists of owner’s clubs.\"}, {\"编号\": 4, \"标题\": \"Look online.\", \"描述\": \"There are many websites that sell classic cars. As with any online purchases, be sure to exercise caution when shopping online. Try to see the car in person before buying it whenever possible.\\nBefore buying a car from a website, check reviews of the website through independent organizations such as Consumer Reports or the Better Business Bureau. If a deal feels shady or too good to be true, look elsewhere; many scams happen in online sales, and you don't want to risk making a mistake with a purchase of this magnitude.\"}, {\"编号\": 5, \"标题\": \"Look at many different cars.\", \"描述\": \"This will help you to make an informed choice. It is a good idea to spend at least a month shopping around before you buy your classic car. If you are looking for a specific model, depending on its rarity, you might need to be patient for one to come on the market. Start by looking locally because it will be easiest to buy a car in your area. This will also make it simple for you to see the car before buying it. Find local sources through your car club, car museums, classic car dealerships, newspaper classifieds, or local online listings, such as your city’s Craigslist.\"}, {\"编号\": 6, \"标题\": \"Plan your budget\", \"描述\": \"This is important because classic cars come at a wide range of prices. It can be easy to fall in love with a car that you can’t afford. By determining your budget ahead of time, you can keep yourself from overspending. Try to avoid going into debt if at all possible. You don’t want to enjoy your car but lose your house!\\nTo plan a budget, look at your monthly income and expenses and determine how much you have leftover. Take into account money you have in savings and find a reasonable budget that won’t require you to miss out on other important parts of life, like eating, for example!\"}, {\"编号\": 7, \"标题\": \"Look for rare cars.\", \"描述\": \"It is very difficult to make money by investing in cars, but rare cars are your best chance of doing so. The less that were made, the more value it will have. To find out whether it is especially rare, check with the manufacturer to find out how many were made.\"}, {\"编号\": 8, \"标题\": \"Buy a restored car.\", \"描述\": \"This will help keep its maintenance to a minimum, but be prepared to pay a premium price. A fully reconditioned, professionally restored car might have hundreds of thousands of dollars invested in time and parts, and will have every nut and bolt examined. A restored car will perform as well, if not better, than it did when it was new. At this point the car will only require normal maintenance, although it is likely you will want to keep it as perfect as possible and maintain it to the highest possible standards.\"}]}, {\"编号\": 2, \"标题\": \"Examining the Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Learn about the classic you are interested in.\", \"描述\": \"Research what problem areas the vehicle may have and check if the problem has been resolved. For example, many European classics have electrical problems, so check that the components are in working order. The more you know about your car of interest, the better decision you will make when buying it.\"}, {\"编号\": 2, \"标题\": \"Drive the car before buying it.\", \"描述\": \"This is not only to make sure that you like it, but also to test for any problems. Look for anything out of the ordinary and pay special attention to how it sounds. Squeaking, grinding, and clunking are not good signs! Make sure to get permission from the dealer or owner before driving it.\\nIf you don’t know a lot about cars, bring someone along for the ride who is an expert, like a friend from your owner’s club.\"}, {\"编号\": 3, \"标题\": \"Have a vehicle appraiser look at the car.\", \"描述\": \"They may be able to tell if it has been in an accident and whether the engine, transmission, and other vital components are original. This will alter the value of the vehicle. They will determine a price by looking at the value of comparable cars that are sold to ensure a fair market value. They are experts in the car market and highly knowledgeable about classic cars. Having a car professionally appraised is important when making a big investment.\\nLook for an appraiser that adheres to Uniform Standards of Professional Appraisal Practice to find someone reputable.\\nSearch online using the name of your city and the keywords \\\"classic car appraisal\\\" to find an appraiser near you.\"}, {\"编号\": 4, \"标题\": \"Check the car’s title.\", \"描述\": \"Make sure it is actually registered to the seller. This will help you to avoid fees and avoid buying a stolen car. You can check with the DMV or vehiclehistory.gov by the car’s VIN (Vehicle Identification Number), which can be found on its registration. There is usually a small fee of a couple of dollars to check the title.Image:Buy a Classic Car Step 12.jpg|center]]\"}, {\"编号\": 5, \"标题\": \"Look carefully at the interior and exterior.\", \"描述\": \"Does it have its original parts? What damage is there? Each little repair will quickly add up. Look for welding marks, which can signal a clip job. Pay attention to the quality of the paint and notice any dents or misaligned panels. Missing trim and odd smells are another cause for concern. You need to carefully examine any car before you buy it.\"}, {\"编号\": 6, \"标题\": \"Check the car’s mileage.\", \"描述\": \"The lower the mileage, the less it has been used, the more valuable it is. There is nothing wrong with high-mileage cars, but low-mileage is important if you want your car to be an investment. Additionally, low-mileage cars often require less upkeep than high-mileage cars. But since they are in newer condition, they will likely cost you more.\\nA low-mileage car would be one with 40,000 miles, for example, while a high-mileage car might have 200,000 miles.\\nBe aware of mileage scams. Some sellers try to trick buyers by claiming a car has lower miles than it actually has. Any car that has been around for at least 15 years is likely to have significant mileage. Since the odometer can be changed, pay attention to other parts of the car such as the carpets, headliner, gearshift knob, spare wheel, tires, and brake pads. If these have significant wear or damage but the mileage is under 50,000, then something is askew. Low-mileage classics are very rare but are often faked, so be sure to look for the telltale signs.\"}, {\"编号\": 7, \"标题\": \"Get a used vehicle history report.\", \"描述\": \"This will provide you with valuable information on the car to make sure it has not been stolen and to check how many people owned the car previously. This can be completed online using a service such as Carfax. Simply enter the car’s VIN or license plate and find out its history, including accidents, recalls, usage, damage, and registration. This will cost around $40, but many dealers offer them for free.\\nKeep in mind that classic cars will generally have multiple owners. This is to be expected, but if your owners are keeping the car for less than a year or two, this could indicate a problem. For example, for a forty-year-old car, between five and ten owners is perfectly acceptable, but over twenty would be cause for concern. Ideally, two owners per decade is a good rule of thumb.\"}, {\"编号\": 8, \"标题\": \"Get it inspected.\", \"描述\": \"Car inspection companies and car repair shops offer inspections. A thorough inspection will be conducted by an expert who will look at the car’s exterior, engine, brakes, tires, radiator, belts, hoses, and fluids. This is an especially important step if you are not a mechanic. This can help you to avoid buying a car with any major problems. If you are buying the car from a dealer, it will likely come with an inspection.\\nNational Auto Inspection Services offer inspections for $220.\\nTo get an inspection specific to classic cars, find a list of inspectors at fossilcars.com/resources/classic-car-inspections. It is a good idea to get a classic car inspected by a specialist that knows exactly what to look for with classics. You don’t need to worry about finding an inspector specifically for your car’s make or model, but finding one specifically for classics will help.\"}, {\"编号\": 9, \"标题\": \"Look for rust damage.\", \"描述\": \"Expect some rust, but if an entire panel is rusted, this is cause for concern. Significant rust means the car has not been properly maintained. It can also indicate more serious problems with the car. A little rust around the edges is to be expected in an old car, but significant rust means you should look elsewhere.\"}, {\"编号\": 10, \"标题\": \"Check that the VINs (Vehicle Identification Number) match.\", \"描述\": \"Check that the VIN on the car's title matches the official VIN tag. If they do not match then the vehicle may have been in a severe accident, stolen, or counterfeit.\\nVIN numbers were first used in 1954 and the numbers and letters used, as well as the length, varied by manufacturer until they became standardized in the 80s.\\nYou may be able to locate VIN or serial numbers on a sticker on the driver's side door, on the firewall, or elsewhere in the engine compartment.\\nCheck the engine, transmission, and rear axle to make sure they have the same VIN number as well. The last six numbers of the VIN should be on the engine, and matching dates should be on the transmission and rear axle.\"}]}, {\"编号\": 3, \"标题\": \"Buying the Car\", \"步骤\": [{\"编号\": 1, \"标题\": \"Prepare for hidden costs.\", \"描述\": \"A classic car will cost a lot more than its original price. Plan to spend up to seven times more for insurance than you would with an average car. Storing the car can also cost a lot if you don’t have your own garage. Storage in an auto facility or motor club can cost $500+/month. Classic cars generally require a lot of upkeep, and unexpected repairs can cost $1000+. Make sure to factor all costs into its price so that you have enough money to maintain your car.\\nBe prepared to pay more for parts. If you buy something rare, be prepared to pay more not only for the car, but also for its parts. In many cases you'll have to get parts custom-made, which can be very expensive. You may also be able to buy used parts from someone who is \\\"chopping\\\" up a similar model. You can check online auctions for general availability of such parts.\"}, {\"编号\": 2, \"标题\": \"Pay an appropriate price.\", \"描述\": \"It is not uncommon for new classic car buyers to overspend. A fair price needs to be calculated based on the car's age, the condition it's in, how rare it is, and what features it has. Find the market value of your car at the National Automobile Dealers Association at nada.org.\"}, {\"编号\": 3, \"标题\": \"Buy the car.\", \"描述\": \"If you need to finance the car, you will likely have trouble finding a bank or lending institution that is willing to help because they don’t understand the value of an object that is several decades old. But there are some companies that will help, such as J.J. Best Banc & Company and Woodside Credit. You will need to make a down payment of 10-30% and will pay interest ranging from 5-10%. The loan is often for 10-12 years and you can often build in the cost of warranty. The insurance and car title will need to be in the owner’s name. You can transfer the car title at the DMV.\\nOf course, if you have the money to pay for it, you can simply buy it with your own money. It is always preferable to avoid going into debt. Save up for it and then pay by check.\\nAnother option is to lease a classic car if you can’t afford to own it. This is advantageous because if the market changes and the car’s value decreases, it won’t affect you.\"}], \"小提示\": [\"Try to buy something with full service records. This will give you some peace of mind.\\n\", \"Be careful with the car; you don't want to ruin something you spent your money for!\\n\"], \"注意事项\": [\"Be aware that classic vehicles require effort to stay in the shape they are. Many people buy a classic with the thought, \\\"Wouldn't it be fun to drive that after work every day?” Realistically, there will always be something that needs fixing.\\n\", \"Remember classic cars were built during a different time, with different standards from today. Some old cars were manufactured with materials known to corrode and much lower safety standards than today. You may find you are better storing your classic motor in a garage over winter, to ensure protection from the colder and harsher weather conditions.\\n\", \"The good thing with an older vehicle is that because there is less gadgets, there is usually less things to go wrong and if something does, it will be easier to fix (eg. No touchscreens to reprogram, electric windows to jam, central locking to malfunction).\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,001 |
How to Buy a Cocker Spaniel Puppy
|
1. Finding the Right Breeder
1-1. Locate local breeders.
Aim to buy a purebred puppy from a responsible local Cocker Spaniel breeder. It is a good idea to visit a few local breeders before choosing one from which to buy a puppy. Check local classified listings, talk to area vets, attend dog shows, visit dog parks, and ask other local Cocker Spaniel owners for referrals to reputable breeders. It's best to shop locally so you can meet the puppy first and establish a relationship with a knowledgeable breeder.
Browse the database of Cocker Spaniel breeders at the American Spaniel Club (ASC) website to look for ASC-registered breeders in your state: http://www.asc-cockerspaniel.org/index.php/breeders.html
1-2. Ask about the breeder’s experience.
Ask how many years of experience the breeder has; ideally, they should have at least a few years of experience. Also, ask if they only breed Cocker Spaniel puppies or other breeds as well. If they specialize in Cocker Spaniels, they are more likely to be knowledgeable about them. Be polite and direct with questions like:
"Have you been a breeder for many years?"
"Have you only bred Cocker Spaniels?"
1-3. Ask about health considerations.
Making sure that your new puppy is healthy is of the utmost concern, and it should be a breeder's primary concern as well. Be sure to ask your breeder if the puppies’ mother is current on her vaccines, as puppies receive their early immunity to disease directly from their mother, and if either parent had any genetic defects. You should also inquire if the puppy will be seen by a vet before it is sold.
Conditions like progressive retinal atrophy (PRA), cataracts, glaucoma, cardiomyopathy, and hip dysplasia are common in Cocker Spaniels, so ask if either parent of the litter has been afflicted with any of them.
Both the mother and the father should be certified by the Orthopedic Foundation for Animals (OFA) as well.
1-4. Do not buy from a pet store.
Almost all pet stores puppies come from puppy mills, which are essentially puppy factories with horrible, unhealthy conditions. Given the popularity of the Cocker Spaniel breed, many Cocker Spaniel puppies will be sold in pet stores. Buying your new puppy from a pet store, however, supports and perpetuates the puppy mill business that exploits and harms animals. Dogs raised in pet mills are also likely to carry parasites and suffer from health problems.
1-5. Insist on visiting the premises.
If you contact a breeder to buy a puppy, make sure to visit the premises before going through with your purchase. Breeders who avoid your visit and offer to deliver the puppy to you are likely trying to hide the true conditions of their breeding operation. If you are not able to see the condition of your puppy’s first home, as well as the state of its mother, you should not trust the breeder you are dealing with.
1-6. Read the breeder’s behaviour.
Given the popularity of Cocker Spaniels and their unfortunate appeal to exploitative breeders, you should be vigilant about who you are doing business with. Puppy mill breeders are concerned with profit above all else, so they will likely fall all over you to make the sale while evading questions about their business. Steer clear of any breeders who are not forthcoming or secretive.
Responsible breeders invest time and care into their puppies and are more likely to be choosy about who they do business with, and express interest in the conditions of the new home the dog will be going to.
2. Choosing Your Unique Pet
2-1. Pick the best of the litter.
When choosing your puppy from a litter, try to pick a moderately tempered dog and avoid extremes (too energetic, or too withdrawn and skittish). Look for puppies that are calm, but also curious and friendly. As a breed, Cocker Spaniels are enthusiastic, agreeable, and affectionate, so these qualities should be evident the puppies you interact with.
Make sure to spend some one-on-one time with your potential new puppy to evaluate it away from the rest of the litter.
2-2. Make sure your puppy is the right age.
Before bringing home your new puppy, you should make sure that it is old enough to be taken away from its mother and the rest of its litter. Puppies need at least 8 weeks with their canine family to grow, learn, and mature enough to their full potential. During this initial period they will learn social skills, be weaned from their mother, grow teeth, and start eating solid food.
2-3. Consider adopting a puppy.
Consider adopting a Cocker Spaniel puppy instead of buying one- you’ll not only save a life, but you’ll gain a new pet at a lower cost than buying a puppy from a breeder. Contact dog rescue groups in your area for a referral to other rescue groups that deal with Cocker Spaniels. Local animal shelters and veterinarian offices may also be able to provide referrals.
Check the American Spaniel Club (ASC) website for a list of ASC-registered Cocker Spaniel rescue groups in the US.
Tips
Purchase a sturdy, safe carrier before buying your puppy so you will have something solid to take her home in. If you have a long trip ahead of you, also have water and food to give to your puppy.
While you may be looking for a Cocker Spaniel puppy, don't be closed off to the possibility of getting an adolescent or adult Cocker Spaniel dog.
Warnings
Cocker Spaniels are not a recommended breed for households with young children.
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Finding the Right Breeder\\n1-1. Locate local breeders.\\nAim to buy a purebred puppy from a responsible local Cocker Spaniel breeder. It is a good idea to visit a few local breeders before choosing one from which to buy a puppy. Check local classified listings, talk to area vets, attend dog shows, visit dog parks, and ask other local Cocker Spaniel owners for referrals to reputable breeders. It's best to shop locally so you can meet the puppy first and establish a relationship with a knowledgeable breeder.\\nBrowse the database of Cocker Spaniel breeders at the American Spaniel Club (ASC) website to look for ASC-registered breeders in your state: http://www.asc-cockerspaniel.org/index.php/breeders.html\\n1-2. Ask about the breeder’s experience.\\nAsk how many years of experience the breeder has; ideally, they should have at least a few years of experience. Also, ask if they only breed Cocker Spaniel puppies or other breeds as well. If they specialize in Cocker Spaniels, they are more likely to be knowledgeable about them. Be polite and direct with questions like:\\n\\\"Have you been a breeder for many years?\\\"\\n\\\"Have you only bred Cocker Spaniels?\\\"\\n1-3. Ask about health considerations.\\nMaking sure that your new puppy is healthy is of the utmost concern, and it should be a breeder's primary concern as well. Be sure to ask your breeder if the puppies’ mother is current on her vaccines, as puppies receive their early immunity to disease directly from their mother, and if either parent had any genetic defects. You should also inquire if the puppy will be seen by a vet before it is sold.\\nConditions like progressive retinal atrophy (PRA), cataracts, glaucoma, cardiomyopathy, and hip dysplasia are common in Cocker Spaniels, so ask if either parent of the litter has been afflicted with any of them.\\nBoth the mother and the father should be certified by the Orthopedic Foundation for Animals (OFA) as well.\\n1-4. Do not buy from a pet store.\\nAlmost all pet stores puppies come from puppy mills, which are essentially puppy factories with horrible, unhealthy conditions. Given the popularity of the Cocker Spaniel breed, many Cocker Spaniel puppies will be sold in pet stores. Buying your new puppy from a pet store, however, supports and perpetuates the puppy mill business that exploits and harms animals. Dogs raised in pet mills are also likely to carry parasites and suffer from health problems.\\n1-5. Insist on visiting the premises.\\nIf you contact a breeder to buy a puppy, make sure to visit the premises before going through with your purchase. Breeders who avoid your visit and offer to deliver the puppy to you are likely trying to hide the true conditions of their breeding operation. If you are not able to see the condition of your puppy’s first home, as well as the state of its mother, you should not trust the breeder you are dealing with.\\n1-6. Read the breeder’s behaviour.\\nGiven the popularity of Cocker Spaniels and their unfortunate appeal to exploitative breeders, you should be vigilant about who you are doing business with. Puppy mill breeders are concerned with profit above all else, so they will likely fall all over you to make the sale while evading questions about their business. Steer clear of any breeders who are not forthcoming or secretive.\\nResponsible breeders invest time and care into their puppies and are more likely to be choosy about who they do business with, and express interest in the conditions of the new home the dog will be going to.\\n2. Choosing Your Unique Pet\\n2-1. Pick the best of the litter.\\nWhen choosing your puppy from a litter, try to pick a moderately tempered dog and avoid extremes (too energetic, or too withdrawn and skittish). Look for puppies that are calm, but also curious and friendly. As a breed, Cocker Spaniels are enthusiastic, agreeable, and affectionate, so these qualities should be evident the puppies you interact with.\\nMake sure to spend some one-on-one time with your potential new puppy to evaluate it away from the rest of the litter.\\n2-2. Make sure your puppy is the right age.\\nBefore bringing home your new puppy, you should make sure that it is old enough to be taken away from its mother and the rest of its litter. Puppies need at least 8 weeks with their canine family to grow, learn, and mature enough to their full potential. During this initial period they will learn social skills, be weaned from their mother, grow teeth, and start eating solid food.\\n2-3. Consider adopting a puppy.\\nConsider adopting a Cocker Spaniel puppy instead of buying one- you’ll not only save a life, but you’ll gain a new pet at a lower cost than buying a puppy from a breeder. Contact dog rescue groups in your area for a referral to other rescue groups that deal with Cocker Spaniels. Local animal shelters and veterinarian offices may also be able to provide referrals.\\nCheck the American Spaniel Club (ASC) website for a list of ASC-registered Cocker Spaniel rescue groups in the US.\\nTips\\nPurchase a sturdy, safe carrier before buying your puppy so you will have something solid to take her home in. If you have a long trip ahead of you, also have water and food to give to your puppy.\\nWhile you may be looking for a Cocker Spaniel puppy, don't be closed off to the possibility of getting an adolescent or adult Cocker Spaniel dog.\\nWarnings\\nCocker Spaniels are not a recommended breed for households with young children.\\n\", \"简要回答\": \"Cocker Spaniels are a popular breed known for being an affectionate, attractive, and easy to train. Whether you decide to buy one of these small dogs for showing, or simply to be a family companion, you should be very careful about your purchase. Avoiding buying from a puppy mill at all costs, and make sure to choose a reputable breeder to ensure the well-being of your new pet. If possible, consider adopting a Cocker Spaniel puppy from a rescue group or shelter.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding the Right Breeder\", \"步骤\": [{\"编号\": 1, \"标题\": \"Locate local breeders.\", \"描述\": \"Aim to buy a purebred puppy from a responsible local Cocker Spaniel breeder. It is a good idea to visit a few local breeders before choosing one from which to buy a puppy. Check local classified listings, talk to area vets, attend dog shows, visit dog parks, and ask other local Cocker Spaniel owners for referrals to reputable breeders. It's best to shop locally so you can meet the puppy first and establish a relationship with a knowledgeable breeder.\\nBrowse the database of Cocker Spaniel breeders at the American Spaniel Club (ASC) website to look for ASC-registered breeders in your state: http://www.asc-cockerspaniel.org/index.php/breeders.html\"}, {\"编号\": 2, \"标题\": \"Ask about the breeder’s experience.\", \"描述\": \"Ask how many years of experience the breeder has; ideally, they should have at least a few years of experience. Also, ask if they only breed Cocker Spaniel puppies or other breeds as well. If they specialize in Cocker Spaniels, they are more likely to be knowledgeable about them. Be polite and direct with questions like:\\n\\\"Have you been a breeder for many years?\\\"\\n\\\"Have you only bred Cocker Spaniels?\\\"\"}, {\"编号\": 3, \"标题\": \"Ask about health considerations.\", \"描述\": \"Making sure that your new puppy is healthy is of the utmost concern, and it should be a breeder's primary concern as well. Be sure to ask your breeder if the puppies’ mother is current on her vaccines, as puppies receive their early immunity to disease directly from their mother, and if either parent had any genetic defects. You should also inquire if the puppy will be seen by a vet before it is sold.\\nConditions like progressive retinal atrophy (PRA), cataracts, glaucoma, cardiomyopathy, and hip dysplasia are common in Cocker Spaniels, so ask if either parent of the litter has been afflicted with any of them.\\nBoth the mother and the father should be certified by the Orthopedic Foundation for Animals (OFA) as well.\"}, {\"编号\": 4, \"标题\": \"Do not buy from a pet store.\", \"描述\": \"Almost all pet stores puppies come from puppy mills, which are essentially puppy factories with horrible, unhealthy conditions. Given the popularity of the Cocker Spaniel breed, many Cocker Spaniel puppies will be sold in pet stores. Buying your new puppy from a pet store, however, supports and perpetuates the puppy mill business that exploits and harms animals. Dogs raised in pet mills are also likely to carry parasites and suffer from health problems.\"}, {\"编号\": 5, \"标题\": \"Insist on visiting the premises.\", \"描述\": \"If you contact a breeder to buy a puppy, make sure to visit the premises before going through with your purchase. Breeders who avoid your visit and offer to deliver the puppy to you are likely trying to hide the true conditions of their breeding operation. If you are not able to see the condition of your puppy’s first home, as well as the state of its mother, you should not trust the breeder you are dealing with.\"}, {\"编号\": 6, \"标题\": \"Read the breeder’s behaviour.\", \"描述\": \"Given the popularity of Cocker Spaniels and their unfortunate appeal to exploitative breeders, you should be vigilant about who you are doing business with. Puppy mill breeders are concerned with profit above all else, so they will likely fall all over you to make the sale while evading questions about their business. Steer clear of any breeders who are not forthcoming or secretive.\\nResponsible breeders invest time and care into their puppies and are more likely to be choosy about who they do business with, and express interest in the conditions of the new home the dog will be going to.\"}]}, {\"编号\": 2, \"标题\": \"Choosing Your Unique Pet\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pick the best of the litter.\", \"描述\": \"When choosing your puppy from a litter, try to pick a moderately tempered dog and avoid extremes (too energetic, or too withdrawn and skittish). Look for puppies that are calm, but also curious and friendly. As a breed, Cocker Spaniels are enthusiastic, agreeable, and affectionate, so these qualities should be evident the puppies you interact with.\\nMake sure to spend some one-on-one time with your potential new puppy to evaluate it away from the rest of the litter.\"}, {\"编号\": 2, \"标题\": \"Make sure your puppy is the right age.\", \"描述\": \"Before bringing home your new puppy, you should make sure that it is old enough to be taken away from its mother and the rest of its litter. Puppies need at least 8 weeks with their canine family to grow, learn, and mature enough to their full potential. During this initial period they will learn social skills, be weaned from their mother, grow teeth, and start eating solid food.\"}, {\"编号\": 3, \"标题\": \"Consider adopting a puppy.\", \"描述\": \"Consider adopting a Cocker Spaniel puppy instead of buying one- you’ll not only save a life, but you’ll gain a new pet at a lower cost than buying a puppy from a breeder. Contact dog rescue groups in your area for a referral to other rescue groups that deal with Cocker Spaniels. Local animal shelters and veterinarian offices may also be able to provide referrals.\\nCheck the American Spaniel Club (ASC) website for a list of ASC-registered Cocker Spaniel rescue groups in the US.\"}], \"小提示\": [\"Purchase a sturdy, safe carrier before buying your puppy so you will have something solid to take her home in. If you have a long trip ahead of you, also have water and food to give to your puppy.\\n\", \"While you may be looking for a Cocker Spaniel puppy, don't be closed off to the possibility of getting an adolescent or adult Cocker Spaniel dog.\\n\"], \"注意事项\": [\"Cocker Spaniels are not a recommended breed for households with young children.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,002 |
How to Buy a Computer for Your Parents
|
1. Considering Your Parents' Needs
1-1. Think about what your parents will use the computer for.
Before you buy a computer for your parents, you should carefully consider their computing needs. Ask your parents what their specific needs are prior to shopping for a computer. Some users may run specialized software that can require additional memory and processing power. Most users need a computer for more general operations that include email, browsing the Internet, editing and storing photographs, listening to music, watching DVDs or streaming video, and playing games online.
Try saying, “Dad, what will you want to use the computer for? Will you want it for typing, or do you need it to search for things online?”
1-2. Figure out how comfortable your parents are with computers.
Talk to your parents about how comfortable they are using a computer. Different adults have different comfort levels and experience with computers. This should be considered when choosing a computer. For example, parents who are new to computers might do better with a touchscreen model or a system that has intuitive navigation and applications. Experienced users, on the other hand, can handle more complicated setups and operating systems.
Try asking, “Mom, what do you usually use the computer for?”
If asking doesn't work, you can try observing them using a computer, either at home or in a store, to gauge their comfort level.
1-3. Think about ergonomics, especially for the elderly.
If your parents have physical needs, such as needing to be in a comfortable chair while computing, then a standard desktop could be a good choice for them. Buying a desktop for your parents means you can help them set up a comfortable space that can be modified to meet any physical needs they might have. Comfort-related benefits of a desktop to consider include:
Larger screen size
Easy use of ergonomic mouse and keyboard
Comfortable setup in a designated space
1-4. Ask your parents where they will use the computer.
Where your parents plan on accessing their computer is an important factor to consider when purchasing a computer. For example, if your mother wants to be able to take her computer to a local coffee shop several days a week, then a desktop wouldn't be a good choice. If your father plans on accessing the Internet in multiple rooms around the house, then a laptop with wireless capabilities would be a good fit for him.
2. Choosing a Type of Computer
2-1. Consider retaining familiarity.
When you purchase a computer for your parents, it might not be the first time they have ever used one. If this is the case, you should consider purchasing a computer with hardware, an operating system, and features similar to the computer they are used to working on. Retaining familiarity means they will be more comfortable with the new computer and there will be less of a learning curve.
For example, if your parents are used to using Windows on a desktop computer, it might be a good idea to purchase a desktop that operates using Windows.
2-2. Ask your parents if they are interested in a laptop.
Laptops can be a good choice for computer users who want portability in a computer model. Their screen sizes generally range from around 11 inches to 15 inches, which is much smaller than the screen size of most desktops. They also offer less choice in internal components, and can be more difficult to upgrade and repair. For most users, however, these drawbacks are made up in the laptop's size, portability, and accessibility.
2-3. Think about trying a tablet.
A tablet with a keyboard can be a great computer choice for your parents. An iPad, for example, takes minimal time to boot or load apps, is nearly impervious to viruses, and has an operating system that is easy to learn and use. A tablet travels well and will give your parents flexibility in their daily use. It is also an extremely budget-friendly option.
2-4. Don't disregard a desktop computer.
If portability isn't a priority for your parents, you should consider a desktop computer. A desktop setup can be more comfortable and will allow you multiple options including more memory and processing power for your money. Monitors on desktops are also larger, usually starting at 17 inches, which can be an important factor to consider if your parents struggle with eyesight issues.
3. Purchasing the Computer
3-1. Involve your parents in the process.
If you are buying a computer for your parents, or making a computer purchase on their behalf, it is important that you ask your parents to get involved. Involving your parents in as many parts of the purchasing process as possible will ensure they end up with a computer that meets their needs and that they are excited about using.
You can involve your parents by asking them about their needs, taking them shopping, and helping them set a budget.
3-2. Take your parents to a brick and mortar store.
If it is possible, you should visit a store with your parents to test out different models. This in-person experience will allow them to gain hands-on experience with different types and models of computers that fit within the budget. You may find out that a parent who was hesitant about getting a tablet with a wireless keyboard falls in love with this option when given the opportunity to try it out.
3-3. Shop online with your parents.
If you live in another town, or can't find time in your schedule to take your parents to shop for a computer in person, the next best thing is a virtual shopping trip. Call your parents, or have them come over to your house, and explore computers in online stores. This will involve them in the process and hopefully help them end up with a model they are excited about using.
3-4. Purchase the software and accessories your parents need.
Not every computer will come with all the software or accessories your parents will need or want to use. For example, if your parents need Microsoft Office, you will need to purchase, download, and install this software.
3-5. Buy within your budget.
When purchasing a computer for your parents, or making a purchase on their behalf, it is important that you stick as closely to your budget as possible. For example, if your parents need a simple laptop to check email and edit photographs, then you should be able to stick to a budget of around $500 or less.
3-6. Compare prices at multiple stores.
Once you've decided on a model, make sure you shop around before finalizing your purchase. The prices of computers can vary widely depending on the store and whether or not a retailer is having a sale or promotion. Some retailers will even match the price of their competitors, so be sure to ask before you buy.
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Considering Your Parents' Needs\\n1-1. Think about what your parents will use the computer for.\\nBefore you buy a computer for your parents, you should carefully consider their computing needs. Ask your parents what their specific needs are prior to shopping for a computer. Some users may run specialized software that can require additional memory and processing power. Most users need a computer for more general operations that include email, browsing the Internet, editing and storing photographs, listening to music, watching DVDs or streaming video, and playing games online.\\nTry saying, “Dad, what will you want to use the computer for? Will you want it for typing, or do you need it to search for things online?”\\n1-2. Figure out how comfortable your parents are with computers.\\nTalk to your parents about how comfortable they are using a computer. Different adults have different comfort levels and experience with computers. This should be considered when choosing a computer. For example, parents who are new to computers might do better with a touchscreen model or a system that has intuitive navigation and applications. Experienced users, on the other hand, can handle more complicated setups and operating systems.\\nTry asking, “Mom, what do you usually use the computer for?”\\nIf asking doesn't work, you can try observing them using a computer, either at home or in a store, to gauge their comfort level.\\n1-3. Think about ergonomics, especially for the elderly.\\nIf your parents have physical needs, such as needing to be in a comfortable chair while computing, then a standard desktop could be a good choice for them. Buying a desktop for your parents means you can help them set up a comfortable space that can be modified to meet any physical needs they might have. Comfort-related benefits of a desktop to consider include:\\nLarger screen size\\nEasy use of ergonomic mouse and keyboard\\nComfortable setup in a designated space\\n1-4. Ask your parents where they will use the computer.\\nWhere your parents plan on accessing their computer is an important factor to consider when purchasing a computer. For example, if your mother wants to be able to take her computer to a local coffee shop several days a week, then a desktop wouldn't be a good choice. If your father plans on accessing the Internet in multiple rooms around the house, then a laptop with wireless capabilities would be a good fit for him.\\n2. Choosing a Type of Computer\\n2-1. Consider retaining familiarity.\\nWhen you purchase a computer for your parents, it might not be the first time they have ever used one. If this is the case, you should consider purchasing a computer with hardware, an operating system, and features similar to the computer they are used to working on. Retaining familiarity means they will be more comfortable with the new computer and there will be less of a learning curve.\\nFor example, if your parents are used to using Windows on a desktop computer, it might be a good idea to purchase a desktop that operates using Windows.\\n2-2. Ask your parents if they are interested in a laptop.\\nLaptops can be a good choice for computer users who want portability in a computer model. Their screen sizes generally range from around 11 inches to 15 inches, which is much smaller than the screen size of most desktops. They also offer less choice in internal components, and can be more difficult to upgrade and repair. For most users, however, these drawbacks are made up in the laptop's size, portability, and accessibility.\\n2-3. Think about trying a tablet.\\nA tablet with a keyboard can be a great computer choice for your parents. An iPad, for example, takes minimal time to boot or load apps, is nearly impervious to viruses, and has an operating system that is easy to learn and use. A tablet travels well and will give your parents flexibility in their daily use. It is also an extremely budget-friendly option.\\n2-4. Don't disregard a desktop computer.\\nIf portability isn't a priority for your parents, you should consider a desktop computer. A desktop setup can be more comfortable and will allow you multiple options including more memory and processing power for your money. Monitors on desktops are also larger, usually starting at 17 inches, which can be an important factor to consider if your parents struggle with eyesight issues.\\n3. Purchasing the Computer\\n3-1. Involve your parents in the process.\\nIf you are buying a computer for your parents, or making a computer purchase on their behalf, it is important that you ask your parents to get involved. Involving your parents in as many parts of the purchasing process as possible will ensure they end up with a computer that meets their needs and that they are excited about using.\\nYou can involve your parents by asking them about their needs, taking them shopping, and helping them set a budget.\\n3-2. Take your parents to a brick and mortar store.\\nIf it is possible, you should visit a store with your parents to test out different models. This in-person experience will allow them to gain hands-on experience with different types and models of computers that fit within the budget. You may find out that a parent who was hesitant about getting a tablet with a wireless keyboard falls in love with this option when given the opportunity to try it out.\\n3-3. Shop online with your parents.\\nIf you live in another town, or can't find time in your schedule to take your parents to shop for a computer in person, the next best thing is a virtual shopping trip. Call your parents, or have them come over to your house, and explore computers in online stores. This will involve them in the process and hopefully help them end up with a model they are excited about using.\\n3-4. Purchase the software and accessories your parents need.\\nNot every computer will come with all the software or accessories your parents will need or want to use. For example, if your parents need Microsoft Office, you will need to purchase, download, and install this software.\\n3-5. Buy within your budget.\\nWhen purchasing a computer for your parents, or making a purchase on their behalf, it is important that you stick as closely to your budget as possible. For example, if your parents need a simple laptop to check email and edit photographs, then you should be able to stick to a budget of around $500 or less.\\n3-6. Compare prices at multiple stores.\\nOnce you've decided on a model, make sure you shop around before finalizing your purchase. The prices of computers can vary widely depending on the store and whether or not a retailer is having a sale or promotion. Some retailers will even match the price of their competitors, so be sure to ask before you buy.\\n\", \"简要回答\": \"Buying a computer for your parents can be overwhelming. You should aim to involve your parents in all parts of the process, since they will be the ones using the computer. Make sure you consider their computer experience, what they will be using the computer for, ergonomics, and accessibility before making a purchase.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Considering Your Parents' Needs\", \"步骤\": [{\"编号\": 1, \"标题\": \"Think about what your parents will use the computer for.\", \"描述\": \"Before you buy a computer for your parents, you should carefully consider their computing needs. Ask your parents what their specific needs are prior to shopping for a computer. Some users may run specialized software that can require additional memory and processing power. Most users need a computer for more general operations that include email, browsing the Internet, editing and storing photographs, listening to music, watching DVDs or streaming video, and playing games online.\\nTry saying, “Dad, what will you want to use the computer for? Will you want it for typing, or do you need it to search for things online?”\"}, {\"编号\": 2, \"标题\": \"Figure out how comfortable your parents are with computers.\", \"描述\": \"Talk to your parents about how comfortable they are using a computer. Different adults have different comfort levels and experience with computers. This should be considered when choosing a computer. For example, parents who are new to computers might do better with a touchscreen model or a system that has intuitive navigation and applications. Experienced users, on the other hand, can handle more complicated setups and operating systems.\\nTry asking, “Mom, what do you usually use the computer for?”\\nIf asking doesn't work, you can try observing them using a computer, either at home or in a store, to gauge their comfort level.\"}, {\"编号\": 3, \"标题\": \"Think about ergonomics, especially for the elderly.\", \"描述\": \"If your parents have physical needs, such as needing to be in a comfortable chair while computing, then a standard desktop could be a good choice for them. Buying a desktop for your parents means you can help them set up a comfortable space that can be modified to meet any physical needs they might have. Comfort-related benefits of a desktop to consider include:\\nLarger screen size\\nEasy use of ergonomic mouse and keyboard\\nComfortable setup in a designated space\"}, {\"编号\": 4, \"标题\": \"Ask your parents where they will use the computer.\", \"描述\": \"Where your parents plan on accessing their computer is an important factor to consider when purchasing a computer. For example, if your mother wants to be able to take her computer to a local coffee shop several days a week, then a desktop wouldn't be a good choice. If your father plans on accessing the Internet in multiple rooms around the house, then a laptop with wireless capabilities would be a good fit for him.\"}]}, {\"编号\": 2, \"标题\": \"Choosing a Type of Computer\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider retaining familiarity.\", \"描述\": \"When you purchase a computer for your parents, it might not be the first time they have ever used one. If this is the case, you should consider purchasing a computer with hardware, an operating system, and features similar to the computer they are used to working on. Retaining familiarity means they will be more comfortable with the new computer and there will be less of a learning curve.\\nFor example, if your parents are used to using Windows on a desktop computer, it might be a good idea to purchase a desktop that operates using Windows.\"}, {\"编号\": 2, \"标题\": \"Ask your parents if they are interested in a laptop.\", \"描述\": \"Laptops can be a good choice for computer users who want portability in a computer model. Their screen sizes generally range from around 11 inches to 15 inches, which is much smaller than the screen size of most desktops. They also offer less choice in internal components, and can be more difficult to upgrade and repair. For most users, however, these drawbacks are made up in the laptop's size, portability, and accessibility.\"}, {\"编号\": 3, \"标题\": \"Think about trying a tablet.\", \"描述\": \"A tablet with a keyboard can be a great computer choice for your parents. An iPad, for example, takes minimal time to boot or load apps, is nearly impervious to viruses, and has an operating system that is easy to learn and use. A tablet travels well and will give your parents flexibility in their daily use. It is also an extremely budget-friendly option.\"}, {\"编号\": 4, \"标题\": \"Don't disregard a desktop computer.\", \"描述\": \"If portability isn't a priority for your parents, you should consider a desktop computer. A desktop setup can be more comfortable and will allow you multiple options including more memory and processing power for your money. Monitors on desktops are also larger, usually starting at 17 inches, which can be an important factor to consider if your parents struggle with eyesight issues.\"}]}, {\"编号\": 3, \"标题\": \"Purchasing the Computer\", \"步骤\": [{\"编号\": 1, \"标题\": \"Involve your parents in the process.\", \"描述\": \"If you are buying a computer for your parents, or making a computer purchase on their behalf, it is important that you ask your parents to get involved. Involving your parents in as many parts of the purchasing process as possible will ensure they end up with a computer that meets their needs and that they are excited about using.\\nYou can involve your parents by asking them about their needs, taking them shopping, and helping them set a budget.\"}, {\"编号\": 2, \"标题\": \"Take your parents to a brick and mortar store.\", \"描述\": \"If it is possible, you should visit a store with your parents to test out different models. This in-person experience will allow them to gain hands-on experience with different types and models of computers that fit within the budget. You may find out that a parent who was hesitant about getting a tablet with a wireless keyboard falls in love with this option when given the opportunity to try it out.\"}, {\"编号\": 3, \"标题\": \"Shop online with your parents.\", \"描述\": \"If you live in another town, or can't find time in your schedule to take your parents to shop for a computer in person, the next best thing is a virtual shopping trip. Call your parents, or have them come over to your house, and explore computers in online stores. This will involve them in the process and hopefully help them end up with a model they are excited about using.\"}, {\"编号\": 4, \"标题\": \"Purchase the software and accessories your parents need.\", \"描述\": \"Not every computer will come with all the software or accessories your parents will need or want to use. For example, if your parents need Microsoft Office, you will need to purchase, download, and install this software.\"}, {\"编号\": 5, \"标题\": \"Buy within your budget.\", \"描述\": \"When purchasing a computer for your parents, or making a purchase on their behalf, it is important that you stick as closely to your budget as possible. For example, if your parents need a simple laptop to check email and edit photographs, then you should be able to stick to a budget of around $500 or less.\"}, {\"编号\": 6, \"标题\": \"Compare prices at multiple stores.\", \"描述\": \"Once you've decided on a model, make sure you shop around before finalizing your purchase. The prices of computers can vary widely depending on the store and whether or not a retailer is having a sale or promotion. Some retailers will even match the price of their competitors, so be sure to ask before you buy.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,003 |
How to Buy a Condo
|
1. Buy a condo if you’d like an affordable place of your own.
Condos offer the roominess of a house without the extra upkeep.
When you buy a condo, you don’t have to worry about mowing the lawn or keeping your bushes trimmed. Instead, you pay a monthly fee to your condo association (also known as an HOA), which takes care of all your landscaping needs for you. These fees also cover special amenities, such as a pool.
If your condo complex has a lot of fancy amenities, you may have to pay more each month.
Condos definitely have a cheaper pricetag compared to a single-family home, but they may not be worth as much when it’s time to sell.
2. Get a real estate agent with condo experience.
They can help walk you through any potential issues you may come across.
