post_id
stringlengths 5
7
| domain
stringclasses 18
values | upvote_ratio
float64 0.5
1
| history
stringlengths 22
39.2k
| c_root_id_A
stringlengths 7
7
| c_root_id_B
stringlengths 7
7
| created_at_utc_A
int64 1.28B
1.67B
| created_at_utc_B
int64 1.28B
1.67B
| score_A
int64 2
43.5k
| score_B
int64 2
43.2k
| human_ref_A
stringlengths 0
10.7k
| human_ref_B
stringlengths 0
10.8k
| labels
int64 0
1
| seconds_difference
float64 0
145M
| score_ratio
float64 1
3.72k
|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
9fcbzl | legaladvice_train | 0.98 | Intoxicated ex-friend assaulted me and fell off my roof; her mother is trying to sue me for her medical bills. (Texas) So, about three months ago, a friend of mine and her friend (both 21) showed up to my house unannounced and extremely intoxicated at around 11:30 at night. I was about 4 months pregnant at the time, so I didn’t drink. We hung out for about an hour and talked and laughed and then she mentioned heading home soon. At this point, her speech was slurred and she could barely stand up. I told her she should spend the night as she was super drunk and it was a 45 minute drive home. For whatever reason, this enraged her and she became extremely irate. She started screaming and saying things like, “I drink and drive all the time, why the fuck do you think I won’t make it home this time?” I told her that her logic was stupid and that she really needed to find a ride home or stay the night, either was fine with me. Her screaming woke my daughter (5) up so I went inside to tuck her back into bed. While I’m tucking her in, I hear my friend’s car peel out of the driveway. Her friend who had only had a couple drinks was sitting on my porch and said that she refused to leave with my friend driving. I call the police because not only was she extremely drunk, but angry and driving erratically. I’m in the middle of telling them the direction she left in when I see that she has turned around and is pulling back into my driveway. She runs off the side of my culvert and comes within 6 inches of hitting my mother’s vehicle. She apparently came back to fight because she immediately jumps out of the vehicle and begins screaming again. She approaches me and begins trying to fight me. She punched me in the arm (not very hard), which left a small bruise. While I’m trying to fight her off, her friend takes the keys out of her ignition and hands them to me. I throw the keys onto my roof, which my friend notices. I threaten to call the police again because the drunk driving has now turned into assault. I go inside to get my phone and call the police again, when I hear a loud thud outside. She had climbed onto my roof to retrieve her keys and had fallen off. She broke two teeth and bit a hole into her lip. I took her to the ER, and sat with her until her mother arrived. Her mother proceeds to begin yelling at me saying “I’m gonna sue you for every penny you’re worth because I know your little boyfriend has money!” I leave the ER and forget about the whole situation. I block my friend on Facebook and move on my life. Until I get a call today from the friend, who calls to tell me that her mom is still going to sue me and that I need to pay the ~$10,000 that her insurance (BCBS) won’t pay. Is there even a snowball’s chance in hell that she could sue me over this? What steps and legal precautions do I need to take? | e5ve5gu | e5ve073 | 1,536,791,087 | 1,536,790,953 | 359 | 243 | If she sues, you need to answer. If she doesn't, you don't need to do anything, nor should you. But, as this is presented, her mother has no standing to sue you. In the meantime, it wouldn't hurt to get a copy of any police report that was generated and/or transcripts of the 911 call. | Let her sue. Answer the summons. She committed several crimes, assaulted you, caused emotional distress to you, your unborn child, and your daughter. Don’t pay anything unless ordered to do so by a judge. | 1 | 134 | 1.477366 |
62gcah | legaladvice_train | 0.92 | Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To make a long story short, he beat me then threw me in the back of my car and sped off, yelling that he was going to kill me. He purposely crashed my car at 90mph (I remember literally everything from the accident, and I looked at the speedometer). I was ejected (I had no time for a seatbelt before he took off, which was throwing me around in the backseat). Both my ankles were shattered, my shin broken, my back broken, my nose broken, and a meniscus tear in my left knee. I just barely escaped being paralyzed. Had surgery, got a back brace, etc. I was in a wheelchair for several months and the hospital didn't give me physical therapy right away. They didn't even give me a walker or cane, my grandma just had those already. I had to learn to walk on my own again. I was going to the hospital every two weeks, so they knew. I didn't know any better and figured I was supposed to learn on my own. I was given physical therapy but I still can't walk properly or even sit long. I had to quit my job in november because it was causing me immense pain and they refused to put me somewhere that I would be more comfortable. This meant I lost insurance before I was due to have surgery on my knee, so I haven't been able to get that. I'm in the process of filing for disability because at this point I literally can not work, not even doing a desk job, because I have to lay in bed to get rid of pain. I can't afford my pain and arthritis medications anymore. I told the police this was an attempted murder. I said he purposely crashed my car (which was blown up btw) in an attempt to kill me. He was in county jail for 9 months then released. I know because he contacted me once he was out. Before blocking him I did ask if he was sentenced and all they did was sentence him to take AA for a year. This is an outrage in my opinion. My question is **can I sue?** I've dealt with any legal problems ever (I'm 24 now for reference) so I have no idea what to do, but I feel like these medical bills and such should not be left for me to pay. He has no job, and if he gets one I doubt he'll stay long because that's what he always did. He was a slacker. So I don't even know if I can sue him. What can I do? This stuff has ruined my life, at least for a little while. I'll never be like I was before. I'll always have pain (my doctors say so, anyway, and at this point I'm inclined to believe it). Please help me, r/legaladvice :( | dfn2qvi | dfne7wa | 1,490,941,780 | 1,490,968,415 | 2 | 3 | Your ex likely had some car insurance if he was driving. This insurance may be able to pay out some of your damages depending on the policy. You have to file a lawsuit to compel him to give you this information and to recover the money. If you get a judgment against him, the insurance company will pay to the extent of the insurance contract he had with them. You need to hurry with this, as you might run up against a statute of limitations, I.e. a deadline of how long you are allowed to wait before suing. | A civil suit should be possible at the least.... And maybe between police reports and you winning a civil suit that could help induce a more serious look from the criminal side. I am so sorry this happened to you :( | 0 | 26,635 | 1.5 |
62gcah | legaladvice_train | 0.92 | Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To make a long story short, he beat me then threw me in the back of my car and sped off, yelling that he was going to kill me. He purposely crashed my car at 90mph (I remember literally everything from the accident, and I looked at the speedometer). I was ejected (I had no time for a seatbelt before he took off, which was throwing me around in the backseat). Both my ankles were shattered, my shin broken, my back broken, my nose broken, and a meniscus tear in my left knee. I just barely escaped being paralyzed. Had surgery, got a back brace, etc. I was in a wheelchair for several months and the hospital didn't give me physical therapy right away. They didn't even give me a walker or cane, my grandma just had those already. I had to learn to walk on my own again. I was going to the hospital every two weeks, so they knew. I didn't know any better and figured I was supposed to learn on my own. I was given physical therapy but I still can't walk properly or even sit long. I had to quit my job in november because it was causing me immense pain and they refused to put me somewhere that I would be more comfortable. This meant I lost insurance before I was due to have surgery on my knee, so I haven't been able to get that. I'm in the process of filing for disability because at this point I literally can not work, not even doing a desk job, because I have to lay in bed to get rid of pain. I can't afford my pain and arthritis medications anymore. I told the police this was an attempted murder. I said he purposely crashed my car (which was blown up btw) in an attempt to kill me. He was in county jail for 9 months then released. I know because he contacted me once he was out. Before blocking him I did ask if he was sentenced and all they did was sentence him to take AA for a year. This is an outrage in my opinion. My question is **can I sue?** I've dealt with any legal problems ever (I'm 24 now for reference) so I have no idea what to do, but I feel like these medical bills and such should not be left for me to pay. He has no job, and if he gets one I doubt he'll stay long because that's what he always did. He was a slacker. So I don't even know if I can sue him. What can I do? This stuff has ruined my life, at least for a little while. I'll never be like I was before. I'll always have pain (my doctors say so, anyway, and at this point I'm inclined to believe it). Please help me, r/legaladvice :( | dfn2qvi | dfnusrg | 1,490,941,780 | 1,490,987,041 | 2 | 3 | Your ex likely had some car insurance if he was driving. This insurance may be able to pay out some of your damages depending on the policy. You have to file a lawsuit to compel him to give you this information and to recover the money. If you get a judgment against him, the insurance company will pay to the extent of the insurance contract he had with them. You need to hurry with this, as you might run up against a statute of limitations, I.e. a deadline of how long you are allowed to wait before suing. | You absolutely have grounds to file a civil suit, and based on what you've said here, you would almost certainly win that case. However, there is a saying: "You can't squeeze blood from a stone." After you won your suit, you'd have to try and collect your judgement. If Dbag doesn't have any assets (money, belonings, or real estate), how are you going to collect? How are you going to squeeze that blood out of him? You might start researching Tennessee Crime Victims Compensation, they might be able to help somehow. | 0 | 45,261 | 1.5 |
jbsf9p | legaladvice_train | 0.98 | My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and ultimately Medicare, but never had a secondary because the premiums were so expensive due to a preexisting condition(The cheapest plan we could ever find was $967/mo). I moved her into my apartment, so I could take care of her. She did have savings at one time, but bills wiped that out over the years. She finally passed in May, with outstanding medical bills reaching 7 grand(After Medicare's part). She specifically never had me sign anything, anywhere, so that I would not be held liable for any costs, she told me "Let the debt die with me." ​ Since she has passed, I have gotten sporadic bills in the mail from the medical companies involved, as well as phone calls. Two turned the debt over to collection agencies. When I talk, they don't even know my name, since I never signed anything anywhere, but they know I am next of kin. I have been told very rudely that family debt exists and it is my legal requirement to pay said debt off, even if my mom is dead. They have threatened lawsuits against me, and said they will use public records to find out who I am so they can bring legal action against me. Am I liable for the leftover medical debt? What should I do here. | g8x5jif | g8x4v52 | 1,602,784,617 | 1,602,784,282 | 106 | 17 | You are not liable for her debts unless you co-signed for them. They are being little sneaky sneaks and trying to shake you down. Tell them you are reporting them to the states attorney general. Edit for sp | https://www.consumer.ftc.gov/blog/2020/06/dealing-deceased-relatives-debt Hope this helps some | 1 | 335 | 6.235294 |
