Datasets:
sohomghosh
/
FinRAD_Financial_Readability_Assessment_Dataset

Dataset card Data Studio Files Community
1
terms
stringlengths
1
156
definitions
stringlengths
3
4.2k
source
stringclasses
15 values
assigned_readability
int64
0
1
flesch_reading_ease
float64
-301.79
121
flesch_kincaid_grade
float64
-3.5
55.6
smog_index
float64
0
26.5
coleman_liau_index
float64
-33.81
51.4
automated_readability_index
float64
-6.9
65
dale_chall_readability_score
float64
0.1
35.3
linsear_write_formula
float64
-0.5
73
gunning_fog
float64
0.4
56
tariffs
Taxes on imported goods.
fmi
0
50.5
7.2
0
5.8
5.3
11.73
2
11.6
term security
A security with a specified maturity date.
fmi
0
22.07
11.9
0
9.06
6.3
10.75
5.5
19.94
theory of portfolio choice
The theory that tells how much of an asset people want to hold in their portfolio.
fmi
0
72.16
7.2
0
6.38
6.3
8.38
9
11.4
theory of purchasing power parity @PPP@
The theory that exchange rates between any two currencies will adjust to re˚ect changes in the price levels of the two countries.
fmi
0
66.07
9.5
0
10.91
12.7
11.19
13
12.44
thrift institutions @thrifts@
Savings and loan associa-tions, mutual savings banks, and credit unions.
fmi
0
35.95
10.7
0
15.46
13.2
13.61
6
12
tightening of monetary policy
A rise in the federal funds rate.
fmi
0
89.75
2.5
0
1.57
0.3
8.5
3.5
8.51
time-inconsistency problem
The problem that occurs when monetary policy makers conduct monetary policy in a discretionary way and pursue expan-sionary policies that are attractive in the short run but lead to bad long-run outcomes.
fmi
0
30.54
17
0
14.11
20.1
11.64
23
17.8
tombstone
A large notice placed in financial newspapers announcing that a security will be offered for sale by an underwriter or group of underwriters.
fmi
0
39.67
13.4
0
12.77
14.4
10.27
17.5
19.63
too-big-to-fail problem
Quandary in which regulators are reluctant to close down large financial insti-tutions and impose losses on their depositors and creditors because doing so might precipitate a financial crisis.
fmi
0
17.68
17.8
0
17
20.5
12.36
22
19.77
TRACE
A trade reporting and compliance engine created by the Securities and Exchange Trade Commission in 2002.
fmi
0
38.32
11.9
0
14.32
12.8
10.35
13
18.9
trade balance
The difference between merchandise exports and imports.
fmi
0
30.53
10.7
0
19.84
15
10.75
4.5
8.51
transaction costs
The time and money spent trying to exchange financial assets, goods, or services.
fmi
0
58.28
8.4
0
11.3
10.1
9.14
6.5
8.28
Treasury bills @T-bills@
Securities sold by the federal government with initial maturities of less than one year. They are often considered the lowest-risk security available.
fmi
0
34.93
11.1
0
14.77
11.7
10.64
7.5
13.49
underfunded
Describing a pension plan in which the contributions and their earnings are insufficient to pay out the defined benefits when they come due.
fmi
0
48.13
12.3
0
12.54
14.2
9.58
15.5
16.16
undersubscribed
Having received fewer offers to buy than there are securities available for sale.
fmi
0
58.28
8.4
0
12.17
10.1
10.35
6.5
8.28
underwriting
Guaranteeing prices on securities to corporations and then selling the securities to the public.
fmi
0
23.43
13.5
0
16.12
13.5
9.97
11
14.17
unsecured debt
Debt not guaranteed by collateral.
fmi
0
32.56
10
0
11.92
9.3
13.36
3.5
18
unsterilized foreign exchange intervention
A foreign exchange intervention in which a central bank allows the purchase or sale of domestic currency to affect the monetary base.
fmi
0
40.69
13.1
0
12.01
13.5
11.19
15
16.07
U.S. Central Credit Union
A central bank for credit unions that was organized in 1974 and provides banking services to the state central credit unions.
fmi
0
67.08
9.1
0
11.43
12.6
10.69
11.5
10.3
usury
Charging an excessive or inordinate interest rate on a loan.