Buying a condo involves a lot of paperwork and fine print, which can be challenging to navigate on your own. An experienced real estate agent can help you watch out for red flags, and can make sure that the condo you buy has everything you’re looking for.
Some real estate agencies specialize in condo sales—that could be a good place to start.
3. Search for FHA-approved condos.
These condos let you finance your condo with an FHA mortgage.
The Federal Housing Administration (FHA) has a specific set of standards for condos; if a complex meets these standards, they get “FHA approval.” These FHA-approved complexes and units can be financed with an FHA-sponsored loan, which makes it easier for people with low credit scores to qualify for ownership.
Some FHA requirements include the complex being fully built and not under construction, as well as having 5 finished condo units.
You can find FHA-approved condos here: https://entp.hud.gov/idapp/html/condlook.cfm
4. Check if your credit score is at least 500.
A 500 credit score can get you an FHA loan.
Hop online and see what your credit score is. The ideal credit score for an FHA loan is 580 or higher; with this rating, you only have to pay a 3.5% down payment. Don’t worry, though. You can still get approved for an FHA loan as your credit score is at least 500—you’ll just have to pay more money up front for your home.
Your credit card company might have features that help you stay tuned into your credit score.
5. Focus on condos with appealing amenities.
Pools, gyms, and spa services are all possible options.
When you buy a condo, you’re also buying a portion of the pool, exercise equipment, and any other amenities the complex has to offer. Make a list of all the special perks and features you’d like your future condo to have. As you browse the condo market, use these amenities to help narrow down your search. You might enjoy features like:
A daycare
A game room
Pet-friendly policies
6. Calculate the HOA fees.
Make sure these fees fit into your overall budget.
Each month, condo owners are required to pay a fee to their condo association/HOA—this helps cover maintenance costs, like landscaping and amenities. Chat with your real estate agent or a member of the condo association to get an idea of what your monthly condo fees could look like.
For some complexes, these fees might only be an extra $200-300 or so per month; at other places, the fee could be at least $1,000 each month.
These fees are also known as “dues.” They’re separate from your condo mortgage payments, and won’t be lumped together.
7. Check for potential special assessments.
Special assessments require residents to pay extra for a condo-wide project.
Chat with the current owner or realtor and see how many special assessments were issued over the past few months and years. While the occasional special assessment is expected as a building goes through its normal wear and tear, monthly assessment fees are definitely a red flag.
For example, the HOA might issue a special assessment to replace a really old plumbing system.
Some condo associations keep their monthly fees too low to save a significant amount in their reserves. They make up for this by charging frequent special assessments from the different condo owners.
8. Check how much money the condo association has in reserve.
A good condo association needs to be prepared for the unexpected.
Ask the condo association for copies of their recent financial records and documents. Then, take a closer look at these records and see how much the association has saved up overall. An almost empty account definitely isn’t good, and could be a sign that the condo association issues lots of special assessments.
Some states require HOAs to research the amount of reserves that a condo complex needs to cover future fees, repairs, and maintenance. See if your condo complex has a copy of this study on hand.
9. Go over the rules for your condo complex.
Some condo associations have stricter regulations than others.
Ask your real estate agent or a member of the condo association for a copy of the association’s bylaws. These bylaws are a list of different rules you need to follow if you live in the condo complex. These rules vary by location, but cover topics like:
If you can own a pet
If you can rent out your unit to someone else
10. Choose a complex without any ongoing lawsuits or conflicts.
Ongoing lawsuits and conflicts are a big red flag.
While every living community has its share of disagreements, there shouldn’t be any legal issues or other major problems on the horizon.
Mortgage lenders might not be willing to give you a loan if the condo association doesn’t look reliable.
Talk with your real estate agent and see if they can grab a copy of these notes for you.
11. See what current residents have to say about the complex.
Ask them if they like living there, and if they would recommend the complex to a friend.
If the residents don’t have many good things to say about their community, you might be better off scoping out a different complex. You could ask:
Does it take a while for things to get repaired?
What’s your least favorite part about living in this condo complex?
Does the condo association care about its residents?
12. Take a look at the condo yourself before buying.
Check that the appliances, plumbing, and other features work properly.
Take a closer look at the heating and AC systems too, to make sure there’s good air circulation around the condo. As you walk around, inspect the walls and ceiling of each room for possible leaks, and watch for any signs of loose or uncovered wiring. You can also check if:
The cabinets and doors open and shut without any trouble
The basement floor doesn’t have any cracks
The attic vents are open
13. Inspect the condo’s amenities and landscaping.
See how well the property management group maintains everything.
Take a walk around the public spaces and amenities of the complex, like the swimming pool and fitness center. Do these areas and facilities look well cared for, or are they in disarray? An inattentive property management group is definitely a red flag when you’re shopping for a condo.
As a member of a condo complex, you pay regular fees to your condo association, which manages the lawn maintenance, amenities, and other communal aspects of the complex through a property management group. You want to make sure you're getting your money's worth!
14. Apply for a preapproved mortgage once you’ve done your research.
The lender will want to know every detail about the condo you’re interested in.
Bring along a paper copy of the condo association’s budget. Be prepared to answer a lot of different questions about the complex, like how many different people live there, what insurance coverage is in place, and if the condo is in any legal trouble.
With any luck, the lender will approve your loan, and you can move forward by getting your condo inspected and preparing to make mortgage payments.
Tips
Take advantage of the VA loan program if you’re a military veteran. Through this program, you can stay in an approved condo without having to make a down payment.[24]
X
Research source
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Buy a condo if you’d like an affordable place of your own.\\nCondos offer the roominess of a house without the extra upkeep.\\nWhen you buy a condo, you don’t have to worry about mowing the lawn or keeping your bushes trimmed. Instead, you pay a monthly fee to your condo association (also known as an HOA), which takes care of all your landscaping needs for you. These fees also cover special amenities, such as a pool.\\nIf your condo complex has a lot of fancy amenities, you may have to pay more each month.\\nCondos definitely have a cheaper pricetag compared to a single-family home, but they may not be worth as much when it’s time to sell.\\n2. Get a real estate agent with condo experience.\\nThey can help walk you through any potential issues you may come across.\\nBuying a condo involves a lot of paperwork and fine print, which can be challenging to navigate on your own. An experienced real estate agent can help you watch out for red flags, and can make sure that the condo you buy has everything you’re looking for.\\nSome real estate agencies specialize in condo sales—that could be a good place to start.\\n3. Search for FHA-approved condos.\\nThese condos let you finance your condo with an FHA mortgage.\\nThe Federal Housing Administration (FHA) has a specific set of standards for condos; if a complex meets these standards, they get “FHA approval.” These FHA-approved complexes and units can be financed with an FHA-sponsored loan, which makes it easier for people with low credit scores to qualify for ownership.\\nSome FHA requirements include the complex being fully built and not under construction, as well as having 5 finished condo units.\\nYou can find FHA-approved condos here: https://entp.hud.gov/idapp/html/condlook.cfm\\n4. Check if your credit score is at least 500.\\nA 500 credit score can get you an FHA loan.\\nHop online and see what your credit score is. The ideal credit score for an FHA loan is 580 or higher; with this rating, you only have to pay a 3.5% down payment. Don’t worry, though. You can still get approved for an FHA loan as your credit score is at least 500—you’ll just have to pay more money up front for your home. \\nYour credit card company might have features that help you stay tuned into your credit score.\\n5. Focus on condos with appealing amenities.\\nPools, gyms, and spa services are all possible options.\\nWhen you buy a condo, you’re also buying a portion of the pool, exercise equipment, and any other amenities the complex has to offer. Make a list of all the special perks and features you’d like your future condo to have. As you browse the condo market, use these amenities to help narrow down your search. You might enjoy features like:\\nA daycare\\nA game room\\nPet-friendly policies\\n6. Calculate the HOA fees.\\nMake sure these fees fit into your overall budget.\\nEach month, condo owners are required to pay a fee to their condo association/HOA—this helps cover maintenance costs, like landscaping and amenities. Chat with your real estate agent or a member of the condo association to get an idea of what your monthly condo fees could look like.\\nFor some complexes, these fees might only be an extra $200-300 or so per month; at other places, the fee could be at least $1,000 each month.\\nThese fees are also known as “dues.” They’re separate from your condo mortgage payments, and won’t be lumped together.\\n7. Check for potential special assessments.\\nSpecial assessments require residents to pay extra for a condo-wide project.\\nChat with the current owner or realtor and see how many special assessments were issued over the past few months and years. While the occasional special assessment is expected as a building goes through its normal wear and tear, monthly assessment fees are definitely a red flag.\\nFor example, the HOA might issue a special assessment to replace a really old plumbing system.\\nSome condo associations keep their monthly fees too low to save a significant amount in their reserves. They make up for this by charging frequent special assessments from the different condo owners.\\n8. Check how much money the condo association has in reserve.\\nA good condo association needs to be prepared for the unexpected.\\nAsk the condo association for copies of their recent financial records and documents. Then, take a closer look at these records and see how much the association has saved up overall. An almost empty account definitely isn’t good, and could be a sign that the condo association issues lots of special assessments.\\nSome states require HOAs to research the amount of reserves that a condo complex needs to cover future fees, repairs, and maintenance. See if your condo complex has a copy of this study on hand.\\n9. Go over the rules for your condo complex.\\nSome condo associations have stricter regulations than others.\\nAsk your real estate agent or a member of the condo association for a copy of the association’s bylaws. These bylaws are a list of different rules you need to follow if you live in the condo complex. These rules vary by location, but cover topics like:\\nIf you can own a pet\\nIf you can rent out your unit to someone else\\n10. Choose a complex without any ongoing lawsuits or conflicts.\\nOngoing lawsuits and conflicts are a big red flag.\\nWhile every living community has its share of disagreements, there shouldn’t be any legal issues or other major problems on the horizon.\\nMortgage lenders might not be willing to give you a loan if the condo association doesn’t look reliable.\\nTalk with your real estate agent and see if they can grab a copy of these notes for you.\\n11. See what current residents have to say about the complex.\\nAsk them if they like living there, and if they would recommend the complex to a friend.\\nIf the residents don’t have many good things to say about their community, you might be better off scoping out a different complex. You could ask:\\nDoes it take a while for things to get repaired?\\nWhat’s your least favorite part about living in this condo complex?\\nDoes the condo association care about its residents?\\n12. Take a look at the condo yourself before buying.\\nCheck that the appliances, plumbing, and other features work properly.\\nTake a closer look at the heating and AC systems too, to make sure there’s good air circulation around the condo. As you walk around, inspect the walls and ceiling of each room for possible leaks, and watch for any signs of loose or uncovered wiring. You can also check if:\\nThe cabinets and doors open and shut without any trouble\\nThe basement floor doesn’t have any cracks\\nThe attic vents are open\\n13. Inspect the condo’s amenities and landscaping.\\nSee how well the property management group maintains everything.\\nTake a walk around the public spaces and amenities of the complex, like the swimming pool and fitness center. Do these areas and facilities look well cared for, or are they in disarray? An inattentive property management group is definitely a red flag when you’re shopping for a condo.\\nAs a member of a condo complex, you pay regular fees to your condo association, which manages the lawn maintenance, amenities, and other communal aspects of the complex through a property management group. You want to make sure you're getting your money's worth!\\n14. Apply for a preapproved mortgage once you’ve done your research.\\nThe lender will want to know every detail about the condo you’re interested in.\\nBring along a paper copy of the condo association’s budget. Be prepared to answer a lot of different questions about the complex, like how many different people live there, what insurance coverage is in place, and if the condo is in any legal trouble.\\nWith any luck, the lender will approve your loan, and you can move forward by getting your condo inspected and preparing to make mortgage payments.\\nTips\\nTake advantage of the VA loan program if you’re a military veteran. Through this program, you can stay in an approved condo without having to make a down payment.[24]\\nX\\nResearch source\\n\", \"简要回答\": \"Ready to take the plunge and buy your very own condo? Purchasing your own place is definitely a big decision, but it doesn’t have to be a difficult one. We’ve outlined plenty of tips and suggestions to help you navigate the market and the condo-buying process, so you can make a smart, informed decision about your future abode. Keep reading to get one step closer to buying the condo of your dreams!\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Buy a condo if you’d like an affordable place of your own.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Condos offer the roominess of a house without the extra upkeep.\", \"描述\": \"When you buy a condo, you don’t have to worry about mowing the lawn or keeping your bushes trimmed. Instead, you pay a monthly fee to your condo association (also known as an HOA), which takes care of all your landscaping needs for you. These fees also cover special amenities, such as a pool.\\nIf your condo complex has a lot of fancy amenities, you may have to pay more each month.\\nCondos definitely have a cheaper pricetag compared to a single-family home, but they may not be worth as much when it’s time to sell.\"}]}, {\"编号\": 2, \"标题\": \"Get a real estate agent with condo experience.\", \"步骤\": [{\"编号\": 1, \"标题\": \"They can help walk you through any potential issues you may come across.\", \"描述\": \"Buying a condo involves a lot of paperwork and fine print, which can be challenging to navigate on your own. An experienced real estate agent can help you watch out for red flags, and can make sure that the condo you buy has everything you’re looking for.\\nSome real estate agencies specialize in condo sales—that could be a good place to start.\"}]}, {\"编号\": 3, \"标题\": \"Search for FHA-approved condos.\", \"步骤\": [{\"编号\": 1, \"标题\": \"These condos let you finance your condo with an FHA mortgage.\", \"描述\": \"The Federal Housing Administration (FHA) has a specific set of standards for condos; if a complex meets these standards, they get “FHA approval.” These FHA-approved complexes and units can be financed with an FHA-sponsored loan, which makes it easier for people with low credit scores to qualify for ownership.\\nSome FHA requirements include the complex being fully built and not under construction, as well as having 5 finished condo units.\\nYou can find FHA-approved condos here: https://entp.hud.gov/idapp/html/condlook.cfm\"}]}, {\"编号\": 4, \"标题\": \"Check if your credit score is at least 500.\", \"步骤\": [{\"编号\": 1, \"标题\": \"A 500 credit score can get you an FHA loan.\", \"描述\": \"Hop online and see what your credit score is. The ideal credit score for an FHA loan is 580 or higher; with this rating, you only have to pay a 3.5% down payment. Don’t worry, though. You can still get approved for an FHA loan as your credit score is at least 500—you’ll just have to pay more money up front for your home. \\nYour credit card company might have features that help you stay tuned into your credit score.\"}]}, {\"编号\": 5, \"标题\": \"Focus on condos with appealing amenities.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pools, gyms, and spa services are all possible options.\", \"描述\": \"When you buy a condo, you’re also buying a portion of the pool, exercise equipment, and any other amenities the complex has to offer. Make a list of all the special perks and features you’d like your future condo to have. As you browse the condo market, use these amenities to help narrow down your search. You might enjoy features like:\\nA daycare\\nA game room\\nPet-friendly policies\"}]}, {\"编号\": 6, \"标题\": \"Calculate the HOA fees.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Make sure these fees fit into your overall budget.\", \"描述\": \"Each month, condo owners are required to pay a fee to their condo association/HOA—this helps cover maintenance costs, like landscaping and amenities. Chat with your real estate agent or a member of the condo association to get an idea of what your monthly condo fees could look like.\\nFor some complexes, these fees might only be an extra $200-300 or so per month; at other places, the fee could be at least $1,000 each month.\\nThese fees are also known as “dues.” They’re separate from your condo mortgage payments, and won’t be lumped together.\"}]}, {\"编号\": 7, \"标题\": \"Check for potential special assessments.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Special assessments require residents to pay extra for a condo-wide project.\", \"描述\": \"Chat with the current owner or realtor and see how many special assessments were issued over the past few months and years. While the occasional special assessment is expected as a building goes through its normal wear and tear, monthly assessment fees are definitely a red flag.\\nFor example, the HOA might issue a special assessment to replace a really old plumbing system.\\nSome condo associations keep their monthly fees too low to save a significant amount in their reserves. They make up for this by charging frequent special assessments from the different condo owners.\"}]}, {\"编号\": 8, \"标题\": \"Check how much money the condo association has in reserve.\", \"步骤\": [{\"编号\": 1, \"标题\": \"A good condo association needs to be prepared for the unexpected.\", \"描述\": \"Ask the condo association for copies of their recent financial records and documents. Then, take a closer look at these records and see how much the association has saved up overall. An almost empty account definitely isn’t good, and could be a sign that the condo association issues lots of special assessments.\\nSome states require HOAs to research the amount of reserves that a condo complex needs to cover future fees, repairs, and maintenance. See if your condo complex has a copy of this study on hand.\"}]}, {\"编号\": 9, \"标题\": \"Go over the rules for your condo complex.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Some condo associations have stricter regulations than others.\", \"描述\": \"Ask your real estate agent or a member of the condo association for a copy of the association’s bylaws. These bylaws are a list of different rules you need to follow if you live in the condo complex. These rules vary by location, but cover topics like:\\nIf you can own a pet\\nIf you can rent out your unit to someone else\"}]}, {\"编号\": 10, \"标题\": \"Choose a complex without any ongoing lawsuits or conflicts.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ongoing lawsuits and conflicts are a big red flag.\", \"描述\": \"While every living community has its share of disagreements, there shouldn’t be any legal issues or other major problems on the horizon.\\nMortgage lenders might not be willing to give you a loan if the condo association doesn’t look reliable.\\nTalk with your real estate agent and see if they can grab a copy of these notes for you.\"}]}, {\"编号\": 11, \"标题\": \"See what current residents have to say about the complex.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Ask them if they like living there, and if they would recommend the complex to a friend.\", \"描述\": \"If the residents don’t have many good things to say about their community, you might be better off scoping out a different complex. You could ask:\\nDoes it take a while for things to get repaired?\\nWhat’s your least favorite part about living in this condo complex?\\nDoes the condo association care about its residents?\"}]}, {\"编号\": 12, \"标题\": \"Take a look at the condo yourself before buying.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Check that the appliances, plumbing, and other features work properly.\", \"描述\": \"Take a closer look at the heating and AC systems too, to make sure there’s good air circulation around the condo. As you walk around, inspect the walls and ceiling of each room for possible leaks, and watch for any signs of loose or uncovered wiring. You can also check if:\\nThe cabinets and doors open and shut without any trouble\\nThe basement floor doesn’t have any cracks\\nThe attic vents are open\"}]}, {\"编号\": 13, \"标题\": \"Inspect the condo’s amenities and landscaping.\", \"步骤\": [{\"编号\": 1, \"标题\": \"See how well the property management group maintains everything.\", \"描述\": \"Take a walk around the public spaces and amenities of the complex, like the swimming pool and fitness center. Do these areas and facilities look well cared for, or are they in disarray? An inattentive property management group is definitely a red flag when you’re shopping for a condo.\\nAs a member of a condo complex, you pay regular fees to your condo association, which manages the lawn maintenance, amenities, and other communal aspects of the complex through a property management group. You want to make sure you're getting your money's worth!\"}]}, {\"编号\": 14, \"标题\": \"Apply for a preapproved mortgage once you’ve done your research.\", \"步骤\": [{\"编号\": 1, \"标题\": \"The lender will want to know every detail about the condo you’re interested in.\", \"描述\": \"Bring along a paper copy of the condo association’s budget. Be prepared to answer a lot of different questions about the complex, like how many different people live there, what insurance coverage is in place, and if the condo is in any legal trouble.\\nWith any luck, the lender will approve your loan, and you can move forward by getting your condo inspected and preparing to make mortgage payments.\"}], \"小提示\": [\"Take advantage of the VA loan program if you’re a military veteran. Through this program, you can stay in an approved condo without having to make a down payment.[24]\\nX\\nResearch source\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,004 |
How to Buy a Corset
|
1. Choosing a Type of Corset
1-1. Choose an overbust style for more coverage.
Overbust styles cover from the top of the breasts to just above the hips or to the lap and can have straps or be strapless. They are popular in costumes, lingerie, or as a fashion statement. Select this style if you want a corset that covers more skin, or can be worn on its own.
1-2. Opt for an underbust for a more subtle look.
Underbusts generally start just under the bust line and go down to the hips or lap. Underbusts are easy options because they only require waist measurements. They are useful as waist cinchers under clothes, or can even be worn on the outside of clothes for a unique look.
1-3. Wear a bustier for a casual option.
Bustiers are similar to corsets, but are simpler and generally much more affordable. They offer similar looks, but will not have true boning, or no boning at all. They are great as lingerie or for a fun costume, but do not offer as much structure or shape as a true corset will.
1-4. Try a waist trainer for more a more permanent effect.
Waist trainers are a more advanced type of corset that can alter the physical arrangement of a body to reduce inches from the waist. This type of training must be done over extended periods of time and requires a sturdy, well-fitted, high quality corset.
Waist-training comes with certain risks, and should only be attempted after careful research and by someone with some corset experience.
1-5. Select a waist cincher or body shaper as a more comfortable option.
Waist cinchers are generally latex or some other elastic material used to squeeze in the waist and flatten or smooth the shape of the body. While these are sometimes mistakenly referred to as waist trainers, a more appropriate title might be “waist tamer” as they do not offer significant long-lasting effects, yet are easy to wear and fit into.
2. Selecting Materials
2-1. Pick plastic boning for casual wear.
Plastic boning is inexpensive, comes in many styles, and is easy to wear. This type of boning is ideal for costumes that will not receive extended wear, lingerie, or as a fun addition to a wardrobe. However, plastic boning is not ideal for extended wear or waist training.
2-2. Select steel boning for more support.
Steel boning can be more comfortable and is good for extended wear, yet will generally be more expensive than plastic boning. Steel boning comes in two forms:
Flat steel boning offers a smooth and, as the name implies, flat look. It will typically offer less curve but may create a more angular structure.
Spiral steel boning creates a more flexible curve since it can bend in more directions. This is good for a very cinched in waist and soft curves overall.
A hybrid is often used to create a look that is firm in some places and flexible in others. Many corsets will have flat steel boning near the closures, but flexible steel boning along the sides.
2-3. Use a double-boned for additional structure and support.
Double-boned corsets are usually the best option for waist training as they have twice as many bones for support and last much longer.
3. Selecting a Fabric
3-1. Select satin or brocade for a luxurious look and feel.
Satin (or satin polyester) produces a very shiny corset and is especially common for corsets sold as lingerie or in costumes. The delicate embroidery of brocade makes it look expensive and fashionable. It is a great choice for a beautiful and unique corset that looks intricate without the need for additional embellishments.
3-2. Wear lace or mesh for a bit of fun.
A full lace or mesh corset might not last long on its own, but can be very pretty and flattering. The fact that mesh or lace corsets are generally made with only a single layer makes them more practical in warm weather. Both materials also work well layered on top of other fabrics, or as embellishments for extra fun.
3-3. Lace up in latex or leather for a dramatic look.
Latex and leather corsets are a popular option because they are sturdy, elastic, and easy to clean. Pick these options for a bold, sexy look. Keep in mind that these materials are not breathable so they may cause sweating or irritation if worn for extended periods or in hot weather.
4. Measuring for Size
4-1. Measure your waist.
Use fabric measuring tape to measure around your waist where it is most narrow and make note of the measurement in inches.
Use a string if you don't have measuring tape. A string can work in a pinch if you don't have a fabric measuring tape. Simply place the string around your waist and mark where the ends come together. Then you can measure the string against a flat ruler or yardstick. This trick can be used for other measurements as well.
4-2. Relax when measuring.
Be sure that you are standing with good posture, and relaxing your stomach when measuring. The best measurements should reflect your waist when relaxed. The tape should also be relaxed yet taut.
4-3. Take additional measurements if needed.
Some corsets require more measurements. You can easily find these by following the same steps around different body parts. There are several other common measurements:
The fullest part of your bust may be needed for overbust styles or bustiers.
Measuring the underbust might help create the perfect fit for a custom style.
The top of your hip bones could be useful for a mid-length corset.
A full hip measurement might be necessary for a longer style.
4-4. Subtract 4”-5” from your waist measurement.
The general rule of thumb when selecting corsets online or in stores is to subtract 4 to 5 inches (10.2 to 12.7 cm) from your relaxed waist measurement. For your bust or hips, you may not need to take in more than an inch or two. http://www.thelingerieaddict.com/2015/05/how-to-shop-for-a-waist-training-corset.html
4-5. Select the closest corset size.
Most corset sizing comes as even numbered inch measurements. After you subtract from your initial waist measurement, select the size that comes closest.
Most real corsets will not come in small, medium, or large. However, some bustiers or ready-to-wear options may use these size options. Follow sizing charts online, or try a few options on in the fitting room if shopping in-store.
5. Making the Purchase
5-1. Consider buying online for a convenient option.
Purchasing online can be discreet and simple. There are endless options for styles and looks online. Try to find reviews for any websites, and consider return or exchange policies before finalizing a purchase.
5-2. Buy a ready-to-wear corset for an easy purchase.
Purchasing a corset in-store is a great option because it allows you the opportunity to try before you buy. This can help you find the perfect size, and the most flattering style for your body before you ever spend a dime.
5-3. Visit a corsetière for a deluxe corset.
Ordering a custom corset from someone who specializes in their creation can be an exciting experience that offers the best quality corset. This is a good option for a very specific look as they are able to customize nearly every aspect of the corset to your specifications. Professional measuring and tailoring can provide the perfect fit. However, this quality will generally be more of an investment because it is costlier and more time-consuming.
5-4. Check the quality of the seams.
A good corset will have smooth seams and no extra threads hanging loose. Also, the stitching should be consistent, and there should be no rippling or ridges in the fabric when the corset is worn.
5-5. Select high quality materials.
Any corset you want to last for many uses should have multiple layers of fabric. Also examine the quality of material. Most quality corsets will use all-natural fabrics for the inner-layer and high-quality materials for the outside fashion fabric. Consider characteristics like transparency, stretch, breathability, durability, and look.
5-6. Avoid mismatched patterns.
A good indicator of quality is whether or not the pattern in the fabric matches at the front seams. Attention to detail is important and this is one simple step that low-quality corset manufacturers might skip.
5-7. Check for damage.
Any damage or mistakes should be noted immediately and is unacceptable. Take pictures of any damage or mistakes to facilitate a return to an online seller.
5-8. Prioritize comfort.
When you are wearing your corset it should be comfortable. If it causes any pain or significant discomfort it can be a sign that it is poor quality or ill-fitting.
5-9. Demand quality in custom corsets.
Let your corsetière know if you are not happy with any aspect of the look or quality of your corset. It is not uncommon to have to have two or three fittings before getting the corset perfect. Do not be afraid to voice your opinions and let your corsetière know if you want any changes made.
6. Extending the Life of the Corset
6-1. Wear a layer between your skin and the corset.
This can help protect the integrity of the materials, and makes cleaning them a less frequent necessity.
6-2. Air out corsets after they are worn.
Corsets should be hung loosely in a closet or over the back of a chair after they are worn to let them air out.
6-3. Alternate between corsets.
Wearing one corset every day can place a lot of stress on it leading to faster deterioration of materials or even damage to the boning. Try to alternate between at least two corsets to avoid putting too much stress on a single one.
6-4. Dry-clean your corset.
Corsets should never be machine washed. To extend their life they should only ever be spot-cleaned or dry-cleaned.
Warnings
Ill-fitting or poor quality corsets can be restrictive to breathing, movement, and can compress internal organs. Extended wear, especially for beginners, can have potential health risks including fainting. If you feel faint or significant discomfort while wearing a corset, you should remove it and try a different size or style. [11]
X
Research source
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Choosing a Type of Corset\\n1-1. Choose an overbust style for more coverage.\\nOverbust styles cover from the top of the breasts to just above the hips or to the lap and can have straps or be strapless. They are popular in costumes, lingerie, or as a fashion statement. Select this style if you want a corset that covers more skin, or can be worn on its own.\\n1-2. Opt for an underbust for a more subtle look.\\nUnderbusts generally start just under the bust line and go down to the hips or lap. Underbusts are easy options because they only require waist measurements. They are useful as waist cinchers under clothes, or can even be worn on the outside of clothes for a unique look.\\n1-3. Wear a bustier for a casual option.\\nBustiers are similar to corsets, but are simpler and generally much more affordable. They offer similar looks, but will not have true boning, or no boning at all. They are great as lingerie or for a fun costume, but do not offer as much structure or shape as a true corset will.\\n1-4. Try a waist trainer for more a more permanent effect.\\nWaist trainers are a more advanced type of corset that can alter the physical arrangement of a body to reduce inches from the waist. This type of training must be done over extended periods of time and requires a sturdy, well-fitted, high quality corset.\\nWaist-training comes with certain risks, and should only be attempted after careful research and by someone with some corset experience.\\n1-5. Select a waist cincher or body shaper as a more comfortable option.\\nWaist cinchers are generally latex or some other elastic material used to squeeze in the waist and flatten or smooth the shape of the body. While these are sometimes mistakenly referred to as waist trainers, a more appropriate title might be “waist tamer” as they do not offer significant long-lasting effects, yet are easy to wear and fit into.\\n2. Selecting Materials\\n2-1. Pick plastic boning for casual wear.\\nPlastic boning is inexpensive, comes in many styles, and is easy to wear. This type of boning is ideal for costumes that will not receive extended wear, lingerie, or as a fun addition to a wardrobe. However, plastic boning is not ideal for extended wear or waist training.\\n2-2. Select steel boning for more support.\\nSteel boning can be more comfortable and is good for extended wear, yet will generally be more expensive than plastic boning. Steel boning comes in two forms:\\nFlat steel boning offers a smooth and, as the name implies, flat look. It will typically offer less curve but may create a more angular structure.\\nSpiral steel boning creates a more flexible curve since it can bend in more directions. This is good for a very cinched in waist and soft curves overall.\\nA hybrid is often used to create a look that is firm in some places and flexible in others. Many corsets will have flat steel boning near the closures, but flexible steel boning along the sides.\\n2-3. Use a double-boned for additional structure and support.\\nDouble-boned corsets are usually the best option for waist training as they have twice as many bones for support and last much longer.\\n3. Selecting a Fabric\\n3-1. Select satin or brocade for a luxurious look and feel.\\nSatin (or satin polyester) produces a very shiny corset and is especially common for corsets sold as lingerie or in costumes. The delicate embroidery of brocade makes it look expensive and fashionable. It is a great choice for a beautiful and unique corset that looks intricate without the need for additional embellishments.\\n3-2. Wear lace or mesh for a bit of fun.\\nA full lace or mesh corset might not last long on its own, but can be very pretty and flattering. The fact that mesh or lace corsets are generally made with only a single layer makes them more practical in warm weather. Both materials also work well layered on top of other fabrics, or as embellishments for extra fun.\\n3-3. Lace up in latex or leather for a dramatic look.\\nLatex and leather corsets are a popular option because they are sturdy, elastic, and easy to clean. Pick these options for a bold, sexy look. Keep in mind that these materials are not breathable so they may cause sweating or irritation if worn for extended periods or in hot weather.\\n4. Measuring for Size\\n4-1. Measure your waist.\\nUse fabric measuring tape to measure around your waist where it is most narrow and make note of the measurement in inches.\\nUse a string if you don't have measuring tape. A string can work in a pinch if you don't have a fabric measuring tape. Simply place the string around your waist and mark where the ends come together. Then you can measure the string against a flat ruler or yardstick. This trick can be used for other measurements as well.\\n4-2. Relax when measuring.\\nBe sure that you are standing with good posture, and relaxing your stomach when measuring. The best measurements should reflect your waist when relaxed. The tape should also be relaxed yet taut.\\n4-3. Take additional measurements if needed.\\nSome corsets require more measurements. You can easily find these by following the same steps around different body parts. There are several other common measurements:\\nThe fullest part of your bust may be needed for overbust styles or bustiers.\\nMeasuring the underbust might help create the perfect fit for a custom style.\\nThe top of your hip bones could be useful for a mid-length corset.\\nA full hip measurement might be necessary for a longer style.\\n4-4. Subtract 4”-5” from your waist measurement.\\nThe general rule of thumb when selecting corsets online or in stores is to subtract 4 to 5 inches (10.2 to 12.7 cm) from your relaxed waist measurement. For your bust or hips, you may not need to take in more than an inch or two. http://www.thelingerieaddict.com/2015/05/how-to-shop-for-a-waist-training-corset.html\\n4-5. Select the closest corset size.\\nMost corset sizing comes as even numbered inch measurements. After you subtract from your initial waist measurement, select the size that comes closest.\\nMost real corsets will not come in small, medium, or large. However, some bustiers or ready-to-wear options may use these size options. Follow sizing charts online, or try a few options on in the fitting room if shopping in-store.\\n5. Making the Purchase\\n5-1. Consider buying online for a convenient option.\\nPurchasing online can be discreet and simple. There are endless options for styles and looks online. Try to find reviews for any websites, and consider return or exchange policies before finalizing a purchase.\\n5-2. Buy a ready-to-wear corset for an easy purchase.\\nPurchasing a corset in-store is a great option because it allows you the opportunity to try before you buy. This can help you find the perfect size, and the most flattering style for your body before you ever spend a dime.\\n5-3. Visit a corsetière for a deluxe corset.\\nOrdering a custom corset from someone who specializes in their creation can be an exciting experience that offers the best quality corset. This is a good option for a very specific look as they are able to customize nearly every aspect of the corset to your specifications. Professional measuring and tailoring can provide the perfect fit. However, this quality will generally be more of an investment because it is costlier and more time-consuming.\\n5-4. Check the quality of the seams.\\nA good corset will have smooth seams and no extra threads hanging loose. Also, the stitching should be consistent, and there should be no rippling or ridges in the fabric when the corset is worn.\\n5-5. Select high quality materials.\\nAny corset you want to last for many uses should have multiple layers of fabric. Also examine the quality of material. Most quality corsets will use all-natural fabrics for the inner-layer and high-quality materials for the outside fashion fabric. Consider characteristics like transparency, stretch, breathability, durability, and look.\\n5-6. Avoid mismatched patterns.\\nA good indicator of quality is whether or not the pattern in the fabric matches at the front seams. Attention to detail is important and this is one simple step that low-quality corset manufacturers might skip.\\n5-7. Check for damage.\\nAny damage or mistakes should be noted immediately and is unacceptable. Take pictures of any damage or mistakes to facilitate a return to an online seller.\\n5-8. Prioritize comfort.\\nWhen you are wearing your corset it should be comfortable. If it causes any pain or significant discomfort it can be a sign that it is poor quality or ill-fitting.\\n5-9. Demand quality in custom corsets.\\nLet your corsetière know if you are not happy with any aspect of the look or quality of your corset. It is not uncommon to have to have two or three fittings before getting the corset perfect. Do not be afraid to voice your opinions and let your corsetière know if you want any changes made.\\n6. Extending the Life of the Corset\\n6-1. Wear a layer between your skin and the corset.\\nThis can help protect the integrity of the materials, and makes cleaning them a less frequent necessity.\\n6-2. Air out corsets after they are worn.\\nCorsets should be hung loosely in a closet or over the back of a chair after they are worn to let them air out.\\n6-3. Alternate between corsets.\\nWearing one corset every day can place a lot of stress on it leading to faster deterioration of materials or even damage to the boning. Try to alternate between at least two corsets to avoid putting too much stress on a single one.\\n6-4. Dry-clean your corset.\\nCorsets should never be machine washed. To extend their life they should only ever be spot-cleaned or dry-cleaned.\\nWarnings\\nIll-fitting or poor quality corsets can be restrictive to breathing, movement, and can compress internal organs. Extended wear, especially for beginners, can have potential health risks including fainting. If you feel faint or significant discomfort while wearing a corset, you should remove it and try a different size or style. [11]\\nX\\nResearch source\\n\", \"简要回答\": \"There are many different varieties of corsets. Some are worn as fashion accessories, some as garments on their own, and others are worn for the lovely hourglass figure they help create. However, purchasing the right corset comes down to knowing what you are looking for personally. Once you know how to purchase one with confidence, you'll be laced up in no time.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing a Type of Corset\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose an overbust style for more coverage.\", \"描述\": \"Overbust styles cover from the top of the breasts to just above the hips or to the lap and can have straps or be strapless. They are popular in costumes, lingerie, or as a fashion statement. Select this style if you want a corset that covers more skin, or can be worn on its own.\"}, {\"编号\": 2, \"标题\": \"Opt for an underbust for a more subtle look.\", \"描述\": \"Underbusts generally start just under the bust line and go down to the hips or lap. Underbusts are easy options because they only require waist measurements. They are useful as waist cinchers under clothes, or can even be worn on the outside of clothes for a unique look.\"}, {\"编号\": 3, \"标题\": \"Wear a bustier for a casual option.\", \"描述\": \"Bustiers are similar to corsets, but are simpler and generally much more affordable. They offer similar looks, but will not have true boning, or no boning at all. They are great as lingerie or for a fun costume, but do not offer as much structure or shape as a true corset will.\"}, {\"编号\": 4, \"标题\": \"Try a waist trainer for more a more permanent effect.\", \"描述\": \"Waist trainers are a more advanced type of corset that can alter the physical arrangement of a body to reduce inches from the waist. This type of training must be done over extended periods of time and requires a sturdy, well-fitted, high quality corset.\\nWaist-training comes with certain risks, and should only be attempted after careful research and by someone with some corset experience.\"}, {\"编号\": 5, \"标题\": \"Select a waist cincher or body shaper as a more comfortable option.\", \"描述\": \"Waist cinchers are generally latex or some other elastic material used to squeeze in the waist and flatten or smooth the shape of the body. While these are sometimes mistakenly referred to as waist trainers, a more appropriate title might be “waist tamer” as they do not offer significant long-lasting effects, yet are easy to wear and fit into.\"}]}, {\"编号\": 2, \"标题\": \"Selecting Materials\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pick plastic boning for casual wear.\", \"描述\": \"Plastic boning is inexpensive, comes in many styles, and is easy to wear. This type of boning is ideal for costumes that will not receive extended wear, lingerie, or as a fun addition to a wardrobe. However, plastic boning is not ideal for extended wear or waist training.\"}, {\"编号\": 2, \"标题\": \"Select steel boning for more support.\", \"描述\": \"Steel boning can be more comfortable and is good for extended wear, yet will generally be more expensive than plastic boning. Steel boning comes in two forms:\\nFlat steel boning offers a smooth and, as the name implies, flat look. It will typically offer less curve but may create a more angular structure.\\nSpiral steel boning creates a more flexible curve since it can bend in more directions. This is good for a very cinched in waist and soft curves overall.\\nA hybrid is often used to create a look that is firm in some places and flexible in others. Many corsets will have flat steel boning near the closures, but flexible steel boning along the sides.\"}, {\"编号\": 3, \"标题\": \"Use a double-boned for additional structure and support.\", \"描述\": \"Double-boned corsets are usually the best option for waist training as they have twice as many bones for support and last much longer.\"}]}, {\"编号\": 3, \"标题\": \"Selecting a Fabric\", \"步骤\": [{\"编号\": 1, \"标题\": \"Select satin or brocade for a luxurious look and feel.\", \"描述\": \"Satin (or satin polyester) produces a very shiny corset and is especially common for corsets sold as lingerie or in costumes. The delicate embroidery of brocade makes it look expensive and fashionable. It is a great choice for a beautiful and unique corset that looks intricate without the need for additional embellishments.\"}, {\"编号\": 2, \"标题\": \"Wear lace or mesh for a bit of fun.\", \"描述\": \"A full lace or mesh corset might not last long on its own, but can be very pretty and flattering. The fact that mesh or lace corsets are generally made with only a single layer makes them more practical in warm weather. Both materials also work well layered on top of other fabrics, or as embellishments for extra fun.\"}, {\"编号\": 3, \"标题\": \"Lace up in latex or leather for a dramatic look.\", \"描述\": \"Latex and leather corsets are a popular option because they are sturdy, elastic, and easy to clean. Pick these options for a bold, sexy look. Keep in mind that these materials are not breathable so they may cause sweating or irritation if worn for extended periods or in hot weather.\"}]}, {\"编号\": 4, \"标题\": \"Measuring for Size\", \"步骤\": [{\"编号\": 1, \"标题\": \"Measure your waist.\", \"描述\": \"Use fabric measuring tape to measure around your waist where it is most narrow and make note of the measurement in inches.\\nUse a string if you don't have measuring tape. A string can work in a pinch if you don't have a fabric measuring tape. Simply place the string around your waist and mark where the ends come together. Then you can measure the string against a flat ruler or yardstick. This trick can be used for other measurements as well.\"}, {\"编号\": 2, \"标题\": \"Relax when measuring.\", \"描述\": \"Be sure that you are standing with good posture, and relaxing your stomach when measuring. The best measurements should reflect your waist when relaxed. The tape should also be relaxed yet taut.\"}, {\"编号\": 3, \"标题\": \"Take additional measurements if needed.\", \"描述\": \"Some corsets require more measurements. You can easily find these by following the same steps around different body parts. There are several other common measurements:\\nThe fullest part of your bust may be needed for overbust styles or bustiers.\\nMeasuring the underbust might help create the perfect fit for a custom style.\\nThe top of your hip bones could be useful for a mid-length corset.\\nA full hip measurement might be necessary for a longer style.\"}, {\"编号\": 4, \"标题\": \"Subtract 4”-5” from your waist measurement.\", \"描述\": \"The general rule of thumb when selecting corsets online or in stores is to subtract 4 to 5 inches (10.2 to 12.7 cm) from your relaxed waist measurement. For your bust or hips, you may not need to take in more than an inch or two. http://www.thelingerieaddict.com/2015/05/how-to-shop-for-a-waist-training-corset.html\"}, {\"编号\": 5, \"标题\": \"Select the closest corset size.\", \"描述\": \"Most corset sizing comes as even numbered inch measurements. After you subtract from your initial waist measurement, select the size that comes closest.\\nMost real corsets will not come in small, medium, or large. However, some bustiers or ready-to-wear options may use these size options. Follow sizing charts online, or try a few options on in the fitting room if shopping in-store.\"}]}, {\"编号\": 5, \"标题\": \"Making the Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Consider buying online for a convenient option.\", \"描述\": \"Purchasing online can be discreet and simple. There are endless options for styles and looks online. Try to find reviews for any websites, and consider return or exchange policies before finalizing a purchase.\"}, {\"编号\": 2, \"标题\": \"Buy a ready-to-wear corset for an easy purchase.\", \"描述\": \"Purchasing a corset in-store is a great option because it allows you the opportunity to try before you buy. This can help you find the perfect size, and the most flattering style for your body before you ever spend a dime.\"}, {\"编号\": 3, \"标题\": \"Visit a corsetière for a deluxe corset.\", \"描述\": \"Ordering a custom corset from someone who specializes in their creation can be an exciting experience that offers the best quality corset. This is a good option for a very specific look as they are able to customize nearly every aspect of the corset to your specifications. Professional measuring and tailoring can provide the perfect fit. However, this quality will generally be more of an investment because it is costlier and more time-consuming.\"}, {\"编号\": 4, \"标题\": \"Check the quality of the seams.\", \"描述\": \"A good corset will have smooth seams and no extra threads hanging loose. Also, the stitching should be consistent, and there should be no rippling or ridges in the fabric when the corset is worn.\"}, {\"编号\": 5, \"标题\": \"Select high quality materials.\", \"描述\": \"Any corset you want to last for many uses should have multiple layers of fabric. Also examine the quality of material. Most quality corsets will use all-natural fabrics for the inner-layer and high-quality materials for the outside fashion fabric. Consider characteristics like transparency, stretch, breathability, durability, and look.\"}, {\"编号\": 6, \"标题\": \"Avoid mismatched patterns.\", \"描述\": \"A good indicator of quality is whether or not the pattern in the fabric matches at the front seams. Attention to detail is important and this is one simple step that low-quality corset manufacturers might skip.\"}, {\"编号\": 7, \"标题\": \"Check for damage.\", \"描述\": \"Any damage or mistakes should be noted immediately and is unacceptable. Take pictures of any damage or mistakes to facilitate a return to an online seller.\"}, {\"编号\": 8, \"标题\": \"Prioritize comfort.\", \"描述\": \"When you are wearing your corset it should be comfortable. If it causes any pain or significant discomfort it can be a sign that it is poor quality or ill-fitting.\"}, {\"编号\": 9, \"标题\": \"Demand quality in custom corsets.\", \"描述\": \"Let your corsetière know if you are not happy with any aspect of the look or quality of your corset. It is not uncommon to have to have two or three fittings before getting the corset perfect. Do not be afraid to voice your opinions and let your corsetière know if you want any changes made.\"}]}, {\"编号\": 6, \"标题\": \"Extending the Life of the Corset\", \"步骤\": [{\"编号\": 1, \"标题\": \"Wear a layer between your skin and the corset.\", \"描述\": \"This can help protect the integrity of the materials, and makes cleaning them a less frequent necessity.\"}, {\"编号\": 2, \"标题\": \"Air out corsets after they are worn.\", \"描述\": \"Corsets should be hung loosely in a closet or over the back of a chair after they are worn to let them air out.\"}, {\"编号\": 3, \"标题\": \"Alternate between corsets.\", \"描述\": \"Wearing one corset every day can place a lot of stress on it leading to faster deterioration of materials or even damage to the boning. Try to alternate between at least two corsets to avoid putting too much stress on a single one.\"}, {\"编号\": 4, \"标题\": \"Dry-clean your corset.\", \"描述\": \"Corsets should never be machine washed. To extend their life they should only ever be spot-cleaned or dry-cleaned.\"}], \"注意事项\": [\"Ill-fitting or poor quality corsets can be restrictive to breathing, movement, and can compress internal organs. Extended wear, especially for beginners, can have potential health risks including fainting. If you feel faint or significant discomfort while wearing a corset, you should remove it and try a different size or style. [11]\\nX\\nResearch source\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,005 |
How to Buy a DRIP Stock
|
1. Identifying the Stocks You Want to Purchase
1-1. Find companies that offer DRIPs.