jbsf9p | legaladvice_train | 0.98 | My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and ultimately Medicare, but never had a secondary because the premiums were so expensive due to a preexisting condition(The cheapest plan we could ever find was $967/mo). I moved her into my apartment, so I could take care of her. She did have savings at one time, but bills wiped that out over the years. She finally passed in May, with outstanding medical bills reaching 7 grand(After Medicare's part). She specifically never had me sign anything, anywhere, so that I would not be held liable for any costs, she told me "Let the debt die with me." ​ Since she has passed, I have gotten sporadic bills in the mail from the medical companies involved, as well as phone calls. Two turned the debt over to collection agencies. When I talk, they don't even know my name, since I never signed anything anywhere, but they know I am next of kin. I have been told very rudely that family debt exists and it is my legal requirement to pay said debt off, even if my mom is dead. They have threatened lawsuits against me, and said they will use public records to find out who I am so they can bring legal action against me. Am I liable for the leftover medical debt? What should I do here. | g8x4v52 | g8xhbt5 | 1,602,784,282 | 1,602,790,497 | 17 | 28 | https://www.consumer.ftc.gov/blog/2020/06/dealing-deceased-relatives-debt Hope this helps some | Have you gotten the call/paperwork yet that asks you to pay just a little something? Don't pay so much as one cent. It's tantamount to a contract and you will then be on the hook for the whole amount. Pay NOTHING! | 0 | 6,215 | 1.647059 |
6h85fl | legaladvice_train | 0.97 | [WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | diw8aur | diw7yi4 | 1,497,454,054 | 1,497,453,708 | 883 | 117 | The contract of sale states that you purchased the house *and* its contents. Generally these clauses are enforceable, so while it is worth discussing with a lawyer, chances are you can keep the extra money and other stuff you've found. The only sticking point is the guns, which are definitely worth contacting the ATF about regarding if purchasing them as part of the house would be considered a legal sale. | I'd talk with a lawyer in your area. Normally I'd say you should turn it over, but in light of that clause.... who knows. | 1 | 346 | 7.547009 |
6h85fl | legaladvice_train | 0.97 | [WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | diw8e0m | diw7yi4 | 1,497,454,145 | 1,497,453,708 | 151 | 117 | Most sales include the house and what remains after the sale is finalized. Not sure about WA but the few cases I have seen from this usually ends in the buyers favor. The issue that usually comes up is if nothing of value was found would the old sellers have to pay for clean up, of course not in most cases. If its 10k+ I would talk to a lawyer. Make sure to bring copies of the serial numbers from the guns and any other names/markings. That way the lawyer can ask about them for you and be the middle man/firewall if something turns up. | I'd talk with a lawyer in your area. Normally I'd say you should turn it over, but in light of that clause.... who knows. | 1 | 437 | 1.290598 |
6h85fl | legaladvice_train | 0.97 | [WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | diwgjj9 | diwruod | 1,497,462,402 | 1,497,474,416 | 30 | 106 | Make sure you are checking anything you go to get rid of. 10 years after my grandmother died we found money she'd hidden in the side table. It had probably been put there over 20 years ago. | ANd now is when you buy a metal detector and go through the yard too. If he was a survivalist, there's a good chance he hid a few caches in the yard. Look for oddly placed PVC pipes in the ground when there are no reason to have pipes there. Expect to find small guns/shot shotguns in there, together with money. And DON'T tell the grandson anything - better yet, delete this post. Next thing you know, you have a burglary and everything disappears. Put that money in a safe deposit box right now. Not a lawyer | 0 | 12,014 | 3.533333 |
6h85fl | legaladvice_train | 0.97 | [WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | diwgnic | diwruod | 1,497,462,517 | 1,497,474,416 | 21 | 106 | This may be stupid and I can imagine this isn't an issue if they're already in a closed case, but don't handle the firearms if you're not totally sure how to operate them and particularly how to unload them. Storing guns loaded isn't exactly rare especially if you're not expecting to perish and have strangers handling them later. | ANd now is when you buy a metal detector and go through the yard too. If he was a survivalist, there's a good chance he hid a few caches in the yard. Look for oddly placed PVC pipes in the ground when there are no reason to have pipes there. Expect to find small guns/shot shotguns in there, together with money. And DON'T tell the grandson anything - better yet, delete this post. Next thing you know, you have a burglary and everything disappears. Put that money in a safe deposit box right now. Not a lawyer | 0 | 11,899 | 5.047619 |
3kn5x0 | legaladvice_train | 0.91 | Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | cuywpsr | cuz4k0j | 1,442,060,017 | 1,442,077,891 | 11 | 14 | I shipped a musical instrument through UPS and they destroyed it. It was obviously manhandled. First they denied it was their problem. Then they had me send a million pictures. Then i had to get a repair estimate to see if it would be cheaper to repair than the replacement cost. Eventually they paid the claim. The UPS shop I shipped it through helped me through the entire process. However, to get my money, I had to give up the instrument. So you will be paid for the repair, but if you want the replacement cost, and they grant it (sounds doubtful in your case), you'll have to surrender the whole computer. Chances are they'll just pay for the repair through a legit computer repair place. I doubt they'll pay you to fix it yourself, even if you can. | I'm the shipping manager for a small business. I have to file UPS claims a couple of times a month. Some of the things in this thread are pretty on point, most notably that you did not purchase "insurance" for the package. UPS doesn't sell insurance. For an additional fee, you can declare a higher value for your package, which will allow you to claim that higher value should you need to file a claim for a damaged package. This seems like a distinction without a difference, but it's set up that way for a reason (to protect UPS). I don't think suing them will accomplish much, if anything. Honestly, if it's only been a month, I'd tell you to give it a least a little more time. UPS's claims process can be pretty slow, especially for a $1300 claim. But you're right -- UPS handles all damage claims through the shipper, not the receiver, so you *should* call the store. If a UPS store location gets involved, the claim might move faster. (And, in fact, that might be what's holding it up -- UPS sends a "claims packet" to be filled out by the shipper. If the UPS store you shipped it from hasn't done that, your claim isn't going anywhere.) Has UPS asked to examine the computer? They don't always, but they will commonly send a UPS driver to retrieve the damaged package and hold it at an inspection location for a few days. The other thing to keep in mind, and it's been mentioned elsewhere, is that if UPS pays this claim, they're going to want to take your computer back to sell as salvage. You might be able to keep your computer in exchange for a lower payout. (This is what we frequently do at our business; accept a payment of about 65-70% of the claim, so that we can keep our damaged merchandise and repair it ourselves.) | 0 | 17,874 | 1.272727 |
3kn5x0 | legaladvice_train | 0.91 | Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | cuz07a9 | cuz4k0j | 1,442,069,546 | 1,442,077,891 | 8 | 14 | Sounds like you didn't property screw in the HDD when installing and it rattled around the case, causing damage. You may get a settlement from UPS but this should be your error, its unlikely they shook it loose if it was properly installed. I am not a lawyer but work in IT. Edit: Part of me thinks this is a scam, your computer may have been damaged before it shipped, and you're trying to make it look like UPS did it. | I'm the shipping manager for a small business. I have to file UPS claims a couple of times a month. Some of the things in this thread are pretty on point, most notably that you did not purchase "insurance" for the package. UPS doesn't sell insurance. For an additional fee, you can declare a higher value for your package, which will allow you to claim that higher value should you need to file a claim for a damaged package. This seems like a distinction without a difference, but it's set up that way for a reason (to protect UPS). I don't think suing them will accomplish much, if anything. Honestly, if it's only been a month, I'd tell you to give it a least a little more time. UPS's claims process can be pretty slow, especially for a $1300 claim. But you're right -- UPS handles all damage claims through the shipper, not the receiver, so you *should* call the store. If a UPS store location gets involved, the claim might move faster. (And, in fact, that might be what's holding it up -- UPS sends a "claims packet" to be filled out by the shipper. If the UPS store you shipped it from hasn't done that, your claim isn't going anywhere.) Has UPS asked to examine the computer? They don't always, but they will commonly send a UPS driver to retrieve the damaged package and hold it at an inspection location for a few days. The other thing to keep in mind, and it's been mentioned elsewhere, is that if UPS pays this claim, they're going to want to take your computer back to sell as salvage. You might be able to keep your computer in exchange for a lower payout. (This is what we frequently do at our business; accept a payment of about 65-70% of the claim, so that we can keep our damaged merchandise and repair it ourselves.) | 0 | 8,345 | 1.75 |
3kn5x0 | legaladvice_train | 0.91 | Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | cuz2fok | cuz4k0j | 1,442,073,999 | 1,442,077,891 | 3 | 14 | I don't know anything about law, but from a tech point of view this is at least partly your fault. Packages get banged around during shipment, and the point of packing material is not just to protect the outside from denting, it's to keep the vibrations from causing internal components to come unseated and cause damage. The least you could have done would be to fill the case with paper packing material, because those foam corners were doing nothing to help the internals. | I'm the shipping manager for a small business. I have to file UPS claims a couple of times a month. Some of the things in this thread are pretty on point, most notably that you did not purchase "insurance" for the package. UPS doesn't sell insurance. For an additional fee, you can declare a higher value for your package, which will allow you to claim that higher value should you need to file a claim for a damaged package. This seems like a distinction without a difference, but it's set up that way for a reason (to protect UPS). I don't think suing them will accomplish much, if anything. Honestly, if it's only been a month, I'd tell you to give it a least a little more time. UPS's claims process can be pretty slow, especially for a $1300 claim. But you're right -- UPS handles all damage claims through the shipper, not the receiver, so you *should* call the store. If a UPS store location gets involved, the claim might move faster. (And, in fact, that might be what's holding it up -- UPS sends a "claims packet" to be filled out by the shipper. If the UPS store you shipped it from hasn't done that, your claim isn't going anywhere.) Has UPS asked to examine the computer? They don't always, but they will commonly send a UPS driver to retrieve the damaged package and hold it at an inspection location for a few days. The other thing to keep in mind, and it's been mentioned elsewhere, is that if UPS pays this claim, they're going to want to take your computer back to sell as salvage. You might be able to keep your computer in exchange for a lower payout. (This is what we frequently do at our business; accept a payment of about 65-70% of the claim, so that we can keep our damaged merchandise and repair it ourselves.) | 0 | 3,892 | 4.666667 |
