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Stuff reacts chemically with other stuff, forming reactions that start other reactions, which start other reactions.
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In a single cell every second, several million chemical reactions take place, forming a complex orchestra.
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A cell can build several thousand types of protein.
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Imagine driving a car at 100 kilometers an hour while constantly rebuilding every single part of it with stuff you collect from the street.
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That is what cells do.
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But no part of the cell is alive.
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Everything is dead matter moved by the laws of the universe.
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So is life the aggregate of all these reaction processes that are taking place?
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Eventually every living thing will die.
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The goal of the whole process is to prevent this by producing new entities.
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And by this we mean DNA.
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Life is in a way just a lot of stuff that carries genetic information around.
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Every living thing is subject to evolution and the DNA that develops the best living thing around it will stay in the game.
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If you take DNA out of its hull, it certainly is a very complex molecule, but it can't do anything by itself.
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This is where viruses make everything more complicated.
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They are basically strings of RNA or DNA in a small hull and need cells to do something.
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We're not sure if they count as living or dead.
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And still there are 225 million cubic meters of viruses on Earth.
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They don't seem to care what we think of them.
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There are even viruses that invade dead cells and reanimate them so they can be a host for them, which blurs the line even more.
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They are the power plants of most complex cells and were previously free living bacteria that entered a partnership with bigger cells.
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They still have their own DNA and can multiply on their own, but they are not alive anymore.
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They are dead.
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So maybe life is information that manages to ensure its continued existence.
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By our most common definitions, we are very close to creating artificial life in computers.
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It's just a question of time before the technology we build gets there.
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And this is not science fiction either.
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There are a lot of smart people actively working on this.
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You could already argue that computer viruses are alive.
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So what is life then?
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This got confusing very fast.
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One thing is for sure, the idea that life is fundamentally different from non-living things
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Before Charles Darwin, humans drew a line between themselves and the rest of living things.
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There was something magical about us that made us special.
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Once we had to accept we are, like every living being, a product of evolution, we drew a different line.
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But the more we learn about what computers can do and how life works, the closer we get to creating the first machine that fits our description of life,
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the more our image of ourselves is in danger again.
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And this will happen sooner or later.
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And here's another question for you.
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Does this mean we can never die because we were never alive in the first place?
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Is life and death an irrelevant question and we haven't noticed it yet?
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Is it possible we are much more part of the universe around us than we thought?
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Don't look at us.
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We don't have any answers for you, just questions for you to think about.
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The international banking system is an enigma.
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There are more than 30,000 different banks worldwide,
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and they hold unbelievable amounts of assets.
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The top 10 banks alone account for roughly 25 trillion US dollars.
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Today, banking can seem very complex,
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but originally, the idea was to make life simpler.
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11th century Italy was the center of European trading.
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Merchants from all over the continent met to trade their goods,
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but there was one problem.
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In Pisa, merchants had to deal with seven different types of coins
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and the difficulty of getting a loan got people thinking.
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It was time for a new business model.
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Hornbrokers started to give credit to businessmen,
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Networks of banks spread all over Europe,
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This is a simplified version of the way it works.
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People keep their money in banks and receive a small amount of interest.
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The bank takes this money and lends it out at much higher interest rates.
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It's a calculated risk, because some of the lenders will default on their credit.
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This process is essential for our economic system,
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So banks take funds that are unused by savers
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Other sources of income for banks include accepting saving deposits,
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The main problem with banks nowadays is that a lot of them have abandoned their traditional role as providers of long-term financial products
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During the financial boom, most major banks adopted financial constructs that were barely comprehensible
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This was nothing short of gambling and damaged whole economies and societies.
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This led to the collapse of the housing market in the US and parts of Europe,
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Hundreds of billions of dollars just evaporated.
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Millions of people lost their jobs and lots of money.
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Most of the world's major banks had to pay billions in fines and bankers became some of the least trusted professionals.
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The US government and the European Union had to put together huge bailout packages to purchase bad assets and stop the banks from going bankrupt.
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New regulations were put into force to govern the banking business.
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Compulsory bank emergency funds were enforced to absorb shocks in the event of another financial crisis.
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But other pieces of tough new legislation were successfully blocked by the banking lobby.
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Today, other models of providing financing are gaining ground fast.
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In a nutshell, they provide the same financial services as banks,
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The self-proclaimed goal is to help members create opportunities like starting small businesses,
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They are controlled by their members, who also elect the board of directors democratically.
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Worldwide, credit union systems vary significantly,
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Aside from making awesome video games possible, platforms arose that enable people to get loans from large groups of small investors, circumventing the bank as a middleman.
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But it also works for industry.
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Lots of new technology companies started out on Kickstarter or Indiegogo.
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The funding individual gets the satisfaction of being part of a bigger thing and can invest in ideas they believe in,
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Nowadays, the granting of microcredits has evolved into a multi-billion dollar business.
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So, banking might not be up your street, but the bank's role of providing funds to people and businesses is crucial for our society and has to be done.
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Who will do it and how it will be done in the future is up for us to decide though.
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Light is the connection between us and the universe.
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Through light, we can experience distant stars and look back at the beginning of existence itself.
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But what is light?
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In a nutshell, light is the smallest quantity of energy that can be transported.
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A photon, an elementary particle without a real size that can't be split, only created or destroyed.
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Light also has a wave-particle duality, being kind of a particle and a wave at the same time, although this is a lie.
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Also, when we say light, we actually mean visible light, which is a tiny part of the electromagnetic spectrum, energy in form of electromagnetic radiation.
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Electromagnetic radiation consists of an enormous range of wavelengths and frequencies.
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Gamma rays have the smallest wavelengths because they're the highest energy photons.
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But most gamma rays are just under 10 picometers, which is still way smaller than a hydrogen atom.
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For reference, a hydrogen atom compared to a cent is about as big as a cent compared to the moon.
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Visible light is in the middle of the spectrum, in the range of about 400 nanometers to 700 nanometers, about the size of bacteria.
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