Before you can decide on which companies you want to invest in, you'll first have to locate companies that offer DRIPs. You can do that with a simple Google search or checking out sites that are known to maintain a list of companies that allow shareholders to enter a DRIP program.
1-2. Select the stock or stocks you want to buy.
Remember, you're investing in a company. Be sure to pick a great company that has a proven track record of performance over the years and has the potential for continued growth.
Look at the chart of the company's stock price. It should show a distinct, upward trend over the long-term. Remember that DRIPS are long-term investments even more so than standard stocks. That's because you can buy stocks at the price you want when you want. However, you buy DRIPs based on a schedule. You could get unlucky enough that your DRIP shares are frequently purchased when the stock price is near a high. That's why you should approach DRIP investing with the a time frame of building wealth over years or, better yet, decades.
Look for a company that has a history of increasing its dividends. Remember, you're going to be buying new shares of stock with the dividends. Wouldn't it be great if those dividends increase over time so that you can buy even more shares?
Look for a company that has a history of revenue growth over the years. Although not every single year is expected to be better than the previous one, the general trend should show that the company's revenue grows over time.
Look for a company that's in a business you understand. If you're in pharmaceuticals, pick a pharmaceutical company. If you're in manufacturing, pick a manufacturing company. The advice of the great investor Peter Lynch still stands: buy what you know.
1-3. Ensure you have a balanced portfolio.
You don't want all your eggs in one basket. If all of your DRIP stocks are from the same industry, and that industry experiences a recession, then your portfolio value could plummet. Be sure that you're properly diversified with stocks from different sectors.
2. Buying DRIPs
2-1. Purchase company stock.
Before you can even enroll in the DRIP program for a company, you must already be a shareholder. In most cases, you only need to own one share of stock. You can buy that share of stock with your favorite online brokerage.
Be sure that you purchase the share of stock in your own name, or the name you plan on using to enroll in the DRIP program.
You might also be able to purchase shares of stock directly from the company with no commission. Contact the company's investor relations department for more information on that.
You can also use the "buddy system" to get your first share of stock. For example, if you know somebody who owns stock in Walgreen's, you can use the company's transfer agent to transfer one of his or shares into your own name.
2-2. Invest in DRIPs through your online brokerage account.
Many of the major online brokerages allow you to do almost any type of investing, including DRIP investing. Just login to your brokerage account and use the search bar to search for "DRIPs". The search results should give you some articles and tutorials about how to enroll in DRIPs online.
2-3. Enroll in a DRIP program through a transfer agent.
All of the companies that offer DRIPs use a transfer agent to administer the program. You'll need to get in touch with the transfer agent that handles DRIPs for the stock you want to purchase.
An easy way to find the the transfer agent is to go to the "Investor Relations" or "Investors" section of the company website. For example, the "Investors" page of Abbott Laboratories has a "Dividend Reinvestment" link.. If you click that link, you'll be taken to a page that gives you information about the company's DRIP program.. You'll also see a link to computershare, the transfer agent responsible for administering the DRIP for Abbott Laboratories. Contact computerShare for more information about enrolling in that DRIP.
You can alternatively just Google the company name plus the word "DRIP" to find the transfer agent. If you Google "Abbott Laboratories DRIP", you'll find the Computershare link right at the top.
2-4. Pay attention to fees.
There are some fees associated with DRIP programs. You don't want excessive fees taking a bite out of your return on investment. You'll find that most of the fees are minimal, but check them out before you enroll just to be safe.
The fees should be listed on the transfer agent's website. If not, give them a call and ask about the fee structure.
2-5. Set up an automatic investment schedule.
Once you've purchased the initial shares, plan to invest a little each month through an automatic withdrawal from your savings or checking account. That's how you'll maximize the growth of your account.
Keep in mind that the automatic reinvestment schedule varies from company to company. Some companies will reinvest dividends every week. Others pay dividends twice a month. Still others pay quarterly. Contact the company so that you know when the dividends will be reinvested.
2-6. Prepare for taxes.
Even though your dividend income is reinvested, it's still considered income for tax purposes. Be ready to pay taxes on what you've earned.
At the beginning of the calendar year, you'll receive a 1099 form from each company that you're investing in. That form will provide you with the amount of income that you need to report.
Tips
Dividends that are reinvested are considered taxable income. U.S. stockholders will receive a Form 1099 each year from either the brokerage company or the company issuing the stock.
Scheduling automatic monthly investments is a convenient way to take advantage of "dollar-cost averaging." This technique is a proven way of maximizing portfolio growth over time and is recommended by most professional financial analysts.
Warnings
Beware of foreign companies that offer DRIPs. You may have to pay foreign taxes. In most cases, however, you will be reimbursed for this when you file your tax returns.
Keep good records of dividend reinvestments and additional cash purchases. You will need to determine the "cost basis" of your shares (for tax purposes) when you decide to sell them. This is the average cost of those shares when you purchased them.
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Identifying the Stocks You Want to Purchase\\n1-1. Find companies that offer DRIPs.\\nBefore you can decide on which companies you want to invest in, you'll first have to locate companies that offer DRIPs. You can do that with a simple Google search or checking out sites that are known to maintain a list of companies that allow shareholders to enter a DRIP program.\\n1-2. Select the stock or stocks you want to buy.\\nRemember, you're investing in a company. Be sure to pick a great company that has a proven track record of performance over the years and has the potential for continued growth.\\nLook at the chart of the company's stock price. It should show a distinct, upward trend over the long-term. Remember that DRIPS are long-term investments even more so than standard stocks. That's because you can buy stocks at the price you want when you want. However, you buy DRIPs based on a schedule. You could get unlucky enough that your DRIP shares are frequently purchased when the stock price is near a high. That's why you should approach DRIP investing with the a time frame of building wealth over years or, better yet, decades.\\nLook for a company that has a history of increasing its dividends. Remember, you're going to be buying new shares of stock with the dividends. Wouldn't it be great if those dividends increase over time so that you can buy even more shares?\\nLook for a company that has a history of revenue growth over the years. Although not every single year is expected to be better than the previous one, the general trend should show that the company's revenue grows over time.\\nLook for a company that's in a business you understand. If you're in pharmaceuticals, pick a pharmaceutical company. If you're in manufacturing, pick a manufacturing company. The advice of the great investor Peter Lynch still stands: buy what you know.\\n1-3. Ensure you have a balanced portfolio.\\nYou don't want all your eggs in one basket. If all of your DRIP stocks are from the same industry, and that industry experiences a recession, then your portfolio value could plummet. Be sure that you're properly diversified with stocks from different sectors.\\n2. Buying DRIPs\\n2-1. Purchase company stock.\\nBefore you can even enroll in the DRIP program for a company, you must already be a shareholder. In most cases, you only need to own one share of stock. You can buy that share of stock with your favorite online brokerage.\\nBe sure that you purchase the share of stock in your own name, or the name you plan on using to enroll in the DRIP program.\\nYou might also be able to purchase shares of stock directly from the company with no commission. Contact the company's investor relations department for more information on that.\\nYou can also use the \\\"buddy system\\\" to get your first share of stock. For example, if you know somebody who owns stock in Walgreen's, you can use the company's transfer agent to transfer one of his or shares into your own name.\\n2-2. Invest in DRIPs through your online brokerage account.\\nMany of the major online brokerages allow you to do almost any type of investing, including DRIP investing. Just login to your brokerage account and use the search bar to search for \\\"DRIPs\\\". The search results should give you some articles and tutorials about how to enroll in DRIPs online.\\n2-3. Enroll in a DRIP program through a transfer agent.\\nAll of the companies that offer DRIPs use a transfer agent to administer the program. You'll need to get in touch with the transfer agent that handles DRIPs for the stock you want to purchase.\\nAn easy way to find the the transfer agent is to go to the \\\"Investor Relations\\\" or \\\"Investors\\\" section of the company website. For example, the \\\"Investors\\\" page of Abbott Laboratories has a \\\"Dividend Reinvestment\\\" link.. If you click that link, you'll be taken to a page that gives you information about the company's DRIP program.. You'll also see a link to computershare, the transfer agent responsible for administering the DRIP for Abbott Laboratories. Contact computerShare for more information about enrolling in that DRIP.\\nYou can alternatively just Google the company name plus the word \\\"DRIP\\\" to find the transfer agent. If you Google \\\"Abbott Laboratories DRIP\\\", you'll find the Computershare link right at the top.\\n2-4. Pay attention to fees.\\nThere are some fees associated with DRIP programs. You don't want excessive fees taking a bite out of your return on investment. You'll find that most of the fees are minimal, but check them out before you enroll just to be safe.\\nThe fees should be listed on the transfer agent's website. If not, give them a call and ask about the fee structure.\\n2-5. Set up an automatic investment schedule.\\nOnce you've purchased the initial shares, plan to invest a little each month through an automatic withdrawal from your savings or checking account. That's how you'll maximize the growth of your account.\\nKeep in mind that the automatic reinvestment schedule varies from company to company. Some companies will reinvest dividends every week. Others pay dividends twice a month. Still others pay quarterly. Contact the company so that you know when the dividends will be reinvested.\\n2-6. Prepare for taxes.\\nEven though your dividend income is reinvested, it's still considered income for tax purposes. Be ready to pay taxes on what you've earned.\\nAt the beginning of the calendar year, you'll receive a 1099 form from each company that you're investing in. That form will provide you with the amount of income that you need to report.\\nTips\\nDividends that are reinvested are considered taxable income. U.S. stockholders will receive a Form 1099 each year from either the brokerage company or the company issuing the stock.\\nScheduling automatic monthly investments is a convenient way to take advantage of \\\"dollar-cost averaging.\\\" This technique is a proven way of maximizing portfolio growth over time and is recommended by most professional financial analysts.\\nWarnings\\nBeware of foreign companies that offer DRIPs. You may have to pay foreign taxes. In most cases, however, you will be reimbursed for this when you file your tax returns.\\nKeep good records of dividend reinvestments and additional cash purchases. You will need to determine the \\\"cost basis\\\" of your shares (for tax purposes) when you decide to sell them. This is the average cost of those shares when you purchased them.\\n\", \"简要回答\": \"A DRIP is a \\\"dividend reinvestment program\\\" that enables stockholders to automatically reinvest dividends paid by the company into the purchase of more shares of stock. The program also allows investors to purchase fractional shares of stock in the event that the dividends received aren't large enough to purchase entire shares. The advantage of DRIPs to investors is that they bypass brokerage commissions with the additional share purchases and offer accelerated portfolio growth as income is reinvested in the stock instead of being paid out as cash.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Identifying the Stocks You Want to Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find companies that offer DRIPs.\", \"描述\": \"Before you can decide on which companies you want to invest in, you'll first have to locate companies that offer DRIPs. You can do that with a simple Google search or checking out sites that are known to maintain a list of companies that allow shareholders to enter a DRIP program.\"}, {\"编号\": 2, \"标题\": \"Select the stock or stocks you want to buy.\", \"描述\": \"Remember, you're investing in a company. Be sure to pick a great company that has a proven track record of performance over the years and has the potential for continued growth.\\nLook at the chart of the company's stock price. It should show a distinct, upward trend over the long-term. Remember that DRIPS are long-term investments even more so than standard stocks. That's because you can buy stocks at the price you want when you want. However, you buy DRIPs based on a schedule. You could get unlucky enough that your DRIP shares are frequently purchased when the stock price is near a high. That's why you should approach DRIP investing with the a time frame of building wealth over years or, better yet, decades.\\nLook for a company that has a history of increasing its dividends. Remember, you're going to be buying new shares of stock with the dividends. Wouldn't it be great if those dividends increase over time so that you can buy even more shares?\\nLook for a company that has a history of revenue growth over the years. Although not every single year is expected to be better than the previous one, the general trend should show that the company's revenue grows over time.\\nLook for a company that's in a business you understand. If you're in pharmaceuticals, pick a pharmaceutical company. If you're in manufacturing, pick a manufacturing company. The advice of the great investor Peter Lynch still stands: buy what you know.\"}, {\"编号\": 3, \"标题\": \"Ensure you have a balanced portfolio.\", \"描述\": \"You don't want all your eggs in one basket. If all of your DRIP stocks are from the same industry, and that industry experiences a recession, then your portfolio value could plummet. Be sure that you're properly diversified with stocks from different sectors.\"}]}, {\"编号\": 2, \"标题\": \"Buying DRIPs\", \"步骤\": [{\"编号\": 1, \"标题\": \"Purchase company stock.\", \"描述\": \"Before you can even enroll in the DRIP program for a company, you must already be a shareholder. In most cases, you only need to own one share of stock. You can buy that share of stock with your favorite online brokerage.\\nBe sure that you purchase the share of stock in your own name, or the name you plan on using to enroll in the DRIP program.\\nYou might also be able to purchase shares of stock directly from the company with no commission. Contact the company's investor relations department for more information on that.\\nYou can also use the \\\"buddy system\\\" to get your first share of stock. For example, if you know somebody who owns stock in Walgreen's, you can use the company's transfer agent to transfer one of his or shares into your own name.\"}, {\"编号\": 2, \"标题\": \"Invest in DRIPs through your online brokerage account.\", \"描述\": \"Many of the major online brokerages allow you to do almost any type of investing, including DRIP investing. Just login to your brokerage account and use the search bar to search for \\\"DRIPs\\\". The search results should give you some articles and tutorials about how to enroll in DRIPs online.\"}, {\"编号\": 3, \"标题\": \"Enroll in a DRIP program through a transfer agent.\", \"描述\": \"All of the companies that offer DRIPs use a transfer agent to administer the program. You'll need to get in touch with the transfer agent that handles DRIPs for the stock you want to purchase.\\nAn easy way to find the the transfer agent is to go to the \\\"Investor Relations\\\" or \\\"Investors\\\" section of the company website. For example, the \\\"Investors\\\" page of Abbott Laboratories has a \\\"Dividend Reinvestment\\\" link.. If you click that link, you'll be taken to a page that gives you information about the company's DRIP program.. You'll also see a link to computershare, the transfer agent responsible for administering the DRIP for Abbott Laboratories. Contact computerShare for more information about enrolling in that DRIP.\\nYou can alternatively just Google the company name plus the word \\\"DRIP\\\" to find the transfer agent. If you Google \\\"Abbott Laboratories DRIP\\\", you'll find the Computershare link right at the top.\"}, {\"编号\": 4, \"标题\": \"Pay attention to fees.\", \"描述\": \"There are some fees associated with DRIP programs. You don't want excessive fees taking a bite out of your return on investment. You'll find that most of the fees are minimal, but check them out before you enroll just to be safe.\\nThe fees should be listed on the transfer agent's website. If not, give them a call and ask about the fee structure.\"}, {\"编号\": 5, \"标题\": \"Set up an automatic investment schedule.\", \"描述\": \"Once you've purchased the initial shares, plan to invest a little each month through an automatic withdrawal from your savings or checking account. That's how you'll maximize the growth of your account.\\nKeep in mind that the automatic reinvestment schedule varies from company to company. Some companies will reinvest dividends every week. Others pay dividends twice a month. Still others pay quarterly. Contact the company so that you know when the dividends will be reinvested.\"}, {\"编号\": 6, \"标题\": \"Prepare for taxes.\", \"描述\": \"Even though your dividend income is reinvested, it's still considered income for tax purposes. Be ready to pay taxes on what you've earned.\\nAt the beginning of the calendar year, you'll receive a 1099 form from each company that you're investing in. That form will provide you with the amount of income that you need to report.\"}], \"小提示\": [\"Dividends that are reinvested are considered taxable income. U.S. stockholders will receive a Form 1099 each year from either the brokerage company or the company issuing the stock.\\n\", \"Scheduling automatic monthly investments is a convenient way to take advantage of \\\"dollar-cost averaging.\\\" This technique is a proven way of maximizing portfolio growth over time and is recommended by most professional financial analysts.\\n\"], \"注意事项\": [\"Beware of foreign companies that offer DRIPs. You may have to pay foreign taxes. In most cases, however, you will be reimbursed for this when you file your tax returns.\\n\", \"Keep good records of dividend reinvestments and additional cash purchases. You will need to determine the \\\"cost basis\\\" of your shares (for tax purposes) when you decide to sell them. This is the average cost of those shares when you purchased them.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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8,006 |
How to Buy a Discontinued Tile
|
1. Searching with Product Info
1-1. Have helpful info handy.
Whenever you lay out tile, save the product information in your records for future reference. Make your life easier by knowing exactly what you are looking for when it comes time to buy matching tiles. When purchasing a new property with tile work that you would like to preserve, be sure to ask the seller if they have any of the following info:
The manufacturer’s name
The product name
Item number
Product number
Universal product code (UPC)
1-2. Get in touch with the manufacturer.
Provide them with as much product information as you can. Find out if their warehouses are holding any backstock of that product. If so, ask if they can arrange a direct sale to you. If for some reason they aren’t able to sell to you directly, ask for the names of retailers and wholesalers that they deal with so you can arrange a sale through them.
If the manufacturer is out of stock, ask for a list of companies who purchased the tile for resale in the past.
1-3. Contact companies provided by the manufacturer.
Get in touch with any retailers and wholesalers who used to carry that item. Ask the staff to run a computer search of their inventory to find out if they have any backstock still available. If the company is a chain with more than one location, be sure they run a company-wide search to see if another site has it in case this one doesn’t.
Don’t simply go by what is on the shelves in the front of the house. They may have pulled the item off the shelves because they knew it would be discontinued and unlikely to be a top seller after that.
1-4. Seek specialists.
Perform an online search with keywords “discontinued tiles” and “buy” or “for sale.” Find companies that specialize or deal exclusively in hunting down old tiles that are no longer in production. Search their websites to see if they currently offer your tile.
If they don’t have your tile advertised, contact them directly. Provide them with the product info. Ask them to perform a search through their suppliers or any other leads they may have.
1-5. Shop around.
Resist the urge to immediately buy your tile as soon as it is located. If possible, obtain quotes from multiple sources. Be aware that prices may vary from one to the next, depending on priorities. Expect some sources to be aware of the rarity of the item and capitalize on it. Hope for the best and see if other sources would be happy to unload backstock at a discount just to be rid of it.
Expect the cost to be influenced by how old the tile is, how much is available, and how much you plan to buy.
1-6. Buy more than you need.
Don’t limit yourself to the precise amount needed to retile a specific surface. Plan against mishaps. Purchase more than needed in case you accidentally break your replacement tiles as you restore your room. Additionally, think ahead to the future, when these tiles will be even harder to come by. Use this opportunity to stock up for future projects, too.
2. Identifying Mystery Tile
2-1. Pick a piece of tile to bring to a store.
< If you have an intact spare tile lying around, bring that. If a piece of existing tile is practically falling off the wall or loose enough for you to pluck off the floor, all in one piece, without damaging its neighbors, go for it. Otherwise, pick an existing tile to remove from the floor or wall. Make things easier on yourself and pick a damaged tile that already needs to be replaced.
If you are looking to re-tile another room to match existing tile that doesn’t need replacing, see if any local flooring companies offer on-site visits to give estimates. Arrange an inspection to see if they are able to identify the existing tile so you don't have to damage a perfectly good, rare tile.
Don’t rely on photographs. Lighting may affect the tile’s color. Also, texture is hard to capture in a photo.
2-2. Get rid of the surrounding grout.
Scour the grout around the tile with a grout saw. Be patient and work slowly. Only use enough pressure to scrape the grout out of place. Avoid using too much pressure or working too fast, which may cause you to slip off target and scratch a neighboring tile. If you are removing a wall tile, raking too hard may also damage the drywall behind it.
Chips and dust from tiling can be very sharp and abrasive. Wear workman’s gloves and safety glasses.
If you are removing wall tiles, place a towel, tarp, or sheet at the base of the wall to catch debris and protect surfaces.
Once you’re finished, line the surrounding tiles with painter’s tape so their surface is protected. Be sure to cover their exposed sides now that the grout has been removed.
2-3. Chisel the tile out of place.
First, set the business end of your chisel in the center of the tile’s surface, at a 90-degree angle. Tap the butt gently with a hammer. Repeat until enough chips fall away for you to slip the chisel underneath the remaining pieces at a 45-degree angle. Tap its butt with the hammer to pry them loose.
Always work from the center outward to prevent the chisel or hammer from damaging the surrounding tiles.
2-4. Bring the tile to a flooring retailer or wholesaler.
First, measure one of its intact neighbors. Then bring the measurements, the largest chunk of tile, and any product info you might have found to one or more brick-and-mortar stores. Ask the staff to identify it if possible.
If the staff is able to identify the exact product, ask for all product info so you can contact the manufacturer as well as any retailers, wholesalers, and specialists who may carry it.
If necessary, bring two chunks of tile: one that shows the most surface area, and one whose thickness is intact. Both features are necessary for exact identification.
3. Working with What is Available
3-1. Try a reproduction company.
If you are unable to find your original tile anywhere, don’t give up. Search online for reproduction companies that specialize in matching discontinued tiles. See if they currently offer your specific tile. If not, find out if they are willing to make a custom order.
Since these are reproductions, they may have entirely different product info, which might not show up in your initial search.
3-2. Settle for the next best thing.
If no exact reproductions are available, find a new tile that matches your original one as closely as possible. Contact the manufacturer to see if they offer any new designs that only differ from the original by a slight tweak. If not, visit brick-and-mortar stores with the product info or a sample tile. Ask them for recommendations on matching your tile with another manufacturer’s product.
The key factors to consider in matching tile are size, shape, color, and texture.
3-3. Customize closely matching tiles.
If no one product captures the same size, shape, color, and texture as your original, prioritize which factors matter most to you. From there, alter the other characteristics to fit your needs as best you can. For example:
If the new tile resembles the old in all ways except for being thinner, don’t worry. Apply extra mastic (an adhesive used to laying tile) underneath the new tile so its surface is even with the old.
If the store has another tile that’s perfect except for being too large, ask them if they are able to cut it down to size and/or shape. If not, ask if they would be able to special-order pre-cut tiles from the manufacturer.
If the new tile’s shade of color is slightly off from the original, incorporate this into the room’s design. Buy additional tiles in two or three neighboring shades. Instead of having a handful of new tiles in one new shade stick out as obvious replacements, give the tiled surface more variety to make it look intentional.
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Searching with Product Info\\n1-1. Have helpful info handy.\\nWhenever you lay out tile, save the product information in your records for future reference. Make your life easier by knowing exactly what you are looking for when it comes time to buy matching tiles. When purchasing a new property with tile work that you would like to preserve, be sure to ask the seller if they have any of the following info:\\nThe manufacturer’s name\\nThe product name\\nItem number\\nProduct number\\nUniversal product code (UPC)\\n1-2. Get in touch with the manufacturer.\\nProvide them with as much product information as you can. Find out if their warehouses are holding any backstock of that product. If so, ask if they can arrange a direct sale to you. If for some reason they aren’t able to sell to you directly, ask for the names of retailers and wholesalers that they deal with so you can arrange a sale through them.\\nIf the manufacturer is out of stock, ask for a list of companies who purchased the tile for resale in the past.\\n1-3. Contact companies provided by the manufacturer.\\nGet in touch with any retailers and wholesalers who used to carry that item. Ask the staff to run a computer search of their inventory to find out if they have any backstock still available. If the company is a chain with more than one location, be sure they run a company-wide search to see if another site has it in case this one doesn’t.\\nDon’t simply go by what is on the shelves in the front of the house. They may have pulled the item off the shelves because they knew it would be discontinued and unlikely to be a top seller after that.\\n1-4. Seek specialists.\\nPerform an online search with keywords “discontinued tiles” and “buy” or “for sale.” Find companies that specialize or deal exclusively in hunting down old tiles that are no longer in production. Search their websites to see if they currently offer your tile.\\nIf they don’t have your tile advertised, contact them directly. Provide them with the product info. Ask them to perform a search through their suppliers or any other leads they may have.\\n1-5. Shop around.\\nResist the urge to immediately buy your tile as soon as it is located. If possible, obtain quotes from multiple sources. Be aware that prices may vary from one to the next, depending on priorities. Expect some sources to be aware of the rarity of the item and capitalize on it. Hope for the best and see if other sources would be happy to unload backstock at a discount just to be rid of it.\\nExpect the cost to be influenced by how old the tile is, how much is available, and how much you plan to buy.\\n1-6. Buy more than you need.\\nDon’t limit yourself to the precise amount needed to retile a specific surface. Plan against mishaps. Purchase more than needed in case you accidentally break your replacement tiles as you restore your room. Additionally, think ahead to the future, when these tiles will be even harder to come by. Use this opportunity to stock up for future projects, too.\\n2. Identifying Mystery Tile\\n2-1. Pick a piece of tile to bring to a store.\\n< If you have an intact spare tile lying around, bring that. If a piece of existing tile is practically falling off the wall or loose enough for you to pluck off the floor, all in one piece, without damaging its neighbors, go for it. Otherwise, pick an existing tile to remove from the floor or wall. Make things easier on yourself and pick a damaged tile that already needs to be replaced.\\nIf you are looking to re-tile another room to match existing tile that doesn’t need replacing, see if any local flooring companies offer on-site visits to give estimates. Arrange an inspection to see if they are able to identify the existing tile so you don't have to damage a perfectly good, rare tile.\\nDon’t rely on photographs. Lighting may affect the tile’s color. Also, texture is hard to capture in a photo.\\n2-2. Get rid of the surrounding grout.\\nScour the grout around the tile with a grout saw. Be patient and work slowly. Only use enough pressure to scrape the grout out of place. Avoid using too much pressure or working too fast, which may cause you to slip off target and scratch a neighboring tile. If you are removing a wall tile, raking too hard may also damage the drywall behind it.\\nChips and dust from tiling can be very sharp and abrasive. Wear workman’s gloves and safety glasses.\\nIf you are removing wall tiles, place a towel, tarp, or sheet at the base of the wall to catch debris and protect surfaces.\\nOnce you’re finished, line the surrounding tiles with painter’s tape so their surface is protected. Be sure to cover their exposed sides now that the grout has been removed.\\n2-3. Chisel the tile out of place.\\nFirst, set the business end of your chisel in the center of the tile’s surface, at a 90-degree angle. Tap the butt gently with a hammer. Repeat until enough chips fall away for you to slip the chisel underneath the remaining pieces at a 45-degree angle. Tap its butt with the hammer to pry them loose.\\nAlways work from the center outward to prevent the chisel or hammer from damaging the surrounding tiles.\\n2-4. Bring the tile to a flooring retailer or wholesaler.\\nFirst, measure one of its intact neighbors. Then bring the measurements, the largest chunk of tile, and any product info you might have found to one or more brick-and-mortar stores. Ask the staff to identify it if possible.\\nIf the staff is able to identify the exact product, ask for all product info so you can contact the manufacturer as well as any retailers, wholesalers, and specialists who may carry it.\\nIf necessary, bring two chunks of tile: one that shows the most surface area, and one whose thickness is intact. Both features are necessary for exact identification.\\n3. Working with What is Available\\n3-1. Try a reproduction company.\\nIf you are unable to find your original tile anywhere, don’t give up. Search online for reproduction companies that specialize in matching discontinued tiles. See if they currently offer your specific tile. If not, find out if they are willing to make a custom order.\\nSince these are reproductions, they may have entirely different product info, which might not show up in your initial search.\\n3-2. Settle for the next best thing.\\nIf no exact reproductions are available, find a new tile that matches your original one as closely as possible. Contact the manufacturer to see if they offer any new designs that only differ from the original by a slight tweak. If not, visit brick-and-mortar stores with the product info or a sample tile. Ask them for recommendations on matching your tile with another manufacturer’s product.\\nThe key factors to consider in matching tile are size, shape, color, and texture.\\n3-3. Customize closely matching tiles.\\nIf no one product captures the same size, shape, color, and texture as your original, prioritize which factors matter most to you. From there, alter the other characteristics to fit your needs as best you can. For example:\\nIf the new tile resembles the old in all ways except for being thinner, don’t worry. Apply extra mastic (an adhesive used to laying tile) underneath the new tile so its surface is even with the old.\\nIf the store has another tile that’s perfect except for being too large, ask them if they are able to cut it down to size and/or shape. If not, ask if they would be able to special-order pre-cut tiles from the manufacturer.\\nIf the new tile’s shade of color is slightly off from the original, incorporate this into the room’s design. Buy additional tiles in two or three neighboring shades. Instead of having a handful of new tiles in one new shade stick out as obvious replacements, give the tiled surface more variety to make it look intentional.\\n\", \"简要回答\": \"Here today, gone tomorrow: nothing is more frustrating in home repair than having to replace a few broken tiles in your floor or wall, only to find out that the manufacturer doesn’t make that exact tile anymore. Before the internet, this was maddening. But today, hunting down discontinued tile is much easier. If you have all the product info on hand, it’s a simple matter of detective work and contacting manufacturers, resellers, and specialists. Even without the original product info, you can still bring a sample into a brick-and-mortar store for staff to help narrow down your search.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Searching with Product Info\", \"步骤\": [{\"编号\": 1, \"标题\": \"Have helpful info handy.\", \"描述\": \"Whenever you lay out tile, save the product information in your records for future reference. Make your life easier by knowing exactly what you are looking for when it comes time to buy matching tiles. When purchasing a new property with tile work that you would like to preserve, be sure to ask the seller if they have any of the following info:\\nThe manufacturer’s name\\nThe product name\\nItem number\\nProduct number\\nUniversal product code (UPC)\"}, {\"编号\": 2, \"标题\": \"Get in touch with the manufacturer.\", \"描述\": \"Provide them with as much product information as you can. Find out if their warehouses are holding any backstock of that product. If so, ask if they can arrange a direct sale to you. If for some reason they aren’t able to sell to you directly, ask for the names of retailers and wholesalers that they deal with so you can arrange a sale through them.\\nIf the manufacturer is out of stock, ask for a list of companies who purchased the tile for resale in the past.\"}, {\"编号\": 3, \"标题\": \"Contact companies provided by the manufacturer.\", \"描述\": \"Get in touch with any retailers and wholesalers who used to carry that item. Ask the staff to run a computer search of their inventory to find out if they have any backstock still available. If the company is a chain with more than one location, be sure they run a company-wide search to see if another site has it in case this one doesn’t.\\nDon’t simply go by what is on the shelves in the front of the house. They may have pulled the item off the shelves because they knew it would be discontinued and unlikely to be a top seller after that.\"}, {\"编号\": 4, \"标题\": \"Seek specialists.\", \"描述\": \"Perform an online search with keywords “discontinued tiles” and “buy” or “for sale.” Find companies that specialize or deal exclusively in hunting down old tiles that are no longer in production. Search their websites to see if they currently offer your tile.\\nIf they don’t have your tile advertised, contact them directly. Provide them with the product info. Ask them to perform a search through their suppliers or any other leads they may have.\"}, {\"编号\": 5, \"标题\": \"Shop around.\", \"描述\": \"Resist the urge to immediately buy your tile as soon as it is located. If possible, obtain quotes from multiple sources. Be aware that prices may vary from one to the next, depending on priorities. Expect some sources to be aware of the rarity of the item and capitalize on it. Hope for the best and see if other sources would be happy to unload backstock at a discount just to be rid of it.\\nExpect the cost to be influenced by how old the tile is, how much is available, and how much you plan to buy.\"}, {\"编号\": 6, \"标题\": \"Buy more than you need.\", \"描述\": \"Don’t limit yourself to the precise amount needed to retile a specific surface. Plan against mishaps. Purchase more than needed in case you accidentally break your replacement tiles as you restore your room. Additionally, think ahead to the future, when these tiles will be even harder to come by. Use this opportunity to stock up for future projects, too.\"}]}, {\"编号\": 2, \"标题\": \"Identifying Mystery Tile\", \"步骤\": [{\"编号\": 1, \"标题\": \"Pick a piece of tile to bring to a store.\", \"描述\": \"< If you have an intact spare tile lying around, bring that. If a piece of existing tile is practically falling off the wall or loose enough for you to pluck off the floor, all in one piece, without damaging its neighbors, go for it. Otherwise, pick an existing tile to remove from the floor or wall. Make things easier on yourself and pick a damaged tile that already needs to be replaced.\\nIf you are looking to re-tile another room to match existing tile that doesn’t need replacing, see if any local flooring companies offer on-site visits to give estimates. Arrange an inspection to see if they are able to identify the existing tile so you don't have to damage a perfectly good, rare tile.\\nDon’t rely on photographs. Lighting may affect the tile’s color. Also, texture is hard to capture in a photo.\"}, {\"编号\": 2, \"标题\": \"Get rid of the surrounding grout.\", \"描述\": \"Scour the grout around the tile with a grout saw. Be patient and work slowly. Only use enough pressure to scrape the grout out of place. Avoid using too much pressure or working too fast, which may cause you to slip off target and scratch a neighboring tile. If you are removing a wall tile, raking too hard may also damage the drywall behind it.\\nChips and dust from tiling can be very sharp and abrasive. Wear workman’s gloves and safety glasses.\\nIf you are removing wall tiles, place a towel, tarp, or sheet at the base of the wall to catch debris and protect surfaces.\\nOnce you’re finished, line the surrounding tiles with painter’s tape so their surface is protected. Be sure to cover their exposed sides now that the grout has been removed.\"}, {\"编号\": 3, \"标题\": \"Chisel the tile out of place.\", \"描述\": \"First, set the business end of your chisel in the center of the tile’s surface, at a 90-degree angle. Tap the butt gently with a hammer. Repeat until enough chips fall away for you to slip the chisel underneath the remaining pieces at a 45-degree angle. Tap its butt with the hammer to pry them loose.\\nAlways work from the center outward to prevent the chisel or hammer from damaging the surrounding tiles.\"}, {\"编号\": 4, \"标题\": \"Bring the tile to a flooring retailer or wholesaler.\", \"描述\": \"First, measure one of its intact neighbors. Then bring the measurements, the largest chunk of tile, and any product info you might have found to one or more brick-and-mortar stores. Ask the staff to identify it if possible.\\nIf the staff is able to identify the exact product, ask for all product info so you can contact the manufacturer as well as any retailers, wholesalers, and specialists who may carry it.\\nIf necessary, bring two chunks of tile: one that shows the most surface area, and one whose thickness is intact. Both features are necessary for exact identification.\"}]}, {\"编号\": 3, \"标题\": \"Working with What is Available\", \"步骤\": [{\"编号\": 1, \"标题\": \"Try a reproduction company.\", \"描述\": \"If you are unable to find your original tile anywhere, don’t give up. Search online for reproduction companies that specialize in matching discontinued tiles. See if they currently offer your specific tile. If not, find out if they are willing to make a custom order.\\nSince these are reproductions, they may have entirely different product info, which might not show up in your initial search.\"}, {\"编号\": 2, \"标题\": \"Settle for the next best thing.\", \"描述\": \"If no exact reproductions are available, find a new tile that matches your original one as closely as possible. Contact the manufacturer to see if they offer any new designs that only differ from the original by a slight tweak. If not, visit brick-and-mortar stores with the product info or a sample tile. Ask them for recommendations on matching your tile with another manufacturer’s product.\\nThe key factors to consider in matching tile are size, shape, color, and texture.\"}, {\"编号\": 3, \"标题\": \"Customize closely matching tiles.\", \"描述\": \"If no one product captures the same size, shape, color, and texture as your original, prioritize which factors matter most to you. From there, alter the other characteristics to fit your needs as best you can. For example:\\nIf the new tile resembles the old in all ways except for being thinner, don’t worry. Apply extra mastic (an adhesive used to laying tile) underneath the new tile so its surface is even with the old.\\nIf the store has another tile that’s perfect except for being too large, ask them if they are able to cut it down to size and/or shape. If not, ask if they would be able to special-order pre-cut tiles from the manufacturer.\\nIf the new tile’s shade of color is slightly off from the original, incorporate this into the room’s design. Buy additional tiles in two or three neighboring shades. Instead of having a handful of new tiles in one new shade stick out as obvious replacements, give the tiled surface more variety to make it look intentional.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,007 |
How to Buy a Domain Name
|
1. Go to a registration site.
Open a web browser and go to a site that registers domain names.
Popular sites include:
GoDaddy.com
Google Domains
Register.com
Squarespace
2. See if your domain name is available.
Search for the domain name you want to register.
Registration sites typically have a search field on their home page. If the domain name isn't available, try an alternative.
Sometimes the name won't be available for one type of domain, such as .com, but it may be available with a .net, .biz, or .co, for example.
Certain suffixes are only available for certain types of organizations: .edu is reserved for educational institutions; .org is used for nonprofits, and .gov or .us are used for government sites.
Some services like GoDaddy let you put in a backorder request if a domain name is already taken. If the domain doesn't get renewed by its current owner, you can bid for it.
3. Select the domain you want to buy.
Once you find an available name, proceed to purchase.
You'll have several options for registering the domain.
4. Choose a registration length.
Enter how many years you want to pay for.
Domain names need to be renewed on a regular basis, so you'll need to decide the number of years for which you want to register your domain.
Typically, you can register a domain for up to 10 years at a time.
5. Browse optional services.
Select additional services that interest you.
If you want to purchase additional services, such as web design, hosting, or extra email addresses, add them to your cart before you check out.
6. Pay for your domain name and services.
Once your payment is complete, you will own that domain name.
You can now start building your website or move your existing site to your new domain.
Tips
Depending on its uniqueness, it's possible your first choice of domain names won't be available, so it's advisable to have some backups at the ready.
Most major domain registration sites offer extra services like website building, as well as email and website hosting too.