3kn5x0 | legaladvice_train | 0.91 | Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | cuz2fok | cuz62zs | 1,442,073,999 | 1,442,080,593 | 3 | 6 | I don't know anything about law, but from a tech point of view this is at least partly your fault. Packages get banged around during shipment, and the point of packing material is not just to protect the outside from denting, it's to keep the vibrations from causing internal components to come unseated and cause damage. The least you could have done would be to fill the case with paper packing material, because those foam corners were doing nothing to help the internals. | It sounds like this is 100% your fault. The packaging you described is entirely inadequate for shipping a PC through a small-package shipment service. Keep in mind that factory packaging is designed to be shipped on pallets, not in bulk. It also sounds like the internal parts weren't properly secured. Things like SATA and power cables need to be zip-tied in place or attached to cable management brackets to survive the shipping process. SATA connectors are not designed to hold a cable in place, and even the old Molex connectors can break off when subjected to shipping forces. Basically, the package needs to be able to survive multiple, repeated 3-foot drops as well as collisions with other heavy packages. Typical gamer cases with screwless hard drive trays and such aren't likely to survive this. Same goes for many larger heatsinks. If the outside of the box was OK, UPS is definitely going to deny your claim. I don't know what will be the outcome of suing them, but I doubt it will result in anything. In the future, when you ship a PC or anything heavy, double box it. Take an inner box that's at least two inches larger than the computer in every dimension. Wrap the computer in bubble wrap, then put it inside the inner box. Seal it, and then put it in an outer box, also padded with 2 inches of bubble wrap. If this is done properly, nothing should move even slightly when you shake the box. I've shipped many expensive, heavy instruments (some valued at over $100k) this way with zero damage. This is also what UPS requires for successful damage claims. | 0 | 6,594 | 2 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctybf5o | ctychwz | 1,439,236,279 | 1,439,237,888 | 67 | 316 | Whoo! Pics of Gavin please? | There's a special place in reddit heaven for the OPs who update us in /r/legaladvice. Thanks, /u/MoosehoundHP! | 0 | 1,609 | 4.716418 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctychwz | ctyasfs | 1,439,237,888 | 1,439,235,345 | 316 | 6 | There's a special place in reddit heaven for the OPs who update us in /r/legaladvice. Thanks, /u/MoosehoundHP! | Glad everything worked out and thanks for the update. Always nice to see how things end up working out one way or the other. | 1 | 2,543 | 52.666667 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctychwz | ctyay2v | 1,439,237,888 | 1,439,235,578 | 316 | 4 | There's a special place in reddit heaven for the OPs who update us in /r/legaladvice. Thanks, /u/MoosehoundHP! | Did they ever end up getting charged with anything? | 1 | 2,310 | 79 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctychwz | ctya7aw | 1,439,237,888 | 1,439,234,481 | 316 | 2 | There's a special place in reddit heaven for the OPs who update us in /r/legaladvice. Thanks, /u/MoosehoundHP! | Congrats! And thanks for updating! Glad it's ending well for you. | 1 | 3,407 | 158 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyasfs | ctybf5o | 1,439,235,345 | 1,439,236,279 | 6 | 67 | Glad everything worked out and thanks for the update. Always nice to see how things end up working out one way or the other. | Whoo! Pics of Gavin please? | 0 | 934 | 11.166667 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyay2v | ctybf5o | 1,439,235,578 | 1,439,236,279 | 4 | 67 | Did they ever end up getting charged with anything? | Whoo! Pics of Gavin please? | 0 | 701 | 16.75 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctybf5o | ctya7aw | 1,439,236,279 | 1,439,234,481 | 67 | 2 | Whoo! Pics of Gavin please? | Congrats! And thanks for updating! Glad it's ending well for you. | 1 | 1,798 | 33.5 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyetxc | ctyasfs | 1,439,241,457 | 1,439,235,345 | 65 | 6 | I'm glad it worked out so well! A word of advice, though - they sound like the type who will hold a grudge, and I wouldn't stop examining the yard for errant hot dogs. They can always drive over in the middle of the night and keep trying. | Glad everything worked out and thanks for the update. Always nice to see how things end up working out one way or the other. | 1 | 6,112 | 10.833333 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyetxc | ctyeq73 | 1,439,241,457 | 1,439,241,291 | 65 | 5 | I'm glad it worked out so well! A word of advice, though - they sound like the type who will hold a grudge, and I wouldn't stop examining the yard for errant hot dogs. They can always drive over in the middle of the night and keep trying. | Updates = upvotes | 1 | 166 | 13 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyetxc | ctyay2v | 1,439,241,457 | 1,439,235,578 | 65 | 4 | I'm glad it worked out so well! A word of advice, though - they sound like the type who will hold a grudge, and I wouldn't stop examining the yard for errant hot dogs. They can always drive over in the middle of the night and keep trying. | Did they ever end up getting charged with anything? | 1 | 5,879 | 16.25 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyetxc | ctya7aw | 1,439,241,457 | 1,439,234,481 | 65 | 2 | I'm glad it worked out so well! A word of advice, though - they sound like the type who will hold a grudge, and I wouldn't stop examining the yard for errant hot dogs. They can always drive over in the middle of the night and keep trying. | Congrats! And thanks for updating! Glad it's ending well for you. | 1 | 6,976 | 32.5 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyasfs | ctyinwv | 1,439,235,345 | 1,439,247,825 | 6 | 31 | Glad everything worked out and thanks for the update. Always nice to see how things end up working out one way or the other. | Please provide pics of dogs and poorly drawn pictures of yard where dogs play in noting items which were removed/added for payment. | 0 | 12,480 | 5.166667 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyeq73 | ctyinwv | 1,439,241,291 | 1,439,247,825 | 5 | 31 | Updates = upvotes | Please provide pics of dogs and poorly drawn pictures of yard where dogs play in noting items which were removed/added for payment. | 0 | 6,534 | 6.2 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyay2v | ctyinwv | 1,439,235,578 | 1,439,247,825 | 4 | 31 | Did they ever end up getting charged with anything? | Please provide pics of dogs and poorly drawn pictures of yard where dogs play in noting items which were removed/added for payment. | 0 | 12,247 | 7.75 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctya7aw | ctyinwv | 1,439,234,481 | 1,439,247,825 | 2 | 31 | Congrats! And thanks for updating! Glad it's ending well for you. | Please provide pics of dogs and poorly drawn pictures of yard where dogs play in noting items which were removed/added for payment. | 0 | 13,344 | 15.5 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyj2v4 | ctyasfs | 1,439,248,554 | 1,439,235,345 | 7 | 6 | I read up on this and goddamn, that's a lot of drama. Glad it's over and your pup is back home. >(Mostly to stop Gavin from trying to jump out of the yard >:(((( ) Hahahahaha. I'm familiar with malamutes and huskies and goddamn can they jump some impressive fences. :) | Glad everything worked out and thanks for the update. Always nice to see how things end up working out one way or the other. | 1 | 13,209 | 1.166667 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyj2v4 | ctyeq73 | 1,439,248,554 | 1,439,241,291 | 7 | 5 | I read up on this and goddamn, that's a lot of drama. Glad it's over and your pup is back home. >(Mostly to stop Gavin from trying to jump out of the yard >:(((( ) Hahahahaha. I'm familiar with malamutes and huskies and goddamn can they jump some impressive fences. :) | Updates = upvotes | 1 | 7,263 | 1.4 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyay2v | ctyj2v4 | 1,439,235,578 | 1,439,248,554 | 4 | 7 | Did they ever end up getting charged with anything? | I read up on this and goddamn, that's a lot of drama. Glad it's over and your pup is back home. >(Mostly to stop Gavin from trying to jump out of the yard >:(((( ) Hahahahaha. I'm familiar with malamutes and huskies and goddamn can they jump some impressive fences. :) | 0 | 12,976 | 1.75 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyj2v4 | ctya7aw | 1,439,248,554 | 1,439,234,481 | 7 | 2 | I read up on this and goddamn, that's a lot of drama. Glad it's over and your pup is back home. >(Mostly to stop Gavin from trying to jump out of the yard >:(((( ) Hahahahaha. I'm familiar with malamutes and huskies and goddamn can they jump some impressive fences. :) | Congrats! And thanks for updating! Glad it's ending well for you. | 1 | 14,073 | 3.5 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyasfs | ctya7aw | 1,439,235,345 | 1,439,234,481 | 6 | 2 | Glad everything worked out and thanks for the update. Always nice to see how things end up working out one way or the other. | Congrats! And thanks for updating! Glad it's ending well for you. | 1 | 864 | 3 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyay2v | ctyeq73 | 1,439,235,578 | 1,439,241,291 | 4 | 5 | Did they ever end up getting charged with anything? | Updates = upvotes | 0 | 5,713 | 1.25 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctya7aw | ctyeq73 | 1,439,234,481 | 1,439,241,291 | 2 | 5 | Congrats! And thanks for updating! Glad it's ending well for you. | Updates = upvotes | 0 | 6,810 | 2.5 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctyay2v | ctya7aw | 1,439,235,578 | 1,439,234,481 | 4 | 2 | Did they ever end up getting charged with anything? | Congrats! And thanks for updating! Glad it's ending well for you. | 1 | 1,097 | 2 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctynlzp | ctya7aw | 1,439,256,220 | 1,439,234,481 | 3 | 2 | Glad this one worked out. Thanks for the update! I'm still biting my nails over the other redditor whose neighbor was trying to kill his dog this past weekend. | Congrats! And thanks for updating! Glad it's ending well for you. | 1 | 21,739 | 1.5 |