fmi
0
44.41
9.6
0
10.24
7.6
10.45
7
16
value at risk @VaR@ calculations
Measurements of the size of the loss on a trading portfolio that might happen, say, 1% of the time, over a particular period such as two weeks.
fmi
0
60.99
11.5
0
7.09
12.5
9.07
17.5
16.73
vault cash
Currency that is physically held by banks and stored in vaults overnight.
fmi
0
76.22
5.6
0
11.3
8.9
10.81
7
11.47
virtual bank
A bank that has no building but rather exists only in cyberspace.
fmi
0
84.68
4.4
0
7.47
5.8
6.86
5
4.8
wealth
All resources owned by an individual, includ-ing all assets.
fmi
0
36.96
10.3
0
12.5
10.3
14.61
5.5
8.04
wholesale market
Market where extremely large transactions occur, as for money market funds or foreign currency.
fmi
0
40.35
11.1
0
15.25
13.2
11.1
9
14.17
World Bank
The International Bank for Reconstruc-tion and Development, an international orga-nization that provides long-term loans to assist developing countries in building dams, roads, and other physical capital that would contribute to their economic development.
fmi
0
-4.33
22.1
0
21.48
27.1
12.93
27.5
21.68
World Trade Organization @WTO@
The organization that monitors rules for the conduct of trade between countries @tariffs and quotas@.
fmi
0
47.79
10.3
0
14.61
13.4
11.75
8.5
11.33
zero-coupon securities
See Separate Trading of Registered Interest and Principal Securities (STRIPS).
fmi
0
10.56
14.3
0
19.52
16.1
13.61
9
20
zero-lower-bound problem
Situation in which the central bank is unable to lower the policy interest rate further because it has hit a ˚oor of zero.
fmi
0
48.13
12.3
0
7.96
10.6
10.27
14.5
14.42
The Association of South-East Asian Nations (ASEAN)
The Association of South-East Asian Nations (ASEAN)
ncert_keec111
1
38.99
9.6
0
14.86
12.4
13.01
3.5
8.51
Balance of Payments (BOP)
Balance of Payments (BOP)
ncert_keec111
1
75.88
3.7
0
5.8
6.5
15.68
1
1.6
Barriers to Entry
Barriers to Entry
ncert_keec111
1
34.59
9.2
0
3.43
3.6
14.31
1.5
14.53
Better Compliance
Better Compliance
ncert_keec111
1
-6.7
14.7
0
15.8
17.3
11.63
1
20.8
Bilateral Trade Agreements
Bilateral Trade Agreements
ncert_keec111
1
9.21
12.7
0
20.83
17.8
14.31
1.5
14.53
Brundtland Commission
Brundtland Commission
ncert_keec111
1
-6.7
14.7
0
27.4
26.7
19.53
1
20.8
Budgetary Deficit
Budgetary Deficit
ncert_keec111
1
77.91
2.9
0
15.8
17.3
19.53
0
0.8
Bureau of Energy Efficiency (BEE)
Bureau of Energy Efficiency (BEE)
ncert_keec111
1
15.64
12.3
0
9.6
8.4
13.36
3.5
18
Business Process Outsourcing (BPO)
Business Process Outsourcing (BPO)
ncert_keec111
1
50.5
7.2
0
18.85
17.1
15.68
2
11.6
Carrying Capacity
Carrying Capacity
ncert_keec111
1
-91.3
26.5
0
15.8
17.3
19.53
2
40.8
Cascading Effect
Cascading Effect
ncert_keec111
1
-6.7
14.7
0
12.9
14.9
19.53
1
20.8
Casual Wage Labourer
Casual Wage Labourer
ncert_keec111
1
34.59
9.2
0
9.23
8.3
19.58
1.5
14.53
Colonialism
Colonialism
ncert_keec111
1
-47.99
20.2
0
18.4
30.9
19.48
0.5
40.4
Commercialisation of Agriculture
Commercialisation of Agriculture
ncert_keec111
1
-75.4
24.5
0
32.43
27.2
14.31
2.5
27.87
Communes
Communes
ncert_keec111
1
36.62
8.4
0
1
16.8
19.48
-0.5
0.4
Consumption Basket
Consumption Basket
ncert_keec111
1
-6.7
14.7
0
18.7
19.6
11.63
1
20.8
(iii)milk and milk products (iv) edible oil (v) vegetables (vi) fuel and light and (vii) clothing.