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Go to a registration site.\\nOpen a web browser and go to a site that registers domain names.\\nPopular sites include:\\n\\nGoDaddy.com\\nGoogle Domains\\nRegister.com\\nSquarespace\\n2. See if your domain name is available.\\nSearch for the domain name you want to register.\\nRegistration sites typically have a search field on their home page. If the domain name isn't available, try an alternative.\\nSometimes the name won't be available for one type of domain, such as .com, but it may be available with a .net, .biz, or .co, for example.\\nCertain suffixes are only available for certain types of organizations: .edu is reserved for educational institutions; .org is used for nonprofits, and .gov or .us are used for government sites.\\nSome services like GoDaddy let you put in a backorder request if a domain name is already taken. If the domain doesn't get renewed by its current owner, you can bid for it.\\n3. Select the domain you want to buy.\\nOnce you find an available name, proceed to purchase.\\nYou'll have several options for registering the domain.\\n4. Choose a registration length.\\nEnter how many years you want to pay for.\\nDomain names need to be renewed on a regular basis, so you'll need to decide the number of years for which you want to register your domain.\\nTypically, you can register a domain for up to 10 years at a time.\\n5. Browse optional services.\\nSelect additional services that interest you.\\nIf you want to purchase additional services, such as web design, hosting, or extra email addresses, add them to your cart before you check out.\\n6. Pay for your domain name and services.\\nOnce your payment is complete, you will own that domain name.\\nYou can now start building your website or move your existing site to your new domain.\\nTips\\nDepending on its uniqueness, it's possible your first choice of domain names won't be available, so it's advisable to have some backups at the ready.\\nMost major domain registration sites offer extra services like website building, as well as email and website hosting too.\\n\", \"简要回答\": \"This wikiHow teaches you how to buy a domain name for a website.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Go to a registration site.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Open a web browser and go to a site that registers domain names.\", \"描述\": \"Popular sites include:\\n\\nGoDaddy.com\\nGoogle Domains\\nRegister.com\\nSquarespace\"}]}, {\"编号\": 2, \"标题\": \"See if your domain name is available.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Search for the domain name you want to register.\", \"描述\": \"Registration sites typically have a search field on their home page. If the domain name isn't available, try an alternative.\\nSometimes the name won't be available for one type of domain, such as .com, but it may be available with a .net, .biz, or .co, for example.\\nCertain suffixes are only available for certain types of organizations: .edu is reserved for educational institutions; .org is used for nonprofits, and .gov or .us are used for government sites.\\nSome services like GoDaddy let you put in a backorder request if a domain name is already taken. If the domain doesn't get renewed by its current owner, you can bid for it.\"}]}, {\"编号\": 3, \"标题\": \"Select the domain you want to buy.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Once you find an available name, proceed to purchase.\", \"描述\": \"You'll have several options for registering the domain.\"}]}, {\"编号\": 4, \"标题\": \"Choose a registration length.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Enter how many years you want to pay for.\", \"描述\": \"Domain names need to be renewed on a regular basis, so you'll need to decide the number of years for which you want to register your domain.\\nTypically, you can register a domain for up to 10 years at a time.\"}]}, {\"编号\": 5, \"标题\": \"Browse optional services.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Select additional services that interest you.\", \"描述\": \"If you want to purchase additional services, such as web design, hosting, or extra email addresses, add them to your cart before you check out.\"}]}, {\"编号\": 6, \"标题\": \"Pay for your domain name and services.\", \"步骤\": [{\"编号\": 1, \"标题\": \"Once your payment is complete, you will own that domain name.\", \"描述\": \"You can now start building your website or move your existing site to your new domain.\"}], \"小提示\": [\"Depending on its uniqueness, it's possible your first choice of domain names won't be available, so it's advisable to have some backups at the ready.\\n\", \"Most major domain registration sites offer extra services like website building, as well as email and website hosting too.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,008 |
How to Buy a Down Comforter
|
1. Choosing a Down Comforter for Your Lifestyle
1-1. Decide on the amount of down and fill-power you want.
Down are the fluffy feather clusters that grow underneath larger feathers on fowl like geese and ducks. The more down in a comforter, the softer and more comfortable it is likely to be. Choose a comforter with a high or "pure" down content for the most luxury. Fill-power refers to the amount of down per ounce.
If you want an ultra-warm comforter, choose one with a fill-power rating of 650 or higher.
A label stating 66% down means that the comforter is two-thirds down and one-third filling material, which may include another type of feather (which is usually larger and coarser than down) or a different type of material all together, such as cotton fill.
For warmer weather, go for a comforter that has less fill so it won't be too hot and for cold weather look for higher fill for more insulation.
1-2. Go with a high thread count.
Thread count is an important consideration when purchasing a down comforter because the fine feathers, which compose the down, can poke through the fabric and work their way out if the thread count isn’t high enough. The higher the thread count, the tighter the fabric, and the less likely you are to lose down feathers. Therefore, be sure to choose a comforter with a thread count of at least 250 or higher.
Higher thread counts are also more expensive.
1-3. Pick a comforter with baffle-boxing or quilt-stitching.
These two terms refer to a specific way in which a down comforter is sewn together. Baffle-boxing means that the top and bottom fabric of the comforter are sewn together in a uniform pattern supported by additional fabric strips to create “boxes." Similarly, quilt stitching is used to create specific pockets of down with stitched patterns.
These two different binding techniques help hold feathers in place and keep an even distribution of down throughout the comforter.
Comforters without baffle-boxing or quilt-stitching will likely have down that shifts over time (especially at the edges and in corners) with normal use, and this will not only decrease the comforter’s warmth, but also its comfort level.
Higher quality comforters will have both baffle-boxing and quilt-stitching, which will last longer and require less maintenance.
1-4. Check out faux-down options.
Alternative-down comforters won’t be as warm as true-down comforters, but they will be cheaper and they are a great option for people with allergies. Alternative-down comforters are worth looking into if you have a tight budget or have feather or animal dandruff sensitivities.
Down alternatives are typically made from cotton, polyester, rayon, or combinations of the three.
Not only are alternative-down comforters easier to wash and maintain, they are also guaranteed to be animal cruelty-free, making some of them vegan. If you are concerned about getting vegan products research the product beforehand to make sure no animal products were used.
2. Purchasing Your Down Comforter
2-1. Decide on your budget.
Before following through with a purchase, decide on how much you’d like to spend – a good quality down comforter will cost approximately $250, depending on the size of your bed. The higher the down content, fill-power, and thread-count, the more expensive the comforter will be.
The presence of baffle-boxing or quilt-stitching will also increase the price, but it is important to remember that these factors all increase the quality and durability of the comforter, and so, a higher-priced comforter may be worth the investment.
You may also want to factor in the price of a down comforter cover – known as a duvet cover – into your budget. Duvet covers help protect your down comforter and reduce the amount of washing required to maintain it.
2-2. Do your brand research.
Whether you’ve decided to purchase a real or alternative down comforter, your brand options are limitless, so take some time to research online. Many major online retailers will allow you to set your budget and your bed size to make searching and price comparison easier. You can also enter your comforter specifications as search terms.
These days you can get quality comforters at a box store, though smaller stores that specialize in bedding can have more or better options, but you should expect to pay more.
2-3. Double-check the product reviews.
Before settling on a purchase, be sure to read product reviews. A particular brand may come with all the specifications you are hoping for, but reviews left by previous purchasers may reveal other considerations, like the comforter’s wash-ability, long-term durability, and overall value-for-your-money.
If you’re still having trouble making a decision on what you want in a down comforter, visit a home or lifestyle store to see and feel different types of down comforters in person.
2-4. Search for coupons.
Whether you’ve chosen to make an online purchase or buy directly from a store, your comforter is a big investment, and many retailers will offer coupons and discounts for free shipping, free duvet covers, and/or a percentage off your purchase. Some stores will even accept competitor coupons. Using coupons might allow you to purchase a better comforter while still maintaining your budget.
Typically there are big sales on Black Friday and holidays like Memorial Day and Labor Day.
2-5. Confirm the size of your bed.
Be sure to order the right comforter size for your bed. Certain companies use different kinds of terminology when it comes to bed size and comforter fit (for example, a “standard king” is not the same as a “California king”), so it’s better to look for and confirm actual measurements rather than going by labels.
2-6. Check for warranties.
Some brands and retailers offer lifetime warranties on down comforters. Warranties may feature free returns, down refills, and/or exchanges and may provide you with additional confidence and assurance as you make your big purchase.
Also familiarize yourself with the store's return policy in case it's not what you expected after using it.
2-7. Follow the care instructions.
Your comforter will likely come with care instructions, and it is important to follow those first and foremost (as they will be brand-specific) before seeking general care advice.
This is especially critical if your comforter is under warranty. If there is evidence that your comforter was damaged because you breached the brand’s care advice, you may not be eligible for a replacement.
Comforters will last a long time if you care for them correctly, so spending a little more on a better quality product can save you money in the long term.
2-8. Enjoy it and sleep well.
Although down or alternative-down comforters might require extra considerations before purchase and require extra maintenance afterwards, they are well-worth the effort! Take pride in your final purchase and enjoy the quality, comfort, and coziness of your new comforter. Investing in a good night’s sleep is well worth it!
Tips
Duck and goose down provide comparable amounts of insulation.[9]
X
Research source
Down can be white or gray-brown, but there is no performance or quality difference between the two colors, though some people dislike the look of the gray-brown feathers because they show through the outer white fabric of the comforter.[10]
X
Research source
Washing your down comforter can be expensive if you have it dry cleaned, but it is possible to wash it yourself, with a little extra time and care. [11]
X
Research source
|
{
"create_time": "20230517 11:01:09",
"回答明细": "{\"回答\": \"1. Choosing a Down Comforter for Your Lifestyle\\n1-1. Decide on the amount of down and fill-power you want.\\nDown are the fluffy feather clusters that grow underneath larger feathers on fowl like geese and ducks. The more down in a comforter, the softer and more comfortable it is likely to be. Choose a comforter with a high or \\\"pure\\\" down content for the most luxury. Fill-power refers to the amount of down per ounce.\\nIf you want an ultra-warm comforter, choose one with a fill-power rating of 650 or higher.\\nA label stating 66% down means that the comforter is two-thirds down and one-third filling material, which may include another type of feather (which is usually larger and coarser than down) or a different type of material all together, such as cotton fill.\\nFor warmer weather, go for a comforter that has less fill so it won't be too hot and for cold weather look for higher fill for more insulation.\\n1-2. Go with a high thread count.\\nThread count is an important consideration when purchasing a down comforter because the fine feathers, which compose the down, can poke through the fabric and work their way out if the thread count isn’t high enough. The higher the thread count, the tighter the fabric, and the less likely you are to lose down feathers. Therefore, be sure to choose a comforter with a thread count of at least 250 or higher.\\nHigher thread counts are also more expensive.\\n1-3. Pick a comforter with baffle-boxing or quilt-stitching.\\nThese two terms refer to a specific way in which a down comforter is sewn together. Baffle-boxing means that the top and bottom fabric of the comforter are sewn together in a uniform pattern supported by additional fabric strips to create “boxes.\\\" Similarly, quilt stitching is used to create specific pockets of down with stitched patterns.\\nThese two different binding techniques help hold feathers in place and keep an even distribution of down throughout the comforter.\\nComforters without baffle-boxing or quilt-stitching will likely have down that shifts over time (especially at the edges and in corners) with normal use, and this will not only decrease the comforter’s warmth, but also its comfort level.\\nHigher quality comforters will have both baffle-boxing and quilt-stitching, which will last longer and require less maintenance.\\n1-4. Check out faux-down options.\\nAlternative-down comforters won’t be as warm as true-down comforters, but they will be cheaper and they are a great option for people with allergies. Alternative-down comforters are worth looking into if you have a tight budget or have feather or animal dandruff sensitivities.\\nDown alternatives are typically made from cotton, polyester, rayon, or combinations of the three.\\nNot only are alternative-down comforters easier to wash and maintain, they are also guaranteed to be animal cruelty-free, making some of them vegan. If you are concerned about getting vegan products research the product beforehand to make sure no animal products were used.\\n2. Purchasing Your Down Comforter\\n2-1. Decide on your budget.\\nBefore following through with a purchase, decide on how much you’d like to spend – a good quality down comforter will cost approximately $250, depending on the size of your bed. The higher the down content, fill-power, and thread-count, the more expensive the comforter will be.\\nThe presence of baffle-boxing or quilt-stitching will also increase the price, but it is important to remember that these factors all increase the quality and durability of the comforter, and so, a higher-priced comforter may be worth the investment.\\nYou may also want to factor in the price of a down comforter cover – known as a duvet cover – into your budget. Duvet covers help protect your down comforter and reduce the amount of washing required to maintain it.\\n2-2. Do your brand research.\\nWhether you’ve decided to purchase a real or alternative down comforter, your brand options are limitless, so take some time to research online. Many major online retailers will allow you to set your budget and your bed size to make searching and price comparison easier. You can also enter your comforter specifications as search terms.\\nThese days you can get quality comforters at a box store, though smaller stores that specialize in bedding can have more or better options, but you should expect to pay more.\\n2-3. Double-check the product reviews.\\nBefore settling on a purchase, be sure to read product reviews. A particular brand may come with all the specifications you are hoping for, but reviews left by previous purchasers may reveal other considerations, like the comforter’s wash-ability, long-term durability, and overall value-for-your-money.\\nIf you’re still having trouble making a decision on what you want in a down comforter, visit a home or lifestyle store to see and feel different types of down comforters in person.\\n2-4. Search for coupons.\\nWhether you’ve chosen to make an online purchase or buy directly from a store, your comforter is a big investment, and many retailers will offer coupons and discounts for free shipping, free duvet covers, and/or a percentage off your purchase. Some stores will even accept competitor coupons. Using coupons might allow you to purchase a better comforter while still maintaining your budget.\\nTypically there are big sales on Black Friday and holidays like Memorial Day and Labor Day.\\n2-5. Confirm the size of your bed.\\nBe sure to order the right comforter size for your bed. Certain companies use different kinds of terminology when it comes to bed size and comforter fit (for example, a “standard king” is not the same as a “California king”), so it’s better to look for and confirm actual measurements rather than going by labels.\\n2-6. Check for warranties.\\nSome brands and retailers offer lifetime warranties on down comforters. Warranties may feature free returns, down refills, and/or exchanges and may provide you with additional confidence and assurance as you make your big purchase.\\nAlso familiarize yourself with the store's return policy in case it's not what you expected after using it.\\n2-7. Follow the care instructions.\\nYour comforter will likely come with care instructions, and it is important to follow those first and foremost (as they will be brand-specific) before seeking general care advice.\\nThis is especially critical if your comforter is under warranty. If there is evidence that your comforter was damaged because you breached the brand’s care advice, you may not be eligible for a replacement.\\nComforters will last a long time if you care for them correctly, so spending a little more on a better quality product can save you money in the long term.\\n2-8. Enjoy it and sleep well.\\nAlthough down or alternative-down comforters might require extra considerations before purchase and require extra maintenance afterwards, they are well-worth the effort! Take pride in your final purchase and enjoy the quality, comfort, and coziness of your new comforter. Investing in a good night’s sleep is well worth it!\\nTips\\nDuck and goose down provide comparable amounts of insulation.[9]\\nX\\nResearch source\\nDown can be white or gray-brown, but there is no performance or quality difference between the two colors, though some people dislike the look of the gray-brown feathers because they show through the outer white fabric of the comforter.[10]\\nX\\nResearch source\\nWashing your down comforter can be expensive if you have it dry cleaned, but it is possible to wash it yourself, with a little extra time and care. [11]\\nX\\nResearch source\\n\", \"简要回答\": \"With a design for nearly every climate and sleeper, down comforters can bring coziness, luxury, and comfort to every bedroom. There are several things to consider when purchasing a down comforter, such as down content, fill-power, and thread count. Buying a down comforter may seem daunting, but with a little background information and some purchasing tips, you can rest assured knowing you've chosen the best down comforter for your lifestyle.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing a Down Comforter for Your Lifestyle\", \"步骤\": [{\"编号\": 1, \"标题\": \"Decide on the amount of down and fill-power you want.\", \"描述\": \"Down are the fluffy feather clusters that grow underneath larger feathers on fowl like geese and ducks. The more down in a comforter, the softer and more comfortable it is likely to be. Choose a comforter with a high or \\\"pure\\\" down content for the most luxury. Fill-power refers to the amount of down per ounce.\\nIf you want an ultra-warm comforter, choose one with a fill-power rating of 650 or higher.\\nA label stating 66% down means that the comforter is two-thirds down and one-third filling material, which may include another type of feather (which is usually larger and coarser than down) or a different type of material all together, such as cotton fill.\\nFor warmer weather, go for a comforter that has less fill so it won't be too hot and for cold weather look for higher fill for more insulation.\"}, {\"编号\": 2, \"标题\": \"Go with a high thread count.\", \"描述\": \"Thread count is an important consideration when purchasing a down comforter because the fine feathers, which compose the down, can poke through the fabric and work their way out if the thread count isn’t high enough. The higher the thread count, the tighter the fabric, and the less likely you are to lose down feathers. Therefore, be sure to choose a comforter with a thread count of at least 250 or higher.\\nHigher thread counts are also more expensive.\"}, {\"编号\": 3, \"标题\": \"Pick a comforter with baffle-boxing or quilt-stitching.\", \"描述\": \"These two terms refer to a specific way in which a down comforter is sewn together. Baffle-boxing means that the top and bottom fabric of the comforter are sewn together in a uniform pattern supported by additional fabric strips to create “boxes.\\\" Similarly, quilt stitching is used to create specific pockets of down with stitched patterns.\\nThese two different binding techniques help hold feathers in place and keep an even distribution of down throughout the comforter.\\nComforters without baffle-boxing or quilt-stitching will likely have down that shifts over time (especially at the edges and in corners) with normal use, and this will not only decrease the comforter’s warmth, but also its comfort level.\\nHigher quality comforters will have both baffle-boxing and quilt-stitching, which will last longer and require less maintenance.\"}, {\"编号\": 4, \"标题\": \"Check out faux-down options.\", \"描述\": \"Alternative-down comforters won’t be as warm as true-down comforters, but they will be cheaper and they are a great option for people with allergies. Alternative-down comforters are worth looking into if you have a tight budget or have feather or animal dandruff sensitivities.\\nDown alternatives are typically made from cotton, polyester, rayon, or combinations of the three.\\nNot only are alternative-down comforters easier to wash and maintain, they are also guaranteed to be animal cruelty-free, making some of them vegan. If you are concerned about getting vegan products research the product beforehand to make sure no animal products were used.\"}]}, {\"编号\": 2, \"标题\": \"Purchasing Your Down Comforter\", \"步骤\": [{\"编号\": 1, \"标题\": \"Decide on your budget.\", \"描述\": \"Before following through with a purchase, decide on how much you’d like to spend – a good quality down comforter will cost approximately $250, depending on the size of your bed. The higher the down content, fill-power, and thread-count, the more expensive the comforter will be.\\nThe presence of baffle-boxing or quilt-stitching will also increase the price, but it is important to remember that these factors all increase the quality and durability of the comforter, and so, a higher-priced comforter may be worth the investment.\\nYou may also want to factor in the price of a down comforter cover – known as a duvet cover – into your budget. Duvet covers help protect your down comforter and reduce the amount of washing required to maintain it.\"}, {\"编号\": 2, \"标题\": \"Do your brand research.\", \"描述\": \"Whether you’ve decided to purchase a real or alternative down comforter, your brand options are limitless, so take some time to research online. Many major online retailers will allow you to set your budget and your bed size to make searching and price comparison easier. You can also enter your comforter specifications as search terms.\\nThese days you can get quality comforters at a box store, though smaller stores that specialize in bedding can have more or better options, but you should expect to pay more.\"}, {\"编号\": 3, \"标题\": \"Double-check the product reviews.\", \"描述\": \"Before settling on a purchase, be sure to read product reviews. A particular brand may come with all the specifications you are hoping for, but reviews left by previous purchasers may reveal other considerations, like the comforter’s wash-ability, long-term durability, and overall value-for-your-money.\\nIf you’re still having trouble making a decision on what you want in a down comforter, visit a home or lifestyle store to see and feel different types of down comforters in person.\"}, {\"编号\": 4, \"标题\": \"Search for coupons.\", \"描述\": \"Whether you’ve chosen to make an online purchase or buy directly from a store, your comforter is a big investment, and many retailers will offer coupons and discounts for free shipping, free duvet covers, and/or a percentage off your purchase. Some stores will even accept competitor coupons. Using coupons might allow you to purchase a better comforter while still maintaining your budget.\\nTypically there are big sales on Black Friday and holidays like Memorial Day and Labor Day.\"}, {\"编号\": 5, \"标题\": \"Confirm the size of your bed.\", \"描述\": \"Be sure to order the right comforter size for your bed. Certain companies use different kinds of terminology when it comes to bed size and comforter fit (for example, a “standard king” is not the same as a “California king”), so it’s better to look for and confirm actual measurements rather than going by labels.\"}, {\"编号\": 6, \"标题\": \"Check for warranties.\", \"描述\": \"Some brands and retailers offer lifetime warranties on down comforters. Warranties may feature free returns, down refills, and/or exchanges and may provide you with additional confidence and assurance as you make your big purchase.\\nAlso familiarize yourself with the store's return policy in case it's not what you expected after using it.\"}, {\"编号\": 7, \"标题\": \"Follow the care instructions.\", \"描述\": \"Your comforter will likely come with care instructions, and it is important to follow those first and foremost (as they will be brand-specific) before seeking general care advice.\\nThis is especially critical if your comforter is under warranty. If there is evidence that your comforter was damaged because you breached the brand’s care advice, you may not be eligible for a replacement.\\nComforters will last a long time if you care for them correctly, so spending a little more on a better quality product can save you money in the long term.\"}, {\"编号\": 8, \"标题\": \"Enjoy it and sleep well.\", \"描述\": \"Although down or alternative-down comforters might require extra considerations before purchase and require extra maintenance afterwards, they are well-worth the effort! Take pride in your final purchase and enjoy the quality, comfort, and coziness of your new comforter. Investing in a good night’s sleep is well worth it!\"}], \"小提示\": [\"Duck and goose down provide comparable amounts of insulation.[9]\\nX\\nResearch source\\n\", \"Down can be white or gray-brown, but there is no performance or quality difference between the two colors, though some people dislike the look of the gray-brown feathers because they show through the outer white fabric of the comforter.[10]\\nX\\nResearch source\\n\", \"Washing your down comforter can be expensive if you have it dry cleaned, but it is possible to wash it yourself, with a little extra time and care. [11]\\nX\\nResearch source\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,009 |
How to Buy a Dress for a Woman
|
1. Assessing Her Personal Tastes
1-1. Observe what types of dresses she wears.
To help you figure out what type of dress to buy, pay attention to the types of dresses she likes to wear. Consider the colors, patterns, and cuts of the dresses she wears, including the shapes, lengths, and necklines.
This will help you assess what types of dresses she wears to various occasions, as well as what types of dresses she feels comfortable in.
1-2. Listen closely when she talks about clothes.
When you are with the woman you are buying a dress for, listen closely as she talks about her clothing, shopping, or when she makes comments about things she likes. Chances are, she will reveal some very useful information that will help you pick out a dress she will love.
Pay close attention if she mentions particular stores or brands that she likes. This can give you an idea of where you should go shopping for the dress.
1-3. Take notice of the types of dresses she looks at.
When you are shopping together, pay close attention when she seems interested in a dress, holds up a dress to look at, or tries on a dress. Take note of the colors, patterns, and silhouettes that she seems drawn to. This can give you an idea of the types of dresses to look for, or may even indicate a particular dress you can buy for her.
You can also try taking her for a walk past some retail stores to see if she makes comments about any of the dresses in the windows.
1-4. Check her closet for style and brand information.
While there may be items in her closet that she doesn’t like or wear often, this can be a good place to start to get some of the information you will need when you go shopping. If there are any brands or stores she owns multiple dresses from, write down the names. This will help give you some ideas about where to go look for a dress when you are shopping.
You might also want to check the fabrics on the tags of her dresses. Some women prefer to wear dresses in a specific fabric. She might also have a fabric allergy or sensitivity.
1-5. Ask her friends and family for style advice.
Before you go shopping for a dress, seek advice from people who have gone shopping with her before or who are likely aware of what kind of dress she might like. Ask her friends and family about any particular cuts, patterns, and/or brands that suit her personal style.
2. Getting the Right Size
2-1. Look at the tags in her clothes to see what size to buy.
The best way to determine her size is to check the tags on some of the dresses that she already owns. It can also be helpful for you to write down the sizes that she wears in different brands and fabric types. Women’s dress sizes can differ greatly from one brand to the next, as well as one fabric type to the next, so this can help give you an idea of what size you will need to buy at different retailers or in various styles.
For example, if she has a dress in a size 6 from one brand that is made from a stretchy fabric, such as a spandex blend, and a size 8 in a dress from another brand made of a less stretchy fabric, such as 100% cotton, opt for a size 8 if the dress you are buying is less stretchy and/or made by the same brand as the size 8 dress.
2-2. Ask the sales associate at the store if you need help.
Sales associates generally have expert knowledge about the dresses in their shops, so they will likely be able to help you choose what size to buy. Try to give them an idea of what size dresses she usually wears so they can help you pick out the best size in the brands and styles they have available.
If the woman you are buying a dress for has shopped at the retailer you are visiting, you may be able to ask a sales associate to look up her order history. This can help you figure out what size you should buy, based on the sizes she has purchased before.
2-3. Opt to buy a larger size if you're unsure if a dress will fit.
Because dress sizes vary between retailers and even between different fabrics and styles of dresses, it is entirely possible that her usual size won’t fit in the particular dress you are buying. Rather than buying a dress that is too small, going up 1 size is usually a safer bet.
2-4. Buy multiple sizes if you are unsure what to get.
If you can’t figure out exactly what size to get, you may want to consider buying the dress in more than one size. Keep the receipts so that you can return the one that doesn’t fit at a later date.
2-5. Make sure that you can return the dress.
Before buying a dress, check the retailer’s return policy. That way, if she doesn’t like the dress or it doesn’t fit, she will be able to return or exchange it for another size or style. If you bought the dress in multiple sizes, you will also want to make sure that you can return the one that doesn’t fit.
3. Selecting a Style
3-1. Choose a wrap dress for a universally flattering style.
If you are unsure what style of dress to choose, a wrap dress is usually a safe bet. Wrap dresses generally have a lower but still modest neckline, and a fitted but forgiving waistline, making them flattering for almost every figure.
When selecting a wrap dress, make sure that the length of the dress is similar to what she usually wears.
3-2. Go for a sundress if you are buying something for a vacation.
If you are buying her a dress to wear in warmer weather, a sundress is a great option. Sundresses tend to come in light fabrics, such as a breezy cotton or lightweight linen, that are perfect for a pool or beach setting.
If she is going somewhere tropical, focus on finding a sundress with a fun pattern and/or that comes in bright, vibrant colors.
If her style tends to be pretty simple and sleek, aim for a summery but neutral tone, such as a class white linen sundress.
3-3. Find a simple cocktail dress for an option that is more versatile.
If you want to buy a nicer dress but don’t have a particular occasion in mind, a simple cocktail dress might be the way to go. A chic white lace midi dress, for example, can easily be dressed up or down. For an even safer bet, choose a black dress that she can wear over and over again to almost any occasion.
3-4. Choose a ball gown if you are buying the dress for a formal occasion.
If you have plans to attend a black-tie wedding, charity ball, or pageant reception, you will likely want to choose a formal ball gown. A ball gown is generally fitted at the top through the waist with a full, long skirt at the bottom.
Ball gowns come with a variety of necklines, such as sweetheart, v-neck, and strapless, so keep in mind what type of neckline she would like that would flatter her figure.
3-5. Buy a slip dress for a date-night option.
A slip dress is a great option for a night out if the woman you are buying a dress for has a simple, sexy personal style. Slip dresses tend to have a lower, more revealing neckline, as well as a loosely body-skimming mid-length fit. As a result, many women are always not comfortable in or drawn to slip dresses, so make sure that this style is in-line with her personal taste before choosing to buy a slip dress.
If you want to buy her a slip dress but are unsure if she likes this style, you may want to consider getting something she can layer on top, such as a denim jacket or an elegant wrap.
3-6. Go for a shirt dress if you are buying her something for work.
Shirt dresses are versatile, work-appropriate staples that many women have at least one or more of in their closets. Shirt dresses can also usually be worn year-round, making it a great gift if you want to buy her something she can wear over and over.
To transition a shirt dress into fall or winter, all she needs to do is add tights, boots, and a sweater.
Tips
To make your gift even more special, have the dress gift-wrapped before you give it to her. Many retailers offer free gift-wrapping when you purchase the dress, making it easily for you to present her with a beautifully-wrapped present.
You can also gift wrap the dress yourself using unique materials. For example, print pages from her favorite book and use the print-outs to wrap the dress box for a unique and personal touch that will give your gift even more meaning. You can also add embellishments, such as ribbons, notes, and personal photos, to make the dress gift box really stand out.
Make your gift even more memorable by planning a special way to present the dress to her. Give the dress to her at her favorite restaurant, at a place that is special to her, or during one of her favorite activities.
|
{
"create_time": "20230517 11:01:10",
"回答明细": "{\"回答\": \"1. Assessing Her Personal Tastes\\n1-1. Observe what types of dresses she wears.\\nTo help you figure out what type of dress to buy, pay attention to the types of dresses she likes to wear. Consider the colors, patterns, and cuts of the dresses she wears, including the shapes, lengths, and necklines.\\nThis will help you assess what types of dresses she wears to various occasions, as well as what types of dresses she feels comfortable in.\\n1-2. Listen closely when she talks about clothes.\\nWhen you are with the woman you are buying a dress for, listen closely as she talks about her clothing, shopping, or when she makes comments about things she likes. Chances are, she will reveal some very useful information that will help you pick out a dress she will love.\\nPay close attention if she mentions particular stores or brands that she likes. This can give you an idea of where you should go shopping for the dress.\\n1-3. Take notice of the types of dresses she looks at.\\nWhen you are shopping together, pay close attention when she seems interested in a dress, holds up a dress to look at, or tries on a dress. Take note of the colors, patterns, and silhouettes that she seems drawn to. This can give you an idea of the types of dresses to look for, or may even indicate a particular dress you can buy for her.\\nYou can also try taking her for a walk past some retail stores to see if she makes comments about any of the dresses in the windows.\\n1-4. Check her closet for style and brand information.\\nWhile there may be items in her closet that she doesn’t like or wear often, this can be a good place to start to get some of the information you will need when you go shopping. If there are any brands or stores she owns multiple dresses from, write down the names. This will help give you some ideas about where to go look for a dress when you are shopping. \\nYou might also want to check the fabrics on the tags of her dresses. Some women prefer to wear dresses in a specific fabric. She might also have a fabric allergy or sensitivity.\\n1-5. Ask her friends and family for style advice.\\nBefore you go shopping for a dress, seek advice from people who have gone shopping with her before or who are likely aware of what kind of dress she might like. Ask her friends and family about any particular cuts, patterns, and/or brands that suit her personal style.\\n2. Getting the Right Size\\n2-1. Look at the tags in her clothes to see what size to buy.\\nThe best way to determine her size is to check the tags on some of the dresses that she already owns. It can also be helpful for you to write down the sizes that she wears in different brands and fabric types. Women’s dress sizes can differ greatly from one brand to the next, as well as one fabric type to the next, so this can help give you an idea of what size you will need to buy at different retailers or in various styles.\\nFor example, if she has a dress in a size 6 from one brand that is made from a stretchy fabric, such as a spandex blend, and a size 8 in a dress from another brand made of a less stretchy fabric, such as 100% cotton, opt for a size 8 if the dress you are buying is less stretchy and/or made by the same brand as the size 8 dress.\\n2-2. Ask the sales associate at the store if you need help.\\nSales associates generally have expert knowledge about the dresses in their shops, so they will likely be able to help you choose what size to buy. Try to give them an idea of what size dresses she usually wears so they can help you pick out the best size in the brands and styles they have available.\\nIf the woman you are buying a dress for has shopped at the retailer you are visiting, you may be able to ask a sales associate to look up her order history. This can help you figure out what size you should buy, based on the sizes she has purchased before.\\n2-3. Opt to buy a larger size if you're unsure if a dress will fit.\\nBecause dress sizes vary between retailers and even between different fabrics and styles of dresses, it is entirely possible that her usual size won’t fit in the particular dress you are buying. Rather than buying a dress that is too small, going up 1 size is usually a safer bet.\\n2-4. Buy multiple sizes if you are unsure what to get.\\nIf you can’t figure out exactly what size to get, you may want to consider buying the dress in more than one size. Keep the receipts so that you can return the one that doesn’t fit at a later date.\\n2-5. Make sure that you can return the dress.\\nBefore buying a dress, check the retailer’s return policy. That way, if she doesn’t like the dress or it doesn’t fit, she will be able to return or exchange it for another size or style. If you bought the dress in multiple sizes, you will also want to make sure that you can return the one that doesn’t fit.\\n3. Selecting a Style\\n3-1. Choose a wrap dress for a universally flattering style.\\nIf you are unsure what style of dress to choose, a wrap dress is usually a safe bet. Wrap dresses generally have a lower but still modest neckline, and a fitted but forgiving waistline, making them flattering for almost every figure.\\nWhen selecting a wrap dress, make sure that the length of the dress is similar to what she usually wears.\\n3-2. Go for a sundress if you are buying something for a vacation.\\nIf you are buying her a dress to wear in warmer weather, a sundress is a great option. Sundresses tend to come in light fabrics, such as a breezy cotton or lightweight linen, that are perfect for a pool or beach setting.\\nIf she is going somewhere tropical, focus on finding a sundress with a fun pattern and/or that comes in bright, vibrant colors.\\nIf her style tends to be pretty simple and sleek, aim for a summery but neutral tone, such as a class white linen sundress.\\n3-3. Find a simple cocktail dress for an option that is more versatile.\\nIf you want to buy a nicer dress but don’t have a particular occasion in mind, a simple cocktail dress might be the way to go. A chic white lace midi dress, for example, can easily be dressed up or down. For an even safer bet, choose a black dress that she can wear over and over again to almost any occasion.\\n3-4. Choose a ball gown if you are buying the dress for a formal occasion.\\nIf you have plans to attend a black-tie wedding, charity ball, or pageant reception, you will likely want to choose a formal ball gown. A ball gown is generally fitted at the top through the waist with a full, long skirt at the bottom.\\nBall gowns come with a variety of necklines, such as sweetheart, v-neck, and strapless, so keep in mind what type of neckline she would like that would flatter her figure.\\n3-5. Buy a slip dress for a date-night option.\\nA slip dress is a great option for a night out if the woman you are buying a dress for has a simple, sexy personal style. Slip dresses tend to have a lower, more revealing neckline, as well as a loosely body-skimming mid-length fit. As a result, many women are always not comfortable in or drawn to slip dresses, so make sure that this style is in-line with her personal taste before choosing to buy a slip dress.\\nIf you want to buy her a slip dress but are unsure if she likes this style, you may want to consider getting something she can layer on top, such as a denim jacket or an elegant wrap.\\n3-6. Go for a shirt dress if you are buying her something for work.\\nShirt dresses are versatile, work-appropriate staples that many women have at least one or more of in their closets. Shirt dresses can also usually be worn year-round, making it a great gift if you want to buy her something she can wear over and over.\\nTo transition a shirt dress into fall or winter, all she needs to do is add tights, boots, and a sweater.\\nTips\\nTo make your gift even more special, have the dress gift-wrapped before you give it to her. Many retailers offer free gift-wrapping when you purchase the dress, making it easily for you to present her with a beautifully-wrapped present.\\nYou can also gift wrap the dress yourself using unique materials. For example, print pages from her favorite book and use the print-outs to wrap the dress box for a unique and personal touch that will give your gift even more meaning. You can also add embellishments, such as ribbons, notes, and personal photos, to make the dress gift box really stand out.\\nMake your gift even more memorable by planning a special way to present the dress to her. Give the dress to her at her favorite restaurant, at a place that is special to her, or during one of her favorite activities.\\n\", \"简要回答\": \"Buying a dress for a woman can be a great way to show her you care. If you feel overwhelmed by the prospect, try not to worry. By assessing her personal style, making sure to get the right size, and choosing a type of dress that suits her tastes, you can give her something she will love and be excited to wear.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Assessing Her Personal Tastes\", \"步骤\": [{\"编号\": 1, \"标题\": \"Observe what types of dresses she wears.\", \"描述\": \"To help you figure out what type of dress to buy, pay attention to the types of dresses she likes to wear. Consider the colors, patterns, and cuts of the dresses she wears, including the shapes, lengths, and necklines.\\nThis will help you assess what types of dresses she wears to various occasions, as well as what types of dresses she feels comfortable in.\"}, {\"编号\": 2, \"标题\": \"Listen closely when she talks about clothes.\", \"描述\": \"When you are with the woman you are buying a dress for, listen closely as she talks about her clothing, shopping, or when she makes comments about things she likes. Chances are, she will reveal some very useful information that will help you pick out a dress she will love.\\nPay close attention if she mentions particular stores or brands that she likes. This can give you an idea of where you should go shopping for the dress.\"}, {\"编号\": 3, \"标题\": \"Take notice of the types of dresses she looks at.\", \"描述\": \"When you are shopping together, pay close attention when she seems interested in a dress, holds up a dress to look at, or tries on a dress. Take note of the colors, patterns, and silhouettes that she seems drawn to. This can give you an idea of the types of dresses to look for, or may even indicate a particular dress you can buy for her.\\nYou can also try taking her for a walk past some retail stores to see if she makes comments about any of the dresses in the windows.\"}, {\"编号\": 4, \"标题\": \"Check her closet for style and brand information.\", \"描述\": \"While there may be items in her closet that she doesn’t like or wear often, this can be a good place to start to get some of the information you will need when you go shopping. If there are any brands or stores she owns multiple dresses from, write down the names. This will help give you some ideas about where to go look for a dress when you are shopping. \\nYou might also want to check the fabrics on the tags of her dresses. Some women prefer to wear dresses in a specific fabric. She might also have a fabric allergy or sensitivity.\"}, {\"编号\": 5, \"标题\": \"Ask her friends and family for style advice.\", \"描述\": \"Before you go shopping for a dress, seek advice from people who have gone shopping with her before or who are likely aware of what kind of dress she might like. Ask her friends and family about any particular cuts, patterns, and/or brands that suit her personal style.\"}]}, {\"编号\": 2, \"标题\": \"Getting the Right Size\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look at the tags in her clothes to see what size to buy.\", \"描述\": \"The best way to determine her size is to check the tags on some of the dresses that she already owns. It can also be helpful for you to write down the sizes that she wears in different brands and fabric types. Women’s dress sizes can differ greatly from one brand to the next, as well as one fabric type to the next, so this can help give you an idea of what size you will need to buy at different retailers or in various styles.\\nFor example, if she has a dress in a size 6 from one brand that is made from a stretchy fabric, such as a spandex blend, and a size 8 in a dress from another brand made of a less stretchy fabric, such as 100% cotton, opt for a size 8 if the dress you are buying is less stretchy and/or made by the same brand as the size 8 dress.\"}, {\"编号\": 2, \"标题\": \"Ask the sales associate at the store if you need help.\", \"描述\": \"Sales associates generally have expert knowledge about the dresses in their shops, so they will likely be able to help you choose what size to buy. Try to give them an idea of what size dresses she usually wears so they can help you pick out the best size in the brands and styles they have available.\\nIf the woman you are buying a dress for has shopped at the retailer you are visiting, you may be able to ask a sales associate to look up her order history. This can help you figure out what size you should buy, based on the sizes she has purchased before.\"}, {\"编号\": 3, \"标题\": \"Opt to buy a larger size if you're unsure if a dress will fit.\", \"描述\": \"Because dress sizes vary between retailers and even between different fabrics and styles of dresses, it is entirely possible that her usual size won’t fit in the particular dress you are buying. Rather than buying a dress that is too small, going up 1 size is usually a safer bet.\"}, {\"编号\": 4, \"标题\": \"Buy multiple sizes if you are unsure what to get.\", \"描述\": \"If you can’t figure out exactly what size to get, you may want to consider buying the dress in more than one size. Keep the receipts so that you can return the one that doesn’t fit at a later date.\"}, {\"编号\": 5, \"标题\": \"Make sure that you can return the dress.\", \"描述\": \"Before buying a dress, check the retailer’s return policy. That way, if she doesn’t like the dress or it doesn’t fit, she will be able to return or exchange it for another size or style. If you bought the dress in multiple sizes, you will also want to make sure that you can return the one that doesn’t fit.\"}]}, {\"编号\": 3, \"标题\": \"Selecting a Style\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose a wrap dress for a universally flattering style.\", \"描述\": \"If you are unsure what style of dress to choose, a wrap dress is usually a safe bet. Wrap dresses generally have a lower but still modest neckline, and a fitted but forgiving waistline, making them flattering for almost every figure.\\nWhen selecting a wrap dress, make sure that the length of the dress is similar to what she usually wears.\"}, {\"编号\": 2, \"标题\": \"Go for a sundress if you are buying something for a vacation.\", \"描述\": \"If you are buying her a dress to wear in warmer weather, a sundress is a great option. Sundresses tend to come in light fabrics, such as a breezy cotton or lightweight linen, that are perfect for a pool or beach setting.\\nIf she is going somewhere tropical, focus on finding a sundress with a fun pattern and/or that comes in bright, vibrant colors.\\nIf her style tends to be pretty simple and sleek, aim for a summery but neutral tone, such as a class white linen sundress.\"}, {\"编号\": 3, \"标题\": \"Find a simple cocktail dress for an option that is more versatile.\", \"描述\": \"If you want to buy a nicer dress but don’t have a particular occasion in mind, a simple cocktail dress might be the way to go. A chic white lace midi dress, for example, can easily be dressed up or down. For an even safer bet, choose a black dress that she can wear over and over again to almost any occasion.\"}, {\"编号\": 4, \"标题\": \"Choose a ball gown if you are buying the dress for a formal occasion.\", \"描述\": \"If you have plans to attend a black-tie wedding, charity ball, or pageant reception, you will likely want to choose a formal ball gown. A ball gown is generally fitted at the top through the waist with a full, long skirt at the bottom.\\nBall gowns come with a variety of necklines, such as sweetheart, v-neck, and strapless, so keep in mind what type of neckline she would like that would flatter her figure.\"}, {\"编号\": 5, \"标题\": \"Buy a slip dress for a date-night option.\", \"描述\": \"A slip dress is a great option for a night out if the woman you are buying a dress for has a simple, sexy personal style. Slip dresses tend to have a lower, more revealing neckline, as well as a loosely body-skimming mid-length fit. As a result, many women are always not comfortable in or drawn to slip dresses, so make sure that this style is in-line with her personal taste before choosing to buy a slip dress.\\nIf you want to buy her a slip dress but are unsure if she likes this style, you may want to consider getting something she can layer on top, such as a denim jacket or an elegant wrap.\"}, {\"编号\": 6, \"标题\": \"Go for a shirt dress if you are buying her something for work.\", \"描述\": \"Shirt dresses are versatile, work-appropriate staples that many women have at least one or more of in their closets. Shirt dresses can also usually be worn year-round, making it a great gift if you want to buy her something she can wear over and over.\\nTo transition a shirt dress into fall or winter, all she needs to do is add tights, boots, and a sweater.\"}], \"小提示\": [\"To make your gift even more special, have the dress gift-wrapped before you give it to her. Many retailers offer free gift-wrapping when you purchase the dress, making it easily for you to present her with a beautifully-wrapped present.\\n\", \"You can also gift wrap the dress yourself using unique materials. For example, print pages from her favorite book and use the print-outs to wrap the dress box for a unique and personal touch that will give your gift even more meaning. You can also add embellishments, such as ribbons, notes, and personal photos, to make the dress gift box really stand out.\\n\", \"Make your gift even more memorable by planning a special way to present the dress to her. Give the dress to her at her favorite restaurant, at a place that is special to her, or during one of her favorite activities.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,010 |
How to Buy a Duvet Insert
|
1. Choosing a Fill
1-1. Get a duvet insert with a natural down fill if warmth is your top concern.