3ghzhk | legaladvice_train | 0.95 | IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | ctya7aw | ctynpbj | 1,439,234,481 | 1,439,256,382 | 2 | 3 | Congrats! And thanks for updating! Glad it's ending well for you. | well keep an eye out still. sounds like the kind of people that would come by and throw a couple in after time. | 0 | 21,901 | 1.5 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnogo96 | gno43ug | 1,613,503,522 | 1,613,497,984 | 1,369 | 484 | This is a common scam. You are 100% doing the correct thing. **"They could think that I might be trying to steal their money".** Let them think that. Not your problem. **"Should I be prepared for them to file a police report"** No, the scammers won't do that. If they are not scammers, let them file a police report. They will investigate and see that you are already working with the bank to fix this and that you have not touched the money. You will be 100% fine in this. | SCAM SCAM SCAM. Let the bank deal with it. DO NOT buy the sob story | 1 | 5,538 | 2.828512 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gno4qtn | gnogo96 | 1,613,498,260 | 1,613,503,522 | 471 | 1,369 | Sounds like a scam. Most likely the money is not theirs at all. It will come from a stolen debit card or some such. The way the common scam works is, they first transfer someone else's money to your account. They then tell you they need it "refunded" right away. They convince you to send them a check. At that point they have the money, and you don't. Your bank balance is back to normal. Then, the person who they stole it from, realizes it's gone. That person tells their bank. The bank reverses the fraudulent transfer and takes the money out of your account. So, your bank balance goes down, and if you don't have enough money, you now owe the bank. The original victim gets their money back, because electronic transfers can be reversed. You wind up out of luck, because you wrote a check. | This is a common scam. You are 100% doing the correct thing. **"They could think that I might be trying to steal their money".** Let them think that. Not your problem. **"Should I be prepared for them to file a police report"** No, the scammers won't do that. If they are not scammers, let them file a police report. They will investigate and see that you are already working with the bank to fix this and that you have not touched the money. You will be 100% fine in this. | 0 | 5,262 | 2.906582 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnope7s | gnopbwn | 1,613,507,439 | 1,613,507,411 | 95 | 28 | You did what you were supposed to and should now remove your involvement. If they need information they can do so through Zelle. They do not need information from you or your bank. | They can contact their bank, explain, and ask for it to be reversed. If their bank really won't reverse it, you can contact your bank and ask it to be reversed. Do not send the money back via a new Zelle transfer and *definitely* not by any other means. | 1 | 28 | 3.392857 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnov4eq | gnp049u | 1,613,509,954 | 1,613,512,146 | 68 | 76 | Scam. Let the bank do it. | Well looking at the possibilities. You Send the Money back, it’s a scam - you lose a lot of money. You send the money back, it’s not a scam - you make them happy, but really you gain nothing. You don’t send the money back, it was a scam, you dodged a bullet You don’t send the money back, it wasn’t a scam, the sob story was true l, but you really aren’t effected. So basically there is no scenario where you come out ahead and a whole lot of ones where you lose. Seems like an easy decision to me. | 0 | 2,192 | 1.117647 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnoyp8v | gnp049u | 1,613,511,524 | 1,613,512,146 | 54 | 76 | Just politely tell them that you have already started the process with the bank, and would feel more comfortable letting the bank handle things. Any further questions need to be referred to the bank or to Zelle. If they contact you again, block their numbers. | Well looking at the possibilities. You Send the Money back, it’s a scam - you lose a lot of money. You send the money back, it’s not a scam - you make them happy, but really you gain nothing. You don’t send the money back, it was a scam, you dodged a bullet You don’t send the money back, it wasn’t a scam, the sob story was true l, but you really aren’t effected. So basically there is no scenario where you come out ahead and a whole lot of ones where you lose. Seems like an easy decision to me. | 0 | 622 | 1.407407 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnopbwn | gnp049u | 1,613,507,411 | 1,613,512,146 | 28 | 76 | They can contact their bank, explain, and ask for it to be reversed. If their bank really won't reverse it, you can contact your bank and ask it to be reversed. Do not send the money back via a new Zelle transfer and *definitely* not by any other means. | Well looking at the possibilities. You Send the Money back, it’s a scam - you lose a lot of money. You send the money back, it’s not a scam - you make them happy, but really you gain nothing. You don’t send the money back, it was a scam, you dodged a bullet You don’t send the money back, it wasn’t a scam, the sob story was true l, but you really aren’t effected. So basically there is no scenario where you come out ahead and a whole lot of ones where you lose. Seems like an easy decision to me. | 0 | 4,735 | 2.714286 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnov4eq | gnopbwn | 1,613,509,954 | 1,613,507,411 | 68 | 28 | Scam. Let the bank do it. | They can contact their bank, explain, and ask for it to be reversed. If their bank really won't reverse it, you can contact your bank and ask it to be reversed. Do not send the money back via a new Zelle transfer and *definitely* not by any other means. | 1 | 2,543 | 2.428571 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnp30z1 | gnoyp8v | 1,613,513,455 | 1,613,511,524 | 66 | 54 | This is a scam. I cannot find the link now, but what these scammers do is send you funds from a stolen credit card. Then - in between the time they email you about their 'mistake' and the time you send it back - they change the credit card on their account back to their own, since the refund goes back to the card on file. If you Google 'Zelle scam site: Reddit', you'll see story after story. Ignore the email and let Zelle handle it. I believe the transaction will simply expire if the money is not claimed. | Just politely tell them that you have already started the process with the bank, and would feel more comfortable letting the bank handle things. Any further questions need to be referred to the bank or to Zelle. If they contact you again, block their numbers. | 1 | 1,931 | 1.222222 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnp30z1 | gnopbwn | 1,613,513,455 | 1,613,507,411 | 66 | 28 | This is a scam. I cannot find the link now, but what these scammers do is send you funds from a stolen credit card. Then - in between the time they email you about their 'mistake' and the time you send it back - they change the credit card on their account back to their own, since the refund goes back to the card on file. If you Google 'Zelle scam site: Reddit', you'll see story after story. Ignore the email and let Zelle handle it. I believe the transaction will simply expire if the money is not claimed. | They can contact their bank, explain, and ask for it to be reversed. If their bank really won't reverse it, you can contact your bank and ask it to be reversed. Do not send the money back via a new Zelle transfer and *definitely* not by any other means. | 1 | 6,044 | 2.357143 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnopbwn | gnoyp8v | 1,613,507,411 | 1,613,511,524 | 28 | 54 | They can contact their bank, explain, and ask for it to be reversed. If their bank really won't reverse it, you can contact your bank and ask it to be reversed. Do not send the money back via a new Zelle transfer and *definitely* not by any other means. | Just politely tell them that you have already started the process with the bank, and would feel more comfortable letting the bank handle things. Any further questions need to be referred to the bank or to Zelle. If they contact you again, block their numbers. | 0 | 4,113 | 1.928571 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpf8gx | gnpyg9q | 1,613,519,383 | 1,613,529,315 | 49 | 50 | Not a lawyer, used to work at a financial institution sending and receiving wire transfers. This is almost certainly a scam. Even if it weren't a scam, having the bank process the refund through proper channels is the safest way to protect yourself AND them. Tell them this is the safest way for everyone and it's out of your hands now. That's not necessarily a lie either; a lot of times once you flag a transfer as erroneous and start the return process there isn't a way to cancel it. | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | 0 | 9,932 | 1.020408 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpyg9q | gnp6v06 | 1,613,529,315 | 1,613,515,264 | 50 | 28 | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | It's a scam. It's a twist on an older scam - basically the scammer comes up with some reason to write you a check. Could be buying something from you, could be payment for a simple service, could be an "accidental" thing. But they come up with some reason to give you a check, and some reason have that check be more money than you're expecting. Details vary. Once you've deposited the check, they'll ask for the difference back. Your back account will show the check deposited, but it's still processing on the back end. Often will show as "held" funds, but it'll look like you have the money. You pull out the difference they asked for and return it, but then the check bounces and the bank pulls the full check amount back out of your account. They never had the money to begin with, and they've now taken whatever that "accidental overpayment" was from you. | 1 | 14,051 | 1.785714 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpyg9q | gnopbwn | 1,613,529,315 | 1,613,507,411 | 50 | 28 | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | They can contact their bank, explain, and ask for it to be reversed. If their bank really won't reverse it, you can contact your bank and ask it to be reversed. Do not send the money back via a new Zelle transfer and *definitely* not by any other means. | 1 | 21,904 | 1.785714 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpyg9q | gnp7p71 | 1,613,529,315 | 1,613,515,665 | 50 | 19 | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | Not a lawyer - Don't care about them. Treat it like a clerical error. Don't touch the money. Keep in touch with your banker as to it exiting your account. Do not meet up with anyone. Don't touch the money. Get a letter from your bank for IRS purposes so that you are not charged with the funds as income to you. Don't touch the money! | 1 | 13,650 | 2.631579 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpl5wa | gnpyg9q | 1,613,522,406 | 1,613,529,315 | 16 | 50 | Never send money to someone you do not know, ever. If they are claiming to be dying in a foreign country and your $500 will save their life, do not do it (and yes, this kind of scam plea happens, my grandmother almost fell for it). Use the formal processes of your bank. Mistakes do happen, but your bank is taking responsibility. Save yourself the hassle. | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | 0 | 6,909 | 3.125 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpad7c | gnpyg9q | 1,613,516,963 | 1,613,529,315 | 14 | 50 | Yes it’s a scam. Tell the bank that they contacted you. Ask for an investigation and for the police to be involved. Keep the phone numbers. Ask them for a contact number and if they want to meet get a police officer to go in your place. If it’s not a scam then everyone is doing things by the book. But let the bank and police know everything. If it possible record the conversations. Maybe change your number. And see if there is a call block list. | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | 0 | 12,352 | 3.571429 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnppqmo | gnpyg9q | 1,613,524,774 | 1,613,529,315 | 12 | 50 | Deal with the bank only. Bank only. Bank only. | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | 0 | 4,541 | 4.166667 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpmjsv | gnpyg9q | 1,613,523,125 | 1,613,529,315 | 11 | 50 | It's a scam. Block the numbers. You may also want to contact the FBI to see if they want to open an investigation (assuming you're in the US, otherwise, Interpol). | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | 0 | 6,190 | 4.545455 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpyg9q | gnpqeji | 1,613,529,315 | 1,613,525,116 | 50 | 6 | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | This is a well documented scam. Don't fall for it. | 1 | 4,199 | 8.333333 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpm6ua | gnpyg9q | 1,613,522,940 | 1,613,529,315 | 5 | 50 | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | i know im late to the party, but one thing to note this type of scam usually falls on 3 day holiday weekends where the banks are closed. a random deposit will happen on Friday, it will get cleared on Saturday, they will contact you saying it was a mistake and want the money back.. they want you to pay out of your pocket to refund the money.. if you do, on Tuesday when the banks open, you will notice the deposit was reversed and you are out the money you sent out of pocket. the banks in this case are protected because you willfully sent the money to the scammer.. they wont reverse it or refund you. | 0 | 6,375 | 10 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnp6v06 | gnpf8gx | 1,613,515,264 | 1,613,519,383 | 28 | 49 | It's a scam. It's a twist on an older scam - basically the scammer comes up with some reason to write you a check. Could be buying something from you, could be payment for a simple service, could be an "accidental" thing. But they come up with some reason to give you a check, and