(iii)milk and milk products (iv) edible oil (v) vegetables (vi) fuel and light and (vii) clothing.
ncert_keec111
1
55.24
9.5
0
8.52
11
12.33
11
11.4
Default
Default
ncert_keec111
1
36.62
8.4
0
-4.81
12
19.48
-0.5
0.4
Deficit Financing
Deficit Financing
ncert_keec111
1
35.61
8.8
0
15.8
17.3
19.53
1
20.8
Demographic Transition
Demographic Transition
ncert_keec111
1
-91.3
26.5
0
30.3
29
19.53
2
40.8
Dereservation
Dereservation
ncert_keec111
1
-47.99
20.2
0
30
40.3
19.48
0.5
40.4
Disinvestment
Disinvestment
ncert_keec111
1
-132.59
32
0
30
40.3
19.48
0.5
40.4
Employers
Employers
ncert_keec111
1
-47.99
20.2
0
6.8
21.5
19.48
0.5
40.4
Enterprise
Enterprise
ncert_keec111
1
-47.99
20.2
0
12.6
26.2
19.48
0.5
40.4
Equities
Equities
ncert_keec111
1
-47.99
20.2
0
1
16.8
19.48
0.5
40.4
Establishment
Establishment
ncert_keec111
1
-132.59
32
0
30
40.3
19.48
0.5
40.4
European Union
European Union
ncert_keec111
1
35.61
8.8
0
7.1
10.2
19.53
1
20.8
Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, Spain, Sweden, United Kingdom, Malta, Poland, Slovakia and Slovenia.
Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, Spain, Sweden, United Kingdom, Malta, Poland, Slovakia and Slovenia.
ncert_keec111
1
36.28
12.7
0
22.04
23.7
17.69
11
11.64
Export Duties
Export Duties
ncert_keec111
1
35.61
8.8
0
4.2
7.8
19.53
0
0.8
Export Promotion
Export Promotion
ncert_keec111
1
-6.7
14.7
0
12.9
14.9
19.53
1
20.8
Export-Import Policy
Export-Import Policy
ncert_keec111
1
-49
20.6
0
21.6
24.3
27.42
2
20.8
Family labour/worker
Family labour/worker
ncert_keec111
1
-49
20.6
0
21.6
24.3
11.63
2
0.8
Financial Institutions
Financial Institutions
ncert_keec111
1
-91.3
26.5
0
30.3
29
19.53
2
40.8
Fiscal Management
Fiscal Management
ncert_keec111
1
-6.7
14.7
0
15.8
17.3
19.53
1
20.8
Fiscal Policy
Fiscal Policy
ncert_keec111
1
-6.7
14.7
0
4.2
7.8
19.53
1
20.8
Foreign Direct Investment
Foreign Direct Investment
ncert_keec111
1
9.21
12.7
0
18.92
16.2
14.31
1.5
14.53
Foreign Exchange
Foreign Exchange
ncert_keec111
1
35.61
8.8
0
12.9
14.9
11.63
0
0.8
Foreign Exchange Markets
Foreign Exchange Markets
ncert_keec111
1
34.59
9.2
0
16.95
14.6
14.31
0.5
1.2
Foreign Institutional Investment
Foreign Institutional Investment
ncert_keec111
1
-75.4
24.5
0
32.43
27.2
19.58
2.5
27.87
Foreign Institutional Investors (FIIs)
Foreign Institutional Investors (FIIs)
ncert_keec111
1
-34.11
19
0
24.65
21.8
19.62
2
11.6
in stocks and bonds in the country through stock markets have significant influence.
in stocks and bonds in the country through stock markets have significant influence.
ncert_keec111
1
66.74
7.2
0
13.5
11.2
10.35
7.5
11.35
Formal Sector Establishments
Formal Sector Establishments
ncert_keec111
1
-24.64
17.4
0
24.72
20.9
19.58
1.5
14.53
G-20
G-20
ncert_keec111
1
121.22
-3.5
0
-28.01
-2.2
35.27
-0.5
0.4
G-8
G-8
ncert_keec111
1
121.22
-3.5
0
-33.81
-6.9
35.27
-0.5
0.4
Goods and Services Tax
Goods and Services Tax
ncert_keec111
1
92.8
1.3
0
4.35
2.9
7.78
1
1.6
Gratuity
Gratuity
ncert_keec111
1
-47.99
20.2
0
1
16.8
19.48
0.5
40.4
Gross Domestic Product
Gross Domestic Product
ncert_keec111
1
34.59
9.2
0
13.12
11.5
19.58
1.5
14.53
Gross Value Added: The sum of a country’s GDP and net of subsidies and taxes in the economy (GVA=GDP+Subsidies–indirect taxes).