Natural down is the soft inner plumage of geese and ducks. It is composed of fluffy filaments that contain air and body heat, and it provides excellent insulation in a duvet. Check the label to see if the fill is “100%” or “pure” down, or a blend that also contains feathers or synthetics.
Down may be composed of whole down clusters, fibers, or plumes (small feathers). “Loft” may refer to the percentage of whole down clusters in the mix, and a higher loft makes the down more resilient and better at containing warmth.
Goose down is more voluminous than duck down, and it is generally more expensive and considered to be finer and more luxurious.
1-2. Consider a down alternative if you want a less expensive or hypoallergenic duvet.
Natural down may be processed to reduce or remove allergens, but some allergy sufferers may need to choose a synthetic fill instead. Duvet inserts with down alternatives may be filled with natural fibers such as cotton or wool, or synthetics such as polyester. Synthetics are generally less expensive, and better for allergy sufferers, but they may not have quite the feel of natural down.
If you’re looking for a synthetic, squeeze the fiberfill between your thumb and forefinger: if it rubs together smoothly and feels slightly slick, it will be less likely to clump in the long run.
In addition to being hypoallergenic, duvets with synthetic alternatives may be the right choice if you’re maintaining a vegan household.
1-3. Get a duvet with a higher “fill power” for superior insulation and warmth.
Fill power is a measure of the size of down clusters used, ranging from around 500 to 900. An insert with a higher fill power is lighter, fluffier, and less dense because of the larger clusters used, which provide better insulation than smaller clusters because they trap more air. Goose down generally has greater fill power than duck down.
1-4. Don’t confuse fill power with fill weight.
Duvet inserts with a greater fill power have more volume, but because they are less dense they often have a lower fill weight. A higher fill weight may suggest a greater firmness to the insert when judged relative to the fill power, but it does not generally mean that the duvet will provide better insulation.
1-5. Check the tog rating to accommodate warmer or cooler conditions or to suit your personal preference.
The tog rating, which ranges from 1 to 18, is a measure of the overall thermal insulation provided by the duvet insert. The higher the number, the greater the insulation. A duvet insert with a lower tog may be more appropriate for summer, while an insert with a higher tog will provide more warmth in winter.
2. Choosing Construction, Shell Material, and Size
2-1. Get a “baffle-box” duvet for superior warmth and loft, or pick an alternative to suit your needs.
Duvet inserts are made in several basic constructions: sewn-through, baffle-box, channel, and gusset. The type of construction will affect the extent to which the fill can shift in the duvet. You may or may not want the fill to shift.
Sewn-through construction binds the top and bottom layers of the duvet together in a box pattern, which keeps the fill from shifting within the insert.
Baffle or baffle-box construction utilizes strips of fabric within the duvet to keep the fill from shifting while permitting greater fluffiness or loft relative to sewn-through construction.
Channel construction holds the fill within parallel seams or “channels,” which allows you to move it to different parts of the duvet, such as towards your feet, if you prefer. (If you sleep with a partner, this type of construction permits each sleeper to adjust the fill to his or her preference.)
Gusseted duvets have fabric “walls” around the sides to increase the loft of the fill. They may have either baffle-box or sewn-through construction.
2-2. Check the thread count for the shell material, but don’t get more than you need.
A higher thread count, or tighter weave, will ensure that the fill material will remain within the outer fabric, or shell, of the duvet insert. A thread count of at least 250 will do a good job containing the fill, and higher thread counts may be unnecessary for a duvet insert. All-cotton shells will further allow air to pass through to help puff up the down.
The material of the duvet should match the material of the sheets in terms of quality, to avoid friction occurring with the duvet.
2-3. Get the right size duvet for your bed.
Like sheets, duvet inserts come in several sizes, from twin to king. You may want to consider buying a duvet insert one size bigger than your mattress if you share it with a partner.
2-4. Purchase a duvet when the time is right.
Duvets are widely available online through major retailers and specialty vendors, or at brick-and-mortar retail outlets that supply bedrooms and bathrooms. You may want to visit a store to physically examine the different kinds of duvets before making a choice. January “white sales,” when stores are clearing out their winter inventory for the spring season, are a great time to get deals on bedding.
|
{
"create_time": "20230517 11:01:10",
"回答明细": "{\"回答\": \"1. Choosing a Fill\\n1-1. Get a duvet insert with a natural down fill if warmth is your top concern.\\nNatural down is the soft inner plumage of geese and ducks. It is composed of fluffy filaments that contain air and body heat, and it provides excellent insulation in a duvet. Check the label to see if the fill is “100%” or “pure” down, or a blend that also contains feathers or synthetics.\\nDown may be composed of whole down clusters, fibers, or plumes (small feathers). “Loft” may refer to the percentage of whole down clusters in the mix, and a higher loft makes the down more resilient and better at containing warmth.\\nGoose down is more voluminous than duck down, and it is generally more expensive and considered to be finer and more luxurious.\\n1-2. Consider a down alternative if you want a less expensive or hypoallergenic duvet.\\nNatural down may be processed to reduce or remove allergens, but some allergy sufferers may need to choose a synthetic fill instead. Duvet inserts with down alternatives may be filled with natural fibers such as cotton or wool, or synthetics such as polyester. Synthetics are generally less expensive, and better for allergy sufferers, but they may not have quite the feel of natural down.\\nIf you’re looking for a synthetic, squeeze the fiberfill between your thumb and forefinger: if it rubs together smoothly and feels slightly slick, it will be less likely to clump in the long run.\\nIn addition to being hypoallergenic, duvets with synthetic alternatives may be the right choice if you’re maintaining a vegan household.\\n1-3. Get a duvet with a higher “fill power” for superior insulation and warmth.\\nFill power is a measure of the size of down clusters used, ranging from around 500 to 900. An insert with a higher fill power is lighter, fluffier, and less dense because of the larger clusters used, which provide better insulation than smaller clusters because they trap more air. Goose down generally has greater fill power than duck down.\\n1-4. Don’t confuse fill power with fill weight.\\nDuvet inserts with a greater fill power have more volume, but because they are less dense they often have a lower fill weight. A higher fill weight may suggest a greater firmness to the insert when judged relative to the fill power, but it does not generally mean that the duvet will provide better insulation.\\n1-5. Check the tog rating to accommodate warmer or cooler conditions or to suit your personal preference.\\nThe tog rating, which ranges from 1 to 18, is a measure of the overall thermal insulation provided by the duvet insert. The higher the number, the greater the insulation. A duvet insert with a lower tog may be more appropriate for summer, while an insert with a higher tog will provide more warmth in winter.\\n2. Choosing Construction, Shell Material, and Size\\n2-1. Get a “baffle-box” duvet for superior warmth and loft, or pick an alternative to suit your needs.\\nDuvet inserts are made in several basic constructions: sewn-through, baffle-box, channel, and gusset. The type of construction will affect the extent to which the fill can shift in the duvet. You may or may not want the fill to shift.\\nSewn-through construction binds the top and bottom layers of the duvet together in a box pattern, which keeps the fill from shifting within the insert.\\nBaffle or baffle-box construction utilizes strips of fabric within the duvet to keep the fill from shifting while permitting greater fluffiness or loft relative to sewn-through construction.\\nChannel construction holds the fill within parallel seams or “channels,” which allows you to move it to different parts of the duvet, such as towards your feet, if you prefer. (If you sleep with a partner, this type of construction permits each sleeper to adjust the fill to his or her preference.)\\nGusseted duvets have fabric “walls” around the sides to increase the loft of the fill. They may have either baffle-box or sewn-through construction.\\n2-2. Check the thread count for the shell material, but don’t get more than you need.\\nA higher thread count, or tighter weave, will ensure that the fill material will remain within the outer fabric, or shell, of the duvet insert. A thread count of at least 250 will do a good job containing the fill, and higher thread counts may be unnecessary for a duvet insert. All-cotton shells will further allow air to pass through to help puff up the down.\\nThe material of the duvet should match the material of the sheets in terms of quality, to avoid friction occurring with the duvet.\\n2-3. Get the right size duvet for your bed.\\nLike sheets, duvet inserts come in several sizes, from twin to king. You may want to consider buying a duvet insert one size bigger than your mattress if you share it with a partner.\\n2-4. Purchase a duvet when the time is right.\\nDuvets are widely available online through major retailers and specialty vendors, or at brick-and-mortar retail outlets that supply bedrooms and bathrooms. You may want to visit a store to physically examine the different kinds of duvets before making a choice. January “white sales,” when stores are clearing out their winter inventory for the spring season, are a great time to get deals on bedding.\\n\", \"简要回答\": \"Duvet inserts are fluffy quilts filled with either natural down (“duvet” is French for down) or other natural or synthetic materials. When used with removable covers, duvet inserts eliminate the need for a top sheet and allow you to change up your bedding style more frequently. Before you buy, you’ll need to understand the different kinds of fills and constructions in order to make the perfect pick.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Choosing a Fill\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get a duvet insert with a natural down fill if warmth is your top concern.\", \"描述\": \"Natural down is the soft inner plumage of geese and ducks. It is composed of fluffy filaments that contain air and body heat, and it provides excellent insulation in a duvet. Check the label to see if the fill is “100%” or “pure” down, or a blend that also contains feathers or synthetics.\\nDown may be composed of whole down clusters, fibers, or plumes (small feathers). “Loft” may refer to the percentage of whole down clusters in the mix, and a higher loft makes the down more resilient and better at containing warmth.\\nGoose down is more voluminous than duck down, and it is generally more expensive and considered to be finer and more luxurious.\"}, {\"编号\": 2, \"标题\": \"Consider a down alternative if you want a less expensive or hypoallergenic duvet.\", \"描述\": \"Natural down may be processed to reduce or remove allergens, but some allergy sufferers may need to choose a synthetic fill instead. Duvet inserts with down alternatives may be filled with natural fibers such as cotton or wool, or synthetics such as polyester. Synthetics are generally less expensive, and better for allergy sufferers, but they may not have quite the feel of natural down.\\nIf you’re looking for a synthetic, squeeze the fiberfill between your thumb and forefinger: if it rubs together smoothly and feels slightly slick, it will be less likely to clump in the long run.\\nIn addition to being hypoallergenic, duvets with synthetic alternatives may be the right choice if you’re maintaining a vegan household.\"}, {\"编号\": 3, \"标题\": \"Get a duvet with a higher “fill power” for superior insulation and warmth.\", \"描述\": \"Fill power is a measure of the size of down clusters used, ranging from around 500 to 900. An insert with a higher fill power is lighter, fluffier, and less dense because of the larger clusters used, which provide better insulation than smaller clusters because they trap more air. Goose down generally has greater fill power than duck down.\"}, {\"编号\": 4, \"标题\": \"Don’t confuse fill power with fill weight.\", \"描述\": \"Duvet inserts with a greater fill power have more volume, but because they are less dense they often have a lower fill weight. A higher fill weight may suggest a greater firmness to the insert when judged relative to the fill power, but it does not generally mean that the duvet will provide better insulation.\"}, {\"编号\": 5, \"标题\": \"Check the tog rating to accommodate warmer or cooler conditions or to suit your personal preference.\", \"描述\": \"The tog rating, which ranges from 1 to 18, is a measure of the overall thermal insulation provided by the duvet insert. The higher the number, the greater the insulation. A duvet insert with a lower tog may be more appropriate for summer, while an insert with a higher tog will provide more warmth in winter.\"}]}, {\"编号\": 2, \"标题\": \"Choosing Construction, Shell Material, and Size\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get a “baffle-box” duvet for superior warmth and loft, or pick an alternative to suit your needs.\", \"描述\": \"Duvet inserts are made in several basic constructions: sewn-through, baffle-box, channel, and gusset. The type of construction will affect the extent to which the fill can shift in the duvet. You may or may not want the fill to shift.\\nSewn-through construction binds the top and bottom layers of the duvet together in a box pattern, which keeps the fill from shifting within the insert.\\nBaffle or baffle-box construction utilizes strips of fabric within the duvet to keep the fill from shifting while permitting greater fluffiness or loft relative to sewn-through construction.\\nChannel construction holds the fill within parallel seams or “channels,” which allows you to move it to different parts of the duvet, such as towards your feet, if you prefer. (If you sleep with a partner, this type of construction permits each sleeper to adjust the fill to his or her preference.)\\nGusseted duvets have fabric “walls” around the sides to increase the loft of the fill. They may have either baffle-box or sewn-through construction.\"}, {\"编号\": 2, \"标题\": \"Check the thread count for the shell material, but don’t get more than you need.\", \"描述\": \"A higher thread count, or tighter weave, will ensure that the fill material will remain within the outer fabric, or shell, of the duvet insert. A thread count of at least 250 will do a good job containing the fill, and higher thread counts may be unnecessary for a duvet insert. All-cotton shells will further allow air to pass through to help puff up the down.\\nThe material of the duvet should match the material of the sheets in terms of quality, to avoid friction occurring with the duvet.\"}, {\"编号\": 3, \"标题\": \"Get the right size duvet for your bed.\", \"描述\": \"Like sheets, duvet inserts come in several sizes, from twin to king. You may want to consider buying a duvet insert one size bigger than your mattress if you share it with a partner.\"}, {\"编号\": 4, \"标题\": \"Purchase a duvet when the time is right.\", \"描述\": \"Duvets are widely available online through major retailers and specialty vendors, or at brick-and-mortar retail outlets that supply bedrooms and bathrooms. You may want to visit a store to physically examine the different kinds of duvets before making a choice. January “white sales,” when stores are clearing out their winter inventory for the spring season, are a great time to get deals on bedding.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,011 |
How to Buy a Film Script
|
1. Types of Movie Scripts
1-1. Buy the spec script if you want to study how a screenwriter wrote a screenplay that was sold to movie studio.
A spec (speculation) script does not contain any scene numbers or camera directions and very few cues for sounds or music. It usually undergoes considerable revision before the film is made.
1-2. Purchase a shooting script if you want to see what the director used to make the movie.
It will include scene numbers, camera directions, and cues for sound effects and music. It may include scenes that were cut in post-production.
1-3. Look for a continuity script if you want a script from an older movie.
A continuity script is one that was written after watching the movie, and it is formatted in a different manner from other scripts. These are usually the only kind of script still available for older movies.
1-4. Consider buying drafts.
These are the revisions made by the writer at the request of the director or the studio to bring the spec script closer to the movie the studio wants to make. The later the draft, the closer the script is to the movie.
2. Buying Movie Scripts Online
2-1. Look for scripts at online auction sites and online Hollywood memorabilia stores.
You may be able to find scripts that were actually used by the cast and crew. They will have colored pages indicating revisions, and may have hand-written notes on the pages. They may also be autographed.
2-2. Buy scripts from online script sellers.
These are usually stored in electronic form and will be printed, bound with covers and brads, and mailed to you. They may also be available for download for a reduced price.
2-3. Check online bookstores.
Some movie scripts are incorporated into books and offered for sale.
2-4. Visit the movie's official website to see if scripts are being offered.
3. Finding Scripts in Stores
3-1. Look in bookstores when buying film scripts.
Larger stores will have a section devoted to scripts and books about movies. Smaller stores will shelves scripts by genre with the books.
3-2. Buy scripts in Hollywood memorabilia stores in Los Angeles or in memorabilia stores in cities where films are made, such as Vancouver or New York.
Tips
You can often find online script sites that offer free scripts for older movies. These will be available for download or they may require you to read them online.
Warnings
Take care when buying autographed scripts. Ask whether the autograph is an original or a reprint and check for proof of authenticity before buying an autographed script.
|
{
"create_time": "20230517 11:01:10",
"回答明细": "{\"回答\": \"1. Types of Movie Scripts\\n1-1. Buy the spec script if you want to study how a screenwriter wrote a screenplay that was sold to movie studio.\\nA spec (speculation) script does not contain any scene numbers or camera directions and very few cues for sounds or music. It usually undergoes considerable revision before the film is made.\\n1-2. Purchase a shooting script if you want to see what the director used to make the movie.\\nIt will include scene numbers, camera directions, and cues for sound effects and music. It may include scenes that were cut in post-production.\\n1-3. Look for a continuity script if you want a script from an older movie.\\nA continuity script is one that was written after watching the movie, and it is formatted in a different manner from other scripts. These are usually the only kind of script still available for older movies.\\n1-4. Consider buying drafts.\\nThese are the revisions made by the writer at the request of the director or the studio to bring the spec script closer to the movie the studio wants to make. The later the draft, the closer the script is to the movie.\\n2. Buying Movie Scripts Online\\n2-1. Look for scripts at online auction sites and online Hollywood memorabilia stores.\\nYou may be able to find scripts that were actually used by the cast and crew. They will have colored pages indicating revisions, and may have hand-written notes on the pages. They may also be autographed.\\n2-2. Buy scripts from online script sellers.\\nThese are usually stored in electronic form and will be printed, bound with covers and brads, and mailed to you. They may also be available for download for a reduced price.\\n2-3. Check online bookstores.\\nSome movie scripts are incorporated into books and offered for sale.\\n2-4. Visit the movie's official website to see if scripts are being offered.\\n\\n3. Finding Scripts in Stores\\n3-1. Look in bookstores when buying film scripts.\\nLarger stores will have a section devoted to scripts and books about movies. Smaller stores will shelves scripts by genre with the books.\\n3-2. Buy scripts in Hollywood memorabilia stores in Los Angeles or in memorabilia stores in cities where films are made, such as Vancouver or New York.\\n\\nTips\\nYou can often find online script sites that offer free scripts for older movies. These will be available for download or they may require you to read them online.\\nWarnings\\nTake care when buying autographed scripts. Ask whether the autograph is an original or a reprint and check for proof of authenticity before buying an autographed script.\\n\", \"简要回答\": \"Both movie buffs and film-making students want to find out where to buy scripts. While movie buffs may simply enjoy collecting memorabilia from their favorite movies, film-making students use movie scripts to help them learn their craft. Movie scripts provide valuable insight in how to write a movie script, how the director translates the page content to the screen, how the script is changed before filming to accommodate the director's vision, and how the film is edited to make the finished movie. You can buy a film script online and in stores.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Types of Movie Scripts\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy the spec script if you want to study how a screenwriter wrote a screenplay that was sold to movie studio.\", \"描述\": \"A spec (speculation) script does not contain any scene numbers or camera directions and very few cues for sounds or music. It usually undergoes considerable revision before the film is made.\"}, {\"编号\": 2, \"标题\": \"Purchase a shooting script if you want to see what the director used to make the movie.\", \"描述\": \"It will include scene numbers, camera directions, and cues for sound effects and music. It may include scenes that were cut in post-production.\"}, {\"编号\": 3, \"标题\": \"Look for a continuity script if you want a script from an older movie.\", \"描述\": \"A continuity script is one that was written after watching the movie, and it is formatted in a different manner from other scripts. These are usually the only kind of script still available for older movies.\"}, {\"编号\": 4, \"标题\": \"Consider buying drafts.\", \"描述\": \"These are the revisions made by the writer at the request of the director or the studio to bring the spec script closer to the movie the studio wants to make. The later the draft, the closer the script is to the movie.\"}]}, {\"编号\": 2, \"标题\": \"Buying Movie Scripts Online\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look for scripts at online auction sites and online Hollywood memorabilia stores.\", \"描述\": \"You may be able to find scripts that were actually used by the cast and crew. They will have colored pages indicating revisions, and may have hand-written notes on the pages. They may also be autographed.\"}, {\"编号\": 2, \"标题\": \"Buy scripts from online script sellers.\", \"描述\": \"These are usually stored in electronic form and will be printed, bound with covers and brads, and mailed to you. They may also be available for download for a reduced price.\"}, {\"编号\": 3, \"标题\": \"Check online bookstores.\", \"描述\": \"Some movie scripts are incorporated into books and offered for sale.\"}, {\"编号\": 4, \"标题\": \"Visit the movie's official website to see if scripts are being offered.\", \"描述\": \"\"}]}, {\"编号\": 3, \"标题\": \"Finding Scripts in Stores\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look in bookstores when buying film scripts.\", \"描述\": \"Larger stores will have a section devoted to scripts and books about movies. Smaller stores will shelves scripts by genre with the books.\"}, {\"编号\": 2, \"标题\": \"Buy scripts in Hollywood memorabilia stores in Los Angeles or in memorabilia stores in cities where films are made, such as Vancouver or New York.\", \"描述\": \"\"}], \"小提示\": [\"You can often find online script sites that offer free scripts for older movies. These will be available for download or they may require you to read them online.\\n\"], \"注意事项\": [\"Take care when buying autographed scripts. Ask whether the autograph is an original or a reprint and check for proof of authenticity before buying an autographed script.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,012 |
How to Buy a Fire Belly Newt
|
1. Finding a Pet Shop
1-1. Visit a pet store.
While there are specialty stores for amphibians in some areas, many standard pet stores carry fire bellied newts. Call around to local pet shops to see if they offer newts for sale.
Compare prices at multiple shops. You will pay a higher price for newts from a more reputable source, but regardless you probably do not need to spend more than $30 for your newt.
Ask the pet shop, “How do you get your newts?” You want the store to know where your newt is from so that you can look into the supplier’s background and reputation. Newts live 6-10 years. If you find through reviews that your pet store sells newts that have a reputation for shorter lives, look elsewhere.
1-2. Check out online stores.
A number of places sell fire bellied newts through online shops. Look for a shop with humane shipping policies and guaranteed arrival.
Check the online provider’s shipping policy. Make sure they use a lined box that is especially made for shipping reptiles, as well as heating or cooling packs to ensure the newt’s safety.
Check to ensure that your provider will overnight or next-day ship the newt. Slower shipping may cause undue stress on the newts, impacting their health. Newts left too long without care may also die.
If shipping policy is not specified on the site, call or email the provider to ask, “How do you ship your newts?” Do not buy from a provider that does not use proper shipping equipment, or that will not ship overnight.
1-3. Look in local pet advertisements.
Consider finding a seller through advertising amphibian magazines or local newspapers. You may also be able to connect with local sellers through community posting sites such as Craigslist.
Consider using local advertising as a means to rescue newts that are no longer wanted by their current owners.
Check with current owners to see if they are willing to include the newt habitat and care equipment for an additional fee. This is often an easy way to get a full habitat at a good price.
2. Picking Your Newt
2-1. Look for healthy skin.
If you are buying a newt online, ask for pictures and written verification of the newt’s condition. Otherwise, inspect the newt for:
A bright orange underbelly
No visible cuts or abrasions on the skin
No fungi or films growing on the newt’s skin
No bubbling or bloating under the surface of the skin
2-2. Check for healthy eyes.
Cloudy eyes can be a sign of a sick newt. A healthy newt should have clear eyes that are black-brown in color.
Clouding and discoloration in the eyes are signs of a sick newt. Do not purchase a newt with clouded eyes, and return any that are shipped with signs of illness.
2-3. Find a larger newt.
You want a newt that is well-fed from the beginning. Avoid small, lethargic newts, as they may be at greater risk of disease and early death.
The average Chinese fire bellied newt is 2-4 inches long as an adult, and should look thick with its belly almost touching the floor.
The average Japanese fire bellied newt can reach 4-6 inches as an adult, though young newts may be as small as 2 inches. Japanese newts are more slender but should still be as thick by their hind legs as they are near their head.
2-4. Look for behavioral signs of illness.
You may notice signs of illness at the pet store, or during the first few days of having a newt. Talk to the pet store about their return policy to see if it covers animals that show signs of illness soon after purchase.
Rapid weight loss, distressed breathing, lethargy, diarrhea, a bloated abdomen, and poor balance are all signs of illness in newts.
3. Setting Up Your Newt
3-1. Find a tank.
Your newt is going to need a habitat as soon as it arrives. Use a glass or acrylic tank as a terrarium. Ten gallons is the minimum size you need for one newt. For more newts, you will need more space.
1-2 newts: 10 gallon (37.9 L)
3-5 newts: 20 gallon (75.7 L)
3-2. Get a good substrate.
Newts prefer a mostly aquatic habitat, with a small land area. Try smooth slate or gravel for the water area, and a land area with a moss or mulch-type soil.
Plant the land area with decorative plants that have large, broad leaves, as well as stacked rocks for basking.
Fire bellied newts often appreciate underwater vegetation, as well.
3-3. Set up climate control.
Newts need a consistent climate of 58-68°F or 14-20°C. Letting a newt get too hot or too cold could be damaging to its health.
Use heat lamps in cold climates to keep your newts warm.
If your newt habitat is getting too warm, air conditioning is often the best option. If that is not available, some newt owners have successfully cooled their pets using fans above the tank, or ice packs against the outer walls of the habitat.
3-4. Provide good lighting.
Newts need 10-12 hours of full spectrum UVA lighting a day. Purchase lamps and proper bulbs that fit over the edge of your terrarium.
You may be able to provide proper lighting and heating with the same bulb. Check packaging to see if your heat bulbs also offer UV.
3-5. Feed your newt.
Purchase food at the same time as purchasing your newt. Live and packaged foods both provide good nutrition for your newt if used properly.
Frozen mosquito larvae, canned snails, and freeze-dried shrimp are all regular staples in a domestic newt diet.
Adding live food, such as blackworms, bloodworms, earthworms, and crickets helps keep your newt’s diet balanced while hunting them keeps your newt active.
Tips
Consider buying two or three to start. Get used to the cost and responsibility of having newts before you get too many.
Warnings
Newts from big-box style pet stores may be more prone to illness and early death than those from specialty shops or breeders.
Do not handle a newt for very long. They may cause irritation to your skin, and the oils in your skin may harm your newt. Always wear latex gloves when handling.
|
{
"create_time": "20230517 11:01:10",
"回答明细": "{\"回答\": \"1. Finding a Pet Shop\\n1-1. Visit a pet store.\\nWhile there are specialty stores for amphibians in some areas, many standard pet stores carry fire bellied newts. Call around to local pet shops to see if they offer newts for sale.\\nCompare prices at multiple shops. You will pay a higher price for newts from a more reputable source, but regardless you probably do not need to spend more than $30 for your newt.\\nAsk the pet shop, “How do you get your newts?” You want the store to know where your newt is from so that you can look into the supplier’s background and reputation. Newts live 6-10 years. If you find through reviews that your pet store sells newts that have a reputation for shorter lives, look elsewhere.\\n1-2. Check out online stores.\\nA number of places sell fire bellied newts through online shops. Look for a shop with humane shipping policies and guaranteed arrival.\\nCheck the online provider’s shipping policy. Make sure they use a lined box that is especially made for shipping reptiles, as well as heating or cooling packs to ensure the newt’s safety.\\nCheck to ensure that your provider will overnight or next-day ship the newt. Slower shipping may cause undue stress on the newts, impacting their health. Newts left too long without care may also die.\\nIf shipping policy is not specified on the site, call or email the provider to ask, “How do you ship your newts?” Do not buy from a provider that does not use proper shipping equipment, or that will not ship overnight.\\n1-3. Look in local pet advertisements.\\nConsider finding a seller through advertising amphibian magazines or local newspapers. You may also be able to connect with local sellers through community posting sites such as Craigslist.\\nConsider using local advertising as a means to rescue newts that are no longer wanted by their current owners.\\nCheck with current owners to see if they are willing to include the newt habitat and care equipment for an additional fee. This is often an easy way to get a full habitat at a good price.\\n2. Picking Your Newt\\n2-1. Look for healthy skin.\\nIf you are buying a newt online, ask for pictures and written verification of the newt’s condition. Otherwise, inspect the newt for: \\nA bright orange underbelly\\nNo visible cuts or abrasions on the skin\\nNo fungi or films growing on the newt’s skin\\nNo bubbling or bloating under the surface of the skin\\n2-2. Check for healthy eyes.\\nCloudy eyes can be a sign of a sick newt. A healthy newt should have clear eyes that are black-brown in color.\\nClouding and discoloration in the eyes are signs of a sick newt. Do not purchase a newt with clouded eyes, and return any that are shipped with signs of illness.\\n2-3. Find a larger newt.\\nYou want a newt that is well-fed from the beginning. Avoid small, lethargic newts, as they may be at greater risk of disease and early death.\\nThe average Chinese fire bellied newt is 2-4 inches long as an adult, and should look thick with its belly almost touching the floor.\\nThe average Japanese fire bellied newt can reach 4-6 inches as an adult, though young newts may be as small as 2 inches. Japanese newts are more slender but should still be as thick by their hind legs as they are near their head.\\n2-4. Look for behavioral signs of illness.\\nYou may notice signs of illness at the pet store, or during the first few days of having a newt. Talk to the pet store about their return policy to see if it covers animals that show signs of illness soon after purchase.\\nRapid weight loss, distressed breathing, lethargy, diarrhea, a bloated abdomen, and poor balance are all signs of illness in newts.\\n3. Setting Up Your Newt\\n3-1. Find a tank.\\nYour newt is going to need a habitat as soon as it arrives. Use a glass or acrylic tank as a terrarium. Ten gallons is the minimum size you need for one newt. For more newts, you will need more space.\\n1-2 newts: 10 gallon (37.9 L)\\n3-5 newts: 20 gallon (75.7 L)\\n3-2. Get a good substrate.\\nNewts prefer a mostly aquatic habitat, with a small land area. Try smooth slate or gravel for the water area, and a land area with a moss or mulch-type soil. \\nPlant the land area with decorative plants that have large, broad leaves, as well as stacked rocks for basking.\\nFire bellied newts often appreciate underwater vegetation, as well.\\n3-3. Set up climate control.\\nNewts need a consistent climate of 58-68°F or 14-20°C. Letting a newt get too hot or too cold could be damaging to its health.\\nUse heat lamps in cold climates to keep your newts warm.\\nIf your newt habitat is getting too warm, air conditioning is often the best option. If that is not available, some newt owners have successfully cooled their pets using fans above the tank, or ice packs against the outer walls of the habitat.\\n3-4. Provide good lighting.\\nNewts need 10-12 hours of full spectrum UVA lighting a day. Purchase lamps and proper bulbs that fit over the edge of your terrarium.\\nYou may be able to provide proper lighting and heating with the same bulb. Check packaging to see if your heat bulbs also offer UV.\\n3-5. Feed your newt.\\nPurchase food at the same time as purchasing your newt. Live and packaged foods both provide good nutrition for your newt if used properly.\\nFrozen mosquito larvae, canned snails, and freeze-dried shrimp are all regular staples in a domestic newt diet.\\nAdding live food, such as blackworms, bloodworms, earthworms, and crickets helps keep your newt’s diet balanced while hunting them keeps your newt active.\\nTips\\nConsider buying two or three to start. Get used to the cost and responsibility of having newts before you get too many.\\nWarnings\\nNewts from big-box style pet stores may be more prone to illness and early death than those from specialty shops or breeders.\\nDo not handle a newt for very long. They may cause irritation to your skin, and the oils in your skin may harm your newt. Always wear latex gloves when handling.\\n\", \"简要回答\": \"Fire bellied newts are common and easy to care for amphibians that are often found in pet shops and available from a number of breeders. Choosing a good newt is important, though, to ensure you get a healthy and long-lived pet. Whether you choose the slightly larger Japanese fire bellied newt or the smaller, smoother Chinese fire bellied newt, finding the right pet from the right store will help ensure you get the most out of your new pet.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Finding a Pet Shop\", \"步骤\": [{\"编号\": 1, \"标题\": \"Visit a pet store.\", \"描述\": \"While there are specialty stores for amphibians in some areas, many standard pet stores carry fire bellied newts. Call around to local pet shops to see if they offer newts for sale.\\nCompare prices at multiple shops. You will pay a higher price for newts from a more reputable source, but regardless you probably do not need to spend more than $30 for your newt.\\nAsk the pet shop, “How do you get your newts?” You want the store to know where your newt is from so that you can look into the supplier’s background and reputation. Newts live 6-10 years. If you find through reviews that your pet store sells newts that have a reputation for shorter lives, look elsewhere.\"}, {\"编号\": 2, \"标题\": \"Check out online stores.\", \"描述\": \"A number of places sell fire bellied newts through online shops. Look for a shop with humane shipping policies and guaranteed arrival.\\nCheck the online provider’s shipping policy. Make sure they use a lined box that is especially made for shipping reptiles, as well as heating or cooling packs to ensure the newt’s safety.\\nCheck to ensure that your provider will overnight or next-day ship the newt. Slower shipping may cause undue stress on the newts, impacting their health. Newts left too long without care may also die.\\nIf shipping policy is not specified on the site, call or email the provider to ask, “How do you ship your newts?” Do not buy from a provider that does not use proper shipping equipment, or that will not ship overnight.\"}, {\"编号\": 3, \"标题\": \"Look in local pet advertisements.\", \"描述\": \"Consider finding a seller through advertising amphibian magazines or local newspapers. You may also be able to connect with local sellers through community posting sites such as Craigslist.\\nConsider using local advertising as a means to rescue newts that are no longer wanted by their current owners.\\nCheck with current owners to see if they are willing to include the newt habitat and care equipment for an additional fee. This is often an easy way to get a full habitat at a good price.\"}]}, {\"编号\": 2, \"标题\": \"Picking Your Newt\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look for healthy skin.\", \"描述\": \"If you are buying a newt online, ask for pictures and written verification of the newt’s condition. Otherwise, inspect the newt for: \\nA bright orange underbelly\\nNo visible cuts or abrasions on the skin\\nNo fungi or films growing on the newt’s skin\\nNo bubbling or bloating under the surface of the skin\"}, {\"编号\": 2, \"标题\": \"Check for healthy eyes.\", \"描述\": \"Cloudy eyes can be a sign of a sick newt. A healthy newt should have clear eyes that are black-brown in color.\\nClouding and discoloration in the eyes are signs of a sick newt. Do not purchase a newt with clouded eyes, and return any that are shipped with signs of illness.\"}, {\"编号\": 3, \"标题\": \"Find a larger newt.\", \"描述\": \"You want a newt that is well-fed from the beginning. Avoid small, lethargic newts, as they may be at greater risk of disease and early death.\\nThe average Chinese fire bellied newt is 2-4 inches long as an adult, and should look thick with its belly almost touching the floor.\\nThe average Japanese fire bellied newt can reach 4-6 inches as an adult, though young newts may be as small as 2 inches. Japanese newts are more slender but should still be as thick by their hind legs as they are near their head.\"}, {\"编号\": 4, \"标题\": \"Look for behavioral signs of illness.\", \"描述\": \"You may notice signs of illness at the pet store, or during the first few days of having a newt. Talk to the pet store about their return policy to see if it covers animals that show signs of illness soon after purchase.\\nRapid weight loss, distressed breathing, lethargy, diarrhea, a bloated abdomen, and poor balance are all signs of illness in newts.\"}]}, {\"编号\": 3, \"标题\": \"Setting Up Your Newt\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find a tank.\", \"描述\": \"Your newt is going to need a habitat as soon as it arrives. Use a glass or acrylic tank as a terrarium. Ten gallons is the minimum size you need for one newt. For more newts, you will need more space.\\n1-2 newts: 10 gallon (37.9 L)\\n3-5 newts: 20 gallon (75.7 L)\"}, {\"编号\": 2, \"标题\": \"Get a good substrate.\", \"描述\": \"Newts prefer a mostly aquatic habitat, with a small land area. Try smooth slate or gravel for the water area, and a land area with a moss or mulch-type soil. \\nPlant the land area with decorative plants that have large, broad leaves, as well as stacked rocks for basking.\\nFire bellied newts often appreciate underwater vegetation, as well.\"}, {\"编号\": 3, \"标题\": \"Set up climate control.\", \"描述\": \"Newts need a consistent climate of 58-68°F or 14-20°C. Letting a newt get too hot or too cold could be damaging to its health.\\nUse heat lamps in cold climates to keep your newts warm.\\nIf your newt habitat is getting too warm, air conditioning is often the best option. If that is not available, some newt owners have successfully cooled their pets using fans above the tank, or ice packs against the outer walls of the habitat.\"}, {\"编号\": 4, \"标题\": \"Provide good lighting.\", \"描述\": \"Newts need 10-12 hours of full spectrum UVA lighting a day. Purchase lamps and proper bulbs that fit over the edge of your terrarium.\\nYou may be able to provide proper lighting and heating with the same bulb. Check packaging to see if your heat bulbs also offer UV.\"}, {\"编号\": 5, \"标题\": \"Feed your newt.\", \"描述\": \"Purchase food at the same time as purchasing your newt. Live and packaged foods both provide good nutrition for your newt if used properly.\\nFrozen mosquito larvae, canned snails, and freeze-dried shrimp are all regular staples in a domestic newt diet.\\nAdding live food, such as blackworms, bloodworms, earthworms, and crickets helps keep your newt’s diet balanced while hunting them keeps your newt active.\"}], \"小提示\": [\"Consider buying two or three to start. Get used to the cost and responsibility of having newts before you get too many.\\n\"], \"注意事项\": [\"Newts from big-box style pet stores may be more prone to illness and early death than those from specialty shops or breeders.\\n\", \"Do not handle a newt for very long. They may cause irritation to your skin, and the oils in your skin may harm your newt. Always wear latex gloves when handling.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,013 |
How to Buy a Firearm in Michigan
|
1. Buying a Pistol
1-1. Meet the age requirements.
You must be at least 18 years old to buy a pistol from a private seller. You can not buy a pistol from a dealer, however.
You must be 21 years old or older to buy a pistol from a federal firearms licensed dealer.
Only Michigan residents may purchase a pistol in Michigan.
1-2. Obtain a purchase permit if you are not purchasing from an FFL dealer.
That's a Federal Firearm Licensed dealer. If you are purchasing from anyone else, you will need the permit unless you have a concealed pistol license(CPL).If you are a CPL holder and are purchasing from another person all you need is a RI-60. This is also called a license to purchase a pistol, or an LTP. It is valid for 30 days as of December 18th, 2012.
Complete the application for a pistol purchase permit at your local police agency. If you reside within municipal limits, go to your city police department. If you live in a rural area or outside municipal limits, go to your county sheriff's department.
Bring valid identification with you. You must present police with a current ID that shows your photograph.
1-3. Pass the background check.
It's not super invasive -- they're mainly checking to see if you're mentally stable or if you have any restraining orders to your name. This generally takes 24 hours.
Take an oath before a notary public. You must swear that you comply with applicable federal laws and Michigan state laws for owning a pistol in Michigan. The laws stipulate numerous circumstances that prohibit applicants from receiving a purchase permit. You can see the complete list at the Michigan State Police website at www.michigan.gov/msp.
As of last year, the Basic Pistol Safety Questionnaire is no longer given. Just for the record.
1-4. Collect your approved purchase permit at the police station.
You can usually get the permit the day after you apply. The police can only deny the permit if you've been convicted of a felony or have displayed a history of violent or mentally unstable behavior.
You'll also receive a PSR -- Pistol Sales Record in triplicate. One will be for you, one will be for the police, and one will be for your seller. Don't lose these!
1-5. If you are purchasing from an FFL, obtain a PSR.
The dealer's identification number must be on the PSR in addition to information on you and your pistol. You must send the completed police copy of the PSR to the nearest police agency.
This goes for both those who are purchasing from private sellers and those purchasing from FFL's. The only difference is that if you are purchasing from a private seller and do not have a permit, the PSR will be given to you then. Otherwise, go to your local police station and request a PSR form in triplicate.
1-6. Use the purchase permit and PSR to buy a pistol in Michigan.
The permit is valid for 30 days, but you need to fill it out within 10 days of purchase. When you are buying your pistol, have the forms with you to fill out.
Make sure that you and your gun dealer sign the permit and PSR. This will be done when you buy the pistol. The dealer will retain a copy of each.
Keep a copy of the signed purchase permit and PSR for your records.
1-7. Return one copy of the PSR (and permit, if applicable) to your local police agency.
They will then enter your information into their database. Their copy then gets forwarded to the following address (and then you're finished!):
Firearms Records UnitMichigan State PolicePO Box 30634Lansing, MI48909-0634
2. Buying a Long Gun
2-1. Meet the age requirements.
Because long guns aren't used in crime too terribly often (try to conceal one in your waistband), they're actually much easier to obtain. You can be younger and you don't need a permit.
You must be 18 years old or older to buy a long gun from a private seller.
You must be at least 18 years old to buy a long gun from a federal firearms licensed dealer.
Non-residents may purchase a long gun in Michigan and residents of Michigan may purchase a long gun in any other state.