some reason have that check be more money than you're expecting. Details vary. Once you've deposited the check, they'll ask for the difference back. Your back account will show the check deposited, but it's still processing on the back end. Often will show as "held" funds, but it'll look like you have the money. You pull out the difference they asked for and return it, but then the check bounces and the bank pulls the full check amount back out of your account. They never had the money to begin with, and they've now taken whatever that "accidental overpayment" was from you. | Not a lawyer, used to work at a financial institution sending and receiving wire transfers. This is almost certainly a scam. Even if it weren't a scam, having the bank process the refund through proper channels is the safest way to protect yourself AND them. Tell them this is the safest way for everyone and it's out of your hands now. That's not necessarily a lie either; a lot of times once you flag a transfer as erroneous and start the return process there isn't a way to cancel it. | 0 | 4,119 | 1.75 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpf8gx | gnopbwn | 1,613,519,383 | 1,613,507,411 | 49 | 28 | Not a lawyer, used to work at a financial institution sending and receiving wire transfers. This is almost certainly a scam. Even if it weren't a scam, having the bank process the refund through proper channels is the safest way to protect yourself AND them. Tell them this is the safest way for everyone and it's out of your hands now. That's not necessarily a lie either; a lot of times once you flag a transfer as erroneous and start the return process there isn't a way to cancel it. | They can contact their bank, explain, and ask for it to be reversed. If their bank really won't reverse it, you can contact your bank and ask it to be reversed. Do not send the money back via a new Zelle transfer and *definitely* not by any other means. | 1 | 11,972 | 1.75 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpf8gx | gnp7p71 | 1,613,519,383 | 1,613,515,665 | 49 | 19 | Not a lawyer, used to work at a financial institution sending and receiving wire transfers. This is almost certainly a scam. Even if it weren't a scam, having the bank process the refund through proper channels is the safest way to protect yourself AND them. Tell them this is the safest way for everyone and it's out of your hands now. That's not necessarily a lie either; a lot of times once you flag a transfer as erroneous and start the return process there isn't a way to cancel it. | Not a lawyer - Don't care about them. Treat it like a clerical error. Don't touch the money. Keep in touch with your banker as to it exiting your account. Do not meet up with anyone. Don't touch the money. Get a letter from your bank for IRS purposes so that you are not charged with the funds as income to you. Don't touch the money! | 1 | 3,718 | 2.578947 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpf8gx | gnpad7c | 1,613,519,383 | 1,613,516,963 | 49 | 14 | Not a lawyer, used to work at a financial institution sending and receiving wire transfers. This is almost certainly a scam. Even if it weren't a scam, having the bank process the refund through proper channels is the safest way to protect yourself AND them. Tell them this is the safest way for everyone and it's out of your hands now. That's not necessarily a lie either; a lot of times once you flag a transfer as erroneous and start the return process there isn't a way to cancel it. | Yes it’s a scam. Tell the bank that they contacted you. Ask for an investigation and for the police to be involved. Keep the phone numbers. Ask them for a contact number and if they want to meet get a police officer to go in your place. If it’s not a scam then everyone is doing things by the book. But let the bank and police know everything. If it possible record the conversations. Maybe change your number. And see if there is a call block list. | 1 | 2,420 | 3.5 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpl5wa | gnpad7c | 1,613,522,406 | 1,613,516,963 | 16 | 14 | Never send money to someone you do not know, ever. If they are claiming to be dying in a foreign country and your $500 will save their life, do not do it (and yes, this kind of scam plea happens, my grandmother almost fell for it). Use the formal processes of your bank. Mistakes do happen, but your bank is taking responsibility. Save yourself the hassle. | Yes it’s a scam. Tell the bank that they contacted you. Ask for an investigation and for the police to be involved. Keep the phone numbers. Ask them for a contact number and if they want to meet get a police officer to go in your place. If it’s not a scam then everyone is doing things by the book. But let the bank and police know everything. If it possible record the conversations. Maybe change your number. And see if there is a call block list. | 1 | 5,443 | 1.142857 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnppqmo | gnpmjsv | 1,613,524,774 | 1,613,523,125 | 12 | 11 | Deal with the bank only. Bank only. Bank only. | It's a scam. Block the numbers. You may also want to contact the FBI to see if they want to open an investigation (assuming you're in the US, otherwise, Interpol). | 1 | 1,649 | 1.090909 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnppqmo | gnpm6ua | 1,613,524,774 | 1,613,522,940 | 12 | 5 | Deal with the bank only. Bank only. Bank only. | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | 1 | 1,834 | 2.4 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpm6ua | gnpmjsv | 1,613,522,940 | 1,613,523,125 | 5 | 11 | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | It's a scam. Block the numbers. You may also want to contact the FBI to see if they want to open an investigation (assuming you're in the US, otherwise, Interpol). | 0 | 185 | 2.2 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnq487w | gnq0sqf | 1,613,532,387 | 1,613,530,547 | 11 | 7 | 100% scam. I honestly surprised & confused how so many people fall for these. Even if it wasn't a scam, your bank is already in the process of reversing the charge. They'll still reverse the charge, so if you also send these people money then you'll just be double paying them. Doesn't make any sense to do that. Also, why are you not listening to your bank?? They see scams all the time. Why would you not take their advice? | I've worked in banking before. DO NOT transfer the money back to them, or onto the "new" recipient. This is a common scam with checks, Zelle is probably just the new medium for it. That money was likely transferred out of an account the sender should not have access to. They send it to you the middleman, then onto the "final" person. That final person pulls out the money in cash before the banking system catchs up, which stops the chain, however, when the original bank notices the unauthorized transaction, they will come to you(because the money was transferred to you) and will claim those funds back. If the funds are gone it just brings you negative, because your bank cannot go after the final person because the money is already cash and gone. Leaving you on the hook. | 1 | 1,840 | 1.571429 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnq487w | gnpqeji | 1,613,532,387 | 1,613,525,116 | 11 | 6 | 100% scam. I honestly surprised & confused how so many people fall for these. Even if it wasn't a scam, your bank is already in the process of reversing the charge. They'll still reverse the charge, so if you also send these people money then you'll just be double paying them. Doesn't make any sense to do that. Also, why are you not listening to your bank?? They see scams all the time. Why would you not take their advice? | This is a well documented scam. Don't fall for it. | 1 | 7,271 | 1.833333 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnq487w | gnpm6ua | 1,613,532,387 | 1,613,522,940 | 11 | 5 | 100% scam. I honestly surprised & confused how so many people fall for these. Even if it wasn't a scam, your bank is already in the process of reversing the charge. They'll still reverse the charge, so if you also send these people money then you'll just be double paying them. Doesn't make any sense to do that. Also, why are you not listening to your bank?? They see scams all the time. Why would you not take their advice? | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | 1 | 9,447 | 2.2 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnqe5ze | gnq0sqf | 1,613,537,989 | 1,613,530,547 | 10 | 7 | It is a scam. Commonly what the scammer does is transfer a payment from an account or card they should not have access to a random patsy (in this case you). Then the scammer will contact the patsy claiming they made an error and to transfer the money back. Or occasionally the scammer will ask for only part of the money back, and say the patsy can keep the rest. Then when the person who was originally defrauded files a claim with their bank, the bank claws the money back from the patsy's account. Leaving the scammer with a profit from the transfer and the patsy to makeup the difference. When the funds go through to your account do not touch them. Wait for whoever's money was taken to file a fraud claim, and let the bank handle the rest. Edit: the scammer likely got your number from phishing, an online security breach, purchasing personal data, or dark web trading. The number was still linked to the old owner's name and address, which is why they gave the wrong info. | I've worked in banking before. DO NOT transfer the money back to them, or onto the "new" recipient. This is a common scam with checks, Zelle is probably just the new medium for it. That money was likely transferred out of an account the sender should not have access to. They send it to you the middleman, then onto the "final" person. That final person pulls out the money in cash before the banking system catchs up, which stops the chain, however, when the original bank notices the unauthorized transaction, they will come to you(because the money was transferred to you) and will claim those funds back. If the funds are gone it just brings you negative, because your bank cannot go after the final person because the money is already cash and gone. Leaving you on the hook. | 1 | 7,442 | 1.428571 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpqeji | gnqe5ze | 1,613,525,116 | 1,613,537,989 | 6 | 10 | This is a well documented scam. Don't fall for it. | It is a scam. Commonly what the scammer does is transfer a payment from an account or card they should not have access to a random patsy (in this case you). Then the scammer will contact the patsy claiming they made an error and to transfer the money back. Or occasionally the scammer will ask for only part of the money back, and say the patsy can keep the rest. Then when the person who was originally defrauded files a claim with their bank, the bank claws the money back from the patsy's account. Leaving the scammer with a profit from the transfer and the patsy to makeup the difference. When the funds go through to your account do not touch them. Wait for whoever's money was taken to file a fraud claim, and let the bank handle the rest. Edit: the scammer likely got your number from phishing, an online security breach, purchasing personal data, or dark web trading. The number was still linked to the old owner's name and address, which is why they gave the wrong info. | 0 | 12,873 | 1.666667 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnqe5ze | gnq4w3v | 1,613,537,989 | 1,613,532,754 | 10 | 6 | It is a scam. Commonly what the scammer does is transfer a payment from an account or card they should not have access to a random patsy (in this case you). Then the scammer will contact the patsy claiming they made an error and to transfer the money back. Or occasionally the scammer will ask for only part of the money back, and say the patsy can keep the rest. Then when the person who was originally defrauded files a claim with their bank, the bank claws the money back from the patsy's account. Leaving the scammer with a profit from the transfer and the patsy to makeup the difference. When the funds go through to your account do not touch them. Wait for whoever's money was taken to file a fraud claim, and let the bank handle the rest. Edit: the scammer likely got your number from phishing, an online security breach, purchasing personal