Gross Value Added: The sum of a country’s GDP and net of subsidies and taxes in the economy (GVA=GDP+Subsidies–indirect taxes).
ncert_keec111
1
51.18
11.1
0
12.3
14
11.73
13
14
Household
Household
ncert_keec111
1
36.62
8.4
0
6.8
21.5
19.48
-0.5
0.4
Import Licensing
Import Licensing
ncert_keec111
1
-6.7
14.7
0
12.9
14.9
19.53
1
20.8
Import Substitution
Import Substitution
ncert_keec111
1
-49
20.6
0
21.6
22
19.53
1
20.8
Infant Mortality Rate
Infant Mortality Rate
ncert_keec111
1
9.21
12.7
0
11.15
9.9
14.31
1.5
14.53
Informal Sector Enterprises
Informal Sector Enterprises
ncert_keec111
1
-50.02
21
0
22.75
19.3
19.58
2.5
27.87
Integration of Domestic Economy
Integration of Domestic Economy
ncert_keec111
1
-34.11
19
0
17.4
13.5
15.68
4
31.6
Invisibles
Invisibles
ncert_keec111
1
-132.59
32
0
12.6
26.2
19.48
0.5
40.4
Labour Laws
Labour Laws
ncert_keec111
1
120.21
-3.1
0
-1.61
3.1
19.53
0
0.8
Land/Revenue Settlement
Land/Revenue Settlement
ncert_keec111
1
-49
20.6
0
30.3
31.4
11.63
2
0.8
Life Expectancy at Birth (years)
Life Expectancy at Birth (years)
ncert_keec111
1
83.32
2.9
0
8.44
7.4
10.2
2.5
10
Maternal Mortality Rate
Maternal Mortality Rate
ncert_keec111
1
-24.64
17.4
0
15.03
13
14.31
2.5
27.87
Merchant Bankers
Merchant Bankers
ncert_keec111
1
77.91
2.9
0
12.9
14.9
19.53
0
0.8
Morbidity
Morbidity
ncert_keec111
1
-132.59
32
0
6.8
21.5
19.48
0.5
40.4
In our country, acute respiratory infections and diarrhoea are two major causes of morbidity.
In our country, acute respiratory infections and diarrhoea are two major causes of morbidity.
ncert_keec111
1
23.43
13.5
0
14.43
12.5
11.1
11
17.03
Mortality rate
Mortality rate
ncert_keec111
1
-6.7
14.7
0
7.1
10.2
11.63
1
20.8
MRTP Act
MRTP Act
ncert_keec111
1
120.21
-3.1
0
-10.31
-4
11.63
0
0.8
Multilateral Trade Agreements
Multilateral Trade Agreements
ncert_keec111
1
-24.64
17.4
0
26.63
22.5
14.31
1.5
14.53
National Product/Income
National Product/Income
ncert_keec111
1
-91.3
26.5
0
30.3
31.4
19.53
2
20.8
Nationalisation
Nationalisation
ncert_keec111
1
-301.79
55.6
0
41.6
49.7
19.48
0.5
40.4
New Economic Policy
New Economic Policy
ncert_keec111
1
9.21
12.7
0
7.32
6.8
14.31
2.5
27.87
Non-renewable Resources
Non-renewable Resources
ncert_keec111
1
-49
20.6
0
30.3
31.4
27.42
1
20.8
Non-tariff Barriers
Non-tariff Barriers
ncert_keec111
1
-49
20.6
0
18.7
22
27.42
2
20.8
Opportunity Cost
Opportunity Cost
ncert_keec111
1
-49
20.6
0
12.9
14.9
11.63
1
20.8