2-2. Pass a background check, if applicable.
You can't buy a long gun if doing so is prohibited due to your mental health background or criminal history. If you do not have a permit to carry a pistol, you may have to go through this. However, it's ultimately up to the discretion of the dealer.
You may find that this lack of regulation is surprising, at least compared to the regulations for handguns. The reason being is that long guns are very difficult to conceal, aren't often used in crime, and aren't cheap to come by.
2-3. Purchase your long gun.
It's best to go about this as legally as possible -- purchasing from an FFL dealer, etc. But there are also private gun shows and tons of Internet sites that have a wide selection, too.
Tips
Remember to have valid identification/ID card available, such as a driver's license or state ID card (shows and validates your age via DOB/date of birth on either ID card).[10]
X
Trustworthy Source
State of Michigan
Official website for the State of Michigan
Go to source
You don't need a purchase permit to buy a long gun.
You don't need a purchase permit if you already have a Michigan license to carry a concealed pistol. You only need to get the Pistol Sales Record, which you can get online at the Michigan State Police website at www.michigan.gov/msp.
|
{
"create_time": "20230517 11:01:10",
"回答明细": "{\"回答\": \"1. Buying a Pistol\\n1-1. Meet the age requirements.\\nYou must be at least 18 years old to buy a pistol from a private seller. You can not buy a pistol from a dealer, however.\\nYou must be 21 years old or older to buy a pistol from a federal firearms licensed dealer.\\nOnly Michigan residents may purchase a pistol in Michigan.\\n1-2. Obtain a purchase permit if you are not purchasing from an FFL dealer.\\nThat's a Federal Firearm Licensed dealer. If you are purchasing from anyone else, you will need the permit unless you have a concealed pistol license(CPL).If you are a CPL holder and are purchasing from another person all you need is a RI-60. This is also called a license to purchase a pistol, or an LTP. It is valid for 30 days as of December 18th, 2012.\\nComplete the application for a pistol purchase permit at your local police agency. If you reside within municipal limits, go to your city police department. If you live in a rural area or outside municipal limits, go to your county sheriff's department.\\nBring valid identification with you. You must present police with a current ID that shows your photograph.\\n1-3. Pass the background check.\\nIt's not super invasive -- they're mainly checking to see if you're mentally stable or if you have any restraining orders to your name. This generally takes 24 hours.\\nTake an oath before a notary public. You must swear that you comply with applicable federal laws and Michigan state laws for owning a pistol in Michigan. The laws stipulate numerous circumstances that prohibit applicants from receiving a purchase permit. You can see the complete list at the Michigan State Police website at www.michigan.gov/msp.\\nAs of last year, the Basic Pistol Safety Questionnaire is no longer given. Just for the record.\\n1-4. Collect your approved purchase permit at the police station.\\nYou can usually get the permit the day after you apply. The police can only deny the permit if you've been convicted of a felony or have displayed a history of violent or mentally unstable behavior.\\nYou'll also receive a PSR -- Pistol Sales Record in triplicate. One will be for you, one will be for the police, and one will be for your seller. Don't lose these!\\n1-5. If you are purchasing from an FFL, obtain a PSR.\\nThe dealer's identification number must be on the PSR in addition to information on you and your pistol. You must send the completed police copy of the PSR to the nearest police agency.\\nThis goes for both those who are purchasing from private sellers and those purchasing from FFL's. The only difference is that if you are purchasing from a private seller and do not have a permit, the PSR will be given to you then. Otherwise, go to your local police station and request a PSR form in triplicate.\\n1-6. Use the purchase permit and PSR to buy a pistol in Michigan.\\nThe permit is valid for 30 days, but you need to fill it out within 10 days of purchase. When you are buying your pistol, have the forms with you to fill out.\\nMake sure that you and your gun dealer sign the permit and PSR. This will be done when you buy the pistol. The dealer will retain a copy of each.\\nKeep a copy of the signed purchase permit and PSR for your records.\\n1-7. Return one copy of the PSR (and permit, if applicable) to your local police agency.\\nThey will then enter your information into their database. Their copy then gets forwarded to the following address (and then you're finished!):\\nFirearms Records UnitMichigan State PolicePO Box 30634Lansing, MI48909-0634\\n2. Buying a Long Gun\\n2-1. Meet the age requirements.\\nBecause long guns aren't used in crime too terribly often (try to conceal one in your waistband), they're actually much easier to obtain. You can be younger and you don't need a permit.\\nYou must be 18 years old or older to buy a long gun from a private seller.\\nYou must be at least 18 years old to buy a long gun from a federal firearms licensed dealer.\\nNon-residents may purchase a long gun in Michigan and residents of Michigan may purchase a long gun in any other state.\\n2-2. Pass a background check, if applicable.\\nYou can't buy a long gun if doing so is prohibited due to your mental health background or criminal history. If you do not have a permit to carry a pistol, you may have to go through this. However, it's ultimately up to the discretion of the dealer.\\nYou may find that this lack of regulation is surprising, at least compared to the regulations for handguns. The reason being is that long guns are very difficult to conceal, aren't often used in crime, and aren't cheap to come by.\\n2-3. Purchase your long gun.\\nIt's best to go about this as legally as possible -- purchasing from an FFL dealer, etc. But there are also private gun shows and tons of Internet sites that have a wide selection, too.\\nTips\\nRemember to have valid identification/ID card available, such as a driver's license or state ID card (shows and validates your age via DOB/date of birth on either ID card).[10]\\nX\\nTrustworthy Source\\nState of Michigan\\nOfficial website for the State of Michigan\\nGo to source\\nYou don't need a purchase permit to buy a long gun.\\nYou don't need a purchase permit if you already have a Michigan license to carry a concealed pistol. You only need to get the Pistol Sales Record, which you can get online at the Michigan State Police website at www.michigan.gov/msp.\\n\", \"简要回答\": \"The procedure for buying a firearm in Michigan depends on whether you want a handgun or long gun. The procedure to obtain a handgun is a little lengthier, though it does vary. We'll outline the process below, including the changes made to the statutes as of December 2012.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Buying a Pistol\", \"步骤\": [{\"编号\": 1, \"标题\": \"Meet the age requirements.\", \"描述\": \"You must be at least 18 years old to buy a pistol from a private seller. You can not buy a pistol from a dealer, however.\\nYou must be 21 years old or older to buy a pistol from a federal firearms licensed dealer.\\nOnly Michigan residents may purchase a pistol in Michigan.\"}, {\"编号\": 2, \"标题\": \"Obtain a purchase permit if you are not purchasing from an FFL dealer.\", \"描述\": \"That's a Federal Firearm Licensed dealer. If you are purchasing from anyone else, you will need the permit unless you have a concealed pistol license(CPL).If you are a CPL holder and are purchasing from another person all you need is a RI-60. This is also called a license to purchase a pistol, or an LTP. It is valid for 30 days as of December 18th, 2012.\\nComplete the application for a pistol purchase permit at your local police agency. If you reside within municipal limits, go to your city police department. If you live in a rural area or outside municipal limits, go to your county sheriff's department.\\nBring valid identification with you. You must present police with a current ID that shows your photograph.\"}, {\"编号\": 3, \"标题\": \"Pass the background check.\", \"描述\": \"It's not super invasive -- they're mainly checking to see if you're mentally stable or if you have any restraining orders to your name. This generally takes 24 hours.\\nTake an oath before a notary public. You must swear that you comply with applicable federal laws and Michigan state laws for owning a pistol in Michigan. The laws stipulate numerous circumstances that prohibit applicants from receiving a purchase permit. You can see the complete list at the Michigan State Police website at www.michigan.gov/msp.\\nAs of last year, the Basic Pistol Safety Questionnaire is no longer given. Just for the record.\"}, {\"编号\": 4, \"标题\": \"Collect your approved purchase permit at the police station.\", \"描述\": \"You can usually get the permit the day after you apply. The police can only deny the permit if you've been convicted of a felony or have displayed a history of violent or mentally unstable behavior.\\nYou'll also receive a PSR -- Pistol Sales Record in triplicate. One will be for you, one will be for the police, and one will be for your seller. Don't lose these!\"}, {\"编号\": 5, \"标题\": \"If you are purchasing from an FFL, obtain a PSR.\", \"描述\": \"The dealer's identification number must be on the PSR in addition to information on you and your pistol. You must send the completed police copy of the PSR to the nearest police agency.\\nThis goes for both those who are purchasing from private sellers and those purchasing from FFL's. The only difference is that if you are purchasing from a private seller and do not have a permit, the PSR will be given to you then. Otherwise, go to your local police station and request a PSR form in triplicate.\"}, {\"编号\": 6, \"标题\": \"Use the purchase permit and PSR to buy a pistol in Michigan.\", \"描述\": \"The permit is valid for 30 days, but you need to fill it out within 10 days of purchase. When you are buying your pistol, have the forms with you to fill out.\\nMake sure that you and your gun dealer sign the permit and PSR. This will be done when you buy the pistol. The dealer will retain a copy of each.\\nKeep a copy of the signed purchase permit and PSR for your records.\"}, {\"编号\": 7, \"标题\": \"Return one copy of the PSR (and permit, if applicable) to your local police agency.\", \"描述\": \"They will then enter your information into their database. Their copy then gets forwarded to the following address (and then you're finished!):\\nFirearms Records UnitMichigan State PolicePO Box 30634Lansing, MI48909-0634\"}]}, {\"编号\": 2, \"标题\": \"Buying a Long Gun\", \"步骤\": [{\"编号\": 1, \"标题\": \"Meet the age requirements.\", \"描述\": \"Because long guns aren't used in crime too terribly often (try to conceal one in your waistband), they're actually much easier to obtain. You can be younger and you don't need a permit.\\nYou must be 18 years old or older to buy a long gun from a private seller.\\nYou must be at least 18 years old to buy a long gun from a federal firearms licensed dealer.\\nNon-residents may purchase a long gun in Michigan and residents of Michigan may purchase a long gun in any other state.\"}, {\"编号\": 2, \"标题\": \"Pass a background check, if applicable.\", \"描述\": \"You can't buy a long gun if doing so is prohibited due to your mental health background or criminal history. If you do not have a permit to carry a pistol, you may have to go through this. However, it's ultimately up to the discretion of the dealer.\\nYou may find that this lack of regulation is surprising, at least compared to the regulations for handguns. The reason being is that long guns are very difficult to conceal, aren't often used in crime, and aren't cheap to come by.\"}, {\"编号\": 3, \"标题\": \"Purchase your long gun.\", \"描述\": \"It's best to go about this as legally as possible -- purchasing from an FFL dealer, etc. But there are also private gun shows and tons of Internet sites that have a wide selection, too.\"}], \"小提示\": [\"Remember to have valid identification/ID card available, such as a driver's license or state ID card (shows and validates your age via DOB/date of birth on either ID card).[10]\\nX\\nTrustworthy Source\\nState of Michigan\\nOfficial website for the State of Michigan\\nGo to source\\n\", \"You don't need a purchase permit to buy a long gun.\\n\", \"You don't need a purchase permit if you already have a Michigan license to carry a concealed pistol. You only need to get the Pistol Sales Record, which you can get online at the Michigan State Police website at www.michigan.gov/msp.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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8,014 |
How to Buy a Firearm in Texas
|
1. Buying a Gun from a Licensed Dealer
1-1. Find a dealer with a Federal Firearms License (FFL).
For someone legally to sell firearms commercially, that person must have a Federal Firearms License. There are several resources online that will help you locate a licensed dealer.
1-2. Visit the dealer to find your firearm.
This includes pawn shops as well as registered gun shops. Licensed dealers are more likely to be able to assist you in finding the right firearm for whatever purpose.
1-3. Be prepared to show identification.
There is no waiting period to purchase a firearm in Texas, but you do have to show identification, and the dealer has to perform a background check.
If you have a License to Carry a Handgun (LCH), you can show that, and the dealer will not need to conduct the background check. You will need to have your license with you and be able to produce it.
1-4. Complete the required paperwork.
A licensed dealer is required to have a buyer complete a federal Firearms Transaction Record, also referred to as Form 4473. To complete Form 4473, you will need to provide proof of identification and answer some questions about your eligibility to own a firearm.
1-5. Wait for the dealer to complete a background check.
Licensed dealers have the resources to perform a background check on the spot, called the National Instant Criminal Background Check System (NICS). They will check your identification in at least a federal database and, perhaps, a state database as well, to verify that you are eligible. This background check will let the seller know if you have been convicted of a felony or qualifying misdemeanors that would make you ineligible to own a firearm.
Due to federal laws, the individual who is purchasing the firearm must be present. A friend or relative cannot purchase a firearm for you.
1-6. Complete your purchase.
As long as you are found to be eligible and you pass the background check, you will be able to purchase your selected firearm. It might be helpful to check with the dealer before going to find out what forms of payment are acceptable.
2. Buying a Gun at a Gun Show
2-1. Find a gun show in your area.
There are numerous gun shows in Texas every week, in many locations around the state. A quick search online will help you find a gun show near you.
The website GunShowTrader.com maintains a calendar of all the gun shows coming up. You can check their site for a list of dates and locations.
2-2. Do your research ahead of time.
Guns are not cheap, and prices vary widely. You will be mostly likely to find what you want, and at a price that is appropriate, if you do some research online to compare prices before you go to the gun show.
2-3. Attend the gun show and shop around.
Some gun shows focus on a particular type of firearm or weapon; some gun shows are more general. You will have the best success if you plan to take your time and look around before making a decision.
2-4. Be prepared to negotiate prices.
Buying a gun is not like buying a loaf of bread at the grocery store. There is not a single set price that you have to “take it or leave it.” If you know what you are looking for and have done some research on its value, you may be able to negotiate with the dealer for a lower price.
2-5. Select your gun and complete your purchase.
You will be required to show personal identification. If you are not a Texas resident, your purchase may be delayed. In Texas, there is no mandatory waiting period to complete the purchase, but the seller (if reputable) will check your identification in a criminal database to verify that you are eligible to purchase a gun.
3. Buying a Gun from a Private Seller
3-1. Find someone with a gun you wish to purchase.
You may find someone listed in a regular classified ad, from various sources on the Internet, or you may just meet a fellow collector at a gun show. In Texas, one private individual is allowed to sell a gun to another private individual, without further licensing, as long as each of them is a Texas resident and each is legally allowed to own a gun.
Texas does not require a license just to own, to purchase, or to sell a gun privately. There are certain classifications of people who may not own a gun (minors, convicted felons, psychiatric patients), and it is up to the seller at least to ask if the buyer falls within one of these groups.
3-2. Make arrangements to meet.
For a private sale, in person, within the state boundaries of Texas, a license is not required. For personal safety, if you do not know the seller personally, you should take a friend along with you.
3-3. Be prepared to complete a bill of sale for your purchase.
A bill of sale is not required under Texas law, but it is a good idea, both for you and for the seller. A good bill of sale will include the name and address of both the seller and the buyer, along with a description of the gun and the sale price. In case the police ever show up asking about the gun, you can show by the bill of sale that you came by it lawfully, and you can identify the source.
Most likely, the seller will have a bill of sale, or at least a blank form. You can find your own forms online at several sources like formsbirds.com, texasguntrader.com, or tidyforms.com.
3-4. Complete your purchase.
You should ask the seller before you get together what form of payment is acceptable. Most likely, a private individual is not going to be able to take a credit card, and carrying that much cash with you is dangerous.
4. Buying a Gun Online
4-1. Shop for the gun you want.
The Internet is a useful tool. A simple search for something like “buy gun in Texas” will produce a number of websites for gun traders, gun dealers, and other sources to purchase a firearm. You can narrow your search by the type of gun you want, the year of manufacture, whether you want new or used. You can be as specific as you like. When you find what you want, you just click on it to start the purchase process.
4-2. Make arrangements to pick up the gun.
You cannot have a gun that you purchase online shipped to you directly by mail. You either have to get it shipped to a licensed dealer near you, or if the seller is a private individual, you need to contact that person and make arrangements to meet.
You can even get the gun shipped to you in another state, as long as you select a licensed dealer to receive it. That dealer will conduct a background check based on the identifying information you provide for the purchase.
You must comply with your home state’s laws for gun ownership and purchasing.
4-3. Provide your identification and credit card.
You will need to provide your personal information and credit card to complete the purchase.
4-4. Pick up the gun at the dealer.
The gun will be shipped to a licensed gun dealer that you select. You will be able to pick it up there. You will have to comply with whatever your home state’s laws are for purchasing and ownership.
5. Getting a License to Carry a Concealed Handgun
5-1. Understand the requirement.
In Texas, you need a Concealed Handgun License (CHL) or License to Carry (LTC) if you wish to carry a concealed handgun. (The CHL and LTC are just two different names for the same license.) You may carry a “long gun” (hunting rifle, for example) without a license, but you must have the license for a handgun in a holster.
5-2. Satisfy the requirements for eligibility.
In order to be eligible for a License to Carry in Texas, you must meet the following minimum requirements. These items are verified as part of the application. You must respond truthfully and under oath. If you do not answer honestly, your license may be revoked in the future, and you run the risk of further penalties for perjury. The requirements are:
be at least 21 years old (18 in special circumstances)
complete a firearm safety training course
have not been convicted of a felony or a Class A or B misdemeanor
not suffering from certain mental disorders
have fewer than two convictions in the past 10 years of chemical or alcohol related incidents
be current with all taxes, child support payments, and government fees.
5-3. Gather the documentation that you need to apply.
In order to complete the online application, you will need to have with you the following items:
Texas driver’s license or Texas identification card
credit card to pay the required fees
5-4. Complete the online application.
Texas uses a simple online application process for a License to Carry. You can find the link to the application at https://txapps.texas.gov/txapp/txdps/chl/. Once you are there, follow the link to the application itself and complete the form as instructed.
5-5. Carry your license with you.
Once you have a license to carry a handgun, you could be stopped by a peace officer and asked to produce your license.
Tips
If you are going to own a firearm in Texas, it would be a good idea to take a firearms safety course. This course is not required, but there are many courses available around the state.
|
{
"create_time": "20230517 11:01:10",
"回答明细": "{\"回答\": \"1. Buying a Gun from a Licensed Dealer\\n1-1. Find a dealer with a Federal Firearms License (FFL).\\nFor someone legally to sell firearms commercially, that person must have a Federal Firearms License. There are several resources online that will help you locate a licensed dealer.\\n1-2. Visit the dealer to find your firearm.\\nThis includes pawn shops as well as registered gun shops. Licensed dealers are more likely to be able to assist you in finding the right firearm for whatever purpose.\\n1-3. Be prepared to show identification.\\nThere is no waiting period to purchase a firearm in Texas, but you do have to show identification, and the dealer has to perform a background check.\\nIf you have a License to Carry a Handgun (LCH), you can show that, and the dealer will not need to conduct the background check. You will need to have your license with you and be able to produce it.\\n1-4. Complete the required paperwork.\\nA licensed dealer is required to have a buyer complete a federal Firearms Transaction Record, also referred to as Form 4473. To complete Form 4473, you will need to provide proof of identification and answer some questions about your eligibility to own a firearm.\\n1-5. Wait for the dealer to complete a background check.\\nLicensed dealers have the resources to perform a background check on the spot, called the National Instant Criminal Background Check System (NICS). They will check your identification in at least a federal database and, perhaps, a state database as well, to verify that you are eligible. This background check will let the seller know if you have been convicted of a felony or qualifying misdemeanors that would make you ineligible to own a firearm.\\nDue to federal laws, the individual who is purchasing the firearm must be present. A friend or relative cannot purchase a firearm for you.\\n1-6. Complete your purchase.\\nAs long as you are found to be eligible and you pass the background check, you will be able to purchase your selected firearm. It might be helpful to check with the dealer before going to find out what forms of payment are acceptable.\\n2. Buying a Gun at a Gun Show\\n2-1. Find a gun show in your area.\\nThere are numerous gun shows in Texas every week, in many locations around the state. A quick search online will help you find a gun show near you.\\nThe website GunShowTrader.com maintains a calendar of all the gun shows coming up. You can check their site for a list of dates and locations.\\n2-2. Do your research ahead of time.\\nGuns are not cheap, and prices vary widely. You will be mostly likely to find what you want, and at a price that is appropriate, if you do some research online to compare prices before you go to the gun show.\\n2-3. Attend the gun show and shop around.\\nSome gun shows focus on a particular type of firearm or weapon; some gun shows are more general. You will have the best success if you plan to take your time and look around before making a decision.\\n2-4. Be prepared to negotiate prices.\\nBuying a gun is not like buying a loaf of bread at the grocery store. There is not a single set price that you have to “take it or leave it.” If you know what you are looking for and have done some research on its value, you may be able to negotiate with the dealer for a lower price.\\n2-5. Select your gun and complete your purchase.\\nYou will be required to show personal identification. If you are not a Texas resident, your purchase may be delayed. In Texas, there is no mandatory waiting period to complete the purchase, but the seller (if reputable) will check your identification in a criminal database to verify that you are eligible to purchase a gun.\\n3. Buying a Gun from a Private Seller\\n3-1. Find someone with a gun you wish to purchase.\\nYou may find someone listed in a regular classified ad, from various sources on the Internet, or you may just meet a fellow collector at a gun show. In Texas, one private individual is allowed to sell a gun to another private individual, without further licensing, as long as each of them is a Texas resident and each is legally allowed to own a gun.\\nTexas does not require a license just to own, to purchase, or to sell a gun privately. There are certain classifications of people who may not own a gun (minors, convicted felons, psychiatric patients), and it is up to the seller at least to ask if the buyer falls within one of these groups.\\n3-2. Make arrangements to meet.\\nFor a private sale, in person, within the state boundaries of Texas, a license is not required. For personal safety, if you do not know the seller personally, you should take a friend along with you.\\n3-3. Be prepared to complete a bill of sale for your purchase.\\nA bill of sale is not required under Texas law, but it is a good idea, both for you and for the seller. A good bill of sale will include the name and address of both the seller and the buyer, along with a description of the gun and the sale price. In case the police ever show up asking about the gun, you can show by the bill of sale that you came by it lawfully, and you can identify the source.\\nMost likely, the seller will have a bill of sale, or at least a blank form. You can find your own forms online at several sources like formsbirds.com, texasguntrader.com, or tidyforms.com.\\n3-4. Complete your purchase.\\nYou should ask the seller before you get together what form of payment is acceptable. Most likely, a private individual is not going to be able to take a credit card, and carrying that much cash with you is dangerous.\\n4. Buying a Gun Online\\n4-1. Shop for the gun you want.\\nThe Internet is a useful tool. A simple search for something like “buy gun in Texas” will produce a number of websites for gun traders, gun dealers, and other sources to purchase a firearm. You can narrow your search by the type of gun you want, the year of manufacture, whether you want new or used. You can be as specific as you like. When you find what you want, you just click on it to start the purchase process.\\n4-2. Make arrangements to pick up the gun.\\nYou cannot have a gun that you purchase online shipped to you directly by mail. You either have to get it shipped to a licensed dealer near you, or if the seller is a private individual, you need to contact that person and make arrangements to meet.\\nYou can even get the gun shipped to you in another state, as long as you select a licensed dealer to receive it. That dealer will conduct a background check based on the identifying information you provide for the purchase.\\nYou must comply with your home state’s laws for gun ownership and purchasing.\\n4-3. Provide your identification and credit card.\\nYou will need to provide your personal information and credit card to complete the purchase.\\n4-4. Pick up the gun at the dealer.\\nThe gun will be shipped to a licensed gun dealer that you select. You will be able to pick it up there. You will have to comply with whatever your home state’s laws are for purchasing and ownership.\\n5. Getting a License to Carry a Concealed Handgun\\n5-1. Understand the requirement.\\nIn Texas, you need a Concealed Handgun License (CHL) or License to Carry (LTC) if you wish to carry a concealed handgun. (The CHL and LTC are just two different names for the same license.) You may carry a “long gun” (hunting rifle, for example) without a license, but you must have the license for a handgun in a holster.\\n5-2. Satisfy the requirements for eligibility.\\nIn order to be eligible for a License to Carry in Texas, you must meet the following minimum requirements. These items are verified as part of the application. You must respond truthfully and under oath. If you do not answer honestly, your license may be revoked in the future, and you run the risk of further penalties for perjury. The requirements are:\\nbe at least 21 years old (18 in special circumstances)\\ncomplete a firearm safety training course\\nhave not been convicted of a felony or a Class A or B misdemeanor\\nnot suffering from certain mental disorders\\nhave fewer than two convictions in the past 10 years of chemical or alcohol related incidents\\nbe current with all taxes, child support payments, and government fees.\\n5-3. Gather the documentation that you need to apply.\\nIn order to complete the online application, you will need to have with you the following items:\\nTexas driver’s license or Texas identification card\\ncredit card to pay the required fees\\n5-4. Complete the online application.\\nTexas uses a simple online application process for a License to Carry. You can find the link to the application at https://txapps.texas.gov/txapp/txdps/chl/. Once you are there, follow the link to the application itself and complete the form as instructed.\\n5-5. Carry your license with you.\\nOnce you have a license to carry a handgun, you could be stopped by a peace officer and asked to produce your license.\\nTips\\nIf you are going to own a firearm in Texas, it would be a good idea to take a firearms safety course. This course is not required, but there are many courses available around the state.\\n\", \"简要回答\": \"Firearms are popular for many different reasons. They are purchased for private collections, for use during hunting, sport, or for home and self defense. There is a wide variety of options available to someone seeking out a firearm and a wide variety of ways and places to buy a firearm.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Buying a Gun from a Licensed Dealer\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find a dealer with a Federal Firearms License (FFL).\", \"描述\": \"For someone legally to sell firearms commercially, that person must have a Federal Firearms License. There are several resources online that will help you locate a licensed dealer.\"}, {\"编号\": 2, \"标题\": \"Visit the dealer to find your firearm.\", \"描述\": \"This includes pawn shops as well as registered gun shops. Licensed dealers are more likely to be able to assist you in finding the right firearm for whatever purpose.\"}, {\"编号\": 3, \"标题\": \"Be prepared to show identification.\", \"描述\": \"There is no waiting period to purchase a firearm in Texas, but you do have to show identification, and the dealer has to perform a background check.\\nIf you have a License to Carry a Handgun (LCH), you can show that, and the dealer will not need to conduct the background check. You will need to have your license with you and be able to produce it.\"}, {\"编号\": 4, \"标题\": \"Complete the required paperwork.\", \"描述\": \"A licensed dealer is required to have a buyer complete a federal Firearms Transaction Record, also referred to as Form 4473. To complete Form 4473, you will need to provide proof of identification and answer some questions about your eligibility to own a firearm.\"}, {\"编号\": 5, \"标题\": \"Wait for the dealer to complete a background check.\", \"描述\": \"Licensed dealers have the resources to perform a background check on the spot, called the National Instant Criminal Background Check System (NICS). They will check your identification in at least a federal database and, perhaps, a state database as well, to verify that you are eligible. This background check will let the seller know if you have been convicted of a felony or qualifying misdemeanors that would make you ineligible to own a firearm.\\nDue to federal laws, the individual who is purchasing the firearm must be present. A friend or relative cannot purchase a firearm for you.\"}, {\"编号\": 6, \"标题\": \"Complete your purchase.\", \"描述\": \"As long as you are found to be eligible and you pass the background check, you will be able to purchase your selected firearm. It might be helpful to check with the dealer before going to find out what forms of payment are acceptable.\"}]}, {\"编号\": 2, \"标题\": \"Buying a Gun at a Gun Show\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find a gun show in your area.\", \"描述\": \"There are numerous gun shows in Texas every week, in many locations around the state. A quick search online will help you find a gun show near you.\\nThe website GunShowTrader.com maintains a calendar of all the gun shows coming up. You can check their site for a list of dates and locations.\"}, {\"编号\": 2, \"标题\": \"Do your research ahead of time.\", \"描述\": \"Guns are not cheap, and prices vary widely. You will be mostly likely to find what you want, and at a price that is appropriate, if you do some research online to compare prices before you go to the gun show.\"}, {\"编号\": 3, \"标题\": \"Attend the gun show and shop around.\", \"描述\": \"Some gun shows focus on a particular type of firearm or weapon; some gun shows are more general. You will have the best success if you plan to take your time and look around before making a decision.\"}, {\"编号\": 4, \"标题\": \"Be prepared to negotiate prices.\", \"描述\": \"Buying a gun is not like buying a loaf of bread at the grocery store. There is not a single set price that you have to “take it or leave it.” If you know what you are looking for and have done some research on its value, you may be able to negotiate with the dealer for a lower price.\"}, {\"编号\": 5, \"标题\": \"Select your gun and complete your purchase.\", \"描述\": \"You will be required to show personal identification. If you are not a Texas resident, your purchase may be delayed. In Texas, there is no mandatory waiting period to complete the purchase, but the seller (if reputable) will check your identification in a criminal database to verify that you are eligible to purchase a gun.\"}]}, {\"编号\": 3, \"标题\": \"Buying a Gun from a Private Seller\", \"步骤\": [{\"编号\": 1, \"标题\": \"Find someone with a gun you wish to purchase.\", \"描述\": \"You may find someone listed in a regular classified ad, from various sources on the Internet, or you may just meet a fellow collector at a gun show. In Texas, one private individual is allowed to sell a gun to another private individual, without further licensing, as long as each of them is a Texas resident and each is legally allowed to own a gun.\\nTexas does not require a license just to own, to purchase, or to sell a gun privately. There are certain classifications of people who may not own a gun (minors, convicted felons, psychiatric patients), and it is up to the seller at least to ask if the buyer falls within one of these groups.\"}, {\"编号\": 2, \"标题\": \"Make arrangements to meet.\", \"描述\": \"For a private sale, in person, within the state boundaries of Texas, a license is not required. For personal safety, if you do not know the seller personally, you should take a friend along with you.\"}, {\"编号\": 3, \"标题\": \"Be prepared to complete a bill of sale for your purchase.\", \"描述\": \"A bill of sale is not required under Texas law, but it is a good idea, both for you and for the seller. A good bill of sale will include the name and address of both the seller and the buyer, along with a description of the gun and the sale price. In case the police ever show up asking about the gun, you can show by the bill of sale that you came by it lawfully, and you can identify the source.\\nMost likely, the seller will have a bill of sale, or at least a blank form. You can find your own forms online at several sources like formsbirds.com, texasguntrader.com, or tidyforms.com.\"}, {\"编号\": 4, \"标题\": \"Complete your purchase.\", \"描述\": \"You should ask the seller before you get together what form of payment is acceptable. Most likely, a private individual is not going to be able to take a credit card, and carrying that much cash with you is dangerous.\"}]}, {\"编号\": 4, \"标题\": \"Buying a Gun Online\", \"步骤\": [{\"编号\": 1, \"标题\": \"Shop for the gun you want.\", \"描述\": \"The Internet is a useful tool. A simple search for something like “buy gun in Texas” will produce a number of websites for gun traders, gun dealers, and other sources to purchase a firearm. You can narrow your search by the type of gun you want, the year of manufacture, whether you want new or used. You can be as specific as you like. When you find what you want, you just click on it to start the purchase process.\"}, {\"编号\": 2, \"标题\": \"Make arrangements to pick up the gun.\", \"描述\": \"You cannot have a gun that you purchase online shipped to you directly by mail. You either have to get it shipped to a licensed dealer near you, or if the seller is a private individual, you need to contact that person and make arrangements to meet.\\nYou can even get the gun shipped to you in another state, as long as you select a licensed dealer to receive it. That dealer will conduct a background check based on the identifying information you provide for the purchase.\\nYou must comply with your home state’s laws for gun ownership and purchasing.\"}, {\"编号\": 3, \"标题\": \"Provide your identification and credit card.\", \"描述\": \"You will need to provide your personal information and credit card to complete the purchase.\"}, {\"编号\": 4, \"标题\": \"Pick up the gun at the dealer.\", \"描述\": \"The gun will be shipped to a licensed gun dealer that you select. You will be able to pick it up there. You will have to comply with whatever your home state’s laws are for purchasing and ownership.\"}]}, {\"编号\": 5, \"标题\": \"Getting a License to Carry a Concealed Handgun\", \"步骤\": [{\"编号\": 1, \"标题\": \"Understand the requirement.\", \"描述\": \"In Texas, you need a Concealed Handgun License (CHL) or License to Carry (LTC) if you wish to carry a concealed handgun. (The CHL and LTC are just two different names for the same license.) You may carry a “long gun” (hunting rifle, for example) without a license, but you must have the license for a handgun in a holster.\"}, {\"编号\": 2, \"标题\": \"Satisfy the requirements for eligibility.\", \"描述\": \"In order to be eligible for a License to Carry in Texas, you must meet the following minimum requirements. These items are verified as part of the application. You must respond truthfully and under oath. If you do not answer honestly, your license may be revoked in the future, and you run the risk of further penalties for perjury. The requirements are:\\nbe at least 21 years old (18 in special circumstances)\\ncomplete a firearm safety training course\\nhave not been convicted of a felony or a Class A or B misdemeanor\\nnot suffering from certain mental disorders\\nhave fewer than two convictions in the past 10 years of chemical or alcohol related incidents\\nbe current with all taxes, child support payments, and government fees.\"}, {\"编号\": 3, \"标题\": \"Gather the documentation that you need to apply.\", \"描述\": \"In order to complete the online application, you will need to have with you the following items:\\nTexas driver’s license or Texas identification card\\ncredit card to pay the required fees\"}, {\"编号\": 4, \"标题\": \"Complete the online application.\", \"描述\": \"Texas uses a simple online application process for a License to Carry. You can find the link to the application at https://txapps.texas.gov/txapp/txdps/chl/. Once you are there, follow the link to the application itself and complete the form as instructed.\"}, {\"编号\": 5, \"标题\": \"Carry your license with you.\", \"描述\": \"Once you have a license to carry a handgun, you could be stopped by a peace officer and asked to produce your license.\"}], \"小提示\": [\"If you are going to own a firearm in Texas, it would be a good idea to take a firearms safety course. This course is not required, but there are many courses available around the state.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,015 |
How to Buy a Firearm in Virginia
|
1. Completing a Private Purchase
1-1. Bring a valid government-issued photo ID if you're going to a gun show.
If you want to purchase a gun at a gun show from a private seller, you'll still have to be able to prove that you are over the age of 18 (21 to purchase a handgun). You must have a driver's license or state ID that lists your name, gender, and date of birth.
If you're using a driver's license issued by the Virginia DMV, it must have been issued to you at least 30 days before the day of the gun show.
If you aren't a resident of the state of Virginia, you can buy a rifle or shotgun from a licensed dealer, provided you bring a secondary form of ID to prove your residence.
1-2. Discuss your purchase with the individual selling the firearm.
Provided you're a state resident, there aren't any significant legal requirements if you want to buy a gun from a private seller, whether at a gun show or elsewhere. All you need to do is agree on a price and the terms of the sale.
Virginia also doesn't have any requirements regarding the manufacture or composition of a firearm, so you likely want to look it over carefully and make sure it suits your needs and doesn't have any glaring defects.
1-3. Provide your complete name and address to the seller.
While it isn't legally required, the Virginia State Police recommends that private sellers keep a logbook that lists the name and address of anyone they sell a firearm to, along with the make, model, and serial number of the firearm and date of purchase.
Keep in mind that because you're buying the gun from a private individual, your name will not show up in the chain of ownership for the gun. This means if the gun is found at the scene of a crime, the seller will come up as the last owner of the gun with that serial number. The log is primarily to protect the seller, but also protects you in case the gun is stolen.
1-4. Comply with a background check if the seller requests one.
While there is no law in Virginia that requires an unlicensed private individual to run a criminal background check before they sell a firearm to someone else, private individuals are restricted from selling a firearm to someone they know is ineligible to purchase a firearm. If you're at a gun show, Virginia State Police will be on hand to conduct background checks for anyone who asks for one.
You can also order your own background check ahead of time by going to the nearest Virginia State Police headquarters and completing an application. However, these do take approximately 15 days to complete, so plan in advance if you want to bring along your own background check.
If you don't want to go through with the background check, simply find an individual who is willing to sell to you without one.
1-5. Complete the purchase of your firearm.
There are no further legal requirements if you want to purchase a firearm from a private seller. All you have to do is make payment and leave with your firearm. However, you want to make sure you comply with Virginia laws regarding the carrying of firearms as you transport the gun home.
Generally, you can open-carry any firearm as long as it isn't loaded. If you also have ammunition, it's a good idea to store the ammunition separately.
If you purchase a handgun, you can put it in the glove compartment or a similar concealed area of your vehicle for transport, even if you don't have a concealed carry permit.
2. Using a Licensed Firearms Dealer
2-1. Confirm that you meet the eligibility requirements to purchase a firearm.
While Virginia doesn't have its own eligibility requirements to purchase a firearm, you must meet the federal requirements. The Virginia State Police has an eligibility test, available online at https://www.vsp.virginia.gov/Firearms_PurchaseEligibility.shtm, that you can use to quickly determine if you're eligible to purchase a firearm. Generally, you must meet the following requirements:
Be at least 18 (21 to purchase a handgun)
Never convicted of a felony or misdemeanor that carries a maximum sentence of 2 years or more
Under indictment for a felony, subject to an active warrant, or under a restraining order
US citizen or lawful permanent resident of the US
Not convicted of use or possession of illegal drugs within the past year
Not acquitted of a charge by reason of insanity, or found by a court of law to be insane, incompetent, or mentally incapacitated
Not dishonorably discharged from the US Armed Forces
Not convicted of a misdemeanor domestic violence charge
2-2. Visit a licensed firearms dealer.
Licensed firearms dealers are licensed by the federal Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF). Virginia doesn't have its own licensing or registration requirements.
You can search the list of federal firearms licensees (FFLs) at https://www.atf.gov/firearms/listing-federal-firearms-licensees if you need help finding a dealer near you. Many of these FFLs have websites you can visit to learn more about the shop before you make the trip.
2-3. Fill out the firearms transaction record forms.
Once you find the firearm (or firearms) you want, you must fill out both a state and federal firearms transaction record form. These forms require you to provide identification information as well as answer questions about your criminal background.
Answer all questions and fill out the form completely. Do not lie on the forms. It is a felony offense and could result in the loss of your right to purchase firearms indefinitely.
You must also pay a small fee (as of 2019, $2 for Virginia residents and $5 for non-residents) for completion of your background checks. This fee is nonrefundable.
2-4. Present identification to verify your identity and residence.
To purchase a firearm, you must provide at least 2 forms of ID. For your primary ID, bring a valid, government-issued photo ID that includes your full name, address, and date of birth.
Your primary ID must have been issued at least 30 days before the date you purchase the firearm.
Your secondary ID is to prove your residence. The address shown must be identical to the one you provide on the transaction form. This ID could be a copy of your lease, a current utility or telephone bill, voter registration card, car registration, or a hunting or fishing license.
If you are buying an assault weapon, you must also bring identification that proves your citizenship status, such as a US birth certificate, valid passport, permanent resident card ("Green Card"), selective service registration card, or voter registration card.
2-5. Wait for the results of the background checks.
The dealer will either transmit your information over the internet or by calling a phone number. The results typically come in a matter of minutes. You'll get a response of "approved," "delayed," or "denied."
If your background check comes back as delayed, the dealer may need to collect additional information from you before selling you a firearm. If the status remains "delayed" for 3 days, the dealer has the discretion to go forward with the transaction.
2-6. Complete the purchase of your firearm.
Once the transaction is approved, you can buy your firearm and take it home. If you live in another state, you may need to have the firearm transferred to a licensed dealer in your state.
Virginia does not restrict the number of firearms you can purchase in a single transaction.
3. Getting a Concealed Handgun Permit
3-1. Confirm that you're eligible to get a concealed handgun permit.
Generally, if you can pass the background check to buy a handgun from a licensed dealer, you'll likely be eligible for a concealed handgun permit. There are, however, a few additional prohibitions. Specifically, you will not be eligible for a concealed handgun permit if you:
Have been convicted of 2 or more misdemeanors in the last 5 years
Have been convicted of assault, assault and battery, sexual battery, discharging a firearm in a public place, or brandishing a firearm in a public place within the last 3 years (or have one of these charges pending)
Have been convicted of stalking or have a stalking charge pending
Have received inpatient mental health or substance abuse treatment in the past 5 years
Have been convicted of drunk driving or public drunkenness in the past 3 years
3-2. Complete a firearm safety training course.
You must demonstrate competence with a handgun by taking a training course approved by a state government agency or conducted by a state-certified or National Rifle Association-certified firearms instructor. Your county circuit court may have a list of qualified courses you can take.
Online, electronic, or video courses are acceptable. There is no live training requirement.
If the course issues a certificate of completion, a photocopy of that certificate is sufficient to demonstrate your competence. If the course doesn't issue a certificate, you can also use an affidavit from the instructor of the course.
3-3. Fill out the concealed handgun permit application.
The concealed handgun permit requires you to provide information about yourself and your criminal background. The questions on the application are similar to those you answered when you filled out the firearm transaction record to purchase your handgun.
You can download the application or pick one up at your local circuit court.
If you answer yes to any of the questions about your criminal background, you are required to provide an explanation of your answer and attach any documentation you have regarding that item. Failure to provide complete information could result in denial of your application.
3-4. Take your application to your nearest circuit court.
Concealed handgun permits are issued by circuit court judges. Submit your application to the court clerk's office and pay the fee. As of 2019, the total application fee for a concealed handgun permit is $50 or less, including a $10 fee to issue the permit and fees of up to $40 to cover the cost of background investigations. These fees vary depending on the city or county where you live.
To find the circuit court nearest you, go to http://www.courts.state.va.us/courts/maps/home.html and click on the appropriate part of the state map.
You must submit your application at the court in the city or county where you live. There is no requirement that you live there for any specified length of time before applying for a concealed handgun permit.
3-5. Wait to receive your permit in the mail.
Provided you meet the eligibility requirements for a concealed handgun permit, Virginia law requires the judge to issue the permit to you. It will be sent to you at the address you provided on your application. While the background investigations may take up to a month, Virginia law requires permits to be issued within 45 days of the date you submit your application.