data, or dark web trading. The number was still linked to the old owner's name and address, which is why they gave the wrong info. | Not a lawyer but I work in the financial industry. Let your bank process. Do not send them the money back. There are many red flags here and it needs to go back the way it came via your institution and Zelle. I would not share anymore information with these persons, they should have also filed a claim on their end to try and process a refund or request their bank initiate a refund. While I myself do not use Zelle, I have helped others use it and in my experience it does ask you to confirm to who and where you're sending it. For your own safety and the safety of your account, let the bank process this along proper channels. Edit: if this is a scam and you transfer the money back to them and it's actually funds stolen from someone else as another redditor suggested, then you will be liable and complicit in assisting the scammers steal money. | 1 | 5,235 | 1.666667 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnqe5ze | gnpm6ua | 1,613,537,989 | 1,613,522,940 | 10 | 5 | It is a scam. Commonly what the scammer does is transfer a payment from an account or card they should not have access to a random patsy (in this case you). Then the scammer will contact the patsy claiming they made an error and to transfer the money back. Or occasionally the scammer will ask for only part of the money back, and say the patsy can keep the rest. Then when the person who was originally defrauded files a claim with their bank, the bank claws the money back from the patsy's account. Leaving the scammer with a profit from the transfer and the patsy to makeup the difference. When the funds go through to your account do not touch them. Wait for whoever's money was taken to file a fraud claim, and let the bank handle the rest. Edit: the scammer likely got your number from phishing, an online security breach, purchasing personal data, or dark web trading. The number was still linked to the old owner's name and address, which is why they gave the wrong info. | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | 1 | 15,049 | 2 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpqeji | gnq0sqf | 1,613,525,116 | 1,613,530,547 | 6 | 7 | This is a well documented scam. Don't fall for it. | I've worked in banking before. DO NOT transfer the money back to them, or onto the "new" recipient. This is a common scam with checks, Zelle is probably just the new medium for it. That money was likely transferred out of an account the sender should not have access to. They send it to you the middleman, then onto the "final" person. That final person pulls out the money in cash before the banking system catchs up, which stops the chain, however, when the original bank notices the unauthorized transaction, they will come to you(because the money was transferred to you) and will claim those funds back. If the funds are gone it just brings you negative, because your bank cannot go after the final person because the money is already cash and gone. Leaving you on the hook. | 0 | 5,431 | 1.166667 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnq0sqf | gnpm6ua | 1,613,530,547 | 1,613,522,940 | 7 | 5 | I've worked in banking before. DO NOT transfer the money back to them, or onto the "new" recipient. This is a common scam with checks, Zelle is probably just the new medium for it. That money was likely transferred out of an account the sender should not have access to. They send it to you the middleman, then onto the "final" person. That final person pulls out the money in cash before the banking system catchs up, which stops the chain, however, when the original bank notices the unauthorized transaction, they will come to you(because the money was transferred to you) and will claim those funds back. If the funds are gone it just brings you negative, because your bank cannot go after the final person because the money is already cash and gone. Leaving you on the hook. | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | 1 | 7,607 | 1.4 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpqeji | gnpm6ua | 1,613,525,116 | 1,613,522,940 | 6 | 5 | This is a well documented scam. Don't fall for it. | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | 1 | 2,176 | 1.2 |
ll937i | legaladvice_train | 0.98 | [US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | gnpm6ua | gnq4w3v | 1,613,522,940 | 1,613,532,754 | 5 | 6 | Zelle is third-party software that banks use. Even the bank won't know the source of where the money came from, but they can make note of the issue and also let Zelle know of the issue. Whether or not this is a scam you did the absolute correct thing in notifying the bank and letting them handle it. It sounds like these people are even using scare tactics in mentioning what they thought was your address, it was smart you didn't correct them. Tell these people (if they call again) that your bank is already handling it and don't even tell them which bank you use! Leave the money in your account, it could literally be weeks before the issue gets resolved. | Not a lawyer but I work in the financial industry. Let your bank process. Do not send them the money back. There are many red flags here and it needs to go back the way it came via your institution and Zelle. I would not share anymore information with these persons, they should have also filed a claim on their end to try and process a refund or request their bank initiate a refund. While I myself do not use Zelle, I have helped others use it and in my experience it does ask you to confirm to who and where you're sending it. For your own safety and the safety of your account, let the bank process this along proper channels. Edit: if this is a scam and you transfer the money back to them and it's actually funds stolen from someone else as another redditor suggested, then you will be liable and complicit in assisting the scammers steal money. | 0 | 9,814 | 1.2 |
f9lvpz | legaladvice_train | 0.93 | [VA] Sister just found out her husband's erratic behavior is because he's doing meth. They have 2 small children. I need to figure out what to do to help her leave, retain custody of kids and be safe... While potentially getting him help if he's interested or line up a divorce. Don't know where to start our who to contact. I'm worried for her safety. He's an alcoholic but had 'quit', apparently substituting booze for meth. What resources are out there? Is an emergency custody order appropriate? Thanks for your help! -Throwaway obviously- | fisq4hp | fisr6px | 1,582,690,362 | 1,582,691,123 | 2 | 36 | I’m not sure about in your state as I am in AZ but there should be domestic shelters she can seek out, even while married she can go to the courthouse and request an emergency hearing for custody of children while she goes threw divorce or seeking safety for herself and the children. We have a number that gives us information for help and resources, 211, not sure if you have the same but could call you local non emergency police department for more information in regards to seeking the appropriate assistance. Best of luck for her and the babies | Not a lawyer - btw, I think you meant that he’s been substituting meth for alcohol. I think just the fact that he’s doing meth is the biggest thing you guys have to obtain full custody of the children as no judge in their right mind would agree to keep the kids in a potentially dangerous situation. Question, does your sister desire a divorce from him now that she knows what’s wrong? Or does she want to try and get him help, which as you stated IF he’s interested in getting it, if she can and stay with him then with a little separation in between for the safety of the kids? Depending on what happens in court, the judge could have it court ordered that he does get help. I truly hope you guys can get help with this. If I were her, I’d absolutely seek out a lawyer who deals specifically with familial issues and if she’s truly worried about the safety of the kids as well as hers, she can try for a temporary restraining order to be put in place. As sad or wrong as it may seem to have him arrested, sometimes that can be the best thing to have happen because then it means that he’s not out getting high, risking an overdose, getting the wrong people mad and having himself on their radar, or that he’s a danger to himself or others in his high and altered state. So don’t you guys ever be afraid of having to call the police and keeping him in custody even if it’s for a few hours here and there. Best of luck and I hope you have a way to keep us updated in another subreddit. Above all, stay safe. | 0 | 761 | 18 |
f9lvpz | legaladvice_train | 0.93 | [VA] Sister just found out her husband's erratic behavior is because he's doing meth. They have 2 small children. I need to figure out what to do to help her leave, retain custody of kids and be safe... While potentially getting him help if he's interested or line up a divorce. Don't know where to start our who to contact. I'm worried for her safety. He's an alcoholic but had 'quit', apparently substituting booze for meth. What resources are out there? Is an emergency custody order appropriate? Thanks for your help! -Throwaway obviously- | fith2qt | fisq4hp | 1,582,719,808 | 1,582,690,362 | 31 | 2 | Contact a family law/divorce attorney. Don’t abandon the marital home without first consulting with the attorney. If she or the children are in physical danger she should call the police. | I’m not sure about in your state as I am in AZ but there should be domestic shelters she can seek out, even while married she can go to the courthouse and request an emergency hearing for custody of children while she goes threw divorce or seeking safety for herself and the children. We have a number that gives us information for help and resources, 211, not sure if you have the same but could call you local non emergency police department for more information in regards to seeking the appropriate assistance. Best of luck for her and the babies | 1 | 29,446 | 15.5 |
301096 | legaladvice_train | 0.92 | Harassed by neighbor, condo assoc and police won't act. [MD] Myself and a roommate moved to a condo in MD about 6 months ago. We wanted an area where we wouldn't have to worry about loud, obnoxious kids, even though we aren't that old ourselves. We thought that we had found the perfect place. Turns out, one of our neighbors is a little crazy, and other residents know it but seem to have just ignored her forever. Unfortunately, not long after we moved in she started harassing us and spreading lies about us to other residents in the area. Mostly, it seemed to be around the fact that we are young and we are renting, while many of the residents own their condos. She has stopped and interrogated EVERY single guest that we have had over in the past 6 months, and on many of their vehicles she has placed notes telling them to park in a different spot. I've spoke with the condo association; there is no law or bi-law which states where guests can park, they just generally park in a certain area. Most of the residents also don't like to back into parking spaces, because they feel that it will harm the grass. Well, we were raised to believe that backing in is safer for pedestrian traffic overall, even by our driving instructors. Unfortunately, us backing in infuriates our neighbor, and we've overheard her talking to other residents saying that she was going to go to the courthouse to report us for this or that offense that we didn't actually commit. We've called the police about it before, but she wasn't home when he arrived, and after explaining everything to him, he seemed to think that she would be considered "Not Criminally Responsible." He suggested that we just negotiate with our landlord to get out of our lease. I want to know what options I have to get her to just leave us alone. She works for a major real estate company(and on her last note she actually wrote it on official company stationary), and she has a lot of contacts from her years in the industry. The condo association won't do anything about it, and the police seem to think she's too crazy to bother arresting. | cpocbpm | cpoadta | 1,427,143,631 | 1,427,140,693 | 21 | 8 | I'm not a lawyer, this is not legal advice. If someone were annoying me and using their company stationary, presumably to add some air of authority to their grievances, I'd be inclined to let the company know what she was putting on their letterhead. Unless she's a principal broker, there's probably someone above her who wouldn't appreciate her using their company's name to pester you. Don't say mean things about her, don't go into detail on the situation, just a quick, "FYI, a rep from your company is leaving me notes on your letterhead, thought you might like to know." If this was written on something like a little hotel note pad with their logo on it, don't bother. But if she took the time to actually print something out on their letterhead I would make the company aware of it. | If I were you I would report every little thing to the condo association until something is done. The squeaky wheel gets the grease. Either they will tell he to knock it off or they will ask you to move out. Regardless, you will be done dealing with her. | 1 | 2,938 | 2.625 |