If the 45-day period passes and your permit hasn't been issued, the court clerk will certify a copy of your application and send that to you. The certified application works as a temporary concealed handgun permit for up to 90 days, as long as you also have a valid government-issued photo ID.
3-6. Keep your permit on you whenever you're carrying a concealed handgun.
Once you have a concealed handgun permit, you're entitled to carry a handgun concealed on your person. However, you must always have your permit with you. Although you aren't required to show the permit to law enforcement, it's a good idea to do so.
For example, if you get pulled over for a traffic stop, you might hand over your concealed handgun permit along with your driver's license and let the officer know that you are carrying.
If you are convicted of being under the influence of alcohol or illegal drugs while carrying a concealed handgun in public, your permit will be revoked and you will be barred from applying for a new permit for 5 years.
3-7. Submit a new application to renew your permit after 5 years.
A concealed handgun permit is valid for 5 years. At the end of that period, you can fill out a new application to renew your permit. You don't have to take any additional firearms training.
Provided you still meet the eligibility requirements for a concealed handgun permit, your permit will be renewed.
Given that it can take up to 45 days to get the new permit, you may want to apply for a renewed permit a few months before your old one expires if you want to continue to carry.
|
{
"create_time": "20230517 11:01:10",
"回答明细": "{\"回答\": \"1. Completing a Private Purchase\\n1-1. Bring a valid government-issued photo ID if you're going to a gun show.\\nIf you want to purchase a gun at a gun show from a private seller, you'll still have to be able to prove that you are over the age of 18 (21 to purchase a handgun). You must have a driver's license or state ID that lists your name, gender, and date of birth.\\nIf you're using a driver's license issued by the Virginia DMV, it must have been issued to you at least 30 days before the day of the gun show.\\nIf you aren't a resident of the state of Virginia, you can buy a rifle or shotgun from a licensed dealer, provided you bring a secondary form of ID to prove your residence.\\n1-2. Discuss your purchase with the individual selling the firearm.\\nProvided you're a state resident, there aren't any significant legal requirements if you want to buy a gun from a private seller, whether at a gun show or elsewhere. All you need to do is agree on a price and the terms of the sale. \\nVirginia also doesn't have any requirements regarding the manufacture or composition of a firearm, so you likely want to look it over carefully and make sure it suits your needs and doesn't have any glaring defects.\\n1-3. Provide your complete name and address to the seller.\\nWhile it isn't legally required, the Virginia State Police recommends that private sellers keep a logbook that lists the name and address of anyone they sell a firearm to, along with the make, model, and serial number of the firearm and date of purchase.\\nKeep in mind that because you're buying the gun from a private individual, your name will not show up in the chain of ownership for the gun. This means if the gun is found at the scene of a crime, the seller will come up as the last owner of the gun with that serial number. The log is primarily to protect the seller, but also protects you in case the gun is stolen.\\n1-4. Comply with a background check if the seller requests one.\\nWhile there is no law in Virginia that requires an unlicensed private individual to run a criminal background check before they sell a firearm to someone else, private individuals are restricted from selling a firearm to someone they know is ineligible to purchase a firearm. If you're at a gun show, Virginia State Police will be on hand to conduct background checks for anyone who asks for one.\\nYou can also order your own background check ahead of time by going to the nearest Virginia State Police headquarters and completing an application. However, these do take approximately 15 days to complete, so plan in advance if you want to bring along your own background check.\\nIf you don't want to go through with the background check, simply find an individual who is willing to sell to you without one.\\n1-5. Complete the purchase of your firearm.\\nThere are no further legal requirements if you want to purchase a firearm from a private seller. All you have to do is make payment and leave with your firearm. However, you want to make sure you comply with Virginia laws regarding the carrying of firearms as you transport the gun home.\\nGenerally, you can open-carry any firearm as long as it isn't loaded. If you also have ammunition, it's a good idea to store the ammunition separately.\\nIf you purchase a handgun, you can put it in the glove compartment or a similar concealed area of your vehicle for transport, even if you don't have a concealed carry permit.\\n2. Using a Licensed Firearms Dealer\\n2-1. Confirm that you meet the eligibility requirements to purchase a firearm.\\nWhile Virginia doesn't have its own eligibility requirements to purchase a firearm, you must meet the federal requirements. The Virginia State Police has an eligibility test, available online at https://www.vsp.virginia.gov/Firearms_PurchaseEligibility.shtm, that you can use to quickly determine if you're eligible to purchase a firearm. Generally, you must meet the following requirements:\\nBe at least 18 (21 to purchase a handgun)\\nNever convicted of a felony or misdemeanor that carries a maximum sentence of 2 years or more\\nUnder indictment for a felony, subject to an active warrant, or under a restraining order\\nUS citizen or lawful permanent resident of the US\\nNot convicted of use or possession of illegal drugs within the past year\\nNot acquitted of a charge by reason of insanity, or found by a court of law to be insane, incompetent, or mentally incapacitated\\nNot dishonorably discharged from the US Armed Forces\\nNot convicted of a misdemeanor domestic violence charge\\n2-2. Visit a licensed firearms dealer.\\nLicensed firearms dealers are licensed by the federal Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF). Virginia doesn't have its own licensing or registration requirements. \\nYou can search the list of federal firearms licensees (FFLs) at https://www.atf.gov/firearms/listing-federal-firearms-licensees if you need help finding a dealer near you. Many of these FFLs have websites you can visit to learn more about the shop before you make the trip.\\n2-3. Fill out the firearms transaction record forms.\\nOnce you find the firearm (or firearms) you want, you must fill out both a state and federal firearms transaction record form. These forms require you to provide identification information as well as answer questions about your criminal background. \\nAnswer all questions and fill out the form completely. Do not lie on the forms. It is a felony offense and could result in the loss of your right to purchase firearms indefinitely.\\nYou must also pay a small fee (as of 2019, $2 for Virginia residents and $5 for non-residents) for completion of your background checks. This fee is nonrefundable.\\n2-4. Present identification to verify your identity and residence.\\nTo purchase a firearm, you must provide at least 2 forms of ID. For your primary ID, bring a valid, government-issued photo ID that includes your full name, address, and date of birth.\\nYour primary ID must have been issued at least 30 days before the date you purchase the firearm.\\nYour secondary ID is to prove your residence. The address shown must be identical to the one you provide on the transaction form. This ID could be a copy of your lease, a current utility or telephone bill, voter registration card, car registration, or a hunting or fishing license.\\nIf you are buying an assault weapon, you must also bring identification that proves your citizenship status, such as a US birth certificate, valid passport, permanent resident card (\\\"Green Card\\\"), selective service registration card, or voter registration card.\\n2-5. Wait for the results of the background checks.\\nThe dealer will either transmit your information over the internet or by calling a phone number. The results typically come in a matter of minutes. You'll get a response of \\\"approved,\\\" \\\"delayed,\\\" or \\\"denied.\\\" \\nIf your background check comes back as delayed, the dealer may need to collect additional information from you before selling you a firearm. If the status remains \\\"delayed\\\" for 3 days, the dealer has the discretion to go forward with the transaction.\\n2-6. Complete the purchase of your firearm.\\nOnce the transaction is approved, you can buy your firearm and take it home. If you live in another state, you may need to have the firearm transferred to a licensed dealer in your state. \\nVirginia does not restrict the number of firearms you can purchase in a single transaction.\\n3. Getting a Concealed Handgun Permit\\n3-1. Confirm that you're eligible to get a concealed handgun permit.\\nGenerally, if you can pass the background check to buy a handgun from a licensed dealer, you'll likely be eligible for a concealed handgun permit. There are, however, a few additional prohibitions. Specifically, you will not be eligible for a concealed handgun permit if you:\\nHave been convicted of 2 or more misdemeanors in the last 5 years\\nHave been convicted of assault, assault and battery, sexual battery, discharging a firearm in a public place, or brandishing a firearm in a public place within the last 3 years (or have one of these charges pending)\\nHave been convicted of stalking or have a stalking charge pending\\nHave received inpatient mental health or substance abuse treatment in the past 5 years\\nHave been convicted of drunk driving or public drunkenness in the past 3 years\\n3-2. Complete a firearm safety training course.\\nYou must demonstrate competence with a handgun by taking a training course approved by a state government agency or conducted by a state-certified or National Rifle Association-certified firearms instructor. Your county circuit court may have a list of qualified courses you can take.\\nOnline, electronic, or video courses are acceptable. There is no live training requirement.\\nIf the course issues a certificate of completion, a photocopy of that certificate is sufficient to demonstrate your competence. If the course doesn't issue a certificate, you can also use an affidavit from the instructor of the course.\\n3-3. Fill out the concealed handgun permit application.\\nThe concealed handgun permit requires you to provide information about yourself and your criminal background. The questions on the application are similar to those you answered when you filled out the firearm transaction record to purchase your handgun.\\nYou can download the application or pick one up at your local circuit court.\\nIf you answer yes to any of the questions about your criminal background, you are required to provide an explanation of your answer and attach any documentation you have regarding that item. Failure to provide complete information could result in denial of your application.\\n3-4. Take your application to your nearest circuit court.\\nConcealed handgun permits are issued by circuit court judges. Submit your application to the court clerk's office and pay the fee. As of 2019, the total application fee for a concealed handgun permit is $50 or less, including a $10 fee to issue the permit and fees of up to $40 to cover the cost of background investigations. These fees vary depending on the city or county where you live.\\nTo find the circuit court nearest you, go to http://www.courts.state.va.us/courts/maps/home.html and click on the appropriate part of the state map.\\nYou must submit your application at the court in the city or county where you live. There is no requirement that you live there for any specified length of time before applying for a concealed handgun permit.\\n3-5. Wait to receive your permit in the mail.\\nProvided you meet the eligibility requirements for a concealed handgun permit, Virginia law requires the judge to issue the permit to you. It will be sent to you at the address you provided on your application. While the background investigations may take up to a month, Virginia law requires permits to be issued within 45 days of the date you submit your application.\\nIf the 45-day period passes and your permit hasn't been issued, the court clerk will certify a copy of your application and send that to you. The certified application works as a temporary concealed handgun permit for up to 90 days, as long as you also have a valid government-issued photo ID.\\n3-6. Keep your permit on you whenever you're carrying a concealed handgun.\\nOnce you have a concealed handgun permit, you're entitled to carry a handgun concealed on your person. However, you must always have your permit with you. Although you aren't required to show the permit to law enforcement, it's a good idea to do so.\\nFor example, if you get pulled over for a traffic stop, you might hand over your concealed handgun permit along with your driver's license and let the officer know that you are carrying.\\nIf you are convicted of being under the influence of alcohol or illegal drugs while carrying a concealed handgun in public, your permit will be revoked and you will be barred from applying for a new permit for 5 years.\\n3-7. Submit a new application to renew your permit after 5 years.\\nA concealed handgun permit is valid for 5 years. At the end of that period, you can fill out a new application to renew your permit. You don't have to take any additional firearms training. \\nProvided you still meet the eligibility requirements for a concealed handgun permit, your permit will be renewed.\\nGiven that it can take up to 45 days to get the new permit, you may want to apply for a renewed permit a few months before your old one expires if you want to continue to carry.\\n\", \"简要回答\": \"Provided you are over the age of 18 (21 for handguns) and can pass the state and federal background checks, it is relatively easy to buy a firearm in the state of Virginia. If you're buying from a private seller, you don't even need to complete a background check, although some private sellers may request that you do before they complete the transaction. Virginia doesn't require you to register firearms or have a permit to own or open-carry firearms. However, you do need a permit if you want to carry a handgun concealed.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Completing a Private Purchase\", \"步骤\": [{\"编号\": 1, \"标题\": \"Bring a valid government-issued photo ID if you're going to a gun show.\", \"描述\": \"If you want to purchase a gun at a gun show from a private seller, you'll still have to be able to prove that you are over the age of 18 (21 to purchase a handgun). You must have a driver's license or state ID that lists your name, gender, and date of birth.\\nIf you're using a driver's license issued by the Virginia DMV, it must have been issued to you at least 30 days before the day of the gun show.\\nIf you aren't a resident of the state of Virginia, you can buy a rifle or shotgun from a licensed dealer, provided you bring a secondary form of ID to prove your residence.\"}, {\"编号\": 2, \"标题\": \"Discuss your purchase with the individual selling the firearm.\", \"描述\": \"Provided you're a state resident, there aren't any significant legal requirements if you want to buy a gun from a private seller, whether at a gun show or elsewhere. All you need to do is agree on a price and the terms of the sale. \\nVirginia also doesn't have any requirements regarding the manufacture or composition of a firearm, so you likely want to look it over carefully and make sure it suits your needs and doesn't have any glaring defects.\"}, {\"编号\": 3, \"标题\": \"Provide your complete name and address to the seller.\", \"描述\": \"While it isn't legally required, the Virginia State Police recommends that private sellers keep a logbook that lists the name and address of anyone they sell a firearm to, along with the make, model, and serial number of the firearm and date of purchase.\\nKeep in mind that because you're buying the gun from a private individual, your name will not show up in the chain of ownership for the gun. This means if the gun is found at the scene of a crime, the seller will come up as the last owner of the gun with that serial number. The log is primarily to protect the seller, but also protects you in case the gun is stolen.\"}, {\"编号\": 4, \"标题\": \"Comply with a background check if the seller requests one.\", \"描述\": \"While there is no law in Virginia that requires an unlicensed private individual to run a criminal background check before they sell a firearm to someone else, private individuals are restricted from selling a firearm to someone they know is ineligible to purchase a firearm. If you're at a gun show, Virginia State Police will be on hand to conduct background checks for anyone who asks for one.\\nYou can also order your own background check ahead of time by going to the nearest Virginia State Police headquarters and completing an application. However, these do take approximately 15 days to complete, so plan in advance if you want to bring along your own background check.\\nIf you don't want to go through with the background check, simply find an individual who is willing to sell to you without one.\"}, {\"编号\": 5, \"标题\": \"Complete the purchase of your firearm.\", \"描述\": \"There are no further legal requirements if you want to purchase a firearm from a private seller. All you have to do is make payment and leave with your firearm. However, you want to make sure you comply with Virginia laws regarding the carrying of firearms as you transport the gun home.\\nGenerally, you can open-carry any firearm as long as it isn't loaded. If you also have ammunition, it's a good idea to store the ammunition separately.\\nIf you purchase a handgun, you can put it in the glove compartment or a similar concealed area of your vehicle for transport, even if you don't have a concealed carry permit.\"}]}, {\"编号\": 2, \"标题\": \"Using a Licensed Firearms Dealer\", \"步骤\": [{\"编号\": 1, \"标题\": \"Confirm that you meet the eligibility requirements to purchase a firearm.\", \"描述\": \"While Virginia doesn't have its own eligibility requirements to purchase a firearm, you must meet the federal requirements. The Virginia State Police has an eligibility test, available online at https://www.vsp.virginia.gov/Firearms_PurchaseEligibility.shtm, that you can use to quickly determine if you're eligible to purchase a firearm. Generally, you must meet the following requirements:\\nBe at least 18 (21 to purchase a handgun)\\nNever convicted of a felony or misdemeanor that carries a maximum sentence of 2 years or more\\nUnder indictment for a felony, subject to an active warrant, or under a restraining order\\nUS citizen or lawful permanent resident of the US\\nNot convicted of use or possession of illegal drugs within the past year\\nNot acquitted of a charge by reason of insanity, or found by a court of law to be insane, incompetent, or mentally incapacitated\\nNot dishonorably discharged from the US Armed Forces\\nNot convicted of a misdemeanor domestic violence charge\"}, {\"编号\": 2, \"标题\": \"Visit a licensed firearms dealer.\", \"描述\": \"Licensed firearms dealers are licensed by the federal Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF). Virginia doesn't have its own licensing or registration requirements. \\nYou can search the list of federal firearms licensees (FFLs) at https://www.atf.gov/firearms/listing-federal-firearms-licensees if you need help finding a dealer near you. Many of these FFLs have websites you can visit to learn more about the shop before you make the trip.\"}, {\"编号\": 3, \"标题\": \"Fill out the firearms transaction record forms.\", \"描述\": \"Once you find the firearm (or firearms) you want, you must fill out both a state and federal firearms transaction record form. These forms require you to provide identification information as well as answer questions about your criminal background. \\nAnswer all questions and fill out the form completely. Do not lie on the forms. It is a felony offense and could result in the loss of your right to purchase firearms indefinitely.\\nYou must also pay a small fee (as of 2019, $2 for Virginia residents and $5 for non-residents) for completion of your background checks. This fee is nonrefundable.\"}, {\"编号\": 4, \"标题\": \"Present identification to verify your identity and residence.\", \"描述\": \"To purchase a firearm, you must provide at least 2 forms of ID. For your primary ID, bring a valid, government-issued photo ID that includes your full name, address, and date of birth.\\nYour primary ID must have been issued at least 30 days before the date you purchase the firearm.\\nYour secondary ID is to prove your residence. The address shown must be identical to the one you provide on the transaction form. This ID could be a copy of your lease, a current utility or telephone bill, voter registration card, car registration, or a hunting or fishing license.\\nIf you are buying an assault weapon, you must also bring identification that proves your citizenship status, such as a US birth certificate, valid passport, permanent resident card (\\\"Green Card\\\"), selective service registration card, or voter registration card.\"}, {\"编号\": 5, \"标题\": \"Wait for the results of the background checks.\", \"描述\": \"The dealer will either transmit your information over the internet or by calling a phone number. The results typically come in a matter of minutes. You'll get a response of \\\"approved,\\\" \\\"delayed,\\\" or \\\"denied.\\\" \\nIf your background check comes back as delayed, the dealer may need to collect additional information from you before selling you a firearm. If the status remains \\\"delayed\\\" for 3 days, the dealer has the discretion to go forward with the transaction.\"}, {\"编号\": 6, \"标题\": \"Complete the purchase of your firearm.\", \"描述\": \"Once the transaction is approved, you can buy your firearm and take it home. If you live in another state, you may need to have the firearm transferred to a licensed dealer in your state. \\nVirginia does not restrict the number of firearms you can purchase in a single transaction.\"}]}, {\"编号\": 3, \"标题\": \"Getting a Concealed Handgun Permit\", \"步骤\": [{\"编号\": 1, \"标题\": \"Confirm that you're eligible to get a concealed handgun permit.\", \"描述\": \"Generally, if you can pass the background check to buy a handgun from a licensed dealer, you'll likely be eligible for a concealed handgun permit. There are, however, a few additional prohibitions. Specifically, you will not be eligible for a concealed handgun permit if you:\\nHave been convicted of 2 or more misdemeanors in the last 5 years\\nHave been convicted of assault, assault and battery, sexual battery, discharging a firearm in a public place, or brandishing a firearm in a public place within the last 3 years (or have one of these charges pending)\\nHave been convicted of stalking or have a stalking charge pending\\nHave received inpatient mental health or substance abuse treatment in the past 5 years\\nHave been convicted of drunk driving or public drunkenness in the past 3 years\"}, {\"编号\": 2, \"标题\": \"Complete a firearm safety training course.\", \"描述\": \"You must demonstrate competence with a handgun by taking a training course approved by a state government agency or conducted by a state-certified or National Rifle Association-certified firearms instructor. Your county circuit court may have a list of qualified courses you can take.\\nOnline, electronic, or video courses are acceptable. There is no live training requirement.\\nIf the course issues a certificate of completion, a photocopy of that certificate is sufficient to demonstrate your competence. If the course doesn't issue a certificate, you can also use an affidavit from the instructor of the course.\"}, {\"编号\": 3, \"标题\": \"Fill out the concealed handgun permit application.\", \"描述\": \"The concealed handgun permit requires you to provide information about yourself and your criminal background. The questions on the application are similar to those you answered when you filled out the firearm transaction record to purchase your handgun.\\nYou can download the application or pick one up at your local circuit court.\\nIf you answer yes to any of the questions about your criminal background, you are required to provide an explanation of your answer and attach any documentation you have regarding that item. Failure to provide complete information could result in denial of your application.\"}, {\"编号\": 4, \"标题\": \"Take your application to your nearest circuit court.\", \"描述\": \"Concealed handgun permits are issued by circuit court judges. Submit your application to the court clerk's office and pay the fee. As of 2019, the total application fee for a concealed handgun permit is $50 or less, including a $10 fee to issue the permit and fees of up to $40 to cover the cost of background investigations. These fees vary depending on the city or county where you live.\\nTo find the circuit court nearest you, go to http://www.courts.state.va.us/courts/maps/home.html and click on the appropriate part of the state map.\\nYou must submit your application at the court in the city or county where you live. There is no requirement that you live there for any specified length of time before applying for a concealed handgun permit.\"}, {\"编号\": 5, \"标题\": \"Wait to receive your permit in the mail.\", \"描述\": \"Provided you meet the eligibility requirements for a concealed handgun permit, Virginia law requires the judge to issue the permit to you. It will be sent to you at the address you provided on your application. While the background investigations may take up to a month, Virginia law requires permits to be issued within 45 days of the date you submit your application.\\nIf the 45-day period passes and your permit hasn't been issued, the court clerk will certify a copy of your application and send that to you. The certified application works as a temporary concealed handgun permit for up to 90 days, as long as you also have a valid government-issued photo ID.\"}, {\"编号\": 6, \"标题\": \"Keep your permit on you whenever you're carrying a concealed handgun.\", \"描述\": \"Once you have a concealed handgun permit, you're entitled to carry a handgun concealed on your person. However, you must always have your permit with you. Although you aren't required to show the permit to law enforcement, it's a good idea to do so.\\nFor example, if you get pulled over for a traffic stop, you might hand over your concealed handgun permit along with your driver's license and let the officer know that you are carrying.\\nIf you are convicted of being under the influence of alcohol or illegal drugs while carrying a concealed handgun in public, your permit will be revoked and you will be barred from applying for a new permit for 5 years.\"}, {\"编号\": 7, \"标题\": \"Submit a new application to renew your permit after 5 years.\", \"描述\": \"A concealed handgun permit is valid for 5 years. At the end of that period, you can fill out a new application to renew your permit. You don't have to take any additional firearms training. \\nProvided you still meet the eligibility requirements for a concealed handgun permit, your permit will be renewed.\\nGiven that it can take up to 45 days to get the new permit, you may want to apply for a renewed permit a few months before your old one expires if you want to continue to carry.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
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wikihow
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8,016 |
How to Buy a Firearm in Wisconsin
|
1. Steps
1-1. Decide what kind of firearm best suits your needs.
Handguns are ideal for self- or home defense. They can be brought to bear quickly on intruders. If you want a weapon that can fill multiple roles, a shotgun probably is right for you. Rifles are best for hunters.
Revolvers: Revolvers use a cylinder that rotates each time the weapon is fired, putting a fresh round in the chamber. They are simple to operate and seldom jam, but can be difficult to reload.
Pistols: Semi-automatic handguns generally hold more bullets than revolvers. They rest in a magazine, or clip, that the user slides into the weapon. A spring mechanism ejects each spent cartridge and loads the next round into the chamber.
Shotguns: Shotguns often are used in hunting and sport shooting, but also are effective weapons for home defense. They fire shells that can either disperse pellets or individual lead slugs. They can be single-action, pump- or bolt-action, or semi-automatic. Single-action shotguns must be reloaded after each use. Pump- and bolt-action shotguns hold multiple shells that must be ejected from the chamber manually. Semi-automatic shotguns work much like pistols. In general, shotguns are more powerful than handguns. They're also easier to use and have a wider range of uses.
Rifles: Rifles fire high-velocity rounds at distances of several hundred yards. They are best for long-range shooting, and therefore aren't practical for most people.
1-2. Try different weapons.
Most gun stores will let you fire several guns before you make your purchase. Ask the dealer to help you find one that meets your needs. Make sure you can lift the weapon easily and withstand its recoil when you fire it.
1-3. Determine whether you're eligible to own a gun.
Federal law prohibits certain individuals from possessing firearms. You cannot own a gun if you meet any of the following conditions:
Are not at least 18 years old to purchase a long gun; 21 to buy a handgun.
Are a convicted felon.
Were convicted of a misdemeanor of domestic-violence.
Are subject of a restraining order.
Were dishonorably discharged from a branch of the U.S. Armed Forces.
Are living in the United States unlawfully.
Are mentally disabled.
1-4. Bring the necessary paperwork when you're ready to make your purchase.
In Wisconsin, a buyer must show a valid Wisconsin driver's license or state-issued ID card with a current, valid address to the gun dealer.
1-5. Complete the gun-ownership application process.
After the dealer accepts your information, you will be required to carry out the following:
Complete Form 4473, the questions on this form will show the dealer you are buying from that you can lawfully and legally possess the firearm you are intending to purchase. If you are purchasing a handgun you will also need to fill out the state background check form in addition to the Federal Form 4473.
Dealer will submit your information to the National Instant Criminal Background Check System for a long gun purchase. If purchasing a handgun they will use the state background check form and submit it to WI DOJ (Wisconsin Dept Of Justice.) via their website or phone.
There is no waiting period for long guns or handguns in the State of Wisconsin. To qualify for a concealed-weapons permit in Wisconsin, prospective gun owners must meet all the conditions set forth by state and federal laws and must complete a 1-day gun-safety training course.
1-6. Pick up your gun.
After the dealer gets the background check approval, you may take possession of your firearms.
1-7. Acquaint yourself with Wisconsin gun laws.
Wisconsin's gun-control laws are different from other states. Wisconsin residents can carry concealed weapons beginning Nov. 1, 2011. Wisconsin prohibits having a weapon in or near any of the following:
Secure area of an airport.
A courthouse or any other area that posts the prohibition of firearms at the site.
School zones.
Anywhere while you're under the influence of drugs or alcohol.
Tips
It is unlawful to negligently discharge a weapon in Wisconsin, which includes firing from a moving vehicle.
Minors in Wisconsin may possess a weapon while hunting but must be under the direct supervision of a parent or guardian. Minors also can carry a weapon when competing in a sanctioned firearms competition.
Private, person-to-person weapons sales conducted at Wisconsin gun shows or over the Internet are exempt from federal laws and do not require background checks or waiting periods, but only if both the buyer and seller live in Wisconsin.
Warnings
Keep your finger off the trigger until you are ready to fire.
Treat every firearm as if it were loaded at all times.
Never point a firearm at something you aren't comfortable destroying.
When shooting, be certain of what you're aiming at, what's in front of it, behind it, and around it.
Guns are not toys. If you don't take basic precautions you could kill or seriously injure yourself or somebody else.
|
{
"create_time": "20230517 11:01:11",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Decide what kind of firearm best suits your needs.\\nHandguns are ideal for self- or home defense. They can be brought to bear quickly on intruders. If you want a weapon that can fill multiple roles, a shotgun probably is right for you. Rifles are best for hunters.\\nRevolvers: Revolvers use a cylinder that rotates each time the weapon is fired, putting a fresh round in the chamber. They are simple to operate and seldom jam, but can be difficult to reload.\\nPistols: Semi-automatic handguns generally hold more bullets than revolvers. They rest in a magazine, or clip, that the user slides into the weapon. A spring mechanism ejects each spent cartridge and loads the next round into the chamber.\\nShotguns: Shotguns often are used in hunting and sport shooting, but also are effective weapons for home defense. They fire shells that can either disperse pellets or individual lead slugs. They can be single-action, pump- or bolt-action, or semi-automatic. Single-action shotguns must be reloaded after each use. Pump- and bolt-action shotguns hold multiple shells that must be ejected from the chamber manually. Semi-automatic shotguns work much like pistols. In general, shotguns are more powerful than handguns. They're also easier to use and have a wider range of uses.\\nRifles: Rifles fire high-velocity rounds at distances of several hundred yards. They are best for long-range shooting, and therefore aren't practical for most people.\\n1-2. Try different weapons.\\nMost gun stores will let you fire several guns before you make your purchase. Ask the dealer to help you find one that meets your needs. Make sure you can lift the weapon easily and withstand its recoil when you fire it.\\n1-3. Determine whether you're eligible to own a gun.\\nFederal law prohibits certain individuals from possessing firearms. You cannot own a gun if you meet any of the following conditions:\\nAre not at least 18 years old to purchase a long gun; 21 to buy a handgun.\\nAre a convicted felon.\\nWere convicted of a misdemeanor of domestic-violence.\\nAre subject of a restraining order.\\nWere dishonorably discharged from a branch of the U.S. Armed Forces.\\nAre living in the United States unlawfully.\\nAre mentally disabled.\\n1-4. Bring the necessary paperwork when you're ready to make your purchase.\\nIn Wisconsin, a buyer must show a valid Wisconsin driver's license or state-issued ID card with a current, valid address to the gun dealer.\\n1-5. Complete the gun-ownership application process.\\nAfter the dealer accepts your information, you will be required to carry out the following:\\nComplete Form 4473, the questions on this form will show the dealer you are buying from that you can lawfully and legally possess the firearm you are intending to purchase. If you are purchasing a handgun you will also need to fill out the state background check form in addition to the Federal Form 4473.\\nDealer will submit your information to the National Instant Criminal Background Check System for a long gun purchase. If purchasing a handgun they will use the state background check form and submit it to WI DOJ (Wisconsin Dept Of Justice.) via their website or phone.\\nThere is no waiting period for long guns or handguns in the State of Wisconsin. To qualify for a concealed-weapons permit in Wisconsin, prospective gun owners must meet all the conditions set forth by state and federal laws and must complete a 1-day gun-safety training course.\\n1-6. Pick up your gun.\\nAfter the dealer gets the background check approval, you may take possession of your firearms.\\n1-7. Acquaint yourself with Wisconsin gun laws.\\nWisconsin's gun-control laws are different from other states. Wisconsin residents can carry concealed weapons beginning Nov. 1, 2011. Wisconsin prohibits having a weapon in or near any of the following:\\nSecure area of an airport.\\nA courthouse or any other area that posts the prohibition of firearms at the site.\\nSchool zones.\\nAnywhere while you're under the influence of drugs or alcohol.\\nTips\\nIt is unlawful to negligently discharge a weapon in Wisconsin, which includes firing from a moving vehicle.\\nMinors in Wisconsin may possess a weapon while hunting but must be under the direct supervision of a parent or guardian. Minors also can carry a weapon when competing in a sanctioned firearms competition.\\nPrivate, person-to-person weapons sales conducted at Wisconsin gun shows or over the Internet are exempt from federal laws and do not require background checks or waiting periods, but only if both the buyer and seller live in Wisconsin.\\nWarnings\\nKeep your finger off the trigger until you are ready to fire.\\nTreat every firearm as if it were loaded at all times.\\nNever point a firearm at something you aren't comfortable destroying.\\nWhen shooting, be certain of what you're aiming at, what's in front of it, behind it, and around it.\\nGuns are not toys. If you don't take basic precautions you could kill or seriously injure yourself or somebody else.\\n\", \"简要回答\": \"The Wisconsin Legislature changed the makeup of gun ownership in the state when it passed a law on concealed-weapons permits in early 2011. The law allows residents who meet strict guidelines to carry a handgun on their person. While Wisconsin gun laws differ from other states, residents must comply with federal regulations by meeting certain basic requirements. Follow these steps if you want to learn how to buy a firearm in Wisconsin.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Decide what kind of firearm best suits your needs.\", \"描述\": \"Handguns are ideal for self- or home defense. They can be brought to bear quickly on intruders. If you want a weapon that can fill multiple roles, a shotgun probably is right for you. Rifles are best for hunters.\\nRevolvers: Revolvers use a cylinder that rotates each time the weapon is fired, putting a fresh round in the chamber. They are simple to operate and seldom jam, but can be difficult to reload.\\nPistols: Semi-automatic handguns generally hold more bullets than revolvers. They rest in a magazine, or clip, that the user slides into the weapon. A spring mechanism ejects each spent cartridge and loads the next round into the chamber.\\nShotguns: Shotguns often are used in hunting and sport shooting, but also are effective weapons for home defense. They fire shells that can either disperse pellets or individual lead slugs. They can be single-action, pump- or bolt-action, or semi-automatic. Single-action shotguns must be reloaded after each use. Pump- and bolt-action shotguns hold multiple shells that must be ejected from the chamber manually. Semi-automatic shotguns work much like pistols. In general, shotguns are more powerful than handguns. They're also easier to use and have a wider range of uses.\\nRifles: Rifles fire high-velocity rounds at distances of several hundred yards. They are best for long-range shooting, and therefore aren't practical for most people.\"}, {\"编号\": 2, \"标题\": \"Try different weapons.\", \"描述\": \"Most gun stores will let you fire several guns before you make your purchase. Ask the dealer to help you find one that meets your needs. Make sure you can lift the weapon easily and withstand its recoil when you fire it.\"}, {\"编号\": 3, \"标题\": \"Determine whether you're eligible to own a gun.\", \"描述\": \"Federal law prohibits certain individuals from possessing firearms. You cannot own a gun if you meet any of the following conditions:\\nAre not at least 18 years old to purchase a long gun; 21 to buy a handgun.\\nAre a convicted felon.\\nWere convicted of a misdemeanor of domestic-violence.\\nAre subject of a restraining order.\\nWere dishonorably discharged from a branch of the U.S. Armed Forces.\\nAre living in the United States unlawfully.\\nAre mentally disabled.\"}, {\"编号\": 4, \"标题\": \"Bring the necessary paperwork when you're ready to make your purchase.\", \"描述\": \"In Wisconsin, a buyer must show a valid Wisconsin driver's license or state-issued ID card with a current, valid address to the gun dealer.\"}, {\"编号\": 5, \"标题\": \"Complete the gun-ownership application process.\", \"描述\": \"After the dealer accepts your information, you will be required to carry out the following:\\nComplete Form 4473, the questions on this form will show the dealer you are buying from that you can lawfully and legally possess the firearm you are intending to purchase. If you are purchasing a handgun you will also need to fill out the state background check form in addition to the Federal Form 4473.\\nDealer will submit your information to the National Instant Criminal Background Check System for a long gun purchase. If purchasing a handgun they will use the state background check form and submit it to WI DOJ (Wisconsin Dept Of Justice.) via their website or phone.\\nThere is no waiting period for long guns or handguns in the State of Wisconsin. To qualify for a concealed-weapons permit in Wisconsin, prospective gun owners must meet all the conditions set forth by state and federal laws and must complete a 1-day gun-safety training course.\"}, {\"编号\": 6, \"标题\": \"Pick up your gun.\", \"描述\": \"After the dealer gets the background check approval, you may take possession of your firearms.\"}, {\"编号\": 7, \"标题\": \"Acquaint yourself with Wisconsin gun laws.\", \"描述\": \"Wisconsin's gun-control laws are different from other states. Wisconsin residents can carry concealed weapons beginning Nov. 1, 2011. Wisconsin prohibits having a weapon in or near any of the following:\\nSecure area of an airport.\\nA courthouse or any other area that posts the prohibition of firearms at the site.\\nSchool zones.\\nAnywhere while you're under the influence of drugs or alcohol.\"}], \"小提示\": [\"It is unlawful to negligently discharge a weapon in Wisconsin, which includes firing from a moving vehicle.\\n\", \"Minors in Wisconsin may possess a weapon while hunting but must be under the direct supervision of a parent or guardian. Minors also can carry a weapon when competing in a sanctioned firearms competition.\\n\", \"Private, person-to-person weapons sales conducted at Wisconsin gun shows or over the Internet are exempt from federal laws and do not require background checks or waiting periods, but only if both the buyer and seller live in Wisconsin.\\n\"], \"注意事项\": [\"Keep your finger off the trigger until you are ready to fire.\\n\", \"Treat every firearm as if it were loaded at all times.\\n\", \"Never point a firearm at something you aren't comfortable destroying.\\n\", \"When shooting, be certain of what you're aiming at, what's in front of it, behind it, and around it.\\n\", \"Guns are not toys. If you don't take basic precautions you could kill or seriously injure yourself or somebody else.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,017 |
How to Buy a Fishing License in Texas
|
1. Figuring Out Which License You Need
1-1. Choose your fishing spot.
You don’t need a fishing license in Texas if you are fishing in waters that are completely enclosed by a state park. Figure out where you plan on fishing and if the waters fall within state park lines before wasting time and money on a fishing license. Also, determine if you are fishing saltwater or freshwater. Obtaining a license to fish for saltwater fish is more expensive than getting a license for freshwater.
The freshwater year round package costs $30 for residents and $58 for nonresidents.
The saltwater year round package costs $35 for residents and $63 for nonresidents.
There are still bag and length limits within state parks.
Bag limits indicate the number of fish you can catch in a day and length indicates the length of the fish that you can catch.
Refer to Texas Park and Wildlife’s website to find additional restrictions when fishing within state parks.
1-2. Consider your age.
If you are 17 years old or younger, it’s not necessary in Texas that you get your fishing licence. Senior citizen fishing licences are available to Texans that are over 65 years old. The cost of senior citizen packages are far lower than of normal fishing licences. If you were born before 1931 don’t bother getting a fishing licence in Texas because it’s not required.
You can get a senior freshwater fishing license for $12.
You can get a senior saltwater license for $17.
You can get a senior all-fish license for $22.
If you are a minor, you should still be accompanied by an adult when fishing, especially in deeper waters.
1-3. Follow residency guidelines.
You need to figure out your residence status first because Texas has resident and nonresident licenses. To be considered a Texas resident, you need to live in Texas for at least one year and maintain a job. In addition, you need to be a U.S. citizen and be over the age of 18. If you don't meet the criteria, you'll have to obtain the nonresident licence.
Resident licences are significantly cheaper than nonresident ones.
1-4. Determine if fishing is medical therapy.
If you are being supervised by a family member or medical professional, then you can fish as therapy. This includes those with mental or physical disabilities.
If you are fishing with a family member, then you’ll need a note from your doctor saying that this is therapy.
If you are fishing as therapy with a medical professional, you’ll need to carry a card that identifies the entity that is providing the therapy.
1-5. Decide between a one day or year round license.
Figure out how many days out of the year you’re fishing, and calculate whether it would be more expensive to get the yearly license, or get a license for the days you know you’re fishing. Year round packages include everything that you need to legally fish and bring home fish that you catch, but is far more expensive than purchasing the daily license. Purchase a yearly package if you know that you’ll be fishing a lot throughout the year.
One day licenses are much cheaper and cost $11 for residents and $16 for nonresidents.
The one day license includes all water fish.
If you are active duty in the military, or a disabled veteran, you can get a Texas fishing license for free, as long as you’re a resident.
The all-water year round package costs $40 for residents and $68 for nonresidents.
2. Buying a Fishing Licence
2-1. Buy a license online.
Go to the official website for Texas Parks and Wildlife at https://www.txfgsales.com/. Texas License Connection is the online portal for Texas Parks and Wildlife, and is where you can purchase your Texas fishing licence. Click "Purchase Items." This will bring you to the customer search page. Once you get to this page, create your profile. It’s necessary that you have your social security number, passport number, driver's license number, or customer number. Click “Create Profile” if there is no customer record found. If you don’t have a driver license, it’s possible there won’t be an existing profile for you. In this case, you need to create a new profile. Make sure to put in all the information correctly when creating a new account.
You can also get hunting licenses or combo packages that include both hunting and fishing licenses.
Existing data will be pulled from your driver licence information.
2-2. Complete your online purchase.
After you’ve completely input accurate details about yourself, you can click on the blue button on the bottom that says “Start Shopping.” Click “Fishing” on the next screen. Choose the license that you’ve determined would best fit your needs and your budget. Review your items and click the “Checkout” button on the bottom of the screen. Once you’re done adding everything you need, check out of the store and get ready to input your billing and address information. Remember to put the address you want the licence to get sent to. Once you’ve finished putting in all your details, the “Place Order” button will finalize the transaction. Once you’ve completed the steps, you can officially fish in Texas legally. Print out the temporary ID on this page so you have a license while you wait for your official one to come in the mail.
When you click your first licence it will take you to the checkout screen, but you can still add more licenses from this screen.
You can remove licences on the next page before inputting your financial information.
You’ll need a credit or debit card in order to purchase a license online.
Make sure you have enough funds on your credit or debit card to pay for the license.
2-3. Purchase your license at a gun, fishing, or sporting goods store.
Many commercial businesses are able to give out fishing licenses. Department stores or grocery stores can also have the ability to issue licenses at times. You'll need a valid form of identification in order to get a license.
Some valid forms of ID include your drivers license, vehicle registration, or a Texas voter certificate.
Make sure to call the place you're going to get your license from to make sure that they can provide you with one.
2-4. Visit a Texas Parks and Wildlife Department location.
The Texas Parks and Wildlife Department has 1,700 locations in the state. Visit https://tpwd.texas.gov/state-parks/ to find a park near you.
If you have additional questions contact the Texas Parks and Wildlife Department at (512) 389-4820 or 800-792-1112 extension 4820.