63oo41 | legaladvice_train | 0.64 | (CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has left her disabled. After she lost her job we couldn't afford the payments on one income so we defaulted. She is still disabled l, but gets ssdi now. Thanks in advance for any help or thoughts!! | dfw8ocm | dfvukam | 1,491,450,213 | 1,491,432,013 | 6 | 5 | Statute of limitations for credit card debt in CT in probably six years. https://www.cga.ct.gov/2015/pub/chap_926.htm#sec_52-576 If it's been more than six years since the debt was incurred (or, possibly, since the last payment) the statute of limitations may keep the creditor from being able to sue if you raise the SOL as a defense. I am not a lawyer. | Ignoring debt is a terrible idea... interest and penalties rack up until bankruptcy is only option. If bankruptcy is inevitable, better to get it started sooner so you are free of it sooner... Even if collections Agency fucked up, doesn't get you out of the debt. | 1 | 18,200 | 1.2 |
63oo41 | legaladvice_train | 0.64 | (CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has left her disabled. After she lost her job we couldn't afford the payments on one income so we defaulted. She is still disabled l, but gets ssdi now. Thanks in advance for any help or thoughts!! | dfw8ocm | dfvxq2e | 1,491,450,213 | 1,491,436,157 | 6 | 5 | Statute of limitations for credit card debt in CT in probably six years. https://www.cga.ct.gov/2015/pub/chap_926.htm#sec_52-576 If it's been more than six years since the debt was incurred (or, possibly, since the last payment) the statute of limitations may keep the creditor from being able to sue if you raise the SOL as a defense. I am not a lawyer. | Some states have less restrictive procedures for serving on low dollar claims. In NJ, the court serves lawsuits under $15k by regular and certified mail. It's not crazy to think that this could be proper service in CT. On a separate note, odds are your wife is judgment proof, pragmatically speaking. All they get if they win is a piece of paper. If they can't find a bank account in her name, she has no income, and owns no real estate, odds are they can't touch the money. In most (all?) states, SSDI is immune from garnishment. | 1 | 14,056 | 1.2 |
vmppr7 | legaladvice_train | 0.95 | Is it possible to change our house's address because its address is invalid? (West Virginia) I apologize in advance if this is not the correct place to ask! My spouse and I moved into a house last year that is over 100 years old. At the time it was built, there was a road (let's call it "Smith Street") that used to connect to the front of the house. Before we bought the house, another road was built to connect the town I live in to another town, and Smith Street was pushed back and no longer connects to this house nor even our neighbor's house. Despite this, the house's address still says "# Smith Street". I totally understand if this is confusing and if I gotta draw it out, I'm willing to do so lol. Many companies, including my bank, say that our house's address is invalid and we have to use our post office for everything. The trouble there is that so many companies cannot have their products delivered to a PO box. We can't install a mailbox because the USPS does not deliver mail in our area. We'd like to change the address of this house so that we can have items delivered directly to our house by FedEx, UPS, etc. I've tried looking up if this is possible to do and if so, how to do this, but Google keeps giving me the wrong results and assuming that I must be talking about moving between houses. | ie30k4o | ie2c8yx | 1,656,439,303 | 1,656,429,783 | 13 | 10 | Have you checked on usps.com to see how they have you listed? If it’s still by the old address, ask your post office how to get it updated. | Talk to your township or county and also ask the post office. | 1 | 9,520 | 1.3 |
vmppr7 | legaladvice_train | 0.95 | Is it possible to change our house's address because its address is invalid? (West Virginia) I apologize in advance if this is not the correct place to ask! My spouse and I moved into a house last year that is over 100 years old. At the time it was built, there was a road (let's call it "Smith Street") that used to connect to the front of the house. Before we bought the house, another road was built to connect the town I live in to another town, and Smith Street was pushed back and no longer connects to this house nor even our neighbor's house. Despite this, the house's address still says "# Smith Street". I totally understand if this is confusing and if I gotta draw it out, I'm willing to do so lol. Many companies, including my bank, say that our house's address is invalid and we have to use our post office for everything. The trouble there is that so many companies cannot have their products delivered to a PO box. We can't install a mailbox because the USPS does not deliver mail in our area. We'd like to change the address of this house so that we can have items delivered directly to our house by FedEx, UPS, etc. I've tried looking up if this is possible to do and if so, how to do this, but Google keeps giving me the wrong results and assuming that I must be talking about moving between houses. | ie504n9 | ie5ggz2 | 1,656,470,675 | 1,656,479,999 | 4 | 5 | "An additional service to consider adding to your PO Box is Street Addressing. With Street Addressing (if available), you have the option of using the street address of your Post Office location, combined with your PO Box number, as your mailing address. This lets you receive packages from private carriers (such as UPS, FedEx, DHL and Amazon), as long as they comply with USPS mailing standards. See the Customer Agreement for more details." From [usps website]( https://www.usps.com/manage/po-boxes.htm#:~:text=With%20Street%20Addressing%20(if%20available,comply%20with%20USPS%20mailing%20standards. ) I don't know if that is available to you or not. | The county will probably have a property/parcel viewer. Check that. Use Smarty to verify your address. You can also look up and contact the Address Management Office responsible for your ZIP code here. If that doesn't work, then you can contact your member of Congress' constituent services division. I hope this helps. | 0 | 9,324 | 1.25 |
z26wxm | legaladvice_train | 0.98 | Neighbor giving our address to Facebook Marketplace buyers Our neighbor gives our address when they sell items on Facebook. People park in our driveway and knock on our door, then get upset at us when I tell them I'm not selling anything. They usually contact the neighbor, while still in our driveway, and then walk over to the neighbors house for the items. This happens multiple times a week (it's the neighbors side hustle). Is there anything legal I can do? I've asked them repeatedly to not give my address to strangers, but they just blow me off. I've put out no parking signs, but don't live close to a tow company, so it'd be an hour + before a truck showed up to tow. We live in a rural area, if that makes a difference. His barn, that he stores the items in, is next to our driveway and further from his house/driveway. Although it's easy to use his driveway to get to the barn. | ixf4t0a | ixfjsiq | 1,669,160,271 | 1,669,167,428 | 345 | 1,819 | Expensive but effective solution to keeping folks off your property would be to gate your driveway. Are the ads he is posting including your address or are they giving your address out in follow up conversations? You might be able to work with the marketplace where the ads are hosted to get them removed if the post contains your address. | This is definitely against Facebook rules. * Search for items within a mile of your location on facebook marketplace. * Report his listings. Printout flyers to hand to each person that parks in your driveway, describing the situation and asking them to report the seller as well. But also verify that the items do exist, just not at your address. Provide them with a map to the idiot's driveway. Do not misrepresent anything. | 0 | 7,157 | 5.272464 |
z26wxm | legaladvice_train | 0.98 | Neighbor giving our address to Facebook Marketplace buyers Our neighbor gives our address when they sell items on Facebook. People park in our driveway and knock on our door, then get upset at us when I tell them I'm not selling anything. They usually contact the neighbor, while still in our driveway, and then walk over to the neighbors house for the items. This happens multiple times a week (it's the neighbors side hustle). Is there anything legal I can do? I've asked them repeatedly to not give my address to strangers, but they just blow me off. I've put out no parking signs, but don't live close to a tow company, so it'd be an hour + before a truck showed up to tow. We live in a rural area, if that makes a difference. His barn, that he stores the items in, is next to our driveway and further from his house/driveway. Although it's easy to use his driveway to get to the barn. | ixfubed | ixfudqw | 1,669,172,552 | 1,669,172,586 | 120 | 273 | I would suggest calling the police when someone parks in your driveway. Also putting a sign "private driveway, cars will be towed" beside a sign, "this is not the Facebook marketplace address, please report the seller for misleading you!" | This is a bit advanced, but by him knowingly giving out the wrong address (especially after notice) he is irreparably harming you with the repetitive trespassing and door knocking. This could also be considered harassment or other menacing/disturbing the peace. ​ I would suggest calling the police and talk to an officer about this issue. Documenting this issue with police reports/incident numbers will help. Some police would agree with me, the more lazy ones will say 'its a civil matter'. Hopefully the cop will talk some sense into him (don't bet on it). ​ Nonetheless, you could file for a permanent injunction with the courts, requesting he stop giving your address. And if he does, he can be held in contempt and pay your legal fees. ​ If you think this 'too petty' to goto court over, just look at this Virginia Supreme Court over some flood lights. Cline v. Berg, 273 Va. 142, 639 S.E.2d 231 (2007). ​ Of course you do not need a lawyer to do this, but it surely helps. Please post updates if you can. | 0 | 34 | 2.275 |
z26wxm | legaladvice_train | 0.98 | Neighbor giving our address to Facebook Marketplace buyers Our neighbor gives our address when they sell items on Facebook. People park in our driveway and knock on our door, then get upset at us when I tell them I'm not selling anything. They usually contact the neighbor, while still in our driveway, and then walk over to the neighbors house for the items. This happens multiple times a week (it's the neighbors side hustle). Is there anything legal I can do? I've asked them repeatedly to not give my address to strangers, but they just blow me off. I've put out no parking signs, but don't live close to a tow company, so it'd be an hour + before a truck showed up to tow. We live in a rural area, if that makes a difference. His barn, that he stores the items in, is next to our driveway and further from his house/driveway. Although it's easy to use his driveway to get to the barn. | ixfubed | ixfulwo | 1,669,172,552 | 1,669,172,703 | 120 | 125 | I would suggest calling the police when someone parks in your driveway. Also putting a sign "private driveway, cars will be towed" beside a sign, "this is not the Facebook marketplace address, please report the seller for misleading you!" | Not a lawyer however get a consultation with an attorney and ask about sending a certified cease and desist letter. And ask what steps can be taken after if the buyers continue to be sent to your home. Make this about the safety of the minor children that live in and visit your home. Especially when/if you file police reports. | 0 | 151 | 1.041667 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpksc9f | dpkw2qw | 1,510,244,563 | 1,510,248,373 | 196 | 576 | SF Resident: I am very, very sorry this happened to you. SF Police Non-Emergency Line: 001.415.553.0123; we are about 9 hours behind you, I believe. The line is 24 hours, but you will have the least wait around 3 or 4 pm your time, I believe. I am not sure if they will take this level of report over the phone, but they will let you know what to do next. I would also contact the SF DA's office, and ask them what you should do: http://sfdistrictattorney.org/ (If you are unfamiliar, the District Attorney is the government office who would eventually file charges and prosecute the person after the police have caught the rapist. They may give you more guidance.). Take care | Not legal advice, but if you haven't already, get yourself tested for the usual STD's including HIV. | 0 | 3,810 | 2.938776 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpkw2qw | dpkpovi | 1,510,248,373 | 1,510,241,795 | 576 | 187 | Not legal advice, but if you haven't already, get yourself tested for the usual STD's including HIV. | Have you been to counseling for your incident? If not I suggest you do. You can contact the police in SF. By now all physical evidence may be gone so thr likelihood of charges being brought against the alleged offender are low. That's not to say filing a report would be pointless. It may be a lead for the police if there are other alleged incidents. Good luck. | 1 | 6,578 | 3.080214 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpkw2qw | dpkq370 | 1,510,248,373 | 1,510,242,222 | 576 | 148 | Not legal advice, but if you haven't already, get yourself tested for the usual STD's including HIV. | I would ask your friend who was too drunk and got taken to the local's house what he remembers from that night. Something sounds really shady about this "local" guy. I'm generally a very paranoid person so take this for what its worth but here's the scenario I imagine - local guy slips you and your friend a date rape drug, your friend succumbs first so the local takes him home, comes back knowing you would be out soon too, then takes advantage of you both. Sounds crazy, I know. Sorry, can't hurt to talk to your friend though. | 1 | 6,151 | 3.891892 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpkpxhd | dpkw2qw | 1,510,242,055 | 1,510,248,373 | 13 | 576 | First would be to call the police and make a report. I would also consider talking to a local lawyer and seeing if Ca. Private Investigators/Lawyer can approach the bar/club in question in order to obtain a copy of the club security film before it is erased - although I think the chances are high that its already gone. Time is of the essence. I've never seen a club with a robust backup process. But you may get lucky. Other than that - get some counseling, get a health checkup, and carry on. Sorry that this happened. | Not legal advice, but if you haven't already, get yourself tested for the usual STD's including HIV. | 0 | 6,318 | 44.307692 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpkpovi | dpksc9f | 1,510,241,795 | 1,510,244,563 | 187 | 196 | Have you been to counseling for your incident? If not I suggest you do. You can contact the police in SF. By now all physical evidence may be gone so thr likelihood of charges being brought against the alleged offender are low. That's not to say filing a report would be pointless. It may be a lead for the police if there are other alleged incidents. Good luck. | SF Resident: I am very, very sorry this happened to you. SF Police Non-Emergency Line: 001.415.553.0123; we are about 9 hours behind you, I believe. The line is 24 hours, but you will have the least wait around 3 or 4 pm your time, I believe. I am not sure if they will take this level of report over the phone, but they will let you know what to do next. I would also contact the SF DA's office, and ask them what you should do: http://sfdistrictattorney.org/ (If you are unfamiliar, the District Attorney is the government office who would eventually file charges and prosecute the person after the police have caught the rapist. They may give you more guidance.). Take care | 0 | 2,768 | 1.048128 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpkq370 | dpksc9f | 1,510,242,222 | 1,510,244,563 | 148 | 196 | I would ask your friend who was too drunk and got taken to the local's house what he remembers from that night. Something sounds really shady about this "local" guy. I'm generally a very paranoid person so take this for what its worth but here's the scenario I imagine - local guy slips you and your friend a date rape drug, your friend succumbs first so the local takes him home, comes back knowing you would be out soon too, then takes advantage of you both. Sounds crazy, I know. Sorry, can't hurt to talk to your friend though. | SF Resident: I am very, very sorry this happened to you. SF Police Non-Emergency Line: 001.415.553.0123; we are about 9 hours behind you, I believe. The line is 24 hours, but you will have the least wait around 3 or 4 pm your time, I believe. I am not sure if they will take this level of report over the phone, but they will let you know what to do next. I would also contact the SF DA's office, and ask them what you should do: http://sfdistrictattorney.org/ (If you are unfamiliar, the District Attorney is the government office who would eventually file charges and prosecute the person after the police have caught the rapist. They may give you more guidance.). Take care | 0 | 2,341 | 1.324324 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpksc9f | dpkpxhd | 1,510,244,563 | 1,510,242,055 | 196 | 13 | SF Resident: I am very, very sorry this happened to you. SF Police Non-Emergency Line: 001.415.553.0123; we are about 9 hours behind you, I believe. The line is 24 hours, but you will have the least wait around 3 or 4 pm your time, I believe. I am not sure if they will take this level of report over the phone, but they will let you know what to do next. I would also contact the SF DA's office, and ask them what you should do: http://sfdistrictattorney.org/ (If you are unfamiliar, the District Attorney is the government office who would eventually file charges and prosecute the person after the police have caught the rapist. They may give you more guidance.). Take care | First would be to call the police and make a report. I would also consider talking to a local lawyer and seeing if Ca. Private Investigators/Lawyer can approach the bar/club in question in order to obtain a copy of the club security film before it is erased - although I think the chances are high that its already gone. Time is of the essence. I've never seen a club with a robust backup process. But you may get lucky. Other than that - get some counseling, get a health checkup, and carry on. Sorry that this happened. | 1 | 2,508 | 15.076923 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dpkq370 | dpkpxhd | 1,510,242,222 | 1,510,242,055 | 148 | 13 | I would ask your friend who was too drunk and got taken to the local's house what he remembers from that night. Something sounds really shady about this "local" guy. I'm generally a very paranoid person so take this for what its worth but here's the scenario I imagine - local guy slips you and your friend a date rape drug, your friend succumbs first so the local takes him home, comes back knowing you would be out soon too, then takes advantage of you both. Sounds crazy, I know. Sorry, can't hurt to talk to your friend though. | First would be to call the police and make a report. I would also consider talking to a local lawyer and seeing if Ca. Private Investigators/Lawyer can approach the bar/club in question in order to obtain a copy of the club security film before it is erased - although I think the chances are high that its already gone. Time is of the essence. I've never seen a club with a robust backup process. But you may get lucky. Other than that - get some counseling, get a health checkup, and carry on. Sorry that this happened. | 1 | 167 | 11.384615 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dr0v4zo | dplmifa | 1,512,876,122 | 1,510,276,986 | 30 | 19 | Shit like these makes me angry and sad. I m sorry for what happened. OP dont you be ashamed for what some monster did. | I can think of no reason why you would want to contact a lawyer unless you are planning to sue the club, which seems like a bad idea in the absence of any evidence that the club did something wrong. Any surveillance video has undoubtedly long been deleted. I used to represent hotels and casinos and video would automatically be deleted after 7-14 days so that the storage would be re-used. Nightclub surveillance is rarely going to show anything anyway, just darkness and bodies moving around and nothing specific. | 1 | 2,599,136 | 1.578947 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dr0v4zo | dpkpxhd | 1,512,876,122 | 1,510,242,055 | 30 | 13 | Shit like these makes me angry and sad. I m sorry for what happened. OP dont you be ashamed for what some monster did. | First would be to call the police and make a report. I would also consider talking to a local lawyer and seeing if Ca. Private Investigators/Lawyer can approach the bar/club in question in order to obtain a copy of the club security film before it is erased - although I think the chances are high that its already gone. Time is of the essence. I've never seen a club with a robust backup process. But you may get lucky. Other than that - get some counseling, get a health checkup, and carry on. Sorry that this happened. | 1 | 2,634,067 | 2.307692 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dr0v4zo | dplpjsd | 1,512,876,122 | 1,510,280,576 | 30 | 11 | Shit like these makes me angry and sad. I m sorry for what happened. OP dont you be ashamed for what some monster did. | Do you have any indication of who it was? Did they use a condom or was their semen? A report at the time might have helped your case have more success sorry to say, sorry this happened to you. | 1 | 2,595,546 | 2.727273 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dplnlgm | dr0v4zo | 1,510,278,265 | 1,512,876,122 | 7 | 30 | Since you are from the Netherlands, I cant' say much about Netherlands law. However, I did manage to Dig up these numbers: Help for domestic abuse and Sexual assault in the Netherlands Since this crossed international borders, the Dutch Ambassador to the US Might be of assistance. Or even the US Ambassador in the Netherlands MIGHT help, but i'm not sure how that would work. | Shit like these makes me angry and sad. I m sorry for what happened. OP dont you be ashamed for what some monster did. | 0 | 2,597,857 | 4.285714 |
7btzy4 | legaladvice_train | 0.96 | I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | dplmifa | dpkpxhd | 1,510,276,986 | 1,510,242,055 | 19 | 13 | I can think of no reason why you would want to contact a lawyer unless you are planning to sue the club, which seems like a bad idea in the absence of any evidence that the club did something wrong. Any surveillance video has undoubtedly long been deleted. I used to represent hotels and casinos and video would automatically be deleted after 7-14 days so that the storage would be re-used. Nightclub surveillance is rarely going to show anything anyway, just darkness and bodies moving around and nothing specific. | First would be to call the police and make a report. I would also consider talking to a local lawyer and seeing if Ca. Private Investigators/Lawyer can approach the bar/club in question in order to obtain a copy of the club security film before it is erased - although I think the chances are high that its already gone. Time is of the essence. I've never seen a club with a robust backup process. But you may get lucky. Other than that - get some counseling, get a health checkup, and carry on. Sorry that this happened. | 1 | 34,931 | 1.461538 |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.