Remember to bring a valid form of identification.
|
{
"create_time": "20230517 11:01:11",
"回答明细": "{\"回答\": \"1. Figuring Out Which License You Need\\n1-1. Choose your fishing spot.\\nYou don’t need a fishing license in Texas if you are fishing in waters that are completely enclosed by a state park. Figure out where you plan on fishing and if the waters fall within state park lines before wasting time and money on a fishing license. Also, determine if you are fishing saltwater or freshwater. Obtaining a license to fish for saltwater fish is more expensive than getting a license for freshwater.\\nThe freshwater year round package costs $30 for residents and $58 for nonresidents.\\nThe saltwater year round package costs $35 for residents and $63 for nonresidents.\\nThere are still bag and length limits within state parks.\\nBag limits indicate the number of fish you can catch in a day and length indicates the length of the fish that you can catch.\\nRefer to Texas Park and Wildlife’s website to find additional restrictions when fishing within state parks.\\n1-2. Consider your age.\\nIf you are 17 years old or younger, it’s not necessary in Texas that you get your fishing licence. Senior citizen fishing licences are available to Texans that are over 65 years old. The cost of senior citizen packages are far lower than of normal fishing licences. If you were born before 1931 don’t bother getting a fishing licence in Texas because it’s not required.\\nYou can get a senior freshwater fishing license for $12.\\nYou can get a senior saltwater license for $17.\\nYou can get a senior all-fish license for $22.\\nIf you are a minor, you should still be accompanied by an adult when fishing, especially in deeper waters.\\n1-3. Follow residency guidelines.\\nYou need to figure out your residence status first because Texas has resident and nonresident licenses. To be considered a Texas resident, you need to live in Texas for at least one year and maintain a job. In addition, you need to be a U.S. citizen and be over the age of 18. If you don't meet the criteria, you'll have to obtain the nonresident licence.\\nResident licences are significantly cheaper than nonresident ones.\\n1-4. Determine if fishing is medical therapy.\\nIf you are being supervised by a family member or medical professional, then you can fish as therapy. This includes those with mental or physical disabilities.\\nIf you are fishing with a family member, then you’ll need a note from your doctor saying that this is therapy.\\nIf you are fishing as therapy with a medical professional, you’ll need to carry a card that identifies the entity that is providing the therapy.\\n1-5. Decide between a one day or year round license.\\nFigure out how many days out of the year you’re fishing, and calculate whether it would be more expensive to get the yearly license, or get a license for the days you know you’re fishing. Year round packages include everything that you need to legally fish and bring home fish that you catch, but is far more expensive than purchasing the daily license. Purchase a yearly package if you know that you’ll be fishing a lot throughout the year.\\nOne day licenses are much cheaper and cost $11 for residents and $16 for nonresidents.\\nThe one day license includes all water fish.\\nIf you are active duty in the military, or a disabled veteran, you can get a Texas fishing license for free, as long as you’re a resident.\\nThe all-water year round package costs $40 for residents and $68 for nonresidents.\\n2. Buying a Fishing Licence\\n2-1. Buy a license online.\\nGo to the official website for Texas Parks and Wildlife at https://www.txfgsales.com/. Texas License Connection is the online portal for Texas Parks and Wildlife, and is where you can purchase your Texas fishing licence. Click \\\"Purchase Items.\\\" This will bring you to the customer search page. Once you get to this page, create your profile. It’s necessary that you have your social security number, passport number, driver's license number, or customer number. Click “Create Profile” if there is no customer record found. If you don’t have a driver license, it’s possible there won’t be an existing profile for you. In this case, you need to create a new profile. Make sure to put in all the information correctly when creating a new account.\\nYou can also get hunting licenses or combo packages that include both hunting and fishing licenses.\\nExisting data will be pulled from your driver licence information.\\n2-2. Complete your online purchase.\\nAfter you’ve completely input accurate details about yourself, you can click on the blue button on the bottom that says “Start Shopping.” Click “Fishing” on the next screen. Choose the license that you’ve determined would best fit your needs and your budget. Review your items and click the “Checkout” button on the bottom of the screen. Once you’re done adding everything you need, check out of the store and get ready to input your billing and address information. Remember to put the address you want the licence to get sent to. Once you’ve finished putting in all your details, the “Place Order” button will finalize the transaction. Once you’ve completed the steps, you can officially fish in Texas legally. Print out the temporary ID on this page so you have a license while you wait for your official one to come in the mail.\\nWhen you click your first licence it will take you to the checkout screen, but you can still add more licenses from this screen.\\nYou can remove licences on the next page before inputting your financial information.\\nYou’ll need a credit or debit card in order to purchase a license online.\\nMake sure you have enough funds on your credit or debit card to pay for the license.\\n2-3. Purchase your license at a gun, fishing, or sporting goods store.\\nMany commercial businesses are able to give out fishing licenses. Department stores or grocery stores can also have the ability to issue licenses at times. You'll need a valid form of identification in order to get a license.\\nSome valid forms of ID include your drivers license, vehicle registration, or a Texas voter certificate.\\nMake sure to call the place you're going to get your license from to make sure that they can provide you with one.\\n2-4. Visit a Texas Parks and Wildlife Department location.\\nThe Texas Parks and Wildlife Department has 1,700 locations in the state. Visit https://tpwd.texas.gov/state-parks/ to find a park near you.\\nIf you have additional questions contact the Texas Parks and Wildlife Department at (512) 389-4820 or 800-792-1112 extension 4820.\\nRemember to bring a valid form of identification.\\n\", \"简要回答\": \"Purchase a Texas Fishing License by visiting a fishing or sporting goods store, visiting a Texas Parks and Wildlife Department location, or using the Parks and Wildlife's online license portal. Fishing is an enjoyable hobby that relieves stress and increases social bonding with others. While fishing is mostly about relaxing and having a good time, it's important that you remember to stay safe and follow local regulations. Some of these regulations may include getting a license that certifies you to fish in your state. In states like Texas, the fine for fishing without a license runs $175. Before you get fined or stopped by a park ranger, make sure that you have the proper paperwork and licence to fish.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Figuring Out Which License You Need\", \"步骤\": [{\"编号\": 1, \"标题\": \"Choose your fishing spot.\", \"描述\": \"You don’t need a fishing license in Texas if you are fishing in waters that are completely enclosed by a state park. Figure out where you plan on fishing and if the waters fall within state park lines before wasting time and money on a fishing license. Also, determine if you are fishing saltwater or freshwater. Obtaining a license to fish for saltwater fish is more expensive than getting a license for freshwater.\\nThe freshwater year round package costs $30 for residents and $58 for nonresidents.\\nThe saltwater year round package costs $35 for residents and $63 for nonresidents.\\nThere are still bag and length limits within state parks.\\nBag limits indicate the number of fish you can catch in a day and length indicates the length of the fish that you can catch.\\nRefer to Texas Park and Wildlife’s website to find additional restrictions when fishing within state parks.\"}, {\"编号\": 2, \"标题\": \"Consider your age.\", \"描述\": \"If you are 17 years old or younger, it’s not necessary in Texas that you get your fishing licence. Senior citizen fishing licences are available to Texans that are over 65 years old. The cost of senior citizen packages are far lower than of normal fishing licences. If you were born before 1931 don’t bother getting a fishing licence in Texas because it’s not required.\\nYou can get a senior freshwater fishing license for $12.\\nYou can get a senior saltwater license for $17.\\nYou can get a senior all-fish license for $22.\\nIf you are a minor, you should still be accompanied by an adult when fishing, especially in deeper waters.\"}, {\"编号\": 3, \"标题\": \"Follow residency guidelines.\", \"描述\": \"You need to figure out your residence status first because Texas has resident and nonresident licenses. To be considered a Texas resident, you need to live in Texas for at least one year and maintain a job. In addition, you need to be a U.S. citizen and be over the age of 18. If you don't meet the criteria, you'll have to obtain the nonresident licence.\\nResident licences are significantly cheaper than nonresident ones.\"}, {\"编号\": 4, \"标题\": \"Determine if fishing is medical therapy.\", \"描述\": \"If you are being supervised by a family member or medical professional, then you can fish as therapy. This includes those with mental or physical disabilities.\\nIf you are fishing with a family member, then you’ll need a note from your doctor saying that this is therapy.\\nIf you are fishing as therapy with a medical professional, you’ll need to carry a card that identifies the entity that is providing the therapy.\"}, {\"编号\": 5, \"标题\": \"Decide between a one day or year round license.\", \"描述\": \"Figure out how many days out of the year you’re fishing, and calculate whether it would be more expensive to get the yearly license, or get a license for the days you know you’re fishing. Year round packages include everything that you need to legally fish and bring home fish that you catch, but is far more expensive than purchasing the daily license. Purchase a yearly package if you know that you’ll be fishing a lot throughout the year.\\nOne day licenses are much cheaper and cost $11 for residents and $16 for nonresidents.\\nThe one day license includes all water fish.\\nIf you are active duty in the military, or a disabled veteran, you can get a Texas fishing license for free, as long as you’re a resident.\\nThe all-water year round package costs $40 for residents and $68 for nonresidents.\"}]}, {\"编号\": 2, \"标题\": \"Buying a Fishing Licence\", \"步骤\": [{\"编号\": 1, \"标题\": \"Buy a license online.\", \"描述\": \"Go to the official website for Texas Parks and Wildlife at https://www.txfgsales.com/. Texas License Connection is the online portal for Texas Parks and Wildlife, and is where you can purchase your Texas fishing licence. Click \\\"Purchase Items.\\\" This will bring you to the customer search page. Once you get to this page, create your profile. It’s necessary that you have your social security number, passport number, driver's license number, or customer number. Click “Create Profile” if there is no customer record found. If you don’t have a driver license, it’s possible there won’t be an existing profile for you. In this case, you need to create a new profile. Make sure to put in all the information correctly when creating a new account.\\nYou can also get hunting licenses or combo packages that include both hunting and fishing licenses.\\nExisting data will be pulled from your driver licence information.\"}, {\"编号\": 2, \"标题\": \"Complete your online purchase.\", \"描述\": \"After you’ve completely input accurate details about yourself, you can click on the blue button on the bottom that says “Start Shopping.” Click “Fishing” on the next screen. Choose the license that you’ve determined would best fit your needs and your budget. Review your items and click the “Checkout” button on the bottom of the screen. Once you’re done adding everything you need, check out of the store and get ready to input your billing and address information. Remember to put the address you want the licence to get sent to. Once you’ve finished putting in all your details, the “Place Order” button will finalize the transaction. Once you’ve completed the steps, you can officially fish in Texas legally. Print out the temporary ID on this page so you have a license while you wait for your official one to come in the mail.\\nWhen you click your first licence it will take you to the checkout screen, but you can still add more licenses from this screen.\\nYou can remove licences on the next page before inputting your financial information.\\nYou’ll need a credit or debit card in order to purchase a license online.\\nMake sure you have enough funds on your credit or debit card to pay for the license.\"}, {\"编号\": 3, \"标题\": \"Purchase your license at a gun, fishing, or sporting goods store.\", \"描述\": \"Many commercial businesses are able to give out fishing licenses. Department stores or grocery stores can also have the ability to issue licenses at times. You'll need a valid form of identification in order to get a license.\\nSome valid forms of ID include your drivers license, vehicle registration, or a Texas voter certificate.\\nMake sure to call the place you're going to get your license from to make sure that they can provide you with one.\"}, {\"编号\": 4, \"标题\": \"Visit a Texas Parks and Wildlife Department location.\", \"描述\": \"The Texas Parks and Wildlife Department has 1,700 locations in the state. Visit https://tpwd.texas.gov/state-parks/ to find a park near you.\\nIf you have additional questions contact the Texas Parks and Wildlife Department at (512) 389-4820 or 800-792-1112 extension 4820.\\nRemember to bring a valid form of identification.\"}]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
|
8,018 |
How to Buy a German Shepherd Puppy
|
1. Preparing to Buy a German Shepherd Puppy
1-1. Prepare your budget.
The cost of a dog does not just include the price you pay up front. You will need to consider whether you can afford normal daily costs, such as food, training, and long term expenses, such as vet bills. Be sure that you can work the cost into your budget comfortably before buying a puppy.
1-2. Pick the right time.
Settling your new puppy into your home and teaching it the ways of the world will take a lot of your time and patience. If you have a really busy schedule or a lot of travel coming up, you may want to wait until you have a lot of time to concentrate on your new puppy.
Taking the time to properly train a puppy will pay off in the future. A properly trained dog is a joy to have in your family, while a dog that is not trained could cause a lot of conflict and problems for years to come.
1-3. Prepare your home.
You will need to puppy-proof your home before you bring home your new bundle of joy. Make sure random items you don't want destroyed are put away and that all hazards are out of reach of the pup.
Pick a place in your home that will be all theirs for the near future. Don't let your puppy have the run of the place, instead give it a smaller space to adjust to before introducing it to the larger space. This will make the puppy's transition easier.
1-4. Research the breed.
German Shepherds are a great dog breed for active people who want to spend a lot of time with their dog. They are herding dogs, which means that they have a deep seated need to work, even if that means attempting to herd you! You will need to give your dog something to do, exercising its mind and its body a lot of the time.
Also be sure that you have met a full grown German Shepherd before you adopt a puppy. You want to make sure that you like the temperament of the breed and that a full-grown dog will be a good fit with your family's lifestyle.
2. Adopt a German Shepherd from a Rescue Group
2-1. Get a referral to a rescue group.
Check with local veterinarians' offices, animal shelters, pet supply stores, and other area pet business for referrals to dog rescue organizations in your area.
Contact one local dog rescue group for referral to other area groups. Some dog rescue groups work with all dogs, while others are breed-specific. Most rescues groups have established networks with other area rescues.
You can also visit the American German Shepherd Rescue Association website for referrals to German Shepherd rescue groups in your state or contact the American Kennel Club for referrals to German Shepherd Rescue Groups. The organization's website also provides links to rescue organizations.
2-2. Let the rescue group know that you are looking for a German shepherd puppy.
Although the majority of dogs looking for new homes through rescue groups are adults, sometimes rescue groups have puppies to place.
Most German Shepherds looking for homes through rescue groups do not have papers. If registering your puppy is important, or if you intend to enter it into competitions, you will need its title papers and health records, so a rescued dog may not be right for you.
2-3. Fill out an adoption application.
Many dog rescues will require a thorough application process in order to assure that you will be a good fit for the dog. Be prepared to disclose your address and whether you own your home, as well as your employment status and your philosophy when it comes to raising a dog.
2-4. Meet a prospective puppy several times before adopting it.
You will want to make sure that the dog's temperament works well with you and your family.
Ask whether you can get the dog checked out by your veterinarian. You will want your vet to check the dog's general health and for serious conditions, such as heart murmurs.
2-5. Get as much of the dog's history as possible.
Be sure to ask about the dog's health while the rescue has had it and if it is up to date on shots and healthcare. A good rescue should actually offer this information upfront.
Get a history of the dog's healthcare up to that point. Has it had its first vaccination, had heart worm treatment, and parasite control? These should have all been done before the age when a puppy is adoptable.
While many rescue organizations cannot tell you much about the dogs they place, because the dogs have been rescued off the street or they have been given up anonymously, sometimes they have a bit of information. Get all the information you can about the dog's past so that you can assess their general background and health.
2-6. Expect to pay the rescue group for the adoption.
Dog rescue organizations are usually run on a shoe-string budget. While they depend mostly on volunteers, they do need funds to transport and care for dogs. Your adoption fee will most likely help to pay for the rescue of other dogs in the future.
3. Buy a German Shepherd Puppy From a Breeder
3-1. Locate a reputable German Shepherd breeder in your area.
Talk to others who own German Shepherds. Visit area dog parks, dog shows, and other places in your area where people gather with their dogs. Ask if they bought their dog from a breeder and if they were happy with the experience.
Check the American German Shepherd Rescue Association and the American Kennel Club websites for German shepherd breeder referrals nationwide.
3-2. Visit potential breeders in person.
It is a good idea to visit several breeders before deciding which you want to buy your puppy from.
3-3. Ask the breeders questions about the puppies and the mother.
You want to determine how knowledgeable they are about the German shepherd breed and how well they take care of their dogs.
Look for breeders who participate with their dogs in activities that demonstrate the dogs' abilities. Such activities include Schutzhund, the working breed test for German Shepherds, and dog shows.
3-4. Choose a breeder who keeps the litter inside of his home or someplace where they receive regular interaction with people.
Avoid breeders who keep the dogs in cages away from people and have multiple litters at the same time. These puppies often do not receive the early stimulation necessary for development.
3-5. Choose a breeder who has completed all the necessary health testing and certifications on the German Shepherds.
This includes certification that the dogs do not carry a predisposition for hip or elbow dysplasia, eye disorders, cardiac disease, or Von Willebrand's disease (or VWD).
3-6. Visit with any puppies available for sale.
Although some breeders do sell puppies on the Internet, you should always visit the breeder in person and see the puppy before deciding to buy it.
If a litter is not currently available, ask if you can visit with a breeder's adult dogs. Notice the adult dogs' physical appearance. The size, build and coloring of the breeding pair is a good indication of how future puppies will look. An adult male German shepherd should stand 24 to 26 inches (60 to 66 cm) at the top of his shoulder blades. A female should stand 22 to 24 inches (55 to 60 cm). If you like what you see and feel comfortable with the breeder, request to be contacted when a litter is being offered for sale.
Pay attention to the cleanliness of the area where the dogs are kept. The dogs' space should be free or feces and urine, and fresh water should be available.
4. Pick the Right Puppy For You
4-1. Look for a puppy that demonstrates the qualities desirable in the German Shepherd breed.
Don't just pick the cutest puppy of a litter. Check the puppy's temperament before adopting it. German Shepherds are prized for their aloofness, patience and independence.
A German Shepherd puppy should be approachable, quietly stay where it is, and show its willingness to meet you with body language, like tail wagging.
Try putting it on its back gently. The puppy should resist a bit but not aggressively.
4-2. Play with a puppy that you are considering adopting.
Do they have the spirit and personality that you are looking for? Are they overly hyper or way to shy? These qualities can last into adulthood.
If you're unable to play with the puppy in person, ask the breeder to send you videos of the puppy interacting with people or other dogs. This should be able to give you a better idea of the puppy's personality and temperament.
4-3. Introduce the puppy to every member of your household before buying it, if possible.
Although German Shepherds tend to bond most strongly with one owner, they can also form close personal relationships with each member of the family.
4-4. Remember to ask to see all the paperwork for any puppy you consider buying.
A puppy can seem perfectly healthy but may have health issues that are not visible yet. Don't get overly excited about the puppy and forget to do things properly. This could lead to problems down the line.
Make sure the puppy has had proper medical care since birth and that there are records of that care that can be provided to you.
Also check the ancestor names on the title, if you are getting a purebred dog from a breeder, to make sure there are no duplicates, which would indicate inbreeding and could lead to health problems down the line.
Tips
Consider a German Shepherd mix puppy if you are looking for a companion or family pet and you do not intend to register or title the dog. German Shepherds, when mixed with another large, good natured working or companion breed, such as Labrador or Akita, also make great dogs.
|
{
"create_time": "20230517 11:01:11",
"回答明细": "{\"回答\": \"1. Preparing to Buy a German Shepherd Puppy\\n1-1. Prepare your budget.\\nThe cost of a dog does not just include the price you pay up front. You will need to consider whether you can afford normal daily costs, such as food, training, and long term expenses, such as vet bills. Be sure that you can work the cost into your budget comfortably before buying a puppy.\\n1-2. Pick the right time.\\nSettling your new puppy into your home and teaching it the ways of the world will take a lot of your time and patience. If you have a really busy schedule or a lot of travel coming up, you may want to wait until you have a lot of time to concentrate on your new puppy.\\nTaking the time to properly train a puppy will pay off in the future. A properly trained dog is a joy to have in your family, while a dog that is not trained could cause a lot of conflict and problems for years to come.\\n1-3. Prepare your home.\\nYou will need to puppy-proof your home before you bring home your new bundle of joy. Make sure random items you don't want destroyed are put away and that all hazards are out of reach of the pup.\\nPick a place in your home that will be all theirs for the near future. Don't let your puppy have the run of the place, instead give it a smaller space to adjust to before introducing it to the larger space. This will make the puppy's transition easier.\\n1-4. Research the breed.\\nGerman Shepherds are a great dog breed for active people who want to spend a lot of time with their dog. They are herding dogs, which means that they have a deep seated need to work, even if that means attempting to herd you! You will need to give your dog something to do, exercising its mind and its body a lot of the time.\\nAlso be sure that you have met a full grown German Shepherd before you adopt a puppy. You want to make sure that you like the temperament of the breed and that a full-grown dog will be a good fit with your family's lifestyle.\\n2. Adopt a German Shepherd from a Rescue Group\\n2-1. Get a referral to a rescue group.\\nCheck with local veterinarians' offices, animal shelters, pet supply stores, and other area pet business for referrals to dog rescue organizations in your area.\\nContact one local dog rescue group for referral to other area groups. Some dog rescue groups work with all dogs, while others are breed-specific. Most rescues groups have established networks with other area rescues.\\nYou can also visit the American German Shepherd Rescue Association website for referrals to German Shepherd rescue groups in your state or contact the American Kennel Club for referrals to German Shepherd Rescue Groups. The organization's website also provides links to rescue organizations.\\n2-2. Let the rescue group know that you are looking for a German shepherd puppy.\\nAlthough the majority of dogs looking for new homes through rescue groups are adults, sometimes rescue groups have puppies to place.\\nMost German Shepherds looking for homes through rescue groups do not have papers. If registering your puppy is important, or if you intend to enter it into competitions, you will need its title papers and health records, so a rescued dog may not be right for you.\\n2-3. Fill out an adoption application.\\nMany dog rescues will require a thorough application process in order to assure that you will be a good fit for the dog. Be prepared to disclose your address and whether you own your home, as well as your employment status and your philosophy when it comes to raising a dog.\\n2-4. Meet a prospective puppy several times before adopting it.\\nYou will want to make sure that the dog's temperament works well with you and your family.\\nAsk whether you can get the dog checked out by your veterinarian. You will want your vet to check the dog's general health and for serious conditions, such as heart murmurs.\\n2-5. Get as much of the dog's history as possible.\\nBe sure to ask about the dog's health while the rescue has had it and if it is up to date on shots and healthcare. A good rescue should actually offer this information upfront.\\nGet a history of the dog's healthcare up to that point. Has it had its first vaccination, had heart worm treatment, and parasite control? These should have all been done before the age when a puppy is adoptable.\\nWhile many rescue organizations cannot tell you much about the dogs they place, because the dogs have been rescued off the street or they have been given up anonymously, sometimes they have a bit of information. Get all the information you can about the dog's past so that you can assess their general background and health.\\n2-6. Expect to pay the rescue group for the adoption.\\nDog rescue organizations are usually run on a shoe-string budget. While they depend mostly on volunteers, they do need funds to transport and care for dogs. Your adoption fee will most likely help to pay for the rescue of other dogs in the future.\\n3. Buy a German Shepherd Puppy From a Breeder\\n3-1. Locate a reputable German Shepherd breeder in your area.\\nTalk to others who own German Shepherds. Visit area dog parks, dog shows, and other places in your area where people gather with their dogs. Ask if they bought their dog from a breeder and if they were happy with the experience.\\nCheck the American German Shepherd Rescue Association and the American Kennel Club websites for German shepherd breeder referrals nationwide.\\n3-2. Visit potential breeders in person.\\nIt is a good idea to visit several breeders before deciding which you want to buy your puppy from.\\n3-3. Ask the breeders questions about the puppies and the mother.\\nYou want to determine how knowledgeable they are about the German shepherd breed and how well they take care of their dogs.\\nLook for breeders who participate with their dogs in activities that demonstrate the dogs' abilities. Such activities include Schutzhund, the working breed test for German Shepherds, and dog shows.\\n3-4. Choose a breeder who keeps the litter inside of his home or someplace where they receive regular interaction with people.\\nAvoid breeders who keep the dogs in cages away from people and have multiple litters at the same time. These puppies often do not receive the early stimulation necessary for development.\\n3-5. Choose a breeder who has completed all the necessary health testing and certifications on the German Shepherds.\\nThis includes certification that the dogs do not carry a predisposition for hip or elbow dysplasia, eye disorders, cardiac disease, or Von Willebrand's disease (or VWD).\\n3-6. Visit with any puppies available for sale.\\nAlthough some breeders do sell puppies on the Internet, you should always visit the breeder in person and see the puppy before deciding to buy it.\\nIf a litter is not currently available, ask if you can visit with a breeder's adult dogs. Notice the adult dogs' physical appearance. The size, build and coloring of the breeding pair is a good indication of how future puppies will look. An adult male German shepherd should stand 24 to 26 inches (60 to 66 cm) at the top of his shoulder blades. A female should stand 22 to 24 inches (55 to 60 cm). If you like what you see and feel comfortable with the breeder, request to be contacted when a litter is being offered for sale.\\nPay attention to the cleanliness of the area where the dogs are kept. The dogs' space should be free or feces and urine, and fresh water should be available.\\n4. Pick the Right Puppy For You\\n4-1. Look for a puppy that demonstrates the qualities desirable in the German Shepherd breed.\\nDon't just pick the cutest puppy of a litter. Check the puppy's temperament before adopting it. German Shepherds are prized for their aloofness, patience and independence.\\nA German Shepherd puppy should be approachable, quietly stay where it is, and show its willingness to meet you with body language, like tail wagging.\\nTry putting it on its back gently. The puppy should resist a bit but not aggressively.\\n4-2. Play with a puppy that you are considering adopting.\\nDo they have the spirit and personality that you are looking for? Are they overly hyper or way to shy? These qualities can last into adulthood.\\nIf you're unable to play with the puppy in person, ask the breeder to send you videos of the puppy interacting with people or other dogs. This should be able to give you a better idea of the puppy's personality and temperament.\\n4-3. Introduce the puppy to every member of your household before buying it, if possible.\\nAlthough German Shepherds tend to bond most strongly with one owner, they can also form close personal relationships with each member of the family.\\n4-4. Remember to ask to see all the paperwork for any puppy you consider buying.\\nA puppy can seem perfectly healthy but may have health issues that are not visible yet. Don't get overly excited about the puppy and forget to do things properly. This could lead to problems down the line.\\nMake sure the puppy has had proper medical care since birth and that there are records of that care that can be provided to you.\\nAlso check the ancestor names on the title, if you are getting a purebred dog from a breeder, to make sure there are no duplicates, which would indicate inbreeding and could lead to health problems down the line.\\nTips\\nConsider a German Shepherd mix puppy if you are looking for a companion or family pet and you do not intend to register or title the dog. German Shepherds, when mixed with another large, good natured working or companion breed, such as Labrador or Akita, also make great dogs.\\n\", \"简要回答\": \"German Shepherds, originally bred from a line of herding and farm dogs in Germany, are very popular working dogs, companions and protectors. They are playful, fun-loving, full of energy, and, when properly socialized, German Shepherds love children. It you buy a German Shepherd and care for it well, you will have a faithful family pet, wonderful guard dog, and loyal companion for years to come.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Preparing to Buy a German Shepherd Puppy\", \"步骤\": [{\"编号\": 1, \"标题\": \"Prepare your budget.\", \"描述\": \"The cost of a dog does not just include the price you pay up front. You will need to consider whether you can afford normal daily costs, such as food, training, and long term expenses, such as vet bills. Be sure that you can work the cost into your budget comfortably before buying a puppy.\"}, {\"编号\": 2, \"标题\": \"Pick the right time.\", \"描述\": \"Settling your new puppy into your home and teaching it the ways of the world will take a lot of your time and patience. If you have a really busy schedule or a lot of travel coming up, you may want to wait until you have a lot of time to concentrate on your new puppy.\\nTaking the time to properly train a puppy will pay off in the future. A properly trained dog is a joy to have in your family, while a dog that is not trained could cause a lot of conflict and problems for years to come.\"}, {\"编号\": 3, \"标题\": \"Prepare your home.\", \"描述\": \"You will need to puppy-proof your home before you bring home your new bundle of joy. Make sure random items you don't want destroyed are put away and that all hazards are out of reach of the pup.\\nPick a place in your home that will be all theirs for the near future. Don't let your puppy have the run of the place, instead give it a smaller space to adjust to before introducing it to the larger space. This will make the puppy's transition easier.\"}, {\"编号\": 4, \"标题\": \"Research the breed.\", \"描述\": \"German Shepherds are a great dog breed for active people who want to spend a lot of time with their dog. They are herding dogs, which means that they have a deep seated need to work, even if that means attempting to herd you! You will need to give your dog something to do, exercising its mind and its body a lot of the time.\\nAlso be sure that you have met a full grown German Shepherd before you adopt a puppy. You want to make sure that you like the temperament of the breed and that a full-grown dog will be a good fit with your family's lifestyle.\"}]}, {\"编号\": 2, \"标题\": \"Adopt a German Shepherd from a Rescue Group\", \"步骤\": [{\"编号\": 1, \"标题\": \"Get a referral to a rescue group.\", \"描述\": \"Check with local veterinarians' offices, animal shelters, pet supply stores, and other area pet business for referrals to dog rescue organizations in your area.\\nContact one local dog rescue group for referral to other area groups. Some dog rescue groups work with all dogs, while others are breed-specific. Most rescues groups have established networks with other area rescues.\\nYou can also visit the American German Shepherd Rescue Association website for referrals to German Shepherd rescue groups in your state or contact the American Kennel Club for referrals to German Shepherd Rescue Groups. The organization's website also provides links to rescue organizations.\"}, {\"编号\": 2, \"标题\": \"Let the rescue group know that you are looking for a German shepherd puppy.\", \"描述\": \"Although the majority of dogs looking for new homes through rescue groups are adults, sometimes rescue groups have puppies to place.\\nMost German Shepherds looking for homes through rescue groups do not have papers. If registering your puppy is important, or if you intend to enter it into competitions, you will need its title papers and health records, so a rescued dog may not be right for you.\"}, {\"编号\": 3, \"标题\": \"Fill out an adoption application.\", \"描述\": \"Many dog rescues will require a thorough application process in order to assure that you will be a good fit for the dog. Be prepared to disclose your address and whether you own your home, as well as your employment status and your philosophy when it comes to raising a dog.\"}, {\"编号\": 4, \"标题\": \"Meet a prospective puppy several times before adopting it.\", \"描述\": \"You will want to make sure that the dog's temperament works well with you and your family.\\nAsk whether you can get the dog checked out by your veterinarian. You will want your vet to check the dog's general health and for serious conditions, such as heart murmurs.\"}, {\"编号\": 5, \"标题\": \"Get as much of the dog's history as possible.\", \"描述\": \"Be sure to ask about the dog's health while the rescue has had it and if it is up to date on shots and healthcare. A good rescue should actually offer this information upfront.\\nGet a history of the dog's healthcare up to that point. Has it had its first vaccination, had heart worm treatment, and parasite control? These should have all been done before the age when a puppy is adoptable.\\nWhile many rescue organizations cannot tell you much about the dogs they place, because the dogs have been rescued off the street or they have been given up anonymously, sometimes they have a bit of information. Get all the information you can about the dog's past so that you can assess their general background and health.\"}, {\"编号\": 6, \"标题\": \"Expect to pay the rescue group for the adoption.\", \"描述\": \"Dog rescue organizations are usually run on a shoe-string budget. While they depend mostly on volunteers, they do need funds to transport and care for dogs. Your adoption fee will most likely help to pay for the rescue of other dogs in the future.\"}]}, {\"编号\": 3, \"标题\": \"Buy a German Shepherd Puppy From a Breeder\", \"步骤\": [{\"编号\": 1, \"标题\": \"Locate a reputable German Shepherd breeder in your area.\", \"描述\": \"Talk to others who own German Shepherds. Visit area dog parks, dog shows, and other places in your area where people gather with their dogs. Ask if they bought their dog from a breeder and if they were happy with the experience.\\nCheck the American German Shepherd Rescue Association and the American Kennel Club websites for German shepherd breeder referrals nationwide.\"}, {\"编号\": 2, \"标题\": \"Visit potential breeders in person.\", \"描述\": \"It is a good idea to visit several breeders before deciding which you want to buy your puppy from.\"}, {\"编号\": 3, \"标题\": \"Ask the breeders questions about the puppies and the mother.\", \"描述\": \"You want to determine how knowledgeable they are about the German shepherd breed and how well they take care of their dogs.\\nLook for breeders who participate with their dogs in activities that demonstrate the dogs' abilities. Such activities include Schutzhund, the working breed test for German Shepherds, and dog shows.\"}, {\"编号\": 4, \"标题\": \"Choose a breeder who keeps the litter inside of his home or someplace where they receive regular interaction with people.\", \"描述\": \"Avoid breeders who keep the dogs in cages away from people and have multiple litters at the same time. These puppies often do not receive the early stimulation necessary for development.\"}, {\"编号\": 5, \"标题\": \"Choose a breeder who has completed all the necessary health testing and certifications on the German Shepherds.\", \"描述\": \"This includes certification that the dogs do not carry a predisposition for hip or elbow dysplasia, eye disorders, cardiac disease, or Von Willebrand's disease (or VWD).\"}, {\"编号\": 6, \"标题\": \"Visit with any puppies available for sale.\", \"描述\": \"Although some breeders do sell puppies on the Internet, you should always visit the breeder in person and see the puppy before deciding to buy it.\\nIf a litter is not currently available, ask if you can visit with a breeder's adult dogs. Notice the adult dogs' physical appearance. The size, build and coloring of the breeding pair is a good indication of how future puppies will look. An adult male German shepherd should stand 24 to 26 inches (60 to 66 cm) at the top of his shoulder blades. A female should stand 22 to 24 inches (55 to 60 cm). If you like what you see and feel comfortable with the breeder, request to be contacted when a litter is being offered for sale.\\nPay attention to the cleanliness of the area where the dogs are kept. The dogs' space should be free or feces and urine, and fresh water should be available.\"}]}, {\"编号\": 4, \"标题\": \"Pick the Right Puppy For You\", \"步骤\": [{\"编号\": 1, \"标题\": \"Look for a puppy that demonstrates the qualities desirable in the German Shepherd breed.\", \"描述\": \"Don't just pick the cutest puppy of a litter. Check the puppy's temperament before adopting it. German Shepherds are prized for their aloofness, patience and independence.\\nA German Shepherd puppy should be approachable, quietly stay where it is, and show its willingness to meet you with body language, like tail wagging.\\nTry putting it on its back gently. The puppy should resist a bit but not aggressively.\"}, {\"编号\": 2, \"标题\": \"Play with a puppy that you are considering adopting.\", \"描述\": \"Do they have the spirit and personality that you are looking for? Are they overly hyper or way to shy? These qualities can last into adulthood.\\nIf you're unable to play with the puppy in person, ask the breeder to send you videos of the puppy interacting with people or other dogs. This should be able to give you a better idea of the puppy's personality and temperament.\"}, {\"编号\": 3, \"标题\": \"Introduce the puppy to every member of your household before buying it, if possible.\", \"描述\": \"Although German Shepherds tend to bond most strongly with one owner, they can also form close personal relationships with each member of the family.\"}, {\"编号\": 4, \"标题\": \"Remember to ask to see all the paperwork for any puppy you consider buying.\", \"描述\": \"A puppy can seem perfectly healthy but may have health issues that are not visible yet. Don't get overly excited about the puppy and forget to do things properly. This could lead to problems down the line.\\nMake sure the puppy has had proper medical care since birth and that there are records of that care that can be provided to you.\\nAlso check the ancestor names on the title, if you are getting a purebred dog from a breeder, to make sure there are no duplicates, which would indicate inbreeding and could lead to health problems down the line.\"}], \"小提示\": [\"Consider a German Shepherd mix puppy if you are looking for a companion or family pet and you do not intend to register or title the dog. German Shepherds, when mixed with another large, good natured working or companion breed, such as Labrador or Akita, also make great dogs.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
|
wikihow
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8,019 |
How to Buy a Gift Subscription on Netflix
|
1. Steps
1-1. Open your Amazon account.
If you aren’t automatically logged in, type in your email and password and hit “Sign in.”
1-2. Type “Netflix gift cards” into the search bar.
The search bar is located at the top of the Amazon page.
1-3. Click the magnifying glass to search.
1-4. Click “Netflix Gift Cards - E-mail Delivery”.
1-5. Click a gift card design.
You can also click “See More” to view more creative designs that will go on the face of your gift card.
1-6. Select your gift card amount.
The minimum is $25 while the maximum is $100.
1-7. Type in your recipient's email.
If you enter numerous emails, you can separate them using commas or by pressing Enter to write an email on a new line.
1-8. Type in your name.
1-9. Create a custom message.
1-10. Type a desired amount in the Quantity box.
If you want to buy more than one gift card, type a new number into the box. Otherwise, leave the default quantity at 1.
1-11. Decide on a delivery date.
You can type the delivery date into the text box beside the calendar icon using the MM/DD/YYYY format. You can also click the calendar icon to choose a specific date.
1-12. Click “Proceed to Checkout”.
1-13. Re-enter your password.
Before you can checkout, you will be redirected to a security window.
1-14. Enter your shipping address.
You can select from previous addresses on your Amazon account, or you can select an Amazon pickup address.
1-15. Click on your payment method.
1-16. Click on your shipping method.
1-17. Review your order.
1-18. Finalize your purchase.
Your gift card and a redemption code will be sent to your recipient's email. They can now use their gift card to create a Netflix account and start a new subscription.
Tips
If you enter more than one recipient email, “Quantity” will change to “1 to each recipient” and cannot be changed.
Warnings
As of March 4, 2014, the online gift subscription service became unavailable.
You can only buy gift cards online if you're in the United States.
|
{
"create_time": "20230517 11:01:11",
"回答明细": "{\"回答\": \"1. Steps\\n1-1. Open your Amazon account.\\nIf you aren’t automatically logged in, type in your email and password and hit “Sign in.”\\n1-2. Type “Netflix gift cards” into the search bar.\\nThe search bar is located at the top of the Amazon page.\\n1-3. Click the magnifying glass to search.\\n\\n1-4. Click “Netflix Gift Cards - E-mail Delivery”.\\n\\n1-5. Click a gift card design.\\nYou can also click “See More” to view more creative designs that will go on the face of your gift card.\\n1-6. Select your gift card amount.\\nThe minimum is $25 while the maximum is $100.\\n1-7. Type in your recipient's email.\\nIf you enter numerous emails, you can separate them using commas or by pressing Enter to write an email on a new line.\\n1-8. Type in your name.\\n\\n1-9. Create a custom message.\\n\\n1-10. Type a desired amount in the Quantity box.\\nIf you want to buy more than one gift card, type a new number into the box. Otherwise, leave the default quantity at 1.\\n1-11. Decide on a delivery date.\\nYou can type the delivery date into the text box beside the calendar icon using the MM/DD/YYYY format. You can also click the calendar icon to choose a specific date.\\n1-12. Click “Proceed to Checkout”.\\n\\n1-13. Re-enter your password.\\nBefore you can checkout, you will be redirected to a security window.\\n1-14. Enter your shipping address.\\nYou can select from previous addresses on your Amazon account, or you can select an Amazon pickup address.\\n1-15. Click on your payment method.\\n\\n1-16. Click on your shipping method.\\n\\n1-17. Review your order.\\n\\n1-18. Finalize your purchase.\\nYour gift card and a redemption code will be sent to your recipient's email. They can now use their gift card to create a Netflix account and start a new subscription.\\nTips\\nIf you enter more than one recipient email, “Quantity” will change to “1 to each recipient” and cannot be changed.\\nWarnings\\nAs of March 4, 2014, the online gift subscription service became unavailable.\\nYou can only buy gift cards online if you're in the United States.\\n\", \"简要回答\": \"Since more people are using Netflix over the years, it's only natural that they would want to share the wealth with their family and friends. It's not possible to buy an actual subscription for others, but if you have an Amazon account, you can buy gift cards online, which can be used as prepaid Netflix subscriptions.\", \"结构\": {\"方法\": [{\"编号\": 1, \"标题\": \"Steps\", \"步骤\": [{\"编号\": 1, \"标题\": \"Open your Amazon account.\", \"描述\": \"If you aren’t automatically logged in, type in your email and password and hit “Sign in.”\"}, {\"编号\": 2, \"标题\": \"Type “Netflix gift cards” into the search bar.\", \"描述\": \"The search bar is located at the top of the Amazon page.\"}, {\"编号\": 3, \"标题\": \"Click the magnifying glass to search.\", \"描述\": \"\"}, {\"编号\": 4, \"标题\": \"Click “Netflix Gift Cards - E-mail Delivery”.\", \"描述\": \"\"}, {\"编号\": 5, \"标题\": \"Click a gift card design.\", \"描述\": \"You can also click “See More” to view more creative designs that will go on the face of your gift card.\"}, {\"编号\": 6, \"标题\": \"Select your gift card amount.\", \"描述\": \"The minimum is $25 while the maximum is $100.\"}, {\"编号\": 7, \"标题\": \"Type in your recipient's email.\", \"描述\": \"If you enter numerous emails, you can separate them using commas or by pressing Enter to write an email on a new line.\"}, {\"编号\": 8, \"标题\": \"Type in your name.\", \"描述\": \"\"}, {\"编号\": 9, \"标题\": \"Create a custom message.\", \"描述\": \"\"}, {\"编号\": 10, \"标题\": \"Type a desired amount in the Quantity box.\", \"描述\": \"If you want to buy more than one gift card, type a new number into the box. Otherwise, leave the default quantity at 1.\"}, {\"编号\": 11, \"标题\": \"Decide on a delivery date.\", \"描述\": \"You can type the delivery date into the text box beside the calendar icon using the MM/DD/YYYY format. You can also click the calendar icon to choose a specific date.\"}, {\"编号\": 12, \"标题\": \"Click “Proceed to Checkout”.\", \"描述\": \"\"}, {\"编号\": 13, \"标题\": \"Re-enter your password.\", \"描述\": \"Before you can checkout, you will be redirected to a security window.\"}, {\"编号\": 14, \"标题\": \"Enter your shipping address.\", \"描述\": \"You can select from previous addresses on your Amazon account, or you can select an Amazon pickup address.\"}, {\"编号\": 15, \"标题\": \"Click on your payment method.\", \"描述\": \"\"}, {\"编号\": 16, \"标题\": \"Click on your shipping method.\", \"描述\": \"\"}, {\"编号\": 17, \"标题\": \"Review your order.\", \"描述\": \"\"}, {\"编号\": 18, \"标题\": \"Finalize your purchase.\", \"描述\": \"Your gift card and a redemption code will be sent to your recipient's email. They can now use their gift card to create a Netflix account and start a new subscription.\"}], \"小提示\": [\"If you enter more than one recipient email, “Quantity” will change to “1 to each recipient” and cannot be changed.\\n\"], \"注意事项\": [\"As of March 4, 2014, the online gift subscription service became unavailable.\\n\", \"You can only buy gift cards online if you're in the United States.\\n\"]}]}}",
"问题明细": "",
"扩展字段": ""
}
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